Florida Senate - 2024                                      SB 56
       
       
        
       By Senator Harrell
       
       
       
       
       
       31-00178-24                                             202456__
    1                        A bill to be entitled                      
    2         An act relating to coverage for skin cancer
    3         screenings; creating ss. 627.64198, 627.66912, and
    4         641.31091, F.S.; requiring health insurance policies;
    5         group, blanket, and franchise health insurance
    6         policies; and health maintenance contracts,
    7         respectively, to provide coverage and payment for
    8         annual skin cancer screenings performed by a licensed
    9         dermatologist without imposing any cost-sharing
   10         requirement; specifying a requirement for and a
   11         restriction on payments for such screenings; providing
   12         an effective date.
   13          
   14  Be It Enacted by the Legislature of the State of Florida:
   15  
   16         Section 1. Section 627.64198, Florida Statutes, is created
   17  to read:
   18         627.64198 Coverage for skin cancer screenings; required
   19  coverage and payment.—
   20         (1) A health insurance policy issued or renewed on or after
   21  January 1, 2025, must provide coverage and payment, without
   22  imposing a deductible, copayment, coinsurance, or any other
   23  cost-sharing requirement, for annual skin cancer screenings
   24  performed by a dermatologist licensed pursuant to chapter 458 or
   25  chapter 459. Payment for such screenings must be consistent with
   26  the insurer’s payments for other preventive screenings as
   27  defined by the Current Procedural Terminology code set of the
   28  American Medical Association.
   29         (2) An insurer may not bundle a payment for skin cancer
   30  screenings performed pursuant to subsection (1) with any other
   31  procedure or service, including an evaluation and management
   32  visit, that is performed during the same office visit or a
   33  subsequent office visit.
   34         Section 2. Section 627.66912, Florida Statutes, is created
   35  to read:
   36         627.66912 Coverage for skin cancer screenings; required
   37  coverage and payment.—
   38         (1) A group, blanket, or franchise health insurance policy
   39  issued or renewed on or after January 1, 2025, must provide
   40  coverage and payment, without imposing a deductible, copayment,
   41  coinsurance, or any other cost-sharing requirement, for annual
   42  skin cancer screenings performed by a dermatologist licensed
   43  pursuant to chapter 458 or chapter 459. Payment for such
   44  screenings must be consistent with the insurer’s payments for
   45  other preventive screenings as defined by the Current Procedural
   46  Terminology code set of the American Medical Association.
   47         (2) An insurer may not bundle a payment for skin cancer
   48  screenings performed pursuant to subsection (1) with any other
   49  procedure or service, including an evaluation and management
   50  visit, that is performed during the same office visit or a
   51  subsequent office visit.
   52         Section 3. Section 641.31091, Florida Statutes, is created
   53  to read:
   54         641.31091 Coverage for skin cancer screenings; required
   55  coverage and payment.—
   56         (1) A health maintenance contract issued or renewed on or
   57  after January 1, 2025, must provide coverage and payment,
   58  without imposing a deductible, copayment, coinsurance, or any
   59  other cost-sharing requirement, for annual skin cancer
   60  screenings performed by a dermatologist licensed pursuant to
   61  chapter 458 or chapter 459. Payment for such screenings must be
   62  consistent with the health maintenance organization’s payments
   63  for other preventive screenings as defined by the Current
   64  Procedural Terminology code set of the American Medical
   65  Association.
   66         (2) A health maintenance organization may not bundle a
   67  payment for skin cancer screenings performed pursuant to
   68  subsection (1) with any other procedure or service, including an
   69  evaluation and management visit, that is performed during the
   70  same office visit or a subsequent office visit.
   71         Section 4. This act shall take effect July 1, 2024.