Florida Senate - 2021 SB 168
By Senator Hooper
16-00360-21 2021168__
1 A bill to be entitled
2 An act relating to the Hurricane Loss Mitigation
3 Program; amending s. 215.559, F.S.; correcting a
4 cross-reference; delaying the future repeal of the
5 Hurricane Loss Mitigation Program; providing an
6 effective date.
7
8 Be It Enacted by the Legislature of the State of Florida:
9
10 Section 1. Paragraph (b) of subsection (2) and subsection
11 (7) of section 215.559, Florida Statutes, are amended to read:
12 215.559 Hurricane Loss Mitigation Program.—A Hurricane Loss
13 Mitigation Program is established in the Division of Emergency
14 Management.
15 (2)
16 (b)1. The Manufactured Housing and Mobile Home Mitigation
17 and Enhancement Program is established. The program shall
18 require the mitigation of damage to or the enhancement of homes
19 for the areas of concern raised by the Department of Highway
20 Safety and Motor Vehicles in the 2004-2005 Hurricane Reports on
21 the effects of the 2004 and 2005 hurricanes on manufactured and
22 mobile homes in this state. The mitigation or enhancement must
23 include, but need not be limited to, problems associated with
24 weakened trusses, studs, and other structural components caused
25 by wood rot or termite damage; site-built additions; or tie-down
26 systems and may also address any other issues deemed appropriate
27 by Tallahassee Community College, the Federation of Manufactured
28 Home Owners of Florida, Inc., the Florida Manufactured Housing
29 Association, and the Department of Highway Safety and Motor
30 Vehicles. The program shall include an education and outreach
31 component to ensure that owners of manufactured and mobile homes
32 are aware of the benefits of participation.
33 2. The program shall be a grant program that ensures that
34 entire manufactured home communities and mobile home parks may
35 be improved wherever practicable. The moneys appropriated for
36 this program shall be distributed directly to Tallahassee
37 Community College for the uses set forth under this subsection.
38 3. Upon evidence of completion of the program, the Citizens
39 Property Insurance Corporation shall grant, on a pro rata basis,
40 actuarially reasonable discounts, credits, or other rate
41 differentials or appropriate reductions in deductibles for the
42 properties of owners of manufactured homes or mobile homes on
43 which fixtures or construction techniques that have been
44 demonstrated to reduce the amount of loss in a windstorm have
45 been installed or implemented. The discount on the premium must
46 be applied to subsequent renewal premium amounts. Premiums of
47 the Citizens Property Insurance Corporation must reflect the
48 location of the home and the fact that the home has been
49 installed in compliance with building codes adopted after
50 Hurricane Andrew. Rates resulting from the completion of the
51 Manufactured Housing and Mobile Home Mitigation and Enhancement
52 Program are not considered competitive rates for the purposes of
53 s. 627.351(2)(b)5.b. s. 627.351(6)(d)1. and 2.
54 4. On or before January 1 of each year, Tallahassee
55 Community College shall provide a report of activities under
56 this subsection to the Governor, the President of the Senate,
57 and the Speaker of the House of Representatives. The report must
58 set forth the number of homes that have taken advantage of the
59 program, the types of enhancements and improvements made to the
60 manufactured or mobile homes and attachments to such homes, and
61 whether there has been an increase in availability of insurance
62 products to owners of manufactured or mobile homes.
63
64 Tallahassee Community College shall develop the programs set
65 forth in this subsection in consultation with the Federation of
66 Manufactured Home Owners of Florida, Inc., the Florida
67 Manufactured Housing Association, and the Department of Highway
68 Safety and Motor Vehicles. The moneys appropriated for the
69 programs set forth in this subsection shall be distributed
70 directly to Tallahassee Community College to be used as set
71 forth in this subsection.
72 (7) This section is repealed June 30, 2031 2021.
73 Section 2. This act shall take effect upon becoming a law.