Florida Senate - 2025 SB 924 By Senator Calatayud 38-01270-25 2025924__ 1 A bill to be entitled 2 An act relating to coverage for fertility preservation 3 services; amending s. 110.12303, F.S.; requiring the 4 Department of Management Services to provide coverage 5 of certain fertility preservation services for state 6 group health insurance plan policies issued on or 7 after a specified date; specifying requirements and 8 limitations regarding such coverage; prohibiting a 9 state group health insurance plan from requiring 10 preauthorization for certain covered services; 11 authorizing health benefit plans to contain certain 12 provisions under specified conditions; defining terms; 13 providing an effective date. 14 15 Be It Enacted by the Legislature of the State of Florida: 16 17 Section 1. Subsection (7) is added to section 110.12303, 18 Florida Statutes, to read: 19 110.12303 State group insurance program; additional 20 benefits; price transparency program; reporting.— 21 (7)(a) For state group health insurance plan policies 22 issued on or after January 1, 2026, the department shall provide 23 coverage of medically necessary expenses relating to standard 24 fertility preservation services when a medically necessary 25 treatment may directly or indirectly cause iatrogenic 26 infertility. Coverage under this section extends to covered 27 individuals who have been diagnosed with cancer for which 28 necessary cancer treatment may directly or indirectly cause 29 iatrogenic infertility and who are within reproductive age. 30 (b) Coverage of standard fertility preservation services 31 under this subsection includes the costs associated with the 32 storage of oocytes and sperm, for a period not to exceed 3 33 years. 34 (c) A state group health insurance plan may not require 35 preauthorization for coverage of standard fertility preservation 36 services; however, a health benefit plan may contain provisions 37 for maximum benefits and may subject the covered service to the 38 same deductible, copayment, coinsurance, and reasonable 39 limitations and exclusions to the extent that these applications 40 are not inconsistent with this subsection. 41 (d) As used in this subsection, the term: 42 1. “Iatrogenic infertility” means an impairment of 43 fertility caused directly or indirectly by surgery, 44 chemotherapy, radiation, or other medical treatment with a 45 potential side effect of impaired fertility as established by 46 the American Society of Clinical Oncology or the American 47 Society for Reproductive Medicine. 48 2. “Reproductive age” means the age range in which an 49 individual is deemed fertile as established by the American 50 Society of Clinical Oncology or the American Society for 51 Reproductive Medicine. 52 3. “Standard fertility preservation services” means oocyte 53 and sperm preservation procedures, including ovarian tissue, 54 sperm, and oocyte cryopreservation, which are consistent with 55 established medical practices or professional guidelines 56 published by the American Society of Clinical Oncology or the 57 American Society for Reproductive Medicine. 58 Section 2. This act shall take effect July 1, 2025.