CS for SB 266 First Engrossed (ntc) 2022266e1 1 A bill to be entitled 2 An act relating to motor vehicle insurance; creating 3 s. 627.7491, F.S.; defining terms; requiring agencies 4 that employ law enforcement officers to maintain motor 5 vehicle insurance under certain circumstances; 6 providing exceptions; providing liability limitations; 7 providing methods in which the employing agency may 8 meet the liability insurance requirements; providing a 9 declaration of important state interest; providing an 10 effective date. 11 12 Be It Enacted by the Legislature of the State of Florida: 13 14 Section 1. Section 627.7491, Florida Statutes, is created 15 to read: 16 627.7491 Official law enforcement vehicles; motor vehicle 17 insurance requirements.— 18 (1) As used in this section, the term: 19 (a) “Employing agency” means an agency that employs a law 20 enforcement officer. 21 (b) “Law enforcement officer” has the same meaning as in s. 22 943.10(1). 23 (2) If an employing agency authorizes a law enforcement 24 officer to travel to his or her place of residence in an 25 official law enforcement vehicle, the employing agency shall 26 maintain current and valid motor vehicle insurance, including 27 bodily injury, death, and property damage liability coverage 28 that covers the period in which a law enforcement officer 29 travels to or from work in an official law enforcement vehicle 30 and covers the time a law enforcement officer travels to and 31 from any other employing agency assignment in an official law 32 enforcement vehicle. However, such motor vehicle insurance is 33 not required to provide for coverage if: 34 (a) The law enforcement officer makes a distinct deviation 35 for a nonessential personal errand unless a collective 36 bargaining agreement permits such deviation; or 37 (b) The law enforcement officer acts in bad faith or with 38 malicious purpose or in a manner exhibiting wanton and willful 39 disregard of human rights, safety, or property. 40 (3) Any suit or action brought or maintained against an 41 employing agency for damages arising out of tort pursuant to 42 this section, including, without limitation, any claim arising 43 upon account of an act causing loss of property, personal 44 injury, or death, shall be subject to the limitations provided 45 in s. 768.28(5). 46 (4) The requirements of this section may be met by any 47 method authorized by s. 768.28(16). 48 Section 2. The Legislature finds and declares that this act 49 fulfills an important state interest. 50 Section 3. This act shall take effect July 1, 2022.