Florida Senate - 2025                        COMMITTEE AMENDMENT
       Bill No. SB 1076
       
       
       
       
       
       
                                Ì242358:Î242358                         
       
                              LEGISLATIVE ACTION                        
                    Senate             .             House              
                  Comm: RCS            .                                
                  04/02/2025           .                                
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       The Committee on Regulated Industries (McClain) recommended the
       following:
       
    1         Senate Amendment (with title amendment)
    2  
    3         Delete lines 63 - 112
    4  and insert:
    5  provided that any enhancement that was properly installed and
    6  inspected in accordance with the Office of Insurance Regulation
    7  uniform mitigation verification inspection form, the Florida
    8  Building Code, or project-specific engineering exceeding these
    9  requirements is done in conjunction with a roof covering
   10  replacement or repair and any related work.
   11         Section 2. Subsection (6) of section 489.147, Florida
   12  Statutes, is amended, and subsection (7) is added to that
   13  section, to read:
   14         489.147 Prohibited property insurance practices; contract
   15  requirements.—
   16         (6)(a) A residential property owner may cancel a contract
   17  to replace or repair a roof without penalty or obligation within
   18  10 days after the execution of the contract or by the official
   19  start date, whichever comes first, if the contract was entered
   20  into within 180 days after based on events that are subject of a
   21  declaration of a state of emergency by the Governor and the
   22  residential property is located within the geographic area for
   23  which the declaration of the state of emergency applies. For the
   24  purposes of this subsection, the official start date is the date
   25  on which work that includes the installation of materials that
   26  will be included in the final work on the roof commences, a
   27  final permit has been issued, or a temporary repair to the roof
   28  covering or roof has been made in compliance with the Florida
   29  Building Code.
   30         (b) A contractor executing a contract during a declaration
   31  of a state of emergency to replace or repair a roof of a
   32  residential property must include or add as an attachment to the
   33  contract the following language, in bold type of not less than
   34  14 18 points, immediately before the space reserved for the
   35  signature of the residential property owner:
   36  
   37         “You, the residential property owner, may cancel this
   38         contract without penalty or obligation within 10 days
   39         after the execution of the contract or by the official
   40         start date, whichever comes first, because this
   41         contract was entered into within 180 days after events
   42         resulting in the declaration of during a state of
   43         emergency by the Governor. The official start date is
   44         the date on which work that includes the installation
   45         of materials that will be included in the final work
   46         on the roof commences, a final permit has been issued,
   47         or a temporary repair to the roof covering or roof
   48         system has been made in compliance with the Florida
   49         Building Code.”
   50  
   51         (c) The residential property owner must send the notice of
   52  cancellation by certified mail, return receipt requested, or
   53  other form of mailing that provides proof thereof, at the
   54  address specified in the contract.
   55         (7) A contractor executing a contract to replace or repair
   56  a roof of a residential property must include or add as an
   57  attachment to the contract the following language, in bold type
   58  of not less than 14 points, on the page reserved for the
   59  signature of the residential property owner:
   60  
   61         “If the proposed work is related to an insurance
   62         claim, you, the residential property owner, should
   63         contact your insurance company to verify coverage for
   64         the proposed roofing work, including any claims,
   65         deductibles, and policy terms before signing this
   66         contract. By signing this contract, you acknowledge
   67         that you have been advised to contact your insurance
   68         provider regarding coverage and reimbursement of the
   69         proposed work.”
   70  
   71  
   72  ================= T I T L E  A M E N D M E N T ================
   73  And the title is amended as follows:
   74         Delete lines 8 - 12
   75  and insert:
   76         following a declared state of emergency; revising what
   77         constitutes an official start date; revising the
   78         notice that contractors must provide to residential
   79         property owners when executing such a contract;
   80         requiring a contractor executing certain contracts to
   81         attach a certain notice to the contract; reenacting
   82         ss. 489.107(4)(b),