Florida Senate - 2025                        COMMITTEE AMENDMENT
       Bill No. CS for SB 1742
       
       
       
       
       
       
                                Ì660470ÅÎ660470                         
       
                              LEGISLATIVE ACTION                        
                    Senate             .             House              
                  Comm: RCS            .                                
                  04/15/2025           .                                
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       The Appropriations Committee on Agriculture, Environment, and
       General Government (Bradley) recommended the following:
       
    1         Senate Amendment (with title amendment)
    2  
    3         Delete everything after the enacting clause
    4  and insert:
    5         Section 1. Paragraph (h) is added to subsection (2) of
    6  section 468.432, Florida Statutes, and subsection (3) is added
    7  to that section, to read:
    8         468.432 Licensure of community association managers and
    9  community association management firms; exceptions.—
   10         (2) A community association management firm or other
   11  similar organization responsible for the management of more than
   12  10 units or a budget of $100,000 or greater shall not engage or
   13  hold itself out to the public as being able to engage in the
   14  business of community association management in this state
   15  unless it is licensed by the department as a community
   16  association management firm in accordance with the provisions of
   17  this part.
   18         (h) A person who has had his or her community association
   19  manager license revoked may not have an indirect or direct
   20  ownership interest in, or be an employee, partner, officer,
   21  director, or trustee of, a community association management firm
   22  during the 10-year period after the effective date of the
   23  revocation. Such person is ineligible to reapply for
   24  certification or registration under this part for a period of 10
   25  years after the effective date of a revocation.
   26         (3) A licensee must create and maintain an online licensure
   27  account with the department. Each community association manager
   28  must identify on his or her online licensure account the
   29  community association management firm for which he or she
   30  provides management services and identify each community
   31  association for which he or she is the designated on-site
   32  community association manager. A licensee must update his or her
   33  online licensure account with this information within 30 days
   34  after any change to the required information. A community
   35  association management firm must identify on its online
   36  licensure account the community association managers that it
   37  employs to provide community association management services. If
   38  a community association manager has his or her license suspended
   39  or revoked, the department must give written notice of such
   40  suspension or revocation to the community association management
   41  firm and the community association for which the manager
   42  performs community management services.
   43         Section 2. Subsections (1) and (3) of section 468.4334,
   44  Florida Statutes, are amended to read:
   45         468.4334 Professional practice standards; liability;
   46  community association manager requirements; return of records
   47  after termination of contract.—
   48         (1)(a) A community association manager or a community
   49  association management firm is deemed to act as agent on behalf
   50  of a community association as principal within the scope of
   51  authority authorized by a written contract or under this
   52  chapter. A community association manager or a community
   53  association management firm may not knowingly perform any act
   54  directed by the community association if such an act violates
   55  any state or federal law. A community association manager and a
   56  community association management firm shall discharge duties
   57  performed on behalf of the association as authorized by this
   58  chapter loyally, skillfully, and diligently; dealing honestly
   59  and fairly; in good faith; with care and full disclosure to the
   60  community association; accounting for all funds; and not
   61  charging unreasonable or excessive fees.
   62         (b) If a community association manager or a community
   63  association management firm has a contract with a community
   64  association that is subject to the milestone inspection
   65  requirements in s. 553.899, or the structural integrity reserve
   66  study requirements in s. 718.112(2)(g) and 719.106(1)(k), the
   67  community association manager or the community association
   68  management firm must comply with those sections that section as
   69  directed by the board.
   70         (c) Each contract between a community association and a
   71  community association manager or community association
   72  management firm for community association management services
   73  must include the following written statement in at least 12
   74  point type, if applicable to the type of management services
   75  provided in the contract:
   76  
   77         The community association manager shall abide by all
   78         professional standards and record keeping requirements
   79         imposed pursuant to part VIII of chapter 468, Florida
   80         Statutes.
   81  
   82         (d)A contract between a community association manager or
   83  community association management firm and a community
   84  association may not waive or limit the professional practice
   85  standards required pursuant to this part.
   86         (3) A community association manager or community
   87  association management firm that is authorized by contract to
   88  provide community association management services to a community
   89  homeowners’ association shall do all of the following:
   90         (a) Attend in person at least one member meeting or board
   91  meeting of the community homeowners’ association annually.
   92         (b) Provide to the members of the community homeowners’
   93  association the name and contact information for each community
   94  association manager or representative of a community association
   95  management firm assigned to the community homeowners’
   96  association, the manager’s or representative’s hours of
   97  availability, and a summary of the duties for which the manager
   98  or representative is responsible. The community homeowners’
   99  association shall also post this information on the
  100  association’s website or mobile application, if the association
  101  is required to maintain official records on a website or
  102  application required under s. 720.303(4)(b). The community
  103  association manager or community association management firm
  104  shall update the community homeowners’ association and its
  105  members within 14 business days after any change to such
  106  information.
  107         (c) Provide to any member upon request a copy of the
  108  contract between the community association manager or community
  109  association management firm and the community homeowners’
  110  association and include such contract with association’s
  111  official records.
  112         Section 3. Subsection (11) and present subsections (12) and
  113  (13) of section 553.899, Florida Statutes, are amended,
  114  paragraphs (e) and (f) are added to subsection (3) and a new
  115  subsection (12) is added to that section, to read:
  116         553.899 Mandatory structural inspections for condominium
  117  and cooperative buildings.—
  118         (3)
  119         (e) On or before October 1, 2025, and on or before each
  120  December 31 thereafter, the local enforcement agency responsible
  121  for milestone inspections must provide the department, in an
  122  electronic format determined by the department, information that
  123  may include, but is not limited to:
  124         1. The number of buildings required to have a milestone
  125  inspection within the agency’s jurisdiction.
  126         2. The number of buildings for which a phase one milestone
  127  inspection has been completed.
  128         3. The number of buildings granted an extension under
  129  paragraph (3)(c).
  130         4. The number of buildings required to have a phase two
  131  milestone inspection.
  132         5. The number of buildings for which a phase two milestone
  133  inspection has been completed.
  134         6. The number, type, and value of permits applied for to
  135  complete repairs pursuant to a phase two milestone inspection.
  136         7. A list of buildings deemed to be unsafe or uninhabitable
  137  due to a milestone inspection.
  138         8. The license number of the building code administrator
  139  responsible for milestone inspections for the local enforcement
  140  agency.
  141         (f) Subject to appropriation, the department shall contract
  142  with the University of Florida for the purpose of creating a
  143  report that provides comprehensive data, evaluation, and
  144  analysis on the milestone inspections performed throughout this
  145  state during each calendar year or other time period approved by
  146  the department. Every local enforcement agency responsible for
  147  milestone inspections must provide the university with a copy of
  148  any phase one or phase two milestone inspection report by the
  149  date specified by the department in a manner prescribed by the
  150  university. The university may request any additional
  151  information from a local enforcement agency which the university
  152  requires to complete this report. The university shall compile
  153  the report, and the department shall transmit the report to the
  154  Governor, the President of the Senate, and the Speaker of the
  155  House of Representatives.
  156         (11) A board of county commissioners or municipal governing
  157  body shall may adopt an ordinance requiring that a condominium
  158  or cooperative association and any other owner that is subject
  159  to this section schedule or commence repairs for substantial
  160  structural deterioration within a specified timeframe after the
  161  local enforcement agency receives a phase two inspection report;
  162  however, such repairs must be commenced within 365 days after
  163  receiving such report. If an owner of the building fails to
  164  submit proof to the local enforcement agency that repairs have
  165  been scheduled or have commenced for substantial structural
  166  deterioration identified in a phase two inspection report within
  167  the required timeframe, the local enforcement agency must review
  168  and determine if the building is unsafe for human occupancy.
  169         (12) A licensed architect or engineer who bids to perform a
  170  milestone inspection must disclose in writing to the association
  171  his or her intent to bid on any services related to any
  172  maintenance, repair, or replacement which may be recommended by
  173  the milestone inspection. Any design professional as defined in
  174  s. 558.002(7) or contractor licensed under chapter 489 who
  175  submits a bid to the association for performing any services
  176  recommended by the milestone inspection may not have an
  177  interest, directly or indirectly, in the firm or entity
  178  providing the milestone inspection or be a relative of any
  179  person having a direct or indirect interest in such firm, unless
  180  such relationship is disclosed to the association in writing. As
  181  used in this section, the term “relative” means a relative
  182  within the third degree of consanguinity by blood or marriage. A
  183  contract for services is voidable and terminates upon the
  184  association filing a written notice terminating the contract if
  185  the design professional or licensed contractor failed to provide
  186  the written disclosure of the relationship required under this
  187  subsection. A design professional or licensed contractor may be
  188  subject to discipline under the applicable practice act for his
  189  or her profession for failure to provide the written disclosure
  190  of the relationship required under this subsection.
  191         (13)(12) By December 31, 2024, the Florida Building
  192  Commission shall adopt rules pursuant to ss. 120.536(1) and
  193  120.54 to establish a building safety program for the
  194  implementation of this section within the Florida Building Code:
  195  Existing Building. The building inspection program must, at
  196  minimum, include inspection criteria, testing protocols,
  197  standardized inspection and reporting forms that are adaptable
  198  to an electronic format, and record maintenance requirements for
  199  the local authority.
  200         (14)(13) The Florida Building Commission shall consult with
  201  the State Fire Marshal to provide recommendations to the
  202  Legislature for the adoption of comprehensive structural and
  203  life safety standards for maintaining and inspecting all types
  204  of buildings and structures in this state that are three stories
  205  or more in height. The commission shall provide a written report
  206  of its recommendations to the Governor, the President of the
  207  Senate, and the Speaker of the House of Representatives by
  208  December 31, 2023.
  209         Section 4. Present subsections (33) and (34) of section
  210  718.103, Florida Statutes, are redesignated as subsections (34)
  211  and (35), respectively, a new subsection (33) is added to that
  212  section, and subsection (1) of that section is amended, to read:
  213         718.103 Definitions.—As used in this chapter, the term:
  214         (1) “Alternative funding method” means a method approved by
  215  the division for funding the capital expenditures and deferred
  216  maintenance obligations of the association for a
  217  multicondominium association operating at least 25 condominiums
  218  which may reasonably be expected to fully satisfy the
  219  association’s reserve funding obligations by the, including:
  220         (a) The allocation of funds in the annual operating budget
  221  of a multicondominium; or
  222         (b) Any other method defined by rule of the division which
  223  may reasonably be expected to fully satisfy the association’s
  224  reserve funding obligations or fund its capital expenditure and
  225  deferred maintenance obligations.
  226         (33) Videoconference” means a real-time audio and video
  227  based meeting between two or more people in different locations
  228  using video-enabled and audio-enabled devices. The notice for
  229  any meeting that will be conducted by videoconference must have
  230  a hyperlink and call-in conference telephone number for unit
  231  owners to attend the meeting and must have a physical location
  232  where unit owners can also attend the meeting in person. All
  233  meetings conducted by videoconference must be recorded and such
  234  recording must be maintained as an official record of the
  235  association.
  236         Section 5. Paragraphs (a) and (g) of subsection (12) and
  237  subsection (13) of section 718.111, Florida Statutes, are
  238  amended, paragraphs (g), (h), and (i) are added to subsection
  239  (3) of that section, and subsection (16) is added to that
  240  section, to read:
  241         718.111 The association.—
  242         (3) POWER TO MANAGE CONDOMINIUM PROPERTY AND TO CONTRACT,
  243  SUE, AND BE SUED; CONFLICT OF INTEREST.—
  244         (g) If an association contracts with a community
  245  association manager or a community association management firm,
  246  the community association manager or community association
  247  management firm must possess all applicable licenses required by
  248  part VIII of chapter 468. All board members or officers of an
  249  association that contracts with a community association manager
  250  or a community association management firm have a duty to ensure
  251  that the community association manager or community association
  252  management firm is properly licensed before entering into a
  253  contract.
  254         (h) If a community association manager has his or her
  255  license suspended or revoked during the term of a contract with
  256  the association, the association may terminate the contract upon
  257  delivery of a written notice to the community association
  258  manager whose license has been revoked or suspended, effective
  259  on the date the community association manager became unlicensed.
  260         (i) If a community association management firm has its
  261  license suspended or revoked during the term of a contract with
  262  the association, the association has the right to terminate the
  263  contract upon delivery of a written notice to the community
  264  association management firm whose license has been revoked or
  265  suspended, effective on the date the community association
  266  management firm became unlicensed.
  267         (12) OFFICIAL RECORDS.—
  268         (a) From the inception of the association, the association
  269  shall maintain each of the following items, if applicable, which
  270  constitutes the official records of the association:
  271         1. A copy of the plans, permits, warranties, and other
  272  items provided by the developer under s. 718.301(4).
  273         2. A copy photocopy of the recorded declaration of
  274  condominium of each condominium operated by the association and
  275  each amendment to each declaration.
  276         3. A copy photocopy of the recorded bylaws of the
  277  association and each amendment to the bylaws.
  278         4. A certified copy of the articles of incorporation of the
  279  association, or other documents creating the association, and
  280  each amendment thereto.
  281         5. A copy of the current rules of the association.
  282         6. A book or books or electronic records that contain the
  283  minutes of all meetings of the association, the board of
  284  administration, any committee, and the unit owners, and a
  285  recording of all such meetings that are conducted by
  286  videoconference. If there are approved minutes for a meeting
  287  held by video conference, recordings of meetings that are
  288  conducted by videoconference must be maintained for at least 1
  289  year after the date the video recording is posted as required
  290  under paragraph (g).
  291         7. A current roster of all unit owners and their mailing
  292  addresses, unit identifications, voting certifications, and, if
  293  known, telephone numbers. The association shall also maintain
  294  the e-mail addresses and facsimile numbers of unit owners
  295  consenting to receive notice by electronic transmission. In
  296  accordance with sub-subparagraph (c)5.e., the e-mail addresses
  297  and facsimile numbers are only accessible to unit owners if
  298  consent to receive notice by electronic transmission is
  299  provided, or if the unit owner has expressly indicated that such
  300  personal information can be shared with other unit owners and
  301  the unit owner has not provided the association with a request
  302  to opt out of such dissemination with other unit owners. An
  303  association must ensure that the e-mail addresses and facsimile
  304  numbers are only used for the business operation of the
  305  association and may not be sold or shared with outside third
  306  parties. If such personal information is included in documents
  307  that are released to third parties, other than unit owners, the
  308  association must redact such personal information before the
  309  document is disseminated. However, the association is not liable
  310  for an inadvertent disclosure of the e-mail address or facsimile
  311  number for receiving electronic transmission of notices unless
  312  such disclosure was made with a knowing or intentional disregard
  313  of the protected nature of such information.
  314         8. All current insurance policies of the association and
  315  condominiums operated by the association.
  316         9. A current copy of any management agreement, lease, or
  317  other contract to which the association is a party or under
  318  which the association or the unit owners have an obligation or
  319  responsibility.
  320         10. Bills of sale or transfer for all property owned by the
  321  association.
  322         11. Accounting records for the association and separate
  323  accounting records for each condominium that the association
  324  operates. Any person who knowingly or intentionally defaces or
  325  destroys such records, or who knowingly or intentionally fails
  326  to create or maintain such records, with the intent of causing
  327  harm to the association or one or more of its members, is
  328  personally subject to a civil penalty pursuant to s.
  329  718.501(1)(e). The accounting records must include, but are not
  330  limited to:
  331         a. Accurate, itemized, and detailed records of all receipts
  332  and expenditures, including all bank statements and ledgers.
  333         b. All invoices, transaction receipts, or deposit slips
  334  that substantiate any receipt or expenditure of funds by the
  335  association.
  336         c. A current account and a monthly, bimonthly, or quarterly
  337  statement of the account for each unit designating the name of
  338  the unit owner, the due date and amount of each assessment, the
  339  amount paid on the account, and the balance due.
  340         d. All audits, reviews, accounting statements, structural
  341  integrity reserve studies, and financial reports of the
  342  association or condominium. Structural integrity reserve studies
  343  must be maintained for at least 15 years after the study is
  344  completed.
  345         e. All contracts for work to be performed. Bids for work to
  346  be performed are also considered official records and must be
  347  maintained by the association for at least 1 year after receipt
  348  of the bid.
  349         12. Ballots, sign-in sheets, voting proxies, and all other
  350  papers and electronic records relating to voting by unit owners,
  351  which must be maintained for 1 year from the date of the
  352  election, vote, or meeting to which the document relates,
  353  notwithstanding paragraph (b).
  354         13. All rental records if the association is acting as
  355  agent for the rental of condominium units.
  356         14. A copy of the current question and answer sheet as
  357  described in s. 718.504.
  358         15. A copy of the inspection reports described in ss.
  359  553.899 and 718.301(4)(p) and any other inspection report
  360  relating to a structural or life safety inspection of
  361  condominium property. Such record must be maintained by the
  362  association for 15 years after receipt of the report.
  363         16. Bids for materials, equipment, or services.
  364         17. All affirmative acknowledgments made pursuant to s.
  365  718.121(4)(c).
  366         18. A copy of all building permits.
  367         19. A copy of all satisfactorily completed board member
  368  educational certificates.
  369         20.A copy of all affidavits required by this chapter.
  370         21. A copy of all investment policy statements adopted
  371  pursuant to paragraph (16)(c), and all financial statements
  372  related to the association’s investment of funds under
  373  subsection (16).
  374         22.20. All other written records of the association not
  375  specifically included in the foregoing which are related to the
  376  operation of the association.
  377         (g)1. By January 1, 2019, an association managing a
  378  condominium with 150 or more units which does not contain
  379  timeshare units shall post digital copies of the documents
  380  specified in subparagraph 2. on its website or make such
  381  documents available through an application that can be
  382  downloaded on a mobile device. Unless a shorter period is
  383  otherwise required, a document must be made available on the
  384  association’s website or made available for download through an
  385  application on a mobile device within 30 days after the
  386  association receives or creates an official record specified in
  387  subparagraph 2.
  388         a. The association’s website or application must be:
  389         (I) An independent website, application, or web portal
  390  wholly owned and operated by the association; or
  391         (II) A website, application, or web portal operated by a
  392  third-party provider with whom the association owns, leases,
  393  rents, or otherwise obtains the right to operate a web page,
  394  subpage, web portal, collection of subpages or web portals, or
  395  an application which is dedicated to the association’s
  396  activities and on which required notices, records, and documents
  397  may be posted or made available by the association.
  398         b. The association’s website or application must be
  399  accessible through the Internet and must contain a subpage, web
  400  portal, or other protected electronic location that is
  401  inaccessible to the general public and accessible only to unit
  402  owners and employees of the association.
  403         c. Upon a unit owner’s written request, the association
  404  must provide the unit owner with a username and password and
  405  access to the protected sections of the association’s website or
  406  application which contain any notices, records, or documents
  407  that must be electronically provided.
  408         2. A current copy of the following documents must be posted
  409  in digital format on the association’s website or application:
  410         a. The recorded declaration of condominium of each
  411  condominium operated by the association and each amendment to
  412  each declaration.
  413         b. The recorded bylaws of the association and each
  414  amendment to the bylaws.
  415         c. The articles of incorporation of the association, or
  416  other documents creating the association, and each amendment to
  417  the articles of incorporation or other documents. The copy
  418  posted pursuant to this sub-subparagraph must be a copy of the
  419  articles of incorporation filed with the Department of State.
  420         d. The rules of the association.
  421         e.The approved minutes of all board of administration
  422  meetings over the preceding 12 months.
  423         f.The video recording or a hyperlink to the video
  424  recording for all meetings of the association, the board of
  425  administration, any committee, and the unit owners which are
  426  conducted by videoconference over the preceding 12 months.
  427         g.e. A list of all executory contracts or documents to
  428  which the association is a party or under which the association
  429  or the unit owners have an obligation or responsibility and,
  430  after bidding for the related materials, equipment, or services
  431  has closed, a list of bids received by the association within
  432  the past year. Summaries of bids for materials, equipment, or
  433  services which exceed $500 must be maintained on the website or
  434  application for 1 year. In lieu of summaries, complete copies of
  435  the bids may be posted.
  436         h.f. The annual budget required by s. 718.112(2)(f) and any
  437  proposed budget to be considered at the annual meeting.
  438         i.g. The financial report required by subsection (13) and
  439  any monthly income or expense statement to be considered at a
  440  meeting.
  441         j.h. The certification of each director required by s.
  442  718.112(2)(d)4.b.
  443         k.i. All contracts or transactions between the association
  444  and any director, officer, corporation, firm, or association
  445  that is not an affiliated condominium association or any other
  446  entity in which an association director is also a director or
  447  officer and financially interested.
  448         l.j. Any contract or document regarding a conflict of
  449  interest or possible conflict of interest as provided in ss.
  450  468.4335, 468.436(2)(b)6., and 718.3027(3).
  451         m.k. The notice of any unit owner meeting and the agenda
  452  for the meeting, as required by s. 718.112(2)(d)3., no later
  453  than 14 days before the meeting. The notice must be posted in
  454  plain view on the front page of the website or application, or
  455  on a separate subpage of the website or application labeled
  456  “Notices” which is conspicuously visible and linked from the
  457  front page. The association must also post on its website or
  458  application any document to be considered and voted on by the
  459  owners during the meeting or any document listed on the agenda
  460  at least 7 days before the meeting at which the document or the
  461  information within the document will be considered.
  462         n.l. Notice of any board meeting, the agenda, and any other
  463  document required for the meeting as required by s.
  464  718.112(2)(c), which must be posted no later than the date
  465  required for notice under s. 718.112(2)(c).
  466         o.m. The inspection reports described in ss. 553.899 and
  467  718.301(4)(p) and any other inspection report relating to a
  468  structural or life safety inspection of condominium property.
  469         p.n. The association’s most recent structural integrity
  470  reserve study, if applicable.
  471         q.o. Copies of all building permits issued for ongoing or
  472  planned construction.
  473         r. A copy of all affidavits required by this chapter.
  474         s. A copy of all investment policy statements adopted
  475  pursuant to paragraph (16)(c), and all financial statements
  476  related to the association’s investment of funds under
  477  subsection (16).
  478         3. The association shall ensure that the information and
  479  records described in paragraph (c), which are not allowed to be
  480  accessible to unit owners, are not posted on the association’s
  481  website or application. If protected information or information
  482  restricted from being accessible to unit owners is included in
  483  documents that are required to be posted on the association’s
  484  website or application, the association shall ensure the
  485  information is redacted before posting the documents.
  486  Notwithstanding the foregoing, the association or its agent is
  487  not liable for disclosing information that is protected or
  488  restricted under this paragraph unless such disclosure was made
  489  with a knowing or intentional disregard of the protected or
  490  restricted nature of such information.
  491         4. The failure of the association to post information
  492  required under subparagraph 2. is not in and of itself
  493  sufficient to invalidate any action or decision of the
  494  association’s board or its committees.
  495         (13) FINANCIAL REPORTING.—Within 90 days after the end of
  496  the fiscal year, or annually on a date provided in the bylaws,
  497  the association shall prepare and complete, or contract for the
  498  preparation and completion of, a financial report for the
  499  preceding fiscal year. Within 21 days after the final financial
  500  report is completed by the association or received from the
  501  third party, but not later than 180 120 days after the end of
  502  the fiscal year or other date as provided in the bylaws, the
  503  association shall deliver to each unit owner by United States
  504  mail or personal delivery at the mailing address, property
  505  address, e-mail address, or facsimile number provided to fulfill
  506  the association’s notice requirements, a copy of the most recent
  507  financial report, or and a notice that a copy of the most recent
  508  financial report will be, as requested by the owner, mailed, or
  509  hand delivered, or electronically delivered via the Internet to
  510  the unit owner, without charge, within 5 business days after
  511  receipt of a written request from the unit owner. Evidence of
  512  compliance with this delivery requirement must be made by an
  513  affidavit executed by an officer or director of the association.
  514  The division shall adopt rules setting forth uniform accounting
  515  principles and standards to be used by all associations and
  516  addressing the financial reporting requirements for
  517  multicondominium associations. The rules must include, but not
  518  be limited to, standards for presenting a summary of association
  519  reserves, including a good faith estimate disclosing the annual
  520  amount of reserve funds that would be necessary for the
  521  association to fully fund reserves for each reserve item based
  522  on the straight-line accounting method. This disclosure is not
  523  applicable to reserves funded via the pooling method. In
  524  adopting such rules, the division shall consider the number of
  525  members and annual revenues of an association. Financial reports
  526  shall be prepared as follows:
  527         (a) An association that meets the criteria of this
  528  paragraph shall prepare a complete set of financial statements
  529  in accordance with generally accepted accounting principles. The
  530  financial statements must be based upon the association’s total
  531  annual revenues, as follows:
  532         1. An association with total annual revenues of $150,000 or
  533  more, but less than $300,000, shall prepare compiled financial
  534  statements.
  535         2. An association with total annual revenues of at least
  536  $300,000, but less than $500,000, shall prepare reviewed
  537  financial statements.
  538         3. An association with total annual revenues of $500,000 or
  539  more shall prepare audited financial statements.
  540         (b)1. An association with total annual revenues of less
  541  than $150,000 shall prepare a report of cash receipts and
  542  expenditures.
  543         2. A report of cash receipts and disbursements must
  544  disclose the amount of receipts by accounts and receipt
  545  classifications and the amount of expenses by accounts and
  546  expense classifications, including, but not limited to, the
  547  following, as applicable: costs for security, professional and
  548  management fees and expenses, taxes, costs for recreation
  549  facilities, expenses for refuse collection and utility services,
  550  expenses for lawn care, costs for building maintenance and
  551  repair, insurance costs, administration and salary expenses, and
  552  reserves accumulated and expended for capital expenditures,
  553  deferred maintenance, and any other category for which the
  554  association maintains reserves.
  555         (c) An association may prepare, without a meeting of or
  556  approval by the unit owners:
  557         1. Compiled, reviewed, or audited financial statements, if
  558  the association is required to prepare a report of cash receipts
  559  and expenditures;
  560         2. Reviewed or audited financial statements, if the
  561  association is required to prepare compiled financial
  562  statements; or
  563         3. Audited financial statements if the association is
  564  required to prepare reviewed financial statements.
  565         (d) If approved by a majority vote of all the voting
  566  interests present at a properly called meeting of the
  567  association, an association may prepare:
  568         1. A report of cash receipts and expenditures in lieu of a
  569  compiled, reviewed, or audited financial statement;
  570         2. A report of cash receipts and expenditures or a compiled
  571  financial statement in lieu of a reviewed or audited financial
  572  statement; or
  573         3. A report of cash receipts and expenditures, a compiled
  574  financial statement, or a reviewed financial statement in lieu
  575  of an audited financial statement.
  576  
  577  Such meeting and approval must occur before the end of the
  578  fiscal year and is effective only for the fiscal year in which
  579  the vote is taken. An association may not prepare a financial
  580  report pursuant to this paragraph for consecutive fiscal years.
  581  If the developer has not turned over control of the association,
  582  all unit owners, including the developer, may vote on issues
  583  related to the preparation of the association’s financial
  584  reports, from the date of incorporation of the association
  585  through the end of the second fiscal year after the fiscal year
  586  in which the certificate of a surveyor and mapper is recorded
  587  pursuant to s. 718.104(4)(e) or an instrument that transfers
  588  title to a unit in the condominium which is not accompanied by a
  589  recorded assignment of developer rights in favor of the grantee
  590  of such unit is recorded, whichever occurs first. Thereafter,
  591  all unit owners except the developer may vote on such issues
  592  until control is turned over to the association by the
  593  developer. Any audit or review prepared under this section shall
  594  be paid for by the developer if done before turnover of control
  595  of the association.
  596         (e) A unit owner may provide written notice to the division
  597  of the association’s failure to mail or hand deliver him or her
  598  a copy of the most recent financial report within 5 business
  599  days after he or she submitted a written request to the
  600  association for a copy of such report. If the division
  601  determines that the association failed to mail or hand deliver a
  602  copy of the most recent financial report to the unit owner, the
  603  division shall provide written notice to the association that
  604  the association must mail or hand deliver a copy of the most
  605  recent financial report to the unit owner and the division
  606  within 5 business days after it receives such notice from the
  607  division. An association that fails to comply with the
  608  division’s request may not waive the financial reporting
  609  requirement provided in paragraph (d) for the fiscal year in
  610  which the unit owner’s request was made and the following fiscal
  611  year. A financial report received by the division pursuant to
  612  this paragraph shall be maintained, and the division shall
  613  provide a copy of such report to an association member upon his
  614  or her request.
  615         (16) INVESTMENT OF ASSOCIATION FUNDS.
  616         (a) A board shall, in fulfilling its duty to manage
  617  operating and reserve funds of its association, use best efforts
  618  to make prudent investment decisions that carefully consider
  619  risk and return in an effort to maximize returns on invested
  620  funds.
  621         (b) An association, including a multicondominium
  622  association, may invest reserve funds in one or any combination
  623  of certificates of deposit or in depository accounts at a
  624  community bank, savings bank, commercial bank, savings and loan
  625  association, or credit union. Upon a majority vote of the voting
  626  interests, an association may invest reserve funds in
  627  investments other than certificates of deposit or depository
  628  accounts at a community bank, savings bank, commercial bank,
  629  savings and loan association, or credit union, provided the
  630  association complies with paragraphs (c)-(g). Notwithstanding
  631  any declaration, only funds identified as reserve funds may be
  632  invested pursuant to paragraphs (c)-(g). Paragraphs (c)-(g) do
  633  not apply to funds invested in one or any combination of
  634  certificates of deposit or depository accounts at a community
  635  bank, savings bank, commercial bank, savings and loan
  636  association, or credit union.
  637         (c) The board shall create an investment committee composed
  638  of at least two board members and two-unit unit owners who are
  639  not board members. The board shall also adopt rules for invested
  640  funds, including, but not limited to, rules requiring periodic
  641  reviews of any investment manager’s performance, the development
  642  of an investment policy statement, and that all meetings of the
  643  investment committee be recorded and made part of the official
  644  records of the association. The investment policy statement
  645  developed pursuant to this paragraph must, at a minimum, address
  646  risk, liquidity, and benchmark measurements; authorized classes
  647  of investments; authorized investment mixes; limitations on
  648  authority relating to investment transactions; requirements for
  649  projected reserve expenditures within, at minimum, the next 24
  650  months to be held in cash or cash equivalents; projected
  651  expenditures relating to a mandatory structural inspection
  652  performed pursuant to s. 553.899; and protocols for proxy
  653  response.
  654         (d) The investment committee shall recommend investment
  655  advisers to the board, and the board shall select one of the
  656  recommended investment advisers to provide services to the
  657  association. Such investment advisers must be registered or have
  658  notice filed under s. 517.12. The selected investment adviser
  659  and any representative or association of the investment adviser
  660  may not be related by affinity or consanguinity to, or under
  661  common ownership with, any board member, community management
  662  company, reserve study provider, or co-owner of a unit with a
  663  board member or investment committee member. The investment
  664  adviser shall comply with the prudent investor rule in s.
  665  518.11. The investment adviser shall act as a fiduciary to the
  666  association in compliance with the standards set forth in the
  667  Employee Retirement Income Security Act of 1974 at 29 U.S.C. s.
  668  1104(a)(1)(A)-(C). In case of conflict with other laws
  669  authorizing investments, the investment and fiduciary standards
  670  set forth in this subsection must prevail. If at any time the
  671  investment committee determines that an investment adviser does
  672  not meet the requirements of this section, the investment
  673  committee must recommend a replacement investment adviser to the
  674  board.
  675         (e) At least once each calendar year, or sooner if a
  676  substantial financial obligation of the association becomes
  677  known to the board, the association must provide the investment
  678  adviser with the association’s investment policy statement, the
  679  most recent reserve study report, the association’s structural
  680  integrity report, and the financial reports prepared pursuant to
  681  subsection (13). If there is no recent reserve study report, the
  682  association must provide the investment adviser with a good
  683  faith estimate disclosing the annual amount of reserve funds
  684  necessary for the association to fund reserves fully for the
  685  life of each reserve component and each component’s
  686  redundancies. The investment adviser shall annually review these
  687  documents and provide the association with a portfolio
  688  allocation model that is suitably structured and prudently
  689  designed to match projected annual reserve fund requirements and
  690  liability, assets, and liquidity requirements. The investment
  691  adviser shall prepare a funding projection for each reserve
  692  component, including any of the component’s redundancies. The
  693  association must have available at all times a minimum of 24
  694  months of projected reserves in cash or cash equivalents.
  695         (f) Portfolios managed by the investment adviser may
  696  contain any type of investment necessary to meet the objectives
  697  in the investment policy statement; however, portfolios may not
  698  contain stocks, securities, or other obligations that the State
  699  Board of Administration is prohibited from investing in under s.
  700  215.471, s. 215.4725, or s. 215.473 or that state agencies are
  701  prohibited from investing in under s. 215.472, as determined by
  702  the investment adviser. Any funds invested by the investment
  703  adviser must be held in third-party custodial accounts that are
  704  subject to insurance coverage by the Securities Investor
  705  Protection Corporation in an amount equal to or greater than the
  706  invested amount. The investment adviser may withdraw investment
  707  fees, expenses, and commissions from invested funds.
  708         (g) The investment adviser shall:
  709         1. Annually provide the association with a written
  710  certification of compliance with this section and a list of
  711  stocks, securities, and other obligations that are prohibited
  712  from being in association portfolios under paragraph (f); and
  713         2. Submit monthly, quarterly, and annual reports to the
  714  association which are prepared in accordance with established
  715  financial industry standards and in accordance with chapter 517.
  716         (h) Any principal, earnings, or interest managed under this
  717  subsection must be available at no cost or charge to the
  718  association within 15 business days after delivery of the
  719  association’s written or electronic request.
  720         (i)Unallocated income earned on reserve fund investments
  721  must be spent only on capital expenditures, planned maintenance,
  722  structural repairs, or other items for which the reserve
  723  accounts have been established. Any surplus of funds which
  724  exceeds the amount required to maintain reasonably funded
  725  reserves must be managed pursuant to s. 718.115.
  726         Section 6. Paragraphs (b) through (g) of subsection (2) of
  727  section 718.112, Florida Statutes, are amended to read:
  728         718.112 Bylaws.—
  729         (2) REQUIRED PROVISIONS.—The bylaws shall provide for the
  730  following and, if they do not do so, shall be deemed to include
  731  the following:
  732         (b) Quorum; voting requirements; proxies.—
  733         1. Unless a lower number is provided in the bylaws, the
  734  percentage of voting interests required to constitute a quorum
  735  at a meeting of the members is a majority of the voting
  736  interests. Unless otherwise provided in this chapter or in the
  737  declaration, articles of incorporation, or bylaws, and except as
  738  provided in subparagraph (d)4., decisions shall be made by a
  739  majority of the voting interests represented at a meeting at
  740  which a quorum is present.
  741         2. Except as specifically otherwise provided herein, unit
  742  owners in a residential condominium may not vote by general
  743  proxy, but may vote by limited proxies substantially conforming
  744  to a limited proxy form adopted by the division. A voting
  745  interest or consent right allocated to a unit owned by the
  746  association may not be exercised or considered for any purpose,
  747  whether for a quorum, an election, or otherwise. Limited proxies
  748  and general proxies may be used to establish a quorum. Limited
  749  proxies shall be used for votes taken to waive or reduce
  750  reserves in accordance with subparagraph (f)2.; for votes taken
  751  to waive the financial reporting requirements of s. 718.111(13);
  752  for votes taken to amend the declaration pursuant to s. 718.110;
  753  for votes taken to amend the articles of incorporation or bylaws
  754  pursuant to this section; and for any other matter for which
  755  this chapter requires or permits a vote of the unit owners.
  756  Except as provided in paragraph (d), a proxy, limited or
  757  general, may not be used in the election of board members in a
  758  residential condominium. General proxies may be used for other
  759  matters for which limited proxies are not required, and may be
  760  used in voting for nonsubstantive changes to items for which a
  761  limited proxy is required and given. Notwithstanding this
  762  subparagraph, unit owners may vote in person at unit owner
  763  meetings. This subparagraph does not limit the use of general
  764  proxies or require the use of limited proxies for any agenda
  765  item or election at any meeting of a timeshare condominium
  766  association or a nonresidential condominium association.
  767         3. A proxy given is effective only for the specific meeting
  768  for which originally given and any lawfully adjourned meetings
  769  thereof. A proxy is not valid longer than 90 days after the date
  770  of the first meeting for which it was given. Each proxy is
  771  revocable at any time at the pleasure of the unit owner
  772  executing it.
  773         4. A member of the board of administration or a committee
  774  may submit in writing his or her agreement or disagreement with
  775  any action taken at a meeting that the member did not attend.
  776  This agreement or disagreement may not be used as a vote for or
  777  against the action taken or to create a quorum.
  778         5. A board meeting may be conducted in person or by
  779  videoconference. A board or committee member’s participation in
  780  a meeting via telephone, real-time videoconferencing, or similar
  781  real-time electronic or video communication counts toward a
  782  quorum, and such member may vote as if physically present. A
  783  speaker must be used so that the conversation of such members
  784  may be heard by the board or committee members attending in
  785  person as well as by any unit owners present at a meeting. The
  786  division shall adopt rules pursuant to ss. 120.536 and 120.54
  787  governing the requirements for meetings.
  788         (c) Board of administration meetings.—In a residential
  789  condominium association of more than 10 units, the board of
  790  administration shall meet at least once each quarter. At least
  791  four times each year, the meeting agenda must include an
  792  opportunity for members to ask questions of the board. Meetings
  793  of the board of administration at which a quorum of the members
  794  is present are open to all unit owners. Members of the board of
  795  administration may use e-mail as a means of communication but
  796  may not cast a vote on an association matter via e-mail. A unit
  797  owner may tape record or videotape the meetings. The right to
  798  attend such meetings includes the right to speak at such
  799  meetings with reference to all designated agenda items and the
  800  right to ask questions relating to reports on the status of
  801  construction or repair projects, the status of revenues and
  802  expenditures during the current fiscal year, and other issues
  803  affecting the condominium. The division shall adopt reasonable
  804  rules governing the tape recording and videotaping of the
  805  meeting. The association may adopt written reasonable rules
  806  governing the frequency, duration, and manner of unit owner
  807  statements.
  808         1. Adequate notice of all board meetings, which must
  809  specifically identify all agenda items, must be posted
  810  conspicuously on the condominium property at least 48 continuous
  811  hours before the meeting except in an emergency. If the board
  812  meeting is to be conducted via videoconference, the notice must
  813  state that such meeting will be via videoconference and must
  814  include a hyperlink and a conference telephone number for unit
  815  owners to attend the meeting via videoconference, as well as the
  816  address of the physical location where the unit owners can
  817  attend the meeting in person. If the meeting is conducted via
  818  videoconference, it must be recorded and such recording must be
  819  maintained as an official record of the association. If 20
  820  percent of the voting interests petition the board to address an
  821  item of business, the board, within 60 days after receipt of the
  822  petition, shall place the item on the agenda at its next regular
  823  board meeting or at a special meeting called for that purpose.
  824  An item not included on the notice may be taken up on an
  825  emergency basis by a vote of at least a majority plus one of the
  826  board members. Such emergency action must be noticed and
  827  ratified at the next regular board meeting. Written notice of a
  828  meeting at which a nonemergency special assessment or an
  829  amendment to rules regarding unit use will be considered must be
  830  mailed, delivered, or electronically transmitted to the unit
  831  owners and posted conspicuously on the condominium property at
  832  least 14 days before the meeting. Evidence of compliance with
  833  this 14-day notice requirement must be made by an affidavit
  834  executed by the person providing the notice and filed with the
  835  official records of the association.
  836         2. Upon notice to the unit owners, the board shall, by duly
  837  adopted rule, designate a specific location on the condominium
  838  property at which all notices of board meetings must be posted.
  839  If there is no condominium property at which notices can be
  840  posted, Notices shall be mailed, delivered, or electronically
  841  transmitted to each unit owner who has consented to receive
  842  electronic notifications at least 14 days before the meeting. In
  843  lieu of or in addition to the physical posting of the notice on
  844  the condominium property and mailing, delivering, or
  845  electronically transmitting the notice, the association may, by
  846  reasonable rule, adopt a procedure for conspicuously posting and
  847  repeatedly broadcasting the notice and the agenda on a closed
  848  circuit cable television system serving the condominium
  849  association. However, if broadcast notice is used in lieu of a
  850  notice physically posted on condominium property, the notice and
  851  agenda must be broadcast at least four times every broadcast
  852  hour of each day that a posted notice is otherwise required
  853  under this section. If broadcast notice is provided, the notice
  854  and agenda must be broadcast in a manner and for a sufficient
  855  continuous length of time so as to allow an average reader to
  856  observe the notice and read and comprehend the entire content of
  857  the notice and the agenda. In addition to any of the authorized
  858  means of providing notice of a meeting of the board, the
  859  association may, by rule, adopt a procedure for conspicuously
  860  posting the meeting notice and the agenda on a website serving
  861  the condominium association for at least the minimum period of
  862  time for which a notice of a meeting is also required to be
  863  physically posted on the condominium property. Any rule adopted
  864  shall, in addition to other matters, include a requirement that
  865  the association send an electronic notice in the same manner as
  866  a notice for a meeting of the members, which must include a
  867  hyperlink to the website at which the notice is posted, to unit
  868  owners whose e-mail addresses are included in the association’s
  869  official records.
  870         3. Notice of any meeting in which regular or special
  871  assessments against unit owners are to be considered must
  872  specifically state that assessments will be considered and
  873  provide the estimated cost and description of the purposes for
  874  such assessments. If an agenda item relates to the approval of a
  875  contract for goods or services, a copy of the contract must be
  876  provided with the notice and be made available for inspection
  877  and copying upon a written request from a unit owner or made
  878  available on the association’s website or through an application
  879  that can be downloaded on a mobile device.
  880         4. Meetings of a committee to take final action on behalf
  881  of the board or make recommendations to the board regarding the
  882  association budget are subject to this paragraph. Meetings of a
  883  committee that does not take final action on behalf of the board
  884  or make recommendations to the board regarding the association
  885  budget are subject to this section, unless those meetings are
  886  exempted from this section by the bylaws of the association.
  887         5. Notwithstanding any other law, the requirement that
  888  board meetings and committee meetings be open to the unit owners
  889  does not apply to:
  890         a. Meetings between the board or a committee and the
  891  association’s attorney, with respect to proposed or pending
  892  litigation, if the meeting is held for the purpose of seeking or
  893  rendering legal advice; or
  894         b. Board meetings held for the purpose of discussing
  895  personnel matters.
  896         (d) Unit owner meetings.—
  897         1. An annual meeting of the unit owners must be held at the
  898  location provided in the association bylaws and, if the bylaws
  899  are silent as to the location, the meeting must be held within
  900  15 miles 45 miles of the condominium property or within the same
  901  county as the condominium property. However, such distance
  902  requirement does not apply to an association governing a
  903  timeshare condominium. If a unit owner meeting is conducted via
  904  videoconference, a unit owner may vote electronically in the
  905  manner provided in s. 718.128.
  906         2. Unit owner meetings, including the annual meeting of the
  907  unit owners, may be conducted in person or via videoconference.
  908  If the annual meeting of the unit owners is conducted via
  909  videoconference, a quorum of the members of the board of
  910  administration must be physically present at the physical
  911  location where unit owners can attend the meeting. The location
  912  must be provided in the association bylaws and, if the bylaws
  913  are silent as to the location, the meeting must be held within
  914  10 miles of the condominium property. If the unit owner meeting
  915  is conducted via videoconference, the videoconference must be
  916  recorded and such recording must be maintained as an official
  917  record of the association. The division shall adopt rules
  918  pursuant to ss. 120.536 and 120.54 governing the requirements
  919  for meetings.
  920         3.2. Unless the bylaws provide otherwise, a vacancy on the
  921  board caused by the expiration of a director’s term must be
  922  filled by electing a new board member, and the election must be
  923  by secret ballot. An election is not required if the number of
  924  vacancies equals or exceeds the number of candidates. For
  925  purposes of this paragraph, the term “candidate” means an
  926  eligible person who has timely submitted the written notice, as
  927  described in sub-subparagraph 4.a., of his or her intention to
  928  become a candidate. Except in a timeshare or nonresidential
  929  condominium, or if the staggered term of a board member does not
  930  expire until a later annual meeting, or if all members’ terms
  931  would otherwise expire but there are no candidates, the terms of
  932  all board members expire at the annual meeting, and such members
  933  may stand for reelection unless prohibited by the bylaws. Board
  934  members may serve terms longer than 1 year if permitted by the
  935  bylaws or articles of incorporation. A board member may not
  936  serve more than 8 consecutive years unless approved by an
  937  affirmative vote of unit owners representing two-thirds of all
  938  votes cast in the election or unless there are not enough
  939  eligible candidates to fill the vacancies on the board at the
  940  time of the vacancy. Only board service that occurs on or after
  941  July 1, 2018, may be used when calculating a board member’s term
  942  limit. If the number of board members whose terms expire at the
  943  annual meeting equals or exceeds the number of candidates, the
  944  candidates become members of the board effective upon the
  945  adjournment of the annual meeting. Unless the bylaws provide
  946  otherwise, any remaining vacancies shall be filled by the
  947  affirmative vote of the majority of the directors making up the
  948  newly constituted board even if the directors constitute less
  949  than a quorum or there is only one director. In a residential
  950  condominium association of more than 10 units or in a
  951  residential condominium association that does not include
  952  timeshare units or timeshare interests, co-owners of a unit may
  953  not serve as members of the board of directors at the same time
  954  unless they own more than one unit or unless there are not
  955  enough eligible candidates to fill the vacancies on the board at
  956  the time of the vacancy. A unit owner in a residential
  957  condominium desiring to be a candidate for board membership must
  958  comply with sub-subparagraph 4.a. and must be eligible to be a
  959  candidate to serve on the board of directors at the time of the
  960  deadline for submitting a notice of intent to run in order to
  961  have his or her name listed as a proper candidate on the ballot
  962  or to serve on the board. A person who has been suspended or
  963  removed by the division under this chapter, or who is delinquent
  964  in the payment of any assessment due to the association, is not
  965  eligible to be a candidate for board membership and may not be
  966  listed on the ballot. For purposes of this paragraph, a person
  967  is delinquent if a payment is not made by the due date as
  968  specifically identified in the declaration of condominium,
  969  bylaws, or articles of incorporation. If a due date is not
  970  specifically identified in the declaration of condominium,
  971  bylaws, or articles of incorporation, the due date is the first
  972  day of the assessment period. A person who has been convicted of
  973  any felony in this state or in a United States District or
  974  Territorial Court, or who has been convicted of any offense in
  975  another jurisdiction which would be considered a felony if
  976  committed in this state, is not eligible for board membership
  977  unless such felon’s civil rights have been restored for at least
  978  5 years as of the date such person seeks election to the board.
  979  The validity of an action by the board is not affected if it is
  980  later determined that a board member is ineligible for board
  981  membership due to having been convicted of a felony. This
  982  subparagraph does not limit the term of a member of the board of
  983  a nonresidential or timeshare condominium.
  984         4.3. The bylaws must provide the method of calling meetings
  985  of unit owners, including annual meetings. Written notice of an
  986  annual meeting must include an agenda; be mailed, hand
  987  delivered, or electronically transmitted to each unit owner at
  988  least 14 days before the annual meeting; and be posted in a
  989  conspicuous place on the condominium property or association
  990  property at least 14 continuous days before the annual meeting.
  991  Written notice of a meeting other than an annual meeting must
  992  include an agenda; be mailed, hand delivered, or electronically
  993  transmitted to each unit owner; and be posted in a conspicuous
  994  place on the condominium property or association property within
  995  the timeframe specified in the bylaws. If the bylaws do not
  996  specify a timeframe for written notice of a meeting other than
  997  an annual meeting, notice must be provided at least 14
  998  continuous days before the meeting. Upon notice to the unit
  999  owners, the board shall, by duly adopted rule, designate a
 1000  specific location on the condominium property or association
 1001  property at which all notices of unit owner meetings must be
 1002  posted. This requirement does not apply if there is no
 1003  condominium property for posting notices. In lieu of, or in In
 1004  addition to, the physical posting of meeting notices, the
 1005  association may, by reasonable rule, adopt a procedure for
 1006  conspicuously posting and repeatedly broadcasting the notice and
 1007  the agenda on a closed-circuit cable television system serving
 1008  the condominium association. However, if broadcast notice is
 1009  used in lieu of a notice posted physically on the condominium
 1010  property, the notice and agenda must be broadcast at least four
 1011  times every broadcast hour of each day that a posted notice is
 1012  otherwise required under this section. If broadcast notice is
 1013  provided, the notice and agenda must be broadcast in a manner
 1014  and for a sufficient continuous length of time so as to allow an
 1015  average reader to observe the notice and read and comprehend the
 1016  entire content of the notice and the agenda. In addition to any
 1017  of the authorized means of providing notice of a meeting of the
 1018  board, the association may, by rule, adopt a procedure for
 1019  conspicuously posting the meeting notice and the agenda on a
 1020  website serving the condominium association for at least the
 1021  minimum period of time for which a notice of a meeting is also
 1022  required to be physically posted on the condominium property.
 1023  Any rule adopted shall, in addition to other matters, include a
 1024  requirement that the association send an electronic notice in
 1025  the same manner as a notice for a meeting of the members, which
 1026  must include a hyperlink to the website at which the notice is
 1027  posted, to unit owners whose e-mail addresses are included in
 1028  the association’s official records. Unless a unit owner waives
 1029  in writing the right to receive notice of the annual meeting,
 1030  such notice must be hand delivered, mailed, or electronically
 1031  transmitted to each unit owner. Notice for meetings and notice
 1032  for all other purposes must be mailed to each unit owner at the
 1033  address last furnished to the association by the unit owner, or
 1034  hand delivered to each unit owner. However, if a unit is owned
 1035  by more than one person, the association must provide notice to
 1036  the address that the developer identifies for that purpose and
 1037  thereafter as one or more of the owners of the unit advise the
 1038  association in writing, or if no address is given or the owners
 1039  of the unit do not agree, to the address provided on the deed of
 1040  record. An officer of the association, or the manager or other
 1041  person providing notice of the association meeting, must provide
 1042  an affidavit or United States Postal Service certificate of
 1043  mailing, to be included in the official records of the
 1044  association affirming that the notice was mailed or hand
 1045  delivered in accordance with this provision.
 1046         5.4. The members of the board of a residential condominium
 1047  shall be elected by written ballot or voting machine. Proxies
 1048  may not be used in electing the board in general elections or
 1049  elections to fill vacancies caused by recall, resignation, or
 1050  otherwise, unless otherwise provided in this chapter. This
 1051  subparagraph does not apply to an association governing a
 1052  timeshare condominium.
 1053         a. At least 60 days before a scheduled election, the
 1054  association shall mail, deliver, or electronically transmit, by
 1055  separate association mailing or included in another association
 1056  mailing, delivery, or transmission, including regularly
 1057  published newsletters, to each unit owner entitled to a vote, a
 1058  first notice of the date of the election. A unit owner or other
 1059  eligible person desiring to be a candidate for the board must
 1060  give written notice of his or her intent to be a candidate to
 1061  the association at least 40 days before a scheduled election.
 1062  Together with the written notice and agenda as set forth in
 1063  subparagraph 3., the association shall mail, deliver, or
 1064  electronically transmit a second notice of the election to all
 1065  unit owners entitled to vote, together with a ballot that lists
 1066  all candidates not less than 14 days or more than 34 days before
 1067  the date of the election. Upon request of a candidate, an
 1068  information sheet, no larger than 8 1/2 inches by 11 inches,
 1069  which must be furnished by the candidate at least 35 days before
 1070  the election, must be included with the mailing, delivery, or
 1071  transmission of the ballot, with the costs of mailing, delivery,
 1072  or electronic transmission and copying to be borne by the
 1073  association. The association is not liable for the contents of
 1074  the information sheets prepared by the candidates. In order to
 1075  reduce costs, the association may print or duplicate the
 1076  information sheets on both sides of the paper. The division
 1077  shall by rule establish voting procedures consistent with this
 1078  sub-subparagraph, including rules establishing procedures for
 1079  giving notice by electronic transmission and rules providing for
 1080  the secrecy of ballots. Elections shall be decided by a
 1081  plurality of ballots cast. There is no quorum requirement;
 1082  however, at least 20 percent of the eligible voters must cast a
 1083  ballot in order to have a valid election. A unit owner may not
 1084  authorize any other person to vote his or her ballot, and any
 1085  ballots improperly cast are invalid. A unit owner who violates
 1086  this provision may be fined by the association in accordance
 1087  with s. 718.303. A unit owner who needs assistance in casting
 1088  the ballot for the reasons stated in s. 101.051 may obtain such
 1089  assistance. The regular election must occur on the date of the
 1090  annual meeting. Notwithstanding this sub-subparagraph, an
 1091  election is not required unless more candidates file notices of
 1092  intent to run or are nominated than board vacancies exist.
 1093         b. A director of a board of an association of a residential
 1094  condominium shall:
 1095         (I) Certify in writing to the secretary of the association
 1096  that he or she has read the association’s declaration of
 1097  condominium, articles of incorporation, bylaws, and current
 1098  written policies; that he or she will work to uphold such
 1099  documents and policies to the best of his or her ability; and
 1100  that he or she will faithfully discharge his or her fiduciary
 1101  responsibility to the association’s members.
 1102         (II) Submit to the secretary of the association a
 1103  certificate of having satisfactorily completed the educational
 1104  curriculum administered by the division or a division-approved
 1105  condominium education provider. The educational curriculum must
 1106  be at least 4 hours long and include instruction on milestone
 1107  inspections, structural integrity reserve studies, elections,
 1108  recordkeeping, financial literacy and transparency, levying of
 1109  fines, and notice and meeting requirements.
 1110  
 1111  Each newly elected or appointed director must submit to the
 1112  secretary of the association the written certification and
 1113  educational certificate within 1 year before being elected or
 1114  appointed or 90 days after the date of election or appointment.
 1115  A director of an association of a residential condominium who
 1116  was elected or appointed before July 1, 2024, must comply with
 1117  the written certification and educational certificate
 1118  requirements in this sub-subparagraph by June 30, 2025. The
 1119  written certification and educational certificate is valid for 7
 1120  years after the date of issuance and does not have to be
 1121  resubmitted as long as the director serves on the board without
 1122  interruption during the 7-year period. A director who is
 1123  appointed by the developer may satisfy the educational
 1124  certificate requirement in sub-sub-subparagraph (II) for any
 1125  subsequent appointment to a board by a developer within 7 years
 1126  after the date of issuance of the most recent educational
 1127  certificate, including any interruption of service on a board or
 1128  appointment to a board in another association within that 7-year
 1129  period. One year after submission of the most recent written
 1130  certification and educational certificate, and annually
 1131  thereafter, a director of an association of a residential
 1132  condominium must submit to the secretary of the association a
 1133  certificate of having satisfactorily completed at least 1 hour
 1134  of continuing education administered by the division, or a
 1135  division-approved condominium education provider, relating to
 1136  any recent changes to this chapter and the related
 1137  administrative rules during the past year. A director of an
 1138  association of a residential condominium who fails to timely
 1139  file the written certification and educational certificate is
 1140  suspended from service on the board until he or she complies
 1141  with this sub-subparagraph. The board may temporarily fill the
 1142  vacancy during the period of suspension. The secretary shall
 1143  cause the association to retain a director’s written
 1144  certification and educational certificate for inspection by the
 1145  members for 7 years after a director’s election or the duration
 1146  of the director’s uninterrupted tenure, whichever is longer.
 1147  Failure to have such written certification and educational
 1148  certificate on file does not affect the validity of any board
 1149  action.
 1150         c. Any challenge to the election process must be commenced
 1151  within 60 days after the election results are announced.
 1152         6.5. Any approval by unit owners called for by this chapter
 1153  or the applicable declaration or bylaws, including, but not
 1154  limited to, the approval requirement in s. 718.111(8), must be
 1155  made at a duly noticed meeting of unit owners and is subject to
 1156  all requirements of this chapter or the applicable condominium
 1157  documents relating to unit owner decisionmaking, except that
 1158  unit owners may take action by written agreement, without
 1159  meetings, on matters for which action by written agreement
 1160  without meetings is expressly allowed by the applicable bylaws
 1161  or declaration or any law that provides for such action.
 1162         7.6. Unit owners may waive notice of specific meetings if
 1163  allowed by the applicable bylaws or declaration or any law.
 1164  Notice of meetings of the board of administration; unit owner
 1165  meetings, except unit owner meetings called to recall board
 1166  members under paragraph (l); and committee meetings may be given
 1167  by electronic transmission to unit owners who consent to receive
 1168  notice by electronic transmission. A unit owner who consents to
 1169  receiving notices by electronic transmission is solely
 1170  responsible for removing or bypassing filters that block receipt
 1171  of mass e-mails sent to members on behalf of the association in
 1172  the course of giving electronic notices.
 1173         8.7. Unit owners have the right to participate in meetings
 1174  of unit owners with reference to all designated agenda items.
 1175  However, the association may adopt reasonable rules governing
 1176  the frequency, duration, and manner of unit owner participation.
 1177         9.8. A unit owner may tape record or videotape a meeting of
 1178  the unit owners subject to reasonable rules adopted by the
 1179  division.
 1180         10.9. Unless otherwise provided in the bylaws, any vacancy
 1181  occurring on the board before the expiration of a term may be
 1182  filled by the affirmative vote of the majority of the remaining
 1183  directors, even if the remaining directors constitute less than
 1184  a quorum, or by the sole remaining director. In the alternative,
 1185  a board may hold an election to fill the vacancy, in which case
 1186  the election procedures must conform to sub-subparagraph 4.a.
 1187  unless the association governs 10 units or fewer and has opted
 1188  out of the statutory election process, in which case the bylaws
 1189  of the association control. Unless otherwise provided in the
 1190  bylaws, a board member appointed or elected under this section
 1191  shall fill the vacancy for the unexpired term of the seat being
 1192  filled. Filling vacancies created by recall is governed by
 1193  paragraph (l) and rules adopted by the division.
 1194         11.10. This chapter does not limit the use of general or
 1195  limited proxies, require the use of general or limited proxies,
 1196  or require the use of a written ballot or voting machine for any
 1197  agenda item or election at any meeting of a timeshare
 1198  condominium association or nonresidential condominium
 1199  association.
 1200  
 1201  Notwithstanding subparagraph (b)2. and sub-subparagraph 4.a., an
 1202  association of 10 or fewer units may, by affirmative vote of a
 1203  majority of the total voting interests, provide for different
 1204  voting and election procedures in its bylaws, which may be by a
 1205  proxy specifically delineating the different voting and election
 1206  procedures. The different voting and election procedures may
 1207  provide for elections to be conducted by limited or general
 1208  proxy.
 1209         (e) Budget meeting.—
 1210         1. Any meeting at which a proposed annual budget of an
 1211  association will be considered by the board or unit owners shall
 1212  be open to all unit owners. A meeting of the board or unit
 1213  owners at which a proposed annual association budget will be
 1214  considered may be conducted by videoconference. The division
 1215  shall adopt rules pursuant to ss. 120.536 and 120.54 governing
 1216  the requirements for such meetings. A sound transmitting device
 1217  must be used so that the conversation of such members may be
 1218  heard by the board or committee members attending in person, as
 1219  well as any unit owners present at the meeting. At least 14 days
 1220  before prior to such a meeting, the board shall hand deliver to
 1221  each unit owner, mail to each unit owner at the address last
 1222  furnished to the association by the unit owner, or
 1223  electronically transmit to the location furnished by the unit
 1224  owner for that purpose a notice of such meeting and a copy of
 1225  the proposed annual budget. An officer or manager of the
 1226  association, or other person providing notice of such meeting,
 1227  shall execute an affidavit evidencing compliance with such
 1228  notice requirement, and such affidavit shall be filed among the
 1229  official records of the association.
 1230         2.a. If a board proposes adopts in any fiscal year an
 1231  annual budget which requires assessments against unit owners
 1232  which exceed 115 percent of assessments for the preceding fiscal
 1233  year, the board shall simultaneously propose a substitute budget
 1234  that does not include any discretionary expenditures that are
 1235  not required to be in the budget. The substitute budget must be
 1236  proposed at the budget meeting before the adoption of the annual
 1237  budget conduct a special meeting of the unit owners to consider
 1238  a substitute budget if the board receives, within 21 days after
 1239  adoption of the annual budget, a written request for a special
 1240  meeting from at least 10 percent of all voting interests. The
 1241  special meeting shall be conducted within 60 days after adoption
 1242  of the annual budget. At least 14 days before such budget
 1243  meeting in which a substitute budget will be proposed prior to
 1244  such special meeting, the board shall hand deliver to each unit
 1245  owner, or mail to each unit owner at the address last furnished
 1246  to the association, a notice of the meeting. An officer or
 1247  manager of the association, or other person providing notice of
 1248  such meeting shall execute an affidavit evidencing compliance
 1249  with this notice requirement, and such affidavit shall be filed
 1250  among the official records of the association. Unit owners must
 1251  may consider and may adopt a substitute budget at the special
 1252  meeting. A substitute budget is adopted if approved by a
 1253  majority of all voting interests unless the bylaws require
 1254  adoption by a greater percentage of voting interests. If there
 1255  is not a quorum at the special meeting or a substitute budget is
 1256  not adopted, the annual budget previously initially proposed
 1257  adopted by the board may be adopted shall take effect as
 1258  scheduled.
 1259         b. Any determination of whether assessments exceed 115
 1260  percent of assessments for the prior fiscal year shall exclude
 1261  any authorized provision for required reasonable reserves for
 1262  repair or replacement of the condominium property, anticipated
 1263  expenses of the association which the board does not expect to
 1264  be incurred on a regular or annual basis for the repair,
 1265  maintenance, or replacement of the items listed in paragraph
 1266  (g), and insurance premiums, or assessments for betterments to
 1267  the condominium property.
 1268         c. If the developer controls the board, assessments may
 1269  shall not exceed 115 percent of assessments for the prior fiscal
 1270  year unless approved by a majority of all voting interests.
 1271         (f) Annual budget.—
 1272         1. The proposed annual budget of estimated revenues and
 1273  expenses must be detailed and must show the amounts budgeted by
 1274  accounts and expense classifications, including, at a minimum,
 1275  any applicable expenses listed in s. 718.504(21). The board
 1276  shall adopt the annual budget at least 14 days before the start
 1277  of the association’s fiscal year. In the event that the board
 1278  fails to timely adopt the annual budget a second time, it is
 1279  deemed a minor violation and the prior year’s budget shall
 1280  continue in effect until a new budget is adopted. A
 1281  multicondominium association must adopt a separate budget of
 1282  common expenses for each condominium the association operates
 1283  and must adopt a separate budget of common expenses for the
 1284  association. In addition, if the association maintains limited
 1285  common elements with the cost to be shared only by those
 1286  entitled to use the limited common elements as provided for in
 1287  s. 718.113(1), the budget or a schedule attached to it must show
 1288  the amount budgeted for this maintenance. If, after turnover of
 1289  control of the association to the unit owners, any of the
 1290  expenses listed in s. 718.504(21) are not applicable, they do
 1291  not need to be listed.
 1292         2.a. In addition to annual operating expenses, the budget
 1293  must include reserve accounts for capital expenditures and
 1294  deferred maintenance. These accounts must include, but are not
 1295  limited to, roof replacement, building painting, and pavement
 1296  resurfacing, regardless of the amount of deferred maintenance
 1297  expense or replacement cost, and any other item that has a
 1298  deferred maintenance expense or replacement cost that exceeds
 1299  $25,000 $10,000. The amount to be reserved must be computed
 1300  using a formula based upon estimated remaining useful life and
 1301  estimated replacement cost or deferred maintenance expense of
 1302  the reserve item. In a budget adopted by an association that is
 1303  required to obtain a structural integrity reserve study,
 1304  reserves must be maintained for the items identified in
 1305  paragraph (g) for which the association is responsible pursuant
 1306  to the declaration of condominium, and the reserve amount for
 1307  such items must be based on the findings and recommendations of
 1308  the association’s most recent structural integrity reserve
 1309  study. If an association votes to terminate the condominium in
 1310  accordance with s. 718.117, the members may vote to waive the
 1311  maintenance of reserves recommended by the association’s most
 1312  recent structural integrity reserve study. With respect to items
 1313  for which an estimate of useful life is not readily
 1314  ascertainable or with an estimated remaining useful life of
 1315  greater than 25 years, an association is not required to reserve
 1316  replacement costs for such items, but an association must
 1317  reserve the amount of deferred maintenance expense, if any,
 1318  which is recommended by the structural integrity reserve study
 1319  for such items. The association may adjust replacement reserve
 1320  assessments annually to take into account an inflation
 1321  adjustment and any changes in estimates or extension of the
 1322  useful life of a reserve item caused by deferred maintenance.
 1323         b. The members of a unit-owner-controlled association may
 1324  determine, by a majority vote of the total voting interests of
 1325  the association, to provide no reserves or less reserves than
 1326  required by this subsection. For a budget adopted on or after
 1327  December 31, 2024, the members of a unit-owner-controlled
 1328  association that must obtain a structural integrity reserve
 1329  study may not determine to provide no reserves or less reserves
 1330  than required by this subsection for items listed in paragraph
 1331  (g), except that members of an association operating a
 1332  multicondominium may determine to provide no reserves or less
 1333  reserves than required by this subsection if an alternative
 1334  funding method is used by the association has been approved by
 1335  the division.
 1336         c.(I) Reserves for the items listed in paragraph (g) may be
 1337  funded by regular assessments, special assessments, lines of
 1338  credit, or loans.
 1339         (II) A unit-owner-controlled association that must have a
 1340  structural reserve study may secure a line of credit or a loan
 1341  to fund capital expenses required by a milestone inspection
 1342  under s. 553.899 or a structural integrity reserve study. A line
 1343  of credit or a loan under this subparagraph requires the
 1344  approval of a majority vote of the total voting interests of the
 1345  association. The line of credit or loan must be sufficient to
 1346  fund the cumulative amount of any previously waived or unfunded
 1347  portions of the reserve funding amount required by this
 1348  paragraph and the most recent structural integrity reserve
 1349  study. Funding from the line of credit or loan must be
 1350  immediately available for access by the board to fund required
 1351  repair, maintenance, or replacement expenses without further
 1352  approval by the members of the association. A line of credit or
 1353  a loan secured under this sub-subparagraph must be included in
 1354  the financial report required under s. 718.111(13).
 1355         d. If the local building official, as defined in s.
 1356  468.603, determines that the entire condominium building is
 1357  uninhabitable due to a natural emergency, as defined in s.
 1358  252.34, the board, upon the approval of a majority of its
 1359  members, may pause the contribution to its reserves or reduce
 1360  reserve funding until the local building official determines
 1361  that the condominium building is habitable. Any reserve account
 1362  funds held by the association may be expended, pursuant to the
 1363  board’s determination, to make the condominium building and its
 1364  structures habitable. Upon the determination by the local
 1365  building official that the condominium building is habitable,
 1366  the association must immediately resume contributing funds to
 1367  its reserves.
 1368         eFor a budget adopted on or before December 31, 2028, if
 1369  the association has completed a milestone inspection pursuant to
 1370  s. 553.899 within the previous 2 calendar years, the board, upon
 1371  the approval of a majority of the total voting interests of the
 1372  association, may temporarily pause, for a period of no more than
 1373  2 consecutive annual budgets, reserve fund contributions or
 1374  reduce the amount of reserve funding for the purpose of funding
 1375  repairs recommended by the milestone inspection. This sub
 1376  subparagraph does not apply to a developer-controlled
 1377  association and an association in which the non-developer unit
 1378  owners have been in control for less than 1 year. An association
 1379  that has paused reserve contributions under this subparagraph
 1380  must have a structural integrity reserve study performed before
 1381  the continuation of reserve contributions in order to determine
 1382  the association’s reserve funding needs and to recommend a
 1383  reserve funding plan.
 1384         f.b. Before turnover of control of an association by a
 1385  developer to unit owners other than a developer under s.
 1386  718.301, the developer-controlled association may not vote to
 1387  waive the reserves or reduce funding of the reserves. If a
 1388  meeting of the unit owners has been called to determine whether
 1389  to waive or reduce the funding of reserves and no such result is
 1390  achieved or a quorum is not attained, the reserves included in
 1391  the budget shall go into effect. After the turnover, the
 1392  developer may vote its voting interest to waive or reduce the
 1393  funding of reserves.
 1394         3. Reserve funds and any interest accruing thereon shall
 1395  remain in the reserve account or accounts, and may be used only
 1396  for authorized reserve expenditures unless their use for other
 1397  purposes is approved in advance by a majority vote of all the
 1398  total voting interests of the association. Before turnover of
 1399  control of an association by a developer to unit owners other
 1400  than the developer pursuant to s. 718.301, the developer
 1401  controlled association may not vote to use reserves for purposes
 1402  other than those for which they were intended. For a budget
 1403  adopted on or after December 31, 2024, members of a unit-owner
 1404  controlled association that must obtain a structural integrity
 1405  reserve study may not vote to use reserve funds, or any interest
 1406  accruing thereon, for any other purpose other than the
 1407  replacement or deferred maintenance costs of the components
 1408  listed in paragraph (g). A vote of the members is not required
 1409  for the board to change the accounting method for reserves to a
 1410  pooling accounting method or a straight-line accounting method.
 1411         4. The only voting interests that are eligible to vote on
 1412  questions that involve waiving or reducing the funding of
 1413  reserves, or using existing reserve funds for purposes other
 1414  than purposes for which the reserves were intended, are the
 1415  voting interests of the units subject to assessment to fund the
 1416  reserves in question. Proxy questions relating to waiving or
 1417  reducing the funding of reserves or using existing reserve funds
 1418  for purposes other than purposes for which the reserves were
 1419  intended must contain the following statement in capitalized,
 1420  bold letters in a font size larger than any other used on the
 1421  face of the proxy ballot: WAIVING OF RESERVES, IN WHOLE OR IN
 1422  PART, OR ALLOWING ALTERNATIVE USES OF EXISTING RESERVES MAY
 1423  RESULT IN UNIT OWNER LIABILITY FOR PAYMENT OF UNANTICIPATED
 1424  SPECIAL ASSESSMENTS REGARDING THOSE ITEMS.
 1425         (g) Structural integrity reserve study.—
 1426         1. A residential condominium association must have a
 1427  structural integrity reserve study completed at least every 10
 1428  years after the condominium’s creation for each building on the
 1429  condominium property that is three stories or higher in height,
 1430  as determined by the Florida Building Code, which includes, at a
 1431  minimum, a study of the following items as related to the
 1432  structural integrity and safety of the building:
 1433         a. Roof.
 1434         b. Structure, including load-bearing walls and other
 1435  primary structural members and primary structural systems as
 1436  those terms are defined in s. 627.706.
 1437         c. Fireproofing and fire protection systems.
 1438         d. Plumbing.
 1439         e. Electrical systems.
 1440         f. Waterproofing and exterior painting.
 1441         g. Windows and exterior doors.
 1442         h. Any other item that has a deferred maintenance expense
 1443  or replacement cost that exceeds $25,000 $10,000 and the failure
 1444  to replace or maintain such item negatively affects the items
 1445  listed in sub-subparagraphs a.-g., as determined by the visual
 1446  inspection portion of the structural integrity reserve study.
 1447         2. A structural integrity reserve study is based on a
 1448  visual inspection of the condominium property.
 1449         3.a. A structural integrity reserve study may be performed
 1450  by any person qualified to perform such study. However, the
 1451  visual inspection portion of the structural integrity reserve
 1452  study must be performed or verified by an engineer licensed
 1453  under chapter 471, an architect licensed under chapter 481, or a
 1454  person certified as a reserve specialist or professional reserve
 1455  analyst by the Community Associations Institute or the
 1456  Association of Professional Reserve Analysts.
 1457         b. Any design professional as defined in s. 558.002 or any
 1458  contractor licensed under chapter 489 who bids to perform a
 1459  structural integrity reserve study must disclose in writing to
 1460  the association his or her intent to bid on any services related
 1461  to any maintenance, repair, or replacement that may be
 1462  recommended by the structural integrity reserve study. Any
 1463  design professional as defined in s. 558.002 or contractor
 1464  licensed under chapter 489 who submits a bid to the association
 1465  for performing any services recommended by the structural
 1466  integrity reserve study may not have an interest, directly or
 1467  indirectly, in the firm or entity providing the association’s
 1468  structural integrity reserve study or be a relative of any
 1469  person having a direct or indirect interest in such firm, unless
 1470  such relationship is disclosed to the association in writing. As
 1471  used in this section, the term “relative” means a relative
 1472  within the third degree of consanguinity by blood or marriage. A
 1473  contract for services is voidable and terminates upon the
 1474  association filing a written notice terminating the contract if
 1475  the design professional or licensed contractor failed to provide
 1476  the written disclosure of the interests or relationships
 1477  required under this paragraph. A design professional or licensed
 1478  contractor may be subject to discipline under the applicable
 1479  practice act for his or her profession for failure to provide
 1480  the written disclosure of the interests or relationships
 1481  required under this paragraph.
 1482         4.a.3. At a minimum, a structural integrity reserve study
 1483  must identify each item of the condominium property being
 1484  visually inspected, state the estimated remaining useful life
 1485  and the estimated replacement cost or deferred maintenance
 1486  expense of each item of the condominium property being visually
 1487  inspected, and provide a reserve funding plan or schedule with a
 1488  recommended annual reserve amount that achieves the estimated
 1489  replacement cost or deferred maintenance expense of each item of
 1490  condominium property being visually inspected by the end of the
 1491  estimated remaining useful life of the item. At a minimum, the
 1492  structural integrity reserve study must include a recommendation
 1493  for a reserve funding schedule based on a baseline funding plan
 1494  that provides a reserve funding goal in which the reserve
 1495  funding for each budget year is sufficient to maintain the
 1496  reserve cash balance above zero. The study may recommend other
 1497  types of reserve funding schedules, provided that each
 1498  recommended schedule is sufficient to meet the association’s
 1499  maintenance obligation.
 1500         b. The structural integrity reserve study may recommend
 1501  that reserves do not need to be maintained for any item for
 1502  which an estimate of useful life and an estimate of replacement
 1503  cost cannot be determined, or the study may recommend a deferred
 1504  maintenance expense amount for such item. The structural
 1505  integrity reserve study may recommend that reserves for
 1506  replacement costs do not need to be maintained for any item with
 1507  an estimated remaining useful life of greater than 25 years, but
 1508  the study may recommend a deferred maintenance expense amount
 1509  for such item. If the structural integrity reserve study
 1510  recommends reserves for any item for which reserves are not
 1511  required under this paragraph, the amount of the recommended
 1512  reserves for such item must be separately identified in the
 1513  structural integrity reserve study as an item for which reserves
 1514  are not required under this paragraph.
 1515         c. The structural integrity reserve study must take into
 1516  consideration the funding method or methods used by the
 1517  association to fund its maintenance and reserve funding
 1518  obligations through regular assessments, special assessments,
 1519  lines of credit, or loans. If the structural integrity reserve
 1520  study is performed before the association has approved a special
 1521  assessment or secured a line of credit or a loan, the structural
 1522  integrity reserve study must be updated to reflect the funding
 1523  method selected by the association and its effect on the reserve
 1524  funding schedule, including any anticipated change in the amount
 1525  of regular assessments. The structural integrity reserve study
 1526  may be updated to reflect any changes to the useful life of the
 1527  reserve items after such items are repaired or replaced, and the
 1528  effect such repair or replacement will have on the reserve
 1529  funding schedule. The association must obtain an updated
 1530  structural integrity reserve study before adopting any budget in
 1531  which the reserve funding from regular assessments, special
 1532  assessments, lines of credit, or loans do not align with the
 1533  funding plan from the most recent version of the structural
 1534  integrity reserve study.
 1535         5.4. This paragraph does not apply to buildings less than
 1536  three stories in height; single-family, two-family, or three
 1537  family dwellings with three or fewer habitable stories above
 1538  ground; any portion or component of a building that has not been
 1539  submitted to the condominium form of ownership; or any portion
 1540  or component of a building that is maintained by a party other
 1541  than the association.
 1542         6.5. Before a developer turns over control of an
 1543  association to unit owners other than the developer, the
 1544  developer must have a turnover inspection report in compliance
 1545  with s. 718.301(4)(p) and (q) for each building on the
 1546  condominium property that is three stories or higher in height.
 1547         7.6. Associations existing on or before July 1, 2022, which
 1548  are controlled by unit owners other than the developer, must
 1549  have a structural integrity reserve study completed by December
 1550  31, 2025 2024, for each building on the condominium property
 1551  that is three stories or higher in height. An association that
 1552  is required to complete a milestone inspection in accordance
 1553  with s. 553.899 on or before December 31, 2026, may complete the
 1554  structural integrity reserve study simultaneously with the
 1555  milestone inspection. In no event may the structural integrity
 1556  reserve study be completed after December 31, 2026.
 1557         8.7. If the milestone inspection required by s. 553.899, or
 1558  an inspection completed for a similar local requirement, was
 1559  performed within the past 5 years and meets the requirements of
 1560  this paragraph, such inspection may be used in place of the
 1561  visual inspection portion of the structural integrity reserve
 1562  study.
 1563         9. If the association completes a milestone inspection
 1564  required by s. 553.899, or an inspection completed for a similar
 1565  local requirement, the association may delay performance of a
 1566  required structural integrity reserve study for no more than the
 1567  2 consecutive budget years immediately following the milestone
 1568  inspection in order to allow the association to focus its
 1569  financial resources on completing the repair and maintenance
 1570  recommendations of the milestone inspection.
 1571         10.8. If the officers or directors of an association
 1572  willfully and knowingly fail to complete a structural integrity
 1573  reserve study pursuant to this paragraph, such failure is a
 1574  breach of an officer’s and director’s fiduciary relationship to
 1575  the unit owners under s. 718.111(1). An officer or director of
 1576  an association must sign an affidavit acknowledging receipt of
 1577  the completed structural integrity reserve study.
 1578         11.9. Within 45 days after receiving the structural
 1579  integrity reserve study, the association must distribute a copy
 1580  of the study to each unit owner or deliver to each unit owner a
 1581  notice that the completed study is available for inspection and
 1582  copying upon a written request. Distribution of a copy of the
 1583  study or notice must be made by United States mail or personal
 1584  delivery to the mailing address, property address, or any other
 1585  address of the owner provided to fulfill the association’s
 1586  notice requirements under this chapter, or by electronic
 1587  transmission to the e-mail address or facsimile number provided
 1588  to fulfill the association’s notice requirements to unit owners
 1589  who previously consented to receive notice by electronic
 1590  transmission.
 1591         12.10. Within 45 days after receiving the structural
 1592  integrity reserve study, the association must provide the
 1593  division with a statement indicating that the study was
 1594  completed and that the association provided or made available
 1595  such study to each unit owner in accordance with this section.
 1596  The statement must be provided to the division in the manner
 1597  established by the division using a form posted on the
 1598  division’s website.
 1599         13. The division shall adopt by rule the form for the
 1600  structural integrity reserve study in coordination with the
 1601  Florida Building Commission.
 1602         Section 7. Subsections (1) and (3) of section 718.501,
 1603  Florida Statutes, are amended, and paragraph (d) is added to
 1604  subsection (2) of that section, to read:
 1605         718.501 Authority, responsibility, and duties of Division
 1606  of Florida Condominiums, Timeshares, and Mobile Homes.—
 1607         (1) The division may enforce and ensure compliance with
 1608  this chapter and rules relating to the development,
 1609  construction, sale, lease, ownership, operation, and management
 1610  of residential condominium units and complaints related to the
 1611  procedural completion of milestone inspections under s. 553.899.
 1612  In performing its duties, the division has complete jurisdiction
 1613  to investigate complaints and enforce compliance with respect to
 1614  associations that are still under developer control or the
 1615  control of a bulk assignee or bulk buyer pursuant to part VII of
 1616  this chapter and complaints against developers, bulk assignees,
 1617  or bulk buyers involving improper turnover or failure to
 1618  turnover, pursuant to s. 718.301. However, after turnover has
 1619  occurred, the division has jurisdiction to review records and
 1620  investigate complaints related only to:
 1621         (a)1. Procedural aspects and records relating to financial
 1622  issues, including annual financial reporting under s.
 1623  718.111(13); assessments for common expenses, fines, and
 1624  commingling of reserve and operating funds under s. 718.111(14);
 1625  use of debit cards for unintended purposes under s. 718.111(15);
 1626  the annual operating budget and the allocation of reserve funds
 1627  under s. 718.112(2)(f); financial records under s.
 1628  718.111(12)(a)11.; and any other record necessary to determine
 1629  the revenues and expenses of the association.
 1630         2. Elections, including election and voting requirements
 1631  under s. 718.112(2)(b) and (d), recall of board members under s.
 1632  718.112(2)(l), electronic voting under s. 718.128, and elections
 1633  that occur during an emergency under s. 718.1265(1)(a).
 1634         3. The maintenance of and unit owner access to association
 1635  records under s. 718.111(12).
 1636         4. The procedural aspects of meetings, including unit owner
 1637  meetings, quorums, voting requirements, proxies, board of
 1638  administration meetings, and budget meetings under s.
 1639  718.112(2).
 1640         5. The disclosure of conflicts of interest under ss.
 1641  718.111(1)(a) and 718.3027, including limitations contained in
 1642  s. 718.111(3)(f).
 1643         6. The removal of a board director or officer under ss.
 1644  718.111(1)(a) and (15) and 718.112(2)(p) and (q).
 1645         7. The procedural completion of structural integrity
 1646  reserve studies under s. 718.112(2)(g) and the milestone
 1647  inspections under s. 553.899.
 1648         8.Completion of repairs required by a milestone inspection
 1649  under s. 553.899.
 1650         9.8. Any written inquiries by unit owners to the
 1651  association relating to such matters, including written
 1652  inquiries under s. 718.112(2)(a)2.
 1653         10.The requirement for associations to maintain an
 1654  insurance policy or fidelity bonding for all persons who control
 1655  or disperse funds of the association under s. 718.111(11)(h).
 1656         11.Board member education requirements under s.
 1657  718.112(2)(d)5.b.
 1658         12.Reporting requirements for structural integrity reserve
 1659  studies in paragraph (3) and under s 718.112(2)(g)12.
 1660         (b)1. The division may make necessary public or private
 1661  investigations within or outside this state to determine whether
 1662  any person has violated this chapter or any rule or order
 1663  hereunder, to aid in the enforcement of this chapter, or to aid
 1664  in the adoption of rules or forms.
 1665         2. The division may submit any official written report,
 1666  worksheet, or other related paper, or a duly certified copy
 1667  thereof, compiled, prepared, drafted, or otherwise made by and
 1668  duly authenticated by a financial examiner or analyst to be
 1669  admitted as competent evidence in any hearing in which the
 1670  financial examiner or analyst is available for cross-examination
 1671  and attests under oath that such documents were prepared as a
 1672  result of an examination or inspection conducted pursuant to
 1673  this chapter.
 1674         (c) The division may require or permit any person to file a
 1675  statement in writing, under oath or otherwise, as the division
 1676  determines, as to the facts and circumstances concerning a
 1677  matter to be investigated.
 1678         (d) For the purpose of any investigation under this
 1679  chapter, the division director or any officer or employee
 1680  designated by the division director may administer oaths or
 1681  affirmations, subpoena witnesses and compel their attendance,
 1682  take evidence, and require the production of any matter which is
 1683  relevant to the investigation, including the existence,
 1684  description, nature, custody, condition, and location of any
 1685  books, documents, or other tangible things and the identity and
 1686  location of persons having knowledge of relevant facts or any
 1687  other matter reasonably calculated to lead to the discovery of
 1688  material evidence. Upon the failure by a person to obey a
 1689  subpoena or to answer questions propounded by the investigating
 1690  officer and upon reasonable notice to all affected persons, the
 1691  division may apply to the circuit court for an order compelling
 1692  compliance.
 1693         (e) Notwithstanding any remedies available to unit owners
 1694  and associations, if the division has reasonable cause to
 1695  believe that a violation of any provision of this chapter or
 1696  related rule has occurred, the division may institute
 1697  enforcement proceedings in its own name against any developer,
 1698  bulk assignee, bulk buyer, association, officer, or member of
 1699  the board of administration, or its assignees or agents, as
 1700  follows:
 1701         1. The division may permit a person whose conduct or
 1702  actions may be under investigation to waive formal proceedings
 1703  and enter into a consent proceeding whereby orders, rules, or
 1704  letters of censure or warning, whether formal or informal, may
 1705  be entered against the person.
 1706         2. The division may issue an order requiring the developer,
 1707  bulk assignee, bulk buyer, association, developer-designated
 1708  officer, or developer-designated member of the board of
 1709  administration, developer-designated assignees or agents, bulk
 1710  assignee-designated assignees or agents, bulk buyer-designated
 1711  assignees or agents, community association manager, or community
 1712  association management firm to cease and desist from the
 1713  unlawful practice and take such affirmative action as in the
 1714  judgment of the division carry out the purposes of this chapter.
 1715  If the division finds that a developer, bulk assignee, bulk
 1716  buyer, association, officer, or member of the board of
 1717  administration, or its assignees or agents, is violating or is
 1718  about to violate any provision of this chapter, any rule adopted
 1719  or order issued by the division, or any written agreement
 1720  entered into with the division, and presents an immediate danger
 1721  to the public requiring an immediate final order, it may issue
 1722  an emergency cease and desist order reciting with particularity
 1723  the facts underlying such findings. The emergency cease and
 1724  desist order is effective for 90 days. If the division begins
 1725  nonemergency cease and desist proceedings, the emergency cease
 1726  and desist order remains effective until the conclusion of the
 1727  proceedings under ss. 120.569 and 120.57.
 1728         3. If a developer, bulk assignee, or bulk buyer fails to
 1729  pay any restitution determined by the division to be owed, plus
 1730  any accrued interest at the highest rate permitted by law,
 1731  within 30 days after expiration of any appellate time period of
 1732  a final order requiring payment of restitution or the conclusion
 1733  of any appeal thereof, whichever is later, the division must
 1734  bring an action in circuit or county court on behalf of any
 1735  association, class of unit owners, lessees, or purchasers for
 1736  restitution, declaratory relief, injunctive relief, or any other
 1737  available remedy. The division may also temporarily revoke its
 1738  acceptance of the filing for the developer to which the
 1739  restitution relates until payment of restitution is made.
 1740         4. The division may petition the court for appointment of a
 1741  receiver or conservator. If appointed, the receiver or
 1742  conservator may take action to implement the court order to
 1743  ensure the performance of the order and to remedy any breach
 1744  thereof. In addition to all other means provided by law for the
 1745  enforcement of an injunction or temporary restraining order, the
 1746  circuit court may impound or sequester the property of a party
 1747  defendant, including books, papers, documents, and related
 1748  records, and allow the examination and use of the property by
 1749  the division and a court-appointed receiver or conservator.
 1750         5. The division may apply to the circuit court for an order
 1751  of restitution whereby the defendant in an action brought under
 1752  subparagraph 4. is ordered to make restitution of those sums
 1753  shown by the division to have been obtained by the defendant in
 1754  violation of this chapter. At the option of the court, such
 1755  restitution is payable to the conservator or receiver appointed
 1756  under subparagraph 4. or directly to the persons whose funds or
 1757  assets were obtained in violation of this chapter.
 1758         6. The division may impose a civil penalty against a
 1759  developer, bulk assignee, or bulk buyer, or association, or its
 1760  assignee or agent, for any violation of this chapter or related
 1761  rule. The division may impose a civil penalty individually
 1762  against an officer or board member who willfully and knowingly
 1763  violates this chapter, an adopted rule, or a final order of the
 1764  division; may order the removal of such individual as an officer
 1765  or from the board of administration or as an officer of the
 1766  association; and may prohibit such individual from serving as an
 1767  officer or on the board of a community association for a period
 1768  of time. The term “willfully and knowingly” means that the
 1769  division informed the officer or board member that his or her
 1770  action or intended action violates this chapter, a rule adopted
 1771  under this chapter, or a final order of the division and that
 1772  the officer or board member refused to comply with the
 1773  requirements of this chapter, a rule adopted under this chapter,
 1774  or a final order of the division. The division, before
 1775  initiating formal agency action under chapter 120, must afford
 1776  the officer or board member an opportunity to voluntarily
 1777  comply, and an officer or board member who complies within 10
 1778  days is not subject to a civil penalty. A penalty may be imposed
 1779  on the basis of each day of continuing violation, but the
 1780  penalty for any offense may not exceed $5,000. The division
 1781  shall adopt, by rule, penalty guidelines applicable to possible
 1782  violations or to categories of violations of this chapter or
 1783  rules adopted by the division. The guidelines must specify a
 1784  meaningful range of civil penalties for each such violation of
 1785  the statute and rules and must be based upon the harm caused by
 1786  the violation, upon the repetition of the violation, and upon
 1787  such other factors deemed relevant by the division. For example,
 1788  the division may consider whether the violations were committed
 1789  by a developer, bulk assignee, or bulk buyer, or owner
 1790  controlled association, the size of the association, and other
 1791  factors. The guidelines must designate the possible mitigating
 1792  or aggravating circumstances that justify a departure from the
 1793  range of penalties provided by the rules. It is the legislative
 1794  intent that minor violations be distinguished from those which
 1795  endanger the health, safety, or welfare of the condominium
 1796  residents or other persons and that such guidelines provide
 1797  reasonable and meaningful notice to the public of likely
 1798  penalties that may be imposed for proscribed conduct. This
 1799  subsection does not limit the ability of the division to
 1800  informally dispose of administrative actions or complaints by
 1801  stipulation, agreed settlement, or consent order. All amounts
 1802  collected shall be deposited with the Chief Financial Officer to
 1803  the credit of the Division of Florida Condominiums, Timeshares,
 1804  and Mobile Homes Trust Fund. If a developer, bulk assignee, or
 1805  bulk buyer fails to pay the civil penalty and the amount deemed
 1806  to be owed to the association, the division shall issue an order
 1807  directing that such developer, bulk assignee, or bulk buyer
 1808  cease and desist from further operation until such time as the
 1809  civil penalty is paid or may pursue enforcement of the penalty
 1810  in a court of competent jurisdiction. If an association fails to
 1811  pay the civil penalty, the division shall pursue enforcement in
 1812  a court of competent jurisdiction, and the order imposing the
 1813  civil penalty or the cease and desist order is not effective
 1814  until 20 days after the date of such order. Any action commenced
 1815  by the division shall be brought in the county in which the
 1816  division has its executive offices or in the county in which the
 1817  violation occurred.
 1818         7. If a unit owner presents the division with proof that
 1819  the unit owner has requested access to official records in
 1820  writing by certified mail, and that after 10 days the unit owner
 1821  again made the same request for access to official records in
 1822  writing by certified mail, and that more than 10 days has
 1823  elapsed since the second request and the association has still
 1824  failed or refused to provide access to official records as
 1825  required by this chapter, the division shall issue a subpoena
 1826  requiring production of the requested records at the location in
 1827  which the records are kept pursuant to s. 718.112. Upon receipt
 1828  of the records, the division must provide to the unit owner who
 1829  was denied access to such records the produced official records
 1830  without charge.
 1831         8. In addition to subparagraph 6., the division may seek
 1832  the imposition of a civil penalty through the circuit court for
 1833  any violation for which the division may issue a notice to show
 1834  cause under paragraph (t). The civil penalty shall be at least
 1835  $500 but no more than $5,000 for each violation. The court may
 1836  also award to the prevailing party court costs and reasonable
 1837  attorney fees and, if the division prevails, may also award
 1838  reasonable costs of investigation.
 1839         9. The division may issue citations and promulgate rules to
 1840  provide for citation bases and citation procedures in accordance
 1841  with this paragraph.
 1842         (f) The division may prepare and disseminate a prospectus
 1843  and other information to assist prospective owners, purchasers,
 1844  lessees, and developers of residential condominiums in assessing
 1845  the rights, privileges, and duties pertaining thereto.
 1846         (g) The division may adopt rules to administer and enforce
 1847  this chapter.
 1848         (h) The division shall establish procedures for providing
 1849  notice to an association and the developer, bulk assignee, or
 1850  bulk buyer during the period in which the developer, bulk
 1851  assignee, or bulk buyer controls the association if the division
 1852  is considering the issuance of a declaratory statement with
 1853  respect to the declaration of condominium or any related
 1854  document governing such condominium community.
 1855         (i) The division shall furnish each association that pays
 1856  the fees required by paragraph (2)(a) a copy of this chapter, as
 1857  amended, and the rules adopted thereto on an annual basis.
 1858         (j) The division shall annually provide each association
 1859  with a summary of declaratory statements and formal legal
 1860  opinions relating to the operations of condominiums which were
 1861  rendered by the division during the previous year.
 1862         (k) The division shall provide training and educational
 1863  programs for condominium association board members and unit
 1864  owners. The training may, in the division’s discretion, include
 1865  web-based electronic media and live training and seminars in
 1866  various locations throughout the state. The division may review
 1867  and approve education and training programs for board members
 1868  and unit owners offered by providers and shall maintain a
 1869  current list of approved programs and providers and make such
 1870  list available to board members and unit owners in a reasonable
 1871  and cost-effective manner. The division shall provide the
 1872  division-approved provider with the template certificate for
 1873  issuance directly to the association’s board of directors who
 1874  have satisfactorily completed the requirements under s.
 1875  718.112(2)(d). The division shall adopt rules to implement this
 1876  section.
 1877         (l) The division shall maintain a toll-free telephone
 1878  number accessible to condominium unit owners.
 1879         (m) The division shall develop a program to certify both
 1880  volunteer and paid mediators to provide mediation of condominium
 1881  disputes. The division shall provide, upon request, a list of
 1882  such mediators to any association, unit owner, or other
 1883  participant in alternative dispute resolution proceedings under
 1884  s. 718.1255 requesting a copy of the list. The division shall
 1885  include on the list of volunteer mediators only the names of
 1886  persons who have received at least 20 hours of training in
 1887  mediation techniques or who have mediated at least 20 disputes.
 1888  In order to become initially certified by the division, paid
 1889  mediators must be certified by the Supreme Court to mediate
 1890  court cases in county or circuit courts. However, the division
 1891  may adopt, by rule, additional factors for the certification of
 1892  paid mediators, which must be related to experience, education,
 1893  or background. Any person initially certified as a paid mediator
 1894  by the division must, in order to continue to be certified,
 1895  comply with the factors or requirements adopted by rule.
 1896         (n) If a complaint is made, the division must conduct its
 1897  inquiry with due regard for the interests of the affected
 1898  parties. Within 30 days after receipt of a complaint, the
 1899  division shall acknowledge the complaint in writing and notify
 1900  the complainant whether the complaint is within the jurisdiction
 1901  of the division and whether additional information is needed by
 1902  the division from the complainant. The division shall conduct
 1903  its investigation and, within 90 days after receipt of the
 1904  original complaint or of timely requested additional
 1905  information, take action upon the complaint. However, the
 1906  failure to complete the investigation within 90 days does not
 1907  prevent the division from continuing the investigation,
 1908  accepting or considering evidence obtained or received after 90
 1909  days, or taking administrative action if reasonable cause exists
 1910  to believe that a violation of this chapter or a rule has
 1911  occurred. If an investigation is not completed within the time
 1912  limits established in this paragraph, the division shall, on a
 1913  monthly basis, notify the complainant in writing of the status
 1914  of the investigation. When reporting its action to the
 1915  complainant, the division shall inform the complainant of any
 1916  right to a hearing under ss. 120.569 and 120.57. The division
 1917  may adopt rules regarding the submission of a complaint against
 1918  an association.
 1919         (o) Condominium association directors, officers, and
 1920  employees; condominium developers; bulk assignees, bulk buyers,
 1921  and community association managers; and community association
 1922  management firms have an ongoing duty to reasonably cooperate
 1923  with the division in any investigation under this section. The
 1924  division shall refer to local law enforcement authorities any
 1925  person whom the division believes has altered, destroyed,
 1926  concealed, or removed any record, document, or thing required to
 1927  be kept or maintained by this chapter with the purpose to impair
 1928  its verity or availability in the department’s investigation.
 1929  The division shall refer to local law enforcement authorities
 1930  any person whom the division believes has engaged in fraud,
 1931  theft, embezzlement, or other criminal activity or when the
 1932  division has cause to believe that fraud, theft, embezzlement,
 1933  or other criminal activity has occurred.
 1934         (p) The division director or any officer or employee of the
 1935  division and the condominium ombudsman or any employee of the
 1936  Office of the Condominium Ombudsman may attend and observe any
 1937  meeting of the board of administration or any unit owner
 1938  meeting, including any meeting of a subcommittee or special
 1939  committee, which is open to members of the association for the
 1940  purpose of performing the duties of the division or the Office
 1941  of the Condominium Ombudsman under this chapter.
 1942         (q) The division may:
 1943         1. Contract with agencies in this state or other
 1944  jurisdictions to perform investigative functions; or
 1945         2. Accept grants-in-aid from any source.
 1946         (r) The division shall cooperate with similar agencies in
 1947  other jurisdictions to establish uniform filing procedures and
 1948  forms, public offering statements, advertising standards, and
 1949  rules and common administrative practices.
 1950         (s) The division shall consider notice to a developer, bulk
 1951  assignee, or bulk buyer to be complete when it is delivered to
 1952  the address of the developer, bulk assignee, or bulk buyer
 1953  currently on file with the division.
 1954         (t) In addition to its enforcement authority, the division
 1955  may issue a notice to show cause, which must provide for a
 1956  hearing, upon written request, in accordance with chapter 120.
 1957         (u) If the division receives a complaint regarding access
 1958  to official records on the association’s website or through an
 1959  application that can be downloaded on a mobile device under s.
 1960  718.111(12)(g), the division may request access to the
 1961  association’s website or application and investigate. The
 1962  division may adopt rules to carry out this paragraph.
 1963         (v) The division shall submit to the Governor, the
 1964  President of the Senate, the Speaker of the House of
 1965  Representatives, and the chairs of the legislative
 1966  appropriations committees an annual report that includes, but
 1967  need not be limited to, the number of training programs provided
 1968  for condominium association board members and unit owners, the
 1969  number of complaints received by type, the number and percent of
 1970  complaints acknowledged in writing within 30 days and the number
 1971  and percent of investigations acted upon within 90 days in
 1972  accordance with paragraph (n), and the number of investigations
 1973  exceeding the 90-day requirement. The annual report must also
 1974  include an evaluation of the division’s core business processes
 1975  and make recommendations for improvements, including statutory
 1976  changes. After December 31, 2024, the division must include a
 1977  list of the associations that have completed the structural
 1978  integrity reserve study required under s. 718.112(2)(g). The
 1979  report shall be submitted by September 30 following the end of
 1980  the fiscal year.
 1981         (2)
 1982         (d)Each condominium association must create and maintain
 1983  an online account with the division, as required in subsection
 1984  (3).
 1985         (3) On or before October 1, 2025, all condominium
 1986  associations must create and maintain an online account with the
 1987  division and provide information requested by the division in an
 1988  electronic format determined by the division. The division shall
 1989  adopt rules to implement this subsection. The division may
 1990  require condominium associations to provide such information no
 1991  more than once per year, except that the division may require
 1992  condominium associations to update the contact information in
 1993  paragraph (a) within 30 days after any change. The division
 1994  shall provide a condominium association at least a 45-day notice
 1995  of any requirement to provide any information after the
 1996  condominium association initially creates an online account. The
 1997  information that the division may require from condominium
 1998  associations is limited to:
 1999         (a)Contact information for the association that includes:
 2000         1.Name of the association.
 2001         2. The physical address of the condominium property.
 2002         3.Mailing address and county of the association.
 2003         4.E-mail address and telephone number for the association.
 2004         5.Name and board title for each member of the
 2005  association’s board.
 2006         6.Name and contact information of the association’s
 2007  community association manager or community association
 2008  management firm, if applicable.
 2009         7.The hyperlink or website address of the association’s
 2010  website, if applicable.
 2011         (b)Total number of buildings and for each building in the
 2012  association:
 2013         1.Total number of stories, including both habitable and
 2014  uninhabitable stories.
 2015         2.Total number of units.
 2016         3.Age of each building based on the certificate of
 2017  occupancy.
 2018         4.Any construction commenced within the common elements
 2019  within the calendar year.
 2020         (c)The association’s assessments, including the:
 2021         1.Amount of assessment or special assessment by unit type,
 2022  including reserves.
 2023         2.Purpose of the assessment or special assessment.
 2024         3.Name of the financial institution or institutions with
 2025  which the association maintains accounts.
 2026         (d)A copy of any structural integrity reserve study and
 2027  any associated materials requested by the department within 5
 2028  business days after such request, in a manner prescribed by the
 2029  department.
 2030         (a) On or before January 1, 2023, condominium associations
 2031  existing on or before July 1, 2022, must provide the following
 2032  information to the division in writing, by e-mail, United States
 2033  Postal Service, commercial delivery service, or hand delivery,
 2034  at a physical address or e-mail address provided by the division
 2035  and on a form posted on the division’s website:
 2036         1. The number of buildings on the condominium property that
 2037  are three stories or higher in height.
 2038         2. The total number of units in all such buildings.
 2039         3. The addresses of all such buildings.
 2040         4. The counties in which all such buildings are located.
 2041         (b) The division must compile a list of the number of
 2042  buildings on condominium property that are three stories or
 2043  higher in height, which is searchable by county, and must post
 2044  the list on the division’s website. This list must include all
 2045  of the following information:
 2046         1. The name of each association with buildings on the
 2047  condominium property that are three stories or higher in height.
 2048         2. The number of such buildings on each association’s
 2049  property.
 2050         3. The addresses of all such buildings.
 2051         4. The counties in which all such buildings are located.
 2052         (c) An association must provide an update in writing to the
 2053  division if there are any changes to the information in the list
 2054  under paragraph (b) within 6 months after the change.
 2055         Section 8. Paragraph (d) of subsection (1) and paragraphs
 2056  (d) and (e) of subsection (2) of section 718.503, Florida
 2057  Statutes, are amended, to read:
 2058         718.503 Developer disclosure prior to sale; nondeveloper
 2059  unit owner disclosure prior to sale; voidability.—
 2060         (1) DEVELOPER DISCLOSURE.—
 2061         (d) Milestone inspection, turnover inspection report, or
 2062  structural integrity reserve study.—If the association is
 2063  required to have completed a milestone inspection as described
 2064  in s. 553.899, a turnover inspection report for a turnover
 2065  inspection performed on or after July 1, 2023, or a structural
 2066  integrity reserve study, and the association has not completed
 2067  the milestone inspection, the turnover inspection report, or the
 2068  structural integrity reserve study, each contract entered into
 2069  after December 31, 2024, for the sale of a residential unit
 2070  shall contain in conspicuous type a statement indicating that
 2071  the association is required to have a milestone inspection, a
 2072  turnover inspection report, or a structural integrity reserve
 2073  study and has not completed such inspection, report, or study,
 2074  as appropriate. If the association is not required to have a
 2075  milestone inspection as described in s. 553.899 or a structural
 2076  integrity reserve study, each contract entered into after
 2077  December 31, 2024, for the sale of a residential unit shall
 2078  contain in conspicuous type a statement indicating that the
 2079  association is not required to have a milestone inspection or a
 2080  structural integrity reserve study, as appropriate. If the
 2081  association has completed a milestone inspection as described in
 2082  s. 553.899, a turnover inspection report for a turnover
 2083  inspection performed on or after July 1, 2023, or a structural
 2084  integrity reserve study, each contract entered into after
 2085  December 31, 2024, for the sale of a residential unit shall
 2086  contain in conspicuous type:
 2087         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 2088  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR
 2089  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 2090  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 2091  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 2092  718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 2093  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 2094  RESERVE STUDY DESCRIBED IN SECTIONS 718.103(26) AND
 2095  718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 15
 2096  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 2097  PRIOR TO EXECUTION OF THIS CONTRACT; and
 2098         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 2099  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 2100  CANCEL WITHIN 15 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 2101  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 2102  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR
 2103  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 2104  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 2105  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 2106  718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 2107  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 2108  RESERVE STUDY DESCRIBED IN SECTIONS 718.103(26) AND
 2109  718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
 2110  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 2111  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 15
 2112  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 2113  THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
 2114  SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
 2115  SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
 2116  INSPECTION REPORT DESCRIBED IN SECTION 718.301(4)(p) AND (q),
 2117  FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION’S MOST RECENT
 2118  STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
 2119  718.103(26) AND 718.112(2)(g), FLORIDA STATUTES, IF REQUESTED IN
 2120  WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL TERMINATE AT
 2121  CLOSING.
 2122  
 2123  A contract that does not conform to the requirements of this
 2124  paragraph is voidable at the option of the purchaser before
 2125  prior to closing.
 2126         (2) NONDEVELOPER DISCLOSURE.—
 2127         (d) Each contract entered into after July 1, 1992, for the
 2128  resale of a residential unit must shall contain in conspicuous
 2129  type either:
 2130         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 2131  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE DECLARATION
 2132  OF CONDOMINIUM, ARTICLES OF INCORPORATION OF THE ASSOCIATION,
 2133  BYLAWS AND RULES OF THE ASSOCIATION, A COPY OF THE MOST RECENT
 2134  ANNUAL FINANCIAL STATEMENT AND ANNUAL BUDGET, AND FREQUENTLY
 2135  ASKED QUESTIONS AND ANSWERS DOCUMENT MORE THAN 7 3 DAYS,
 2136  EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE PRIOR
 2137  TO EXECUTION OF THIS CONTRACT; or
 2138         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 2139  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 2140  CANCEL WITHIN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 2141  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 2142  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE DECLARATION
 2143  OF CONDOMINIUM, ARTICLES OF INCORPORATION, BYLAWS AND RULES OF
 2144  THE ASSOCIATION, A COPY OF THE MOST RECENT ANNUAL FINANCIAL
 2145  STATEMENT AND ANNUAL BUDGET, AND FREQUENTLY ASKED QUESTIONS AND
 2146  ANSWERS DOCUMENT IF SO REQUESTED IN WRITING. ANY PURPORTED
 2147  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 2148  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 7
 2149  3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 2150  THE BUYER RECEIVES THE DECLARATION, ARTICLES OF INCORPORATION,
 2151  BYLAWS AND RULES OF THE ASSOCIATION, AND A COPY OF THE MOST
 2152  RECENT YEAR-END FINANCIAL STATEMENT AND ANNUAL BUDGET
 2153  INFORMATION AND FREQUENTLY ASKED QUESTIONS AND ANSWERS DOCUMENT
 2154  IF REQUESTED IN WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT
 2155  SHALL TERMINATE AT CLOSING.
 2156  
 2157  A contract that does not conform to the requirements of this
 2158  paragraph is voidable at the option of the purchaser before
 2159  prior to closing.
 2160         (e) If the association is required to have completed a
 2161  milestone inspection as described in s. 553.899, a turnover
 2162  inspection report for a turnover inspection performed on or
 2163  after July 1, 2023, or a structural integrity reserve study, and
 2164  the association has not completed the milestone inspection, the
 2165  turnover inspection report, or the structural integrity reserve
 2166  study, each contract entered into after December 31, 2024, for
 2167  the sale of a residential unit shall contain in conspicuous type
 2168  a statement indicating that the association is required to have
 2169  a milestone inspection, a turnover inspection report, or a
 2170  structural integrity reserve study and has not completed such
 2171  inspection, report, or study, as appropriate. If the association
 2172  is not required to have a milestone inspection as described in
 2173  s. 553.899 or a structural integrity reserve study, each
 2174  contract entered into after December 31, 2024, for the sale of a
 2175  residential unit shall contain in conspicuous type a statement
 2176  indicating that the association is not required to have a
 2177  milestone inspection or a structural integrity reserve study, as
 2178  appropriate. If the association has completed a milestone
 2179  inspection as described in s. 553.899, a turnover inspection
 2180  report for a turnover inspection performed on or after July 1,
 2181  2023, or a structural integrity reserve study, each contract
 2182  entered into after December 31, 2024, for the resale of a
 2183  residential unit shall contain in conspicuous type:
 2184         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 2185  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR
 2186  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 2187  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 2188  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 2189  718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 2190  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 2191  RESERVE STUDY DESCRIBED IN SECTIONS 718.103(26) AND
 2192  718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 7 3
 2193  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 2194  PRIOR TO EXECUTION OF THIS CONTRACT; and
 2195         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 2196  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 2197  CANCEL WITHIN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 2198  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 2199  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR
 2200  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 2201  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 2202  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 2203  718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 2204  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 2205  RESERVE STUDY DESCRIBED IN SECTIONS 718.103(26) AND
 2206  718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
 2207  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 2208  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 7
 2209  3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 2210  THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
 2211  SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
 2212  SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
 2213  INSPECTION REPORT DESCRIBED IN SECTION 718.301(4)(p) AND (q),
 2214  FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION’S MOST RECENT
 2215  STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
 2216  718.103(26) AND 718.112(2)(g), FLORIDA STATUTES, IF REQUESTED IN
 2217  WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL TERMINATE AT
 2218  CLOSING.
 2219  
 2220  A contract that does not conform to the requirements of this
 2221  paragraph is voidable at the option of the purchaser before
 2222  prior to closing.
 2223         Section 9. Section 8 of chapter 2024-244, Laws of Florida,
 2224  is amended to read:
 2225         Section 8. Effective January 1, 2026, paragraph (g) of
 2226  subsection (12) of section 718.111, Florida Statutes, as amended
 2227  by this act, is amended to read:
 2228         718.111 The association.—
 2229         (12) OFFICIAL RECORDS.—
 2230         (g)1. An association managing a condominium with 25 or more
 2231  units which does not contain timeshare units shall post digital
 2232  copies of the documents specified in subparagraph 2. on its
 2233  website or make such documents available through an application
 2234  that can be downloaded on a mobile device. Unless a shorter
 2235  period is otherwise required, a document must be made available
 2236  on the association’s website or made available for download
 2237  through an application on a mobile device within 30 days after
 2238  the association receives or creates an official record specified
 2239  in subparagraph 2.
 2240         a. The association’s website or application must be:
 2241         (I) An independent website, application, or web portal
 2242  wholly owned and operated by the association; or
 2243         (II) A website, application, or web portal operated by a
 2244  third-party provider with whom the association owns, leases,
 2245  rents, or otherwise obtains the right to operate a web page,
 2246  subpage, web portal, collection of subpages or web portals, or
 2247  an application which is dedicated to the association’s
 2248  activities and on which required notices, records, and documents
 2249  may be posted or made available by the association.
 2250         b. The association’s website or application must be
 2251  accessible through the Internet and must contain a subpage, web
 2252  portal, or other protected electronic location that is
 2253  inaccessible to the general public and accessible only to unit
 2254  owners and employees of the association.
 2255         c. Upon a unit owner’s written request, the association
 2256  must provide the unit owner with a username and password and
 2257  access to the protected sections of the association’s website or
 2258  application which contain any notices, records, or documents
 2259  that must be electronically provided.
 2260         2. A current copy of the following documents must be posted
 2261  in digital format on the association’s website or application:
 2262         a. The recorded declaration of condominium of each
 2263  condominium operated by the association and each amendment to
 2264  each declaration.
 2265         b. The recorded bylaws of the association and each
 2266  amendment to the bylaws.
 2267         c. The articles of incorporation of the association, or
 2268  other documents creating the association, and each amendment to
 2269  the articles of incorporation or other documents. The copy
 2270  posted pursuant to this sub-subparagraph must be a copy of the
 2271  articles of incorporation filed with the Department of State.
 2272         d. The rules of the association.
 2273         e. The approved minutes of all board of administration
 2274  meetings over the preceding 12 months.
 2275         f. The video recording or a hyperlink to the video
 2276  recording for all meetings of the association, the board of
 2277  administration, any committee, and the unit owners which are
 2278  conducted by videoconference over the preceding 12 months.
 2279         g. A list of all executory contracts or documents to which
 2280  the association is a party or under which the association or the
 2281  unit owners have an obligation or responsibility and, after
 2282  bidding for the related materials, equipment, or services has
 2283  closed, a list of bids received by the association within the
 2284  past year. Summaries of bids for materials, equipment, or
 2285  services which exceed $500 must be maintained on the website or
 2286  application for 1 year. In lieu of summaries, complete copies of
 2287  the bids may be posted.
 2288         h.f. The annual budget required by s. 718.112(2)(f) and any
 2289  proposed budget to be considered at the annual meeting.
 2290         i.g. The financial report required by subsection (13) and
 2291  any monthly income or expense statement to be considered at a
 2292  meeting.
 2293         j.h. The certification of each director required by s.
 2294  718.112(2)(d)4.b.
 2295         k.i. All contracts or transactions between the association
 2296  and any director, officer, corporation, firm, or association
 2297  that is not an affiliated condominium association or any other
 2298  entity in which an association director is also a director or
 2299  officer and financially interested.
 2300         l.j. Any contract or document regarding a conflict of
 2301  interest or possible conflict of interest as provided in ss.
 2302  468.4335, 468.436(2)(b)6., and 718.3027(3).
 2303         m.k. The notice of any unit owner meeting and the agenda
 2304  for the meeting, as required by s. 718.112(2)(d)3., no later
 2305  than 14 days before the meeting. The notice must be posted in
 2306  plain view on the front page of the website or application, or
 2307  on a separate subpage of the website or application labeled
 2308  “Notices” which is conspicuously visible and linked from the
 2309  front page. The association must also post on its website or
 2310  application any document to be considered and voted on by the
 2311  owners during the meeting or any document listed on the agenda
 2312  at least 7 days before the meeting at which the document or the
 2313  information within the document will be considered.
 2314         n.l. Notice of any board meeting, the agenda, and any other
 2315  document required for the meeting as required by s.
 2316  718.112(2)(c), which must be posted no later than the date
 2317  required for notice under s. 718.112(2)(c).
 2318         o.m. The inspection reports described in ss. 553.899 and
 2319  718.301(4)(p) and any other inspection report relating to a
 2320  structural or life safety inspection of condominium property.
 2321         p.n. The association’s most recent structural integrity
 2322  reserve study, if applicable.
 2323         q.o. Copies of all building permits issued for ongoing or
 2324  planned construction.
 2325         r. A copy of all affidavits required by this chapter.
 2326         s. A copy of all investment policy statements adopted
 2327  pursuant to paragraph (16)(c), and all financial statements
 2328  related to the association’s investment of funds under
 2329  subsection (16).
 2330         3. The association shall ensure that the information and
 2331  records described in paragraph (c), which are not allowed to be
 2332  accessible to unit owners, are not posted on the association’s
 2333  website or application. If protected information or information
 2334  restricted from being accessible to unit owners is included in
 2335  documents that are required to be posted on the association’s
 2336  website or application, the association shall ensure the
 2337  information is redacted before posting the documents.
 2338  Notwithstanding the foregoing, the association or its agent is
 2339  not liable for disclosing information that is protected or
 2340  restricted under this paragraph unless such disclosure was made
 2341  with a knowing or intentional disregard of the protected or
 2342  restricted nature of such information.
 2343         4. The failure of the association to post information
 2344  required under subparagraph 2. is not in and of itself
 2345  sufficient to invalidate any action or decision of the
 2346  association’s board or its committees.
 2347         Section 10. Section 31 of chapter 2024-244, Laws of
 2348  Florida, is amended to read:
 2349         Section 31. The amendments made to ss. 718.103(14) and
 2350  718.202(3) and 718.407(1), (2), and (6), Florida Statutes, as
 2351  created by this act, may not are intended to clarify existing
 2352  law and shall apply retroactively and shall only apply to
 2353  condominiums for which declarations were initially recorded on
 2354  or after October 1, 2024. However, such amendments do not revive
 2355  or reinstate any right or interest that has been fully and
 2356  finally adjudicated as invalid before October 1, 2024.
 2357         Section 11. Subsection (13) is added to section 719.104,
 2358  Florida Statutes, to read:
 2359         719.104 Cooperatives; access to units; records; financial
 2360  reports; assessments; purchase of leases.—
 2361         (13) INVESTMENT OF ASSOCIATION FUNDS.—
 2362         (a) A board shall, in fulfilling its duty to manage
 2363  operating and reserve funds of its association, use best efforts
 2364  to make prudent investment decisions that carefully consider
 2365  risk and return in an effort to maximize returns on invested
 2366  funds.
 2367         (b) An association may invest reserve funds in one or any
 2368  combination of certificates of deposit or in depository accounts
 2369  at a community bank, savings bank, commercial bank, savings and
 2370  loan association, or credit union. Upon a majority vote of the
 2371  voting interests, an association may invest reserve funds in
 2372  investments other than certificates of deposit or depository
 2373  accounts at a community bank, savings bank, commercial bank,
 2374  savings and loan association, or credit union, provided the
 2375  association complies with paragraphs (c)-(g). Notwithstanding
 2376  any declaration, only funds identified as reserve funds may be
 2377  invested pursuant to paragraphs (c)-(g). Paragraphs (c)-(g) do
 2378  not apply to funds invested in one or any combination of
 2379  certificates of deposit or depository accounts at a community
 2380  bank, savings bank, commercial bank, savings and loan
 2381  association, or credit union.
 2382         (c) The board shall create an investment committee composed
 2383  of at least two board members and two-unit unit members who are
 2384  unit owners but not board members. The board shall also adopt
 2385  rules for invested funds, including, but not limited to, rules
 2386  requiring periodic reviews of any investment manager’s
 2387  performance, the development of an investment policy statement,
 2388  and that all meetings of the investment committee be recorded
 2389  and made part of the official records of the association. The
 2390  investment policy statement developed pursuant to this paragraph
 2391  must, at a minimum, address risk, liquidity, and benchmark
 2392  measurements; authorized classes of investments; authorized
 2393  investment mixes; limitations on authority relating to
 2394  investment transactions; requirements for projected reserve
 2395  expenditures within, at minimum, the next 24 months to be held
 2396  in cash or cash equivalents; projected expenditures relating to
 2397  an inspection performed pursuant to s. 553.899; and protocols
 2398  for proxy response.
 2399         (d) The investment committee shall recommend investment
 2400  advisers to the board, and the board shall select one of the
 2401  recommended investment advisers to provide services to the
 2402  association. Such investment advisers must be registered or have
 2403  notice filed under s. 517.12. The selected investment adviser
 2404  and any representative or association of the investment adviser
 2405  may not be related by affinity or consanguinity to, or under
 2406  common ownership with, any board member, community management
 2407  company, reserve study provider, or a co-owner of a unit with a
 2408  board member or investment committee member. The investment
 2409  adviser shall comply with the prudent investor rule in s.
 2410  518.11. The investment adviser shall act as a fiduciary to the
 2411  association in compliance with the standards set forth in the
 2412  Employee Retirement Income Security Act of 1974 at 29 U.S.C. s.
 2413  1104(a)(1)(A)-(C). In case of conflict with other laws
 2414  authorizing investments, the investment and fiduciary standards
 2415  set forth in this subsection must prevail. If at any time the
 2416  investment committee determines that an investment adviser does
 2417  not meet the requirements of this section, the investment
 2418  committee must recommend a replacement investment adviser to the
 2419  board.
 2420         (e) At least once each calendar year, or sooner if a
 2421  substantial financial obligation of the association becomes
 2422  known to the board, the association must provide the investment
 2423  adviser with the association’s investment policy statement, the
 2424  most recent reserve study report, the association’s structural
 2425  integrity report, and the financial reports prepared pursuant to
 2426  subsection (13). If there is no recent reserve study report, the
 2427  association must provide the investment adviser with a good
 2428  faith estimate disclosing the annual amount of reserve funds
 2429  necessary for the association to fund reserves fully for the
 2430  life of each reserve component and each component’s
 2431  redundancies. The investment adviser shall annually review these
 2432  documents and provide the association with a portfolio
 2433  allocation model that is suitably structured and prudently
 2434  designed to match projected annual reserve fund requirements and
 2435  liability, assets, and liquidity requirements. The investment
 2436  adviser shall prepare a funding projection for each reserve
 2437  component, including any of the component’s redundancies. The
 2438  association shall have available at all times a minimum of 24
 2439  months of projected reserves in cash or cash equivalents.
 2440         (f) Portfolios managed by the investment adviser may
 2441  contain any type of investment necessary to meet the objectives
 2442  in the investment policy statement; however, portfolios may not
 2443  contain stocks, securities, or other obligations that the State
 2444  Board of Administration is prohibited from investing in under s.
 2445  215.471, s. 215.4725, or s. 215.473 or that state agencies are
 2446  prohibited from investing in under s. 215.472, as determined by
 2447  the investment adviser. Any funds invested by the investment
 2448  adviser must be held in third-party custodial accounts that are
 2449  subject to insurance coverage by the Securities Investor
 2450  Protection Corporation in an amount equal to or greater than the
 2451  invested amount. The investment adviser may withdraw investment
 2452  fees, expenses, and commissions from invested funds.
 2453         (g) The investment adviser shall:
 2454         1. Annually provide the association with a written
 2455  certification of compliance with this section and a list of
 2456  stocks, securities, and other obligations that are prohibited
 2457  from being in association portfolios under paragraph (f); and
 2458         2. Submit monthly, quarterly, and annual reports to the
 2459  association which are prepared in accordance with established
 2460  financial industry standards and in accordance with chapter 517.
 2461         (h) Any principal, earnings, or interest managed under this
 2462  subsection must be available at no cost or charge to the
 2463  association within 15 business days after delivery of the
 2464  association’s written or electronic request.
 2465         (i) Unallocated income earned on reserve fund investments
 2466  may be spent only on capital expenditures, planned maintenance,
 2467  structural repairs, or other items for which the reserve
 2468  accounts have been established. Any surplus of funds which
 2469  exceeds the amount required to maintain reasonably funded
 2470  reserves must be managed pursuant to s. 718.115.
 2471         Section 12. Paragraphs (j) and (k) of subsection (1) of
 2472  section 719.106, Florida Statutes, are amended to read:
 2473         719.106 Bylaws; cooperative ownership.—
 2474         (1) MANDATORY PROVISIONS.—The bylaws or other cooperative
 2475  documents shall provide for the following, and if they do not,
 2476  they shall be deemed to include the following:
 2477         (j) Annual budget.—
 2478         1. The proposed annual budget of common expenses must be
 2479  detailed and must show the amounts budgeted by accounts and
 2480  expense classifications, including, if applicable, but not
 2481  limited to, those expenses listed in s. 719.504(20). The board
 2482  of administration shall adopt the annual budget at least 14 days
 2483  before the start of the association’s fiscal year. In the event
 2484  that the board fails to timely adopt the annual budget a second
 2485  time, it is deemed a minor violation and the prior year’s budget
 2486  shall continue in effect until a new budget is adopted.
 2487         2.a. In addition to annual operating expenses, the budget
 2488  must include reserve accounts for capital expenditures and
 2489  deferred maintenance. These accounts must include, but not be
 2490  limited to, roof replacement, building painting, and pavement
 2491  resurfacing, regardless of the amount of deferred maintenance
 2492  expense or replacement cost, and for any other items for which
 2493  the deferred maintenance expense or replacement cost exceeds
 2494  $25,000 $10,000. The amount to be reserved must be computed by
 2495  means of a formula which is based upon estimated remaining
 2496  useful life and estimated replacement cost or deferred
 2497  maintenance expense of the reserve item. In a budget adopted by
 2498  an association that is required to obtain a structural integrity
 2499  reserve study, reserves must be maintained for the items
 2500  identified in paragraph (k) for which the association is
 2501  responsible pursuant to the declaration, and the reserve amount
 2502  for such items must be based on the findings and recommendations
 2503  of the association’s most recent structural integrity reserve
 2504  study. With respect to items for which an estimate of useful
 2505  life is not readily ascertainable or with an estimated remaining
 2506  useful life of greater than 25 years, an association is not
 2507  required to reserve replacement costs for such items, but an
 2508  association must reserve the amount of deferred maintenance
 2509  expense, if any, which is recommended by the structural
 2510  integrity reserve study for such items. The association may
 2511  adjust replacement reserve assessments annually to take into
 2512  account an inflation adjustment and any changes in estimates or
 2513  extension of the useful life of a reserve item caused by
 2514  deferred maintenance.
 2515         b. The members of a unit-owner-controlled association may
 2516  determine, by a majority vote of the total voting interests of
 2517  the association, for a fiscal year to provide no reserves or
 2518  reserves less adequate than required by this subsection. Before
 2519  turnover of control of an association by a developer to unit
 2520  owners other than a developer under s. 719.301, the developer
 2521  controlled association may not vote to waive the reserves or
 2522  reduce funding of the reserves.
 2523         c. For a budget adopted on or after December 31, 2024, a
 2524  unit-owner-controlled association that must obtain a structural
 2525  integrity reserve study may not determine to provide no reserves
 2526  or reserves less adequate than required by this paragraph for
 2527  items listed in paragraph (k). If a meeting of the unit owners
 2528  has been called to determine to provide no reserves, or reserves
 2529  less adequate than required, and such result is not attained or
 2530  a quorum is not attained, the reserves as included in the budget
 2531  shall go into effect.
 2532         d. If the local building official as defined in s. 468.603,
 2533  determines that the entire cooperative building is uninhabitable
 2534  due to a natural emergency as defined in s. 252.34, the board
 2535  may pause the contribution to its reserves or reduce reserve
 2536  funding until the local building official determines that the
 2537  cooperative building is habitable. Any reserve account funds
 2538  held by the association may be expended, pursuant to the board’s
 2539  determination, to make the cooperative building and its
 2540  structures habitable. Upon the determination by the local
 2541  building official that the cooperative building is habitable,
 2542  the association must immediately resume contributing funds to
 2543  its reserves.
 2544         e.1. Reserves for the items listed in paragraph (g) may be
 2545  funded by regular assessments, special assessments, lines of
 2546  credit, or loans.
 2547         2. A unit-owner-controlled association that must have a
 2548  structural reserve study may secure a line of credit or a loan
 2549  to fund capital expenses required by a milestone inspection
 2550  under s. 553.899 or a structural integrity reserve study. Any
 2551  line of credit or loan under this subparagraph requires the
 2552  approval of a majority vote of the total voting interests of the
 2553  association. The lines of credit or loans must be sufficient to
 2554  fund the cumulative amount of any previously waived or unfunded
 2555  portion of the reserve funding amount required by this paragraph
 2556  and the most recent structural integrity reserve study. Funding
 2557  from the lines of credit or loans must be immediately available
 2558  for access by the board to fund required repair, maintenance, or
 2559  replacement expenses without further approval by the members of
 2560  the association. Any lines of credit or loans secured under this
 2561  paragraph must be included in the financial report required
 2562  under s. 719.104(4).
 2563         aFor a budget adopted on or before December 31, 2028, if
 2564  the association has completed a milestone inspection pursuant to
 2565  s. 553.899 within the previous 2 calendar years, the board, upon
 2566  the approval of a majority of the total voting interests of the
 2567  association, may temporarily pause, for a period of no more than
 2568  2 consecutive annual budgets, reserve fund contributions or
 2569  reduce the amount of reserve funding for the purpose of funding
 2570  repairs recommended by the milestone inspection. This sub
 2571  subparagraph does not apply to a developer-controlled
 2572  association and an association in which the non-developer unit
 2573  owners have been in control for less than 1 year.
 2574         b. An association that has paused reserve contributions
 2575  under this sub-subparagraph a. must have a structural integrity
 2576  reserve study performed before the continuation of reserve
 2577  contributions in order to determine the association’s reserve
 2578  funding needs and to recommend a reserve funding plan.
 2579         3. Reserve funds and any interest accruing thereon shall
 2580  remain in the reserve account or accounts, and shall be used
 2581  only for authorized reserve expenditures unless their use for
 2582  other purposes is approved in advance by a vote of the majority
 2583  of the total voting interests of the association. Before
 2584  turnover of control of an association by a developer to unit
 2585  owners other than the developer under s. 719.301, the developer
 2586  may not vote to use reserves for purposes other than that for
 2587  which they were intended. For a budget adopted on or after
 2588  December 31, 2024, members of a unit-owner-controlled
 2589  association that must obtain a structural integrity reserve
 2590  study may not vote to use reserve funds, or any interest
 2591  accruing thereon, for purposes other than the replacement or
 2592  deferred maintenance costs of the components listed in paragraph
 2593  (k). A vote of the members is not required for the board to
 2594  change the accounting method for reserves to a pooling
 2595  accounting method or a straight-line accounting method.
 2596         (k) Structural integrity reserve study.—
 2597         1. A residential cooperative association must have a
 2598  structural integrity reserve study completed at least every 10
 2599  years for each building on the cooperative property that is
 2600  three stories or higher in height, as determined by the Florida
 2601  Building Code, that includes, at a minimum, a study of the
 2602  following items as related to the structural integrity and
 2603  safety of the building:
 2604         a. Roof.
 2605         b. Structure, including load-bearing walls and other
 2606  primary structural members and primary structural systems as
 2607  those terms are defined in s. 627.706.
 2608         c. Fireproofing and fire protection systems.
 2609         d. Plumbing.
 2610         e. Electrical systems.
 2611         f. Waterproofing and exterior painting.
 2612         g. Windows and exterior doors.
 2613         h. Any other item that has a deferred maintenance expense
 2614  or replacement cost that exceeds $25,000 $10,000 and the failure
 2615  to replace or maintain such item negatively affects the items
 2616  listed in sub-subparagraphs a.-g., as determined by the visual
 2617  inspection portion of the structural integrity reserve study.
 2618         2. A structural integrity reserve study is based on a
 2619  visual inspection of the cooperative property.
 2620         3.a. A structural integrity reserve study may be performed
 2621  by any person qualified to perform such study. However, the
 2622  visual inspection portion of the structural integrity reserve
 2623  study must be performed or verified by an engineer licensed
 2624  under chapter 471, an architect licensed under chapter 481, or a
 2625  person certified as a reserve specialist or professional reserve
 2626  analyst by the Community Associations Institute or the
 2627  Association of Professional Reserve Analysts.
 2628         b. Any design professional as defined in s. 558.002(7) or
 2629  contractor licensed under chapter 489 who bids to perform a
 2630  structural integrity reserve study must disclose in writing to
 2631  the association his or her intent to bid on any services related
 2632  to any maintenance, repair, or replacement that may be
 2633  recommended by the structural integrity reserve study. Any
 2634  design professional as defined in s. 558.002 or contractor
 2635  licensed under chapter 489 who submits a bid to the association
 2636  for performing any services recommended by the structural
 2637  integrity reserve study may not have an interest, directly or
 2638  indirectly, in the firm or entity providing the association’s
 2639  structural integrity reserve study or be a relative of any
 2640  person having a direct or indirect interest in such firm, unless
 2641  such relationship is disclosed to the association in writing. As
 2642  used in this section, the term “relative” means a relative
 2643  within the third degree of consanguinity by blood or marriage. A
 2644  contract for services is voidable and terminates upon the
 2645  association filing a written notice terminating the contract if
 2646  the design professional or licensed contractor failed to provide
 2647  the written disclosure of the relationship required under this
 2648  paragraph. A design professional or licensed contractor may be
 2649  subject to discipline under the applicable practice act for his
 2650  or her profession for failure to provide the written disclosure
 2651  of the relationship required under this subparagraph.
 2652         4.a.3. At a minimum, a structural integrity reserve study
 2653  must identify each item of the cooperative property being
 2654  visually inspected, state the estimated remaining useful life
 2655  and the estimated replacement cost or deferred maintenance
 2656  expense of each item of the cooperative property being visually
 2657  inspected, and provide a reserve funding schedule with a
 2658  recommended annual reserve amount that achieves the estimated
 2659  replacement cost or deferred maintenance expense of each item of
 2660  cooperative property being visually inspected by the end of the
 2661  estimated remaining useful life of the item. The structural
 2662  integrity reserve study may recommend that reserves do not need
 2663  to be maintained for any item for which an estimate of useful
 2664  life and an estimate of replacement cost cannot be determined,
 2665  or the study may recommend a deferred maintenance expense amount
 2666  for such item. At a minimum, the structural integrity reserve
 2667  study must include a recommendation for a reserve funding
 2668  schedule based on a baseline funding plan that provides a
 2669  reserve funding goal in which the reserve funding for each
 2670  budget year is sufficient to maintain the reserve cash balance
 2671  above zero. The study may recommend other types of reserve
 2672  funding schedules, provided that each recommended schedule is
 2673  sufficient to meet the association’s maintenance obligation.
 2674         b. The structural integrity reserve study may recommend
 2675  that reserves for replacement costs do not need to be maintained
 2676  for any item with an estimated remaining useful life of greater
 2677  than 25 years, but the study may recommend a deferred
 2678  maintenance expense amount for such item. If the structural
 2679  integrity reserve study recommends reserves for any item for
 2680  which reserves are not required under this paragraph, the amount
 2681  of the recommended reserves for such item must be separately
 2682  identified in the structural integrity reserve study as an item
 2683  for which reserves are not required under this paragraph.
 2684         c. The structural integrity reserve study must take into
 2685  consideration the funding method or methods used by the
 2686  association to fund its maintenance and reserve funding
 2687  obligations through regular assessments, special assessments,
 2688  lines of credit, or loans. If the structural integrity reserve
 2689  study is performed before the association has approved a special
 2690  assessment or secured a line of credit or a loan, the structural
 2691  integrity reserve study must be updated to reflect the funding
 2692  method selected by the association and its effect on the reserve
 2693  funding schedule, including any anticipated change in the amount
 2694  of regular assessments. The structural integrity reserve study
 2695  may be updated to reflect any changes to the useful life of the
 2696  reserve items after such items are repaired or replaced, and the
 2697  effect such repair or replacement will have on the reserve
 2698  funding schedule. The association must obtain an updated
 2699  structural integrity reserve study before adopting any budget in
 2700  which the reserve funding from regular assessments, special
 2701  assessments, lines of credit, or loans do not align with the
 2702  funding plan from the most recent version of the structural
 2703  integrity reserve study.
 2704         5.4. This paragraph does not apply to buildings less than
 2705  three stories in height; single-family, two-family, or three
 2706  family dwellings with three or fewer habitable stories above
 2707  ground; any portion or component of a building that has not been
 2708  submitted to the cooperative form of ownership; or any portion
 2709  or component of a building that is maintained by a party other
 2710  than the association.
 2711         6.5. Before a developer turns over control of an
 2712  association to unit owners other than the developer, the
 2713  developer must have a turnover inspection report in compliance
 2714  with s. 719.301(4)(p) and (q) for each building on the
 2715  cooperative property that is three stories or higher in height.
 2716         7.6. Associations existing on or before July 1, 2022, which
 2717  are controlled by unit owners other than the developer, must
 2718  have a structural integrity reserve study completed by December
 2719  31, 2024, for each building on the cooperative property that is
 2720  three stories or higher in height. An association that is
 2721  required to complete a milestone inspection on or before
 2722  December 31, 2026, in accordance with s. 553.899 may complete
 2723  the structural integrity reserve study simultaneously with the
 2724  milestone inspection. In no event may the structural integrity
 2725  reserve study be completed after December 31, 2026.
 2726         8.7. If the milestone inspection required by s. 553.899, or
 2727  an inspection completed for a similar local requirement, was
 2728  performed within the past 5 years and meets the requirements of
 2729  this paragraph, such inspection may be used in place of the
 2730  visual inspection portion of the structural integrity reserve
 2731  study.
 2732         9. If the association completes a milestone inspection
 2733  required by s. 553.899, or an inspection completed for a similar
 2734  local requirement, the association may delay performance of a
 2735  required structural integrity reserve study for no more than the
 2736  2 consecutive budget years immediately following the milestone
 2737  inspection in order to allow the association to focus its
 2738  financial resources on completing the repair and maintenance
 2739  recommendations of the milestone inspection.
 2740         10.8. If the officers or directors of an association
 2741  willfully and knowingly fail to complete a structural integrity
 2742  reserve study pursuant to this paragraph, such failure is a
 2743  breach of an officer’s and director’s fiduciary relationship to
 2744  the unit owners under s. 719.104(9). An officer or a director of
 2745  the association must sign an affidavit acknowledging receipt of
 2746  the completed structural integrity reserve study.
 2747         11.9. Within 45 days after receiving the structural
 2748  integrity reserve study, the association must distribute a copy
 2749  of the study to each unit owner or deliver to each unit owner a
 2750  notice that the completed study is available for inspection and
 2751  copying upon a written request. Distribution of a copy of the
 2752  study or notice must be made by United States mail or personal
 2753  delivery at the mailing address, property address, or any other
 2754  address of the owner provided to fulfill the association’s
 2755  notice requirements under this chapter, or by electronic
 2756  transmission to the e-mail address or facsimile number provided
 2757  to fulfill the association’s notice requirements to unit owners
 2758  who previously consented to receive notice by electronic
 2759  transmission.
 2760         12.10. Within 45 days after receiving the structural
 2761  integrity reserve study, the association must provide the
 2762  division with a statement indicating that the study was
 2763  completed and that the association provided or made available
 2764  such study to each unit owner in accordance with this section.
 2765  Such statement must be provided to the division in the manner
 2766  established by the division using a form posted on the
 2767  division’s website.
 2768         13. The division shall adopt by rule the form for the
 2769  structural integrity reserve study in coordination with the
 2770  Florida Building Commission.
 2771         Section 13. Subsection (3) of section 719.501, Florida
 2772  Statutes, is amended, paragraph (c) is added to subsection (2)
 2773  of that section, and subsection (1) of that section is
 2774  reenacted, to read:
 2775         719.501 Powers and duties of Division of Florida
 2776  Condominiums, Timeshares, and Mobile Homes.—
 2777         (1) The Division of Florida Condominiums, Timeshares, and
 2778  Mobile Homes of the Department of Business and Professional
 2779  Regulation, referred to as the “division” in this part, in
 2780  addition to other powers and duties prescribed by chapter 718,
 2781  has the power to enforce and ensure compliance with this chapter
 2782  and adopted rules relating to the development, construction,
 2783  sale, lease, ownership, operation, and management of residential
 2784  cooperative units; complaints related to the procedural
 2785  completion of the structural integrity reserve studies under s.
 2786  719.106(1)(k); and complaints related to the procedural
 2787  completion of milestone inspections under s. 553.899. In
 2788  performing its duties, the division shall have the following
 2789  powers and duties:
 2790         (a) The division may make necessary public or private
 2791  investigations within or outside this state to determine whether
 2792  any person has violated this chapter or any rule or order
 2793  hereunder, to aid in the enforcement of this chapter, or to aid
 2794  in the adoption of rules or forms hereunder.
 2795         (b) The division may require or permit any person to file a
 2796  statement in writing, under oath or otherwise, as the division
 2797  determines, as to the facts and circumstances concerning a
 2798  matter to be investigated.
 2799         (c) For the purpose of any investigation under this
 2800  chapter, the division director or any officer or employee
 2801  designated by the division director may administer oaths or
 2802  affirmations, subpoena witnesses and compel their attendance,
 2803  take evidence, and require the production of any matter which is
 2804  relevant to the investigation, including the existence,
 2805  description, nature, custody, condition, and location of any
 2806  books, documents, or other tangible things and the identity and
 2807  location of persons having knowledge of relevant facts or any
 2808  other matter reasonably calculated to lead to the discovery of
 2809  material evidence. Upon failure by a person to obey a subpoena
 2810  or to answer questions propounded by the investigating officer
 2811  and upon reasonable notice to all persons affected thereby, the
 2812  division may apply to the circuit court for an order compelling
 2813  compliance.
 2814         (d) Notwithstanding any remedies available to unit owners
 2815  and associations, if the division has reasonable cause to
 2816  believe that a violation of any provision of this chapter or
 2817  related rule has occurred, the division may institute
 2818  enforcement proceedings in its own name against a developer,
 2819  association, officer, or member of the board, or its assignees
 2820  or agents, as follows:
 2821         1. The division may permit a person whose conduct or
 2822  actions may be under investigation to waive formal proceedings
 2823  and enter into a consent proceeding whereby orders, rules, or
 2824  letters of censure or warning, whether formal or informal, may
 2825  be entered against the person.
 2826         2. The division may issue an order requiring the developer,
 2827  association, officer, or member of the board, or its assignees
 2828  or agents, to cease and desist from the unlawful practice and
 2829  take such affirmative action as in the judgment of the division
 2830  will carry out the purposes of this chapter. Such affirmative
 2831  action may include, but is not limited to, an order requiring a
 2832  developer to pay moneys determined to be owed to a condominium
 2833  association.
 2834         3. The division may bring an action in circuit court on
 2835  behalf of a class of unit owners, lessees, or purchasers for
 2836  declaratory relief, injunctive relief, or restitution.
 2837         4. The division may impose a civil penalty against a
 2838  developer or association, or its assignees or agents, for any
 2839  violation of this chapter or related rule. The division may
 2840  impose a civil penalty individually against any officer or board
 2841  member who willfully and knowingly violates a provision of this
 2842  chapter, a rule adopted pursuant to this chapter, or a final
 2843  order of the division. The term “willfully and knowingly” means
 2844  that the division informed the officer or board member that his
 2845  or her action or intended action violates this chapter, a rule
 2846  adopted under this chapter, or a final order of the division,
 2847  and that the officer or board member refused to comply with the
 2848  requirements of this chapter, a rule adopted under this chapter,
 2849  or a final order of the division. The division, prior to
 2850  initiating formal agency action under chapter 120, shall afford
 2851  the officer or board member an opportunity to voluntarily comply
 2852  with this chapter, a rule adopted under this chapter, or a final
 2853  order of the division. An officer or board member who complies
 2854  within 10 days is not subject to a civil penalty. A penalty may
 2855  be imposed on the basis of each day of continuing violation, but
 2856  in no event shall the penalty for any offense exceed $5,000. The
 2857  division shall adopt, by rule, penalty guidelines applicable to
 2858  possible violations or to categories of violations of this
 2859  chapter or rules adopted by the division. The guidelines must
 2860  specify a meaningful range of civil penalties for each such
 2861  violation of the statute and rules and must be based upon the
 2862  harm caused by the violation, upon the repetition of the
 2863  violation, and upon such other factors deemed relevant by the
 2864  division. For example, the division may consider whether the
 2865  violations were committed by a developer or owner-controlled
 2866  association, the size of the association, and other factors. The
 2867  guidelines must designate the possible mitigating or aggravating
 2868  circumstances that justify a departure from the range of
 2869  penalties provided by the rules. It is the legislative intent
 2870  that minor violations be distinguished from those which endanger
 2871  the health, safety, or welfare of the cooperative residents or
 2872  other persons and that such guidelines provide reasonable and
 2873  meaningful notice to the public of likely penalties that may be
 2874  imposed for proscribed conduct. This subsection does not limit
 2875  the ability of the division to informally dispose of
 2876  administrative actions or complaints by stipulation, agreed
 2877  settlement, or consent order. All amounts collected shall be
 2878  deposited with the Chief Financial Officer to the credit of the
 2879  Division of Florida Condominiums, Timeshares, and Mobile Homes
 2880  Trust Fund. If a developer fails to pay the civil penalty, the
 2881  division shall thereupon issue an order directing that such
 2882  developer cease and desist from further operation until such
 2883  time as the civil penalty is paid or may pursue enforcement of
 2884  the penalty in a court of competent jurisdiction. If an
 2885  association fails to pay the civil penalty, the division shall
 2886  thereupon pursue enforcement in a court of competent
 2887  jurisdiction, and the order imposing the civil penalty or the
 2888  cease and desist order shall not become effective until 20 days
 2889  after the date of such order. Any action commenced by the
 2890  division shall be brought in the county in which the division
 2891  has its executive offices or in the county where the violation
 2892  occurred.
 2893         (e) The division may prepare and disseminate a prospectus
 2894  and other information to assist prospective owners, purchasers,
 2895  lessees, and developers of residential cooperatives in assessing
 2896  the rights, privileges, and duties pertaining thereto.
 2897         (f) The division has authority to adopt rules pursuant to
 2898  ss. 120.536(1) and 120.54 to implement and enforce the
 2899  provisions of this chapter.
 2900         (g) The division shall establish procedures for providing
 2901  notice to an association when the division is considering the
 2902  issuance of a declaratory statement with respect to the
 2903  cooperative documents governing such cooperative community.
 2904         (h) The division shall furnish each association which pays
 2905  the fees required by paragraph (2)(a) a copy of this act,
 2906  subsequent changes to this act on an annual basis, an amended
 2907  version of this act as it becomes available from the Secretary
 2908  of State’s office on a biennial basis, and the rules adopted
 2909  thereto on an annual basis.
 2910         (i) The division shall annually provide each association
 2911  with a summary of declaratory statements and formal legal
 2912  opinions relating to the operations of cooperatives which were
 2913  rendered by the division during the previous year.
 2914         (j) The division shall adopt uniform accounting principles,
 2915  policies, and standards to be used by all associations in the
 2916  preparation and presentation of all financial statements
 2917  required by this chapter. The principles, policies, and
 2918  standards shall take into consideration the size of the
 2919  association and the total revenue collected by the association.
 2920         (k) The division shall provide training and educational
 2921  programs for cooperative association board members and unit
 2922  owners. The training may, in the division’s discretion, include
 2923  web-based electronic media and live training and seminars in
 2924  various locations throughout the state. The division may review
 2925  and approve education and training programs for board members
 2926  and unit owners offered by providers and shall maintain a
 2927  current list of approved programs and providers and make such
 2928  list available to board members and unit owners in a reasonable
 2929  and cost-effective manner.
 2930         (l) The division shall maintain a toll-free telephone
 2931  number accessible to cooperative unit owners.
 2932         (m) When a complaint is made to the division, the division
 2933  shall conduct its inquiry with reasonable dispatch and with due
 2934  regard to the interests of the affected parties. Within 30 days
 2935  after receipt of a complaint, the division shall acknowledge the
 2936  complaint in writing and notify the complainant whether the
 2937  complaint is within the jurisdiction of the division and whether
 2938  additional information is needed by the division from the
 2939  complainant. The division shall conduct its investigation and
 2940  shall, within 90 days after receipt of the original complaint or
 2941  timely requested additional information, take action upon the
 2942  complaint. However, the failure to complete the investigation
 2943  within 90 days does not prevent the division from continuing the
 2944  investigation, accepting or considering evidence obtained or
 2945  received after 90 days, or taking administrative action if
 2946  reasonable cause exists to believe that a violation of this
 2947  chapter or a rule of the division has occurred. If an
 2948  investigation is not completed within the time limits
 2949  established in this paragraph, the division shall, on a monthly
 2950  basis, notify the complainant in writing of the status of the
 2951  investigation. When reporting its action to the complainant, the
 2952  division shall inform the complainant of any right to a hearing
 2953  pursuant to ss. 120.569 and 120.57.
 2954         (n) The division shall develop a program to certify both
 2955  volunteer and paid mediators to provide mediation of cooperative
 2956  disputes. The division shall provide, upon request, a list of
 2957  such mediators to any association, unit owner, or other
 2958  participant in arbitration proceedings under s. 718.1255
 2959  requesting a copy of the list. The division shall include on the
 2960  list of voluntary mediators only persons who have received at
 2961  least 20 hours of training in mediation techniques or have
 2962  mediated at least 20 disputes. In order to become initially
 2963  certified by the division, paid mediators must be certified by
 2964  the Supreme Court to mediate court cases in county or circuit
 2965  courts. However, the division may adopt, by rule, additional
 2966  factors for the certification of paid mediators, which factors
 2967  must be related to experience, education, or background. Any
 2968  person initially certified as a paid mediator by the division
 2969  must, in order to continue to be certified, comply with the
 2970  factors or requirements imposed by rules adopted by the
 2971  division.
 2972         (2)
 2973         (c)A cooperative association shall create and maintain an
 2974  online account with the division, as required in subsection (3).
 2975         (3) On or before October 1, 2025, all cooperative
 2976  associations shall create and maintain an online account with
 2977  the division and provide information requested by the division
 2978  in an electronic format determined by the division. The division
 2979  shall adopt rules to implement this subsection. The division may
 2980  require cooperative associations to provide such information no
 2981  more than once per year, except that the division may require
 2982  cooperative associations to update their contact information in
 2983  paragraph (a) within 30 days after any change. The division
 2984  shall provide a cooperative association at least a 45-day notice
 2985  of any requirement to provide any required information after the
 2986  cooperative association creates an online account. The
 2987  information that the division may require associations to
 2988  provide is limited to:
 2989         (a)The contact information for the association that
 2990  includes all of the following:
 2991         1.The name of the association.
 2992         2. The physical address of the cooperative property.
 2993         3.The mailing address and county of the association.
 2994         4.The e-mail address and telephone number for the
 2995  association.
 2996         5.The name and board title for each member of the
 2997  association’s board.
 2998         6.The name and contact information of the association’s
 2999  community association manager or community association
 3000  management firm, if applicable.
 3001         7.The hyperlink or website address of the association’s
 3002  website, if applicable.
 3003         (b)The total number of buildings and for each building in
 3004  the association:
 3005         1.The total number of stories of each building, including
 3006  both habitable and uninhabitable stories.
 3007         2.The total number of units.
 3008         3.The age of each building based on the certificate of
 3009  occupancy.
 3010         4.Any construction commenced on the common elements within
 3011  the previous calendar year.
 3012         (c)The association’s assessments, including the:
 3013         1.Amount of assessment or special assessment by unit type,
 3014  including reserves.
 3015         2.Purpose of the assessment or special assessment.
 3016         3.Name of the financial institution or institutions with
 3017  which the association maintains accounts.
 3018         (d)A copy of any structural integrity reserve study and
 3019  any associated materials requested by the department. The
 3020  association must provide such materials within 5 business days
 3021  after such request, in a manner prescribed by the department.
 3022         (a) On or before January 1, 2023, cooperative associations
 3023  existing on or before July 1, 2022, must provide the following
 3024  information to the division in writing, by e-mail, United States
 3025  Postal Service, commercial delivery service, or hand delivery,
 3026  at a physical address or e-mail address provided by the division
 3027  and on a form posted on the division’s website:
 3028         1. The number of buildings on the cooperative property that
 3029  are three stories or higher in height.
 3030         2. The total number of units in all such buildings.
 3031         3. The addresses of all such buildings.
 3032         4. The counties in which all such buildings are located.
 3033         (b) The division must compile a list of the number of
 3034  buildings on cooperative property that are three stories or
 3035  higher in height, which is searchable by county, and must post
 3036  the list on the division’s website. This list must include all
 3037  of the following information:
 3038         1. The name of each association with buildings on the
 3039  cooperative property that are three stories or higher in height.
 3040         2. The number of such buildings on each association’s
 3041  property.
 3042         3. The addresses of all such buildings.
 3043         4. The counties in which all such buildings are located.
 3044         (c) An association must provide an update in writing to the
 3045  division if there are any changes to the information in the list
 3046  under paragraph (b) within 6 months after the change.
 3047         Section 14. Paragraph (d) of subsection (1) and paragraphs
 3048  (c) and (d) of subsection (2) of section 719.503, Florida
 3049  Statutes, are amended, to read:
 3050         719.503 Disclosure prior to sale.—
 3051         (1) DEVELOPER DISCLOSURE.—
 3052         (d) Milestone inspection, turnover inspection report, or
 3053  structural integrity reserve study.—If the association is
 3054  required to have completed a milestone inspection as described
 3055  in s. 553.899, a turnover inspection report for a turnover
 3056  inspection performed on or after July 1, 2023, or a structural
 3057  integrity reserve study, and the association has not completed
 3058  the milestone inspection, the turnover inspection report, or the
 3059  structural integrity reserve study, each contract entered into
 3060  after December 31, 2024, for the sale of a residential unit
 3061  shall contain in conspicuous type a statement indicating that
 3062  the association is required to have a milestone inspection, a
 3063  turnover inspection report, or a structural integrity reserve
 3064  study and has not completed such inspection, report, or study,
 3065  as appropriate. If the association is not required to have a
 3066  milestone inspection as described in s. 553.899 or a structural
 3067  integrity reserve study, each contract entered into after
 3068  December 31, 2024, for the sale of a residential unit shall
 3069  contain in conspicuous type a statement indicating that the
 3070  association is not required to have a milestone inspection or a
 3071  structural integrity reserve study, as appropriate. If the
 3072  association has completed a milestone inspection as described in
 3073  s. 553.899, a turnover inspection report for a turnover
 3074  inspection performed on or after July 1, 2023, or a structural
 3075  integrity reserve study, each contract entered into after
 3076  December 31, 2024, for the sale of a residential unit shall
 3077  contain in conspicuous type:
 3078         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 3079  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR
 3080  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 3081  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 3082  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 3083  719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 3084  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 3085  RESERVE STUDY DESCRIBED IN SECTIONS 719.103(24) AND
 3086  719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 15
 3087  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 3088  PRIOR TO EXECUTION OF THIS CONTRACT; and
 3089         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 3090  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 3091  CANCEL WITHIN 15 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 3092  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 3093  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR
 3094  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 3095  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 3096  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 3097  719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 3098  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 3099  RESERVE STUDY DESCRIBED IN SECTIONS 719.103(24) AND
 3100  719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
 3101  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 3102  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 15
 3103  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 3104  THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
 3105  SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
 3106  SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
 3107  INSPECTION REPORT DESCRIBED IN SECTION 719.301(4)(p) AND (q),
 3108  FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION’S MOST RECENT
 3109  STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
 3110  719.103(24) AND 719.106(1)(k), FLORIDA STATUTES, IF REQUESTED IN
 3111  WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL TERMINATE AT
 3112  CLOSING.
 3113  
 3114  A contract that does not conform to the requirements of this
 3115  paragraph is voidable at the option of the purchaser before
 3116  prior to closing.
 3117         (2) NONDEVELOPER DISCLOSURE.—
 3118         (c) Each contract entered into after July 1, 1992, for the
 3119  resale of an interest in a cooperative shall contain in
 3120  conspicuous type either:
 3121         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 3122  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE ARTICLES OF
 3123  INCORPORATION OF THE ASSOCIATION, BYLAWS, RULES OF THE
 3124  ASSOCIATION, AND THE QUESTION AND ANSWER SHEET MORE THAN 7 3
 3125  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 3126  PRIOR TO EXECUTION OF THIS CONTRACT; or
 3127         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 3128  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 3129  CANCEL WITHIN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 3130  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 3131  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE ARTICLES OF
 3132  INCORPORATION, BYLAWS, AND RULES OF THE ASSOCIATION, AND
 3133  QUESTION AND ANSWER SHEET, IF SO REQUESTED IN WRITING. ANY
 3134  PURPORTED WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO
 3135  EFFECT. BUYER MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF
 3136  NOT MORE THAN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 3137  HOLIDAYS, AFTER THE BUYER RECEIVES THE ARTICLES OF
 3138  INCORPORATION, BYLAWS, RULES, AND QUESTION AND ANSWER SHEET, IF
 3139  REQUESTED IN WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL
 3140  TERMINATE AT CLOSING.
 3141  
 3142  A contract that does not conform to the requirements of this
 3143  paragraph is voidable at the option of the purchaser before
 3144  prior to closing.
 3145         (d) If the association is required to have completed a
 3146  milestone inspection as described in s. 553.899, a turnover
 3147  inspection report for a turnover inspection performed on or
 3148  after July 1, 2023, or a structural integrity reserve study, and
 3149  the association has not completed the milestone inspection, the
 3150  turnover inspection report, or the structural integrity reserve
 3151  study, each contract entered into after December 31, 2024, for
 3152  the sale of a residential unit shall contain in conspicuous type
 3153  a statement indicating that the association is required to have
 3154  a milestone inspection, a turnover inspection report, or a
 3155  structural integrity reserve study and has not completed such
 3156  inspection, report, or study, as appropriate. If the association
 3157  is not required to have a milestone inspection as described in
 3158  s. 553.899 or a structural integrity reserve study, each
 3159  contract entered into after December 31, 2024, for the sale of a
 3160  residential unit shall contain in conspicuous type a statement
 3161  indicating that the association is not required to have a
 3162  milestone inspection or a structural integrity reserve study, as
 3163  appropriate. If the association has completed a milestone
 3164  inspection as described in s. 553.899, a turnover inspection
 3165  report for a turnover inspection performed on or after July 1,
 3166  2023, or a structural integrity reserve study, each contract
 3167  entered into after December 31, 2024, for the resale of a
 3168  residential unit shall contain in conspicuous type:
 3169         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 3170  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR
 3171  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 3172  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 3173  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 3174  719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 3175  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 3176  RESERVE STUDY DESCRIBED IN SECTIONS 719.103(24) AND
 3177  719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 7 3
 3178  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 3179  PRIOR TO EXECUTION OF THIS CONTRACT; and
 3180         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 3181  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 3182  CANCEL WITHIN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 3183  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 3184  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR
 3185  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 3186  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 3187  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 3188  719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 3189  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 3190  RESERVE STUDY DESCRIBED IN SECTIONS 719.103(24) AND
 3191  719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
 3192  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 3193  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 7
 3194  3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 3195  THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
 3196  SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
 3197  SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
 3198  INSPECTION REPORT DESCRIBED IN SECTION 719.301(4)(p) AND (q),
 3199  FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION’S MOST RECENT
 3200  STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
 3201  719.103(24) AND 719.106(1)(k), FLORIDA STATUTES, IF REQUESTED IN
 3202  WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL TERMINATE AT
 3203  CLOSING.
 3204  
 3205  A contract that does not conform to the requirements of this
 3206  paragraph is voidable at the option of the purchaser before
 3207  prior to closing.
 3208         Section 15. Subsection (3) of section 914.21, Florida
 3209  Statutes, is amended to read:
 3210         914.21 Definitions.—As used in ss. 914.22-914.24, the term:
 3211         (3) “Official investigation” means any investigation
 3212  instituted by a law enforcement agency or prosecuting officer of
 3213  the state or a political subdivision of the state or the
 3214  Commission on Ethics or the Division of Florida Condominiums,
 3215  Timeshares, and Mobile Homes of the Department of Business and
 3216  Professional Regulation.
 3217         Section 16. For the 2025-2026 fiscal year, the recurring
 3218  sum of $150,000 and nonrecurring sum of $100,000 is appropriated
 3219  from the Professional Regulation Trust Fund to the Department of
 3220  Business and Professional Regulation to contract with the
 3221  University of Florida to implement s. 553.899(3)(f), Florida
 3222  Statutes, as amended by this act. The unexpended balance of
 3223  nonrecurring funds provided by this section shall revert and is
 3224  appropriated for the same purpose for the 2026-2027 fiscal year.
 3225         Section 17. For the purpose of incorporating the amendment
 3226  made by this act to section 718.111, Florida Statutes, in a
 3227  reference thereto, paragraph (e) of subsection (3) of section
 3228  721.13, Florida Statutes, is reenacted to read:
 3229         721.13 Management.—
 3230         (3) The duties of the managing entity include, but are not
 3231  limited to:
 3232         (e) Arranging for an annual audit of the financial
 3233  statements of the timeshare plan by a certified public
 3234  accountant licensed by the Board of Accountancy of the
 3235  Department of Business and Professional Regulation, in
 3236  accordance with generally accepted auditing standards as defined
 3237  by the rules of the Board of Accountancy of the Department of
 3238  Business and Professional Regulation. The financial statements
 3239  required by this section must be prepared on an accrual basis
 3240  using fund accounting, and must be presented in accordance with
 3241  generally accepted accounting principles. A copy of the audited
 3242  financial statements must be filed with the division for review
 3243  and forwarded to the board of directors and officers of the
 3244  owners’ association, if one exists, no later than 5 calendar
 3245  months after the end of the timeshare plan’s fiscal year. If no
 3246  owners’ association exists, each purchaser must be notified, no
 3247  later than 5 months after the end of the timeshare plan’s fiscal
 3248  year, that a copy of the audited financial statements is
 3249  available upon request to the managing entity. Notwithstanding
 3250  any requirement of s. 718.111(13) or s. 719.104(4), the audited
 3251  financial statements required by this section are the only
 3252  annual financial reporting requirements for timeshare
 3253  condominiums or timeshare cooperatives.
 3254         Section 18. For the purpose of incorporating the amendment
 3255  made by this act to section 718.112, Florida Statutes, in
 3256  references thereto, paragraph (a) of subsection (7) and
 3257  paragraph (c) of subsection (21) of section 718.504, Florida
 3258  Statutes, are reenacted to read:
 3259         718.504 Prospectus or offering circular.—Every developer of
 3260  a residential condominium which contains more than 20
 3261  residential units, or which is part of a group of residential
 3262  condominiums which will be served by property to be used in
 3263  common by unit owners of more than 20 residential units, shall
 3264  prepare a prospectus or offering circular and file it with the
 3265  Division of Florida Condominiums, Timeshares, and Mobile Homes
 3266  prior to entering into an enforceable contract of purchase and
 3267  sale of any unit or lease of a unit for more than 5 years and
 3268  shall furnish a copy of the prospectus or offering circular to
 3269  each buyer. In addition to the prospectus or offering circular,
 3270  each buyer shall be furnished a separate page entitled
 3271  “Frequently Asked Questions and Answers,” which shall be in
 3272  accordance with a format approved by the division and a copy of
 3273  the financial information required by s. 718.111. This page
 3274  shall, in readable language, inform prospective purchasers
 3275  regarding their voting rights and unit use restrictions,
 3276  including restrictions on the leasing of a unit; shall indicate
 3277  whether and in what amount the unit owners or the association is
 3278  obligated to pay rent or land use fees for recreational or other
 3279  commonly used facilities; shall contain a statement identifying
 3280  that amount of assessment which, pursuant to the budget, would
 3281  be levied upon each unit type, exclusive of any special
 3282  assessments, and which shall further identify the basis upon
 3283  which assessments are levied, whether monthly, quarterly, or
 3284  otherwise; shall state and identify any court cases in which the
 3285  association is currently a party of record in which the
 3286  association may face liability in excess of $100,000; shall
 3287  state whether the condominium is created within a portion of a
 3288  building or within a multiple parcel building; and which shall
 3289  further state whether membership in a recreational facilities
 3290  association is mandatory, and if so, shall identify the fees
 3291  currently charged per unit type. The division shall by rule
 3292  require such other disclosure as in its judgment will assist
 3293  prospective purchasers. The prospectus or offering circular may
 3294  include more than one condominium, although not all such units
 3295  are being offered for sale as of the date of the prospectus or
 3296  offering circular. The prospectus or offering circular must
 3297  contain the following information:
 3298         (7) A description of the recreational and other facilities
 3299  that will be used in common with other condominiums, community
 3300  associations, or planned developments which require the payment
 3301  of the maintenance and expenses of such facilities, directly or
 3302  indirectly, by the unit owners. The description shall include,
 3303  but not be limited to, the following:
 3304         (a) Each building and facility committed to be built and a
 3305  summary description of the structural integrity of each building
 3306  for which reserves are required pursuant to s. 718.112(2)(g).
 3307  
 3308  Descriptions shall include location, areas, capacities, numbers,
 3309  volumes, or sizes and may be stated as approximations or
 3310  minimums.
 3311         (21) An estimated operating budget for the condominium and
 3312  the association, and a schedule of the unit owner’s expenses
 3313  shall be attached as an exhibit and shall contain the following
 3314  information:
 3315         (c) The estimated items of expenses of the condominium and
 3316  the association, except as excluded under paragraph (b),
 3317  including, but not limited to, the following items, which shall
 3318  be stated as an association expense collectible by assessments
 3319  or as unit owners’ expenses payable to persons other than the
 3320  association:
 3321         1. Expenses for the association and condominium:
 3322         a. Administration of the association.
 3323         b. Management fees.
 3324         c. Maintenance.
 3325         d. Rent for recreational and other commonly used
 3326  facilities.
 3327         e. Taxes upon association property.
 3328         f. Taxes upon leased areas.
 3329         g. Insurance.
 3330         h. Security provisions.
 3331         i. Other expenses.
 3332         j. Operating capital.
 3333         k. Reserves for all applicable items referenced in s.
 3334  718.112(2)(g).
 3335         l. Fees payable to the division.
 3336         2. Expenses for a unit owner:
 3337         a. Rent for the unit, if subject to a lease.
 3338         b. Rent payable by the unit owner directly to the lessor or
 3339  agent under any recreational lease or lease for the use of
 3340  commonly used facilities, which use and payment is a mandatory
 3341  condition of ownership and is not included in the common expense
 3342  or assessments for common maintenance paid by the unit owners to
 3343  the association.
 3344         Section 19. For the purpose of incorporating the amendment
 3345  made by this act to section 718.112, Florida Statutes, in
 3346  references thereto, paragraph (d) of subsection (1) of section
 3347  718.618, Florida Statutes, is reenacted to read:
 3348         718.618 Converter reserve accounts; warranties.—
 3349         (1) When existing improvements are converted to ownership
 3350  as a residential condominium, the developer shall establish
 3351  converter reserve accounts for capital expenditures and deferred
 3352  maintenance, or give warranties as provided by subsection (6),
 3353  or post a surety bond as provided by subsection (7). The
 3354  developer shall fund the converter reserve accounts in amounts
 3355  calculated as follows:
 3356         (d) In addition to establishing the reserve accounts
 3357  specified above, the developer shall establish those other
 3358  reserve accounts required by s. 718.112(2)(f), and shall fund
 3359  those accounts in accordance with the formula provided therein.
 3360  The vote to waive or reduce the funding or reserves required by
 3361  s. 718.112(2)(f) does not affect or negate the obligations
 3362  arising under this section.
 3363         Section 20. For the purpose of incorporating the amendment
 3364  made by this act to sections 718.111, 718.112, and 718.503,
 3365  Florida Statutes, in references thereto, subsections (1) and (3)
 3366  of section 718.706, Florida Statutes, are reenacted to read:
 3367         718.706 Specific provisions pertaining to offering of units
 3368  by a bulk assignee or bulk buyer.—
 3369         (1) Before offering more than seven units in a single
 3370  condominium for sale or for lease for a term exceeding 5 years,
 3371  a bulk assignee or a bulk buyer must file the following
 3372  documents with the division and provide such documents to a
 3373  prospective purchaser or tenant:
 3374         (a) An updated prospectus or offering circular, or a
 3375  supplement to the prospectus or offering circular, filed by the
 3376  original developer prepared in accordance with s. 718.504, which
 3377  must include the form of contract for sale and for lease in
 3378  compliance with s. 718.503(2);
 3379         (b) An updated Frequently Asked Questions and Answers
 3380  sheet;
 3381         (c) The executed escrow agreement if required under s.
 3382  718.202; and
 3383         (d) The financial information required by s. 718.111(13).
 3384  However, if a financial information report did not exist before
 3385  the acquisition of title by the bulk assignee or bulk buyer, and
 3386  if accounting records that permit preparation of the required
 3387  financial information report for that period cannot be obtained
 3388  despite good faith efforts by the bulk assignee or the bulk
 3389  buyer, the bulk assignee or bulk buyer is excused from the
 3390  requirement of this paragraph. However, the bulk assignee or
 3391  bulk buyer must include in the purchase contract the following
 3392  statement in conspicuous type:
 3393  
 3394         ALL OR A PORTION OF THE FINANCIAL INFORMATION REPORT
 3395         REQUIRED UNDER S. 718.111(13) FOR THE TIME PERIOD
 3396         BEFORE THE SELLER’S ACQUISITION OF THE UNIT IS NOT
 3397         AVAILABLE OR CANNOT BE OBTAINED DESPITE THE GOOD FAITH
 3398         EFFORTS OF THE SELLER.
 3399  
 3400         (3) A bulk assignee, while in control of the board of
 3401  administration of the association, may not authorize, on behalf
 3402  of the association:
 3403         (a) The waiver of reserves or the reduction of funding of
 3404  the reserves pursuant to s. 718.112(2)(f)2., unless approved by
 3405  a majority of the voting interests not controlled by the
 3406  developer, bulk assignee, and bulk buyer; or
 3407         (b) The use of reserve expenditures for other purposes
 3408  pursuant to s. 718.112(2)(f)3., unless approved by a majority of
 3409  the voting interests not controlled by the developer, bulk
 3410  assignee, and bulk buyer.
 3411         Section 21. For the purpose of incorporating the amendment
 3412  made by this act to section 719.106, Florida Statutes, in a
 3413  reference thereto, subsection (24) of section 719.103, Florida
 3414  Statutes, is reenacted to read:
 3415         719.103 Definitions.—As used in this chapter:
 3416         (24) “Structural integrity reserve study” means a study of
 3417  the reserve funds required for future major repairs and
 3418  replacement of the cooperative property performed as required
 3419  under s. 719.106(1)(k).
 3420         Section 22. For the purpose of incorporating the amendment
 3421  made by this act to section 719.106, Florida Statutes, in
 3422  references thereto, paragraph (a) of subsection (7) and
 3423  paragraph (c) of subsection (20) of section 719.504, Florida
 3424  Statutes, are reenacted to read:
 3425         719.504 Prospectus or offering circular.—Every developer of
 3426  a residential cooperative which contains more than 20
 3427  residential units, or which is part of a group of residential
 3428  cooperatives which will be served by property to be used in
 3429  common by unit owners of more than 20 residential units, shall
 3430  prepare a prospectus or offering circular and file it with the
 3431  Division of Florida Condominiums, Timeshares, and Mobile Homes
 3432  prior to entering into an enforceable contract of purchase and
 3433  sale of any unit or lease of a unit for more than 5 years and
 3434  shall furnish a copy of the prospectus or offering circular to
 3435  each buyer. In addition to the prospectus or offering circular,
 3436  each buyer shall be furnished a separate page entitled
 3437  “Frequently Asked Questions and Answers,” which must be in
 3438  accordance with a format approved by the division. This page
 3439  must, in readable language: inform prospective purchasers
 3440  regarding their voting rights and unit use restrictions,
 3441  including restrictions on the leasing of a unit; indicate
 3442  whether and in what amount the unit owners or the association is
 3443  obligated to pay rent or land use fees for recreational or other
 3444  commonly used facilities; contain a statement identifying that
 3445  amount of assessment which, pursuant to the budget, would be
 3446  levied upon each unit type, exclusive of any special
 3447  assessments, and which identifies the basis upon which
 3448  assessments are levied, whether monthly, quarterly, or
 3449  otherwise; state and identify any court cases in which the
 3450  association is currently a party of record in which the
 3451  association may face liability in excess of $100,000; and state
 3452  whether membership in a recreational facilities association is
 3453  mandatory and, if so, identify the fees currently charged per
 3454  unit type. The division shall by rule require such other
 3455  disclosure as in its judgment will assist prospective
 3456  purchasers. The prospectus or offering circular may include more
 3457  than one cooperative, although not all such units are being
 3458  offered for sale as of the date of the prospectus or offering
 3459  circular. The prospectus or offering circular must contain the
 3460  following information:
 3461         (7) A description of the recreational and other facilities
 3462  that will be used in common with other cooperatives, community
 3463  associations, or planned developments which require the payment
 3464  of the maintenance and expenses of such facilities, directly or
 3465  indirectly, by the unit owners. The description shall include,
 3466  but not be limited to, the following:
 3467         (a) Each building and facility committed to be built and a
 3468  summary description of the structural integrity of each building
 3469  for which reserves are required pursuant to s. 719.106(1)(k).
 3470  
 3471  Descriptions shall include location, areas, capacities, numbers,
 3472  volumes, or sizes and may be stated as approximations or
 3473  minimums.
 3474         (20) An estimated operating budget for the cooperative and
 3475  the association, and a schedule of the unit owner’s expenses
 3476  shall be attached as an exhibit and shall contain the following
 3477  information:
 3478         (c) The estimated items of expenses of the cooperative and
 3479  the association, except as excluded under paragraph (b),
 3480  including, but not limited to, the following items, which shall
 3481  be stated as an association expense collectible by assessments
 3482  or as unit owners’ expenses payable to persons other than the
 3483  association:
 3484         1. Expenses for the association and cooperative:
 3485         a. Administration of the association.
 3486         b. Management fees.
 3487         c. Maintenance.
 3488         d. Rent for recreational and other commonly used areas.
 3489         e. Taxes upon association property.
 3490         f. Taxes upon leased areas.
 3491         g. Insurance.
 3492         h. Security provisions.
 3493         i. Other expenses.
 3494         j. Operating capital.
 3495         k. Reserves for all applicable items referenced in s.
 3496  719.106(1)(k).
 3497         l. Fee payable to the division.
 3498         2. Expenses for a unit owner:
 3499         a. Rent for the unit, if subject to a lease.
 3500         b. Rent payable by the unit owner directly to the lessor or
 3501  agent under any recreational lease or lease for the use of
 3502  commonly used areas, which use and payment are a mandatory
 3503  condition of ownership and are not included in the common
 3504  expense or assessments for common maintenance paid by the unit
 3505  owners to the association.
 3506         Section 23. Except as otherwise provided in this act, this
 3507  act shall take effect July 1, 2025.
 3508  
 3509  ================= T I T L E  A M E N D M E N T ================
 3510  And the title is amended as follows:
 3511         Delete everything before the enacting clause
 3512  and insert:
 3513                        A bill to be entitled                      
 3514         An act relating to condominium and cooperative
 3515         associations; amending s. 468.432, F.S.; prohibiting a
 3516         person whose community association manager license is
 3517         revoked from having an indirect or direct ownership
 3518         interest in, or be an employee, partner, officer,
 3519         director, or trustee of, a community association
 3520         management firm for a specified timeframe; requiring a
 3521         licensee to create and maintain an online licensure
 3522         account with the Department of Business and
 3523         Professional Regulation; requiring a community
 3524         association manager to identify on his or her online
 3525         licensure account certain information; requiring a
 3526         licensee to provide specific information on his or her
 3527         online licensure account; requiring that such
 3528         information be updated within a specified timeframe;
 3529         requiring a community association management firm to
 3530         identify on its online licensure account the community
 3531         association managers that it employs to provide
 3532         community association management services; requiring
 3533         the department to give written notice to the community
 3534         association management firm and the community
 3535         association if the community association manager has
 3536         his or her license suspended or revoked; amending s.
 3537         468.4334, F.S.; prohibiting a community association
 3538         manager or a community association management firm
 3539         from knowingly performing any act directed by the
 3540         community association if such act violates any state
 3541         or federal law; revising the contractual obligations a
 3542         community association manager or a community
 3543         association management firm has with the association
 3544         board; requiring that such contract include a certain
 3545         statement, if applicable to the type of management
 3546         services provided in the contract; prohibiting such
 3547         contracts from waiving or limiting certain
 3548         professional practice standards; requiring a community
 3549         association to include specified information on its
 3550         website or mobile application, if such association is
 3551         required to maintain official records on a website or
 3552         application; conforming provisions to changes made by
 3553         the act; amending s. 553.899, F.S.; requiring the
 3554         local enforcement agency responsible for milestone
 3555         inspections to provide to the Department of Business
 3556         and Professional Regulation in an electronic format
 3557         certain information; specifying what information is to
 3558         be provided to the department; requiring the
 3559         department to contract with the University of Florida
 3560         for the creation of a report that provides certain
 3561         information on milestone inspections during a
 3562         specified timeframe; requiring a local enforcement
 3563         agency to provide the university with certain
 3564         information; authorizing the university to request any
 3565         additional information from a local enforcement agency
 3566         required to complete the report; requiring the
 3567         university to compile the report and the department to
 3568         transmit the report to the Governor and the
 3569         Legislature; requiring, rather than authorizing, the
 3570         board of county commissioners or a municipal governing
 3571         body to adopt a specified ordinance; requiring
 3572         specified professionals who bid to perform a
 3573         structural integrity reserve study to disclose to the
 3574         association in writing their intent to bid on services
 3575         related to any maintenance, repair, or replacement
 3576         that may be recommended by the structural integrity
 3577         reserve study; prohibiting such professionals from
 3578         having any interest in or being related to any person
 3579         having any interest in the firm or entity providing
 3580         the association’s structural integrity reserve study
 3581         unless such relationship is disclosed in writing;
 3582         defining the term “relative”; providing that a
 3583         contract for services is voidable and terminates upon
 3584         the association filing a written notice terminating
 3585         such a contract if such professionals fail to provide
 3586         a written disclosure of such relationship with the
 3587         firm conducting the structural integrity reserve
 3588         study; providing that such professionals may be
 3589         subject to discipline for failure to provide such
 3590         written disclosure; amending s. 718.103, F.S.;
 3591         revising the definition of the term “alternative
 3592         funding method”; defining the term “videoconference”;
 3593         amending s. 718.111, F.S.; requiring a community
 3594         association manager or a community association
 3595         management firm that contracts with a community
 3596         association to possess specific licenses; providing
 3597         that all board members or officers of a community
 3598         association that contracts with a community
 3599         association manager or a community association
 3600         management firm have a duty to ensure that the
 3601         community association manager or community association
 3602         management firm is properly licensed before entering
 3603         into a contract; authorizing a community association
 3604         to terminate a contract with a community association
 3605         manager or a community association management firm if
 3606         the manager’s or management firm’s license is
 3607         suspended or revoked during the term of the contract;
 3608         providing that a community association has no further
 3609         contractual obligations to a community association
 3610         management firm if such firm has its license suspended
 3611         or revoked, effective upon the date of the license
 3612         suspension or revocation; revising what items
 3613         constitute the official records of the association;
 3614         requiring that certain documents be posted on certain
 3615         associations’ websites or made available for download
 3616         through an application on a mobile device within a
 3617         specified timeframe; revising what documents must be
 3618         posted in digital format on the association’s website
 3619         or application; revising the timeframe in which the
 3620         association must deliver a copy of the most recent
 3621         financial report or a notice that a copy of the most
 3622         recent financial report; revising the methods of
 3623         delivery for a copy of the most recent association
 3624         financial report to include electronic delivery via
 3625         the Internet; requiring that an officer or a director
 3626         execute an affidavit as evidence of compliance with
 3627         the delivery requirement; revising how financial
 3628         reports are prepared; requiring an association board
 3629         to use best efforts to make prudent investment
 3630         decisions in fulfilling its duty to manage operating
 3631         and reserve funds of the association; authorizing an
 3632         association, including a multicondominium association,
 3633         to invest reserve funds in specified financial
 3634         institutions; authorizing such associations to place
 3635         reserve funds in other investments upon a majority
 3636         vote of the voting interests of the association;
 3637         providing restrictions; prohibiting any funds not
 3638         identified as reserve funds from being used for
 3639         investments; requiring a board to create an investment
 3640         committee composed of a specified minimum number of
 3641         board members; requiring the board to adopt rules;
 3642         requiring that all meetings of the investment
 3643         committee be recorded and made part of the official
 3644         records of the association; requiring that the
 3645         investment policy statement developed pursuant to
 3646         certain provisions address specified issues; requiring
 3647         the investment committee to recommend investment
 3648         advisers to the board; requiring the board to select
 3649         one of the recommended investment advisers to provide
 3650         services to the association; requiring that such
 3651         advisers be registered; prohibiting an investment
 3652         adviser from being related to any board member,
 3653         community management company, reserve study provider,
 3654         or co-owner of a unit with a board member or
 3655         investment committee member; requiring investment
 3656         advisers to comply with the prudent investor rule;
 3657         requiring an adviser to act as a fiduciary to the
 3658         association; providing that the investment and
 3659         fiduciary standards required by the act take
 3660         precedence over any conflicting law; requiring the
 3661         investment committee to recommend a replacement
 3662         adviser if the committee determines that an investment
 3663         adviser is not meeting requirements; requiring the
 3664         association to provide the investment adviser with
 3665         specified financial information at least once each
 3666         calendar year, or sooner if a substantial financial
 3667         obligation of the association becomes known to the
 3668         board; requiring the investment adviser to annually
 3669         review such financial information and provide the
 3670         association with a portfolio allocation model that is
 3671         suitably structured and prudently designed to match
 3672         projected annual reserve fund requirements and
 3673         liability, assets, and liquidity requirements;
 3674         requiring the investment adviser to prepare a funding
 3675         projection for each reserve component, including any
 3676         of the component’s redundancies; requiring that a
 3677         specified minimum timeframe of projected reserves in
 3678         cash or cash equivalents be available to the
 3679         association; authorizing a portfolio managed by an
 3680         investment adviser to contain any type of investment
 3681         necessary to meet the objectives in the investment
 3682         policy statement; providing exceptions; requiring that
 3683         any funds invested by the investment adviser be held
 3684         in third-party custodial accounts that are subject to
 3685         insurance coverage by the Securities Investor
 3686         Protection Corporation in an amount equal to or
 3687         greater than the invested amount; authorizing the
 3688         investment adviser to withdraw investment fees,
 3689         expenses, and commissions from invested funds;
 3690         requiring the investment adviser to annually provide
 3691         the association with a written certification of
 3692         compliance with certain provisions and provide the
 3693         association with a list of certain stocks, securities,
 3694         and other obligations; requiring the investment
 3695         adviser to submit monthly, quarterly, and annual
 3696         reports to the association, prepared in accordance
 3697         with established financial industry standards;
 3698         requiring that any principal, earnings, or interest
 3699         managed be available to the association at no cost
 3700         within a specified timeframe after the association’s
 3701         written or electronic request; requiring that
 3702         unallocated income earned on reserve fund investments
 3703         be spent only on specified expenditures; amending s.
 3704         718.112, F.S.; authorizing an association board
 3705         meeting to be conducted in person or by
 3706         videoconference; requiring the Division of Florida
 3707         Condominiums, Timeshares, and Mobile Homes to adopt
 3708         rules; requiring that notice for board meetings
 3709         conducted via videoconference contain specific
 3710         information; requiring that such meetings be recorded
 3711         and maintained as an official record of the
 3712         association; revising how notice may be sent to unit
 3713         owners; revising the distance from the condominium
 3714         property within which a unit owner meeting must be
 3715         held; authorizing a unit owner to vote electronically
 3716         if the unit owner meeting is conducted via
 3717         videoconference; authorizing unit owner meetings to be
 3718         conducted in person or via videoconference; specifying
 3719         what constitutes a quorum for meetings held via
 3720         videoconference; requiring that the location of the
 3721         meeting be provided in the association bylaws or
 3722         within a specified distance from the condominium
 3723         property if the bylaws are silent; requiring that
 3724         meetings held via videoconference be recorded and be
 3725         maintained as an official record of the association;
 3726         requiring the division to adopt rules; revising the
 3727         method of serving notices of unit owner meetings;
 3728         authorizing budget meetings to be conducted via
 3729         videoconference; requiring the division to adopt
 3730         rules; requiring that a sound transmitting device be
 3731         used at such meetings for a specified purpose;
 3732         revising a provision that a board proposing a budget
 3733         that requires a certain special assessment against
 3734         unit owners to simultaneously propose a substitute
 3735         budget that meets certain requirements, rather than
 3736         conduct a special meeting of the unit owners to
 3737         consider a substitute budget after the adoption of the
 3738         annual budget; requiring unit owners, rather than
 3739         authorizing them, to consider a substitute budget;
 3740         authorizing the annual budget initially proposed to be
 3741         adopted by the board; revising the criteria used in
 3742         determining whether assessments exceed the specified
 3743         percentage of assessments of the previous fiscal year;
 3744         revising the threshold for deferred maintenance
 3745         expenses or replacements in reserve accounts;
 3746         authorizing the members to vote to waive the
 3747         maintenance of reserves recommended in the most recent
 3748         structural integrity reserve study under certain
 3749         circumstances; revising the provision that any
 3750         association, rather than an association operating a
 3751         multicondominium, may determine to provide no reserves
 3752         or less reserves than required if an alternative
 3753         funding method is used by the association; deleting
 3754         the requirement that the division approve the funding
 3755         method; providing that specified reserves may be
 3756         funded by regular assessments, special assessments,
 3757         lines of credit, or loans under certain circumstances;
 3758         authorizing a unit-owner-controlled association that
 3759         is required to have a structural reserve study to
 3760         obtain a line of credit or a loan to fund capital
 3761         expenses required by a milestone inspection or a
 3762         structural integrity reserve study; requiring that
 3763         such line of credit or loan be approved by a majority
 3764         of the total voting interests of the association;
 3765         requiring that such line of credit or loan be
 3766         sufficient to fund the cumulative amount of any
 3767         previously waived or unfunded portions of the reserve
 3768         funding amount and the most recent structural
 3769         integrity reserve study; requiring that funding from
 3770         the line of credit or loan be immediately available
 3771         for access by the board for a specified purpose;
 3772         requiring that such lines of credit or loans be
 3773         included in the association’s financial report;
 3774         deleting a requirement that the majority of the
 3775         members must approve of the board pausing
 3776         contributions to the association’s reserves for a
 3777         specified purpose; authorizing the board to
 3778         temporarily pause reserve fund contributions or reduce
 3779         the amount of reserve funding for a specified purpose
 3780         for a budget adopted on or before a specified date if
 3781         the association has completed a milestone inspection
 3782         within a specified timeframe and such inspection
 3783         recommended certain repairs; requiring that such
 3784         temporary pause or reduction be approved by a majority
 3785         of the total voting interests of the association;
 3786         providing applicability; requiring associations that
 3787         have paused or reduced their reserve funding to have a
 3788         structural integrity reserve study performed before
 3789         the continuation of reserve contributions for
 3790         specified purposes; providing that a vote of the
 3791         members is not required for the board to change the
 3792         accounting method for reserves to specified accounting
 3793         methods; revising the items to be included in a
 3794         structural integrity reserve study; requiring
 3795         specified design professionals or contractors who bid
 3796         to perform a structural integrity reserve study to
 3797         disclose in writing to the association their intent to
 3798         bid on any services related to the maintenance,
 3799         repair, or replacement that may be recommended by the
 3800         structural integrity reserve study; prohibiting such
 3801         professionals or contractors from having any interest
 3802         in or being related to any person having any interest
 3803         in the firm or entity providing the association’s
 3804         structural integrity reserve study unless such
 3805         relationship is disclosed in writing; defining the
 3806         term “relative”; providing that a contract for
 3807         services is voidable and terminates upon the
 3808         association filing a written notice terminating such a
 3809         contract if such professional or contractor fails to
 3810         provide a written disclosure of such relationship with
 3811         the firm conducting the structural integrity reserve
 3812         study; providing that such professional or contractor
 3813         may be subject to discipline for his or her failure to
 3814         provide such written disclosure; requiring that a
 3815         structural integrity reserve study include a
 3816         recommendation for a reserve funding schedule based on
 3817         specified criteria; authorizing the study to recommend
 3818         other types of reserve funding schedules, provided
 3819         each recommended schedule is sufficient to meet the
 3820         association’s maintenance obligations; requiring that
 3821         reserves not required for certain items be separately
 3822         identified as such in the structural integrity reserve
 3823         study; requiring the structural integrity reserve
 3824         study to take into consideration the funding method or
 3825         methods used by the association to fund its
 3826         maintenance and reserve funding obligations through
 3827         regular assessments, special assessments, loans, or
 3828         lines of credit; requiring a structural integrity
 3829         reserve study that has been performed before the
 3830         approval of a special assessment or the securing of a
 3831         line of credit or a loan to be updated to reflect
 3832         certain information regarding the reserve funding
 3833         schedule; authorizing a structural integrity reserve
 3834         study to be updated to reflect changes in the useful
 3835         life of the reserve items after such items are
 3836         repaired or replaced, and the effect of such repair or
 3837         replacement will have on the reserve funding schedule;
 3838         requiring an association to obtain an updated
 3839         structural integrity reserve study before adopting any
 3840         budget in which the reserve funding from regular
 3841         assessments, special assessments, loans, or lines of
 3842         credit do not align with the funding plan of the most
 3843         recent version of the structural integrity reserve
 3844         study; authorizing an association to delay a required
 3845         structural integrity reserve study for a specified
 3846         timeframe if it has completed a milestone inspection
 3847         or similar inspection, for a specified purpose;
 3848         requiring an officer or director of an association to
 3849         sign an affidavit acknowledging receipt of the
 3850         completed structural integrity reserve study;
 3851         requiring the division to adopt rules for the form for
 3852         the structural integrity reserve study in coordination
 3853         with the Florida Building Commission; making technical
 3854         changes; amending s. 718.501, F.S.; revising the
 3855         duties of the Division of Florida Condominiums,
 3856         Timeshares, and Mobile Homes regarding investigation
 3857         of complaints; requiring condominium associations to
 3858         create and maintain an online account with the
 3859         division; requiring board members to maintain accurate
 3860         contact information on file with the division;
 3861         requiring the division to adopt rules; requiring all
 3862         condominium associations to create and maintain an
 3863         online account with the division; requiring all
 3864         condominium associations to provide specified
 3865         information to the division by a specified date;
 3866         requiring that such information be updated within a
 3867         specified timeframe; requiring the division to adopt
 3868         rules; authorizing the division to require condominium
 3869         associations to provide information to the division;
 3870         specifying the information to be provided to the
 3871         division; amending s. 718.503, F.S.; revising the
 3872         disclosures that must be included in a contract for
 3873         the sale and resale of a residential unit; amending s.
 3874         8 of chapter 2024-244, Laws of Florida, as amended;
 3875         revising the documents required to be posted on
 3876         certain associations’ websites or be made available
 3877         through download using an application on a mobile
 3878         device; amending s. 31 of chapter 2024-244, Laws of
 3879         Florida; revising applicability; amending s. 719.104,
 3880         F.S.; requiring a board to use best efforts to make
 3881         prudent investment decisions in fulfilling its duty to
 3882         manage operating and reserve funds of the cooperative
 3883         association; authorizing an association to invest
 3884         reserve funds in specified financial institutions;
 3885         authorizing such associations to place reserve funds
 3886         in other investments upon a majority vote of the
 3887         voting interests of the association; providing
 3888         restrictions; prohibiting any funds not identified as
 3889         reserve funds from being used for investments;
 3890         providing applicability; requiring a board to create
 3891         an investment committee composed of a specified
 3892         minimum number of board members; requiring the board
 3893         to adopt rules; requiring that all meetings of the
 3894         investment committee be recorded and made part of the
 3895         official records of the association; requiring that
 3896         the investment policy statement developed pursuant to
 3897         certain provisions address specified issues; requiring
 3898         the investment committee to recommend investment
 3899         advisers to the board; requiring the board to select
 3900         one of the recommended investment advisers to provide
 3901         services to the association; requiring such advisers
 3902         to be registered; prohibiting an investment adviser
 3903         from being related to any board member, community
 3904         management company, reserve study provider, or co
 3905         owner of a unit with a board member or investment
 3906         committee member; requiring investment advisers to
 3907         comply with the prudent investor rule; requiring an
 3908         adviser to act as a fiduciary to the association;
 3909         providing that the investment and fiduciary standards
 3910         required by the act take precedence over any
 3911         conflicting law; requiring the investment committee to
 3912         recommend a replacement adviser if the committee
 3913         determines that an investment adviser is not meeting
 3914         requirements; requiring the association to provide the
 3915         investment adviser with specified financial
 3916         information at least once each calendar year, or
 3917         sooner if a substantial financial obligation of the
 3918         association becomes known to the board; requiring the
 3919         investment adviser to annually review such financial
 3920         information and provide the association with a
 3921         portfolio allocation model that is suitably structured
 3922         and prudently designed to match projected annual
 3923         reserve fund requirements and liability, assets, and
 3924         liquidity requirements; requiring the investment
 3925         adviser to prepare a funding projection for each
 3926         reserve component, including any of the component’s
 3927         redundancies; requiring that a specified minimum
 3928         timeframe of projected reserves in cash or cash
 3929         equivalents be available to the association;
 3930         authorizing a portfolio managed by an investment
 3931         adviser to contain any type of investment necessary to
 3932         meet the objectives in the investment policy
 3933         statement; providing exceptions; requiring that any
 3934         funds invested by the investment adviser be held in
 3935         third-party custodial accounts that are subject to
 3936         insurance coverage by the Securities Investor
 3937         Protection Corporation in an amount equal to or
 3938         greater than the invested amount; authorizing the
 3939         investment adviser to withdraw investment fees,
 3940         expenses, and commissions from invested funds;
 3941         requiring the investment adviser to annually provide
 3942         the association with a written certification of
 3943         compliance with certain provisions and provide the
 3944         association with a list of certain stocks, securities,
 3945         and other obligations; requiring the investment
 3946         adviser to submit monthly, quarterly, and annual
 3947         reports to the association, prepared in accordance
 3948         with established financial industry standards;
 3949         requiring that any principal, earnings, or interest
 3950         managed be available to the association at no cost
 3951         within a specified timeframe after the association’s
 3952         written or electronic request; requiring that
 3953         unallocated income earned on reserve fund investments
 3954         be spent only on specified expenditures; amending s.
 3955         719.106, F.S.; revising the deferred maintenance
 3956         expense or replacement costs threshold that must be in
 3957         reserve accounts; authorizing the board to pause
 3958         contributions to its reserves or reduce reserve
 3959         funding if a local building official determines the
 3960         entire cooperative building is uninhabitable due to a
 3961         natural emergency; authorizing any reserve account
 3962         fund held by the association to be expended to make
 3963         the cooperative building and its structures habitable,
 3964         pursuant to the board’s determination; requiring the
 3965         association to immediately resume contributing funds
 3966         to its reserves once the local building official
 3967         determines that the cooperative building is habitable;
 3968         authorizing certain reserves be funded by regular
 3969         assessments, special assessments, lines of credit, or
 3970         loans under certain circumstances; authorizing a unit
 3971         owner-controlled association to obtain a line of
 3972         credit or a loan to fund capital expenses required by
 3973         a milestone inspection or a structural integrity
 3974         reserve study; requiring that such lines of credit or
 3975         loans be approved by a majority vote of the total
 3976         voting interests of the association; requiring that
 3977         such lines of credit or loans be sufficient to fund
 3978         the cumulative amount of any previously waived or
 3979         unfunded portion of the reserve funding amount and
 3980         most recent structural integrity reserve study;
 3981         requiring that funding from such lines of credit or
 3982         loans be immediately available for access by the board
 3983         for a specified purpose; authorizing the board to
 3984         temporarily pause reserve fund contributions or reduce
 3985         the amount of reserve funding for a specified purpose
 3986         for a budget adopted on or before a specified date if
 3987         the association has completed a milestone inspection
 3988         within a specified timeframe; requiring that such
 3989         temporary pause or reduction be approved by a majority
 3990         of the total voting interests of the association;
 3991         providing applicability; requiring associations that
 3992         have paused or reduced their reserve funding
 3993         contributions to have a structural integrity reserve
 3994         study performed before the continuation of reserve
 3995         contributions for specified purposes; providing that a
 3996         vote of the members is not required for the board to
 3997         change the accounting method for reserves to specified
 3998         accounting methods; requiring specified design
 3999         professionals or contractors who bid to perform a
 4000         structural integrity reserve study to disclose in
 4001         writing to the association their intent to bid on any
 4002         services related to the maintenance, repair, or
 4003         replacement that may be recommended by the structural
 4004         integrity reserve study; prohibiting such
 4005         professionals or contractors from having any interest
 4006         in or being related to any person having any interest
 4007         in the firm or entity providing the association’s
 4008         structural integrity reserve study unless such
 4009         relationship is disclosed in writing; defining the
 4010         term “relative”; providing that a contract for
 4011         services is voidable and terminates upon the
 4012         association filing a written notice terminating such a
 4013         contract if such professional or contractor fails to
 4014         provide a written disclosure of such relationship with
 4015         the firm conducting the structural integrity reserve
 4016         study; providing that such professional or contractor
 4017         may be subject to discipline for his or her failure to
 4018         provide such written disclosure; requiring that a
 4019         structural integrity reserve study include a
 4020         recommendation for a reserve funding schedule based on
 4021         specified criteria; authorizing the study to recommend
 4022         other types of reserve funding schedules, provided
 4023         each recommended schedule is sufficient to meet the
 4024         association’s maintenance obligation; requiring that
 4025         reserves not required for certain items be separately
 4026         identified as such in the structural integrity reserve
 4027         study; requiring the structural integrity reserve
 4028         study to take into consideration the funding method or
 4029         methods used by the association to fund its
 4030         maintenance and reserve funding obligations through
 4031         regular assessments, special assessments, lines of
 4032         credit, or loans; requiring a structural integrity
 4033         reserve study that has been performed before the
 4034         approval of a special assessment or the securing of a
 4035         line of credit or a loan to be updated to reflect
 4036         certain information regarding the reserve funding
 4037         schedule; authorizing a structural integrity reserve
 4038         study to be updated to reflect changes in the useful
 4039         life of the reserve items after such items are
 4040         repaired or replaced, and the effect of such repair or
 4041         replacement will have on the reserve funding schedule;
 4042         requiring an association to obtain an updated
 4043         structural integrity reserve study before adopting any
 4044         budget in which the reserve funding from regular
 4045         assessments, special assessments, lines of credit, or
 4046         loans do not align with the funding plan of the most
 4047         recent version of the structural integrity reserve
 4048         study; authorizing an association to delay a required
 4049         structural integrity reserve study for a specified
 4050         timeframe if it has completed a milestone inspection
 4051         or similar inspection, for a specified purpose;
 4052         requiring an officer or a director of the association
 4053         to sign an affidavit acknowledging receipt of the
 4054         completed structural integrity reserve study;
 4055         requiring the division to adopt by rule the form for
 4056         the structural integrity reserve study in coordination
 4057         with the Florida Building Commission; amending s.
 4058         719.501, F.S.; requiring a cooperative association to
 4059         create and maintain an online account with the
 4060         division; requiring board members to maintain accurate
 4061         contact information on file with the division;
 4062         requiring the division to adopt rules; authorizing the
 4063         division to require cooperative associations to
 4064         provide information to the division no more than once
 4065         per year; providing an exception; requiring the
 4066         division to provide associations a specified timeframe
 4067         to provide any required information; specifying the
 4068         information the division may request; amending s.
 4069         719.503, F.S.; revising the disclosures that must be
 4070         included in a contract for the sale and resale of an
 4071         interest in a cooperative; amending s. 914.21, F.S.;
 4072         revising the definition of the term “official
 4073         investigation”; providing appropriations; reenacting
 4074         s. 721.13(3)(e), F.S., relating to management, to
 4075         incorporate the amendment made to s. 718.111, F.S., in
 4076         a reference thereto; reenacting ss. 718.504(7)(a) and
 4077         (21)(c) and 718.618(1)(d), F.S., relating to
 4078         prospectus or offering circulars and converter reserve
 4079         accounts and warranties, respectively, to incorporate
 4080         the amendment made to s. 718.112, F.S., in references
 4081         thereto; reenacting s. 718.706(1) and (3), F.S.,
 4082         relating to specific provisions pertaining to offering
 4083         of units by bulk assignees or bulk buyers, to
 4084         incorporate the amendments made to ss. 718.111,
 4085         718.112, and 718.503, F.S., in references thereto;
 4086         reenacting ss. 719.103(24) and 719.504(7)(a) and
 4087         (20)(c), F.S., relating to definitions and prospectus
 4088         or offering circulars, respectively, to incorporate
 4089         the amendment made to s. 719.106, F.S., in references
 4090         thereto; providing effective dates.