Florida Senate - 2025                        COMMITTEE AMENDMENT
       Bill No. CS for CS for SB 1742
       
       
       
       
       
       
                                Ì295004wÎ295004                         
       
                              LEGISLATIVE ACTION                        
                    Senate             .             House              
                  Comm: RCS            .                                
                  04/22/2025           .                                
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       The Committee on Rules (Bradley) recommended the following:
       
    1         Senate Amendment (with title amendment)
    2  
    3         Delete everything after the enacting clause
    4  and insert:
    5         Section 1. Paragraph (h) is added to subsection (2) of
    6  section 468.432, Florida Statutes, and subsection (3) is added
    7  to that section, to read:
    8         468.432 Licensure of community association managers and
    9  community association management firms; exceptions.—
   10         (2) A community association management firm or other
   11  similar organization responsible for the management of more than
   12  10 units or a budget of $100,000 or greater shall not engage or
   13  hold itself out to the public as being able to engage in the
   14  business of community association management in this state
   15  unless it is licensed by the department as a community
   16  association management firm in accordance with the provisions of
   17  this part.
   18         (h) A person who has had his or her community association
   19  manager license revoked may not have an indirect or direct
   20  ownership interest in, or be an employee, a partner, an officer,
   21  a director, or a trustee of, a community association management
   22  firm during the 10-year period after the effective date of the
   23  revocation. Such person is ineligible to reapply for
   24  certification or registration under this part for a period of 10
   25  years after the effective date of a revocation.
   26         (3) A licensee must create and maintain an online licensure
   27  account with the department. Each community association manager
   28  must identify on his or her online licensure account the
   29  community association management firm for which he or she
   30  provides management services and identify each community
   31  association for which he or she is the designated on-site
   32  community association manager. A licensee must update his or her
   33  online licensure account with this information within 30 days
   34  after any change to the required information. A community
   35  association management firm must identify on its online
   36  licensure account the community association managers that it
   37  employs to provide community association management services. If
   38  a community association manager has his or her license suspended
   39  or revoked, the department must give written notice of such
   40  suspension or revocation to the community association management
   41  firm and the community association for which the manager
   42  performs community management services.
   43         Section 2. Subsections (1) and (3) of section 468.4334,
   44  Florida Statutes, are amended to read:
   45         468.4334 Professional practice standards; liability;
   46  community association manager requirements; return of records
   47  after termination of contract.—
   48         (1)(a) A community association manager or a community
   49  association management firm is deemed to act as agent on behalf
   50  of a community association as principal within the scope of
   51  authority authorized by a written contract or under this
   52  chapter. A community association manager or a community
   53  association management firm may not knowingly perform any act
   54  directed by the community association if such an act violates
   55  any state or federal law. A community association manager and a
   56  community association management firm shall discharge duties
   57  performed on behalf of the association as authorized by this
   58  chapter loyally, skillfully, and diligently; dealing honestly
   59  and fairly; in good faith; with care and full disclosure to the
   60  community association; accounting for all funds; and not
   61  charging unreasonable or excessive fees.
   62         (b) If a community association manager or a community
   63  association management firm has a contract with a community
   64  association that is subject to the milestone inspection
   65  requirements in s. 553.899, or the structural integrity reserve
   66  study requirements in s. 718.112(2)(g) and 719.106(1)(k), the
   67  community association manager or the community association
   68  management firm must comply with those sections that section as
   69  directed by the board.
   70         (c) Each contract between a community association and a
   71  community association manager or community association
   72  management firm for community association management services
   73  must include the following written statement in at least 12
   74  point type, if applicable to the type of management services
   75  provided in the contract:
   76  
   77         The community association manager shall abide by all
   78         professional standards and record keeping requirements
   79         imposed pursuant to part VIII of chapter 468, Florida
   80         Statutes.
   81  
   82         (d)A contract between a community association manager or
   83  community association management firm and a community
   84  association may not waive or limit the professional practice
   85  standards required pursuant to this part.
   86         (3) A community association manager or community
   87  association management firm that is authorized by contract to
   88  provide community association management services to a community
   89  homeowners’ association shall do all of the following:
   90         (a) Attend in person at least one member meeting or board
   91  meeting of the community homeowners’ association annually.
   92         (b) Provide to the members of the community homeowners’
   93  association the name and contact information for each community
   94  association manager or representative of a community association
   95  management firm assigned to the community homeowners’
   96  association, the manager’s or representative’s hours of
   97  availability, and a summary of the duties for which the manager
   98  or representative is responsible. The community homeowners’
   99  association shall also post this information on the
  100  association’s website or mobile application, if the association
  101  is required to maintain official records on a website or
  102  application required under s. 720.303(4)(b). The community
  103  association manager or community association management firm
  104  shall update the community homeowners’ association and its
  105  members within 14 business days after any change to such
  106  information.
  107         (c) Provide to any member upon request a copy of the
  108  contract between the community association manager or community
  109  association management firm and the community homeowners’
  110  association and include such contract with association’s
  111  official records.
  112         Section 3. Section 468.4335, Florida Statutes, is amended
  113  to read:
  114         468.4335 Conflicts of interest.—
  115         (1) A community association manager or a community
  116  association management firm, including directors, officers, and
  117  persons with a financial interest in a community association
  118  management firm, or a relative of such persons, must disclose to
  119  the board of a community association any activity that may
  120  reasonably be construed to be a conflict of interest. A
  121  rebuttable presumption of a conflict of interest exists if any
  122  of the following occurs without prior notice:
  123         (a) A community association manager or a community
  124  association management firm, including directors, officers, and
  125  persons with a financial interest in a community association
  126  management firm, or a relative of such persons, proposes to
  127  enter into a contract or other transaction with the association,
  128  or enters into a contract for goods or services with the
  129  association, for services other than community association
  130  management services.
  131         (b) A community association manager or a community
  132  association management firm, including directors, officers, and
  133  persons with a financial interest in a community association
  134  management firm, or a relative of such persons, holds an
  135  interest in or receives compensation or any thing of value from
  136  a person as defined in s. 1.01(3) which corporation, limited
  137  liability corporation, partnership, limited liability
  138  partnership, or other business entity that conducts business
  139  with the association or proposes to enter into a contract or
  140  other transaction with the association. As used in this
  141  paragraph, the term “compensation” means any referral fee or
  142  other monetary benefit derived from a person as defined in s.
  143  1.01(3) which provides products or services to the association,
  144  and any ownership interests or profit-sharing arrangements with
  145  product or service providers recommended to or used by the
  146  association.
  147         (2) If the association receives and considers a bid that
  148  exceeds $2,500 to provide a good or service, other than
  149  community association management services which is or may
  150  reasonably be construed to be a conflict of interest under
  151  subsection (1), from a community association manager or a
  152  community association management firm, including directors,
  153  officers, and persons with a financial interest in a community
  154  association management firm, or a relative of such persons, the
  155  association must solicit multiple bids from other third-party
  156  providers of such goods or services. This subsection does not
  157  apply to any activities or the provision of goods or services
  158  that are disclosed in the management services contract as a
  159  conflict of interest within the meaning of subsection (1).
  160         (3) If a community association manager or a community
  161  association management firm, including directors, officers, and
  162  persons with a financial interest in a community association
  163  management firm, or a relative of such persons, proposes to
  164  engage in an activity that is a conflict of interest as
  165  described in subsection (1), the proposed activity must be
  166  listed on, and all contracts and transactional documents related
  167  to the proposed activity must be attached to, the meeting agenda
  168  of the next board of administration meeting. The notice for the
  169  meeting at which the proposed activity will be considered by the
  170  board must include a description of the proposed activity,
  171  disclose the possible conflict of interest, and include a copy
  172  of all contracts and transactional documents related to the
  173  proposed activity. The disclosures of a possible conflict of
  174  interest must be entered into the written minutes of the
  175  meeting. Approval of the contract, including a management
  176  contract between the community association and the community
  177  association manager or community association management firm, or
  178  other transaction requires an affirmative vote of two-thirds of
  179  all directors present. At the next regular or special meeting of
  180  the members, the existence of the conflict of interest and the
  181  contract or other transaction must be disclosed to the members.
  182  If a community association manager or community association
  183  management firm has previously disclosed a conflict of interest
  184  in an existing management contract entered into between the
  185  board of directors and the community association manager or
  186  community association management firm, the conflict of interest
  187  does not need to be additionally noticed and voted on during the
  188  term of such management contract, but, upon renewal, must be
  189  noticed and voted on in accordance with this subsection.
  190         (4) If the board finds that a community association manager
  191  or a community association management firm, including directors,
  192  officers, and persons with a financial interest in a community
  193  association management firm, or a relative of such persons, has
  194  violated this section, the contract is voidable and the
  195  association may terminate cancel its community association
  196  management contract with the community association manager or
  197  the community association management firm by delivery of a
  198  written notice terminating the contract. If the contract is
  199  terminated canceled, the association is liable only for the
  200  reasonable value of the management services provided up to the
  201  time of cancellation and is not liable for any termination fees,
  202  liquidated damages, or other form of penalty for such
  203  cancellation.
  204         (5) If an association enters into a contract with a
  205  community association manager or a community association
  206  management firm, including directors, officers, and persons with
  207  a financial interest in a community association management firm,
  208  or a relative of such persons, which is a party to or has an
  209  interest in an activity that is a possible conflict of interest
  210  as described in subsection (1) and such activity has not been
  211  properly disclosed as a conflict of interest or potential
  212  conflict of interest as required by this section, the contract
  213  is voidable and terminates upon the association filing a written
  214  notice terminating the contract with its board of directors
  215  which contains the consent of at least 20 percent of the voting
  216  interests of the association.
  217         (6) As used in this section, the term “relative” means a
  218  relative within the third degree of consanguinity by blood or
  219  marriage.
  220         Section 4. Subsection (11) and present subsections (12) and
  221  (13) of section 553.899, Florida Statutes, are amended,
  222  paragraphs (e) and (f) are added to subsection (3), and a new
  223  subsection (12) is added to that section, to read:
  224         553.899 Mandatory structural inspections for condominium
  225  and cooperative buildings.—
  226         (3)
  227         (e) On or before October 1, 2025, and on or before each
  228  December 31 thereafter, the local enforcement agency responsible
  229  for milestone inspections must provide the department, in an
  230  electronic format determined by the department, information that
  231  may include, but is not limited to:
  232         1. The number of buildings required to have a milestone
  233  inspection within the agency’s jurisdiction.
  234         2. The number of buildings for which a phase one milestone
  235  inspection has been completed.
  236         3. The number of buildings granted an extension under
  237  paragraph (3)(c).
  238         4. The number of buildings required to have a phase two
  239  milestone inspection.
  240         5. The number of buildings for which a phase two milestone
  241  inspection has been completed.
  242         6. The number, type, and value of permits applied for to
  243  complete repairs pursuant to a phase two milestone inspection.
  244         7. A list of buildings deemed to be unsafe or uninhabitable
  245  due to a milestone inspection.
  246         8. The license number of the building code administrator
  247  responsible for milestone inspections for the local enforcement
  248  agency.
  249         (f) Subject to appropriation, the department shall contract
  250  with the University of Florida for the purpose of creating a
  251  report that provides comprehensive data, evaluation, and
  252  analysis on the milestone inspections performed throughout this
  253  state during each calendar year or other time period approved by
  254  the department. Every local enforcement agency responsible for
  255  milestone inspections must provide the university with a copy of
  256  any phase one or phase two milestone inspection report by the
  257  date specified by the department in a manner prescribed by the
  258  university. The university may request any additional
  259  information from a local enforcement agency which the university
  260  requires to complete this report. The university shall compile
  261  the report, and the department shall transmit the report to the
  262  Governor, the President of the Senate, and the Speaker of the
  263  House of Representatives.
  264         (11) A board of county commissioners or municipal governing
  265  body shall may adopt an ordinance requiring that a condominium
  266  or cooperative association and any other owner that is subject
  267  to this section schedule or commence repairs for substantial
  268  structural deterioration within a specified timeframe after the
  269  local enforcement agency receives a phase two inspection report;
  270  however, such repairs must be commenced within 365 days after
  271  receiving such report. If an owner of the building fails to
  272  submit proof to the local enforcement agency that repairs have
  273  been scheduled or have commenced for substantial structural
  274  deterioration identified in a phase two inspection report within
  275  the required timeframe, the local enforcement agency must review
  276  and determine if the building is unsafe for human occupancy.
  277         (12) A licensed architect or engineer who bids to perform a
  278  milestone inspection must disclose in writing to the association
  279  his or her intent to bid on any services related to any
  280  maintenance, repair, or replacement which may be recommended by
  281  the milestone inspection. Any design professional as defined in
  282  s. 558.002(7) or contractor licensed under chapter 489 who
  283  submits a bid to the association for performing any services
  284  recommended by the milestone inspection may not have an
  285  interest, directly or indirectly, in the firm or entity
  286  providing the milestone inspection or be a relative of any
  287  person having a direct or indirect interest in such firm, unless
  288  such relationship is disclosed to the association in writing. As
  289  used in this section, the term “relative” means a relative
  290  within the third degree of consanguinity by blood or marriage. A
  291  contract for services is voidable and terminates upon the
  292  association filing a written notice terminating the contract if
  293  the design professional or licensed contractor failed to provide
  294  the written disclosure of the relationship required under this
  295  subsection. A design professional or licensed contractor may be
  296  subject to discipline under the applicable practice act for his
  297  or her profession for failure to provide the written disclosure
  298  of the relationship required under this subsection.
  299         (13)(12) By December 31, 2024, the Florida Building
  300  Commission shall adopt rules pursuant to ss. 120.536(1) and
  301  120.54 to establish a building safety program for the
  302  implementation of this section within the Florida Building Code:
  303  Existing Building. The building inspection program must, at
  304  minimum, include inspection criteria, testing protocols,
  305  standardized inspection and reporting forms that are adaptable
  306  to an electronic format, and record maintenance requirements for
  307  the local authority.
  308         (14)(13) The Florida Building Commission shall consult with
  309  the State Fire Marshal to provide recommendations to the
  310  Legislature for the adoption of comprehensive structural and
  311  life safety standards for maintaining and inspecting all types
  312  of buildings and structures in this state that are three stories
  313  or more in height. The commission shall provide a written report
  314  of its recommendations to the Governor, the President of the
  315  Senate, and the Speaker of the House of Representatives by
  316  December 31, 2023.
  317         Section 5. Present subsections (33) and (34) of section
  318  718.103, Florida Statutes, are redesignated as subsections (34)
  319  and (35), respectively, a new subsection (33) is added to that
  320  section, and subsection (1) of that section is amended, to read:
  321         718.103 Definitions.—As used in this chapter, the term:
  322         (1) “Alternative funding method” means a method approved by
  323  the division for funding the capital expenditures and deferred
  324  maintenance obligations of the association for a
  325  multicondominium association operating at least 25 condominiums
  326  which may reasonably be expected to fully satisfy the
  327  association’s reserve funding obligations by the, including:
  328         (a) The allocation of funds in the annual operating budget
  329  of a multicondominium; or
  330         (b) Any other method defined by rule of the division which
  331  may reasonably be expected to fully satisfy the association’s
  332  reserve funding obligations or fund its capital expenditure and
  333  deferred maintenance obligations.
  334         (33) Video conference” means a real-time audio and video
  335  based meeting between two or more people in different locations
  336  using video-enabled and audio-enabled devices. The notice for
  337  any meeting that will be conducted by video conference must have
  338  a hyperlink and call-in conference telephone number for unit
  339  owners to attend the meeting and must have a physical location
  340  where unit owners can also attend the meeting in person. All
  341  meetings conducted by video conference must be recorded and such
  342  recording must be maintained as an official record of the
  343  association.
  344         Section 6. Paragraphs (a), (c), and (g) of subsection (12),
  345  paragraph (a) of subsection (11), and subsection (13) of section
  346  718.111, Florida Statutes, are amended, paragraphs (g), (h), and
  347  (i) are added to subsection (3) of that section, and subsection
  348  (16) is added to that section, to read:
  349         718.111 The association.—
  350         (3) POWER TO MANAGE CONDOMINIUM PROPERTY AND TO CONTRACT,
  351  SUE, AND BE SUED; CONFLICT OF INTEREST.—
  352         (g) If an association contracts with a community
  353  association manager or a community association management firm,
  354  the community association manager or community association
  355  management firm must possess all applicable licenses required by
  356  part VIII of chapter 468. All board members or officers of an
  357  association that contracts with a community association manager
  358  or a community association management firm have a duty to ensure
  359  that the community association manager or community association
  360  management firm is properly licensed before entering into a
  361  contract.
  362         (h) If a contract is between a community association
  363  manager and the association, and the community association
  364  manager has his or her license suspended or revoked during the
  365  term of a contract with the association, the association may
  366  terminate the contract upon delivery of a written notice to the
  367  community association manager whose license has been revoked or
  368  suspended, effective on the date the community association
  369  manager became unlicensed.
  370         (i) If a community association management firm has its
  371  license suspended or revoked during the term of a contract with
  372  the association, the association may terminate the contract upon
  373  delivery of a written notice to the community association
  374  management firm whose license has been revoked or suspended,
  375  effective on the date the community association management firm
  376  became unlicensed.
  377         (11) INSURANCE.—In order to protect the safety, health, and
  378  welfare of the people of this state of the State of Florida and
  379  to ensure consistency in the provision of insurance coverage to
  380  condominiums and their unit owners, this subsection applies to
  381  every residential condominium in this the state, regardless of
  382  the date of its declaration of condominium. It is the intent of
  383  the Legislature to encourage lower or stable insurance premiums
  384  for associations described in this subsection.
  385         (a) Every condominium association shall have adequate
  386  property insurance as determined under this paragraph,
  387  regardless of any requirement in the declaration of condominium
  388  for certain coverage by the association for full insurable
  389  value, replacement cost, or similar coverage, must be based on
  390  the replacement cost of the property to be insured as determined
  391  by an independent insurance appraisal or update of a prior
  392  appraisal. The replacement cost must be determined at least once
  393  every 36 months.
  394         1. An association or group of associations may provide
  395  adequate property insurance as determined under this paragraph
  396  through a self-insurance fund that complies with the
  397  requirements of ss. 624.460-624.488.
  398         2. The amount of adequate insurance coverage for full
  399  insurable value, replacement cost, or similar coverage may be
  400  based on the replacement cost of the property to be insured, as
  401  determined by an independent insurance appraisal or an update of
  402  a previous appraisal. The replacement cost must be determined at
  403  least once every 3 years, at minimum.
  404         3. The association’s obligation to obtain and association
  405  may also provide adequate property insurance coverage for a
  406  group of at least three communities created and operating under
  407  this chapter, chapter 719, chapter 720, or chapter 721 may be
  408  satisfied by obtaining and maintaining for such communities
  409  insurance coverage sufficient to cover an amount equal to the
  410  probable maximum loss for the communities for a 250-year
  411  windstorm event.
  412         a. Such probable maximum loss must be determined through
  413  the use of a competent model that has been accepted by the
  414  Florida Commission on Hurricane Loss Projection Methodology.
  415         b. A policy or program providing such coverage may not be
  416  issued or renewed after July 1, 2008, unless it has been
  417  reviewed and approved by the Office of Insurance Regulation. The
  418  review and approval must include approval of the policy and
  419  related forms pursuant to ss. 627.410 and 627.411, approval of
  420  the rates pursuant to s. 627.062, a determination that the loss
  421  model approved by the commission was accurately and
  422  appropriately applied to the insured structures to determine the
  423  250-year probable maximum loss, and a determination that
  424  complete and accurate disclosure of all material provisions is
  425  provided to condominium unit owners before execution of the
  426  agreement by a condominium association.
  427         4.3. When determining the adequate amount of property
  428  insurance coverage, the association may consider deductibles as
  429  determined by this subsection.
  430         (12) OFFICIAL RECORDS.—
  431         (a) From the inception of the association, the association
  432  shall maintain each of the following items, if applicable, which
  433  constitutes the official records of the association:
  434         1. A copy of the plans, permits, warranties, and other
  435  items provided by the developer under s. 718.301(4).
  436         2. A copy photocopy of the recorded declaration of
  437  condominium of each condominium operated by the association and
  438  each amendment to each declaration.
  439         3. A copy photocopy of the recorded bylaws of the
  440  association and each amendment to the bylaws.
  441         4. A certified copy of the articles of incorporation of the
  442  association, or other documents creating the association, and
  443  each amendment thereto.
  444         5. A copy of the current rules of the association.
  445         6. A book or books or electronic records that contain the
  446  minutes of all meetings of the association, the board of
  447  administration, any committee, and the unit owners, and a
  448  recording of all such meetings that are conducted by video
  449  conference. If there are approved minutes for a meeting held by
  450  video conference, recordings of meetings that are conducted by
  451  video conference must be maintained for at least 1 year after
  452  the date the video recording is posted as required under
  453  paragraph (g).
  454         7. A current roster of all unit owners and their mailing
  455  addresses, unit identifications, voting certifications, and, if
  456  known, telephone numbers. The association shall also maintain
  457  the e-mail addresses and facsimile numbers of unit owners
  458  consenting to receive notice by electronic transmission. In
  459  accordance with sub-subparagraph (c)5.e., the e-mail addresses
  460  and facsimile numbers are only accessible to unit owners if
  461  consent to receive notice by electronic transmission is
  462  provided, or if the unit owner has expressly indicated that such
  463  personal information can be shared with other unit owners and
  464  the unit owner has not provided the association with a request
  465  to opt out of such dissemination with other unit owners. An
  466  association must ensure that the e-mail addresses and facsimile
  467  numbers are only used for the business operation of the
  468  association and may not be sold or shared with outside third
  469  parties. If such personal information is included in documents
  470  that are released to third parties, other than unit owners, the
  471  association must redact such personal information before the
  472  document is disseminated. However, the association is not liable
  473  for an inadvertent disclosure of the e-mail address or facsimile
  474  number for receiving electronic transmission of notices unless
  475  such disclosure was made with a knowing or intentional disregard
  476  of the protected nature of such information.
  477         8. All current insurance policies of the association and
  478  condominiums operated by the association.
  479         9. A current copy of any management agreement, lease, or
  480  other contract to which the association is a party or under
  481  which the association or the unit owners have an obligation or
  482  responsibility.
  483         10. Bills of sale or transfer for all property owned by the
  484  association.
  485         11. Accounting records for the association and separate
  486  accounting records for each condominium that the association
  487  operates. Any person who knowingly or intentionally defaces or
  488  destroys such records, or who knowingly or intentionally fails
  489  to create or maintain such records, with the intent of causing
  490  harm to the association or one or more of its members, is
  491  personally subject to a civil penalty pursuant to s.
  492  718.501(1)(e). The accounting records must include, but are not
  493  limited to:
  494         a. Accurate, itemized, and detailed records of all receipts
  495  and expenditures, including all bank statements and ledgers.
  496         b. All invoices, transaction receipts, or deposit slips
  497  that substantiate any receipt or expenditure of funds by the
  498  association.
  499         c. A current account and a monthly, bimonthly, or quarterly
  500  statement of the account for each unit designating the name of
  501  the unit owner, the due date and amount of each assessment, the
  502  amount paid on the account, and the balance due.
  503         d. All audits, reviews, accounting statements, structural
  504  integrity reserve studies, and financial reports of the
  505  association or condominium. Structural integrity reserve studies
  506  must be maintained for at least 15 years after the study is
  507  completed.
  508         e. All contracts for work to be performed. Bids for work to
  509  be performed are also considered official records and must be
  510  maintained by the association for at least 1 year after receipt
  511  of the bid.
  512         12. Ballots, sign-in sheets, voting proxies, and all other
  513  papers and electronic records relating to voting by unit owners,
  514  which must be maintained for 1 year from the date of the
  515  election, vote, or meeting to which the document relates,
  516  notwithstanding paragraph (b).
  517         13. All rental records if the association is acting as
  518  agent for the rental of condominium units.
  519         14. A copy of the current question and answer sheet as
  520  described in s. 718.504.
  521         15. A copy of the inspection reports described in ss.
  522  553.899 and 718.301(4)(p) and any other inspection report
  523  relating to a structural or life safety inspection of
  524  condominium property. Such record must be maintained by the
  525  association for 15 years after receipt of the report.
  526         16. Bids for materials, equipment, or services.
  527         17. All affirmative acknowledgments made pursuant to s.
  528  718.121(4)(c).
  529         18. A copy of all building permits.
  530         19. A copy of all satisfactorily completed board member
  531  educational certificates.
  532         20.A copy of all affidavits required by this chapter.
  533         21. A copy of all investment policy statements adopted
  534  pursuant to paragraph (16)(c), and all financial statements
  535  related to the association’s investment of funds under
  536  subsection (16).
  537         22.20. All other written records of the association not
  538  specifically included in the foregoing which are related to the
  539  operation of the association.
  540         (c)1.a. The official records of the association are open to
  541  inspection by any association member and any person authorized
  542  by an association member as a representative of such member at
  543  all reasonable times. The right to inspect the records includes
  544  the right to make or obtain copies, at the reasonable expense,
  545  if any, of the member and of the person authorized by the
  546  association member as a representative of such member. A renter
  547  of a unit has a right to inspect and copy only the declaration
  548  of condominium, the association’s bylaws and rules, and the
  549  inspection reports described in ss. 553.899 and 718.301(4)(p).
  550  The association may adopt reasonable rules regarding the
  551  frequency, time, location, notice, and manner of record
  552  inspections and copying but may not require a member to
  553  demonstrate any purpose or state any reason for the inspection.
  554  The failure of an association to provide the records within 10
  555  working days after receipt of a written request creates a
  556  rebuttable presumption that the association willfully failed to
  557  comply with this paragraph. A unit owner who is denied access to
  558  official records is entitled to the actual damages or minimum
  559  damages for the association’s willful failure to comply. Minimum
  560  damages are $50 per calendar day for up to 10 days, beginning on
  561  the 11th working day after receipt of the written request. The
  562  failure to permit inspection entitles any person prevailing in
  563  an enforcement action to recover reasonable attorney fees from
  564  the person in control of the records who, directly or
  565  indirectly, knowingly denied access to the records. If the
  566  requested records are posted on an association’s website, or are
  567  available for download through an application on a mobile
  568  device, the association may fulfill its obligations under this
  569  paragraph by directing to the website or the application all
  570  persons authorized to request access.
  571         b. In response to a written request to inspect records, the
  572  association must simultaneously provide to the requestor a
  573  checklist of all records made available for inspection and
  574  copying. The checklist must also identify any of the
  575  association’s official records that were not made available to
  576  the requestor. An association must maintain a checklist provided
  577  under this sub-subparagraph for 7 years. An association
  578  delivering a checklist pursuant to this sub-subparagraph creates
  579  a rebuttable presumption that the association has complied with
  580  this paragraph.
  581         2. A director or member of the board or association or a
  582  community association manager who willfully and knowingly or
  583  intentionally knowingly, willfully, and repeatedly violates
  584  subparagraph 1. commits a misdemeanor of the second degree,
  585  punishable as provided in s. 775.082 or s. 775.083, and must be
  586  removed from office and a vacancy declared. For purposes of this
  587  subparagraph, the term “repeatedly” means two or more violations
  588  within a 12-month period.
  589         3. Any person who willfully and knowingly or intentionally
  590  defaces or destroys accounting records that are required by this
  591  chapter to be maintained during the period for which such
  592  records are required to be maintained, or who willfully and
  593  knowingly or intentionally fails to create or maintain
  594  accounting records that are required to be created or
  595  maintained, with the intent of causing harm to the association
  596  or one or more of its members, commits a misdemeanor of the
  597  first degree, punishable as provided in s. 775.082 or s.
  598  775.083; is personally subject to a civil penalty pursuant to s.
  599  718.501(1)(d); and must be removed from office and a vacancy
  600  declared.
  601         4. A person who willfully and knowingly or intentionally
  602  refuses to release or otherwise produce association records with
  603  the intent to avoid or escape detection, arrest, trial, or
  604  punishment for the commission of a crime, or to assist another
  605  person with such avoidance or escape, commits a felony of the
  606  third degree, punishable as provided in s. 775.082, s. 775.083,
  607  or s. 775.084, and must be removed from office and a vacancy
  608  declared.
  609         5. The association shall maintain an adequate number of
  610  copies of the declaration, articles of incorporation, bylaws,
  611  and rules, and all amendments to each of the foregoing, as well
  612  as the question and answer sheet as described in s. 718.504 and
  613  the most recent annual financial statement and annual budget
  614  year-end financial information required under this section, on
  615  the condominium property to ensure their availability to unit
  616  owners and prospective purchasers, and may charge its actual
  617  costs for preparing and furnishing these documents to those
  618  requesting the documents. An association shall allow a member or
  619  his or her authorized representative to use a portable device,
  620  including a smartphone, tablet, portable scanner, or any other
  621  technology capable of scanning or taking photographs, to make an
  622  electronic copy of the official records in lieu of the
  623  association’s providing the member or his or her authorized
  624  representative with a copy of such records. The association may
  625  not charge a member or his or her authorized representative for
  626  the use of a portable device. Notwithstanding this paragraph,
  627  the following records are not accessible to unit owners:
  628         a. Any record protected by the lawyer-client privilege as
  629  described in s. 90.502 and any record protected by the work
  630  product privilege, including a record prepared by an association
  631  attorney or prepared at the attorney’s express direction, which
  632  reflects a mental impression, conclusion, litigation strategy,
  633  or legal theory of the attorney or the association, and which
  634  was prepared exclusively for civil or criminal litigation or for
  635  adversarial administrative proceedings, or which was prepared in
  636  anticipation of such litigation or proceedings until the
  637  conclusion of the litigation or proceedings.
  638         b. Information obtained by an association in connection
  639  with the approval of the lease, sale, or other transfer of a
  640  unit.
  641         c. Personnel records of association or management company
  642  employees, including, but not limited to, disciplinary, payroll,
  643  health, and insurance records. For purposes of this sub
  644  subparagraph, the term “personnel records” does not include
  645  written employment agreements with an association employee or
  646  management company, or budgetary or financial records that
  647  indicate the compensation paid to an association employee.
  648         d. Medical records of unit owners.
  649         e. Social security numbers, driver license numbers, credit
  650  card numbers, e-mail addresses, telephone numbers, facsimile
  651  numbers, emergency contact information, addresses of a unit
  652  owner other than as provided to fulfill the association’s notice
  653  requirements, and other personal identifying information of any
  654  person, excluding the person’s name, unit designation, mailing
  655  address, property address, and any address, e-mail address, or
  656  facsimile number provided to the association to fulfill the
  657  association’s notice requirements. Notwithstanding the
  658  restrictions in this sub-subparagraph, an association may print
  659  and distribute to unit owners a directory containing the name,
  660  unit address, and all telephone numbers of each unit owner.
  661  However, an owner may exclude his or her telephone numbers from
  662  the directory by so requesting in writing to the association. An
  663  owner may consent in writing to the disclosure of other contact
  664  information described in this sub-subparagraph. The association
  665  is not liable for the inadvertent disclosure of information that
  666  is protected under this sub-subparagraph if the information is
  667  included in an official record of the association and is
  668  voluntarily provided by an owner and not requested by the
  669  association.
  670         f. Electronic security measures that are used by the
  671  association to safeguard data, including passwords.
  672         g. The software and operating system used by the
  673  association which allow the manipulation of data, even if the
  674  owner owns a copy of the same software used by the association.
  675  The data is part of the official records of the association.
  676         h. All affirmative acknowledgments made pursuant to s.
  677  718.121(4)(c).
  678         (g)1. By January 1, 2019, an association managing a
  679  condominium with 150 or more units which does not contain
  680  timeshare units shall post digital copies of the documents
  681  specified in subparagraph 2. on its website or make such
  682  documents available through an application that can be
  683  downloaded on a mobile device. Unless a shorter period is
  684  otherwise required, a document must be made available on the
  685  association’s website or made available for download through an
  686  application on a mobile device within 30 days after the
  687  association receives or creates an official record specified in
  688  subparagraph 2.
  689         a. The association’s website or application must be:
  690         (I) An independent website, application, or web portal
  691  wholly owned and operated by the association; or
  692         (II) A website, application, or web portal operated by a
  693  third-party provider with whom the association owns, leases,
  694  rents, or otherwise obtains the right to operate a web page,
  695  subpage, web portal, collection of subpages or web portals, or
  696  an application which is dedicated to the association’s
  697  activities and on which required notices, records, and documents
  698  may be posted or made available by the association.
  699         b. The association’s website or application must be
  700  accessible through the Internet and must contain a subpage, web
  701  portal, or other protected electronic location that is
  702  inaccessible to the general public and accessible only to unit
  703  owners and employees of the association.
  704         c. Upon a unit owner’s written request, the association
  705  must provide the unit owner with a username and password and
  706  access to the protected sections of the association’s website or
  707  application which contain any notices, records, or documents
  708  that must be electronically provided.
  709         2. A current copy of the following documents must be posted
  710  in digital format on the association’s website or application:
  711         a. The recorded declaration of condominium of each
  712  condominium operated by the association and each amendment to
  713  each declaration.
  714         b. The recorded bylaws of the association and each
  715  amendment to the bylaws.
  716         c. The articles of incorporation of the association, or
  717  other documents creating the association, and each amendment to
  718  the articles of incorporation or other documents. The copy
  719  posted pursuant to this sub-subparagraph must be a copy of the
  720  articles of incorporation filed with the Department of State.
  721         d. The rules of the association.
  722         e.The approved minutes of all board of administration
  723  meetings over the preceding 12 months.
  724         f.The video recording or a hyperlink to the video
  725  recording for all meetings of the association, the board of
  726  administration, any committee, and the unit owners which are
  727  conducted by video conference over the preceding 12 months.
  728         g.e. A list of all executory contracts or documents to
  729  which the association is a party or under which the association
  730  or the unit owners have an obligation or responsibility and,
  731  after bidding for the related materials, equipment, or services
  732  has closed, a list of bids received by the association within
  733  the past year. Summaries of bids for materials, equipment, or
  734  services which exceed $500 must be maintained on the website or
  735  application for 1 year. In lieu of summaries, complete copies of
  736  the bids may be posted.
  737         h.f. The annual budget required by s. 718.112(2)(f) and any
  738  proposed budget to be considered at the annual meeting.
  739         i.g. The financial report required by subsection (13) and
  740  any monthly income or expense statement to be considered at a
  741  meeting.
  742         j.h. The certification of each director required by s.
  743  718.112(2)(d)4.b.
  744         k.i. All contracts or transactions between the association
  745  and any director, officer, corporation, firm, or association
  746  that is not an affiliated condominium association or any other
  747  entity in which an association director is also a director or
  748  officer and financially interested.
  749         l.j. Any contract or document regarding a conflict of
  750  interest or possible conflict of interest as provided in ss.
  751  468.4335, 468.436(2)(b)6., and 718.3027(3).
  752         m.k. The notice of any unit owner meeting and the agenda
  753  for the meeting, as required by s. 718.112(2)(d)3., no later
  754  than 14 days before the meeting. The notice must be posted in
  755  plain view on the front page of the website or application, or
  756  on a separate subpage of the website or application labeled
  757  “Notices” which is conspicuously visible and linked from the
  758  front page. The association must also post on its website or
  759  application any document to be considered and voted on by the
  760  owners during the meeting or any document listed on the agenda
  761  at least 7 days before the meeting at which the document or the
  762  information within the document will be considered.
  763         n.l. Notice of any board meeting, the agenda, and any other
  764  document required for the meeting as required by s.
  765  718.112(2)(c), which must be posted no later than the date
  766  required for notice under s. 718.112(2)(c).
  767         o.m. The inspection reports described in ss. 553.899 and
  768  718.301(4)(p) and any other inspection report relating to a
  769  structural or life safety inspection of condominium property.
  770         p.n. The association’s most recent structural integrity
  771  reserve study, if applicable.
  772         q.o. Copies of all building permits issued for ongoing or
  773  planned construction.
  774         r. A copy of all affidavits required by this chapter.
  775         s. A copy of all investment policy statements adopted
  776  pursuant to paragraph (16)(c), and all financial statements
  777  related to the association’s investment of funds under
  778  subsection (16).
  779         3. The association shall ensure that the information and
  780  records described in paragraph (c), which are not allowed to be
  781  accessible to unit owners, are not posted on the association’s
  782  website or application. If protected information or information
  783  restricted from being accessible to unit owners is included in
  784  documents that are required to be posted on the association’s
  785  website or application, the association shall ensure the
  786  information is redacted before posting the documents.
  787  Notwithstanding the foregoing, the association or its agent is
  788  not liable for disclosing information that is protected or
  789  restricted under this paragraph unless such disclosure was made
  790  with a knowing or intentional disregard of the protected or
  791  restricted nature of such information.
  792         4. The failure of the association to post information
  793  required under subparagraph 2. is not in and of itself
  794  sufficient to invalidate any action or decision of the
  795  association’s board or its committees.
  796         (13) FINANCIAL REPORTING.—Within 90 days after the end of
  797  the fiscal year, or annually on a date provided in the bylaws,
  798  the association shall prepare and complete, or contract for the
  799  preparation and completion of, a financial report for the
  800  preceding fiscal year. Within 21 days after the final financial
  801  report is completed by the association or received from the
  802  third party, but not later than 180 120 days after the end of
  803  the fiscal year or other date as provided in the bylaws, the
  804  association shall deliver to each unit owner by United States
  805  mail or personal delivery at the mailing address, property
  806  address, e-mail address, or facsimile number provided to fulfill
  807  the association’s notice requirements, a copy of the most recent
  808  financial report, or and a notice that a copy of the most recent
  809  financial report will be, as requested by the owner, mailed, or
  810  hand delivered, or electronically delivered via the Internet to
  811  the unit owner, without charge, within 5 business days after
  812  receipt of a written request from the unit owner. Evidence of
  813  compliance with this delivery requirement must be made by an
  814  affidavit executed by an officer or director of the association.
  815  The division shall adopt rules setting forth uniform accounting
  816  principles and standards to be used by all associations and
  817  addressing the financial reporting requirements for
  818  multicondominium associations. The rules must include, but not
  819  be limited to, standards for presenting a summary of association
  820  reserves, including a good faith estimate disclosing the annual
  821  amount of reserve funds that would be necessary for the
  822  association to fully fund reserves for each reserve item based
  823  on the straight-line accounting method. This disclosure is not
  824  applicable to reserves funded via the pooling method. In
  825  adopting such rules, the division shall consider the number of
  826  members and annual revenues of an association. Financial reports
  827  shall be prepared as follows:
  828         (a) An association that meets the criteria of this
  829  paragraph shall prepare a complete set of financial statements
  830  in accordance with generally accepted accounting principles. The
  831  financial statements must be based upon the association’s total
  832  annual revenues, as follows:
  833         1. An association with total annual revenues of $150,000 or
  834  more, but less than $300,000, shall prepare compiled financial
  835  statements.
  836         2. An association with total annual revenues of at least
  837  $300,000, but less than $500,000, shall prepare reviewed
  838  financial statements.
  839         3. An association with total annual revenues of $500,000 or
  840  more shall prepare audited financial statements.
  841         (b)1. An association with total annual revenues of less
  842  than $150,000 shall prepare a report of cash receipts and
  843  expenditures.
  844         2. A report of cash receipts and disbursements must
  845  disclose the amount of receipts by accounts and receipt
  846  classifications and the amount of expenses by accounts and
  847  expense classifications, including, but not limited to, the
  848  following, as applicable: costs for security, professional and
  849  management fees and expenses, taxes, costs for recreation
  850  facilities, expenses for refuse collection and utility services,
  851  expenses for lawn care, costs for building maintenance and
  852  repair, insurance costs, administration and salary expenses, and
  853  reserves accumulated and expended for capital expenditures,
  854  deferred maintenance, and any other category for which the
  855  association maintains reserves.
  856         (c) An association may prepare, without a meeting of or
  857  approval by the unit owners:
  858         1. Compiled, reviewed, or audited financial statements, if
  859  the association is required to prepare a report of cash receipts
  860  and expenditures;
  861         2. Reviewed or audited financial statements, if the
  862  association is required to prepare compiled financial
  863  statements; or
  864         3. Audited financial statements if the association is
  865  required to prepare reviewed financial statements.
  866         (d) If approved by a majority vote of all the voting
  867  interests present at a properly called meeting of the
  868  association, an association may prepare:
  869         1. A report of cash receipts and expenditures in lieu of a
  870  compiled, reviewed, or audited financial statement;
  871         2. A report of cash receipts and expenditures or a compiled
  872  financial statement in lieu of a reviewed or audited financial
  873  statement; or
  874         3. A report of cash receipts and expenditures, a compiled
  875  financial statement, or a reviewed financial statement in lieu
  876  of an audited financial statement.
  877  
  878  Such meeting and approval must occur before the end of the
  879  fiscal year and is effective only for the fiscal year in which
  880  the vote is taken. An association may not prepare a financial
  881  report pursuant to this paragraph for consecutive fiscal years.
  882  If the developer has not turned over control of the association,
  883  all unit owners, including the developer, may vote on issues
  884  related to the preparation of the association’s financial
  885  reports, from the date of incorporation of the association
  886  through the end of the second fiscal year after the fiscal year
  887  in which the certificate of a surveyor and mapper is recorded
  888  pursuant to s. 718.104(4)(e) or an instrument that transfers
  889  title to a unit in the condominium which is not accompanied by a
  890  recorded assignment of developer rights in favor of the grantee
  891  of such unit is recorded, whichever occurs first. Thereafter,
  892  all unit owners except the developer may vote on such issues
  893  until control is turned over to the association by the
  894  developer. Any audit or review prepared under this section shall
  895  be paid for by the developer if done before turnover of control
  896  of the association.
  897         (e) A unit owner may provide written notice to the division
  898  of the association’s failure to mail or hand deliver him or her
  899  a copy of the most recent financial report within 5 business
  900  days after he or she submitted a written request to the
  901  association for a copy of such report. If the division
  902  determines that the association failed to mail or hand deliver a
  903  copy of the most recent financial report to the unit owner, the
  904  division shall provide written notice to the association that
  905  the association must mail or hand deliver a copy of the most
  906  recent financial report to the unit owner and the division
  907  within 5 business days after it receives such notice from the
  908  division. An association that fails to comply with the
  909  division’s request may not waive the financial reporting
  910  requirement provided in paragraph (d) for the fiscal year in
  911  which the unit owner’s request was made and the following fiscal
  912  year. A financial report received by the division pursuant to
  913  this paragraph shall be maintained, and the division shall
  914  provide a copy of such report to an association member upon his
  915  or her request.
  916         (16) INVESTMENT OF ASSOCIATION FUNDS.
  917         (a) A board shall, in fulfilling its duty to manage
  918  operating and reserve funds of its association, use best efforts
  919  to make prudent investment decisions that carefully consider
  920  risk and return in an effort to maximize returns on invested
  921  funds.
  922         (b) An association, including a multicondominium
  923  association, may invest reserve funds in one or any combination
  924  of certificates of deposit or in depository accounts at a
  925  community bank, savings bank, commercial bank, savings and loan
  926  association, or credit union. Upon a majority vote of the voting
  927  interests, an association may invest reserve funds in
  928  investments other than certificates of deposit or depository
  929  accounts at a community bank, savings bank, commercial bank,
  930  savings and loan association, or credit union, provided the
  931  association complies with paragraphs (c)-(g). Notwithstanding
  932  any declaration, only funds identified as reserve funds may be
  933  invested pursuant to paragraphs (c)-(g). Paragraphs (c)-(g) do
  934  not apply to funds invested in one or any combination of
  935  certificates of deposit or depository accounts at a community
  936  bank, savings bank, commercial bank, savings and loan
  937  association, or credit union.
  938         (c) The board shall create an investment committee composed
  939  of at least two board members and two-unit unit owners who are
  940  not board members. The board shall also adopt rules for invested
  941  funds, including, but not limited to, rules requiring periodic
  942  reviews of any investment manager’s performance, the development
  943  of an investment policy statement, and that all meetings of the
  944  investment committee be recorded and made part of the official
  945  records of the association. The investment policy statement
  946  developed pursuant to this paragraph must, at a minimum, address
  947  risk, liquidity, and benchmark measurements; authorized classes
  948  of investments; authorized investment mixes; limitations on
  949  authority relating to investment transactions; requirements for
  950  projected reserve expenditures within, at minimum, the next 24
  951  months to be held in cash or cash equivalents; projected
  952  expenditures relating to a mandatory structural inspection
  953  performed pursuant to s. 553.899; and protocols for proxy
  954  response.
  955         (d) The investment committee shall recommend investment
  956  advisers to the board, and the board shall select one of the
  957  recommended investment advisers to provide services to the
  958  association. Such investment advisers must be registered or have
  959  notice filed under s. 517.12. The selected investment adviser
  960  and any representative or association of the investment adviser
  961  may not be related by affinity or consanguinity to, or under
  962  common ownership with, any board member, community management
  963  company, reserve study provider, or co-owner of a unit with a
  964  board member or investment committee member. The investment
  965  adviser shall comply with the prudent investor rule in s.
  966  518.11. The investment adviser shall act as a fiduciary to the
  967  association in compliance with the standards set forth in the
  968  Employee Retirement Income Security Act of 1974 at 29 U.S.C. s.
  969  1104(a)(1)(A)-(C). In case of conflict with other laws
  970  authorizing investments, the investment and fiduciary standards
  971  set forth in this subsection must prevail. If at any time the
  972  investment committee determines that an investment adviser does
  973  not meet the requirements of this section, the investment
  974  committee must recommend a replacement investment adviser to the
  975  board.
  976         (e) At least once each calendar year, or sooner if a
  977  substantial financial obligation of the association becomes
  978  known to the board, the association must provide the investment
  979  adviser with the association’s investment policy statement, the
  980  most recent reserve study report, the association’s structural
  981  integrity report, and the financial reports prepared pursuant to
  982  subsection (13). If there is no recent reserve study report, the
  983  association must provide the investment adviser with a good
  984  faith estimate disclosing the annual amount of reserve funds
  985  necessary for the association to fund reserves fully for the
  986  life of each reserve component and each component’s
  987  redundancies. The investment adviser shall annually review these
  988  documents and provide the association with a portfolio
  989  allocation model that is suitably structured and prudently
  990  designed to match projected annual reserve fund requirements and
  991  liability, assets, and liquidity requirements. The investment
  992  adviser shall prepare a funding projection for each reserve
  993  component, including any of the component’s redundancies. The
  994  association must have available at all times a minimum of 24
  995  months of projected reserves in cash or cash equivalents.
  996         (f) Portfolios managed by the investment adviser may
  997  contain any type of investment necessary to meet the objectives
  998  in the investment policy statement; however, portfolios may not
  999  contain stocks, securities, or other obligations that the State
 1000  Board of Administration is prohibited from investing in under s.
 1001  215.471, s. 215.4725, or s. 215.473 or that state agencies are
 1002  prohibited from investing in under s. 215.472, as determined by
 1003  the investment adviser. Any funds invested by the investment
 1004  adviser must be held in third-party custodial accounts that are
 1005  subject to insurance coverage by the Securities Investor
 1006  Protection Corporation in an amount equal to or greater than the
 1007  invested amount. The investment adviser may withdraw investment
 1008  fees, expenses, and commissions from invested funds.
 1009         (g) The investment adviser shall:
 1010         1. Annually provide the association with a written
 1011  certification of compliance with this section and a list of
 1012  stocks, securities, and other obligations that are prohibited
 1013  from being in association portfolios under paragraph (f); and
 1014         2. Submit monthly, quarterly, and annual reports to the
 1015  association which are prepared in accordance with established
 1016  financial industry standards and in accordance with chapter 517.
 1017         (h) Any principal, earnings, or interest managed under this
 1018  subsection must be available at no cost or charge to the
 1019  association within 15 business days after delivery of the
 1020  association’s written or electronic request.
 1021         (i)Unallocated income earned on reserve fund investments
 1022  must be spent only on capital expenditures, planned maintenance,
 1023  structural repairs, or other items for which the reserve
 1024  accounts have been established. Any surplus of funds that
 1025  exceeds the amount required to maintain reasonably funded
 1026  reserves must be managed pursuant to s. 718.115.
 1027         Section 7. Paragraphs (b) through (g) of subsection (2) of
 1028  section 718.112, Florida Statutes, are amended to read:
 1029         718.112 Bylaws.—
 1030         (2) REQUIRED PROVISIONS.—The bylaws shall provide for the
 1031  following and, if they do not do so, shall be deemed to include
 1032  the following:
 1033         (b) Quorum; voting requirements; proxies.—
 1034         1. Unless a lower number is provided in the bylaws, the
 1035  percentage of voting interests required to constitute a quorum
 1036  at a meeting of the members is a majority of the voting
 1037  interests. Unless otherwise provided in this chapter or in the
 1038  declaration, articles of incorporation, or bylaws, and except as
 1039  provided in subparagraph (d)4., decisions shall be made by a
 1040  majority of the voting interests represented at a meeting at
 1041  which a quorum is present.
 1042         2. Except as specifically otherwise provided herein, unit
 1043  owners in a residential condominium may not vote by general
 1044  proxy, but may vote by limited proxies substantially conforming
 1045  to a limited proxy form adopted by the division. A voting
 1046  interest or consent right allocated to a unit owned by the
 1047  association may not be exercised or considered for any purpose,
 1048  whether for a quorum, an election, or otherwise. Limited proxies
 1049  and general proxies may be used to establish a quorum. Limited
 1050  proxies shall be used for votes taken to waive or reduce
 1051  reserves in accordance with subparagraph (f)2.; for votes taken
 1052  to waive the financial reporting requirements of s. 718.111(13);
 1053  for votes taken to amend the declaration pursuant to s. 718.110;
 1054  for votes taken to amend the articles of incorporation or bylaws
 1055  pursuant to this section; and for any other matter for which
 1056  this chapter requires or permits a vote of the unit owners.
 1057  Except as provided in paragraph (d), a proxy, limited or
 1058  general, may not be used in the election of board members in a
 1059  residential condominium. General proxies may be used for other
 1060  matters for which limited proxies are not required, and may be
 1061  used in voting for nonsubstantive changes to items for which a
 1062  limited proxy is required and given. Notwithstanding this
 1063  subparagraph, unit owners may vote in person at unit owner
 1064  meetings. This subparagraph does not limit the use of general
 1065  proxies or require the use of limited proxies for any agenda
 1066  item or election at any meeting of a timeshare condominium
 1067  association or a nonresidential condominium association.
 1068         3. A proxy given is effective only for the specific meeting
 1069  for which originally given and any lawfully adjourned meetings
 1070  thereof. A proxy is not valid longer than 90 days after the date
 1071  of the first meeting for which it was given. Each proxy is
 1072  revocable at any time at the pleasure of the unit owner
 1073  executing it.
 1074         4. A member of the board of administration or a committee
 1075  may submit in writing his or her agreement or disagreement with
 1076  any action taken at a meeting that the member did not attend.
 1077  This agreement or disagreement may not be used as a vote for or
 1078  against the action taken or to create a quorum.
 1079         5. A board meeting may be conducted in person or by video
 1080  conference. A board or committee member’s participation in a
 1081  meeting via telephone, real-time videoconferencing, or similar
 1082  real-time electronic or video communication counts toward a
 1083  quorum, and such member may vote as if physically present. A
 1084  speaker must be used so that the conversation of such members
 1085  may be heard by the board or committee members attending in
 1086  person as well as by any unit owners present at a meeting. The
 1087  division shall adopt rules pursuant to ss. 120.536 and 120.54
 1088  governing the requirements for meetings.
 1089         (c) Board of administration meetings.—In a residential
 1090  condominium association of more than 10 units, the board of
 1091  administration shall meet at least once each quarter. At least
 1092  four times each year, the meeting agenda must include an
 1093  opportunity for members to ask questions of the board. Meetings
 1094  of the board of administration at which a quorum of the members
 1095  is present are open to all unit owners. Members of the board of
 1096  administration may use e-mail as a means of communication but
 1097  may not cast a vote on an association matter via e-mail. A unit
 1098  owner may tape record or videotape the meetings. The right to
 1099  attend such meetings includes the right to speak at such
 1100  meetings with reference to all designated agenda items and the
 1101  right to ask questions relating to reports on the status of
 1102  construction or repair projects, the status of revenues and
 1103  expenditures during the current fiscal year, and other issues
 1104  affecting the condominium. The division shall adopt reasonable
 1105  rules governing the tape recording and videotaping of the
 1106  meeting. The association may adopt written reasonable rules
 1107  governing the frequency, duration, and manner of unit owner
 1108  statements.
 1109         1. Adequate notice of all board meetings, which must
 1110  specifically identify all agenda items, must be posted
 1111  conspicuously on the condominium property at least 48 continuous
 1112  hours before the meeting except in an emergency. If the board
 1113  meeting is to be conducted via video conference, the notice must
 1114  state that such meeting will be via video conference and must
 1115  include a hyperlink and a conference telephone number for unit
 1116  owners to attend the meeting via video conference, as well as
 1117  the address of the physical location where the unit owners can
 1118  attend the meeting in person. If the meeting is conducted via
 1119  video conference, it must be recorded and such recording must be
 1120  maintained as an official record of the association. If 20
 1121  percent of the voting interests petition the board to address an
 1122  item of business, the board, within 60 days after receipt of the
 1123  petition, shall place the item on the agenda at its next regular
 1124  board meeting or at a special meeting called for that purpose.
 1125  An item not included on the notice may be taken up on an
 1126  emergency basis by a vote of at least a majority plus one of the
 1127  board members. Such emergency action must be noticed and
 1128  ratified at the next regular board meeting. Written notice of a
 1129  meeting at which a nonemergency special assessment or an
 1130  amendment to rules regarding unit use will be considered must be
 1131  mailed, delivered, or electronically transmitted to the unit
 1132  owners and posted conspicuously on the condominium property at
 1133  least 14 days before the meeting. Evidence of compliance with
 1134  this 14-day notice requirement must be made by an affidavit
 1135  executed by the person providing the notice and filed with the
 1136  official records of the association.
 1137         2. Upon notice to the unit owners, the board shall, by duly
 1138  adopted rule, designate a specific location on the condominium
 1139  property at which all notices of board meetings must be posted.
 1140  If there is no condominium property at which notices can be
 1141  posted, Notices shall be mailed, delivered, or electronically
 1142  transmitted to each unit owner who has consented to receive
 1143  electronic notifications at least 14 days before the meeting. In
 1144  lieu of or in addition to the physical posting of the notice on
 1145  the condominium property and mailing, delivering, or
 1146  electronically transmitting the notice, the association may, by
 1147  reasonable rule, adopt a procedure for conspicuously posting and
 1148  repeatedly broadcasting the notice and the agenda on a closed
 1149  circuit cable television system serving the condominium
 1150  association. However, if broadcast notice is used in lieu of a
 1151  notice physically posted on condominium property, the notice and
 1152  agenda must be broadcast at least four times every broadcast
 1153  hour of each day that a posted notice is otherwise required
 1154  under this section. If broadcast notice is provided, the notice
 1155  and agenda must be broadcast in a manner and for a sufficient
 1156  continuous length of time so as to allow an average reader to
 1157  observe the notice and read and comprehend the entire content of
 1158  the notice and the agenda. In addition to any of the authorized
 1159  means of providing notice of a meeting of the board, the
 1160  association may, by rule, adopt a procedure for conspicuously
 1161  posting the meeting notice and the agenda on a website serving
 1162  the condominium association for at least the minimum period of
 1163  time for which a notice of a meeting is also required to be
 1164  physically posted on the condominium property. Any rule adopted
 1165  shall, in addition to other matters, include a requirement that
 1166  the association send an electronic notice in the same manner as
 1167  a notice for a meeting of the members, which must include a
 1168  hyperlink to the website at which the notice is posted, to unit
 1169  owners whose e-mail addresses are included in the association’s
 1170  official records.
 1171         3. Notice of any meeting in which regular or special
 1172  assessments against unit owners are to be considered must
 1173  specifically state that assessments will be considered and
 1174  provide the estimated cost and description of the purposes for
 1175  such assessments. If an agenda item relates to the approval of a
 1176  contract for goods or services, a copy of the contract must be
 1177  provided with the notice and be made available for inspection
 1178  and copying upon a written request from a unit owner or made
 1179  available on the association’s website or through an application
 1180  that can be downloaded on a mobile device.
 1181         4. Meetings of a committee to take final action on behalf
 1182  of the board or make recommendations to the board regarding the
 1183  association budget are subject to this paragraph. Meetings of a
 1184  committee that does not take final action on behalf of the board
 1185  or make recommendations to the board regarding the association
 1186  budget are subject to this section, unless those meetings are
 1187  exempted from this section by the bylaws of the association.
 1188         5. Notwithstanding any other law, the requirement that
 1189  board meetings and committee meetings be open to the unit owners
 1190  does not apply to:
 1191         a. Meetings between the board or a committee and the
 1192  association’s attorney, with respect to proposed or pending
 1193  litigation, if the meeting is held for the purpose of seeking or
 1194  rendering legal advice; or
 1195         b. Board meetings held for the purpose of discussing
 1196  personnel matters.
 1197         (d) Unit owner meetings.—
 1198         1. An annual meeting of the unit owners must be held at the
 1199  location provided in the association bylaws and, if the bylaws
 1200  are silent as to the location, the meeting must be held within
 1201  15 miles 45 miles of the condominium property or within the same
 1202  county as the condominium property. However, such distance
 1203  requirement does not apply to an association governing a
 1204  timeshare condominium. If a unit owner meeting is conducted via
 1205  video conference, a unit owner may vote electronically in the
 1206  manner provided in s. 718.128.
 1207         2. Unit owner meetings, including the annual meeting of the
 1208  unit owners, may be conducted in person or via video conference.
 1209  If the annual meeting of the unit owners is conducted via video
 1210  conference, a quorum of the members of the board of
 1211  administration must be physically present at the physical
 1212  location where unit owners can attend the meeting. The location
 1213  must be provided in the association bylaws and, if the bylaws
 1214  are silent as to the location, the meeting must be held within
 1215  15 miles of the condominium property or within the same county
 1216  as the condominium property. If the unit owner meeting is
 1217  conducted via video conference, the video conference must be
 1218  recorded and such recording must be maintained as an official
 1219  record of the association. The division shall adopt rules
 1220  pursuant to ss. 120.536 and 120.54 governing the requirements
 1221  for meetings.
 1222         3.2. Unless the bylaws provide otherwise, a vacancy on the
 1223  board caused by the expiration of a director’s term must be
 1224  filled by electing a new board member, and the election must be
 1225  by secret ballot. An election is not required if the number of
 1226  vacancies equals or exceeds the number of candidates. For
 1227  purposes of this paragraph, the term “candidate” means an
 1228  eligible person who has timely submitted the written notice, as
 1229  described in sub-subparagraph 4.a., of his or her intention to
 1230  become a candidate. Except in a timeshare or nonresidential
 1231  condominium, or if the staggered term of a board member does not
 1232  expire until a later annual meeting, or if all members’ terms
 1233  would otherwise expire but there are no candidates, the terms of
 1234  all board members expire at the annual meeting, and such members
 1235  may stand for reelection unless prohibited by the bylaws. Board
 1236  members may serve terms longer than 1 year if permitted by the
 1237  bylaws or articles of incorporation. A board member may not
 1238  serve more than 8 consecutive years unless approved by an
 1239  affirmative vote of unit owners representing two-thirds of all
 1240  votes cast in the election or unless there are not enough
 1241  eligible candidates to fill the vacancies on the board at the
 1242  time of the vacancy. Only board service that occurs on or after
 1243  July 1, 2018, may be used when calculating a board member’s term
 1244  limit. If the number of board members whose terms expire at the
 1245  annual meeting equals or exceeds the number of candidates, the
 1246  candidates become members of the board effective upon the
 1247  adjournment of the annual meeting. Unless the bylaws provide
 1248  otherwise, any remaining vacancies shall be filled by the
 1249  affirmative vote of the majority of the directors making up the
 1250  newly constituted board even if the directors constitute less
 1251  than a quorum or there is only one director. In a residential
 1252  condominium association of more than 10 units or in a
 1253  residential condominium association that does not include
 1254  timeshare units or timeshare interests, co-owners of a unit may
 1255  not serve as members of the board of directors at the same time
 1256  unless they own more than one unit or unless there are not
 1257  enough eligible candidates to fill the vacancies on the board at
 1258  the time of the vacancy. A unit owner in a residential
 1259  condominium desiring to be a candidate for board membership must
 1260  comply with sub-subparagraph 4.a. and must be eligible to be a
 1261  candidate to serve on the board of directors at the time of the
 1262  deadline for submitting a notice of intent to run in order to
 1263  have his or her name listed as a proper candidate on the ballot
 1264  or to serve on the board. A person who has been suspended or
 1265  removed by the division under this chapter, or who is delinquent
 1266  in the payment of any assessment due to the association, is not
 1267  eligible to be a candidate for board membership and may not be
 1268  listed on the ballot. For purposes of this paragraph, a person
 1269  is delinquent if a payment is not made by the due date as
 1270  specifically identified in the declaration of condominium,
 1271  bylaws, or articles of incorporation. If a due date is not
 1272  specifically identified in the declaration of condominium,
 1273  bylaws, or articles of incorporation, the due date is the first
 1274  day of the assessment period. A person who has been convicted of
 1275  any felony in this state or in a United States District or
 1276  Territorial Court, or who has been convicted of any offense in
 1277  another jurisdiction which would be considered a felony if
 1278  committed in this state, is not eligible for board membership
 1279  unless such felon’s civil rights have been restored for at least
 1280  5 years as of the date such person seeks election to the board.
 1281  The validity of an action by the board is not affected if it is
 1282  later determined that a board member is ineligible for board
 1283  membership due to having been convicted of a felony. This
 1284  subparagraph does not limit the term of a member of the board of
 1285  a nonresidential or timeshare condominium.
 1286         4.3. The bylaws must provide the method of calling meetings
 1287  of unit owners, including annual meetings. Written notice of an
 1288  annual meeting must include an agenda; be mailed, hand
 1289  delivered, or electronically transmitted to each unit owner at
 1290  least 14 days before the annual meeting; and be posted in a
 1291  conspicuous place on the condominium property or association
 1292  property at least 14 continuous days before the annual meeting.
 1293  Written notice of a meeting other than an annual meeting must
 1294  include an agenda; be mailed, hand delivered, or electronically
 1295  transmitted to each unit owner; and be posted in a conspicuous
 1296  place on the condominium property or association property within
 1297  the timeframe specified in the bylaws. If the bylaws do not
 1298  specify a timeframe for written notice of a meeting other than
 1299  an annual meeting, notice must be provided at least 14
 1300  continuous days before the meeting. Upon notice to the unit
 1301  owners, the board shall, by duly adopted rule, designate a
 1302  specific location on the condominium property or association
 1303  property at which all notices of unit owner meetings must be
 1304  posted. This requirement does not apply if there is no
 1305  condominium property for posting notices. In lieu of, or in In
 1306  addition to, the physical posting of meeting notices, the
 1307  association may, by reasonable rule, adopt a procedure for
 1308  conspicuously posting and repeatedly broadcasting the notice and
 1309  the agenda on a closed-circuit cable television system serving
 1310  the condominium association. However, if broadcast notice is
 1311  used in lieu of a notice posted physically on the condominium
 1312  property, the notice and agenda must be broadcast at least four
 1313  times every broadcast hour of each day that a posted notice is
 1314  otherwise required under this section. If broadcast notice is
 1315  provided, the notice and agenda must be broadcast in a manner
 1316  and for a sufficient continuous length of time so as to allow an
 1317  average reader to observe the notice and read and comprehend the
 1318  entire content of the notice and the agenda. In addition to any
 1319  of the authorized means of providing notice of a meeting of the
 1320  board, the association may, by rule, adopt a procedure for
 1321  conspicuously posting the meeting notice and the agenda on a
 1322  website serving the condominium association for at least the
 1323  minimum period of time for which a notice of a meeting is also
 1324  required to be physically posted on the condominium property.
 1325  Any rule adopted shall, in addition to other matters, include a
 1326  requirement that the association send an electronic notice in
 1327  the same manner as a notice for a meeting of the members, which
 1328  must include a hyperlink to the website at which the notice is
 1329  posted, to unit owners whose e-mail addresses are included in
 1330  the association’s official records. Unless a unit owner waives
 1331  in writing the right to receive notice of the annual meeting,
 1332  such notice must be hand delivered, mailed, or electronically
 1333  transmitted to each unit owner. Notice for meetings and notice
 1334  for all other purposes must be mailed to each unit owner at the
 1335  address last furnished to the association by the unit owner, or
 1336  hand delivered to each unit owner. However, if a unit is owned
 1337  by more than one person, the association must provide notice to
 1338  the address that the developer identifies for that purpose and
 1339  thereafter as one or more of the owners of the unit advise the
 1340  association in writing, or if no address is given or the owners
 1341  of the unit do not agree, to the address provided on the deed of
 1342  record. An officer of the association, or the manager or other
 1343  person providing notice of the association meeting, must provide
 1344  an affidavit or United States Postal Service certificate of
 1345  mailing, to be included in the official records of the
 1346  association affirming that the notice was mailed or hand
 1347  delivered in accordance with this provision.
 1348         5.4. The members of the board of a residential condominium
 1349  shall be elected by written ballot or voting machine. Proxies
 1350  may not be used in electing the board in general elections or
 1351  elections to fill vacancies caused by recall, resignation, or
 1352  otherwise, unless otherwise provided in this chapter. This
 1353  subparagraph does not apply to an association governing a
 1354  timeshare condominium.
 1355         a. At least 60 days before a scheduled election, the
 1356  association shall mail, deliver, or electronically transmit, by
 1357  separate association mailing or included in another association
 1358  mailing, delivery, or transmission, including regularly
 1359  published newsletters, to each unit owner entitled to a vote, a
 1360  first notice of the date of the election. A unit owner or other
 1361  eligible person desiring to be a candidate for the board must
 1362  give written notice of his or her intent to be a candidate to
 1363  the association at least 40 days before a scheduled election.
 1364  Together with the written notice and agenda as set forth in
 1365  subparagraph 3., the association shall mail, deliver, or
 1366  electronically transmit a second notice of the election to all
 1367  unit owners entitled to vote, together with a ballot that lists
 1368  all candidates not less than 14 days or more than 34 days before
 1369  the date of the election. Upon request of a candidate, an
 1370  information sheet, no larger than 8 1/2 inches by 11 inches,
 1371  which must be furnished by the candidate at least 35 days before
 1372  the election, must be included with the mailing, delivery, or
 1373  transmission of the ballot, with the costs of mailing, delivery,
 1374  or electronic transmission and copying to be borne by the
 1375  association. The association is not liable for the contents of
 1376  the information sheets prepared by the candidates. In order to
 1377  reduce costs, the association may print or duplicate the
 1378  information sheets on both sides of the paper. The division
 1379  shall by rule establish voting procedures consistent with this
 1380  sub-subparagraph, including rules establishing procedures for
 1381  giving notice by electronic transmission and rules providing for
 1382  the secrecy of ballots. Elections shall be decided by a
 1383  plurality of ballots cast. There is no quorum requirement;
 1384  however, at least 20 percent of the eligible voters must cast a
 1385  ballot in order to have a valid election. A unit owner may not
 1386  authorize any other person to vote his or her ballot, and any
 1387  ballots improperly cast are invalid. A unit owner who violates
 1388  this provision may be fined by the association in accordance
 1389  with s. 718.303. A unit owner who needs assistance in casting
 1390  the ballot for the reasons stated in s. 101.051 may obtain such
 1391  assistance. The regular election must occur on the date of the
 1392  annual meeting. Notwithstanding this sub-subparagraph, an
 1393  election is not required unless more candidates file notices of
 1394  intent to run or are nominated than board vacancies exist.
 1395         b. A director of a board of an association of a residential
 1396  condominium shall:
 1397         (I) Certify in writing to the secretary of the association
 1398  that he or she has read the association’s declaration of
 1399  condominium, articles of incorporation, bylaws, and current
 1400  written policies; that he or she will work to uphold such
 1401  documents and policies to the best of his or her ability; and
 1402  that he or she will faithfully discharge his or her fiduciary
 1403  responsibility to the association’s members.
 1404         (II) Submit to the secretary of the association a
 1405  certificate of having satisfactorily completed the educational
 1406  curriculum administered by the division or a division-approved
 1407  condominium education provider. The educational curriculum must
 1408  be at least 4 hours long and include instruction on milestone
 1409  inspections, structural integrity reserve studies, elections,
 1410  recordkeeping, financial literacy and transparency, levying of
 1411  fines, and notice and meeting requirements.
 1412  
 1413  Each newly elected or appointed director must submit to the
 1414  secretary of the association the written certification and
 1415  educational certificate within 1 year before being elected or
 1416  appointed or 90 days after the date of election or appointment.
 1417  A director of an association of a residential condominium who
 1418  was elected or appointed before July 1, 2024, must comply with
 1419  the written certification and educational certificate
 1420  requirements in this sub-subparagraph by June 30, 2025. The
 1421  written certification and educational certificate is valid for 7
 1422  years after the date of issuance and does not have to be
 1423  resubmitted as long as the director serves on the board without
 1424  interruption during the 7-year period. A director who is
 1425  appointed by the developer may satisfy the educational
 1426  certificate requirement in sub-sub-subparagraph (II) for any
 1427  subsequent appointment to a board by a developer within 7 years
 1428  after the date of issuance of the most recent educational
 1429  certificate, including any interruption of service on a board or
 1430  appointment to a board in another association within that 7-year
 1431  period. One year after submission of the most recent written
 1432  certification and educational certificate, and annually
 1433  thereafter, a director of an association of a residential
 1434  condominium must submit to the secretary of the association a
 1435  certificate of having satisfactorily completed at least 1 hour
 1436  of continuing education administered by the division, or a
 1437  division-approved condominium education provider, relating to
 1438  any recent changes to this chapter and the related
 1439  administrative rules during the past year. A director of an
 1440  association of a residential condominium who fails to timely
 1441  file the written certification and educational certificate is
 1442  suspended from service on the board until he or she complies
 1443  with this sub-subparagraph. The board may temporarily fill the
 1444  vacancy during the period of suspension. The secretary shall
 1445  cause the association to retain a director’s written
 1446  certification and educational certificate for inspection by the
 1447  members for 7 years after a director’s election or the duration
 1448  of the director’s uninterrupted tenure, whichever is longer.
 1449  Failure to have such written certification and educational
 1450  certificate on file does not affect the validity of any board
 1451  action.
 1452         c. Any challenge to the election process must be commenced
 1453  within 60 days after the election results are announced.
 1454         6.5. Any approval by unit owners called for by this chapter
 1455  or the applicable declaration or bylaws, including, but not
 1456  limited to, the approval requirement in s. 718.111(8), must be
 1457  made at a duly noticed meeting of unit owners and is subject to
 1458  all requirements of this chapter or the applicable condominium
 1459  documents relating to unit owner decisionmaking, except that
 1460  unit owners may take action by written agreement, without
 1461  meetings, on matters for which action by written agreement
 1462  without meetings is expressly allowed by the applicable bylaws
 1463  or declaration or any law that provides for such action.
 1464         7.6. Unit owners may waive notice of specific meetings if
 1465  allowed by the applicable bylaws or declaration or any law.
 1466  Notice of meetings of the board of administration; unit owner
 1467  meetings, except unit owner meetings called to recall board
 1468  members under paragraph (l); and committee meetings may be given
 1469  by electronic transmission to unit owners who consent to receive
 1470  notice by electronic transmission. A unit owner who consents to
 1471  receiving notices by electronic transmission is solely
 1472  responsible for removing or bypassing filters that block receipt
 1473  of mass e-mails sent to members on behalf of the association in
 1474  the course of giving electronic notices.
 1475         8.7. Unit owners have the right to participate in meetings
 1476  of unit owners with reference to all designated agenda items.
 1477  However, the association may adopt reasonable rules governing
 1478  the frequency, duration, and manner of unit owner participation.
 1479         9.8. A unit owner may tape record or videotape a meeting of
 1480  the unit owners subject to reasonable rules adopted by the
 1481  division.
 1482         10.9. Unless otherwise provided in the bylaws, any vacancy
 1483  occurring on the board before the expiration of a term may be
 1484  filled by the affirmative vote of the majority of the remaining
 1485  directors, even if the remaining directors constitute less than
 1486  a quorum, or by the sole remaining director. In the alternative,
 1487  a board may hold an election to fill the vacancy, in which case
 1488  the election procedures must conform to sub-subparagraph 4.a.
 1489  unless the association governs 10 units or fewer and has opted
 1490  out of the statutory election process, in which case the bylaws
 1491  of the association control. Unless otherwise provided in the
 1492  bylaws, a board member appointed or elected under this section
 1493  shall fill the vacancy for the unexpired term of the seat being
 1494  filled. Filling vacancies created by recall is governed by
 1495  paragraph (l) and rules adopted by the division.
 1496         11.10. This chapter does not limit the use of general or
 1497  limited proxies, require the use of general or limited proxies,
 1498  or require the use of a written ballot or voting machine for any
 1499  agenda item or election at any meeting of a timeshare
 1500  condominium association or nonresidential condominium
 1501  association.
 1502  
 1503  Notwithstanding subparagraph (b)2. and sub-subparagraph 4.a., an
 1504  association of 10 or fewer units may, by affirmative vote of a
 1505  majority of the total voting interests, provide for different
 1506  voting and election procedures in its bylaws, which may be by a
 1507  proxy specifically delineating the different voting and election
 1508  procedures. The different voting and election procedures may
 1509  provide for elections to be conducted by limited or general
 1510  proxy.
 1511         (e) Budget meeting.—
 1512         1. Any meeting at which a proposed annual budget of an
 1513  association will be considered by the board or unit owners shall
 1514  be open to all unit owners. A meeting of the board or unit
 1515  owners at which a proposed annual association budget will be
 1516  considered may be conducted by video conference. The division
 1517  shall adopt rules pursuant to ss. 120.536 and 120.54 governing
 1518  the requirements for such meetings. A sound transmitting device
 1519  must be used so that the conversation of such members may be
 1520  heard by the board or committee members attending in person, as
 1521  well as any unit owners present at the meeting. At least 14 days
 1522  before prior to such a meeting, the board shall hand deliver to
 1523  each unit owner, mail to each unit owner at the address last
 1524  furnished to the association by the unit owner, or
 1525  electronically transmit to the location furnished by the unit
 1526  owner for that purpose a notice of such meeting and a copy of
 1527  the proposed annual budget. An officer or manager of the
 1528  association, or other person providing notice of such meeting,
 1529  shall execute an affidavit evidencing compliance with such
 1530  notice requirement, and such affidavit shall be filed among the
 1531  official records of the association.
 1532         2.a. If a board proposes adopts in any fiscal year an
 1533  annual budget which requires assessments against unit owners
 1534  which exceed 115 percent of assessments for the preceding fiscal
 1535  year, the board shall simultaneously propose a substitute budget
 1536  that does not include any discretionary expenditures that are
 1537  not required to be in the budget. The substitute budget must be
 1538  proposed at the budget meeting before the adoption of the annual
 1539  budget conduct a special meeting of the unit owners to consider
 1540  a substitute budget if the board receives, within 21 days after
 1541  adoption of the annual budget, a written request for a special
 1542  meeting from at least 10 percent of all voting interests. The
 1543  special meeting shall be conducted within 60 days after adoption
 1544  of the annual budget. At least 14 days before such budget
 1545  meeting in which a substitute budget will be proposed prior to
 1546  such special meeting, the board shall hand deliver to each unit
 1547  owner, or mail to each unit owner at the address last furnished
 1548  to the association, a notice of the meeting. An officer or
 1549  manager of the association, or other person providing notice of
 1550  such meeting shall execute an affidavit evidencing compliance
 1551  with this notice requirement, and such affidavit shall be filed
 1552  among the official records of the association. Unit owners must
 1553  may consider and may adopt a substitute budget at the special
 1554  meeting. A substitute budget is adopted if approved by a
 1555  majority of all voting interests unless the bylaws require
 1556  adoption by a greater percentage of voting interests. If there
 1557  is not a quorum at the special meeting or a substitute budget is
 1558  not adopted, the annual budget previously initially proposed
 1559  adopted by the board may be adopted shall take effect as
 1560  scheduled.
 1561         b. Any determination of whether assessments exceed 115
 1562  percent of assessments for the prior fiscal year shall exclude
 1563  any authorized provision for required reasonable reserves for
 1564  repair or replacement of the condominium property, anticipated
 1565  expenses of the association which the board does not expect to
 1566  be incurred on a regular or annual basis for the repair,
 1567  maintenance, or replacement of the items listed in paragraph
 1568  (g), and insurance premiums, or assessments for betterments to
 1569  the condominium property.
 1570         c. If the developer controls the board, assessments may
 1571  shall not exceed 115 percent of assessments for the prior fiscal
 1572  year unless approved by a majority of all voting interests.
 1573         (f) Annual budget.—
 1574         1. The proposed annual budget of estimated revenues and
 1575  expenses must be detailed and must show the amounts budgeted by
 1576  accounts and expense classifications, including, at a minimum,
 1577  any applicable expenses listed in s. 718.504(21). The board
 1578  shall adopt the annual budget at least 14 days before the start
 1579  of the association’s fiscal year. In the event that the board
 1580  fails to timely adopt the annual budget a second time, it is
 1581  deemed a minor violation and the prior year’s budget shall
 1582  continue in effect until a new budget is adopted. A
 1583  multicondominium association must adopt a separate budget of
 1584  common expenses for each condominium the association operates
 1585  and must adopt a separate budget of common expenses for the
 1586  association. In addition, if the association maintains limited
 1587  common elements with the cost to be shared only by those
 1588  entitled to use the limited common elements as provided for in
 1589  s. 718.113(1), the budget or a schedule attached to it must show
 1590  the amount budgeted for this maintenance. If, after turnover of
 1591  control of the association to the unit owners, any of the
 1592  expenses listed in s. 718.504(21) are not applicable, they do
 1593  not need to be listed.
 1594         2.a. In addition to annual operating expenses, the budget
 1595  must include reserve accounts for capital expenditures and
 1596  deferred maintenance. These accounts must include, but are not
 1597  limited to, roof replacement, building painting, and pavement
 1598  resurfacing, regardless of the amount of deferred maintenance
 1599  expense or replacement cost, and any other item that has a
 1600  deferred maintenance expense or replacement cost that exceeds
 1601  $25,000 or the inflation-adjusted amount determined by the
 1602  division under subparagraph 5., whichever is greater $10,000.
 1603  The amount to be reserved must be computed using a formula based
 1604  upon estimated remaining useful life and estimated replacement
 1605  cost or deferred maintenance expense of the reserve item. In a
 1606  budget adopted by an association that is required to obtain a
 1607  structural integrity reserve study, reserves must be maintained
 1608  for the items identified in paragraph (g) for which the
 1609  association is responsible pursuant to the declaration of
 1610  condominium, and the reserve amount for such items must be based
 1611  on the findings and recommendations of the association’s most
 1612  recent structural integrity reserve study. If an association
 1613  votes to terminate the condominium in accordance with s.
 1614  718.117, the members may vote to waive the maintenance of
 1615  reserves recommended by the association’s most recent structural
 1616  integrity reserve study. With respect to items for which an
 1617  estimate of useful life is not readily ascertainable or with an
 1618  estimated remaining useful life of greater than 25 years, an
 1619  association is not required to reserve replacement costs for
 1620  such items, but an association must reserve the amount of
 1621  deferred maintenance expense, if any, which is recommended by
 1622  the structural integrity reserve study for such items. The
 1623  association may adjust replacement reserve assessments annually
 1624  to take into account an inflation adjustment and any changes in
 1625  estimates or extension of the useful life of a reserve item
 1626  caused by deferred maintenance.
 1627         b. The members of a unit-owner-controlled association may
 1628  determine, by a majority vote of the total voting interests of
 1629  the association, to provide no reserves or less reserves than
 1630  required by this subsection. For a budget adopted on or after
 1631  December 31, 2024, the members of a unit-owner-controlled
 1632  association that must obtain a structural integrity reserve
 1633  study may not determine to provide no reserves or less reserves
 1634  than required by this subsection for items listed in paragraph
 1635  (g), except that members of an association operating a
 1636  multicondominium may determine to provide no reserves or less
 1637  reserves than required by this subsection if an alternative
 1638  funding method is used by the association has been approved by
 1639  the division.
 1640         c.(I) Reserves for the items listed in paragraph (g) may be
 1641  funded by regular assessments, special assessments, lines of
 1642  credit, or loans.
 1643         (II) A unit-owner-controlled association that must have a
 1644  structural integrity reserve study may secure a line of credit
 1645  or a loan to fund capital expenses required by a milestone
 1646  inspection under s. 553.899 or a structural integrity reserve
 1647  study. A line of credit or a loan under this subparagraph
 1648  requires the approval of a majority vote of the total voting
 1649  interests of the association. The line of credit or loan must be
 1650  sufficient to fund the cumulative amount of any previously
 1651  waived or unfunded portions of the reserve funding amount
 1652  required by this paragraph and the most recent structural
 1653  integrity reserve study. Funding from the line of credit or loan
 1654  must be immediately available for access by the board to fund
 1655  required repair, maintenance, or replacement expenses without
 1656  further approval by the members of the association. A line of
 1657  credit or a loan secured under this sub-subparagraph must be
 1658  included in the financial report required under s. 718.111(13).
 1659         (III) This sub-subparagraph does not apply to associations
 1660  controlled by a developer as defined in s. 718.103, an
 1661  association in which the nondeveloper unit owners have been in
 1662  control for less than 1 year, or an association controlled by
 1663  one or more bulk assignees or bulk buyers as those terms are
 1664  defined in s. 718.703.
 1665         d. If the local building official, as defined in s.
 1666  468.603, determines that the entire condominium building is
 1667  uninhabitable due to a natural emergency, as defined in s.
 1668  252.34, the board, upon the approval of a majority of its
 1669  members, may pause the contribution to its reserves or reduce
 1670  reserve funding until the local building official determines
 1671  that the condominium building is habitable. Any reserve account
 1672  funds held by the association may be expended, pursuant to the
 1673  board’s determination, to make the condominium building and its
 1674  structures habitable. Upon the determination by the local
 1675  building official that the condominium building is habitable,
 1676  the association must immediately resume contributing funds to
 1677  its reserves.
 1678         eFor a budget adopted on or before December 31, 2028, if
 1679  the association has completed a milestone inspection pursuant to
 1680  s. 553.899 within the previous 2 calendar years, the board, upon
 1681  the approval of a majority of the total voting interests of the
 1682  association, may temporarily pause, for a period of no more than
 1683  2 consecutive annual budgets, reserve fund contributions or
 1684  reduce the amount of reserve funding for the purpose of funding
 1685  repairs recommended by the milestone inspection. This sub
 1686  subparagraph does not apply to an association controlled by a
 1687  developer as defined in s. 718.103, an association in which the
 1688  nondeveloper unit owners have been in control for less than 1
 1689  year, or an association controlled by one or more bulk assignees
 1690  or bulk buyers as those terms are defined in s. 718.703. An
 1691  association that has paused reserve contributions under this
 1692  subparagraph must have a structural integrity reserve study
 1693  performed before the continuation of reserve contributions in
 1694  order to determine the association’s reserve funding needs and
 1695  to recommend a reserve funding plan.
 1696         f.b. Before turnover of control of an association by a
 1697  developer to unit owners other than a developer under s.
 1698  718.301, the developer-controlled association may not vote to
 1699  waive the reserves or reduce funding of the reserves. If a
 1700  meeting of the unit owners has been called to determine whether
 1701  to waive or reduce the funding of reserves and no such result is
 1702  achieved or a quorum is not attained, the reserves included in
 1703  the budget shall go into effect. After the turnover, the
 1704  developer may vote its voting interest to waive or reduce the
 1705  funding of reserves.
 1706         3. Reserve funds and any interest accruing thereon shall
 1707  remain in the reserve account or accounts, and may be used only
 1708  for authorized reserve expenditures unless their use for other
 1709  purposes is approved in advance by a majority vote of all the
 1710  total voting interests of the association. Before turnover of
 1711  control of an association by a developer to unit owners other
 1712  than the developer pursuant to s. 718.301, the developer
 1713  controlled association may not vote to use reserves for purposes
 1714  other than those for which they were intended. For a budget
 1715  adopted on or after December 31, 2024, members of a unit-owner
 1716  controlled association that must obtain a structural integrity
 1717  reserve study may not vote to use reserve funds, or any interest
 1718  accruing thereon, for any other purpose other than the
 1719  replacement or deferred maintenance costs of the components
 1720  listed in paragraph (g). A vote of the members is not required
 1721  for the board to change the accounting method for reserves to a
 1722  pooling accounting method or a straight-line accounting method.
 1723         4. The only voting interests that are eligible to vote on
 1724  questions that involve waiving or reducing the funding of
 1725  reserves, or using existing reserve funds for purposes other
 1726  than purposes for which the reserves were intended, are the
 1727  voting interests of the units subject to assessment to fund the
 1728  reserves in question. Proxy questions relating to waiving or
 1729  reducing the funding of reserves or using existing reserve funds
 1730  for purposes other than purposes for which the reserves were
 1731  intended must contain the following statement in capitalized,
 1732  bold letters in a font size larger than any other used on the
 1733  face of the proxy ballot:
 1734  
 1735         WAIVING OF RESERVES, IN WHOLE OR IN PART, OR ALLOWING
 1736         ALTERNATIVE USES OF EXISTING RESERVES MAY RESULT IN
 1737         UNIT OWNER LIABILITY FOR PAYMENT OF UNANTICIPATED
 1738         SPECIAL ASSESSMENTS REGARDING THOSE ITEMS.
 1739  
 1740         5. The division shall annually adjust for inflation, based
 1741  on the Consumer Price Index for All Urban Consumers released in
 1742  January of each year, the minimum $25,000 threshold amount for
 1743  required reserves. By February 1, 2026, and annually thereafter,
 1744  the division must conspicuously post on its website the
 1745  inflation-adjusted minimum threshold amount for required
 1746  reserves.
 1747         (g) Structural integrity reserve study.—
 1748         1. A residential condominium association must have a
 1749  structural integrity reserve study completed at least every 10
 1750  years after the condominium’s creation for each building on the
 1751  condominium property that is three stories or higher in height,
 1752  as determined by the Florida Building Code, which includes, at a
 1753  minimum, a study of the following items as related to the
 1754  structural integrity and safety of the building:
 1755         a. Roof.
 1756         b. Structure, including load-bearing walls and other
 1757  primary structural members and primary structural systems as
 1758  those terms are defined in s. 627.706.
 1759         c. Fireproofing and fire protection systems.
 1760         d. Plumbing.
 1761         e. Electrical systems.
 1762         f. Waterproofing and exterior painting.
 1763         g. Windows and exterior doors.
 1764         h. Any other item that has a deferred maintenance expense
 1765  or replacement cost that exceeds $25,000 or the inflation
 1766  adjusted amount determined by the division under subparagraph
 1767  (f)5., whichever is greater, $10,000 and the failure to replace
 1768  or maintain such item negatively affects the items listed in
 1769  sub-subparagraphs a.-g., as determined by the visual inspection
 1770  portion of the structural integrity reserve study.
 1771         2. A structural integrity reserve study is based on a
 1772  visual inspection of the condominium property.
 1773         3.a. A structural integrity reserve study may be performed
 1774  by any person qualified to perform such study. However,
 1775  including the visual inspection portion of the structural
 1776  integrity reserve study, must be performed or verified by an
 1777  engineer licensed under chapter 471, an architect licensed under
 1778  chapter 481, or a person certified as a reserve specialist or
 1779  professional reserve analyst by the Community Associations
 1780  Institute or the Association of Professional Reserve Analysts.
 1781         b. Any design professional as defined in s. 558.002 or any
 1782  contractor licensed under chapter 489 who bids to perform a
 1783  structural integrity reserve study must disclose in writing to
 1784  the association his or her intent to bid on any services related
 1785  to any maintenance, repair, or replacement that may be
 1786  recommended by the structural integrity reserve study. Any
 1787  design professional as defined in s. 558.002 or contractor
 1788  licensed under chapter 489 who submits a bid to the association
 1789  for performing any services recommended by the structural
 1790  integrity reserve study may not have an interest, directly or
 1791  indirectly, in the firm or entity providing the association’s
 1792  structural integrity reserve study or be a relative of any
 1793  person having a direct or indirect interest in such firm, unless
 1794  such relationship is disclosed to the association in writing. As
 1795  used in this section, the term “relative” means a relative
 1796  within the third degree of consanguinity by blood or marriage. A
 1797  contract for services is voidable and terminates upon the
 1798  association filing a written notice terminating the contract if
 1799  the design professional or licensed contractor failed to provide
 1800  the written disclosure of the interests or relationships
 1801  required under this paragraph. A design professional or licensed
 1802  contractor may be subject to discipline under the applicable
 1803  practice act for his or her profession for failure to provide
 1804  the written disclosure of the interests or relationships
 1805  required under this paragraph.
 1806         4.a.3. At a minimum, a structural integrity reserve study
 1807  must identify each item of the condominium property being
 1808  visually inspected, state the estimated remaining useful life
 1809  and the estimated replacement cost or deferred maintenance
 1810  expense of each item of the condominium property being visually
 1811  inspected, and provide a reserve funding plan or schedule with a
 1812  recommended annual reserve amount that achieves the estimated
 1813  replacement cost or deferred maintenance expense of each item of
 1814  condominium property being visually inspected by the end of the
 1815  estimated remaining useful life of the item. At a minimum, the
 1816  structural integrity reserve study must include a recommendation
 1817  for a reserve funding schedule based on a baseline funding plan
 1818  that provides a reserve funding goal in which the reserve
 1819  funding for each budget year is sufficient to maintain the
 1820  reserve cash balance above zero. The study may recommend other
 1821  types of reserve funding schedules, provided that each
 1822  recommended schedule is sufficient to meet the association’s
 1823  maintenance obligation.
 1824         b. The structural integrity reserve study may recommend
 1825  that reserves do not need to be maintained for any item for
 1826  which an estimate of useful life and an estimate of replacement
 1827  cost cannot be determined, or the study may recommend a deferred
 1828  maintenance expense amount for such item. The structural
 1829  integrity reserve study may recommend that reserves for
 1830  replacement costs do not need to be maintained for any item with
 1831  an estimated remaining useful life of greater than 25 years, but
 1832  the study may recommend a deferred maintenance expense amount
 1833  for such item. If the structural integrity reserve study
 1834  recommends reserves for any item for which reserves are not
 1835  required under this paragraph, the amount of the recommended
 1836  reserves for such item must be separately identified in the
 1837  structural integrity reserve study as an item for which reserves
 1838  are not required under this paragraph.
 1839         c. The structural integrity reserve study must take into
 1840  consideration the funding method or methods used by the
 1841  association to fund its maintenance and reserve funding
 1842  obligations through regular assessments, special assessments,
 1843  lines of credit, or loans. If the structural integrity reserve
 1844  study is performed before the association has approved a special
 1845  assessment or secured a line of credit or a loan, the structural
 1846  integrity reserve study must be updated to reflect the funding
 1847  method selected by the association and its effect on the reserve
 1848  funding schedule, including any anticipated change in the amount
 1849  of regular assessments. The structural integrity reserve study
 1850  may be updated to reflect any changes to the useful life of the
 1851  reserve items after such items are repaired or replaced, and the
 1852  effect such repair or replacement will have on the reserve
 1853  funding schedule. The association must obtain an updated
 1854  structural integrity reserve study before adopting any budget in
 1855  which the reserve funding from regular assessments, special
 1856  assessments, lines of credit, or loans do not align with the
 1857  funding plan from the most recent version of the structural
 1858  integrity reserve study.
 1859         5.4. This paragraph does not apply to buildings less than
 1860  three stories in height; single-family, two-family, or three
 1861  family dwellings with three or fewer habitable stories above
 1862  ground; any portion or component of a building that has not been
 1863  submitted to the condominium form of ownership; or any portion
 1864  or component of a building that is maintained by a party other
 1865  than the association.
 1866         6.5. Before a developer turns over control of an
 1867  association to unit owners other than the developer, the
 1868  developer must have a turnover inspection report in compliance
 1869  with s. 718.301(4)(p) and (q) for each building on the
 1870  condominium property that is three stories or higher in height.
 1871         7.6. Associations existing on or before July 1, 2022, which
 1872  are controlled by unit owners other than the developer, must
 1873  have a structural integrity reserve study completed by December
 1874  31, 2025 2024, for each building on the condominium property
 1875  that is three stories or higher in height. An association that
 1876  is required to complete a milestone inspection in accordance
 1877  with s. 553.899 on or before December 31, 2026, may complete the
 1878  structural integrity reserve study simultaneously with the
 1879  milestone inspection. In no event may the structural integrity
 1880  reserve study be completed after December 31, 2026.
 1881         8.7. If the milestone inspection required by s. 553.899, or
 1882  an inspection completed for a similar local requirement, was
 1883  performed within the past 5 years and meets the requirements of
 1884  this paragraph, such inspection may be used in place of the
 1885  visual inspection portion of the structural integrity reserve
 1886  study.
 1887         9. If the association completes a milestone inspection
 1888  required by s. 553.899, or an inspection completed for a similar
 1889  local requirement, the association may delay performance of a
 1890  required structural integrity reserve study for no more than the
 1891  2 consecutive budget years immediately following the milestone
 1892  inspection in order to allow the association to focus its
 1893  financial resources on completing the repair and maintenance
 1894  recommendations of the milestone inspection.
 1895         10.8. If the officers or directors of an association
 1896  willfully and knowingly fail to complete a structural integrity
 1897  reserve study pursuant to this paragraph, such failure is a
 1898  breach of an officer’s or a and director’s fiduciary
 1899  relationship to the unit owners under s. 718.111(1). An officer
 1900  or a director of an association must sign an affidavit
 1901  acknowledging receipt of the completed structural integrity
 1902  reserve study.
 1903         11.9. Within 45 days after receiving the structural
 1904  integrity reserve study, the association must distribute a copy
 1905  of the study to each unit owner or deliver to each unit owner a
 1906  notice that the completed study is available for inspection and
 1907  copying upon a written request. Distribution of a copy of the
 1908  study or notice must be made by United States mail or personal
 1909  delivery to the mailing address, property address, or any other
 1910  address of the owner provided to fulfill the association’s
 1911  notice requirements under this chapter, or by electronic
 1912  transmission to the e-mail address or facsimile number provided
 1913  to fulfill the association’s notice requirements to unit owners
 1914  who previously consented to receive notice by electronic
 1915  transmission.
 1916         12.10. Within 45 days after receiving the structural
 1917  integrity reserve study, the association must provide the
 1918  division with a statement indicating that the study was
 1919  completed and that the association provided or made available
 1920  such study to each unit owner in accordance with this section.
 1921  The statement must be provided to the division in the manner
 1922  established by the division using a form posted on the
 1923  division’s website.
 1924         13. The division shall adopt by rule the form for the
 1925  structural integrity reserve study in coordination with the
 1926  Florida Building Commission.
 1927         Section 8. Subsections (1) and (3) of section 718.501,
 1928  Florida Statutes, are amended, and paragraph (d) is added to
 1929  subsection (2) of that section, to read:
 1930         718.501 Authority, responsibility, and duties of Division
 1931  of Florida Condominiums, Timeshares, and Mobile Homes.—
 1932         (1) The division may enforce and ensure compliance with
 1933  this chapter and rules relating to the development,
 1934  construction, sale, lease, ownership, operation, and management
 1935  of residential condominium units and complaints related to the
 1936  procedural completion of milestone inspections under s. 553.899.
 1937  In performing its duties, the division has complete jurisdiction
 1938  to investigate complaints and enforce compliance with respect to
 1939  associations that are still under developer control or the
 1940  control of a bulk assignee or bulk buyer pursuant to part VII of
 1941  this chapter and complaints against developers, bulk assignees,
 1942  or bulk buyers involving improper turnover or failure to
 1943  turnover, pursuant to s. 718.301. However, after turnover has
 1944  occurred, the division has jurisdiction to review records and
 1945  investigate complaints related only to:
 1946         (a)1. Procedural aspects and records relating to financial
 1947  issues, including annual financial reporting under s.
 1948  718.111(13); assessments for common expenses, fines, and
 1949  commingling of reserve and operating funds under s. 718.111(14);
 1950  use of debit cards for unintended purposes under s. 718.111(15);
 1951  the annual operating budget and the allocation of reserve funds
 1952  under s. 718.112(2)(f); financial records under s.
 1953  718.111(12)(a)11.; and any other record necessary to determine
 1954  the revenues and expenses of the association.
 1955         2. Elections, including election and voting requirements
 1956  under s. 718.112(2)(b) and (d), recall of board members under s.
 1957  718.112(2)(l), electronic voting under s. 718.128, and elections
 1958  that occur during an emergency under s. 718.1265(1)(a).
 1959         3. The maintenance of and unit owner access to association
 1960  records under s. 718.111(12).
 1961         4. The procedural aspects of meetings, including unit owner
 1962  meetings, quorums, voting requirements, proxies, board of
 1963  administration meetings, and budget meetings under s.
 1964  718.112(2).
 1965         5. The disclosure of conflicts of interest under ss.
 1966  718.111(1)(a) and 718.3027, including limitations contained in
 1967  s. 718.111(3)(f).
 1968         6. The removal of a board director or officer under ss.
 1969  718.111(1)(a) and (15) and 718.112(2)(p) and (q).
 1970         7. The procedural completion of structural integrity
 1971  reserve studies under s. 718.112(2)(g) and the milestone
 1972  inspections under s. 553.899.
 1973         8.Completion of repairs required by a milestone inspection
 1974  under s. 553.899.
 1975         9.8. Any written inquiries by unit owners to the
 1976  association relating to such matters, including written
 1977  inquiries under s. 718.112(2)(a)2.
 1978         10.The requirement for associations to maintain an
 1979  insurance policy or fidelity bonding for all persons who control
 1980  or disperse funds of the association under s. 718.111(11)(h).
 1981         11.Board member education requirements under s.
 1982  718.112(2)(d)5.b.
 1983         12.Reporting requirements for structural integrity reserve
 1984  studies under subsection (3) and under s. 718.112(2)(g)12.
 1985         (b)1. The division may make necessary public or private
 1986  investigations within or outside this state to determine whether
 1987  any person has violated this chapter or any rule or order
 1988  hereunder, to aid in the enforcement of this chapter, or to aid
 1989  in the adoption of rules or forms.
 1990         2. The division may submit any official written report,
 1991  worksheet, or other related paper, or a duly certified copy
 1992  thereof, compiled, prepared, drafted, or otherwise made by and
 1993  duly authenticated by a financial examiner or analyst to be
 1994  admitted as competent evidence in any hearing in which the
 1995  financial examiner or analyst is available for cross-examination
 1996  and attests under oath that such documents were prepared as a
 1997  result of an examination or inspection conducted pursuant to
 1998  this chapter.
 1999         (c) The division may require or permit any person to file a
 2000  statement in writing, under oath or otherwise, as the division
 2001  determines, as to the facts and circumstances concerning a
 2002  matter to be investigated.
 2003         (d) For the purpose of any investigation under this
 2004  chapter, the division director or any officer or employee
 2005  designated by the division director may administer oaths or
 2006  affirmations, subpoena witnesses and compel their attendance,
 2007  take evidence, and require the production of any matter which is
 2008  relevant to the investigation, including the existence,
 2009  description, nature, custody, condition, and location of any
 2010  books, documents, or other tangible things and the identity and
 2011  location of persons having knowledge of relevant facts or any
 2012  other matter reasonably calculated to lead to the discovery of
 2013  material evidence. Upon the failure by a person to obey a
 2014  subpoena or to answer questions propounded by the investigating
 2015  officer and upon reasonable notice to all affected persons, the
 2016  division may apply to the circuit court for an order compelling
 2017  compliance.
 2018         (e) Notwithstanding any remedies available to unit owners
 2019  and associations, if the division has reasonable cause to
 2020  believe that a violation of any provision of this chapter or
 2021  related rule has occurred, the division may institute
 2022  enforcement proceedings in its own name against any developer,
 2023  bulk assignee, bulk buyer, association, officer, or member of
 2024  the board of administration, or its assignees or agents, as
 2025  follows:
 2026         1. The division may permit a person whose conduct or
 2027  actions may be under investigation to waive formal proceedings
 2028  and enter into a consent proceeding whereby orders, rules, or
 2029  letters of censure or warning, whether formal or informal, may
 2030  be entered against the person.
 2031         2. The division may issue an order requiring the developer,
 2032  bulk assignee, bulk buyer, association, developer-designated
 2033  officer, or developer-designated member of the board of
 2034  administration, developer-designated assignees or agents, bulk
 2035  assignee-designated assignees or agents, bulk buyer-designated
 2036  assignees or agents, community association manager, or community
 2037  association management firm to cease and desist from the
 2038  unlawful practice and take such affirmative action as in the
 2039  judgment of the division carry out the purposes of this chapter.
 2040  If the division finds that a developer, bulk assignee, bulk
 2041  buyer, association, officer, or member of the board of
 2042  administration, or its assignees or agents, is violating or is
 2043  about to violate any provision of this chapter, any rule adopted
 2044  or order issued by the division, or any written agreement
 2045  entered into with the division, and presents an immediate danger
 2046  to the public requiring an immediate final order, it may issue
 2047  an emergency cease and desist order reciting with particularity
 2048  the facts underlying such findings. The emergency cease and
 2049  desist order is effective for 90 days. If the division begins
 2050  nonemergency cease and desist proceedings, the emergency cease
 2051  and desist order remains effective until the conclusion of the
 2052  proceedings under ss. 120.569 and 120.57.
 2053         3. If a developer, bulk assignee, or bulk buyer fails to
 2054  pay any restitution determined by the division to be owed, plus
 2055  any accrued interest at the highest rate permitted by law,
 2056  within 30 days after expiration of any appellate time period of
 2057  a final order requiring payment of restitution or the conclusion
 2058  of any appeal thereof, whichever is later, the division must
 2059  bring an action in circuit or county court on behalf of any
 2060  association, class of unit owners, lessees, or purchasers for
 2061  restitution, declaratory relief, injunctive relief, or any other
 2062  available remedy. The division may also temporarily revoke its
 2063  acceptance of the filing for the developer to which the
 2064  restitution relates until payment of restitution is made.
 2065         4. The division may petition the court for appointment of a
 2066  receiver or conservator. If appointed, the receiver or
 2067  conservator may take action to implement the court order to
 2068  ensure the performance of the order and to remedy any breach
 2069  thereof. In addition to all other means provided by law for the
 2070  enforcement of an injunction or temporary restraining order, the
 2071  circuit court may impound or sequester the property of a party
 2072  defendant, including books, papers, documents, and related
 2073  records, and allow the examination and use of the property by
 2074  the division and a court-appointed receiver or conservator.
 2075         5. The division may apply to the circuit court for an order
 2076  of restitution whereby the defendant in an action brought under
 2077  subparagraph 4. is ordered to make restitution of those sums
 2078  shown by the division to have been obtained by the defendant in
 2079  violation of this chapter. At the option of the court, such
 2080  restitution is payable to the conservator or receiver appointed
 2081  under subparagraph 4. or directly to the persons whose funds or
 2082  assets were obtained in violation of this chapter.
 2083         6. The division may impose a civil penalty against a
 2084  developer, bulk assignee, or bulk buyer, or association, or its
 2085  assignee or agent, for any violation of this chapter or related
 2086  rule. The division may impose a civil penalty individually
 2087  against an officer or board member who willfully and knowingly
 2088  violates this chapter, an adopted rule, or a final order of the
 2089  division; may order the removal of such individual as an officer
 2090  or from the board of administration or as an officer of the
 2091  association; and may prohibit such individual from serving as an
 2092  officer or on the board of a community association for a period
 2093  of time. The term “willfully and knowingly” means that the
 2094  division informed the officer or board member that his or her
 2095  action or intended action violates this chapter, a rule adopted
 2096  under this chapter, or a final order of the division and that
 2097  the officer or board member refused to comply with the
 2098  requirements of this chapter, a rule adopted under this chapter,
 2099  or a final order of the division. The division, before
 2100  initiating formal agency action under chapter 120, must afford
 2101  the officer or board member an opportunity to voluntarily
 2102  comply, and an officer or board member who complies within 10
 2103  days is not subject to a civil penalty. A penalty may be imposed
 2104  on the basis of each day of continuing violation, but the
 2105  penalty for any offense may not exceed $5,000. The division
 2106  shall adopt, by rule, penalty guidelines applicable to possible
 2107  violations or to categories of violations of this chapter or
 2108  rules adopted by the division. The guidelines must specify a
 2109  meaningful range of civil penalties for each such violation of
 2110  the statute and rules and must be based upon the harm caused by
 2111  the violation, upon the repetition of the violation, and upon
 2112  such other factors deemed relevant by the division. For example,
 2113  the division may consider whether the violations were committed
 2114  by a developer, bulk assignee, or bulk buyer, or owner
 2115  controlled association, the size of the association, and other
 2116  factors. The guidelines must designate the possible mitigating
 2117  or aggravating circumstances that justify a departure from the
 2118  range of penalties provided by the rules. It is the legislative
 2119  intent that minor violations be distinguished from those which
 2120  endanger the health, safety, or welfare of the condominium
 2121  residents or other persons and that such guidelines provide
 2122  reasonable and meaningful notice to the public of likely
 2123  penalties that may be imposed for proscribed conduct. This
 2124  subsection does not limit the ability of the division to
 2125  informally dispose of administrative actions or complaints by
 2126  stipulation, agreed settlement, or consent order. All amounts
 2127  collected shall be deposited with the Chief Financial Officer to
 2128  the credit of the Division of Florida Condominiums, Timeshares,
 2129  and Mobile Homes Trust Fund. If a developer, bulk assignee, or
 2130  bulk buyer fails to pay the civil penalty and the amount deemed
 2131  to be owed to the association, the division shall issue an order
 2132  directing that such developer, bulk assignee, or bulk buyer
 2133  cease and desist from further operation until such time as the
 2134  civil penalty is paid or may pursue enforcement of the penalty
 2135  in a court of competent jurisdiction. If an association fails to
 2136  pay the civil penalty, the division shall pursue enforcement in
 2137  a court of competent jurisdiction, and the order imposing the
 2138  civil penalty or the cease and desist order is not effective
 2139  until 20 days after the date of such order. Any action commenced
 2140  by the division shall be brought in the county in which the
 2141  division has its executive offices or in the county in which the
 2142  violation occurred.
 2143         7. If a unit owner presents the division with proof that
 2144  the unit owner has requested access to official records in
 2145  writing by certified mail, and that after 10 days the unit owner
 2146  again made the same request for access to official records in
 2147  writing by certified mail, and that more than 10 days has
 2148  elapsed since the second request and the association has still
 2149  failed or refused to provide access to official records as
 2150  required by this chapter, the division shall issue a subpoena
 2151  requiring production of the requested records at the location in
 2152  which the records are kept pursuant to s. 718.112. Upon receipt
 2153  of the records, the division must provide to the unit owner who
 2154  was denied access to such records the produced official records
 2155  without charge.
 2156         8. In addition to subparagraph 6., the division may seek
 2157  the imposition of a civil penalty through the circuit court for
 2158  any violation for which the division may issue a notice to show
 2159  cause under paragraph (t). The civil penalty shall be at least
 2160  $500 but no more than $5,000 for each violation. The court may
 2161  also award to the prevailing party court costs and reasonable
 2162  attorney fees and, if the division prevails, may also award
 2163  reasonable costs of investigation.
 2164         9. The division may issue citations and promulgate rules to
 2165  provide for citation bases and citation procedures in accordance
 2166  with this paragraph.
 2167         (f) The division may prepare and disseminate a prospectus
 2168  and other information to assist prospective owners, purchasers,
 2169  lessees, and developers of residential condominiums in assessing
 2170  the rights, privileges, and duties pertaining thereto.
 2171         (g) The division may adopt rules to administer and enforce
 2172  this chapter.
 2173         (h) The division shall establish procedures for providing
 2174  notice to an association and the developer, bulk assignee, or
 2175  bulk buyer during the period in which the developer, bulk
 2176  assignee, or bulk buyer controls the association if the division
 2177  is considering the issuance of a declaratory statement with
 2178  respect to the declaration of condominium or any related
 2179  document governing such condominium community.
 2180         (i) The division shall furnish each association that pays
 2181  the fees required by paragraph (2)(a) a copy of this chapter, as
 2182  amended, and the rules adopted thereto on an annual basis.
 2183         (j) The division shall annually provide each association
 2184  with a summary of declaratory statements and formal legal
 2185  opinions relating to the operations of condominiums which were
 2186  rendered by the division during the previous year.
 2187         (k) The division shall provide training and educational
 2188  programs for condominium association board members and unit
 2189  owners. The training may, in the division’s discretion, include
 2190  web-based electronic media and live training and seminars in
 2191  various locations throughout the state. The division may review
 2192  and approve education and training programs for board members
 2193  and unit owners offered by providers and shall maintain a
 2194  current list of approved programs and providers and make such
 2195  list available to board members and unit owners in a reasonable
 2196  and cost-effective manner. The division shall provide the
 2197  division-approved provider with the template certificate for
 2198  issuance directly to the association’s board of directors who
 2199  have satisfactorily completed the requirements under s.
 2200  718.112(2)(d). The division shall adopt rules to implement this
 2201  section.
 2202         (l) The division shall maintain a toll-free telephone
 2203  number accessible to condominium unit owners.
 2204         (m) The division shall develop a program to certify both
 2205  volunteer and paid mediators to provide mediation of condominium
 2206  disputes. The division shall provide, upon request, a list of
 2207  such mediators to any association, unit owner, or other
 2208  participant in alternative dispute resolution proceedings under
 2209  s. 718.1255 requesting a copy of the list. The division shall
 2210  include on the list of volunteer mediators only the names of
 2211  persons who have received at least 20 hours of training in
 2212  mediation techniques or who have mediated at least 20 disputes.
 2213  In order to become initially certified by the division, paid
 2214  mediators must be certified by the Supreme Court to mediate
 2215  court cases in county or circuit courts. However, the division
 2216  may adopt, by rule, additional factors for the certification of
 2217  paid mediators, which must be related to experience, education,
 2218  or background. Any person initially certified as a paid mediator
 2219  by the division must, in order to continue to be certified,
 2220  comply with the factors or requirements adopted by rule.
 2221         (n) If a complaint is made, the division must conduct its
 2222  inquiry with due regard for the interests of the affected
 2223  parties. Within 30 days after receipt of a complaint, the
 2224  division shall acknowledge the complaint in writing and notify
 2225  the complainant whether the complaint is within the jurisdiction
 2226  of the division and whether additional information is needed by
 2227  the division from the complainant. The division shall conduct
 2228  its investigation and, within 90 days after receipt of the
 2229  original complaint or of timely requested additional
 2230  information, take action upon the complaint. However, the
 2231  failure to complete the investigation within 90 days does not
 2232  prevent the division from continuing the investigation,
 2233  accepting or considering evidence obtained or received after 90
 2234  days, or taking administrative action if reasonable cause exists
 2235  to believe that a violation of this chapter or a rule has
 2236  occurred. If an investigation is not completed within the time
 2237  limits established in this paragraph, the division shall, on a
 2238  monthly basis, notify the complainant in writing of the status
 2239  of the investigation. When reporting its action to the
 2240  complainant, the division shall inform the complainant of any
 2241  right to a hearing under ss. 120.569 and 120.57. The division
 2242  may adopt rules regarding the submission of a complaint against
 2243  an association.
 2244         (o) Condominium association directors, officers, and
 2245  employees; condominium developers; bulk assignees, bulk buyers,
 2246  and community association managers; and community association
 2247  management firms have an ongoing duty to reasonably cooperate
 2248  with the division in any investigation under this section. The
 2249  division shall refer to local law enforcement authorities any
 2250  person whom the division believes has altered, destroyed,
 2251  concealed, or removed any record, document, or thing required to
 2252  be kept or maintained by this chapter with the purpose to impair
 2253  its verity or availability in the department’s investigation.
 2254  The division shall refer to local law enforcement authorities
 2255  any person whom the division believes has engaged in fraud,
 2256  theft, embezzlement, or other criminal activity or when the
 2257  division has cause to believe that fraud, theft, embezzlement,
 2258  or other criminal activity has occurred.
 2259         (p) The division director or any officer or employee of the
 2260  division and the condominium ombudsman or any employee of the
 2261  Office of the Condominium Ombudsman may attend and observe any
 2262  meeting of the board of administration or any unit owner
 2263  meeting, including any meeting of a subcommittee or special
 2264  committee, which is open to members of the association for the
 2265  purpose of performing the duties of the division or the Office
 2266  of the Condominium Ombudsman under this chapter.
 2267         (q) The division may:
 2268         1. Contract with agencies in this state or other
 2269  jurisdictions to perform investigative functions; or
 2270         2. Accept grants-in-aid from any source.
 2271         (r) The division shall cooperate with similar agencies in
 2272  other jurisdictions to establish uniform filing procedures and
 2273  forms, public offering statements, advertising standards, and
 2274  rules and common administrative practices.
 2275         (s) The division shall consider notice to a developer, bulk
 2276  assignee, or bulk buyer to be complete when it is delivered to
 2277  the address of the developer, bulk assignee, or bulk buyer
 2278  currently on file with the division.
 2279         (t) In addition to its enforcement authority, the division
 2280  may issue a notice to show cause, which must provide for a
 2281  hearing, upon written request, in accordance with chapter 120.
 2282         (u) If the division receives a complaint regarding access
 2283  to official records on the association’s website or through an
 2284  application that can be downloaded on a mobile device under s.
 2285  718.111(12)(g), the division may request access to the
 2286  association’s website or application and investigate. The
 2287  division may adopt rules to carry out this paragraph.
 2288         (v) The division shall submit to the Governor, the
 2289  President of the Senate, the Speaker of the House of
 2290  Representatives, and the chairs of the legislative
 2291  appropriations committees an annual report that includes, but
 2292  need not be limited to, the number of training programs provided
 2293  for condominium association board members and unit owners, the
 2294  number of complaints received by type, the number and percent of
 2295  complaints acknowledged in writing within 30 days and the number
 2296  and percent of investigations acted upon within 90 days in
 2297  accordance with paragraph (n), and the number of investigations
 2298  exceeding the 90-day requirement. The annual report must also
 2299  include an evaluation of the division’s core business processes
 2300  and make recommendations for improvements, including statutory
 2301  changes. After December 31, 2024, the division must include a
 2302  list of the associations that have completed the structural
 2303  integrity reserve study required under s. 718.112(2)(g). The
 2304  report shall be submitted by September 30 following the end of
 2305  the fiscal year.
 2306         (2)
 2307         (d)Each condominium association must create and maintain
 2308  an online account with the division, as required in subsection
 2309  (3).
 2310         (3) On or before October 1, 2025, all condominium
 2311  associations must create and maintain an online account with the
 2312  division and provide information requested by the division in an
 2313  electronic format determined by the division. The division shall
 2314  adopt rules to implement this subsection. The division may
 2315  require condominium associations to provide such information no
 2316  more than once per year, except that the division may require
 2317  condominium associations to update the contact information in
 2318  paragraph (a) within 30 days after any change. The division
 2319  shall provide a condominium association at least a 45-day notice
 2320  of any requirement to provide any information after the
 2321  condominium association initially creates an online account. The
 2322  information that the division may require from condominium
 2323  associations is limited to:
 2324         (a)Contact information for the association that includes:
 2325         1.Name of the association.
 2326         2. The physical address of the condominium property.
 2327         3.Mailing address and county of the association.
 2328         4.E-mail address and telephone number for the association.
 2329         5.Name and board title for each member of the
 2330  association’s board.
 2331         6.Name and contact information of the association’s
 2332  community association manager or community association
 2333  management firm, if applicable.
 2334         7.The hyperlink or website address of the association’s
 2335  website, if applicable.
 2336         (b)Total number of buildings and for each building in the
 2337  association:
 2338         1.Total number of stories, including both habitable and
 2339  uninhabitable stories.
 2340         2.Total number of units.
 2341         3.Age of each building based on the certificate of
 2342  occupancy.
 2343         4.Any construction commenced within the common elements
 2344  within the calendar year.
 2345         (c)The association’s assessments, including the:
 2346         1.Amount of assessment or special assessment by unit type,
 2347  including reserves.
 2348         2.Purpose of the assessment or special assessment.
 2349         3.Name of the financial institution or institutions with
 2350  which the association maintains accounts.
 2351         (d)A copy of any structural integrity reserve study and
 2352  any associated materials requested by the department within 5
 2353  business days after such request, in a manner prescribed by the
 2354  department.
 2355         (a) On or before January 1, 2023, condominium associations
 2356  existing on or before July 1, 2022, must provide the following
 2357  information to the division in writing, by e-mail, United States
 2358  Postal Service, commercial delivery service, or hand delivery,
 2359  at a physical address or e-mail address provided by the division
 2360  and on a form posted on the division’s website:
 2361         1. The number of buildings on the condominium property that
 2362  are three stories or higher in height.
 2363         2. The total number of units in all such buildings.
 2364         3. The addresses of all such buildings.
 2365         4. The counties in which all such buildings are located.
 2366         (b) The division must compile a list of the number of
 2367  buildings on condominium property that are three stories or
 2368  higher in height, which is searchable by county, and must post
 2369  the list on the division’s website. This list must include all
 2370  of the following information:
 2371         1. The name of each association with buildings on the
 2372  condominium property that are three stories or higher in height.
 2373         2. The number of such buildings on each association’s
 2374  property.
 2375         3. The addresses of all such buildings.
 2376         4. The counties in which all such buildings are located.
 2377         (c) An association must provide an update in writing to the
 2378  division if there are any changes to the information in the list
 2379  under paragraph (b) within 6 months after the change.
 2380         Section 9. Paragraph (d) of subsection (1) and paragraphs
 2381  (d) and (e) of subsection (2) of section 718.503, Florida
 2382  Statutes, are amended, to read:
 2383         718.503 Developer disclosure prior to sale; nondeveloper
 2384  unit owner disclosure prior to sale; voidability.—
 2385         (1) DEVELOPER DISCLOSURE.—
 2386         (d) Milestone inspection, turnover inspection report, or
 2387  structural integrity reserve study.—If the association is
 2388  required to have completed a milestone inspection as described
 2389  in s. 553.899, a turnover inspection report for a turnover
 2390  inspection performed on or after July 1, 2023, or a structural
 2391  integrity reserve study, and the association has not completed
 2392  the milestone inspection, the turnover inspection report, or the
 2393  structural integrity reserve study, each contract entered into
 2394  after December 31, 2024, for the sale of a residential unit
 2395  shall contain in conspicuous type a statement indicating that
 2396  the association is required to have a milestone inspection, a
 2397  turnover inspection report, or a structural integrity reserve
 2398  study and has not completed such inspection, report, or study,
 2399  as appropriate. If the association is not required to have a
 2400  milestone inspection as described in s. 553.899 or a structural
 2401  integrity reserve study, each contract entered into after
 2402  December 31, 2024, for the sale of a residential unit shall
 2403  contain in conspicuous type a statement indicating that the
 2404  association is not required to have a milestone inspection or a
 2405  structural integrity reserve study, as appropriate. If the
 2406  association has completed a milestone inspection as described in
 2407  s. 553.899, a turnover inspection report for a turnover
 2408  inspection performed on or after July 1, 2023, or a structural
 2409  integrity reserve study, each contract entered into after
 2410  December 31, 2024, for the sale of a residential unit shall
 2411  contain in conspicuous type:
 2412         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 2413  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR
 2414  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 2415  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 2416  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 2417  718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 2418  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 2419  RESERVE STUDY DESCRIBED IN SECTIONS 718.103(26) AND
 2420  718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 15
 2421  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 2422  PRIOR TO EXECUTION OF THIS CONTRACT; and
 2423         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 2424  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 2425  CANCEL WITHIN 15 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 2426  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 2427  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR
 2428  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 2429  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 2430  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 2431  718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 2432  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 2433  RESERVE STUDY DESCRIBED IN SECTIONS 718.103(26) AND
 2434  718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
 2435  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 2436  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 15
 2437  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 2438  THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
 2439  SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
 2440  SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
 2441  INSPECTION REPORT DESCRIBED IN SECTION 718.301(4)(p) AND (q),
 2442  FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION’S MOST RECENT
 2443  STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
 2444  718.103(26) AND 718.112(2)(g), FLORIDA STATUTES, IF REQUESTED IN
 2445  WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL TERMINATE AT
 2446  CLOSING.
 2447  
 2448  A contract that does not conform to the requirements of this
 2449  paragraph is voidable at the option of the purchaser before
 2450  prior to closing.
 2451         (2) NONDEVELOPER DISCLOSURE.—
 2452         (d) Each contract entered into after July 1, 1992, for the
 2453  resale of a residential unit must shall contain in conspicuous
 2454  type either:
 2455         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 2456  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE DECLARATION
 2457  OF CONDOMINIUM, ARTICLES OF INCORPORATION OF THE ASSOCIATION,
 2458  BYLAWS AND RULES OF THE ASSOCIATION, A COPY OF THE MOST RECENT
 2459  ANNUAL FINANCIAL STATEMENT AND ANNUAL BUDGET, AND FREQUENTLY
 2460  ASKED QUESTIONS AND ANSWERS DOCUMENT MORE THAN 7 3 DAYS,
 2461  EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE PRIOR
 2462  TO EXECUTION OF THIS CONTRACT; or
 2463         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 2464  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 2465  CANCEL WITHIN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 2466  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 2467  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE DECLARATION
 2468  OF CONDOMINIUM, ARTICLES OF INCORPORATION, BYLAWS AND RULES OF
 2469  THE ASSOCIATION, A COPY OF THE MOST RECENT ANNUAL FINANCIAL
 2470  STATEMENT AND ANNUAL BUDGET, AND FREQUENTLY ASKED QUESTIONS AND
 2471  ANSWERS DOCUMENT IF SO REQUESTED IN WRITING. ANY PURPORTED
 2472  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 2473  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 7
 2474  3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 2475  THE BUYER RECEIVES THE DECLARATION, ARTICLES OF INCORPORATION,
 2476  BYLAWS AND RULES OF THE ASSOCIATION, AND A COPY OF THE MOST
 2477  RECENT YEAR-END FINANCIAL STATEMENT AND ANNUAL BUDGET
 2478  INFORMATION AND FREQUENTLY ASKED QUESTIONS AND ANSWERS DOCUMENT
 2479  IF REQUESTED IN WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT
 2480  SHALL TERMINATE AT CLOSING.
 2481  
 2482  A contract that does not conform to the requirements of this
 2483  paragraph is voidable at the option of the purchaser before
 2484  prior to closing.
 2485         (e) If the association is required to have completed a
 2486  milestone inspection as described in s. 553.899, a turnover
 2487  inspection report for a turnover inspection performed on or
 2488  after July 1, 2023, or a structural integrity reserve study, and
 2489  the association has not completed the milestone inspection, the
 2490  turnover inspection report, or the structural integrity reserve
 2491  study, each contract entered into after December 31, 2024, for
 2492  the sale of a residential unit shall contain in conspicuous type
 2493  a statement indicating that the association is required to have
 2494  a milestone inspection, a turnover inspection report, or a
 2495  structural integrity reserve study and has not completed such
 2496  inspection, report, or study, as appropriate. If the association
 2497  is not required to have a milestone inspection as described in
 2498  s. 553.899 or a structural integrity reserve study, each
 2499  contract entered into after December 31, 2024, for the sale of a
 2500  residential unit shall contain in conspicuous type a statement
 2501  indicating that the association is not required to have a
 2502  milestone inspection or a structural integrity reserve study, as
 2503  appropriate. If the association has completed a milestone
 2504  inspection as described in s. 553.899, a turnover inspection
 2505  report for a turnover inspection performed on or after July 1,
 2506  2023, or a structural integrity reserve study, each contract
 2507  entered into after December 31, 2024, for the resale of a
 2508  residential unit shall contain in conspicuous type:
 2509         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 2510  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR
 2511  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 2512  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 2513  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 2514  718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 2515  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 2516  RESERVE STUDY DESCRIBED IN SECTIONS 718.103(26) AND
 2517  718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 7 3
 2518  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 2519  PRIOR TO EXECUTION OF THIS CONTRACT; and
 2520         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 2521  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 2522  CANCEL WITHIN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 2523  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 2524  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR
 2525  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 2526  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 2527  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 2528  718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 2529  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 2530  RESERVE STUDY DESCRIBED IN SECTIONS 718.103(26) AND
 2531  718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
 2532  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 2533  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 7
 2534  3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 2535  THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
 2536  SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
 2537  SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
 2538  INSPECTION REPORT DESCRIBED IN SECTION 718.301(4)(p) AND (q),
 2539  FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION’S MOST RECENT
 2540  STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
 2541  718.103(26) AND 718.112(2)(g), FLORIDA STATUTES, IF REQUESTED IN
 2542  WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL TERMINATE AT
 2543  CLOSING.
 2544  
 2545  A contract that does not conform to the requirements of this
 2546  paragraph is voidable at the option of the purchaser before
 2547  prior to closing.
 2548         Section 10. Section 8 of chapter 2024-244, Laws of Florida,
 2549  is amended to read:
 2550         Section 8. Effective January 1, 2026, paragraph (g) of
 2551  subsection (12) of section 718.111, Florida Statutes, as amended
 2552  by this act, is amended to read:
 2553         718.111 The association.—
 2554         (12) OFFICIAL RECORDS.—
 2555         (g)1. An association managing a condominium with 25 or more
 2556  units which does not contain timeshare units shall post digital
 2557  copies of the documents specified in subparagraph 2. on its
 2558  website or make such documents available through an application
 2559  that can be downloaded on a mobile device. Unless a shorter
 2560  period is otherwise required, a document must be made available
 2561  on the association’s website or made available for download
 2562  through an application on a mobile device within 30 days after
 2563  the association receives or creates an official record specified
 2564  in subparagraph 2.
 2565         a. The association’s website or application must be:
 2566         (I) An independent website, application, or web portal
 2567  wholly owned and operated by the association; or
 2568         (II) A website, application, or web portal operated by a
 2569  third-party provider with whom the association owns, leases,
 2570  rents, or otherwise obtains the right to operate a web page,
 2571  subpage, web portal, collection of subpages or web portals, or
 2572  an application which is dedicated to the association’s
 2573  activities and on which required notices, records, and documents
 2574  may be posted or made available by the association.
 2575         b. The association’s website or application must be
 2576  accessible through the Internet and must contain a subpage, web
 2577  portal, or other protected electronic location that is
 2578  inaccessible to the general public and accessible only to unit
 2579  owners and employees of the association.
 2580         c. Upon a unit owner’s written request, the association
 2581  must provide the unit owner with a username and password and
 2582  access to the protected sections of the association’s website or
 2583  application which contain any notices, records, or documents
 2584  that must be electronically provided.
 2585         2. A current copy of the following documents must be posted
 2586  in digital format on the association’s website or application:
 2587         a. The recorded declaration of condominium of each
 2588  condominium operated by the association and each amendment to
 2589  each declaration.
 2590         b. The recorded bylaws of the association and each
 2591  amendment to the bylaws.
 2592         c. The articles of incorporation of the association, or
 2593  other documents creating the association, and each amendment to
 2594  the articles of incorporation or other documents. The copy
 2595  posted pursuant to this sub-subparagraph must be a copy of the
 2596  articles of incorporation filed with the Department of State.
 2597         d. The rules of the association.
 2598         e. The approved minutes of all board of administration
 2599  meetings over the preceding 12 months.
 2600         f. The video recording or a hyperlink to the video
 2601  recording for all meetings of the association, the board of
 2602  administration, any committee, and the unit owners which are
 2603  conducted by video conference over the preceding 12 months.
 2604         g. A list of all executory contracts or documents to which
 2605  the association is a party or under which the association or the
 2606  unit owners have an obligation or responsibility and, after
 2607  bidding for the related materials, equipment, or services has
 2608  closed, a list of bids received by the association within the
 2609  past year. Summaries of bids for materials, equipment, or
 2610  services which exceed $500 must be maintained on the website or
 2611  application for 1 year. In lieu of summaries, complete copies of
 2612  the bids may be posted.
 2613         h.f. The annual budget required by s. 718.112(2)(f) and any
 2614  proposed budget to be considered at the annual meeting.
 2615         i.g. The financial report required by subsection (13) and
 2616  any monthly income or expense statement to be considered at a
 2617  meeting.
 2618         j.h. The certification of each director required by s.
 2619  718.112(2)(d)4.b.
 2620         k.i. All contracts or transactions between the association
 2621  and any director, officer, corporation, firm, or association
 2622  that is not an affiliated condominium association or any other
 2623  entity in which an association director is also a director or
 2624  officer and financially interested.
 2625         l.j. Any contract or document regarding a conflict of
 2626  interest or possible conflict of interest as provided in ss.
 2627  468.4335, 468.436(2)(b)6., and 718.3027(3).
 2628         m.k. The notice of any unit owner meeting and the agenda
 2629  for the meeting, as required by s. 718.112(2)(d)3., no later
 2630  than 14 days before the meeting. The notice must be posted in
 2631  plain view on the front page of the website or application, or
 2632  on a separate subpage of the website or application labeled
 2633  “Notices” which is conspicuously visible and linked from the
 2634  front page. The association must also post on its website or
 2635  application any document to be considered and voted on by the
 2636  owners during the meeting or any document listed on the agenda
 2637  at least 7 days before the meeting at which the document or the
 2638  information within the document will be considered.
 2639         n.l. Notice of any board meeting, the agenda, and any other
 2640  document required for the meeting as required by s.
 2641  718.112(2)(c), which must be posted no later than the date
 2642  required for notice under s. 718.112(2)(c).
 2643         o.m. The inspection reports described in ss. 553.899 and
 2644  718.301(4)(p) and any other inspection report relating to a
 2645  structural or life safety inspection of condominium property.
 2646         p.n. The association’s most recent structural integrity
 2647  reserve study, if applicable.
 2648         q.o. Copies of all building permits issued for ongoing or
 2649  planned construction.
 2650         r. A copy of all affidavits required by this chapter.
 2651         s. A copy of all investment policy statements adopted
 2652  pursuant to paragraph (16)(c), and all financial statements
 2653  related to the association’s investment of funds under
 2654  subsection (16).
 2655         3. The association shall ensure that the information and
 2656  records described in paragraph (c), which are not allowed to be
 2657  accessible to unit owners, are not posted on the association’s
 2658  website or application. If protected information or information
 2659  restricted from being accessible to unit owners is included in
 2660  documents that are required to be posted on the association’s
 2661  website or application, the association shall ensure the
 2662  information is redacted before posting the documents.
 2663  Notwithstanding the foregoing, the association or its agent is
 2664  not liable for disclosing information that is protected or
 2665  restricted under this paragraph unless such disclosure was made
 2666  with a knowing or intentional disregard of the protected or
 2667  restricted nature of such information.
 2668         4. The failure of the association to post information
 2669  required under subparagraph 2. is not in and of itself
 2670  sufficient to invalidate any action or decision of the
 2671  association’s board or its committees.
 2672         Section 11. Section 31 of chapter 2024-244, Laws of
 2673  Florida, is amended to read:
 2674         Section 31. The amendments made to ss. 718.103(14) and
 2675  718.202(3) and 718.407(1), (2), and (6), Florida Statutes, as
 2676  created by this act, may not are intended to clarify existing
 2677  law and shall apply retroactively and shall only apply to
 2678  condominiums for which declarations were initially recorded on
 2679  or after October 1, 2024. However, such amendments do not revive
 2680  or reinstate any right or interest that has been fully and
 2681  finally adjudicated as invalid before October 1, 2024.
 2682         Section 12. Subsection (13) is added to section 719.104,
 2683  Florida Statutes, to read:
 2684         719.104 Cooperatives; access to units; records; financial
 2685  reports; assessments; purchase of leases.—
 2686         (13) INVESTMENT OF ASSOCIATION FUNDS.—
 2687         (a) A board shall, in fulfilling its duty to manage
 2688  operating and reserve funds of its association, use best efforts
 2689  to make prudent investment decisions that carefully consider
 2690  risk and return in an effort to maximize returns on invested
 2691  funds.
 2692         (b) An association may invest reserve funds in one or any
 2693  combination of certificates of deposit or in depository accounts
 2694  at a community bank, savings bank, commercial bank, savings and
 2695  loan association, or credit union. Upon a majority vote of the
 2696  voting interests, an association may invest reserve funds in
 2697  investments other than certificates of deposit or depository
 2698  accounts at a community bank, savings bank, commercial bank,
 2699  savings and loan association, or credit union, provided the
 2700  association complies with paragraphs (c)-(g). Notwithstanding
 2701  any declaration, only funds identified as reserve funds may be
 2702  invested pursuant to paragraphs (c)-(g). Paragraphs (c)-(g) do
 2703  not apply to funds invested in one or any combination of
 2704  certificates of deposit or depository accounts at a community
 2705  bank, savings bank, commercial bank, savings and loan
 2706  association, or credit union.
 2707         (c) The board shall create an investment committee composed
 2708  of at least two board members and two-unit unit members who are
 2709  unit owners but not board members. The board shall also adopt
 2710  rules for invested funds, including, but not limited to, rules
 2711  requiring periodic reviews of any investment manager’s
 2712  performance, the development of an investment policy statement,
 2713  and that all meetings of the investment committee be recorded
 2714  and made part of the official records of the association. The
 2715  investment policy statement developed pursuant to this paragraph
 2716  must, at a minimum, address risk, liquidity, and benchmark
 2717  measurements; authorized classes of investments; authorized
 2718  investment mixes; limitations on authority relating to
 2719  investment transactions; requirements for projected reserve
 2720  expenditures within, at minimum, the next 24 months to be held
 2721  in cash or cash equivalents; projected expenditures relating to
 2722  an inspection performed pursuant to s. 553.899; and protocols
 2723  for proxy response.
 2724         (d) The investment committee shall recommend investment
 2725  advisers to the board, and the board shall select one of the
 2726  recommended investment advisers to provide services to the
 2727  association. Such investment advisers must be registered or have
 2728  notice filed under s. 517.12. The selected investment adviser
 2729  and any representative or association of the investment adviser
 2730  may not be related by affinity or consanguinity to, or under
 2731  common ownership with, any board member, community management
 2732  company, reserve study provider, or a co-owner of a unit with a
 2733  board member or investment committee member. The investment
 2734  adviser shall comply with the prudent investor rule in s.
 2735  518.11. The investment adviser shall act as a fiduciary to the
 2736  association in compliance with the standards set forth in the
 2737  Employee Retirement Income Security Act of 1974 at 29 U.S.C. s.
 2738  1104(a)(1)(A)-(C). In case of conflict with other laws
 2739  authorizing investments, the investment and fiduciary standards
 2740  set forth in this subsection must prevail. If at any time the
 2741  investment committee determines that an investment adviser does
 2742  not meet the requirements of this section, the investment
 2743  committee must recommend a replacement investment adviser to the
 2744  board.
 2745         (e) At least once each calendar year, or sooner if a
 2746  substantial financial obligation of the association becomes
 2747  known to the board, the association must provide the investment
 2748  adviser with the association’s investment policy statement, the
 2749  most recent reserve study report, the association’s structural
 2750  integrity report, and the financial reports prepared pursuant to
 2751  subsection (13). If there is no recent reserve study report, the
 2752  association must provide the investment adviser with a good
 2753  faith estimate disclosing the annual amount of reserve funds
 2754  necessary for the association to fund reserves fully for the
 2755  life of each reserve component and each component’s
 2756  redundancies. The investment adviser shall annually review these
 2757  documents and provide the association with a portfolio
 2758  allocation model that is suitably structured and prudently
 2759  designed to match projected annual reserve fund requirements and
 2760  liability, assets, and liquidity requirements. The investment
 2761  adviser shall prepare a funding projection for each reserve
 2762  component, including any of the component’s redundancies. The
 2763  association shall have available at all times a minimum of 24
 2764  months of projected reserves in cash or cash equivalents.
 2765         (f) Portfolios managed by the investment adviser may
 2766  contain any type of investment necessary to meet the objectives
 2767  in the investment policy statement; however, portfolios may not
 2768  contain stocks, securities, or other obligations that the State
 2769  Board of Administration is prohibited from investing in under s.
 2770  215.471, s. 215.4725, or s. 215.473 or that state agencies are
 2771  prohibited from investing in under s. 215.472, as determined by
 2772  the investment adviser. Any funds invested by the investment
 2773  adviser must be held in third-party custodial accounts that are
 2774  subject to insurance coverage by the Securities Investor
 2775  Protection Corporation in an amount equal to or greater than the
 2776  invested amount. The investment adviser may withdraw investment
 2777  fees, expenses, and commissions from invested funds.
 2778         (g) The investment adviser shall:
 2779         1. Annually provide the association with a written
 2780  certification of compliance with this section and a list of
 2781  stocks, securities, and other obligations that are prohibited
 2782  from being in association portfolios under paragraph (f); and
 2783         2. Submit monthly, quarterly, and annual reports to the
 2784  association which are prepared in accordance with established
 2785  financial industry standards and in accordance with chapter 517.
 2786         (h) Any principal, earnings, or interest managed under this
 2787  subsection must be available at no cost or charge to the
 2788  association within 15 business days after delivery of the
 2789  association’s written or electronic request.
 2790         (i) Unallocated income earned on reserve fund investments
 2791  may be spent only on capital expenditures, planned maintenance,
 2792  structural repairs, or other items for which the reserve
 2793  accounts have been established. Any surplus of funds that
 2794  exceeds the amount required to maintain reasonably funded
 2795  reserves must be managed pursuant to s. 718.115.
 2796         Section 13. Paragraphs (j) and (k) of subsection (1) of
 2797  section 719.106, Florida Statutes, are amended to read:
 2798         719.106 Bylaws; cooperative ownership.—
 2799         (1) MANDATORY PROVISIONS.—The bylaws or other cooperative
 2800  documents shall provide for the following, and if they do not,
 2801  they shall be deemed to include the following:
 2802         (j) Annual budget.—
 2803         1. The proposed annual budget of common expenses must be
 2804  detailed and must show the amounts budgeted by accounts and
 2805  expense classifications, including, if applicable, but not
 2806  limited to, those expenses listed in s. 719.504(20). The board
 2807  of administration shall adopt the annual budget at least 14 days
 2808  before the start of the association’s fiscal year. In the event
 2809  that the board fails to timely adopt the annual budget a second
 2810  time, it is deemed a minor violation and the prior year’s budget
 2811  shall continue in effect until a new budget is adopted.
 2812         2.a. In addition to annual operating expenses, the budget
 2813  must include reserve accounts for capital expenditures and
 2814  deferred maintenance. These accounts must include, but not be
 2815  limited to, roof replacement, building painting, and pavement
 2816  resurfacing, regardless of the amount of deferred maintenance
 2817  expense or replacement cost, and for any other items for which
 2818  the deferred maintenance expense or replacement cost exceeds
 2819  $25,000 or the inflation-adjusted amount determined by the
 2820  division under subparagraph 5., whichever amount is greater
 2821  $10,000. The amount to be reserved must be computed by means of
 2822  a formula which is based upon estimated remaining useful life
 2823  and estimated replacement cost or deferred maintenance expense
 2824  of the reserve item. In a budget adopted by an association that
 2825  is required to obtain a structural integrity reserve study,
 2826  reserves must be maintained for the items identified in
 2827  paragraph (k) for which the association is responsible pursuant
 2828  to the declaration, and the reserve amount for such items must
 2829  be based on the findings and recommendations of the
 2830  association’s most recent structural integrity reserve study.
 2831  With respect to items for which an estimate of useful life is
 2832  not readily ascertainable or with an estimated remaining useful
 2833  life of greater than 25 years, an association is not required to
 2834  reserve replacement costs for such items, but an association
 2835  must reserve the amount of deferred maintenance expense, if any,
 2836  which is recommended by the structural integrity reserve study
 2837  for such items. The association may adjust replacement reserve
 2838  assessments annually to take into account an inflation
 2839  adjustment and any changes in estimates or extension of the
 2840  useful life of a reserve item caused by deferred maintenance.
 2841         b. The members of a unit-owner-controlled association may
 2842  determine, by a majority vote of the total voting interests of
 2843  the association, for a fiscal year to provide no reserves or
 2844  reserves less adequate than required by this subsection. Before
 2845  turnover of control of an association by a developer to unit
 2846  owners other than a developer under s. 719.301, the developer
 2847  controlled association may not vote to waive the reserves or
 2848  reduce funding of the reserves.
 2849         c. For a budget adopted on or after December 31, 2024, a
 2850  unit-owner-controlled association that must obtain a structural
 2851  integrity reserve study may not determine to provide no reserves
 2852  or reserves less adequate than required by this paragraph for
 2853  items listed in paragraph (k). If a meeting of the unit owners
 2854  has been called to determine to provide no reserves, or reserves
 2855  less adequate than required, and such result is not attained or
 2856  a quorum is not attained, the reserves as included in the budget
 2857  shall go into effect.
 2858         d. If the local building official as defined in s. 468.603,
 2859  determines that the entire cooperative building is uninhabitable
 2860  due to a natural emergency as defined in s. 252.34, the board
 2861  may pause the contribution to its reserves or reduce reserve
 2862  funding until the local building official determines that the
 2863  cooperative building is habitable. Any reserve account funds
 2864  held by the association may be expended, pursuant to the board’s
 2865  determination, to make the cooperative building and its
 2866  structures habitable. Upon the determination by the local
 2867  building official that the cooperative building is habitable,
 2868  the association must immediately resume contributing funds to
 2869  its reserves.
 2870         e. Reserves for the items listed in paragraph (g) may be
 2871  funded by regular assessments, special assessments, lines of
 2872  credit, or loans.
 2873         3. A unit-owner-controlled association that must have a
 2874  structural reserve study may secure a line of credit or a loan
 2875  to fund capital expenses required by a milestone inspection
 2876  under s. 553.899 or a structural integrity reserve study. Any
 2877  line of credit or loan under this subparagraph requires the
 2878  approval of a majority vote of the total voting interests of the
 2879  association. The lines of credit or loans must be sufficient to
 2880  fund the cumulative amount of any previously waived or unfunded
 2881  portion of the reserve funding amount required by this paragraph
 2882  and the most recent structural integrity reserve study. Funding
 2883  from the line of credit or loans must be immediately available
 2884  for access by the board to fund required repair, maintenance, or
 2885  replacement expenses without further approval by the members of
 2886  the association. Any lines of credit or loans secured under this
 2887  paragraph must be included in the financial report required
 2888  under s. 719.104(4).
 2889         aFor a budget adopted on or before December 31, 2028, if
 2890  the association has completed a milestone inspection pursuant to
 2891  s. 553.899 within the previous 2 calendar years, the board, upon
 2892  the approval of a majority of the total voting interests of the
 2893  association, may temporarily pause, for a period of no more than
 2894  2 consecutive annual budgets, reserve fund contributions or
 2895  reduce the amount of reserve funding for the purpose of funding
 2896  repairs recommended by the milestone inspection. This sub
 2897  subparagraph does not apply to a developer-controlled
 2898  association and an association in which the nondeveloper unit
 2899  owners have been in control for less than 1 year.
 2900         b. An association that has paused reserve contributions
 2901  under this sub-subparagraph a. must have a structural integrity
 2902  reserve study performed before the continuation of reserve
 2903  contributions in order to determine the association’s reserve
 2904  funding needs and to recommend a reserve funding plan.
 2905         4.3. Reserve funds and any interest accruing thereon shall
 2906  remain in the reserve account or accounts, and shall be used
 2907  only for authorized reserve expenditures unless their use for
 2908  other purposes is approved in advance by a vote of the majority
 2909  of the total voting interests of the association. Before
 2910  turnover of control of an association by a developer to unit
 2911  owners other than the developer under s. 719.301, the developer
 2912  may not vote to use reserves for purposes other than that for
 2913  which they were intended. For a budget adopted on or after
 2914  December 31, 2024, members of a unit-owner-controlled
 2915  association that must obtain a structural integrity reserve
 2916  study may not vote to use reserve funds, or any interest
 2917  accruing thereon, for purposes other than the replacement or
 2918  deferred maintenance costs of the components listed in paragraph
 2919  (k). A vote of the members is not required for the board to
 2920  change the accounting method for reserves to a pooling
 2921  accounting method or a straight-line accounting method.
 2922         5. The division shall annually adjust for inflation, based
 2923  on the Consumer Price Index for All Urban Consumers released in
 2924  January of each year, the minimum $25,000 threshold amount for
 2925  required reserves. By February 1, 2026, and annually thereafter,
 2926  the division must conspicuously post on its website the
 2927  inflation-adjusted minimum threshold amount for required
 2928  reserves.
 2929         (k) Structural integrity reserve study.—
 2930         1. A residential cooperative association must have a
 2931  structural integrity reserve study completed at least every 10
 2932  years for each building on the cooperative property that is
 2933  three stories or higher in height, as determined by the Florida
 2934  Building Code, that includes, at a minimum, a study of the
 2935  following items as related to the structural integrity and
 2936  safety of the building:
 2937         a. Roof.
 2938         b. Structure, including load-bearing walls and other
 2939  primary structural members and primary structural systems as
 2940  those terms are defined in s. 627.706.
 2941         c. Fireproofing and fire protection systems.
 2942         d. Plumbing.
 2943         e. Electrical systems.
 2944         f. Waterproofing and exterior painting.
 2945         g. Windows and exterior doors.
 2946         h. Any other item that has a deferred maintenance expense
 2947  or replacement cost that exceeds $25,000 or the inflation
 2948  adjusted amount determined by the division under subparagraph
 2949  (j)5., whichever is greater, $10,000 and the failure to replace
 2950  or maintain such item negatively affects the items listed in
 2951  sub-subparagraphs a.-g., as determined by the visual inspection
 2952  portion of the structural integrity reserve study.
 2953         2. A structural integrity reserve study is based on a
 2954  visual inspection of the cooperative property.
 2955         3.a. A structural integrity reserve study may be performed
 2956  by any person qualified to perform such study. However,
 2957  including the visual inspection portion of the structural
 2958  integrity reserve study, must be performed or verified by an
 2959  engineer licensed under chapter 471, an architect licensed under
 2960  chapter 481, or a person certified as a reserve specialist or
 2961  professional reserve analyst by the Community Associations
 2962  Institute or the Association of Professional Reserve Analysts.
 2963         b. Any design professional as defined in s. 558.002(7) or
 2964  contractor licensed under chapter 489 who bids to perform a
 2965  structural integrity reserve study must disclose in writing to
 2966  the association his or her intent to bid on any services related
 2967  to any maintenance, repair, or replacement that may be
 2968  recommended by the structural integrity reserve study. Any
 2969  design professional as defined in s. 558.002 or contractor
 2970  licensed under chapter 489 who submits a bid to the association
 2971  for performing any services recommended by the structural
 2972  integrity reserve study may not have an interest, directly or
 2973  indirectly, in the firm or entity providing the association’s
 2974  structural integrity reserve study or be a relative of any
 2975  person having a direct or indirect interest in such firm, unless
 2976  such relationship is disclosed to the association in writing. As
 2977  used in this section, the term “relative” means a relative
 2978  within the third degree of consanguinity by blood or marriage. A
 2979  contract for services is voidable and terminates upon the
 2980  association filing a written notice terminating the contract if
 2981  the design professional or licensed contractor failed to provide
 2982  the written disclosure of the relationship required under this
 2983  paragraph. A design professional or licensed contractor may be
 2984  subject to discipline under the applicable practice act for his
 2985  or her profession for failure to provide the written disclosure
 2986  of the relationship required under this subparagraph.
 2987         4.a.3. At a minimum, a structural integrity reserve study
 2988  must identify each item of the cooperative property being
 2989  visually inspected, state the estimated remaining useful life
 2990  and the estimated replacement cost or deferred maintenance
 2991  expense of each item of the cooperative property being visually
 2992  inspected, and provide a reserve funding schedule with a
 2993  recommended annual reserve amount that achieves the estimated
 2994  replacement cost or deferred maintenance expense of each item of
 2995  cooperative property being visually inspected by the end of the
 2996  estimated remaining useful life of the item. The structural
 2997  integrity reserve study may recommend that reserves do not need
 2998  to be maintained for any item for which an estimate of useful
 2999  life and an estimate of replacement cost cannot be determined,
 3000  or the study may recommend a deferred maintenance expense amount
 3001  for such item. At a minimum, the structural integrity reserve
 3002  study must include a recommendation for a reserve funding
 3003  schedule based on a baseline funding plan that provides a
 3004  reserve funding goal in which the reserve funding for each
 3005  budget year is sufficient to maintain the reserve cash balance
 3006  above zero. The study may recommend other types of reserve
 3007  funding schedules, provided that each recommended schedule is
 3008  sufficient to meet the association’s maintenance obligation.
 3009         b. The structural integrity reserve study may recommend
 3010  that reserves for replacement costs do not need to be maintained
 3011  for any item with an estimated remaining useful life of greater
 3012  than 25 years, but the study may recommend a deferred
 3013  maintenance expense amount for such item. If the structural
 3014  integrity reserve study recommends reserves for any item for
 3015  which reserves are not required under this paragraph, the amount
 3016  of the recommended reserves for such item must be separately
 3017  identified in the structural integrity reserve study as an item
 3018  for which reserves are not required under this paragraph.
 3019         c. The structural integrity reserve study must take into
 3020  consideration the funding method or methods used by the
 3021  association to fund its maintenance and reserve funding
 3022  obligations through regular assessments, special assessments,
 3023  lines of credit, or loans. If the structural integrity reserve
 3024  study is performed before the association has approved a special
 3025  assessment or secured a line of credit or a loan, the structural
 3026  integrity reserve study must be updated to reflect the funding
 3027  method selected by the association and its effect on the reserve
 3028  funding schedule, including any anticipated change in the amount
 3029  of regular assessments. The structural integrity reserve study
 3030  may be updated to reflect any changes to the useful life of the
 3031  reserve items after such items are repaired or replaced, and the
 3032  effect such repair or replacement will have on the reserve
 3033  funding schedule. The association must obtain an updated
 3034  structural integrity reserve study before adopting any budget in
 3035  which the reserve funding from regular assessments, special
 3036  assessments, lines of credit, or loans do not align with the
 3037  funding plan from the most recent version of the structural
 3038  integrity reserve study.
 3039         5.4. This paragraph does not apply to buildings less than
 3040  three stories in height; single-family, two-family, or three
 3041  family dwellings with three or fewer habitable stories above
 3042  ground; any portion or component of a building that has not been
 3043  submitted to the cooperative form of ownership; or any portion
 3044  or component of a building that is maintained by a party other
 3045  than the association.
 3046         6.5. Before a developer turns over control of an
 3047  association to unit owners other than the developer, the
 3048  developer must have a turnover inspection report in compliance
 3049  with s. 719.301(4)(p) and (q) for each building on the
 3050  cooperative property that is three stories or higher in height.
 3051         7.6. Associations existing on or before July 1, 2022, which
 3052  are controlled by unit owners other than the developer, must
 3053  have a structural integrity reserve study completed by December
 3054  31, 2024, for each building on the cooperative property that is
 3055  three stories or higher in height. An association that is
 3056  required to complete a milestone inspection on or before
 3057  December 31, 2026, in accordance with s. 553.899 may complete
 3058  the structural integrity reserve study simultaneously with the
 3059  milestone inspection. In no event may the structural integrity
 3060  reserve study be completed after December 31, 2026.
 3061         8.7. If the milestone inspection required by s. 553.899, or
 3062  an inspection completed for a similar local requirement, was
 3063  performed within the past 5 years and meets the requirements of
 3064  this paragraph, such inspection may be used in place of the
 3065  visual inspection portion of the structural integrity reserve
 3066  study.
 3067         9. If the association completes a milestone inspection
 3068  required by s. 553.899, or an inspection completed for a similar
 3069  local requirement, the association may delay performance of a
 3070  required structural integrity reserve study for no more than the
 3071  2 consecutive budget years immediately following the milestone
 3072  inspection in order to allow the association to focus its
 3073  financial resources on completing the repair and maintenance
 3074  recommendations of the milestone inspection.
 3075         10.8. If the officers or directors of an association
 3076  willfully and knowingly fail to complete a structural integrity
 3077  reserve study pursuant to this paragraph, such failure is a
 3078  breach of an officer’s and director’s fiduciary relationship to
 3079  the unit owners under s. 719.104(9). An officer or a director of
 3080  the association must sign an affidavit acknowledging receipt of
 3081  the completed structural integrity reserve study.
 3082         11.9. Within 45 days after receiving the structural
 3083  integrity reserve study, the association must distribute a copy
 3084  of the study to each unit owner or deliver to each unit owner a
 3085  notice that the completed study is available for inspection and
 3086  copying upon a written request. Distribution of a copy of the
 3087  study or notice must be made by United States mail or personal
 3088  delivery at the mailing address, property address, or any other
 3089  address of the owner provided to fulfill the association’s
 3090  notice requirements under this chapter, or by electronic
 3091  transmission to the e-mail address or facsimile number provided
 3092  to fulfill the association’s notice requirements to unit owners
 3093  who previously consented to receive notice by electronic
 3094  transmission.
 3095         12.10. Within 45 days after receiving the structural
 3096  integrity reserve study, the association must provide the
 3097  division with a statement indicating that the study was
 3098  completed and that the association provided or made available
 3099  such study to each unit owner in accordance with this section.
 3100  Such statement must be provided to the division in the manner
 3101  established by the division using a form posted on the
 3102  division’s website.
 3103         13. The division shall adopt by rule the form for the
 3104  structural integrity reserve study in coordination with the
 3105  Florida Building Commission.
 3106         Section 14. Subsection (3) of section 719.501, Florida
 3107  Statutes, is amended, paragraph (c) is added to subsection (2)
 3108  of that section, and subsection (1) of that section is
 3109  reenacted, to read:
 3110         719.501 Powers and duties of Division of Florida
 3111  Condominiums, Timeshares, and Mobile Homes.—
 3112         (1) The Division of Florida Condominiums, Timeshares, and
 3113  Mobile Homes of the Department of Business and Professional
 3114  Regulation, referred to as the “division” in this part, in
 3115  addition to other powers and duties prescribed by chapter 718,
 3116  has the power to enforce and ensure compliance with this chapter
 3117  and adopted rules relating to the development, construction,
 3118  sale, lease, ownership, operation, and management of residential
 3119  cooperative units; complaints related to the procedural
 3120  completion of the structural integrity reserve studies under s.
 3121  719.106(1)(k); and complaints related to the procedural
 3122  completion of milestone inspections under s. 553.899. In
 3123  performing its duties, the division shall have the following
 3124  powers and duties:
 3125         (a) The division may make necessary public or private
 3126  investigations within or outside this state to determine whether
 3127  any person has violated this chapter or any rule or order
 3128  hereunder, to aid in the enforcement of this chapter, or to aid
 3129  in the adoption of rules or forms hereunder.
 3130         (b) The division may require or permit any person to file a
 3131  statement in writing, under oath or otherwise, as the division
 3132  determines, as to the facts and circumstances concerning a
 3133  matter to be investigated.
 3134         (c) For the purpose of any investigation under this
 3135  chapter, the division director or any officer or employee
 3136  designated by the division director may administer oaths or
 3137  affirmations, subpoena witnesses and compel their attendance,
 3138  take evidence, and require the production of any matter which is
 3139  relevant to the investigation, including the existence,
 3140  description, nature, custody, condition, and location of any
 3141  books, documents, or other tangible things and the identity and
 3142  location of persons having knowledge of relevant facts or any
 3143  other matter reasonably calculated to lead to the discovery of
 3144  material evidence. Upon failure by a person to obey a subpoena
 3145  or to answer questions propounded by the investigating officer
 3146  and upon reasonable notice to all persons affected thereby, the
 3147  division may apply to the circuit court for an order compelling
 3148  compliance.
 3149         (d) Notwithstanding any remedies available to unit owners
 3150  and associations, if the division has reasonable cause to
 3151  believe that a violation of any provision of this chapter or
 3152  related rule has occurred, the division may institute
 3153  enforcement proceedings in its own name against a developer,
 3154  association, officer, or member of the board, or its assignees
 3155  or agents, as follows:
 3156         1. The division may permit a person whose conduct or
 3157  actions may be under investigation to waive formal proceedings
 3158  and enter into a consent proceeding whereby orders, rules, or
 3159  letters of censure or warning, whether formal or informal, may
 3160  be entered against the person.
 3161         2. The division may issue an order requiring the developer,
 3162  association, officer, or member of the board, or its assignees
 3163  or agents, to cease and desist from the unlawful practice and
 3164  take such affirmative action as in the judgment of the division
 3165  will carry out the purposes of this chapter. Such affirmative
 3166  action may include, but is not limited to, an order requiring a
 3167  developer to pay moneys determined to be owed to a condominium
 3168  association.
 3169         3. The division may bring an action in circuit court on
 3170  behalf of a class of unit owners, lessees, or purchasers for
 3171  declaratory relief, injunctive relief, or restitution.
 3172         4. The division may impose a civil penalty against a
 3173  developer or association, or its assignees or agents, for any
 3174  violation of this chapter or related rule. The division may
 3175  impose a civil penalty individually against any officer or board
 3176  member who willfully and knowingly violates a provision of this
 3177  chapter, a rule adopted pursuant to this chapter, or a final
 3178  order of the division. The term “willfully and knowingly” means
 3179  that the division informed the officer or board member that his
 3180  or her action or intended action violates this chapter, a rule
 3181  adopted under this chapter, or a final order of the division,
 3182  and that the officer or board member refused to comply with the
 3183  requirements of this chapter, a rule adopted under this chapter,
 3184  or a final order of the division. The division, prior to
 3185  initiating formal agency action under chapter 120, shall afford
 3186  the officer or board member an opportunity to voluntarily comply
 3187  with this chapter, a rule adopted under this chapter, or a final
 3188  order of the division. An officer or board member who complies
 3189  within 10 days is not subject to a civil penalty. A penalty may
 3190  be imposed on the basis of each day of continuing violation, but
 3191  in no event shall the penalty for any offense exceed $5,000. The
 3192  division shall adopt, by rule, penalty guidelines applicable to
 3193  possible violations or to categories of violations of this
 3194  chapter or rules adopted by the division. The guidelines must
 3195  specify a meaningful range of civil penalties for each such
 3196  violation of the statute and rules and must be based upon the
 3197  harm caused by the violation, upon the repetition of the
 3198  violation, and upon such other factors deemed relevant by the
 3199  division. For example, the division may consider whether the
 3200  violations were committed by a developer or owner-controlled
 3201  association, the size of the association, and other factors. The
 3202  guidelines must designate the possible mitigating or aggravating
 3203  circumstances that justify a departure from the range of
 3204  penalties provided by the rules. It is the legislative intent
 3205  that minor violations be distinguished from those which endanger
 3206  the health, safety, or welfare of the cooperative residents or
 3207  other persons and that such guidelines provide reasonable and
 3208  meaningful notice to the public of likely penalties that may be
 3209  imposed for proscribed conduct. This subsection does not limit
 3210  the ability of the division to informally dispose of
 3211  administrative actions or complaints by stipulation, agreed
 3212  settlement, or consent order. All amounts collected shall be
 3213  deposited with the Chief Financial Officer to the credit of the
 3214  Division of Florida Condominiums, Timeshares, and Mobile Homes
 3215  Trust Fund. If a developer fails to pay the civil penalty, the
 3216  division shall thereupon issue an order directing that such
 3217  developer cease and desist from further operation until such
 3218  time as the civil penalty is paid or may pursue enforcement of
 3219  the penalty in a court of competent jurisdiction. If an
 3220  association fails to pay the civil penalty, the division shall
 3221  thereupon pursue enforcement in a court of competent
 3222  jurisdiction, and the order imposing the civil penalty or the
 3223  cease and desist order shall not become effective until 20 days
 3224  after the date of such order. Any action commenced by the
 3225  division shall be brought in the county in which the division
 3226  has its executive offices or in the county where the violation
 3227  occurred.
 3228         (e) The division may prepare and disseminate a prospectus
 3229  and other information to assist prospective owners, purchasers,
 3230  lessees, and developers of residential cooperatives in assessing
 3231  the rights, privileges, and duties pertaining thereto.
 3232         (f) The division has authority to adopt rules pursuant to
 3233  ss. 120.536(1) and 120.54 to implement and enforce the
 3234  provisions of this chapter.
 3235         (g) The division shall establish procedures for providing
 3236  notice to an association when the division is considering the
 3237  issuance of a declaratory statement with respect to the
 3238  cooperative documents governing such cooperative community.
 3239         (h) The division shall furnish each association which pays
 3240  the fees required by paragraph (2)(a) a copy of this act,
 3241  subsequent changes to this act on an annual basis, an amended
 3242  version of this act as it becomes available from the Secretary
 3243  of State’s office on a biennial basis, and the rules adopted
 3244  thereto on an annual basis.
 3245         (i) The division shall annually provide each association
 3246  with a summary of declaratory statements and formal legal
 3247  opinions relating to the operations of cooperatives which were
 3248  rendered by the division during the previous year.
 3249         (j) The division shall adopt uniform accounting principles,
 3250  policies, and standards to be used by all associations in the
 3251  preparation and presentation of all financial statements
 3252  required by this chapter. The principles, policies, and
 3253  standards shall take into consideration the size of the
 3254  association and the total revenue collected by the association.
 3255         (k) The division shall provide training and educational
 3256  programs for cooperative association board members and unit
 3257  owners. The training may, in the division’s discretion, include
 3258  web-based electronic media and live training and seminars in
 3259  various locations throughout the state. The division may review
 3260  and approve education and training programs for board members
 3261  and unit owners offered by providers and shall maintain a
 3262  current list of approved programs and providers and make such
 3263  list available to board members and unit owners in a reasonable
 3264  and cost-effective manner.
 3265         (l) The division shall maintain a toll-free telephone
 3266  number accessible to cooperative unit owners.
 3267         (m) When a complaint is made to the division, the division
 3268  shall conduct its inquiry with reasonable dispatch and with due
 3269  regard to the interests of the affected parties. Within 30 days
 3270  after receipt of a complaint, the division shall acknowledge the
 3271  complaint in writing and notify the complainant whether the
 3272  complaint is within the jurisdiction of the division and whether
 3273  additional information is needed by the division from the
 3274  complainant. The division shall conduct its investigation and
 3275  shall, within 90 days after receipt of the original complaint or
 3276  timely requested additional information, take action upon the
 3277  complaint. However, the failure to complete the investigation
 3278  within 90 days does not prevent the division from continuing the
 3279  investigation, accepting or considering evidence obtained or
 3280  received after 90 days, or taking administrative action if
 3281  reasonable cause exists to believe that a violation of this
 3282  chapter or a rule of the division has occurred. If an
 3283  investigation is not completed within the time limits
 3284  established in this paragraph, the division shall, on a monthly
 3285  basis, notify the complainant in writing of the status of the
 3286  investigation. When reporting its action to the complainant, the
 3287  division shall inform the complainant of any right to a hearing
 3288  pursuant to ss. 120.569 and 120.57.
 3289         (n) The division shall develop a program to certify both
 3290  volunteer and paid mediators to provide mediation of cooperative
 3291  disputes. The division shall provide, upon request, a list of
 3292  such mediators to any association, unit owner, or other
 3293  participant in arbitration proceedings under s. 718.1255
 3294  requesting a copy of the list. The division shall include on the
 3295  list of voluntary mediators only persons who have received at
 3296  least 20 hours of training in mediation techniques or have
 3297  mediated at least 20 disputes. In order to become initially
 3298  certified by the division, paid mediators must be certified by
 3299  the Supreme Court to mediate court cases in county or circuit
 3300  courts. However, the division may adopt, by rule, additional
 3301  factors for the certification of paid mediators, which factors
 3302  must be related to experience, education, or background. Any
 3303  person initially certified as a paid mediator by the division
 3304  must, in order to continue to be certified, comply with the
 3305  factors or requirements imposed by rules adopted by the
 3306  division.
 3307         (2)
 3308         (c)A cooperative association shall create and maintain an
 3309  online account with the division, as required in subsection (3).
 3310         (3) On or before October 1, 2025, all cooperative
 3311  associations shall create and maintain an online account with
 3312  the division and provide information requested by the division
 3313  in an electronic format determined by the division. The division
 3314  shall adopt rules to implement this subsection. The division may
 3315  require cooperative associations to provide such information no
 3316  more than once per year, except that the division may require
 3317  cooperative associations to update their contact information in
 3318  paragraph (a) within 30 days after any change. The division
 3319  shall provide a cooperative association at least a 45-day notice
 3320  of any requirement to provide any required information after the
 3321  cooperative association creates an online account. The
 3322  information that the division may require associations to
 3323  provide is limited to:
 3324         (a)The contact information for the association that
 3325  includes all of the following:
 3326         1.The name of the association.
 3327         2. The physical address of the cooperative property.
 3328         3.The mailing address and county of the association.
 3329         4.The e-mail address and telephone number for the
 3330  association.
 3331         5.The name and board title for each member of the
 3332  association’s board.
 3333         6.The name and contact information of the association’s
 3334  community association manager or community association
 3335  management firm, if applicable.
 3336         7.The hyperlink or website address of the association’s
 3337  website, if applicable.
 3338         (b)The total number of buildings and for each building in
 3339  the association:
 3340         1.The total number of stories of each building, including
 3341  both habitable and uninhabitable stories.
 3342         2.The total number of units.
 3343         3.The age of each building based on the certificate of
 3344  occupancy.
 3345         4.Any construction commenced on the common elements within
 3346  the previous calendar year.
 3347         (c)The association’s assessments, including the:
 3348         1.Amount of assessment or special assessment by unit type,
 3349  including reserves.
 3350         2.Purpose of the assessment or special assessment.
 3351         3.Name of the financial institution or institutions with
 3352  which the association maintains accounts.
 3353         (d)A copy of any structural integrity reserve study and
 3354  any associated materials requested by the department. The
 3355  association must provide such materials within 5 business days
 3356  after such request, in a manner prescribed by the department.
 3357         (a) On or before January 1, 2023, cooperative associations
 3358  existing on or before July 1, 2022, must provide the following
 3359  information to the division in writing, by e-mail, United States
 3360  Postal Service, commercial delivery service, or hand delivery,
 3361  at a physical address or e-mail address provided by the division
 3362  and on a form posted on the division’s website:
 3363         1. The number of buildings on the cooperative property that
 3364  are three stories or higher in height.
 3365         2. The total number of units in all such buildings.
 3366         3. The addresses of all such buildings.
 3367         4. The counties in which all such buildings are located.
 3368         (b) The division must compile a list of the number of
 3369  buildings on cooperative property that are three stories or
 3370  higher in height, which is searchable by county, and must post
 3371  the list on the division’s website. This list must include all
 3372  of the following information:
 3373         1. The name of each association with buildings on the
 3374  cooperative property that are three stories or higher in height.
 3375         2. The number of such buildings on each association’s
 3376  property.
 3377         3. The addresses of all such buildings.
 3378         4. The counties in which all such buildings are located.
 3379         (c) An association must provide an update in writing to the
 3380  division if there are any changes to the information in the list
 3381  under paragraph (b) within 6 months after the change.
 3382         Section 15. Paragraph (d) of subsection (1) and paragraphs
 3383  (c) and (d) of subsection (2) of section 719.503, Florida
 3384  Statutes, are amended, to read:
 3385         719.503 Disclosure prior to sale.—
 3386         (1) DEVELOPER DISCLOSURE.—
 3387         (d) Milestone inspection, turnover inspection report, or
 3388  structural integrity reserve study.—If the association is
 3389  required to have completed a milestone inspection as described
 3390  in s. 553.899, a turnover inspection report for a turnover
 3391  inspection performed on or after July 1, 2023, or a structural
 3392  integrity reserve study, and the association has not completed
 3393  the milestone inspection, the turnover inspection report, or the
 3394  structural integrity reserve study, each contract entered into
 3395  after December 31, 2024, for the sale of a residential unit
 3396  shall contain in conspicuous type a statement indicating that
 3397  the association is required to have a milestone inspection, a
 3398  turnover inspection report, or a structural integrity reserve
 3399  study and has not completed such inspection, report, or study,
 3400  as appropriate. If the association is not required to have a
 3401  milestone inspection as described in s. 553.899 or a structural
 3402  integrity reserve study, each contract entered into after
 3403  December 31, 2024, for the sale of a residential unit shall
 3404  contain in conspicuous type a statement indicating that the
 3405  association is not required to have a milestone inspection or a
 3406  structural integrity reserve study, as appropriate. If the
 3407  association has completed a milestone inspection as described in
 3408  s. 553.899, a turnover inspection report for a turnover
 3409  inspection performed on or after July 1, 2023, or a structural
 3410  integrity reserve study, each contract entered into after
 3411  December 31, 2024, for the sale of a residential unit shall
 3412  contain in conspicuous type:
 3413         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 3414  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR
 3415  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 3416  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 3417  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 3418  719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 3419  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 3420  RESERVE STUDY DESCRIBED IN SECTIONS 719.103(24) AND
 3421  719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 15
 3422  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 3423  PRIOR TO EXECUTION OF THIS CONTRACT; and
 3424         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 3425  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 3426  CANCEL WITHIN 15 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 3427  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 3428  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR
 3429  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 3430  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 3431  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 3432  719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 3433  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 3434  RESERVE STUDY DESCRIBED IN SECTIONS 719.103(24) AND
 3435  719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
 3436  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 3437  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 15
 3438  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 3439  THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
 3440  SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
 3441  SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
 3442  INSPECTION REPORT DESCRIBED IN SECTION 719.301(4)(p) AND (q),
 3443  FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION’S MOST RECENT
 3444  STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
 3445  719.103(24) AND 719.106(1)(k), FLORIDA STATUTES, IF REQUESTED IN
 3446  WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL TERMINATE AT
 3447  CLOSING.
 3448  
 3449  A contract that does not conform to the requirements of this
 3450  paragraph is voidable at the option of the purchaser before
 3451  prior to closing.
 3452         (2) NONDEVELOPER DISCLOSURE.—
 3453         (c) Each contract entered into after July 1, 1992, for the
 3454  resale of an interest in a cooperative shall contain in
 3455  conspicuous type either:
 3456         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 3457  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE ARTICLES OF
 3458  INCORPORATION OF THE ASSOCIATION, BYLAWS, RULES OF THE
 3459  ASSOCIATION, AND THE QUESTION AND ANSWER SHEET MORE THAN 7 3
 3460  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 3461  PRIOR TO EXECUTION OF THIS CONTRACT; or
 3462         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 3463  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 3464  CANCEL WITHIN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 3465  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 3466  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE ARTICLES OF
 3467  INCORPORATION, BYLAWS, AND RULES OF THE ASSOCIATION, AND
 3468  QUESTION AND ANSWER SHEET, IF SO REQUESTED IN WRITING. ANY
 3469  PURPORTED WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO
 3470  EFFECT. BUYER MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF
 3471  NOT MORE THAN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 3472  HOLIDAYS, AFTER THE BUYER RECEIVES THE ARTICLES OF
 3473  INCORPORATION, BYLAWS, RULES, AND QUESTION AND ANSWER SHEET, IF
 3474  REQUESTED IN WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL
 3475  TERMINATE AT CLOSING.
 3476  
 3477  A contract that does not conform to the requirements of this
 3478  paragraph is voidable at the option of the purchaser before
 3479  prior to closing.
 3480         (d) If the association is required to have completed a
 3481  milestone inspection as described in s. 553.899, a turnover
 3482  inspection report for a turnover inspection performed on or
 3483  after July 1, 2023, or a structural integrity reserve study, and
 3484  the association has not completed the milestone inspection, the
 3485  turnover inspection report, or the structural integrity reserve
 3486  study, each contract entered into after December 31, 2024, for
 3487  the sale of a residential unit shall contain in conspicuous type
 3488  a statement indicating that the association is required to have
 3489  a milestone inspection, a turnover inspection report, or a
 3490  structural integrity reserve study and has not completed such
 3491  inspection, report, or study, as appropriate. If the association
 3492  is not required to have a milestone inspection as described in
 3493  s. 553.899 or a structural integrity reserve study, each
 3494  contract entered into after December 31, 2024, for the sale of a
 3495  residential unit shall contain in conspicuous type a statement
 3496  indicating that the association is not required to have a
 3497  milestone inspection or a structural integrity reserve study, as
 3498  appropriate. If the association has completed a milestone
 3499  inspection as described in s. 553.899, a turnover inspection
 3500  report for a turnover inspection performed on or after July 1,
 3501  2023, or a structural integrity reserve study, each contract
 3502  entered into after December 31, 2024, for the resale of a
 3503  residential unit shall contain in conspicuous type:
 3504         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 3505  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR
 3506  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 3507  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 3508  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 3509  719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 3510  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 3511  RESERVE STUDY DESCRIBED IN SECTIONS 719.103(24) AND
 3512  719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 7 3
 3513  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 3514  PRIOR TO EXECUTION OF THIS CONTRACT; and
 3515         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 3516  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 3517  CANCEL WITHIN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 3518  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 3519  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR
 3520  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 3521  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 3522  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 3523  719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 3524  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 3525  RESERVE STUDY DESCRIBED IN SECTIONS 719.103(24) AND
 3526  719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
 3527  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 3528  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 7
 3529  3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 3530  THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
 3531  SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
 3532  SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
 3533  INSPECTION REPORT DESCRIBED IN SECTION 719.301(4)(p) AND (q),
 3534  FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION’S MOST RECENT
 3535  STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
 3536  719.103(24) AND 719.106(1)(k), FLORIDA STATUTES, IF REQUESTED IN
 3537  WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL TERMINATE AT
 3538  CLOSING.
 3539  
 3540  A contract that does not conform to the requirements of this
 3541  paragraph is voidable at the option of the purchaser before
 3542  prior to closing.
 3543         Section 16. Subsection (3) of section 914.21, Florida
 3544  Statutes, is amended to read:
 3545         914.21 Definitions.—As used in ss. 914.22-914.24, the term:
 3546         (3) “Official investigation” means any investigation
 3547  instituted by a law enforcement agency or prosecuting officer of
 3548  the state or a political subdivision of the state or the
 3549  Commission on Ethics or the Division of Florida Condominiums,
 3550  Timeshares, and Mobile Homes of the Department of Business and
 3551  Professional Regulation.
 3552         Section 17. For the 2025-2026 fiscal year, the recurring
 3553  sum of $150,000 and nonrecurring sum of $100,000 are
 3554  appropriated from the Professional Regulation Trust Fund to the
 3555  Department of Business and Professional Regulation to contract
 3556  with the University of Florida to implement s. 553.899(3)(f),
 3557  Florida Statutes, as amended by this act. The unexpended balance
 3558  of nonrecurring funds provided by this section shall revert and
 3559  is appropriated for the same purpose for the 2026-2027 fiscal
 3560  year.
 3561         Section 18. For the purpose of incorporating the amendment
 3562  made by this act to section 468.4335, Florida Statutes, in a
 3563  reference thereto, paragraph (b) of subsection (2) of section
 3564  468.436, Florida Statutes, is reenacted to read:
 3565         468.436 Disciplinary proceedings.—
 3566         (2) The following acts constitute grounds for which the
 3567  disciplinary actions in subsection (4) may be taken:
 3568         (b)1. Violation of this part.
 3569         2. Violation of any lawful order or rule rendered or
 3570  adopted by the department or the council.
 3571         3. Being convicted of or pleading nolo contendere to a
 3572  felony in any court in the United States.
 3573         4. Obtaining a license or certification or any other order,
 3574  ruling, or authorization by means of fraud, misrepresentation,
 3575  or concealment of material facts.
 3576         5. Committing acts of gross misconduct or gross negligence
 3577  in connection with the profession.
 3578         6. Contracting, on behalf of an association, with any
 3579  entity in which the licensee has a financial interest that is
 3580  not disclosed.
 3581         7. Failing to disclose any conflict of interest as required
 3582  by s. 468.4335.
 3583         8. Violating chapter 718, chapter 719, or chapter 720
 3584  during the course of performing community association management
 3585  services pursuant to a contract with a community association as
 3586  defined in s. 468.431(1).
 3587         Section 19. For the purpose of incorporating the amendment
 3588  made by this act to section 718.111, Florida Statutes, in a
 3589  reference thereto, paragraph (e) of subsection (3) of section
 3590  721.13, Florida Statutes, is reenacted to read:
 3591         721.13 Management.—
 3592         (3) The duties of the managing entity include, but are not
 3593  limited to:
 3594         (e) Arranging for an annual audit of the financial
 3595  statements of the timeshare plan by a certified public
 3596  accountant licensed by the Board of Accountancy of the
 3597  Department of Business and Professional Regulation, in
 3598  accordance with generally accepted auditing standards as defined
 3599  by the rules of the Board of Accountancy of the Department of
 3600  Business and Professional Regulation. The financial statements
 3601  required by this section must be prepared on an accrual basis
 3602  using fund accounting, and must be presented in accordance with
 3603  generally accepted accounting principles. A copy of the audited
 3604  financial statements must be filed with the division for review
 3605  and forwarded to the board of directors and officers of the
 3606  owners’ association, if one exists, no later than 5 calendar
 3607  months after the end of the timeshare plan’s fiscal year. If no
 3608  owners’ association exists, each purchaser must be notified, no
 3609  later than 5 months after the end of the timeshare plan’s fiscal
 3610  year, that a copy of the audited financial statements is
 3611  available upon request to the managing entity. Notwithstanding
 3612  any requirement of s. 718.111(13) or s. 719.104(4), the audited
 3613  financial statements required by this section are the only
 3614  annual financial reporting requirements for timeshare
 3615  condominiums or timeshare cooperatives.
 3616         Section 20. For the purpose of incorporating the amendment
 3617  made by this act to section 718.112, Florida Statutes, in
 3618  references thereto, paragraph (a) of subsection (7) and
 3619  paragraph (c) of subsection (21) of section 718.504, Florida
 3620  Statutes, are reenacted to read:
 3621         718.504 Prospectus or offering circular.—Every developer of
 3622  a residential condominium which contains more than 20
 3623  residential units, or which is part of a group of residential
 3624  condominiums which will be served by property to be used in
 3625  common by unit owners of more than 20 residential units, shall
 3626  prepare a prospectus or offering circular and file it with the
 3627  Division of Florida Condominiums, Timeshares, and Mobile Homes
 3628  prior to entering into an enforceable contract of purchase and
 3629  sale of any unit or lease of a unit for more than 5 years and
 3630  shall furnish a copy of the prospectus or offering circular to
 3631  each buyer. In addition to the prospectus or offering circular,
 3632  each buyer shall be furnished a separate page entitled
 3633  “Frequently Asked Questions and Answers,” which shall be in
 3634  accordance with a format approved by the division and a copy of
 3635  the financial information required by s. 718.111. This page
 3636  shall, in readable language, inform prospective purchasers
 3637  regarding their voting rights and unit use restrictions,
 3638  including restrictions on the leasing of a unit; shall indicate
 3639  whether and in what amount the unit owners or the association is
 3640  obligated to pay rent or land use fees for recreational or other
 3641  commonly used facilities; shall contain a statement identifying
 3642  that amount of assessment which, pursuant to the budget, would
 3643  be levied upon each unit type, exclusive of any special
 3644  assessments, and which shall further identify the basis upon
 3645  which assessments are levied, whether monthly, quarterly, or
 3646  otherwise; shall state and identify any court cases in which the
 3647  association is currently a party of record in which the
 3648  association may face liability in excess of $100,000; shall
 3649  state whether the condominium is created within a portion of a
 3650  building or within a multiple parcel building; and which shall
 3651  further state whether membership in a recreational facilities
 3652  association is mandatory, and if so, shall identify the fees
 3653  currently charged per unit type. The division shall by rule
 3654  require such other disclosure as in its judgment will assist
 3655  prospective purchasers. The prospectus or offering circular may
 3656  include more than one condominium, although not all such units
 3657  are being offered for sale as of the date of the prospectus or
 3658  offering circular. The prospectus or offering circular must
 3659  contain the following information:
 3660         (7) A description of the recreational and other facilities
 3661  that will be used in common with other condominiums, community
 3662  associations, or planned developments which require the payment
 3663  of the maintenance and expenses of such facilities, directly or
 3664  indirectly, by the unit owners. The description shall include,
 3665  but not be limited to, the following:
 3666         (a) Each building and facility committed to be built and a
 3667  summary description of the structural integrity of each building
 3668  for which reserves are required pursuant to s. 718.112(2)(g).
 3669  
 3670  Descriptions shall include location, areas, capacities, numbers,
 3671  volumes, or sizes and may be stated as approximations or
 3672  minimums.
 3673         (21) An estimated operating budget for the condominium and
 3674  the association, and a schedule of the unit owner’s expenses
 3675  shall be attached as an exhibit and shall contain the following
 3676  information:
 3677         (c) The estimated items of expenses of the condominium and
 3678  the association, except as excluded under paragraph (b),
 3679  including, but not limited to, the following items, which shall
 3680  be stated as an association expense collectible by assessments
 3681  or as unit owners’ expenses payable to persons other than the
 3682  association:
 3683         1. Expenses for the association and condominium:
 3684         a. Administration of the association.
 3685         b. Management fees.
 3686         c. Maintenance.
 3687         d. Rent for recreational and other commonly used
 3688  facilities.
 3689         e. Taxes upon association property.
 3690         f. Taxes upon leased areas.
 3691         g. Insurance.
 3692         h. Security provisions.
 3693         i. Other expenses.
 3694         j. Operating capital.
 3695         k. Reserves for all applicable items referenced in s.
 3696  718.112(2)(g).
 3697         l. Fees payable to the division.
 3698         2. Expenses for a unit owner:
 3699         a. Rent for the unit, if subject to a lease.
 3700         b. Rent payable by the unit owner directly to the lessor or
 3701  agent under any recreational lease or lease for the use of
 3702  commonly used facilities, which use and payment is a mandatory
 3703  condition of ownership and is not included in the common expense
 3704  or assessments for common maintenance paid by the unit owners to
 3705  the association.
 3706         Section 21. For the purpose of incorporating the amendment
 3707  made by this act to section 718.112, Florida Statutes, in
 3708  references thereto, paragraph (d) of subsection (1) of section
 3709  718.618, Florida Statutes, is reenacted to read:
 3710         718.618 Converter reserve accounts; warranties.—
 3711         (1) When existing improvements are converted to ownership
 3712  as a residential condominium, the developer shall establish
 3713  converter reserve accounts for capital expenditures and deferred
 3714  maintenance, or give warranties as provided by subsection (6),
 3715  or post a surety bond as provided by subsection (7). The
 3716  developer shall fund the converter reserve accounts in amounts
 3717  calculated as follows:
 3718         (d) In addition to establishing the reserve accounts
 3719  specified above, the developer shall establish those other
 3720  reserve accounts required by s. 718.112(2)(f), and shall fund
 3721  those accounts in accordance with the formula provided therein.
 3722  The vote to waive or reduce the funding or reserves required by
 3723  s. 718.112(2)(f) does not affect or negate the obligations
 3724  arising under this section.
 3725         Section 22. For the purpose of incorporating the amendment
 3726  made by this act to sections 718.111, 718.112, and 718.503,
 3727  Florida Statutes, in references thereto, subsections (1) and (3)
 3728  of section 718.706, Florida Statutes, are reenacted to read:
 3729         718.706 Specific provisions pertaining to offering of units
 3730  by a bulk assignee or bulk buyer.—
 3731         (1) Before offering more than seven units in a single
 3732  condominium for sale or for lease for a term exceeding 5 years,
 3733  a bulk assignee or a bulk buyer must file the following
 3734  documents with the division and provide such documents to a
 3735  prospective purchaser or tenant:
 3736         (a) An updated prospectus or offering circular, or a
 3737  supplement to the prospectus or offering circular, filed by the
 3738  original developer prepared in accordance with s. 718.504, which
 3739  must include the form of contract for sale and for lease in
 3740  compliance with s. 718.503(2);
 3741         (b) An updated Frequently Asked Questions and Answers
 3742  sheet;
 3743         (c) The executed escrow agreement if required under s.
 3744  718.202; and
 3745         (d) The financial information required by s. 718.111(13).
 3746  However, if a financial information report did not exist before
 3747  the acquisition of title by the bulk assignee or bulk buyer, and
 3748  if accounting records that permit preparation of the required
 3749  financial information report for that period cannot be obtained
 3750  despite good faith efforts by the bulk assignee or the bulk
 3751  buyer, the bulk assignee or bulk buyer is excused from the
 3752  requirement of this paragraph. However, the bulk assignee or
 3753  bulk buyer must include in the purchase contract the following
 3754  statement in conspicuous type:
 3755  
 3756         ALL OR A PORTION OF THE FINANCIAL INFORMATION REPORT
 3757         REQUIRED UNDER S. 718.111(13) FOR THE TIME PERIOD
 3758         BEFORE THE SELLER’S ACQUISITION OF THE UNIT IS NOT
 3759         AVAILABLE OR CANNOT BE OBTAINED DESPITE THE GOOD FAITH
 3760         EFFORTS OF THE SELLER.
 3761  
 3762         (3) A bulk assignee, while in control of the board of
 3763  administration of the association, may not authorize, on behalf
 3764  of the association:
 3765         (a) The waiver of reserves or the reduction of funding of
 3766  the reserves pursuant to s. 718.112(2)(f)2., unless approved by
 3767  a majority of the voting interests not controlled by the
 3768  developer, bulk assignee, and bulk buyer; or
 3769         (b) The use of reserve expenditures for other purposes
 3770  pursuant to s. 718.112(2)(f)3., unless approved by a majority of
 3771  the voting interests not controlled by the developer, bulk
 3772  assignee, and bulk buyer.
 3773         Section 23. For the purpose of incorporating the amendment
 3774  made by this act to section 719.106, Florida Statutes, in a
 3775  reference thereto, subsection (24) of section 719.103, Florida
 3776  Statutes, is reenacted to read:
 3777         719.103 Definitions.—As used in this chapter:
 3778         (24) “Structural integrity reserve study” means a study of
 3779  the reserve funds required for future major repairs and
 3780  replacement of the cooperative property performed as required
 3781  under s. 719.106(1)(k).
 3782         Section 24. For the purpose of incorporating the amendment
 3783  made by this act to section 719.106, Florida Statutes, in
 3784  references thereto, paragraph (a) of subsection (7) and
 3785  paragraph (c) of subsection (20) of section 719.504, Florida
 3786  Statutes, are reenacted to read:
 3787         719.504 Prospectus or offering circular.—Every developer of
 3788  a residential cooperative which contains more than 20
 3789  residential units, or which is part of a group of residential
 3790  cooperatives which will be served by property to be used in
 3791  common by unit owners of more than 20 residential units, shall
 3792  prepare a prospectus or offering circular and file it with the
 3793  Division of Florida Condominiums, Timeshares, and Mobile Homes
 3794  prior to entering into an enforceable contract of purchase and
 3795  sale of any unit or lease of a unit for more than 5 years and
 3796  shall furnish a copy of the prospectus or offering circular to
 3797  each buyer. In addition to the prospectus or offering circular,
 3798  each buyer shall be furnished a separate page entitled
 3799  “Frequently Asked Questions and Answers,” which must be in
 3800  accordance with a format approved by the division. This page
 3801  must, in readable language: inform prospective purchasers
 3802  regarding their voting rights and unit use restrictions,
 3803  including restrictions on the leasing of a unit; indicate
 3804  whether and in what amount the unit owners or the association is
 3805  obligated to pay rent or land use fees for recreational or other
 3806  commonly used facilities; contain a statement identifying that
 3807  amount of assessment which, pursuant to the budget, would be
 3808  levied upon each unit type, exclusive of any special
 3809  assessments, and which identifies the basis upon which
 3810  assessments are levied, whether monthly, quarterly, or
 3811  otherwise; state and identify any court cases in which the
 3812  association is currently a party of record in which the
 3813  association may face liability in excess of $100,000; and state
 3814  whether membership in a recreational facilities association is
 3815  mandatory and, if so, identify the fees currently charged per
 3816  unit type. The division shall by rule require such other
 3817  disclosure as in its judgment will assist prospective
 3818  purchasers. The prospectus or offering circular may include more
 3819  than one cooperative, although not all such units are being
 3820  offered for sale as of the date of the prospectus or offering
 3821  circular. The prospectus or offering circular must contain the
 3822  following information:
 3823         (7) A description of the recreational and other facilities
 3824  that will be used in common with other cooperatives, community
 3825  associations, or planned developments which require the payment
 3826  of the maintenance and expenses of such facilities, directly or
 3827  indirectly, by the unit owners. The description shall include,
 3828  but not be limited to, the following:
 3829         (a) Each building and facility committed to be built and a
 3830  summary description of the structural integrity of each building
 3831  for which reserves are required pursuant to s. 719.106(1)(k).
 3832  
 3833  Descriptions shall include location, areas, capacities, numbers,
 3834  volumes, or sizes and may be stated as approximations or
 3835  minimums.
 3836         (20) An estimated operating budget for the cooperative and
 3837  the association, and a schedule of the unit owner’s expenses
 3838  shall be attached as an exhibit and shall contain the following
 3839  information:
 3840         (c) The estimated items of expenses of the cooperative and
 3841  the association, except as excluded under paragraph (b),
 3842  including, but not limited to, the following items, which shall
 3843  be stated as an association expense collectible by assessments
 3844  or as unit owners’ expenses payable to persons other than the
 3845  association:
 3846         1. Expenses for the association and cooperative:
 3847         a. Administration of the association.
 3848         b. Management fees.
 3849         c. Maintenance.
 3850         d. Rent for recreational and other commonly used areas.
 3851         e. Taxes upon association property.
 3852         f. Taxes upon leased areas.
 3853         g. Insurance.
 3854         h. Security provisions.
 3855         i. Other expenses.
 3856         j. Operating capital.
 3857         k. Reserves for all applicable items referenced in s.
 3858  719.106(1)(k).
 3859         l. Fee payable to the division.
 3860         2. Expenses for a unit owner:
 3861         a. Rent for the unit, if subject to a lease.
 3862         b. Rent payable by the unit owner directly to the lessor or
 3863  agent under any recreational lease or lease for the use of
 3864  commonly used areas, which use and payment are a mandatory
 3865  condition of ownership and are not included in the common
 3866  expense or assessments for common maintenance paid by the unit
 3867  owners to the association.
 3868         Section 25. Except as otherwise provided in this act, this
 3869  act shall take effect July 1, 2025.
 3870  
 3871  ================= T I T L E  A M E N D M E N T ================
 3872  And the title is amended as follows:
 3873         Delete everything before the enacting clause
 3874  and insert:
 3875                        A bill to be entitled                      
 3876         An act relating to condominium and cooperative
 3877         associations; amending s. 468.432, F.S.; prohibiting a
 3878         person whose community association manager license is
 3879         revoked from having an indirect or direct ownership
 3880         interest in, or being an employee, a partner, an
 3881         officer, a director, or a trustee of, a community
 3882         association management firm for a specified timeframe;
 3883         requiring a licensee to create and maintain an online
 3884         licensure account with the Department of Business and
 3885         Professional Regulation; requiring a community
 3886         association manager to identify on his or her online
 3887         licensure account certain information; requiring a
 3888         licensee to provide specific information on his or her
 3889         online licensure account; requiring that such
 3890         information be updated within a specified timeframe;
 3891         requiring a community association management firm to
 3892         identify on its online licensure account the community
 3893         association managers that it employs to provide
 3894         community association management services; requiring
 3895         the department to give written notice to the community
 3896         association management firm and the community
 3897         association if the community association manager has
 3898         his or her license suspended or revoked; amending s.
 3899         468.4334, F.S.; prohibiting a community association
 3900         manager or a community association management firm
 3901         from knowingly performing any act directed by the
 3902         community association if such act violates any state
 3903         or federal law; revising the contractual obligations a
 3904         community association manager or a community
 3905         association management firm has with the association
 3906         board; requiring that such contract include a certain
 3907         statement, if applicable to the type of management
 3908         services provided in the contract; prohibiting such
 3909         contracts from waiving or limiting certain
 3910         professional practice standards; requiring a community
 3911         association to include specified information on its
 3912         website or mobile application, if such association is
 3913         required to maintain official records on a website or
 3914         an application; conforming provisions to changes made
 3915         by the act; amending s. 468.4335, F.S.; revising what
 3916         constitutes a rebuttable presumption of a conflict of
 3917         interest with a community association manager or a
 3918         community association management firm; defining the
 3919         term “compensation”; requiring an association to
 3920         solicit multiple bids from other third-party providers
 3921         if a bid that exceeds a specified amount is or may
 3922         reasonably be construed to be a conflict of interest;
 3923         providing applicability; deleting a requirement that
 3924         all contracts and transactional documents related to a
 3925         proposed activity that is a conflict of interest be
 3926         attached to the meeting agenda of the next board of
 3927         administration meeting; requiring the notice of the
 3928         board meeting to include certain information about the
 3929         proposed activity that is a conflict of interest;
 3930         deleting a requirement that the proposed activity be
 3931         disclosed at the next regular or special meeting of
 3932         the members; providing that a contract is voidable if
 3933         certain findings are made; providing specifications
 3934         for terminating a contract; making technical changes;
 3935         amending s. 553.899, F.S.; requiring the local
 3936         enforcement agency responsible for milestone
 3937         inspections to provide to the Department of Business
 3938         and Professional Regulation certain information in an
 3939         electronic format; specifying the information to be
 3940         provided to the department; requiring the department
 3941         to contract with the University of Florida for the
 3942         creation of a report that provides certain information
 3943         on milestone inspections during a specified timeframe;
 3944         requiring a local enforcement agency to provide the
 3945         university with certain information; authorizing the
 3946         university to request any additional information from
 3947         a local enforcement agency required to complete the
 3948         report; requiring the university to compile the report
 3949         and the department to transmit the report to the
 3950         Governor and the Legislature; requiring, rather than
 3951         authorizing, the board of county commissioners or a
 3952         municipal governing body to adopt a specified
 3953         ordinance; requiring specified professionals who bid
 3954         to perform a structural integrity reserve study to
 3955         disclose to the association in writing their intent to
 3956         bid on services related to any maintenance, repair, or
 3957         replacement that may be recommended by the structural
 3958         integrity reserve study; prohibiting such
 3959         professionals from having any interest in or being
 3960         related to any person having any interest in the firm
 3961         or entity providing the association’s structural
 3962         integrity reserve study unless such relationship is
 3963         disclosed in writing; defining the term “relative”;
 3964         providing that a contract for services is voidable and
 3965         terminates upon the association filing a written
 3966         notice terminating such a contract if such
 3967         professionals fail to provide a written disclosure of
 3968         such relationship with the firm conducting the
 3969         structural integrity reserve study; providing that
 3970         such professionals may be subject to discipline for
 3971         failure to provide such written disclosure; amending
 3972         s. 718.103, F.S.; revising the definition of the term
 3973         “alternative funding method”; defining the term “video
 3974         conference”; amending s. 718.111, F.S.; requiring a
 3975         community association manager or a community
 3976         association management firm that contracts with a
 3977         community association to possess specific licenses;
 3978         providing that all board members or officers of a
 3979         community association that contracts with a community
 3980         association manager or a community association
 3981         management firm have a duty to ensure that the
 3982         community association manager or community association
 3983         management firm is properly licensed before entering
 3984         into a contract; authorizing a community association
 3985         to terminate a contract with a community association
 3986         manager or a community association management firm if
 3987         the manager’s or management firm’s license is
 3988         suspended or revoked during the term of the contract;
 3989         providing that a community association may terminate a
 3990         contract with a community association management firm
 3991         if such firm has its license suspended or revoked,
 3992         effective upon the date of the license suspension or
 3993         revocation; requiring every condominium association to
 3994         have adequate property insurance; deleting specified
 3995         required coverage; providing that the amount of
 3996         adequate insurance coverage may be based on the
 3997         replacement cost of the property to be insured, as
 3998         determined by an independent insurance appraisal or
 3999         previous appraisal; requiring that such replacement
 4000         cost be determined according to a specified timeframe;
 4001         providing that an association’s obligation to obtain
 4002         and provide adequate property insurance may be
 4003         satisfied by obtaining and maintaining insurance
 4004         coverage sufficient to cover a specified amount;
 4005         revising which items constitute the official records
 4006         of the association; requiring that certain documents
 4007         be posted on certain associations’ websites or made
 4008         available for download through an application on a
 4009         mobile device within a specified timeframe; revising
 4010         which documents must be posted in digital format on
 4011         the association’s website or application; revising the
 4012         timeframe in which the association must deliver a copy
 4013         of the most recent financial report or a notice that a
 4014         copy of the most recent financial report; revising the
 4015         methods of delivery for a copy of the most recent
 4016         association financial report to include electronic
 4017         delivery via the Internet; requiring that an officer
 4018         or a director execute an affidavit as evidence of
 4019         compliance with the delivery requirement; revising how
 4020         financial reports are prepared; requiring an
 4021         association board to use best efforts to make prudent
 4022         investment decisions in fulfilling its duty to manage
 4023         operating and reserve funds of the association;
 4024         authorizing an association, including a
 4025         multicondominium association, to invest reserve funds
 4026         in specified financial institutions; authorizing such
 4027         associations to place reserve funds in other
 4028         investments upon a majority vote of the voting
 4029         interests of the association; providing restrictions;
 4030         prohibiting any funds not identified as reserve funds
 4031         from being used for investments; requiring a board to
 4032         create an investment committee composed of a specified
 4033         minimum number of board members; requiring the board
 4034         to adopt rules; requiring that all meetings of the
 4035         investment committee be recorded and made part of the
 4036         official records of the association; requiring that
 4037         the investment policy statement developed pursuant to
 4038         certain provisions address specified issues; requiring
 4039         the investment committee to recommend investment
 4040         advisers to the board; requiring the board to select
 4041         one of the recommended investment advisers to provide
 4042         services to the association; requiring that such
 4043         advisers be registered; prohibiting an investment
 4044         adviser from being related to any board member,
 4045         community management company, reserve study provider,
 4046         or co-owner of a unit with a board member or
 4047         investment committee member; requiring investment
 4048         advisers to comply with the prudent investor rule;
 4049         requiring an adviser to act as a fiduciary to the
 4050         association; providing that the investment and
 4051         fiduciary standards required by the act take
 4052         precedence over any conflicting law; requiring the
 4053         investment committee to recommend a replacement
 4054         adviser if the committee determines that an investment
 4055         adviser is not meeting requirements; requiring the
 4056         association to provide the investment adviser with
 4057         specified financial information at least once each
 4058         calendar year, or sooner if a substantial financial
 4059         obligation of the association becomes known to the
 4060         board; requiring the investment adviser to annually
 4061         review such financial information and provide the
 4062         association with a portfolio allocation model that is
 4063         suitably structured and prudently designed to match
 4064         projected annual reserve fund requirements and
 4065         liability, assets, and liquidity requirements;
 4066         requiring the investment adviser to prepare a funding
 4067         projection for each reserve component, including any
 4068         of the component’s redundancies; requiring that a
 4069         specified minimum timeframe of projected reserves in
 4070         cash or cash equivalents be available to the
 4071         association; authorizing a portfolio managed by an
 4072         investment adviser to contain any type of investment
 4073         necessary to meet the objectives in the investment
 4074         policy statement; providing exceptions; requiring that
 4075         any funds invested by the investment adviser be held
 4076         in third-party custodial accounts that are subject to
 4077         insurance coverage by the Securities Investor
 4078         Protection Corporation in an amount equal to or
 4079         greater than the invested amount; authorizing the
 4080         investment adviser to withdraw investment fees,
 4081         expenses, and commissions from invested funds;
 4082         requiring the investment adviser to annually provide
 4083         the association with a written certification of
 4084         compliance with certain provisions and provide the
 4085         association with a list of certain stocks, securities,
 4086         and other obligations; requiring the investment
 4087         adviser to submit monthly, quarterly, and annual
 4088         reports to the association, prepared in accordance
 4089         with established financial industry standards;
 4090         requiring that any principal, earnings, or interest
 4091         managed be available to the association at no cost
 4092         within a specified timeframe after the association’s
 4093         written or electronic request; requiring that
 4094         unallocated income earned on reserve fund investments
 4095         be spent only on specified expenditures; amending s.
 4096         718.112, F.S.; authorizing an association board
 4097         meeting to be conducted in person or by video
 4098         conference; requiring the Division of Florida
 4099         Condominiums, Timeshares, and Mobile Homes to adopt
 4100         rules; requiring that notice for board meetings
 4101         conducted via video conference contain specific
 4102         information; requiring that such meetings be recorded
 4103         and maintained as an official record of the
 4104         association; revising how notice may be sent to unit
 4105         owners; revising the distance from the condominium
 4106         property within which a unit owner meeting must be
 4107         held; authorizing a unit owner to vote electronically
 4108         if the unit owner meeting is conducted via video
 4109         conference; authorizing unit owner meetings to be
 4110         conducted in person or via video conference;
 4111         specifying what constitutes a quorum for meetings held
 4112         via video conference; requiring that the location of
 4113         the meeting be provided in the association bylaws or
 4114         within a specified distance from, or within the same
 4115         county of, the condominium property if the bylaws are
 4116         silent as to the location; requiring that meetings
 4117         held via video conference be recorded and be
 4118         maintained as an official record of the association;
 4119         requiring the division to adopt rules; revising the
 4120         method of serving notices of unit owner meetings;
 4121         authorizing budget meetings to be conducted via video
 4122         conference; requiring the division to adopt rules;
 4123         requiring that a sound transmitting device be used at
 4124         such meetings for a specified purpose; revising a
 4125         provision that a board proposing a budget that
 4126         requires a certain special assessment against unit
 4127         owners to simultaneously propose a substitute budget
 4128         that meets certain requirements, rather than conduct a
 4129         special meeting of the unit owners to consider a
 4130         substitute budget after the adoption of the annual
 4131         budget; requiring unit owners, rather than authorizing
 4132         them, to consider a substitute budget; authorizing the
 4133         annual budget initially proposed to be adopted by the
 4134         board; revising the criteria used in determining
 4135         whether assessments exceed the specified percentage of
 4136         assessments of the previous fiscal year; revising the
 4137         threshold for deferred maintenance expenses or
 4138         replacements in reserve accounts; authorizing the
 4139         members to vote to waive the maintenance of reserves
 4140         recommended in the most recent structural integrity
 4141         reserve study under certain circumstances; revising
 4142         the provision that any association, rather than an
 4143         association operating a multicondominium, may
 4144         determine to provide no reserves or less reserves than
 4145         required if an alternative funding method is used by
 4146         the association; deleting the requirement that the
 4147         division approve the funding method; providing that
 4148         specified reserves may be funded by regular
 4149         assessments, special assessments, lines of credit, or
 4150         loans under certain circumstances; authorizing a unit
 4151         owner-controlled association that is required to have
 4152         a structural reserve study to obtain a line of credit
 4153         or a loan to fund capital expenses required by a
 4154         milestone inspection or a structural integrity reserve
 4155         study; requiring that such line of credit or loan be
 4156         approved by a majority of the total voting interests
 4157         of the association; requiring that such line of credit
 4158         or loan be sufficient to fund the cumulative amount of
 4159         any previously waived or unfunded portions of the
 4160         reserve funding amount and the most recent structural
 4161         integrity reserve study; requiring that funding from
 4162         the line of credit or loan be immediately available
 4163         for access by the board for a specified purpose;
 4164         requiring that such lines of credit or loans be
 4165         included in the association’s financial report;
 4166         providing applicability; deleting a requirement that
 4167         the majority of the members must approve of the board
 4168         pausing contributions to the association’s reserves
 4169         for a specified purpose; authorizing the board to
 4170         temporarily pause reserve fund contributions or reduce
 4171         the amount of reserve funding for a specified purpose
 4172         for a budget adopted on or before a specified date if
 4173         the association has completed a milestone inspection
 4174         within a specified timeframe and such inspection
 4175         recommended certain repairs; requiring that such
 4176         temporary pause or reduction be approved by a majority
 4177         of the total voting interests of the association;
 4178         providing applicability; requiring associations that
 4179         have paused or reduced their reserve funding to have a
 4180         structural integrity reserve study performed before
 4181         the continuation of reserve contributions for
 4182         specified purposes; providing that a vote of the
 4183         members is not required for the board to change the
 4184         accounting method for reserves to specified accounting
 4185         methods; requiring the division to annually adjust for
 4186         inflation the minimum threshold amount for required
 4187         reserves, based on specified criteria; requiring the
 4188         division, by a specified date and annually thereafter,
 4189         to conspicuously post on its website the inflation
 4190         adjusted minimum threshold amount for required
 4191         reserves; revising the items to be included in a
 4192         structural integrity reserve study; requiring
 4193         specified design professionals or contractors who bid
 4194         to perform a structural integrity reserve study to
 4195         disclose in writing to the association their intent to
 4196         bid on any services related to the maintenance,
 4197         repair, or replacement that may be recommended by the
 4198         structural integrity reserve study; prohibiting such
 4199         professionals or contractors from having any interest
 4200         in or being related to any person having any interest
 4201         in the firm or entity providing the association’s
 4202         structural integrity reserve study unless such
 4203         relationship is disclosed in writing; defining the
 4204         term “relative”; providing that a contract for
 4205         services is voidable and terminates upon the
 4206         association filing a written notice terminating such a
 4207         contract if such professional or contractor fails to
 4208         provide a written disclosure of such relationship with
 4209         the firm conducting the structural integrity reserve
 4210         study; providing that such professional or contractor
 4211         may be subject to discipline for his or her failure to
 4212         provide such written disclosure; requiring that a
 4213         structural integrity reserve study include a
 4214         recommendation for a reserve funding schedule based on
 4215         specified criteria; authorizing the study to recommend
 4216         other types of reserve funding schedules, provided
 4217         each recommended schedule is sufficient to meet the
 4218         association’s maintenance obligations; requiring that
 4219         reserves not required for certain items be separately
 4220         identified as such in the structural integrity reserve
 4221         study; requiring the structural integrity reserve
 4222         study to take into consideration the funding method or
 4223         methods used by the association to fund its
 4224         maintenance and reserve funding obligations through
 4225         regular assessments, special assessments, loans, or
 4226         lines of credit; requiring a structural integrity
 4227         reserve study that has been performed before the
 4228         approval of a special assessment or the securing of a
 4229         line of credit or a loan to be updated to reflect
 4230         certain information regarding the reserve funding
 4231         schedule; authorizing a structural integrity reserve
 4232         study to be updated to reflect changes in the useful
 4233         life of the reserve items after such items are
 4234         repaired or replaced, and the effect of such repair or
 4235         replacement will have on the reserve funding schedule;
 4236         requiring an association to obtain an updated
 4237         structural integrity reserve study before adopting any
 4238         budget in which the reserve funding from regular
 4239         assessments, special assessments, loans, or lines of
 4240         credit do not align with the funding plan of the most
 4241         recent version of the structural integrity reserve
 4242         study; authorizing an association to delay a required
 4243         structural integrity reserve study for a specified
 4244         timeframe if it has completed a milestone inspection
 4245         or similar inspection, for a specified purpose;
 4246         requiring an officer or director of an association to
 4247         sign an affidavit acknowledging receipt of the
 4248         completed structural integrity reserve study;
 4249         requiring the division to adopt rules for the form for
 4250         the structural integrity reserve study in coordination
 4251         with the Florida Building Commission; making technical
 4252         changes; amending s. 718.501, F.S.; revising the
 4253         duties of the Division of Florida Condominiums,
 4254         Timeshares, and Mobile Homes regarding investigation
 4255         of complaints; requiring condominium associations to
 4256         create and maintain an online account with the
 4257         division; requiring board members to maintain accurate
 4258         contact information on file with the division;
 4259         requiring the division to adopt rules; requiring all
 4260         condominium associations to create and maintain an
 4261         online account with the division; requiring all
 4262         condominium associations to provide specified
 4263         information to the division by a specified date;
 4264         requiring that such information be updated within a
 4265         specified timeframe; requiring the division to adopt
 4266         rules; authorizing the division to require condominium
 4267         associations to provide information to the division;
 4268         specifying the information to be provided to the
 4269         division; amending s. 718.503, F.S.; revising the
 4270         disclosures that must be included in a contract for
 4271         the sale and resale of a residential unit; amending s.
 4272         8 of chapter 2024-244, Laws of Florida, as amended;
 4273         revising the documents required to be posted on
 4274         certain associations’ websites or be made available
 4275         through download using an application on a mobile
 4276         device; amending s. 31 of chapter 2024-244, Laws of
 4277         Florida; revising applicability; amending s. 719.104,
 4278         F.S.; requiring a board to use best efforts to make
 4279         prudent investment decisions in fulfilling its duty to
 4280         manage operating and reserve funds of the cooperative
 4281         association; authorizing an association to invest
 4282         reserve funds in specified financial institutions;
 4283         authorizing such associations to place reserve funds
 4284         in other investments upon a majority vote of the
 4285         voting interests of the association; providing
 4286         restrictions; prohibiting any funds not identified as
 4287         reserve funds from being used for investments;
 4288         providing applicability; requiring a board to create
 4289         an investment committee composed of a specified
 4290         minimum number of board members; requiring the board
 4291         to adopt rules; requiring that all meetings of the
 4292         investment committee be recorded and made part of the
 4293         official records of the association; requiring that
 4294         the investment policy statement developed pursuant to
 4295         certain provisions address specified issues; requiring
 4296         the investment committee to recommend investment
 4297         advisers to the board; requiring the board to select
 4298         one of the recommended investment advisers to provide
 4299         services to the association; requiring such advisers
 4300         to be registered; prohibiting an investment adviser
 4301         from being related to any board member, community
 4302         management company, reserve study provider, or co
 4303         owner of a unit with a board member or investment
 4304         committee member; requiring investment advisers to
 4305         comply with the prudent investor rule; requiring an
 4306         adviser to act as a fiduciary to the association;
 4307         providing that the investment and fiduciary standards
 4308         required by the act take precedence over any
 4309         conflicting law; requiring the investment committee to
 4310         recommend a replacement adviser if the committee
 4311         determines that an investment adviser is not meeting
 4312         requirements; requiring the association to provide the
 4313         investment adviser with specified financial
 4314         information at least once each calendar year, or
 4315         sooner if a substantial financial obligation of the
 4316         association becomes known to the board; requiring the
 4317         investment adviser to annually review such financial
 4318         information and provide the association with a
 4319         portfolio allocation model that is suitably structured
 4320         and prudently designed to match projected annual
 4321         reserve fund requirements and liability, assets, and
 4322         liquidity requirements; requiring the investment
 4323         adviser to prepare a funding projection for each
 4324         reserve component, including any of the component’s
 4325         redundancies; requiring that a specified minimum
 4326         timeframe of projected reserves in cash or cash
 4327         equivalents be available to the association;
 4328         authorizing a portfolio managed by an investment
 4329         adviser to contain any type of investment necessary to
 4330         meet the objectives in the investment policy
 4331         statement; providing exceptions; requiring that any
 4332         funds invested by the investment adviser be held in
 4333         third-party custodial accounts that are subject to
 4334         insurance coverage by the Securities Investor
 4335         Protection Corporation in an amount equal to or
 4336         greater than the invested amount; authorizing the
 4337         investment adviser to withdraw investment fees,
 4338         expenses, and commissions from invested funds;
 4339         requiring the investment adviser to annually provide
 4340         the association with a written certification of
 4341         compliance with certain provisions and provide the
 4342         association with a list of certain stocks, securities,
 4343         and other obligations; requiring the investment
 4344         adviser to submit monthly, quarterly, and annual
 4345         reports to the association, prepared in accordance
 4346         with established financial industry standards;
 4347         requiring that any principal, earnings, or interest
 4348         managed be available to the association at no cost
 4349         within a specified timeframe after the association’s
 4350         written or electronic request; requiring that
 4351         unallocated income earned on reserve fund investments
 4352         be spent only on specified expenditures; amending s.
 4353         719.106, F.S.; revising the deferred maintenance
 4354         expense or replacement costs threshold that must be in
 4355         reserve accounts; authorizing the board to pause
 4356         contributions to its reserves or reduce reserve
 4357         funding if a local building official determines the
 4358         entire cooperative building is uninhabitable due to a
 4359         natural emergency; authorizing any reserve account
 4360         fund held by the association to be expended to make
 4361         the cooperative building and its structures habitable,
 4362         pursuant to the board’s determination; requiring the
 4363         association to immediately resume contributing funds
 4364         to its reserves once the local building official
 4365         determines that the cooperative building is habitable;
 4366         authorizing certain reserves be funded by regular
 4367         assessments, special assessments, lines of credit, or
 4368         loans under certain circumstances; authorizing a unit
 4369         owner-controlled association to obtain a line of
 4370         credit or a loan to fund capital expenses required by
 4371         a milestone inspection or a structural integrity
 4372         reserve study; requiring that such lines of credit or
 4373         loans be approved by a majority vote of the total
 4374         voting interests of the association; requiring that
 4375         such lines of credit or loans be sufficient to fund
 4376         the cumulative amount of any previously waived or
 4377         unfunded portion of the reserve funding amount and
 4378         most recent structural integrity reserve study;
 4379         requiring that funding from such lines of credit or
 4380         loans be immediately available for access by the board
 4381         for a specified purpose; authorizing the board to
 4382         temporarily pause reserve fund contributions or reduce
 4383         the amount of reserve funding for a specified purpose
 4384         for a budget adopted on or before a specified date if
 4385         the association has completed a milestone inspection
 4386         within a specified timeframe; requiring that such
 4387         temporary pause or reduction be approved by a majority
 4388         of the total voting interests of the association;
 4389         providing applicability; requiring associations that
 4390         have paused or reduced their reserve funding
 4391         contributions to have a structural integrity reserve
 4392         study performed before the continuation of reserve
 4393         contributions for specified purposes; providing that a
 4394         vote of the members is not required for the board to
 4395         change the accounting method for reserves to specified
 4396         accounting methods; requiring the division to annually
 4397         adjust for inflation the minimum threshold amount for
 4398         required reserves, based on specified criteria;
 4399         requiring the division, by a specified date and
 4400         annually thereafter, to conspicuously post on its
 4401         website the inflation-adjusted minimum threshold
 4402         amount for required reserves; requiring specified
 4403         design professionals or contractors, rather than any
 4404         person qualified to perform a structural integrity
 4405         reserve study, to perform structural integrity reserve
 4406         studies; requiring such design professionals or
 4407         contracts who bid to perform a structural integrity
 4408         reserve study to disclose in writing to the
 4409         association their intent to bid on any services
 4410         related to the maintenance, repair, or replacement
 4411         that may be recommended by the structural integrity
 4412         reserve study; prohibiting such professionals or
 4413         contractors from having any interest in or being
 4414         related to any person having any interest in the firm
 4415         or entity providing the association’s structural
 4416         integrity reserve study unless such relationship is
 4417         disclosed in writing; defining the term “relative”;
 4418         providing that a contract for services is voidable and
 4419         terminates upon the association filing a written
 4420         notice terminating such a contract if such
 4421         professional or contractor fails to provide a written
 4422         disclosure of such relationship with the firm
 4423         conducting the structural integrity reserve study;
 4424         providing that such professional or contractor may be
 4425         subject to discipline for his or her failure to
 4426         provide such written disclosure; requiring that a
 4427         structural integrity reserve study include a
 4428         recommendation for a reserve funding schedule based on
 4429         specified criteria; authorizing the study to recommend
 4430         other types of reserve funding schedules, provided
 4431         each recommended schedule is sufficient to meet the
 4432         association’s maintenance obligation; requiring that
 4433         reserves not required for certain items be separately
 4434         identified as such in the structural integrity reserve
 4435         study; requiring the structural integrity reserve
 4436         study to take into consideration the funding method or
 4437         methods used by the association to fund its
 4438         maintenance and reserve funding obligations through
 4439         regular assessments, special assessments, lines of
 4440         credit, or loans; requiring a structural integrity
 4441         reserve study that has been performed before the
 4442         approval of a special assessment or the securing of a
 4443         line of credit or a loan to be updated to reflect
 4444         certain information regarding the reserve funding
 4445         schedule; authorizing a structural integrity reserve
 4446         study to be updated to reflect changes in the useful
 4447         life of the reserve items after such items are
 4448         repaired or replaced, and the effect of such repair or
 4449         replacement will have on the reserve funding schedule;
 4450         requiring an association to obtain an updated
 4451         structural integrity reserve study before adopting any
 4452         budget in which the reserve funding from regular
 4453         assessments, special assessments, lines of credit, or
 4454         loans do not align with the funding plan of the most
 4455         recent version of the structural integrity reserve
 4456         study; authorizing an association to delay a required
 4457         structural integrity reserve study for a specified
 4458         timeframe if it has completed a milestone inspection
 4459         or similar inspection, for a specified purpose;
 4460         requiring an officer or a director of the association
 4461         to sign an affidavit acknowledging receipt of the
 4462         completed structural integrity reserve study;
 4463         requiring the division to adopt by rule the form for
 4464         the structural integrity reserve study in coordination
 4465         with the Florida Building Commission; amending s.
 4466         719.501, F.S.; requiring a cooperative association to
 4467         create and maintain an online account with the
 4468         division; requiring board members to maintain accurate
 4469         contact information on file with the division;
 4470         requiring the division to adopt rules; authorizing the
 4471         division to require cooperative associations to
 4472         provide information to the division no more than once
 4473         per year; providing an exception; requiring the
 4474         division to provide associations a specified timeframe
 4475         to provide any required information; specifying the
 4476         information the division may request; amending s.
 4477         719.503, F.S.; revising the disclosures that must be
 4478         included in a contract for the sale and resale of an
 4479         interest in a cooperative; amending s. 914.21, F.S.;
 4480         revising the definition of the term “official
 4481         investigation”; providing appropriations; reenacting
 4482         s. 468.436(2)(b), F.S., relating to disciplinary
 4483         proceedings, to incorporate the amendment made to s.
 4484         468.4335, F.S., in a reference thereto; reenacting s.
 4485         721.13(3)(e), F.S., relating to management, to
 4486         incorporate the amendment made to s. 718.111, F.S., in
 4487         a reference thereto; reenacting ss. 718.504(7)(a) and
 4488         (21)(c) and 718.618(1)(d), F.S., relating to
 4489         prospectus or offering circulars and converter reserve
 4490         accounts and warranties, respectively, to incorporate
 4491         the amendment made to s. 718.112, F.S., in references
 4492         thereto; reenacting s. 718.706(1) and (3), F.S.,
 4493         relating to specific provisions pertaining to offering
 4494         of units by bulk assignees or bulk buyers, to
 4495         incorporate the amendments made to ss. 718.111,
 4496         718.112, and 718.503, F.S., in references thereto;
 4497         reenacting ss. 719.103(24) and 719.504(7)(a) and
 4498         (20)(c), F.S., relating to definitions and prospectus
 4499         or offering circulars, respectively, to incorporate
 4500         the amendment made to s. 719.106, F.S., in references
 4501         thereto; providing effective dates.