Florida Senate - 2022 CS for SB 266 By the Committee on Criminal Justice; and Senator Diaz 591-01936-22 2022266c1 1 A bill to be entitled 2 An act relating to motor vehicle insurance; creating 3 s. 627.7491, F.S.; defining terms; requiring agencies 4 that employ law enforcement officers to maintain motor 5 vehicle insurance under certain circumstances; 6 providing exceptions; providing liability limitations; 7 providing methods in which the employing agency may 8 meet the liability insurance requirements; providing a 9 declaration of important state interest; providing an 10 effective date. 11 12 Be It Enacted by the Legislature of the State of Florida: 13 14 Section 1. Section 627.7491, Florida Statutes, is created 15 to read: 16 627.7491 Official law enforcement vehicles; motor vehicle 17 insurance requirements.— 18 (1) As used in this section, the term: 19 (a) “Employing agency” means an agency that employs a law 20 enforcement officer. 21 (b) “Law enforcement officer” has the same meaning as in s. 22 943.10(1). 23 (2) If an employing agency authorizes a law enforcement 24 officer to travel to his or her place of residence in an 25 official law enforcement vehicle outside of the course and scope 26 of the officer’s employment or function, the employing agency 27 must maintain current and valid motor vehicle insurance, 28 including bodily injury, death, and property damage liability 29 coverage, which covers the period in which a law enforcement 30 officer travels to or from work in an official law enforcement 31 vehicle and covers the time a law enforcement officer travels to 32 and from any other employing agency assignment in an official 33 law enforcement vehicle. However, such motor vehicle insurance 34 is not required to provide for coverage if: 35 (a) The law enforcement officer makes a distinct deviation 36 for a nonessential personal errand unless a collective 37 bargaining agreement permits such deviation; or 38 (b) The law enforcement officer acts in bad faith or with 39 malicious purpose or in a manner exhibiting wanton and willful 40 disregard of human rights, safety, or property. 41 (3) Any suit or action brought or maintained against an 42 employing agency for damages arising out of tort pursuant to 43 this section, including, without limitation, any claim arising 44 upon account of an act causing loss of property, personal 45 injury, or death, shall be subject to the limitations provided 46 in s. 768.28(5). 47 (4) The requirements of this section may be met by any 48 method authorized by s. 768.28(16). 49 Section 2. The Legislature finds and declares that this act 50 fulfills an important state interest. 51 Section 3. This act shall take effect July 1, 2022.