Florida Senate - 2022                                    SB 1318
       
       
        
       By Senator Hutson
       
       
       
       
       
       7-00679-22                                            20221318__
    1                        A bill to be entitled                      
    2         An act relating to public deposits; amending s. 17.68,
    3         F.S.; providing requirements for credit unions that
    4         are qualified public depositories; requiring the
    5         Department of Financial Services to provide its
    6         brochures to such credit unions upon request; amending
    7         s. 280.02, F.S.; revising definitions; amending s.
    8         280.03, F.S.; providing that public deposits in credit
    9         unions by specified trust departments or trust
   10         companies are exempt from certain requirements and
   11         protection; creating s. 280.042, F.S.; prohibiting the
   12         Chief Financial Officer from designating credit unions
   13         as qualified public depositories unless certain
   14         requirements are met; requiring the Chief Financial
   15         Officer to withdraw from specified collateral
   16         agreements under certain circumstances; prohibiting
   17         credit unions from being designated as qualified
   18         public depositories if the Chief Financial Officer
   19         withdraws from specified collateral agreements;
   20         requiring specified credit unions to return all public
   21         deposits held by the credit unions within a specified
   22         timeframe under certain circumstances; authorizing the
   23         Chief Financial Officer to send a certain notice to
   24         specified credit unions by regular or e-mail;
   25         authorizing the Chief Financial Officer to limit the
   26         amount of public deposits in credit unions for a
   27         specified purpose; amending s. 280.05, F.S.; revising
   28         the losses for which the Chief Financial Officer may
   29         sell securities to protect the integrity of the public
   30         deposits program; amending s. 280.052, F.S.; providing
   31         requirements for the suspension or disqualification of
   32         credit unions as qualified public depositories;
   33         amending s. 280.053, F.S.; authorizing credit unions
   34         to be reinstated, or to reapply for qualification, as
   35         qualified public depositories under specified
   36         circumstances; amending s. 280.055, F.S.; authorizing
   37         the Chief Financial Officer to issue a cease and
   38         desist order and a corrective order to credit unions
   39         upon certain determinations; providing an
   40         administrative penalty; amending s. 280.07, F.S.;
   41         specifying the losses against which certain solvent
   42         banks, savings banks, savings associations, and credit
   43         unions must guarantee public depositors; amending s.
   44         280.08, F.S.; revising the Chief Financial Officer’s
   45         procedures upon a default or insolvency of a qualified
   46         public depository; amending s. 280.085, F.S.; revising
   47         the exemptions to the notice to claimants upon a
   48         default or insolvency of a qualified public
   49         depository; amending s. 280.09, F.S.; requiring the
   50         Chief Financial Officer to segregate and separately
   51         account for certain proceeds, assessments, and
   52         administrative penalties; revising the payment of any
   53         losses to public depositors; amending s. 280.10, F.S.;
   54         revising the duties and responsibilities of qualified
   55         public depositories as a result of specified mergers,
   56         acquisitions, or consolidations; amending s. 280.13,
   57         F.S.; providing that the limits imposed on specified
   58         securities apply to qualified public depositories,
   59         rather than to banks and savings associations;
   60         amending s. 280.17, F.S.; revising the evidence that
   61         public depositors must submit when a qualified public
   62         depository is in default or insolvent; reenacting ss.
   63         17.57(7)(a), 24.114(1), 125.901(3)(e), 136.01,
   64         159.608(11), 175.301, 175.401(8), 185.30, 185.50(8),
   65         190.007(3), 191.006(16), 215.34(2), 218.415(16)(c),
   66         (17)(c), and (23)(a), 255.502(4)(h), 280.17(1)(a),
   67         331.309(1) and (2), 373.553(2), 631.221, and
   68         723.06115(3)(c), F.S., relating to deposits and
   69         investments of state money; bank deposits and control
   70         of lottery transactions; children’s services and
   71         independent special districts; county depositories;
   72         powers of housing finance authorities; depositories
   73         for pension funds; retiree health insurance subsidies;
   74         depositories for retirement funds; retiree health
   75         insurance subsidies; boards of supervisors and general
   76         duties; general powers; state funds and noncollectible
   77         items; local government investment policies;
   78         definitions; requirements for public depositors,
   79         notice to public depositors and governmental units,
   80         and loss of protection; treasurers, depositories, and
   81         fiscal agents; treasurers of the board, payment of
   82         funds, and depositories; deposits of moneys collected;
   83         and the Florida Mobile Home Relocation Trust Fund,
   84         respectively, to incorporate the amendments made to s.
   85         280.02, F.S., in references thereto; providing an
   86         effective date.
   87          
   88  Be It Enacted by the Legislature of the State of Florida:
   89  
   90         Section 1. Subsection (4) of section 17.68, Florida
   91  Statutes, is amended to read:
   92         17.68 Financial Literacy Program for Individuals with
   93  Developmental Disabilities.—
   94         (4) Within 90 days after the department establishes the
   95  website clearinghouse and publishes the brochure, each bank,
   96  credit union, savings association, and savings bank that is a
   97  qualified public depository as defined in s. 280.02 shall:
   98         (a) Make copies of the department’s brochures available,
   99  upon the request of the consumer, at its principal place of
  100  business and each branch office located in this state which has
  101  in-person teller services by having copies of the brochure
  102  available or having the capability to print a copy of the
  103  brochure from the department’s website. Upon request, the
  104  department shall provide copies of the brochure to a bank,
  105  credit union, savings association, or savings bank.
  106         (b) Provide on its website a hyperlink to the department’s
  107  website clearinghouse. If the department changes the website
  108  address for the clearinghouse, the bank, credit union, savings
  109  association, or savings bank must update the hyperlink within 90
  110  days after notification by the department of such change.
  111         Section 2. Subsections (6), (10), (21), (23), and (26) of
  112  section 280.02, Florida Statutes, are amended to read:
  113         280.02 Definitions.—As used in this chapter, the term:
  114         (6) “Capital account” or “tangible equity capital” means
  115  total equity capital, as defined on the balance-sheet portion of
  116  the Consolidated Reports of Condition and Income (call report),
  117  or net worth, as described in the National Credit Union
  118  Administration 5300 Call Report, less intangible assets, as
  119  submitted to the regulatory financial banking authority.
  120         (10) “Custodian” means the Chief Financial Officer or a
  121  bank, credit union, savings association, or trust company that:
  122         (a) Is organized and existing under the laws of this state,
  123  any other state, or the United States;
  124         (b) Has executed all forms required under this chapter or
  125  any rule adopted hereunder;
  126         (c) Agrees to be subject to the jurisdiction of the courts
  127  of this state, or of the courts of the United States which are
  128  located within this state, for the purpose of any litigation
  129  arising out of this chapter; and
  130         (d) Has been approved by the Chief Financial Officer to act
  131  as a custodian.
  132         (21) “Pool figure” means the total average monthly balances
  133  of public deposits held by all banks, savings banks, or savings
  134  associations or held separately by all credit unions qualified
  135  public depositories during the immediately preceding 12-month
  136  period.
  137         (23) “Public deposit” means the moneys of the state or of
  138  any state university, county, school district, community college
  139  district, special district, metropolitan government, or
  140  municipality, including agencies, boards, bureaus, commissions,
  141  and institutions of any of the foregoing, or of any court, and
  142  includes the moneys of all county officers, including
  143  constitutional officers, which are placed on deposit in a bank,
  144  credit union, savings bank, or savings association. This
  145  includes, but is not limited to, time deposit accounts, demand
  146  deposit accounts, and nonnegotiable certificates of deposit.
  147  Moneys in deposit notes and in other nondeposit accounts such as
  148  repurchase or reverse repurchase operations are not public
  149  deposits. Securities, mutual funds, and similar types of
  150  investments are not public deposits and are not subject to this
  151  chapter.
  152         (26) “Qualified public depository” means a bank, credit
  153  union, savings bank, or savings association that:
  154         (a) Is organized and exists under the laws of the United
  155  States, or the laws of this state, or the laws of any other
  156  state or territory of the United States.
  157         (b) Has its principal place of business in this state or
  158  has a branch office in this state which is authorized under the
  159  laws of this state or of the United States to receive deposits
  160  in this state.
  161         (c) Is insured by the Federal Deposit Insurance Corporation
  162  or the National Credit Union Share Insurance Fund Has deposit
  163  insurance pursuant to the Federal Deposit Insurance Act, as
  164  amended, 12 U.S.C. ss. 1811 et seq.
  165         (d) Has procedures and practices for accurate
  166  identification, classification, reporting, and collateralization
  167  of public deposits.
  168         (e) Meets all the requirements of this chapter.
  169         (f) Has been designated by the Chief Financial Officer as a
  170  qualified public depository.
  171         Section 3. Paragraph (a) of subsection (3) of section
  172  280.03, Florida Statutes, is amended to read:
  173         280.03 Public deposits to be secured; prohibitions;
  174  exemptions.—
  175         (3) The following are exempt from the requirements of, and
  176  protection under, this chapter:
  177         (a) Public deposits deposited in a bank, credit union, or
  178  savings association by a trust department or trust company which
  179  are fully secured under trust business laws.
  180         Section 4. Section 280.042, Florida Statutes, is created to
  181  read:
  182         280.042Credit union designations as qualified public
  183  depositories; withdrawal by the Chief Financial Officer from
  184  collateral agreements; limits on public deposits.—
  185         (1)The Chief Financial Officer may not designate a credit
  186  union as a qualified public depository unless, at the time the
  187  credit union submits its agreement of contingent liability and
  188  its collateral agreement:
  189         (a)The credit union submits a signed statement from a
  190  public depositor indicating that if the credit union is
  191  designated as a qualified public depository, the public
  192  depositor intends to deposit public funds with the credit union.
  193         (b)The combined total of the numbers in subparagraphs 1.
  194  and 2. is at least four:
  195         1.The number of credit unions designated as qualified
  196  public depositories.
  197         2.The number of credit unions that meet all of the
  198  following requirements:
  199         a.Apply to be designated as qualified public depositories.
  200         b.Meet the requirements in paragraph (a).
  201         (2)The Chief Financial Officer must withdraw from a
  202  collateral agreement previously entered into with a credit union
  203  if, during any 90 calendar days, the combined total of the
  204  number of credit unions designated as qualified public
  205  depositories and the number of eligible credit unions applying
  206  to be designated as qualified public depositories is less than
  207  five.
  208         (3)A credit union that is a party to a collateral
  209  agreement from which the Chief Financial Officer withdraws in
  210  accordance with subsection (2) may no longer be designated as a
  211  qualified public depository. Within 10 business days after the
  212  Chief Financial Officer notifies the credit union that the Chief
  213  Financial Officer has withdrawn from the collateral agreement,
  214  the credit union must return all public deposits that the credit
  215  union holds to the public depositor who deposited the funds. The
  216  notice provided for in this subsection may be sent to a credit
  217  union by regular mail or by e-mail.
  218         (4)The Chief Financial Officer may limit the amount of
  219  public deposits that a credit union may hold in order to make
  220  sure that no single credit union holds an amount of public
  221  deposits which might adversely affect the integrity of the
  222  public deposits program.
  223         Section 5. Subsection (11) of section 280.05, Florida
  224  Statutes, is amended to read:
  225         280.05 Powers and duties of the Chief Financial Officer.—In
  226  fulfilling the requirements of this act, the Chief Financial
  227  Officer has the power to take the following actions he or she
  228  deems necessary to protect the integrity of the public deposits
  229  program:
  230         (11) Sell securities for the purpose of paying losses to
  231  public depositors not covered by deposit or share insurance.
  232         Section 6. Subsection (1) of section 280.052, Florida
  233  Statutes, is amended to read:
  234         280.052 Order of suspension or disqualification;
  235  procedure.—
  236         (1) The suspension or disqualification of a bank, credit
  237  union, or savings association as a qualified public depository
  238  must be by order of the Chief Financial Officer and must be
  239  mailed to the qualified public depository by registered or
  240  certified mail.
  241         Section 7. Paragraph (c) of subsection (1) and paragraph
  242  (c) of subsection (2) of section 280.053, Florida Statutes, are
  243  amended to read:
  244         280.053 Period of suspension or disqualification;
  245  obligations during period; reinstatement.—
  246         (1)
  247         (c) Upon expiration of the suspension period, the bank,
  248  credit union, or savings association may, by order of the Chief
  249  Financial Officer, be reinstated as a qualified public
  250  depository, unless the cause of the suspension has not been
  251  corrected or the bank, credit union, or savings association is
  252  otherwise not in compliance with this chapter or any rule
  253  adopted pursuant to this chapter.
  254         (2)
  255         (c) Upon expiration of the disqualification period, the
  256  bank, credit union, or savings association may reapply for
  257  qualification as a qualified public depository. If a
  258  disqualified bank, credit union, or savings association is
  259  purchased or otherwise acquired by new owners, it may reapply to
  260  the Chief Financial Officer to be a qualified public depository
  261  before prior to the expiration date of the disqualification
  262  period. Redesignation as a qualified public depository may occur
  263  only after the Chief Financial Officer has determined that all
  264  requirements for holding public deposits under the law have been
  265  met.
  266         Section 8. Section 280.055, Florida Statutes, is amended to
  267  read:
  268         280.055 Cease and desist order; corrective order;
  269  administrative penalty.—
  270         (1) The Chief Financial Officer may issue a cease and
  271  desist order and a corrective order upon determining that:
  272         (a) A qualified public depository has requested and
  273  obtained a release of pledged collateral without approval of the
  274  Chief Financial Officer;
  275         (b) A bank, credit union, savings association, or other
  276  financial institution is holding public deposits without a
  277  certificate of qualification issued by the Chief Financial
  278  Officer;
  279         (c) A qualified public depository pledges, deposits, or
  280  arranges for the issuance of unacceptable collateral;
  281         (d) A custodian has released pledged collateral without
  282  approval of the Chief Financial Officer;
  283         (e) A qualified public depository or a custodian has not
  284  furnished to the Chief Financial Officer, when the Chief
  285  Financial Officer requested, a power of attorney or bond power
  286  or bond assignment form required by the bond agent or bond
  287  trustee for each issue of registered certificated securities
  288  pledged and registered in the name, or nominee name, of the
  289  qualified public depository or custodian; or
  290         (f) A qualified public depository; a bank, credit union,
  291  savings association, or other financial institution; or a
  292  custodian has committed any other violation of this chapter or
  293  any rule adopted pursuant to this chapter that the Chief
  294  Financial Officer determines may be remedied by a cease and
  295  desist order or corrective order.
  296         (2) Any qualified public depository or other bank, credit
  297  union, savings association, or financial institution or
  298  custodian that violates a cease and desist order or corrective
  299  order of the Chief Financial Officer is subject to an
  300  administrative penalty not exceeding $1,000 for each violation
  301  of the order. Each day the violation of the order continues
  302  constitutes a separate violation.
  303         Section 9. Section 280.07, Florida Statutes, is amended to
  304  read:
  305         280.07 Mutual responsibility and contingent liability.—
  306         (1)A Any bank, savings bank, or savings association that
  307  is designated as a qualified public depository and that is not
  308  insolvent shall guarantee public depositors against loss caused
  309  by the default or insolvency of other banks, savings banks, or
  310  savings associations that are designated as qualified public
  311  depositories.
  312         (2)A credit union that is designated as a qualified public
  313  depository and that is not insolvent shall guarantee public
  314  depositors against loss caused by the default or insolvency of
  315  other credit unions that are designated as qualified public
  316  depositories.
  317  
  318  Each qualified public depository shall execute a form prescribed
  319  by the Chief Financial Officer for such guarantee which must
  320  shall be approved by the board of directors and must shall
  321  become an official record of the institution.
  322         Section 10. Subsections (1) and (3) of section 280.08,
  323  Florida Statutes, are amended to read:
  324         280.08 Procedure for payment of losses.—When the Chief
  325  Financial Officer determines that a default or insolvency has
  326  occurred, he or she shall provide notice as required in s.
  327  280.085 and implement the following procedures:
  328         (1) The Division of Treasury, in cooperation with the
  329  Office of Financial Regulation of the Financial Services
  330  Commission or the receiver of the qualified public depository in
  331  default, shall ascertain the amount of funds of each public
  332  depositor on deposit at such depository and the amount of
  333  deposit or share insurance applicable to such deposits.
  334         (3)(a) The loss to public depositors shall be satisfied,
  335  insofar as possible, first through any applicable deposit or
  336  share insurance and then through demanding payment under letters
  337  of credit or the sale of collateral pledged or deposited by the
  338  defaulting depository. The Chief Financial Officer may assess
  339  qualified public depositories as provided in paragraph (b),
  340  subject to the segregation of contingent liability in s. 280.07,
  341  for the total loss if the demand for payment or sale of
  342  collateral cannot be accomplished within 7 business days.
  343         (b) The Chief Financial Officer shall provide coverage of
  344  any remaining loss by assessment against the other qualified
  345  public depositories. The Chief Financial Officer shall determine
  346  such assessment for each qualified public depository by
  347  multiplying the total amount of any remaining loss to all public
  348  depositors by a percentage which represents the average monthly
  349  balance of public deposits held by each qualified public
  350  depository during the previous 12 months divided by the total
  351  average monthly balances of public deposits held by all
  352  qualified public depositories, excluding the defaulting
  353  depository, during the same period. The assessment calculation
  354  must shall be computed to six decimal places.
  355         Section 11. Subsection (4) of section 280.085, Florida
  356  Statutes, is amended, and subsection (1) of that section is
  357  republished, to read:
  358         280.085 Notice to claimants.—
  359         (1) Upon determining the default or insolvency of a
  360  qualified public depository, the Chief Financial Officer shall
  361  notify, by first-class mail, all public depositors that have
  362  complied with s. 280.17 of such default or insolvency. The
  363  notice must direct all public depositors having claims or
  364  demands against the Public Deposits Trust Fund occasioned by the
  365  default or insolvency to file their claims with the Chief
  366  Financial Officer within 30 days after the date of the notice.
  367         (4) The notice required in subsection (1) is not required
  368  if the default or insolvency of a qualified public depository is
  369  resolved in a manner in which all Florida public deposits are
  370  acquired by another insured bank, credit union, savings bank, or
  371  savings association.
  372         Section 12. Section 280.09, Florida Statutes, is amended to
  373  read:
  374         280.09 Public Deposits Trust Fund.—
  375         (1) In order to facilitate the administration of this
  376  chapter, there is created the Public Deposits Trust Fund,
  377  hereafter in this section designated “the fund.” The proceeds
  378  from the sale of securities or draw on letters of credit held as
  379  collateral or from any assessment pursuant to s. 280.08 must
  380  shall be deposited into the fund. The Chief Financial Officer
  381  shall segregate and separately account for any collateral
  382  proceeds, assessments, or administrative penalties attributable
  383  to a credit union from any collateral proceeds, assessments, or
  384  administrative penalties attributable to any bank, savings bank,
  385  or savings association. Any administrative penalty collected
  386  pursuant to this chapter must shall be deposited into the
  387  Treasury Administrative and Investment Trust Fund.
  388         (2) The Chief Financial Officer is authorized to pay any
  389  losses to public depositors from the fund, subject to the
  390  limitations provided in subsection (1), and there are hereby
  391  appropriated from the fund such sums as may be necessary from
  392  time to time to pay the losses. The term “losses,” for purposes
  393  of this chapter, must shall also include losses of interest or
  394  other accumulations to the public depositor as a result of
  395  penalties for early withdrawal required by Depository
  396  Institution Deregulatory Commission Regulations or applicable
  397  successor federal laws or regulations because of suspension or
  398  disqualification of a qualified public depository by the Chief
  399  Financial Officer pursuant to s. 280.05 or because of withdrawal
  400  from the public deposits program pursuant to s. 280.11. In that
  401  event, the Chief Financial Officer is authorized to assess
  402  against the suspended, disqualified, or withdrawing public
  403  depository, in addition to any amount authorized by any other
  404  provision of this chapter, an administrative penalty equal to
  405  the amount of the early withdrawal penalty and to pay that
  406  amount over to the public depositor as reimbursement for such
  407  loss. Any money in the fund estimated not to be needed for
  408  immediate cash requirements shall be invested pursuant to s.
  409  17.61.
  410         Section 13. Subsections (1) and (3) of section 280.10,
  411  Florida Statutes, are amended to read:
  412         280.10 Effect of merger, acquisition, or consolidation;
  413  change of name or address.—
  414         (1) When a qualified public depository is merged into,
  415  acquired by, or consolidated with a bank, credit union, savings
  416  bank, or savings association that is not a qualified public
  417  depository:
  418         (a) The resulting institution shall automatically become a
  419  qualified public depository subject to the requirements of the
  420  public deposits program.
  421         (b) The contingent liability of the former institution
  422  shall be a liability of the resulting institution.
  423         (c) The public deposits and associated collateral of the
  424  former institution shall be public deposits and collateral of
  425  the resulting institution.
  426         (d) The resulting institution shall, within 90 calendar
  427  days after the effective date of the merger, acquisition, or
  428  consolidation, deliver to the Chief Financial Officer:
  429         1. Documentation in its name as required for participation
  430  in the public deposits program; or
  431         2. Written notice of intent to withdraw from the program as
  432  provided in s. 280.11 and a proposed effective date of
  433  withdrawal which shall be within 180 days after the effective
  434  date of the acquisition, merger, or consolidation of the former
  435  institution.
  436         (e) If the resulting institution does not meet
  437  qualifications to become a qualified public depository or does
  438  not submit required documentation within 90 calendar days after
  439  the effective date of the merger, acquisition, or consolidation,
  440  the Chief Financial Officer shall initiate mandatory withdrawal
  441  actions as provided in s. 280.11 and shall set an effective date
  442  of withdrawal that is within 180 days after the effective date
  443  of the acquisition, merger, or consolidation of the former
  444  institution.
  445         (3) If the default or insolvency of a qualified public
  446  depository results in acquisition of all or part of its Florida
  447  public deposits by a bank, credit union, savings bank, or
  448  savings association that is not a qualified public depository,
  449  the bank, credit union, savings bank, or savings association
  450  acquiring the Florida public deposits is subject to subsection
  451  (1).
  452         Section 14. Subsection (1) of section 280.13, Florida
  453  Statutes, is amended to read:
  454         280.13 Eligible collateral.—
  455         (1) Securities eligible to be pledged as collateral by
  456  qualified public depositories banks and savings associations
  457  shall be limited to:
  458         (a) Direct obligations of the United States Government.
  459         (b) Obligations of any federal agency that are fully
  460  guaranteed as to payment of principal and interest by the United
  461  States Government.
  462         (c) Obligations of the following federal agencies:
  463         1. Farm credit banks.
  464         2. Federal land banks.
  465         3. The Federal Home Loan Bank and its district banks.
  466         4. Federal intermediate credit banks.
  467         5. The Federal Home Loan Mortgage Corporation.
  468         6. The Federal National Mortgage Association.
  469         7. Obligations guaranteed by the Government National
  470  Mortgage Association.
  471         (d) General obligations of a state of the United States, or
  472  of Puerto Rico, or of a political subdivision or municipality
  473  thereof.
  474         (e) Obligations issued by the Florida State Board of
  475  Education under authority of the State Constitution or
  476  applicable statutes.
  477         (f) Tax anticipation certificates or warrants of counties
  478  or municipalities having maturities not exceeding 1 year.
  479         (g) Public housing authority obligations.
  480         (h) Revenue bonds or certificates of a state of the United
  481  States or of a political subdivision or municipality thereof.
  482         (i) Corporate bonds of any corporation that is not an
  483  affiliate or subsidiary of the qualified public depository.
  484         Section 15. Paragraph (b) of subsection (4) of section
  485  280.17, Florida Statutes, is amended to read:
  486         280.17 Requirements for public depositors; notice to public
  487  depositors and governmental units; loss of protection.—In
  488  addition to any other requirement specified in this chapter,
  489  public depositors shall comply with the following:
  490         (4) If public deposits are in a qualified public depository
  491  that has been declared to be in default or insolvent, each
  492  public depositor shall:
  493         (b) Submit to the Chief Financial Officer for each public
  494  deposit, within 30 days after the date of official notification
  495  from the Chief Financial Officer, the following:
  496         1. A claim form and agreement, as prescribed by the Chief
  497  Financial Officer, executed under oath, accompanied by proof of
  498  authority to execute the form on behalf of the public depositor.
  499         2. A completed public deposit identification and
  500  acknowledgment form, as described in subsection (2).
  501         3. Evidence of the insurance afforded the deposit pursuant
  502  to the Federal Deposit Insurance Act or the Federal Credit Union
  503  Act, as appropriate.
  504         Section 16. For the purpose of incorporating the amendments
  505  made by this act to section 280.02, Florida Statutes, in a
  506  reference thereto, paragraph (a) of subsection (7) of section
  507  17.57, Florida Statutes, is reenacted to read:
  508         17.57 Deposits and investments of state money.—
  509         (7) In addition to the deposits authorized under this
  510  section and notwithstanding any other provisions of law, funds
  511  that are not needed to meet the disbursement needs of the state
  512  may be deposited by the Chief Financial Officer in accordance
  513  with the following conditions:
  514         (a) The funds are initially deposited in a qualified public
  515  depository, as defined in s. 280.02, selected by the Chief
  516  Financial Officer.
  517         Section 17. For the purpose of incorporating the amendments
  518  made by this act to section 280.02, Florida Statutes, in a
  519  reference thereto, subsection (1) of section 24.114, Florida
  520  Statutes, is reenacted to read:
  521         24.114 Bank deposits and control of lottery transactions.—
  522         (1) All moneys received by each retailer from the operation
  523  of the state lottery, including, but not limited to, all ticket
  524  sales, interest, gifts, and donations, less the amount retained
  525  as compensation for the sale of the tickets and the amount paid
  526  out as prizes, shall be remitted to the department or deposited
  527  in a qualified public depository, as defined in s. 280.02, as
  528  directed by the department. The department shall have the
  529  responsibility for all administrative functions related to the
  530  receipt of funds. The department may also require each retailer
  531  to file with the department reports of the retailer’s receipts
  532  and transactions in the sale of lottery tickets in such form and
  533  containing such information as the department may require. The
  534  department may require any person, including a qualified public
  535  depository, to perform any function, activity, or service in
  536  connection with the operation of the lottery as it may deem
  537  advisable pursuant to this act and rules of the department, and
  538  such functions, activities, or services shall constitute lawful
  539  functions, activities, and services of such person.
  540         Section 18. For the purpose of incorporating the amendments
  541  made by this act to section 280.02, Florida Statutes, in a
  542  reference thereto, paragraph (e) of subsection (3) of section
  543  125.901, Florida Statutes, is reenacted to read:
  544         125.901 Children’s services; independent special district;
  545  council; powers, duties, and functions; public records
  546  exemption.—
  547         (3)
  548         (e)1. All moneys received by the council on children’s
  549  services shall be deposited in qualified public depositories, as
  550  defined in s. 280.02, with separate and distinguishable accounts
  551  established specifically for the council and shall be withdrawn
  552  only by checks signed by the chair of the council and
  553  countersigned by either one other member of the council on
  554  children’s services or by a chief executive officer who shall be
  555  so authorized by the council.
  556         2. Upon entering the duties of office, the chair and the
  557  other member of the council or chief executive officer who signs
  558  its checks shall each give a surety bond in the sum of at least
  559  $1,000 for each $1 million or portion thereof of the council’s
  560  annual budget, which bond shall be conditioned that each shall
  561  faithfully discharge the duties of his or her office. The
  562  premium on such bond may be paid by the district as part of the
  563  expense of the council. No other member of the council shall be
  564  required to give bond or other security.
  565         3. No funds of the district shall be expended except by
  566  check as aforesaid, except expenditures from a petty cash
  567  account which shall not at any time exceed $100. All
  568  expenditures from petty cash shall be recorded on the books and
  569  records of the council on children’s services. No funds of the
  570  council on children’s services, excepting expenditures from
  571  petty cash, shall be expended without prior approval of the
  572  council, in addition to the budgeting thereof.
  573         Section 19. For the purpose of incorporating the amendments
  574  made by this act to section 280.02, Florida Statutes, in a
  575  reference thereto, section 136.01, Florida Statutes, is
  576  reenacted to read:
  577         136.01 County depositories.—Each county depository shall be
  578  a qualified public depository as defined in s. 280.02 for the
  579  following funds: county funds; funds of all county officers,
  580  including constitutional officers; funds of the school board;
  581  and funds of the community college district board of trustees.
  582  This enumeration of funds is made not by way of limitation, but
  583  of illustration; and it is the intent hereof that all funds of
  584  the county, the board of county commissioners or the several
  585  county officers, the school board, or the community college
  586  district board of trustees be included.
  587         Section 20. For the purpose of incorporating the amendments
  588  made by this act to section 280.02, Florida Statutes, in a
  589  reference thereto, subsection (11) of section 159.608, Florida
  590  Statutes, is reenacted to read:
  591         159.608 Powers of housing finance authorities.—A housing
  592  finance authority shall constitute a public body corporate and
  593  politic, exercising the public and essential governmental
  594  functions set forth in this act, and shall exercise its power to
  595  borrow only for the purpose as provided herein:
  596         (11) To invest and reinvest surplus funds of the housing
  597  finance authority in accordance with s. 218.415. However, in
  598  addition to the investments expressly authorized in s.
  599  218.415(16)(a)-(g) and (17)(a)-(d), a housing finance authority
  600  may invest surplus funds in interest-bearing time deposits or
  601  savings accounts that are fully insured by the Federal Deposit
  602  Insurance Corporation regardless of whether the bank or
  603  financial institution in which the deposit or investment is made
  604  is a qualified public depository as defined in s. 280.02. This
  605  subsection is supplementary to and may not be construed as
  606  limiting any powers of a housing finance authority or providing
  607  or implying a limiting construction of any other statutory
  608  provision.
  609         Section 21. For the purpose of incorporating the amendments
  610  made by this act to section 280.02, Florida Statutes, in a
  611  reference thereto, section 175.301, Florida Statutes, is
  612  reenacted to read:
  613         175.301 Depository for pension funds.—For any municipality,
  614  special fire control district, chapter plan, local law
  615  municipality, local law special fire control district, or local
  616  law plan under this chapter, all funds of the firefighters’
  617  pension trust fund of any chapter plan or local law plan under
  618  this chapter may be deposited by the board of trustees with the
  619  treasurer of the municipality or special fire control district,
  620  acting in a ministerial capacity only, who shall be liable in
  621  the same manner and to the same extent as he or she is liable
  622  for the safekeeping of funds for the municipality or special
  623  fire control district. However, any funds so deposited with the
  624  treasurer of the municipality or special fire control district
  625  shall be kept in a separate fund by the treasurer or clearly
  626  identified as such funds of the firefighters’ pension trust
  627  fund. In lieu thereof, the board of trustees shall deposit the
  628  funds of the firefighters’ pension trust fund in a qualified
  629  public depository as defined in s. 280.02, which depository with
  630  regard to such funds shall conform to and be bound by all of the
  631  provisions of chapter 280.
  632         Section 22. For the purpose of incorporating the amendments
  633  made by this act to section 280.02, Florida Statutes, in
  634  references thereto, subsection (8) of section 175.401, Florida
  635  Statutes, is reenacted to read:
  636         175.401 Retiree health insurance subsidy.—For any
  637  municipality, special fire control district, chapter plan, local
  638  law municipality, local law special fire control district, or
  639  local law plan under this chapter, under the broad grant of home
  640  rule powers under the Florida Constitution and chapter 166,
  641  municipalities have the authority to establish and administer
  642  locally funded health insurance subsidy programs. In addition,
  643  special fire control districts may, by resolution, establish and
  644  administer locally funded health insurance subsidy programs.
  645  Pursuant thereto:
  646         (8) DEPOSIT OF HEALTH INSURANCE SUBSIDY FUNDS.—All funds of
  647  the health insurance subsidy fund may be deposited by the board
  648  of trustees with the treasurer of the municipality or special
  649  fire control district, acting in a ministerial capacity only,
  650  who shall be liable in the same manner and to the same extent as
  651  he or she is liable for the safekeeping of funds for the
  652  municipality or special fire control district. Any funds so
  653  deposited shall be segregated by the treasurer in a separate
  654  fund, clearly identified as funds of the health insurance
  655  subsidy fund. In lieu thereof, the board of trustees shall
  656  deposit the funds of the health insurance subsidy fund in a
  657  qualified public depository as defined in s. 280.02, which shall
  658  conform to and be bound by the provisions of chapter 280 with
  659  regard to such funds. In no case shall the funds of the health
  660  insurance subsidy fund be deposited in any financial
  661  institution, brokerage house trust company, or other entity that
  662  is not a public depository as provided by s. 280.02.
  663         Section 23. For the purpose of incorporating the amendments
  664  made by this act to section 280.02, Florida Statutes, in a
  665  reference thereto, section 185.30, Florida Statutes, is
  666  reenacted to read:
  667         185.30 Depository for retirement fund.—For any
  668  municipality, chapter plan, local law municipality, or local law
  669  plan under this chapter, all funds of the municipal police
  670  officers’ retirement trust fund of any municipality, chapter
  671  plan, local law municipality, or local law plan under this
  672  chapter may be deposited by the board of trustees with the
  673  treasurer of the municipality acting in a ministerial capacity
  674  only, who shall be liable in the same manner and to the same
  675  extent as he or she is liable for the safekeeping of funds for
  676  the municipality. However, any funds so deposited with the
  677  treasurer of the municipality shall be kept in a separate fund
  678  by the municipal treasurer or clearly identified as such funds
  679  of the municipal police officers’ retirement trust fund. In lieu
  680  thereof, the board of trustees shall deposit the funds of the
  681  municipal police officers’ retirement trust fund in a qualified
  682  public depository as defined in s. 280.02, which depository with
  683  regard to such funds shall conform to and be bound by all of the
  684  provisions of chapter 280.
  685         Section 24. For the purpose of incorporating the amendments
  686  made by this act to section 280.02, Florida Statutes, in
  687  references thereto, subsection (8) of section 185.50, Florida
  688  Statutes, is reenacted to read:
  689         185.50 Retiree health insurance subsidy.—For any
  690  municipality, chapter plan, local law municipality, or local law
  691  plan under this chapter, under the broad grant of home rule
  692  powers under the Florida Constitution and chapter 166,
  693  municipalities have the authority to establish and administer
  694  locally funded health insurance subsidy programs. Pursuant
  695  thereto:
  696         (8) DEPOSIT OF PENSION FUNDS.—All funds of the health
  697  insurance subsidy fund may be deposited by the board of trustees
  698  with the treasurer of the municipality, acting in a ministerial
  699  capacity only, who shall be liable in the same manner and to the
  700  same extent as he or she is liable for the safekeeping of funds
  701  for the municipality. Any funds so deposited shall be segregated
  702  by said treasurer in a separate fund, clearly identified as
  703  funds of the health insurance subsidy fund. In lieu thereof, the
  704  board of trustees shall deposit the funds of the health
  705  insurance subsidy fund in a qualified public depository as
  706  defined in s. 280.02, which shall conform to and be bound by the
  707  provisions of chapter 280 with regard to such funds. In no case
  708  shall the funds of the health insurance subsidy fund be
  709  deposited in any financial institution, brokerage house trust
  710  company, or other entity that is not a public depository as
  711  provided by s. 280.02.
  712         Section 25. For the purpose of incorporating the amendments
  713  made by this act to section 280.02, Florida Statutes, in a
  714  reference thereto, subsection (3) of section 190.007, Florida
  715  Statutes, is reenacted to read:
  716         190.007 Board of supervisors; general duties.—
  717         (3) The board is authorized to select as a depository for
  718  its funds any qualified public depository as defined in s.
  719  280.02 which meets all the requirements of chapter 280 and has
  720  been designated by the Chief Financial Officer as a qualified
  721  public depository, upon such terms and conditions as to the
  722  payment of interest by such depository upon the funds so
  723  deposited as the board may deem just and reasonable.
  724         Section 26. For the purpose of incorporating the amendments
  725  made by this act to section 280.02, Florida Statutes, in a
  726  reference thereto, subsection (16) of section 191.006, Florida
  727  Statutes, is reenacted to read:
  728         191.006 General powers.—The district shall have, and the
  729  board may exercise by majority vote, the following powers:
  730         (16) To select as a depository for its funds any qualified
  731  public depository as defined in s. 280.02 which meets all the
  732  requirements of chapter 280 and has been designated by the Chief
  733  Financial Officer as a qualified public depository, upon such
  734  terms and conditions as to the payment of interest upon the
  735  funds deposited as the board deems just and reasonable.
  736         Section 27. For the purpose of incorporating the amendments
  737  made by this act to section 280.02, Florida Statutes, in a
  738  reference thereto, subsection (2) of section 215.34, Florida
  739  Statutes, is reenacted to read:
  740         215.34 State funds; noncollectible items; procedure.—
  741         (2) Whenever a check, draft, or other order for the payment
  742  of money is returned by the Chief Financial Officer, or by a
  743  qualified public depository as defined in s. 280.02, to a state
  744  officer, a state agency, or the judicial branch for collection,
  745  the officer, agency, or judicial branch shall add to the amount
  746  due a service fee of $15 or 5 percent of the face amount of the
  747  check, draft, or order, whichever is greater. An agency or the
  748  judicial branch may adopt a rule which prescribes a lesser
  749  maximum service fee, which shall be added to the amount due for
  750  the dishonored check, draft, or other order tendered for a
  751  particular service, license, tax, fee, or other charge, but in
  752  no event shall the fee be less than $15. The service fee shall
  753  be in addition to all other penalties imposed by law, except
  754  that when other charges or penalties are imposed by an agency
  755  related to a noncollectible item, the amount of the service fee
  756  shall not exceed $150. Proceeds from this fee shall be deposited
  757  in the same fund as the collected item. Nothing in this section
  758  shall be construed as authorization to deposit moneys outside
  759  the State Treasury unless specifically authorized by law.
  760         Section 28. For the purpose of incorporating the amendments
  761  made by this act to section 280.02, Florida Statutes, in
  762  references thereto, paragraph (c) of subsection (16), paragraph
  763  (c) of subsection (17), and paragraph (a) of subsection (23) of
  764  section 218.415, Florida Statutes, are reenacted to read:
  765         218.415 Local government investment policies.—Investment
  766  activity by a unit of local government must be consistent with a
  767  written investment plan adopted by the governing body, or in the
  768  absence of the existence of a governing body, the respective
  769  principal officer of the unit of local government and maintained
  770  by the unit of local government or, in the alternative, such
  771  activity must be conducted in accordance with subsection (17).
  772  Any such unit of local government shall have an investment
  773  policy for any public funds in excess of the amounts needed to
  774  meet current expenses as provided in subsections (1)-(16), or
  775  shall meet the alternative investment guidelines contained in
  776  subsection (17). Such policies shall be structured to place the
  777  highest priority on the safety of principal and liquidity of
  778  funds. The optimization of investment returns shall be secondary
  779  to the requirements for safety and liquidity. Each unit of local
  780  government shall adopt policies that are commensurate with the
  781  nature and size of the public funds within its custody.
  782         (16) AUTHORIZED INVESTMENTS; WRITTEN INVESTMENT POLICIES.
  783  Those units of local government electing to adopt a written
  784  investment policy as provided in subsections (1)-(15) may by
  785  resolution invest and reinvest any surplus public funds in their
  786  control or possession in:
  787         (c) Interest-bearing time deposits or savings accounts in
  788  qualified public depositories as defined in s. 280.02.
  789         (17) AUTHORIZED INVESTMENTS; NO WRITTEN INVESTMENT POLICY.
  790  Those units of local government electing not to adopt a written
  791  investment policy in accordance with investment policies
  792  developed as provided in subsections (1)-(15) may invest or
  793  reinvest any surplus public funds in their control or possession
  794  in:
  795         (c) Interest-bearing time deposits or savings accounts in
  796  qualified public depositories, as defined in s. 280.02.
  797  
  798  The securities listed in paragraphs (c) and (d) shall be
  799  invested to provide sufficient liquidity to pay obligations as
  800  they come due.
  801         (23) AUTHORIZED DEPOSITS.—In addition to the investments
  802  authorized for local governments in subsections (16) and (17)
  803  and notwithstanding any other provisions of law, a unit of local
  804  government may deposit any portion of surplus public funds in
  805  its control or possession in accordance with the following
  806  conditions:
  807         (a) The funds are initially deposited in a qualified public
  808  depository, as defined in s. 280.02, selected by the unit of
  809  local government.
  810         Section 29. For the purpose of incorporating the amendments
  811  made by this act to section 280.02, Florida Statutes, in a
  812  reference thereto, paragraph (h) of subsection (4) of section
  813  255.502, Florida Statutes, is reenacted to read:
  814         255.502 Definitions; ss. 255.501-255.525.—As used in this
  815  act, the following words and terms shall have the following
  816  meanings unless the context otherwise requires:
  817         (4) “Authorized investments” means and includes without
  818  limitation any investment in:
  819         (h) Savings accounts in, or certificates of deposit of,
  820  qualified public depositories as defined in s. 280.02, in an
  821  amount that does not exceed 15 percent of the net worth of the
  822  institution, or a lesser amount as determined by rule by the
  823  State Board of Administration, provided such savings accounts
  824  and certificates of deposit are secured in the manner prescribed
  825  in chapter 280.
  826  
  827  Investments in any security authorized in this subsection may be
  828  under repurchase agreements or reverse repurchase agreements.
  829         Section 30. For the purpose of incorporating the amendments
  830  made by this act to section 280.02, Florida Statutes, in a
  831  reference thereto, paragraph (a) of subsection (1) of section
  832  280.17, Florida Statutes, is reenacted to read:
  833         280.17 Requirements for public depositors; notice to public
  834  depositors and governmental units; loss of protection.—In
  835  addition to any other requirement specified in this chapter,
  836  public depositors shall comply with the following:
  837         (1)(a) Each official custodian of moneys that meet the
  838  definition of a public deposit under s. 280.02 shall ensure such
  839  moneys are placed in a qualified public depository unless the
  840  moneys are exempt under the laws of this state.
  841         Section 31. For the purpose of incorporating the amendments
  842  made by this act to section 280.02, Florida Statutes, in
  843  references thereto, subsections (1) and (2) of section 331.309,
  844  Florida Statutes, are reenacted to read:
  845         331.309 Treasurer; depositories; fiscal agent.—
  846         (1) The board shall designate an individual who is a
  847  resident of the state, or a qualified public depository as
  848  defined in s. 280.02, as treasurer of Space Florida, who shall
  849  have charge of the funds of Space Florida. Such funds shall be
  850  disbursed only upon the order of or pursuant to the resolution
  851  of the board by warrant, check, authorization, or direct deposit
  852  pursuant to s. 215.85, signed or authorized by the treasurer or
  853  his or her representative or by such other persons as may be
  854  authorized by the board. The board may give the treasurer such
  855  other or additional powers and duties as the board may deem
  856  appropriate and shall establish the treasurer’s compensation.
  857  The board may require the treasurer to give a bond in such
  858  amount, on such terms, and with such sureties as may be deemed
  859  satisfactory to the board to secure the performance by the
  860  treasurer of his or her powers and duties. The board shall audit
  861  or have audited the books of the treasurer at least once a year.
  862         (2) The board is authorized to select as depositories in
  863  which the funds of the board and of Space Florida shall be
  864  deposited any qualified public depository as defined in s.
  865  280.02, upon such terms and conditions as to the payment of
  866  interest by such depository upon the funds so deposited as the
  867  board may deem just and reasonable. The funds of Space Florida
  868  may be kept in or removed from the State Treasury upon written
  869  notification from the chair of the board to the Chief Financial
  870  Officer.
  871         Section 32. For the purpose of incorporating the amendments
  872  made by this act to section 280.02, Florida Statutes, in a
  873  reference thereto, subsection (2) of section 373.553, Florida
  874  Statutes, is reenacted to read:
  875         373.553 Treasurer of the board; payment of funds;
  876  depositories.—
  877         (2) The board is authorized to select as depositories in
  878  which the funds of the board and of the district shall be
  879  deposited in any qualified public depository as defined in s.
  880  280.02, and such deposits shall be secured in the manner
  881  provided in chapter 280.
  882         Section 33. For the purpose of incorporating the amendments
  883  made by this act to section 280.02, Florida Statutes, in a
  884  reference thereto, section 631.221, Florida Statutes, is
  885  reenacted to read:
  886         631.221 Deposit of moneys collected.—The moneys collected
  887  by the department in a proceeding under this chapter shall be
  888  deposited in a qualified public depository as defined in s.
  889  280.02, which depository with regards to such funds shall
  890  conform to and be bound by all the provisions of chapter 280, or
  891  invested with the Chief Financial Officer pursuant to chapter
  892  18. For the purpose of accounting for the assets and
  893  transactions of the estate, the receiver shall use such
  894  accounting books, records, and systems as the court directs
  895  after it hears and considers the recommendations of the
  896  receiver.
  897         Section 34. For the purpose of incorporating the amendments
  898  made by this act to section 280.02, Florida Statutes, in a
  899  reference thereto, paragraph (c) of subsection (3) of section
  900  723.06115, Florida Statutes, is reenacted to read:
  901         723.06115 Florida Mobile Home Relocation Trust Fund.—
  902         (3) The department shall distribute moneys in the Florida
  903  Mobile Home Relocation Trust Fund to the Florida Mobile Home
  904  Relocation Corporation in accordance with the following:
  905         (c) Funds transferred from the trust fund to the
  906  corporation shall be transferred electronically and shall be
  907  transferred to and maintained in a qualified public depository
  908  as defined in s. 280.02 which is specified by the corporation.
  909         Section 35. This act shall take effect July 1, 2022.