Florida Senate - 2020                                    SB 1556
       
       
        
       By Senator Bean
       
       
       
       
       
       4-01472B-20                                           20201556__
    1                        A bill to be entitled                      
    2         An act relating to nondiscrimination in organ
    3         transplants; creating s. 765.523, F.S.; defining
    4         terms; prohibiting certain entities from making
    5         certain determinations or engaging in certain actions
    6         related to organ transplants solely on the basis of an
    7         individual’s disability; specifying an instance where
    8         certain entities may consider an individual’s
    9         disability, with an exception; requiring certain
   10         entities to make reasonable modifications in their
   11         policies, practices, and procedures under certain
   12         circumstances, with an exception; requiring certain
   13         entities to take certain necessary steps to ensure an
   14         individual with a disability is not denied services,
   15         with exceptions; providing a cause of action for
   16         injunctive and other relief; providing construction;
   17         creating ss. 627.64197, 627.65736, and 641.31075,
   18         F.S.; prohibiting insurers, nonprofit health care
   19         service plans, and health maintenance organizations
   20         that provide coverage for organ transplants from
   21         denying coverage solely on the basis of an
   22         individual’s disability under certain circumstances;
   23         providing construction; defining the term “organ
   24         transplant”; providing an effective date.
   25  
   26         WHEREAS, the Americans with Disabilities Act prohibits
   27  discrimination against individuals with disabilities, yet many
   28  individuals with disabilities still experience discrimination in
   29  accessing critical health care services, and
   30         WHEREAS, in other states nationwide, individuals with
   31  mental or physical disabilities have historically been denied
   32  lifesaving organ transplants based on assumptions that their
   33  lives are less worthy, that they are incapable of complying with
   34  posttransplant medical requirements, or that they lack adequate
   35  support systems to ensure compliance with posttransplant medical
   36  requirements, and
   37         WHEREAS, although organ procurement organizations must
   38  consider medical and psychosocial criteria when determining if a
   39  patient is suitable to receive an organ transplant, organ
   40  procurement organizations that participate in Medicare and other
   41  federally funded programs are required to use patient selection
   42  criteria that result in a fair and nondiscriminatory
   43  distribution of organs, and
   44         WHEREAS, residents of this state in need of organ
   45  transplants are entitled to assurances that they will not
   46  encounter discrimination on the basis of a disability, NOW,
   47  THEREFORE,
   48  
   49  Be It Enacted by the Legislature of the State of Florida:
   50  
   51         Section 1. Section 765.523, Florida Statutes, is created to
   52  read:
   53         765.523 Discrimination in access to anatomical gifts and
   54  organ transplants prohibited.—
   55         (1)As used in this section, the term:
   56         (a)“Auxiliary aids and services” means:
   57         1.Qualified interpreters or other effective methods of
   58  making aurally delivered materials available to individuals with
   59  hearing impairments.
   60         2.Qualified readers, recorded texts, texts in an
   61  accessible electronic format, or other effective methods of
   62  making visually delivered materials available to individuals
   63  with visual impairments.
   64         3.Supported decisionmaking services, including any of the
   65  following:
   66         a.The use of a support person to assist an individual in
   67  making medical decisions, communicating information to the
   68  individual, or ascertaining his or her wishes.
   69         b.The provision of information to a person designated by
   70  the individual, consistent with the Health Insurance Portability
   71  and Accountability Act and other applicable laws and rules
   72  governing the disclosure of health information.
   73         c.If an individual has a court-appointed guardian or other
   74  legal representative authorized to make health care decisions on
   75  his or her behalf, any measures used to ensure that the guardian
   76  or legal representative is included in decisions involving the
   77  individual’s health care and that medical decisions are in
   78  accordance with the individual’s own expressed interests.
   79         d.Any other aid or service that is used to provide
   80  information in a format that is readily understandable and
   81  accessible to individuals with cognitive, neurological,
   82  developmental, or intellectual disabilities.
   83         (b)“Covered entity” means any of the following:
   84         1.A licensed health care practitioner as defined in s.
   85  456.001.
   86         2.A health care facility as defined in s. 408.07.
   87         3.A residential facility licensed under chapter 393.
   88         4.An institutional medical unit in a correctional
   89  facility.
   90         5.Any other entity responsible for potential recipients of
   91  an anatomical gift.
   92         (c)“Disability” means, with respect to an individual, a
   93  physical or mental impairment that substantially limits one or
   94  more major life activities of the individual, a record of the
   95  individual having such impairment, or the individual being
   96  regarded as having such impairment.
   97         (d)“Organ transplant” means the transplantation or
   98  transfusion of a part of a human body into the body of another
   99  individual for the purpose of treating or curing a medical
  100  condition.
  101         (e)“Qualified individual” means an individual who has a
  102  disability and meets the eligibility requirements for the
  103  receipt of an anatomical gift, regardless of:
  104         1.The support networks available to the individual;
  105         2.The provision of auxiliary aids and services; or
  106         3.Reasonable modifications to the policies or practices of
  107  a covered entity, including modifications to allow:
  108         a.Communication with the persons responsible for
  109  supporting the individual with his or her postsurgical and
  110  posttransplant care, including medication; and
  111         b.The consideration of support networks available to the
  112  individual, including family, friends, and home and community
  113  based services funded through Medicare, the state’s Medicaid
  114  managed medical assistance program, or another health plan in
  115  which the individual is enrolled or any program or source of
  116  funding available to the individual, in determining whether the
  117  individual is able to comply with posttransplant medical
  118  requirements.
  119         (2)A covered entity may not do any of the following solely
  120  on the basis of an individual’s disability:
  121         (a)Consider a qualified individual ineligible to receive
  122  an anatomical gift or organ transplant.
  123         (b)Deny medical or other services related to an organ
  124  transplant, including evaluation, surgery, counseling, and
  125  posttransplant treatment and services.
  126         (c)Refuse to refer the individual to an organ procurement
  127  organization or a related specialist for the purpose of
  128  evaluation or receipt of an organ transplant.
  129         (d)Refuse to place a qualified individual on an organ
  130  transplant waiting list.
  131         (e)Place a qualified individual at a lower priority
  132  position on an organ transplant waiting list than the position
  133  at which the qualified individual would have been placed if not
  134  for the disability.
  135         (3)(a)A covered entity may take an individual’s disability
  136  into account if, following an individualized evaluation of him
  137  or her, a physician finds the individual’s disability to be
  138  medically significant to the provision of the anatomical gift,
  139  but only to the extent that the covered entity is making
  140  treatment or coverage recommendations or decisions for the
  141  individual.
  142         (b)If an individual has the necessary support system to
  143  assist him or her in complying with posttransplant medical
  144  requirements, a covered entity may not consider the individual’s
  145  inability to independently comply with the posttransplant
  146  medical requirements to be medically significant for the
  147  purposes of paragraph (a).
  148         (4)A covered entity shall make reasonable modifications in
  149  policies, practices, or procedures when the modifications are
  150  necessary to allow an individual with a disability access to
  151  services, including transplant-related counseling, information,
  152  coverage, or treatment, unless the covered entity can
  153  demonstrate that making the modifications would fundamentally
  154  alter the nature of the services.
  155         (5)A covered entity shall take such steps as may be
  156  necessary to ensure that an individual with a disability is not
  157  denied services, including transplant-related counseling,
  158  information, coverage, or treatment, due to the absence of
  159  auxiliary aids and services, unless the covered entity can
  160  demonstrate that taking the steps would fundamentally alter the
  161  nature of the services being offered or would result in an undue
  162  burden on the covered entity.
  163         (6)If a covered entity violates this section, the
  164  qualified individual who is affected by the violation may bring
  165  an action in the appropriate circuit court for injunctive or
  166  other equitable relief.
  167         (7)This section may not be construed to require a covered
  168  entity to make a referral or recommendation for or perform a
  169  medically inappropriate organ transplant.
  170         Section 2. Section 627.64197, Florida Statutes, is created
  171  to read:
  172         627.64197 Nondiscrimination of coverage for organ
  173  transplants.—A health insurance policy issued, delivered, or
  174  renewed on or after July 1, 2020, in this state by an insurer
  175  which provides coverage for organ transplants on an expense
  176  incurred basis may not deny coverage for an organ transplant
  177  solely on the basis of an insured’s disability. This section may
  178  not be construed to require such insurer to provide coverage for
  179  an organ transplant that is not medically necessary. For
  180  purposes of this section, the term “organ transplant” has the
  181  same meaning as in s. 765.523.
  182         Section 3. Section 627.65736, Florida Statutes, is created
  183  to read:
  184         627.65736 Nondiscrimination of coverage for organ
  185  transplants.—A group health insurance policy delivered, issued,
  186  or renewed on or after July 1, 2020, in this state by an insurer
  187  or nonprofit health care services plan which provides coverage
  188  for organ transplants on an expense-incurred basis may not deny
  189  coverage for an organ transplant solely on the basis of an
  190  insured’s disability. This section may not be construed to
  191  require such insurer or nonprofit health care service plan to
  192  provide coverage for an organ transplant that is not medically
  193  necessary. For purposes of this section, the term “organ
  194  transplant” has the same meaning as in s. 765.523.
  195         Section 4. Section 641.31075, Florida Statutes, is created
  196  to read:
  197         641.31075 Nondiscrimination of coverage for organ
  198  transplants.—A health maintenance contract issued or renewed on
  199  or after July 1, 2020, in this state by a health maintenance
  200  organization which provides coverage for organ transplants may
  201  not deny coverage for an organ transplant solely on the basis of
  202  a subscriber’s disability. This section may not be construed to
  203  require such health maintenance organization to provide coverage
  204  for an organ transplant that is not medically necessary. For
  205  purposes of this section, the term “organ transplant” has the
  206  same meaning as in s. 765.523.
  207         Section 5. This act shall take effect July 1, 2020.