Florida Senate - 2022                       CS for CS for SB 578
       By the Committees on Community Affairs; and Banking and
       Insurance; and Senator Hooper
       578-02644-22                                           2022578c2
    1                        A bill to be entitled                      
    2         An act relating to the Hurricane Loss Mitigation
    3         Program; amending s. 215.559, F.S.; revising the use
    4         of certain funds from the Florida Hurricane
    5         Catastrophe Fund to also include construction of
    6         certain facilities; revising the title of a certain
    7         annual report; deleting construction relating to
    8         Citizens Property Insurance Corporation coverage
    9         rates; delaying the future repeal of the Hurricane
   10         Loss Mitigation Program; providing an effective date.
   12  Be It Enacted by the Legislature of the State of Florida:
   14         Section 1. Paragraph (b) of subsection (1), paragraph (b)
   15  of subsection (2), and subsection (7) of section 215.559,
   16  Florida Statutes, are amended to read:
   17         215.559 Hurricane Loss Mitigation Program.—A Hurricane Loss
   18  Mitigation Program is established in the Division of Emergency
   19  Management.
   20         (1) The Legislature shall annually appropriate $10 million
   21  of the moneys authorized for appropriation under s.
   22  215.555(7)(c) from the Florida Hurricane Catastrophe Fund to the
   23  division for the purposes set forth in this section. Of the
   24  amount:
   25         (b) Three million dollars in funds shall be used to
   26  construct or retrofit existing facilities used as public
   27  hurricane shelters. Each year the division shall prioritize the
   28  use of these funds for projects included in the annual report of
   29  the Shelter Development Retrofit Report prepared in accordance
   30  with s. 252.385(3). The division must give funding priority to
   31  projects in regional planning council regions that have shelter
   32  deficits and to projects that maximize the use of state funds.
   33         (2)
   34         (b)1. The Manufactured Housing and Mobile Home Mitigation
   35  and Enhancement Program is established. The program shall
   36  require the mitigation of damage to or the enhancement of homes
   37  for the areas of concern raised by the Department of Highway
   38  Safety and Motor Vehicles in the 2004-2005 Hurricane Reports on
   39  the effects of the 2004 and 2005 hurricanes on manufactured and
   40  mobile homes in this state. The mitigation or enhancement must
   41  include, but need not be limited to, problems associated with
   42  weakened trusses, studs, and other structural components caused
   43  by wood rot or termite damage; site-built additions; or tie-down
   44  systems and may also address any other issues deemed appropriate
   45  by Tallahassee Community College, the Federation of Manufactured
   46  Home Owners of Florida, Inc., the Florida Manufactured Housing
   47  Association, and the Department of Highway Safety and Motor
   48  Vehicles. The program shall include an education and outreach
   49  component to ensure that owners of manufactured and mobile homes
   50  are aware of the benefits of participation.
   51         2. The program shall be a grant program that ensures that
   52  entire manufactured home communities and mobile home parks may
   53  be improved wherever practicable. The moneys appropriated for
   54  this program shall be distributed directly to Tallahassee
   55  Community College for the uses set forth under this subsection.
   56         3. Upon evidence of completion of the program, the Citizens
   57  Property Insurance Corporation shall grant, on a pro rata basis,
   58  actuarially reasonable discounts, credits, or other rate
   59  differentials or appropriate reductions in deductibles for the
   60  properties of owners of manufactured homes or mobile homes on
   61  which fixtures or construction techniques that have been
   62  demonstrated to reduce the amount of loss in a windstorm have
   63  been installed or implemented. The discount on the premium must
   64  be applied to subsequent renewal premium amounts. Premiums of
   65  the Citizens Property Insurance Corporation must reflect the
   66  location of the home and the fact that the home has been
   67  installed in compliance with building codes adopted after
   68  Hurricane Andrew. Rates resulting from the completion of the
   69  Manufactured Housing and Mobile Home Mitigation and Enhancement
   70  Program are not considered competitive rates for the purposes of
   71  s. 627.351(6)(d)1. and 2.
   72         4. On or before January 1 of each year, Tallahassee
   73  Community College shall provide a report of activities under
   74  this subsection to the Governor, the President of the Senate,
   75  and the Speaker of the House of Representatives. The report must
   76  set forth the number of homes that have taken advantage of the
   77  program, the types of enhancements and improvements made to the
   78  manufactured or mobile homes and attachments to such homes, and
   79  whether there has been an increase in availability of insurance
   80  products to owners of manufactured or mobile homes.
   82  Tallahassee Community College shall develop the programs set
   83  forth in this subsection in consultation with the Federation of
   84  Manufactured Home Owners of Florida, Inc., the Florida
   85  Manufactured Housing Association, and the Department of Highway
   86  Safety and Motor Vehicles. The moneys appropriated for the
   87  programs set forth in this subsection shall be distributed
   88  directly to Tallahassee Community College to be used as set
   89  forth in this subsection.
   90         (7) This section is repealed June 30, 2032 2022.
   91         Section 2. This act shall take effect upon becoming a law.