Florida Senate - 2019                          SENATOR AMENDMENT
       Bill No. CS for CS for CS for SB 1180
       
       
       
       
       
       
                                Ì636826AÎ636826                         
       
                              LEGISLATIVE ACTION                        
                    Senate             .             House              
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                Floor: 2/AD/2R         .                                
             04/25/2019 05:12 PM       .                                
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       Senator Mayfield moved the following:
       
    1         Senate Substitute for Amendment (494528) (with title
    2  amendment)
    3  
    4         Delete lines 65 - 293
    5  and insert:
    6  this state shall provide general notification of the change in
    7  the formulary to current and prospective insureds in a readily
    8  accessible format on the insurer’s website and notify,
    9  electronically or by first-class mail, any insured currently
   10  receiving coverage for a prescription drug for which the
   11  formulary change modifies coverage and the insured’s treating
   12  physician, including information on the specific drugs involved.
   13         (2)A health insurer shall maintain a record of any change
   14  in its formulary during the policy year, and by March 1
   15  annually, submit a report to the office delineating such
   16  changes. The annual report must include, at a minimum:
   17         (a)A list of all drugs that were removed from a formulary
   18  and the reasons for the removal;
   19         (b)A list of all drugs that were moved to a tier that
   20  resulted in additional out-of-pocket costs to insureds;
   21         (c)The number of insureds notified by the insurer of a
   22  change in formulary; and
   23         (d)The increased cost, by dollar amount, incurred by
   24  insureds because of such change in the formulary.
   25         (3)By May 1 annually, the office shall:
   26         (a)Compile the data in such annual reports submitted by
   27  health insurers and prepare a report summarizing the data
   28  submitted;
   29         (b)Make the report publicly accessible on its website; and
   30         (c)Submit the report to the Governor, the President of the
   31  Senate, and the Speaker of the House of Representatives.
   32         Section 2. Paragraph (e) of subsection (5) of section
   33  627.6699, Florida Statutes, is amended to read:
   34         627.6699 Employee Health Care Access Act.—
   35         (5) AVAILABILITY OF COVERAGE.—
   36         (e) All health benefit plans issued under this section must
   37  comply with the following conditions:
   38         1. For employers who have fewer than two employees, a late
   39  enrollee may be excluded from coverage for no longer than 24
   40  months if he or she was not covered by creditable coverage
   41  continually to a date not more than 63 days before the effective
   42  date of his or her new coverage.
   43         2. Any requirement used by a small employer carrier in
   44  determining whether to provide coverage to a small employer
   45  group, including requirements for minimum participation of
   46  eligible employees and minimum employer contributions, must be
   47  applied uniformly among all small employer groups having the
   48  same number of eligible employees applying for coverage or
   49  receiving coverage from the small employer carrier, except that
   50  a small employer carrier that participates in, administers, or
   51  issues health benefits pursuant to s. 381.0406 which do not
   52  include a preexisting condition exclusion may require as a
   53  condition of offering such benefits that the employer has had no
   54  health insurance coverage for its employees for a period of at
   55  least 6 months. A small employer carrier may vary application of
   56  minimum participation requirements and minimum employer
   57  contribution requirements only by the size of the small employer
   58  group.
   59         3. In applying minimum participation requirements with
   60  respect to a small employer, a small employer carrier shall not
   61  consider as an eligible employee employees or dependents who
   62  have qualifying existing coverage in an employer-based group
   63  insurance plan or an ERISA qualified self-insurance plan in
   64  determining whether the applicable percentage of participation
   65  is met. However, a small employer carrier may count eligible
   66  employees and dependents who have coverage under another health
   67  plan that is sponsored by that employer.
   68         4. A small employer carrier shall not increase any
   69  requirement for minimum employee participation or any
   70  requirement for minimum employer contribution applicable to a
   71  small employer at any time after the small employer has been
   72  accepted for coverage, unless the employer size has changed, in
   73  which case the small employer carrier may apply the requirements
   74  that are applicable to the new group size.
   75         5. If a small employer carrier offers coverage to a small
   76  employer, it must offer coverage to all the small employer’s
   77  eligible employees and their dependents. A small employer
   78  carrier may not offer coverage limited to certain persons in a
   79  group or to part of a group, except with respect to late
   80  enrollees.
   81         6. A small employer carrier may not modify any health
   82  benefit plan issued to a small employer with respect to a small
   83  employer or any eligible employee or dependent through riders,
   84  endorsements, or otherwise to restrict or exclude coverage for
   85  certain diseases or medical conditions otherwise covered by the
   86  health benefit plan.
   87         7. An initial enrollment period of at least 30 days must be
   88  provided. An annual 30-day open enrollment period must be
   89  offered to each small employer’s eligible employees and their
   90  dependents. A small employer carrier must provide special
   91  enrollment periods as required by s. 627.65615.
   92         8. A small employer carrier shall comply with s. 627.42393
   93  for any change to a prescription drug formulary.
   94         Section 3. Subsection (36) of section 641.31, Florida
   95  Statutes, is amended to read:
   96         641.31 Health maintenance contracts.—
   97         (36) Except as provided in paragraph (a), a health
   98  maintenance organization may increase the copayment for any
   99  benefit, or delete, amend, or limit any of the benefits to which
  100  a subscriber is entitled under the group contract only, upon
  101  written notice to the contract holder at least 45 days in
  102  advance of the time of coverage renewal. The health maintenance
  103  organization may amend the contract with the contract holder,
  104  with such amendment to be effective immediately at the time of
  105  coverage renewal. The written notice to the contract holder must
  106  shall specifically identify any deletions, amendments, or
  107  limitations to any of the benefits provided in the group
  108  contract during the current contract period which will be
  109  included in the group contract upon renewal. This subsection
  110  does not apply to any increases in benefits. The 45-day notice
  111  requirement does shall not apply if benefits are amended,
  112  deleted, or limited at the request of the contract holder.
  113         (a) At least 60 days before the effective date of any
  114  change to a prescription drug formulary during a contract year,
  115  the health maintenance organization shall provide general
  116  notification of the change in the formulary to current and
  117  prospective subscribers in a readily accessible format on the
  118  health maintenance organization’s website and notify,
  119  electronically or by first-class mail, any subscriber currently
  120  receiving coverage for a prescription drug for which the
  121  formulary change modifies coverage and the subscriber’s treating
  122  physician, including information on the specific drugs involved.
  123         (b)A health maintenance organization shall maintain a
  124  record of any change in its formulary during the policy year,
  125  and by March 1 annually, submit a report to the office
  126  delineating such changes. The annual report must include, at a
  127  minimum:
  128         1.A list of all drugs that were removed from a formulary
  129  and the reasons for the removal;
  130         2.A list of all drugs that were moved to a tier that
  131  resulted in additional out-of-pocket costs to subscribers;
  132         3.The number of subscribers notified by the health
  133  maintenance organization of a change in formulary; and
  134         4.The increased cost, by dollar amount, incurred by
  135  subscribers because of such change in the formulary.
  136         (c)By May 1 annually, the office shall:
  137         1.Compile the data in such annual reports submitted by
  138  health maintenance organizations and prepare a report
  139  summarizing the data submitted;
  140         2.Make the report publicly accessible on its website; and
  141         3.Submit the report to the Governor, the President of the
  142  Senate, and the Speaker of the House of Representatives.
  143  
  144  ================= T I T L E  A M E N D M E N T ================
  145  And the title is amended as follows:
  146         Delete lines 6 - 53
  147  and insert:
  148         current and prospective insureds, and the insureds’
  149         treating physicians, within a certain timeframe before
  150         the effective date of any change to a prescription
  151         drug formulary during a policy year; requiring such
  152         insurers to maintain a record of formulary changes and
  153         submit a certain annual report to the Office of
  154         Insurance Regulation; specifying requirements for the
  155         annual report; requiring the office to annually
  156         compile data in such reports and prepare an annual
  157         report summarizing such data; requiring the office to
  158         annually post the report on its website and submit the
  159         report to the Governor and Legislature by a certain
  160         date; amending s. 627.6699, F.S.; requiring small
  161         employer carriers to comply with certain requirements
  162         for any change to a prescription drug formulary under
  163         the health benefit plan; amending s. 641.31, F.S.;
  164         requiring health maintenance organizations to provide
  165         certain notices to current and prospective
  166         subscribers, and the subscribers’ treating physicians,
  167         within a certain timeframe before the effective date
  168         of any change to a prescription drug formulary during
  169         a contract year; requiring such health maintenance
  170         organizations to maintain a record of formulary
  171         changes and submit a certain annual report to the
  172         office; specifying requirements for the annual report;
  173         requiring the office to annually compile data in such
  174         reports and prepare an annual report summarizing such
  175         data; requiring the office to annually post the report
  176         on its website and submit the report to the Governor
  177         and Legislature; providing a declaration of important
  178         state