Florida Senate - 2025               CS for CS for CS for SB 1742
       
       
        
       By the Committee on Rules; the Appropriations Committee on
       Agriculture, Environment, and General Government; the Committee
       on Regulated Industries; and Senators Bradley and Pizzo
       
       
       
       595-03812-25                                          20251742c3
    1                        A bill to be entitled                      
    2         An act relating to condominium and cooperative
    3         associations; amending s. 468.432, F.S.; prohibiting a
    4         person whose community association manager license is
    5         revoked from having an indirect or direct ownership
    6         interest in, or being an employee, a partner, an
    7         officer, a director, or a trustee of, a community
    8         association management firm for a specified timeframe;
    9         requiring a licensee to create and maintain an online
   10         licensure account with the Department of Business and
   11         Professional Regulation; requiring a community
   12         association manager to identify on his or her online
   13         licensure account certain information; requiring a
   14         licensee to provide specific information on his or her
   15         online licensure account; requiring that such
   16         information be updated within a specified timeframe;
   17         requiring a community association management firm to
   18         identify on its online licensure account the community
   19         association managers that it employs to provide
   20         community association management services; requiring
   21         the department to give written notice to the community
   22         association management firm and the community
   23         association if the community association manager has
   24         his or her license suspended or revoked; amending s.
   25         468.4334, F.S.; prohibiting a community association
   26         manager or a community association management firm
   27         from knowingly performing any act directed by the
   28         community association if such act violates any state
   29         or federal law; revising the contractual obligations a
   30         community association manager or a community
   31         association management firm has with the association
   32         board; requiring that such contract include a certain
   33         statement, if applicable to the type of management
   34         services provided in the contract; prohibiting such
   35         contracts from waiving or limiting certain
   36         professional practice standards; requiring a community
   37         association to include specified information on its
   38         website or mobile application, if such association is
   39         required to maintain official records on a website or
   40         an application; conforming provisions to changes made
   41         by the act; amending s. 468.4335, F.S.; revising what
   42         constitutes a rebuttable presumption of a conflict of
   43         interest with a community association manager or a
   44         community association management firm; defining the
   45         term “compensation”; requiring an association to
   46         solicit multiple bids from other third-party providers
   47         if a bid that exceeds a specified amount is or may
   48         reasonably be construed to be a conflict of interest;
   49         providing applicability; deleting a requirement that
   50         all contracts and transactional documents related to a
   51         proposed activity that is a conflict of interest be
   52         attached to the meeting agenda of the next board of
   53         administration meeting; requiring the notice of the
   54         board meeting to include certain information about the
   55         proposed activity that is a conflict of interest;
   56         deleting a requirement that the proposed activity be
   57         disclosed at the next regular or special meeting of
   58         the members; providing that a contract is voidable if
   59         certain findings are made; providing specifications
   60         for terminating a contract; making technical changes;
   61         amending s. 553.899, F.S.; requiring the local
   62         enforcement agency responsible for milestone
   63         inspections to provide to the Department of Business
   64         and Professional Regulation certain information in an
   65         electronic format; specifying the information to be
   66         provided to the department; requiring the department
   67         to contract with the University of Florida for the
   68         creation of a report that provides certain information
   69         on milestone inspections during a specified timeframe;
   70         requiring a local enforcement agency to provide the
   71         university with certain information; authorizing the
   72         university to request any additional information from
   73         a local enforcement agency required to complete the
   74         report; requiring the university to compile the report
   75         and the department to transmit the report to the
   76         Governor and the Legislature; requiring, rather than
   77         authorizing, the board of county commissioners or a
   78         municipal governing body to adopt a specified
   79         ordinance; requiring specified professionals who bid
   80         to perform a milestone inspection to disclose to the
   81         association in writing their intent to bid on services
   82         related to any maintenance, repair, or replacement
   83         that may be recommended by the milestone inspection;
   84         prohibiting such professionals from having any
   85         interest in or being related to any person having any
   86         interest in the firm or entity providing the
   87         association’s milestone inspection unless such
   88         relationship is disclosed in writing; defining the
   89         term “relative”; providing that a contract for
   90         services is voidable and terminates upon the
   91         association filing a written notice terminating such a
   92         contract if such professionals fail to provide a
   93         written disclosure of such relationship with the firm
   94         conducting the milestone inspection; providing that
   95         such professionals may be subject to discipline for
   96         failure to provide such written disclosure; amending
   97         s. 718.103, F.S.; revising the definition of the term
   98         “alternative funding method”; defining the term “video
   99         conference”; amending s. 718.111, F.S.; requiring a
  100         community association manager or a community
  101         association management firm that contracts with a
  102         community association to possess specific licenses;
  103         providing that all board members or officers of a
  104         community association that contracts with a community
  105         association manager or a community association
  106         management firm have a duty to ensure that the
  107         community association manager or community association
  108         management firm is properly licensed before entering
  109         into a contract; authorizing a community association
  110         to terminate a contract with a community association
  111         manager or a community association management firm if
  112         the manager’s or management firm’s license is
  113         suspended or revoked during the term of the contract;
  114         providing that a community association may terminate a
  115         contract with a community association management firm
  116         if such firm has its license suspended or revoked,
  117         effective upon the date of the license suspension or
  118         revocation; requiring every condominium association to
  119         have adequate property insurance; deleting specified
  120         required coverage; providing that the amount of
  121         adequate insurance coverage may be based on the
  122         replacement cost of the property to be insured, as
  123         determined by an independent insurance appraisal or
  124         previous appraisal; requiring that such replacement
  125         cost be determined according to a specified timeframe;
  126         providing that an association’s obligation to obtain
  127         and provide adequate property insurance may be
  128         satisfied by obtaining and maintaining insurance
  129         coverage sufficient to cover a specified amount;
  130         revising which items constitute the official records
  131         of the association; requiring that certain documents
  132         be posted on certain associations’ websites or made
  133         available for download through an application on a
  134         mobile device within a specified timeframe; revising
  135         which documents must be posted in digital format on
  136         the association’s website or application; revising the
  137         timeframe in which the association must deliver a copy
  138         of the most recent financial report or a notice that a
  139         copy of the most recent financial report will be
  140         distributed; revising the methods of delivery for a
  141         copy of the most recent association financial report
  142         to include electronic delivery via the Internet;
  143         requiring that an officer or a director execute an
  144         affidavit as evidence of compliance with the delivery
  145         requirement; revising how financial reports are
  146         prepared; requiring an association board to use best
  147         efforts to make prudent investment decisions in
  148         fulfilling its duty to manage operating and reserve
  149         funds of the association; authorizing an association,
  150         including a multicondominium association, to invest
  151         reserve funds in specified financial institutions;
  152         authorizing such associations to place reserve funds
  153         in other investments upon a majority vote of the
  154         voting interests of the association; providing
  155         restrictions; prohibiting any funds not identified as
  156         reserve funds from being used for investments;
  157         requiring a board to create an investment committee
  158         composed of a specified minimum number of board
  159         members; requiring the board to adopt rules; requiring
  160         that all meetings of the investment committee be
  161         recorded and made part of the official records of the
  162         association; requiring that the investment policy
  163         statement developed pursuant to certain provisions
  164         address specified issues; requiring the investment
  165         committee to recommend investment advisers to the
  166         board; requiring the board to select one of the
  167         recommended investment advisers to provide services to
  168         the association; requiring that such advisers be
  169         registered; prohibiting an investment adviser from
  170         being related to any board member, community
  171         management company, reserve study provider, or co
  172         owner of a unit with a board member or investment
  173         committee member; requiring investment advisers to
  174         comply with the prudent investor rule; requiring an
  175         adviser to act as a fiduciary to the association;
  176         providing that the investment and fiduciary standards
  177         required by the act take precedence over any
  178         conflicting law; requiring the investment committee to
  179         recommend a replacement adviser if the committee
  180         determines that an investment adviser is not meeting
  181         requirements; requiring the association to provide the
  182         investment adviser with specified financial
  183         information at least once each calendar year, or
  184         sooner if a substantial financial obligation of the
  185         association becomes known to the board; requiring the
  186         investment adviser to annually review such financial
  187         information and provide the association with a
  188         portfolio allocation model that is suitably structured
  189         and prudently designed to match projected annual
  190         reserve fund requirements and liability, assets, and
  191         liquidity requirements; requiring the investment
  192         adviser to prepare a funding projection for each
  193         reserve component, including any of the component’s
  194         redundancies; requiring that a specified minimum
  195         timeframe of projected reserves in cash or cash
  196         equivalents be available to the association;
  197         authorizing a portfolio managed by an investment
  198         adviser to contain any type of investment necessary to
  199         meet the objectives in the investment policy
  200         statement; providing exceptions; requiring that any
  201         funds invested by the investment adviser be held in
  202         third-party custodial accounts that are subject to
  203         insurance coverage by the Securities Investor
  204         Protection Corporation in an amount equal to or
  205         greater than the invested amount; authorizing the
  206         investment adviser to withdraw investment fees,
  207         expenses, and commissions from invested funds;
  208         requiring the investment adviser to annually provide
  209         the association with a written certification of
  210         compliance with certain provisions and provide the
  211         association with a list of certain stocks, securities,
  212         and other obligations; requiring the investment
  213         adviser to submit monthly, quarterly, and annual
  214         reports to the association, prepared in accordance
  215         with established financial industry standards;
  216         requiring that any principal, earnings, or interest
  217         managed be available to the association at no cost
  218         within a specified timeframe after the association’s
  219         written or electronic request; requiring that
  220         unallocated income earned on reserve fund investments
  221         be spent only on specified expenditures; amending s.
  222         718.112, F.S.; authorizing an association board
  223         meeting to be conducted in person or by video
  224         conference; requiring the Division of Florida
  225         Condominiums, Timeshares, and Mobile Homes to adopt
  226         rules; requiring that notice for board meetings
  227         conducted via video conference contain specific
  228         information; requiring that such meetings be recorded
  229         and maintained as an official record of the
  230         association; revising how notice may be sent to unit
  231         owners; revising the distance from the condominium
  232         property within which a unit owner meeting must be
  233         held; authorizing a unit owner to vote electronically
  234         if the unit owner meeting is conducted via video
  235         conference; authorizing unit owner meetings to be
  236         conducted in person or via video conference;
  237         specifying what constitutes a quorum for meetings held
  238         via video conference; requiring that the location of
  239         the meeting be provided in the association bylaws or
  240         within a specified distance from, or within the same
  241         county of, the condominium property if the bylaws are
  242         silent as to the location; requiring that meetings
  243         held via video conference be recorded and be
  244         maintained as an official record of the association;
  245         requiring the division to adopt rules; revising the
  246         method of serving notices of unit owner meetings;
  247         authorizing budget meetings to be conducted via video
  248         conference; requiring the division to adopt rules;
  249         requiring that a sound transmitting device be used at
  250         such meetings for a specified purpose; revising a
  251         provision that a board proposing a budget that
  252         requires a certain special assessment against unit
  253         owners to simultaneously propose a substitute budget
  254         that meets certain requirements, rather than conduct a
  255         special meeting of the unit owners to consider a
  256         substitute budget after the adoption of the annual
  257         budget; requiring unit owners, rather than authorizing
  258         them, to consider a substitute budget; authorizing the
  259         annual budget initially proposed to be adopted by the
  260         board; revising the criteria used in determining
  261         whether assessments exceed the specified percentage of
  262         assessments of the previous fiscal year; revising the
  263         threshold for deferred maintenance expenses or
  264         replacements in reserve accounts; authorizing the
  265         members to vote to waive the maintenance of reserves
  266         recommended in the most recent structural integrity
  267         reserve study under certain circumstances; revising
  268         the provision that any association, rather than an
  269         association operating a multicondominium, may
  270         determine to provide no reserves or less reserves than
  271         required if an alternative funding method is used by
  272         the association; deleting the requirement that the
  273         division approve the funding method; providing that
  274         specified reserves may be funded by regular
  275         assessments, special assessments, lines of credit, or
  276         loans under certain circumstances; authorizing a unit
  277         owner-controlled association that is required to have
  278         a structural reserve study to obtain a line of credit
  279         or a loan to fund capital expenses required by a
  280         milestone inspection or a structural integrity reserve
  281         study; requiring that such line of credit or loan be
  282         approved by a majority of the total voting interests
  283         of the association; requiring that such line of credit
  284         or loan be sufficient to fund the cumulative amount of
  285         any previously waived or unfunded portions of the
  286         reserve funding amount and the most recent structural
  287         integrity reserve study; requiring that funding from
  288         the line of credit or loan be immediately available
  289         for access by the board for a specified purpose;
  290         requiring that such lines of credit or loans be
  291         included in the association’s financial report;
  292         providing applicability; deleting a requirement that
  293         the majority of the members must approve of the board
  294         pausing contributions to the association’s reserves
  295         for a specified purpose; authorizing the board to
  296         temporarily pause reserve fund contributions or reduce
  297         the amount of reserve funding for a specified purpose
  298         for a budget adopted on or before a specified date if
  299         the association has completed a milestone inspection
  300         within a specified timeframe and such inspection
  301         recommended certain repairs; requiring that such
  302         temporary pause or reduction be approved by a majority
  303         of the total voting interests of the association;
  304         providing applicability; requiring associations that
  305         have paused or reduced their reserve funding to have a
  306         structural integrity reserve study performed before
  307         the continuation of reserve contributions for
  308         specified purposes; providing that a vote of the
  309         members is not required for the board to change the
  310         accounting method for reserves to specified accounting
  311         methods; requiring the division to annually adjust for
  312         inflation the minimum threshold amount for required
  313         reserves, based on specified criteria; requiring the
  314         division, by a specified date and annually thereafter,
  315         to conspicuously post on its website the inflation
  316         adjusted minimum threshold amount for required
  317         reserves; revising the items to be included in a
  318         structural integrity reserve study; requiring
  319         specified design professionals or contractors who bid
  320         to perform a structural integrity reserve study to
  321         disclose in writing to the association their intent to
  322         bid on any services related to the maintenance,
  323         repair, or replacement that may be recommended by the
  324         structural integrity reserve study; prohibiting such
  325         professionals or contractors from having any interest
  326         in or being related to any person having any interest
  327         in the firm or entity providing the association’s
  328         structural integrity reserve study unless such
  329         relationship is disclosed in writing; defining the
  330         term “relative”; providing that a contract for
  331         services is voidable and terminates upon the
  332         association filing a written notice terminating such a
  333         contract if such professional or contractor fails to
  334         provide a written disclosure of such relationship with
  335         the firm conducting the structural integrity reserve
  336         study; providing that such professional or contractor
  337         may be subject to discipline for his or her failure to
  338         provide such written disclosure; requiring that a
  339         structural integrity reserve study include a
  340         recommendation for a reserve funding schedule based on
  341         specified criteria; authorizing the study to recommend
  342         other types of reserve funding schedules, provided
  343         each recommended schedule is sufficient to meet the
  344         association’s maintenance obligations; requiring that
  345         reserves not required for certain items be separately
  346         identified as such in the structural integrity reserve
  347         study; requiring the structural integrity reserve
  348         study to take into consideration the funding method or
  349         methods used by the association to fund its
  350         maintenance and reserve funding obligations through
  351         regular assessments, special assessments, lines of
  352         credit, or loans; requiring a structural integrity
  353         reserve study that has been performed before the
  354         approval of a special assessment or the securing of a
  355         line of credit or a loan to be updated to reflect
  356         certain information regarding the reserve funding
  357         schedule; authorizing a structural integrity reserve
  358         study to be updated to reflect changes in the useful
  359         life of the reserve items after such items are
  360         repaired or replaced, and the effect such repair or
  361         replacement will have on the reserve funding schedule;
  362         requiring an association to obtain an updated
  363         structural integrity reserve study before adopting any
  364         budget in which the reserve funding from regular
  365         assessments, special assessments, lines of credit, or
  366         loans do not align with the funding plan from the most
  367         recent version of the structural integrity reserve
  368         study; authorizing an association to delay a required
  369         structural integrity reserve study for a specified
  370         timeframe if it has completed a milestone inspection
  371         or similar inspection, for a specified purpose;
  372         requiring an officer or director of an association to
  373         sign an affidavit acknowledging receipt of the
  374         completed structural integrity reserve study;
  375         requiring the division to adopt rules for the form for
  376         the structural integrity reserve study in coordination
  377         with the Florida Building Commission; making technical
  378         changes; amending s. 718.501, F.S.; revising the
  379         duties of the Division of Florida Condominiums,
  380         Timeshares, and Mobile Homes regarding investigation
  381         of complaints; requiring condominium associations to
  382         create and maintain an online account with the
  383         division; requiring board members to maintain accurate
  384         contact information on file with the division;
  385         requiring the division to adopt rules; requiring all
  386         condominium associations to create and maintain an
  387         online account with the division; requiring all
  388         condominium associations to provide specified
  389         information to the division by a specified date;
  390         requiring that such information be updated within a
  391         specified timeframe; requiring the division to adopt
  392         rules; authorizing the division to require condominium
  393         associations to provide information to the division;
  394         specifying the information to be provided to the
  395         division; amending s. 718.503, F.S.; revising the
  396         disclosures that must be included in a contract for
  397         the sale and resale of a residential unit; amending s.
  398         8 of chapter 2024-244, Laws of Florida, as amended;
  399         revising the documents required to be posted on
  400         certain associations’ websites or be made available
  401         through download using an application on a mobile
  402         device; amending s. 31 of chapter 2024-244, Laws of
  403         Florida; revising applicability; amending s. 719.104,
  404         F.S.; requiring a board to use best efforts to make
  405         prudent investment decisions in fulfilling its duty to
  406         manage operating and reserve funds of the cooperative
  407         association; authorizing an association to invest
  408         reserve funds in specified financial institutions;
  409         authorizing such associations to place reserve funds
  410         in other investments upon a majority vote of the
  411         voting interests of the association; providing
  412         restrictions; prohibiting any funds not identified as
  413         reserve funds from being used for investments;
  414         providing applicability; requiring a board to create
  415         an investment committee composed of a specified
  416         minimum number of board members; requiring the board
  417         to adopt rules; requiring that all meetings of the
  418         investment committee be recorded and made part of the
  419         official records of the association; requiring that
  420         the investment policy statement developed pursuant to
  421         certain provisions address specified issues; requiring
  422         the investment committee to recommend investment
  423         advisers to the board; requiring the board to select
  424         one of the recommended investment advisers to provide
  425         services to the association; requiring such advisers
  426         to be registered; prohibiting an investment adviser
  427         from being related to any board member, community
  428         management company, reserve study provider, or co
  429         owner of a unit with a board member or investment
  430         committee member; requiring investment advisers to
  431         comply with the prudent investor rule; requiring an
  432         adviser to act as a fiduciary to the association;
  433         providing that the investment and fiduciary standards
  434         required by the act take precedence over any
  435         conflicting law; requiring the investment committee to
  436         recommend a replacement adviser if the committee
  437         determines that an investment adviser is not meeting
  438         requirements; requiring the association to provide the
  439         investment adviser with specified financial
  440         information at least once each calendar year, or
  441         sooner if a substantial financial obligation of the
  442         association becomes known to the board; requiring the
  443         investment adviser to annually review such financial
  444         information and provide the association with a
  445         portfolio allocation model that is suitably structured
  446         and prudently designed to match projected annual
  447         reserve fund requirements and liability, assets, and
  448         liquidity requirements; requiring the investment
  449         adviser to prepare a funding projection for each
  450         reserve component, including any of the component’s
  451         redundancies; requiring that a specified minimum
  452         timeframe of projected reserves in cash or cash
  453         equivalents be available to the association;
  454         authorizing a portfolio managed by an investment
  455         adviser to contain any type of investment necessary to
  456         meet the objectives in the investment policy
  457         statement; providing exceptions; requiring that any
  458         funds invested by the investment adviser be held in
  459         third-party custodial accounts that are subject to
  460         insurance coverage by the Securities Investor
  461         Protection Corporation in an amount equal to or
  462         greater than the invested amount; authorizing the
  463         investment adviser to withdraw investment fees,
  464         expenses, and commissions from invested funds;
  465         requiring the investment adviser to annually provide
  466         the association with a written certification of
  467         compliance with certain provisions and provide the
  468         association with a list of certain stocks, securities,
  469         and other obligations; requiring the investment
  470         adviser to submit monthly, quarterly, and annual
  471         reports to the association, prepared in accordance
  472         with established financial industry standards;
  473         requiring that any principal, earnings, or interest
  474         managed be available to the association at no cost
  475         within a specified timeframe after the association’s
  476         written or electronic request; requiring that
  477         unallocated income earned on reserve fund investments
  478         be spent only on specified expenditures; amending s.
  479         719.106, F.S.; revising the deferred maintenance
  480         expense or replacement costs threshold that must be in
  481         reserve accounts; authorizing the board to pause
  482         contributions to its reserves or reduce reserve
  483         funding if a local building official determines the
  484         entire cooperative building is uninhabitable due to a
  485         natural emergency; authorizing any reserve account
  486         fund held by the association to be expended to make
  487         the cooperative building and its structures habitable,
  488         pursuant to the board’s determination; requiring the
  489         association to immediately resume contributing funds
  490         to its reserves once the local building official
  491         determines that the cooperative building is habitable;
  492         authorizing certain reserves be funded by regular
  493         assessments, special assessments, lines of credit, or
  494         loans under certain circumstances; authorizing a unit
  495         owner-controlled association to obtain a line of
  496         credit or a loan to fund capital expenses required by
  497         a milestone inspection or a structural integrity
  498         reserve study; requiring that such lines of credit or
  499         loans be approved by a majority vote of the total
  500         voting interests of the association; requiring that
  501         such lines of credit or loans be sufficient to fund
  502         the cumulative amount of any previously waived or
  503         unfunded portion of the reserve funding amount and
  504         most recent structural integrity reserve study;
  505         requiring that funding from such lines of credit or
  506         loans be immediately available for access by the board
  507         for a specified purpose; authorizing the board to
  508         temporarily pause reserve fund contributions or reduce
  509         the amount of reserve funding for a specified purpose
  510         for a budget adopted on or before a specified date if
  511         the association has completed a milestone inspection
  512         within a specified timeframe; requiring that such
  513         temporary pause or reduction be approved by a majority
  514         of the total voting interests of the association;
  515         providing applicability; requiring associations that
  516         have paused or reduced their reserve funding
  517         contributions to have a structural integrity reserve
  518         study performed before the continuation of reserve
  519         contributions for specified purposes; providing that a
  520         vote of the members is not required for the board to
  521         change the accounting method for reserves to specified
  522         accounting methods; requiring the division to annually
  523         adjust for inflation the minimum threshold amount for
  524         required reserves, based on specified criteria;
  525         requiring the division, by a specified date and
  526         annually thereafter, to conspicuously post on its
  527         website the inflation-adjusted minimum threshold
  528         amount for required reserves; requiring specified
  529         design professionals or contractors, rather than any
  530         person qualified to perform a structural integrity
  531         reserve study, to perform structural integrity reserve
  532         studies; requiring such design professionals or
  533         contractors who bid to perform a structural integrity
  534         reserve study to disclose in writing to the
  535         association their intent to bid on any services
  536         related to the maintenance, repair, or replacement
  537         that may be recommended by the structural integrity
  538         reserve study; prohibiting such professionals or
  539         contractors from having any interest in or being
  540         related to any person having any interest in the firm
  541         or entity providing the association’s structural
  542         integrity reserve study unless such relationship is
  543         disclosed in writing; defining the term “relative”;
  544         providing that a contract for services is voidable and
  545         terminates upon the association filing a written
  546         notice terminating such a contract if such
  547         professional or contractor fails to provide a written
  548         disclosure of such relationship with the firm
  549         conducting the structural integrity reserve study;
  550         providing that such professional or contractor may be
  551         subject to discipline for his or her failure to
  552         provide such written disclosure; requiring that a
  553         structural integrity reserve study include a
  554         recommendation for a reserve funding schedule based on
  555         specified criteria; authorizing the study to recommend
  556         other types of reserve funding schedules, provided
  557         each recommended schedule is sufficient to meet the
  558         association’s maintenance obligation; requiring that
  559         reserves not required for certain items be separately
  560         identified as such in the structural integrity reserve
  561         study; requiring the structural integrity reserve
  562         study to take into consideration the funding method or
  563         methods used by the association to fund its
  564         maintenance and reserve funding obligations through
  565         regular assessments, special assessments, lines of
  566         credit, or loans; requiring a structural integrity
  567         reserve study that has been performed before the
  568         approval of a special assessment or the securing of a
  569         line of credit or a loan to be updated to reflect
  570         certain information regarding the reserve funding
  571         schedule; authorizing a structural integrity reserve
  572         study to be updated to reflect changes in the useful
  573         life of the reserve items after such items are
  574         repaired or replaced, and the effect of such repair or
  575         replacement will have on the reserve funding schedule;
  576         requiring an association to obtain an updated
  577         structural integrity reserve study before adopting any
  578         budget in which the reserve funding from regular
  579         assessments, special assessments, lines of credit, or
  580         loans do not align with the funding plan from the most
  581         recent version of the structural integrity reserve
  582         study; authorizing an association to delay a required
  583         structural integrity reserve study for a specified
  584         timeframe if it has completed a milestone inspection
  585         or similar inspection, for a specified purpose;
  586         requiring an officer or a director of the association
  587         to sign an affidavit acknowledging receipt of the
  588         completed structural integrity reserve study;
  589         requiring the division to adopt by rule the form for
  590         the structural integrity reserve study in coordination
  591         with the Florida Building Commission; amending s.
  592         719.501, F.S.; requiring a cooperative association to
  593         create and maintain an online account with the
  594         division; requiring board members to maintain accurate
  595         contact information on file with the division;
  596         requiring the division to adopt rules; authorizing the
  597         division to require cooperative associations to
  598         provide information to the division no more than once
  599         per year; providing an exception; requiring the
  600         division to provide associations a specified timeframe
  601         to provide any required information; specifying the
  602         information the division may request; amending s.
  603         719.503, F.S.; revising the disclosures that must be
  604         included in a contract for the sale and resale of an
  605         interest in a cooperative; amending s. 914.21, F.S.;
  606         revising the definition of the term “official
  607         investigation”; providing appropriations; reenacting
  608         s. 468.436(2)(b), F.S., relating to disciplinary
  609         proceedings, to incorporate the amendment made to s.
  610         468.4335, F.S., in a reference thereto; reenacting s.
  611         721.13(3)(e), F.S., relating to management, to
  612         incorporate the amendment made to s. 718.111, F.S., in
  613         a reference thereto; reenacting ss. 718.504(7)(a) and
  614         (21)(c) and 718.618(1)(d), F.S., relating to
  615         prospectus or offering circulars and converter reserve
  616         accounts and warranties, respectively, to incorporate
  617         the amendment made to s. 718.112, F.S., in references
  618         thereto; reenacting s. 718.706(1) and (3), F.S.,
  619         relating to specific provisions pertaining to offering
  620         of units by bulk assignees or bulk buyers, to
  621         incorporate the amendments made to ss. 718.111,
  622         718.112, and 718.503, F.S., in references thereto;
  623         reenacting ss. 719.103(24) and 719.504(7)(a) and
  624         (20)(c), F.S., relating to definitions and prospectus
  625         or offering circulars, respectively, to incorporate
  626         the amendment made to s. 719.106, F.S., in references
  627         thereto; providing effective dates.
  628          
  629  Be It Enacted by the Legislature of the State of Florida:
  630  
  631         Section 1. Paragraph (h) is added to subsection (2) of
  632  section 468.432, Florida Statutes, and subsection (3) is added
  633  to that section, to read:
  634         468.432 Licensure of community association managers and
  635  community association management firms; exceptions.—
  636         (2) A community association management firm or other
  637  similar organization responsible for the management of more than
  638  10 units or a budget of $100,000 or greater shall not engage or
  639  hold itself out to the public as being able to engage in the
  640  business of community association management in this state
  641  unless it is licensed by the department as a community
  642  association management firm in accordance with the provisions of
  643  this part.
  644         (h) A person who has had his or her community association
  645  manager license revoked may not have an indirect or direct
  646  ownership interest in, or be an employee, a partner, an officer,
  647  a director, or a trustee of, a community association management
  648  firm during the 10-year period after the effective date of the
  649  revocation. Such person is ineligible to reapply for
  650  certification or registration under this part for a period of 10
  651  years after the effective date of a revocation.
  652         (3) A licensee must create and maintain an online licensure
  653  account with the department. Each community association manager
  654  must identify on his or her online licensure account the
  655  community association management firm for which he or she
  656  provides management services and identify each community
  657  association for which he or she is the designated onsite
  658  community association manager. A licensee must update his or her
  659  online licensure account with this information within 30 days
  660  after any change to the required information. A community
  661  association management firm must identify on its online
  662  licensure account the community association managers that it
  663  employs to provide community association management services. If
  664  a community association manager has his or her license suspended
  665  or revoked, the department must give written notice of such
  666  suspension or revocation to the community association management
  667  firm and the community association for which the manager
  668  performs community management services.
  669         Section 2. Subsections (1) and (3) of section 468.4334,
  670  Florida Statutes, are amended to read:
  671         468.4334 Professional practice standards; liability;
  672  community association manager requirements; return of records
  673  after termination of contract.—
  674         (1)(a) A community association manager or a community
  675  association management firm is deemed to act as agent on behalf
  676  of a community association as principal within the scope of
  677  authority authorized by a written contract or under this
  678  chapter. A community association manager or a community
  679  association management firm may not knowingly perform any act
  680  directed by the community association if such an act violates
  681  any state or federal law. A community association manager and a
  682  community association management firm shall discharge duties
  683  performed on behalf of the association as authorized by this
  684  chapter loyally, skillfully, and diligently; dealing honestly
  685  and fairly; in good faith; with care and full disclosure to the
  686  community association; accounting for all funds; and not
  687  charging unreasonable or excessive fees.
  688         (b) If a community association manager or a community
  689  association management firm has a contract with a community
  690  association that is subject to the milestone inspection
  691  requirements in s. 553.899, or the structural integrity reserve
  692  study requirements in s. 718.112(2)(g) and 719.106(1)(k), the
  693  community association manager or the community association
  694  management firm must comply with those sections that section as
  695  directed by the board.
  696         (c) Each contract between a community association and a
  697  community association manager or community association
  698  management firm for community association management services
  699  must include the following written statement in at least 12
  700  point type, if applicable to the type of management services
  701  provided in the contract:
  702  
  703         The community association manager shall abide by all
  704         professional standards and record keeping requirements
  705         imposed pursuant to part VIII of chapter 468, Florida
  706         Statutes.
  707  
  708         (d)A contract between a community association manager or
  709  community association management firm and a community
  710  association may not waive or limit the professional practice
  711  standards required pursuant to this part.
  712         (3) A community association manager or community
  713  association management firm that is authorized by contract to
  714  provide community association management services to a community
  715  homeowners’ association shall do all of the following:
  716         (a) Attend in person at least one member meeting or board
  717  meeting of the community homeowners’ association annually.
  718         (b) Provide to the members of the community homeowners’
  719  association the name and contact information for each community
  720  association manager or representative of a community association
  721  management firm assigned to the community homeowners’
  722  association, the manager’s or representative’s hours of
  723  availability, and a summary of the duties for which the manager
  724  or representative is responsible. The community homeowners’
  725  association shall also post this information on the
  726  association’s website or mobile application, if the association
  727  is required to maintain official records on a website or
  728  application required under s. 720.303(4)(b). The community
  729  association manager or community association management firm
  730  shall update the community homeowners’ association and its
  731  members within 14 business days after any change to such
  732  information.
  733         (c) Provide to any member upon request a copy of the
  734  contract between the community association manager or community
  735  association management firm and the community homeowners’
  736  association and include such contract with association’s
  737  official records.
  738         Section 3. Section 468.4335, Florida Statutes, is amended
  739  to read:
  740         468.4335 Conflicts of interest.—
  741         (1) A community association manager or a community
  742  association management firm, including directors, officers, and
  743  persons with a financial interest in a community association
  744  management firm, or a relative of such persons, must disclose to
  745  the board of a community association any activity that may
  746  reasonably be construed to be a conflict of interest. A
  747  rebuttable presumption of a conflict of interest exists if any
  748  of the following occurs without prior notice:
  749         (a) A community association manager or a community
  750  association management firm, including directors, officers, and
  751  persons with a financial interest in a community association
  752  management firm, or a relative of such persons, proposes to
  753  enter into a contract or other transaction with the association,
  754  or enters into a contract for goods or services with the
  755  association, for services other than community association
  756  management services.
  757         (b) A community association manager or a community
  758  association management firm, including directors, officers, and
  759  persons with a financial interest in a community association
  760  management firm, or a relative of such persons, holds an
  761  interest in or receives compensation or any thing of value from
  762  a person as defined in s. 1.01(3) which corporation, limited
  763  liability corporation, partnership, limited liability
  764  partnership, or other business entity that conducts business
  765  with the association or proposes to enter into a contract or
  766  other transaction with the association. As used in this
  767  paragraph, the term “compensation” means any referral fee or
  768  other monetary benefit derived from a person as defined in s.
  769  1.01(3) which provides products or services to the association,
  770  and any ownership interests or profit-sharing arrangements with
  771  product or service providers recommended to or used by the
  772  association.
  773         (2) If the association receives and considers a bid that
  774  exceeds $2,500 to provide a good or service, other than
  775  community association management services which is or may
  776  reasonably be construed to be a conflict of interest under
  777  subsection (1), from a community association manager or a
  778  community association management firm, including directors,
  779  officers, and persons with a financial interest in a community
  780  association management firm, or a relative of such persons, the
  781  association must solicit multiple bids from other third-party
  782  providers of such goods or services. This subsection does not
  783  apply to any activities or the provision of goods or services
  784  that are disclosed in the management services contract as a
  785  conflict of interest within the meaning of subsection (1).
  786         (3) If a community association manager or a community
  787  association management firm, including directors, officers, and
  788  persons with a financial interest in a community association
  789  management firm, or a relative of such persons, proposes to
  790  engage in an activity that is a conflict of interest as
  791  described in subsection (1), the proposed activity must be
  792  listed on, and all contracts and transactional documents related
  793  to the proposed activity must be attached to, the meeting agenda
  794  of the next board of administration meeting. The notice for the
  795  meeting at which the proposed activity will be considered by the
  796  board must include a description of the proposed activity,
  797  disclose the possible conflict of interest, and include a copy
  798  of all contracts and transactional documents related to the
  799  proposed activity. The disclosures of a possible conflict of
  800  interest must be entered into the written minutes of the
  801  meeting. Approval of the contract, including a management
  802  contract between the community association and the community
  803  association manager or community association management firm, or
  804  other transaction requires an affirmative vote of two-thirds of
  805  all directors present. At the next regular or special meeting of
  806  the members, the existence of the conflict of interest and the
  807  contract or other transaction must be disclosed to the members.
  808  If a community association manager or community association
  809  management firm has previously disclosed a conflict of interest
  810  in an existing management contract entered into between the
  811  board of directors and the community association manager or
  812  community association management firm, the conflict of interest
  813  does not need to be additionally noticed and voted on during the
  814  term of such management contract, but, upon renewal, must be
  815  noticed and voted on in accordance with this subsection.
  816         (4) If the board finds that a community association manager
  817  or a community association management firm, including directors,
  818  officers, and persons with a financial interest in a community
  819  association management firm, or a relative of such persons, has
  820  violated this section, the contract is voidable and the
  821  association may terminate cancel its community association
  822  management contract with the community association manager or
  823  the community association management firm by delivery of a
  824  written notice terminating the contract. If the contract is
  825  terminated canceled, the association is liable only for the
  826  reasonable value of the management services provided up to the
  827  time of cancellation and is not liable for any termination fees,
  828  liquidated damages, or other form of penalty for such
  829  cancellation.
  830         (5) If an association enters into a contract with a
  831  community association manager or a community association
  832  management firm, including directors, officers, and persons with
  833  a financial interest in a community association management firm,
  834  or a relative of such persons, which is a party to or has an
  835  interest in an activity that is a possible conflict of interest
  836  as described in subsection (1) and such activity has not been
  837  properly disclosed as a conflict of interest or potential
  838  conflict of interest as required by this section, the contract
  839  is voidable and terminates upon the association filing a written
  840  notice terminating the contract with its board of directors
  841  which contains the consent of at least 20 percent of the voting
  842  interests of the association.
  843         (6) As used in this section, the term “relative” means a
  844  relative within the third degree of consanguinity by blood or
  845  marriage.
  846         Section 4. Subsection (11) and present subsections (12) and
  847  (13) of section 553.899, Florida Statutes, are amended,
  848  paragraphs (e) and (f) are added to subsection (3), and a new
  849  subsection (12) is added to that section, to read:
  850         553.899 Mandatory structural inspections for condominium
  851  and cooperative buildings.—
  852         (3)
  853         (e) On or before October 1, 2025, and on or before each
  854  December 31 thereafter, the local enforcement agency responsible
  855  for milestone inspections must provide the department, in an
  856  electronic format determined by the department, information that
  857  may include, but is not limited to:
  858         1. The number of buildings required to have a milestone
  859  inspection within the agency’s jurisdiction.
  860         2. The number of buildings for which a phase one milestone
  861  inspection has been completed.
  862         3. The number of buildings granted an extension under
  863  paragraph (3)(c).
  864         4. The number of buildings required to have a phase two
  865  milestone inspection.
  866         5. The number of buildings for which a phase two milestone
  867  inspection has been completed.
  868         6. The number, type, and value of permits applied for to
  869  complete repairs pursuant to a phase two milestone inspection.
  870         7. A list of buildings deemed to be unsafe or uninhabitable
  871  due to a milestone inspection.
  872         8. The license number of the building code administrator
  873  responsible for milestone inspections for the local enforcement
  874  agency.
  875         (f) Subject to appropriation, the department shall contract
  876  with the University of Florida for the purpose of creating a
  877  report that provides comprehensive data, evaluation, and
  878  analysis on the milestone inspections performed throughout this
  879  state during each calendar year or other time period approved by
  880  the department. Every local enforcement agency responsible for
  881  milestone inspections must provide the university with a copy of
  882  any phase one or phase two milestone inspection report by the
  883  date specified by the department in a manner prescribed by the
  884  university. The university may request any additional
  885  information from a local enforcement agency which the university
  886  requires to complete this report. The university shall compile
  887  the report, and the department shall transmit the report to the
  888  Governor, the President of the Senate, and the Speaker of the
  889  House of Representatives.
  890         (11) A board of county commissioners or municipal governing
  891  body shall may adopt an ordinance requiring that a condominium
  892  or cooperative association and any other owner that is subject
  893  to this section schedule or commence repairs for substantial
  894  structural deterioration within a specified timeframe after the
  895  local enforcement agency receives a phase two inspection report;
  896  however, such repairs must be commenced within 365 days after
  897  receiving such report. If an owner of the building fails to
  898  submit proof to the local enforcement agency that repairs have
  899  been scheduled or have commenced for substantial structural
  900  deterioration identified in a phase two inspection report within
  901  the required timeframe, the local enforcement agency must review
  902  and determine if the building is unsafe for human occupancy.
  903         (12) A licensed architect or engineer who bids to perform a
  904  milestone inspection must disclose in writing to the association
  905  his or her intent to bid on any services related to any
  906  maintenance, repair, or replacement which may be recommended by
  907  the milestone inspection. Any design professional as defined in
  908  s. 558.002(7) or contractor licensed under chapter 489 who
  909  submits a bid to the association for performing any services
  910  recommended by the milestone inspection may not have an
  911  interest, directly or indirectly, in the firm or entity
  912  providing the milestone inspection or be a relative of any
  913  person having a direct or indirect interest in such firm, unless
  914  such relationship is disclosed to the association in writing. As
  915  used in this section, the term “relative” means a relative
  916  within the third degree of consanguinity by blood or marriage. A
  917  contract for services is voidable and terminates upon the
  918  association filing a written notice terminating the contract if
  919  the design professional or licensed contractor failed to provide
  920  the written disclosure of the relationship required under this
  921  subsection. A design professional or licensed contractor may be
  922  subject to discipline under the applicable practice act for his
  923  or her profession for failure to provide the written disclosure
  924  of the relationship, as required under this subsection.
  925         (13)(12) By December 31, 2024, the Florida Building
  926  Commission shall adopt rules pursuant to ss. 120.536(1) and
  927  120.54 to establish a building safety program for the
  928  implementation of this section within the Florida Building Code:
  929  Existing Building. The building inspection program must, at
  930  minimum, include inspection criteria, testing protocols,
  931  standardized inspection and reporting forms that are adaptable
  932  to an electronic format, and record maintenance requirements for
  933  the local authority.
  934         (14)(13) The Florida Building Commission shall consult with
  935  the State Fire Marshal to provide recommendations to the
  936  Legislature for the adoption of comprehensive structural and
  937  life safety standards for maintaining and inspecting all types
  938  of buildings and structures in this state that are three stories
  939  or more in height. The commission shall provide a written report
  940  of its recommendations to the Governor, the President of the
  941  Senate, and the Speaker of the House of Representatives by
  942  December 31, 2023.
  943         Section 5. Present subsections (33) and (34) of section
  944  718.103, Florida Statutes, are redesignated as subsections (34)
  945  and (35), respectively, a new subsection (33) is added to that
  946  section, and subsection (1) of that section is amended, to read:
  947         718.103 Definitions.—As used in this chapter, the term:
  948         (1) “Alternative funding method” means a method approved by
  949  the division for funding the capital expenditures and deferred
  950  maintenance obligations of the association for a
  951  multicondominium association operating at least 25 condominiums
  952  which may reasonably be expected to fully satisfy the
  953  association’s reserve funding obligations by the, including:
  954         (a) The allocation of funds in the annual operating budget
  955  of a multicondominium; or
  956         (b) Any other method defined by rule of the division which
  957  may reasonably be expected to fully satisfy the association’s
  958  reserve funding obligations or fund its capital expenditure and
  959  deferred maintenance obligations.
  960         (33) Video conference” means a real-time audio and video
  961  based meeting between two or more people in different locations
  962  using video-enabled and audio-enabled devices. The notice for
  963  any meeting that will be conducted by video conference must have
  964  a hyperlink and call-in conference telephone number for unit
  965  owners to attend the meeting and must have a physical location
  966  where unit owners can also attend the meeting in person. All
  967  meetings conducted by video conference must be recorded and such
  968  recording must be maintained as an official record of the
  969  association.
  970         Section 6. Paragraph (a) of subsection (11), paragraphs
  971  (a), (c), and (g) of subsection (12), and subsection (13) of
  972  section 718.111, Florida Statutes, are amended, paragraphs (g),
  973  (h), and (i) are added to subsection (3) of that section, and
  974  subsection (16) is added to that section, to read:
  975         718.111 The association.—
  976         (3) POWER TO MANAGE CONDOMINIUM PROPERTY AND TO CONTRACT,
  977  SUE, AND BE SUED; CONFLICT OF INTEREST.—
  978         (g) If an association contracts with a community
  979  association manager or a community association management firm,
  980  the community association manager or community association
  981  management firm must possess all applicable licenses required by
  982  part VIII of chapter 468. All board members or officers of an
  983  association that contracts with a community association manager
  984  or a community association management firm have a duty to ensure
  985  that the community association manager or community association
  986  management firm is properly licensed before entering into a
  987  contract.
  988         (h) If a contract is between a community association
  989  manager and the association, and the community association
  990  manager has his or her license suspended or revoked during the
  991  term of a contract with the association, the association may
  992  terminate the contract upon delivery of a written notice to the
  993  community association manager whose license has been revoked or
  994  suspended, effective on the date the community association
  995  manager became unlicensed.
  996         (i) If a community association management firm has its
  997  license suspended or revoked during the term of a contract with
  998  the association, the association may terminate the contract upon
  999  delivery of a written notice to the community association
 1000  management firm whose license has been revoked or suspended,
 1001  effective on the date the community association management firm
 1002  became unlicensed.
 1003         (11) INSURANCE.—In order to protect the safety, health, and
 1004  welfare of the people of this state of the State of Florida and
 1005  to ensure consistency in the provision of insurance coverage to
 1006  condominiums and their unit owners, this subsection applies to
 1007  every residential condominium in this the state, regardless of
 1008  the date of its declaration of condominium. It is the intent of
 1009  the Legislature to encourage lower or stable insurance premiums
 1010  for associations described in this subsection.
 1011         (a) Every condominium association shall have adequate
 1012  property insurance as determined under this paragraph,
 1013  regardless of any requirement in the declaration of condominium
 1014  for certain coverage by the association for full insurable
 1015  value, replacement cost, or similar coverage, must be based on
 1016  the replacement cost of the property to be insured as determined
 1017  by an independent insurance appraisal or update of a prior
 1018  appraisal. The replacement cost must be determined at least once
 1019  every 36 months.
 1020         1. An association or group of associations may provide
 1021  adequate property insurance as determined under this paragraph
 1022  through a self-insurance fund that complies with the
 1023  requirements of ss. 624.460-624.488.
 1024         2. The amount of adequate insurance coverage for full
 1025  insurable value, replacement cost, or similar coverage may be
 1026  based on the replacement cost of the property to be insured, as
 1027  determined by an independent insurance appraisal or an update of
 1028  a previous appraisal. The replacement cost must be determined at
 1029  least once every 3 years, at minimum.
 1030         3. The association’s obligation to obtain and association
 1031  may also provide adequate property insurance coverage for a
 1032  group of at least three communities created and operating under
 1033  this chapter, chapter 719, chapter 720, or chapter 721 may be
 1034  satisfied by obtaining and maintaining for such communities
 1035  insurance coverage sufficient to cover an amount equal to the
 1036  probable maximum loss for the communities for a 250-year
 1037  windstorm event.
 1038         a. Such probable maximum loss must be determined through
 1039  the use of a competent model that has been accepted by the
 1040  Florida Commission on Hurricane Loss Projection Methodology.
 1041         b. A policy or program providing such coverage may not be
 1042  issued or renewed after July 1, 2008, unless it has been
 1043  reviewed and approved by the Office of Insurance Regulation. The
 1044  review and approval must include approval of the policy and
 1045  related forms pursuant to ss. 627.410 and 627.411, approval of
 1046  the rates pursuant to s. 627.062, a determination that the loss
 1047  model approved by the commission was accurately and
 1048  appropriately applied to the insured structures to determine the
 1049  250-year probable maximum loss, and a determination that
 1050  complete and accurate disclosure of all material provisions is
 1051  provided to condominium unit owners before execution of the
 1052  agreement by a condominium association.
 1053         4.3. When determining the adequate amount of property
 1054  insurance coverage, the association may consider deductibles as
 1055  determined by this subsection.
 1056         (12) OFFICIAL RECORDS.—
 1057         (a) From the inception of the association, the association
 1058  shall maintain each of the following items, if applicable, which
 1059  constitutes the official records of the association:
 1060         1. A copy of the plans, permits, warranties, and other
 1061  items provided by the developer under s. 718.301(4).
 1062         2. A copy photocopy of the recorded declaration of
 1063  condominium of each condominium operated by the association and
 1064  each amendment to each declaration.
 1065         3. A copy photocopy of the recorded bylaws of the
 1066  association and each amendment to the bylaws.
 1067         4. A certified copy of the articles of incorporation of the
 1068  association, or other documents creating the association, and
 1069  each amendment thereto.
 1070         5. A copy of the current rules of the association.
 1071         6. A book or books or electronic records that contain the
 1072  minutes of all meetings of the association, the board of
 1073  administration, any committee, and the unit owners, and a
 1074  recording of all such meetings that are conducted by video
 1075  conference. If there are approved minutes for a meeting held by
 1076  video conference, recordings of meetings that are conducted by
 1077  video conference must be maintained for at least 1 year after
 1078  the date the video recording is posted as required under
 1079  paragraph (g).
 1080         7. A current roster of all unit owners and their mailing
 1081  addresses, unit identifications, voting certifications, and, if
 1082  known, telephone numbers. The association shall also maintain
 1083  the e-mail addresses and facsimile numbers of unit owners
 1084  consenting to receive notice by electronic transmission. In
 1085  accordance with sub-subparagraph (c)5.e., the e-mail addresses
 1086  and facsimile numbers are only accessible to unit owners if
 1087  consent to receive notice by electronic transmission is
 1088  provided, or if the unit owner has expressly indicated that such
 1089  personal information can be shared with other unit owners and
 1090  the unit owner has not provided the association with a request
 1091  to opt out of such dissemination with other unit owners. An
 1092  association must ensure that the e-mail addresses and facsimile
 1093  numbers are only used for the business operation of the
 1094  association and may not be sold or shared with outside third
 1095  parties. If such personal information is included in documents
 1096  that are released to third parties, other than unit owners, the
 1097  association must redact such personal information before the
 1098  document is disseminated. However, the association is not liable
 1099  for an inadvertent disclosure of the e-mail address or facsimile
 1100  number for receiving electronic transmission of notices unless
 1101  such disclosure was made with a knowing or intentional disregard
 1102  of the protected nature of such information.
 1103         8. All current insurance policies of the association and
 1104  condominiums operated by the association.
 1105         9. A current copy of any management agreement, lease, or
 1106  other contract to which the association is a party or under
 1107  which the association or the unit owners have an obligation or
 1108  responsibility.
 1109         10. Bills of sale or transfer for all property owned by the
 1110  association.
 1111         11. Accounting records for the association and separate
 1112  accounting records for each condominium that the association
 1113  operates. Any person who knowingly or intentionally defaces or
 1114  destroys such records, or who knowingly or intentionally fails
 1115  to create or maintain such records, with the intent of causing
 1116  harm to the association or one or more of its members, is
 1117  personally subject to a civil penalty pursuant to s.
 1118  718.501(1)(e). The accounting records must include, but are not
 1119  limited to:
 1120         a. Accurate, itemized, and detailed records of all receipts
 1121  and expenditures, including all bank statements and ledgers.
 1122         b. All invoices, transaction receipts, or deposit slips
 1123  that substantiate any receipt or expenditure of funds by the
 1124  association.
 1125         c. A current account and a monthly, bimonthly, or quarterly
 1126  statement of the account for each unit designating the name of
 1127  the unit owner, the due date and amount of each assessment, the
 1128  amount paid on the account, and the balance due.
 1129         d. All audits, reviews, accounting statements, structural
 1130  integrity reserve studies, and financial reports of the
 1131  association or condominium. Structural integrity reserve studies
 1132  must be maintained for at least 15 years after the study is
 1133  completed.
 1134         e. All contracts for work to be performed. Bids for work to
 1135  be performed are also considered official records and must be
 1136  maintained by the association for at least 1 year after receipt
 1137  of the bid.
 1138         12. Ballots, sign-in sheets, voting proxies, and all other
 1139  papers and electronic records relating to voting by unit owners,
 1140  which must be maintained for 1 year from the date of the
 1141  election, vote, or meeting to which the document relates,
 1142  notwithstanding paragraph (b).
 1143         13. All rental records if the association is acting as
 1144  agent for the rental of condominium units.
 1145         14. A copy of the current question and answer sheet as
 1146  described in s. 718.504.
 1147         15. A copy of the inspection reports described in ss.
 1148  553.899 and 718.301(4)(p) and any other inspection report
 1149  relating to a structural or life safety inspection of
 1150  condominium property. Such record must be maintained by the
 1151  association for 15 years after receipt of the report.
 1152         16. Bids for materials, equipment, or services.
 1153         17. All affirmative acknowledgments made pursuant to s.
 1154  718.121(4)(c).
 1155         18. A copy of all building permits.
 1156         19. A copy of all satisfactorily completed board member
 1157  educational certificates.
 1158         20.A copy of all affidavits required by this chapter.
 1159         21. A copy of all investment policy statements adopted
 1160  pursuant to paragraph (16)(c), and all financial statements
 1161  related to the association’s investment of funds under
 1162  subsection (16).
 1163         22.20. All other written records of the association not
 1164  specifically included in the foregoing which are related to the
 1165  operation of the association.
 1166         (c)1.a. The official records of the association are open to
 1167  inspection by any association member and any person authorized
 1168  by an association member as a representative of such member at
 1169  all reasonable times. The right to inspect the records includes
 1170  the right to make or obtain copies, at the reasonable expense,
 1171  if any, of the member and of the person authorized by the
 1172  association member as a representative of such member. A renter
 1173  of a unit has a right to inspect and copy only the declaration
 1174  of condominium, the association’s bylaws and rules, and the
 1175  inspection reports described in ss. 553.899 and 718.301(4)(p).
 1176  The association may adopt reasonable rules regarding the
 1177  frequency, time, location, notice, and manner of record
 1178  inspections and copying but may not require a member to
 1179  demonstrate any purpose or state any reason for the inspection.
 1180  The failure of an association to provide the records within 10
 1181  working days after receipt of a written request creates a
 1182  rebuttable presumption that the association willfully failed to
 1183  comply with this paragraph. A unit owner who is denied access to
 1184  official records is entitled to the actual damages or minimum
 1185  damages for the association’s willful failure to comply. Minimum
 1186  damages are $50 per calendar day for up to 10 days, beginning on
 1187  the 11th working day after receipt of the written request. The
 1188  failure to permit inspection entitles any person prevailing in
 1189  an enforcement action to recover reasonable attorney fees from
 1190  the person in control of the records who, directly or
 1191  indirectly, knowingly denied access to the records. If the
 1192  requested records are posted on an association’s website, or are
 1193  available for download through an application on a mobile
 1194  device, the association may fulfill its obligations under this
 1195  paragraph by directing to the website or the application all
 1196  persons authorized to request access.
 1197         b. In response to a written request to inspect records, the
 1198  association must simultaneously provide to the requestor a
 1199  checklist of all records made available for inspection and
 1200  copying. The checklist must also identify any of the
 1201  association’s official records that were not made available to
 1202  the requestor. An association must maintain a checklist provided
 1203  under this sub-subparagraph for 7 years. An association
 1204  delivering a checklist pursuant to this sub-subparagraph creates
 1205  a rebuttable presumption that the association has complied with
 1206  this paragraph.
 1207         2. A director or member of the board or association or a
 1208  community association manager who willfully and knowingly or
 1209  intentionally knowingly, willfully, and repeatedly violates
 1210  subparagraph 1. commits a misdemeanor of the second degree,
 1211  punishable as provided in s. 775.082 or s. 775.083, and must be
 1212  removed from office and a vacancy declared. For purposes of this
 1213  subparagraph, the term “repeatedly” means two or more violations
 1214  within a 12-month period.
 1215         3. Any person who willfully and knowingly or intentionally
 1216  defaces or destroys accounting records that are required by this
 1217  chapter to be maintained during the period for which such
 1218  records are required to be maintained, or who willfully and
 1219  knowingly or intentionally fails to create or maintain
 1220  accounting records that are required to be created or
 1221  maintained, with the intent of causing harm to the association
 1222  or one or more of its members, commits a misdemeanor of the
 1223  first degree, punishable as provided in s. 775.082 or s.
 1224  775.083; is personally subject to a civil penalty pursuant to s.
 1225  718.501(1)(d); and must be removed from office and a vacancy
 1226  declared.
 1227         4. A person who willfully and knowingly or intentionally
 1228  refuses to release or otherwise produce association records with
 1229  the intent to avoid or escape detection, arrest, trial, or
 1230  punishment for the commission of a crime, or to assist another
 1231  person with such avoidance or escape, commits a felony of the
 1232  third degree, punishable as provided in s. 775.082, s. 775.083,
 1233  or s. 775.084, and must be removed from office and a vacancy
 1234  declared.
 1235         5. The association shall maintain an adequate number of
 1236  copies of the declaration, articles of incorporation, bylaws,
 1237  and rules, and all amendments to each of the foregoing, as well
 1238  as the question and answer sheet as described in s. 718.504 and
 1239  the most recent annual financial statement and annual budget
 1240  year-end financial information required under this section, on
 1241  the condominium property to ensure their availability to unit
 1242  owners and prospective purchasers, and may charge its actual
 1243  costs for preparing and furnishing these documents to those
 1244  requesting the documents. An association shall allow a member or
 1245  his or her authorized representative to use a portable device,
 1246  including a smartphone, tablet, portable scanner, or any other
 1247  technology capable of scanning or taking photographs, to make an
 1248  electronic copy of the official records in lieu of the
 1249  association’s providing the member or his or her authorized
 1250  representative with a copy of such records. The association may
 1251  not charge a member or his or her authorized representative for
 1252  the use of a portable device. Notwithstanding this paragraph,
 1253  the following records are not accessible to unit owners:
 1254         a. Any record protected by the lawyer-client privilege as
 1255  described in s. 90.502 and any record protected by the work
 1256  product privilege, including a record prepared by an association
 1257  attorney or prepared at the attorney’s express direction, which
 1258  reflects a mental impression, conclusion, litigation strategy,
 1259  or legal theory of the attorney or the association, and which
 1260  was prepared exclusively for civil or criminal litigation or for
 1261  adversarial administrative proceedings, or which was prepared in
 1262  anticipation of such litigation or proceedings until the
 1263  conclusion of the litigation or proceedings.
 1264         b. Information obtained by an association in connection
 1265  with the approval of the lease, sale, or other transfer of a
 1266  unit.
 1267         c. Personnel records of association or management company
 1268  employees, including, but not limited to, disciplinary, payroll,
 1269  health, and insurance records. For purposes of this sub
 1270  subparagraph, the term “personnel records” does not include
 1271  written employment agreements with an association employee or
 1272  management company, or budgetary or financial records that
 1273  indicate the compensation paid to an association employee.
 1274         d. Medical records of unit owners.
 1275         e. Social security numbers, driver license numbers, credit
 1276  card numbers, e-mail addresses, telephone numbers, facsimile
 1277  numbers, emergency contact information, addresses of a unit
 1278  owner other than as provided to fulfill the association’s notice
 1279  requirements, and other personal identifying information of any
 1280  person, excluding the person’s name, unit designation, mailing
 1281  address, property address, and any address, e-mail address, or
 1282  facsimile number provided to the association to fulfill the
 1283  association’s notice requirements. Notwithstanding the
 1284  restrictions in this sub-subparagraph, an association may print
 1285  and distribute to unit owners a directory containing the name,
 1286  unit address, and all telephone numbers of each unit owner.
 1287  However, an owner may exclude his or her telephone numbers from
 1288  the directory by so requesting in writing to the association. An
 1289  owner may consent in writing to the disclosure of other contact
 1290  information described in this sub-subparagraph. The association
 1291  is not liable for the inadvertent disclosure of information that
 1292  is protected under this sub-subparagraph if the information is
 1293  included in an official record of the association and is
 1294  voluntarily provided by an owner and not requested by the
 1295  association.
 1296         f. Electronic security measures that are used by the
 1297  association to safeguard data, including passwords.
 1298         g. The software and operating system used by the
 1299  association which allow the manipulation of data, even if the
 1300  owner owns a copy of the same software used by the association.
 1301  The data is part of the official records of the association.
 1302         h. All affirmative acknowledgments made pursuant to s.
 1303  718.121(4)(c).
 1304         (g)1. By January 1, 2019, an association managing a
 1305  condominium with 150 or more units which does not contain
 1306  timeshare units shall post digital copies of the documents
 1307  specified in subparagraph 2. on its website or make such
 1308  documents available through an application that can be
 1309  downloaded on a mobile device. Unless a shorter period is
 1310  otherwise required, a document must be made available on the
 1311  association’s website or made available for download through an
 1312  application on a mobile device within 30 days after the
 1313  association receives or creates an official record specified in
 1314  subparagraph 2.
 1315         a. The association’s website or application must be:
 1316         (I) An independent website, application, or web portal
 1317  wholly owned and operated by the association; or
 1318         (II) A website, application, or web portal operated by a
 1319  third-party provider with whom the association owns, leases,
 1320  rents, or otherwise obtains the right to operate a web page,
 1321  subpage, web portal, collection of subpages or web portals, or
 1322  an application which is dedicated to the association’s
 1323  activities and on which required notices, records, and documents
 1324  may be posted or made available by the association.
 1325         b. The association’s website or application must be
 1326  accessible through the Internet and must contain a subpage, web
 1327  portal, or other protected electronic location that is
 1328  inaccessible to the general public and accessible only to unit
 1329  owners and employees of the association.
 1330         c. Upon a unit owner’s written request, the association
 1331  must provide the unit owner with a username and password and
 1332  access to the protected sections of the association’s website or
 1333  application which contain any notices, records, or documents
 1334  that must be electronically provided.
 1335         2. A current copy of the following documents must be posted
 1336  in digital format on the association’s website or application:
 1337         a. The recorded declaration of condominium of each
 1338  condominium operated by the association and each amendment to
 1339  each declaration.
 1340         b. The recorded bylaws of the association and each
 1341  amendment to the bylaws.
 1342         c. The articles of incorporation of the association, or
 1343  other documents creating the association, and each amendment to
 1344  the articles of incorporation or other documents. The copy
 1345  posted pursuant to this sub-subparagraph must be a copy of the
 1346  articles of incorporation filed with the Department of State.
 1347         d. The rules of the association.
 1348         e.The approved minutes of all board of administration
 1349  meetings over the preceding 12 months.
 1350         f.The video recording or a hyperlink to the video
 1351  recording for all meetings of the association, the board of
 1352  administration, any committee, and the unit owners which are
 1353  conducted by video conference over the preceding 12 months.
 1354         g.e. A list of all executory contracts or documents to
 1355  which the association is a party or under which the association
 1356  or the unit owners have an obligation or responsibility and,
 1357  after bidding for the related materials, equipment, or services
 1358  has closed, a list of bids received by the association within
 1359  the past year. Summaries of bids for materials, equipment, or
 1360  services which exceed $500 must be maintained on the website or
 1361  application for 1 year. In lieu of summaries, complete copies of
 1362  the bids may be posted.
 1363         h.f. The annual budget required by s. 718.112(2)(f) and any
 1364  proposed budget to be considered at the annual meeting.
 1365         i.g. The financial report required by subsection (13) and
 1366  any monthly income or expense statement to be considered at a
 1367  meeting.
 1368         j.h. The certification of each director required by s.
 1369  718.112(2)(d)4.b.
 1370         k.i. All contracts or transactions between the association
 1371  and any director, officer, corporation, firm, or association
 1372  that is not an affiliated condominium association or any other
 1373  entity in which an association director is also a director or
 1374  officer and financially interested.
 1375         l.j. Any contract or document regarding a conflict of
 1376  interest or possible conflict of interest as provided in ss.
 1377  468.4335, 468.436(2)(b)6., and 718.3027(3).
 1378         m.k. The notice of any unit owner meeting and the agenda
 1379  for the meeting, as required by s. 718.112(2)(d)3., no later
 1380  than 14 days before the meeting. The notice must be posted in
 1381  plain view on the front page of the website or application, or
 1382  on a separate subpage of the website or application labeled
 1383  “Notices” which is conspicuously visible and linked from the
 1384  front page. The association must also post on its website or
 1385  application any document to be considered and voted on by the
 1386  owners during the meeting or any document listed on the agenda
 1387  at least 7 days before the meeting at which the document or the
 1388  information within the document will be considered.
 1389         n.l. Notice of any board meeting, the agenda, and any other
 1390  document required for the meeting as required by s.
 1391  718.112(2)(c), which must be posted no later than the date
 1392  required for notice under s. 718.112(2)(c).
 1393         o.m. The inspection reports described in ss. 553.899 and
 1394  718.301(4)(p) and any other inspection report relating to a
 1395  structural or life safety inspection of condominium property.
 1396         p.n. The association’s most recent structural integrity
 1397  reserve study, if applicable.
 1398         q.o. Copies of all building permits issued for ongoing or
 1399  planned construction.
 1400         r. A copy of all affidavits required by this chapter.
 1401         s. A copy of all investment policy statements adopted
 1402  pursuant to paragraph (16)(c), and all financial statements
 1403  related to the association’s investment of funds under
 1404  subsection (16).
 1405         3. The association shall ensure that the information and
 1406  records described in paragraph (c), which are not allowed to be
 1407  accessible to unit owners, are not posted on the association’s
 1408  website or application. If protected information or information
 1409  restricted from being accessible to unit owners is included in
 1410  documents that are required to be posted on the association’s
 1411  website or application, the association shall ensure the
 1412  information is redacted before posting the documents.
 1413  Notwithstanding the foregoing, the association or its agent is
 1414  not liable for disclosing information that is protected or
 1415  restricted under this paragraph unless such disclosure was made
 1416  with a knowing or intentional disregard of the protected or
 1417  restricted nature of such information.
 1418         4. The failure of the association to post information
 1419  required under subparagraph 2. is not in and of itself
 1420  sufficient to invalidate any action or decision of the
 1421  association’s board or its committees.
 1422         (13) FINANCIAL REPORTING.—Within 90 days after the end of
 1423  the fiscal year, or annually on a date provided in the bylaws,
 1424  the association shall prepare and complete, or contract for the
 1425  preparation and completion of, a financial report for the
 1426  preceding fiscal year. Within 21 days after the final financial
 1427  report is completed by the association or received from the
 1428  third party, but not later than 180 120 days after the end of
 1429  the fiscal year or other date as provided in the bylaws, the
 1430  association shall deliver to each unit owner by United States
 1431  mail or personal delivery at the mailing address, property
 1432  address, e-mail address, or facsimile number provided to fulfill
 1433  the association’s notice requirements, a copy of the most recent
 1434  financial report, or and a notice that a copy of the most recent
 1435  financial report will be, as requested by the owner, mailed, or
 1436  hand delivered, or electronically delivered via the Internet to
 1437  the unit owner, without charge, within 5 business days after
 1438  receipt of a written request from the unit owner. Evidence of
 1439  compliance with this delivery requirement must be made by an
 1440  affidavit executed by an officer or director of the association.
 1441  The division shall adopt rules setting forth uniform accounting
 1442  principles and standards to be used by all associations and
 1443  addressing the financial reporting requirements for
 1444  multicondominium associations. The rules must include, but not
 1445  be limited to, standards for presenting a summary of association
 1446  reserves, including a good faith estimate disclosing the annual
 1447  amount of reserve funds that would be necessary for the
 1448  association to fully fund reserves for each reserve item based
 1449  on the straight-line accounting method. This disclosure is not
 1450  applicable to reserves funded via the pooling method. In
 1451  adopting such rules, the division shall consider the number of
 1452  members and annual revenues of an association. Financial reports
 1453  shall be prepared as follows:
 1454         (a) An association that meets the criteria of this
 1455  paragraph shall prepare a complete set of financial statements
 1456  in accordance with generally accepted accounting principles. The
 1457  financial statements must be based upon the association’s total
 1458  annual revenues, as follows:
 1459         1. An association with total annual revenues of $150,000 or
 1460  more, but less than $300,000, shall prepare compiled financial
 1461  statements.
 1462         2. An association with total annual revenues of at least
 1463  $300,000, but less than $500,000, shall prepare reviewed
 1464  financial statements.
 1465         3. An association with total annual revenues of $500,000 or
 1466  more shall prepare audited financial statements.
 1467         (b)1. An association with total annual revenues of less
 1468  than $150,000 shall prepare a report of cash receipts and
 1469  expenditures.
 1470         2. A report of cash receipts and disbursements must
 1471  disclose the amount of receipts by accounts and receipt
 1472  classifications and the amount of expenses by accounts and
 1473  expense classifications, including, but not limited to, the
 1474  following, as applicable: costs for security, professional and
 1475  management fees and expenses, taxes, costs for recreation
 1476  facilities, expenses for refuse collection and utility services,
 1477  expenses for lawn care, costs for building maintenance and
 1478  repair, insurance costs, administration and salary expenses, and
 1479  reserves accumulated and expended for capital expenditures,
 1480  deferred maintenance, and any other category for which the
 1481  association maintains reserves.
 1482         (c) An association may prepare, without a meeting of or
 1483  approval by the unit owners:
 1484         1. Compiled, reviewed, or audited financial statements, if
 1485  the association is required to prepare a report of cash receipts
 1486  and expenditures;
 1487         2. Reviewed or audited financial statements, if the
 1488  association is required to prepare compiled financial
 1489  statements; or
 1490         3. Audited financial statements if the association is
 1491  required to prepare reviewed financial statements.
 1492         (d) If approved by a majority vote of all the voting
 1493  interests present at a properly called meeting of the
 1494  association, an association may prepare:
 1495         1. A report of cash receipts and expenditures in lieu of a
 1496  compiled, reviewed, or audited financial statement;
 1497         2. A report of cash receipts and expenditures or a compiled
 1498  financial statement in lieu of a reviewed or audited financial
 1499  statement; or
 1500         3. A report of cash receipts and expenditures, a compiled
 1501  financial statement, or a reviewed financial statement in lieu
 1502  of an audited financial statement.
 1503  
 1504  Such meeting and approval must occur before the end of the
 1505  fiscal year and is effective only for the fiscal year in which
 1506  the vote is taken. An association may not prepare a financial
 1507  report pursuant to this paragraph for consecutive fiscal years.
 1508  If the developer has not turned over control of the association,
 1509  all unit owners, including the developer, may vote on issues
 1510  related to the preparation of the association’s financial
 1511  reports, from the date of incorporation of the association
 1512  through the end of the second fiscal year after the fiscal year
 1513  in which the certificate of a surveyor and mapper is recorded
 1514  pursuant to s. 718.104(4)(e) or an instrument that transfers
 1515  title to a unit in the condominium which is not accompanied by a
 1516  recorded assignment of developer rights in favor of the grantee
 1517  of such unit is recorded, whichever occurs first. Thereafter,
 1518  all unit owners except the developer may vote on such issues
 1519  until control is turned over to the association by the
 1520  developer. Any audit or review prepared under this section shall
 1521  be paid for by the developer if done before turnover of control
 1522  of the association.
 1523         (e) A unit owner may provide written notice to the division
 1524  of the association’s failure to mail or hand deliver him or her
 1525  a copy of the most recent financial report within 5 business
 1526  days after he or she submitted a written request to the
 1527  association for a copy of such report. If the division
 1528  determines that the association failed to mail or hand deliver a
 1529  copy of the most recent financial report to the unit owner, the
 1530  division shall provide written notice to the association that
 1531  the association must mail or hand deliver a copy of the most
 1532  recent financial report to the unit owner and the division
 1533  within 5 business days after it receives such notice from the
 1534  division. An association that fails to comply with the
 1535  division’s request may not waive the financial reporting
 1536  requirement provided in paragraph (d) for the fiscal year in
 1537  which the unit owner’s request was made and the following fiscal
 1538  year. A financial report received by the division pursuant to
 1539  this paragraph shall be maintained, and the division shall
 1540  provide a copy of such report to an association member upon his
 1541  or her request.
 1542         (16) INVESTMENT OF ASSOCIATION FUNDS.
 1543         (a) A board shall, in fulfilling its duty to manage
 1544  operating and reserve funds of its association, use best efforts
 1545  to make prudent investment decisions that carefully consider
 1546  risk and return in an effort to maximize returns on invested
 1547  funds.
 1548         (b) An association, including a multicondominium
 1549  association, may invest reserve funds in one or any combination
 1550  of certificates of deposit or in depository accounts at a
 1551  community bank, savings bank, commercial bank, savings and loan
 1552  association, or credit union. Upon a majority vote of the voting
 1553  interests, an association may invest reserve funds in
 1554  investments other than certificates of deposit or depository
 1555  accounts at a community bank, savings bank, commercial bank,
 1556  savings and loan association, or credit union, provided the
 1557  association complies with paragraphs (c)-(g). Notwithstanding
 1558  any declaration, only funds identified as reserve funds may be
 1559  invested pursuant to paragraphs (c)-(g). Paragraphs (c)-(g) do
 1560  not apply to funds invested in one or any combination of
 1561  certificates of deposit or depository accounts at a community
 1562  bank, savings bank, commercial bank, savings and loan
 1563  association, or credit union.
 1564         (c) The board shall create an investment committee composed
 1565  of at least two board members and two-unit unit owners who are
 1566  not board members. The board shall also adopt rules for invested
 1567  funds, including, but not limited to, rules requiring periodic
 1568  reviews of any investment manager’s performance, the development
 1569  of an investment policy statement, and that all meetings of the
 1570  investment committee be recorded and made part of the official
 1571  records of the association. The investment policy statement
 1572  developed pursuant to this paragraph must, at a minimum, address
 1573  risk, liquidity, and benchmark measurements; authorized classes
 1574  of investments; authorized investment mixes; limitations on
 1575  authority relating to investment transactions; requirements for
 1576  projected reserve expenditures within, at minimum, the next 24
 1577  months to be held in cash or cash equivalents; projected
 1578  expenditures relating to a mandatory structural inspection
 1579  performed pursuant to s. 553.899; and protocols for proxy
 1580  response.
 1581         (d) The investment committee shall recommend investment
 1582  advisers to the board, and the board shall select one of the
 1583  recommended investment advisers to provide services to the
 1584  association. Such investment advisers must be registered or have
 1585  notice filed under s. 517.12. The selected investment adviser
 1586  and any representative or association of the investment adviser
 1587  may not be related by affinity or consanguinity to, or under
 1588  common ownership with, any board member, community management
 1589  company, reserve study provider, or co-owner of a unit with a
 1590  board member or investment committee member. The investment
 1591  adviser shall comply with the prudent investor rule in s.
 1592  518.11. The investment adviser shall act as a fiduciary to the
 1593  association in compliance with the standards set forth in the
 1594  Employee Retirement Income Security Act of 1974 at 29 U.S.C. s.
 1595  1104(a)(1)(A)-(C). In case of conflict with other laws
 1596  authorizing investments, the investment and fiduciary standards
 1597  set forth in this subsection must prevail. If at any time the
 1598  investment committee determines that an investment adviser does
 1599  not meet the requirements of this section, the investment
 1600  committee must recommend a replacement investment adviser to the
 1601  board.
 1602         (e) At least once each calendar year, or sooner if a
 1603  substantial financial obligation of the association becomes
 1604  known to the board, the association must provide the investment
 1605  adviser with the association’s investment policy statement, the
 1606  most recent reserve study report, the association’s structural
 1607  integrity report, and the financial reports prepared pursuant to
 1608  subsection (13). If there is no recent reserve study report, the
 1609  association must provide the investment adviser with a good
 1610  faith estimate disclosing the annual amount of reserve funds
 1611  necessary for the association to fund reserves fully for the
 1612  life of each reserve component and each component’s
 1613  redundancies. The investment adviser shall annually review these
 1614  documents and provide the association with a portfolio
 1615  allocation model that is suitably structured and prudently
 1616  designed to match projected annual reserve fund requirements and
 1617  liability, assets, and liquidity requirements. The investment
 1618  adviser shall prepare a funding projection for each reserve
 1619  component, including any of the component’s redundancies. The
 1620  association must have available at all times a minimum of 24
 1621  months of projected reserves in cash or cash equivalents.
 1622         (f) Portfolios managed by the investment adviser may
 1623  contain any type of investment necessary to meet the objectives
 1624  in the investment policy statement; however, portfolios may not
 1625  contain stocks, securities, or other obligations that the State
 1626  Board of Administration is prohibited from investing in under s.
 1627  215.471, s. 215.4725, or s. 215.473 or that state agencies are
 1628  prohibited from investing in under s. 215.472, as determined by
 1629  the investment adviser. Any funds invested by the investment
 1630  adviser must be held in third-party custodial accounts that are
 1631  subject to insurance coverage by the Securities Investor
 1632  Protection Corporation in an amount equal to or greater than the
 1633  invested amount. The investment adviser may withdraw investment
 1634  fees, expenses, and commissions from invested funds.
 1635         (g) The investment adviser shall:
 1636         1. Annually provide the association with a written
 1637  certification of compliance with this section and a list of
 1638  stocks, securities, and other obligations that are prohibited
 1639  from being in association portfolios under paragraph (f); and
 1640         2. Submit monthly, quarterly, and annual reports to the
 1641  association which are prepared in accordance with established
 1642  financial industry standards and in accordance with chapter 517.
 1643         (h) Any principal, earnings, or interest managed under this
 1644  subsection must be available at no cost or charge to the
 1645  association within 15 business days after delivery of the
 1646  association’s written or electronic request.
 1647         (i)Unallocated income earned on reserve fund investments
 1648  must be spent only on capital expenditures, planned maintenance,
 1649  structural repairs, or other items for which the reserve
 1650  accounts have been established. Any surplus of funds that
 1651  exceeds the amount required to maintain reasonably funded
 1652  reserves must be managed pursuant to s. 718.115.
 1653         Section 7. Paragraphs (b) through (g) of subsection (2) of
 1654  section 718.112, Florida Statutes, are amended to read:
 1655         718.112 Bylaws.—
 1656         (2) REQUIRED PROVISIONS.—The bylaws shall provide for the
 1657  following and, if they do not do so, shall be deemed to include
 1658  the following:
 1659         (b) Quorum; voting requirements; proxies.—
 1660         1. Unless a lower number is provided in the bylaws, the
 1661  percentage of voting interests required to constitute a quorum
 1662  at a meeting of the members is a majority of the voting
 1663  interests. Unless otherwise provided in this chapter or in the
 1664  declaration, articles of incorporation, or bylaws, and except as
 1665  provided in subparagraph (d)4., decisions shall be made by a
 1666  majority of the voting interests represented at a meeting at
 1667  which a quorum is present.
 1668         2. Except as specifically otherwise provided herein, unit
 1669  owners in a residential condominium may not vote by general
 1670  proxy, but may vote by limited proxies substantially conforming
 1671  to a limited proxy form adopted by the division. A voting
 1672  interest or consent right allocated to a unit owned by the
 1673  association may not be exercised or considered for any purpose,
 1674  whether for a quorum, an election, or otherwise. Limited proxies
 1675  and general proxies may be used to establish a quorum. Limited
 1676  proxies shall be used for votes taken to waive or reduce
 1677  reserves in accordance with subparagraph (f)2.; for votes taken
 1678  to waive the financial reporting requirements of s. 718.111(13);
 1679  for votes taken to amend the declaration pursuant to s. 718.110;
 1680  for votes taken to amend the articles of incorporation or bylaws
 1681  pursuant to this section; and for any other matter for which
 1682  this chapter requires or permits a vote of the unit owners.
 1683  Except as provided in paragraph (d), a proxy, limited or
 1684  general, may not be used in the election of board members in a
 1685  residential condominium. General proxies may be used for other
 1686  matters for which limited proxies are not required, and may be
 1687  used in voting for nonsubstantive changes to items for which a
 1688  limited proxy is required and given. Notwithstanding this
 1689  subparagraph, unit owners may vote in person at unit owner
 1690  meetings. This subparagraph does not limit the use of general
 1691  proxies or require the use of limited proxies for any agenda
 1692  item or election at any meeting of a timeshare condominium
 1693  association or a nonresidential condominium association.
 1694         3. A proxy given is effective only for the specific meeting
 1695  for which originally given and any lawfully adjourned meetings
 1696  thereof. A proxy is not valid longer than 90 days after the date
 1697  of the first meeting for which it was given. Each proxy is
 1698  revocable at any time at the pleasure of the unit owner
 1699  executing it.
 1700         4. A member of the board of administration or a committee
 1701  may submit in writing his or her agreement or disagreement with
 1702  any action taken at a meeting that the member did not attend.
 1703  This agreement or disagreement may not be used as a vote for or
 1704  against the action taken or to create a quorum.
 1705         5. A board meeting may be conducted in person or by video
 1706  conference. A board or committee member’s participation in a
 1707  meeting via telephone, real-time videoconferencing, or similar
 1708  real-time electronic or video communication counts toward a
 1709  quorum, and such member may vote as if physically present. A
 1710  speaker must be used so that the conversation of such members
 1711  may be heard by the board or committee members attending in
 1712  person as well as by any unit owners present at a meeting. The
 1713  division shall adopt rules pursuant to ss. 120.536 and 120.54
 1714  governing the requirements for meetings.
 1715         (c) Board of administration meetings.—In a residential
 1716  condominium association of more than 10 units, the board of
 1717  administration shall meet at least once each quarter. At least
 1718  four times each year, the meeting agenda must include an
 1719  opportunity for members to ask questions of the board. Meetings
 1720  of the board of administration at which a quorum of the members
 1721  is present are open to all unit owners. Members of the board of
 1722  administration may use e-mail as a means of communication but
 1723  may not cast a vote on an association matter via e-mail. A unit
 1724  owner may tape record or videotape the meetings. The right to
 1725  attend such meetings includes the right to speak at such
 1726  meetings with reference to all designated agenda items and the
 1727  right to ask questions relating to reports on the status of
 1728  construction or repair projects, the status of revenues and
 1729  expenditures during the current fiscal year, and other issues
 1730  affecting the condominium. The division shall adopt reasonable
 1731  rules governing the tape recording and videotaping of the
 1732  meeting. The association may adopt written reasonable rules
 1733  governing the frequency, duration, and manner of unit owner
 1734  statements.
 1735         1. Adequate notice of all board meetings, which must
 1736  specifically identify all agenda items, must be posted
 1737  conspicuously on the condominium property at least 48 continuous
 1738  hours before the meeting except in an emergency. If the board
 1739  meeting is to be conducted via video conference, the notice must
 1740  state that such meeting will be via video conference and must
 1741  include a hyperlink and a conference telephone number for unit
 1742  owners to attend the meeting via video conference, as well as
 1743  the address of the physical location where the unit owners can
 1744  attend the meeting in person. If the meeting is conducted via
 1745  video conference, it must be recorded and such recording must be
 1746  maintained as an official record of the association. If 20
 1747  percent of the voting interests petition the board to address an
 1748  item of business, the board, within 60 days after receipt of the
 1749  petition, shall place the item on the agenda at its next regular
 1750  board meeting or at a special meeting called for that purpose.
 1751  An item not included on the notice may be taken up on an
 1752  emergency basis by a vote of at least a majority plus one of the
 1753  board members. Such emergency action must be noticed and
 1754  ratified at the next regular board meeting. Written notice of a
 1755  meeting at which a nonemergency special assessment or an
 1756  amendment to rules regarding unit use will be considered must be
 1757  mailed, delivered, or electronically transmitted to the unit
 1758  owners and posted conspicuously on the condominium property at
 1759  least 14 days before the meeting. Evidence of compliance with
 1760  this 14-day notice requirement must be made by an affidavit
 1761  executed by the person providing the notice and filed with the
 1762  official records of the association.
 1763         2. Upon notice to the unit owners, the board shall, by duly
 1764  adopted rule, designate a specific location on the condominium
 1765  property at which all notices of board meetings must be posted.
 1766  If there is no condominium property at which notices can be
 1767  posted, Notices shall be mailed, delivered, or electronically
 1768  transmitted to each unit owner who has consented to receive
 1769  electronic notifications at least 14 days before the meeting. In
 1770  lieu of or in addition to the physical posting of the notice on
 1771  the condominium property and mailing, delivering, or
 1772  electronically transmitting the notice, the association may, by
 1773  reasonable rule, adopt a procedure for conspicuously posting and
 1774  repeatedly broadcasting the notice and the agenda on a closed
 1775  circuit cable television system serving the condominium
 1776  association. However, if broadcast notice is used in lieu of a
 1777  notice physically posted on condominium property, the notice and
 1778  agenda must be broadcast at least four times every broadcast
 1779  hour of each day that a posted notice is otherwise required
 1780  under this section. If broadcast notice is provided, the notice
 1781  and agenda must be broadcast in a manner and for a sufficient
 1782  continuous length of time so as to allow an average reader to
 1783  observe the notice and read and comprehend the entire content of
 1784  the notice and the agenda. In addition to any of the authorized
 1785  means of providing notice of a meeting of the board, the
 1786  association may, by rule, adopt a procedure for conspicuously
 1787  posting the meeting notice and the agenda on a website serving
 1788  the condominium association for at least the minimum period of
 1789  time for which a notice of a meeting is also required to be
 1790  physically posted on the condominium property. Any rule adopted
 1791  shall, in addition to other matters, include a requirement that
 1792  the association send an electronic notice in the same manner as
 1793  a notice for a meeting of the members, which must include a
 1794  hyperlink to the website at which the notice is posted, to unit
 1795  owners whose e-mail addresses are included in the association’s
 1796  official records.
 1797         3. Notice of any meeting in which regular or special
 1798  assessments against unit owners are to be considered must
 1799  specifically state that assessments will be considered and
 1800  provide the estimated cost and description of the purposes for
 1801  such assessments. If an agenda item relates to the approval of a
 1802  contract for goods or services, a copy of the contract must be
 1803  provided with the notice and be made available for inspection
 1804  and copying upon a written request from a unit owner or made
 1805  available on the association’s website or through an application
 1806  that can be downloaded on a mobile device.
 1807         4. Meetings of a committee to take final action on behalf
 1808  of the board or make recommendations to the board regarding the
 1809  association budget are subject to this paragraph. Meetings of a
 1810  committee that does not take final action on behalf of the board
 1811  or make recommendations to the board regarding the association
 1812  budget are subject to this section, unless those meetings are
 1813  exempted from this section by the bylaws of the association.
 1814         5. Notwithstanding any other law, the requirement that
 1815  board meetings and committee meetings be open to the unit owners
 1816  does not apply to:
 1817         a. Meetings between the board or a committee and the
 1818  association’s attorney, with respect to proposed or pending
 1819  litigation, if the meeting is held for the purpose of seeking or
 1820  rendering legal advice; or
 1821         b. Board meetings held for the purpose of discussing
 1822  personnel matters.
 1823         (d) Unit owner meetings.—
 1824         1. An annual meeting of the unit owners must be held at the
 1825  location provided in the association bylaws and, if the bylaws
 1826  are silent as to the location, the meeting must be held within
 1827  15 miles 45 miles of the condominium property or within the same
 1828  county as the condominium property. However, such distance
 1829  requirement does not apply to an association governing a
 1830  timeshare condominium. If a unit owner meeting is conducted via
 1831  video conference, a unit owner may vote electronically in the
 1832  manner provided in s. 718.128.
 1833         2. Unit owner meetings, including the annual meeting of the
 1834  unit owners, may be conducted in person or via video conference.
 1835  If the annual meeting of the unit owners is conducted via video
 1836  conference, a quorum of the members of the board of
 1837  administration must be physically present at the physical
 1838  location where unit owners can attend the meeting. The location
 1839  must be provided in the association bylaws and, if the bylaws
 1840  are silent as to the location, the meeting must be held within
 1841  15 miles of the condominium property or within the same county
 1842  as the condominium property. If the unit owner meeting is
 1843  conducted via video conference, the video conference must be
 1844  recorded and such recording must be maintained as an official
 1845  record of the association. The division shall adopt rules
 1846  pursuant to ss. 120.536 and 120.54 governing the requirements
 1847  for meetings.
 1848         3.2. Unless the bylaws provide otherwise, a vacancy on the
 1849  board caused by the expiration of a director’s term must be
 1850  filled by electing a new board member, and the election must be
 1851  by secret ballot. An election is not required if the number of
 1852  vacancies equals or exceeds the number of candidates. For
 1853  purposes of this paragraph, the term “candidate” means an
 1854  eligible person who has timely submitted the written notice, as
 1855  described in sub-subparagraph 4.a., of his or her intention to
 1856  become a candidate. Except in a timeshare or nonresidential
 1857  condominium, or if the staggered term of a board member does not
 1858  expire until a later annual meeting, or if all members’ terms
 1859  would otherwise expire but there are no candidates, the terms of
 1860  all board members expire at the annual meeting, and such members
 1861  may stand for reelection unless prohibited by the bylaws. Board
 1862  members may serve terms longer than 1 year if permitted by the
 1863  bylaws or articles of incorporation. A board member may not
 1864  serve more than 8 consecutive years unless approved by an
 1865  affirmative vote of unit owners representing two-thirds of all
 1866  votes cast in the election or unless there are not enough
 1867  eligible candidates to fill the vacancies on the board at the
 1868  time of the vacancy. Only board service that occurs on or after
 1869  July 1, 2018, may be used when calculating a board member’s term
 1870  limit. If the number of board members whose terms expire at the
 1871  annual meeting equals or exceeds the number of candidates, the
 1872  candidates become members of the board effective upon the
 1873  adjournment of the annual meeting. Unless the bylaws provide
 1874  otherwise, any remaining vacancies shall be filled by the
 1875  affirmative vote of the majority of the directors making up the
 1876  newly constituted board even if the directors constitute less
 1877  than a quorum or there is only one director. In a residential
 1878  condominium association of more than 10 units or in a
 1879  residential condominium association that does not include
 1880  timeshare units or timeshare interests, co-owners of a unit may
 1881  not serve as members of the board of directors at the same time
 1882  unless they own more than one unit or unless there are not
 1883  enough eligible candidates to fill the vacancies on the board at
 1884  the time of the vacancy. A unit owner in a residential
 1885  condominium desiring to be a candidate for board membership must
 1886  comply with sub-subparagraph 4.a. and must be eligible to be a
 1887  candidate to serve on the board of directors at the time of the
 1888  deadline for submitting a notice of intent to run in order to
 1889  have his or her name listed as a proper candidate on the ballot
 1890  or to serve on the board. A person who has been suspended or
 1891  removed by the division under this chapter, or who is delinquent
 1892  in the payment of any assessment due to the association, is not
 1893  eligible to be a candidate for board membership and may not be
 1894  listed on the ballot. For purposes of this paragraph, a person
 1895  is delinquent if a payment is not made by the due date as
 1896  specifically identified in the declaration of condominium,
 1897  bylaws, or articles of incorporation. If a due date is not
 1898  specifically identified in the declaration of condominium,
 1899  bylaws, or articles of incorporation, the due date is the first
 1900  day of the assessment period. A person who has been convicted of
 1901  any felony in this state or in a United States District or
 1902  Territorial Court, or who has been convicted of any offense in
 1903  another jurisdiction which would be considered a felony if
 1904  committed in this state, is not eligible for board membership
 1905  unless such felon’s civil rights have been restored for at least
 1906  5 years as of the date such person seeks election to the board.
 1907  The validity of an action by the board is not affected if it is
 1908  later determined that a board member is ineligible for board
 1909  membership due to having been convicted of a felony. This
 1910  subparagraph does not limit the term of a member of the board of
 1911  a nonresidential or timeshare condominium.
 1912         4.3. The bylaws must provide the method of calling meetings
 1913  of unit owners, including annual meetings. Written notice of an
 1914  annual meeting must include an agenda; be mailed, hand
 1915  delivered, or electronically transmitted to each unit owner at
 1916  least 14 days before the annual meeting; and be posted in a
 1917  conspicuous place on the condominium property or association
 1918  property at least 14 continuous days before the annual meeting.
 1919  Written notice of a meeting other than an annual meeting must
 1920  include an agenda; be mailed, hand delivered, or electronically
 1921  transmitted to each unit owner; and be posted in a conspicuous
 1922  place on the condominium property or association property within
 1923  the timeframe specified in the bylaws. If the bylaws do not
 1924  specify a timeframe for written notice of a meeting other than
 1925  an annual meeting, notice must be provided at least 14
 1926  continuous days before the meeting. Upon notice to the unit
 1927  owners, the board shall, by duly adopted rule, designate a
 1928  specific location on the condominium property or association
 1929  property at which all notices of unit owner meetings must be
 1930  posted. This requirement does not apply if there is no
 1931  condominium property for posting notices. In lieu of, or in In
 1932  addition to, the physical posting of meeting notices, the
 1933  association may, by reasonable rule, adopt a procedure for
 1934  conspicuously posting and repeatedly broadcasting the notice and
 1935  the agenda on a closed-circuit cable television system serving
 1936  the condominium association. However, if broadcast notice is
 1937  used in lieu of a notice posted physically on the condominium
 1938  property, the notice and agenda must be broadcast at least four
 1939  times every broadcast hour of each day that a posted notice is
 1940  otherwise required under this section. If broadcast notice is
 1941  provided, the notice and agenda must be broadcast in a manner
 1942  and for a sufficient continuous length of time so as to allow an
 1943  average reader to observe the notice and read and comprehend the
 1944  entire content of the notice and the agenda. In addition to any
 1945  of the authorized means of providing notice of a meeting of the
 1946  board, the association may, by rule, adopt a procedure for
 1947  conspicuously posting the meeting notice and the agenda on a
 1948  website serving the condominium association for at least the
 1949  minimum period of time for which a notice of a meeting is also
 1950  required to be physically posted on the condominium property.
 1951  Any rule adopted shall, in addition to other matters, include a
 1952  requirement that the association send an electronic notice in
 1953  the same manner as a notice for a meeting of the members, which
 1954  must include a hyperlink to the website at which the notice is
 1955  posted, to unit owners whose e-mail addresses are included in
 1956  the association’s official records. Unless a unit owner waives
 1957  in writing the right to receive notice of the annual meeting,
 1958  such notice must be hand delivered, mailed, or electronically
 1959  transmitted to each unit owner. Notice for meetings and notice
 1960  for all other purposes must be mailed to each unit owner at the
 1961  address last furnished to the association by the unit owner, or
 1962  hand delivered to each unit owner. However, if a unit is owned
 1963  by more than one person, the association must provide notice to
 1964  the address that the developer identifies for that purpose and
 1965  thereafter as one or more of the owners of the unit advise the
 1966  association in writing, or if no address is given or the owners
 1967  of the unit do not agree, to the address provided on the deed of
 1968  record. An officer of the association, or the manager or other
 1969  person providing notice of the association meeting, must provide
 1970  an affidavit or United States Postal Service certificate of
 1971  mailing, to be included in the official records of the
 1972  association affirming that the notice was mailed or hand
 1973  delivered in accordance with this provision.
 1974         5.4. The members of the board of a residential condominium
 1975  shall be elected by written ballot or voting machine. Proxies
 1976  may not be used in electing the board in general elections or
 1977  elections to fill vacancies caused by recall, resignation, or
 1978  otherwise, unless otherwise provided in this chapter. This
 1979  subparagraph does not apply to an association governing a
 1980  timeshare condominium.
 1981         a. At least 60 days before a scheduled election, the
 1982  association shall mail, deliver, or electronically transmit, by
 1983  separate association mailing or included in another association
 1984  mailing, delivery, or transmission, including regularly
 1985  published newsletters, to each unit owner entitled to a vote, a
 1986  first notice of the date of the election. A unit owner or other
 1987  eligible person desiring to be a candidate for the board must
 1988  give written notice of his or her intent to be a candidate to
 1989  the association at least 40 days before a scheduled election.
 1990  Together with the written notice and agenda as set forth in
 1991  subparagraph 3., the association shall mail, deliver, or
 1992  electronically transmit a second notice of the election to all
 1993  unit owners entitled to vote, together with a ballot that lists
 1994  all candidates not less than 14 days or more than 34 days before
 1995  the date of the election. Upon request of a candidate, an
 1996  information sheet, no larger than 8 1/2 inches by 11 inches,
 1997  which must be furnished by the candidate at least 35 days before
 1998  the election, must be included with the mailing, delivery, or
 1999  transmission of the ballot, with the costs of mailing, delivery,
 2000  or electronic transmission and copying to be borne by the
 2001  association. The association is not liable for the contents of
 2002  the information sheets prepared by the candidates. In order to
 2003  reduce costs, the association may print or duplicate the
 2004  information sheets on both sides of the paper. The division
 2005  shall by rule establish voting procedures consistent with this
 2006  sub-subparagraph, including rules establishing procedures for
 2007  giving notice by electronic transmission and rules providing for
 2008  the secrecy of ballots. Elections shall be decided by a
 2009  plurality of ballots cast. There is no quorum requirement;
 2010  however, at least 20 percent of the eligible voters must cast a
 2011  ballot in order to have a valid election. A unit owner may not
 2012  authorize any other person to vote his or her ballot, and any
 2013  ballots improperly cast are invalid. A unit owner who violates
 2014  this provision may be fined by the association in accordance
 2015  with s. 718.303. A unit owner who needs assistance in casting
 2016  the ballot for the reasons stated in s. 101.051 may obtain such
 2017  assistance. The regular election must occur on the date of the
 2018  annual meeting. Notwithstanding this sub-subparagraph, an
 2019  election is not required unless more candidates file notices of
 2020  intent to run or are nominated than board vacancies exist.
 2021         b. A director of a board of an association of a residential
 2022  condominium shall:
 2023         (I) Certify in writing to the secretary of the association
 2024  that he or she has read the association’s declaration of
 2025  condominium, articles of incorporation, bylaws, and current
 2026  written policies; that he or she will work to uphold such
 2027  documents and policies to the best of his or her ability; and
 2028  that he or she will faithfully discharge his or her fiduciary
 2029  responsibility to the association’s members.
 2030         (II) Submit to the secretary of the association a
 2031  certificate of having satisfactorily completed the educational
 2032  curriculum administered by the division or a division-approved
 2033  condominium education provider. The educational curriculum must
 2034  be at least 4 hours long and include instruction on milestone
 2035  inspections, structural integrity reserve studies, elections,
 2036  recordkeeping, financial literacy and transparency, levying of
 2037  fines, and notice and meeting requirements.
 2038  
 2039  Each newly elected or appointed director must submit to the
 2040  secretary of the association the written certification and
 2041  educational certificate within 1 year before being elected or
 2042  appointed or 90 days after the date of election or appointment.
 2043  A director of an association of a residential condominium who
 2044  was elected or appointed before July 1, 2024, must comply with
 2045  the written certification and educational certificate
 2046  requirements in this sub-subparagraph by June 30, 2025. The
 2047  written certification and educational certificate is valid for 7
 2048  years after the date of issuance and does not have to be
 2049  resubmitted as long as the director serves on the board without
 2050  interruption during the 7-year period. A director who is
 2051  appointed by the developer may satisfy the educational
 2052  certificate requirement in sub-sub-subparagraph (II) for any
 2053  subsequent appointment to a board by a developer within 7 years
 2054  after the date of issuance of the most recent educational
 2055  certificate, including any interruption of service on a board or
 2056  appointment to a board in another association within that 7-year
 2057  period. One year after submission of the most recent written
 2058  certification and educational certificate, and annually
 2059  thereafter, a director of an association of a residential
 2060  condominium must submit to the secretary of the association a
 2061  certificate of having satisfactorily completed at least 1 hour
 2062  of continuing education administered by the division, or a
 2063  division-approved condominium education provider, relating to
 2064  any recent changes to this chapter and the related
 2065  administrative rules during the past year. A director of an
 2066  association of a residential condominium who fails to timely
 2067  file the written certification and educational certificate is
 2068  suspended from service on the board until he or she complies
 2069  with this sub-subparagraph. The board may temporarily fill the
 2070  vacancy during the period of suspension. The secretary shall
 2071  cause the association to retain a director’s written
 2072  certification and educational certificate for inspection by the
 2073  members for 7 years after a director’s election or the duration
 2074  of the director’s uninterrupted tenure, whichever is longer.
 2075  Failure to have such written certification and educational
 2076  certificate on file does not affect the validity of any board
 2077  action.
 2078         c. Any challenge to the election process must be commenced
 2079  within 60 days after the election results are announced.
 2080         6.5. Any approval by unit owners called for by this chapter
 2081  or the applicable declaration or bylaws, including, but not
 2082  limited to, the approval requirement in s. 718.111(8), must be
 2083  made at a duly noticed meeting of unit owners and is subject to
 2084  all requirements of this chapter or the applicable condominium
 2085  documents relating to unit owner decisionmaking, except that
 2086  unit owners may take action by written agreement, without
 2087  meetings, on matters for which action by written agreement
 2088  without meetings is expressly allowed by the applicable bylaws
 2089  or declaration or any law that provides for such action.
 2090         7.6. Unit owners may waive notice of specific meetings if
 2091  allowed by the applicable bylaws or declaration or any law.
 2092  Notice of meetings of the board of administration; unit owner
 2093  meetings, except unit owner meetings called to recall board
 2094  members under paragraph (l); and committee meetings may be given
 2095  by electronic transmission to unit owners who consent to receive
 2096  notice by electronic transmission. A unit owner who consents to
 2097  receiving notices by electronic transmission is solely
 2098  responsible for removing or bypassing filters that block receipt
 2099  of mass e-mails sent to members on behalf of the association in
 2100  the course of giving electronic notices.
 2101         8.7. Unit owners have the right to participate in meetings
 2102  of unit owners with reference to all designated agenda items.
 2103  However, the association may adopt reasonable rules governing
 2104  the frequency, duration, and manner of unit owner participation.
 2105         9.8. A unit owner may tape record or videotape a meeting of
 2106  the unit owners subject to reasonable rules adopted by the
 2107  division.
 2108         10.9. Unless otherwise provided in the bylaws, any vacancy
 2109  occurring on the board before the expiration of a term may be
 2110  filled by the affirmative vote of the majority of the remaining
 2111  directors, even if the remaining directors constitute less than
 2112  a quorum, or by the sole remaining director. In the alternative,
 2113  a board may hold an election to fill the vacancy, in which case
 2114  the election procedures must conform to sub-subparagraph 4.a.
 2115  unless the association governs 10 units or fewer and has opted
 2116  out of the statutory election process, in which case the bylaws
 2117  of the association control. Unless otherwise provided in the
 2118  bylaws, a board member appointed or elected under this section
 2119  shall fill the vacancy for the unexpired term of the seat being
 2120  filled. Filling vacancies created by recall is governed by
 2121  paragraph (l) and rules adopted by the division.
 2122         11.10. This chapter does not limit the use of general or
 2123  limited proxies, require the use of general or limited proxies,
 2124  or require the use of a written ballot or voting machine for any
 2125  agenda item or election at any meeting of a timeshare
 2126  condominium association or nonresidential condominium
 2127  association.
 2128  
 2129  Notwithstanding subparagraph (b)2. and sub-subparagraph 4.a., an
 2130  association of 10 or fewer units may, by affirmative vote of a
 2131  majority of the total voting interests, provide for different
 2132  voting and election procedures in its bylaws, which may be by a
 2133  proxy specifically delineating the different voting and election
 2134  procedures. The different voting and election procedures may
 2135  provide for elections to be conducted by limited or general
 2136  proxy.
 2137         (e) Budget meeting.—
 2138         1. Any meeting at which a proposed annual budget of an
 2139  association will be considered by the board or unit owners shall
 2140  be open to all unit owners. A meeting of the board or unit
 2141  owners at which a proposed annual association budget will be
 2142  considered may be conducted by video conference. The division
 2143  shall adopt rules pursuant to ss. 120.536 and 120.54 governing
 2144  the requirements for such meetings. A sound transmitting device
 2145  must be used so that the conversation of such members may be
 2146  heard by the board or committee members attending in person, as
 2147  well as any unit owners present at the meeting. At least 14 days
 2148  before prior to such a meeting, the board shall hand deliver to
 2149  each unit owner, mail to each unit owner at the address last
 2150  furnished to the association by the unit owner, or
 2151  electronically transmit to the location furnished by the unit
 2152  owner for that purpose a notice of such meeting and a copy of
 2153  the proposed annual budget. An officer or manager of the
 2154  association, or other person providing notice of such meeting,
 2155  shall execute an affidavit evidencing compliance with such
 2156  notice requirement, and such affidavit shall be filed among the
 2157  official records of the association.
 2158         2.a. If a board proposes adopts in any fiscal year an
 2159  annual budget which requires assessments against unit owners
 2160  which exceed 115 percent of assessments for the preceding fiscal
 2161  year, the board shall simultaneously propose a substitute budget
 2162  that does not include any discretionary expenditures that are
 2163  not required to be in the budget. The substitute budget must be
 2164  proposed at the budget meeting before the adoption of the annual
 2165  budget conduct a special meeting of the unit owners to consider
 2166  a substitute budget if the board receives, within 21 days after
 2167  adoption of the annual budget, a written request for a special
 2168  meeting from at least 10 percent of all voting interests. The
 2169  special meeting shall be conducted within 60 days after adoption
 2170  of the annual budget. At least 14 days before such budget
 2171  meeting in which a substitute budget will be proposed prior to
 2172  such special meeting, the board shall hand deliver to each unit
 2173  owner, or mail to each unit owner at the address last furnished
 2174  to the association, a notice of the meeting. An officer or
 2175  manager of the association, or other person providing notice of
 2176  such meeting shall execute an affidavit evidencing compliance
 2177  with this notice requirement, and such affidavit shall be filed
 2178  among the official records of the association. Unit owners must
 2179  may consider and may adopt a substitute budget at the special
 2180  meeting. A substitute budget is adopted if approved by a
 2181  majority of all voting interests unless the bylaws require
 2182  adoption by a greater percentage of voting interests. If there
 2183  is not a quorum at the special meeting or a substitute budget is
 2184  not adopted, the annual budget previously initially proposed
 2185  adopted by the board may be adopted shall take effect as
 2186  scheduled.
 2187         b. Any determination of whether assessments exceed 115
 2188  percent of assessments for the prior fiscal year shall exclude
 2189  any authorized provision for required reasonable reserves for
 2190  repair or replacement of the condominium property, anticipated
 2191  expenses of the association which the board does not expect to
 2192  be incurred on a regular or annual basis for the repair,
 2193  maintenance, or replacement of the items listed in paragraph
 2194  (g), and insurance premiums, or assessments for betterments to
 2195  the condominium property.
 2196         c. If the developer controls the board, assessments may
 2197  shall not exceed 115 percent of assessments for the prior fiscal
 2198  year unless approved by a majority of all voting interests.
 2199         (f) Annual budget.—
 2200         1. The proposed annual budget of estimated revenues and
 2201  expenses must be detailed and must show the amounts budgeted by
 2202  accounts and expense classifications, including, at a minimum,
 2203  any applicable expenses listed in s. 718.504(21). The board
 2204  shall adopt the annual budget at least 14 days before the start
 2205  of the association’s fiscal year. In the event that the board
 2206  fails to timely adopt the annual budget a second time, it is
 2207  deemed a minor violation and the prior year’s budget shall
 2208  continue in effect until a new budget is adopted. A
 2209  multicondominium association must adopt a separate budget of
 2210  common expenses for each condominium the association operates
 2211  and must adopt a separate budget of common expenses for the
 2212  association. In addition, if the association maintains limited
 2213  common elements with the cost to be shared only by those
 2214  entitled to use the limited common elements as provided for in
 2215  s. 718.113(1), the budget or a schedule attached to it must show
 2216  the amount budgeted for this maintenance. If, after turnover of
 2217  control of the association to the unit owners, any of the
 2218  expenses listed in s. 718.504(21) are not applicable, they do
 2219  not need to be listed.
 2220         2.a. In addition to annual operating expenses, the budget
 2221  must include reserve accounts for capital expenditures and
 2222  deferred maintenance. These accounts must include, but are not
 2223  limited to, roof replacement, building painting, and pavement
 2224  resurfacing, regardless of the amount of deferred maintenance
 2225  expense or replacement cost, and any other item that has a
 2226  deferred maintenance expense or replacement cost that exceeds
 2227  $25,000 or the inflation-adjusted amount determined by the
 2228  division under subparagraph 5., whichever is greater $10,000.
 2229  The amount to be reserved must be computed using a formula based
 2230  upon estimated remaining useful life and estimated replacement
 2231  cost or deferred maintenance expense of the reserve item. In a
 2232  budget adopted by an association that is required to obtain a
 2233  structural integrity reserve study, reserves must be maintained
 2234  for the items identified in paragraph (g) for which the
 2235  association is responsible pursuant to the declaration of
 2236  condominium, and the reserve amount for such items must be based
 2237  on the findings and recommendations of the association’s most
 2238  recent structural integrity reserve study. If an association
 2239  votes to terminate the condominium in accordance with s.
 2240  718.117, the members may vote to waive the maintenance of
 2241  reserves recommended by the association’s most recent structural
 2242  integrity reserve study. With respect to items for which an
 2243  estimate of useful life is not readily ascertainable or with an
 2244  estimated remaining useful life of greater than 25 years, an
 2245  association is not required to reserve replacement costs for
 2246  such items, but an association must reserve the amount of
 2247  deferred maintenance expense, if any, which is recommended by
 2248  the structural integrity reserve study for such items. The
 2249  association may adjust replacement reserve assessments annually
 2250  to take into account an inflation adjustment and any changes in
 2251  estimates or extension of the useful life of a reserve item
 2252  caused by deferred maintenance.
 2253         b. The members of a unit-owner-controlled association may
 2254  determine, by a majority vote of the total voting interests of
 2255  the association, to provide no reserves or less reserves than
 2256  required by this subsection. For a budget adopted on or after
 2257  December 31, 2024, the members of a unit-owner-controlled
 2258  association that must obtain a structural integrity reserve
 2259  study may not determine to provide no reserves or less reserves
 2260  than required by this subsection for items listed in paragraph
 2261  (g), except that members of an association operating a
 2262  multicondominium may determine to provide no reserves or less
 2263  reserves than required by this subsection if an alternative
 2264  funding method is used by the association has been approved by
 2265  the division.
 2266         c.(I) Reserves for the items listed in paragraph (g) may be
 2267  funded by regular assessments, special assessments, lines of
 2268  credit, or loans.
 2269         (II) A unit-owner-controlled association that must have a
 2270  structural integrity reserve study may secure a line of credit
 2271  or a loan to fund capital expenses required by a milestone
 2272  inspection under s. 553.899 or a structural integrity reserve
 2273  study. A line of credit or a loan under this subparagraph
 2274  requires the approval of a majority vote of the total voting
 2275  interests of the association. The line of credit or loan must be
 2276  sufficient to fund the cumulative amount of any previously
 2277  waived or unfunded portions of the reserve funding amount
 2278  required by this paragraph and the most recent structural
 2279  integrity reserve study. Funding from the line of credit or loan
 2280  must be immediately available for access by the board to fund
 2281  required repair, maintenance, or replacement expenses without
 2282  further approval by the members of the association. A line of
 2283  credit or a loan secured under this sub-subparagraph must be
 2284  included in the financial report required under s. 718.111(13).
 2285         (III) This sub-subparagraph does not apply to associations
 2286  controlled by a developer as defined in s. 718.103, an
 2287  association in which the nondeveloper unit owners have been in
 2288  control for less than 1 year, or an association controlled by
 2289  one or more bulk assignees or bulk buyers as those terms are
 2290  defined in s. 718.703.
 2291         d. If the local building official, as defined in s.
 2292  468.603, determines that the entire condominium building is
 2293  uninhabitable due to a natural emergency, as defined in s.
 2294  252.34, the board, upon the approval of a majority of its
 2295  members, may pause the contribution to its reserves or reduce
 2296  reserve funding until the local building official determines
 2297  that the condominium building is habitable. Any reserve account
 2298  funds held by the association may be expended, pursuant to the
 2299  board’s determination, to make the condominium building and its
 2300  structures habitable. Upon the determination by the local
 2301  building official that the condominium building is habitable,
 2302  the association must immediately resume contributing funds to
 2303  its reserves.
 2304         eFor a budget adopted on or before December 31, 2028, if
 2305  the association has completed a milestone inspection pursuant to
 2306  s. 553.899 within the previous 2 calendar years, the board, upon
 2307  the approval of a majority of the total voting interests of the
 2308  association, may temporarily pause, for a period of no more than
 2309  2 consecutive annual budgets, reserve fund contributions or
 2310  reduce the amount of reserve funding for the purpose of funding
 2311  repairs recommended by the milestone inspection. This sub
 2312  subparagraph does not apply to an association controlled by a
 2313  developer as defined in s. 718.103, an association in which the
 2314  nondeveloper unit owners have been in control for less than 1
 2315  year, or an association controlled by one or more bulk assignees
 2316  or bulk buyers as those terms are defined in s. 718.703. An
 2317  association that has paused reserve contributions under this
 2318  subparagraph must have a structural integrity reserve study
 2319  performed before the continuation of reserve contributions in
 2320  order to determine the association’s reserve funding needs and
 2321  to recommend a reserve funding plan.
 2322         f.b. Before turnover of control of an association by a
 2323  developer to unit owners other than a developer under s.
 2324  718.301, the developer-controlled association may not vote to
 2325  waive the reserves or reduce funding of the reserves. If a
 2326  meeting of the unit owners has been called to determine whether
 2327  to waive or reduce the funding of reserves and no such result is
 2328  achieved or a quorum is not attained, the reserves included in
 2329  the budget shall go into effect. After the turnover, the
 2330  developer may vote its voting interest to waive or reduce the
 2331  funding of reserves.
 2332         3. Reserve funds and any interest accruing thereon shall
 2333  remain in the reserve account or accounts, and may be used only
 2334  for authorized reserve expenditures unless their use for other
 2335  purposes is approved in advance by a majority vote of all the
 2336  total voting interests of the association. Before turnover of
 2337  control of an association by a developer to unit owners other
 2338  than the developer pursuant to s. 718.301, the developer
 2339  controlled association may not vote to use reserves for purposes
 2340  other than those for which they were intended. For a budget
 2341  adopted on or after December 31, 2024, members of a unit-owner
 2342  controlled association that must obtain a structural integrity
 2343  reserve study may not vote to use reserve funds, or any interest
 2344  accruing thereon, for any other purpose other than the
 2345  replacement or deferred maintenance costs of the components
 2346  listed in paragraph (g). A vote of the members is not required
 2347  for the board to change the accounting method for reserves to a
 2348  pooling accounting method or a straight-line accounting method.
 2349         4. The only voting interests that are eligible to vote on
 2350  questions that involve waiving or reducing the funding of
 2351  reserves, or using existing reserve funds for purposes other
 2352  than purposes for which the reserves were intended, are the
 2353  voting interests of the units subject to assessment to fund the
 2354  reserves in question. Proxy questions relating to waiving or
 2355  reducing the funding of reserves or using existing reserve funds
 2356  for purposes other than purposes for which the reserves were
 2357  intended must contain the following statement in capitalized,
 2358  bold letters in a font size larger than any other used on the
 2359  face of the proxy ballot:
 2360  
 2361         WAIVING OF RESERVES, IN WHOLE OR IN PART, OR ALLOWING
 2362         ALTERNATIVE USES OF EXISTING RESERVES MAY RESULT IN
 2363         UNIT OWNER LIABILITY FOR PAYMENT OF UNANTICIPATED
 2364         SPECIAL ASSESSMENTS REGARDING THOSE ITEMS.
 2365  
 2366         5. The division shall annually adjust for inflation, based
 2367  on the Consumer Price Index for All Urban Consumers released in
 2368  January of each year, the minimum $25,000 threshold amount for
 2369  required reserves. By February 1, 2026, and annually thereafter,
 2370  the division must conspicuously post on its website the
 2371  inflation-adjusted minimum threshold amount for required
 2372  reserves.
 2373         (g) Structural integrity reserve study.—
 2374         1. A residential condominium association must have a
 2375  structural integrity reserve study completed at least every 10
 2376  years after the condominium’s creation for each building on the
 2377  condominium property that is three stories or higher in height,
 2378  as determined by the Florida Building Code, which includes, at a
 2379  minimum, a study of the following items as related to the
 2380  structural integrity and safety of the building:
 2381         a. Roof.
 2382         b. Structure, including load-bearing walls and other
 2383  primary structural members and primary structural systems as
 2384  those terms are defined in s. 627.706.
 2385         c. Fireproofing and fire protection systems.
 2386         d. Plumbing.
 2387         e. Electrical systems.
 2388         f. Waterproofing and exterior painting.
 2389         g. Windows and exterior doors.
 2390         h. Any other item that has a deferred maintenance expense
 2391  or replacement cost that exceeds $25,000 or the inflation
 2392  adjusted amount determined by the division under subparagraph
 2393  (f)5., whichever is greater, $10,000 and the failure to replace
 2394  or maintain such item negatively affects the items listed in
 2395  sub-subparagraphs a.-g., as determined by the visual inspection
 2396  portion of the structural integrity reserve study.
 2397         2. A structural integrity reserve study is based on a
 2398  visual inspection of the condominium property.
 2399         3.a. A structural integrity reserve study may be performed
 2400  by any person qualified to perform such study. However,
 2401  including the visual inspection portion of the structural
 2402  integrity reserve study, must be performed or verified by an
 2403  engineer licensed under chapter 471, an architect licensed under
 2404  chapter 481, or a person certified as a reserve specialist or
 2405  professional reserve analyst by the Community Associations
 2406  Institute or the Association of Professional Reserve Analysts.
 2407         b. Any design professional as defined in s. 558.002 or any
 2408  contractor licensed under chapter 489 who bids to perform a
 2409  structural integrity reserve study must disclose in writing to
 2410  the association his or her intent to bid on any services related
 2411  to any maintenance, repair, or replacement that may be
 2412  recommended by the structural integrity reserve study. Any
 2413  design professional as defined in s. 558.002 or contractor
 2414  licensed under chapter 489 who submits a bid to the association
 2415  for performing any services recommended by the structural
 2416  integrity reserve study may not have an interest, directly or
 2417  indirectly, in the firm or entity providing the association’s
 2418  structural integrity reserve study or be a relative of any
 2419  person having a direct or indirect interest in such firm, unless
 2420  such relationship is disclosed to the association in writing. As
 2421  used in this section, the term “relative” means a relative
 2422  within the third degree of consanguinity by blood or marriage. A
 2423  contract for services is voidable and terminates upon the
 2424  association filing a written notice terminating the contract if
 2425  the design professional or licensed contractor failed to provide
 2426  the written disclosure of the interests or relationships
 2427  required under this paragraph. A design professional or licensed
 2428  contractor may be subject to discipline under the applicable
 2429  practice act for his or her profession for failure to provide
 2430  the written disclosure of the interests or relationships
 2431  required under this paragraph.
 2432         4.a.3. At a minimum, a structural integrity reserve study
 2433  must identify each item of the condominium property being
 2434  visually inspected, state the estimated remaining useful life
 2435  and the estimated replacement cost or deferred maintenance
 2436  expense of each item of the condominium property being visually
 2437  inspected, and provide a reserve funding plan or schedule with a
 2438  recommended annual reserve amount that achieves the estimated
 2439  replacement cost or deferred maintenance expense of each item of
 2440  condominium property being visually inspected by the end of the
 2441  estimated remaining useful life of the item. At a minimum, the
 2442  structural integrity reserve study must include a recommendation
 2443  for a reserve funding schedule based on a baseline funding plan
 2444  that provides a reserve funding goal in which the reserve
 2445  funding for each budget year is sufficient to maintain the
 2446  reserve cash balance above zero. The study may recommend other
 2447  types of reserve funding schedules, provided that each
 2448  recommended schedule is sufficient to meet the association’s
 2449  maintenance obligation.
 2450         b. The structural integrity reserve study may recommend
 2451  that reserves do not need to be maintained for any item for
 2452  which an estimate of useful life and an estimate of replacement
 2453  cost cannot be determined, or the study may recommend a deferred
 2454  maintenance expense amount for such item. The structural
 2455  integrity reserve study may recommend that reserves for
 2456  replacement costs do not need to be maintained for any item with
 2457  an estimated remaining useful life of greater than 25 years, but
 2458  the study may recommend a deferred maintenance expense amount
 2459  for such item. If the structural integrity reserve study
 2460  recommends reserves for any item for which reserves are not
 2461  required under this paragraph, the amount of the recommended
 2462  reserves for such item must be separately identified in the
 2463  structural integrity reserve study as an item for which reserves
 2464  are not required under this paragraph.
 2465         c. The structural integrity reserve study must take into
 2466  consideration the funding method or methods used by the
 2467  association to fund its maintenance and reserve funding
 2468  obligations through regular assessments, special assessments,
 2469  lines of credit, or loans. If the structural integrity reserve
 2470  study is performed before the association has approved a special
 2471  assessment or secured a line of credit or a loan, the structural
 2472  integrity reserve study must be updated to reflect the funding
 2473  method selected by the association and its effect on the reserve
 2474  funding schedule, including any anticipated change in the amount
 2475  of regular assessments. The structural integrity reserve study
 2476  may be updated to reflect any changes to the useful life of the
 2477  reserve items after such items are repaired or replaced, and the
 2478  effect such repair or replacement will have on the reserve
 2479  funding schedule. The association must obtain an updated
 2480  structural integrity reserve study before adopting any budget in
 2481  which the reserve funding from regular assessments, special
 2482  assessments, lines of credit, or loans do not align with the
 2483  funding plan from the most recent version of the structural
 2484  integrity reserve study.
 2485         5.4. This paragraph does not apply to buildings less than
 2486  three stories in height; single-family, two-family, or three
 2487  family dwellings with three or fewer habitable stories above
 2488  ground; any portion or component of a building that has not been
 2489  submitted to the condominium form of ownership; or any portion
 2490  or component of a building that is maintained by a party other
 2491  than the association.
 2492         6.5. Before a developer turns over control of an
 2493  association to unit owners other than the developer, the
 2494  developer must have a turnover inspection report in compliance
 2495  with s. 718.301(4)(p) and (q) for each building on the
 2496  condominium property that is three stories or higher in height.
 2497         7.6. Associations existing on or before July 1, 2022, which
 2498  are controlled by unit owners other than the developer, must
 2499  have a structural integrity reserve study completed by December
 2500  31, 2025 2024, for each building on the condominium property
 2501  that is three stories or higher in height. An association that
 2502  is required to complete a milestone inspection in accordance
 2503  with s. 553.899 on or before December 31, 2026, may complete the
 2504  structural integrity reserve study simultaneously with the
 2505  milestone inspection. In no event may the structural integrity
 2506  reserve study be completed after December 31, 2026.
 2507         8.7. If the milestone inspection required by s. 553.899, or
 2508  an inspection completed for a similar local requirement, was
 2509  performed within the past 5 years and meets the requirements of
 2510  this paragraph, such inspection may be used in place of the
 2511  visual inspection portion of the structural integrity reserve
 2512  study.
 2513         9. If the association completes a milestone inspection
 2514  required by s. 553.899, or an inspection completed for a similar
 2515  local requirement, the association may delay performance of a
 2516  required structural integrity reserve study for no more than the
 2517  2 consecutive budget years immediately following the milestone
 2518  inspection in order to allow the association to focus its
 2519  financial resources on completing the repair and maintenance
 2520  recommendations of the milestone inspection.
 2521         10.8. If the officers or directors of an association
 2522  willfully and knowingly fail to complete a structural integrity
 2523  reserve study pursuant to this paragraph, such failure is a
 2524  breach of an officer’s or a and director’s fiduciary
 2525  relationship to the unit owners under s. 718.111(1). An officer
 2526  or a director of an association must sign an affidavit
 2527  acknowledging receipt of the completed structural integrity
 2528  reserve study.
 2529         11.9. Within 45 days after receiving the structural
 2530  integrity reserve study, the association must distribute a copy
 2531  of the study to each unit owner or deliver to each unit owner a
 2532  notice that the completed study is available for inspection and
 2533  copying upon a written request. Distribution of a copy of the
 2534  study or notice must be made by United States mail or personal
 2535  delivery to the mailing address, property address, or any other
 2536  address of the owner provided to fulfill the association’s
 2537  notice requirements under this chapter, or by electronic
 2538  transmission to the e-mail address or facsimile number provided
 2539  to fulfill the association’s notice requirements to unit owners
 2540  who previously consented to receive notice by electronic
 2541  transmission.
 2542         12.10. Within 45 days after receiving the structural
 2543  integrity reserve study, the association must provide the
 2544  division with a statement indicating that the study was
 2545  completed and that the association provided or made available
 2546  such study to each unit owner in accordance with this section.
 2547  The statement must be provided to the division in the manner
 2548  established by the division using a form posted on the
 2549  division’s website.
 2550         13. The division shall adopt by rule the form for the
 2551  structural integrity reserve study in coordination with the
 2552  Florida Building Commission.
 2553         Section 8. Subsections (1) and (3) of section 718.501,
 2554  Florida Statutes, are amended, and paragraph (d) is added to
 2555  subsection (2) of that section, to read:
 2556         718.501 Authority, responsibility, and duties of Division
 2557  of Florida Condominiums, Timeshares, and Mobile Homes.—
 2558         (1) The division may enforce and ensure compliance with
 2559  this chapter and rules relating to the development,
 2560  construction, sale, lease, ownership, operation, and management
 2561  of residential condominium units and complaints related to the
 2562  procedural completion of milestone inspections under s. 553.899.
 2563  In performing its duties, the division has complete jurisdiction
 2564  to investigate complaints and enforce compliance with respect to
 2565  associations that are still under developer control or the
 2566  control of a bulk assignee or bulk buyer pursuant to part VII of
 2567  this chapter and complaints against developers, bulk assignees,
 2568  or bulk buyers involving improper turnover or failure to
 2569  turnover, pursuant to s. 718.301. However, after turnover has
 2570  occurred, the division has jurisdiction to review records and
 2571  investigate complaints related only to:
 2572         (a)1. Procedural aspects and records relating to financial
 2573  issues, including annual financial reporting under s.
 2574  718.111(13); assessments for common expenses, fines, and
 2575  commingling of reserve and operating funds under s. 718.111(14);
 2576  use of debit cards for unintended purposes under s. 718.111(15);
 2577  the annual operating budget and the allocation of reserve funds
 2578  under s. 718.112(2)(f); financial records under s.
 2579  718.111(12)(a)11.; and any other record necessary to determine
 2580  the revenues and expenses of the association.
 2581         2. Elections, including election and voting requirements
 2582  under s. 718.112(2)(b) and (d), recall of board members under s.
 2583  718.112(2)(l), electronic voting under s. 718.128, and elections
 2584  that occur during an emergency under s. 718.1265(1)(a).
 2585         3. The maintenance of and unit owner access to association
 2586  records under s. 718.111(12).
 2587         4. The procedural aspects of meetings, including unit owner
 2588  meetings, quorums, voting requirements, proxies, board of
 2589  administration meetings, and budget meetings under s.
 2590  718.112(2).
 2591         5. The disclosure of conflicts of interest under ss.
 2592  718.111(1)(a) and 718.3027, including limitations contained in
 2593  s. 718.111(3)(f).
 2594         6. The removal of a board director or officer under ss.
 2595  718.111(1)(a) and (15) and 718.112(2)(p) and (q).
 2596         7. The procedural completion of structural integrity
 2597  reserve studies under s. 718.112(2)(g) and the milestone
 2598  inspections under s. 553.899.
 2599         8.Completion of repairs required by a milestone inspection
 2600  under s. 553.899.
 2601         9.8. Any written inquiries by unit owners to the
 2602  association relating to such matters, including written
 2603  inquiries under s. 718.112(2)(a)2.
 2604         10.The requirement for associations to maintain an
 2605  insurance policy or fidelity bonding for all persons who control
 2606  or disperse funds of the association under s. 718.111(11)(h).
 2607         11.Board member education requirements under s.
 2608  718.112(2)(d)5.b.
 2609         12.Reporting requirements for structural integrity reserve
 2610  studies under subsection (3) and under s. 718.112(2)(g)12.
 2611         (b)1. The division may make necessary public or private
 2612  investigations within or outside this state to determine whether
 2613  any person has violated this chapter or any rule or order
 2614  hereunder, to aid in the enforcement of this chapter, or to aid
 2615  in the adoption of rules or forms.
 2616         2. The division may submit any official written report,
 2617  worksheet, or other related paper, or a duly certified copy
 2618  thereof, compiled, prepared, drafted, or otherwise made by and
 2619  duly authenticated by a financial examiner or analyst to be
 2620  admitted as competent evidence in any hearing in which the
 2621  financial examiner or analyst is available for cross-examination
 2622  and attests under oath that such documents were prepared as a
 2623  result of an examination or inspection conducted pursuant to
 2624  this chapter.
 2625         (c) The division may require or permit any person to file a
 2626  statement in writing, under oath or otherwise, as the division
 2627  determines, as to the facts and circumstances concerning a
 2628  matter to be investigated.
 2629         (d) For the purpose of any investigation under this
 2630  chapter, the division director or any officer or employee
 2631  designated by the division director may administer oaths or
 2632  affirmations, subpoena witnesses and compel their attendance,
 2633  take evidence, and require the production of any matter which is
 2634  relevant to the investigation, including the existence,
 2635  description, nature, custody, condition, and location of any
 2636  books, documents, or other tangible things and the identity and
 2637  location of persons having knowledge of relevant facts or any
 2638  other matter reasonably calculated to lead to the discovery of
 2639  material evidence. Upon the failure by a person to obey a
 2640  subpoena or to answer questions propounded by the investigating
 2641  officer and upon reasonable notice to all affected persons, the
 2642  division may apply to the circuit court for an order compelling
 2643  compliance.
 2644         (e) Notwithstanding any remedies available to unit owners
 2645  and associations, if the division has reasonable cause to
 2646  believe that a violation of any provision of this chapter or
 2647  related rule has occurred, the division may institute
 2648  enforcement proceedings in its own name against any developer,
 2649  bulk assignee, bulk buyer, association, officer, or member of
 2650  the board of administration, or its assignees or agents, as
 2651  follows:
 2652         1. The division may permit a person whose conduct or
 2653  actions may be under investigation to waive formal proceedings
 2654  and enter into a consent proceeding whereby orders, rules, or
 2655  letters of censure or warning, whether formal or informal, may
 2656  be entered against the person.
 2657         2. The division may issue an order requiring the developer,
 2658  bulk assignee, bulk buyer, association, developer-designated
 2659  officer, or developer-designated member of the board of
 2660  administration, developer-designated assignees or agents, bulk
 2661  assignee-designated assignees or agents, bulk buyer-designated
 2662  assignees or agents, community association manager, or community
 2663  association management firm to cease and desist from the
 2664  unlawful practice and take such affirmative action as in the
 2665  judgment of the division carry out the purposes of this chapter.
 2666  If the division finds that a developer, bulk assignee, bulk
 2667  buyer, association, officer, or member of the board of
 2668  administration, or its assignees or agents, is violating or is
 2669  about to violate any provision of this chapter, any rule adopted
 2670  or order issued by the division, or any written agreement
 2671  entered into with the division, and presents an immediate danger
 2672  to the public requiring an immediate final order, it may issue
 2673  an emergency cease and desist order reciting with particularity
 2674  the facts underlying such findings. The emergency cease and
 2675  desist order is effective for 90 days. If the division begins
 2676  nonemergency cease and desist proceedings, the emergency cease
 2677  and desist order remains effective until the conclusion of the
 2678  proceedings under ss. 120.569 and 120.57.
 2679         3. If a developer, bulk assignee, or bulk buyer fails to
 2680  pay any restitution determined by the division to be owed, plus
 2681  any accrued interest at the highest rate permitted by law,
 2682  within 30 days after expiration of any appellate time period of
 2683  a final order requiring payment of restitution or the conclusion
 2684  of any appeal thereof, whichever is later, the division must
 2685  bring an action in circuit or county court on behalf of any
 2686  association, class of unit owners, lessees, or purchasers for
 2687  restitution, declaratory relief, injunctive relief, or any other
 2688  available remedy. The division may also temporarily revoke its
 2689  acceptance of the filing for the developer to which the
 2690  restitution relates until payment of restitution is made.
 2691         4. The division may petition the court for appointment of a
 2692  receiver or conservator. If appointed, the receiver or
 2693  conservator may take action to implement the court order to
 2694  ensure the performance of the order and to remedy any breach
 2695  thereof. In addition to all other means provided by law for the
 2696  enforcement of an injunction or temporary restraining order, the
 2697  circuit court may impound or sequester the property of a party
 2698  defendant, including books, papers, documents, and related
 2699  records, and allow the examination and use of the property by
 2700  the division and a court-appointed receiver or conservator.
 2701         5. The division may apply to the circuit court for an order
 2702  of restitution whereby the defendant in an action brought under
 2703  subparagraph 4. is ordered to make restitution of those sums
 2704  shown by the division to have been obtained by the defendant in
 2705  violation of this chapter. At the option of the court, such
 2706  restitution is payable to the conservator or receiver appointed
 2707  under subparagraph 4. or directly to the persons whose funds or
 2708  assets were obtained in violation of this chapter.
 2709         6. The division may impose a civil penalty against a
 2710  developer, bulk assignee, or bulk buyer, or association, or its
 2711  assignee or agent, for any violation of this chapter or related
 2712  rule. The division may impose a civil penalty individually
 2713  against an officer or board member who willfully and knowingly
 2714  violates this chapter, an adopted rule, or a final order of the
 2715  division; may order the removal of such individual as an officer
 2716  or from the board of administration or as an officer of the
 2717  association; and may prohibit such individual from serving as an
 2718  officer or on the board of a community association for a period
 2719  of time. The term “willfully and knowingly” means that the
 2720  division informed the officer or board member that his or her
 2721  action or intended action violates this chapter, a rule adopted
 2722  under this chapter, or a final order of the division and that
 2723  the officer or board member refused to comply with the
 2724  requirements of this chapter, a rule adopted under this chapter,
 2725  or a final order of the division. The division, before
 2726  initiating formal agency action under chapter 120, must afford
 2727  the officer or board member an opportunity to voluntarily
 2728  comply, and an officer or board member who complies within 10
 2729  days is not subject to a civil penalty. A penalty may be imposed
 2730  on the basis of each day of continuing violation, but the
 2731  penalty for any offense may not exceed $5,000. The division
 2732  shall adopt, by rule, penalty guidelines applicable to possible
 2733  violations or to categories of violations of this chapter or
 2734  rules adopted by the division. The guidelines must specify a
 2735  meaningful range of civil penalties for each such violation of
 2736  the statute and rules and must be based upon the harm caused by
 2737  the violation, upon the repetition of the violation, and upon
 2738  such other factors deemed relevant by the division. For example,
 2739  the division may consider whether the violations were committed
 2740  by a developer, bulk assignee, or bulk buyer, or owner
 2741  controlled association, the size of the association, and other
 2742  factors. The guidelines must designate the possible mitigating
 2743  or aggravating circumstances that justify a departure from the
 2744  range of penalties provided by the rules. It is the legislative
 2745  intent that minor violations be distinguished from those which
 2746  endanger the health, safety, or welfare of the condominium
 2747  residents or other persons and that such guidelines provide
 2748  reasonable and meaningful notice to the public of likely
 2749  penalties that may be imposed for proscribed conduct. This
 2750  subsection does not limit the ability of the division to
 2751  informally dispose of administrative actions or complaints by
 2752  stipulation, agreed settlement, or consent order. All amounts
 2753  collected shall be deposited with the Chief Financial Officer to
 2754  the credit of the Division of Florida Condominiums, Timeshares,
 2755  and Mobile Homes Trust Fund. If a developer, bulk assignee, or
 2756  bulk buyer fails to pay the civil penalty and the amount deemed
 2757  to be owed to the association, the division shall issue an order
 2758  directing that such developer, bulk assignee, or bulk buyer
 2759  cease and desist from further operation until such time as the
 2760  civil penalty is paid or may pursue enforcement of the penalty
 2761  in a court of competent jurisdiction. If an association fails to
 2762  pay the civil penalty, the division shall pursue enforcement in
 2763  a court of competent jurisdiction, and the order imposing the
 2764  civil penalty or the cease and desist order is not effective
 2765  until 20 days after the date of such order. Any action commenced
 2766  by the division shall be brought in the county in which the
 2767  division has its executive offices or in the county in which the
 2768  violation occurred.
 2769         7. If a unit owner presents the division with proof that
 2770  the unit owner has requested access to official records in
 2771  writing by certified mail, and that after 10 days the unit owner
 2772  again made the same request for access to official records in
 2773  writing by certified mail, and that more than 10 days has
 2774  elapsed since the second request and the association has still
 2775  failed or refused to provide access to official records as
 2776  required by this chapter, the division shall issue a subpoena
 2777  requiring production of the requested records at the location in
 2778  which the records are kept pursuant to s. 718.112. Upon receipt
 2779  of the records, the division must provide to the unit owner who
 2780  was denied access to such records the produced official records
 2781  without charge.
 2782         8. In addition to subparagraph 6., the division may seek
 2783  the imposition of a civil penalty through the circuit court for
 2784  any violation for which the division may issue a notice to show
 2785  cause under paragraph (t). The civil penalty shall be at least
 2786  $500 but no more than $5,000 for each violation. The court may
 2787  also award to the prevailing party court costs and reasonable
 2788  attorney fees and, if the division prevails, may also award
 2789  reasonable costs of investigation.
 2790         9. The division may issue citations and promulgate rules to
 2791  provide for citation bases and citation procedures in accordance
 2792  with this paragraph.
 2793         (f) The division may prepare and disseminate a prospectus
 2794  and other information to assist prospective owners, purchasers,
 2795  lessees, and developers of residential condominiums in assessing
 2796  the rights, privileges, and duties pertaining thereto.
 2797         (g) The division may adopt rules to administer and enforce
 2798  this chapter.
 2799         (h) The division shall establish procedures for providing
 2800  notice to an association and the developer, bulk assignee, or
 2801  bulk buyer during the period in which the developer, bulk
 2802  assignee, or bulk buyer controls the association if the division
 2803  is considering the issuance of a declaratory statement with
 2804  respect to the declaration of condominium or any related
 2805  document governing such condominium community.
 2806         (i) The division shall furnish each association that pays
 2807  the fees required by paragraph (2)(a) a copy of this chapter, as
 2808  amended, and the rules adopted thereto on an annual basis.
 2809         (j) The division shall annually provide each association
 2810  with a summary of declaratory statements and formal legal
 2811  opinions relating to the operations of condominiums which were
 2812  rendered by the division during the previous year.
 2813         (k) The division shall provide training and educational
 2814  programs for condominium association board members and unit
 2815  owners. The training may, in the division’s discretion, include
 2816  web-based electronic media and live training and seminars in
 2817  various locations throughout the state. The division may review
 2818  and approve education and training programs for board members
 2819  and unit owners offered by providers and shall maintain a
 2820  current list of approved programs and providers and make such
 2821  list available to board members and unit owners in a reasonable
 2822  and cost-effective manner. The division shall provide the
 2823  division-approved provider with the template certificate for
 2824  issuance directly to the association’s board of directors who
 2825  have satisfactorily completed the requirements under s.
 2826  718.112(2)(d). The division shall adopt rules to implement this
 2827  section.
 2828         (l) The division shall maintain a toll-free telephone
 2829  number accessible to condominium unit owners.
 2830         (m) The division shall develop a program to certify both
 2831  volunteer and paid mediators to provide mediation of condominium
 2832  disputes. The division shall provide, upon request, a list of
 2833  such mediators to any association, unit owner, or other
 2834  participant in alternative dispute resolution proceedings under
 2835  s. 718.1255 requesting a copy of the list. The division shall
 2836  include on the list of volunteer mediators only the names of
 2837  persons who have received at least 20 hours of training in
 2838  mediation techniques or who have mediated at least 20 disputes.
 2839  In order to become initially certified by the division, paid
 2840  mediators must be certified by the Supreme Court to mediate
 2841  court cases in county or circuit courts. However, the division
 2842  may adopt, by rule, additional factors for the certification of
 2843  paid mediators, which must be related to experience, education,
 2844  or background. Any person initially certified as a paid mediator
 2845  by the division must, in order to continue to be certified,
 2846  comply with the factors or requirements adopted by rule.
 2847         (n) If a complaint is made, the division must conduct its
 2848  inquiry with due regard for the interests of the affected
 2849  parties. Within 30 days after receipt of a complaint, the
 2850  division shall acknowledge the complaint in writing and notify
 2851  the complainant whether the complaint is within the jurisdiction
 2852  of the division and whether additional information is needed by
 2853  the division from the complainant. The division shall conduct
 2854  its investigation and, within 90 days after receipt of the
 2855  original complaint or of timely requested additional
 2856  information, take action upon the complaint. However, the
 2857  failure to complete the investigation within 90 days does not
 2858  prevent the division from continuing the investigation,
 2859  accepting or considering evidence obtained or received after 90
 2860  days, or taking administrative action if reasonable cause exists
 2861  to believe that a violation of this chapter or a rule has
 2862  occurred. If an investigation is not completed within the time
 2863  limits established in this paragraph, the division shall, on a
 2864  monthly basis, notify the complainant in writing of the status
 2865  of the investigation. When reporting its action to the
 2866  complainant, the division shall inform the complainant of any
 2867  right to a hearing under ss. 120.569 and 120.57. The division
 2868  may adopt rules regarding the submission of a complaint against
 2869  an association.
 2870         (o) Condominium association directors, officers, and
 2871  employees; condominium developers; bulk assignees, bulk buyers,
 2872  and community association managers; and community association
 2873  management firms have an ongoing duty to reasonably cooperate
 2874  with the division in any investigation under this section. The
 2875  division shall refer to local law enforcement authorities any
 2876  person whom the division believes has altered, destroyed,
 2877  concealed, or removed any record, document, or thing required to
 2878  be kept or maintained by this chapter with the purpose to impair
 2879  its verity or availability in the department’s investigation.
 2880  The division shall refer to local law enforcement authorities
 2881  any person whom the division believes has engaged in fraud,
 2882  theft, embezzlement, or other criminal activity or when the
 2883  division has cause to believe that fraud, theft, embezzlement,
 2884  or other criminal activity has occurred.
 2885         (p) The division director or any officer or employee of the
 2886  division and the condominium ombudsman or any employee of the
 2887  Office of the Condominium Ombudsman may attend and observe any
 2888  meeting of the board of administration or any unit owner
 2889  meeting, including any meeting of a subcommittee or special
 2890  committee, which is open to members of the association for the
 2891  purpose of performing the duties of the division or the Office
 2892  of the Condominium Ombudsman under this chapter.
 2893         (q) The division may:
 2894         1. Contract with agencies in this state or other
 2895  jurisdictions to perform investigative functions; or
 2896         2. Accept grants-in-aid from any source.
 2897         (r) The division shall cooperate with similar agencies in
 2898  other jurisdictions to establish uniform filing procedures and
 2899  forms, public offering statements, advertising standards, and
 2900  rules and common administrative practices.
 2901         (s) The division shall consider notice to a developer, bulk
 2902  assignee, or bulk buyer to be complete when it is delivered to
 2903  the address of the developer, bulk assignee, or bulk buyer
 2904  currently on file with the division.
 2905         (t) In addition to its enforcement authority, the division
 2906  may issue a notice to show cause, which must provide for a
 2907  hearing, upon written request, in accordance with chapter 120.
 2908         (u) If the division receives a complaint regarding access
 2909  to official records on the association’s website or through an
 2910  application that can be downloaded on a mobile device under s.
 2911  718.111(12)(g), the division may request access to the
 2912  association’s website or application and investigate. The
 2913  division may adopt rules to carry out this paragraph.
 2914         (v) The division shall submit to the Governor, the
 2915  President of the Senate, the Speaker of the House of
 2916  Representatives, and the chairs of the legislative
 2917  appropriations committees an annual report that includes, but
 2918  need not be limited to, the number of training programs provided
 2919  for condominium association board members and unit owners, the
 2920  number of complaints received by type, the number and percent of
 2921  complaints acknowledged in writing within 30 days and the number
 2922  and percent of investigations acted upon within 90 days in
 2923  accordance with paragraph (n), and the number of investigations
 2924  exceeding the 90-day requirement. The annual report must also
 2925  include an evaluation of the division’s core business processes
 2926  and make recommendations for improvements, including statutory
 2927  changes. After December 31, 2024, the division must include a
 2928  list of the associations that have completed the structural
 2929  integrity reserve study required under s. 718.112(2)(g). The
 2930  report shall be submitted by September 30 following the end of
 2931  the fiscal year.
 2932         (2)
 2933         (d)Each condominium association must create and maintain
 2934  an online account with the division, as required in subsection
 2935  (3).
 2936         (3) On or before October 1, 2025, all condominium
 2937  associations must create and maintain an online account with the
 2938  division and provide information requested by the division in an
 2939  electronic format determined by the division. The division shall
 2940  adopt rules to implement this subsection. The division may
 2941  require condominium associations to provide such information no
 2942  more than once per year, except that the division may require
 2943  condominium associations to update the contact information in
 2944  paragraph (a) within 30 days after any change. The division
 2945  shall provide a condominium association at least a 45-day notice
 2946  of any requirement to provide any information after the
 2947  condominium association initially creates an online account. The
 2948  information that the division may require from condominium
 2949  associations is limited to:
 2950         (a)Contact information for the association that includes:
 2951         1.Name of the association.
 2952         2. The physical address of the condominium property.
 2953         3.Mailing address and county of the association.
 2954         4.E-mail address and telephone number for the association.
 2955         5.Name and board title for each member of the
 2956  association’s board.
 2957         6.Name and contact information of the association’s
 2958  community association manager or community association
 2959  management firm, if applicable.
 2960         7.The hyperlink or website address of the association’s
 2961  website, if applicable.
 2962         (b)Total number of buildings and for each building in the
 2963  association:
 2964         1.Total number of stories, including both habitable and
 2965  uninhabitable stories.
 2966         2.Total number of units.
 2967         3.Age of each building based on the certificate of
 2968  occupancy.
 2969         4.Any construction commenced within the common elements
 2970  within the calendar year.
 2971         (c)The association’s assessments, including the:
 2972         1.Amount of assessment or special assessment by unit type,
 2973  including reserves.
 2974         2.Purpose of the assessment or special assessment.
 2975         3.Name of the financial institution or institutions with
 2976  which the association maintains accounts.
 2977         (d)A copy of any structural integrity reserve study and
 2978  any associated materials requested by the department within 5
 2979  business days after such request, in a manner prescribed by the
 2980  department.
 2981         (a) On or before January 1, 2023, condominium associations
 2982  existing on or before July 1, 2022, must provide the following
 2983  information to the division in writing, by e-mail, United States
 2984  Postal Service, commercial delivery service, or hand delivery,
 2985  at a physical address or e-mail address provided by the division
 2986  and on a form posted on the division’s website:
 2987         1. The number of buildings on the condominium property that
 2988  are three stories or higher in height.
 2989         2. The total number of units in all such buildings.
 2990         3. The addresses of all such buildings.
 2991         4. The counties in which all such buildings are located.
 2992         (b) The division must compile a list of the number of
 2993  buildings on condominium property that are three stories or
 2994  higher in height, which is searchable by county, and must post
 2995  the list on the division’s website. This list must include all
 2996  of the following information:
 2997         1. The name of each association with buildings on the
 2998  condominium property that are three stories or higher in height.
 2999         2. The number of such buildings on each association’s
 3000  property.
 3001         3. The addresses of all such buildings.
 3002         4. The counties in which all such buildings are located.
 3003         (c) An association must provide an update in writing to the
 3004  division if there are any changes to the information in the list
 3005  under paragraph (b) within 6 months after the change.
 3006         Section 9. Paragraph (d) of subsection (1) and paragraphs
 3007  (d) and (e) of subsection (2) of section 718.503, Florida
 3008  Statutes, are amended, to read:
 3009         718.503 Developer disclosure prior to sale; nondeveloper
 3010  unit owner disclosure prior to sale; voidability.—
 3011         (1) DEVELOPER DISCLOSURE.—
 3012         (d) Milestone inspection, turnover inspection report, or
 3013  structural integrity reserve study.—If the association is
 3014  required to have completed a milestone inspection as described
 3015  in s. 553.899, a turnover inspection report for a turnover
 3016  inspection performed on or after July 1, 2023, or a structural
 3017  integrity reserve study, and the association has not completed
 3018  the milestone inspection, the turnover inspection report, or the
 3019  structural integrity reserve study, each contract entered into
 3020  after December 31, 2024, for the sale of a residential unit
 3021  shall contain in conspicuous type a statement indicating that
 3022  the association is required to have a milestone inspection, a
 3023  turnover inspection report, or a structural integrity reserve
 3024  study and has not completed such inspection, report, or study,
 3025  as appropriate. If the association is not required to have a
 3026  milestone inspection as described in s. 553.899 or a structural
 3027  integrity reserve study, each contract entered into after
 3028  December 31, 2024, for the sale of a residential unit shall
 3029  contain in conspicuous type a statement indicating that the
 3030  association is not required to have a milestone inspection or a
 3031  structural integrity reserve study, as appropriate. If the
 3032  association has completed a milestone inspection as described in
 3033  s. 553.899, a turnover inspection report for a turnover
 3034  inspection performed on or after July 1, 2023, or a structural
 3035  integrity reserve study, each contract entered into after
 3036  December 31, 2024, for the sale of a residential unit shall
 3037  contain in conspicuous type:
 3038         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 3039  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR
 3040  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 3041  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 3042  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 3043  718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 3044  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 3045  RESERVE STUDY DESCRIBED IN SECTIONS 718.103(26) AND
 3046  718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 15
 3047  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 3048  PRIOR TO EXECUTION OF THIS CONTRACT; and
 3049         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 3050  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 3051  CANCEL WITHIN 15 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 3052  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 3053  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR
 3054  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 3055  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 3056  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 3057  718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 3058  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 3059  RESERVE STUDY DESCRIBED IN SECTIONS 718.103(26) AND
 3060  718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
 3061  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 3062  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 15
 3063  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 3064  THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
 3065  SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
 3066  SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
 3067  INSPECTION REPORT DESCRIBED IN SECTION 718.301(4)(p) AND (q),
 3068  FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION’S MOST RECENT
 3069  STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
 3070  718.103(26) AND 718.112(2)(g), FLORIDA STATUTES, IF REQUESTED IN
 3071  WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL TERMINATE AT
 3072  CLOSING.
 3073  
 3074  A contract that does not conform to the requirements of this
 3075  paragraph is voidable at the option of the purchaser before
 3076  prior to closing.
 3077         (2) NONDEVELOPER DISCLOSURE.—
 3078         (d) Each contract entered into after July 1, 1992, for the
 3079  resale of a residential unit must shall contain in conspicuous
 3080  type either:
 3081         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 3082  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE DECLARATION
 3083  OF CONDOMINIUM, ARTICLES OF INCORPORATION OF THE ASSOCIATION,
 3084  BYLAWS AND RULES OF THE ASSOCIATION, A COPY OF THE MOST RECENT
 3085  ANNUAL FINANCIAL STATEMENT AND ANNUAL BUDGET, AND FREQUENTLY
 3086  ASKED QUESTIONS AND ANSWERS DOCUMENT MORE THAN 7 3 DAYS,
 3087  EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE PRIOR
 3088  TO EXECUTION OF THIS CONTRACT; or
 3089         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 3090  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 3091  CANCEL WITHIN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 3092  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 3093  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE DECLARATION
 3094  OF CONDOMINIUM, ARTICLES OF INCORPORATION, BYLAWS AND RULES OF
 3095  THE ASSOCIATION, A COPY OF THE MOST RECENT ANNUAL FINANCIAL
 3096  STATEMENT AND ANNUAL BUDGET, AND FREQUENTLY ASKED QUESTIONS AND
 3097  ANSWERS DOCUMENT IF SO REQUESTED IN WRITING. ANY PURPORTED
 3098  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 3099  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 7
 3100  3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 3101  THE BUYER RECEIVES THE DECLARATION, ARTICLES OF INCORPORATION,
 3102  BYLAWS AND RULES OF THE ASSOCIATION, AND A COPY OF THE MOST
 3103  RECENT YEAR-END FINANCIAL STATEMENT AND ANNUAL BUDGET
 3104  INFORMATION AND FREQUENTLY ASKED QUESTIONS AND ANSWERS DOCUMENT
 3105  IF REQUESTED IN WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT
 3106  SHALL TERMINATE AT CLOSING.
 3107  
 3108  A contract that does not conform to the requirements of this
 3109  paragraph is voidable at the option of the purchaser before
 3110  prior to closing.
 3111         (e) If the association is required to have completed a
 3112  milestone inspection as described in s. 553.899, a turnover
 3113  inspection report for a turnover inspection performed on or
 3114  after July 1, 2023, or a structural integrity reserve study, and
 3115  the association has not completed the milestone inspection, the
 3116  turnover inspection report, or the structural integrity reserve
 3117  study, each contract entered into after December 31, 2024, for
 3118  the sale of a residential unit shall contain in conspicuous type
 3119  a statement indicating that the association is required to have
 3120  a milestone inspection, a turnover inspection report, or a
 3121  structural integrity reserve study and has not completed such
 3122  inspection, report, or study, as appropriate. If the association
 3123  is not required to have a milestone inspection as described in
 3124  s. 553.899 or a structural integrity reserve study, each
 3125  contract entered into after December 31, 2024, for the sale of a
 3126  residential unit shall contain in conspicuous type a statement
 3127  indicating that the association is not required to have a
 3128  milestone inspection or a structural integrity reserve study, as
 3129  appropriate. If the association has completed a milestone
 3130  inspection as described in s. 553.899, a turnover inspection
 3131  report for a turnover inspection performed on or after July 1,
 3132  2023, or a structural integrity reserve study, each contract
 3133  entered into after December 31, 2024, for the resale of a
 3134  residential unit shall contain in conspicuous type:
 3135         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 3136  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR
 3137  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 3138  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 3139  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 3140  718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 3141  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 3142  RESERVE STUDY DESCRIBED IN SECTIONS 718.103(26) AND
 3143  718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 7 3
 3144  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 3145  PRIOR TO EXECUTION OF THIS CONTRACT; and
 3146         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 3147  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 3148  CANCEL WITHIN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 3149  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 3150  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR
 3151  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 3152  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 3153  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 3154  718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 3155  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 3156  RESERVE STUDY DESCRIBED IN SECTIONS 718.103(26) AND
 3157  718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
 3158  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 3159  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 7
 3160  3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 3161  THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
 3162  SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
 3163  SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
 3164  INSPECTION REPORT DESCRIBED IN SECTION 718.301(4)(p) AND (q),
 3165  FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION’S MOST RECENT
 3166  STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
 3167  718.103(26) AND 718.112(2)(g), FLORIDA STATUTES, IF REQUESTED IN
 3168  WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL TERMINATE AT
 3169  CLOSING.
 3170  
 3171  A contract that does not conform to the requirements of this
 3172  paragraph is voidable at the option of the purchaser before
 3173  prior to closing.
 3174         Section 10. Section 8 of chapter 2024-244, Laws of Florida,
 3175  is amended to read:
 3176         Section 8. Effective January 1, 2026, paragraph (g) of
 3177  subsection (12) of section 718.111, Florida Statutes, as amended
 3178  by this act, is amended to read:
 3179         718.111 The association.—
 3180         (12) OFFICIAL RECORDS.—
 3181         (g)1. An association managing a condominium with 25 or more
 3182  units which does not contain timeshare units shall post digital
 3183  copies of the documents specified in subparagraph 2. on its
 3184  website or make such documents available through an application
 3185  that can be downloaded on a mobile device. Unless a shorter
 3186  period is otherwise required, a document must be made available
 3187  on the association’s website or made available for download
 3188  through an application on a mobile device within 30 days after
 3189  the association receives or creates an official record specified
 3190  in subparagraph 2.
 3191         a. The association’s website or application must be:
 3192         (I) An independent website, application, or web portal
 3193  wholly owned and operated by the association; or
 3194         (II) A website, application, or web portal operated by a
 3195  third-party provider with whom the association owns, leases,
 3196  rents, or otherwise obtains the right to operate a web page,
 3197  subpage, web portal, collection of subpages or web portals, or
 3198  an application which is dedicated to the association’s
 3199  activities and on which required notices, records, and documents
 3200  may be posted or made available by the association.
 3201         b. The association’s website or application must be
 3202  accessible through the Internet and must contain a subpage, web
 3203  portal, or other protected electronic location that is
 3204  inaccessible to the general public and accessible only to unit
 3205  owners and employees of the association.
 3206         c. Upon a unit owner’s written request, the association
 3207  must provide the unit owner with a username and password and
 3208  access to the protected sections of the association’s website or
 3209  application which contain any notices, records, or documents
 3210  that must be electronically provided.
 3211         2. A current copy of the following documents must be posted
 3212  in digital format on the association’s website or application:
 3213         a. The recorded declaration of condominium of each
 3214  condominium operated by the association and each amendment to
 3215  each declaration.
 3216         b. The recorded bylaws of the association and each
 3217  amendment to the bylaws.
 3218         c. The articles of incorporation of the association, or
 3219  other documents creating the association, and each amendment to
 3220  the articles of incorporation or other documents. The copy
 3221  posted pursuant to this sub-subparagraph must be a copy of the
 3222  articles of incorporation filed with the Department of State.
 3223         d. The rules of the association.
 3224         e. The approved minutes of all board of administration
 3225  meetings over the preceding 12 months.
 3226         f. The video recording or a hyperlink to the video
 3227  recording for all meetings of the association, the board of
 3228  administration, any committee, and the unit owners which are
 3229  conducted by video conference over the preceding 12 months.
 3230         g. A list of all executory contracts or documents to which
 3231  the association is a party or under which the association or the
 3232  unit owners have an obligation or responsibility and, after
 3233  bidding for the related materials, equipment, or services has
 3234  closed, a list of bids received by the association within the
 3235  past year. Summaries of bids for materials, equipment, or
 3236  services which exceed $500 must be maintained on the website or
 3237  application for 1 year. In lieu of summaries, complete copies of
 3238  the bids may be posted.
 3239         h.f. The annual budget required by s. 718.112(2)(f) and any
 3240  proposed budget to be considered at the annual meeting.
 3241         i.g. The financial report required by subsection (13) and
 3242  any monthly income or expense statement to be considered at a
 3243  meeting.
 3244         j.h. The certification of each director required by s.
 3245  718.112(2)(d)4.b.
 3246         k.i. All contracts or transactions between the association
 3247  and any director, officer, corporation, firm, or association
 3248  that is not an affiliated condominium association or any other
 3249  entity in which an association director is also a director or
 3250  officer and financially interested.
 3251         l.j. Any contract or document regarding a conflict of
 3252  interest or possible conflict of interest as provided in ss.
 3253  468.4335, 468.436(2)(b)6., and 718.3027(3).
 3254         m.k. The notice of any unit owner meeting and the agenda
 3255  for the meeting, as required by s. 718.112(2)(d)3., no later
 3256  than 14 days before the meeting. The notice must be posted in
 3257  plain view on the front page of the website or application, or
 3258  on a separate subpage of the website or application labeled
 3259  “Notices” which is conspicuously visible and linked from the
 3260  front page. The association must also post on its website or
 3261  application any document to be considered and voted on by the
 3262  owners during the meeting or any document listed on the agenda
 3263  at least 7 days before the meeting at which the document or the
 3264  information within the document will be considered.
 3265         n.l. Notice of any board meeting, the agenda, and any other
 3266  document required for the meeting as required by s.
 3267  718.112(2)(c), which must be posted no later than the date
 3268  required for notice under s. 718.112(2)(c).
 3269         o.m. The inspection reports described in ss. 553.899 and
 3270  718.301(4)(p) and any other inspection report relating to a
 3271  structural or life safety inspection of condominium property.
 3272         p.n. The association’s most recent structural integrity
 3273  reserve study, if applicable.
 3274         q.o. Copies of all building permits issued for ongoing or
 3275  planned construction.
 3276         r. A copy of all affidavits required by this chapter.
 3277         s. A copy of all investment policy statements adopted
 3278  pursuant to paragraph (16)(c), and all financial statements
 3279  related to the association’s investment of funds under
 3280  subsection (16).
 3281         3. The association shall ensure that the information and
 3282  records described in paragraph (c), which are not allowed to be
 3283  accessible to unit owners, are not posted on the association’s
 3284  website or application. If protected information or information
 3285  restricted from being accessible to unit owners is included in
 3286  documents that are required to be posted on the association’s
 3287  website or application, the association shall ensure the
 3288  information is redacted before posting the documents.
 3289  Notwithstanding the foregoing, the association or its agent is
 3290  not liable for disclosing information that is protected or
 3291  restricted under this paragraph unless such disclosure was made
 3292  with a knowing or intentional disregard of the protected or
 3293  restricted nature of such information.
 3294         4. The failure of the association to post information
 3295  required under subparagraph 2. is not in and of itself
 3296  sufficient to invalidate any action or decision of the
 3297  association’s board or its committees.
 3298         Section 11. Section 31 of chapter 2024-244, Laws of
 3299  Florida, is amended to read:
 3300         Section 31. The amendments made to ss. 718.103(14) and
 3301  718.202(3) and 718.407(1), (2), and (6), Florida Statutes, as
 3302  created by this act, may not are intended to clarify existing
 3303  law and shall apply retroactively and shall only apply to
 3304  condominiums for which declarations were initially recorded on
 3305  or after October 1, 2024. However, such amendments do not revive
 3306  or reinstate any right or interest that has been fully and
 3307  finally adjudicated as invalid before October 1, 2024.
 3308         Section 12. Subsection (13) is added to section 719.104,
 3309  Florida Statutes, to read:
 3310         719.104 Cooperatives; access to units; records; financial
 3311  reports; assessments; purchase of leases.—
 3312         (13) INVESTMENT OF ASSOCIATION FUNDS.—
 3313         (a) A board shall, in fulfilling its duty to manage
 3314  operating and reserve funds of its association, use best efforts
 3315  to make prudent investment decisions that carefully consider
 3316  risk and return in an effort to maximize returns on invested
 3317  funds.
 3318         (b) An association may invest reserve funds in one or any
 3319  combination of certificates of deposit or in depository accounts
 3320  at a community bank, savings bank, commercial bank, savings and
 3321  loan association, or credit union. Upon a majority vote of the
 3322  voting interests, an association may invest reserve funds in
 3323  investments other than certificates of deposit or depository
 3324  accounts at a community bank, savings bank, commercial bank,
 3325  savings and loan association, or credit union, provided the
 3326  association complies with paragraphs (c)-(g). Notwithstanding
 3327  any declaration, only funds identified as reserve funds may be
 3328  invested pursuant to paragraphs (c)-(g). Paragraphs (c)-(g) do
 3329  not apply to funds invested in one or any combination of
 3330  certificates of deposit or depository accounts at a community
 3331  bank, savings bank, commercial bank, savings and loan
 3332  association, or credit union.
 3333         (c) The board shall create an investment committee composed
 3334  of at least two board members and two-unit unit members who are
 3335  unit owners but not board members. The board shall also adopt
 3336  rules for invested funds, including, but not limited to, rules
 3337  requiring periodic reviews of any investment manager’s
 3338  performance, the development of an investment policy statement,
 3339  and that all meetings of the investment committee be recorded
 3340  and made part of the official records of the association. The
 3341  investment policy statement developed pursuant to this paragraph
 3342  must, at a minimum, address risk, liquidity, and benchmark
 3343  measurements; authorized classes of investments; authorized
 3344  investment mixes; limitations on authority relating to
 3345  investment transactions; requirements for projected reserve
 3346  expenditures within, at minimum, the next 24 months to be held
 3347  in cash or cash equivalents; projected expenditures relating to
 3348  an inspection performed pursuant to s. 553.899; and protocols
 3349  for proxy response.
 3350         (d) The investment committee shall recommend investment
 3351  advisers to the board, and the board shall select one of the
 3352  recommended investment advisers to provide services to the
 3353  association. Such investment advisers must be registered or have
 3354  notice filed under s. 517.12. The selected investment adviser
 3355  and any representative or association of the investment adviser
 3356  may not be related by affinity or consanguinity to, or under
 3357  common ownership with, any board member, community management
 3358  company, reserve study provider, or a co-owner of a unit with a
 3359  board member or investment committee member. The investment
 3360  adviser shall comply with the prudent investor rule in s.
 3361  518.11. The investment adviser shall act as a fiduciary to the
 3362  association in compliance with the standards set forth in the
 3363  Employee Retirement Income Security Act of 1974 at 29 U.S.C. s.
 3364  1104(a)(1)(A)-(C). In case of conflict with other laws
 3365  authorizing investments, the investment and fiduciary standards
 3366  set forth in this subsection must prevail. If at any time the
 3367  investment committee determines that an investment adviser does
 3368  not meet the requirements of this section, the investment
 3369  committee must recommend a replacement investment adviser to the
 3370  board.
 3371         (e) At least once each calendar year, or sooner if a
 3372  substantial financial obligation of the association becomes
 3373  known to the board, the association must provide the investment
 3374  adviser with the association’s investment policy statement, the
 3375  most recent reserve study report, the association’s structural
 3376  integrity report, and the financial reports prepared pursuant to
 3377  subsection (13). If there is no recent reserve study report, the
 3378  association must provide the investment adviser with a good
 3379  faith estimate disclosing the annual amount of reserve funds
 3380  necessary for the association to fund reserves fully for the
 3381  life of each reserve component and each component’s
 3382  redundancies. The investment adviser shall annually review these
 3383  documents and provide the association with a portfolio
 3384  allocation model that is suitably structured and prudently
 3385  designed to match projected annual reserve fund requirements and
 3386  liability, assets, and liquidity requirements. The investment
 3387  adviser shall prepare a funding projection for each reserve
 3388  component, including any of the component’s redundancies. The
 3389  association shall have available at all times a minimum of 24
 3390  months of projected reserves in cash or cash equivalents.
 3391         (f) Portfolios managed by the investment adviser may
 3392  contain any type of investment necessary to meet the objectives
 3393  in the investment policy statement; however, portfolios may not
 3394  contain stocks, securities, or other obligations that the State
 3395  Board of Administration is prohibited from investing in under s.
 3396  215.471, s. 215.4725, or s. 215.473 or that state agencies are
 3397  prohibited from investing in under s. 215.472, as determined by
 3398  the investment adviser. Any funds invested by the investment
 3399  adviser must be held in third-party custodial accounts that are
 3400  subject to insurance coverage by the Securities Investor
 3401  Protection Corporation in an amount equal to or greater than the
 3402  invested amount. The investment adviser may withdraw investment
 3403  fees, expenses, and commissions from invested funds.
 3404         (g) The investment adviser shall:
 3405         1. Annually provide the association with a written
 3406  certification of compliance with this section and a list of
 3407  stocks, securities, and other obligations that are prohibited
 3408  from being in association portfolios under paragraph (f); and
 3409         2. Submit monthly, quarterly, and annual reports to the
 3410  association which are prepared in accordance with established
 3411  financial industry standards and in accordance with chapter 517.
 3412         (h) Any principal, earnings, or interest managed under this
 3413  subsection must be available at no cost or charge to the
 3414  association within 15 business days after delivery of the
 3415  association’s written or electronic request.
 3416         (i) Unallocated income earned on reserve fund investments
 3417  may be spent only on capital expenditures, planned maintenance,
 3418  structural repairs, or other items for which the reserve
 3419  accounts have been established. Any surplus of funds that
 3420  exceeds the amount required to maintain reasonably funded
 3421  reserves must be managed pursuant to s. 718.115.
 3422         Section 13. Paragraphs (j) and (k) of subsection (1) of
 3423  section 719.106, Florida Statutes, are amended to read:
 3424         719.106 Bylaws; cooperative ownership.—
 3425         (1) MANDATORY PROVISIONS.—The bylaws or other cooperative
 3426  documents shall provide for the following, and if they do not,
 3427  they shall be deemed to include the following:
 3428         (j) Annual budget.—
 3429         1. The proposed annual budget of common expenses must be
 3430  detailed and must show the amounts budgeted by accounts and
 3431  expense classifications, including, if applicable, but not
 3432  limited to, those expenses listed in s. 719.504(20). The board
 3433  of administration shall adopt the annual budget at least 14 days
 3434  before the start of the association’s fiscal year. In the event
 3435  that the board fails to timely adopt the annual budget a second
 3436  time, it is deemed a minor violation and the prior year’s budget
 3437  shall continue in effect until a new budget is adopted.
 3438         2.a. In addition to annual operating expenses, the budget
 3439  must include reserve accounts for capital expenditures and
 3440  deferred maintenance. These accounts must include, but not be
 3441  limited to, roof replacement, building painting, and pavement
 3442  resurfacing, regardless of the amount of deferred maintenance
 3443  expense or replacement cost, and for any other items for which
 3444  the deferred maintenance expense or replacement cost exceeds
 3445  $25,000 or the inflation-adjusted amount determined by the
 3446  division under subparagraph 5., whichever amount is greater
 3447  $10,000. The amount to be reserved must be computed by means of
 3448  a formula which is based upon estimated remaining useful life
 3449  and estimated replacement cost or deferred maintenance expense
 3450  of the reserve item. In a budget adopted by an association that
 3451  is required to obtain a structural integrity reserve study,
 3452  reserves must be maintained for the items identified in
 3453  paragraph (k) for which the association is responsible pursuant
 3454  to the declaration, and the reserve amount for such items must
 3455  be based on the findings and recommendations of the
 3456  association’s most recent structural integrity reserve study.
 3457  With respect to items for which an estimate of useful life is
 3458  not readily ascertainable or with an estimated remaining useful
 3459  life of greater than 25 years, an association is not required to
 3460  reserve replacement costs for such items, but an association
 3461  must reserve the amount of deferred maintenance expense, if any,
 3462  which is recommended by the structural integrity reserve study
 3463  for such items. The association may adjust replacement reserve
 3464  assessments annually to take into account an inflation
 3465  adjustment and any changes in estimates or extension of the
 3466  useful life of a reserve item caused by deferred maintenance.
 3467         b. The members of a unit-owner-controlled association may
 3468  determine, by a majority vote of the total voting interests of
 3469  the association, for a fiscal year to provide no reserves or
 3470  reserves less adequate than required by this subsection. Before
 3471  turnover of control of an association by a developer to unit
 3472  owners other than a developer under s. 719.301, the developer
 3473  controlled association may not vote to waive the reserves or
 3474  reduce funding of the reserves.
 3475         c. For a budget adopted on or after December 31, 2024, a
 3476  unit-owner-controlled association that must obtain a structural
 3477  integrity reserve study may not determine to provide no reserves
 3478  or reserves less adequate than required by this paragraph for
 3479  items listed in paragraph (k). If a meeting of the unit owners
 3480  has been called to determine to provide no reserves, or reserves
 3481  less adequate than required, and such result is not attained or
 3482  a quorum is not attained, the reserves as included in the budget
 3483  shall go into effect.
 3484         d. If the local building official as defined in s. 468.603,
 3485  determines that the entire cooperative building is uninhabitable
 3486  due to a natural emergency as defined in s. 252.34, the board
 3487  may pause the contribution to its reserves or reduce reserve
 3488  funding until the local building official determines that the
 3489  cooperative building is habitable. Any reserve account funds
 3490  held by the association may be expended, pursuant to the board’s
 3491  determination, to make the cooperative building and its
 3492  structures habitable. Upon the determination by the local
 3493  building official that the cooperative building is habitable,
 3494  the association must immediately resume contributing funds to
 3495  its reserves.
 3496         e. Reserves for the items listed in paragraph (g) may be
 3497  funded by regular assessments, special assessments, lines of
 3498  credit, or loans.
 3499         3. A unit-owner-controlled association that must have a
 3500  structural reserve study may secure a line of credit or a loan
 3501  to fund capital expenses required by a milestone inspection
 3502  under s. 553.899 or a structural integrity reserve study. Any
 3503  line of credit or loan under this subparagraph requires the
 3504  approval of a majority vote of the total voting interests of the
 3505  association. The lines of credit or loans must be sufficient to
 3506  fund the cumulative amount of any previously waived or unfunded
 3507  portion of the reserve funding amount required by this paragraph
 3508  and the most recent structural integrity reserve study. Funding
 3509  from the line of credit or loans must be immediately available
 3510  for access by the board to fund required repair, maintenance, or
 3511  replacement expenses without further approval by the members of
 3512  the association. Any lines of credit or loans secured under this
 3513  paragraph must be included in the financial report required
 3514  under s. 719.104(4).
 3515         aFor a budget adopted on or before December 31, 2028, if
 3516  the association has completed a milestone inspection pursuant to
 3517  s. 553.899 within the previous 2 calendar years, the board, upon
 3518  the approval of a majority of the total voting interests of the
 3519  association, may temporarily pause, for a period of no more than
 3520  2 consecutive annual budgets, reserve fund contributions or
 3521  reduce the amount of reserve funding for the purpose of funding
 3522  repairs recommended by the milestone inspection. This sub
 3523  subparagraph does not apply to a developer-controlled
 3524  association and an association in which the nondeveloper unit
 3525  owners have been in control for less than 1 year.
 3526         b. An association that has paused reserve contributions
 3527  under this sub-subparagraph a. must have a structural integrity
 3528  reserve study performed before the continuation of reserve
 3529  contributions in order to determine the association’s reserve
 3530  funding needs and to recommend a reserve funding plan.
 3531         4.3. Reserve funds and any interest accruing thereon shall
 3532  remain in the reserve account or accounts, and shall be used
 3533  only for authorized reserve expenditures unless their use for
 3534  other purposes is approved in advance by a vote of the majority
 3535  of the total voting interests of the association. Before
 3536  turnover of control of an association by a developer to unit
 3537  owners other than the developer under s. 719.301, the developer
 3538  may not vote to use reserves for purposes other than that for
 3539  which they were intended. For a budget adopted on or after
 3540  December 31, 2024, members of a unit-owner-controlled
 3541  association that must obtain a structural integrity reserve
 3542  study may not vote to use reserve funds, or any interest
 3543  accruing thereon, for purposes other than the replacement or
 3544  deferred maintenance costs of the components listed in paragraph
 3545  (k). A vote of the members is not required for the board to
 3546  change the accounting method for reserves to a pooling
 3547  accounting method or a straight-line accounting method.
 3548         5. The division shall annually adjust for inflation, based
 3549  on the Consumer Price Index for All Urban Consumers released in
 3550  January of each year, the minimum $25,000 threshold amount for
 3551  required reserves. By February 1, 2026, and annually thereafter,
 3552  the division must conspicuously post on its website the
 3553  inflation-adjusted minimum threshold amount for required
 3554  reserves.
 3555         (k) Structural integrity reserve study.—
 3556         1. A residential cooperative association must have a
 3557  structural integrity reserve study completed at least every 10
 3558  years for each building on the cooperative property that is
 3559  three stories or higher in height, as determined by the Florida
 3560  Building Code, that includes, at a minimum, a study of the
 3561  following items as related to the structural integrity and
 3562  safety of the building:
 3563         a. Roof.
 3564         b. Structure, including load-bearing walls and other
 3565  primary structural members and primary structural systems as
 3566  those terms are defined in s. 627.706.
 3567         c. Fireproofing and fire protection systems.
 3568         d. Plumbing.
 3569         e. Electrical systems.
 3570         f. Waterproofing and exterior painting.
 3571         g. Windows and exterior doors.
 3572         h. Any other item that has a deferred maintenance expense
 3573  or replacement cost that exceeds $25,000 or the inflation
 3574  adjusted amount determined by the division under subparagraph
 3575  (j)5., whichever is greater, $10,000 and the failure to replace
 3576  or maintain such item negatively affects the items listed in
 3577  sub-subparagraphs a.-g., as determined by the visual inspection
 3578  portion of the structural integrity reserve study.
 3579         2. A structural integrity reserve study is based on a
 3580  visual inspection of the cooperative property.
 3581         3.a. A structural integrity reserve study may be performed
 3582  by any person qualified to perform such study. However,
 3583  including the visual inspection portion of the structural
 3584  integrity reserve study, must be performed or verified by an
 3585  engineer licensed under chapter 471, an architect licensed under
 3586  chapter 481, or a person certified as a reserve specialist or
 3587  professional reserve analyst by the Community Associations
 3588  Institute or the Association of Professional Reserve Analysts.
 3589         b. Any design professional as defined in s. 558.002(7) or
 3590  contractor licensed under chapter 489 who bids to perform a
 3591  structural integrity reserve study must disclose in writing to
 3592  the association his or her intent to bid on any services related
 3593  to any maintenance, repair, or replacement that may be
 3594  recommended by the structural integrity reserve study. Any
 3595  design professional as defined in s. 558.002 or contractor
 3596  licensed under chapter 489 who submits a bid to the association
 3597  for performing any services recommended by the structural
 3598  integrity reserve study may not have an interest, directly or
 3599  indirectly, in the firm or entity providing the association’s
 3600  structural integrity reserve study or be a relative of any
 3601  person having a direct or indirect interest in such firm, unless
 3602  such relationship is disclosed to the association in writing. As
 3603  used in this section, the term “relative” means a relative
 3604  within the third degree of consanguinity by blood or marriage. A
 3605  contract for services is voidable and terminates upon the
 3606  association filing a written notice terminating the contract if
 3607  the design professional or licensed contractor failed to provide
 3608  the written disclosure of the relationship required under this
 3609  paragraph. A design professional or licensed contractor may be
 3610  subject to discipline under the applicable practice act for his
 3611  or her profession for failure to provide the written disclosure
 3612  of the relationship required under this subparagraph.
 3613         4.a.3. At a minimum, a structural integrity reserve study
 3614  must identify each item of the cooperative property being
 3615  visually inspected, state the estimated remaining useful life
 3616  and the estimated replacement cost or deferred maintenance
 3617  expense of each item of the cooperative property being visually
 3618  inspected, and provide a reserve funding schedule with a
 3619  recommended annual reserve amount that achieves the estimated
 3620  replacement cost or deferred maintenance expense of each item of
 3621  cooperative property being visually inspected by the end of the
 3622  estimated remaining useful life of the item. The structural
 3623  integrity reserve study may recommend that reserves do not need
 3624  to be maintained for any item for which an estimate of useful
 3625  life and an estimate of replacement cost cannot be determined,
 3626  or the study may recommend a deferred maintenance expense amount
 3627  for such item. At a minimum, the structural integrity reserve
 3628  study must include a recommendation for a reserve funding
 3629  schedule based on a baseline funding plan that provides a
 3630  reserve funding goal in which the reserve funding for each
 3631  budget year is sufficient to maintain the reserve cash balance
 3632  above zero. The study may recommend other types of reserve
 3633  funding schedules, provided that each recommended schedule is
 3634  sufficient to meet the association’s maintenance obligation.
 3635         b. The structural integrity reserve study may recommend
 3636  that reserves for replacement costs do not need to be maintained
 3637  for any item with an estimated remaining useful life of greater
 3638  than 25 years, but the study may recommend a deferred
 3639  maintenance expense amount for such item. If the structural
 3640  integrity reserve study recommends reserves for any item for
 3641  which reserves are not required under this paragraph, the amount
 3642  of the recommended reserves for such item must be separately
 3643  identified in the structural integrity reserve study as an item
 3644  for which reserves are not required under this paragraph.
 3645         c. The structural integrity reserve study must take into
 3646  consideration the funding method or methods used by the
 3647  association to fund its maintenance and reserve funding
 3648  obligations through regular assessments, special assessments,
 3649  lines of credit, or loans. If the structural integrity reserve
 3650  study is performed before the association has approved a special
 3651  assessment or secured a line of credit or a loan, the structural
 3652  integrity reserve study must be updated to reflect the funding
 3653  method selected by the association and its effect on the reserve
 3654  funding schedule, including any anticipated change in the amount
 3655  of regular assessments. The structural integrity reserve study
 3656  may be updated to reflect any changes to the useful life of the
 3657  reserve items after such items are repaired or replaced, and the
 3658  effect such repair or replacement will have on the reserve
 3659  funding schedule. The association must obtain an updated
 3660  structural integrity reserve study before adopting any budget in
 3661  which the reserve funding from regular assessments, special
 3662  assessments, lines of credit, or loans do not align with the
 3663  funding plan from the most recent version of the structural
 3664  integrity reserve study.
 3665         5.4. This paragraph does not apply to buildings less than
 3666  three stories in height; single-family, two-family, or three
 3667  family dwellings with three or fewer habitable stories above
 3668  ground; any portion or component of a building that has not been
 3669  submitted to the cooperative form of ownership; or any portion
 3670  or component of a building that is maintained by a party other
 3671  than the association.
 3672         6.5. Before a developer turns over control of an
 3673  association to unit owners other than the developer, the
 3674  developer must have a turnover inspection report in compliance
 3675  with s. 719.301(4)(p) and (q) for each building on the
 3676  cooperative property that is three stories or higher in height.
 3677         7.6. Associations existing on or before July 1, 2022, which
 3678  are controlled by unit owners other than the developer, must
 3679  have a structural integrity reserve study completed by December
 3680  31, 2024, for each building on the cooperative property that is
 3681  three stories or higher in height. An association that is
 3682  required to complete a milestone inspection on or before
 3683  December 31, 2026, in accordance with s. 553.899 may complete
 3684  the structural integrity reserve study simultaneously with the
 3685  milestone inspection. In no event may the structural integrity
 3686  reserve study be completed after December 31, 2026.
 3687         8.7. If the milestone inspection required by s. 553.899, or
 3688  an inspection completed for a similar local requirement, was
 3689  performed within the past 5 years and meets the requirements of
 3690  this paragraph, such inspection may be used in place of the
 3691  visual inspection portion of the structural integrity reserve
 3692  study.
 3693         9. If the association completes a milestone inspection
 3694  required by s. 553.899, or an inspection completed for a similar
 3695  local requirement, the association may delay performance of a
 3696  required structural integrity reserve study for no more than the
 3697  2 consecutive budget years immediately following the milestone
 3698  inspection in order to allow the association to focus its
 3699  financial resources on completing the repair and maintenance
 3700  recommendations of the milestone inspection.
 3701         10.8. If the officers or directors of an association
 3702  willfully and knowingly fail to complete a structural integrity
 3703  reserve study pursuant to this paragraph, such failure is a
 3704  breach of an officer’s and director’s fiduciary relationship to
 3705  the unit owners under s. 719.104(9). An officer or a director of
 3706  the association must sign an affidavit acknowledging receipt of
 3707  the completed structural integrity reserve study.
 3708         11.9. Within 45 days after receiving the structural
 3709  integrity reserve study, the association must distribute a copy
 3710  of the study to each unit owner or deliver to each unit owner a
 3711  notice that the completed study is available for inspection and
 3712  copying upon a written request. Distribution of a copy of the
 3713  study or notice must be made by United States mail or personal
 3714  delivery at the mailing address, property address, or any other
 3715  address of the owner provided to fulfill the association’s
 3716  notice requirements under this chapter, or by electronic
 3717  transmission to the e-mail address or facsimile number provided
 3718  to fulfill the association’s notice requirements to unit owners
 3719  who previously consented to receive notice by electronic
 3720  transmission.
 3721         12.10. Within 45 days after receiving the structural
 3722  integrity reserve study, the association must provide the
 3723  division with a statement indicating that the study was
 3724  completed and that the association provided or made available
 3725  such study to each unit owner in accordance with this section.
 3726  Such statement must be provided to the division in the manner
 3727  established by the division using a form posted on the
 3728  division’s website.
 3729         13. The division shall adopt by rule the form for the
 3730  structural integrity reserve study in coordination with the
 3731  Florida Building Commission.
 3732         Section 14. Subsection (3) of section 719.501, Florida
 3733  Statutes, is amended, paragraph (c) is added to subsection (2)
 3734  of that section, and subsection (1) of that section is
 3735  reenacted, to read:
 3736         719.501 Powers and duties of Division of Florida
 3737  Condominiums, Timeshares, and Mobile Homes.—
 3738         (1) The Division of Florida Condominiums, Timeshares, and
 3739  Mobile Homes of the Department of Business and Professional
 3740  Regulation, referred to as the “division” in this part, in
 3741  addition to other powers and duties prescribed by chapter 718,
 3742  has the power to enforce and ensure compliance with this chapter
 3743  and adopted rules relating to the development, construction,
 3744  sale, lease, ownership, operation, and management of residential
 3745  cooperative units; complaints related to the procedural
 3746  completion of the structural integrity reserve studies under s.
 3747  719.106(1)(k); and complaints related to the procedural
 3748  completion of milestone inspections under s. 553.899. In
 3749  performing its duties, the division shall have the following
 3750  powers and duties:
 3751         (a) The division may make necessary public or private
 3752  investigations within or outside this state to determine whether
 3753  any person has violated this chapter or any rule or order
 3754  hereunder, to aid in the enforcement of this chapter, or to aid
 3755  in the adoption of rules or forms hereunder.
 3756         (b) The division may require or permit any person to file a
 3757  statement in writing, under oath or otherwise, as the division
 3758  determines, as to the facts and circumstances concerning a
 3759  matter to be investigated.
 3760         (c) For the purpose of any investigation under this
 3761  chapter, the division director or any officer or employee
 3762  designated by the division director may administer oaths or
 3763  affirmations, subpoena witnesses and compel their attendance,
 3764  take evidence, and require the production of any matter which is
 3765  relevant to the investigation, including the existence,
 3766  description, nature, custody, condition, and location of any
 3767  books, documents, or other tangible things and the identity and
 3768  location of persons having knowledge of relevant facts or any
 3769  other matter reasonably calculated to lead to the discovery of
 3770  material evidence. Upon failure by a person to obey a subpoena
 3771  or to answer questions propounded by the investigating officer
 3772  and upon reasonable notice to all persons affected thereby, the
 3773  division may apply to the circuit court for an order compelling
 3774  compliance.
 3775         (d) Notwithstanding any remedies available to unit owners
 3776  and associations, if the division has reasonable cause to
 3777  believe that a violation of any provision of this chapter or
 3778  related rule has occurred, the division may institute
 3779  enforcement proceedings in its own name against a developer,
 3780  association, officer, or member of the board, or its assignees
 3781  or agents, as follows:
 3782         1. The division may permit a person whose conduct or
 3783  actions may be under investigation to waive formal proceedings
 3784  and enter into a consent proceeding whereby orders, rules, or
 3785  letters of censure or warning, whether formal or informal, may
 3786  be entered against the person.
 3787         2. The division may issue an order requiring the developer,
 3788  association, officer, or member of the board, or its assignees
 3789  or agents, to cease and desist from the unlawful practice and
 3790  take such affirmative action as in the judgment of the division
 3791  will carry out the purposes of this chapter. Such affirmative
 3792  action may include, but is not limited to, an order requiring a
 3793  developer to pay moneys determined to be owed to a condominium
 3794  association.
 3795         3. The division may bring an action in circuit court on
 3796  behalf of a class of unit owners, lessees, or purchasers for
 3797  declaratory relief, injunctive relief, or restitution.
 3798         4. The division may impose a civil penalty against a
 3799  developer or association, or its assignees or agents, for any
 3800  violation of this chapter or related rule. The division may
 3801  impose a civil penalty individually against any officer or board
 3802  member who willfully and knowingly violates a provision of this
 3803  chapter, a rule adopted pursuant to this chapter, or a final
 3804  order of the division. The term “willfully and knowingly” means
 3805  that the division informed the officer or board member that his
 3806  or her action or intended action violates this chapter, a rule
 3807  adopted under this chapter, or a final order of the division,
 3808  and that the officer or board member refused to comply with the
 3809  requirements of this chapter, a rule adopted under this chapter,
 3810  or a final order of the division. The division, prior to
 3811  initiating formal agency action under chapter 120, shall afford
 3812  the officer or board member an opportunity to voluntarily comply
 3813  with this chapter, a rule adopted under this chapter, or a final
 3814  order of the division. An officer or board member who complies
 3815  within 10 days is not subject to a civil penalty. A penalty may
 3816  be imposed on the basis of each day of continuing violation, but
 3817  in no event shall the penalty for any offense exceed $5,000. The
 3818  division shall adopt, by rule, penalty guidelines applicable to
 3819  possible violations or to categories of violations of this
 3820  chapter or rules adopted by the division. The guidelines must
 3821  specify a meaningful range of civil penalties for each such
 3822  violation of the statute and rules and must be based upon the
 3823  harm caused by the violation, upon the repetition of the
 3824  violation, and upon such other factors deemed relevant by the
 3825  division. For example, the division may consider whether the
 3826  violations were committed by a developer or owner-controlled
 3827  association, the size of the association, and other factors. The
 3828  guidelines must designate the possible mitigating or aggravating
 3829  circumstances that justify a departure from the range of
 3830  penalties provided by the rules. It is the legislative intent
 3831  that minor violations be distinguished from those which endanger
 3832  the health, safety, or welfare of the cooperative residents or
 3833  other persons and that such guidelines provide reasonable and
 3834  meaningful notice to the public of likely penalties that may be
 3835  imposed for proscribed conduct. This subsection does not limit
 3836  the ability of the division to informally dispose of
 3837  administrative actions or complaints by stipulation, agreed
 3838  settlement, or consent order. All amounts collected shall be
 3839  deposited with the Chief Financial Officer to the credit of the
 3840  Division of Florida Condominiums, Timeshares, and Mobile Homes
 3841  Trust Fund. If a developer fails to pay the civil penalty, the
 3842  division shall thereupon issue an order directing that such
 3843  developer cease and desist from further operation until such
 3844  time as the civil penalty is paid or may pursue enforcement of
 3845  the penalty in a court of competent jurisdiction. If an
 3846  association fails to pay the civil penalty, the division shall
 3847  thereupon pursue enforcement in a court of competent
 3848  jurisdiction, and the order imposing the civil penalty or the
 3849  cease and desist order shall not become effective until 20 days
 3850  after the date of such order. Any action commenced by the
 3851  division shall be brought in the county in which the division
 3852  has its executive offices or in the county where the violation
 3853  occurred.
 3854         (e) The division may prepare and disseminate a prospectus
 3855  and other information to assist prospective owners, purchasers,
 3856  lessees, and developers of residential cooperatives in assessing
 3857  the rights, privileges, and duties pertaining thereto.
 3858         (f) The division has authority to adopt rules pursuant to
 3859  ss. 120.536(1) and 120.54 to implement and enforce the
 3860  provisions of this chapter.
 3861         (g) The division shall establish procedures for providing
 3862  notice to an association when the division is considering the
 3863  issuance of a declaratory statement with respect to the
 3864  cooperative documents governing such cooperative community.
 3865         (h) The division shall furnish each association which pays
 3866  the fees required by paragraph (2)(a) a copy of this act,
 3867  subsequent changes to this act on an annual basis, an amended
 3868  version of this act as it becomes available from the Secretary
 3869  of State’s office on a biennial basis, and the rules adopted
 3870  thereto on an annual basis.
 3871         (i) The division shall annually provide each association
 3872  with a summary of declaratory statements and formal legal
 3873  opinions relating to the operations of cooperatives which were
 3874  rendered by the division during the previous year.
 3875         (j) The division shall adopt uniform accounting principles,
 3876  policies, and standards to be used by all associations in the
 3877  preparation and presentation of all financial statements
 3878  required by this chapter. The principles, policies, and
 3879  standards shall take into consideration the size of the
 3880  association and the total revenue collected by the association.
 3881         (k) The division shall provide training and educational
 3882  programs for cooperative association board members and unit
 3883  owners. The training may, in the division’s discretion, include
 3884  web-based electronic media and live training and seminars in
 3885  various locations throughout the state. The division may review
 3886  and approve education and training programs for board members
 3887  and unit owners offered by providers and shall maintain a
 3888  current list of approved programs and providers and make such
 3889  list available to board members and unit owners in a reasonable
 3890  and cost-effective manner.
 3891         (l) The division shall maintain a toll-free telephone
 3892  number accessible to cooperative unit owners.
 3893         (m) When a complaint is made to the division, the division
 3894  shall conduct its inquiry with reasonable dispatch and with due
 3895  regard to the interests of the affected parties. Within 30 days
 3896  after receipt of a complaint, the division shall acknowledge the
 3897  complaint in writing and notify the complainant whether the
 3898  complaint is within the jurisdiction of the division and whether
 3899  additional information is needed by the division from the
 3900  complainant. The division shall conduct its investigation and
 3901  shall, within 90 days after receipt of the original complaint or
 3902  timely requested additional information, take action upon the
 3903  complaint. However, the failure to complete the investigation
 3904  within 90 days does not prevent the division from continuing the
 3905  investigation, accepting or considering evidence obtained or
 3906  received after 90 days, or taking administrative action if
 3907  reasonable cause exists to believe that a violation of this
 3908  chapter or a rule of the division has occurred. If an
 3909  investigation is not completed within the time limits
 3910  established in this paragraph, the division shall, on a monthly
 3911  basis, notify the complainant in writing of the status of the
 3912  investigation. When reporting its action to the complainant, the
 3913  division shall inform the complainant of any right to a hearing
 3914  pursuant to ss. 120.569 and 120.57.
 3915         (n) The division shall develop a program to certify both
 3916  volunteer and paid mediators to provide mediation of cooperative
 3917  disputes. The division shall provide, upon request, a list of
 3918  such mediators to any association, unit owner, or other
 3919  participant in arbitration proceedings under s. 718.1255
 3920  requesting a copy of the list. The division shall include on the
 3921  list of voluntary mediators only persons who have received at
 3922  least 20 hours of training in mediation techniques or have
 3923  mediated at least 20 disputes. In order to become initially
 3924  certified by the division, paid mediators must be certified by
 3925  the Supreme Court to mediate court cases in county or circuit
 3926  courts. However, the division may adopt, by rule, additional
 3927  factors for the certification of paid mediators, which factors
 3928  must be related to experience, education, or background. Any
 3929  person initially certified as a paid mediator by the division
 3930  must, in order to continue to be certified, comply with the
 3931  factors or requirements imposed by rules adopted by the
 3932  division.
 3933         (2)
 3934         (c)A cooperative association shall create and maintain an
 3935  online account with the division, as required in subsection (3).
 3936         (3) On or before October 1, 2025, all cooperative
 3937  associations shall create and maintain an online account with
 3938  the division and provide information requested by the division
 3939  in an electronic format determined by the division. The division
 3940  shall adopt rules to implement this subsection. The division may
 3941  require cooperative associations to provide such information no
 3942  more than once per year, except that the division may require
 3943  cooperative associations to update their contact information in
 3944  paragraph (a) within 30 days after any change. The division
 3945  shall provide a cooperative association at least a 45-day notice
 3946  of any requirement to provide any required information after the
 3947  cooperative association creates an online account. The
 3948  information that the division may require associations to
 3949  provide is limited to:
 3950         (a)The contact information for the association that
 3951  includes all of the following:
 3952         1.The name of the association.
 3953         2. The physical address of the cooperative property.
 3954         3.The mailing address and county of the association.
 3955         4.The e-mail address and telephone number for the
 3956  association.
 3957         5.The name and board title for each member of the
 3958  association’s board.
 3959         6.The name and contact information of the association’s
 3960  community association manager or community association
 3961  management firm, if applicable.
 3962         7.The hyperlink or website address of the association’s
 3963  website, if applicable.
 3964         (b)The total number of buildings and for each building in
 3965  the association:
 3966         1.The total number of stories of each building, including
 3967  both habitable and uninhabitable stories.
 3968         2.The total number of units.
 3969         3.The age of each building based on the certificate of
 3970  occupancy.
 3971         4.Any construction commenced on the common elements within
 3972  the previous calendar year.
 3973         (c)The association’s assessments, including the:
 3974         1.Amount of assessment or special assessment by unit type,
 3975  including reserves.
 3976         2.Purpose of the assessment or special assessment.
 3977         3.Name of the financial institution or institutions with
 3978  which the association maintains accounts.
 3979         (d)A copy of any structural integrity reserve study and
 3980  any associated materials requested by the department. The
 3981  association must provide such materials within 5 business days
 3982  after such request, in a manner prescribed by the department.
 3983         (a) On or before January 1, 2023, cooperative associations
 3984  existing on or before July 1, 2022, must provide the following
 3985  information to the division in writing, by e-mail, United States
 3986  Postal Service, commercial delivery service, or hand delivery,
 3987  at a physical address or e-mail address provided by the division
 3988  and on a form posted on the division’s website:
 3989         1. The number of buildings on the cooperative property that
 3990  are three stories or higher in height.
 3991         2. The total number of units in all such buildings.
 3992         3. The addresses of all such buildings.
 3993         4. The counties in which all such buildings are located.
 3994         (b) The division must compile a list of the number of
 3995  buildings on cooperative property that are three stories or
 3996  higher in height, which is searchable by county, and must post
 3997  the list on the division’s website. This list must include all
 3998  of the following information:
 3999         1. The name of each association with buildings on the
 4000  cooperative property that are three stories or higher in height.
 4001         2. The number of such buildings on each association’s
 4002  property.
 4003         3. The addresses of all such buildings.
 4004         4. The counties in which all such buildings are located.
 4005         (c) An association must provide an update in writing to the
 4006  division if there are any changes to the information in the list
 4007  under paragraph (b) within 6 months after the change.
 4008         Section 15. Paragraph (d) of subsection (1) and paragraphs
 4009  (c) and (d) of subsection (2) of section 719.503, Florida
 4010  Statutes, are amended, to read:
 4011         719.503 Disclosure prior to sale.—
 4012         (1) DEVELOPER DISCLOSURE.—
 4013         (d) Milestone inspection, turnover inspection report, or
 4014  structural integrity reserve study.—If the association is
 4015  required to have completed a milestone inspection as described
 4016  in s. 553.899, a turnover inspection report for a turnover
 4017  inspection performed on or after July 1, 2023, or a structural
 4018  integrity reserve study, and the association has not completed
 4019  the milestone inspection, the turnover inspection report, or the
 4020  structural integrity reserve study, each contract entered into
 4021  after December 31, 2024, for the sale of a residential unit
 4022  shall contain in conspicuous type a statement indicating that
 4023  the association is required to have a milestone inspection, a
 4024  turnover inspection report, or a structural integrity reserve
 4025  study and has not completed such inspection, report, or study,
 4026  as appropriate. If the association is not required to have a
 4027  milestone inspection as described in s. 553.899 or a structural
 4028  integrity reserve study, each contract entered into after
 4029  December 31, 2024, for the sale of a residential unit shall
 4030  contain in conspicuous type a statement indicating that the
 4031  association is not required to have a milestone inspection or a
 4032  structural integrity reserve study, as appropriate. If the
 4033  association has completed a milestone inspection as described in
 4034  s. 553.899, a turnover inspection report for a turnover
 4035  inspection performed on or after July 1, 2023, or a structural
 4036  integrity reserve study, each contract entered into after
 4037  December 31, 2024, for the sale of a residential unit shall
 4038  contain in conspicuous type:
 4039         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 4040  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR
 4041  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 4042  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 4043  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 4044  719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 4045  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 4046  RESERVE STUDY DESCRIBED IN SECTIONS 719.103(24) AND
 4047  719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 15
 4048  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 4049  PRIOR TO EXECUTION OF THIS CONTRACT; and
 4050         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 4051  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 4052  CANCEL WITHIN 15 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 4053  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 4054  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR
 4055  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 4056  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 4057  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 4058  719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 4059  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 4060  RESERVE STUDY DESCRIBED IN SECTIONS 719.103(24) AND
 4061  719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
 4062  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 4063  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 15
 4064  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 4065  THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
 4066  SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
 4067  SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
 4068  INSPECTION REPORT DESCRIBED IN SECTION 719.301(4)(p) AND (q),
 4069  FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION’S MOST RECENT
 4070  STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
 4071  719.103(24) AND 719.106(1)(k), FLORIDA STATUTES, IF REQUESTED IN
 4072  WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL TERMINATE AT
 4073  CLOSING.
 4074  
 4075  A contract that does not conform to the requirements of this
 4076  paragraph is voidable at the option of the purchaser before
 4077  prior to closing.
 4078         (2) NONDEVELOPER DISCLOSURE.—
 4079         (c) Each contract entered into after July 1, 1992, for the
 4080  resale of an interest in a cooperative shall contain in
 4081  conspicuous type either:
 4082         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 4083  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE ARTICLES OF
 4084  INCORPORATION OF THE ASSOCIATION, BYLAWS, RULES OF THE
 4085  ASSOCIATION, AND THE QUESTION AND ANSWER SHEET MORE THAN 7 3
 4086  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 4087  PRIOR TO EXECUTION OF THIS CONTRACT; or
 4088         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 4089  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 4090  CANCEL WITHIN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 4091  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 4092  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE ARTICLES OF
 4093  INCORPORATION, BYLAWS, AND RULES OF THE ASSOCIATION, AND
 4094  QUESTION AND ANSWER SHEET, IF SO REQUESTED IN WRITING. ANY
 4095  PURPORTED WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO
 4096  EFFECT. BUYER MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF
 4097  NOT MORE THAN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 4098  HOLIDAYS, AFTER THE BUYER RECEIVES THE ARTICLES OF
 4099  INCORPORATION, BYLAWS, RULES, AND QUESTION AND ANSWER SHEET, IF
 4100  REQUESTED IN WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL
 4101  TERMINATE AT CLOSING.
 4102  
 4103  A contract that does not conform to the requirements of this
 4104  paragraph is voidable at the option of the purchaser before
 4105  prior to closing.
 4106         (d) If the association is required to have completed a
 4107  milestone inspection as described in s. 553.899, a turnover
 4108  inspection report for a turnover inspection performed on or
 4109  after July 1, 2023, or a structural integrity reserve study, and
 4110  the association has not completed the milestone inspection, the
 4111  turnover inspection report, or the structural integrity reserve
 4112  study, each contract entered into after December 31, 2024, for
 4113  the sale of a residential unit shall contain in conspicuous type
 4114  a statement indicating that the association is required to have
 4115  a milestone inspection, a turnover inspection report, or a
 4116  structural integrity reserve study and has not completed such
 4117  inspection, report, or study, as appropriate. If the association
 4118  is not required to have a milestone inspection as described in
 4119  s. 553.899 or a structural integrity reserve study, each
 4120  contract entered into after December 31, 2024, for the sale of a
 4121  residential unit shall contain in conspicuous type a statement
 4122  indicating that the association is not required to have a
 4123  milestone inspection or a structural integrity reserve study, as
 4124  appropriate. If the association has completed a milestone
 4125  inspection as described in s. 553.899, a turnover inspection
 4126  report for a turnover inspection performed on or after July 1,
 4127  2023, or a structural integrity reserve study, each contract
 4128  entered into after December 31, 2024, for the resale of a
 4129  residential unit shall contain in conspicuous type:
 4130         1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
 4131  THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR
 4132  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 4133  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 4134  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 4135  719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 4136  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 4137  RESERVE STUDY DESCRIBED IN SECTIONS 719.103(24) AND
 4138  719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 7 3
 4139  DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
 4140  PRIOR TO EXECUTION OF THIS CONTRACT; and
 4141         2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
 4142  BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER’S INTENTION TO
 4143  CANCEL WITHIN 7 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
 4144  HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
 4145  BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR
 4146  PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
 4147  IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
 4148  THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
 4149  719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
 4150  COPY OF THE ASSOCIATION’S MOST RECENT STRUCTURAL INTEGRITY
 4151  RESERVE STUDY DESCRIBED IN SECTIONS 719.103(24) AND
 4152  719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
 4153  WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
 4154  MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 7
 4155  3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
 4156  THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
 4157  SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
 4158  SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
 4159  INSPECTION REPORT DESCRIBED IN SECTION 719.301(4)(p) AND (q),
 4160  FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION’S MOST RECENT
 4161  STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
 4162  719.103(24) AND 719.106(1)(k), FLORIDA STATUTES, IF REQUESTED IN
 4163  WRITING. BUYER’S RIGHT TO VOID THIS AGREEMENT SHALL TERMINATE AT
 4164  CLOSING.
 4165  
 4166  A contract that does not conform to the requirements of this
 4167  paragraph is voidable at the option of the purchaser before
 4168  prior to closing.
 4169         Section 16. Subsection (3) of section 914.21, Florida
 4170  Statutes, is amended to read:
 4171         914.21 Definitions.—As used in ss. 914.22-914.24, the term:
 4172         (3) “Official investigation” means any investigation
 4173  instituted by a law enforcement agency or prosecuting officer of
 4174  the state or a political subdivision of the state or the
 4175  Commission on Ethics or the Division of Florida Condominiums,
 4176  Timeshares, and Mobile Homes of the Department of Business and
 4177  Professional Regulation.
 4178         Section 17. For the 2025-2026 fiscal year, the recurring
 4179  sum of $150,000 and nonrecurring sum of $100,000 are
 4180  appropriated from the Professional Regulation Trust Fund to the
 4181  Department of Business and Professional Regulation to contract
 4182  with the University of Florida to implement s. 553.899(3)(f),
 4183  Florida Statutes, as amended by this act. The unexpended balance
 4184  of nonrecurring funds provided by this section shall revert and
 4185  is appropriated for the same purpose for the 2026-2027 fiscal
 4186  year.
 4187         Section 18. For the purpose of incorporating the amendment
 4188  made by this act to section 468.4335, Florida Statutes, in a
 4189  reference thereto, paragraph (b) of subsection (2) of section
 4190  468.436, Florida Statutes, is reenacted to read:
 4191         468.436 Disciplinary proceedings.—
 4192         (2) The following acts constitute grounds for which the
 4193  disciplinary actions in subsection (4) may be taken:
 4194         (b)1. Violation of this part.
 4195         2. Violation of any lawful order or rule rendered or
 4196  adopted by the department or the council.
 4197         3. Being convicted of or pleading nolo contendere to a
 4198  felony in any court in the United States.
 4199         4. Obtaining a license or certification or any other order,
 4200  ruling, or authorization by means of fraud, misrepresentation,
 4201  or concealment of material facts.
 4202         5. Committing acts of gross misconduct or gross negligence
 4203  in connection with the profession.
 4204         6. Contracting, on behalf of an association, with any
 4205  entity in which the licensee has a financial interest that is
 4206  not disclosed.
 4207         7. Failing to disclose any conflict of interest as required
 4208  by s. 468.4335.
 4209         8. Violating chapter 718, chapter 719, or chapter 720
 4210  during the course of performing community association management
 4211  services pursuant to a contract with a community association as
 4212  defined in s. 468.431(1).
 4213         Section 19. For the purpose of incorporating the amendment
 4214  made by this act to section 718.111, Florida Statutes, in a
 4215  reference thereto, paragraph (e) of subsection (3) of section
 4216  721.13, Florida Statutes, is reenacted to read:
 4217         721.13 Management.—
 4218         (3) The duties of the managing entity include, but are not
 4219  limited to:
 4220         (e) Arranging for an annual audit of the financial
 4221  statements of the timeshare plan by a certified public
 4222  accountant licensed by the Board of Accountancy of the
 4223  Department of Business and Professional Regulation, in
 4224  accordance with generally accepted auditing standards as defined
 4225  by the rules of the Board of Accountancy of the Department of
 4226  Business and Professional Regulation. The financial statements
 4227  required by this section must be prepared on an accrual basis
 4228  using fund accounting, and must be presented in accordance with
 4229  generally accepted accounting principles. A copy of the audited
 4230  financial statements must be filed with the division for review
 4231  and forwarded to the board of directors and officers of the
 4232  owners’ association, if one exists, no later than 5 calendar
 4233  months after the end of the timeshare plan’s fiscal year. If no
 4234  owners’ association exists, each purchaser must be notified, no
 4235  later than 5 months after the end of the timeshare plan’s fiscal
 4236  year, that a copy of the audited financial statements is
 4237  available upon request to the managing entity. Notwithstanding
 4238  any requirement of s. 718.111(13) or s. 719.104(4), the audited
 4239  financial statements required by this section are the only
 4240  annual financial reporting requirements for timeshare
 4241  condominiums or timeshare cooperatives.
 4242         Section 20. For the purpose of incorporating the amendment
 4243  made by this act to section 718.112, Florida Statutes, in
 4244  references thereto, paragraph (a) of subsection (7) and
 4245  paragraph (c) of subsection (21) of section 718.504, Florida
 4246  Statutes, are reenacted to read:
 4247         718.504 Prospectus or offering circular.—Every developer of
 4248  a residential condominium which contains more than 20
 4249  residential units, or which is part of a group of residential
 4250  condominiums which will be served by property to be used in
 4251  common by unit owners of more than 20 residential units, shall
 4252  prepare a prospectus or offering circular and file it with the
 4253  Division of Florida Condominiums, Timeshares, and Mobile Homes
 4254  prior to entering into an enforceable contract of purchase and
 4255  sale of any unit or lease of a unit for more than 5 years and
 4256  shall furnish a copy of the prospectus or offering circular to
 4257  each buyer. In addition to the prospectus or offering circular,
 4258  each buyer shall be furnished a separate page entitled
 4259  “Frequently Asked Questions and Answers,” which shall be in
 4260  accordance with a format approved by the division and a copy of
 4261  the financial information required by s. 718.111. This page
 4262  shall, in readable language, inform prospective purchasers
 4263  regarding their voting rights and unit use restrictions,
 4264  including restrictions on the leasing of a unit; shall indicate
 4265  whether and in what amount the unit owners or the association is
 4266  obligated to pay rent or land use fees for recreational or other
 4267  commonly used facilities; shall contain a statement identifying
 4268  that amount of assessment which, pursuant to the budget, would
 4269  be levied upon each unit type, exclusive of any special
 4270  assessments, and which shall further identify the basis upon
 4271  which assessments are levied, whether monthly, quarterly, or
 4272  otherwise; shall state and identify any court cases in which the
 4273  association is currently a party of record in which the
 4274  association may face liability in excess of $100,000; shall
 4275  state whether the condominium is created within a portion of a
 4276  building or within a multiple parcel building; and which shall
 4277  further state whether membership in a recreational facilities
 4278  association is mandatory, and if so, shall identify the fees
 4279  currently charged per unit type. The division shall by rule
 4280  require such other disclosure as in its judgment will assist
 4281  prospective purchasers. The prospectus or offering circular may
 4282  include more than one condominium, although not all such units
 4283  are being offered for sale as of the date of the prospectus or
 4284  offering circular. The prospectus or offering circular must
 4285  contain the following information:
 4286         (7) A description of the recreational and other facilities
 4287  that will be used in common with other condominiums, community
 4288  associations, or planned developments which require the payment
 4289  of the maintenance and expenses of such facilities, directly or
 4290  indirectly, by the unit owners. The description shall include,
 4291  but not be limited to, the following:
 4292         (a) Each building and facility committed to be built and a
 4293  summary description of the structural integrity of each building
 4294  for which reserves are required pursuant to s. 718.112(2)(g).
 4295  
 4296  Descriptions shall include location, areas, capacities, numbers,
 4297  volumes, or sizes and may be stated as approximations or
 4298  minimums.
 4299         (21) An estimated operating budget for the condominium and
 4300  the association, and a schedule of the unit owner’s expenses
 4301  shall be attached as an exhibit and shall contain the following
 4302  information:
 4303         (c) The estimated items of expenses of the condominium and
 4304  the association, except as excluded under paragraph (b),
 4305  including, but not limited to, the following items, which shall
 4306  be stated as an association expense collectible by assessments
 4307  or as unit owners’ expenses payable to persons other than the
 4308  association:
 4309         1. Expenses for the association and condominium:
 4310         a. Administration of the association.
 4311         b. Management fees.
 4312         c. Maintenance.
 4313         d. Rent for recreational and other commonly used
 4314  facilities.
 4315         e. Taxes upon association property.
 4316         f. Taxes upon leased areas.
 4317         g. Insurance.
 4318         h. Security provisions.
 4319         i. Other expenses.
 4320         j. Operating capital.
 4321         k. Reserves for all applicable items referenced in s.
 4322  718.112(2)(g).
 4323         l. Fees payable to the division.
 4324         2. Expenses for a unit owner:
 4325         a. Rent for the unit, if subject to a lease.
 4326         b. Rent payable by the unit owner directly to the lessor or
 4327  agent under any recreational lease or lease for the use of
 4328  commonly used facilities, which use and payment is a mandatory
 4329  condition of ownership and is not included in the common expense
 4330  or assessments for common maintenance paid by the unit owners to
 4331  the association.
 4332         Section 21. For the purpose of incorporating the amendment
 4333  made by this act to section 718.112, Florida Statutes, in
 4334  references thereto, paragraph (d) of subsection (1) of section
 4335  718.618, Florida Statutes, is reenacted to read:
 4336         718.618 Converter reserve accounts; warranties.—
 4337         (1) When existing improvements are converted to ownership
 4338  as a residential condominium, the developer shall establish
 4339  converter reserve accounts for capital expenditures and deferred
 4340  maintenance, or give warranties as provided by subsection (6),
 4341  or post a surety bond as provided by subsection (7). The
 4342  developer shall fund the converter reserve accounts in amounts
 4343  calculated as follows:
 4344         (d) In addition to establishing the reserve accounts
 4345  specified above, the developer shall establish those other
 4346  reserve accounts required by s. 718.112(2)(f), and shall fund
 4347  those accounts in accordance with the formula provided therein.
 4348  The vote to waive or reduce the funding or reserves required by
 4349  s. 718.112(2)(f) does not affect or negate the obligations
 4350  arising under this section.
 4351         Section 22. For the purpose of incorporating the amendment
 4352  made by this act to sections 718.111, 718.112, and 718.503,
 4353  Florida Statutes, in references thereto, subsections (1) and (3)
 4354  of section 718.706, Florida Statutes, are reenacted to read:
 4355         718.706 Specific provisions pertaining to offering of units
 4356  by a bulk assignee or bulk buyer.—
 4357         (1) Before offering more than seven units in a single
 4358  condominium for sale or for lease for a term exceeding 5 years,
 4359  a bulk assignee or a bulk buyer must file the following
 4360  documents with the division and provide such documents to a
 4361  prospective purchaser or tenant:
 4362         (a) An updated prospectus or offering circular, or a
 4363  supplement to the prospectus or offering circular, filed by the
 4364  original developer prepared in accordance with s. 718.504, which
 4365  must include the form of contract for sale and for lease in
 4366  compliance with s. 718.503(2);
 4367         (b) An updated Frequently Asked Questions and Answers
 4368  sheet;
 4369         (c) The executed escrow agreement if required under s.
 4370  718.202; and
 4371         (d) The financial information required by s. 718.111(13).
 4372  However, if a financial information report did not exist before
 4373  the acquisition of title by the bulk assignee or bulk buyer, and
 4374  if accounting records that permit preparation of the required
 4375  financial information report for that period cannot be obtained
 4376  despite good faith efforts by the bulk assignee or the bulk
 4377  buyer, the bulk assignee or bulk buyer is excused from the
 4378  requirement of this paragraph. However, the bulk assignee or
 4379  bulk buyer must include in the purchase contract the following
 4380  statement in conspicuous type:
 4381  
 4382         ALL OR A PORTION OF THE FINANCIAL INFORMATION REPORT
 4383         REQUIRED UNDER S. 718.111(13) FOR THE TIME PERIOD
 4384         BEFORE THE SELLER’S ACQUISITION OF THE UNIT IS NOT
 4385         AVAILABLE OR CANNOT BE OBTAINED DESPITE THE GOOD FAITH
 4386         EFFORTS OF THE SELLER.
 4387  
 4388         (3) A bulk assignee, while in control of the board of
 4389  administration of the association, may not authorize, on behalf
 4390  of the association:
 4391         (a) The waiver of reserves or the reduction of funding of
 4392  the reserves pursuant to s. 718.112(2)(f)2., unless approved by
 4393  a majority of the voting interests not controlled by the
 4394  developer, bulk assignee, and bulk buyer; or
 4395         (b) The use of reserve expenditures for other purposes
 4396  pursuant to s. 718.112(2)(f)3., unless approved by a majority of
 4397  the voting interests not controlled by the developer, bulk
 4398  assignee, and bulk buyer.
 4399         Section 23. For the purpose of incorporating the amendment
 4400  made by this act to section 719.106, Florida Statutes, in a
 4401  reference thereto, subsection (24) of section 719.103, Florida
 4402  Statutes, is reenacted to read:
 4403         719.103 Definitions.—As used in this chapter:
 4404         (24) “Structural integrity reserve study” means a study of
 4405  the reserve funds required for future major repairs and
 4406  replacement of the cooperative property performed as required
 4407  under s. 719.106(1)(k).
 4408         Section 24. For the purpose of incorporating the amendment
 4409  made by this act to section 719.106, Florida Statutes, in
 4410  references thereto, paragraph (a) of subsection (7) and
 4411  paragraph (c) of subsection (20) of section 719.504, Florida
 4412  Statutes, are reenacted to read:
 4413         719.504 Prospectus or offering circular.—Every developer of
 4414  a residential cooperative which contains more than 20
 4415  residential units, or which is part of a group of residential
 4416  cooperatives which will be served by property to be used in
 4417  common by unit owners of more than 20 residential units, shall
 4418  prepare a prospectus or offering circular and file it with the
 4419  Division of Florida Condominiums, Timeshares, and Mobile Homes
 4420  prior to entering into an enforceable contract of purchase and
 4421  sale of any unit or lease of a unit for more than 5 years and
 4422  shall furnish a copy of the prospectus or offering circular to
 4423  each buyer. In addition to the prospectus or offering circular,
 4424  each buyer shall be furnished a separate page entitled
 4425  “Frequently Asked Questions and Answers,” which must be in
 4426  accordance with a format approved by the division. This page
 4427  must, in readable language: inform prospective purchasers
 4428  regarding their voting rights and unit use restrictions,
 4429  including restrictions on the leasing of a unit; indicate
 4430  whether and in what amount the unit owners or the association is
 4431  obligated to pay rent or land use fees for recreational or other
 4432  commonly used facilities; contain a statement identifying that
 4433  amount of assessment which, pursuant to the budget, would be
 4434  levied upon each unit type, exclusive of any special
 4435  assessments, and which identifies the basis upon which
 4436  assessments are levied, whether monthly, quarterly, or
 4437  otherwise; state and identify any court cases in which the
 4438  association is currently a party of record in which the
 4439  association may face liability in excess of $100,000; and state
 4440  whether membership in a recreational facilities association is
 4441  mandatory and, if so, identify the fees currently charged per
 4442  unit type. The division shall by rule require such other
 4443  disclosure as in its judgment will assist prospective
 4444  purchasers. The prospectus or offering circular may include more
 4445  than one cooperative, although not all such units are being
 4446  offered for sale as of the date of the prospectus or offering
 4447  circular. The prospectus or offering circular must contain the
 4448  following information:
 4449         (7) A description of the recreational and other facilities
 4450  that will be used in common with other cooperatives, community
 4451  associations, or planned developments which require the payment
 4452  of the maintenance and expenses of such facilities, directly or
 4453  indirectly, by the unit owners. The description shall include,
 4454  but not be limited to, the following:
 4455         (a) Each building and facility committed to be built and a
 4456  summary description of the structural integrity of each building
 4457  for which reserves are required pursuant to s. 719.106(1)(k).
 4458  
 4459  Descriptions shall include location, areas, capacities, numbers,
 4460  volumes, or sizes and may be stated as approximations or
 4461  minimums.
 4462         (20) An estimated operating budget for the cooperative and
 4463  the association, and a schedule of the unit owner’s expenses
 4464  shall be attached as an exhibit and shall contain the following
 4465  information:
 4466         (c) The estimated items of expenses of the cooperative and
 4467  the association, except as excluded under paragraph (b),
 4468  including, but not limited to, the following items, which shall
 4469  be stated as an association expense collectible by assessments
 4470  or as unit owners’ expenses payable to persons other than the
 4471  association:
 4472         1. Expenses for the association and cooperative:
 4473         a. Administration of the association.
 4474         b. Management fees.
 4475         c. Maintenance.
 4476         d. Rent for recreational and other commonly used areas.
 4477         e. Taxes upon association property.
 4478         f. Taxes upon leased areas.
 4479         g. Insurance.
 4480         h. Security provisions.
 4481         i. Other expenses.
 4482         j. Operating capital.
 4483         k. Reserves for all applicable items referenced in s.
 4484  719.106(1)(k).
 4485         l. Fee payable to the division.
 4486         2. Expenses for a unit owner:
 4487         a. Rent for the unit, if subject to a lease.
 4488         b. Rent payable by the unit owner directly to the lessor or
 4489  agent under any recreational lease or lease for the use of
 4490  commonly used areas, which use and payment are a mandatory
 4491  condition of ownership and are not included in the common
 4492  expense or assessments for common maintenance paid by the unit
 4493  owners to the association.
 4494         Section 25. Except as otherwise provided in this act, this
 4495  act shall take effect July 1, 2025.