Florida Senate - 2024 SB 1370 By Senator Torres 25-00965-24 20241370__ 1 A bill to be entitled 2 An act relating to abandoned residential real 3 property; creating s. 702.13, F.S.; defining terms; 4 creating s. 702.14, F.S.; providing applicability; 5 providing guidelines for what constitutes abandoned 6 residential real property; creating s. 702.15, F.S.; 7 authorizing a mortgagee of residential real property 8 under foreclosure to file a motion to a court of 9 competent jurisdiction to determine whether the 10 residential real property is abandoned; requiring the 11 mortgagee to give certain notice of the hearing to 12 certain people with an interest in the residential 13 real property; requiring that the notice contain 14 certain information; requiring the mortgagee to serve 15 notice on the residential real property in a certain 16 manner; providing that the notice is admissible at the 17 hearing; specifying the required contents of the 18 notice; requiring the court to hold a hearing within a 19 certain timeframe; providing the court with a standard 20 of proof; requiring the court to make certain rulings 21 in favor of or against the parties presenting 22 evidence; requiring the court to move to trial of 23 foreclosure under certain circumstances; requiring the 24 court to direct the clerk to conduct a public sale of 25 the residential real property if certain findings are 26 made at trial; requiring the court to rescind any 27 order if the mortgagor, lawful occupant, or unknown 28 owner appears before the issue of sale and provides 29 reasonable evidence to show the residential real 30 property is not abandoned; providing an effective 31 date. 32 33 Be It Enacted by the Legislature of the State of Florida: 34 35 Section 1. Section 702.13, Florida Statutes, is created to 36 read: 37 702.13 Definitions.—As used in ss. 702.13-702.15, the term: 38 (1) “Abandoned residential real property” means residential 39 real property that shows no signs of continued occupancy or use 40 and at least three of the following indications of abandonment: 41 (a) Furnishings and personal items consistent with 42 residential habitation are absent. 43 (b) Gas, electric, or water utility services have been 44 discontinued. 45 (c) Multiple windows on the property are boarded up or 46 closed off, smashed, broken, or unhinged, or multiple window 47 panes are broken. 48 (d) Neighbors, passersby, delivery agents, or government 49 employees have made statements that the property is vacant. 50 (e) Doors on the property are substantially damaged, 51 broken, unhinged, or conspicuously open. 52 (f) The property has been stripped of copper or other 53 materials, or interior fixtures have been removed. 54 (g) Law enforcement officials have received at least one 55 report within the preceding 6 months of trespassing, vandalism, 56 or other illegal activity on the property. 57 (h) The property has been declared unfit for occupancy and 58 been ordered to remain vacant and unoccupied under an order 59 issued by a county or municipal authority or a court of 60 competent jurisdiction. 61 (i) Construction was initiated on the property but was 62 discontinued before completion, leaving the property unsuitable 63 for occupancy, and construction has not resumed or taken place 64 for at least 12 months. 65 (j) Newspapers, circulars, flyers, or mail have accumulated 66 on the property, or the United States Postal Service has 67 discontinued delivery to the property. 68 (k) Rubbish, trash, debris, neglected vegetation, or 69 natural overgrowth has accumulated on the property. 70 (l) Hazardous, noxious, or unhealthy substances or 71 materials have accumulated on the property. 72 (m) There has not been any contact with a representative 73 for the property in question despite credible attempts to 74 communicate. 75 (n) Other credible evidence exists indicating the owner’s 76 intent to vacate and abandon the property. 77 (2) “Mortgagee” has the same meaning as in s. 701.041. 78 (3) “Mortgagor” has the same meaning as in s. 701.041. 79 (4) “Real property” has the same meaning as in s. 475.801. 80 Section 2. Section 702.14, Florida Statutes, is created to 81 read: 82 702.14 Applicability.—This section applies to abandoned 83 residential real property. 84 (1) Residential real property is considered abandoned if 85 one of the following is met: 86 (a) A government agency or similar representative, 87 including a court of competent jurisdiction, has determined the 88 residential real property is abandoned. 89 (b) The residential real property meets the definition of 90 abandoned residential real property in s. 702.13. 91 (2) Residential real property is not considered abandoned 92 if any of the following apply: 93 (a) The residential real property is the subject of an 94 action to quiet title pursuant to s. 65.011, s. 65.021, s. 95 65.061, or s. 65.071. 96 (b) The residential real property is the subject of any 97 probate action pursuant to part I of chapter 733. 98 (c) The residential real property is the subject of other 99 litigation in which ownership is in dispute. 100 (d) The residential real property exists as an unoccupied 101 building undergoing construction, renovation, or any other 102 manner of rehabilitation and complies with all applicable 103 permitting requirements and regulations under relevant code, 104 ordinance, and law. 105 Section 3. Section 702.15, Florida Statutes, is created to 106 read: 107 702.15 Motion to declare residential real property 108 abandoned; notice to relevant parties; date of hearing.— 109 (1) In a case of ongoing foreclosure proceedings involving 110 residential real property pursuant to s. 702.12, the mortgagee 111 may file a motion to a court of competent jurisdiction for a 112 determination that the residential real property is abandoned. 113 The mortgagee must present evidence demonstrating the mortgaged 114 residential real property is abandoned pursuant to s. 702.14 and 115 must be supported by a sworn statement. 116 (2) The mortgagee shall, upon filing the motion, serve the 117 motion to all known mortgagors and homeowners pursuant to the 118 same process as in s. 715.104(3). The notice is admissible at 119 the hearing and must contain the following: 120 (a) Notice of the pending motion to declare the residential 121 real property in question as abandoned. The definition of 122 abandoned residential real property provided in s. 702.13 must 123 be in printed text. 124 (b) A description of potential consequences after a 125 declaration of abandoned residential real property, including 126 the possibility of an expeditious foreclosure on the residential 127 real property. 128 (c) Copies of all documents supporting the motion for 129 abandoned residential real property which must be promptly 130 submitted to the court where the motion is to be heard, 131 including copies of the evidence intended to be introduced at 132 the hearing. 133 (d) All relevant contact information of the court where the 134 motion is to be heard. 135 (e) A statement printed on the notice that any mortgagor, 136 lawful occupant, or other unknown owner may contact the court 137 where the motion is pending. 138 (3) The notice described in subsection (2) must be 139 conspicuously posted upon the disputed property, in 12-point 140 boldface font. 141 (4) Upon filing of the motion under subsection (1), the 142 court shall schedule a hearing to be held not less than 15 days 143 and not more than 25 days after notice is sent to all interested 144 parties. 145 (5) If the court finds by a preponderance of the evidence 146 that the mortgaged residential real property is abandoned, it 147 must order a judgment declaring the property abandoned in favor 148 of the mortgagee. If the court does not find that the mortgaged 149 residential real property is abandoned, it must deny the motion. 150 Denial of the motion does not bar a future action for 151 foreclosure. 152 (6) The court must deny the motion if a mortgagor, lawful 153 occupant, or unknown owner pursuant to s. 95.18 appears before 154 the court to object or files a sworn statement to the court 155 objecting to the motion. 156 (7) If the court grants the mortgagee’s motion, it must 157 immediately proceed to a trial of foreclosure pursuant to 158 chapter 702. 159 (8) At the trial of foreclosure, if the court finds that 160 the abandoned residential real property fits all relevant 161 requirements necessary for a judgment of foreclosure, the court 162 must promptly direct the clerk to conduct a public sale of the 163 abandoned residential real property pursuant to s. 45.031. 164 (9) The court must rescind any order pursuant to the act if 165 a mortgagor, lawful occupant, or unknown owner pursuant to s. 166 95.18 appears before the issue of public sale and presents 167 reasonable evidence to show the property is not abandoned 168 residential real property. 169 Section 4. This act shall take effect July 1, 2024.