Florida Senate - 2025 COMMITTEE AMENDMENT
Bill No. SB 1206
Ì401138ÊÎ401138
LEGISLATIVE ACTION
Senate . House
Comm: RCS .
04/01/2025 .
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The Committee on Banking and Insurance (DiCeglie) recommended
the following:
1 Senate Amendment (with title amendment)
2
3 Delete everything after the enacting clause
4 and insert:
5 Section 1. Present paragraphs (c) through (i) of subsection
6 (7) of section 627.748, Florida Statutes, are redesignated as
7 paragraphs (d) through (j), respectively, a new paragraph (c) is
8 added to that subsection, and paragraph (a) and present
9 paragraphs (c), (d), and (h) of that subsection are amended, to
10 read:
11 627.748 Transportation network companies.—
12 (7) TRANSPORTATION NETWORK COMPANY AND TNC DRIVER INSURANCE
13 REQUIREMENTS.—
14 (a) Beginning July 1, 2025 2017, a TNC driver or a TNC on
15 behalf of the TNC driver shall maintain primary automobile
16 insurance that:
17 1. Recognizes that the TNC driver is a TNC driver or
18 otherwise uses a vehicle to transport riders for compensation;
19 and
20 2. Covers the TNC driver while the TNC driver is logged on
21 to the digital network of the TNC or while the TNC driver is
22 engaged in a prearranged ride.
23 (c) The following automobile insurance requirements apply
24 while a participating TNC driver has accepted a prearranged
25 ride, but a rider does not occupy the TNC vehicle:
26 1. Automobile insurance that provides:
27 a. A primary automobile liability coverage of at least
28 $50,000 for death and bodily injury per person, $100,000 for
29 death and bodily injury per incident, and $25,000 for property
30 damage;
31 b. Personal injury protection benefits that meet the
32 minimum coverage amounts required under ss. 627.730-627.7405;
33 and
34 c. Uninsured and underinsured vehicle coverage as required
35 under s. 627.727.
36 2. The coverage requirements of this paragraph may be
37 satisfied by any of the following:
38 a. Automobile insurance maintained by the TNC driver or the
39 TNC vehicle owner;
40 b. Automobile insurance maintained by the TNC; or
41 c. A combination of sub-subparagraphs a. and b.
42 (d)(c) The following automobile insurance requirements
43 apply while a TNC driver is engaged in a prearranged ride and
44 the rider occupies the TNC vehicle:
45 1. Automobile insurance that provides:
46 a. A primary automobile liability coverage of at least $1
47 million for death, bodily injury, and property damage;
48 b. Personal injury protection benefits that meet the
49 minimum coverage amounts required of a limousine under ss.
50 627.730-627.7405; and
51 c. Uninsured and underinsured vehicle coverage as required
52 by s. 627.727.
53 2. The coverage requirements of this paragraph may be
54 satisfied by any of the following:
55 a. Automobile insurance maintained by the TNC driver or the
56 TNC vehicle owner;
57 b. Automobile insurance maintained by the TNC; or
58 c. A combination of sub-subparagraphs a. and b.
59 (e)(d) The TNC shall maintain the required coverage under
60 paragraphs (b), (c), and (d) unless the driver maintains a
61 policy that does not exclude, pursuant to subsection (8), the
62 required coverage under either paragraph (b), paragraph (c), or
63 paragraph (d). If the insurance maintained by the TNC driver TNC
64 driver’s insurance under paragraph (b), paragraph (c), or
65 paragraph (d) lapses, paragraph (b) or paragraph (c) has lapsed
66 or does not provide the required coverage, the insurance
67 maintained by the TNC must provide the coverage required under
68 this subsection, beginning with the first dollar of a claim, and
69 have the duty to defend such claim.
70 (i)(h) A TNC driver shall carry proof of coverage
71 satisfying paragraphs (b), (c), and (d) paragraphs (b) and (c)
72 with him or her at all times during his or her use of a TNC
73 vehicle in connection with a digital network. In the event of an
74 accident, a TNC driver shall provide this insurance coverage
75 information to any party directly involved in the accident or
76 the party’s designated representative, automobile insurers, and
77 investigating police officers. Proof of financial responsibility
78 may be presented through an electronic device, such as a digital
79 phone application, under s. 316.646. Upon request, a TNC driver
80 shall also disclose to any party directly involved in the
81 accident or the party’s designated representative, automobile
82 insurers, and investigating police officers whether he or she
83 was logged on to a digital network or was engaged in a
84 prearranged ride at the time of the accident.
85 Section 2. This act shall take effect July 1, 2025.
86
87 ================= T I T L E A M E N D M E N T ================
88 And the title is amended as follows:
89 Delete everything before the enacting clause
90 and insert:
91 A bill to be entitled
92 An act relating to transportation network company
93 driver insurance; amending s. 627.748, F.S.; revising
94 automobile insurance requirements for transportation
95 network company drivers; providing an effective date.