Florida Senate - 2025                          SENATOR AMENDMENT
       Bill No. CS for CS for CS for SB 184
       
       
       
       
       
       
                                Ì281558GÎ281558                         
       
                              LEGISLATIVE ACTION                        
                    Senate             .             House              
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                Floor: 1/AD/2R         .                                
             04/09/2025 01:57 PM       .                                
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       Senators Osgood and Gaetz moved the following:
       
    1         Senate Amendment (with title amendment)
    2  
    3         Between lines 34 and 35
    4  insert:
    5         Section 1. Section 83.471, Florida Statutes, is created to
    6  read:
    7         83.471Reusable tenant screening reports.—
    8         (1)As used in this section, the term:
    9         (a)1.“Consumer report” means any written, oral, or other
   10  communication of information by a consumer reporting agency
   11  bearing on a consumer’s credit worthiness, credit standing,
   12  credit capacity, character, general reputation, personal
   13  characteristics, or mode of living which is used or expected to
   14  be used or collected in whole or in part for the purpose of
   15  serving as a factor in establishing the consumer’s eligibility
   16  for credit or insurance to be used primarily for personal,
   17  family, or household purposes; employment purposes; or any other
   18  purpose authorized under 15 U.S.C. s. 1681b.
   19         2.Except for the restrictions provided in 15 U.S.C. s.
   20  1681a(d)(3), the term “consumer report” does not include:
   21         a.Subject to 15 U.S.C. s. 1681s-3, any report containing
   22  information solely as to transactions or experiences between the
   23  consumer and the person making the report; communication of such
   24  information among persons related by common ownership or
   25  affiliated by corporate control; or communication of other
   26  information among persons related by common ownership or
   27  affiliated by corporate control, if it is clearly and
   28  conspicuously disclosed to the consumer that the information may
   29  be communicated among such persons and the consumer is given the
   30  opportunity, before the time that the information is initially
   31  communicated, to direct that such information not be
   32  communicated among such persons;
   33         b.Any authorization or approval of a specific extension of
   34  credit directly or indirectly by the issuer of a credit card or
   35  similar device;
   36         c.Any report in which a person who has been requested by a
   37  third party to make a specific extension of credit directly or
   38  indirectly to a consumer conveys his or her decision with
   39  respect to such request if the third party advises the consumer
   40  of the name and address of the person to whom the request was
   41  made, and such person makes the disclosures to the consumer
   42  required under 15 U.S.C. s. 1681m; or
   43         d.A communication described in 15 U.S.C. s. 1681a(o) or 15
   44  U.S.C. s. 1681a(x).
   45         (b)“Consumer reporting agency” means any person who, for
   46  monetary fees, dues, or on a cooperative nonprofit basis,
   47  regularly engages in whole or in part in the practice of
   48  assembling or evaluating consumer credit information or other
   49  information on consumers for the purpose of furnishing consumer
   50  reports to third parties, and who uses any means or facility of
   51  interstate commerce for the purpose of preparing or furnishing
   52  consumer reports.
   53         (c)“Reusable tenant screening report” means a report that:
   54         1. Includes all of the following:
   55         a. The applicant’s full name.
   56         b. The applicant’s contact information, including mailing
   57  address, e-mail address, and telephone number.
   58         c. Verification of the applicant’s employment.
   59         d. The applicant’s last known address.
   60         e. The results of an eviction history check in a manner and
   61  for a period of time consistent with applicable law related to
   62  the consideration of eviction history in housing.
   63         f. The date through which the information contained in the
   64  report is current.
   65         g. The applicant’s consumer report.
   66         2.a.Is prepared within the previous 30 days by a consumer
   67  reporting agency at the request and expense of an applicant.
   68         b.Is made directly available to a landlord for use in the
   69  rental application process or is provided through a third-party
   70  website that regularly engages in the business of providing a
   71  reusable tenant screening report and complies with all state and
   72  federal laws pertaining to use and disclosure of information
   73  contained in a consumer report by a consumer reporting agency.
   74         c.Is available to the landlord at no cost to access or
   75  use.
   76         (2)A landlord may accept reusable tenant screening reports
   77  and may require an applicant to state that there has not been a
   78  material change to the information in the reusable tenant
   79  screening report.
   80         (3)If an applicant provides a reusable tenant screening
   81  report to a landlord who accepts such reports, the landlord may
   82  not charge the applicant a fee to access the report or an
   83  application screening fee.
   84         (4)This section does not:
   85         (a)Affect any other applicable law related to the
   86  consideration of criminal history information in housing,
   87  including, but not limited to, local ordinances governing the
   88  information that landlords may review and consider when
   89  determining to whom they will rent; or
   90         (b)Require a landlord to accept reusable tenant screening
   91  reports.
   92  
   93  ================= T I T L E  A M E N D M E N T ================
   94  And the title is amended as follows:
   95         Delete line 2
   96  and insert:
   97         An act relating to housing; creating s. 83.471, F.S.;
   98         defining terms; authorizing a landlord to accept
   99         reusable tenant screening reports and require a
  100         specified statement; prohibiting a landlord from
  101         charging certain fees to an applicant using a reusable
  102         tenant screening report; providing construction;
  103         amending s.