Florida Senate - 2025                      CS for CS for SB 1742
       
       
        
       By the Appropriations Committee on Agriculture, Environment, and
       General Government; the Committee on Regulated Industries; and
       Senators Bradley and Pizzo
       
       
       
       601-03618-25                                          20251742c2
    1                        A bill to be entitled                      
    2         An act relating to condominium and cooperative
    3         associations; amending s. 468.432, F.S.; prohibiting a
    4         person whose community association manager license is
    5         revoked from having an indirect or direct ownership
    6         interest in, or being an employee, a partner, an
    7         officer, a director, or a trustee of, a community
    8         association management firm for a specified timeframe;
    9         requiring a licensee to create and maintain an online
   10         licensure account with the Department of Business and
   11         Professional Regulation; requiring a community
   12         association manager to identify on his or her online
   13         licensure account certain information; requiring a
   14         licensee to provide specific information on his or her
   15         online licensure account; requiring that such
   16         information be updated within a specified timeframe;
   17         requiring a community association management firm to
   18         identify on its online licensure account the community
   19         association managers that it employs to provide
   20         community association management services; requiring
   21         the department to give written notice to the community
   22         association management firm and the community
   23         association if the community association manager has
   24         his or her license suspended or revoked; amending s.
   25         468.4334, F.S.; prohibiting a community association
   26         manager or a community association management firm
   27         from knowingly performing any act directed by the
   28         community association if such act violates any state
   29         or federal law; revising the contractual obligations a
   30         community association manager or a community
   31         association management firm has with the association
   32         board; requiring that such contract include a certain
   33         statement, if applicable to the type of management
   34         services provided in the contract; prohibiting such
   35         contracts from waiving or limiting certain
   36         professional practice standards; requiring a community
   37         association to include specified information on its
   38         website or mobile application, if such association is
   39         required to maintain official records on a website or
   40         an application; conforming provisions to changes made
   41         by the act; amending s. 553.899, F.S.; requiring the
   42         local enforcement agency responsible for milestone
   43         inspections to provide to the Department of Business
   44         and Professional Regulation certain information in an
   45         electronic format; specifying the information to be
   46         provided to the department; requiring the department
   47         to contract with the University of Florida for the
   48         creation of a report that provides certain information
   49         on milestone inspections during a specified timeframe;
   50         requiring a local enforcement agency to provide the
   51         university with certain information; authorizing the
   52         university to request any additional information from
   53         a local enforcement agency required to complete the
   54         report; requiring the university to compile the report
   55         and the department to transmit the report to the
   56         Governor and the Legislature; requiring, rather than
   57         authorizing, the board of county commissioners or a
   58         municipal governing body to adopt a specified
   59         ordinance; requiring specified professionals who bid
   60         to perform a structural integrity reserve study to
   61         disclose to the association in writing their intent to
   62         bid on services related to any maintenance, repair, or
   63         replacement that may be recommended by the structural
   64         integrity reserve study; prohibiting such
   65         professionals from having any interest in or being
   66         related to any person having any interest in the firm
   67         or entity providing the association’s structural
   68         integrity reserve study unless such relationship is
   69         disclosed in writing; defining the term “relative”;
   70         providing that a contract for services is voidable and
   71         terminates upon the association filing a written
   72         notice terminating such a contract if such
   73         professionals fail to provide a written disclosure of
   74         such relationship with the firm conducting the
   75         structural integrity reserve study; providing that
   76         such professionals may be subject to discipline for
   77         failure to provide such written disclosure; amending
   78         s. 718.103, F.S.; revising the definition of the term
   79         “alternative funding method”; defining the term “video
   80         conference”; amending s. 718.111, F.S.; requiring a
   81         community association manager or a community
   82         association management firm that contracts with a
   83         community association to possess specific licenses;
   84         providing that all board members or officers of a
   85         community association that contracts with a community
   86         association manager or a community association
   87         management firm have a duty to ensure that the
   88         community association manager or community association
   89         management firm is properly licensed before entering
   90         into a contract; authorizing a community association
   91         to terminate a contract with a community association
   92         manager or a community association management firm if
   93         the manager’s or management firm’s license is
   94         suspended or revoked during the term of the contract;
   95         providing that a community association has no further
   96         contractual obligations to a community association
   97         management firm if such firm has its license suspended
   98         or revoked, effective upon the date of the license
   99         suspension or revocation; revising which items
  100         constitute the official records of the association;
  101         requiring that certain documents be posted on certain
  102         associations’ websites or made available for download
  103         through an application on a mobile device within a
  104         specified timeframe; revising which documents must be
  105         posted in digital format on the association’s website
  106         or application; revising the timeframe in which the
  107         association must deliver a copy of the most recent
  108         financial report or a notice that a copy of the most
  109         recent financial report; revising the methods of
  110         delivery for a copy of the most recent association
  111         financial report to include electronic delivery via
  112         the Internet; requiring that an officer or a director
  113         execute an affidavit as evidence of compliance with
  114         the delivery requirement; revising how financial
  115         reports are prepared; requiring an association board
  116         to use best efforts to make prudent investment
  117         decisions in fulfilling its duty to manage operating
  118         and reserve funds of the association; authorizing an
  119         association, including a multicondominium association,
  120         to invest reserve funds in specified financial
  121         institutions; authorizing such associations to place
  122         reserve funds in other investments upon a majority
  123         vote of the voting interests of the association;
  124         providing restrictions; prohibiting any funds not
  125         identified as reserve funds from being used for
  126         investments; requiring a board to create an investment
  127         committee composed of a specified minimum number of
  128         board members; requiring the board to adopt rules;
  129         requiring that all meetings of the investment
  130         committee be recorded and made part of the official
  131         records of the association; requiring that the
  132         investment policy statement developed pursuant to
  133         certain provisions address specified issues; requiring
  134         the investment committee to recommend investment
  135         advisers to the board; requiring the board to select
  136         one of the recommended investment advisers to provide
  137         services to the association; requiring that such
  138         advisers be registered; prohibiting an investment
  139         adviser from being related to any board member,
  140         community management company, reserve study provider,
  141         or co-owner of a unit with a board member or
  142         investment committee member; requiring investment
  143         advisers to comply with the prudent investor rule;
  144         requiring an adviser to act as a fiduciary to the
  145         association; providing that the investment and
  146         fiduciary standards required by the act take
  147         precedence over any conflicting law; requiring the
  148         investment committee to recommend a replacement
  149         adviser if the committee determines that an investment
  150         adviser is not meeting requirements; requiring the
  151         association to provide the investment adviser with
  152         specified financial information at least once each
  153         calendar year, or sooner if a substantial financial
  154         obligation of the association becomes known to the
  155         board; requiring the investment adviser to annually
  156         review such financial information and provide the
  157         association with a portfolio allocation model that is
  158         suitably structured and prudently designed to match
  159         projected annual reserve fund requirements and
  160         liability, assets, and liquidity requirements;
  161         requiring the investment adviser to prepare a funding
  162         projection for each reserve component, including any
  163         of the component’s redundancies; requiring that a
  164         specified minimum timeframe of projected reserves in
  165         cash or cash equivalents be available to the
  166         association; authorizing a portfolio managed by an
  167         investment adviser to contain any type of investment
  168         necessary to meet the objectives in the investment
  169         policy statement; providing exceptions; requiring that
  170         any funds invested by the investment adviser be held
  171         in third-party custodial accounts that are subject to
  172         insurance coverage by the Securities Investor
  173         Protection Corporation in an amount equal to or
  174         greater than the invested amount; authorizing the
  175         investment adviser to withdraw investment fees,
  176         expenses, and commissions from invested funds;
  177         requiring the investment adviser to annually provide
  178         the association with a written certification of
  179         compliance with certain provisions and provide the
  180         association with a list of certain stocks, securities,
  181         and other obligations; requiring the investment
  182         adviser to submit monthly, quarterly, and annual
  183         reports to the association, prepared in accordance
  184         with established financial industry standards;
  185         requiring that any principal, earnings, or interest
  186         managed be available to the association at no cost
  187         within a specified timeframe after the association’s
  188         written or electronic request; requiring that
  189         unallocated income earned on reserve fund investments
  190         be spent only on specified expenditures; amending s.
  191         718.112, F.S.; authorizing an association board
  192         meeting to be conducted in person or by video
  193         conference; requiring the Division of Florida
  194         Condominiums, Timeshares, and Mobile Homes to adopt
  195         rules; requiring that notice for board meetings
  196         conducted via video conference contain specific
  197         information; requiring that such meetings be recorded
  198         and maintained as an official record of the
  199         association; revising how notice may be sent to unit
  200         owners; revising the distance from the condominium
  201         property within which a unit owner meeting must be
  202         held; authorizing a unit owner to vote electronically
  203         if the unit owner meeting is conducted via video
  204         conference; authorizing unit owner meetings to be
  205         conducted in person or via video conference;
  206         specifying what constitutes a quorum for meetings held
  207         via video conference; requiring that the location of
  208         the meeting be provided in the association bylaws or
  209         within a specified distance from the condominium
  210         property if the bylaws are silent; requiring that
  211         meetings held via video conference be recorded and be
  212         maintained as an official record of the association;
  213         requiring the division to adopt rules; revising the
  214         method of serving notices of unit owner meetings;
  215         authorizing budget meetings to be conducted via video
  216         conference; requiring the division to adopt rules;
  217         requiring that a sound transmitting device be used at
  218         such meetings for a specified purpose; revising a
  219         provision that a board proposing a budget that
  220         requires a certain special assessment against unit
  221         owners to simultaneously propose a substitute budget
  222         that meets certain requirements, rather than conduct a
  223         special meeting of the unit owners to consider a
  224         substitute budget after the adoption of the annual
  225         budget; requiring unit owners, rather than authorizing
  226         them, to consider a substitute budget; authorizing the
  227         annual budget initially proposed to be adopted by the
  228         board; revising the criteria used in determining
  229         whether assessments exceed the specified percentage of
  230         assessments of the previous fiscal year; revising the
  231         threshold for deferred maintenance expenses or
  232         replacements in reserve accounts; authorizing the
  233         members to vote to waive the maintenance of reserves
  234         recommended in the most recent structural integrity
  235         reserve study under certain circumstances; revising
  236         the provision that any association, rather than an
  237         association operating a multicondominium, may
  238         determine to provide no reserves or less reserves than
  239         required if an alternative funding method is used by
  240         the association; deleting the requirement that the
  241         division approve the funding method; providing that
  242         specified reserves may be funded by regular
  243         assessments, special assessments, lines of credit, or
  244         loans under certain circumstances; authorizing a unit
  245         owner-controlled association that is required to have
  246         a structural reserve study to obtain a line of credit
  247         or a loan to fund capital expenses required by a
  248         milestone inspection or a structural integrity reserve
  249         study; requiring that such line of credit or loan be
  250         approved by a majority of the total voting interests
  251         of the association; requiring that such line of credit
  252         or loan be sufficient to fund the cumulative amount of
  253         any previously waived or unfunded portions of the
  254         reserve funding amount and the most recent structural
  255         integrity reserve study; requiring that funding from
  256         the line of credit or loan be immediately available
  257         for access by the board for a specified purpose;
  258         requiring that such lines of credit or loans be
  259         included in the association’s financial report;
  260         deleting a requirement that the majority of the
  261         members must approve of the board pausing
  262         contributions to the association’s reserves for a
  263         specified purpose; authorizing the board to
  264         temporarily pause reserve fund contributions or reduce
  265         the amount of reserve funding for a specified purpose
  266         for a budget adopted on or before a specified date if
  267         the association has completed a milestone inspection
  268         within a specified timeframe and such inspection
  269         recommended certain repairs; requiring that such
  270         temporary pause or reduction be approved by a majority
  271         of the total voting interests of the association;
  272         providing applicability; requiring associations that
  273         have paused or reduced their reserve funding to have a
  274         structural integrity reserve study performed before
  275         the continuation of reserve contributions for
  276         specified purposes; providing that a vote of the
  277         members is not required for the board to change the
  278         accounting method for reserves to specified accounting
  279         methods; revising the items to be included in a
  280         structural integrity reserve study; requiring
  281         specified design professionals or contractors who bid
  282         to perform a structural integrity reserve study to
  283         disclose in writing to the association their intent to
  284         bid on any services related to the maintenance,
  285         repair, or replacement that may be recommended by the
  286         structural integrity reserve study; prohibiting such
  287         professionals or contractors from having any interest
  288         in or being related to any person having any interest
  289         in the firm or entity providing the association’s
  290         structural integrity reserve study unless such
  291         relationship is disclosed in writing; defining the
  292         term “relative”; providing that a contract for
  293         services is voidable and terminates upon the
  294         association filing a written notice terminating such a
  295         contract if such professional or contractor fails to
  296         provide a written disclosure of such relationship with
  297         the firm conducting the structural integrity reserve
  298         study; providing that such professional or contractor
  299         may be subject to discipline for his or her failure to
  300         provide such written disclosure; requiring that a
  301         structural integrity reserve study include a
  302         recommendation for a reserve funding schedule based on
  303         specified criteria; authorizing the study to recommend
  304         other types of reserve funding schedules, provided
  305         each recommended schedule is sufficient to meet the
  306         association’s maintenance obligations; requiring that
  307         reserves not required for certain items be separately
  308         identified as such in the structural integrity reserve
  309         study; requiring the structural integrity reserve
  310         study to take into consideration the funding method or
  311         methods used by the association to fund its
  312         maintenance and reserve funding obligations through
  313         regular assessments, special assessments, loans, or
  314         lines of credit; requiring a structural integrity
  315         reserve study that has been performed before the
  316         approval of a special assessment or the securing of a
  317         line of credit or a loan to be updated to reflect
  318         certain information regarding the reserve funding
  319         schedule; authorizing a structural integrity reserve
  320         study to be updated to reflect changes in the useful
  321         life of the reserve items after such items are
  322         repaired or replaced, and the effect of such repair or
  323         replacement will have on the reserve funding schedule;
  324         requiring an association to obtain an updated
  325         structural integrity reserve study before adopting any
  326         budget in which the reserve funding from regular
  327         assessments, special assessments, loans, or lines of
  328         credit do not align with the funding plan of the most
  329         recent version of the structural integrity reserve
  330         study; authorizing an association to delay a required
  331         structural integrity reserve study for a specified
  332         timeframe if it has completed a milestone inspection
  333         or similar inspection, for a specified purpose;
  334         requiring an officer or director of an association to
  335         sign an affidavit acknowledging receipt of the
  336         completed structural integrity reserve study;
  337         requiring the division to adopt rules for the form for
  338         the structural integrity reserve study in coordination
  339         with the Florida Building Commission; making technical
  340         changes; amending s. 718.501, F.S.; revising the
  341         duties of the Division of Florida Condominiums,
  342         Timeshares, and Mobile Homes regarding investigation
  343         of complaints; requiring condominium associations to
  344         create and maintain an online account with the
  345         division; requiring board members to maintain accurate
  346         contact information on file with the division;
  347         requiring the division to adopt rules; requiring all
  348         condominium associations to create and maintain an
  349         online account with the division; requiring all
  350         condominium associations to provide specified
  351         information to the division by a specified date;
  352         requiring that such information be updated within a
  353         specified timeframe; requiring the division to adopt
  354         rules; authorizing the division to require condominium
  355         associations to provide information to the division;
  356         specifying the information to be provided to the
  357         division; amending s. 718.503, F.S.; revising the
  358         disclosures that must be included in a contract for
  359         the sale and resale of a residential unit; amending s.
  360         8 of chapter 2024-244, Laws of Florida, as amended;
  361         revising the documents required to be posted on
  362         certain associations’ websites or be made available
  363         through download using an application on a mobile
  364         device; amending s. 31 of chapter 2024-244, Laws of
  365         Florida; revising applicability; amending s. 719.104,
  366         F.S.; requiring a board to use best efforts to make
  367         prudent investment decisions in fulfilling its duty to
  368         manage operating and reserve funds of the cooperative
  369         association; authorizing an association to invest
  370         reserve funds in specified financial institutions;
  371         authorizing such associations to place reserve funds
  372         in other investments upon a majority vote of the
  373         voting interests of the association; providing
  374         restrictions; prohibiting any funds not identified as
  375         reserve funds from being used for investments;
  376         providing applicability; requiring a board to create
  377         an investment committee composed of a specified
  378         minimum number of board members; requiring the board
  379         to adopt rules; requiring that all meetings of the
  380         investment committee be recorded and made part of the
  381         official records of the association; requiring that
  382         the investment policy statement developed pursuant to
  383         certain provisions address specified issues; requiring
  384         the investment committee to recommend investment
  385         advisers to the board; requiring the board to select
  386         one of the recommended investment advisers to provide
  387         services to the association; requiring such advisers
  388         to be registered; prohibiting an investment adviser
  389         from being related to any board member, community
  390         management company, reserve study provider, or co
  391         owner of a unit with a board member or investment
  392         committee member; requiring investment advisers to
  393         comply with the prudent investor rule; requiring an
  394         adviser to act as a fiduciary to the association;
  395         providing that the investment and fiduciary standards
  396         required by the act take precedence over any
  397         conflicting law; requiring the investment committee to
  398         recommend a replacement adviser if the committee
  399         determines that an investment adviser is not meeting
  400         requirements; requiring the association to provide the
  401         investment adviser with specified financial
  402         information at least once each calendar year, or
  403         sooner if a substantial financial obligation of the
  404         association becomes known to the board; requiring the
  405         investment adviser to annually review such financial
  406         information and provide the association with a
  407         portfolio allocation model that is suitably structured
  408         and prudently designed to match projected annual
  409         reserve fund requirements and liability, assets, and
  410         liquidity requirements; requiring the investment
  411         adviser to prepare a funding projection for each
  412         reserve component, including any of the component’s
  413         redundancies; requiring that a specified minimum
  414         timeframe of projected reserves in cash or cash
  415         equivalents be available to the association;
  416         authorizing a portfolio managed by an investment
  417         adviser to contain any type of investment necessary to
  418         meet the objectives in the investment policy
  419         statement; providing exceptions; requiring that any
  420         funds invested by the investment adviser be held in
  421         third-party custodial accounts that are subject to
  422         insurance coverage by the Securities Investor
  423         Protection Corporation in an amount equal to or
  424         greater than the invested amount; authorizing the
  425         investment adviser to withdraw investment fees,
  426         expenses, and commissions from invested funds;
  427         requiring the investment adviser to annually provide
  428         the association with a written certification of
  429         compliance with certain provisions and provide the
  430         association with a list of certain stocks, securities,
  431         and other obligations; requiring the investment
  432         adviser to submit monthly, quarterly, and annual
  433         reports to the association, prepared in accordance
  434         with established financial industry standards;
  435         requiring that any principal, earnings, or interest
  436         managed be available to the association at no cost
  437         within a specified timeframe after the association’s
  438         written or electronic request; requiring that
  439         unallocated income earned on reserve fund investments
  440         be spent only on specified expenditures; amending s.
  441         719.106, F.S.; revising the deferred maintenance
  442         expense or replacement costs threshold that must be in
  443         reserve accounts; authorizing the board to pause
  444         contributions to its reserves or reduce reserve
  445         funding if a local building official determines the
  446         entire cooperative building is uninhabitable due to a
  447         natural emergency; authorizing any reserve account
  448         fund held by the association to be expended to make
  449         the cooperative building and its structures habitable,
  450         pursuant to the board’s determination; requiring the
  451         association to immediately resume contributing funds
  452         to its reserves once the local building official
  453         determines that the cooperative building is habitable;
  454         authorizing certain reserves be funded by regular
  455         assessments, special assessments, lines of credit, or
  456         loans under certain circumstances; authorizing a unit
  457         owner-controlled association to obtain a line of
  458         credit or a loan to fund capital expenses required by
  459         a milestone inspection or a structural integrity
  460         reserve study; requiring that such lines of credit or
  461         loans be approved by a majority vote of the total
  462         voting interests of the association; requiring that
  463         such lines of credit or loans be sufficient to fund
  464         the cumulative amount of any previously waived or
  465         unfunded portion of the reserve funding amount and
  466         most recent structural integrity reserve study;
  467         requiring that funding from such lines of credit or
  468         loans be immediately available for access by the board
  469         for a specified purpose; authorizing the board to
  470         temporarily pause reserve fund contributions or reduce
  471         the amount of reserve funding for a specified purpose
  472         for a budget adopted on or before a specified date if
  473         the association has completed a milestone inspection
  474         within a specified timeframe; requiring that such
  475         temporary pause or reduction be approved by a majority
  476         of the total voting interests of the association;
  477         providing applicability; requiring associations that
  478         have paused or reduced their reserve funding
  479         contributions to have a structural integrity reserve
  480         study performed before the continuation of reserve
  481         contributions for specified purposes; providing that a
  482         vote of the members is not required for the board to
  483         change the accounting method for reserves to specified
  484         accounting methods; requiring specified design
  485         professionals or contractors who bid to perform a
  486         structural integrity reserve study to disclose in
  487         writing to the association their intent to bid on any
  488         services related to the maintenance, repair, or
  489         replacement that may be recommended by the structural
  490         integrity reserve study; prohibiting such
  491         professionals or contractors from having any interest
  492         in or being related to any person having any interest
  493         in the firm or entity providing the association’s
  494         structural integrity reserve study unless such
  495         relationship is disclosed in writing; defining the
  496         term “relative”; providing that a contract for
  497         services is voidable and terminates upon the
  498         association filing a written notice terminating such a
  499         contract if such professional or contractor fails to
  500         provide a written disclosure of such relationship with
  501         the firm conducting the structural integrity reserve
  502         study; providing that such professional or contractor
  503         may be subject to discipline for his or her failure to
  504         provide such written disclosure; requiring that a
  505         structural integrity reserve study include a
  506         recommendation for a reserve funding schedule based on
  507         specified criteria; authorizing the study to recommend
  508         other types of reserve funding schedules, provided
  509         each recommended schedule is sufficient to meet the
  510         association’s maintenance obligation; requiring that
  511         reserves not required for certain items be separately
  512         identified as such in the structural integrity reserve
  513         study; requiring the structural integrity reserve
  514         study to take into consideration the funding method or
  515         methods used by the association to fund its
  516         maintenance and reserve funding obligations through
  517         regular assessments, special assessments, lines of
  518         credit, or loans; requiring a structural integrity
  519         reserve study that has been performed before the
  520         approval of a special assessment or the securing of a
  521         line of credit or a loan to be updated to reflect
  522         certain information regarding the reserve funding
  523         schedule; authorizing a structural integrity reserve
  524         study to be updated to reflect changes in the useful
  525         life of the reserve items after such items are
  526         repaired or replaced, and the effect of such repair or
  527         replacement will have on the reserve funding schedule;
  528         requiring an association to obtain an updated
  529         structural integrity reserve study before adopting any
  530         budget in which the reserve funding from regular
  531         assessments, special assessments, lines of credit, or
  532         loans do not align with the funding plan of the most
  533         recent version of the structural integrity reserve
  534         study; authorizing an association to delay a required
  535         structural integrity reserve study for a specified
  536         timeframe if it has completed a milestone inspection
  537         or similar inspection, for a specified purpose;
  538         requiring an officer or a director of the association
  539         to sign an affidavit acknowledging receipt of the
  540         completed structural integrity reserve study;
  541         requiring the division to adopt by rule the form for
  542         the structural integrity reserve study in coordination
  543         with the Florida Building Commission; amending s.
  544         719.501, F.S.; requiring a cooperative association to
  545         create and maintain an online account with the
  546         division; requiring board members to maintain accurate
  547         contact information on file with the division;
  548         requiring the division to adopt rules; authorizing the
  549         division to require cooperative associations to
  550         provide information to the division no more than once
  551         per year; providing an exception; requiring the
  552         division to provide associations a specified timeframe
  553         to provide any required information; specifying the
  554         information the division may request; amending s.
  555         719.503, F.S.; revising the disclosures that must be
  556         included in a contract for the sale and resale of an
  557         interest in a cooperative; amending s. 914.21, F.S.;
  558         revising the definition of the term “official
  559         investigation”; providing appropriations; reenacting
  560         s. 721.13(3)(e), F.S., relating to management, to
  561         incorporate the amendment made to s. 718.111, F.S., in
  562         a reference thereto; reenacting ss. 718.504(7)(a) and
  563         (21)(c) and 718.618(1)(d), F.S., relating to
  564         prospectus or offering circulars and converter reserve
  565         accounts and warranties, respectively, to incorporate
  566         the amendment made to s. 718.112, F.S., in references
  567         thereto; reenacting s. 718.706(1) and (3), F.S.,
  568         relating to specific provisions pertaining to offering
  569         of units by bulk assignees or bulk buyers, to
  570         incorporate the amendments made to ss. 718.111,
  571         718.112, and 718.503, F.S., in references thereto;
  572         reenacting ss. 719.103(24) and 719.504(7)(a) and
  573         (20)(c), F.S., relating to definitions and prospectus
  574         or offering circulars, respectively, to incorporate
  575         the amendment made to s. 719.106, F.S., in references
  576         thereto; providing effective dates.
  577          
  578  Be It Enacted by the Legislature of the State of Florida:
  579  
  580         Section 1. Paragraph (h) is added to subsection (2) of
  581  section 468.432, Florida Statutes, and subsection (3) is added
  582  to that section, to read:
  583         468.432 Licensure of community association managers and
  584  community association management firms; exceptions.—
  585         (2) A community association management firm or other
  586  similar organization responsible for the management of more than
  587  10 units or a budget of $100,000 or greater shall not engage or
  588  hold itself out to the public as being able to engage in the
  589  business of community association management in this state
  590  unless it is licensed by the department as a community
  591  association management firm in accordance with the provisions of
  592  this part.
  593         (h) A person who has had his or her community association
  594  manager license revoked may not have an indirect or direct
  595  ownership interest in, or be an employee, a partner, an officer,
  596  a director, or a trustee of, a community association management
  597  firm during the 10-year period after the effective date of the
  598  revocation. Such person is ineligible to reapply for
  599  certification or registration under this part for a period of 10
  600  years after the effective date of a revocation.
  601         (3) A licensee must create and maintain an online licensure
  602  account with the department. Each community association manager
  603  must identify on his or her online licensure account the
  604  community association management firm for which he or she
  605  provides management services and identify each community
  606  association for which he or she is the designated on-site
  607  community association manager. A licensee must update his or her
  608  online licensure account with this information within 30 days
  609  after any change to the required information. A community
  610  association management firm must identify on its online
  611  licensure account the community association managers that it
  612  employs to provide community association management services. If
  613  a community association manager has his or her license suspended
  614  or revoked, the department must give written notice of such
  615  suspension or revocation to the community association management
  616  firm and the community association for which the manager
  617  performs community management services.
  618         Section 2. Subsections (1) and (3) of section 468.4334,
  619  Florida Statutes, are amended to read:
  620         468.4334 Professional practice standards; liability;
  621  community association manager requirements; return of records
  622  after termination of contract.—
  623         (1)(a) A community association manager or a community
  624  association management firm is deemed to act as agent on behalf
  625  of a community association as principal within the scope of
  626  authority authorized by a written contract or under this
  627  chapter. A community association manager or a community
  628  association management firm may not knowingly perform any act
  629  directed by the community association if such an act violates
  630  any state or federal law. A community association manager and a
  631  community association management firm shall discharge duties
  632  performed on behalf of the association as authorized by this
  633  chapter loyally, skillfully, and diligently; dealing honestly
  634  and fairly; in good faith; with care and full disclosure to the
  635  community association; accounting for all funds; and not
  636  charging unreasonable or excessive fees.
  637         (b) If a community association manager or a community
  638  association management firm has a contract with a community
  639  association that is subject to the milestone inspection
  640  requirements in s. 553.899, or the structural integrity reserve
  641  study requirements in s. 718.112(2)(g) and 719.106(1)(k), the
  642  community association manager or the community association
  643  management firm must comply with those sections that section as
  644  directed by the board.
  645         (c) Each contract between a community association and a
  646  community association manager or community association
  647  management firm for community association management services
  648  must include the following written statement in at least 12
  649  point type, if applicable to the type of management services
  650  provided in the contract:
  651  
  652         The community association manager shall abide by all
  653         professional standards and record keeping requirements
  654         imposed pursuant to part VIII of chapter 468, Florida
  655         Statutes.
  656  
  657         (d)A contract between a community association manager or
  658  community association management firm and a community
  659  association may not waive or limit the professional practice
  660  standards required pursuant to this part.
  661         (3) A community association manager or community
  662  association management firm that is authorized by contract to
  663  provide community association management services to a community
  664  homeowners’ association shall do all of the following:
  665         (a) Attend in person at least one member meeting or board
  666  meeting of the community homeowners’ association annually.
  667         (b) Provide to the members of the community homeowners’
  668  association the name and contact information for each community
  669  association manager or representative of a community association
  670  management firm assigned to the community homeowners’
  671  association, the manager’s or representative’s hours of
  672  availability, and a summary of the duties for which the manager
  673  or representative is responsible. The community homeowners’
  674  association shall also post this information on the
  675  association’s website or mobile application, if the association
  676  is required to maintain official records on a website or
  677  application required under s. 720.303(4)(b). The community
  678  association manager or community association management firm
  679  shall update the community homeowners’ association and its
  680  members within 14 business days after any change to such
  681  information.
  682         (c) Provide to any member upon request a copy of the
  683  contract between the community association manager or community
  684  association management firm and the community homeowners’
  685  association and include such contract with association’s
  686  official records.
  687         Section 3. Subsection (11) and present subsections (12) and
  688  (13) of section 553.899, Florida Statutes, are amended,
  689  paragraphs (e) and (f) are added to subsection (3) and a new
  690  subsection (12) is added to that section, to read:
  691         553.899 Mandatory structural inspections for condominium
  692  and cooperative buildings.—
  693         (3)
  694         (e) On or before October 1, 2025, and on or before each
  695  December 31 thereafter, the local enforcement agency responsible
  696  for milestone inspections must provide the department, in an
  697  electronic format determined by the department, information that
  698  may include, but is not limited to:
  699         1. The number of buildings required to have a milestone
  700  inspection within the agency’s jurisdiction.
  701         2. The number of buildings for which a phase one milestone
  702  inspection has been completed.
  703         3. The number of buildings granted an extension under
  704  paragraph (3)(c).
  705         4. The number of buildings required to have a phase two
  706  milestone inspection.
  707         5. The number of buildings for which a phase two milestone
  708  inspection has been completed.
  709         6. The number, type, and value of permits applied for to
  710  complete repairs pursuant to a phase two milestone inspection.
  711         7. A list of buildings deemed to be unsafe or uninhabitable
  712  due to a milestone inspection.
  713         8. The license number of the building code administrator
  714  responsible for milestone inspections for the local enforcement
  715  agency.
  716         (f) Subject to appropriation, the department shall contract
  717  with the University of Florida for the purpose of creating a
  718  report that provides comprehensive data, evaluation, and
  719  analysis on the milestone inspections performed throughout this
  720  state during each calendar year or other time period approved by
  721  the department. Every local enforcement agency responsible for
  722  milestone inspections must provide the university with a copy of
  723  any phase one or phase two milestone inspection report by the
  724  date specified by the department in a manner prescribed by the
  725  university. The university may request any additional
  726  information from a local enforcement agency which the university
  727  requires to complete this report. The university shall compile
  728  the report, and the department shall transmit the report to the
  729  Governor, the President of the Senate, and the Speaker of the
  730  House of Representatives.
  731         (11) A board of county commissioners or municipal governing
  732  body shall may adopt an ordinance requiring that a condominium
  733  or cooperative association and any other owner that is subject
  734  to this section schedule or commence repairs for substantial
  735  structural deterioration within a specified timeframe after the
  736  local enforcement agency receives a phase two inspection report;
  737  however, such repairs must be commenced within 365 days after
  738  receiving such report. If an owner of the building fails to
  739  submit proof to the local enforcement agency that repairs have
  740  been scheduled or have commenced for substantial structural
  741  deterioration identified in a phase two inspection report within
  742  the required timeframe, the local enforcement agency must review
  743  and determine if the building is unsafe for human occupancy.
  744         (12) A licensed architect or engineer who bids to perform a
  745  milestone inspection must disclose in writing to the association
  746  his or her intent to bid on any services related to any
  747  maintenance, repair, or replacement which may be recommended by
  748  the milestone inspection. Any design professional as defined in
  749  s. 558.002(7) or contractor licensed under chapter 489 who
  750  submits a bid to the association for performing any services
  751  recommended by the milestone inspection may not have an
  752  interest, directly or indirectly, in the firm or entity
  753  providing the milestone inspection or be a relative of any
  754  person having a direct or indirect interest in such firm, unless
  755  such relationship is disclosed to the association in writing. As
  756  used in this section, the term “relative” means a relative
  757  within the third degree of consanguinity by blood or marriage. A
  758  contract for services is voidable and terminates upon the
  759  association filing a written notice terminating the contract if
  760  the design professional or licensed contractor failed to provide
  761  the written disclosure of the relationship required under this
  762  subsection. A design professional or licensed contractor may be
  763  subject to discipline under the applicable practice act for his
  764  or her profession for failure to provide the written disclosure
  765  of the relationship required under this subsection.
  766         (13)(12) By December 31, 2024, the Florida Building
  767  Commission shall adopt rules pursuant to ss. 120.536(1) and
  768  120.54 to establish a building safety program for the
  769  implementation of this section within the Florida Building Code:
  770  Existing Building. The building inspection program must, at
  771  minimum, include inspection criteria, testing protocols,
  772  standardized inspection and reporting forms that are adaptable
  773  to an electronic format, and record maintenance requirements for
  774  the local authority.
  775         (14)(13) The Florida Building Commission shall consult with
  776  the State Fire Marshal to provide recommendations to the
  777  Legislature for the adoption of comprehensive structural and
  778  life safety standards for maintaining and inspecting all types
  779  of buildings and structures in this state that are three stories
  780  or more in height. The commission shall provide a written report
  781  of its recommendations to the Governor, the President of the
  782  Senate, and the Speaker of the House of Representatives by
  783  December 31, 2023.
  784         Section 4. Present subsections (33) and (34) of section
  785  718.103, Florida Statutes, are redesignated as subsections (34)
  786  and (35), respectively, a new subsection (33) is added to that
  787  section, and subsection (1) of that section is amended, to read:
  788         718.103 Definitions.—As used in this chapter, the term:
  789         (1) “Alternative funding method” means a method approved by
  790  the division for funding the capital expenditures and deferred
  791  maintenance obligations of the association for a
  792  multicondominium association operating at least 25 condominiums
  793  which may reasonably be expected to fully satisfy the
  794  association’s reserve funding obligations by the, including:
  795         (a) The allocation of funds in the annual operating budget
  796  of a multicondominium; or
  797         (b) Any other method defined by rule of the division which
  798  may reasonably be expected to fully satisfy the association’s
  799  reserve funding obligations or fund its capital expenditure and
  800  deferred maintenance obligations.
  801         (33) Video conference” means a real-time audio and video
  802  based meeting between two or more people in different locations
  803  using video-enabled and audio-enabled devices. The notice for
  804  any meeting that will be conducted by video conference must have
  805  a hyperlink and call-in conference telephone number for unit
  806  owners to attend the meeting and must have a physical location
  807  where unit owners can also attend the meeting in person. All
  808  meetings conducted by video conference must be recorded and such
  809  recording must be maintained as an official record of the
  810  association.
  811         Section 5. Paragraphs (a) and (g) of subsection (12) and
  812  subsection (13) of section 718.111, Florida Statutes, are
  813  amended, paragraphs (g), (h), and (i) are added to subsection
  814  (3) of that section, and subsection (16) is added to that
  815  section, to read:
  816         718.111 The association.—
  817         (3) POWER TO MANAGE CONDOMINIUM PROPERTY AND TO CONTRACT,
  818  SUE, AND BE SUED; CONFLICT OF INTEREST.—
  819         (g) If an association contracts with a community
  820  association manager or a community association management firm,
  821  the community association manager or community association
  822  management firm must possess all applicable licenses required by
  823  part VIII of chapter 468. All board members or officers of an
  824  association that contracts with a community association manager
  825  or a community association management firm have a duty to ensure
  826  that the community association manager or community association
  827  management firm is properly licensed before entering into a
  828  contract.
  829         (h) If a community association manager has his or her
  830  license suspended or revoked during the term of a contract with
  831  the association, the association may terminate the contract upon
  832  delivery of a written notice to the community association
  833  manager whose license has been revoked or suspended, effective
  834  on the date the community association manager became unlicensed.
  835         (i) If a community association management firm has its
  836  license suspended or revoked during the term of a contract with
  837  the association, the association has the right to terminate the
  838  contract upon delivery of a written notice to the community
  839  association management firm whose license has been revoked or
  840  suspended, effective on the date the community association
  841  management firm became unlicensed.
  842         (12) OFFICIAL RECORDS.—
  843         (a) From the inception of the association, the association
  844  shall maintain each of the following items, if applicable, which
  845  constitutes the official records of the association:
  846         1. A copy of the plans, permits, warranties, and other
  847  items provided by the developer under s. 718.301(4).
  848         2. A copy photocopy of the recorded declaration of
  849  condominium of each condominium operated by the association and
  850  each amendment to each declaration.
  851         3. A copy photocopy of the recorded bylaws of the
  852  association and each amendment to the bylaws.
  853         4. A certified copy of the articles of incorporation of the
  854  association, or other documents creating the association, and
  855  each amendment thereto.
  856         5. A copy of the current rules of the association.
  857         6. A book or books or electronic records that contain the
  858  minutes of all meetings of the association, the board of
  859  administration, any committee, and the unit owners, and a
  860  recording of all such meetings that are conducted by video
  861  conference. If there are approved minutes for a meeting held by
  862  video conference, recordings of meetings that are conducted by
  863  video conference must be maintained for at least 1 year after
  864  the date the video recording is posted as required under
  865  paragraph (g).
  866         7. A current roster of all unit owners and their mailing
  867  addresses, unit identifications, voting certifications, and, if
  868  known, telephone numbers. The association shall also maintain
  869  the e-mail addresses and facsimile numbers of unit owners
  870  consenting to receive notice by electronic transmission. In
  871  accordance with sub-subparagraph (c)5.e., the e-mail addresses
  872  and facsimile numbers are only accessible to unit owners if
  873  consent to receive notice by electronic transmission is
  874  provided, or if the unit owner has expressly indicated that such
  875  personal information can be shared with other unit owners and
  876  the unit owner has not provided the association with a request
  877  to opt out of such dissemination with other unit owners. An
  878  association must ensure that the e-mail addresses and facsimile
  879  numbers are only used for the business operation of the
  880  association and may not be sold or shared with outside third
  881  parties. If such personal information is included in documents
  882  that are released to third parties, other than unit owners, the
  883  association must redact such personal information before the
  884  document is disseminated. However, the association is not liable
  885  for an inadvertent disclosure of the e-mail address or facsimile
  886  number for receiving electronic transmission of notices unless
  887  such disclosure was made with a knowing or intentional disregard
  888  of the protected nature of such information.
  889         8. All current insurance policies of the association and
  890  condominiums operated by the association.
  891         9. A current copy of any management agreement, lease, or
  892  other contract to which the association is a party or under
  893  which the association or the unit owners have an obligation or
  894  responsibility.
  895         10. Bills of sale or transfer for all property owned by the
  896  association.
  897         11. Accounting records for the association and separate
  898  accounting records for each condominium that the association
  899  operates. Any person who knowingly or intentionally defaces or
  900  destroys such records, or who knowingly or intentionally fails
  901  to create or maintain such records, with the intent of causing
  902  harm to the association or one or more of its members, is
  903  personally subject to a civil penalty pursuant to s.
  904  718.501(1)(e). The accounting records must include, but are not
  905  limited to:
  906         a. Accurate, itemized, and detailed records of all receipts
  907  and expenditures, including all bank statements and ledgers.
  908         b. All invoices, transaction receipts, or deposit slips
  909  that substantiate any receipt or expenditure of funds by the
  910  association.
  911         c. A current account and a monthly, bimonthly, or quarterly
  912  statement of the account for each unit designating the name of
  913  the unit owner, the due date and amount of each assessment, the
  914  amount paid on the account, and the balance due.
  915         d. All audits, reviews, accounting statements, structural
  916  integrity reserve studies, and financial reports of the
  917  association or condominium. Structural integrity reserve studies
  918  must be maintained for at least 15 years after the study is
  919  completed.
  920         e. All contracts for work to be performed. Bids for work to
  921  be performed are also considered official records and must be
  922  maintained by the association for at least 1 year after receipt
  923  of the bid.
  924         12. Ballots, sign-in sheets, voting proxies, and all other
  925  papers and electronic records relating to voting by unit owners,
  926  which must be maintained for 1 year from the date of the
  927  election, vote, or meeting to which the document relates,
  928  notwithstanding paragraph (b).
  929         13. All rental records if the association is acting as
  930  agent for the rental of condominium units.
  931         14. A copy of the current question and answer sheet as
  932  described in s. 718.504.
  933         15. A copy of the inspection reports described in ss.
  934  553.899 and 718.301(4)(p) and any other inspection report
  935  relating to a structural or life safety inspection of
  936  condominium property. Such record must be maintained by the
  937  association for 15 years after receipt of the report.
  938         16. Bids for materials, equipment, or services.
  939         17. All affirmative acknowledgments made pursuant to s.
  940  718.121(4)(c).
  941         18. A copy of all building permits.
  942         19. A copy of all satisfactorily completed board member
  943  educational certificates.
  944         20.A copy of all affidavits required by this chapter.
  945         21. A copy of all investment policy statements adopted
  946  pursuant to paragraph (16)(c), and all financial statements
  947  related to the association’s investment of funds under
  948  subsection (16).
  949         22.20. All other written records of the association not
  950  specifically included in the foregoing which are related to the
  951  operation of the association.
  952         (g)1. By January 1, 2019, an association managing a
  953  condominium with 150 or more units which does not contain
  954  timeshare units shall post digital copies of the documents
  955  specified in subparagraph 2. on its website or make such
  956  documents available through an application that can be
  957  downloaded on a mobile device. Unless a shorter period is
  958  otherwise required, a document must be made available on the
  959  association’s website or made available for download through an
  960  application on a mobile device within 30 days after the
  961  association receives or creates an official record specified in
  962  subparagraph 2.
  963         a. The association’s website or application must be:
  964         (I) An independent website, application, or web portal
  965  wholly owned and operated by the association; or
  966         (II) A website, application, or web portal operated by a
  967  third-party provider with whom the association owns, leases,
  968  rents, or otherwise obtains the right to operate a web page,
  969  subpage, web portal, collection of subpages or web portals, or
  970  an application which is dedicated to the association’s
  971  activities and on which required notices, records, and documents
  972  may be posted or made available by the association.
  973         b. The association’s website or application must be
  974  accessible through the Internet and must contain a subpage, web
  975  portal, or other protected electronic location that is
  976  inaccessible to the general public and accessible only to unit
  977  owners and employees of the association.
  978         c. Upon a unit owner’s written request, the association
  979  must provide the unit owner with a username and password and
  980  access to the protected sections of the association’s website or
  981  application which contain any notices, records, or documents
  982  that must be electronically provided.
  983         2. A current copy of the following documents must be posted
  984  in digital format on the association’s website or application:
  985         a. The recorded declaration of condominium of each
  986  condominium operated by the association and each amendment to
  987  each declaration.
  988         b. The recorded bylaws of the association and each
  989  amendment to the bylaws.
  990         c. The articles of incorporation of the association, or
  991  other documents creating the association, and each amendment to
  992  the articles of incorporation or other documents. The copy
  993  posted pursuant to this sub-subparagraph must be a copy of the
  994  articles of incorporation filed with the Department of State.
  995         d. The rules of the association.
  996         e.The approved minutes of all board of administration
  997  meetings over the preceding 12 months.
  998         f.The video recording or a hyperlink to the video
  999  recording for all meetings of the association, the board of
 1000  administration, any committee, and the unit owners which are
 1001  conducted by video conference over the preceding 12 months.
 1002         g.e. A list of all executory contracts or documents to
 1003  which the association is a party or under which the association
 1004  or the unit owners have an obligation or responsibility and,
 1005  after bidding for the related materials, equipment, or services
 1006  has closed, a list of bids received by the association within
 1007  the past year. Summaries of bids for materials, equipment, or
 1008  services which exceed $500 must be maintained on the website or
 1009  application for 1 year. In lieu of summaries, complete copies of
 1010  the bids may be posted.
 1011         h.f. The annual budget required by s. 718.112(2)(f) and any
 1012  proposed budget to be considered at the annual meeting.
 1013         i.g. The financial report required by subsection (13) and
 1014  any monthly income or expense statement to be considered at a
 1015  meeting.
 1016         j.h. The certification of each director required by s.
 1017  718.112(2)(d)4.b.
 1018         k.i. All contracts or transactions between the association
 1019  and any director, officer, corporation, firm, or association
 1020  that is not an affiliated condominium association or any other
 1021  entity in which an association director is also a director or
 1022  officer and financially interested.
 1023         l.j. Any contract or document regarding a conflict of
 1024  interest or possible conflict of interest as provided in ss.
 1025  468.4335, 468.436(2)(b)6., and 718.3027(3).
 1026         m.k. The notice of any unit owner meeting and the agenda
 1027  for the meeting, as required by s. 718.112(2)(d)3., no later
 1028  than 14 days before the meeting. The notice must be posted in
 1029  plain view on the front page of the website or application, or
 1030  on a separate subpage of the website or application labeled
 1031  “Notices” which is conspicuously visible and linked from the
 1032  front page. The association must also post on its website or
 1033  application any document to be considered and voted on by the
 1034  owners during the meeting or any document listed on the agenda
 1035  at least 7 days before the meeting at which the document or the
 1036  information within the document will be considered.
 1037         n.l. Notice of any board meeting, the agenda, and any other
 1038  document required for the meeting as required by s.
 1039  718.112(2)(c), which must be posted no later than the date
 1040  required for notice under s. 718.112(2)(c).
 1041         o.m. The inspection reports described in ss. 553.899 and
 1042  718.301(4)(p) and any other inspection report relating to a
 1043  structural or life safety inspection of condominium property.
 1044         p.n. The association’s most recent structural integrity
 1045  reserve study, if applicable.
 1046         q.o. Copies of all building permits issued for ongoing or
 1047  planned construction.
 1048         r. A copy of all affidavits required by this chapter.
 1049         s. A copy of all investment policy statements adopted
 1050  pursuant to paragraph (16)(c), and all financial statements
 1051  related to the association’s investment of funds under
 1052  subsection (16).
 1053         3. The association shall ensure that the information and
 1054  records described in paragraph (c), which are not allowed to be
 1055  accessible to unit owners, are not posted on the association’s
 1056  website or application. If protected information or information
 1057  restricted from being accessible to unit owners is included in
 1058  documents that are required to be posted on the association’s
 1059  website or application, the association shall ensure the
 1060  information is redacted before posting the documents.
 1061  Notwithstanding the foregoing, the association or its agent is
 1062  not liable for disclosing information that is protected or
 1063  restricted under this paragraph unless such disclosure was made
 1064  with a knowing or intentional disregard of the protected or
 1065  restricted nature of such information.
 1066         4. The failure of the association to post information
 1067  required under subparagraph 2. is not in and of itself
 1068  sufficient to invalidate any action or decision of the
 1069  association’s board or its committees.
 1070         (13) FINANCIAL REPORTING.—Within 90 days after the end of
 1071  the fiscal year, or annually on a date provided in the bylaws,
 1072  the association shall prepare and complete, or contract for the
 1073  preparation and completion of, a financial report for the
 1074  preceding fiscal year. Within 21 days after the final financial
 1075  report is completed by the association or received from the
 1076  third party, but not later than 180 120 days after the end of
 1077  the fiscal year or other date as provided in the bylaws, the
 1078  association shall deliver to each unit owner by United States
 1079  mail or personal delivery at the mailing address, property
 1080  address, e-mail address, or facsimile number provided to fulfill
 1081  the association’s notice requirements, a copy of the most recent
 1082  financial report, or and a notice that a copy of the most recent
 1083  financial report will be, as requested by the owner, mailed, or
 1084  hand delivered, or electronically delivered via the Internet to
 1085  the unit owner, without charge, within 5 business days after
 1086  receipt of a written request from the unit owner. Evidence of
 1087  compliance with this delivery requirement must be made by an
 1088  affidavit executed by an officer or director of the association.
 1089  The division shall adopt rules setting forth uniform accounting
 1090  principles and standards to be used by all associations and
 1091  addressing the financial reporting requirements for
 1092  multicondominium associations. The rules must include, but not
 1093  be limited to, standards for presenting a summary of association
 1094  reserves, including a good faith estimate disclosing the annual
 1095  amount of reserve funds that would be necessary for the
 1096  association to fully fund reserves for each reserve item based
 1097  on the straight-line accounting method. This disclosure is not
 1098  applicable to reserves funded via the pooling method. In
 1099  adopting such rules, the division shall consider the number of
 1100  members and annual revenues of an association. Financial reports
 1101  shall be prepared as follows:
 1102         (a) An association that meets the criteria of this
 1103  paragraph shall prepare a complete set of financial statements
 1104  in accordance with generally accepted accounting principles. The
 1105  financial statements must be based upon the association’s total
 1106  annual revenues, as follows:
 1107         1. An association with total annual revenues of $150,000 or
 1108  more, but less than $300,000, shall prepare compiled financial
 1109  statements.
 1110         2. An association with total annual revenues of at least
 1111  $300,000, but less than $500,000, shall prepare reviewed
 1112  financial statements.
 1113         3. An association with total annual revenues of $500,000 or
 1114  more shall prepare audited financial statements.
 1115         (b)1. An association with total annual revenues of less
 1116  than $150,000 shall prepare a report of cash receipts and
 1117  expenditures.
 1118         2. A report of cash receipts and disbursements must
 1119  disclose the amount of receipts by accounts and receipt
 1120  classifications and the amount of expenses by accounts and
 1121  expense classifications, including, but not limited to, the
 1122  following, as applicable: costs for security, professional and
 1123  management fees and expenses, taxes, costs for recreation
 1124  facilities, expenses for refuse collection and utility services,
 1125  expenses for lawn care, costs for building maintenance and
 1126  repair, insurance costs, administration and salary expenses, and
 1127  reserves accumulated and expended for capital expenditures,
 1128  deferred maintenance, and any other category for which the
 1129  association maintains reserves.
 1130         (c) An association may prepare, without a meeting of or
 1131  approval by the unit owners:
 1132         1. Compiled, reviewed, or audited financial statements, if
 1133  the association is required to prepare a report of cash receipts
 1134  and expenditures;
 1135         2. Reviewed or audited financial statements, if the
 1136  association is required to prepare compiled financial
 1137  statements; or
 1138         3. Audited financial statements if the association is
 1139  required to prepare reviewed financial statements.
 1140         (d) If approved by a majority vote of all the voting
 1141  interests present at a properly called meeting of the
 1142  association, an association may prepare:
 1143         1. A report of cash receipts and expenditures in lieu of a
 1144  compiled, reviewed, or audited financial statement;
 1145         2. A report of cash receipts and expenditures or a compiled
 1146  financial statement in lieu of a reviewed or audited financial
 1147  statement; or
 1148         3. A report of cash receipts and expenditures, a compiled
 1149  financial statement, or a reviewed financial statement in lieu
 1150  of an audited financial statement.
 1151  
 1152  Such meeting and approval must occur before the end of the
 1153  fiscal year and is effective only for the fiscal year in which
 1154  the vote is taken. An association may not prepare a financial
 1155  report pursuant to this paragraph for consecutive fiscal years.
 1156  If the developer has not turned over control of the association,
 1157  all unit owners, including the developer, may vote on issues
 1158  related to the preparation of the association’s financial
 1159  reports, from the date of incorporation of the association
 1160  through the end of the second fiscal year after the fiscal year
 1161  in which the certificate of a surveyor and mapper is recorded
 1162  pursuant to s. 718.104(4)(e) or an instrument that transfers
 1163  title to a unit in the condominium which is not accompanied by a
 1164  recorded assignment of developer rights in favor of the grantee
 1165  of such unit is recorded, whichever occurs first. Thereafter,
 1166  all unit owners except the developer may vote on such issues
 1167  until control is turned over to the association by the
 1168  developer. Any audit or review prepared under this section shall
 1169  be paid for by the developer if done before turnover of control
 1170  of the association.
 1171         (e) A unit owner may provide written notice to the division
 1172  of the association’s failure to mail or hand deliver him or her
 1173  a copy of the most recent financial report within 5 business
 1174  days after he or she submitted a written request to the
 1175  association for a copy of such report. If the division
 1176  determines that the association failed to mail or hand deliver a
 1177  copy of the most recent financial report to the unit owner, the
 1178  division shall provide written notice to the association that
 1179  the association must mail or hand deliver a copy of the most
 1180  recent financial report to the unit owner and the division
 1181  within 5 business days after it receives such notice from the
 1182  division. An association that fails to comply with the
 1183  division’s request may not waive the financial reporting
 1184  requirement provided in paragraph (d) for the fiscal year in
 1185  which the unit owner’s request was made and the following fiscal
 1186  year. A financial report received by the division pursuant to
 1187  this paragraph shall be maintained, and the division shall
 1188  provide a copy of such report to an association member upon his
 1189  or her request.
 1190         (16) INVESTMENT OF ASSOCIATION FUNDS.
 1191         (a) A board shall, in fulfilling its duty to manage
 1192  operating and reserve funds of its association, use best efforts
 1193  to make prudent investment decisions that carefully consider
 1194  risk and return in an effort to maximize returns on invested
 1195  funds.
 1196         (b) An association, including a multicondominium
 1197  association, may invest reserve funds in one or any combination
 1198  of certificates of deposit or in depository accounts at a
 1199  community bank, savings bank, commercial bank, savings and loan
 1200  association, or credit union. Upon a majority vote of the voting
 1201  interests, an association may invest reserve funds in
 1202  investments other than certificates of deposit or depository
 1203  accounts at a community bank, savings bank, commercial bank,
 1204  savings and loan association, or credit union, provided the
 1205  association complies with paragraphs (c)-(g). Notwithstanding
 1206  any declaration, only funds identified as reserve funds may be
 1207  invested pursuant to paragraphs (c)-(g). Paragraphs (c)-(g) do
 1208  not apply to funds invested in one or any combination of
 1209  certificates of deposit or depository accounts at a community
 1210  bank, savings bank, commercial bank, savings and loan
 1211  association, or credit union.
 1212         (c) The board shall create an investment committee composed
 1213  of at least two board members and two-unit unit owners who are
 1214  not board members. The board shall also adopt rules for invested
 1215  funds, including, but not limited to, rules requiring periodic
 1216  reviews of any investment manager’s performance, the development
 1217  of an investment policy statement, and that all meetings of the
 1218  investment committee be recorded and made part of the official
 1219  records of the association. The investment policy statement
 1220  developed pursuant to this paragraph must, at a minimum, address
 1221  risk, liquidity, and benchmark measurements; authorized classes
 1222  of investments; authorized investment mixes; limitations on
 1223  authority relating to investment transactions; requirements for
 1224  projected reserve expenditures within, at minimum, the next 24
 1225  months to be held in cash or cash equivalents; projected
 1226  expenditures relating to a mandatory structural inspection
 1227  performed pursuant to s. 553.899; and protocols for proxy
 1228  response.
 1229         (d) The investment committee shall recommend investment
 1230  advisers to the board, and the board shall select one of the
 1231  recommended investment advisers to provide services to the
 1232  association. Such investment advisers must be registered or have
 1233  notice filed under s. 517.12. The selected investment adviser
 1234  and any representative or association of the investment adviser
 1235  may not be related by affinity or consanguinity to, or under
 1236  common ownership with, any board member, community management
 1237  company, reserve study provider, or co-owner of a unit with a
 1238  board member or investment committee member. The investment
 1239  adviser shall comply with the prudent investor rule in s.
 1240  518.11. The investment adviser shall act as a fiduciary to the
 1241  association in compliance with the standards set forth in the
 1242  Employee Retirement Income Security Act of 1974 at 29 U.S.C. s.
 1243  1104(a)(1)(A)-(C). In case of conflict with other laws
 1244  authorizing investments, the investment and fiduciary standards
 1245  set forth in this subsection must prevail. If at any time the
 1246  investment committee determines that an investment adviser does
 1247  not meet the requirements of this section, the investment
 1248  committee must recommend a replacement investment adviser to the
 1249  board.
 1250         (e) At least once each calendar year, or sooner if a
 1251  substantial financial obligation of the association becomes
 1252  known to the board, the association must provide the investment
 1253  adviser with the association’s investment policy statement, the
 1254  most recent reserve study report, the association’s structural
 1255  integrity report, and the financial reports prepared pursuant to
 1256  subsection (13). If there is no recent reserve study report, the
 1257  association must provide the investment adviser with a good
 1258  faith estimate disclosing the annual amount of reserve funds
 1259  necessary for the association to fund reserves fully for the
 1260  life of each reserve component and each component’s
 1261  redundancies. The investment adviser shall annually review these
 1262  documents and provide the association with a portfolio
 1263  allocation model that is suitably structured and prudently
 1264  designed to match projected annual reserve fund requirements and
 1265  liability, assets, and liquidity requirements. The investment
 1266  adviser shall prepare a funding projection for each reserve
 1267  component, including any of the component’s redundancies. The
 1268  association must have available at all times a minimum of 24
 1269  months of projected reserves in cash or cash equivalents.
 1270         (f) Portfolios managed by the investment adviser may
 1271  contain any type of investment necessary to meet the objectives
 1272  in the investment policy statement; however, portfolios may not
 1273  contain stocks, securities, or other obligations that the State
 1274  Board of Administration is prohibited from investing in under s.
 1275  215.471, s. 215.4725, or s. 215.473 or that state agencies are
 1276  prohibited from investing in under s. 215.472, as determined by
 1277  the investment adviser. Any funds invested by the investment
 1278  adviser must be held in third-party custodial accounts that are
 1279  subject to insurance coverage by the Securities Investor
 1280  Protection Corporation in an amount equal to or greater than the
 1281  invested amount. The investment adviser may withdraw investment
 1282  fees, expenses, and commissions from invested funds.
 1283         (g) The investment adviser shall:
 1284         1. Annually provide the association with a written
 1285  certification of compliance with this section and a list of
 1286  stocks, securities, and other obligations that are prohibited
 1287  from being in association portfolios under paragraph (f); and
 1288         2. Submit monthly, quarterly, and annual reports to the
 1289  association which are prepared in accordance with established
 1290  financial industry standards and in accordance with chapter 517.
 1291         (h) Any principal, earnings, or interest managed under this
 1292  subsection must be available at no cost or charge to the
 1293  association within 15 business days after delivery of the
 1294  association’s written or electronic request.
 1295         (i)Unallocated income earned on reserve fund investments
 1296  must be spent only on capital expenditures, planned maintenance,
 1297  structural repairs, or other items for which the reserve
 1298  accounts have been established. Any surplus of funds that
 1299  exceeds the amount required to maintain reasonably funded
 1300  reserves must be managed pursuant to s. 718.115.
 1301         Section 6. Paragraphs (b) through (g) of subsection (2) of
 1302  section 718.112, Florida Statutes, are amended to read:
 1303         718.112 Bylaws.—
 1304         (2) REQUIRED PROVISIONS.—The bylaws shall provide for the
 1305  following and, if they do not do so, shall be deemed to include
 1306  the following:
 1307         (b) Quorum; voting requirements; proxies.—
 1308         1. Unless a lower number is provided in the bylaws, the
 1309  percentage of voting interests required to constitute a quorum
 1310  at a meeting of the members is a majority of the voting
 1311  interests. Unless otherwise provided in this chapter or in the
 1312  declaration, articles of incorporation, or bylaws, and except as
 1313  provided in subparagraph (d)4., decisions shall be made by a
 1314  majority of the voting interests represented at a meeting at
 1315  which a quorum is present.
 1316         2. Except as specifically otherwise provided herein, unit
 1317  owners in a residential condominium may not vote by general
 1318  proxy, but may vote by limited proxies substantially conforming
 1319  to a limited proxy form adopted by the division. A voting
 1320  interest or consent right allocated to a unit owned by the
 1321  association may not be exercised or considered for any purpose,
 1322  whether for a quorum, an election, or otherwise. Limited proxies
 1323  and general proxies may be used to establish a quorum. Limited
 1324  proxies shall be used for votes taken to waive or reduce
 1325  reserves in accordance with subparagraph (f)2.; for votes taken
 1326  to waive the financial reporting requirements of s. 718.111(13);
 1327  for votes taken to amend the declaration pursuant to s. 718.110;
 1328  for votes taken to amend the articles of incorporation or bylaws
 1329  pursuant to this section; and for any other matter for which
 1330  this chapter requires or permits a vote of the unit owners.
 1331  Except as provided in paragraph (d), a proxy, limited or
 1332  general, may not be used in the election of board members in a
 1333  residential condominium. General proxies may be used for other
 1334  matters for which limited proxies are not required, and may be
 1335  used in voting for nonsubstantive changes to items for which a
 1336  limited proxy is required and given. Notwithstanding this
 1337  subparagraph, unit owners may vote in person at unit owner
 1338  meetings. This subparagraph does not limit the use of general
 1339  proxies or require the use of limited proxies for any agenda
 1340  item or election at any meeting of a timeshare condominium
 1341  association or a nonresidential condominium association.
 1342         3. A proxy given is effective only for the specific meeting
 1343  for which originally given and any lawfully adjourned meetings
 1344  thereof. A proxy is not valid longer than 90 days after the date
 1345  of the first meeting for which it was given. Each proxy is
 1346  revocable at any time at the pleasure of the unit owner
 1347  executing it.
 1348         4. A member of the board of administration or a committee
 1349  may submit in writing his or her agreement or disagreement with
 1350  any action taken at a meeting that the member did not attend.
 1351  This agreement or disagreement may not be used as a vote for or
 1352  against the action taken or to create a quorum.
 1353         5. A board meeting may be conducted in person or by video
 1354  conference. A board or committee member’s participation in a
 1355  meeting via telephone, real-time videoconferencing, or similar
 1356  real-time electronic or video communication counts toward a
 1357  quorum, and such member may vote as if physically present. A
 1358  speaker must be used so that the conversation of such members
 1359  may be heard by the board or committee members attending in
 1360  person as well as by any unit owners present at a meeting. The
 1361  division shall adopt rules pursuant to ss. 120.536 and 120.54
 1362  governing the requirements for meetings.
 1363         (c) Board of administration meetings.—In a residential
 1364  condominium association of more than 10 units, the board of
 1365  administration shall meet at least once each quarter. At least
 1366  four times each year, the meeting agenda must include an
 1367  opportunity for members to ask questions of the board. Meetings
 1368  of the board of administration at which a quorum of the members
 1369  is present are open to all unit owners. Members of the board of
 1370  administration may use e-mail as a means of communication but
 1371  may not cast a vote on an association matter via e-mail. A unit
 1372  owner may tape record or videotape the meetings. The right to
 1373  attend such meetings includes the right to speak at such
 1374  meetings with reference to all designated agenda items and the
 1375  right to ask questions relating to reports on the status of
 1376  construction or repair projects, the status of revenues and
 1377  expenditures during the current fiscal year, and other issues
 1378  affecting the condominium. The division shall adopt reasonable
 1379  rules governing the tape recording and videotaping of the
 1380  meeting. The association may adopt written reasonable rules
 1381  governing the frequency, duration, and manner of unit owner
 1382  statements.
 1383         1. Adequate notice of all board meetings, which must
 1384  specifically identify all agenda items, must be posted
 1385  conspicuously on the condominium property at least 48 continuous
 1386  hours before the meeting except in an emergency. If the board
 1387  meeting is to be conducted via video conference, the notice must
 1388  state that such meeting will be via video conference and must
 1389  include a hyperlink and a conference telephone number for unit
 1390  owners to attend the meeting via video conference, as well as
 1391  the address of the physical location where the unit owners can
 1392  attend the meeting in person. If the meeting is conducted via
 1393  video conference, it must be recorded and such recording must be
 1394  maintained as an official record of the association. If 20
 1395  percent of the voting interests petition the board to address an
 1396  item of business, the board, within 60 days after receipt of the
 1397  petition, shall place the item on the agenda at its next regular
 1398  board meeting or at a special meeting called for that purpose.
 1399  An item not included on the notice may be taken up on an
 1400  emergency basis by a vote of at least a majority plus one of the
 1401  board members. Such emergency action must be noticed and
 1402  ratified at the next regular board meeting. Written notice of a
 1403  meeting at which a nonemergency special assessment or an
 1404  amendment to rules regarding unit use will be considered must be
 1405  mailed, delivered, or electronically transmitted to the unit
 1406  owners and posted conspicuously on the condominium property at
 1407  least 14 days before the meeting. Evidence of compliance with
 1408  this 14-day notice requirement must be made by an affidavit
 1409  executed by the person providing the notice and filed with the
 1410  official records of the association.
 1411         2. Upon notice to the unit owners, the board shall, by duly
 1412  adopted rule, designate a specific location on the condominium
 1413  property at which all notices of board meetings must be posted.
 1414  If there is no condominium property at which notices can be
 1415  posted, Notices shall be mailed, delivered, or electronically
 1416  transmitted to each unit owner who has consented to receive
 1417  electronic notifications at least 14 days before the meeting. In
 1418  lieu of or in addition to the physical posting of the notice on
 1419  the condominium property and mailing, delivering, or
 1420  electronically transmitting the notice, the association may, by
 1421  reasonable rule, adopt a procedure for conspicuously posting and
 1422  repeatedly broadcasting the notice and the agenda on a closed
 1423  circuit cable television system serving the condominium
 1424  association. However, if broadcast notice is used in lieu of a
 1425  notice physically posted on condominium property, the notice and
 1426  agenda must be broadcast at least four times every broadcast
 1427  hour of each day that a posted notice is otherwise required
 1428  under this section. If broadcast notice is provided, the notice
 1429  and agenda must be broadcast in a manner and for a sufficient
 1430  continuous length of time so as to allow an average reader to
 1431  observe the notice and read and comprehend the entire content of
 1432  the notice and the agenda. In addition to any of the authorized
 1433  means of providing notice of a meeting of the board, the
 1434  association may, by rule, adopt a procedure for conspicuously
 1435  posting the meeting notice and the agenda on a website serving
 1436  the condominium association for at least the minimum period of
 1437  time for which a notice of a meeting is also required to be
 1438  physically posted on the condominium property. Any rule adopted
 1439  shall, in addition to other matters, include a requirement that
 1440  the association send an electronic notice in the same manner as
 1441  a notice for a meeting of the members, which must include a
 1442  hyperlink to the website at which the notice is posted, to unit
 1443  owners whose e-mail addresses are included in the association’s
 1444  official records.
 1445         3. Notice of any meeting in which regular or special
 1446  assessments against unit owners are to be considered must
 1447  specifically state that assessments will be considered and
 1448  provide the estimated cost and description of the purposes for
 1449  such assessments. If an agenda item relates to the approval of a
 1450  contract for goods or services, a copy of the contract must be
 1451  provided with the notice and be made available for inspection
 1452  and copying upon a written request from a unit owner or made
 1453  available on the association’s website or through an application
 1454  that can be downloaded on a mobile device.
 1455         4. Meetings of a committee to take final action on behalf
 1456  of the board or make recommendations to the board regarding the
 1457  association budget are subject to this paragraph. Meetings of a
 1458  committee that does not take final action on behalf of the board
 1459  or make recommendations to the board regarding the association
 1460  budget are subject to this section, unless those meetings are
 1461  exempted from this section by the bylaws of the association.
 1462         5. Notwithstanding any other law, the requirement that
 1463  board meetings and committee meetings be open to the unit owners
 1464  does not apply to:
 1465         a. Meetings between the board or a committee and the
 1466  association’s attorney, with respect to proposed or pending
 1467  litigation, if the meeting is held for the purpose of seeking or
 1468  rendering legal advice; or
 1469         b. Board meetings held for the purpose of discussing
 1470  personnel matters.
 1471         (d) Unit owner meetings.—
 1472         1. An annual meeting of the unit owners must be held at the
 1473  location provided in the association bylaws and, if the bylaws
 1474  are silent as to the location, the meeting must be held within
 1475  15 miles 45 miles of the condominium property or within the same
 1476  county as the condominium property. However, such distance
 1477  requirement does not apply to an association governing a
 1478  timeshare condominium. If a unit owner meeting is conducted via
 1479  video conference, a unit owner may vote electronically in the
 1480  manner provided in s. 718.128.
 1481         2. Unit owner meetings, including the annual meeting of the
 1482  unit owners, may be conducted in person or via video conference.
 1483  If the annual meeting of the unit owners is conducted via video
 1484  conference, a quorum of the members of the board of
 1485  administration must be physically present at the physical
 1486  location where unit owners can attend the meeting. The location
 1487  must be provided in the association bylaws and, if the bylaws
 1488  are silent as to the location, the meeting must be held within
 1489  10 miles of the condominium property. If the unit owner meeting
 1490  is conducted via video conference, the video conference must be
 1491  recorded and such recording must be maintained as an official
 1492  record of the association. The division shall adopt rules
 1493  pursuant to ss. 120.536 and 120.54 governing the requirements
 1494  for meetings.
 1495         3.2. Unless the bylaws provide otherwise, a vacancy on the
 1496  board caused by the expiration of a director’s term must be
 1497  filled by electing a new board member, and the election must be
 1498  by secret ballot. An election is not required if the number of
 1499  vacancies equals or exceeds the number of candidates. For
 1500  purposes of this paragraph, the term “candidate” means an
 1501  eligible person who has timely submitted the written notice, as
 1502  described in sub-subparagraph 4.a., of his or her intention to
 1503  become a candidate. Except in a timeshare or nonresidential
 1504  condominium, or if the staggered term of a board member does not
 1505  expire until a later annual meeting, or if all members’ terms
 1506  would otherwise expire but there are no candidates, the terms of
 1507  all board members expire at the annual meeting, and such members
 1508  may stand for reelection unless prohibited by the bylaws. Board
 1509  members may serve terms longer than 1 year if permitted by the
 1510  bylaws or articles of incorporation. A board member may not
 1511  serve more than 8 consecutive years unless approved by an
 1512  affirmative vote of unit owners representing two-thirds of all
 1513  votes cast in the election or unless there are not enough
 1514  eligible candidates to fill the vacancies on the board at the
 1515  time of the vacancy. Only board service that occurs on or after
 1516  July 1, 2018, may be used when calculating a board member’s term
 1517  limit. If the number of board members whose terms expire at the
 1518  annual meeting equals or exceeds the number of candidates, the
 1519  candidates become members of the board effective upon the
 1520  adjournment of the annual meeting. Unless the bylaws provide
 1521  otherwise, any remaining vacancies shall be filled by the
 1522  affirmative vote of the majority of the directors making up the
 1523  newly constituted board even if the directors constitute less
 1524  than a quorum or there is only one director. In a residential
 1525  condominium association of more than 10 units or in a
 1526  residential condominium association that does not include
 1527  timeshare units or timeshare interests, co-owners of a unit may
 1528  not serve as members of the board of directors at the same time
 1529  unless they own more than one unit or unless there are not
 1530  enough eligible candidates to fill the vacancies on the board at
 1531  the time of the vacancy. A unit owner in a residential
 1532  condominium desiring to be a candidate for board membership must
 1533  comply with sub-subparagraph 4.a. and must be eligible to be a
 1534  candidate to serve on the board of directors at the time of the
 1535  deadline for submitting a notice of intent to run in order to
 1536  have his or her name listed as a proper candidate on the ballot
 1537  or to serve on the board. A person who has been suspended or
 1538  removed by the division under this chapter, or who is delinquent
 1539  in the payment of any assessment due to the association, is not
 1540  eligible to be a candidate for board membership and may not be
 1541  listed on the ballot. For purposes of this paragraph, a person
 1542  is delinquent if a payment is not made by the due date as
 1543  specifically identified in the declaration of condominium,
 1544  bylaws, or articles of incorporation. If a due date is not
 1545  specifically identified in the declaration of condominium,
 1546  bylaws, or articles of incorporation, the due date is the first
 1547  day of the assessment period. A person who has been convicted of
 1548  any felony in this state or in a United States District or
 1549  Territorial Court, or who has been convicted of any offense in
 1550  another jurisdiction which would be considered a felony if
 1551  committed in this state, is not eligible for board membership
 1552  unless such felon’s civil rights have been restored for at least
 1553  5 years as of the date such person seeks election to the board.
 1554  The validity of an action by the board is not affected if it is
 1555  later determined that a board member is ineligible for board
 1556  membership due to having been convicted of a felony. This
 1557  subparagraph does not limit the term of a member of the board of
 1558  a nonresidential or timeshare condominium.
 1559         4.3. The bylaws must provide the method of calling meetings
 1560  of unit owners, including annual meetings. Written notice of an
 1561  annual meeting must include an agenda; be mailed, hand
 1562  delivered, or electronically transmitted to each unit owner at
 1563  least 14 days before the annual meeting; and be posted in a
 1564  conspicuous place on the condominium property or association
 1565  property at least 14 continuous days before the annual meeting.
 1566  Written notice of a meeting other than an annual meeting must
 1567  include an agenda; be mailed, hand delivered, or electronically
 1568  transmitted to each unit owner; and be posted in a conspicuous
 1569  place on the condominium property or association property within
 1570  the timeframe specified in the bylaws. If the bylaws do not
 1571  specify a timeframe for written notice of a meeting other than
 1572  an annual meeting, notice must be provided at least 14
 1573  continuous days before the meeting. Upon notice to the unit
 1574  owners, the board shall, by duly adopted rule, designate a
 1575  specific location on the condominium property or association
 1576  property at which all notices of unit owner meetings must be
 1577  posted. This requirement does not apply if there is no
 1578  condominium property for posting notices. In lieu of, or in In
 1579  addition to, the physical posting of meeting notices, the
 1580  association may, by reasonable rule, adopt a procedure for
 1581  conspicuously posting and repeatedly broadcasting the notice and
 1582  the agenda on a closed-circuit cable television system serving
 1583  the condominium association. However, if broadcast notice is
 1584  used in lieu of a notice posted physically on the condominium
 1585  property, the notice and agenda must be broadcast at least four
 1586  times every broadcast hour of each day that a posted notice is
 1587  otherwise required under this section. If broadcast notice is
 1588  provided, the notice and agenda must be broadcast in a manner
 1589  and for a sufficient continuous length of time so as to allow an
 1590  average reader to observe the notice and read and comprehend the
 1591  entire content of the notice and the agenda. In addition to any
 1592  of the authorized means of providing notice of a meeting of the
 1593  board, the association may, by rule, adopt a procedure for
 1594  conspicuously posting the meeting notice and the agenda on a
 1595  website serving the condominium association for at least the
 1596  minimum period of time for which a notice of a meeting is also
 1597  required to be physically posted on the condominium property.
 1598  Any rule adopted shall, in addition to other matters, include a
 1599  requirement that the association send an electronic notice in
 1600  the same manner as a notice for a meeting of the members, which
 1601  must include a hyperlink to the website at which the notice is
 1602  posted, to unit owners whose e-mail addresses are included in
 1603  the association’s official records. Unless a unit owner waives
 1604  in writing the right to receive notice of the annual meeting,
 1605  such notice must be hand delivered, mailed, or electronically
 1606  transmitted to each unit owner. Notice for meetings and notice
 1607  for all other purposes must be mailed to each unit owner at the
 1608  address last furnished to the association by the unit owner, or
 1609  hand delivered to each unit owner. However, if a unit is owned
 1610  by more than one person, the association must provide notice to
 1611  the address that the developer identifies for that purpose and
 1612  thereafter as one or more of the owners of the unit advise the
 1613  association in writing, or if no address is given or the owners
 1614  of the unit do not agree, to the address provided on the deed of
 1615  record. An officer of the association, or the manager or other
 1616  person providing notice of the association meeting, must provide
 1617  an affidavit or United States Postal Service certificate of
 1618  mailing, to be included in the official records of the
 1619  association affirming that the notice was mailed or hand
 1620  delivered in accordance with this provision.
 1621         5.4. The members of the board of a residential condominium
 1622  shall be elected by written ballot or voting machine. Proxies
 1623  may not be used in electing the board in general elections or
 1624  elections to fill vacancies caused by recall, resignation, or
 1625  otherwise, unless otherwise provided in this chapter. This
 1626  subparagraph does not apply to an association governing a
 1627  timeshare condominium.
 1628         a. At least 60 days before a scheduled election, the
 1629  association shall mail, deliver, or electronically transmit, by
 1630  separate association mailing or included in another association
 1631  mailing, delivery, or transmission, including regularly
 1632  published newsletters, to each unit owner entitled to a vote, a
 1633  first notice of the date of the election. A unit owner or other
 1634  eligible person desiring to be a candidate for the board must
 1635  give written notice of his or her intent to be a candidate to
 1636  the association at least 40 days before a scheduled election.
 1637  Together with the written notice and agenda as set forth in
 1638  subparagraph 3., the association shall mail, deliver, or
 1639  electronically transmit a second notice of the election to all
 1640  unit owners entitled to vote, together with a ballot that lists
 1641  all candidates not less than 14 days or more than 34 days before
 1642  the date of the election. Upon request of a candidate, an
 1643  information sheet, no larger than 8 1/2 inches by 11 inches,
 1644  which must be furnished by the candidate at least 35 days before
 1645  the election, must be included with the mailing, delivery, or
 1646  transmission of the ballot, with the costs of mailing, delivery,
 1647  or electronic transmission and copying to be borne by the
 1648  association. The association is not liable for the contents of
 1649  the information sheets prepared by the candidates. In order to
 1650  reduce costs, the association may print or duplicate the
 1651  information sheets on both sides of the paper. The division
 1652  shall by rule establish voting procedures consistent with this
 1653  sub-subparagraph, including rules establishing procedures for
 1654  giving notice by electronic transmission and rules providing for
 1655  the secrecy of ballots. Elections shall be decided by a
 1656  plurality of ballots cast. There is no quorum requirement;
 1657  however, at least 20 percent of the eligible voters must cast a
 1658  ballot in order to have a valid election. A unit owner may not
 1659  authorize any other person to vote his or her ballot, and any
 1660  ballots improperly cast are invalid. A unit owner who violates
 1661  this provision may be fined by the association in accordance
 1662  with s. 718.303. A unit owner who needs assistance in casting
 1663  the ballot for the reasons stated in s. 101.051 may obtain such
 1664  assistance. The regular election must occur on the date of the
 1665  annual meeting. Notwithstanding this sub-subparagraph, an
 1666  election is not required unless more candidates file notices of
 1667  intent to run or are nominated than board vacancies exist.
 1668         b. A director of a board of an association of a residential
 1669  condominium shall:
 1670         (I) Certify in writing to the secretary of the association
 1671  that he or she has read the association’s declaration of
 1672  condominium, articles of incorporation, bylaws, and current
 1673  written policies; that he or she will work to uphold such
 1674  documents and policies to the best of his or her ability; and
 1675  that he or she will faithfully discharge his or her fiduciary
 1676  responsibility to the association’s members.
 1677         (II) Submit to the secretary of the association a
 1678  certificate of having satisfactorily completed the educational
 1679  curriculum administered by the division or a division-approved
 1680  condominium education provider. The educational curriculum must
 1681  be at least 4 hours long and include instruction on milestone
 1682  inspections, structural integrity reserve studies, elections,
 1683  recordkeeping, financial literacy and transparency, levying of
 1684  fines, and notice and meeting requirements.
 1685  
 1686  Each newly elected or appointed director must submit to the
 1687  secretary of the association the written certification and
 1688  educational certificate within 1 year before being elected or
 1689  appointed or 90 days after the date of election or appointment.
 1690  A director of an association of a residential condominium who
 1691  was elected or appointed before July 1, 2024, must comply with
 1692  the written certification and educational certificate
 1693  requirements in this sub-subparagraph by June 30, 2025. The
 1694  written certification and educational certificate is valid for 7
 1695  years after the date of issuance and does not have to be
 1696  resubmitted as long as the director serves on the board without
 1697  interruption during the 7-year period. A director who is
 1698  appointed by the developer may satisfy the educational
 1699  certificate requirement in sub-sub-subparagraph (II) for any
 1700  subsequent appointment to a board by a developer within 7 years
 1701  after the date of issuance of the most recent educational
 1702  certificate, including any interruption of service on a board or
 1703  appointment to a board in another association within that 7-year
 1704  period. One year after submission of the most recent written
 1705  certification and educational certificate, and annually
 1706  thereafter, a director of an association of a residential
 1707  condominium must submit to the secretary of the association a
 1708  certificate of having satisfactorily completed at least 1 hour
 1709  of continuing education administered by the division, or a
 1710  division-approved condominium education provider, relating to
 1711  any recent changes to this chapter and the related
 1712  administrative rules during the past year. A director of an
 1713  association of a residential condominium who fails to timely
 1714  file the written certification and educational certificate is
 1715  suspended from service on the board until he or she complies
 1716  with this sub-subparagraph. The board may temporarily fill the
 1717  vacancy during the period of suspension. The secretary shall
 1718  cause the association to retain a director’s written
 1719  certification and educational certificate for inspection by the
 1720  members for 7 years after a director’s election or the duration
 1721  of the director’s uninterrupted tenure, whichever is longer.
 1722  Failure to have such written certification and educational
 1723  certificate on file does not affect the validity of any board
 1724  action.
 1725         c. Any challenge to the election process must be commenced
 1726  within 60 days after the election results are announced.
 1727         6.5. Any approval by unit owners called for by this chapter
 1728  or the applicable declaration or bylaws, including, but not
 1729  limited to, the approval requirement in s. 718.111(8), must be
 1730  made at a duly noticed meeting of unit owners and is subject to
 1731  all requirements of this chapter or the applicable condominium
 1732  documents relating to unit owner decisionmaking, except that
 1733  unit owners may take action by written agreement, without
 1734  meetings, on matters for which action by written agreement
 1735  without meetings is expressly allowed by the applicable bylaws
 1736  or declaration or any law that provides for such action.
 1737         7.6. Unit owners may waive notice of specific meetings if
 1738  allowed by the applicable bylaws or declaration or any law.
 1739  Notice of meetings of the board of administration; unit owner
 1740  meetings, except unit owner meetings called to recall board
 1741  members under paragraph (l); and committee meetings may be given
 1742  by electronic transmission to unit owners who consent to receive
 1743  notice by electronic transmission. A unit owner who consents to
 1744  receiving notices by electronic transmission is solely
 1745  responsible for removing or bypassing filters that block receipt
 1746  of mass e-mails sent to members on behalf of the association in
 1747  the course of giving electronic notices.
 1748         8.7. Unit owners have the right to participate in meetings
 1749  of unit owners with reference to all designated agenda items.
 1750  However, the association may adopt reasonable rules governing
 1751  the frequency, duration, and manner of unit owner participation.
 1752         9.8. A unit owner may tape record or videotape a meeting of
 1753  the unit owners subject to reasonable rules adopted by the
 1754  division.
 1755         10.9. Unless otherwise provided in the bylaws, any vacancy
 1756  occurring on the board before the expiration of a term may be
 1757  filled by the affirmative vote of the majority of the remaining
 1758  directors, even if the remaining directors constitute less than
 1759  a quorum, or by the sole remaining director. In the alternative,
 1760  a board may hold an election to fill the vacancy, in which case
 1761  the election procedures must conform to sub-subparagraph 4.a.
 1762  unless the association governs 10 units or fewer and has opted
 1763  out of the statutory election process, in which case the bylaws
 1764  of the association control. Unless otherwise provided in the
 1765  bylaws, a board member appointed or elected under this section
 1766  shall fill the vacancy for the unexpired term of the seat being
 1767  filled. Filling vacancies created by recall is governed by
 1768  paragraph (l) and rules adopted by the division.
 1769         11.10. This chapter does not limit the use of general or
 1770  limited proxies, require the use of general or limited proxies,
 1771  or require the use of a written ballot or voting machine for any
 1772  agenda item or election at any meeting of a timeshare
 1773  condominium association or nonresidential condominium
 1774  association.
 1775  
 1776  Notwithstanding subparagraph (b)2. and sub-subparagraph 4.a., an
 1777  association of 10 or fewer units may, by affirmative vote of a
 1778  majority of the total voting interests, provide for different
 1779  voting and election procedures in its bylaws, which may be by a
 1780  proxy specifically delineating the different voting and election
 1781  procedures. The different voting and election procedures may
 1782  provide for elections to be conducted by limited or general
 1783  proxy.
 1784         (e) Budget meeting.—
 1785         1. Any meeting at which a proposed annual budget of an
 1786  association will be considered by the board or unit owners shall
 1787  be open to all unit owners. A meeting of the board or unit
 1788  owners at which a proposed annual association budget will be
 1789  considered may be conducted by video conference. The division
 1790  shall adopt rules pursuant to ss. 120.536 and 120.54 governing
 1791  the requirements for such meetings. A sound transmitting device
 1792  must be used so that the conversation of such members may be
 1793  heard by the board or committee members attending in person, as
 1794  well as any unit owners present at the meeting. At least 14 days
 1795  before prior to such a meeting, the board shall hand deliver to
 1796  each unit owner, mail to each unit owner at the address last
 1797  furnished to the association by the unit owner, or
 1798  electronically transmit to the location furnished by the unit
 1799  owner for that purpose a notice of such meeting and a copy of
 1800  the proposed annual budget. An officer or manager of the
 1801  association, or other person providing notice of such meeting,
 1802  shall execute an affidavit evidencing compliance with such
 1803  notice requirement, and such affidavit shall be filed among the
 1804  official records of the association.
 1805         2.a. If a board proposes adopts in any fiscal year an
 1806  annual budget which requires assessments against unit owners
 1807  which exceed 115 percent of assessments for the preceding fiscal
 1808  year, the board shall simultaneously propose a substitute budget
 1809  that does not include any discretionary expenditures that are
 1810  not required to be in the budget. The substitute budget must be
 1811  proposed at the budget meeting before the adoption of the annual
 1812  budget conduct a special meeting of the unit owners to consider
 1813  a substitute budget if the board receives, within 21 days after
 1814  adoption of the annual budget, a written request for a special
 1815  meeting from at least 10 percent of all voting interests. The
 1816  special meeting shall be conducted within 60 days after adoption
 1817  of the annual budget. At least 14 days before such budget
 1818  meeting in which a substitute budget will be proposed prior to
 1819  such special meeting, the board shall hand deliver to each unit
 1820  owner, or mail to each unit owner at the address last furnished
 1821  to the association, a notice of the meeting. An officer or
 1822  manager of the association, or other person providing notice of
 1823  such meeting shall execute an affidavit evidencing compliance
 1824  with this notice requirement, and such affidavit shall be filed
 1825  among the official records of the association. Unit owners must
 1826  may consider and may adopt a substitute budget at the special
 1827  meeting. A substitute budget is adopted if approved by a
 1828  majority of all voting interests unless the bylaws require
 1829  adoption by a greater percentage of voting interests. If there
 1830  is not a quorum at the special meeting or a substitute budget is
 1831  not adopted, the annual budget previously initially proposed
 1832  adopted by the board may be adopted shall take effect as
 1833  scheduled.
 1834         b. Any determination of whether assessments exceed 115
 1835  percent of assessments for the prior fiscal year shall exclude
 1836  any authorized provision for required reasonable reserves for
 1837  repair or replacement of the condominium property, anticipated
 1838  expenses of the association which the board does not expect to
 1839  be incurred on a regular or annual basis for the repair,
 1840  maintenance, or replacement of the items listed in paragraph
 1841  (g), and insurance premiums, or assessments for betterments to
 1842  the condominium property.
 1843         c. If the developer controls the board, assessments may
 1844  shall not exceed 115 percent of assessments for the prior fiscal
 1845  year unless approved by a majority of all voting interests.
 1846         (f) Annual budget.—
 1847         1. The proposed annual budget of estimated revenues and
 1848  expenses must be detailed and must show the amounts budgeted by
 1849  accounts and expense classifications, including, at a minimum,
 1850  any applicable expenses listed in s. 718.504(21). The board
 1851  shall adopt the annual budget at least 14 days before the start
 1852  of the association’s fiscal year. In the event that the board
 1853  fails to timely adopt the annual budget a second time, it is
 1854  deemed a minor violation and the prior year’s budget shall
 1855  continue in effect until a new budget is adopted. A
 1856  multicondominium association must adopt a separate budget of
 1857  common expenses for each condominium the association operates
 1858  and must adopt a separate budget of common expenses for the
 1859  association. In addition, if the association maintains limited
 1860  common elements with the cost to be shared only by those
 1861  entitled to use the limited common elements as provided for in
 1862  s. 718.113(1), the budget or a schedule attached to it must show
 1863  the amount budgeted for this maintenance. If, after turnover of
 1864  control of the association to the unit owners, any of the
 1865  expenses listed in s. 718.504(21) are not applicable, they do
 1866  not need to be listed.
 1867         2.a. In addition to annual operating expenses, the budget
 1868  must include reserve accounts for capital expenditures and
 1869  deferred maintenance. These accounts must include, but are not
 1870  limited to, roof replacement, building painting, and pavement
 1871  resurfacing, regardless of the amount of deferred maintenance
 1872  expense or replacement cost, and any other item that has a
 1873  deferred maintenance expense or replacement cost that exceeds
 1874  $25,000 $10,000. The amount to be reserved must be computed
 1875  using a formula based upon estimated remaining useful life and
 1876  estimated replacement cost or deferred maintenance expense of
 1877  the reserve item. In a budget adopted by an association that is
 1878  required to obtain a structural integrity reserve study,
 1879  reserves must be maintained for the items identified in
 1880  paragraph (g) for which the association is responsible pursuant
 1881  to the declaration of condominium, and the reserve amount for
 1882  such items must be based on the findings and recommendations of
 1883  the association’s most recent structural integrity reserve
 1884  study. If an association votes to terminate the condominium in
 1885  accordance with s. 718.117, the members may vote to waive the
 1886  maintenance of reserves recommended by the association’s most
 1887  recent structural integrity reserve study. With respect to items
 1888  for which an estimate of useful life is not readily
 1889  ascertainable or with an estimated remaining useful life of
 1890  greater than 25 years, an association is not required to reserve
 1891  replacement costs for such items, but an association must
 1892  reserve the amount of deferred maintenance expense, if any,
 1893  which is recommended by the structural integrity reserve study
 1894  for such items. The association may adjust replacement reserve
 1895  assessments annually to take into account an inflation
 1896  adjustment and any changes in estimates or extension of the
 1897  useful life of a reserve item caused by deferred maintenance.
 1898         b. The members of a unit-owner-controlled association may
 1899  determine, by a majority vote of the total voting interests of
 1900  the association, to provide no reserves or less reserves than
 1901  required by this subsection. For a budget adopted on or after
 1902  December 31, 2024, the members of a unit-owner-controlled
 1903  association that must obtain a structural integrity reserve
 1904  study may not determine to provide no reserves or less reserves
 1905  than required by this subsection for items listed in paragraph
 1906  (g), except that members of an association operating a
 1907  multicondominium may determine to provide no reserves or less
 1908  reserves than required by this subsection if an alternative
 1909  funding method is used by the association has been approved by
 1910  the division.
 1911         c.(I) Reserves for the items listed in paragraph (g) may be
 1912  funded by regular assessments, special assessments, lines of
 1913  credit, or loans.
 1914         (II) A unit-owner-controlled association that must have a
 1915  structural reserve study may secure a line of credit or a loan
 1916  to fund capital expenses required by a milestone inspection
 1917  under s. 553.899 or a structural integrity reserve study. A line
 1918  of credit or a loan under this subparagraph requires the
 1919  approval of a majority vote of the total voting interests of the
 1920  association. The line of credit or loan must be sufficient to
 1921  fund the cumulative amount of any previously waived or unfunded
 1922  portions of the reserve funding amount required by this
 1923  paragraph and the most recent structural integrity reserve
 1924  study. Funding from the line of credit or loan must be
 1925  immediately available for access by the board to fund required
 1926  repair, maintenance, or replacement expenses without further
 1927  approval by the members of the association. A line of credit or
 1928  a loan secured under this sub-subparagraph must be included in
 1929  the financial report required under s. 718.111(13).
 1930         d. If the local building official, as defined in s.
 1931  468.603, determines that the entire condominium building is
 1932  uninhabitable due to a natural emergency, as defined in s.
 1933  252.34, the board, upon the approval of a majority of its
 1934  members, may pause the contribution to its reserves or reduce
 1935  reserve funding until the local building official determines
 1936  that the condominium building is habitable. Any reserve account
 1937  funds held by the association may be expended, pursuant to the
 1938  board’s determination, to make the condominium building and its
 1939  structures habitable. Upon the determination by the local
 1940  building official that the condominium building is habitable,
 1941  the association must immediately resume contributing funds to
 1942  its reserves.
 1943         eFor a budget adopted on or before December 31, 2028, if
 1944  the association has completed a milestone inspection pursuant to
 1945  s. 553.899 within the previous 2 calendar years, the board, upon
 1946  the approval of a majority of the total voting interests of the
 1947  association, may temporarily pause, for a period of no more than
 1948  2 consecutive annual budgets, reserve fund contributions or
 1949  reduce the amount of reserve funding for the purpose of funding
 1950  repairs recommended by the milestone inspection. This sub
 1951  subparagraph does not apply to a developer-controlled
 1952  association and an association in which the non-developer unit
 1953  owners have been in control for less than 1 year. An association
 1954  that has paused reserve contributions under this subparagraph
 1955  must have a structural integrity reserve study performed before
 1956  the continuation of reserve contributions in order to determine
 1957  the association’s reserve funding needs and to recommend a
 1958  reserve funding plan.
 1959         f.b. Before turnover of control of an association by a
 1960  developer to unit owners other than a developer under s.
 1961  718.301, the developer-controlled association may not vote to
 1962  waive the reserves or reduce funding of the reserves. If a
 1963  meeting of the unit owners has been called to determine whether
 1964  to waive or reduce the funding of reserves and no such result is
 1965  achieved or a quorum is not attained, the reserves included in
 1966  the budget shall go into effect. After the turnover, the
 1967  developer may vote its voting interest to waive or reduce the
 1968  funding of reserves.
 1969         3. Reserve funds and any interest accruing thereon shall
 1970  remain in the reserve account or accounts, and may be used only
 1971  for authorized reserve expenditures unless their use for other
 1972  purposes is approved in advance by a majority vote of all the
 1973  total voting interests of the association. Before turnover of
 1974  control of an association by a developer to unit owners other
 1975  than the developer pursuant to s. 718.301, the developer
 1976  controlled association may not vote to use reserves for purposes
 1977  other than those for which they were intended. For a budget
 1978  adopted on or after December 31, 2024, members of a unit-owner
 1979  controlled association that must obtain a structural integrity
 1980  reserve study may not vote to use reserve funds, or any interest
 1981  accruing thereon, for any other purpose other than the
 1982  replacement or deferred maintenance costs of the components
 1983  listed in paragraph (g). A vote of the members is not required
 1984  for the board to change the accounting method for reserves to a
 1985  pooling accounting method or a straight-line accounting method.
 1986         4. The only voting interests that are eligible to vote on
 1987  questions that involve waiving or reducing the funding of
 1988  reserves, or using existing reserve funds for purposes other
 1989  than purposes for which the reserves were intended, are the
 1990  voting interests of the units subject to assessment to fund the
 1991  reserves in question. Proxy questions relating to waiving or
 1992  reducing the funding of reserves or using existing reserve funds
 1993  for purposes other than purposes for which the reserves were
 1994  intended must contain the following statement in capitalized,
 1995  bold letters in a font size larger than any other used on the
 1996  face of the proxy ballot:
 1997  
 1998         WAIVING OF RESERVES, IN WHOLE OR IN PART, OR ALLOWING
 1999         ALTERNATIVE USES OF EXISTING RESERVES MAY RESULT IN
 2000         UNIT OWNER LIABILITY FOR PAYMENT OF UNANTICIPATED
 2001         SPECIAL ASSESSMENTS REGARDING THOSE ITEMS.
 2002  
 2003         (g) Structural integrity reserve study.—
 2004         1. A residential condominium association must have a
 2005  structural integrity reserve study completed at least every 10
 2006  years after the condominium’s creation for each building on the
 2007  condominium property that is three stories or higher in height,
 2008  as determined by the Florida Building Code, which includes, at a
 2009  minimum, a study of the following items as related to the
 2010  structural integrity and safety of the building:
 2011         a. Roof.
 2012         b. Structure, including load-bearing walls and other
 2013  primary structural members and primary structural systems as
 2014  those terms are defined in s. 627.706.
 2015         c. Fireproofing and fire protection systems.
 2016         d. Plumbing.
 2017         e. Electrical systems.
 2018         f. Waterproofing and exterior painting.
 2019         g. Windows and exterior doors.
 2020         h. Any other item that has a deferred maintenance expense
 2021  or replacement cost that exceeds $25,000 $10,000 and the failure
 2022  to replace or maintain such item negatively affects the items
 2023  listed in sub-subparagraphs a.-g., as determined by the visual
 2024  inspection portion of the structural integrity reserve study.
 2025         2. A structural integrity reserve study is based on a
 2026  visual inspection of the condominium property.
 2027         3.a. A structural integrity reserve study may be performed
 2028  by any person qualified to perform such study. However, the
 2029  visual inspection portion of the structural integrity reserve
 2030  study must be performed or verified by an engineer licensed
 2031  under chapter 471, an architect licensed under chapter 481, or a
 2032  person certified as a reserve specialist or professional reserve
 2033  analyst by the Community Associations Institute or the
 2034  Association of Professional Reserve Analysts.
 2035         b. Any design professional as defined in s. 558.002 or any
 2036  contractor licensed under chapter 489 who bids to perform a
 2037  structural integrity reserve study must disclose in writing to
 2038  the association his or her intent to bid on any services related
 2039  to any maintenance, repair, or replacement that may be
 2040  recommended by the structural integrity reserve study. Any
 2041  design professional as defined in s. 558.002 or contractor
 2042  licensed under chapter 489 who submits a bid to the association
 2043  for performing any services recommended by the structural
 2044  integrity reserve study may not have an interest, directly or
 2045  indirectly, in the firm or entity providing the association’s
 2046  structural integrity reserve study or be a relative of any
 2047  person having a direct or indirect interest in such firm, unless
 2048  such relationship is disclosed to the association in writing. As
 2049  used in this section, the term “relative” means a relative
 2050  within the third degree of consanguinity by blood or marriage. A
 2051  contract for services is voidable and terminates upon the
 2052  association filing a written notice terminating the contract if
 2053  the design professional or licensed contractor failed to provide
 2054  the written disclosure of the interests or relationships
 2055  required under this paragraph. A design professional or licensed
 2056  contractor may be subject to discipline under the applicable
 2057  practice act for his or her profession for failure to provide
 2058  the written disclosure of the interests or relationships
 2059  required under this paragraph.
 2060         4.a.3. At a minimum, a structural integrity reserve study
 2061  must identify each item of the condominium property being
 2062  visually inspected, state the estimated remaining useful life
 2063  and the estimated replacement cost or deferred maintenance
 2064  expense of each item of the condominium property being visually
 2065  inspected, and provide a reserve funding plan or schedule with a
 2066  recommended annual reserve amount that achieves the estimated
 2067  replacement cost or deferred maintenance expense of each item of
 2068  condominium property being visually inspected by the end of the
 2069  estimated remaining useful life of the item. At a minimum, the
 2070  structural integrity reserve study must include a recommendation
 2071  for a reserve funding schedule based on a baseline funding plan
 2072  that provides a reserve funding goal in which the reserve
 2073  funding for each budget year is sufficient to maintain the
 2074  reserve cash balance above zero. The study may recommend other
 2075  types of reserve funding schedules, provided that each
 2076  recommended schedule is sufficient to meet the association’s
 2077  maintenance obligation.
 2078         b. The structural integrity reserve study may recommend
 2079  that reserves do not need to be maintained for any item for
 2080  which an estimate of useful life and an estimate of replacement
 2081  cost cannot be determined, or the study may recommend a deferred
 2082  maintenance expense amount for such item. The structural
 2083  integrity reserve study may recommend that reserves for
 2084  replacement costs do not need to be maintained for any item with
 2085  an estimated remaining useful life of greater than 25 years, but
 2086  the study may recommend a deferred maintenance expense amount
 2087  for such item. If the structural integrity reserve study
 2088  recommends reserves for any item for which reserves are not
 2089  required under this paragraph, the amount of the recommended
 2090  reserves for such item must be separately identified in the
 2091  structural integrity reserve study as an item for which reserves
 2092  are not required under this paragraph.
 2093         c. The structural integrity reserve study must take into
 2094  consideration the funding method or methods used by the
 2095  association to fund its maintenance and reserve funding
 2096  obligations through regular assessments, special assessments,
 2097  lines of credit, or loans. If the structural integrity reserve
 2098  study is performed before the association has approved a special
 2099  assessment or secured a line of credit or a loan, the structural
 2100  integrity reserve study must be updated to reflect the funding
 2101  method selected by the association and its effect on the reserve
 2102  funding schedule, including any anticipated change in the amount
 2103  of regular assessments. The structural integrity reserve study
 2104  may be updated to reflect any changes to the useful life of the
 2105  reserve items after such items are repaired or replaced, and the
 2106  effect such repair or replacement will have on the reserve
 2107  funding schedule. The association must obtain an updated
 2108  structural integrity reserve study before adopting any budget in
 2109  which the reserve funding from regular assessments, special
 2110  assessments, lines of credit, or loans do not align with the
 2111  funding plan from the most recent version of the structural
 2112  integrity reserve study.
 2113         5.4. This paragraph does not apply to buildings less than
 2114  three stories in height; single-family, two-family, or three
 2115  family dwellings with three or fewer habitable stories above
 2116  ground; any portion or component of a building that has not been
 2117  submitted to the condominium form of ownership; or any portion
 2118  or component of a building that is maintained by a party other
 2119  than the association.
 2120         6.5. Before a developer turns over control of an
 2121  association to unit owners other than the developer, the
 2122  developer must have a turnover inspection report in compliance
 2123  with s. 718.301(4)(p) and (q) for each building on the
 2124  condominium property that is three stories or higher in height.
 2125         7.6. Associations existing on or before July 1, 2022, which
 2126  are controlled by unit owners other than the developer, must
 2127  have a structural integrity reserve study completed by December
 2128  31, 2025 2024, for each building on the condominium property
 2129  that is three stories or higher in height. An association that
 2130  is required to complete a milestone inspection in accordance
 2131  with s. 553.899 on or before December 31, 2026, may complete the
 2132  structural integrity reserve study simultaneously with the
 2133  milestone inspection. In no event may the structural integrity
 2134  reserve study be completed after December 31, 2026.
 2135         8.7. If the milestone inspection required by s. 553.899, or
 2136  an inspection completed for a similar local requirement, was
 2137  performed within the past 5 years and meets the requirements of
 2138  this paragraph, such inspection may be used in place of the
 2139  visual inspection portion of the structural integrity reserve
 2140  study.
 2141         9. If the association completes a milestone inspection
 2142  required by s. 553.899, or an inspection completed for a similar
 2143  local requirement, the association may delay performance of a
 2144  required structural integrity reserve study for no more than the
 2145  2 consecutive budget years immediately following the milestone
 2146  inspection in order to allow the association to focus its
 2147  financial resources on completing the repair and maintenance
 2148  recommendations of the milestone inspection.
 2149         10.8. If the officers or directors of an association
 2150  willfully and knowingly fail to complete a structural integrity
 2151  reserve study pursuant to this paragraph, such failure is a
 2152  breach of an officer’s or a and director’s fiduciary
 2153  relationship to the unit owners under s. 718.111(1). An officer
 2154  or a director of an association must sign an affidavit
 2155  acknowledging receipt of the completed structural integrity
 2156  reserve study.
 2157         11.9. Within 45 days after receiving the structural
 2158  integrity reserve study, the association must distribute a copy
 2159  of the study to each unit owner or deliver to each unit owner a
 2160  notice that the completed study is available for inspection and
 2161  copying upon a written request. Distribution of a copy of the
 2162  study or notice must be made by United States mail or personal
 2163  delivery to the mailing address, property address, or any other
 2164  address of the owner provided to fulfill the association’s
 2165  notice requirements under this chapter, or by electronic
 2166  transmission to the e-mail address or facsimile number provided
 2167  to fulfill the association’s notice requirements to unit owners
 2168  who previously consented to receive notice by electronic
 2169  transmission.
 2170         12.10. Within 45 days after receiving the structural
 2171  integrity reserve study, the association must provide the
 2172  division with a statement indicating that the study was
 2173  completed and that the association provided or made available
 2174  such study to each unit owner in accordance with this section.
 2175  The statement must be provided to the division in the manner
 2176  established by the division using a form posted on the
 2177  division’s website.
 2178         13. The division shall adopt by rule the form for the
 2179  structural integrity reserve study in coordination with the
 2180  Florida Building Commission.
 2181         Section 7. Subsections (1) and (3) of section 718.501,
 2182  Florida Statutes, are amended, and paragraph (d) is added to
 2183  subsection (2) of that section, to read:
 2184         718.501 Authority, responsibility, and duties of Division
 2185  of Florida Condominiums, Timeshares, and Mobile Homes.—
 2186         (1) The division may enforce and ensure compliance with
 2187  this chapter and rules relating to the development,
 2188  construction, sale, lease, ownership, operation, and management
 2189  of residential condominium units and complaints related to the
 2190  procedural completion of milestone inspections under s. 553.899.
 2191  In performing its duties, the division has complete jurisdiction
 2192  to investigate complaints and enforce compliance with respect to
 2193  associations that are still under developer control or the
 2194  control of a bulk assignee or bulk buyer pursuant to part VII of
 2195  this chapter and complaints against developers, bulk assignees,
 2196  or bulk buyers involving improper turnover or failure to
 2197  turnover, pursuant to s. 718.301. However, after turnover has
 2198  occurred, the division has jurisdiction to review records and
 2199  investigate complaints related only to:
 2200         (a)1. Procedural aspects and records relating to financial
 2201  issues, including annual financial reporting under s.
 2202  718.111(13); assessments for common expenses, fines, and
 2203  commingling of reserve and operating funds under s. 718.111(14);
 2204  use of debit cards for unintended purposes under s. 718.111(15);
 2205  the annual operating budget and the allocation of reserve funds
 2206  under s. 718.112(2)(f); financial records under s.
 2207  718.111(12)(a)11.; and any other record necessary to determine
 2208  the revenues and expenses of the association.
 2209         2. Elections, including election and voting requirements
 2210  under s. 718.112(2)(b) and (d), recall of board members under s.
 2211  718.112(2)(l), electronic voting under s. 718.128, and elections
 2212  that occur during an emergency under s. 718.1265(1)(a).
 2213         3. The maintenance of and unit owner access to association
 2214  records under s. 718.111(12).
 2215         4. The procedural aspects of meetings, including unit owner
 2216  meetings, quorums, voting requirements, proxies, board of
 2217  administration meetings, and budget meetings under s.
 2218  718.112(2).
 2219         5. The disclosure of conflicts of interest under ss.
 2220  718.111(1)(a) and 718.3027, including limitations contained in
 2221  s. 718.111(3)(f).
 2222         6. The removal of a board director or officer under ss.
 2223  718.111(1)(a) and (15) and 718.112(2)(p) and (q).
 2224         7. The procedural completion of structural integrity
 2225  reserve studies under s. 718.112(2)(g) and the milestone
 2226  inspections under s. 553.899.
 2227         8.Completion of repairs required by a milestone inspection
 2228  under s. 553.899.
 2229         9.8. Any written inquiries by unit owners to the
 2230  association relating to such matters, including written
 2231  inquiries under s. 718.112(2)(a)2.
 2232         10.The requirement for associations to maintain an
 2233  insurance policy or fidelity bonding for all persons who control
 2234  or disperse funds of the association under s. 718.111(11)(h).
 2235         11.Board member education requirements under s.
 2236  718.112(2)(d)5.b.
 2237         12.Reporting requirements for structural integrity reserve
 2238  studies under subsection (3) and under s. 718.112(2)(g)12.
 2239         (b)1. The division may make necessary public or private
 2240  investigations within or outside this state to determine whether
 2241  any person has violated this chapter or any rule or order
 2242  hereunder, to aid in the enforcement of this chapter, or to aid
 2243  in the adoption of rules or forms.
 2244         2. The division may submit any official written report,
 2245  worksheet, or other related paper, or a duly certified copy
 2246  thereof, compiled, prepared, drafted, or otherwise made by and
 2247  duly authenticated by a financial examiner or analyst to be
 2248  admitted as competent evidence in any hearing in which the
 2249  financial examiner or analyst is available for cross-examination
 2250  and attests under oath that such documents were prepared as a
 2251  result of an examination or inspection conducted pursuant to
 2252  this chapter.
 2253         (c) The division may require or permit any person to file a
 2254  statement in writing, under oath or otherwise, as the division
 2255  determines, as to the facts and circumstances concerning a
 2256  matter to be investigated.
 2257         (d) For the purpose of any investigation under this
 2258  chapter, the division director or any officer or employee
 2259  designated by the division director may administer oaths or
 2260  affirmations, subpoena witnesses and compel their attendance,
 2261  take evidence, and require the production of any matter which is
 2262  relevant to the investigation, including the existence,
 2263  description, nature, custody, condition, and location of any
 2264  books, documents, or other tangible things and the identity and
 2265  location of persons having knowledge of relevant facts or any
 2266  other matter reasonably calculated to lead to the discovery of
 2267  material evidence. Upon the failure by a person to obey a
 2268  subpoena or to answer questions propounded by the investigating
 2269  officer and upon reasonable notice to all affected persons, the
 2270  division may apply to the circuit court for an order compelling
 2271  compliance.
 2272         (e) Notwithstanding any remedies available to unit owners
 2273  and associations, if the division has reasonable cause to
 2274  believe that a violation of any provision of this chapter or
 2275  related rule has occurred, the division may institute
 2276  enforcement proceedings in its own name against any developer,
 2277  bulk assignee, bulk buyer, association, officer, or member of
 2278  the board of administration, or its assignees or agents, as
 2279  follows:
 2280         1. The division may permit a person whose conduct or
 2281  actions may be under investigation to waive formal proceedings
 2282  and enter into a consent proceeding whereby orders, rules, or
 2283  letters of censure or warning, whether formal or informal, may
 2284  be entered against the person.
 2285         2. The division may issue an order requiring the developer,
 2286  bulk assignee, bulk buyer, association, developer-designated
 2287  officer, or developer-designated member of the board of
 2288  administration, developer-designated assignees or agents, bulk
 2289  assignee-designated assignees or agents, bulk buyer-designated
 2290  assignees or agents, community association manager, or community
 2291  association management firm to cease and desist from the
 2292  unlawful practice and take such affirmative action as in the
 2293  judgment of the division carry out the purposes of this chapter.
 2294  If the division finds that a developer, bulk assignee, bulk
 2295  buyer, association, officer, or member of the board of
 2296  administration, or its assignees or agents, is violating or is
 2297  about to violate any provision of this chapter, any rule adopted
 2298  or order issued by the division, or any written agreement
 2299  entered into with the division, and presents an immediate danger
 2300  to the public requiring an immediate final order, it may issue
 2301  an emergency cease and desist order reciting with particularity
 2302  the facts underlying such findings. The emergency cease and
 2303  desist order is effective for 90 days. If the division begins
 2304  nonemergency cease and desist proceedings, the emergency cease
 2305  and desist order remains effective until the conclusion of the
 2306  proceedings under ss. 120.569 and 120.57.
 2307         3. If a developer, bulk assignee, or bulk buyer fails to
 2308  pay any restitution determined by the division to be owed, plus
 2309  any accrued interest at the highest rate permitted by law,
 2310  within 30 days after expiration of any appellate time period of
 2311  a final order requiring payment of restitution or the conclusion
 2312  of any appeal thereof, whichever is later, the division must
 2313  bring an action in circuit or county court on behalf of any
 2314  association, class of unit owners, lessees, or purchasers for
 2315  restitution, declaratory relief, injunctive relief, or any other
 2316  available remedy. The division may also temporarily revoke its
 2317  acceptance of the filing for the developer to which the
 2318  restitution relates until payment of restitution is made.
 2319         4. The division may petition the court for appointment of a
 2320  receiver or conservator. If appointed, the receiver or
 2321  conservator may take action to implement the court order to
 2322  ensure the performance of the order and to remedy any breach
 2323  thereof. In addition to all other means provided by law for the
 2324  enforcement of an injunction or temporary restraining order, the
 2325  circuit court may impound or sequester the property of a party
 2326  defendant, including books, papers, documents, and related
 2327  records, and allow the examination and use of the property by
 2328  the division and a court-appointed receiver or conservator.
 2329         5. The division may apply to the circuit court for an order
 2330  of restitution whereby the defendant in an action brought under
 2331  subparagraph 4. is ordered to make restitution of those sums
 2332  shown by the division to have been obtained by the defendant in
 2333  violation of this chapter. At the option of the court, such
 2334  restitution is payable to the conservator or receiver appointed
 2335  under subparagraph 4. or directly to the persons whose funds or
 2336  assets were obtained in violation of this chapter.
 2337         6. The division may impose a civil penalty against a
 2338  developer, bulk assignee, or bulk buyer, or association, or its
 2339  assignee or agent, for any violation of this chapter or related
 2340  rule. The division may impose a civil penalty individually
 2341  against an officer or board member who willfully and knowingly
 2342  violates this chapter, an adopted rule, or a final order of the
 2343  division; may order the removal of such individual as an officer
 2344  or from the board of administration or as an officer of the
 2345  association; and may prohibit such individual from serving as an
 2346  officer or on the board of a community association for a period
 2347  of time. The term “willfully and knowingly” means that the
 2348  division informed the officer or board member that his or her
 2349  action or intended action violates this chapter, a rule adopted
 2350  under this chapter, or a final order of the division and that
 2351  the officer or board member refused to comply with the
 2352  requirements of this chapter, a rule adopted under this chapter,
 2353  or a final order of the division. The division, before
 2354  initiating formal agency action under chapter 120, must afford
 2355  the officer or board member an opportunity to voluntarily
 2356  comply, and an officer or board member who complies within 10
 2357  days is not subject to a civil penalty. A penalty may be imposed
 2358  on the basis of each day of continuing violation, but the
 2359  penalty for any offense may not exceed $5,000. The division
 2360  shall adopt, by rule, penalty guidelines applicable to possible
 2361  violations or to categories of violations of this chapter or
 2362  rules adopted by the division. The guidelines must specify a
 2363  meaningful range of civil penalties for each such violation of
 2364  the statute and rules and must be based upon the harm caused by
 2365  the violation, upon the repetition of the violation, and upon
 2366  such other factors deemed relevant by the division. For example,
 2367  the division may consider whether the violations were committed
 2368  by a developer, bulk assignee, or bulk buyer, or owner
 2369  controlled association, the size of the association, and other
 2370  factors. The guidelines must designate the possible mitigating
 2371  or aggravating circumstances that justify a departure from the
 2372  range of penalties provided by the rules. It is the legislative
 2373  intent that minor violations be distinguished from those which
 2374  endanger the health, safety, or welfare of the condominium
 2375  residents or other persons and that such guidelines provide
 2376  reasonable and meaningful notice to the public of likely
 2377  penalties that may be imposed for proscribed conduct. This
 2378  subsection does not limit the ability of the division to
 2379  informally dispose of administrative actions or complaints by
 2380  stipulation, agreed settlement, or consent order. All amounts
 2381  collected shall be deposited with the Chief Financial Officer to
 2382  the credit of the Division of Florida Condominiums, Timeshares,
 2383  and Mobile Homes Trust Fund. If a developer, bulk assignee, or
 2384  bulk buyer fails to pay the civil penalty and the amount deemed
 2385  to be owed to the association, the division shall issue an order
 2386  directing that such developer, bulk assignee, or bulk buyer
 2387  cease and desist from further operation until such time as the
 2388  civil penalty is paid or may pursue enforcement of the penalty
 2389  in a court of competent jurisdiction. If an association fails to
 2390  pay the civil penalty, the division shall pursue enforcement in
 2391  a court of competent jurisdiction, and the order imposing the
 2392  civil penalty or the cease and desist order is not effective
 2393  until 20 days after the date of such order. Any action commenced
 2394  by the division shall be brought in the county in which the
 2395  division has its executive offices or in the county in which the
 2396  violation occurred.
 2397         7. If a unit owner presents the division with proof that
 2398  the unit owner has requested access to official records in
 2399  writing by certified mail, and that after 10 days the unit owner
 2400  again made the same request for access to official records in
 2401  writing by certified mail, and that more than 10 days has
 2402  elapsed since the second request and the association has still
 2403  failed or refused to provide access to official records as
 2404  required by this chapter, the division shall issue a subpoena
 2405  requiring production of the requested records at the location in
 2406  which the records are kept pursuant to s. 718.112. Upon receipt
 2407  of the records, the division must provide to the unit owner who
 2408  was denied access to such records the produced official records
 2409  without charge.
 2410         8. In addition to subparagraph 6., the division may seek
 2411  the imposition of a civil penalty through the circuit court for
 2412  any violation for which the division may issue a notice to show
 2413  cause under paragraph (t). The civil penalty shall be at least
 2414  $500 but no more than $5,000 for each violation. The court may
 2415  also award to the prevailing party court costs and reasonable
 2416  attorney fees and, if the division prevails, may also award
 2417  reasonable costs of investigation.
 2418         9. The division may issue citations and promulgate rules to
 2419  provide for citation bases and citation procedures in accordance
 2420  with this paragraph.
 2421         (f) The division may prepare and disseminate a prospectus
 2422  and other information to assist prospective owners, purchasers,
 2423  lessees, and developers of residential condominiums in assessing
 2424  the rights, privileges, and duties pertaining thereto.
 2425         (g) The division may adopt rules to administer and enforce
 2426  this chapter.
 2427         (h) The division shall establish procedures for providing
 2428  notice to an association and the developer, bulk assignee, or
 2429  bulk buyer during the period in which the developer, bulk
 2430  assignee, or bulk buyer controls the association if the division
 2431  is considering the issuance of a declaratory statement with
 2432  respect to the declaration of condominium or any related
 2433  document governing such condominium community.
 2434         (i) The division shall furnish each association that pays
 2435  the fees required by paragraph (2)(a) a copy of this chapter, as
 2436  amended, and the rules adopted thereto on an annual basis.
 2437         (j) The division shall annually provide each association
 2438  with a summary of declaratory statements and formal legal
 2439  opinions relating to the operations of condominiums which were
 2440  rendered by the division during the previous year.
 2441         (k) The division shall provide training and educational
 2442  programs for condominium association board members and unit
 2443  owners. The training may, in the division’s discretion, include
 2444  web-based electronic media and live training and seminars in
 2445  various locations throughout the state. The division may review
 2446  and approve education and training programs for board members
 2447  and unit owners offered by providers and shall maintain a
 2448  current list of approved programs and providers and make such
 2449  list available to board members and unit owners in a reasonable
 2450  and cost-effective manner. The division shall provide the
 2451  division-approved provider with the template certificate for
 2452  issuance directly to the association’s board of directors who
 2453  have satisfactorily completed the requirements under s.
 2454  718.112(2)(d). The division shall adopt rules to implement this
 2455  section.
 2456         (l) The division shall maintain a toll-free telephone
 2457  number accessible to condominium unit owners.
 2458         (m) The division shall develop a program to certify both
 2459  volunteer and paid mediators to provide mediation of condominium
 2460  disputes. The division shall provide, upon request, a list of
 2461  such mediators to any association, unit owner, or other
 2462  participant in alternative dispute resolution proceedings under
 2463  s. 718.1255 requesting a copy of the list. The division shall
 2464  include on the list of volunteer mediators only the names of
 2465  persons who have received at least 20 hours of training in
 2466  mediation techniques or who have mediated at least 20 disputes.
 2467  In order to become initially certified by the division, paid
 2468  mediators must be certified by the Supreme Court to mediate
 2469  court cases in county or circuit courts. However, the division
 2470  may adopt, by rule, additional factors for the certification of
 2471  paid mediators, which must be related to experience, education,
 2472  or background. Any person initially certified as a paid mediator
 2473  by the division must, in order to continue to be certified,
 2474  comply with the factors or requirements adopted by rule.
 2475         (n) If a complaint is made, the division must conduct its
 2476  inquiry with due regard for the interests of the affected
 2477  parties. Within 30 days after receipt of a complaint, the
 2478  division shall acknowledge the complaint in writing and notify
 2479  the complainant whether the complaint is within the jurisdiction
 2480  of the division and whether additional information is needed by
 2481  the division from the complainant. The division shall conduct
 2482  its investigation and, within 90 days after receipt of the
 2483  original complaint or of timely requested additional
 2484  information, take action upon the complaint. However, the
 2485  failure to complete the investigation within 90 days does not
 2486  prevent the division from continuing the investigation,
 2487  accepting or considering evidence obtained or received after 90
 2488  days, or taking administrative action if reasonable cause exists
 2489  to believe that a violation of this chapter or a rule has
 2490  occurred. If an investigation is not completed within the time
 2491  limits established in this paragraph, the division shall, on a
 2492  monthly basis, notify the complainant in writing of the status
 2493  of the investigation. When reporting its action to the
 2494  complainant, the division shall inform the complainant of any
 2495  right to a hearing under ss. 120.569 and 120.57. The division
 2496  may adopt rules regarding the submission of a complaint against
 2497  an association.
 2498         (o) Condominium association directors, officers, and
 2499  employees; condominium developers; bulk assignees, bulk buyers,
 2500  and community association managers; and community association
 2501  management firms have an ongoing duty to reasonably cooperate
 2502  with the division in any investigation under this section. The
 2503  division shall refer to local law enforcement authorities any
 2504  person whom the division believes has altered, destroyed,
 2505  concealed, or removed any record, document, or thing required to
 2506  be kept or maintained by this chapter with the purpose to impair
 2507  its verity or availability in the department’s investigation.
 2508  The division shall refer to local law enforcement authorities
 2509  any person whom the division believes has engaged in fraud,
 2510  theft, embezzlement, or other criminal activity or when the
 2511  division has cause to believe that fraud, theft, embezzlement,
 2512  or other criminal activity has occurred.
 2513         (p) The division director or any officer or employee of the
 2514  division and the condominium ombudsman or any employee of the
 2515  Office of the Condominium Ombudsman may attend and observe any
 2516  meeting of the board of administration or any unit owner
 2517  meeting, including any meeting of a subcommittee or special
 2518  committee, which is open to members of the association for the
 2519  purpose of performing the duties of the division or the Office
 2520  of the Condominium Ombudsman under this chapter.
 2521         (q) The division may:
 2522         1. Contract with agencies in this state or other
 2523  jurisdictions to perform investigative functions; or
 2524         2. Accept grants-in-aid from any source.
 2525         (r) The division shall cooperate with similar agencies in
 2526  other jurisdictions to establish uniform filing procedures and
 2527  forms, public offering statements, advertising standards, and
 2528  rules and common administrative practices.
 2529         (s) The division shall consider notice to a developer, bulk
 2530  assignee, or bulk buyer to be complete when it is delivered to
 2531  the address of the developer, bulk assignee, or bulk buyer
 2532  currently on file with the division.
 2533         (t) In addition to its enforcement authority, the division
 2534  may issue a notice to show cause, which must provide for a
 2535  hearing, upon written request, in accordance with chapter 120.
 2536         (u) If the division receives a complaint regarding access
 2537  to official records on the association’s website or through an
 2538  application that can be downloaded on a mobile device under s.
 2539  718.111(12)(g), the division may request access to the
 2540  association’s website or application and investigate. The
 2541  division may adopt rules to carry out this paragraph.
 2542         (v) The division shall submit to the Governor, the
 2543  President of the Senate, the Speaker of the House of
 2544  Representatives, and the chairs of the legislative
 2545  appropriations committees an annual report that includes, but
 2546  need not be limited to, the number of training programs provided
 2547  for condominium association board members and unit owners, the
 2548  number of complaints received by type, the number and percent of
 2549  complaints acknowledged in writing within 30 days and the number
 2550  and percent of investigations acted upon within 90 days in
 2551  accordance with paragraph (n), and the number of investigations
 2552  exceeding the 90-day requirement. The annual report must also
 2553  include an evaluation of the division’s core business processes
 2554  and make recommendations for improvements, including statutory
 2555  changes. After December 31, 2024, the division must include a
 2556  list of the associations that have completed the structural
 2557  integrity reserve study required under s. 718.112(2)(g). The
 2558  report shall be submitted by September 30 following the end of
 2559  the fiscal year.
 2560         (2)
 2561         (d)Each condominium association must create and maintain
 2562  an online account with the division, as required in subsection
 2563  (3).
 2564         (3) On or before October 1, 2025, all condominium
 2565  associations must create and maintain an online account with the
 2566  division and provide information requested by the division in an
 2567  electronic format determined by the division. The division shall
 2568  adopt rules to implement this subsection. The division may
 2569  require condominium associations to provide such information no
 2570  more than once per year, except that the division may require
 2571  condominium associations to update the contact information in
 2572  paragraph (a) within 30 days after any change. The division
 2573  shall provide a condominium association at least a 45-day notice
 2574  of any requirement to provide any information after the
 2575  condominium association initially creates an online account. The
 2576  information that the division may require from condominium
 2577  associations is limited to:
 2578         (a)Contact information for the association that includes:
 2579         1.Name of the association.
 2580         2. The physical address of the condominium property.
 2581         3.Mailing address and county of the association.
 2582         4.E-mail address and telephone number for the association.
 2583         5.Name and board title for each member of the
 2584  association’s board.
 2585         6.Name and contact information of the association’s
 2586  community association manager or community association
 2587  management firm, if applicable.
 2588         7.The hyperlink or website address of the association’s
 2589  website, if applicable.
 2590         (b)Total number of buildings and for each building in the
 2591  association:
 2592         1.Total number of stories, including both habitable and
 2593  uninhabitable stories.
 2594         2.Total number of units.
 2595         3.Age of each building based on the certificate of
 2596  occupancy.
 2597         4.Any construction commenced within the common elements
 2598  within the calendar year.
 2599         (c)The association’s assessments, including the:
 2600         1.Amount of assessment or special assessment by unit type,
 2601  including reserves.
 2602         2.Purpose of the assessment or special assessment.
 2603         3.Name of the financial institution or institutions with
 2604  which the association maintains accounts.
 2605         (d)A copy of any structural integrity reserve study and
 2606  any associated materials requested by the department within 5
 2607  business days after such request, in a manner prescribed by the
 2608  department.
 2609         (a) On or before January 1, 2023, condominium associations
 2610  existing on or before July 1, 2022, must provide the following
 2611  information to the division in writing, by e-mail, United States
 2612  Postal Service, commercial delivery service, or hand delivery,
 2613  at a physical address or e-mail address provided by the division
 2614  and on a form posted on the division’s website:
 2615         1. The number of buildings on the condominium property that
 2616  are three stories or higher in height.
 2617         2. The total number of units in all such buildings.
 2618         3. The addresses of all such buildings.
 2619         4. The counties in which all such buildings are located.
 2620         (b) The division must compile a list of the number of
 2621  buildings on condominium property that are three stories or
 2622  higher in height, which is searchable by county, and must post
 2623  the list on the division’s website. This list must include all
 2624  of the following information:
 2625         1. The name of each association with buildings on the
 2626  condominium property that are three stories or higher in height.
 2627         2. The number of such buildings on each association’s
 2628  property.
 2629         3. The addresses of all such buildings.
 2630         4. The counties in which all such buildings are located.
 2631         (c) An association must provide an update in writing to the
 2632  division if there are any changes to the information in the list
 2633  under paragraph (b) within 6 months after the change.
 2634         Section 8. Paragraph (d) of subsection (1) and paragraphs
 2635  (d) and (e) of subsection (2) of section 718.503, Florida
 2636  Statutes, are amended, to read:
 2637         718.503 Developer disclosure prior to sale; nondeveloper
 2638  unit owner disclosure prior to sale; voidability.—
 2639         (1) DEVELOPER DISCLOSURE.—
 2640         (d) Milestone inspection, turnover inspection report, or
 2641  structural integrity reserve study.—If the association is
 2642  required to have completed a milestone inspection as described
 2643  in s. 553.899, a turnover inspection report for a turnover
 2644  inspection performed on or after July 1, 2023, or a structural
 2645  integrity reserve study, and the association has not completed
 2646  the milestone inspection, the turnover inspection report, or the
 2647  structural integrity reserve study, each contract entered into
 2648  after December 31, 2024, for the sale of a residential unit
 2649  shall contain in conspicuous type a statement indicating that
 2650  the association is required to have a milestone inspection, a
 2651  turnover inspection report, or a structural integrity reserve
 2652  study and has not completed such inspection, report, or study,
 2653  as appropriate. If the association is not required to have a
 2654  milestone inspection as described in s. 553.899 or a structural
 2655  integrity reserve study, each contract entered into after
 2656  December 31, 2024, for the sale of a residential unit shall
 2657  contain in conspicuous type a statement indicating that the
 2658  association is not required to have a milestone inspection or a
 2659  structural integrity reserve study, as appropriate. If the
 2660  association has completed a milestone inspection as described in
 2661  s. 553.899, a turnover inspection report for a turnover
 2662  inspection performed on or after July 1, 2023, or a structural
 2663  integrity reserve study, each contract entered into after
 2664  December 31, 2024, for the sale of a residential unit shall
 2665  contain in conspicuous type:
 2666         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 2667  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR
 2668  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 2669  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 2670  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 2671  718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 2672  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 2673  RESERVE STUDY DESCRIBED IN SECTIONS 718.103(26) AND
 2674  718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 15
 2675  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 2676  PRIOR TO EXECUTION OF THIS CONTRACT; and
 2677         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 2678  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 2679  CANCEL WITHIN 15 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 2680  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 2681  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR
 2682  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 2683  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 2684  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 2685  718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 2686  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 2687  RESERVE STUDY DESCRIBED IN SECTIONS 718.103(26) AND
 2688  718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
 2689  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 2690  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 15
 2691  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 2692  THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
 2693  SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
 2694  SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
 2695  INSPECTION REPORT DESCRIBED IN SECTION 718.301(4)(p) AND (q),
 2696  FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION’S MOST RECENT
 2697  STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
 2698  718.103(26) AND 718.112(2)(g), FLORIDA STATUTES, IF REQUESTED IN
 2699  WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL TERMINATE AT
 2700  CLOSING.
 2701  
 2702  A contract that does not conform to the requirements of this
 2703  paragraph is voidable at the option of the purchaser before
 2704  prior to closing.
 2705         (2) NONDEVELOPER DISCLOSURE.—
 2706         (d) Each contract entered into after July 1, 1992, for the
 2707  resale of a residential unit must shall contain in conspicuous
 2708  type either:
 2709         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 2710  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE DECLARATION
 2711  OF CONDOMINIUM, ARTICLES OF INCORPORATION OF THE ASSOCIATION,
 2712  BYLAWS AND RULES OF THE ASSOCIATION, A COPY OF THE MOST RECENT
 2713  ANNUAL FINANCIAL STATEMENT AND ANNUAL BUDGET, AND FREQUENTLY
 2714  ASKED QUESTIONS AND ANSWERS DOCUMENT MORE THAN 7 3 DAYS,
 2715  EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE PRIOR
 2716  TO EXECUTION OF THIS CONTRACT; or
 2717         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 2718  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 2719  CANCEL WITHIN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 2720  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 2721  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE DECLARATION
 2722  OF CONDOMINIUM, ARTICLES OF INCORPORATION, BYLAWS AND RULES OF
 2723  THE ASSOCIATION, A COPY OF THE MOST RECENT ANNUAL FINANCIAL
 2724  STATEMENT AND ANNUAL BUDGET, AND FREQUENTLY ASKED QUESTIONS AND
 2725  ANSWERS DOCUMENT IF SO REQUESTED IN WRITING. ANY PURPORTED
 2726  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 2727  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 7
 2728  3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 2729  THE BUYER RECEIVES THE DECLARATION, ARTICLES OF INCORPORATION,
 2730  BYLAWS AND RULES OF THE ASSOCIATION, AND A COPY OF THE MOST
 2731  RECENT YEAR-END FINANCIAL STATEMENT AND ANNUAL BUDGET
 2732  INFORMATION AND FREQUENTLY ASKED QUESTIONS AND ANSWERS DOCUMENT
 2733  IF REQUESTED IN WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT
 2734  SHALL TERMINATE AT CLOSING.
 2735  
 2736  A contract that does not conform to the requirements of this
 2737  paragraph is voidable at the option of the purchaser before
 2738  prior to closing.
 2739         (e) If the association is required to have completed a
 2740  milestone inspection as described in s. 553.899, a turnover
 2741  inspection report for a turnover inspection performed on or
 2742  after July 1, 2023, or a structural integrity reserve study, and
 2743  the association has not completed the milestone inspection, the
 2744  turnover inspection report, or the structural integrity reserve
 2745  study, each contract entered into after December 31, 2024, for
 2746  the sale of a residential unit shall contain in conspicuous type
 2747  a statement indicating that the association is required to have
 2748  a milestone inspection, a turnover inspection report, or a
 2749  structural integrity reserve study and has not completed such
 2750  inspection, report, or study, as appropriate. If the association
 2751  is not required to have a milestone inspection as described in
 2752  s. 553.899 or a structural integrity reserve study, each
 2753  contract entered into after December 31, 2024, for the sale of a
 2754  residential unit shall contain in conspicuous type a statement
 2755  indicating that the association is not required to have a
 2756  milestone inspection or a structural integrity reserve study, as
 2757  appropriate. If the association has completed a milestone
 2758  inspection as described in s. 553.899, a turnover inspection
 2759  report for a turnover inspection performed on or after July 1,
 2760  2023, or a structural integrity reserve study, each contract
 2761  entered into after December 31, 2024, for the resale of a
 2762  residential unit shall contain in conspicuous type:
 2763         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 2764  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR
 2765  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 2766  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 2767  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 2768  718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 2769  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 2770  RESERVE STUDY DESCRIBED IN SECTIONS 718.103(26) AND
 2771  718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 7 3
 2772  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 2773  PRIOR TO EXECUTION OF THIS CONTRACT; and
 2774         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 2775  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 2776  CANCEL WITHIN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 2777  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 2778  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR
 2779  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 2780  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 2781  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 2782  718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 2783  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 2784  RESERVE STUDY DESCRIBED IN SECTIONS 718.103(26) AND
 2785  718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
 2786  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 2787  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 7
 2788  3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 2789  THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
 2790  SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
 2791  SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
 2792  INSPECTION REPORT DESCRIBED IN SECTION 718.301(4)(p) AND (q),
 2793  FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION’S MOST RECENT
 2794  STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
 2795  718.103(26) AND 718.112(2)(g), FLORIDA STATUTES, IF REQUESTED IN
 2796  WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL TERMINATE AT
 2797  CLOSING.
 2798  
 2799  A contract that does not conform to the requirements of this
 2800  paragraph is voidable at the option of the purchaser before
 2801  prior to closing.
 2802         Section 9. Section 8 of chapter 2024-244, Laws of Florida,
 2803  is amended to read:
 2804         Section 8. Effective January 1, 2026, paragraph (g) of
 2805  subsection (12) of section 718.111, Florida Statutes, as amended
 2806  by this act, is amended to read:
 2807         718.111 The association.—
 2808         (12) OFFICIAL RECORDS.—
 2809         (g)1. An association managing a condominium with 25 or more
 2810  units which does not contain timeshare units shall post digital
 2811  copies of the documents specified in subparagraph 2. on its
 2812  website or make such documents available through an application
 2813  that can be downloaded on a mobile device. Unless a shorter
 2814  period is otherwise required, a document must be made available
 2815  on the association’s website or made available for download
 2816  through an application on a mobile device within 30 days after
 2817  the association receives or creates an official record specified
 2818  in subparagraph 2.
 2819         a. The association’s website or application must be:
 2820         (I) An independent website, application, or web portal
 2821  wholly owned and operated by the association; or
 2822         (II) A website, application, or web portal operated by a
 2823  third-party provider with whom the association owns, leases,
 2824  rents, or otherwise obtains the right to operate a web page,
 2825  subpage, web portal, collection of subpages or web portals, or
 2826  an application which is dedicated to the association’s
 2827  activities and on which required notices, records, and documents
 2828  may be posted or made available by the association.
 2829         b. The association’s website or application must be
 2830  accessible through the Internet and must contain a subpage, web
 2831  portal, or other protected electronic location that is
 2832  inaccessible to the general public and accessible only to unit
 2833  owners and employees of the association.
 2834         c. Upon a unit owner’s written request, the association
 2835  must provide the unit owner with a username and password and
 2836  access to the protected sections of the association’s website or
 2837  application which contain any notices, records, or documents
 2838  that must be electronically provided.
 2839         2. A current copy of the following documents must be posted
 2840  in digital format on the association’s website or application:
 2841         a. The recorded declaration of condominium of each
 2842  condominium operated by the association and each amendment to
 2843  each declaration.
 2844         b. The recorded bylaws of the association and each
 2845  amendment to the bylaws.
 2846         c. The articles of incorporation of the association, or
 2847  other documents creating the association, and each amendment to
 2848  the articles of incorporation or other documents. The copy
 2849  posted pursuant to this sub-subparagraph must be a copy of the
 2850  articles of incorporation filed with the Department of State.
 2851         d. The rules of the association.
 2852         e. The approved minutes of all board of administration
 2853  meetings over the preceding 12 months.
 2854         f. The video recording or a hyperlink to the video
 2855  recording for all meetings of the association, the board of
 2856  administration, any committee, and the unit owners which are
 2857  conducted by video conference over the preceding 12 months.
 2858         g. A list of all executory contracts or documents to which
 2859  the association is a party or under which the association or the
 2860  unit owners have an obligation or responsibility and, after
 2861  bidding for the related materials, equipment, or services has
 2862  closed, a list of bids received by the association within the
 2863  past year. Summaries of bids for materials, equipment, or
 2864  services which exceed $500 must be maintained on the website or
 2865  application for 1 year. In lieu of summaries, complete copies of
 2866  the bids may be posted.
 2867         h.f. The annual budget required by s. 718.112(2)(f) and any
 2868  proposed budget to be considered at the annual meeting.
 2869         i.g. The financial report required by subsection (13) and
 2870  any monthly income or expense statement to be considered at a
 2871  meeting.
 2872         j.h. The certification of each director required by s.
 2873  718.112(2)(d)4.b.
 2874         k.i. All contracts or transactions between the association
 2875  and any director, officer, corporation, firm, or association
 2876  that is not an affiliated condominium association or any other
 2877  entity in which an association director is also a director or
 2878  officer and financially interested.
 2879         l.j. Any contract or document regarding a conflict of
 2880  interest or possible conflict of interest as provided in ss.
 2881  468.4335, 468.436(2)(b)6., and 718.3027(3).
 2882         m.k. The notice of any unit owner meeting and the agenda
 2883  for the meeting, as required by s. 718.112(2)(d)3., no later
 2884  than 14 days before the meeting. The notice must be posted in
 2885  plain view on the front page of the website or application, or
 2886  on a separate subpage of the website or application labeled
 2887  “Notices” which is conspicuously visible and linked from the
 2888  front page. The association must also post on its website or
 2889  application any document to be considered and voted on by the
 2890  owners during the meeting or any document listed on the agenda
 2891  at least 7 days before the meeting at which the document or the
 2892  information within the document will be considered.
 2893         n.l. Notice of any board meeting, the agenda, and any other
 2894  document required for the meeting as required by s.
 2895  718.112(2)(c), which must be posted no later than the date
 2896  required for notice under s. 718.112(2)(c).
 2897         o.m. The inspection reports described in ss. 553.899 and
 2898  718.301(4)(p) and any other inspection report relating to a
 2899  structural or life safety inspection of condominium property.
 2900         p.n. The association’s most recent structural integrity
 2901  reserve study, if applicable.
 2902         q.o. Copies of all building permits issued for ongoing or
 2903  planned construction.
 2904         r. A copy of all affidavits required by this chapter.
 2905         s. A copy of all investment policy statements adopted
 2906  pursuant to paragraph (16)(c), and all financial statements
 2907  related to the association’s investment of funds under
 2908  subsection (16).
 2909         3. The association shall ensure that the information and
 2910  records described in paragraph (c), which are not allowed to be
 2911  accessible to unit owners, are not posted on the association’s
 2912  website or application. If protected information or information
 2913  restricted from being accessible to unit owners is included in
 2914  documents that are required to be posted on the association’s
 2915  website or application, the association shall ensure the
 2916  information is redacted before posting the documents.
 2917  Notwithstanding the foregoing, the association or its agent is
 2918  not liable for disclosing information that is protected or
 2919  restricted under this paragraph unless such disclosure was made
 2920  with a knowing or intentional disregard of the protected or
 2921  restricted nature of such information.
 2922         4. The failure of the association to post information
 2923  required under subparagraph 2. is not in and of itself
 2924  sufficient to invalidate any action or decision of the
 2925  association’s board or its committees.
 2926         Section 10. Section 31 of chapter 2024-244, Laws of
 2927  Florida, is amended to read:
 2928         Section 31. The amendments made to ss. 718.103(14) and
 2929  718.202(3) and 718.407(1), (2), and (6), Florida Statutes, as
 2930  created by this act, may not are intended to clarify existing
 2931  law and shall apply retroactively and shall only apply to
 2932  condominiums for which declarations were initially recorded on
 2933  or after October 1, 2024. However, such amendments do not revive
 2934  or reinstate any right or interest that has been fully and
 2935  finally adjudicated as invalid before October 1, 2024.
 2936         Section 11. Subsection (13) is added to section 719.104,
 2937  Florida Statutes, to read:
 2938         719.104 Cooperatives; access to units; records; financial
 2939  reports; assessments; purchase of leases.—
 2940         (13) INVESTMENT OF ASSOCIATION FUNDS.—
 2941         (a) A board shall, in fulfilling its duty to manage
 2942  operating and reserve funds of its association, use best efforts
 2943  to make prudent investment decisions that carefully consider
 2944  risk and return in an effort to maximize returns on invested
 2945  funds.
 2946         (b) An association may invest reserve funds in one or any
 2947  combination of certificates of deposit or in depository accounts
 2948  at a community bank, savings bank, commercial bank, savings and
 2949  loan association, or credit union. Upon a majority vote of the
 2950  voting interests, an association may invest reserve funds in
 2951  investments other than certificates of deposit or depository
 2952  accounts at a community bank, savings bank, commercial bank,
 2953  savings and loan association, or credit union, provided the
 2954  association complies with paragraphs (c)-(g). Notwithstanding
 2955  any declaration, only funds identified as reserve funds may be
 2956  invested pursuant to paragraphs (c)-(g). Paragraphs (c)-(g) do
 2957  not apply to funds invested in one or any combination of
 2958  certificates of deposit or depository accounts at a community
 2959  bank, savings bank, commercial bank, savings and loan
 2960  association, or credit union.
 2961         (c) The board shall create an investment committee composed
 2962  of at least two board members and two-unit unit members who are
 2963  unit owners but not board members. The board shall also adopt
 2964  rules for invested funds, including, but not limited to, rules
 2965  requiring periodic reviews of any investment manager’s
 2966  performance, the development of an investment policy statement,
 2967  and that all meetings of the investment committee be recorded
 2968  and made part of the official records of the association. The
 2969  investment policy statement developed pursuant to this paragraph
 2970  must, at a minimum, address risk, liquidity, and benchmark
 2971  measurements; authorized classes of investments; authorized
 2972  investment mixes; limitations on authority relating to
 2973  investment transactions; requirements for projected reserve
 2974  expenditures within, at minimum, the next 24 months to be held
 2975  in cash or cash equivalents; projected expenditures relating to
 2976  an inspection performed pursuant to s. 553.899; and protocols
 2977  for proxy response.
 2978         (d) The investment committee shall recommend investment
 2979  advisers to the board, and the board shall select one of the
 2980  recommended investment advisers to provide services to the
 2981  association. Such investment advisers must be registered or have
 2982  notice filed under s. 517.12. The selected investment adviser
 2983  and any representative or association of the investment adviser
 2984  may not be related by affinity or consanguinity to, or under
 2985  common ownership with, any board member, community management
 2986  company, reserve study provider, or a co-owner of a unit with a
 2987  board member or investment committee member. The investment
 2988  adviser shall comply with the prudent investor rule in s.
 2989  518.11. The investment adviser shall act as a fiduciary to the
 2990  association in compliance with the standards set forth in the
 2991  Employee Retirement Income Security Act of 1974 at 29 U.S.C. s.
 2992  1104(a)(1)(A)-(C). In case of conflict with other laws
 2993  authorizing investments, the investment and fiduciary standards
 2994  set forth in this subsection must prevail. If at any time the
 2995  investment committee determines that an investment adviser does
 2996  not meet the requirements of this section, the investment
 2997  committee must recommend a replacement investment adviser to the
 2998  board.
 2999         (e) At least once each calendar year, or sooner if a
 3000  substantial financial obligation of the association becomes
 3001  known to the board, the association must provide the investment
 3002  adviser with the association’s investment policy statement, the
 3003  most recent reserve study report, the association’s structural
 3004  integrity report, and the financial reports prepared pursuant to
 3005  subsection (13). If there is no recent reserve study report, the
 3006  association must provide the investment adviser with a good
 3007  faith estimate disclosing the annual amount of reserve funds
 3008  necessary for the association to fund reserves fully for the
 3009  life of each reserve component and each component’s
 3010  redundancies. The investment adviser shall annually review these
 3011  documents and provide the association with a portfolio
 3012  allocation model that is suitably structured and prudently
 3013  designed to match projected annual reserve fund requirements and
 3014  liability, assets, and liquidity requirements. The investment
 3015  adviser shall prepare a funding projection for each reserve
 3016  component, including any of the component’s redundancies. The
 3017  association shall have available at all times a minimum of 24
 3018  months of projected reserves in cash or cash equivalents.
 3019         (f) Portfolios managed by the investment adviser may
 3020  contain any type of investment necessary to meet the objectives
 3021  in the investment policy statement; however, portfolios may not
 3022  contain stocks, securities, or other obligations that the State
 3023  Board of Administration is prohibited from investing in under s.
 3024  215.471, s. 215.4725, or s. 215.473 or that state agencies are
 3025  prohibited from investing in under s. 215.472, as determined by
 3026  the investment adviser. Any funds invested by the investment
 3027  adviser must be held in third-party custodial accounts that are
 3028  subject to insurance coverage by the Securities Investor
 3029  Protection Corporation in an amount equal to or greater than the
 3030  invested amount. The investment adviser may withdraw investment
 3031  fees, expenses, and commissions from invested funds.
 3032         (g) The investment adviser shall:
 3033         1. Annually provide the association with a written
 3034  certification of compliance with this section and a list of
 3035  stocks, securities, and other obligations that are prohibited
 3036  from being in association portfolios under paragraph (f); and
 3037         2. Submit monthly, quarterly, and annual reports to the
 3038  association which are prepared in accordance with established
 3039  financial industry standards and in accordance with chapter 517.
 3040         (h) Any principal, earnings, or interest managed under this
 3041  subsection must be available at no cost or charge to the
 3042  association within 15 business days after delivery of the
 3043  association’s written or electronic request.
 3044         (i) Unallocated income earned on reserve fund investments
 3045  may be spent only on capital expenditures, planned maintenance,
 3046  structural repairs, or other items for which the reserve
 3047  accounts have been established. Any surplus of funds that
 3048  exceeds the amount required to maintain reasonably funded
 3049  reserves must be managed pursuant to s. 718.115.
 3050         Section 12. Paragraphs (j) and (k) of subsection (1) of
 3051  section 719.106, Florida Statutes, are amended to read:
 3052         719.106 Bylaws; cooperative ownership.—
 3053         (1) MANDATORY PROVISIONS.—The bylaws or other cooperative
 3054  documents shall provide for the following, and if they do not,
 3055  they shall be deemed to include the following:
 3056         (j) Annual budget.—
 3057         1. The proposed annual budget of common expenses must be
 3058  detailed and must show the amounts budgeted by accounts and
 3059  expense classifications, including, if applicable, but not
 3060  limited to, those expenses listed in s. 719.504(20). The board
 3061  of administration shall adopt the annual budget at least 14 days
 3062  before the start of the association’s fiscal year. In the event
 3063  that the board fails to timely adopt the annual budget a second
 3064  time, it is deemed a minor violation and the prior year’s budget
 3065  shall continue in effect until a new budget is adopted.
 3066         2.a. In addition to annual operating expenses, the budget
 3067  must include reserve accounts for capital expenditures and
 3068  deferred maintenance. These accounts must include, but not be
 3069  limited to, roof replacement, building painting, and pavement
 3070  resurfacing, regardless of the amount of deferred maintenance
 3071  expense or replacement cost, and for any other items for which
 3072  the deferred maintenance expense or replacement cost exceeds
 3073  $25,000 $10,000. The amount to be reserved must be computed by
 3074  means of a formula which is based upon estimated remaining
 3075  useful life and estimated replacement cost or deferred
 3076  maintenance expense of the reserve item. In a budget adopted by
 3077  an association that is required to obtain a structural integrity
 3078  reserve study, reserves must be maintained for the items
 3079  identified in paragraph (k) for which the association is
 3080  responsible pursuant to the declaration, and the reserve amount
 3081  for such items must be based on the findings and recommendations
 3082  of the association’s most recent structural integrity reserve
 3083  study. With respect to items for which an estimate of useful
 3084  life is not readily ascertainable or with an estimated remaining
 3085  useful life of greater than 25 years, an association is not
 3086  required to reserve replacement costs for such items, but an
 3087  association must reserve the amount of deferred maintenance
 3088  expense, if any, which is recommended by the structural
 3089  integrity reserve study for such items. The association may
 3090  adjust replacement reserve assessments annually to take into
 3091  account an inflation adjustment and any changes in estimates or
 3092  extension of the useful life of a reserve item caused by
 3093  deferred maintenance.
 3094         b. The members of a unit-owner-controlled association may
 3095  determine, by a majority vote of the total voting interests of
 3096  the association, for a fiscal year to provide no reserves or
 3097  reserves less adequate than required by this subsection. Before
 3098  turnover of control of an association by a developer to unit
 3099  owners other than a developer under s. 719.301, the developer
 3100  controlled association may not vote to waive the reserves or
 3101  reduce funding of the reserves.
 3102         c. For a budget adopted on or after December 31, 2024, a
 3103  unit-owner-controlled association that must obtain a structural
 3104  integrity reserve study may not determine to provide no reserves
 3105  or reserves less adequate than required by this paragraph for
 3106  items listed in paragraph (k). If a meeting of the unit owners
 3107  has been called to determine to provide no reserves, or reserves
 3108  less adequate than required, and such result is not attained or
 3109  a quorum is not attained, the reserves as included in the budget
 3110  shall go into effect.
 3111         d. If the local building official as defined in s. 468.603,
 3112  determines that the entire cooperative building is uninhabitable
 3113  due to a natural emergency as defined in s. 252.34, the board
 3114  may pause the contribution to its reserves or reduce reserve
 3115  funding until the local building official determines that the
 3116  cooperative building is habitable. Any reserve account funds
 3117  held by the association may be expended, pursuant to the board’s
 3118  determination, to make the cooperative building and its
 3119  structures habitable. Upon the determination by the local
 3120  building official that the cooperative building is habitable,
 3121  the association must immediately resume contributing funds to
 3122  its reserves.
 3123         e.1. Reserves for the items listed in paragraph (g) may be
 3124  funded by regular assessments, special assessments, lines of
 3125  credit, or loans.
 3126         2. A unit-owner-controlled association that must have a
 3127  structural reserve study may secure a line of credit or a loan
 3128  to fund capital expenses required by a milestone inspection
 3129  under s. 553.899 or a structural integrity reserve study. Any
 3130  line of credit or loan under this subparagraph requires the
 3131  approval of a majority vote of the total voting interests of the
 3132  association. The lines of credit or loans must be sufficient to
 3133  fund the cumulative amount of any previously waived or unfunded
 3134  portion of the reserve funding amount required by this paragraph
 3135  and the most recent structural integrity reserve study. Funding
 3136  from the lines of credit or loans must be immediately available
 3137  for access by the board to fund required repair, maintenance, or
 3138  replacement expenses without further approval by the members of
 3139  the association. Any lines of credit or loans secured under this
 3140  paragraph must be included in the financial report required
 3141  under s. 719.104(4).
 3142         aFor a budget adopted on or before December 31, 2028, if
 3143  the association has completed a milestone inspection pursuant to
 3144  s. 553.899 within the previous 2 calendar years, the board, upon
 3145  the approval of a majority of the total voting interests of the
 3146  association, may temporarily pause, for a period of no more than
 3147  2 consecutive annual budgets, reserve fund contributions or
 3148  reduce the amount of reserve funding for the purpose of funding
 3149  repairs recommended by the milestone inspection. This sub
 3150  subparagraph does not apply to a developer-controlled
 3151  association and an association in which the non-developer unit
 3152  owners have been in control for less than 1 year.
 3153         b. An association that has paused reserve contributions
 3154  under this sub-subparagraph a. must have a structural integrity
 3155  reserve study performed before the continuation of reserve
 3156  contributions in order to determine the association’s reserve
 3157  funding needs and to recommend a reserve funding plan.
 3158         3. Reserve funds and any interest accruing thereon shall
 3159  remain in the reserve account or accounts, and shall be used
 3160  only for authorized reserve expenditures unless their use for
 3161  other purposes is approved in advance by a vote of the majority
 3162  of the total voting interests of the association. Before
 3163  turnover of control of an association by a developer to unit
 3164  owners other than the developer under s. 719.301, the developer
 3165  may not vote to use reserves for purposes other than that for
 3166  which they were intended. For a budget adopted on or after
 3167  December 31, 2024, members of a unit-owner-controlled
 3168  association that must obtain a structural integrity reserve
 3169  study may not vote to use reserve funds, or any interest
 3170  accruing thereon, for purposes other than the replacement or
 3171  deferred maintenance costs of the components listed in paragraph
 3172  (k). A vote of the members is not required for the board to
 3173  change the accounting method for reserves to a pooling
 3174  accounting method or a straight-line accounting method.
 3175         (k) Structural integrity reserve study.—
 3176         1. A residential cooperative association must have a
 3177  structural integrity reserve study completed at least every 10
 3178  years for each building on the cooperative property that is
 3179  three stories or higher in height, as determined by the Florida
 3180  Building Code, that includes, at a minimum, a study of the
 3181  following items as related to the structural integrity and
 3182  safety of the building:
 3183         a. Roof.
 3184         b. Structure, including load-bearing walls and other
 3185  primary structural members and primary structural systems as
 3186  those terms are defined in s. 627.706.
 3187         c. Fireproofing and fire protection systems.
 3188         d. Plumbing.
 3189         e. Electrical systems.
 3190         f. Waterproofing and exterior painting.
 3191         g. Windows and exterior doors.
 3192         h. Any other item that has a deferred maintenance expense
 3193  or replacement cost that exceeds $25,000 $10,000 and the failure
 3194  to replace or maintain such item negatively affects the items
 3195  listed in sub-subparagraphs a.-g., as determined by the visual
 3196  inspection portion of the structural integrity reserve study.
 3197         2. A structural integrity reserve study is based on a
 3198  visual inspection of the cooperative property.
 3199         3.a. A structural integrity reserve study may be performed
 3200  by any person qualified to perform such study. However, the
 3201  visual inspection portion of the structural integrity reserve
 3202  study must be performed or verified by an engineer licensed
 3203  under chapter 471, an architect licensed under chapter 481, or a
 3204  person certified as a reserve specialist or professional reserve
 3205  analyst by the Community Associations Institute or the
 3206  Association of Professional Reserve Analysts.
 3207         b. Any design professional as defined in s. 558.002(7) or
 3208  contractor licensed under chapter 489 who bids to perform a
 3209  structural integrity reserve study must disclose in writing to
 3210  the association his or her intent to bid on any services related
 3211  to any maintenance, repair, or replacement that may be
 3212  recommended by the structural integrity reserve study. Any
 3213  design professional as defined in s. 558.002 or contractor
 3214  licensed under chapter 489 who submits a bid to the association
 3215  for performing any services recommended by the structural
 3216  integrity reserve study may not have an interest, directly or
 3217  indirectly, in the firm or entity providing the association’s
 3218  structural integrity reserve study or be a relative of any
 3219  person having a direct or indirect interest in such firm, unless
 3220  such relationship is disclosed to the association in writing. As
 3221  used in this section, the term “relative” means a relative
 3222  within the third degree of consanguinity by blood or marriage. A
 3223  contract for services is voidable and terminates upon the
 3224  association filing a written notice terminating the contract if
 3225  the design professional or licensed contractor failed to provide
 3226  the written disclosure of the relationship required under this
 3227  paragraph. A design professional or licensed contractor may be
 3228  subject to discipline under the applicable practice act for his
 3229  or her profession for failure to provide the written disclosure
 3230  of the relationship required under this subparagraph.
 3231         4.a.3. At a minimum, a structural integrity reserve study
 3232  must identify each item of the cooperative property being
 3233  visually inspected, state the estimated remaining useful life
 3234  and the estimated replacement cost or deferred maintenance
 3235  expense of each item of the cooperative property being visually
 3236  inspected, and provide a reserve funding schedule with a
 3237  recommended annual reserve amount that achieves the estimated
 3238  replacement cost or deferred maintenance expense of each item of
 3239  cooperative property being visually inspected by the end of the
 3240  estimated remaining useful life of the item. The structural
 3241  integrity reserve study may recommend that reserves do not need
 3242  to be maintained for any item for which an estimate of useful
 3243  life and an estimate of replacement cost cannot be determined,
 3244  or the study may recommend a deferred maintenance expense amount
 3245  for such item. At a minimum, the structural integrity reserve
 3246  study must include a recommendation for a reserve funding
 3247  schedule based on a baseline funding plan that provides a
 3248  reserve funding goal in which the reserve funding for each
 3249  budget year is sufficient to maintain the reserve cash balance
 3250  above zero. The study may recommend other types of reserve
 3251  funding schedules, provided that each recommended schedule is
 3252  sufficient to meet the association’s maintenance obligation.
 3253         b. The structural integrity reserve study may recommend
 3254  that reserves for replacement costs do not need to be maintained
 3255  for any item with an estimated remaining useful life of greater
 3256  than 25 years, but the study may recommend a deferred
 3257  maintenance expense amount for such item. If the structural
 3258  integrity reserve study recommends reserves for any item for
 3259  which reserves are not required under this paragraph, the amount
 3260  of the recommended reserves for such item must be separately
 3261  identified in the structural integrity reserve study as an item
 3262  for which reserves are not required under this paragraph.
 3263         c. The structural integrity reserve study must take into
 3264  consideration the funding method or methods used by the
 3265  association to fund its maintenance and reserve funding
 3266  obligations through regular assessments, special assessments,
 3267  lines of credit, or loans. If the structural integrity reserve
 3268  study is performed before the association has approved a special
 3269  assessment or secured a line of credit or a loan, the structural
 3270  integrity reserve study must be updated to reflect the funding
 3271  method selected by the association and its effect on the reserve
 3272  funding schedule, including any anticipated change in the amount
 3273  of regular assessments. The structural integrity reserve study
 3274  may be updated to reflect any changes to the useful life of the
 3275  reserve items after such items are repaired or replaced, and the
 3276  effect such repair or replacement will have on the reserve
 3277  funding schedule. The association must obtain an updated
 3278  structural integrity reserve study before adopting any budget in
 3279  which the reserve funding from regular assessments, special
 3280  assessments, lines of credit, or loans do not align with the
 3281  funding plan from the most recent version of the structural
 3282  integrity reserve study.
 3283         5.4. This paragraph does not apply to buildings less than
 3284  three stories in height; single-family, two-family, or three
 3285  family dwellings with three or fewer habitable stories above
 3286  ground; any portion or component of a building that has not been
 3287  submitted to the cooperative form of ownership; or any portion
 3288  or component of a building that is maintained by a party other
 3289  than the association.
 3290         6.5. Before a developer turns over control of an
 3291  association to unit owners other than the developer, the
 3292  developer must have a turnover inspection report in compliance
 3293  with s. 719.301(4)(p) and (q) for each building on the
 3294  cooperative property that is three stories or higher in height.
 3295         7.6. Associations existing on or before July 1, 2022, which
 3296  are controlled by unit owners other than the developer, must
 3297  have a structural integrity reserve study completed by December
 3298  31, 2024, for each building on the cooperative property that is
 3299  three stories or higher in height. An association that is
 3300  required to complete a milestone inspection on or before
 3301  December 31, 2026, in accordance with s. 553.899 may complete
 3302  the structural integrity reserve study simultaneously with the
 3303  milestone inspection. In no event may the structural integrity
 3304  reserve study be completed after December 31, 2026.
 3305         8.7. If the milestone inspection required by s. 553.899, or
 3306  an inspection completed for a similar local requirement, was
 3307  performed within the past 5 years and meets the requirements of
 3308  this paragraph, such inspection may be used in place of the
 3309  visual inspection portion of the structural integrity reserve
 3310  study.
 3311         9. If the association completes a milestone inspection
 3312  required by s. 553.899, or an inspection completed for a similar
 3313  local requirement, the association may delay performance of a
 3314  required structural integrity reserve study for no more than the
 3315  2 consecutive budget years immediately following the milestone
 3316  inspection in order to allow the association to focus its
 3317  financial resources on completing the repair and maintenance
 3318  recommendations of the milestone inspection.
 3319         10.8. If the officers or directors of an association
 3320  willfully and knowingly fail to complete a structural integrity
 3321  reserve study pursuant to this paragraph, such failure is a
 3322  breach of an officer’s and director’s fiduciary relationship to
 3323  the unit owners under s. 719.104(9). An officer or a director of
 3324  the association must sign an affidavit acknowledging receipt of
 3325  the completed structural integrity reserve study.
 3326         11.9. Within 45 days after receiving the structural
 3327  integrity reserve study, the association must distribute a copy
 3328  of the study to each unit owner or deliver to each unit owner a
 3329  notice that the completed study is available for inspection and
 3330  copying upon a written request. Distribution of a copy of the
 3331  study or notice must be made by United States mail or personal
 3332  delivery at the mailing address, property address, or any other
 3333  address of the owner provided to fulfill the association’s
 3334  notice requirements under this chapter, or by electronic
 3335  transmission to the e-mail address or facsimile number provided
 3336  to fulfill the association’s notice requirements to unit owners
 3337  who previously consented to receive notice by electronic
 3338  transmission.
 3339         12.10. Within 45 days after receiving the structural
 3340  integrity reserve study, the association must provide the
 3341  division with a statement indicating that the study was
 3342  completed and that the association provided or made available
 3343  such study to each unit owner in accordance with this section.
 3344  Such statement must be provided to the division in the manner
 3345  established by the division using a form posted on the
 3346  division’s website.
 3347         13. The division shall adopt by rule the form for the
 3348  structural integrity reserve study in coordination with the
 3349  Florida Building Commission.
 3350         Section 13. Subsection (3) of section 719.501, Florida
 3351  Statutes, is amended, paragraph (c) is added to subsection (2)
 3352  of that section, and subsection (1) of that section is
 3353  reenacted, to read:
 3354         719.501 Powers and duties of Division of Florida
 3355  Condominiums, Timeshares, and Mobile Homes.—
 3356         (1) The Division of Florida Condominiums, Timeshares, and
 3357  Mobile Homes of the Department of Business and Professional
 3358  Regulation, referred to as the “division” in this part, in
 3359  addition to other powers and duties prescribed by chapter 718,
 3360  has the power to enforce and ensure compliance with this chapter
 3361  and adopted rules relating to the development, construction,
 3362  sale, lease, ownership, operation, and management of residential
 3363  cooperative units; complaints related to the procedural
 3364  completion of the structural integrity reserve studies under s.
 3365  719.106(1)(k); and complaints related to the procedural
 3366  completion of milestone inspections under s. 553.899. In
 3367  performing its duties, the division shall have the following
 3368  powers and duties:
 3369         (a) The division may make necessary public or private
 3370  investigations within or outside this state to determine whether
 3371  any person has violated this chapter or any rule or order
 3372  hereunder, to aid in the enforcement of this chapter, or to aid
 3373  in the adoption of rules or forms hereunder.
 3374         (b) The division may require or permit any person to file a
 3375  statement in writing, under oath or otherwise, as the division
 3376  determines, as to the facts and circumstances concerning a
 3377  matter to be investigated.
 3378         (c) For the purpose of any investigation under this
 3379  chapter, the division director or any officer or employee
 3380  designated by the division director may administer oaths or
 3381  affirmations, subpoena witnesses and compel their attendance,
 3382  take evidence, and require the production of any matter which is
 3383  relevant to the investigation, including the existence,
 3384  description, nature, custody, condition, and location of any
 3385  books, documents, or other tangible things and the identity and
 3386  location of persons having knowledge of relevant facts or any
 3387  other matter reasonably calculated to lead to the discovery of
 3388  material evidence. Upon failure by a person to obey a subpoena
 3389  or to answer questions propounded by the investigating officer
 3390  and upon reasonable notice to all persons affected thereby, the
 3391  division may apply to the circuit court for an order compelling
 3392  compliance.
 3393         (d) Notwithstanding any remedies available to unit owners
 3394  and associations, if the division has reasonable cause to
 3395  believe that a violation of any provision of this chapter or
 3396  related rule has occurred, the division may institute
 3397  enforcement proceedings in its own name against a developer,
 3398  association, officer, or member of the board, or its assignees
 3399  or agents, as follows:
 3400         1. The division may permit a person whose conduct or
 3401  actions may be under investigation to waive formal proceedings
 3402  and enter into a consent proceeding whereby orders, rules, or
 3403  letters of censure or warning, whether formal or informal, may
 3404  be entered against the person.
 3405         2. The division may issue an order requiring the developer,
 3406  association, officer, or member of the board, or its assignees
 3407  or agents, to cease and desist from the unlawful practice and
 3408  take such affirmative action as in the judgment of the division
 3409  will carry out the purposes of this chapter. Such affirmative
 3410  action may include, but is not limited to, an order requiring a
 3411  developer to pay moneys determined to be owed to a condominium
 3412  association.
 3413         3. The division may bring an action in circuit court on
 3414  behalf of a class of unit owners, lessees, or purchasers for
 3415  declaratory relief, injunctive relief, or restitution.
 3416         4. The division may impose a civil penalty against a
 3417  developer or association, or its assignees or agents, for any
 3418  violation of this chapter or related rule. The division may
 3419  impose a civil penalty individually against any officer or board
 3420  member who willfully and knowingly violates a provision of this
 3421  chapter, a rule adopted pursuant to this chapter, or a final
 3422  order of the division. The term “willfully and knowingly” means
 3423  that the division informed the officer or board member that his
 3424  or her action or intended action violates this chapter, a rule
 3425  adopted under this chapter, or a final order of the division,
 3426  and that the officer or board member refused to comply with the
 3427  requirements of this chapter, a rule adopted under this chapter,
 3428  or a final order of the division. The division, prior to
 3429  initiating formal agency action under chapter 120, shall afford
 3430  the officer or board member an opportunity to voluntarily comply
 3431  with this chapter, a rule adopted under this chapter, or a final
 3432  order of the division. An officer or board member who complies
 3433  within 10 days is not subject to a civil penalty. A penalty may
 3434  be imposed on the basis of each day of continuing violation, but
 3435  in no event shall the penalty for any offense exceed $5,000. The
 3436  division shall adopt, by rule, penalty guidelines applicable to
 3437  possible violations or to categories of violations of this
 3438  chapter or rules adopted by the division. The guidelines must
 3439  specify a meaningful range of civil penalties for each such
 3440  violation of the statute and rules and must be based upon the
 3441  harm caused by the violation, upon the repetition of the
 3442  violation, and upon such other factors deemed relevant by the
 3443  division. For example, the division may consider whether the
 3444  violations were committed by a developer or owner-controlled
 3445  association, the size of the association, and other factors. The
 3446  guidelines must designate the possible mitigating or aggravating
 3447  circumstances that justify a departure from the range of
 3448  penalties provided by the rules. It is the legislative intent
 3449  that minor violations be distinguished from those which endanger
 3450  the health, safety, or welfare of the cooperative residents or
 3451  other persons and that such guidelines provide reasonable and
 3452  meaningful notice to the public of likely penalties that may be
 3453  imposed for proscribed conduct. This subsection does not limit
 3454  the ability of the division to informally dispose of
 3455  administrative actions or complaints by stipulation, agreed
 3456  settlement, or consent order. All amounts collected shall be
 3457  deposited with the Chief Financial Officer to the credit of the
 3458  Division of Florida Condominiums, Timeshares, and Mobile Homes
 3459  Trust Fund. If a developer fails to pay the civil penalty, the
 3460  division shall thereupon issue an order directing that such
 3461  developer cease and desist from further operation until such
 3462  time as the civil penalty is paid or may pursue enforcement of
 3463  the penalty in a court of competent jurisdiction. If an
 3464  association fails to pay the civil penalty, the division shall
 3465  thereupon pursue enforcement in a court of competent
 3466  jurisdiction, and the order imposing the civil penalty or the
 3467  cease and desist order shall not become effective until 20 days
 3468  after the date of such order. Any action commenced by the
 3469  division shall be brought in the county in which the division
 3470  has its executive offices or in the county where the violation
 3471  occurred.
 3472         (e) The division may prepare and disseminate a prospectus
 3473  and other information to assist prospective owners, purchasers,
 3474  lessees, and developers of residential cooperatives in assessing
 3475  the rights, privileges, and duties pertaining thereto.
 3476         (f) The division has authority to adopt rules pursuant to
 3477  ss. 120.536(1) and 120.54 to implement and enforce the
 3478  provisions of this chapter.
 3479         (g) The division shall establish procedures for providing
 3480  notice to an association when the division is considering the
 3481  issuance of a declaratory statement with respect to the
 3482  cooperative documents governing such cooperative community.
 3483         (h) The division shall furnish each association which pays
 3484  the fees required by paragraph (2)(a) a copy of this act,
 3485  subsequent changes to this act on an annual basis, an amended
 3486  version of this act as it becomes available from the Secretary
 3487  of State’s office on a biennial basis, and the rules adopted
 3488  thereto on an annual basis.
 3489         (i) The division shall annually provide each association
 3490  with a summary of declaratory statements and formal legal
 3491  opinions relating to the operations of cooperatives which were
 3492  rendered by the division during the previous year.
 3493         (j) The division shall adopt uniform accounting principles,
 3494  policies, and standards to be used by all associations in the
 3495  preparation and presentation of all financial statements
 3496  required by this chapter. The principles, policies, and
 3497  standards shall take into consideration the size of the
 3498  association and the total revenue collected by the association.
 3499         (k) The division shall provide training and educational
 3500  programs for cooperative association board members and unit
 3501  owners. The training may, in the division’s discretion, include
 3502  web-based electronic media and live training and seminars in
 3503  various locations throughout the state. The division may review
 3504  and approve education and training programs for board members
 3505  and unit owners offered by providers and shall maintain a
 3506  current list of approved programs and providers and make such
 3507  list available to board members and unit owners in a reasonable
 3508  and cost-effective manner.
 3509         (l) The division shall maintain a toll-free telephone
 3510  number accessible to cooperative unit owners.
 3511         (m) When a complaint is made to the division, the division
 3512  shall conduct its inquiry with reasonable dispatch and with due
 3513  regard to the interests of the affected parties. Within 30 days
 3514  after receipt of a complaint, the division shall acknowledge the
 3515  complaint in writing and notify the complainant whether the
 3516  complaint is within the jurisdiction of the division and whether
 3517  additional information is needed by the division from the
 3518  complainant. The division shall conduct its investigation and
 3519  shall, within 90 days after receipt of the original complaint or
 3520  timely requested additional information, take action upon the
 3521  complaint. However, the failure to complete the investigation
 3522  within 90 days does not prevent the division from continuing the
 3523  investigation, accepting or considering evidence obtained or
 3524  received after 90 days, or taking administrative action if
 3525  reasonable cause exists to believe that a violation of this
 3526  chapter or a rule of the division has occurred. If an
 3527  investigation is not completed within the time limits
 3528  established in this paragraph, the division shall, on a monthly
 3529  basis, notify the complainant in writing of the status of the
 3530  investigation. When reporting its action to the complainant, the
 3531  division shall inform the complainant of any right to a hearing
 3532  pursuant to ss. 120.569 and 120.57.
 3533         (n) The division shall develop a program to certify both
 3534  volunteer and paid mediators to provide mediation of cooperative
 3535  disputes. The division shall provide, upon request, a list of
 3536  such mediators to any association, unit owner, or other
 3537  participant in arbitration proceedings under s. 718.1255
 3538  requesting a copy of the list. The division shall include on the
 3539  list of voluntary mediators only persons who have received at
 3540  least 20 hours of training in mediation techniques or have
 3541  mediated at least 20 disputes. In order to become initially
 3542  certified by the division, paid mediators must be certified by
 3543  the Supreme Court to mediate court cases in county or circuit
 3544  courts. However, the division may adopt, by rule, additional
 3545  factors for the certification of paid mediators, which factors
 3546  must be related to experience, education, or background. Any
 3547  person initially certified as a paid mediator by the division
 3548  must, in order to continue to be certified, comply with the
 3549  factors or requirements imposed by rules adopted by the
 3550  division.
 3551         (2)
 3552         (c)A cooperative association shall create and maintain an
 3553  online account with the division, as required in subsection (3).
 3554         (3) On or before October 1, 2025, all cooperative
 3555  associations shall create and maintain an online account with
 3556  the division and provide information requested by the division
 3557  in an electronic format determined by the division. The division
 3558  shall adopt rules to implement this subsection. The division may
 3559  require cooperative associations to provide such information no
 3560  more than once per year, except that the division may require
 3561  cooperative associations to update their contact information in
 3562  paragraph (a) within 30 days after any change. The division
 3563  shall provide a cooperative association at least a 45-day notice
 3564  of any requirement to provide any required information after the
 3565  cooperative association creates an online account. The
 3566  information that the division may require associations to
 3567  provide is limited to:
 3568         (a)The contact information for the association that
 3569  includes all of the following:
 3570         1.The name of the association.
 3571         2. The physical address of the cooperative property.
 3572         3.The mailing address and county of the association.
 3573         4.The e-mail address and telephone number for the
 3574  association.
 3575         5.The name and board title for each member of the
 3576  association’s board.
 3577         6.The name and contact information of the association’s
 3578  community association manager or community association
 3579  management firm, if applicable.
 3580         7.The hyperlink or website address of the association’s
 3581  website, if applicable.
 3582         (b)The total number of buildings and for each building in
 3583  the association:
 3584         1.The total number of stories of each building, including
 3585  both habitable and uninhabitable stories.
 3586         2.The total number of units.
 3587         3.The age of each building based on the certificate of
 3588  occupancy.
 3589         4.Any construction commenced on the common elements within
 3590  the previous calendar year.
 3591         (c)The association’s assessments, including the:
 3592         1.Amount of assessment or special assessment by unit type,
 3593  including reserves.
 3594         2.Purpose of the assessment or special assessment.
 3595         3.Name of the financial institution or institutions with
 3596  which the association maintains accounts.
 3597         (d)A copy of any structural integrity reserve study and
 3598  any associated materials requested by the department. The
 3599  association must provide such materials within 5 business days
 3600  after such request, in a manner prescribed by the department.
 3601         (a) On or before January 1, 2023, cooperative associations
 3602  existing on or before July 1, 2022, must provide the following
 3603  information to the division in writing, by e-mail, United States
 3604  Postal Service, commercial delivery service, or hand delivery,
 3605  at a physical address or e-mail address provided by the division
 3606  and on a form posted on the division’s website:
 3607         1. The number of buildings on the cooperative property that
 3608  are three stories or higher in height.
 3609         2. The total number of units in all such buildings.
 3610         3. The addresses of all such buildings.
 3611         4. The counties in which all such buildings are located.
 3612         (b) The division must compile a list of the number of
 3613  buildings on cooperative property that are three stories or
 3614  higher in height, which is searchable by county, and must post
 3615  the list on the division’s website. This list must include all
 3616  of the following information:
 3617         1. The name of each association with buildings on the
 3618  cooperative property that are three stories or higher in height.
 3619         2. The number of such buildings on each association’s
 3620  property.
 3621         3. The addresses of all such buildings.
 3622         4. The counties in which all such buildings are located.
 3623         (c) An association must provide an update in writing to the
 3624  division if there are any changes to the information in the list
 3625  under paragraph (b) within 6 months after the change.
 3626         Section 14. Paragraph (d) of subsection (1) and paragraphs
 3627  (c) and (d) of subsection (2) of section 719.503, Florida
 3628  Statutes, are amended, to read:
 3629         719.503 Disclosure prior to sale.—
 3630         (1) DEVELOPER DISCLOSURE.—
 3631         (d) Milestone inspection, turnover inspection report, or
 3632  structural integrity reserve study.—If the association is
 3633  required to have completed a milestone inspection as described
 3634  in s. 553.899, a turnover inspection report for a turnover
 3635  inspection performed on or after July 1, 2023, or a structural
 3636  integrity reserve study, and the association has not completed
 3637  the milestone inspection, the turnover inspection report, or the
 3638  structural integrity reserve study, each contract entered into
 3639  after December 31, 2024, for the sale of a residential unit
 3640  shall contain in conspicuous type a statement indicating that
 3641  the association is required to have a milestone inspection, a
 3642  turnover inspection report, or a structural integrity reserve
 3643  study and has not completed such inspection, report, or study,
 3644  as appropriate. If the association is not required to have a
 3645  milestone inspection as described in s. 553.899 or a structural
 3646  integrity reserve study, each contract entered into after
 3647  December 31, 2024, for the sale of a residential unit shall
 3648  contain in conspicuous type a statement indicating that the
 3649  association is not required to have a milestone inspection or a
 3650  structural integrity reserve study, as appropriate. If the
 3651  association has completed a milestone inspection as described in
 3652  s. 553.899, a turnover inspection report for a turnover
 3653  inspection performed on or after July 1, 2023, or a structural
 3654  integrity reserve study, each contract entered into after
 3655  December 31, 2024, for the sale of a residential unit shall
 3656  contain in conspicuous type:
 3657         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 3658  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR
 3659  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 3660  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 3661  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 3662  719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 3663  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 3664  RESERVE STUDY DESCRIBED IN SECTIONS 719.103(24) AND
 3665  719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 15
 3666  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 3667  PRIOR TO EXECUTION OF THIS CONTRACT; and
 3668         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 3669  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 3670  CANCEL WITHIN 15 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 3671  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 3672  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR
 3673  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 3674  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 3675  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 3676  719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 3677  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 3678  RESERVE STUDY DESCRIBED IN SECTIONS 719.103(24) AND
 3679  719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
 3680  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 3681  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 15
 3682  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 3683  THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
 3684  SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
 3685  SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
 3686  INSPECTION REPORT DESCRIBED IN SECTION 719.301(4)(p) AND (q),
 3687  FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION’S MOST RECENT
 3688  STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
 3689  719.103(24) AND 719.106(1)(k), FLORIDA STATUTES, IF REQUESTED IN
 3690  WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL TERMINATE AT
 3691  CLOSING.
 3692  
 3693  A contract that does not conform to the requirements of this
 3694  paragraph is voidable at the option of the purchaser before
 3695  prior to closing.
 3696         (2) NONDEVELOPER DISCLOSURE.—
 3697         (c) Each contract entered into after July 1, 1992, for the
 3698  resale of an interest in a cooperative shall contain in
 3699  conspicuous type either:
 3700         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 3701  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE ARTICLES OF
 3702  INCORPORATION OF THE ASSOCIATION, BYLAWS, RULES OF THE
 3703  ASSOCIATION, AND THE QUESTION AND ANSWER SHEET MORE THAN 7 3
 3704  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 3705  PRIOR TO EXECUTION OF THIS CONTRACT; or
 3706         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 3707  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 3708  CANCEL WITHIN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 3709  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 3710  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE ARTICLES OF
 3711  INCORPORATION, BYLAWS, AND RULES OF THE ASSOCIATION, AND
 3712  QUESTION AND ANSWER SHEET, IF SO REQUESTED IN WRITING. ANY
 3713  PURPORTED WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO
 3714  EFFECT. BUYER MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF
 3715  NOT MORE THAN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 3716  HOLIDAYS, AFTER THE BUYER RECEIVES THE ARTICLES OF
 3717  INCORPORATION, BYLAWS, RULES, AND QUESTION AND ANSWER SHEET, IF
 3718  REQUESTED IN WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL
 3719  TERMINATE AT CLOSING.
 3720  
 3721  A contract that does not conform to the requirements of this
 3722  paragraph is voidable at the option of the purchaser before
 3723  prior to closing.
 3724         (d) If the association is required to have completed a
 3725  milestone inspection as described in s. 553.899, a turnover
 3726  inspection report for a turnover inspection performed on or
 3727  after July 1, 2023, or a structural integrity reserve study, and
 3728  the association has not completed the milestone inspection, the
 3729  turnover inspection report, or the structural integrity reserve
 3730  study, each contract entered into after December 31, 2024, for
 3731  the sale of a residential unit shall contain in conspicuous type
 3732  a statement indicating that the association is required to have
 3733  a milestone inspection, a turnover inspection report, or a
 3734  structural integrity reserve study and has not completed such
 3735  inspection, report, or study, as appropriate. If the association
 3736  is not required to have a milestone inspection as described in
 3737  s. 553.899 or a structural integrity reserve study, each
 3738  contract entered into after December 31, 2024, for the sale of a
 3739  residential unit shall contain in conspicuous type a statement
 3740  indicating that the association is not required to have a
 3741  milestone inspection or a structural integrity reserve study, as
 3742  appropriate. If the association has completed a milestone
 3743  inspection as described in s. 553.899, a turnover inspection
 3744  report for a turnover inspection performed on or after July 1,
 3745  2023, or a structural integrity reserve study, each contract
 3746  entered into after December 31, 2024, for the resale of a
 3747  residential unit shall contain in conspicuous type:
 3748         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 3749  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR
 3750  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 3751  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 3752  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 3753  719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 3754  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 3755  RESERVE STUDY DESCRIBED IN SECTIONS 719.103(24) AND
 3756  719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 7 3
 3757  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 3758  PRIOR TO EXECUTION OF THIS CONTRACT; and
 3759         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 3760  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 3761  CANCEL WITHIN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 3762  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 3763  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR
 3764  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 3765  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 3766  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 3767  719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 3768  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 3769  RESERVE STUDY DESCRIBED IN SECTIONS 719.103(24) AND
 3770  719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
 3771  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 3772  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 7
 3773  3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 3774  THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
 3775  SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
 3776  SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
 3777  INSPECTION REPORT DESCRIBED IN SECTION 719.301(4)(p) AND (q),
 3778  FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION’S MOST RECENT
 3779  STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
 3780  719.103(24) AND 719.106(1)(k), FLORIDA STATUTES, IF REQUESTED IN
 3781  WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL TERMINATE AT
 3782  CLOSING.
 3783  
 3784  A contract that does not conform to the requirements of this
 3785  paragraph is voidable at the option of the purchaser before
 3786  prior to closing.
 3787         Section 15. Subsection (3) of section 914.21, Florida
 3788  Statutes, is amended to read:
 3789         914.21 Definitions.—As used in ss. 914.22-914.24, the term:
 3790         (3) “Official investigation” means any investigation
 3791  instituted by a law enforcement agency or prosecuting officer of
 3792  the state or a political subdivision of the state or the
 3793  Commission on Ethics or the Division of Florida Condominiums,
 3794  Timeshares, and Mobile Homes of the Department of Business and
 3795  Professional Regulation.
 3796         Section 16. For the 2025-2026 fiscal year, the recurring
 3797  sum of $150,000 and nonrecurring sum of $100,000 are
 3798  appropriated from the Professional Regulation Trust Fund to the
 3799  Department of Business and Professional Regulation to contract
 3800  with the University of Florida to implement s. 553.899(3)(f),
 3801  Florida Statutes, as amended by this act. The unexpended balance
 3802  of nonrecurring funds provided by this section shall revert and
 3803  is appropriated for the same purpose for the 2026-2027 fiscal
 3804  year.
 3805         Section 17. For the purpose of incorporating the amendment
 3806  made by this act to section 718.111, Florida Statutes, in a
 3807  reference thereto, paragraph (e) of subsection (3) of section
 3808  721.13, Florida Statutes, is reenacted to read:
 3809         721.13 Management.—
 3810         (3) The duties of the managing entity include, but are not
 3811  limited to:
 3812         (e) Arranging for an annual audit of the financial
 3813  statements of the timeshare plan by a certified public
 3814  accountant licensed by the Board of Accountancy of the
 3815  Department of Business and Professional Regulation, in
 3816  accordance with generally accepted auditing standards as defined
 3817  by the rules of the Board of Accountancy of the Department of
 3818  Business and Professional Regulation. The financial statements
 3819  required by this section must be prepared on an accrual basis
 3820  using fund accounting, and must be presented in accordance with
 3821  generally accepted accounting principles. A copy of the audited
 3822  financial statements must be filed with the division for review
 3823  and forwarded to the board of directors and officers of the
 3824  owners’ association, if one exists, no later than 5 calendar
 3825  months after the end of the timeshare plan’s fiscal year. If no
 3826  owners’ association exists, each purchaser must be notified, no
 3827  later than 5 months after the end of the timeshare plan’s fiscal
 3828  year, that a copy of the audited financial statements is
 3829  available upon request to the managing entity. Notwithstanding
 3830  any requirement of s. 718.111(13) or s. 719.104(4), the audited
 3831  financial statements required by this section are the only
 3832  annual financial reporting requirements for timeshare
 3833  condominiums or timeshare cooperatives.
 3834         Section 18. For the purpose of incorporating the amendment
 3835  made by this act to section 718.112, Florida Statutes, in
 3836  references thereto, paragraph (a) of subsection (7) and
 3837  paragraph (c) of subsection (21) of section 718.504, Florida
 3838  Statutes, are reenacted to read:
 3839         718.504 Prospectus or offering circular.—Every developer of
 3840  a residential condominium which contains more than 20
 3841  residential units, or which is part of a group of residential
 3842  condominiums which will be served by property to be used in
 3843  common by unit owners of more than 20 residential units, shall
 3844  prepare a prospectus or offering circular and file it with the
 3845  Division of Florida Condominiums, Timeshares, and Mobile Homes
 3846  prior to entering into an enforceable contract of purchase and
 3847  sale of any unit or lease of a unit for more than 5 years and
 3848  shall furnish a copy of the prospectus or offering circular to
 3849  each buyer. In addition to the prospectus or offering circular,
 3850  each buyer shall be furnished a separate page entitled
 3851  “Frequently Asked Questions and Answers,” which shall be in
 3852  accordance with a format approved by the division and a copy of
 3853  the financial information required by s. 718.111. This page
 3854  shall, in readable language, inform prospective purchasers
 3855  regarding their voting rights and unit use restrictions,
 3856  including restrictions on the leasing of a unit; shall indicate
 3857  whether and in what amount the unit owners or the association is
 3858  obligated to pay rent or land use fees for recreational or other
 3859  commonly used facilities; shall contain a statement identifying
 3860  that amount of assessment which, pursuant to the budget, would
 3861  be levied upon each unit type, exclusive of any special
 3862  assessments, and which shall further identify the basis upon
 3863  which assessments are levied, whether monthly, quarterly, or
 3864  otherwise; shall state and identify any court cases in which the
 3865  association is currently a party of record in which the
 3866  association may face liability in excess of $100,000; shall
 3867  state whether the condominium is created within a portion of a
 3868  building or within a multiple parcel building; and which shall
 3869  further state whether membership in a recreational facilities
 3870  association is mandatory, and if so, shall identify the fees
 3871  currently charged per unit type. The division shall by rule
 3872  require such other disclosure as in its judgment will assist
 3873  prospective purchasers. The prospectus or offering circular may
 3874  include more than one condominium, although not all such units
 3875  are being offered for sale as of the date of the prospectus or
 3876  offering circular. The prospectus or offering circular must
 3877  contain the following information:
 3878         (7) A description of the recreational and other facilities
 3879  that will be used in common with other condominiums, community
 3880  associations, or planned developments which require the payment
 3881  of the maintenance and expenses of such facilities, directly or
 3882  indirectly, by the unit owners. The description shall include,
 3883  but not be limited to, the following:
 3884         (a) Each building and facility committed to be built and a
 3885  summary description of the structural integrity of each building
 3886  for which reserves are required pursuant to s. 718.112(2)(g).
 3887  
 3888  Descriptions shall include location, areas, capacities, numbers,
 3889  volumes, or sizes and may be stated as approximations or
 3890  minimums.
 3891         (21) An estimated operating budget for the condominium and
 3892  the association, and a schedule of the unit owner’s expenses
 3893  shall be attached as an exhibit and shall contain the following
 3894  information:
 3895         (c) The estimated items of expenses of the condominium and
 3896  the association, except as excluded under paragraph (b),
 3897  including, but not limited to, the following items, which shall
 3898  be stated as an association expense collectible by assessments
 3899  or as unit owners’ expenses payable to persons other than the
 3900  association:
 3901         1. Expenses for the association and condominium:
 3902         a. Administration of the association.
 3903         b. Management fees.
 3904         c. Maintenance.
 3905         d. Rent for recreational and other commonly used
 3906  facilities.
 3907         e. Taxes upon association property.
 3908         f. Taxes upon leased areas.
 3909         g. Insurance.
 3910         h. Security provisions.
 3911         i. Other expenses.
 3912         j. Operating capital.
 3913         k. Reserves for all applicable items referenced in s.
 3914  718.112(2)(g).
 3915         l. Fees payable to the division.
 3916         2. Expenses for a unit owner:
 3917         a. Rent for the unit, if subject to a lease.
 3918         b. Rent payable by the unit owner directly to the lessor or
 3919  agent under any recreational lease or lease for the use of
 3920  commonly used facilities, which use and payment is a mandatory
 3921  condition of ownership and is not included in the common expense
 3922  or assessments for common maintenance paid by the unit owners to
 3923  the association.
 3924         Section 19. For the purpose of incorporating the amendment
 3925  made by this act to section 718.112, Florida Statutes, in
 3926  references thereto, paragraph (d) of subsection (1) of section
 3927  718.618, Florida Statutes, is reenacted to read:
 3928         718.618 Converter reserve accounts; warranties.—
 3929         (1) When existing improvements are converted to ownership
 3930  as a residential condominium, the developer shall establish
 3931  converter reserve accounts for capital expenditures and deferred
 3932  maintenance, or give warranties as provided by subsection (6),
 3933  or post a surety bond as provided by subsection (7). The
 3934  developer shall fund the converter reserve accounts in amounts
 3935  calculated as follows:
 3936         (d) In addition to establishing the reserve accounts
 3937  specified above, the developer shall establish those other
 3938  reserve accounts required by s. 718.112(2)(f), and shall fund
 3939  those accounts in accordance with the formula provided therein.
 3940  The vote to waive or reduce the funding or reserves required by
 3941  s. 718.112(2)(f) does not affect or negate the obligations
 3942  arising under this section.
 3943         Section 20. For the purpose of incorporating the amendment
 3944  made by this act to sections 718.111, 718.112, and 718.503,
 3945  Florida Statutes, in references thereto, subsections (1) and (3)
 3946  of section 718.706, Florida Statutes, are reenacted to read:
 3947         718.706 Specific provisions pertaining to offering of units
 3948  by a bulk assignee or bulk buyer.—
 3949         (1) Before offering more than seven units in a single
 3950  condominium for sale or for lease for a term exceeding 5 years,
 3951  a bulk assignee or a bulk buyer must file the following
 3952  documents with the division and provide such documents to a
 3953  prospective purchaser or tenant:
 3954         (a) An updated prospectus or offering circular, or a
 3955  supplement to the prospectus or offering circular, filed by the
 3956  original developer prepared in accordance with s. 718.504, which
 3957  must include the form of contract for sale and for lease in
 3958  compliance with s. 718.503(2);
 3959         (b) An updated Frequently Asked Questions and Answers
 3960  sheet;
 3961         (c) The executed escrow agreement if required under s.
 3962  718.202; and
 3963         (d) The financial information required by s. 718.111(13).
 3964  However, if a financial information report did not exist before
 3965  the acquisition of title by the bulk assignee or bulk buyer, and
 3966  if accounting records that permit preparation of the required
 3967  financial information report for that period cannot be obtained
 3968  despite good faith efforts by the bulk assignee or the bulk
 3969  buyer, the bulk assignee or bulk buyer is excused from the
 3970  requirement of this paragraph. However, the bulk assignee or
 3971  bulk buyer must include in the purchase contract the following
 3972  statement in conspicuous type:
 3973  
 3974         ALL OR A PORTION OF THE FINANCIAL INFORMATION REPORT
 3975         REQUIRED UNDER S. 718.111(13) FOR THE TIME PERIOD
 3976         BEFORE THE SELLER’S ACQUISITION OF THE UNIT IS NOT
 3977         AVAILABLE OR CANNOT BE OBTAINED DESPITE THE GOOD FAITH
 3978         EFFORTS OF THE SELLER.
 3979  
 3980         (3) A bulk assignee, while in control of the board of
 3981  administration of the association, may not authorize, on behalf
 3982  of the association:
 3983         (a) The waiver of reserves or the reduction of funding of
 3984  the reserves pursuant to s. 718.112(2)(f)2., unless approved by
 3985  a majority of the voting interests not controlled by the
 3986  developer, bulk assignee, and bulk buyer; or
 3987         (b) The use of reserve expenditures for other purposes
 3988  pursuant to s. 718.112(2)(f)3., unless approved by a majority of
 3989  the voting interests not controlled by the developer, bulk
 3990  assignee, and bulk buyer.
 3991         Section 21. For the purpose of incorporating the amendment
 3992  made by this act to section 719.106, Florida Statutes, in a
 3993  reference thereto, subsection (24) of section 719.103, Florida
 3994  Statutes, is reenacted to read:
 3995         719.103 Definitions.—As used in this chapter:
 3996         (24) “Structural integrity reserve study” means a study of
 3997  the reserve funds required for future major repairs and
 3998  replacement of the cooperative property performed as required
 3999  under s. 719.106(1)(k).
 4000         Section 22. For the purpose of incorporating the amendment
 4001  made by this act to section 719.106, Florida Statutes, in
 4002  references thereto, paragraph (a) of subsection (7) and
 4003  paragraph (c) of subsection (20) of section 719.504, Florida
 4004  Statutes, are reenacted to read:
 4005         719.504 Prospectus or offering circular.—Every developer of
 4006  a residential cooperative which contains more than 20
 4007  residential units, or which is part of a group of residential
 4008  cooperatives which will be served by property to be used in
 4009  common by unit owners of more than 20 residential units, shall
 4010  prepare a prospectus or offering circular and file it with the
 4011  Division of Florida Condominiums, Timeshares, and Mobile Homes
 4012  prior to entering into an enforceable contract of purchase and
 4013  sale of any unit or lease of a unit for more than 5 years and
 4014  shall furnish a copy of the prospectus or offering circular to
 4015  each buyer. In addition to the prospectus or offering circular,
 4016  each buyer shall be furnished a separate page entitled
 4017  “Frequently Asked Questions and Answers,” which must be in
 4018  accordance with a format approved by the division. This page
 4019  must, in readable language: inform prospective purchasers
 4020  regarding their voting rights and unit use restrictions,
 4021  including restrictions on the leasing of a unit; indicate
 4022  whether and in what amount the unit owners or the association is
 4023  obligated to pay rent or land use fees for recreational or other
 4024  commonly used facilities; contain a statement identifying that
 4025  amount of assessment which, pursuant to the budget, would be
 4026  levied upon each unit type, exclusive of any special
 4027  assessments, and which identifies the basis upon which
 4028  assessments are levied, whether monthly, quarterly, or
 4029  otherwise; state and identify any court cases in which the
 4030  association is currently a party of record in which the
 4031  association may face liability in excess of $100,000; and state
 4032  whether membership in a recreational facilities association is
 4033  mandatory and, if so, identify the fees currently charged per
 4034  unit type. The division shall by rule require such other
 4035  disclosure as in its judgment will assist prospective
 4036  purchasers. The prospectus or offering circular may include more
 4037  than one cooperative, although not all such units are being
 4038  offered for sale as of the date of the prospectus or offering
 4039  circular. The prospectus or offering circular must contain the
 4040  following information:
 4041         (7) A description of the recreational and other facilities
 4042  that will be used in common with other cooperatives, community
 4043  associations, or planned developments which require the payment
 4044  of the maintenance and expenses of such facilities, directly or
 4045  indirectly, by the unit owners. The description shall include,
 4046  but not be limited to, the following:
 4047         (a) Each building and facility committed to be built and a
 4048  summary description of the structural integrity of each building
 4049  for which reserves are required pursuant to s. 719.106(1)(k).
 4050  
 4051  Descriptions shall include location, areas, capacities, numbers,
 4052  volumes, or sizes and may be stated as approximations or
 4053  minimums.
 4054         (20) An estimated operating budget for the cooperative and
 4055  the association, and a schedule of the unit owner’s expenses
 4056  shall be attached as an exhibit and shall contain the following
 4057  information:
 4058         (c) The estimated items of expenses of the cooperative and
 4059  the association, except as excluded under paragraph (b),
 4060  including, but not limited to, the following items, which shall
 4061  be stated as an association expense collectible by assessments
 4062  or as unit owners’ expenses payable to persons other than the
 4063  association:
 4064         1. Expenses for the association and cooperative:
 4065         a. Administration of the association.
 4066         b. Management fees.
 4067         c. Maintenance.
 4068         d. Rent for recreational and other commonly used areas.
 4069         e. Taxes upon association property.
 4070         f. Taxes upon leased areas.
 4071         g. Insurance.
 4072         h. Security provisions.
 4073         i. Other expenses.
 4074         j. Operating capital.
 4075         k. Reserves for all applicable items referenced in s.
 4076  719.106(1)(k).
 4077         l. Fee payable to the division.
 4078         2. Expenses for a unit owner:
 4079         a. Rent for the unit, if subject to a lease.
 4080         b. Rent payable by the unit owner directly to the lessor or
 4081  agent under any recreational lease or lease for the use of
 4082  commonly used areas, which use and payment are a mandatory
 4083  condition of ownership and are not included in the common
 4084  expense or assessments for common maintenance paid by the unit
 4085  owners to the association.
 4086         Section 23. Except as otherwise provided in this act, this
 4087  act shall take effect July 1, 2025.