Florida Senate - 2025 CS for SB 362 By the Committee on Judiciary; and Senators Osgood and Garcia 590-02610-25 2025362c1 1 A bill to be entitled 2 An act relating to reusable tenant screening reports; 3 creating s. 83.471, F.S.; defining terms; authorizing 4 a landlord to accept reusable tenant screening reports 5 and require a specified statement; prohibiting a 6 landlord from charging certain fees to an applicant 7 using a reusable tenant screening report; providing 8 construction; providing an effective date. 9 10 Be It Enacted by the Legislature of the State of Florida: 11 12 Section 1. Section 83.471, Florida Statutes, is created to 13 read: 14 83.471 Reusable tenant screening reports.— 15 (1) As used in this section, the term: 16 (a)1. “Consumer report” means any written, oral, or other 17 communication of information by a consumer reporting agency 18 bearing on a consumer’s credit worthiness, credit standing, 19 credit capacity, character, general reputation, personal 20 characteristics, or mode of living which is used or expected to 21 be used or collected in whole or in part for the purpose of 22 serving as a factor in establishing the consumer’s eligibility 23 for credit or insurance to be used primarily for personal, 24 family, or household purposes; employment purposes; or any other 25 purpose authorized under 15 U.S.C. s. 1681b. 26 2. Except for the restrictions provided in 15 U.S.C. s. 27 1681a(d)(3), the term “consumer report” does not include: 28 a. Subject to 15 U.S.C. s. 1681s-3, any report containing 29 information solely as to transactions or experiences between the 30 consumer and the person making the report; communication of such 31 information among persons related by common ownership or 32 affiliated by corporate control; or communication of other 33 information among persons related by common ownership or 34 affiliated by corporate control, if it is clearly and 35 conspicuously disclosed to the consumer that the information may 36 be communicated among such persons and the consumer is given the 37 opportunity, before the time that the information is initially 38 communicated, to direct that such information not be 39 communicated among such persons; 40 b. Any authorization or approval of a specific extension of 41 credit directly or indirectly by the issuer of a credit card or 42 similar device; 43 c. Any report in which a person who has been requested by a 44 third party to make a specific extension of credit directly or 45 indirectly to a consumer conveys his or her decision with 46 respect to such request if the third party advises the consumer 47 of the name and address of the person to whom the request was 48 made, and such person makes the disclosures to the consumer 49 required under 15 U.S.C. s. 1681m; or 50 d. A communication described in 15 U.S.C. s. 1681a(o) or 15 51 U.S.C. s. 1681a(x). 52 (b) “Consumer reporting agency” means any person who, for 53 monetary fees, dues, or on a cooperative nonprofit basis, 54 regularly engages in whole or in part in the practice of 55 assembling or evaluating consumer credit information or other 56 information on consumers for the purpose of furnishing consumer 57 reports to third parties, and who uses any means or facility of 58 interstate commerce for the purpose of preparing or furnishing 59 consumer reports. 60 (c) “Reusable tenant screening report” means a report that: 61 1. Includes all of the following: 62 a. The applicant’s full name. 63 b. The applicant’s contact information, including mailing 64 address, e-mail address, and telephone number. 65 c. Verification of the applicant’s employment. 66 d. The applicant’s last known address. 67 e. The results of an eviction history check in a manner and 68 for a period of time consistent with applicable law related to 69 the consideration of eviction history in housing. 70 f. The date through which the information contained in the 71 report is current. 72 g. The applicant’s consumer report. 73 2.a. Is prepared within the previous 30 days by a consumer 74 reporting agency at the request and expense of an applicant. 75 b. Is made directly available to a landlord for use in the 76 rental application process or is provided through a third-party 77 website that regularly engages in the business of providing a 78 reusable tenant screening report and complies with all state and 79 federal laws pertaining to use and disclosure of information 80 contained in a consumer report by a consumer reporting agency. 81 c. Is available to the landlord at no cost to access or 82 use. 83 (2) A landlord may accept reusable tenant screening reports 84 and may require an applicant to state that there has not been a 85 material change to the information in the reusable tenant 86 screening report. 87 (3) If an applicant provides a reusable tenant screening 88 report to a landlord who accepts such reports, the landlord may 89 not charge the applicant a fee to access the report or an 90 application screening fee. 91 (4) This section does not: 92 (a) Affect any other applicable law related to the 93 consideration of criminal history information in housing, 94 including, but not limited to, local ordinances governing the 95 information that landlords may review and consider when 96 determining to whom they will rent; or 97 (b) Require a landlord to accept reusable tenant screening 98 reports. 99 Section 2. This act shall take effect July 1, 2025.