Florida Senate - 2025                                    SB 1206
       
       
        
       By Senator DiCeglie
       
       
       
       
       
       18-00260-25                                           20251206__
    1                        A bill to be entitled                      
    2         An act relating to transportation network company
    3         driver insurance; amending s. 627.748, F.S.; revising
    4         automobile insurance requirements for transportation
    5         network company drivers; providing an effective date.
    6          
    7  Be It Enacted by the Legislature of the State of Florida:
    8  
    9         Section 1. Paragraphs (b) and (c) of subsection (7) of
   10  section 627.748, Florida Statutes, are amended to read:
   11         627.748 Transportation network companies.—
   12         (7) TRANSPORTATION NETWORK COMPANY AND TNC DRIVER INSURANCE
   13  REQUIREMENTS.—
   14         (b) The following automobile insurance requirements apply
   15  while a participating TNC driver is logged on to the digital
   16  network and but is not engaged in a prearranged ride or is
   17  engaged in a prearranged ride, but a rider does not occupy the
   18  TNC vehicle:
   19         1. Automobile insurance that provides:
   20         a. A primary automobile liability coverage of at least
   21  $50,000 for death and bodily injury per person, $100,000 for
   22  death and bodily injury per incident, and $25,000 for property
   23  damage;
   24         b. Personal injury protection benefits that meet the
   25  minimum coverage amounts required under ss. 627.730-627.7405;
   26  and
   27         c. Uninsured and underinsured vehicle coverage as required
   28  by s. 627.727.
   29         2. The coverage requirements of this paragraph may be
   30  satisfied by any of the following:
   31         a. Automobile insurance maintained by the TNC driver or the
   32  TNC vehicle owner;
   33         b. Automobile insurance maintained by the TNC; or
   34         c. A combination of sub-subparagraphs a. and b.
   35         (c) The following automobile insurance requirements apply
   36  while a TNC driver is engaged in a prearranged ride and a rider
   37  occupies the TNC vehicle:
   38         1. Automobile insurance that provides:
   39         a. A primary automobile liability coverage of at least $1
   40  million for death, bodily injury, and property damage;
   41         b. Personal injury protection benefits that meet the
   42  minimum coverage amounts required of a limousine under ss.
   43  627.730-627.7405; and
   44         c. Uninsured and underinsured vehicle coverage as required
   45  by s. 627.727.
   46         2. The coverage requirements of this paragraph may be
   47  satisfied by any of the following:
   48         a. Automobile insurance maintained by the TNC driver or the
   49  TNC vehicle owner;
   50         b. Automobile insurance maintained by the TNC; or
   51         c. A combination of sub-subparagraphs a. and b.
   52         Section 2. This act shall take effect July 1, 2025.