Florida Senate - 2024                      CS for CS for SB 1098
       
       
        
       By the Appropriations Committee on Agriculture, Environment, and
       General Government; the Committee on Banking and Insurance; and
       Senator DiCeglie
       
       
       
       601-03258-24                                          20241098c2
    1                        A bill to be entitled                      
    2         An act relating to the Department of Financial
    3         Services; creating s. 17.69, F.S.; creating the
    4         federal tax liaison position within the department;
    5         providing the purpose of the position; requiring the
    6         Chief Financial Officer to appoint the federal tax
    7         liaison; providing that such liaison reports to the
    8         Chief Financial Officer but is not under the authority
    9         of the department or any employee of the department;
   10         authorizing the federal tax liaison to perform certain
   11         actions; amending s. 20.121, F.S.; renaming the
   12         Division of Investigative and Forensic Services in the
   13         Department of Financial Services as the Division of
   14         Criminal Investigations; deleting provisions relating
   15         to duties of such division and to bureaus and offices
   16         in such division; abolishing the Division of Public
   17         Assistance Fraud; amending s. 121.0515, F.S.; revising
   18         requirements for the Special Risk Class membership;
   19         amending s. 284.44, F.S.; deleting provisions relating
   20         to certain quarterly reports prepared by the Division
   21         of Risk Management; amending s. 440.13, F.S.;
   22         providing the reimbursement schedule requirements for
   23         emergency services and care under workers’
   24         compensation under certain circumstances; requiring
   25         the department to engage with an actuarial services
   26         firm under certain circumstances; providing for future
   27         expiration; authorizing the department to adopt rules;
   28         amending s. 440.385, F.S.; providing requirements for
   29         certain contracts entered into and purchases made by
   30         the Florida Self-Insurers Guaranty Association,
   31         Incorporated; providing duties of the department and
   32         the association relating to these contracts and
   33         purchases; providing that certain contracts are exempt
   34         from certain provisions; amending s. 497.101, F.S.;
   35         revising the requirements for appointing and
   36         nominating members of the Board of Funeral, Cemetery,
   37         and Consumer Services; revising the members’ terms;
   38         revising the authority to remove board members;
   39         providing for appointments to fill vacancies on the
   40         board; providing that board members are subject to the
   41         code of ethics under part III of ch. 112, F.S.;
   42         providing requirements for board members’ conduct;
   43         specifying prohibited acts; providing penalties;
   44         providing requirements for board meetings, books, and
   45         records; requiring notices of board meetings;
   46         providing requirements for board meetings; amending s.
   47         497.153, F.S.; authorizing service by e-mail of
   48         administrative complaints against certain licensees
   49         under certain circumstances; amending s. 497.155,
   50         F.S.; authorizing service of citations by e-mail under
   51         certain circumstances; amending s. 497.172, F.S.;
   52         revising the information made confidential and exempt
   53         which may be disclosed by the department; amending s.
   54         497.386, F.S.; authorizing the department to take
   55         certain actions in the event of an emergency
   56         situation; requiring the department to make certain
   57         determinations; prohibiting a licensee or licensed
   58         facility that accepts the transfer of human remains
   59         and cremains from being liable for the condition of
   60         human remains and cremains under certain
   61         circumstances; revising criminal penalties for
   62         violations of provisions related to storage,
   63         preservation, and transportation of human remains and
   64         cremains; creating s. 497.469, F.S.; authorizing a
   65         preneed licensee to withdraw a specified amount
   66         deposited into trust under certain circumstances;
   67         providing that certain documentation is the only
   68         satisfactory evidence to show that a preneed contract
   69         has been fulfilled; requiring a preneed licensee to
   70         maintain certain documentation for a specified
   71         timeframe; amending s. 624.307, F.S.; requiring
   72         eligible surplus lines insurers to respond to the
   73         department or the Office of Insurance Regulation after
   74         receipt of requests for documents and information
   75         concerning consumer complaints; providing penalties
   76         for failure to comply; requiring authorized insurers
   77         and eligible surplus lines insurers to file e-mail
   78         addresses with the department and to designate contact
   79         persons for specified purposes; authorizing changes of
   80         designated contact information; amending s. 626.171,
   81         F.S.; requiring the department to make provisions for
   82         certain insurance license applicants to submit
   83         cellular telephone numbers for a specified purpose;
   84         amending s. 626.221, F.S.; providing a qualification
   85         for an all-lines adjuster license; amending s.
   86         626.601, F.S.; revising construction; amending s.
   87         626.7351, F.S.; providing a qualification for a
   88         customer representative’s license; amending s.
   89         626.878, F.S.; providing duties and prohibited acts
   90         for adjusters; amending s. 626.929, F.S.; specifying
   91         that licensed and appointed general lines agents,
   92         rather than general lines agents, may engage in
   93         certain activities while also licensed and appointed
   94         as surplus lines agents; authorizing general lines
   95         agents that are also licensed as surplus lines agents
   96         to make certain appointments; authorizing such agents
   97         to originate specified business and accept specified
   98         business; prohibiting such agents from being appointed
   99         by a certain insurer or transacting certain insurance;
  100         amending s. 627.351, F.S.; providing requirements for
  101         certain contracts entered into and purchases made by
  102         the Florida Joint Underwriting Association; providing
  103         duties of the department and the association regarding
  104         such contracts and purchases; amending s. 631.59,
  105         F.S.; providing requirements for certain contracts
  106         entered into and purchases made by the Florida
  107         Insurance Guaranty Association, Incorporated;
  108         providing duties of the department and the association
  109         regarding such contracts and purchases; providing
  110         applicability; amending ss. 631.722, 631.821, and
  111         631.921, F.S.; providing requirements for certain
  112         contracts entered into and purchases made by the
  113         Florida Life and Health Insurance Guaranty
  114         Association, the board of directors of the Florida
  115         Health Maintenance Organization Consumer Assistance
  116         Plan, and the board of directors of the Florida
  117         Workers’ Compensation Insurance Guaranty Association,
  118         respectively; providing duties of the department and
  119         of the associations and boards regarding such
  120         contracts and purchases; amending s. 633.124, F.S.;
  121         updating the edition of a manual for the use of
  122         pyrotechnics; amending s. 633.202, F.S.; revising the
  123         duties of the State Fire Marshal; amending s. 633.206,
  124         F.S.; revising the requirements for uniform firesafety
  125         standards established by the department; amending s.
  126         634.041, F.S.; specifying the conditions under which
  127         service agreement companies do not have to establish
  128         and maintain unearned premium reserves; amending s.
  129         634.081, F.S.; specifying the conditions under which
  130         service agreement companies’ licenses are not
  131         suspended or revoked under certain circumstances;
  132         amending s. 634.3077, F.S.; specifying requirements
  133         for certain contractual liability insurance obtained
  134         by home warranty associations; providing that such
  135         associations are not required to establish unearned
  136         premium reserves or maintain contractual liability
  137         insurance; authorizing such associations to allow
  138         their premiums to exceed certain limitations under
  139         certain circumstances; amending s. 634.317, F.S.;
  140         providing that certain entities and their employees
  141         and agents are exempt from certain licensing and
  142         appointment requirements; amending s. 648.25, F.S.;
  143         defining terms; amending s. 648.26, F.S.; revising the
  144         circumstances under which investigatory records of the
  145         department are confidential and exempt from public
  146         records requirements; revising construction; amending
  147         s. 648.30, F.S.; revising circumstances under which a
  148         person or entity may act in the capacity of a bail
  149         bond agent or bail bond agency and perform certain
  150         functions, duties, and powers; amending s. 648.355,
  151         F.S.; revising the requirements for limited surety
  152         agents and professional bail bond agents license
  153         applications; amending s. 648.43, F.S.; revising
  154         requirements for bail bond agents to execute and
  155         countersign transfer bonds; amending s. 717.101, F.S.;
  156         defining and revising terms; amending s. 717.102,
  157         F.S.; providing a rebuttal to a presumption of
  158         unclaimed property; providing requirements for such
  159         rebuttal; amending s. 717.106, F.S.; conforming a
  160         cross-reference; creating s. 717.1065, F.S.; providing
  161         circumstances under which virtual currency held or
  162         owing by banking organizations is not presumed
  163         unclaimed; prohibiting virtual currency holders from
  164         deducting certain charges from the amount of certain
  165         virtual currency under certain circumstances;
  166         providing an exception; amending s. 717.1101, F.S.;
  167         revising the date on which stocks and other equity
  168         interests in business associations are presumed
  169         unclaimed; amending s. 717.112, F.S.; providing that
  170         certain intangible property held by attorneys in fact
  171         and by agents in a fiduciary capacity are presumed
  172         unclaimed under certain circumstances; revising the
  173         requirements for claiming such property; amending s.
  174         717.117, F.S.; deleting the paper option for reports
  175         by holders of unclaimed funds and property; revising
  176         the requirements for reporting the owners of unclaimed
  177         property and funds; authorizing the department to
  178         extend reporting dates under certain circumstances;
  179         revising the circumstances under which the department
  180         may impose and collect penalties; requiring holders of
  181         certain inactive accounts to notify apparent owners;
  182         revising the manner of sending such notices; providing
  183         requirements for such notices; amending s. 717.119,
  184         F.S.; requiring certain virtual currency to be
  185         remitted to the department; providing requirements for
  186         the liquidation of such virtual currency; providing
  187         that holders of such virtual currency are relieved of
  188         all liability upon delivery of the virtual currency to
  189         the department; prohibiting holders from assigning or
  190         transferring certain obligations or from complying
  191         with certain provisions; providing that certain
  192         entities are responsible for meeting holders’
  193         obligations and complying with certain provisions
  194         under certain circumstances; providing construction;
  195         amending s. 717.1201, F.S.; providing that good faith
  196         payments and deliveries of property to the department
  197         relieve holders of all liability; authorizing the
  198         department to refund and redeliver certain money and
  199         property under certain circumstances; amending s.
  200         717.1242, F.S.; revising legislative intent; providing
  201         circumstances under which the department is considered
  202         an interested party in probate proceedings; amending
  203         s. 717.1243, F.S.; revising applicability of certain
  204         provisions relating to unclaimed small estate
  205         accounts; amending s. 717.129, F.S.; revising the
  206         requirements and the tolling for the periods of
  207         limitation relating to duties of holders of unclaimed
  208         funds and property; amending s. 717.1301, F.S.;
  209         revising the department’s authorities on the
  210         disposition of unclaimed funds and property for
  211         specified purposes; prohibiting certain materials from
  212         being disclosed or made public under certain
  213         circumstances; revising the basis for the department’s
  214         cost assessment against holders of unclaimed funds and
  215         property; amending s. 717.1311, F.S.; revising the
  216         recordkeeping requirements for funds and property
  217         holders; amending s. 717.1322, F.S.; revising acts
  218         that are violations of specified provisions and
  219         constitute grounds for administrative enforcement
  220         actions and civil enforcement by the department;
  221         providing that claimants’ representatives, rather than
  222         registrants, are subject to civil enforcement and
  223         disciplinary actions for certain violations; amending
  224         s. 717.1333, F.S.; conforming provisions to changes
  225         made by the act; amending s. 717.134, F.S.; conforming
  226         provisions to changes made by the act; amending s.
  227         717.135, F.S.; revising the information that certain
  228         agreements relating to unclaimed property must
  229         disclose; applying certain provisions relating to such
  230         agreements to purchasers; deleting a requirement for
  231         Unclaimed Property Purchase Agreements; providing
  232         nonapplicability; amending s. 717.1400, F.S.; deleting
  233         a circumstance under which certain persons must
  234         register with the department; amending ss. 197.582 and
  235         717.1382, F.S.; conforming cross-references; amending
  236         s. 766.302, F.S.; revising the manner reasonable
  237         charges for expenses for family residential or
  238         custodial care are determined; amending s. 766.314,
  239         F.S.; revising the prohibition relating to accepting
  240         new claims to the Florida Birth-Related Neurological
  241         Injury Compensation Plan; providing that such plan
  242         does not constitute the exclusive remedy for certain
  243         persons; requiring the Florida Birth-Related
  244         Neurological Injury Compensation Association to submit
  245         a specified report to the Governor, the Chief
  246         Financial Officer, and the Legislature; requiring
  247         recommendations made in the report to be in
  248         consultation with specified stakeholders; providing a
  249         directive to the Division of Law Revision; providing
  250         effective dates.
  251          
  252  Be It Enacted by the Legislature of the State of Florida:
  253  
  254         Section 1. Section 17.69, Florida Statutes, is created to
  255  read:
  256         17.69Federal tax liaison.—
  257         (1)The federal tax liaison position is created within the
  258  department. The purpose of the position is to assist the
  259  taxpayers of this state as provided in subsection (3).
  260         (2)The Chief Financial Officer shall appoint the federal
  261  tax liaison. The federal tax liaison reports directly to the
  262  Chief Financial Officer but is not otherwise under the authority
  263  of the department or of any employee of the department.
  264         (3)The federal tax liaison may do all of the following:
  265         (a)Assist taxpayers by answering taxpayer questions.
  266         (b)Direct taxpayers to the proper departments or offices
  267  within the Internal Revenue Service in order to hasten
  268  resolution of taxpayer issues.
  269         (c)Prepare recommendations for the Internal Revenue
  270  Service of any actions that will help resolve problems
  271  encountered by taxpayers.
  272         (d)Provide information about the policies, practices, and
  273  procedures that the Internal Revenue Service uses to ensure
  274  compliance with the tax laws.
  275         (e)With the consent of the taxpayer, request records from
  276  the Internal Revenue Service to assist the liaison in responding
  277  to taxpayer inquiries.
  278         Section 2. Present paragraphs (g) through (n) of subsection
  279  (2) of section 20.121, Florida Statutes, are redesignated as
  280  paragraphs (f) through (m), respectively, and paragraph (e) and
  281  present paragraph (f) of that subsection are amended, to read:
  282         20.121 Department of Financial Services.—There is created a
  283  Department of Financial Services.
  284         (2) DIVISIONS.—The Department of Financial Services shall
  285  consist of the following divisions and office:
  286         (e) The Division of Criminal Investigations Investigative
  287  and Forensic Services, which shall function as a criminal
  288  justice agency for purposes of ss. 943.045-943.08. The division
  289  may initiate and conduct investigations into any matter under
  290  the jurisdiction of the Chief Financial Officer and Fire Marshal
  291  within or outside of this state as it deems necessary. If,
  292  during an investigation, the division has reason to believe that
  293  any criminal law of this state or the United States has or may
  294  have been violated, it shall refer any records tending to show
  295  such violation to state law enforcement and, if applicable,
  296  federal prosecutorial agencies and shall provide investigative
  297  assistance to those agencies as appropriate. The division shall
  298  include the following bureaus and office:
  299         1.The Bureau of Forensic Services;
  300         2.The Bureau of Fire, Arson, and Explosives
  301  Investigations;
  302         3.The Office of Fiscal Integrity, which shall have a
  303  separate budget;
  304         4.The Bureau of Insurance Fraud; and
  305         5.The Bureau of Workers’ Compensation Fraud.
  306         (f)The Division of Public Assistance Fraud, which shall
  307  function as a criminal justice agency for purposes of ss.
  308  943.045-943.08. The division shall conduct investigations
  309  pursuant to s. 414.411 within or outside of the state as it
  310  deems necessary. If, during an investigation, the division has
  311  reason to believe that any criminal law of the state has or may
  312  have been violated, it shall refer any records supporting such
  313  violation to state or federal law enforcement or prosecutorial
  314  agencies and shall provide investigative assistance to those
  315  agencies as required.
  316         Section 3. Paragraph (f) of subsection (2) and paragraph
  317  (h) of subsection (3) of section 121.0515, Florida Statutes, are
  318  amended to read:
  319         121.0515 Special Risk Class.—
  320         (2) MEMBERSHIP.—
  321         (f) Effective July 1, 2008, the member must be employed by
  322  the Department of Law Enforcement in the crime laboratory or by
  323  the Department of Financial Services Division of State Fire
  324  Marshal in the forensic laboratory and meet the special criteria
  325  set forth in paragraph (3)(h).
  326         (3) CRITERIA.—A member, to be designated as a special risk
  327  member, must meet the following criteria:
  328         (h) Effective July 1, 2008, the member must be employed by
  329  the Department of Law Enforcement in the crime laboratory or by
  330  the Department of Financial Services Division of State Fire
  331  Marshal in the forensic laboratory in one of the following
  332  classes:
  333         1. Forensic technologist (class code 8459);
  334         2. Crime laboratory technician (class code 8461);
  335         3. Crime laboratory analyst (class code 8463);
  336         4. Senior crime laboratory analyst (class code 8464);
  337         5. Crime laboratory analyst supervisor (class code 8466);
  338         6. Forensic chief (class code 9602); or
  339         7. Forensic services quality manager (class code 9603);
  340         Section 4. Subsection (6) of section 284.44, Florida
  341  Statutes, is amended to read:
  342         284.44 Salary indemnification costs of state agencies.—
  343         (6)The Division of Risk Management shall prepare quarterly
  344  reports to the Executive Office of the Governor and the chairs
  345  of the legislative appropriations committees indicating for each
  346  state agency the total amount of salary indemnification benefits
  347  paid to claimants and the total amount of reimbursements from
  348  state agencies to the State Risk Management Trust Fund for
  349  initial costs for the previous quarter. These reports shall also
  350  include information for each state agency indicating the number
  351  of cases and amounts of initial salary indemnification costs for
  352  which reimbursement requirements were waived by the Executive
  353  Office of the Governor pursuant to this section.
  354         Section 5. Subsection (12) of section 440.13, Florida
  355  Statutes, is amended to read:
  356         440.13 Medical services and supplies; penalty for
  357  violations; limitations.—
  358         (12) CREATION OF THREE-MEMBER PANEL; GUIDES OF MAXIMUM
  359  REIMBURSEMENT ALLOWANCES.—
  360         (a) A three-member panel is created, consisting of the
  361  Chief Financial Officer, or the Chief Financial Officer’s
  362  designee, and two members to be appointed by the Governor,
  363  subject to confirmation by the Senate, one member who, on
  364  account of present or previous vocation, employment, or
  365  affiliation, shall be classified as a representative of
  366  employers, the other member who, on account of previous
  367  vocation, employment, or affiliation, shall be classified as a
  368  representative of employees. The panel shall determine statewide
  369  schedules of maximum reimbursement allowances for medically
  370  necessary treatment, care, and attendance provided by hospitals
  371  and ambulatory surgical centers. The maximum reimbursement
  372  allowances for inpatient hospital care shall be based on a
  373  schedule of per diem rates, to be approved by the three-member
  374  panel no later than March 1, 1994, to be used in conjunction
  375  with a precertification manual as determined by the department,
  376  including maximum hours in which an outpatient may remain in
  377  observation status, which shall not exceed 23 hours. All
  378  compensable charges for hospital outpatient care shall be
  379  reimbursed at 75 percent of usual and customary charges, except
  380  as otherwise provided by this subsection. Annually, the three
  381  member panel shall adopt schedules of maximum reimbursement
  382  allowances for hospital inpatient care, hospital outpatient
  383  care, and ambulatory surgical centers. A hospital or an
  384  ambulatory surgical center shall be reimbursed either the
  385  agreed-upon contract price or the maximum reimbursement
  386  allowance in the appropriate schedule.
  387         (b) Payments for outpatient physical, occupational, and
  388  speech therapy provided by hospitals shall be the schedule of
  389  maximum reimbursement allowances for these services which
  390  applies to nonhospital providers.
  391         (c) Payments for scheduled outpatient nonemergency
  392  radiological and clinical laboratory services that are not
  393  provided in conjunction with a surgical procedure shall be the
  394  schedule of maximum reimbursement allowances for these services
  395  which applies to nonhospital providers.
  396         (d)1. Outpatient reimbursement for scheduled surgeries
  397  shall be 60 percent of charges.
  398         2. Reimbursement for emergency services and care as defined
  399  in s. 395.002 which does not include a maximum reimbursement
  400  allowance must be 250 percent of Medicare, unless there is a
  401  contract, in which case the contract governs reimbursement. Upon
  402  this subparagraph taking effect, the department shall engage
  403  with an actuarial services firm to begin development of maximum
  404  reimbursement allowances for services subject to the
  405  reimbursement provisions of this subparagraph. This subparagraph
  406  expires June 30, 2026.
  407         (e)1. By July 1 of each year, the department shall notify
  408  carriers and self-insurers of the physician and nonhospital
  409  services schedule of maximum reimbursement allowances. The
  410  notice must include publication of this schedule of maximum
  411  reimbursement allowances on the division’s website. This
  412  schedule is not subject to approval by the three-member panel
  413  and does not include reimbursement for prescription medication.
  414         2. Subparagraph 1. shall take effect January 1, following
  415  the July 1, 2024, notice of the physician and nonhospital
  416  services schedule of maximum reimbursement allowances that the
  417  department provides to carriers and self-insurers.
  418         (f) Maximum reimbursement for a physician licensed under
  419  chapter 458 or chapter 459 shall be 110 percent of the
  420  reimbursement allowed by Medicare, using appropriate codes and
  421  modifiers or the medical reimbursement level adopted by the
  422  three-member panel as of January 1, 2003, whichever is greater.
  423         (g) Maximum reimbursement for surgical procedures shall be
  424  140 percent of the reimbursement allowed by Medicare or the
  425  medical reimbursement level adopted by the three-member panel as
  426  of January 1, 2003, whichever is greater.
  427         (h) As to reimbursement for a prescription medication, the
  428  reimbursement amount for a prescription shall be the average
  429  wholesale price plus $4.18 for the dispensing fee. For
  430  repackaged or relabeled prescription medications dispensed by a
  431  dispensing practitioner as provided in s. 465.0276, the fee
  432  schedule for reimbursement shall be 112.5 percent of the average
  433  wholesale price, plus $8.00 for the dispensing fee. For purposes
  434  of this subsection, the average wholesale price shall be
  435  calculated by multiplying the number of units dispensed times
  436  the per-unit average wholesale price set by the original
  437  manufacturer of the underlying drug dispensed by the
  438  practitioner, based upon the published manufacturer’s average
  439  wholesale price published in the Medi-Span Master Drug Database
  440  as of the date of dispensing. All pharmaceutical claims
  441  submitted for repackaged or relabeled prescription medications
  442  must include the National Drug Code of the original
  443  manufacturer. Fees for pharmaceuticals and pharmaceutical
  444  services shall be reimbursable at the applicable fee schedule
  445  amount except where the employer or carrier, or a service
  446  company, third party administrator, or any entity acting on
  447  behalf of the employer or carrier directly contracts with the
  448  provider seeking reimbursement for a lower amount.
  449         (i) Reimbursement for all fees and other charges for such
  450  treatment, care, and attendance, including treatment, care, and
  451  attendance provided by any hospital or other health care
  452  provider, ambulatory surgical center, work-hardening program, or
  453  pain program, must not exceed the amounts provided by the
  454  uniform schedule of maximum reimbursement allowances as
  455  determined by the panel or as otherwise provided in this
  456  section. This subsection also applies to independent medical
  457  examinations performed by health care providers under this
  458  chapter. In determining the uniform schedule, the panel shall
  459  first approve the data which it finds representative of
  460  prevailing charges in the state for similar treatment, care, and
  461  attendance of injured persons. Each health care provider, health
  462  care facility, ambulatory surgical center, work-hardening
  463  program, or pain program receiving workers’ compensation
  464  payments shall maintain records verifying their usual charges.
  465  In establishing the uniform schedule of maximum reimbursement
  466  allowances, the panel must consider:
  467         1. The levels of reimbursement for similar treatment, care,
  468  and attendance made by other health care programs or third-party
  469  providers;
  470         2. The impact upon cost to employers for providing a level
  471  of reimbursement for treatment, care, and attendance which will
  472  ensure the availability of treatment, care, and attendance
  473  required by injured workers; and
  474         3. The financial impact of the reimbursement allowances
  475  upon health care providers and health care facilities, including
  476  trauma centers as defined in s. 395.4001, and its effect upon
  477  their ability to make available to injured workers such
  478  medically necessary remedial treatment, care, and attendance.
  479  The uniform schedule of maximum reimbursement allowances must be
  480  reasonable, must promote health care cost containment and
  481  efficiency with respect to the workers’ compensation health care
  482  delivery system, and must be sufficient to ensure availability
  483  of such medically necessary remedial treatment, care, and
  484  attendance to injured workers.
  485         (j) In addition to establishing the uniform schedule of
  486  maximum reimbursement allowances, the panel shall:
  487         1. Take testimony, receive records, and collect data to
  488  evaluate the adequacy of the workers’ compensation fee schedule,
  489  nationally recognized fee schedules and alternative methods of
  490  reimbursement to health care providers and health care
  491  facilities for inpatient and outpatient treatment and care.
  492         2. Survey health care providers and health care facilities
  493  to determine the availability and accessibility of workers’
  494  compensation health care delivery systems for injured workers.
  495         3. Survey carriers to determine the estimated impact on
  496  carrier costs and workers’ compensation premium rates by
  497  implementing changes to the carrier reimbursement schedule or
  498  implementing alternative reimbursement methods.
  499         4. Submit recommendations on or before January 15, 2017,
  500  and biennially thereafter, to the President of the Senate and
  501  the Speaker of the House of Representatives on methods to
  502  improve the workers’ compensation health care delivery system.
  503  
  504  The department, as requested, shall provide data to the panel,
  505  including, but not limited to, utilization trends in the
  506  workers’ compensation health care delivery system. The
  507  department shall provide the panel with an annual report
  508  regarding the resolution of medical reimbursement disputes and
  509  any actions pursuant to subsection (8). The department shall
  510  provide administrative support and service to the panel to the
  511  extent requested by the panel. The department may adopt rules
  512  pursuant to ss. 120.536(1) and 120.54 to implement this
  513  subsection. For prescription medication purchased under the
  514  requirements of this subsection, a dispensing practitioner shall
  515  not possess such medication unless payment has been made by the
  516  practitioner, the practitioner’s professional practice, or the
  517  practitioner’s practice management company or employer to the
  518  supplying manufacturer, wholesaler, distributor, or drug
  519  repackager within 60 days of the dispensing practitioner taking
  520  possession of that medication.
  521         Section 6. Present subsections (9) through (13) of section
  522  440.385, Florida Statutes, are redesignated as subsections (10)
  523  through (14), respectively, and a new subsection (9) is added to
  524  that section, to read:
  525         440.385 Florida Self-Insurers Guaranty Association,
  526  Incorporated.—
  527         (9)CONTRACTS AND PURCHASES.—
  528         (a)After July 1, 2024, all contracts entered into, and all
  529  purchases made by, the association pursuant to this section
  530  which are valued at or more than $100,000 must first be approved
  531  by the department. The department has 10 days to approve or deny
  532  the contract or purchase upon electronic receipt of the approval
  533  request. The contract or purchase is automatically approved if
  534  the department is nonresponsive.
  535         (b)All contracts and purchases valued at or more than
  536  $100,000 require competition through a formal bid solicitation
  537  conducted by the association. The association must undergo a
  538  formal bid solicitation process. The formal bid solicitation
  539  process must include all of the following:
  540         1.The time and date for the receipt of bids, the
  541  proposals, and whether the association contemplates renewal of
  542  the contract, including the price for each year for which the
  543  contract may be renewed.
  544         2.All the contractual terms and conditions applicable to
  545  the procurement.
  546         (c)Evaluation of bids by the association must include
  547  consideration of the total cost for each year of the contract,
  548  including renewal years, as submitted by the vendor. The
  549  association must award the contract to the most responsible and
  550  responsive vendor. Any formal bid solicitation conducted by the
  551  association must be made available, upon request, to the
  552  department via electronic delivery.
  553         (d)Contracts that are required by law are exempt from this
  554  section.
  555         Section 7. Present subsection (7) of section 497.101,
  556  Florida Statutes, is redesignated as subsection (11),
  557  subsections (1) through (4) are amended, and a new subsection
  558  (7) and subsections (8), (9), and (10) are added to that
  559  section, to read:
  560         497.101 Board of Funeral, Cemetery, and Consumer Services;
  561  membership; appointment; terms.—
  562         (1) The Board of Funeral, Cemetery, and Consumer Services
  563  is created within the Department of Financial Services and shall
  564  consist of 10 members, 9 of whom shall be appointed by the
  565  Governor from nominations made by the Chief Financial Officer
  566  and confirmed by the Senate. The Chief Financial Officer shall
  567  nominate one to three persons for each of the nine vacancies on
  568  the board, and the Governor shall fill each vacancy on the board
  569  by appointing one of the persons nominated by the Chief
  570  Financial Officer to fill that vacancy. If the Governor objects
  571  to each of the nominations for a vacancy, she or he shall inform
  572  the Chief Financial Officer in writing. Upon notification of an
  573  objection by the Governor, the Chief Financial Officer shall
  574  submit one to three additional nominations for that vacancy
  575  until the vacancy is filled. One member must be the State Health
  576  Officer or her or his designee.
  577         (2) Two members of the board must be funeral directors
  578  licensed under part III of this chapter who are associated with
  579  a funeral establishment. One member of the board must be a
  580  funeral director licensed under part III of this chapter who is
  581  associated with a funeral establishment licensed under part III
  582  of this chapter which has a valid preneed license issued
  583  pursuant to this chapter and who owns or operates a cinerator
  584  facility approved under chapter 403 and licensed under part VI
  585  of this chapter. Two members of the board must be persons whose
  586  primary occupation is associated with a cemetery company
  587  licensed pursuant to this chapter. Two members of the board must
  588  be consumers who are residents of this state, have never been
  589  licensed as funeral directors or embalmers, are not connected
  590  with a cemetery or cemetery company licensed pursuant to this
  591  chapter, and are not connected with the death care industry or
  592  the practice of embalming, funeral directing, or direct
  593  disposition. One of the two consumer members must be at least 60
  594  years of age. One member of the board must be a consumer who is
  595  a resident of this state; is licensed as a certified public
  596  accountant under chapter 473; has never been licensed as a
  597  funeral director or an embalmer; is not a principal or an
  598  employee of any licensee licensed under this chapter; and does
  599  not otherwise have control, as defined in s. 497.005, over any
  600  licensee licensed under this chapter. One member of the board
  601  must be a principal of a monument establishment licensed under
  602  this chapter as a monument builder. One member must be the State
  603  Health Officer or her or his designee. There may not be two or
  604  more board members who are principals or employees of the same
  605  company or partnership or group of companies or partnerships
  606  under common control.
  607         (3) Board members shall be appointed for terms of 4 years
  608  and may be reappointed; however, a member may not serve for more
  609  than 8 consecutive years., and The State Health Officer shall
  610  serve as long as that person holds that office. The designee of
  611  the State Health Officer shall serve at the pleasure of the
  612  Chief Financial Officer Governor.
  613         (4) The Chief Financial Officer Governor may suspend and
  614  the Senate may remove any board member for malfeasance or
  615  misfeasance, neglect of duty, incompetence, substantial
  616  inability to perform official duties, commission of a crime, or
  617  other substantial cause as determined by the Chief Financial
  618  Officer Governor or Senate, as applicable, to evidence a lack of
  619  fitness to sit on the board. A board member shall be deemed to
  620  have resigned her or his board membership, and that position
  621  shall be deemed vacant, upon the failure of the member to attend
  622  three consecutive meetings of the board or at least half of the
  623  meetings of the board during any 12-month period, unless the
  624  Chief Financial Officer determines that there was good and
  625  adequate justification for the absences and that such absences
  626  are not likely to continue. Any vacancy so created shall be
  627  filled as provided in subsection (1).
  628         (7)Members of the board are subject to the code of ethics
  629  under part III of chapter 112. For purposes of applying part III
  630  of chapter 112 to activities of the members of the board, those
  631  persons are considered public officers, and the department is
  632  considered their agency. A board member may not vote on any
  633  measure that would inure to his or her special private gain or
  634  loss and, in accordance with s. 112.3143(2), may not vote on any
  635  measure that he or she knows would inure to the special private
  636  gain or loss of any principal by which he or she is retained,
  637  other than an agency as defined in s. 112.312; or that he or she
  638  knows would inure to the special private gain or loss of his or
  639  her relative or business associate. Before the vote is taken,
  640  such member shall publicly state to the board the nature of his
  641  or her interest in the matter from which he or she is abstaining
  642  from voting and, within 15 days after the vote occurs, disclose
  643  the nature of his or her interest as a public record in a
  644  memorandum filed with the person responsible for recording the
  645  minutes of the meeting, who shall incorporate the memorandum in
  646  the minutes.
  647         (8)In accordance with ss. 112.3148 and 112.3149, a board
  648  member may not knowingly accept, directly or indirectly, any
  649  gift or expenditure from a person or entity, or an employee or
  650  representative of such person or entity, which has a contractual
  651  relationship with the department or the board, which is under
  652  consideration for a contract, or which is licensed by the
  653  department.
  654         (9)A board member who fails to comply with subsection (7)
  655  or subsection (8) is subject to the penalties provided under ss.
  656  112.317 and 112.3173.
  657         (10)(a)All meetings of the board are subject to the
  658  requirements of s. 286.011, and all books and records of the
  659  board are open to the public for reasonable inspection except as
  660  otherwise provided by s. 497.172 or other applicable law.
  661         (b)Except for emergency meetings, the department shall
  662  give notice of any board meeting by publication on the
  663  department’s website at least 7 days before the meeting. The
  664  department shall publish a meeting agenda on its website at
  665  least 7 days before the meeting. The agenda must contain the
  666  items to be considered, in order of presentation. After the
  667  agenda has been made available, a change may be made only for
  668  good cause, as determined by the person designated to preside,
  669  and must be stated in the record. Notification of such change
  670  must be at the earliest practicable time.
  671         Section 8. Paragraph (a) of subsection (4) of section
  672  497.153, Florida Statutes, is amended to read:
  673         497.153 Disciplinary procedures and penalties.—
  674         (4) ACTION AFTER PROBABLE CAUSE FOUND.—
  675         (a) Service of an administrative complaint may be in person
  676  by department staff or any person authorized to make service of
  677  process under the Florida Rules of Civil Procedure. Service upon
  678  a licensee may in the alternative be made by certified mail,
  679  return receipt requested, to the last known address of record
  680  provided by the licensee to the department. If service by
  681  certified mail cannot be made at the last address provided by
  682  the licensee to the department, service may be made by e-mail,
  683  delivery receipt required, sent to the most recent e-mail
  684  address provided by the licensee to the department in accordance
  685  with s. 497.146.
  686         Section 9. Paragraph (e) of subsection (1) of section
  687  497.155, Florida Statutes, is amended to read:
  688         497.155 Disciplinary citations and minor violations.—
  689         (1) CITATIONS.—
  690         (e) Service of a citation may be made by personal service
  691  or certified mail, restricted delivery, to the subject at the
  692  subject’s last known address in accordance with s. 497.146. If
  693  service by certified mail cannot be made at the last address
  694  provided by the subject to the department, service may be made
  695  by e-mail, delivery receipt required, sent to the most recent e
  696  mail address provided by the subject to the department in
  697  accordance with s. 497.146.
  698         Section 10. Paragraph (d) of subsection (3) of section
  699  497.172, Florida Statutes, is amended to read:
  700         497.172 Public records exemptions; public meetings
  701  exemptions.—
  702         (3) EXAMINATIONS, INSPECTIONS, AND INVESTIGATIONS.—
  703         (d) Information made confidential and exempt pursuant to
  704  this subsection may be disclosed by the department as follows:
  705         1. To the probable cause panel of the board, for the
  706  purpose of probable cause proceedings pursuant to s. 497.153.
  707         2. To any law enforcement agency or other government agency
  708  in the performance of its official duties and responsibilities.
  709         3. If the department uncovers information of immediate and
  710  serious concern to the public health, safety, or welfare, it may
  711  disseminate such information as it deems necessary for the
  712  public health, safety, or welfare.
  713         4.If the department issues an emergency order pursuant to
  714  s. 497.156.
  715         Section 11. Present subsection (5) of section 497.386,
  716  Florida Statutes, is redesignated as subsection (6), a new
  717  subsection (5) and subsection (7) are added to that section, and
  718  present subsection (5) of that section is amended, to read:
  719         497.386 Storage, preservation, and transportation of human
  720  remains.—
  721         (5) In the event of an emergency situation, including the
  722  abandonment of any establishments or facilities licensed under
  723  this chapter or any medical examiner’s facility, morgue, or
  724  cemetery holding facility, the department may enter and secure
  725  such establishment, facility, or morgue during or outside of
  726  normal business hours, and remove human remains and cremains
  727  from the establishment, facility, or morgue. For purposes of
  728  this subsection, the department shall determine if a facility is
  729  abandoned and if there is an emergency situation. A licensee or
  730  licensed facility that accepts transfer of human remains and
  731  cremains from the department pursuant to this subsection may not
  732  be held liable for the condition of any human remains or
  733  cremains at the time of transfer.
  734         (6) A person who violates subsection (1) or subsection (3)
  735  any provision of this section commits a misdemeanor of the first
  736  degree, punishable as provided in s. 775.082 or s. 775.083.
  737         (7)A person who violates subsection (2) or subsection (4)
  738  commits a felony of the third degree, punishable as provided in
  739  s. 775.082, s. 775.083, or s. 775.084.
  740         Section 12. Section 497.469, Florida Statutes, is created
  741  to read:
  742         497.469Fulfillment of preneed contracts.—
  743         (1)Upon delivery of merchandise or performance of services
  744  in fulfillment of a preneed contract, either in part or in
  745  whole, a preneed licensee may withdraw the amount deposited in
  746  trust plus income earned on such amount for the merchandise
  747  delivered or services performed, when adequate documentation is
  748  submitted to the trustee.
  749         (2)All of the following documentation is the only
  750  satisfactory evidence to show that a preneed contract has been
  751  fulfilled:
  752         (a)Certified copy of death certificate.
  753         (b)Acknowledgment signed by the purchaser or legally
  754  authorized person, acknowledging that merchandise was delivered
  755  or services performed by the preneed licensee.
  756         (3)The preneed licensee shall maintain documentation that
  757  supports fulfillment of a particular contract until such records
  758  are examined by the department.
  759         Section 13. Present paragraphs (c) and (d) of subsection
  760  (10) of section 624.307, Florida Statutes, are redesignated as
  761  paragraphs (d) and (e), respectively, a new paragraph (c) is
  762  added to that subsection, and paragraph (b) of that subsection
  763  is amended, to read:
  764         624.307 General powers; duties.—
  765         (10)
  766         (b) Any person licensed or issued a certificate of
  767  authority or made an eligible surplus lines insurer by the
  768  department or the office shall respond, in writing or
  769  electronically, to the division within 14 days after receipt of
  770  a written request for documents and information from the
  771  division concerning a consumer complaint. The response must
  772  address the issues and allegations raised in the complaint and
  773  include any requested documents concerning the consumer
  774  complaint not subject to attorney-client or work-product
  775  privilege. The division may impose an administrative penalty for
  776  failure to comply with this paragraph of up to $5,000 per
  777  violation upon any entity licensed by the department or the
  778  office and up to $1,000 per violation by any individual licensed
  779  by the department or the office.
  780         (c)Each insurer issued a certificate of authority or made
  781  an eligible surplus lines insurer shall file with the department
  782  an e-mail address to which requests for response to consumer
  783  complaints shall be directed pursuant to paragraph (b). Such
  784  insurer shall also designate a contact person for escalated
  785  complaint issues and shall provide the name, e-mail address, and
  786  telephone number of such person. A licensee of the department,
  787  including an agency or a firm, may elect to designate an e-mail
  788  address to which requests for response to consumer complaints
  789  shall be directed pursuant to paragraph (b). If a licensee,
  790  including an agency or a firm, elects not to designate an e-mail
  791  address, the department shall direct requests for response to
  792  consumer complaints to the e-mail of record for the licensee in
  793  the department’s licensing system. An insurer or a licensee,
  794  including an agency or a firm, may change designated contact
  795  information at any time by submitting the new information to the
  796  department using the method designated by rule by the
  797  department.
  798         Section 14. Subsection (2) of section 626.171, Florida
  799  Statutes, is amended to read:
  800         626.171 Application for license as an agent, customer
  801  representative, adjuster, service representative, or reinsurance
  802  intermediary.—
  803         (2) In the application, the applicant shall set forth:
  804         (a) His or her full name, age, social security number,
  805  residence address, business address, mailing address, contact
  806  telephone numbers, including a business telephone number, and e
  807  mail address.
  808         (b) A statement indicating the method the applicant used or
  809  is using to meet any required prelicensing education, knowledge,
  810  experience, or instructional requirements for the type of
  811  license applied for.
  812         (c) Whether he or she has been refused or has voluntarily
  813  surrendered or has had suspended or revoked a license to solicit
  814  insurance by the department or by the supervising officials of
  815  any state.
  816         (d) Whether any insurer or any managing general agent
  817  claims the applicant is indebted under any agency contract or
  818  otherwise and, if so, the name of the claimant, the nature of
  819  the claim, and the applicant’s defense thereto, if any.
  820         (e) Proof that the applicant meets the requirements for the
  821  type of license for which he or she is applying.
  822         (f) The applicant’s gender (male or female).
  823         (g) The applicant’s native language.
  824         (h) The highest level of education achieved by the
  825  applicant.
  826         (i) The applicant’s race or ethnicity (African American,
  827  white, American Indian, Asian, Hispanic, or other).
  828         (j) Such other or additional information as the department
  829  may deem proper to enable it to determine the character,
  830  experience, ability, and other qualifications of the applicant
  831  to hold himself or herself out to the public as an insurance
  832  representative.
  833  
  834  However, the application must contain a statement that an
  835  applicant is not required to disclose his or her race or
  836  ethnicity, gender, or native language, that he or she will not
  837  be penalized for not doing so, and that the department will use
  838  this information exclusively for research and statistical
  839  purposes and to improve the quality and fairness of the
  840  examinations. The department shall make provisions for
  841  applicants to submit cellular telephone numbers as part of the
  842  application process on a voluntary basis only for the purpose of
  843  two-factor authentication of secure login credentials.
  844         Section 15. Paragraph (j) of subsection (2) of section
  845  626.221, Florida Statutes, is amended to read:
  846         626.221 Examination requirement; exemptions.—
  847         (2) However, an examination is not necessary for any of the
  848  following:
  849         (j) An applicant for license as an all-lines adjuster who
  850  has the designation of Accredited Claims Adjuster (ACA) from a
  851  regionally accredited postsecondary institution in this state;
  852  Certified All Lines Adjuster (CALA) from Kaplan Financial
  853  Education; Associate in Claims (AIC) from the Insurance
  854  Institute of America; Professional Claims Adjuster (PCA) from
  855  the Professional Career Institute; Professional Property
  856  Insurance Adjuster (PPIA) from the HurriClaim Training Academy;
  857  Certified Adjuster (CA) from ALL LINES Training; Certified
  858  Claims Adjuster (CCA) from AE21 Incorporated; Claims Adjuster
  859  Certified Professional (CACP) from WebCE, Inc.; Accredited
  860  Insurance Claims Specialist (AICS) from Encore Claim Services;
  861  Professional in Claims (PIC) from 2021 Training, LLC; Registered
  862  Claims Adjuster (RCA) from American Insurance College; or
  863  Universal Claims Certification (UCC) from Claims and Litigation
  864  Management Alliance (CLM) whose curriculum has been approved by
  865  the department and which includes comprehensive analysis of
  866  basic property and casualty lines of insurance and testing at
  867  least equal to that of standard department testing for the all
  868  lines adjuster license. The department shall adopt rules
  869  establishing standards for the approval of curriculum.
  870         Section 16. Subsection (6) of section 626.601, Florida
  871  Statutes, is amended to read:
  872         626.601 Improper conduct; inquiry; fingerprinting.—
  873         (6) The complaint and any information obtained pursuant to
  874  the investigation by the department or office are confidential
  875  and are exempt from s. 119.07 unless the department or office
  876  files a formal administrative complaint, emergency order, or
  877  consent order against the individual or entity. This subsection
  878  does not prevent the department or office from disclosing the
  879  complaint or such information as it deems necessary to conduct
  880  the investigation, to update the complainant as to the status
  881  and outcome of the complaint, to review the details of the
  882  investigation with the individual or entity being investigated
  883  or its representative, or to share such information with any law
  884  enforcement agency or other regulatory body.
  885         Section 17. Subsection (3) of section 626.7351, Florida
  886  Statutes, is amended to read:
  887         626.7351 Qualifications for customer representative’s
  888  license.—The department may shall not grant or issue a license
  889  as customer representative to any individual found by it to be
  890  untrustworthy or incompetent, or who does not meet each of the
  891  following qualifications:
  892         (3) Within 4 years preceding the date that the application
  893  for license was filed with the department, the applicant has
  894  earned the designation of Accredited Advisor in Insurance (AAI),
  895  Associate in General Insurance (AINS), or Accredited Customer
  896  Service Representative (ACSR) from the Insurance Institute of
  897  America; the designation of Certified Insurance Counselor (CIC)
  898  from the Society of Certified Insurance Service Counselors; the
  899  designation of Certified Professional Service Representative
  900  (CPSR) from the National Foundation for CPSR; the designation of
  901  Certified Insurance Service Representative (CISR) from the
  902  Society of Certified Insurance Service Representatives; the
  903  designation of Certified Insurance Representative (CIR) from
  904  All-Lines Training; the designation of Chartered Customer
  905  Service Representative (CCSR) from American Insurance College;
  906  the designation of Professional Customer Service Representative
  907  (PCSR) from the Professional Career Institute; the designation
  908  of Insurance Customer Service Representative (ICSR) from
  909  Statewide Insurance Associates LLC; the designation of
  910  Registered Customer Service Representative (RCSR) from a
  911  regionally accredited postsecondary institution in the state
  912  whose curriculum is approved by the department and includes
  913  comprehensive analysis of basic property and casualty lines of
  914  insurance and testing which demonstrates mastery of the subject;
  915  or a degree from an accredited institution of higher learning
  916  approved by the department when the degree includes a minimum of
  917  9 credit hours of insurance instruction, including specific
  918  instruction in the areas of property, casualty, and inland
  919  marine insurance. The department shall adopt rules establishing
  920  standards for the approval of curriculum.
  921         Section 18. Section 626.878, Florida Statutes, is amended
  922  to read:
  923         626.878 Rules; code of ethics.—
  924         (1) An adjuster shall subscribe to the code of ethics
  925  specified in the rules of the department. The rules shall
  926  implement the provisions of this part and specify the terms and
  927  conditions of contracts, including a right to cancel, and
  928  require practices necessary to ensure fair dealing, prohibit
  929  conflicts of interest, and ensure preservation of the rights of
  930  the claimant to participate in the adjustment of claims.
  931         (2)A person licensed as an adjuster must identify himself
  932  or herself in any advertisement, solicitation, or written
  933  document based on the adjuster appointment type held.
  934         (3)An adjuster who has had his or her licensed revoked or
  935  suspended may not participate in any part of an insurance claim
  936  or in the insurance claims adjusting process, including
  937  estimating, completing, filing, negotiating, appraising,
  938  mediating, umpiring, or effecting settlement of a claim for loss
  939  or damage covered under an insurance contract. A person who
  940  provides these services while the person’s license is revoked or
  941  suspended acts as an unlicensed adjuster.
  942         Section 19. Subsection (1) of section 626.929, Florida
  943  Statutes, is amended, and subsection (4) is added to that
  944  section, to read:
  945         626.929 Origination, acceptance, placement of surplus lines
  946  business.—
  947         (1) A licensed and appointed general lines agent while also
  948  licensed and appointed as a surplus lines agent under this part
  949  may originate surplus lines business and may accept surplus
  950  lines business from any other originating Florida-licensed
  951  general lines agent appointed and licensed as to the kinds of
  952  insurance involved and may compensate such agent therefor.
  953         (4)A general lines agent while licensed as a surplus lines
  954  agent under this part may appoint these licenses with a single
  955  surplus license agent appointment pursuant to s. 624.501. Such
  956  agent may only originate surplus lines business and accept
  957  surplus lines business from other originating Florida-licensed
  958  general lines agents appointed and licensed as to the kinds of
  959  insurance involved and may compensate such agent therefor. Such
  960  agent may not be appointed by or transact general lines
  961  insurance on behalf of an admitted insurer.
  962         Section 20. Paragraphs (j) is added to subsection (4) of
  963  section 627.351, Florida Statutes, to read:
  964         627.351 Insurance risk apportionment plans.—
  965         (4) MEDICAL MALPRACTICE RISK APPORTIONMENT; ASSOCIATION
  966  CONTRACTS AND PURCHASES.—
  967         (j)1.After July 1, 2024, all contracts entered into, and
  968  all purchases made by, the association pursuant to this
  969  subsection which are valued at or more than $100,000 must first
  970  be approved by the department. The department has 10 days to
  971  approve or deny a contract or purchase upon electronic receipt
  972  of the approval request. The contract or purchase is
  973  automatically approved if the department is nonresponsive.
  974         2.All contracts and purchases valued at or more than
  975  $100,000 require competition through a formal bid solicitation
  976  conducted by the association. The association must undergo a
  977  formal bid solicitation process by a minimum of three vendors.
  978  The formal bid solicitation process must include all of the
  979  following:
  980         a.The time and date for the receipt of bids, the
  981  proposals, and whether the association contemplates renewal of
  982  the contract, including the price for each year for which the
  983  contract may be renewed.
  984         b.All the contractual terms and conditions applicable to
  985  the procurement.
  986         3.Evaluation of bids by the association must include
  987  consideration of the total cost for each year of the contract,
  988  including renewal years, as submitted by the vendor. The
  989  association must award the contract to the most responsible and
  990  responsive vendor. Any formal bid solicitation conducted by the
  991  association must be made available, upon request, to the
  992  department by electronic delivery.
  993         Section 21. Subsection (5) is added to section 631.59,
  994  Florida Statutes, to read:
  995         631.59 Duties and powers of department and office;
  996  association contracts and purchases.—
  997         (5)(a)After July 1, 2024, all contracts entered into, and
  998  all purchases made by, the association pursuant to this section
  999  which are valued at or more than $100,000 must first be approved
 1000  by the department. The department has 10 days to approve or deny
 1001  the contract or purchase upon electronic receipt of the approval
 1002  request. The contract or purchase is automatically approved if
 1003  the department is nonresponsive.
 1004         (b)All contracts and purchases valued at or more than
 1005  $100,000 require competition through a formal bid solicitation
 1006  conducted by the association. The association must undergo a
 1007  formal bid solicitation process. The formal bid solicitation
 1008  process must include all of the following:
 1009         1.The time and date for the receipt of bids, the
 1010  proposals, and whether the association contemplates renewal of
 1011  the contract, including the price for each year for which the
 1012  contract may be renewed.
 1013         2.All the contractual terms and conditions applicable to
 1014  the procurement.
 1015         (c)Evaluation of bids by the association must include
 1016  consideration of the total cost for each year of the contract,
 1017  including renewal years, as submitted by the vendor. The
 1018  association must award the contract to the most responsible and
 1019  responsive vendor. Any formal bid solicitation conducted by the
 1020  association must be made available, upon request, to the
 1021  department via electronic delivery.
 1022         (d)Paragraphs (b) and (c) do not apply to claims defense
 1023  counsel or claims vendors if contracts with all vendors which
 1024  may exceed $100,000 are provided to the department for prior
 1025  approval in accordance with paragraph (a).
 1026         Section 22. Subsection (6) is added to section 631.722,
 1027  Florida Statutes, to read:
 1028         631.722 Powers and duties of department and office;
 1029  association contracts and purchases.—
 1030         (6)(a)After July 1, 2024, all contracts entered into, and
 1031  all purchases made by, the association pursuant to this section
 1032  which are valued at or more than $100,000 must first be approved
 1033  by the department. The department has 10 days to approve or deny
 1034  the contract or purchase upon electronic receipt of the approval
 1035  request. The contract or purchase is automatically approved if
 1036  the department is nonresponsive.
 1037         (b)All contracts and purchases valued at or more than
 1038  $100,000 require competition through a formal bid solicitation
 1039  conducted by the association. The association must undergo a
 1040  formal bid solicitation process. The formal bid solicitation
 1041  process must include all of the following:
 1042         1.The time and date for the receipt of bids, the
 1043  proposals, and whether the association contemplates renewal of
 1044  the contract, including the price for each year for which the
 1045  contract may be renewed.
 1046         2.All the contractual terms and conditions applicable to
 1047  the procurement.
 1048         (c)Evaluation of bids by the association must include
 1049  consideration of the total cost for each year of the contract,
 1050  including renewal years, as submitted by the vendor. The
 1051  association must award the contract to the most responsible and
 1052  responsive vendor. Any formal bid solicitation conducted by the
 1053  association must be made available, upon request, to the
 1054  department via electronic delivery.
 1055         Section 23. Subsection (5) is added to section 631.821,
 1056  Florida Statutes, to read:
 1057         631.821 Powers and duties of the department; board
 1058  contracts and purchases.—
 1059         (5)(a)After July 1, 2024, all contracts entered into, and
 1060  all purchases made by, the board pursuant to this section which
 1061  are valued at or more than $100,000 must first be approved by
 1062  the department. The department has 10 days to approve or deny
 1063  the contract or purchase upon electronic receipt of the approval
 1064  request. The contract or purchase is automatically approved if
 1065  the department is nonresponsive.
 1066         (b)All contracts and purchases valued at or more than
 1067  $100,000 require competition through a formal bid solicitation
 1068  conducted by the board. The board must undergo a formal bid
 1069  solicitation process. The formal bid solicitation process must
 1070  include all of the following:
 1071         1.The time and date for the receipt of bids, the
 1072  proposals, and whether the board contemplates renewal of the
 1073  contract, including the price for each year for which the
 1074  contract may be renewed.
 1075         2.All the contractual terms and conditions applicable to
 1076  the procurement.
 1077         (c)Evaluation of bids by the board must include
 1078  consideration of the total cost for each year of the contract,
 1079  including renewal years, as submitted by the vendor. The plan
 1080  must award the contract to the most responsible and responsive
 1081  vendor. Any formal bid solicitation conducted by the board must
 1082  be made available, upon request, to the department via
 1083  electronic delivery.
 1084         Section 24. Section 631.921, Florida Statutes, is amended
 1085  to read:
 1086         631.921 Department powers; board contracts and purchases.—
 1087         (1) The corporation shall be subject to examination by the
 1088  department. By March 1 of each year, the board of directors
 1089  shall cause a financial report to be filed with the department
 1090  for the immediately preceding calendar year in a form approved
 1091  by the department.
 1092         (2)(a)After July 1, 2024, all contracts entered into, and
 1093  all purchases made by, the board pursuant to this section which
 1094  are valued at or more than $100,000 must first be approved by
 1095  the department. The department has 10 days to approve or deny
 1096  the contract or purchase upon electronic receipt of the approval
 1097  request. The contract or purchase is automatically approved if
 1098  the department is nonresponsive.
 1099         (b)All contracts and purchases valued at or more than
 1100  $100,000 require competition through a formal bid solicitation
 1101  conducted by the board. The board must undergo a formal bid
 1102  solicitation process. The formal bid solicitation process must
 1103  include all of the following:
 1104         1.The time and date for the receipt of bids, the
 1105  proposals, and whether the board contemplates renewal of the
 1106  contract, including the price for each year for which the
 1107  contract may be renewed.
 1108         2.All the contractual terms and conditions applicable to
 1109  the procurement.
 1110         (c)Evaluation of bids by the board must include
 1111  consideration of the total cost for each year of the contract,
 1112  including renewal years, as submitted by the vendor. The
 1113  association must award the contract to the most responsible and
 1114  responsive vendor. Any formal bid solicitation conducted by the
 1115  association must be made available, upon request, to the
 1116  department via electronic delivery.
 1117         Section 25. Paragraph (b) of subsection (3) of section
 1118  633.124, Florida Statutes, is amended to read:
 1119         633.124 Penalty for violation of law, rule, or order to
 1120  cease and desist or for failure to comply with corrective
 1121  order.—
 1122         (3)
 1123         (b) A person who initiates a pyrotechnic display within any
 1124  structure commits a felony of the third degree, punishable as
 1125  provided in s. 775.082, s. 775.083, or s. 775.084, unless:
 1126         1. The structure has a fire protection system installed in
 1127  compliance with s. 633.334.
 1128         2. The owner of the structure has authorized in writing the
 1129  pyrotechnic display.
 1130         3. If the local jurisdiction requires a permit for the use
 1131  of a pyrotechnic display in an occupied structure, such permit
 1132  has been obtained and all conditions of the permit complied with
 1133  or, if the local jurisdiction does not require a permit for the
 1134  use of a pyrotechnic display in an occupied structure, the
 1135  person initiating the display has complied with National Fire
 1136  Protection Association, Inc., Standard 1126, 2021 2001 Edition,
 1137  Standard for the Use of Pyrotechnics before a Proximate
 1138  Audience.
 1139         Section 26. Subsection (2) of section 633.202, Florida
 1140  Statutes, is amended to read:
 1141         633.202 Florida Fire Prevention Code.—
 1142         (2) The State Fire Marshal shall adopt the current edition
 1143  of the National Fire Protection Association’s Standard 1, Fire
 1144  Prevention Code but may not adopt a building, mechanical,
 1145  accessibility, or plumbing code. The State Fire Marshal shall
 1146  adopt the current edition of the Life Safety Code, NFPA 101,
 1147  current editions, by reference. The State Fire Marshal may
 1148  modify the selected codes and standards as needed to accommodate
 1149  the specific needs of the state. Standards or criteria in the
 1150  selected codes shall be similarly incorporated by reference. The
 1151  State Fire Marshal shall incorporate within sections of the
 1152  Florida Fire Prevention Code provisions that address uniform
 1153  firesafety standards as established in s. 633.206. The State
 1154  Fire Marshal shall incorporate within sections of the Florida
 1155  Fire Prevention Code provisions addressing regional and local
 1156  concerns and variations.
 1157         Section 27. Paragraph (b) of subsection (1) of section
 1158  633.206, Florida Statutes, is amended to read:
 1159         633.206 Uniform firesafety standards.—The Legislature
 1160  hereby determines that to protect the public health, safety, and
 1161  welfare it is necessary to provide for firesafety standards
 1162  governing the construction and utilization of certain buildings
 1163  and structures. The Legislature further determines that certain
 1164  buildings or structures, due to their specialized use or to the
 1165  special characteristics of the person utilizing or occupying
 1166  these buildings or structures, should be subject to firesafety
 1167  standards reflecting these special needs as may be appropriate.
 1168         (1) The department shall establish uniform firesafety
 1169  standards that apply to:
 1170         (b) All new, existing, and proposed hospitals, nursing
 1171  homes, assisted living facilities, adult family-care homes,
 1172  correctional facilities, public schools, transient public
 1173  lodging establishments, public food service establishments,
 1174  mobile food dispensing vehicles, elevators, migrant labor camps,
 1175  mobile home parks, lodging parks, recreational vehicle parks,
 1176  recreational camps, residential and nonresidential child care
 1177  facilities, facilities for the developmentally disabled, motion
 1178  picture and television special effects productions, tunnels,
 1179  energy storage systems, and self-service gasoline stations, of
 1180  which standards the State Fire Marshal is the final
 1181  administrative interpreting authority.
 1182  
 1183  In the event there is a dispute between the owners of the
 1184  buildings specified in paragraph (b) and a local authority
 1185  requiring a more stringent uniform firesafety standard for
 1186  sprinkler systems, the State Fire Marshal shall be the final
 1187  administrative interpreting authority and the State Fire
 1188  Marshal’s interpretation regarding the uniform firesafety
 1189  standards shall be considered final agency action.
 1190         Section 28. Paragraph (b) of subsection (8) of section
 1191  634.041, Florida Statutes, is amended to read:
 1192         634.041 Qualifications for license.—To qualify for and hold
 1193  a license to issue service agreements in this state, a service
 1194  agreement company must be in compliance with this part, with
 1195  applicable rules of the commission, with related sections of the
 1196  Florida Insurance Code, and with its charter powers and must
 1197  comply with the following:
 1198         (8)
 1199         (b) A service agreement company does not have to establish
 1200  and maintain an unearned premium reserve if it secures and
 1201  maintains contractual liability insurance in accordance with the
 1202  following:
 1203         1. Coverage of 100 percent of the claim exposure is
 1204  obtained from an insurer or insurers approved by the office,
 1205  which hold holds a certificate of authority under s. 624.401 to
 1206  do business within this state, or secured through a risk
 1207  retention groups group, which are is authorized to do business
 1208  within this state under s. 627.943 or s. 627.944. Such insurers
 1209  insurer or risk retention groups group must maintain a surplus
 1210  as regards policyholders of at least $15 million.
 1211         2. If the service agreement company does not meet its
 1212  contractual obligations, the contractual liability insurance
 1213  policy binds its issuer to pay or cause to be paid to the
 1214  service agreement holder all legitimate claims and cancellation
 1215  refunds for all service agreements issued by the service
 1216  agreement company while the policy was in effect. This
 1217  requirement also applies to those service agreements for which
 1218  no premium has been remitted to the insurer.
 1219         3. If the issuer of the contractual liability policy is
 1220  fulfilling the service agreements covered by the contractual
 1221  liability policy and the service agreement holder cancels the
 1222  service agreement, the issuer must make a full refund of
 1223  unearned premium to the consumer, subject to the cancellation
 1224  fee provisions of s. 634.121(3). The sales representative and
 1225  agent must refund to the contractual liability policy issuer
 1226  their unearned pro rata commission.
 1227         4. The policy may not be canceled, terminated, or
 1228  nonrenewed by the insurer or the service agreement company
 1229  unless a 90-day written notice thereof has been given to the
 1230  office by the insurer before the date of the cancellation,
 1231  termination, or nonrenewal.
 1232         5. The service agreement company must provide the office
 1233  with the claims statistics.
 1234         6. A policy issued in compliance with this paragraph may
 1235  either pay 100 percent of claims as they are incurred, or pay
 1236  100 percent of claims due in the event of the failure of the
 1237  service agreement company to pay such claims when due.
 1238  
 1239  All funds or premiums remitted to an insurer by a motor vehicle
 1240  service agreement company under this part shall remain in the
 1241  care, custody, and control of the insurer and shall be counted
 1242  as an asset of the insurer; provided, however, this requirement
 1243  does not apply when the insurer and the motor vehicle service
 1244  agreement company are affiliated companies and members of an
 1245  insurance holding company system. If the motor vehicle service
 1246  agreement company chooses to comply with this paragraph but also
 1247  maintains a reserve to pay claims, such reserve shall only be
 1248  considered an asset of the covered motor vehicle service
 1249  agreement company and may not be simultaneously counted as an
 1250  asset of any other entity.
 1251         Section 29. Subsection (5) of section 634.081, Florida
 1252  Statutes, is amended to read:
 1253         634.081 Suspension or revocation of license; grounds.—
 1254         (5) The office shall suspend or revoke the license of a
 1255  company if it finds that the ratio of gross written premiums
 1256  written to net assets exceeds 10 to 1 unless the company has in
 1257  excess of $750,000 in net assets and is utilizing contractual
 1258  liability insurance which cedes 100 percent of the service
 1259  agreement company’s claims liabilities to the contractual
 1260  liability insurers insurer or is utilizing contractual liability
 1261  insurance which reimburses the service agreement company for 100
 1262  percent of its paid claims. However, if a service agreement
 1263  company has been licensed by the office in excess of 10 years,
 1264  is in compliance with all applicable provisions of this part,
 1265  and has net assets at all times in excess of $3 million that
 1266  comply with the provisions of part II of chapter 625, such
 1267  company may not exceed a ratio of gross written premiums written
 1268  to net assets of 15 to 1.
 1269         Section 30. Present subsection (5) of section 634.3077,
 1270  Florida Statutes, is redesignated as subsection (6), a new
 1271  subsection (5) is added to that section, and subsection (3) of
 1272  that section is amended, to read:
 1273         634.3077 Financial requirements.—
 1274         (3) An association may shall not be required to set up an
 1275  unearned premium reserve if it has purchased contractual
 1276  liability insurance which demonstrates to the satisfaction of
 1277  the office that 100 percent of its claim exposure is covered by
 1278  such insurance. Such contractual liability insurance shall be
 1279  obtained from an insurer or insurers that hold holds a
 1280  certificate of authority to do business within the state or from
 1281  an insurer or insurers approved by the office as financially
 1282  capable of meeting the obligations incurred pursuant to the
 1283  policy. For purposes of this subsection, the contractual
 1284  liability policy shall contain the following provisions:
 1285         (a) In the event that the home warranty association is
 1286  unable to fulfill its obligation under its contracts issued in
 1287  this state for any reason, including insolvency, bankruptcy, or
 1288  dissolution, the contractual liability insurer will pay losses
 1289  and unearned premiums under such plans directly to persons
 1290  making claims under such contracts.
 1291         (b) The insurer issuing the policy shall assume full
 1292  responsibility for the administration of claims in the event of
 1293  the inability of the association to do so.
 1294         (c) The policy may not be canceled or not renewed by either
 1295  the insurer or the association unless 60 days’ written notice
 1296  thereof has been given to the office by the insurer before the
 1297  date of such cancellation or nonrenewal.
 1298         (d) The contractual liability insurance policy shall insure
 1299  all home warranty contracts that were issued while the policy
 1300  was in effect whether or not the premium has been remitted to
 1301  the insurer.
 1302         (5)An association licensed under this part is not required
 1303  to establish an unearned premium reserve or maintain contractual
 1304  liability insurance and may allow its premiums to exceed the
 1305  ratio to net assets limitation of this section if the
 1306  association complies with the following:
 1307         (a)The association or, if the association is a direct or
 1308  indirect wholly owned subsidiary of a parent corporation, its
 1309  parent corporation has, and maintains at all times, a minimum
 1310  net worth of at least $100 million and provides the office with
 1311  the following:
 1312         1.A copy of the association’s annual audited financial
 1313  statements or the audited consolidated financial statements of
 1314  the association’s parent corporation, prepared by an independent
 1315  certified public accountant in accordance with generally
 1316  accepted accounting principles, which clearly demonstrate the
 1317  net worth of the association or its parent corporation to be
 1318  $100 million, and a quarterly written certification to the
 1319  office that the association or its parent corporation continues
 1320  to maintain the net worth required under this paragraph.
 1321         2.The association’s or its parent corporation’s Form 10-K,
 1322  Form 10-Q, or Form 20-F as filed with the United States
 1323  Securities and Exchange Commission or such other documents
 1324  required to be filed with a recognized stock exchange, which
 1325  shall be provided on a quarterly and annual basis within 10 days
 1326  after the last date each such report must be filed with the
 1327  Securities and Exchange Commission, the National Association of
 1328  Securities Dealers Automated Quotations system, or other
 1329  recognized stock exchange.
 1330  
 1331  Failure to timely file the documents required under this
 1332  paragraph may, at the discretion of the office, subject the
 1333  association to suspension or revocation of its license under
 1334  this part.
 1335         (b)If the net worth of a parent corporation is used to
 1336  satisfy the net worth provisions of paragraph (a), the following
 1337  requirements must be met:
 1338         1.The parent corporation must guarantee all service
 1339  warranty obligations of the association, wherever written, on a
 1340  form approved in advance by the office. A cancellation,
 1341  termination, or modification of the guarantee does not become
 1342  effective unless the parent corporation provides the office
 1343  written notice at least 90 days before the effective date of the
 1344  cancellation, termination, or modification and the office
 1345  approves the request in writing. Before the effective date of
 1346  the cancellation, termination, or modification of the guarantee,
 1347  the association must demonstrate to the satisfaction of the
 1348  office compliance with all applicable provisions of this part,
 1349  including whether the association will meet the requirements of
 1350  this section by the purchase of contractual liability insurance,
 1351  establishing required reserves, or other method allowed under
 1352  this section. If the association or parent corporation does not
 1353  demonstrate to the satisfaction of the office compliance with
 1354  all applicable provisions of this part, the association or
 1355  parent association shall immediately cease writing new and
 1356  renewal business upon the effective date of the cancellation,
 1357  termination, or modification.
 1358         2.The association must maintain at all times net assets of
 1359  at least $750,000.
 1360         Section 31. Section 634.317, Florida Statutes, is amended
 1361  to read:
 1362         634.317 License and appointment required.—No person may
 1363  solicit, negotiate, or effectuate home warranty contracts for
 1364  remuneration in this state unless such person is licensed and
 1365  appointed as a sales representative. A licensed and appointed
 1366  sales representative shall be directly responsible and
 1367  accountable for all acts of the licensee’s employees. A
 1368  municipality, a county government, a special district, an entity
 1369  operated by a municipality or county government, or an employee
 1370  or agent of a municipality, county government, special district,
 1371  or entity operated by a municipality or county government is
 1372  exempt from the licensing and appointing requirements of this
 1373  section.
 1374         Section 32. Present subsection (9) of section 648.25,
 1375  Florida Statutes, is redesignated as subsection (10), and a new
 1376  subsection (9) and subsection (11) are added to that section, to
 1377  read:
 1378         648.25 Definitions.—As used in this chapter, the term:
 1379         (9)“Referring bail bond agent” is the limited surety agent
 1380  who is appointed with the surety company issuing the transfer
 1381  bond that is to be posted in a county where the referring
 1382  limited surety agent is not registered. The referring bail bond
 1383  agent is the appointed agent held liable for the transfer bond,
 1384  along with the issuing surety company.
 1385         (11)“Transfer bond” means the appearance bond and power of
 1386  attorney form posted by a limited surety agent who is registered
 1387  in the county where the defendant is being held in custody, and
 1388  who is appointed to represent the same surety company issuing
 1389  the appearance bond as the referring bail bond agent.
 1390         Section 33. Subsection (3) of section 648.26, Florida
 1391  Statutes, is amended to read:
 1392         648.26 Department of Financial Services; administration.—
 1393         (3) The papers, documents, reports, or any other
 1394  investigatory records of the department are confidential and
 1395  exempt from s. 119.07(1) until such investigation is completed
 1396  or ceases to be active, unless the department or office files a
 1397  formal administrative complaint, emergency order, or consent
 1398  order against the individual or entity. For the purpose of this
 1399  section, an investigation is considered active while the
 1400  investigation is being conducted by the department with a
 1401  reasonable, good faith belief that it may lead to the filing of
 1402  administrative, civil, or criminal proceedings. An investigation
 1403  does not cease to be active if the department is proceeding with
 1404  reasonable dispatch and there is good faith belief that action
 1405  may be initiated by the department or other administrative or
 1406  law enforcement agency. This subsection does not prevent the
 1407  department or office from disclosing the content of a complaint
 1408  or such information as it deems necessary to conduct the
 1409  investigation, to update the complainant as to the status and
 1410  outcome of the complaint, to review the details of the
 1411  investigation with the subject or the subject’s representative,
 1412  or to share such information with any law enforcement agency or
 1413  other regulatory body.
 1414         Section 34. Paragraph (a) of subsection (1) of section
 1415  648.30, Florida Statutes, is amended to read:
 1416         648.30 Licensure and appointment required; prohibited acts;
 1417  penalties.—
 1418         (1)(a) A person or entity may not act in the capacity of a
 1419  bail bond agent or bail bond agency or perform any of the
 1420  functions, duties, or powers prescribed for bail bond agents or
 1421  bail bond agencies under this chapter unless that person or
 1422  entity is qualified, licensed, and appointed as provided in this
 1423  chapter and employed by a bail bond agency.
 1424         Section 35. Subsection (1) of section 648.355, Florida
 1425  Statutes, is amended to read:
 1426         648.355 Limited surety agents and professional bail bond
 1427  agents; qualifications.—
 1428         (1) The applicant shall furnish, with the application for
 1429  license, a complete set of the applicant’s fingerprints in
 1430  accordance with s. 626.171(4) and a recent credential-sized,
 1431  fullface photograph of the applicant. The department may not
 1432  issue a license under this section until the department has
 1433  received a report from the Department of Law Enforcement and the
 1434  Federal Bureau of Investigation relative to the existence or
 1435  nonexistence of a criminal history report based on the
 1436  applicant’s fingerprints.
 1437         Section 36. Subsection (3) of section 648.43, Florida
 1438  Statutes, is amended to read:
 1439         648.43 Power of attorney; approval by office; filing of
 1440  copies; notification of transfer bond.—
 1441         (3) Every bail bond agent who executes or countersigns a
 1442  transfer bond shall indicate in writing on the bond the name,
 1443  and address, and license number of the referring bail bond
 1444  agent.
 1445         Section 37. Section 717.101, Florida Statutes, is amended
 1446  to read:
 1447         717.101 Definitions.—As used in this chapter, unless the
 1448  context otherwise requires:
 1449         (1) “Aggregate” means the amounts reported for owners of
 1450  unclaimed property of less than $50 or where there is no name
 1451  for the individual or entity listed on the holder’s records,
 1452  regardless of the amount to be reported.
 1453         (2) “Apparent owner” means the person whose name appears on
 1454  the records of the holder as the person entitled to property
 1455  held, issued, or owing by the holder.
 1456         (3)“Audit” means an action or proceeding to examine and
 1457  verify a person’s records, books, accounts, and other documents
 1458  to ascertain and determine compliance with this chapter.
 1459         (4)“Audit agent” means a person with whom the department
 1460  enters into a contract with to conduct an audit or examination.
 1461  The term includes an independent contractor of the person and
 1462  each individual participating in the audit on behalf of the
 1463  person or contractor.
 1464         (5)(3) “Banking organization” means any and all banks,
 1465  trust companies, private bankers, savings banks, industrial
 1466  banks, safe-deposit companies, savings and loan associations,
 1467  credit unions, and investment companies in this state, organized
 1468  under or subject to the laws of this state or of the United
 1469  States, including entities organized under 12 U.S.C. s. 611, but
 1470  does not include Federal Reserve Banks. The term also includes
 1471  any corporation, business association, or other organization
 1472  that:
 1473         (a)Is a wholly or partially owned subsidiary of any
 1474  banking, banking corporation, or bank holding company that
 1475  performs any or all of the functions of a banking organization;
 1476  or
 1477         (b)Performs functions pursuant to the terms of a contract
 1478  with any banking organization state or national bank,
 1479  international banking entity or similar entity, trust company,
 1480  savings bank, industrial savings bank, land bank, safe-deposit
 1481  company, private bank, or any organization otherwise defined by
 1482  law as a bank or banking organization.
 1483         (6)(4) “Business association” means any for-profit or
 1484  nonprofit corporation other than a public corporation; joint
 1485  stock company; investment company; unincorporated association or
 1486  association of two or more individuals for business purposes,
 1487  whether or not for profit; partnership; joint venture; limited
 1488  liability company; sole proprietorship; business trust; trust
 1489  company; land bank; safe-deposit company; safekeeping
 1490  depository; financial organization; insurance company; federally
 1491  chartered entity; utility company; or other business entity,
 1492  whether or not for profit corporation (other than a public
 1493  corporation), joint stock company, investment company, business
 1494  trust, partnership, limited liability company, or association of
 1495  two or more individuals for business purposes, whether for
 1496  profit or not for profit.
 1497         (7)(5) “Claimant” means the person on whose behalf a claim
 1498  is filed.
 1499         (8)“Claimant’s representative” means an attorney who is a
 1500  member in good standing of The Florida Bar, a certified public
 1501  accountant licensed in this state, or private investigator who
 1502  is duly licensed to do business in this state, registered with
 1503  the department, and authorized by the claimant to claim
 1504  unclaimed property on the claimant’s behalf. The term does not
 1505  include a person acting in a representative capacity, such as a
 1506  personal representative, guardian, trustee, or attorney, whose
 1507  representation is not contingent upon the discovery or location
 1508  of unclaimed property; provided, however, that any agreement
 1509  entered into for the purpose of evading s. 717.135 is invalid
 1510  and unenforceable.
 1511         (9)(6) “Credit balance” means an account balance in the
 1512  customer’s favor.
 1513         (10)(7) “Department” means the Department of Financial
 1514  Services.
 1515         (11)(8) “Domicile” means the state of incorporation for a
 1516  corporation; the state of filing for a business association,
 1517  other than a corporation, whose formation or organization
 1518  requires a filing with a state; the state of organization for a
 1519  business association, other than a corporation, whose formation
 1520  or organization does not require a filing with a state; or the
 1521  state of home office for a federally charted entity incorporated
 1522  under the laws of a state, or, for an unincorporated business
 1523  association, the state where the business association is
 1524  organized.
 1525         (12)(9) “Due diligence” means the use of reasonable and
 1526  prudent methods under particular circumstances to locate
 1527  apparent owners of inactive accounts using the taxpayer
 1528  identification number or social security number, if known, which
 1529  may include, but are not limited to, using a nationwide
 1530  database, cross-indexing with other records of the holder,
 1531  mailing to the last known address unless the last known address
 1532  is known to be inaccurate, providing written notice as described
 1533  in this chapter by electronic mail if an apparent owner has
 1534  elected such delivery, or engaging a licensed agency or company
 1535  capable of conducting such search and providing updated
 1536  addresses.
 1537         (13)“Electronic” means relating to technology having
 1538  electrical, digital, magnetic, wireless, optical,
 1539  electromagnetic, or similar capabilities.
 1540         (14)(10) “Financial organization” means a state or federal
 1541  savings association, savings and loan association, savings bank,
 1542  industrial bank, bank, banking organization, trust company,
 1543  international bank agency, cooperative bank, building and loan
 1544  association, or credit union.
 1545         (15)(11) “Health care provider” means any state-licensed
 1546  entity that provides and receives payment for health care
 1547  services. These entities include, but are not limited to,
 1548  hospitals, outpatient centers, physician practices, and skilled
 1549  nursing facilities.
 1550         (16)(12) “Holder” means:
 1551         (a) A person, wherever organized or domiciled, who is in
 1552  possession or control or has custody of property or the rights
 1553  to property belonging to another; is indebted to another on an
 1554  obligation; or is obligated to hold for the account of, or to
 1555  deliver or pay to, the owner, property subject to this chapter;
 1556  or:
 1557         (a)In possession of property belonging to another;
 1558         (b) A trustee in case of a trust; or
 1559         (c)Indebted to another on an obligation.
 1560         (17)(13) “Insurance company” means an association,
 1561  corporation, or fraternal or mutual benefit organization,
 1562  whether for profit or not for profit, which is engaged in
 1563  providing insurance coverage.
 1564         (18)(14) “Intangible property” includes, by way of
 1565  illustration and not limitation:
 1566         (a) Moneys, checks, virtual currency, drafts, deposits,
 1567  interest, dividends, and income.
 1568         (b) Credit balances, customer overpayments, security
 1569  deposits and other instruments as defined by chapter 679,
 1570  refunds, unpaid wages, unused airline tickets, and unidentified
 1571  remittances.
 1572         (c) Stocks, and other intangible ownership interests in
 1573  business associations.
 1574         (d) Moneys deposited to redeem stocks, bonds, bearer bonds,
 1575  original issue discount bonds, coupons, and other securities, or
 1576  to make distributions.
 1577         (e) Amounts due and payable under the terms of insurance
 1578  policies.
 1579         (f) Amounts distributable from a trust or custodial fund
 1580  established under a plan to provide any health, welfare,
 1581  pension, vacation, severance, retirement, death, stock purchase,
 1582  profit sharing, employee savings, supplemental unemployment
 1583  insurance, or similar benefit.
 1584         (19)(15) “Last known address” means a description of the
 1585  location of the apparent owner sufficient for the purpose of the
 1586  delivery of mail. For the purposes of identifying, reporting,
 1587  and remitting property to the department which is presumed to be
 1588  unclaimed, “last known address” includes any partial description
 1589  of the location of the apparent owner sufficient to establish
 1590  the apparent owner was a resident of this state at the time of
 1591  last contact with the apparent owner or at the time the property
 1592  became due and payable.
 1593         (20)(16) “Lawful charges” means charges against dormant
 1594  accounts that are authorized by statute for the purpose of
 1595  offsetting the costs of maintaining the dormant account.
 1596         (21)(17) “Managed care payor” means a health care plan that
 1597  has a defined system of selecting and limiting health care
 1598  providers as evidenced by a managed care contract with the
 1599  health care providers. These plans include, but are not limited
 1600  to, managed care health insurance companies and health
 1601  maintenance organizations.
 1602         (22)(18) “Owner” means a person, or the person’s legal
 1603  representative, entitled to receive or having a legal or
 1604  equitable interest in or claim against property subject to this
 1605  chapter; a depositor in the case of a deposit; a beneficiary in
 1606  the case of a trust or a deposit in trust; or a payee in the
 1607  case of a negotiable instrument or other intangible property a
 1608  depositor in the case of a deposit, a beneficiary in the case of
 1609  a trust or a deposit in trust, or a payee in the case of other
 1610  intangible property, or a person having a legal or equitable
 1611  interest in property subject to this chapter or his or her legal
 1612  representative.
 1613         (23)“Person” means an individual; estate; business
 1614  association; corporation; firm; association; joint adventure;
 1615  partnership; government or governmental subdivision, agency, or
 1616  instrumentality; or any other legal or commercial entity.
 1617         (24)(19) “Public corporation” means a corporation created
 1618  by the state, founded and owned in the public interest,
 1619  supported by public funds, and governed by those deriving their
 1620  power from the state.
 1621         (25)“Record” means information that is inscribed on a
 1622  tangible medium or that is stored in an electronic or other
 1623  medium and is retrievable in perceivable form.
 1624         (26)(20) “Reportable period” means the calendar year ending
 1625  December 31 of each year.
 1626         (27)(21) “State,” when applied to a part of the United
 1627  States, includes any state, district, commonwealth, territory,
 1628  insular possession, and any other area subject to the
 1629  legislative authority of the United States.
 1630         (28)(22) “Trust instrument” means a trust instrument as
 1631  defined in s. 736.0103.
 1632         (23)“Ultimate equitable owner” means a natural person who,
 1633  directly or indirectly, owns or controls an ownership interest
 1634  in a corporation, a foreign corporation, an alien business
 1635  organization, or any other form of business organization,
 1636  regardless of whether such natural person owns or controls such
 1637  ownership interest through one or more natural persons or one or
 1638  more proxies, powers of attorney, nominees, corporations,
 1639  associations, partnerships, trusts, joint stock companies, or
 1640  other entities or devices, or any combination thereof.
 1641         (29)“Unclaimed Property Purchase Agreement” means the form
 1642  adopted by the department pursuant to s. 717.135 which must be
 1643  used, without modification or amendment, by a claimant’s
 1644  representative to purchase unclaimed property from an owner.
 1645         (30)“Unclaimed Property Recovery Agreement” means the form
 1646  adopted by the department pursuant to s. 717.135 which must be
 1647  used, without modification or amendment, by a claimant’s
 1648  representative to obtain an owner’s consent and authority to
 1649  recover unclaimed property on the owner’s behalf.
 1650         (31)(24) “United States” means any state, district,
 1651  commonwealth, territory, insular possession, and any other area
 1652  subject to the legislative authority of the United States of
 1653  America.
 1654         (32)(25) “Utility” means a person who owns or operates, for
 1655  public use, any plant, equipment, property, franchise, or
 1656  license for the transmission of communications or the
 1657  production, storage, transmission, sale, delivery, or furnishing
 1658  of electricity, water, steam, or gas.
 1659         (33)(a)“Virtual currency” means digital units of exchange
 1660  that:
 1661         1.Have a centralized repository or administrator;
 1662         2.Are decentralized and have no centralized repository or
 1663  administrator; or
 1664         3.May be created or obtained by computing or manufacturing
 1665  effort.
 1666         (b)The term does not include any of the following:
 1667         1.Digital units that:
 1668         a.Are used solely within online gaming platforms;
 1669         b.Have no market or application outside of the online
 1670  gaming platforms in sub-subparagraph a.;
 1671         c.Cannot be converted into, or redeemed for, fiat currency
 1672  or virtual currency; and
 1673         d.Can or cannot be redeemed for real-world goods,
 1674  services, discounts, or purchases.
 1675         2.Digital units that can be redeemed for:
 1676         a.Real-world goods, services, discounts, or purchases as
 1677  part of a customer affinity or rewards program with the issuer
 1678  or other designated merchants; or
 1679         b.Digital units in another customer affinity or rewards
 1680  program, but cannot be converted into, or redeemed for, fiat
 1681  currency or virtual currency.
 1682         3.Digital units used as part of prepaid cards.
 1683         Section 38. Subsections (3) and (4) are added to section
 1684  717.102, Florida Statutes, to read:
 1685         717.102 Property presumed unclaimed; general rule.—
 1686         (3)A presumption that property is unclaimed is rebutted by
 1687  an apparent owner’s expression of interest in the property. An
 1688  owner’s expression of interest in property includes:
 1689         (a)A record communicated by the apparent owner to the
 1690  holder or agent of the holder concerning the property or the
 1691  account in which the property is held;
 1692         (b)An oral communication by the apparent owner to the
 1693  holder or agent of the holder concerning the property or the
 1694  account in which the property is held, if the holder or its
 1695  agent contemporaneously makes and preserves a record of the fact
 1696  of the apparent owner’s communication;
 1697         (c)Presentment of a check or other instrument of payment
 1698  of a dividend, interest payment, or other distribution, with
 1699  respect to an account, underlying security, or interest in a
 1700  business association;
 1701         (d)Activity directed by an apparent owner in the account
 1702  in which the property is held, including accessing the account
 1703  or information concerning the account, or a direction by the
 1704  apparent owner to increase, decrease, or otherwise change the
 1705  amount or type of property held in the account;
 1706         (e)A deposit into or withdrawal from an account at a
 1707  financial organization, excluding an automatic deposit or
 1708  withdrawal previously authorized by the apparent owner or an
 1709  automatic reinvestment of dividends or interest, which does not
 1710  constitute an expression of interest; or
 1711         (f)Any other action by the apparent owner which reasonably
 1712  demonstrates to the holder that the apparent owner knows that
 1713  the property exists.
 1714         (4)A deceased owner is incapable of expressing an interest
 1715  in property.
 1716         Section 39. Subsection (5) of section 717.106, Florida
 1717  Statutes, is amended to read:
 1718         717.106 Bank deposits and funds in financial
 1719  organizations.—
 1720         (5) If the documents establishing a deposit described in
 1721  subsection (1) state the address of a beneficiary of the
 1722  deposit, and the account has a value of at least $50, notice
 1723  shall be given to the beneficiary as provided for notice to the
 1724  apparent owner under s. 717.117(6) s. 717.117(4). This
 1725  subsection shall apply to accounts opened on or after October 1,
 1726  1990.
 1727         Section 40. Section 717.1065, Florida Statutes, is created
 1728  to read:
 1729         717.1065Virtual currency.—
 1730         (1)Any virtual currency held or owing by a banking
 1731  organization, corporation, custodian, exchange, or other entity
 1732  engaged in virtual currency business activity is presumed
 1733  unclaimed unless the owner, within 5 years, has communicated in
 1734  writing with the banking organization, corporation, custodian,
 1735  exchange, or other entity engaged in virtual currency business
 1736  activity concerning the virtual currency or otherwise indicated
 1737  an interest as evidenced by a memorandum or other record on file
 1738  with the banking organization, corporation, custodian, exchange,
 1739  or other entity engaged in virtual currency business activity.
 1740         (2)A holder may not deduct from the amount of any virtual
 1741  currency subject to this section any charges imposed by reason
 1742  of the virtual currency unless there is a valid and enforceable
 1743  written contract between the holder and the owner of the virtual
 1744  currency pursuant to which the holder may impose those charges
 1745  and the holder does not regularly reverse or otherwise cancel
 1746  those charges with respect to the virtual currency.
 1747         Section 41. Paragraph (a) of subsection (1) of section
 1748  717.1101, Florida Statutes, is amended to read:
 1749         717.1101 Unclaimed equity and debt of business
 1750  associations.—
 1751         (1)(a) Stock or other equity interest in a business
 1752  association is presumed unclaimed on the date of 3 years after
 1753  the earliest of the following:
 1754         1. Three years after The date of the most recent of any
 1755  owner-generated activity or communication related to the
 1756  account, as recorded and maintained in the holder’s database and
 1757  records systems sufficient enough to demonstrate the owner’s
 1758  continued awareness or interest in the property dividend, stock
 1759  split, or other distribution unclaimed by the apparent owner;
 1760         2. Three years after the date of the death of the owner, as
 1761  evidenced by: The date of a statement of account or other
 1762  notification or communication that was returned as
 1763  undeliverable; or
 1764         a.Notice to the holder of the owner’s death by an
 1765  administrator, beneficiary, relative, or trustee, or by a
 1766  personal representative or other legal representative of the
 1767  owner’s estate;
 1768         b.Receipt by the holder of a copy of the death certificate
 1769  of the owner;
 1770         c.Confirmation by the holder of the owner’s death through
 1771  other means; or
 1772         d.Other evidence from which the holder may reasonably
 1773  conclude that the owner is deceased; or
 1774         3. One year after the date on which the holder receives
 1775  notice under subparagraph 2. if the notice is received 2 years
 1776  or less after the owner’s death and the holder lacked knowledge
 1777  of the owner’s death during that period of 2 years or less The
 1778  date the holder discontinued mailings, notifications, or
 1779  communications to the apparent owner.
 1780         Section 42. Subsection (1) of section 717.112, Florida
 1781  Statutes, is amended to read:
 1782         717.112 Property held by agents and fiduciaries.—
 1783         (1) Except as provided in ss. 717.1125 and 733.816, All
 1784  intangible property and any income or increment thereon held in
 1785  a fiduciary capacity for the benefit of another person,
 1786  including property held by an attorney in fact or an agent,
 1787  except as provided in ss. 717.1125 and 733.816, is presumed
 1788  unclaimed unless the owner has within 5 years after it has
 1789  become payable or distributable increased or decreased the
 1790  principal, accepted payment of principal or income, communicated
 1791  in writing concerning the property, or otherwise indicated an
 1792  interest as evidenced by a memorandum or other record on file
 1793  with the fiduciary.
 1794         Section 43. Effective January 1, 2025, section 717.117,
 1795  Florida Statutes, is amended to read:
 1796         717.117 Report of unclaimed property.—
 1797         (1) Every person holding funds or other property, tangible
 1798  or intangible, presumed unclaimed and subject to custody as
 1799  unclaimed property under this chapter shall report to the
 1800  department on such forms as the department may prescribe by
 1801  rule. In lieu of forms, a report identifying 25 or more
 1802  different apparent owners must be submitted by the holder via
 1803  electronic medium as the department may prescribe by rule. The
 1804  report must include:
 1805         (a) Except for traveler’s checks and money orders, the
 1806  name, social security number or taxpayer identification number,
 1807  and date of birth, if known, and last known address, if any, of
 1808  each person appearing from the records of the holder to be the
 1809  owner of any property which is presumed unclaimed and which has
 1810  a value of $10 $50 or more.
 1811         (b) For unclaimed funds that which have a value of $10 $50
 1812  or more held or owing under any life or endowment insurance
 1813  policy or annuity contract, the identifying information required
 1814  to be provided under paragraph (a) for both full name, taxpayer
 1815  identification number or social security number, date of birth,
 1816  if known, and last known address of the insured or annuitant and
 1817  of the beneficiary according to records of the insurance company
 1818  holding or owing the funds.
 1819         (c) For all tangible property held in a safe-deposit box or
 1820  other safekeeping repository, a description of the property and
 1821  the place where the property is held and may be inspected by the
 1822  department, and any amounts owing to the holder. Contents of a
 1823  safe-deposit box or other safekeeping repository which consist
 1824  of documents or writings of a private nature and which have
 1825  little or no apparent value shall not be presumed unclaimed.
 1826         (d) The nature or type of property, any accounting or and
 1827  identifying number associated with the property, a if any, or
 1828  description of the property, and the amount appearing from the
 1829  records to be due. Items of value less than $10 under $50 each
 1830  may be reported in the aggregate.
 1831         (e) The date the property became payable, demandable, or
 1832  returnable, and the date of the last transaction with the
 1833  apparent owner with respect to the property.
 1834         (f)Any other information the department may prescribe by
 1835  rule as necessary for the administration of this chapter.
 1836         (2)If the total value of all presumed unclaimed property,
 1837  whether tangible or intangible, held by a person is less than
 1838  $10, a zero balance report may be filed for that reporting
 1839  period
 1840         (f)Any person or business association or public
 1841  corporation holding funds presumed unclaimed and having a total
 1842  value of $10 or less may file a zero balance report for that
 1843  reporting period. The balance brought forward to the new
 1844  reporting period is zero.
 1845         (g)Such other information as the department may prescribe
 1846  by rule as necessary for the administration of this chapter.
 1847         (3)(h) Credit balances, customer overpayments, security
 1848  deposits, and refunds having a value of less than $10 may shall
 1849  not be presumed unclaimed.
 1850         (4)(2) If the holder of property presumed unclaimed and
 1851  subject to custody as unclaimed property is a successor holder
 1852  or if the holder has changed the holder’s name while in
 1853  possession of the property, the holder must shall file with the
 1854  holder’s report all known names and addresses of each prior
 1855  holder of the property. Compliance with this subsection means
 1856  the holder exercises reasonable and prudent efforts to determine
 1857  the names of all prior holders.
 1858         (5)(3) The report must be filed before May 1 of each year.
 1859  The report applies shall apply to the preceding calendar year.
 1860  Upon written request by any person required to file a report,
 1861  and upon a showing of good cause, the department may extend the
 1862  reporting date. The department may impose and collect a penalty
 1863  of $10 per day up to a maximum of $500 for the failure to timely
 1864  report, if an extension was not provided or if the holder of the
 1865  property failed the failure to include in a report information
 1866  required by this chapter which was in the holder’s possession at
 1867  the time of reporting. The penalty must shall be remitted to the
 1868  department within 30 days after the date of the notification to
 1869  the holder that the penalty is due and owing. As necessary for
 1870  proper administration of this chapter, the department may waive
 1871  any penalty due with appropriate justification. On written
 1872  request by any person required to file a report and upon a
 1873  showing of good cause, the department may postpone the reporting
 1874  date. The department must provide information contained in a
 1875  report filed with the department to any person requesting a copy
 1876  of the report or information contained in a report, to the
 1877  extent the information requested is not confidential, within 45
 1878  days after the department determines that the report has been
 1879  processed and added to the unclaimed property database
 1880  subsequent to a determination that the report is accurate and
 1881  acceptable and that the reported property is the same as the
 1882  remitted property.
 1883         (6)(4) Holders of inactive accounts having a value of $50
 1884  or more shall use due diligence to locate and notify apparent
 1885  owners that the entity is holding unclaimed property available
 1886  for them to recover. Not more than 120 days and not less than 60
 1887  days prior to filing the report required by this section, the
 1888  holder in possession of property presumed unclaimed and subject
 1889  to custody as unclaimed property under this chapter shall send
 1890  written notice by first-class United States mail to the apparent
 1891  owner at the apparent owner’s last known address from the
 1892  holder’s records or from other available sources, or via
 1893  electronic mail if the apparent owner has elected this method of
 1894  delivery, informing the apparent owner that the holder is in
 1895  possession of property subject to this chapter, if the holder
 1896  has in its records a mailing or electronic an address for the
 1897  apparent owner which the holder’s records do not disclose to be
 1898  inaccurate. These two means of contact are not mutually
 1899  exclusive; if the mailing address is determined to be
 1900  inaccurate, electronic mail may be used if so elected by the
 1901  apparent owner.
 1902         (7)The written notice to the apparent owner required under
 1903  this section must:
 1904         (a)Contain a heading that reads substantially as follows:
 1905  “Notice. The State of Florida requires us to notify you that
 1906  your property may be transferred to the custody of the Florida
 1907  Department of Financial Services if you do not contact us before
 1908  (insert date that is at least 30 days after the date of the
 1909  notice).”
 1910         (b)Identify the type, nature, and, except for property
 1911  that does not have a fixed value, value of the property that is
 1912  the subject of the notice.
 1913         (c)State that the property will be turned over to the
 1914  custody of the department as unclaimed property if no response
 1915  to this letter is received.
 1916         (d)State that any property that is not legal tender of the
 1917  United States may be sold or liquidated by the department.
 1918         (e)State that after the property is turned over to the
 1919  department, an apparent owner seeking return of the property may
 1920  file a claim with the department.
 1921         (f)State that the property is currently with a holder and
 1922  provide instructions that the apparent owner must follow to
 1923  prevent the holder from reporting and paying for the property or
 1924  from delivering the property to the department.
 1925         (8)(5) Any holder of intangible property may file with the
 1926  department a petition for determination that the property is
 1927  unclaimed requesting the department to accept custody of the
 1928  property. The petition shall state any special circumstances
 1929  that exist, contain the information required by subsection (4)
 1930  (2), and show that a diligent search has been made to locate the
 1931  owner. If the department finds that the proof of diligent search
 1932  is satisfactory, it shall give notice as provided in s. 717.118
 1933  and accept custody of the property.
 1934         (9)(6) Upon written request by any entity or person
 1935  required to file a report, stating such entity’s or person’s
 1936  justification for such action, the department may place that
 1937  entity or person in an inactive status as an unclaimed property
 1938  “holder.”
 1939         (10)(7)(a) This section does not apply to the unclaimed
 1940  patronage refunds as provided for by contract or through bylaw
 1941  provisions of entities organized under chapter 425 or that are
 1942  exempt from ad valorem taxation pursuant to s. 196.2002.
 1943         (b) This section does not apply to intangible property
 1944  held, issued, or owing by a business association subject to the
 1945  jurisdiction of the United States Surface Transportation Board
 1946  or its successor federal agency if the apparent owner of such
 1947  intangible property is a business association. The holder of
 1948  such property does not have any obligation to report, to pay, or
 1949  to deliver such property to the department.
 1950         (c) This section does not apply to credit balances,
 1951  overpayments, refunds, or outstanding checks owed by a health
 1952  care provider to a managed care payor with whom the health care
 1953  provider has a managed care contract, provided that the credit
 1954  balances, overpayments, refunds, or outstanding checks become
 1955  due and owing pursuant to the managed care contract.
 1956         (11)(8)(a) As used in this subsection, the term “property
 1957  identifier” means the descriptor used by the holder to identify
 1958  the unclaimed property.
 1959         (b) Social security numbers and property identifiers
 1960  contained in reports required under this section, held by the
 1961  department, are confidential and exempt from s. 119.07(1) and s.
 1962  24(a), Art. I of the State Constitution.
 1963         (c) This exemption applies to social security numbers and
 1964  property identifiers held by the department before, on, or after
 1965  the effective date of this exemption.
 1966         Section 44. Present subsections (4), (5), and (6) of
 1967  section 717.119, Florida Statutes, are redesignated as
 1968  subsections (5), (6), and (7), respectively, and a new
 1969  subsection (4) and subsection (8) are added to that section, to
 1970  read:
 1971         717.119 Payment or delivery of unclaimed property.—
 1972         (4)All virtual currency reported under this chapter on the
 1973  annual report filing required in s. 717.117 shall be remitted to
 1974  the department with the report. The holder shall liquidate the
 1975  virtual currency and remit the proceeds to the department. The
 1976  liquidation must occur within 30 days before the filing of the
 1977  report. Upon delivery of the virtual currency proceeds to the
 1978  department, the holder is relieved of all liability of every
 1979  kind in accordance with the provisions of s. 717.1201 to every
 1980  person for any losses or damages resulting to the person by the
 1981  delivery to the department of the virtual currency proceeds.
 1982         (8)A holder may not assign or otherwise transfer its
 1983  obligation to report, pay, or deliver property or to comply with
 1984  the provisions of this chapter, other than to a parent,
 1985  subsidiary, or affiliate of the holder.
 1986         (a)Unless otherwise agreed to by the parties to a
 1987  transaction, the holder’s successor by merger or consolidation,
 1988  or any person or entity that acquires all or substantially all
 1989  of the holder’s capital stock or assets, is responsible for
 1990  fulfilling the holder’s obligation to report, pay, or deliver
 1991  property or to comply with the duties of this chapter regarding
 1992  the transfer of property owed to the holder’s successor and
 1993  being held for an owner resulting from the merger,
 1994  consolidation, or acquisition.
 1995         (b)This subsection does not prohibit a holder from
 1996  contracting with a third party for the reporting of unclaimed
 1997  property, but the holder remains responsible to the department
 1998  for the complete, accurate, and timely reporting of the
 1999  property.
 2000         Section 45. Section 717.1201, Florida Statutes, is amended
 2001  to read:
 2002         717.1201 Custody by state; holder relieved from liability;
 2003  reimbursement of holder paying claim; reclaiming for owner;
 2004  defense of holder; payment of safe-deposit box or repository
 2005  charges.—
 2006         (1) Upon the good faith payment or delivery of property to
 2007  the department, the state assumes custody and responsibility for
 2008  the safekeeping of property. Any person who pays or delivers
 2009  property to the department in good faith is relieved of all
 2010  liability to the extent of the value of the property paid or
 2011  delivered for any claim then existing or which thereafter may
 2012  arise or be made in respect to the property.
 2013         (a)A holder’s substantial compliance with s. 717.117(4)
 2014  and good faith payment or delivery of property to the department
 2015  terminates any legal relationship between the holder and the
 2016  owner with respect to the property reported and releases and
 2017  discharges the holder from any and all liability to the owner,
 2018  the owner’s heirs, personal representatives, successors, or
 2019  assigns by reason of such payment or delivery, regardless of
 2020  whether such property is in fact and in law unclaimed property,
 2021  and such delivery and payment may be plead as a bar to recovery
 2022  and are a conclusive defense in any suit or action brought by
 2023  the owner, the owner’s heirs, personal representatives,
 2024  successors, and assigns or any claimant against the holder by
 2025  reason of such delivery or payment.
 2026         (b)If the holder pays or delivers property to the
 2027  department in good faith and thereafter any other person claims
 2028  the property from the holder paying or delivering, or another
 2029  state claims the money or property under that state’s laws
 2030  relating to escheat or abandoned or unclaimed property, the
 2031  department, upon written notice of the claim, shall defend the
 2032  holder against the claim and indemnify the holder against any
 2033  liability on the claim, except that a holder may not be
 2034  indemnified against penalties imposed by another state.
 2035         (2)For the purposes of this section, a payment or delivery
 2036  of property is made in good faith if:
 2037         (a)The payment or delivery was made in conjunction with an
 2038  accurate and acceptable report.
 2039         (b)The payment or delivery was made in a reasonable
 2040  attempt to comply with this chapter.
 2041         (c)The holder had a reasonable basis for believing, based
 2042  on the facts then known, that the property was unclaimed and
 2043  subject to this chapter.
 2044         (d)There is no showing that the records pursuant to which
 2045  the delivery was made did not meet reasonable commercial
 2046  standards of practice in the industry.
 2047         (3)(2) Any holder who has paid money to the department
 2048  pursuant to this chapter may make payment to any person
 2049  appearing to be entitled to payment and, upon filing proof that
 2050  the payee is entitled thereto, the department shall forthwith
 2051  repay the holder without deduction of any fee or other charges.
 2052  If repayment is sought for a payment made on a negotiable
 2053  instrument, including a traveler’s check or money order, the
 2054  holder must be repaid under this subsection upon filing proof
 2055  that the instrument was duly presented and that the payee is
 2056  entitled to payment. The holder shall be repaid for payment made
 2057  under this subsection even if the payment was made to a person
 2058  whose claim was barred under s. 717.129(1).
 2059         (4)(3) Any holder who has delivered property, including a
 2060  certificate of any interest in a business association, other
 2061  than money to the department pursuant to this chapter may
 2062  reclaim the property if still in the possession of the
 2063  department, without payment of any fee or other charges, upon
 2064  filing proof that the owner has claimed the property from the
 2065  holder.
 2066         (5)(4) The department may accept an affidavit of the holder
 2067  stating the facts that entitle the holder to recover money and
 2068  property under this section as sufficient proof.
 2069         (5)If the holder pays or delivers property to the
 2070  department in good faith and thereafter any other person claims
 2071  the property from the holder paying or delivering, or another
 2072  state claims the money or property under that state’s laws
 2073  relating to escheat or abandoned or unclaimed property, the
 2074  department, upon written notice of the claim, shall defend the
 2075  holder against the claim and indemnify the holder against any
 2076  liability on the claim.
 2077         (6)For the purposes of this section, “good faith” means
 2078  that:
 2079         (a)Payment or delivery was made in a reasonable attempt to
 2080  comply with this chapter.
 2081         (b)The person delivering the property was not a fiduciary
 2082  then in breach of trust in respect to the property and had a
 2083  reasonable basis for believing, based on the facts then known to
 2084  that person, that the property was unclaimed for the purposes of
 2085  this chapter.
 2086         (c)There is no showing that the records pursuant to which
 2087  the delivery was made did not meet reasonable commercial
 2088  standards of practice in the industry.
 2089         (6)(7) Property removed from a safe-deposit box or other
 2090  safekeeping repository is received by the department subject to
 2091  the holder’s right under this subsection to be reimbursed for
 2092  the actual cost of the opening and to any valid lien or contract
 2093  providing for the holder to be reimbursed for unpaid rent or
 2094  storage charges. The department shall make the reimbursement to
 2095  the holder out of the proceeds remaining after the deduction of
 2096  the department’s selling cost.
 2097         (7)If it appears to the satisfaction of the department
 2098  that, because of some mistake of fact, error in calculation, or
 2099  erroneous interpretation of a statute, a person has paid or
 2100  delivered to the department pursuant to any provision of this
 2101  chapter any money or other property not required by this chapter
 2102  to be so paid or delivered, the department may, within 5 years
 2103  after such erroneous payment or delivery, refund or redeliver
 2104  such money or other property to the person, provided that such
 2105  money or property has not been paid or delivered to a claimant
 2106  or otherwise disposed of in accordance with this chapter.
 2107         Section 46. Present subsection (2) of section 717.1242,
 2108  Florida Statutes, is redesignated as subsection (3), a new
 2109  subsection (2) is added to that section, and subsection (1) of
 2110  that section is amended, to read:
 2111         717.1242 Restatement of jurisdiction of the circuit court
 2112  sitting in probate and the department.—
 2113         (1) It is and has been the intent of the Legislature that,
 2114  pursuant to s. 26.012(2)(b), circuit courts have jurisdiction of
 2115  proceedings relating to the settlement of the estates of
 2116  decedents and other jurisdiction usually pertaining to courts of
 2117  probate. It is and has been the intent of the Legislature that,
 2118  pursuant to this chapter s. 717.124, the department determines
 2119  the merits of claims and entitlements to for property paid or
 2120  delivered to the department under this chapter. Consistent with
 2121  this legislative intent, any estate or beneficiary, devisee,
 2122  heir, personal representative, or other interested person, as
 2123  those terms are defined in s. 731.201, of an estate seeking to
 2124  obtain property paid or delivered to the department under this
 2125  chapter must file a claim with the department as provided in s.
 2126  717.124.
 2127         (2)If a beneficiary, devisee, heir, personal
 2128  representative, or other interested person, as those terms are
 2129  defined in s. 731.201, of an estate seeks administration of the
 2130  estate, of which unclaimed property makes up 50 percent or more
 2131  of the assets, the department is considered an interested party
 2132  and must be provided with notice of any such proceeding as
 2133  provided in the Florida Probate Code and the Florida Probate
 2134  Rules.
 2135         Section 47. Subsection (4) of section 717.1243, Florida
 2136  Statutes, is amended to read:
 2137         717.1243 Small estate accounts.—
 2138         (4) This section only applies only if all of the unclaimed
 2139  property held by the department on behalf of the owner has an
 2140  aggregate value of $20,000 $10,000 or less and no probate
 2141  proceeding is pending.
 2142         Section 48. Subsection (2) of section 717.129, Florida
 2143  Statutes, is amended to read:
 2144         717.129 Periods of limitation.—
 2145         (2) The department may not commence an No action or
 2146  proceeding to enforce this chapter with respect to the
 2147  reporting, payment, or delivery of property or any other duty of
 2148  a holder under this chapter may be commenced by the department
 2149  with respect to any duty of a holder under this chapter more
 2150  than 10 years after the duty arose. The period of limitation
 2151  established under this subsection is tolled by the earlier of
 2152  the department’s or audit agent’s delivery of a notice that a
 2153  holder is subject to an audit or examination under s. 717.1301
 2154  or the holder’s written election to enter into an unclaimed
 2155  property voluntary disclosure agreement.
 2156         Section 49. Section 717.1301, Florida Statutes, is amended
 2157  to read:
 2158         717.1301 Investigations; examinations; subpoenas.—
 2159         (1) To carry out the chapter’s purpose of protecting the
 2160  interest of missing owners through the safeguarding of their
 2161  property and to administer and enforce this chapter, the
 2162  department may:
 2163         (a) Investigate, examine, inspect, request, or otherwise
 2164  gather information or evidence on claim documents from a
 2165  claimant or a claimant’s representative during its review of a
 2166  claim.
 2167         (b) Audit the records of a person or the records in the
 2168  possession of an agent, representative, subsidiary, or affiliate
 2169  of the person subject to this chapter to determine whether the
 2170  person complied with this chapter. Such records may include
 2171  information to verify the completeness or accuracy of the
 2172  records provided, even if such records may not identify property
 2173  reportable to the department.
 2174         (c) Take testimony of a person, including the person’s
 2175  employee, agent, representative, subsidiary, or affiliate, to
 2176  determine whether the person complied with this chapter.
 2177         (d) Issue an administrative subpoena to require that the
 2178  records specified in paragraph (b) be made available for
 2179  examination or audit and that the testimony specified in
 2180  paragraph (c) be provided.
 2181         (e) Bring an action in a court of competent jurisdiction
 2182  seeking enforcement of an administrative subpoena issued under
 2183  this section, which the court shall consider under procedures
 2184  that will lead to an expeditious resolution of the action.
 2185         (f) Bring an administrative action or an action in a court
 2186  of competent jurisdiction to enforce this chapter.
 2187         (2) If a person is subject to reporting property under this
 2188  chapter, the department may require the person to file a
 2189  verified report in a form prescribed by the department. The
 2190  verified report must:
 2191         (a) State whether the person is holding property reportable
 2192  under this chapter;
 2193         (b) Describe the property not previously reported, the
 2194  property about which the department has inquired, or the
 2195  property that is in dispute as to whether it is reportable under
 2196  this chapter; and
 2197         (c) State the amount or value of the property.
 2198         (3) The department may authorize a compliance review of a
 2199  report for a specified reporting year. The review must be
 2200  limited to the contents of the report filed, as required by s.
 2201  717.117 and subsection (2), and all supporting documents related
 2202  to the reports. If the review results in a finding of a
 2203  deficiency in unclaimed property due and payable to the
 2204  department, the department shall notify the holder in writing of
 2205  the amount of deficiency within 1 year after the authorization
 2206  of the compliance review. If the holder fails to pay the
 2207  deficiency within 90 days, the department may seek to enforce
 2208  the assessment under subsection (1). The department is not
 2209  required to conduct a review under this section before
 2210  initiating an audit.
 2211         (4) Notwithstanding any other provision of law, in a
 2212  contract providing for the location or collection of unclaimed
 2213  property, the department may authorize the contractor to deduct
 2214  its fees and expenses for services provided under the contract
 2215  from the unclaimed property that the contractor has recovered or
 2216  collected under the contract. The department shall annually
 2217  report to the Chief Financial Officer the total amount collected
 2218  or recovered by each contractor during the previous fiscal year
 2219  and the total fees and expenses deducted by each contractor.
 2220         (1) The department may make investigations and examinations
 2221  within or outside this state of claims, reports, and other
 2222  records as it deems necessary to administer and enforce the
 2223  provisions of this chapter. In such investigations and
 2224  examinations the department may administer oaths, examine
 2225  witnesses, issue subpoenas, and otherwise gather evidence. The
 2226  department may request any person who has not filed a report
 2227  under s. 717.117 to file a verified report stating whether or
 2228  not the person is holding any unclaimed property reportable or
 2229  deliverable under this chapter.
 2230         (2) Subpoenas for witnesses whose evidence is deemed
 2231  material to any investigation or examination under this section
 2232  may be issued by the department under seal of the department, or
 2233  by any court of competent jurisdiction, commanding such
 2234  witnesses to appear before the department at a time and place
 2235  named and to bring such books, records, and documents as may be
 2236  specified or to submit such books, records, and documents to
 2237  inspection. Such subpoenas may be served by an authorized
 2238  representative of the department.
 2239         (3) If any person shall refuse to testify, produce books,
 2240  records, and documents, or otherwise refuse to obey a subpoena
 2241  issued under this section, the department may present its
 2242  petition to a court of competent jurisdiction in or for the
 2243  county in which such person resides or has its principal place
 2244  of business, whereupon the court shall issue its rule nisi
 2245  requiring such person to obey forthwith the subpoena issued by
 2246  the department or show cause for failing to obey said subpoena.
 2247  Unless said person shows sufficient cause for failing to obey
 2248  the subpoena, the court shall forthwith direct such person to
 2249  obey the same subject to such punishment as the court may direct
 2250  including, but not limited to, the restraint, by injunction or
 2251  by appointment of a receiver, of any transfer, pledge,
 2252  assignment, or other disposition of such person’s assets or any
 2253  concealment, alteration, destruction, or other disposition of
 2254  subpoenaed books, records, or documents as the court deems
 2255  appropriate, until such person has fully complied with such
 2256  subpoena and the department has completed its investigation or
 2257  examination. The department is entitled to the summary procedure
 2258  provided in s. 51.011, and the court shall advance the cause on
 2259  its calendar. Costs incurred by the department to obtain an
 2260  order granting, in whole or in part, its petition shall be taxed
 2261  against the subpoenaed person, and failure to comply with such
 2262  order shall be a contempt of court.
 2263         (4) Witnesses shall be entitled to the same fees and
 2264  mileage as they may be entitled by law for attending as
 2265  witnesses in the circuit court, except where such examination or
 2266  investigation is held at the place of business or residence of
 2267  the witness.
 2268         (5) The material compiled by the department in an
 2269  investigation or examination under this chapter is confidential
 2270  until the investigation or examination is complete. If any such
 2271  material contains a holder’s financial or proprietary
 2272  information, it may not be disclosed or made public by the
 2273  department after the investigation or audit is completed, except
 2274  as required by a court of competent jurisdiction in the course
 2275  of a judicial proceeding in which the state is a party, or
 2276  pursuant to an agreement with another state allowing joint
 2277  audits. Such material may be considered a trade secret and
 2278  exempt from s. 119.07(1) as provided for in s. 119.0715. The
 2279  records, data, and information gathered material compiled by the
 2280  department in an investigation or audit examination under this
 2281  chapter remain remains confidential after the department’s
 2282  investigation or examination is complete if the department has
 2283  submitted the material or any part of it to any law enforcement
 2284  agency or other administrative agency for further investigation
 2285  or for the filing of a criminal or civil prosecution and such
 2286  investigation has not been completed or become inactive.
 2287         (6) If an investigation or an audit examination of the
 2288  records of any person results in the disclosure of property
 2289  reportable and deliverable under this chapter, the department
 2290  may assess the cost of the investigation or audit the
 2291  examination against the holder at the rate of $100 per 8-hour
 2292  day for each investigator or examiner. Such fee shall be
 2293  calculated on an hourly basis and shall be rounded to the
 2294  nearest hour. The person shall also pay the travel expense and
 2295  per diem subsistence allowance provided for state employees in
 2296  s. 112.061. The person shall not be required to pay a per diem
 2297  fee and expenses of an examination or investigation which shall
 2298  consume more than 30 worker-days in any one year unless such
 2299  examination or investigation is due to fraudulent practices of
 2300  the person, in which case such person shall be required to pay
 2301  the entire cost regardless of time consumed. The fee for the
 2302  costs of the investigation or audit shall be remitted to the
 2303  department within 30 days after the date of the notification
 2304  that the fee is due and owing. Any person who fails to pay the
 2305  fee within 30 days after the date of the notification that the
 2306  fee is due and owing shall pay to the department interest at the
 2307  rate of 12 percent per annum on such fee from the date of the
 2308  notification.
 2309         Section 50. Subsection (1) of section 717.1311, Florida
 2310  Statutes, is amended to read:
 2311         717.1311 Retention of records.—
 2312         (1) Every holder required to file a report under s. 717.117
 2313  shall maintain a record of the specific type of property,
 2314  amount, name, and last known address of the owner for 10 5 years
 2315  after the property becomes reportable, except to the extent that
 2316  a shorter time is provided in subsection (2) or by rule of the
 2317  department.
 2318         Section 51. Paragraph (j) of subsection (1) and subsection
 2319  (3) of section 717.1322, Florida Statutes, are amended to read:
 2320         717.1322 Administrative and civil enforcement.—
 2321         (1) The following acts are violations of this chapter and
 2322  constitute grounds for an administrative enforcement action by
 2323  the department in accordance with the requirements of chapter
 2324  120 and for civil enforcement by the department in a court of
 2325  competent jurisdiction:
 2326         (j) Requesting or receiving compensation for notifying a
 2327  person of his or her unclaimed property or assisting another
 2328  person in filing a claim for unclaimed property, unless the
 2329  person is an attorney licensed to practice law in this state, a
 2330  Florida-certified public accountant, or a private investigator
 2331  licensed under chapter 493, or entering into, or making a
 2332  solicitation to enter into, an agreement to file a claim for
 2333  unclaimed property owned by another, or a contract or agreement
 2334  to purchase unclaimed property, unless such person is registered
 2335  with the department under this chapter and an attorney licensed
 2336  to practice law in this state in the regular practice of her or
 2337  his profession, a Florida-certified public accountant who is
 2338  acting within the scope of the practice of public accounting as
 2339  defined in chapter 473, or a private investigator licensed under
 2340  chapter 493. This paragraph does not apply to a person who has
 2341  been granted a durable power of attorney to convey and receive
 2342  all of the real and personal property of the owner, is the
 2343  court-appointed guardian of the owner, has been employed as an
 2344  attorney or qualified representative to contest the department’s
 2345  denial of a claim, or has been employed as an attorney to
 2346  probate the estate of the owner or an heir or legatee of the
 2347  owner.
 2348         (3) A claimant’s representative registrant is subject to
 2349  civil enforcement and the disciplinary actions specified in
 2350  subsection (2) for violations of subsection (1) by an agent or
 2351  employee of the registrant’s employer if the claimant’s
 2352  representative registrant knew or should have known that such
 2353  agent or employee was violating any provision of this chapter.
 2354         Section 52. Subsection (1) of section 717.1333, Florida
 2355  Statutes, is amended to read:
 2356         717.1333 Evidence; estimations; audit reports and
 2357  worksheets, investigator examiner’s worksheets, investigative
 2358  reports and worksheets, other related documents.—
 2359         (1) In any proceeding involving a holder under ss. 120.569
 2360  and 120.57 in which an audit agent auditor, examiner, or
 2361  investigator acting under authority of this chapter is available
 2362  for cross-examination, any official written report, worksheet,
 2363  or other related paper, or copy thereof, compiled, prepared,
 2364  drafted, or otherwise made or received by the audit agent
 2365  auditor, examiner, or investigator, after being duly
 2366  authenticated by the audit agent auditor, examiner, or
 2367  investigator, may be admitted as competent evidence upon the
 2368  oath of the audit agent auditor, examiner, or investigator that
 2369  the report, worksheet, or related paper was prepared or received
 2370  as a result of an audit, examination, or investigation of the
 2371  books and records of the person audited, examined, or
 2372  investigated, or the agent thereof.
 2373         Section 53. Subsections (1) and (2) of section 717.134,
 2374  Florida Statutes, are amended to read:
 2375         717.134 Penalties and interest.—
 2376         (1) For any person who willfully fails to render any report
 2377  required under this chapter, the department may impose and
 2378  collect a penalty of $500 per day up to a maximum of $5,000 and
 2379  25 percent of the value of property not reported until an
 2380  appropriate a report is provided rendered for any person who
 2381  willfully fails to render any report required under this
 2382  chapter. Upon a holder’s showing of good cause, the department
 2383  may waive said penalty or any portion thereof. If the holder
 2384  acted in good faith and without negligence, the department shall
 2385  waive the penalty provided herein.
 2386         (2) For any person who willfully refuses to pay or deliver
 2387  unclaimed property to the department as required under this
 2388  chapter, the department may impose and collect a penalty of $500
 2389  per day up to a maximum of $5,000 and 25 percent of the value of
 2390  property not paid or delivered until the property is paid or
 2391  delivered for any person who willfully refuses to pay or deliver
 2392  abandoned property to the department as required under this
 2393  chapter.
 2394         Section 54. Section 717.135, Florida Statutes, is amended
 2395  to read:
 2396         717.135 Recovery agreements and purchase agreements for
 2397  claims filed by a claimant’s representative or a purchaser; fees
 2398  and costs, or total net gain.—
 2399         (1) In order to protect the interests of owners of
 2400  unclaimed property, the department shall adopt by rule a form
 2401  entitled “Unclaimed Property Recovery Agreement” and a form
 2402  entitled “Unclaimed Property Purchase Agreement.”
 2403         (2) The Unclaimed Property Recovery Agreement and the
 2404  Unclaimed Property Purchase Agreement must include and disclose
 2405  all of the following:
 2406         (a) The total dollar amount of unclaimed property accounts
 2407  claimed or sold.
 2408         (b) The total percentage of all authorized fees and costs
 2409  to be paid to the claimant’s representative or the percentage of
 2410  the value of the property to be paid as net gain to the
 2411  purchaser purchasing claimant’s representative.
 2412         (c) The total dollar amount to be deducted and received
 2413  from the claimant as fees and costs by the claimant’s
 2414  representative or the total net dollar amount to be received by
 2415  the purchaser purchasing claimant’s representative.
 2416         (d) The net dollar amount to be received by the claimant or
 2417  the seller.
 2418         (e) For each account claimed, the unclaimed property
 2419  account number.
 2420         (f) For the Unclaimed Property Purchase Agreement, a
 2421  statement that the amount of the purchase price will be remitted
 2422  to the seller by the purchaser within 30 days after the
 2423  execution of the agreement by the seller.
 2424         (g) The name, address, e-mail address, phone number, and
 2425  license number of the claimant’s representative, or the name,
 2426  address, e-mail address, and phone number of the purchaser.
 2427         (h)1. The manual signature of the claimant or seller and
 2428  the date signed, affixed on the agreement by the claimant or
 2429  seller.
 2430         2. Notwithstanding any other provision of this chapter to
 2431  the contrary, the department may allow an apparent owner, who is
 2432  also the claimant or seller, to sign the agreement
 2433  electronically for claims of $2,000 or less. All electronic
 2434  signatures on the Unclaimed Property Recovery Agreement and the
 2435  Unclaimed Property Purchase Agreement must be affixed on the
 2436  agreement by the claimant or seller using the specific,
 2437  exclusive eSignature product and protocol authorized by the
 2438  department.
 2439         (i) The social security number or taxpayer identification
 2440  number of the claimant or seller, if a number has been issued to
 2441  the claimant or seller.
 2442         (j) The total fees and costs, or the total discount in the
 2443  case of a purchase agreement, which may not exceed 30 percent of
 2444  the claimed amount. In the case of a recovery agreement, if the
 2445  total fees and costs exceed 30 percent, the fees and costs shall
 2446  be reduced to 30 percent and the net balance shall be remitted
 2447  directly by the department to the claimant. In the case of a
 2448  purchase agreement, if the total net gain of the purchaser
 2449  exceeds 30 percent, the claim will be denied.
 2450         (3) For an Unclaimed Property Purchase Agreement form,
 2451  proof that the purchaser has made payment must be filed with the
 2452  department along with the claim. If proof of payment is not
 2453  provided, the claim is void.
 2454         (4) A claimant’s representative or a purchaser must use the
 2455  Unclaimed Property Recovery Agreement or the Unclaimed Property
 2456  Purchase Agreement as the exclusive means of entering into an
 2457  agreement or a contract with a claimant or seller to file a
 2458  claim with the department.
 2459         (5) Fees and costs may be owed or paid to, or received by,
 2460  a claimant’s representative or a purchaser only after a filed
 2461  claim has been approved and if the claimant’s representative
 2462  used an agreement authorized by this section.
 2463         (6) A claimant’s representative or a purchaser may not use
 2464  or distribute any other agreement of any type, conveyed by any
 2465  method, with respect to the claimant or seller which relates,
 2466  directly or indirectly, to unclaimed property accounts held by
 2467  the department or the Chief Financial Officer other than the
 2468  agreements authorized by this section. Any engagement,
 2469  authorization, recovery, or fee agreement that is not authorized
 2470  by this section is void. A claimant’s representative or a
 2471  purchaser is subject to administrative and civil enforcement
 2472  under s. 717.1322 if he or she uses an agreement that is not
 2473  authorized by this section and if the agreement is used to
 2474  apply, directly or indirectly, to unclaimed property held by
 2475  this state. This subsection does not prohibit lawful
 2476  nonagreement, noncontractual, or advertising communications
 2477  between or among the parties.
 2478         (7) The Unclaimed Property Recovery Agreement and the
 2479  Unclaimed Property Purchase Agreement may not contain language
 2480  that makes the agreement irrevocable or that creates an
 2481  assignment of any portion of unclaimed property held by the
 2482  department.
 2483         (8) When a claim is approved, the department may pay any
 2484  additional account that is owned by the claimant but has not
 2485  been claimed at the time of approval, provided that a subsequent
 2486  claim has not been filed or is not pending for the claimant at
 2487  the time of approval.
 2488         (9) This section does not supersede s. 717.1241.
 2489         (10) This section does not apply to the sale and purchase
 2490  of Florida-held unclaimed property accounts through a bankruptcy
 2491  trustee appointed to represent a debtor’s estate in a bankruptcy
 2492  proceeding in accordance with the United States Bankruptcy Code.
 2493         Section 55. Subsections (1), (2), and (3) of section
 2494  717.1400, Florida Statutes, are amended to read:
 2495         717.1400 Registration.—
 2496         (1) In order to file claims as a claimant’s representative,
 2497  acquire ownership of or entitlement to unclaimed property,
 2498  receive a distribution of fees and costs from the department,
 2499  and obtain unclaimed property dollar amounts and numbers of
 2500  reported shares of stock held by the department, a private
 2501  investigator holding a Class “C” individual license under
 2502  chapter 493 must register with the department on such form as
 2503  the department prescribes by rule and must be verified by the
 2504  applicant. To register with the department, a private
 2505  investigator must provide:
 2506         (a) A legible copy of the applicant’s Class “A” business
 2507  license under chapter 493 or that of the applicant’s firm or
 2508  employer which holds a Class “A” business license under chapter
 2509  493.
 2510         (b) A legible copy of the applicant’s Class “C” individual
 2511  license issued under chapter 493.
 2512         (c) The business address and telephone number of the
 2513  applicant’s private investigative firm or employer.
 2514         (d) The names of agents or employees, if any, who are
 2515  designated to act on behalf of the private investigator,
 2516  together with a legible copy of their photo identification
 2517  issued by an agency of the United States, or a state, or a
 2518  political subdivision thereof.
 2519         (e) Sufficient information to enable the department to
 2520  disburse funds by electronic funds transfer.
 2521         (f) The tax identification number of the private
 2522  investigator’s firm or employer which holds a Class “A” business
 2523  license under chapter 493.
 2524         (2) In order to file claims as a claimant’s representative,
 2525  acquire ownership of or entitlement to unclaimed property,
 2526  receive a distribution of fees and costs from the department,
 2527  and obtain unclaimed property dollar amounts and numbers of
 2528  reported shares of stock held by the department, a Florida
 2529  certified public accountant must register with the department on
 2530  such form as the department prescribes by rule and must be
 2531  verified by the applicant. To register with the department, a
 2532  Florida-certified public accountant must provide:
 2533         (a) The applicant’s Florida Board of Accountancy number.
 2534         (b) A legible copy of the applicant’s current driver
 2535  license showing the full name and current address of such
 2536  person. If a current driver license is not available, another
 2537  form of identification showing the full name and current address
 2538  of such person or persons shall be filed with the department.
 2539         (c) The business address and telephone number of the
 2540  applicant’s public accounting firm or employer.
 2541         (d) The names of agents or employees, if any, who are
 2542  designated to act on behalf of the Florida-certified public
 2543  accountant, together with a legible copy of their photo
 2544  identification issued by an agency of the United States, or a
 2545  state, or a political subdivision thereof.
 2546         (e) Sufficient information to enable the department to
 2547  disburse funds by electronic funds transfer.
 2548         (f) The tax identification number of the accountant’s
 2549  public accounting firm employer.
 2550         (3) In order to file claims as a claimant’s representative,
 2551  acquire ownership of or entitlement to unclaimed property,
 2552  receive a distribution of fees and costs from the department,
 2553  and obtain unclaimed property dollar amounts and numbers of
 2554  reported shares of stock held by the department, an attorney
 2555  licensed to practice in this state must register with the
 2556  department on such form as the department prescribes by rule and
 2557  must be verified by the applicant. To register with the
 2558  department, such attorney must provide:
 2559         (a) The applicant’s Florida Bar number.
 2560         (b) A legible copy of the applicant’s current driver
 2561  license showing the full name and current address of such
 2562  person. If a current driver license is not available, another
 2563  form of identification showing the full name and current address
 2564  of such person or persons shall be filed with the department.
 2565         (c) The business address and telephone number of the
 2566  applicant’s firm or employer.
 2567         (d) The names of agents or employees, if any, who are
 2568  designated to act on behalf of the attorney, together with a
 2569  legible copy of their photo identification issued by an agency
 2570  of the United States, or a state, or a political subdivision
 2571  thereof.
 2572         (e) Sufficient information to enable the department to
 2573  disburse funds by electronic funds transfer.
 2574         (f) The tax identification number of the attorney’s firm or
 2575  employer.
 2576         Section 56. Paragraph (a) of subsection (2) of section
 2577  197.582, Florida Statutes, is amended to read:
 2578         197.582 Disbursement of proceeds of sale.—
 2579         (2)(a) If the property is purchased for an amount in excess
 2580  of the statutory bid of the certificateholder, the surplus must
 2581  be paid over and disbursed by the clerk as set forth in
 2582  subsections (3), (5), and (6). If the opening bid included the
 2583  homestead assessment pursuant to s. 197.502(6)(c), that amount
 2584  must be treated as surplus and distributed in the same manner.
 2585  The clerk shall distribute the surplus to the governmental units
 2586  for the payment of any lien of record held by a governmental
 2587  unit against the property, including any tax certificates not
 2588  incorporated in the tax deed application and omitted taxes, if
 2589  any. If there remains a balance of undistributed funds, the
 2590  balance must be retained by the clerk for the benefit of persons
 2591  described in s. 197.522(1)(a), except those persons described in
 2592  s. 197.502(4)(h), as their interests may appear. The clerk shall
 2593  mail notices to such persons notifying them of the funds held
 2594  for their benefit at the addresses provided in s. 197.502(4).
 2595  Such notice constitutes compliance with the requirements of s.
 2596  717.117(6) s. 717.117(4). Any service charges and costs of
 2597  mailing notices shall be paid out of the excess balance held by
 2598  the clerk. Notice must be provided in substantially the
 2599  following form:
 2600             NOTICE OF SURPLUS FUNDS FROM TAX DEED SALE            
 2601         CLERK OF COURT
 2602         .... COUNTY, FLORIDA
 2603         Tax Deed #........
 2604         Certificate #........
 2605         Property Description: ........
 2606         Pursuant to chapter 197, Florida Statutes, the above
 2607  property was sold at public sale on ...(date of sale)..., and a
 2608  surplus of $...(amount)... (subject to change) will be held by
 2609  this office for 120 days beginning on the date of this notice to
 2610  benefit the persons having an interest in this property as
 2611  described in section 197.502(4), Florida Statutes, as their
 2612  interests may appear (except for those persons described in
 2613  section 197.502(4)(h), Florida Statutes).
 2614         To the extent possible, these funds will be used to satisfy
 2615  in full each claimant with a senior mortgage or lien in the
 2616  property before distribution of any funds to any junior mortgage
 2617  or lien claimant or to the former property owner. To be
 2618  considered for funds when they are distributed, you must file a
 2619  notarized statement of claim with this office within 120 days of
 2620  this notice. If you are a lienholder, your claim must include
 2621  the particulars of your lien and the amounts currently due. Any
 2622  lienholder claim that is not filed within the 120-day deadline
 2623  is barred.
 2624         A copy of this notice must be attached to your statement of
 2625  claim. After the office examines the filed claim statements, it
 2626  will notify you if you are entitled to any payment.
 2627         Dated: ........
 2628         Clerk of Court
 2629         Section 57. Subsection (1) of section 717.1382, Florida
 2630  Statutes, is amended to read:
 2631         717.1382 United States savings bond; unclaimed property;
 2632  escheatment; procedure.—
 2633         (1) Notwithstanding any other provision of law, a United
 2634  States savings bond in possession of the department or
 2635  registered to a person with a last known address in the state,
 2636  including a bond that is lost, stolen, or destroyed, is presumed
 2637  abandoned and unclaimed 5 years after the bond reaches maturity
 2638  and no longer earns interest and shall be reported and remitted
 2639  to the department by the financial institution or other holder
 2640  in accordance with ss. 717.117(1) and (5) ss. 717.117(1) and (3)
 2641  and 717.119, if the department is not in possession of the bond.
 2642         Section 58. Paragraph (c) of subsection (10) of section
 2643  766.302, Florida Statutes, is amended to read:
 2644         766.302 Definitions; ss. 766.301-766.316.—As used in ss.
 2645  766.301-766.316, the term:
 2646         (10) “Family residential or custodial care” means care
 2647  normally rendered by trained professional attendants which is
 2648  beyond the scope of child care duties, but which is provided by
 2649  family members. Family members who provide nonprofessional
 2650  residential or custodial care may not be compensated under this
 2651  act for care that falls within the scope of child care duties
 2652  and other services normally and gratuitously provided by family
 2653  members. Family residential or custodial care shall be performed
 2654  only at the direction and control of a physician when such care
 2655  is medically necessary. Reasonable charges for expenses for
 2656  family residential or custodial care provided by a family member
 2657  shall be determined as follows:
 2658         (c) The award of family residential or custodial care as
 2659  defined in this section shall not be included in the current
 2660  estimates for purposes of s. 766.314(9)(c).
 2661         Section 59. Paragraph (c) of subsection (9) of section
 2662  766.314, Florida Statutes, is amended, and subsection (10) is
 2663  added to that section, to read:
 2664         766.314 Assessments; plan of operation.—
 2665         (9)
 2666         (c) If the total of all current estimates equals or exceeds
 2667  100 80 percent of the funds on hand and the funds that will
 2668  become available to the association within the next 12 months
 2669  from all sources described in subsection (4) subsections (4) and
 2670  paragraphs (5)(a) (5) and paragraph (7)(a), the association may
 2671  not accept any new claims without express authority from the
 2672  Legislature. Nothing in This section does not preclude precludes
 2673  the association from accepting any claim if the injury occurred
 2674  18 months or more before the effective date of this suspension.
 2675  Within 30 days after the effective date of this suspension, the
 2676  association shall notify the Governor, the Speaker of the House
 2677  of Representatives, the President of the Senate, the Office of
 2678  Insurance Regulation, the Agency for Health Care Administration,
 2679  and the Department of Health of this suspension.
 2680         (10)(a)By July 1, 2024, the association shall provide a
 2681  report to the Governor, the Chief Financial Officer, the
 2682  President of the Senate, and the Speaker of the House of
 2683  Representatives which includes all of the following:
 2684         1.Options for defining actuarial soundness for the
 2685  association, including options for phase-in, if appropriate.
 2686         2.Options for timing of reporting actuarial soundness and
 2687  to whom it should be reported.
 2688         3.Options for ensuring a revenue level to maintain
 2689  actuarial soundness, including options for phase-in, if
 2690  appropriate.
 2691         (b)Any recommendations made in the report must be in
 2692  consultation with appropriate stakeholders, including, but not
 2693  limited to, any of the following:
 2694         1.The Office of Insurance Regulation.
 2695         2.Hospitals.
 2696         3.Participating physicians.
 2697         4.Nonparticipating physicians.
 2698         5.Casualty insurers.
 2699         6.The Agency for Health Care Administration.
 2700         7.Parents of current NICA participants.
 2701         Section 60. The Division of Law Revision is directed to
 2702  prepare a reviser’s bill for the 2025 Regular Session of the
 2703  Legislature to change the term “Division of Investigative and
 2704  Forensic Services” wherever the term appears in the Florida
 2705  Statutes to “Division of Criminal Investigations.”
 2706         Section 61. Except as otherwise expressly provided in this
 2707  act, this act shall take effect upon becoming a law.