Florida Senate - 2022 SENATOR AMENDMENT Bill No. SB 2-A Ì733204rÎ733204 LEGISLATIVE ACTION Senate . House . . . Floor: 17/F/2R . 12/13/2022 03:21 PM . ————————————————————————————————————————————————————————————————— ————————————————————————————————————————————————————————————————— Senator Book moved the following: 1 Senate Amendment (with title amendment) 2 3 Between lines 3039 and 3040 4 insert: 5 Section 26. Prior to December 31, 2023, a property insurer 6 may not apply any rate change to an HO-3, HO-4, or HO-6 policy. 7 During 2024, 2025, and 2026, the rate paid by a policyholder for 8 an HO-3, HO-4, or HO-6 policy must decrease by at least 6.4 9 percent per year compared to a similar property insurance policy 10 from the previous year with substantially the same coverage. The 11 6.4 percent rate savings may be provided through rate decreases, 12 discounts, or credits toward the insurance policy issued or 13 renewed in 2024, 2025, and 2026. 14 15 ================= T I T L E A M E N D M E N T ================ 16 And the title is amended as follows: 17 Delete line 148 18 and insert: 19 appropriation; prohibiting a property insurer from 20 applying for a rate change for specified policies for 21 a specified timeframe; requiring a specified decrease 22 to the rates paid by policyholders for certain 23 policies during a specified timeframe; authorizing a 24 property insurer to provide the decrease through rate 25 decreases, discounts, or credits; providing effective 26 dates.