Florida Senate - 2026                      CS for CS for SB 1452
       
       
        
       By the Appropriations Committee on Agriculture, Environment, and
       General Government; the Committee on Banking and Insurance; and
       Senator Truenow
       
       
       
       601-03236-26                                          20261452c2
    1                        A bill to be entitled                      
    2         An act relating to the Department of Financial
    3         Services; amending s. 17.11, F.S.; revising the
    4         subsystem used for a certain report of disbursements
    5         made; amending s. 17.13, F.S.; requiring the
    6         replacement, rather than the duplication, of lost or
    7         destroyed warrants; amending s. 110.113, F.S.;
    8         deleting the Department of Financial Services’
    9         authority to make semimonthly salary payments;
   10         amending s. 112.3135, F.S.; authorizing a public
   11         official to take specified actions in relation to the
   12         employment of a relative as a firefighter; amending s.
   13         215.422, F.S.; requiring agencies to pay interest from
   14         available appropriations under certain circumstances;
   15         amending s. 215.5586, F.S.; defining terms; revising
   16         eligibility requirements for a hurricane mitigation
   17         inspection under the My Safe Florida Home Program;
   18         revising the circumstances under which applicants may
   19         submit a subsequent hurricane mitigation inspection
   20         application; deleting the requirement that licensed
   21         inspectors determine mitigation measures during
   22         initial inspections of eligible homes; deleting
   23         inspectors’ authorization to inspect townhouses;
   24         revising the criteria for eligibility for a hurricane
   25         mitigation grant; deleting an expiration date;
   26         revising the improvements for which grants may be
   27         used; requiring that improvements be identified in the
   28         final hurricane mitigation inspection to receive grant
   29         funds; deleting a provision related to grants for
   30         townhouses; revising the required prioritization of
   31         inspection applications and grant applications;
   32         revising the timeframe within which the department is
   33         required to start accepting inspection applications
   34         and grant applications; authorizing the program to
   35         accept a specified certification directly from
   36         applicants; requiring applicants who receive grants to
   37         finalize construction and request a final inspection
   38         within a specified timeframe; specifying that an
   39         application is deemed abandoned, rather than
   40         withdrawn, under certain circumstances; amending s.
   41         215.89, F.S.; deleting provisions regarding the
   42         reporting structure for charts of accounts relating to
   43         the use of public funds by governmental entities;
   44         amending s. 215.93, F.S.; revising the subsystems of
   45         the Florida Financial Management Information System;
   46         requiring that certain requests for records be made to
   47         a specified entity; prohibiting such requests from
   48         being made to the functional owner of the subsystem;
   49         providing an exception; amending s. 215.94, F.S.;
   50         providing that the department is the functional owner
   51         of the Financial Management Subsystem rather than the
   52         Florida Accounting Information Resource Subsystem;
   53         revising the functions of such subsystem; amending s.
   54         215.96, F.S.; revising the composition of the
   55         coordinating council; deleting a requirement for the
   56         design and coordination staff; requiring that minutes
   57         of meetings be available to interested persons;
   58         revising the composition of ex officio members of the
   59         council; revising the duties, powers, and
   60         responsibilities of the council; amending ss. 215.985,
   61         216.102, and 216.141, F.S.; conforming provisions to
   62         changes made by the act; amending s. 440.13, F.S.;
   63         revising the timeframe in which health care providers
   64         must petition the department to resolve utilization
   65         and reimbursement disputes; revising petition service
   66         requirements; revising the timeframe in which the
   67         panel determining the statewide schedule of maximum
   68         reimbursement allowances must submit certain
   69         recommendations to the Legislature; creating s.
   70         497.1411, F.S.; defining the term “applicant”;
   71         specifying that certain applicants are permanently
   72         barred from licensure; specifying that certain
   73         applicants are subject to disqualifying periods;
   74         requiring the Board of Funeral, Cemetery, and Consumer
   75         Services to adopt rules; specifying requirements,
   76         authorizations, and prohibitions for such rules;
   77         specifying when a disqualifying period begins;
   78         specifying that the applicant has certain burdens to
   79         demonstrate that he or she is qualified for licensure;
   80         specifying that certain applicants who have been
   81         granted a pardon or restoration of civil rights are
   82         not barred or disqualified from licensure; specifying
   83         that such pardon or restoration does not require the
   84         board to award a license; authorizing the board to
   85         grant an exemption from disqualification under certain
   86         circumstances; specifying requirements for the
   87         applicant in order for the board to grant an
   88         exemption; specifying that the board has discretion to
   89         grant or deny an exemption; specifying that certain
   90         decisions are subject to ch. 120, F.S.; providing
   91         applicability and construction; amending s. 497.142,
   92         F.S.; prohibiting an application from being deemed
   93         complete under certain circumstances; revising the
   94         list of crimes to be disclosed on a license
   95         application; amending s. 626.0428, F.S.; conforming a
   96         provision to changes made by the act; amending s.
   97         626.171, F.S.; deleting reinsurance intermediaries
   98         from certain application requirements; revising the
   99         list of persons from whom the department is required
  100         to accept uniform applications; making clarifying
  101         changes regarding the voluntary submission of cellular
  102         telephone numbers; revising the exemption from the
  103         application filing fee for members of the United
  104         States Armed Forces; amending s. 626.292, F.S.;
  105         revising applicant requirements for a license
  106         transfer; amending s. 626.611, F.S.; requiring the
  107         department to require license reexamination of certain
  108         persons, and suspend or revoke the eligibility to hold
  109         a license or appointment of such persons under certain
  110         circumstances; amending the grounds for suspension or
  111         revocation; amending s. 626.621, F.S.; authorizing the
  112         department to require a reexamination of certain
  113         persons; amending s. 626.731, F.S.; revising the
  114         qualifications for a general lines agent’s license;
  115         amending s. 626.785, F.S.; revising the qualifications
  116         for a life agent’s license; amending s. 626.831, F.S.;
  117         revising the qualifications for a health agent’s
  118         license; amending s. 626.8417, F.S.; revising the
  119         persons who are exempt from certain provisions
  120         relating to title insurance licensing and appointment
  121         requirements; amending s. 626.854, F.S.; requiring a
  122         public adjuster, public adjuster apprentice, or public
  123         adjusting firm to respond with specific information
  124         within a specified timeframe and document in the file
  125         the response or information provided; repealing s.
  126         627.797, F.S., relating to agents exempt from title
  127         insurance licensing; amending s. 648.34, F.S.;
  128         revising requirements for bail bond agent applicants;
  129         amending s. 648.382, F.S.; requiring officers or
  130         officials of the appointing insurer to obtain, rather
  131         than submit, certain information; amending s. 717.001,
  132         F.S.; revising the short title; amending s. 717.101,
  133         F.S.; revising and adding definitions; amending s.
  134         717.102, F.S.; providing that certain intangible
  135         property is presumed abandoned; deleting a provision
  136         relating to the presumption that certain intangible
  137         property is presumed unclaimed; specifying the
  138         dormancy period for property presumed abandoned;
  139         requiring that property be considered payable or
  140         distributable under certain circumstances; deleting a
  141         provision relating to when property is payable or
  142         distributable; revising a presumption; providing that
  143         property shall be presumed abandoned under certain
  144         circumstances; providing an exception; amending s.
  145         717.103, F.S.; requiring that intangible property be
  146         subject to the custody of the department under certain
  147         circumstances; amending criteria for when intangible
  148         property is subject to the custody of the department;
  149         repealing s. 717.1035, F.S., relating to property
  150         originated or issued by this state, any political
  151         subdivision of this state, or any entity incorporated,
  152         organized, created, or otherwise located in this
  153         state; amending ss. 717.104, 717.1045, 717.105,
  154         717.106, 717.107, 717.1071, 717.108, and 717.109,
  155         F.S.; conforming provisions to changes made by the
  156         act; amending s. 717.1101, F.S.; revising the
  157         timelines and conditions under which stock, other
  158         equity interests, or debt of a business association is
  159         considered abandoned; requiring the holder to attempt
  160         to confirm the apparent owner’s interest in the equity
  161         interest by sending an e-mail communication under
  162         certain circumstances; requiring the holder to attempt
  163         to contact the apparent owner by first-class United
  164         States mail under certain circumstances; specifying
  165         that equity interest is presumed abandoned under
  166         certain circumstances; revising when unmatured,
  167         unredeemed, matured, or redeemed debt is presumed
  168         abandoned; specifying that the applicable dormancy
  169         period ceases under certain circumstances; revising
  170         the timeframe that a sum held for or owing by a
  171         business association is presumed abandoned; amending
  172         ss. 717.111, 717.112, 717.1125, 717.113, 717.115, and
  173         717.116, F.S.; conforming provisions to changes made
  174         by the act; amending s. 717.117, F.S.; specifying that
  175         property is presumed abandoned upon the expiration of
  176         the applicable dormancy periods; specifying that
  177         property is not deemed abandoned for certain purposes
  178         until the holder meets certain requirements; requiring
  179         holders of property presumed abandoned that has a
  180         specified value to use due diligence to locate and
  181         notify the apparent owner; requiring, before a
  182         specified timeframe, a holder in possession of
  183         presumed abandoned property to send a specified
  184         written notice to the apparent owner; specifying the
  185         method of delivery of such notice; requiring, before a
  186         specified timeframe, the holder to send a second
  187         written notice under certain circumstances;
  188         authorizing the reasonable cost for the notice to be
  189         deducted from the property; specifying that a signed
  190         return receipt constitutes an affirmative
  191         demonstration of continued interest; specifying
  192         requirements of the written notice; requiring holders
  193         of abandoned property to submit a specified report to
  194         the department; prohibiting certain balances,
  195         overpayments, deposits, and refunds from being
  196         reported as abandoned property; prohibiting certain
  197         securities from being included in the report;
  198         requiring the holder to report and deliver such
  199         securities under certain circumstances; requiring the
  200         report to be signed and verified and contain a
  201         specified statement; deleting certain provisions
  202         relating to the due diligence and notices to apparent
  203         owners; amending s. 717.118, F.S.; revising the
  204         state’s obligation to notify apparent owners that
  205         their abandoned property has been reported and
  206         remitted to the department; requiring the department
  207         to use a cost-effective means to make an attempt to
  208         notify certain apparent owners; specifying
  209         requirements for the notice; requiring the department
  210         to maintain a specified website; revising
  211         applicability; amending s. 717.119, F.S.; conforming
  212         provisions to changes made by the act; revising
  213         requirements for firearms or ammunition found in an
  214         abandoned safe-deposit box or safekeeping repository;
  215         revising requirements if a will or trust instrument is
  216         included among the contents of an abandoned safe
  217         deposit box or safekeeping repository; amending ss.
  218         717.1201 and 717.122, F.S.; conforming provisions to
  219         changes made by the act; amending s. 717.123, F.S.;
  220         conforming provisions to changes made by the act;
  221         revising the name of a certain trust fund; amending s.
  222         717.1235, F.S.; conforming provisions to changes made
  223         by the act; amending s. 717.124, F.S.; conforming
  224         provisions to changes made by the act; deleting
  225         provisions related to requirements of claimants’
  226         representatives; specifying that the department is
  227         authorized to make a distribution of property or money
  228         in accordance with a specified agreement under certain
  229         circumstances; requiring that shares of securities be
  230         delivered directly to the claimant under certain
  231         circumstances; deleting a provision authorizing the
  232         department to develop a process by which a buyer of
  233         unclaimed property may electronically submit certain
  234         images and documents; deleting provisions relating to
  235         a buyer of unclaimed property’s filing of a claim;
  236         amending s. 717.12403, F.S.; conforming provisions to
  237         changes made by the act; amending s. 717.12404, F.S.;
  238         requiring that claims on behalf of an active
  239         corporation include a specified driver license;
  240         conforming provisions to changes made by the act;
  241         amending ss. 717.12405 and 717.12406, F.S.; conforming
  242         provisions to changes made by the act; amending s.
  243         717.1241, F.S.; defining the term “conflicting claim”;
  244         conforming provisions to changes made by the act;
  245         revising requirements for remitting property when
  246         conflicting claims have been received by the
  247         department; amending ss. 717.1242, 717.1243, 717.1244,
  248         717.1245, 717.125, 717.126, 717.1261, 717.1262,
  249         717.129, 717.1301, 717.1315, and 717.132, F.S.;
  250         conforming provisions to changes made by the act;
  251         amending s. 717.1322, F.S.; revising the acts that
  252         constitute grounds for administrative enforcement
  253         action by the department; conforming provisions to
  254         changes made by the act; amending ss. 717.133,
  255         717.1333, and 717.1341, F.S.; conforming provisions to
  256         changes made by the act; amending s. 717.135, F.S.;
  257         conforming provisions to changes made by the act;
  258         deleting applicability; creating s. 717.1356, F.S.;
  259         specifying that agreements for the purchase of
  260         abandoned property reported to the department are
  261         valid only under certain circumstances; authorizing
  262         the seller to cancel a purchase agreement without
  263         penalty or obligation within a specified timeframe;
  264         specifying that the agreement must contain certain
  265         language; requiring a copy of an executed Florida
  266         Abandoned Property Purchase Agreement be filed with
  267         the purchaser’s claim; prohibiting the department from
  268         approving the claim under certain circumstances;
  269         specifying that certain purchase agreements are
  270         enforceable only by the seller; amending s. 717.138,
  271         F.S.; conforming provisions to changes made by the
  272         act; amending s. 717.1382, F.S.; conforming provisions
  273         to changes made by the act; conforming a cross
  274         reference; amending s. 717.139, F.S.; providing
  275         legislative findings; revising a statement of public
  276         policy; deleting a legislative declaration; providing
  277         legislative intent; prohibiting title to abandoned
  278         property from transferring to the state except under
  279         certain circumstances; amending s. 717.1400, F.S.;
  280         requiring an individual to meet certain requirements
  281         in order to file claims as a claimant representative;
  282         revising application requirements for registering as a
  283         claimant representative; requiring claimant
  284         representatives to file and obtain payment on a
  285         specified number of claims within a specified
  286         timeframe to maintain active registration; requiring
  287         the department to notify the claimant representative
  288         in writing and provide a certain timeframe to
  289         demonstrate compliance or good cause for noncompliance
  290         under certain circumstances; requiring the department
  291         to revoke a registration under certain circumstances;
  292         prohibiting a claimant representative from reapplying
  293         under certain circumstances; amending ss. 1001.281 and
  294         1001.282, F.S.; conforming provisions to changes made
  295         by the act; amending ss. 197.582 and 626.9541, F.S.;
  296         conforming cross-references; reenacting s.
  297         772.13(6)(a), F.S., relating to postjudgment execution
  298         proceedings to enforce a judgment entered against a
  299         terrorist party, to incorporate the amendment made to
  300         s. 717.101, F.S., in a reference thereto; providing an
  301         effective date.
  302          
  303  Be It Enacted by the Legislature of the State of Florida:
  304  
  305         Section 1. Subsection (2) of section 17.11, Florida
  306  Statutes, is amended to read:
  307         17.11 To report disbursements made.—
  308         (2) The Chief Financial Officer shall also cause to have
  309  reported from the Financial Management Florida Accounting
  310  Information Resource Subsystem no less than quarterly the
  311  disbursements which agencies made to small businesses, as
  312  defined in the Florida Small and Minority Business Assistance
  313  Act; to certified minority business enterprises in the
  314  aggregate; and to certified minority business enterprises broken
  315  down into categories of minority persons, as well as gender and
  316  nationality subgroups. This information shall be made available
  317  to the agencies, the Office of Supplier Diversity, the Governor,
  318  the President of the Senate, and the Speaker of the House of
  319  Representatives. Each agency shall be responsible for the
  320  accuracy of information entered into the Financial Management
  321  Florida Accounting Information Resource Subsystem for use in
  322  this reporting.
  323         Section 2. Section 17.13, Florida Statutes, is amended to
  324  read:
  325         17.13 To replace duplicate warrants lost or destroyed.—
  326         (1) The Chief Financial Officer is required to replace
  327  duplicate any Chief Financial Officer’s warrants that may have
  328  been lost or destroyed, or may hereafter be lost or destroyed,
  329  upon the owner thereof or the owner’s agent or attorney
  330  presenting the Chief Financial Officer the statement, under
  331  oath, reciting the number, date, and amount of any warrant or
  332  the best and most definite description in his or her knowledge
  333  and the circumstances of its loss; if the Chief Financial
  334  Officer deems it necessary, the owner or the owner’s agent or
  335  attorney shall file in the office of the Chief Financial Officer
  336  a surety bond, or a bond with securities, to be approved by one
  337  of the judges of the circuit court or one of the justices of the
  338  Supreme Court, in a penalty of not less than twice the amount of
  339  any warrants so replaced duplicated, conditioned to indemnify
  340  the state and any innocent holders thereof from any damages that
  341  may accrue from such replacement duplication.
  342         (2) The Chief Financial Officer is required to replace
  343  duplicate any Chief Financial Officer’s warrant that may have
  344  been lost or destroyed, or may hereafter be lost or destroyed,
  345  when sent to any payee via any state agency when such warrant is
  346  lost or destroyed prior to being received by the payee and
  347  provided the director of the state agency to whom the warrant
  348  was sent presents to the Chief Financial Officer a statement,
  349  under oath, reciting the number, date, and amount of the warrant
  350  lost or destroyed, the circumstances surrounding the loss or
  351  destruction of such warrant, and any additional information that
  352  the Chief Financial Officer shall request in regard to such
  353  warrant.
  354         (3) Any replacement duplicate Chief Financial Officer’s
  355  warrant issued in pursuance of the above provisions shall be of
  356  the same validity as the original was before its loss.
  357         Section 3. Subsection (1) of section 110.113, Florida
  358  Statutes, is amended to read:
  359         110.113 Pay periods for state officers and employees;
  360  salary payments by direct deposit.—
  361         (1) The normal pay period for salaries of state officers
  362  and employees shall be 1 month. The Department of Financial
  363  Services shall issue either monthly or biweekly salary payments
  364  by state warrants or by direct deposit pursuant to s. 17.076 or
  365  make semimonthly salary payments by direct deposit pursuant to
  366  s. 17.076, as requested by the head of each state agency and
  367  approved by the Executive Office of the Governor and the
  368  Department of Financial Services.
  369         Section 4. Subsection (16) of section 215.422, Florida
  370  Statutes, is amended to read:
  371         215.422 Payments, warrants, and invoices; processing time
  372  limits; dispute resolution; agency or judicial branch
  373  compliance.—
  374         (16) Nothing contained in This section may not shall be
  375  construed to be an appropriation. Any interest which becomes due
  376  and owing pursuant to this section must be paid shall only be
  377  payable from the appropriation charged for such goods or
  378  services. However, if sufficient funds are not available within
  379  the appropriation charged for such goods or services, the agency
  380  must pay the interest from a similar or appropriate
  381  appropriation category.
  382         Section 5. Paragraphs (a) through (e) of subsection (1),
  383  subsections (2) and (3), paragraph (a) of subsection (8), and
  384  subsection (10) of section 215.5586, Florida Statutes, are
  385  amended to read:
  386         215.5586 My Safe Florida Home Program.—There is established
  387  within the Department of Financial Services the My Safe Florida
  388  Home Program. The department shall provide fiscal
  389  accountability, contract management, and strategic leadership
  390  for the program, consistent with this section. This section does
  391  not create an entitlement for property owners or obligate the
  392  state in any way to fund the inspection or retrofitting of
  393  residential property in this state. Implementation of this
  394  program is subject to annual legislative appropriations. It is
  395  the intent of the Legislature that, subject to the availability
  396  of funds, the My Safe Florida Home Program provide licensed
  397  inspectors to perform hurricane mitigation inspections of
  398  eligible homes and grants to fund hurricane mitigation projects
  399  on those homes. The department shall implement the program in
  400  such a manner that the total amount of funding requested by
  401  accepted applications, whether for inspections, grants, or other
  402  services or assistance, does not exceed the total amount of
  403  available funds. If, after applications are processed and
  404  approved, funds remain available, the department may accept
  405  applications up to the available amount. The program shall
  406  develop and implement a comprehensive and coordinated approach
  407  for hurricane damage mitigation pursuant to the requirements
  408  provided in this section.
  409         (1) HURRICANE MITIGATION INSPECTIONS.—
  410         (a)1.For the purposes of this paragraph, the term:
  411         a.Attached” means a dwelling unit that shares a wall with
  412  another dwelling unit.
  413         b.“Detached” means a dwelling that does not share a wall
  414  with another dwelling unit or building and has greater than zero
  415  clearance between it and any other building. This term includes
  416  a garage that is located under a contiguous roof with a
  417  residence.
  418         c.Single-family” means a residence designed for and
  419  containing only one dwelling unit.
  420         2.An applicant is To be eligible for a hurricane
  421  mitigation inspection under the program if all of the following
  422  conditions are met:
  423         a.1.The A home for which the inspection is sought is must
  424  be a single-family, unit on an individual parcel of land that
  425  is:
  426         (I)A detached residential property; or
  427         (II)An attached residential property not exceeding three
  428  stories. A townhouse as defined in s. 481.203;
  429         b.2.The A home for which the inspection is sought is must
  430  be site-built and owner-occupied.; and
  431         c.3. The applicant is homeowner must have been granted a
  432  homestead exemption on the home under chapter 196.
  433         (b)1. An application for a hurricane mitigation inspection
  434  must contain a signed or electronically verified statement made
  435  under penalty of perjury that the applicant has submitted only
  436  one inspection application on the home or that the application
  437  is allowed under subparagraph 2., and the application must have
  438  documents attached which demonstrate that the applicant meets
  439  the requirements of paragraph (a).
  440         2. An applicant may submit a subsequent hurricane
  441  mitigation inspection application for the same home only if:
  442         a. The original hurricane mitigation inspection application
  443  has been denied or withdrawn because of material errors or
  444  omissions in the application;
  445         b. The original hurricane mitigation inspection application
  446  was denied or withdrawn because the applicant home did not meet
  447  the eligibility criteria for an inspection at the time of the
  448  previous application, and the applicant homeowner reasonably
  449  believes that he or she is the home now is eligible for an
  450  inspection; or
  451         c. The program’s eligibility requirements for an inspection
  452  have changed since the original application date, and the
  453  applicant reasonably believes that her or she the home is
  454  eligible under the new requirements; or.
  455         d.More than 24 months have passed since the applicant
  456  received a hurricane mitigation inspection under this section,
  457  and the applicant has not received a grant payment through the
  458  program for that inspection.
  459         (c) An applicant meeting the requirements of paragraph (a)
  460  may receive an inspection of the a home through under the
  461  program without being eligible for a grant under subsection (2)
  462  or applying for such grant.
  463         (d) Licensed inspectors are to provide initial home
  464  inspections of eligible homes to determine what mitigation
  465  measures are needed, what insurance premium discounts may be
  466  available, and what improvements to existing residential
  467  properties are needed to reduce the property’s vulnerability to
  468  hurricane damage. An inspector may inspect a townhouse as
  469  defined in s. 481.203 to determine if opening protection
  470  mitigation as listed in subparagraph (2)(e)1. would provide
  471  improvements to mitigate hurricane damage.
  472         (e) The department shall contract with wind certification
  473  entities to provide hurricane mitigation inspections. The
  474  initial inspections provided to applicants homeowners, at a
  475  minimum, must include:
  476         1. A home inspection and report that summarizes the
  477  inspection results and identifies recommended improvements an
  478  applicant a homeowner may make take to mitigate hurricane
  479  damage.
  480         2. A range of cost estimates regarding the recommended
  481  mitigation improvements.
  482         3. Information regarding estimated premium discounts,
  483  correlated to the current mitigation features and the
  484  recommended mitigation improvements identified by the
  485  inspection.
  486         (2) HURRICANE MITIGATION GRANTS.—Financial grants shall be
  487  used by applicants homeowners to make improvements recommended
  488  by an initial inspection which increase a home’s resistance to
  489  hurricane damage.
  490         (a) An applicant A homeowner is eligible for a hurricane
  491  mitigation grant if all of the following criteria are met:
  492         1. The applicant home must be eligible for an inspection
  493  under subsection (1).
  494         2. The home must be a dwelling with an insured value of
  495  $700,000 or less. Homeowners who are low-income persons, as
  496  defined in s. 420.0004(11), are exempt from this requirement.
  497         3. The home must undergo an initial acceptable hurricane
  498  mitigation inspection through the program as provided in
  499  subsection (1) within the 24 months immediately preceding the
  500  date of application.
  501         4. The building permit application for initial construction
  502  of the home must have been built made before January 1, 2008, as
  503  reflected on the county property appraiser’s website.
  504         5. The applicant homeowner must agree to make his or her
  505  home available for a final inspection once a mitigation project
  506  is completed.
  507         6. The applicant homeowner must agree to provide to the
  508  department information received from the applicant’s homeowner’s
  509  insurer identifying the discounts realized by the applicant
  510  homeowner because of the mitigation improvements funded through
  511  the program.
  512         7.a. The applicant homeowner must be a low-income person or
  513  moderate-income person as defined in s. 420.0004.
  514         b. The hurricane mitigation inspection must have occurred
  515  within the previous 24 months from the date of application.
  516         c. Notwithstanding subparagraph 2., homeowners who are low
  517  income persons, as defined in s. 420.0004(11), are not exempt
  518  from the requirement that the home must be a dwelling with an
  519  insured value of $700,000 or less.
  520         d. This subparagraph expires July 1, 2026.
  521         (b)1. An application for a grant must contain a signed or
  522  electronically verified statement made under penalty of perjury
  523  that the applicant has submitted only one grant application or
  524  that the application is allowed under subparagraph 2., and the
  525  application must have documents attached demonstrating that the
  526  applicant meets the requirements of paragraph (a).
  527         2. An applicant may submit a subsequent grant application
  528  if:
  529         a. The original grant application was denied or withdrawn
  530  because the application contained errors or omissions;
  531         b. The original grant application was denied or withdrawn
  532  because the applicant home did not meet the eligibility criteria
  533  for a grant at the time of the previous application, and the
  534  applicant homeowner reasonably believes that he or she is the
  535  home now is eligible for a grant; or
  536         c. The program’s eligibility requirements for a grant have
  537  changed since the original application date, and the applicant
  538  reasonably believes that he or she is an eligible homeowner
  539  under the new requirements.
  540         3. A grant application must include a statement from the
  541  applicant homeowner which contains the name and state license
  542  number of the contractor that the applicant homeowner
  543  acknowledges as the intended contractor for the mitigation work.
  544  The program must electronically verify that the contractor’s
  545  state license number is valid accurate and up to date before
  546  grant approval.
  547         (c) All grants must be matched on the basis of $1 provided
  548  by the applicant for $2 provided by the state up to a maximum
  549  state contribution of $10,000 toward the actual cost of the
  550  mitigation project, except as provided in paragraph (h).
  551         (d) All hurricane mitigation performed under the program
  552  must be based upon the securing of all required local permits
  553  and inspections and must be performed by properly licensed
  554  contractors.
  555         (e) When recommended by an initial a hurricane mitigation
  556  inspection, grants for eligible applicants homes may be used for
  557  all of the following improvements:
  558         1. Opening protection improvements, including:
  559         a. Exterior doors.,
  560         b. Garage doors.,
  561         c. Windows., and
  562         d. Skylights.
  563         2. Roof improvements, including:
  564         a. Reinforcing roof-to-wall connections.
  565         b.3. Improving the strength of roof-deck attachments.
  566         c.4.Installing secondary water resistance for roof and
  567  replacing the roof covering.
  568         (f) Improvements must be identified by the final hurricane
  569  mitigation inspection to receive grant funds When recommended by
  570  a hurricane mitigation inspection, grants for townhouses, as
  571  defined in s. 481.203, may only be used for opening protection.
  572         (g) The department may require that improvements be made to
  573  all openings, including exterior doors, garage doors, windows,
  574  and skylights, as a condition of reimbursing an applicant a
  575  homeowner approved for a grant. The department may adopt, by
  576  rule, the maximum grant allowances for any improvement allowable
  577  under paragraph (e) or paragraph (f).
  578         (h) Low-income applicants homeowners, as defined in s.
  579  420.0004(11), who otherwise meet the applicable requirements of
  580  this subsection are eligible for a grant of up to $10,000 and
  581  are not required to provide a matching amount to receive the
  582  grant.
  583         (i)1. The department shall develop a process that ensures
  584  the most efficient means to collect and verify inspection
  585  applications and grant applications to determine eligibility.
  586  The department may direct hurricane mitigation inspectors to
  587  collect and verify grant application information or use the
  588  Internet or other electronic means to collect information and
  589  determine eligibility.
  590         2. The department shall prioritize the review and approval
  591  of such inspection applications and grant applications in the
  592  following order:
  593         a. First, applications from low-income persons, as defined
  594  in s. 420.0004, who are at least 60 years old;
  595         b. Second, applications from all other low-income persons,
  596  as defined in s. 420.0004;
  597         c. Third, applications from moderate-income persons, as
  598  defined in s. 420.0004, who are at least 60 years old; and
  599         d. Fourth, applications from all other moderate-income
  600  persons, as defined in s. 420.0004; and
  601         e. Last, all other applications.
  602         3. The department shall start accepting inspection
  603  applications and grant applications no earlier than the
  604  effective date of a legislative appropriation funding
  605  inspections and grants, as follows:
  606         a. Initially, from applicants prioritized under sub
  607  subparagraph 2.a.;
  608         b. From applicants prioritized under sub-subparagraph 2.b.,
  609  beginning 15 days after the program initially starts accepting
  610  applications;
  611         c. From applicants prioritized under sub-subparagraph 2.c.,
  612  beginning 30 days after the program initially starts accepting
  613  applications; and
  614         d. From applicants described in sub-subparagraph 2.d.,
  615  beginning 45 days after the program initially starts accepting
  616  applications; and
  617         e. From all other applicants, beginning 60 days after the
  618  program initially starts accepting applications.
  619         4. The program may accept a certification directly from a
  620  low-income applicant homeowner or moderate-income applicant
  621  homeowner who meets the requirements of s. 420.0004(11) or (12),
  622  respectively, if the applicant homeowner provides such
  623  certification in a signed or electronically verified statement
  624  made under penalty of perjury.
  625         5.The program may accept a certification directly from an
  626  applicant attesting to his or her age if the applicant provides
  627  such certification in a signed or electronically verified
  628  statement made under penalty of perjury.
  629         (j) An applicant A homeowner who receives a grant shall
  630  finalize construction and request a final inspection, or request
  631  an extension for an additional 6 months, within 18 months 1 year
  632  after grant application approval. If an applicant a homeowner
  633  fails to comply with this paragraph, his or her application is
  634  deemed abandoned and the grant money reverts to the department.
  635         (3) REQUESTS FOR INFORMATION.—The department may request
  636  that an applicant provide additional information. An application
  637  is deemed abandoned withdrawn by the applicant if the department
  638  does not receive a response to its request for additional
  639  information within 60 days after the notification of any
  640  apparent error or omission.
  641         (8) CONTRACT MANAGEMENT.—
  642         (a) The department may contract with third parties for
  643  grants management, inspection services, contractor services for
  644  low-income applicants homeowners, information technology,
  645  educational outreach, and auditing services. Such contracts are
  646  considered direct costs of the program and are not subject to
  647  administrative cost limits. The department shall contract with
  648  providers that have a demonstrated record of successful business
  649  operations in areas directly related to the services to be
  650  provided and shall ensure the highest accountability for use of
  651  state funds, consistent with this section.
  652         (10) REPORTS.—The department shall make an annual report on
  653  the activities of the program that shall account for the use of
  654  state funds and indicate the number of inspections requested,
  655  the number of inspections performed, the number of grant
  656  applications received, the number and value of grants approved,
  657  and the estimated average annual amount of insurance premium
  658  discounts and total estimated annual amount of insurance premium
  659  discounts applicants homeowners received from insurers as a
  660  result of mitigation funded through the program. The report must
  661  be delivered to the President of the Senate and the Speaker of
  662  the House of Representatives by February 1 of each year.
  663         Section 6. Subsection (3) of section 215.89, Florida
  664  Statutes, is amended to read:
  665         215.89 Charts of account.—
  666         (3) REPORTING STRUCTURE.—
  667         (a) The Chief Financial Officer shall accept comments from
  668  state agencies, local governments, educational entities,
  669  entities of higher education, and other interested parties
  670  regarding the proposed charts of account until November 1, 2013.
  671         (b) By January 15, 2014, the Chief Financial Officer, after
  672  consultation with affected state agencies, local governments,
  673  educational entities, entities of higher education, and the
  674  Auditor General, shall submit to the Governor, the President of
  675  the Senate, and the Speaker of the House of Representatives a
  676  report recommending a uniform charts of account which requires
  677  specific enterprise-wide information related to revenues and
  678  expenditures of state agencies, local governments, educational
  679  entities, and entities of higher education. The report must
  680  include the estimated cost of adopting and implementing a
  681  uniform enterprise-wide charts of account.
  682         Section 7. Subsections (1) and (5) of section 215.93,
  683  Florida Statutes, are amended to read:
  684         215.93 Florida Financial Management Information System.—
  685         (1) To provide the information necessary to carry out the
  686  intent of the Legislature, there shall be a Florida Financial
  687  Management Information System. The Florida Financial Management
  688  Information System shall be fully implemented and shall be
  689  upgraded as necessary to ensure the efficient operation of an
  690  integrated financial management information system and to
  691  provide necessary information for the effective operation of
  692  state government. Upon the recommendation of the coordinating
  693  council and approval of the board, the Florida Financial
  694  Management Information System may require data from any state
  695  agency information system or information subsystem or may
  696  request data from any judicial branch information system or
  697  information subsystem that the coordinating council and board
  698  have determined to have statewide financial management
  699  significance. Each functional owner information subsystem within
  700  the Florida Financial Management Information System shall be
  701  developed in such a fashion as to allow for timely, positive,
  702  preplanned, and prescribed data transfers between the Florida
  703  Financial Management Information System functional owner
  704  information subsystems and from other information systems. The
  705  principal unit of the system shall be the functional owner
  706  information subsystem, and the system shall include, but shall
  707  not be limited to, the following:
  708         (a) Planning and Budgeting Subsystem.
  709         (b) Florida Accounting Information Resource Subsystem.
  710         (b)(c) Financial Management Subsystem.
  711         (c)(d) Purchasing Subsystem.
  712         (d)(e) Personnel Information System.
  713         (5) Functional owners are legally responsible for the
  714  security and integrity of all data records existing within or
  715  transferred from their information subsystems. Each agency and
  716  the judicial branch shall be responsible for the accuracy of the
  717  information entered into the Florida Financial Management
  718  Information System. A request for a copy of a document or an
  719  accounting record, whether made by public records request or
  720  subpoena, must be made to the state entity for which the
  721  document or accounting record is recorded. The request may not
  722  be made to the functional owner of the subsystem unless the
  723  document or accounting record was recorded for such entity.
  724         Section 8. Subsections (2) and (3) of section 215.94,
  725  Florida Statutes, are amended to read:
  726         215.94 Designation, duties, and responsibilities of
  727  functional owners.—
  728         (2) The Department of Financial Services shall be the
  729  functional owner of the Financial Management Florida Accounting
  730  Information Resource Subsystem established pursuant to ss.
  731  17.03, 215.86, 216.141, and 216.151 and further developed in
  732  accordance with the provisions of ss. 215.90-215.96. The
  733  subsystem shall include, but shall not be limited to, the
  734  following functions:
  735         (a) Accounting and reporting so as to provide timely data
  736  for producing financial statements for the state in accordance
  737  with generally accepted accounting principles.
  738         (b) Auditing and settling claims against the state.
  739         (3) The Chief Financial Officer shall be the functional
  740  owner of the Financial Management Subsystem. The Chief Financial
  741  Officer shall design, implement, and operate the subsystem in
  742  accordance with the provisions of ss. 215.90-215.96. The
  743  subsystem shall include, but shall not be limited to, functions
  744  for:
  745         (c)(a) Recording and reconciling credits and debits to
  746  treasury fund accounts.
  747         (d)(b) Monitoring cash levels and activities in state bank
  748  accounts.
  749         (e)(c) Monitoring short-term investments of idle cash.
  750         (f)(d) Administering the provisions of the Federal Cash
  751  Management Improvement Act of 1990.
  752         Section 9. Subsections (2) and (3) of section 215.96,
  753  Florida Statutes, are amended to read:
  754         215.96 Coordinating council and design and coordination
  755  staff.—
  756         (2) The coordinating council shall consist of the Chief
  757  Financial Officer; the Commissioner of Agriculture; the Attorney
  758  General; the Secretary of Management Services; the state chief
  759  information officer; the executive director of the Department of
  760  Revenue; and the Director of Planning and Budgeting, Executive
  761  Office of the Governor, or their designees. The Chief Financial
  762  Officer, or his or her designee, shall be chair of the council,
  763  and the design and coordination staff shall provide
  764  administrative and clerical support to the council and the
  765  board. The design and coordination staff shall maintain the
  766  Minutes of each meeting shall be and make such minutes available
  767  to any interested person. The Auditor General, the State Courts
  768  Administrator, a an executive officer of the Florida Association
  769  of state agency administrative services director selected by the
  770  council Directors, and a an executive officer of the Florida
  771  Association of state budget officer selected by the council
  772  Officers, or their designees, shall serve without voting rights
  773  as ex officio members of the council. The chair may call
  774  meetings of the council as often as necessary to transact
  775  business; however, the council shall meet at least once a year.
  776  Action of the council shall be by motion, duly made, seconded
  777  and passed by a majority of the council voting in the
  778  affirmative for approval of items that are to be recommended for
  779  approval to the Financial Management Information Board.
  780         (3) The coordinating council, assisted by the design and
  781  coordination staff, shall have the following duties, powers, and
  782  responsibilities pertaining to the Florida Financial Management
  783  Information System:
  784         (a) To review and coordinate annual workplans to ensure
  785  that the Florida Financial Management Information System remains
  786  aligned across participating entities. The coordination council
  787  shall ensure that each participating entity submits an annual
  788  workplan by October 1 of each year. The coordinating council
  789  shall review and discuss the workplans, identify potential
  790  impacts or conflicts, facilitate resolutions when practicable,
  791  and expedite unresolved issues as appropriate.
  792         (b) To conduct such studies and to establish committees,
  793  workgroups, and teams to develop recommendations for rules,
  794  policies, procedures, principles, and standards to the board as
  795  necessary to assist the board in its efforts to design,
  796  implement, and perpetuate a financial management information
  797  system, including, but not limited to, the establishment of
  798  common data codes, and the development of integrated financial
  799  management policies that address the information and management
  800  needs of the functional owner subsystems. The coordinating
  801  council shall make available a copy of the approved plan in
  802  writing or through electronic means to each of the coordinating
  803  council members, the fiscal committees of the Legislature, and
  804  any interested person.
  805         (c)(b) To recommend to the board solutions, policy
  806  alternatives, and legislative budget request issues that will
  807  provide ensure a framework for the timely, positive, preplanned,
  808  and prescribed data transfer between information subsystems and
  809  to recommend to the board solutions, policy alternatives, and
  810  legislative budget request issues that ensure the availability
  811  of data and information that support state planning, policy
  812  development, management, evaluation, and performance monitoring.
  813         (c) To report to the board all actions taken by the
  814  coordinating council for final action.
  815         (d) To review the annual work plans of the functional owner
  816  information subsystems by October 1 of each year. The review
  817  shall be conducted to assess the status of the Florida Financial
  818  Management Information System and the functional owner
  819  subsystems in regard to the provisions of s. 215.91. The
  820  coordinating council, as part of the review process, may make
  821  recommendations for modifications to the functional owner
  822  information subsystems annual work plans.
  823         Section 10. Paragraph (a) of subsection (4) of section
  824  215.985, Florida Statutes, is amended to read:
  825         215.985 Transparency in government spending.—
  826         (4) The Executive Office of the Governor, in consultation
  827  with the appropriations committees of the Senate and the House
  828  of Representatives, shall establish and maintain a website that
  829  provides information relating to the approved operating budget
  830  for each branch of state government and state agency.
  831         (a) At a minimum, the information must include:
  832         1. Disbursement data for each appropriation by the account
  833  value object code associated with each expenditure established
  834  within the Financial Management Florida Accounting Information
  835  Resource Subsystem. Expenditure data must include the name of
  836  the payee, the date of the expenditure, the amount of the
  837  expenditure, and the voucher statewide document number. Such
  838  data must be searchable by the name of the payee, the paying
  839  agency, and fiscal year, and must be downloadable in a format
  840  that allows offline analysis.
  841         2. For each appropriation, any adjustments, including
  842  vetoes, approved supplemental appropriations included in
  843  legislation other than the General Appropriations Act, budget
  844  amendments, other actions approved pursuant to chapter 216, and
  845  other adjustments authorized by law.
  846         3. Status of spending authority for each appropriation in
  847  the approved operating budget, including released, unreleased,
  848  reserved, and disbursed balances.
  849         4. Position and rate information for positions provided in
  850  the General Appropriations Act or approved through an amendment
  851  to the approved operating budget and position information for
  852  positions established in the legislative branch.
  853         5. Allotments for planned expenditures of state
  854  appropriations established by state agencies in the Financial
  855  Management Florida Accounting Information Resource Subsystem,
  856  and the current balances of such allotments.
  857         6. Trust fund balance reports, including cash available,
  858  investments, and receipts.
  859         7. General revenue fund balance reports, including revenue
  860  received and amounts disbursed.
  861         8. Fixed capital outlay project data, including original
  862  appropriation and disbursements throughout the life of the
  863  project.
  864         9. A 10-year history of appropriations indicated by agency.
  865         10. Links to state audits or reports related to the
  866  expenditure and dispersal of state funds.
  867         11. Links to program or activity descriptions for which
  868  funds may be expended.
  869         Section 11. Subsections (1) and (2) and paragraph (f) of
  870  subsection (3) of section 216.102, Florida Statutes, are amended
  871  to read:
  872         216.102 Filing of financial information; handling by Chief
  873  Financial Officer; penalty for noncompliance.—
  874         (1) By September 30 of each year, each agency supported by
  875  any form of taxation, licenses, fees, imposts, or exactions, the
  876  judicial branch, and, for financial reporting purposes, each
  877  component unit of the state as determined by the Chief Financial
  878  Officer shall prepare, using generally accepted accounting
  879  principles, and file with the Chief Financial Officer the
  880  financial and other information necessary for the preparation of
  881  annual financial statements for the State of Florida as of June
  882  30. In addition, each such agency and the judicial branch shall
  883  prepare financial statements showing the financial position and
  884  results of agency or branch operations as of June 30 for
  885  internal management purposes.
  886         (a) Each state agency and the judicial branch shall record
  887  the receipt and disbursement of funds from federal sources in a
  888  form and format prescribed by the Chief Financial Officer. The
  889  access to federal funds by the administering agencies or the
  890  judicial branch may not be authorized until:
  891         1. The deposit has been recorded in the Financial
  892  Management Florida Accounting Information Resource Subsystem
  893  using proper, consistent codes that designate deposits as
  894  federal funds.
  895         2. The deposit and appropriate recording required by this
  896  paragraph have been verified by the office of the Chief
  897  Financial Officer.
  898         (b) The Chief Financial Officer shall publish a statewide
  899  policy detailing the requirements for recording receipt and
  900  disbursement of federal funds into the Financial Management
  901  Florida Accounting Information Resource Subsystem and provide
  902  technical assistance to the agencies and the judicial branch to
  903  implement the policy.
  904         (2) Financial information must be contained within the
  905  Financial Management Florida Accounting Information Resource
  906  Subsystem. Other information must be submitted in the form and
  907  format prescribed by the Chief Financial Officer.
  908         (a) Each component unit shall file financial information
  909  and other information necessary for the preparation of annual
  910  financial statements with the agency or branch designated by the
  911  Chief Financial Officer by the date specified by the Chief
  912  Financial Officer.
  913         (b) The state agency or branch designated by the Chief
  914  Financial Officer to receive financial information and other
  915  information from component units shall include the financial
  916  information in the Financial Management Florida Accounting
  917  Information Resource Subsystem and shall include the component
  918  units’ other information in its submission to the Chief
  919  Financial Officer.
  920         (3) The Chief Financial Officer shall:
  921         (f) Consult with and elicit comments from the Executive
  922  Office of the Governor on changes to the Financial Management
  923  Florida Accounting Information Resource Subsystem which clearly
  924  affect the accounting of federal funds, so as to ensure
  925  consistency of information entered into the Federal Aid Tracking
  926  System by state executive and judicial branch entities. While
  927  efforts shall be made to ensure the compatibility of the
  928  Financial Management Florida Accounting Information Resource
  929  Subsystem and the Federal Aid Tracking System, any successive
  930  systems serving identical or similar functions shall preserve
  931  such compatibility.
  932  
  933  The Chief Financial Officer may furnish and publish in
  934  electronic form the financial statements and the annual
  935  comprehensive financial report required under paragraphs (a),
  936  (b), and (c).
  937         Section 12. Subsection (3) of section 216.141, Florida
  938  Statutes, is amended to read:
  939         216.141 Budget system procedures; planning and programming
  940  by state agencies.—
  941         (3) The Chief Financial Officer, as chief fiscal officer,
  942  shall use the Financial Management Florida Accounting
  943  Information Resource Subsystem developed pursuant to s.
  944  215.94(2) for account purposes in the performance of and
  945  accounting for all of his or her constitutional and statutory
  946  duties and responsibilities. However, state agencies and the
  947  judicial branch continue to be responsible for maintaining
  948  accounting records necessary for effective management of their
  949  programs and functions.
  950         Section 13. Paragraph (a) of subsection (7) and paragraph
  951  (j) of subsection (12) of section 440.13, Florida Statutes, are
  952  amended to read:
  953         440.13 Medical services and supplies; penalty for
  954  violations; limitations.—
  955         (7) UTILIZATION AND REIMBURSEMENT DISPUTES.—
  956         (a) Any health care provider who elects to contest the
  957  disallowance or adjustment of payment by a carrier under
  958  subsection (6) must, within 60 45 days after receipt of notice
  959  of disallowance or adjustment of payment, petition the
  960  department to resolve the dispute. The petitioner must serve, by
  961  the United States Postal Service certified mail or by common
  962  carrier with verifiable tracking methods, a copy of the petition
  963  on the carrier and on all affected parties listed on the notice
  964  of disallowance or adjustment by certified mail. The petition
  965  must be accompanied by all documents and records that support
  966  the allegations contained in the petition. Failure of a
  967  petitioner to submit such documentation to the department
  968  results in dismissal of the petition.
  969         (12) CREATION OF THREE-MEMBER PANEL; GUIDES OF MAXIMUM
  970  REIMBURSEMENT ALLOWANCES.—
  971         (j) In addition to establishing the uniform schedule of
  972  maximum reimbursement allowances, the panel shall:
  973         1. Take testimony, receive records, and collect data to
  974  evaluate the adequacy of the workers’ compensation fee schedule,
  975  nationally recognized fee schedules and alternative methods of
  976  reimbursement to health care providers and health care
  977  facilities for inpatient and outpatient treatment and care.
  978         2. Survey health care providers and health care facilities
  979  to determine the availability and accessibility of workers’
  980  compensation health care delivery systems for injured workers.
  981         3. Survey carriers to determine the estimated impact on
  982  carrier costs and workers’ compensation premium rates by
  983  implementing changes to the carrier reimbursement schedule or
  984  implementing alternative reimbursement methods.
  985         4. Submit recommendations on or before January 15, 2031
  986  2017, and every 5 years biennially thereafter, to the President
  987  of the Senate and the Speaker of the House of Representatives on
  988  methods to improve the workers’ compensation health care
  989  delivery system.
  990  
  991  The department, as requested, shall provide data to the panel,
  992  including, but not limited to, utilization trends in the
  993  workers’ compensation health care delivery system. The
  994  department shall provide the panel with an annual report
  995  regarding the resolution of medical reimbursement disputes and
  996  any actions pursuant to subsection (8). The department shall
  997  provide administrative support and service to the panel to the
  998  extent requested by the panel. The department may adopt rules
  999  pursuant to ss. 120.536(1) and 120.54 to implement this
 1000  subsection. For prescription medication purchased under the
 1001  requirements of this subsection, a dispensing practitioner shall
 1002  not possess such medication unless payment has been made by the
 1003  practitioner, the practitioner’s professional practice, or the
 1004  practitioner’s practice management company or employer to the
 1005  supplying manufacturer, wholesaler, distributor, or drug
 1006  repackager within 60 days of the dispensing practitioner taking
 1007  possession of that medication.
 1008         Section 14. Section 497.1411, Florida Statutes, is created
 1009  to read:
 1010         497.1411 Disqualification of applicants and licenses;
 1011  penalties against licensees; rulemaking.—
 1012         (1)For purposes of this section, the term “applicant”
 1013  means an individual applying for licensure or relicensure under
 1014  this chapter, or an officer, director, majority owner, partner,
 1015  manager, or other person who manages or controls an entity
 1016  applying for licensure or relicensure under this chapter.
 1017         (2)An applicant who has been found guilty of or has
 1018  pleaded guilty or nolo contendere to any of the following
 1019  offenses, regardless of adjudication, is permanently barred from
 1020  licensure under this chapter:
 1021         (a)A felony of the first degree.
 1022         (b)A felony involving conduct prohibited under chapter
 1023  497, chapter 787, chapter 794, chapter 796, chapter 800, chapter
 1024  825, chapter 827, or chapter 847.
 1025         (c)A felony involving moral turpitude.
 1026         (3)An applicant who has been found guilty of, or has
 1027  entered a plea of guilty or nolo contendere to an offense not
 1028  subject to the permanent bar under subsection (2), regardless of
 1029  adjudication, is subject to the following disqualifying periods:
 1030         (a)A 10-year disqualifying period for any felony to which
 1031  the permanent bar in subsection (2) does not apply.
 1032  Notwithstanding subsection (4), an applicant who has completed
 1033  at least one-half of the disqualifying period may apply for a
 1034  probationary license for the remainder of the disqualifying
 1035  period if, during that time, the applicant has not been found
 1036  guilty of, or has not entered a plea of guilty or nolo
 1037  contendere to, any offense.
 1038         (b)A 5-year disqualifying period for all misdemeanors
 1039  directly related to chapter 497.
 1040         (4)The board shall adopt rules to administer this section.
 1041  Such rules must provide additional disqualifying periods for
 1042  applicants who have committed multiple criminal offenses and may
 1043  provide additional factors for disqualification reasonably
 1044  related to the applicant’s criminal history. The rules must also
 1045  establish mitigating and aggravating factors. However,
 1046  mitigation may not reduce any disqualifying period to less than
 1047  5 years and may not be applied to reduce the 5-year
 1048  disqualifying period provided in paragraph (3)(b).
 1049         (5)For purposes of this section, a disqualifying period
 1050  begins upon the applicant’s final release from supervision or
 1051  upon completion of the applicant’s criminal sentence. The board
 1052  may not approve issuance of a license to an applicant until the
 1053  applicant provides proof that all related fines, court costs,
 1054  fees, and court-ordered restitution have been paid.
 1055         (6)After the disqualifying period has expired, the burden
 1056  is on the applicant to demonstrate to the board that he or she
 1057  has been rehabilitated, does not pose a risk to the public, is
 1058  fit and trustworthy to engage in business regulated by this
 1059  chapter, and is otherwise qualified for licensure.
 1060         (7)Notwithstanding subsections (2) and (3), an applicant
 1061  who has been found guilty of, or has pleaded guilty or nolo
 1062  contendere to, a crime in subsection (2) or subsection (3), and
 1063  who has subsequently been granted a pardon or the restoration of
 1064  civil rights pursuant to chapter 940 and s. 8, Art. IV of the
 1065  State Constitution, or a pardon or the restoration of civil
 1066  rights under the laws of another jurisdiction with respect to a
 1067  conviction in that jurisdiction, is not barred or disqualified
 1068  from licensure under this chapter; however, such a pardon or
 1069  restoration of civil rights does not require the board to award
 1070  such license.
 1071         (8)(a)The board may grant an exemption from
 1072  disqualification to any person disqualified from licensure under
 1073  subsection (3) if:
 1074         1.The applicant has paid in full any fee, fine, fund,
 1075  lien, civil judgment, restitution, or cost of prosecution
 1076  imposed by the court as part of the judgment and sentence for
 1077  any disqualifying offense; and
 1078         2.At least 2 years have elapsed since the applicant
 1079  completed or has been lawfully released from confinement,
 1080  supervision, or any nonmonetary condition imposed by the court
 1081  for a disqualifying offense.
 1082         (b)For the board to grant an exemption under this
 1083  subsection, the applicant must clearly and convincingly
 1084  demonstrate that he or she would not pose a risk to persons or
 1085  property if licensed under this chapter, evidence of which must
 1086  include, but need not be limited to, facts and circumstances
 1087  surrounding the disqualifying offense, the time that has elapsed
 1088  since the offense, the nature of the offense and harm caused to
 1089  the victim, the applicant’s history before and after the
 1090  offense, and any other evidence or circumstances indicating that
 1091  the applicant will not present a danger if licensed or
 1092  certified.
 1093         (c)The board has discretion whether to grant or deny an
 1094  exemption under this subsection. The board’s decision is subject
 1095  to chapter 120.
 1096         (9)The disqualification periods provided in this section
 1097  do not apply to the renewal of a license or to a new application
 1098  for licensure if the applicant has an active license as of July
 1099  1, 2026, and the applicable criminal history was considered by
 1100  the board on the prior approval of any active license held by
 1101  the applicant. This section does not affect any criminal history
 1102  disclosure requirements of this chapter.
 1103         Section 15. Subsection (9) and paragraph (c) of subsection
 1104  (10) of section 497.142, Florida Statutes, are amended to read:
 1105         497.142 Licensing; fingerprinting and criminal background
 1106  checks.—
 1107         (9) If any applicant under this chapter has been, within
 1108  the 10 years preceding the application under this chapter,
 1109  convicted or found guilty of, or entered a plea of nolo
 1110  contendere to, regardless of adjudication, any crime in any
 1111  jurisdiction, the application may shall not be deemed complete
 1112  until such time as the applicant provides such certified true
 1113  copies of the court records evidencing the conviction, finding,
 1114  or plea, as required in this section or as the licensing
 1115  authority may by rule require.
 1116         (10)
 1117         (c) Crimes to be disclosed are:
 1118         1. Any felony or misdemeanor, no matter when committed,
 1119  that was directly or indirectly related to or involving any
 1120  aspect of the practice or business of funeral directing,
 1121  embalming, direct disposition, cremation, funeral or cemetery
 1122  preneed sales, funeral establishment operations, cemetery
 1123  operations, or cemetery monument or marker sales or
 1124  installation.
 1125         2. Any misdemeanor, no matter when committed, that was
 1126  directly or indirectly related to the practice or activities
 1127  regulated under this chapter Any other felony not already
 1128  disclosed under subparagraph 1. that was committed within the 20
 1129  years immediately preceding the application under this chapter.
 1130         3. Any other misdemeanor not already disclosed under
 1131  subparagraph 2. which subparagraph 1. that was committed within
 1132  the 5 years immediately preceding the application under this
 1133  chapter.
 1134         Section 16. Subsection (3) of section 626.0428, Florida
 1135  Statutes, is amended to read:
 1136         626.0428 Agency personnel powers, duties, and limitations.—
 1137         (3) An employee or an authorized representative located at
 1138  a designated branch of an agent or agency may not initiate
 1139  contact with any person for the purpose of soliciting insurance
 1140  unless licensed and appointed as an agent or customer
 1141  representative. As to title insurance, an employee of an agent
 1142  or agency may not initiate contact with any individual proposed
 1143  insured for the purpose of soliciting title insurance unless
 1144  licensed as a title insurance agent or exempt from such
 1145  licensure pursuant to s. 626.8417(4) and (5).
 1146         Section 17. Section 626.171, Florida Statutes, is amended
 1147  to read:
 1148         626.171 Application for license as an agent, customer
 1149  representative, adjuster, or service representative, or
 1150  reinsurance intermediary.—
 1151         (1) The department may not issue a license as agent,
 1152  customer representative, adjuster, or service representative, or
 1153  reinsurance intermediary to any person except upon written
 1154  application filed with the department, meeting the
 1155  qualifications for the license applied for as determined by the
 1156  department, and payment in advance of all applicable fees. The
 1157  application must be made under the oath of the applicant and be
 1158  signed by the applicant. An applicant may permit a third party
 1159  to complete, submit, and sign an application on the applicant’s
 1160  behalf, but is responsible for ensuring that the information on
 1161  the application is true and correct and is accountable for any
 1162  misstatements or misrepresentations. The department shall accept
 1163  the uniform application for resident and nonresident agent and
 1164  adjuster licensing. The department may adopt revised versions of
 1165  the uniform application by rule.
 1166         (2) In the application, the applicant must include all of
 1167  the following shall set forth:
 1168         (a) The applicant’s His or her full name, age, social
 1169  security number, residence address, business address, mailing
 1170  address, contact telephone numbers, including a business
 1171  telephone number, and e-mail address.
 1172         (b) A statement indicating the method the applicant used or
 1173  is using to meet any required prelicensing education, knowledge,
 1174  experience, or instructional requirements for the type of
 1175  license applied for.
 1176         (c) Whether the applicant he or she has been refused or has
 1177  voluntarily surrendered or has had suspended or revoked a
 1178  license to solicit insurance by the department or by the
 1179  supervising officials of any state.
 1180         (d) Whether any insurer or any managing general agent
 1181  claims the applicant is indebted under any agency contract or
 1182  otherwise and, if so, the name of the claimant, the nature of
 1183  the claim, and the applicant’s defense thereto, if any.
 1184         (e) Proof that the applicant meets the requirements for the
 1185  type of license for which he or she is applying.
 1186         (f) The applicant’s gender (male or female).
 1187         (g) The applicant’s native language.
 1188         (h) The highest level of education achieved by the
 1189  applicant.
 1190         (i) The applicant’s race or ethnicity (African American,
 1191  white, American Indian, Asian, Hispanic, or other).
 1192         (j) Such other or additional information as the department
 1193  may deem proper to enable it to determine the character,
 1194  experience, ability, and other qualifications of the applicant
 1195  to hold himself or herself out to the public as an insurance
 1196  representative.
 1197  
 1198  However, the application must contain a statement that an
 1199  applicant is not required to disclose his or her race or
 1200  ethnicity, gender, or native language, that he or she will not
 1201  be penalized for not doing so, and that the department will use
 1202  this information exclusively for research and statistical
 1203  purposes and to improve the quality and fairness of the
 1204  examinations. The department may shall make provisions for
 1205  applicants to voluntarily submit their cellular telephone
 1206  numbers as part of the application process solely on a voluntary
 1207  basis only for the purpose of two-factor authentication of
 1208  secure login credentials only.
 1209         (3) Each application must be accompanied by payment of any
 1210  applicable fee.
 1211         (4) An applicant for a license issued by the department
 1212  under this chapter must submit a set of the individual
 1213  applicant’s fingerprints, or, if the applicant is not an
 1214  individual, a set of the fingerprints of the sole proprietor,
 1215  majority owner, partners, officers, and directors, to the
 1216  department and must pay the fingerprint processing fee set forth
 1217  in s. 624.501. Fingerprints must be processed in accordance with
 1218  s. 624.34 and used to investigate the applicant’s qualifications
 1219  pursuant to s. 626.201. The fingerprints must be taken by a law
 1220  enforcement agency or other department-approved entity. The
 1221  department may not approve an application for licensure as an
 1222  agent, customer service representative, adjuster, or service
 1223  representative, or reinsurance intermediary if fingerprints have
 1224  not been submitted.
 1225         (5) The application for license filing fee prescribed in s.
 1226  624.501 is not subject to refund.
 1227         (6) Members of the United States Armed Forces and their
 1228  spouses, and veterans of the United States Armed Forces who have
 1229  separated from service within 24 months before application for
 1230  licensure, are exempt from the application filing fee prescribed
 1231  in s. 624.501. Qualified individuals must provide a copy of a
 1232  military identification card, military dependent identification
 1233  card, military service record, military personnel file, veteran
 1234  record, discharge paper or separation document that indicates
 1235  such members are currently in good standing or such veterans
 1236  were honorably discharged.
 1237         (7) Pursuant to the federal Personal Responsibility and
 1238  Work Opportunity Reconciliation Act of 1996, each party is
 1239  required to provide his or her social security number in
 1240  accordance with this section. Disclosure of social security
 1241  numbers obtained through this requirement must be limited to the
 1242  purpose of administration of the Title IV-D program for child
 1243  support enforcement.
 1244         Section 18. Paragraph (c) of subsection (2) of section
 1245  626.292, Florida Statutes, is amended to read:
 1246         626.292 Transfer of license from another state.—
 1247         (2) To qualify for a license transfer, an individual
 1248  applicant must meet the following requirements:
 1249         (c) The individual must submit a completed application for
 1250  this state which is received by the department within 90 days
 1251  after the date the individual became a resident of this state,
 1252  along with payment of the applicable fees set forth in s.
 1253  624.501 and submission of the following documents:
 1254         1. A certification issued by the appropriate official of
 1255  the applicant’s home state identifying the type of license and
 1256  lines of authority under the license and stating that, at the
 1257  time the license from the home state was canceled, the applicant
 1258  was in good standing in that state or that the state’s Producer
 1259  Database records, maintained by the National Association of
 1260  Insurance Commissioners, its affiliates, or subsidiaries,
 1261  indicate that the agent or all-lines adjuster is or was licensed
 1262  in good standing for the line of authority requested. An
 1263  applicant may hold a resident license in another state for 30
 1264  days after the Florida resident license has been issued to
 1265  facilitate the transfer of licensure between states.
 1266         2. A set of the applicant’s fingerprints in accordance with
 1267  s. 626.171(4).
 1268         Section 19. Subsection (1) of section 626.611, Florida
 1269  Statutes, is amended to read:
 1270         626.611 Grounds for compulsory refusal, suspension, or
 1271  revocation of agent’s, title agency’s, adjuster’s, customer
 1272  representative’s, service representative’s, or managing general
 1273  agent’s license or appointment.—
 1274         (1) The department shall require license reexamination,
 1275  deny an application for, suspend, revoke, or refuse to renew or
 1276  continue the license or appointment of any applicant, agent,
 1277  title agency, adjuster, customer representative, service
 1278  representative, or managing general agent, and it shall suspend
 1279  or revoke the eligibility to hold a license or appointment of
 1280  any such person, if it finds that as to the applicant, licensee,
 1281  or appointee any one or more of the following applicable grounds
 1282  exist:
 1283         (a) Lack of one or more of the qualifications for the
 1284  license or appointment as specified in this code.
 1285         (b) Material misstatement, misrepresentation, or fraud in
 1286  obtaining the license or appointment or in attempting to obtain
 1287  the license or appointment.
 1288         (c) Failure to pass to the satisfaction of the department
 1289  any examination required under this code, including cheating on
 1290  an examination required for licensure or violating test center
 1291  or examination procedures delivered orally, in writing, or
 1292  electronically at the test site by authorized representatives of
 1293  the examination program administrator.
 1294         (d) If the license or appointment is willfully used, or to
 1295  be used, to circumvent any of the requirements or prohibitions
 1296  of this code.
 1297         (e) Willful misrepresentation of any insurance policy or
 1298  annuity contract or willful deception with regard to any such
 1299  policy or contract, done either in person or by any form of
 1300  dissemination of information or advertising.
 1301         (f) If, as an adjuster, or agent licensed and appointed to
 1302  adjust claims under this code, he or she has materially
 1303  misrepresented to an insured or other interested party the terms
 1304  and coverage of an insurance contract with intent and for the
 1305  purpose of effecting settlement of claim for loss or damage or
 1306  benefit under such contract on less favorable terms than those
 1307  provided in and contemplated by the contract.
 1308         (g) Demonstrated lack of fitness or trustworthiness to
 1309  engage in the business of insurance.
 1310         (h) Demonstrated lack of reasonably adequate knowledge and
 1311  technical competence to engage in the transactions authorized by
 1312  the license or appointment.
 1313         (i) Fraudulent or dishonest practices in the conduct of
 1314  business under the license or appointment.
 1315         (j) Misappropriation, conversion, or unlawful withholding
 1316  of moneys belonging to insurers or insureds or beneficiaries or
 1317  to others and received in conduct of business under the license
 1318  or appointment.
 1319         (k) Unlawfully rebating, attempting to unlawfully rebate,
 1320  or unlawfully dividing or offering to divide his or her
 1321  commission with another.
 1322         (l) Having obtained or attempted to obtain, or having used
 1323  or using, a license or appointment as agent or customer
 1324  representative for the purpose of soliciting or handling
 1325  “controlled business” as defined in s. 626.730 with respect to
 1326  general lines agents, s. 626.784 with respect to life agents,
 1327  and s. 626.830 with respect to health agents.
 1328         (m) Willful failure to comply with, or willful violation
 1329  of, any proper order or rule of the department or willful
 1330  violation of any provision of this code.
 1331         (n) Having been found guilty of or having pleaded guilty or
 1332  nolo contendere to a misdemeanor directly related to the
 1333  financial services business, any felony, or any crime punishable
 1334  by imprisonment of 1 year or more under the law of the United
 1335  States of America or of any state thereof or under the law of
 1336  any other country, without regard to whether a judgment of
 1337  conviction has been entered by the court having jurisdiction of
 1338  such cases.
 1339         (o) Fraudulent or dishonest practice in submitting or
 1340  aiding or abetting any person in the submission of an
 1341  application for workers’ compensation coverage under chapter 440
 1342  containing false or misleading information as to employee
 1343  payroll or classification for the purpose of avoiding or
 1344  reducing the amount of premium due for such coverage.
 1345         (p) Sale of an unregistered security that was required to
 1346  be registered, pursuant to chapter 517.
 1347         (q) In transactions related to viatical settlement
 1348  contracts as defined in s. 626.9911:
 1349         1. Commission of a fraudulent or dishonest act.
 1350         2. No longer meeting the requirements for initial
 1351  licensure.
 1352         3. Having received a fee, commission, or other valuable
 1353  consideration for his or her services with respect to viatical
 1354  settlements that involved unlicensed viatical settlement
 1355  providers or persons who offered or attempted to negotiate on
 1356  behalf of another person a viatical settlement contract as
 1357  defined in s. 626.9911 and who were not licensed life agents.
 1358         4. Dealing in bad faith with viators.
 1359         Section 20. Section 626.621, Florida Statutes, is amended
 1360  to read:
 1361         626.621 Grounds for discretionary refusal, suspension, or
 1362  revocation of agent’s, adjuster’s, customer representative’s,
 1363  service representative’s, or managing general agent’s license or
 1364  appointment.—The department may, in its discretion, require a
 1365  license reexamination, deny an application for, suspend, revoke,
 1366  or refuse to renew or continue the license or appointment of any
 1367  applicant, agent, adjuster, customer representative, service
 1368  representative, or managing general agent, and it may suspend or
 1369  revoke the eligibility to hold a license or appointment of any
 1370  such person, if it finds that as to the applicant, licensee, or
 1371  appointee any one or more of the following applicable grounds
 1372  exist under circumstances for which such denial, suspension,
 1373  revocation, or refusal is not mandatory under s. 626.611:
 1374         (1) Any cause for which issuance of the license or
 1375  appointment could have been refused had it then existed and been
 1376  known to the department.
 1377         (2) Violation of any provision of this code or of any other
 1378  law applicable to the business of insurance in the course of
 1379  dealing under the license or appointment.
 1380         (3) Violation of any lawful order or rule of the
 1381  department, commission, or office.
 1382         (4) Failure or refusal, upon demand, to pay over to any
 1383  insurer he or she represents or has represented any money coming
 1384  into his or her hands belonging to the insurer.
 1385         (5) Violation of the provision against twisting, as defined
 1386  in s. 626.9541(1)(l).
 1387         (6) In the conduct of business under the license or
 1388  appointment, engaging in unfair methods of competition or in
 1389  unfair or deceptive acts or practices, as prohibited under part
 1390  IX of this chapter, or having otherwise shown himself or herself
 1391  to be a source of injury or loss to the public.
 1392         (7) Willful overinsurance of any property or health
 1393  insurance risk.
 1394         (8) If a life agent, violation of the code of ethics.
 1395         (9) Cheating on an examination required for licensure or
 1396  violating test center or examination procedures published
 1397  orally, in writing, or electronically at the test site by
 1398  authorized representatives of the examination program
 1399  administrator. Communication of test center and examination
 1400  procedures must be clearly established and documented.
 1401         (10) Failure to inform the department in writing within 30
 1402  days after pleading guilty or nolo contendere to, or being
 1403  convicted or found guilty of, any felony or a crime punishable
 1404  by imprisonment of 1 year or more under the law of the United
 1405  States or of any state thereof, or under the law of any other
 1406  country without regard to whether a judgment of conviction has
 1407  been entered by the court having jurisdiction of the case.
 1408         (11) Knowingly aiding, assisting, procuring, advising, or
 1409  abetting any person in the violation of or to violate a
 1410  provision of the insurance code or any order or rule of the
 1411  department, commission, or office.
 1412         (12) Has been the subject of or has had a license, permit,
 1413  appointment, registration, or other authority to conduct
 1414  business subject to any decision, finding, injunction,
 1415  suspension, prohibition, revocation, denial, judgment, final
 1416  agency action, or administrative order by any court of competent
 1417  jurisdiction, administrative law proceeding, state agency,
 1418  federal agency, national securities, commodities, or option
 1419  exchange, or national securities, commodities, or option
 1420  association involving a violation of any federal or state
 1421  securities or commodities law or any rule or regulation adopted
 1422  thereunder, or a violation of any rule or regulation of any
 1423  national securities, commodities, or options exchange or
 1424  national securities, commodities, or options association.
 1425         (13) Failure to comply with any civil, criminal, or
 1426  administrative action taken by the child support enforcement
 1427  program under Title IV-D of the Social Security Act, 42 U.S.C.
 1428  ss. 651 et seq., to determine paternity or to establish, modify,
 1429  enforce, or collect support.
 1430         (14) Directly or indirectly accepting any compensation,
 1431  inducement, or reward from an inspector for the referral of the
 1432  owner of the inspected property to the inspector or inspection
 1433  company. This prohibition applies to an inspection intended for
 1434  submission to an insurer in order to obtain property insurance
 1435  coverage or establish the applicable property insurance premium.
 1436         (15) Denial, suspension, or revocation of, or any other
 1437  adverse administrative action against, a license to practice or
 1438  conduct any regulated profession, business, or vocation by this
 1439  state, any other state, any nation, any possession or district
 1440  of the United States, any court, or any lawful agency thereof.
 1441         (16) Taking an action that allows the personal financial or
 1442  medical information of a consumer or customer to be made
 1443  available or accessible to the general public, regardless of the
 1444  format in which the record is stored.
 1445         (17) Initiating in-person or telephone solicitation after 9
 1446  p.m. or before 8 a.m. local time of the prospective customer
 1447  unless requested by the prospective customer.
 1448         (18) Cancellation of the applicant’s, licensee’s, or
 1449  appointee’s resident license in a state other than Florida.
 1450         Section 21. Subsection (1) of section 626.731, Florida
 1451  Statutes, is amended to read:
 1452         626.731 Qualifications for general lines agent’s license.—
 1453         (1) The department may shall not grant or issue a license
 1454  as general lines agent to any individual found by it to be
 1455  untrustworthy or incompetent or who does not meet each all of
 1456  the following qualifications:
 1457         (a) The applicant is a natural person at least 18 years of
 1458  age.
 1459         (b) The applicant is a United States citizen or legal alien
 1460  who possesses work authorization from the United States Bureau
 1461  of Citizenship and Immigration Services and is a bona fide
 1462  resident of this state. An individual who is a bona fide
 1463  resident of this state shall be deemed to meet the residence
 1464  requirement of this paragraph, notwithstanding the existence at
 1465  the time of application for license of a license in his or her
 1466  name on the records of another state as a resident licensee of
 1467  such other state, if the applicant furnishes a letter of
 1468  clearance satisfactory to the department that the resident
 1469  licenses have been canceled or changed to a nonresident basis
 1470  and that he or she is in good standing.
 1471         (c) The applicant’s place of business will be located in
 1472  this state and he or she will be actively engaged in the
 1473  business of insurance and will maintain a place of business, the
 1474  location of which is identifiable by and accessible to the
 1475  public.
 1476         (d) The license is not being sought for the purpose of
 1477  writing or handling controlled business, in violation of s.
 1478  626.730.
 1479         (e) The applicant is qualified as to knowledge, experience,
 1480  or instruction in the business of insurance and meets the
 1481  requirements provided in s. 626.732.
 1482         (f) The applicant has passed any required examination for
 1483  license required under s. 626.221.
 1484         Section 22. Subsection (2) of section 626.785, Florida
 1485  Statutes, is amended to read:
 1486         626.785 Qualifications for license.—
 1487         (2) An individual who is a bona fide resident of this state
 1488  shall be deemed to meet the residence requirement of paragraph
 1489  (1)(b), notwithstanding the existence at the time of application
 1490  for license of a license in his or her name on the records of
 1491  another state as a resident licensee of such other state, if the
 1492  applicant furnishes a letter of clearance satisfactory to the
 1493  department that the resident licenses have been canceled or
 1494  changed to a nonresident basis and that he or she is in good
 1495  standing.
 1496         Section 23. Section 626.831, Florida Statutes, is amended
 1497  to read:
 1498         626.831 Qualifications for license.—
 1499         (1) The department may shall not grant or issue a license
 1500  as health agent as to any individual found by it to be
 1501  untrustworthy or incompetent, or who does not meet all of the
 1502  following qualifications:
 1503         (1)(a)Is Must be a natural person of at least 18 years of
 1504  age.
 1505         (2)(b)Is Must be a United States citizen or legal alien
 1506  who possesses work authorization from the United States Bureau
 1507  of Citizenship and Immigration Services and is a bona fide
 1508  resident of this state.
 1509         (3)(c)Is Must not be an employee of the United States
 1510  Department of Veterans Affairs or state service office, as
 1511  referred to in s. 626.833.
 1512         (4)(d)Has taken Must take and passed pass any examination
 1513  for license required under s. 626.221.
 1514         (5)(e)Is Must be qualified as to knowledge, experience, or
 1515  instruction in the business of insurance and meets meet the
 1516  requirements relative thereto provided in s. 626.8311.
 1517         (2) An individual who is a bona fide resident of this state
 1518  shall be deemed to meet the residence requirement of paragraph
 1519  (1)(b), notwithstanding the existence at the time of application
 1520  for license of a license in his or her name on the records of
 1521  another state as a resident licensee of such other state, if the
 1522  applicant furnishes a letter of clearance satisfactory to the
 1523  department that the resident licenses have been canceled or
 1524  changed to a nonresident basis and that he or she is in good
 1525  standing.
 1526         Section 24. Subsections (4) and (5) of section 626.8417,
 1527  Florida Statutes, are amended to read:
 1528         626.8417 Title insurance agent licensure; exemptions.—
 1529         (4) Title insurers, acting through designated corporate
 1530  officers, or attorneys duly admitted to practice law in this
 1531  state and in good standing with The Florida Bar are exempt from
 1532  the provisions of this chapter relating to title insurance
 1533  licensing and appointment requirements.
 1534         (5) An insurer may designate a corporate officer of the
 1535  insurer to occasionally issue and countersign binders,
 1536  commitments, and policies of title insurance. The designated
 1537  officer is exempt from the provisions of this chapter relating
 1538  to title insurance licensing and appointment requirements while
 1539  the officer is acting within the scope of the designation.
 1540         Section 25. Subsection (24) is added to section 626.854,
 1541  Florida Statutes, to read:
 1542         626.854 “Public adjuster” defined; prohibitions.—The
 1543  Legislature finds that it is necessary for the protection of the
 1544  public to regulate public insurance adjusters and to prevent the
 1545  unauthorized practice of law.
 1546         (24) A public adjuster, public adjuster apprentice, or
 1547  public adjusting firm must respond with specific information to
 1548  a written or electronic request for claims status from a
 1549  claimant or insured or their designated representative within 14
 1550  days after the date of the request and shall document in the
 1551  file the response or information provided.
 1552         Section 26. Section 627.797, Florida Statutes, is repealed.
 1553         Section 27. Subsection (4) of section 648.34, Florida
 1554  Statutes, is amended to read:
 1555         648.34 Bail bond agents; qualifications.—
 1556         (4) The applicant shall furnish, with his or her
 1557  application, a complete set of his or her fingerprints in
 1558  accordance with s. 626.171(4) and a recent credential-sized,
 1559  fullface photograph of the applicant. The department may shall
 1560  not authorize an applicant to take the required examination
 1561  until the department has received a report from the Department
 1562  of Law Enforcement and the Federal Bureau of Investigation
 1563  relative to the existence or nonexistence of a criminal history
 1564  report based on the applicant’s fingerprints.
 1565         Section 28. Subsection (2) of section 648.382, Florida
 1566  Statutes, is amended to read:
 1567         648.382 Appointment of bail bond agents and bail bond
 1568  agencies; effective date of appointment.—
 1569         (2) Before any appointment, an appropriate officer or
 1570  official of the appointing insurer must obtain all of the
 1571  following information submit:
 1572         (a) A certified statement or affidavit to the department
 1573  stating what investigation has been made concerning the proposed
 1574  appointee and the proposed appointee’s background and the
 1575  appointing person’s opinion to the best of his or her knowledge
 1576  and belief as to the moral character and reputation of the
 1577  proposed appointee. In lieu of such certified statement or
 1578  affidavit, by authorizing the effectuation of an appointment for
 1579  a licensee, the appointing entity certifies to the department
 1580  that such investigation has been made and that the results of
 1581  the investigation and the appointing person’s opinion is that
 1582  the proposed appointee is a person of good moral character and
 1583  reputation and is fit to engage in the bail bond business.;
 1584         (b) An affidavit under oath on a form prescribed by the
 1585  department, signed by the proposed appointee, stating that
 1586  premiums are not owed to any insurer and that the appointee will
 1587  discharge all outstanding forfeitures and judgments on bonds
 1588  previously written. If the appointee does not satisfy or
 1589  discharge such forfeitures or judgments, the former insurer
 1590  shall file a notice, with supporting documents, with the
 1591  appointing insurer, the former agent or agency, and the
 1592  department, stating under oath that the licensee has failed to
 1593  timely satisfy forfeitures and judgments on bonds written and
 1594  that the insurer has satisfied the forfeiture or judgment from
 1595  its own funds. Upon receipt of such notification and supporting
 1596  documents, the appointing insurer shall immediately cancel the
 1597  licensee’s appointment. The licensee may be reappointed only
 1598  upon certification by the former insurer that all forfeitures
 1599  and judgments on bonds written by the licensee have been
 1600  discharged. The appointing insurer or former agent or agency
 1601  may, within 10 days, file a petition with the department seeking
 1602  relief from this paragraph. Filing of the petition stays the
 1603  duty of the appointing insurer to cancel the appointment until
 1604  the department grants or denies the petition.;
 1605         (c) Any other information that the department reasonably
 1606  requires concerning the proposed appointee.; and
 1607         (d) Effective January 1, 2025, a certification that the
 1608  appointing entity obtained from each appointee the following
 1609  sworn statement:
 1610  
 1611         Pursuant to section 648.382(2)(b), Florida Statutes, I
 1612         do solemnly swear that I owe no premium to any insurer
 1613         or agency and that I will discharge all outstanding
 1614         forfeitures and judgments on bonds that have been
 1615         previously written. I acknowledge that failure to do
 1616         this will result in my active appointments being
 1617         canceled.
 1618  
 1619  An appointed bail bond agency must have the attestation under
 1620  this paragraph signed by its owner.
 1621         Section 29. Section 717.001, Florida Statutes, is amended
 1622  to read:
 1623         717.001 Short title.—This chapter may be cited as the
 1624  “Florida Disposition of Abandoned Personal Unclaimed Property
 1625  Act.”
 1626         Section 30. Present subsections (1) through (4), (5)
 1627  through (8), (10) through (13), (15) through (20), (21), (22)
 1628  through (28), and (31), (32), and (33) of section 717.101,
 1629  Florida Statutes, are redesignated as subsections (4) through
 1630  (7), (9) through (12), (13) through (16), (17) through (22),
 1631  (24), (26) through (32), and (33), (34), and (35), respectively,
 1632  new subsections (1), (2), (3), (8), (23), and (25) are added to
 1633  that section, and present subsections (1), (2), (5), (6), (8),
 1634  (9), (12), (14), (16), (18), (19), (20), (22), (25), (29), and
 1635  (30) of that section are amended, to read:
 1636         717.101 Definitions.—As used in this chapter, unless the
 1637  context otherwise requires:
 1638         (1)“Abandoned property” means property held by a holder
 1639  for which all of the following are true:
 1640         (a)The apparent owner has shown no activity or indication
 1641  of interest for the duration of the applicable dormancy period
 1642  established under this chapter.
 1643         (b)The holder has complied with the due diligence
 1644  requirements set forth in this chapter, including the issuance
 1645  of notice to the apparent owner, and has received no response or
 1646  contact sufficient to demonstrate continued interest in the
 1647  property.
 1648         (2)“Abandoned Property Purchase Agreement” means the form
 1649  adopted by the department pursuant to s. 717.135 which must be
 1650  used, without modification or amendment, by a claimant
 1651  representative to purchase abandoned property from an owner.
 1652         (3)“Abandoned Property Recovery Agreement” means the form
 1653  adopted by the department pursuant to s. 717.135 which must be
 1654  used, without modification or amendment, by a claimant
 1655  representative to obtain consent and authority to recover
 1656  abandoned property on behalf of a person.
 1657         (4)(1) “Aggregate” means the amounts reported for owners of
 1658  abandoned unclaimed property of less than $10 or where there is
 1659  no name for the individual or entity listed on the holder’s
 1660  records, regardless of the amount to be reported.
 1661         (5)(2) “Apparent owner” means the person whose name appears
 1662  on the records of the holder as the owner of the abandoned
 1663  property, but whose status as the true owner entitled to receive
 1664  the property may be subject to change due to the passage of time
 1665  or changes in circumstances person entitled to property held,
 1666  issued, or owing by the holder.
 1667         (8)Authorized representative” means a person or entity
 1668  legally empowered to act on behalf of the apparent owner or his
 1669  or estate, including, but not limited to, an agent, a fiduciary,
 1670  a personal representative, a trustee, a legal heir, a guardian,
 1671  or any other individual or entity authorized by law or
 1672  agreement.
 1673         (9)(5) “Banking or financial organization” means any and
 1674  all banks, trust companies, private bankers, savings banks,
 1675  industrial banks, safe-deposit companies, savings and loan
 1676  associations, credit unions, savings associations, banking
 1677  organizations, international bank agencies, cooperative banks,
 1678  building and loan associations, and investment companies in this
 1679  state, organized under or subject to the laws of this state or
 1680  of the United States, including entities organized under 12
 1681  U.S.C. s. 611, but does not include federal reserve banks. The
 1682  term also includes any corporation, business association, or
 1683  other organization that:
 1684         (a) Is a wholly or partially owned subsidiary of any
 1685  banking, banking corporation, or bank holding company that
 1686  performs any or all of the functions of a banking organization;
 1687  or
 1688         (b) Performs functions pursuant to the terms of a contract
 1689  with any banking organization.
 1690         (10)(6) “Business association” means any for-profit or
 1691  nonprofit corporation other than a public corporation; joint
 1692  stock company; investment company; unincorporated association or
 1693  association of two or more individuals for business purposes,
 1694  whether or not for profit; partnership; joint venture; limited
 1695  liability company; sole proprietorship; business trust; trust
 1696  company; land bank; safe-deposit company; safekeeping
 1697  depository; banking or financial organization; insurance
 1698  company; federally chartered entity; utility company; transfer
 1699  agent; or other business entity, whether or not for profit.
 1700         (12)(8) “Claimant Claimant’s representative” means an
 1701  attorney who is a member in good standing with of The Florida
 1702  Bar, a certified public accountant licensed in this state, or a
 1703  private investigator who is duly licensed to do business in this
 1704  the state, who is registered with the department, and authorized
 1705  to file claims on behalf of persons with the department by the
 1706  claimant to claim unclaimed property on the claimant’s behalf.
 1707  The term does not include a person acting in a representative or
 1708  fiduciary capacity, such as a personal representative, guardian,
 1709  trustee, or attorney, whose representation is not contingent
 1710  upon the discovery or location of abandoned unclaimed property,
 1711  and it expressly excludes locators, who engage in locating
 1712  owners of abandoned property for a fee but are not registered
 1713  with the department; provided, however, that any agreement
 1714  entered into for the purpose of evading s. 717.135 is invalid
 1715  and unenforceable.
 1716         (9) “Credit balance” means an account balance in the
 1717  customer’s favor.
 1718         (15)(12) “Due diligence” means the use of reasonable and
 1719  prudent methods under particular circumstances to locate
 1720  apparent owners of presumed abandoned property inactive accounts
 1721  using the taxpayer identification number or social security
 1722  number, if known, which may include, but are not limited to,
 1723  using a nationwide database, cross-indexing with other records
 1724  of the holder, mailing to the last known address unless the last
 1725  known address is known to be inaccurate, providing written
 1726  notice as described in this chapter by electronic mail if an
 1727  apparent owner has elected such delivery, or engaging a licensed
 1728  agency or company capable of conducting such search and
 1729  providing updated addresses.
 1730         (14) “Financial organization” means a savings association,
 1731  savings and loan association, savings bank, industrial bank,
 1732  bank, banking organization, trust company, international bank
 1733  agency, cooperative bank, building and loan association, or
 1734  credit union.
 1735         (18)(16) “Holder” means a person who is in possession of
 1736  property belonging to another or who owes a debt or an
 1737  obligation to another person, including, but not limited to,
 1738  financial institutions, insurance companies, corporations,
 1739  partnerships, fiduciaries, and government agencies:
 1740         (a) A person who is in possession or control or has custody
 1741  of property or the rights to property belonging to another; is
 1742  indebted to another on an obligation; or is obligated to hold
 1743  for the account of, or to deliver or pay to, the owner, property
 1744  subject to this chapter; or
 1745         (b) A trustee in case of a trust.
 1746         (20)(18) “Intangible property” includes, by way of
 1747  illustration and not limitation:
 1748         (a) Moneys, checks, virtual currency, drafts, deposits,
 1749  interest, dividends, and income.
 1750         (b) Credit balances, customer overpayments, security
 1751  deposits and other instruments as defined by chapter 679,
 1752  refunds, unpaid wages, unused airline tickets, and unidentified
 1753  remittances.
 1754         (c) Stocks, and other intangible ownership interests in
 1755  business associations except for:
 1756         1.A non-freely transferable security; or
 1757         2.A security that is subject to a lien, legal hold, or
 1758  restriction evidenced on the records of the holder or imposed by
 1759  operation of law, if the lien, legal hold, or restriction
 1760  restricts the holder’s or owner’s ability to receive, transfer,
 1761  sell, or otherwise negotiate the security.
 1762         (d) Moneys deposited to redeem stocks, bonds, bearer bonds,
 1763  original issue discount bonds, coupons, and other securities, or
 1764  to make distributions.
 1765         (e) Amounts due and payable under the terms of insurance
 1766  policies.
 1767         (f) Amounts distributable from a trust or custodial fund
 1768  established under a plan to provide any health, welfare,
 1769  pension, vacation, severance, retirement, death, stock purchase,
 1770  profit sharing, employee savings, supplemental unemployment
 1771  insurance, or similar benefit.
 1772         (21)(19) “Last known address” means a description of the
 1773  location of the apparent owner sufficient for the purpose of the
 1774  delivery of mail. For the purposes of identifying, reporting,
 1775  and remitting property to the department which is presumed to be
 1776  unclaimed, the term “last known address” includes any partial
 1777  description of the location of the apparent owner sufficient to
 1778  establish the apparent owner was a resident of this state at the
 1779  time of last contact with the apparent owner or at the time the
 1780  property became due and payable.
 1781         (22)(20) “Lawful charges” means charges against the
 1782  property or the account in which the property is held dormant
 1783  accounts that are authorized by statute for the purpose of
 1784  offsetting the costs of maintaining the property or the account
 1785  in which the property is held dormant account.
 1786         (23)“Locator” means a private individual or business that
 1787  locates owners of abandoned property in exchange for a fee,
 1788  typically a percentage of the recovered property. Locators are
 1789  not employees or agents of the state and are not registered with
 1790  the department.
 1791         (25)”Non-freely transferable security” means a security
 1792  that cannot be delivered to the administrator by the Depository
 1793  Trust Clearing Corporation or similar custodian of securities
 1794  providing post-trade clearing and settlement services to
 1795  financial markets or cannot be delivered because there is no
 1796  agent to effect transfer. The term includes a worthless
 1797  security.
 1798         (26)(22) “Owner” means the a person, or the person’s legal
 1799  representative, entitled to receive or having a legal or
 1800  equitable interest in the abandoned property. An owner
 1801  establishes his or her entitlement by filing a valid claim with
 1802  the department pursuant or claim against property subject to
 1803  this chapter; a depositor in the case of a deposit; a
 1804  beneficiary in the case of a trust or a deposit in trust; or a
 1805  payee in the case of a negotiable instrument or other intangible
 1806  property.
 1807         (29)(25) “Record” means information that is captured or
 1808  maintained in any format, including written, printed,
 1809  electronic, audio, visual, or other forms, and that can be made
 1810  perceptible or understandable to a person, either directly or
 1811  through technological means, including assistive technologies
 1812  inscribed on a tangible medium or that is stored in an
 1813  electronic or other medium and is retrievable in perceivable
 1814  form.
 1815         (29) “Unclaimed Property Purchase Agreement” means the form
 1816  adopted by the department pursuant to s. 717.135 which must be
 1817  used, without modification or amendment, by a claimant’s
 1818  representative to purchase unclaimed property from an owner.
 1819         (30) “Unclaimed Property Recovery Agreement” means the form
 1820  adopted by the department pursuant to s. 717.135 which must be
 1821  used, without modification or amendment, by a claimant’s
 1822  representative to obtain an owner’s consent and authority to
 1823  recover unclaimed property on the owner’s behalf.
 1824         Section 31. Section 717.102, Florida Statutes, is amended
 1825  to read:
 1826         717.102 Property presumed abandoned unclaimed; general
 1827  rule.—
 1828         (1) Except as otherwise provided by this chapter, all
 1829  intangible property, including any income or increment thereon
 1830  less any lawful charges, that is held, issued, or owing in the
 1831  ordinary course of the holder’s business and for which the
 1832  apparent owner or authorized representative fails to demonstrate
 1833  continued interest for more than the applicable dormancy period
 1834  prescribed by this chapter shall be presumed abandoned claim
 1835  such property for more than 5 years after the property becomes
 1836  payable or distributable is presumed unclaimed, except as
 1837  otherwise provided by this chapter. Unless otherwise specified
 1838  by law, the dormancy period shall be 5 years from the date the
 1839  property becomes payable or distributable. For the purposes of
 1840  this chapter, property shall be considered payable or
 1841  distributable once the holder’s obligation to pay or deliver the
 1842  property arises, regardless of whether the apparent owner or
 1843  authorized representative has failed to demand or to present
 1844  documents required to receive payment.
 1845         (2) Property is payable or distributable for the purpose of
 1846  this chapter notwithstanding the owner’s failure to make demand
 1847  or to present any instrument or document required to receive
 1848  payment.
 1849         (3) A presumption that property is abandoned may be
 1850  unclaimed is rebutted by the affirmative demonstration of
 1851  continued interest by the apparent owner or authorized
 1852  representative an apparent owner’s expression of interest in the
 1853  property. Such demonstration An owner’s expression of continued
 1854  interest in property includes, but is not limited to, any of the
 1855  following:
 1856         (a) A record communicated by the apparent owner or
 1857  authorized representative to the holder or its agent of the
 1858  holder concerning the property or the account in which the
 1859  property is held.;
 1860         (b) An oral communication by the apparent owner or
 1861  authorized representative to the holder or its agent of the
 1862  holder concerning the property or the account in which the
 1863  property is held, if the holder or its agent contemporaneously
 1864  records makes and preserves evidence a record of the fact of the
 1865  apparent owner’s communication.;
 1866         (c) Presentment of a check or other instrument for of
 1867  payment of a dividends dividend, interest payment, or other
 1868  distributions related to the property. distribution, with
 1869  respect to an account, underlying security, or interest in a
 1870  business association;
 1871         (d) Any account activity initiated directed by an apparent
 1872  owner or authorized representative in the account in which the
 1873  property is held, including accessing the account or directing
 1874  changes to information concerning the account, or to the amount
 1875  or type of property held, excluding routine automatic
 1876  transactions previously authorized, a direction by the apparent
 1877  owner to increase, decrease, or otherwise change the amount or
 1878  type of property held in the account.;
 1879         (e) Any A deposit into or withdrawal from the property or
 1880  the an account in which the property is held at a financial
 1881  organization, excluding an automatic deposits, withdrawals, or
 1882  reinvestments deposit or withdrawal previously authorized by the
 1883  apparent owner or authorized representative. an automatic
 1884  reinvestment of dividends or interest, which does not constitute
 1885  an expression of interest; or
 1886         (f) Any other action by the apparent owner or authorized
 1887  representative which reasonably demonstrates to the holder that
 1888  the apparent owner or authorized representative is aware of and
 1889  maintains an interest in knows that the property exists.
 1890         (3)(4) If a holder learns or receives confirmation of an
 1891  apparent owner’s death, the property shall be presumed abandoned
 1892  unclaimed 2 years after the date of death, unless an authorized
 1893  representative makes an affirmative demonstration a fiduciary
 1894  appointed to represent the estate of the apparent owner has made
 1895  an expression of interest in the property before the expiration
 1896  of the 2-year period. This subsection may not be construed to
 1897  extend the otherwise applicable dormancy period prescribed by
 1898  this chapter.
 1899         Section 32. Section 717.103, Florida Statutes, is amended
 1900  to read:
 1901         717.103 General rules for taking custody of intangible
 1902  abandoned unclaimed property.—Unless otherwise provided in this
 1903  chapter or by other statute of this state, intangible property
 1904  is subject to the custody of the department as abandoned
 1905  unclaimed property when if the conditions leading to a
 1906  presumption that the property is abandoned unclaimed as
 1907  described in ss. 717.102 and 717.105-717.116 are satisfied and
 1908  the holder has fulfilled all required due diligence obligations
 1909  without receiving any response or claim from the apparent owner,
 1910  and one or more of the following criteria apply:
 1911         (1) The last known address, as shown on the records of the
 1912  holder, of the apparent owner is in this state.;
 1913         (2) The records of the holder do not identify the name of
 1914  the apparent owner, but do reflect the identity of the person
 1915  entitled to the property, and it is established that the last
 1916  known address of the apparent owner person entitled to the
 1917  property is in this state.;
 1918         (3) The records of the holder do not reflect the last known
 1919  address of the apparent owner, but and it is established that
 1920  either of the following conditions apply:
 1921         (a) The last known address of the apparent owner person
 1922  entitled to the property is in this state.; or
 1923         (b) The holder is domiciled in this state, a domiciliary or
 1924  is a government entity or governmental subdivision or agency of
 1925  this state, and has not previously paid the property to the
 1926  state of the last known address of the apparent owner. or other
 1927  person entitled to the property;
 1928         (4) The last known address, as shown on the records of the
 1929  holder, of the apparent owner or other person entitled to the
 1930  property is in a jurisdiction state that does not have
 1931  applicable provide by law for the escheat, abandoned, or
 1932  unclaimed property laws custodial taking of the property, or its
 1933  escheat or unclaimed property law is not applicable to the
 1934  property, and the holder is domiciled in this state a
 1935  domiciliary or is a government entity or governmental
 1936  subdivision or agency of this state.;
 1937         (5) The last known address, as shown on the records of the
 1938  holder, of the apparent owner is in a foreign nation and the
 1939  holder is domiciled in this state a domiciliary or is a
 1940  government entity or governmental subdivision or agency of this
 1941  state.; or
 1942         (6) The transaction out of which the property arose
 1943  occurred in this state, and both of the following are true:;
 1944         (a)1. The last known address of the apparent owner or other
 1945  person entitled to the property is unknown.; or
 1946         2. The last known address of the apparent owner or other
 1947  person entitled to the property is in a state that does not
 1948  provide by law for the escheat or custodial taking of the
 1949  property, or its escheat or unclaimed property law is not
 1950  applicable to the property; and
 1951         (b) The holder is domiciled in a jurisdiction a domiciliary
 1952  of a state that does not have applicable provide by law for the
 1953  escheat, abandoned, or custodial taking of the property, or its
 1954  escheat or unclaimed property laws law is not applicable to the
 1955  property.
 1956         Section 33. Section 717.1035, Florida Statutes, is
 1957  repealed.
 1958         Section 34. Section 717.104, Florida Statutes, is amended
 1959  to read:
 1960         717.104 Traveler’s checks and money orders.—
 1961         (1) Subject to subsection (4), any sum payable on a
 1962  traveler’s check that has been outstanding for more than 15
 1963  years after its issuance is presumed abandoned unclaimed unless
 1964  the apparent owner or authorized representative, within 15
 1965  years, has demonstrated a continued interest in the property in
 1966  accordance with s. 717.102 communicated in writing with the
 1967  issuer concerning it or otherwise indicated an interest as
 1968  evidenced by a memorandum or other record on file with the
 1969  issuer.
 1970         (2) Subject to subsection (4), any sum payable on a money
 1971  order or similar written instrument, other than a third party
 1972  bank check, that has been outstanding for more than 7 years
 1973  after its issuance is presumed abandoned unclaimed unless the
 1974  apparent owner or authorized representative, within 7 years, has
 1975  demonstrated a continued interest in the property in accordance
 1976  with s. 717.102 communicated in writing with the issuer
 1977  concerning it or otherwise indicated an interest as evidenced by
 1978  a memorandum or other record on file with the issuer.
 1979         (3) A No holder may not deduct from the amount of any
 1980  traveler’s check or money order any charges imposed by reason of
 1981  the failure to present those instruments for payment unless
 1982  there is a valid and enforceable written contract between the
 1983  holder issuer and the apparent owner of the property pursuant to
 1984  which the holder issuer may impose those charges and the holder
 1985  issuer regularly imposes those charges and does not regularly
 1986  reverse or otherwise cancel those charges with respect to the
 1987  property.
 1988         (4) No sum payable on a traveler’s check, money order, or
 1989  similar written instrument, other than a third party bank check,
 1990  described in subsections (1) and (2) may be subjected to the
 1991  custody of this state as abandoned unclaimed property unless any
 1992  of the following conditions are met:
 1993         (a) The records of the holder issuer show that the
 1994  traveler’s check, money order, or similar written instrument was
 1995  purchased in this state.;
 1996         (b) The holder issuer has its principal place of business
 1997  in this state and its the records of the issuer do not show the
 1998  state in which the traveler’s check, money order, or similar
 1999  written instrument was purchased.; or
 2000         (c) The holder issuer has its principal place of business
 2001  in this state; the holder’s records of the issuer show the state
 2002  in which the traveler’s check, money order, or similar written
 2003  instrument was purchased; and the laws of the state of purchase
 2004  does not provide applicable do not provide for the escheat,
 2005  abandoned, or unclaimed property laws or custodial taking of the
 2006  property, or its escheat or unclaimed property law is not
 2007  applicable to the property.
 2008         (5) Notwithstanding any other provision of this chapter,
 2009  subsection (4) applies to sums payable on traveler’s checks,
 2010  money orders, and similar written instruments presumed abandoned
 2011  unclaimed on or after February 1, 1965, except to the extent
 2012  that those sums have been paid over to a state prior to January
 2013  1, 1974.
 2014         Section 35. Section 717.1045, Florida Statutes, is amended
 2015  to read:
 2016         717.1045 Gift certificates and similar credit items.
 2017  Notwithstanding s. 717.117, an unredeemed gift certificate or
 2018  credit memo as defined in s. 501.95 is not required to be
 2019  reported as abandoned unclaimed property.
 2020         (1) The consideration paid for an unredeemed gift
 2021  certificate or credit memo is the property of the issuer of the
 2022  unredeemed gift certificate or credit memo.
 2023         (2) An unredeemed gift certificate or credit memo is
 2024  subject only to any rights of a purchaser or owner thereof and
 2025  is not subject to a claim made by any state acting on behalf of
 2026  a purchaser or owner.
 2027         (3) It is the intent of the Legislature that this section
 2028  apply to the custodial holding of unredeemed gift certificates
 2029  and credit memos.
 2030         (4) However, a gift certificate or credit memo described in
 2031  s. 501.95(2)(b) shall be reported as abandoned unclaimed
 2032  property. The consideration paid for such a gift certificate or
 2033  credit memo is the property of the owner of the gift certificate
 2034  or credit memo.
 2035         Section 36. Section 717.105, Florida Statutes, is amended
 2036  to read:
 2037         717.105 Checks, drafts, and similar instruments issued or
 2038  certified by banking and financial organizations.—
 2039         (1) Any sum payable on a check, draft, or similar
 2040  instrument, except those subject to ss. 717.104 and 717.115, on
 2041  which a banking or financial organization is directly liable,
 2042  including, but not limited to, a cashier’s check or a certified
 2043  check, which has been outstanding for more than 5 years after it
 2044  was payable or after its issuance if payable on demand, is
 2045  presumed abandoned unclaimed unless the apparent owner or
 2046  authorized representative, within 5 years, has communicated in
 2047  writing with the banking or financial organization concerning it
 2048  or otherwise demonstrated a continued interest in the property
 2049  in accordance with s. 717.102 indicated an interest as evidenced
 2050  by a memorandum or other record on file with the banking or
 2051  financial organization.
 2052         (2) A No holder may not deduct from the amount of any
 2053  instrument subject to this section any charges imposed by reason
 2054  of the failure to present the instrument for encashment unless
 2055  there is a valid and enforceable written contract between the
 2056  holder and the apparent owner of the instrument pursuant to
 2057  which the holder may impose those charges and does not regularly
 2058  reverse or otherwise cancel those charges with respect to the
 2059  instrument.
 2060         Section 37. Subsection (1), paragraphs (a) and (b) of
 2061  subsection (3), and subsections (4) and (5) of section 717.106,
 2062  Florida Statutes, are amended to read:
 2063         717.106 Bank deposits and funds in financial
 2064  organizations.—
 2065         (1) Any demand, savings, or matured time deposit with a
 2066  banking or financial organization, including deposits that are
 2067  automatically renewable, and any funds paid toward the purchase
 2068  of shares, a mutual investment certificate, or any other
 2069  interest in a banking or financial organization is presumed
 2070  abandoned unclaimed unless the apparent owner or authorized
 2071  representative has, within 5 years, engaged in any of the
 2072  following activities:
 2073         (a) Increased or decreased the amount of the deposit or
 2074  presented the passbook or other similar evidence of the deposit
 2075  for the crediting of interest.;
 2076         (b) Communicated in writing or by documented telephone
 2077  contact with the banking or financial organization concerning
 2078  the property.;
 2079         (c) Otherwise demonstrated a continued indicated an
 2080  interest in the property as evidenced by a memorandum or other
 2081  record on file with the banking or financial organization.;
 2082         (d) Owned other property to which paragraph (a), paragraph
 2083  (b), or paragraph (c) is applicable and if the banking or
 2084  financial organization communicates in writing with the owner
 2085  with regard to the property that would otherwise be presumed
 2086  abandoned unclaimed under this subsection at the address to
 2087  which communications regarding the other property regularly are
 2088  sent.; or
 2089         (e) Had another relationship with the banking or financial
 2090  organization concerning which the apparent owner has:
 2091         1. Communicated in writing with the banking or financial
 2092  organization; or
 2093         2. Otherwise demonstrated a continued indicated an interest
 2094  as evidenced by a memorandum or other record on file with the
 2095  banking or financial organization and if the banking or
 2096  financial organization communicates in writing with the apparent
 2097  owner or authorized representative with regard to the property
 2098  that would otherwise be presumed abandoned unclaimed under this
 2099  subsection at the address to which communications regarding the
 2100  other relationship regularly are sent.
 2101         (3) A No holder may not impose with respect to property
 2102  described in subsection (1) any charges due to dormancy or
 2103  inactivity or cease payment of interest unless:
 2104         (a) There is an enforceable written contract between the
 2105  holder and the apparent owner of the property pursuant to which
 2106  the holder may impose those charges or cease payment of
 2107  interest.
 2108         (b) For property in excess of $2, the holder, no more than
 2109  3 months prior to the initial imposition of those charges or
 2110  cessation of interest, has given written notice to the apparent
 2111  owner of the amount of those charges at the last known address
 2112  of the apparent owner stating that those charges shall be
 2113  imposed or that interest shall cease, but the notice provided in
 2114  this section need not be given with respect to charges imposed
 2115  or interest ceased before July 1, 1987.
 2116         (4) Any property described in subsection (1) that is
 2117  automatically renewable is matured for purposes of subsection
 2118  (1) upon the expiration of its initial time period except that,
 2119  in the case of any renewal to which the apparent owner consents
 2120  at or about the time of renewal by communicating in writing with
 2121  the banking or financial organization or otherwise indicating
 2122  consent as evidenced by a memorandum or other record on file
 2123  prepared by an employee of the organization, the property is
 2124  matured upon the expiration of the last time period for which
 2125  consent was given. If, at the time provided for delivery in s.
 2126  717.119, a penalty or forfeiture in the payment of interest
 2127  would result from the delivery of the property, the time for
 2128  delivery is extended until the time when no penalty or
 2129  forfeiture would result.
 2130         (5) If the documents establishing a deposit described in
 2131  subsection (1) state the address of a beneficiary of the
 2132  deposit, and the account has a value of at least $50, notice
 2133  shall be given to the beneficiary as provided for notice to the
 2134  apparent owner under s. 717.117 s. 717.117(6). This subsection
 2135  shall apply to accounts opened on or after October 1, 1990.
 2136         Section 38. Subsection (1) of section 717.107, Florida
 2137  Statutes, is amended to read:
 2138         717.107 Funds owing under life insurance policies, annuity
 2139  contracts, and retained asset accounts; fines, penalties, and
 2140  interest; United States Social Security Administration Death
 2141  Master File.—
 2142         (1) Funds held or owing under any life or endowment
 2143  insurance policy or annuity contract which has matured or
 2144  terminated are presumed abandoned unclaimed if unclaimed for
 2145  more than 5 years after the date of death of the insured, the
 2146  annuitant, or the retained asset account holder, but property
 2147  described in paragraph (3)(d) is presumed abandoned unclaimed if
 2148  such property is not claimed for more than 2 years. The amount
 2149  presumed abandoned unclaimed shall include any amount due and
 2150  payable under s. 627.4615.
 2151         Section 39. Section 717.1071, Florida Statutes, is amended
 2152  to read:
 2153         717.1071 Lost owners of abandoned unclaimed
 2154  demutualization, rehabilitation, or related reorganization
 2155  proceeds.—
 2156         (1) Property distributable in the course of a
 2157  demutualization, rehabilitation, or related reorganization of an
 2158  insurance company is deemed abandoned 2 years after the date the
 2159  property is first distributable if, at the time of the first
 2160  distribution, the last known address of the apparent owner on
 2161  the books and records of the holder is known to be incorrect or
 2162  the distribution or statements are returned by the post office
 2163  as undeliverable; and the apparent owner or authorized
 2164  representative owner has not communicated in writing with the
 2165  holder or its agent regarding the interest or otherwise
 2166  communicated with the holder regarding the interest as evidenced
 2167  by a memorandum or other record on file with the holder or its
 2168  agent.
 2169         (2) Property distributable in the course of
 2170  demutualization, rehabilitation, or related reorganization of a
 2171  mutual insurance company that is not subject to subsection (1)
 2172  shall be reportable as otherwise provided by this chapter.
 2173         (3) Property subject to this section shall be reported and
 2174  delivered no later than May 1 as of the preceding December 31;
 2175  however, the initial report under this section shall be filed no
 2176  later than November 1, 2003, as of December 31, 2002.
 2177         Section 40. Section 717.108, Florida Statutes, is amended
 2178  to read:
 2179         717.108 Deposits held by utilities.—Any deposit, including
 2180  any interest thereon, made by a subscriber with a utility to
 2181  secure payment or any sum paid in advance for utility services
 2182  to be furnished, less any lawful charges, that remains unclaimed
 2183  by the apparent owner for more than 1 year after termination of
 2184  the services for which the deposit or advance payment was made
 2185  is presumed abandoned unclaimed.
 2186         Section 41. Section 717.109, Florida Statutes, is amended
 2187  to read:
 2188         717.109 Refunds held by business associations.—Except as
 2189  otherwise provided by law, any sum that a business association
 2190  has been ordered to refund by a court or administrative agency
 2191  which has been unclaimed by the apparent owner for more than 1
 2192  year after it became payable in accordance with the final
 2193  determination or order providing for the refund, regardless of
 2194  whether the final determination or order requires any person
 2195  entitled to a refund to make a claim for it, is presumed
 2196  abandoned unclaimed.
 2197         Section 42. Section 717.1101, Florida Statutes, is amended
 2198  to read:
 2199         717.1101 Abandoned Unclaimed equity and debt of business
 2200  associations.—
 2201         (1)(a) Stock, or other equity interests, or debt of
 2202  interest in a business association is presumed abandoned
 2203  unclaimed on the date of the earliest of any of the following:
 2204         1. Three years after the date a communication, other than
 2205  communications required by s. 717.117, sent by the holder by
 2206  first-class United States mail to the apparent owner is returned
 2207  to the holder undelivered by the United States Postal Service.
 2208  If such returned communication is resent within 1 month to the
 2209  apparent owner, the 3-year dormancy period does not begin until
 2210  the day the resent item is returned as undelivered.
 2211         2.Five Three years after the most recent of any account
 2212  owner-generated activity or communication initiated by the
 2213  apparent owner or authorized representative which demonstrates
 2214  continued interest in the related to the account, as recorded
 2215  and maintained by in the holder. Routine automatic reinvestments
 2216  or other routine transactions previously authorized by the
 2217  apparent owner or authorized representative do not prevent,
 2218  interrupt, or reset the dormancy period and do not constitute an
 2219  affirmative demonstration of continued interest. holder’s
 2220  database and records systems sufficient enough to demonstrate
 2221  the owner’s continued awareness or interest in the property;
 2222         3.2.Two Three years after the date of the death of the
 2223  apparent owner, as evidenced by:
 2224         a. Notice to the holder of the apparent owner’s death by an
 2225  authorized representative administrator, beneficiary, relative,
 2226  or trustee, or by a personal representative or other legal
 2227  representative of the owner’s estate;
 2228         b. Receipt by the holder of a copy of the death certificate
 2229  of the apparent owner;
 2230         c. Confirmation by the holder of the apparent owner’s death
 2231  through though other means; or
 2232         d. Other evidence from which the holder may reasonably
 2233  conclude that the apparent owner is deceased.; or
 2234         3. One year after the date on which the holder receives
 2235  notice under subparagraph 2. if the notice is received 2 years
 2236  or less after the owner’s death and the holder lacked knowledge
 2237  of the owner’s death during that period of 2 years or less.
 2238         (b) If the holder does not send communication to the
 2239  apparent owner of a security by first-class United States mail
 2240  on an annual basis, the holder shall attempt to confirm the
 2241  apparent owner’s interest in the equity interest by sending the
 2242  apparent owner an e-mail communication not later than 3 years
 2243  after the apparent owner’s or authorized representative’s last
 2244  demonstration of continued interest in the equity interest.
 2245  However, the holder shall promptly attempt to contact the
 2246  apparent owner by first-class United States mail if:
 2247         1.The holder does not have information needed to send the
 2248  apparent owner an e-mail communication or the holder believes
 2249  that the apparent owner’s e-mail address in the holder’s records
 2250  is not valid;
 2251         2.The holder received notification that the e-mail
 2252  communication was not received; or
 2253         3.The apparent owner does not respond to the e-mail
 2254  communication within 30 days after the communication was sent.
 2255         (c)If first-class United States mail sent under paragraph
 2256  (b) is returned to the holder undelivered by the United States
 2257  Postal Service, the equity interest is presumed abandoned in
 2258  accordance with paragraph (1)(a).
 2259         (d) Unmatured or unredeemed debt, other than a bearer bond
 2260  or an original issue discount bond, is presumed abandoned 5
 2261  unclaimed 3 years after the date of the most recent interest
 2262  payment unclaimed by the owner.
 2263         (e)(c) Matured or redeemed debt is presumed abandoned 5
 2264  unclaimed 3 years after the date of maturity or redemption.
 2265         (f)(d) At the time property is presumed abandoned unclaimed
 2266  under paragraph (a) or paragraph (b), any other property right
 2267  accrued or accruing to the owner as a result of the property
 2268  interest and not previously presumed abandoned unclaimed is also
 2269  presumed abandoned unclaimed.
 2270         (2) The running of the applicable dormancy period under
 2271  this section such 3-year period ceases if the apparent owner or
 2272  authorized representative demonstrates continued interest under
 2273  s. 717.102, including by any of the following actions person:
 2274         (a)1.Communicating Communicates in writing or by other
 2275  means with the association or its agent regarding the interest,
 2276  or a dividend, distribution, or other sum payable as a result of
 2277  the interest, as recorded by the association or its agent; or
 2278         2. Otherwise communicates with the association regarding
 2279  the interest or a dividend, distribution, or other sum payable
 2280  as a result of the interest, as evidenced by a memorandum or
 2281  other record on file with the association or its agent.
 2282         (b) Presenting Presents an instrument issued to pay
 2283  interest, or a dividend, or other cash distribution. If any
 2284  future dividend, distribution, or other sum payable to the owner
 2285  as a result of the interest is subsequently unclaimed not
 2286  claimed by the owner, a new period in which the property is
 2287  presumed abandoned unclaimed commences and relates back only to
 2288  the time a subsequent dividend, distribution, or other sum
 2289  became due and payable.
 2290         (3) At the same time any interest is presumed abandoned
 2291  unclaimed under this section, any dividend, distribution, or
 2292  other sum then held for or owing to the owner as a result of the
 2293  interest, is presumed abandoned unclaimed.
 2294         (4) Any dividend, profit, distribution, interest
 2295  redemption, payment on principal, or other sum held or owing by
 2296  a business association for or to a shareholder,
 2297  certificateholder, member, bondholder, or other security holder,
 2298  who has not claimed such amount or corresponded in writing with
 2299  the business association concerning such amount, within 5 3
 2300  years after the date prescribed for payment or delivery, is
 2301  presumed abandoned unclaimed.
 2302         Section 43. Section 717.111, Florida Statutes, is amended
 2303  to read:
 2304         717.111 Property of business associations held in course of
 2305  dissolution.—All intangible property distributable in the course
 2306  of a voluntary or involuntary dissolution of a business
 2307  association which is not claimed by the apparent owner for more
 2308  than 6 months after the date specified for final distribution is
 2309  presumed abandoned unclaimed.
 2310         Section 44. Subsections (1) and (5) of section 717.112,
 2311  Florida Statutes, are amended to read:
 2312         717.112 Property held by agents and fiduciaries.—
 2313         (1) All intangible property and any income or increment
 2314  thereon held in a fiduciary capacity for the benefit of another
 2315  person, including property held by an attorney in fact or an
 2316  agent, except as provided in ss. 717.1125 and 733.816, is
 2317  presumed abandoned unclaimed unless the apparent owner has
 2318  within 5 years after it has become payable or distributable
 2319  increased or decreased the principal, accepted payment of
 2320  principal or income, communicated in writing concerning the
 2321  property, or otherwise indicated an interest as evidenced by a
 2322  memorandum or other record on file with the fiduciary.
 2323         (5) All intangible property, and any income or increment
 2324  thereon, issued by a government or governmental subdivision or
 2325  agency, public corporation, or public authority and held in an
 2326  agency capacity for the governmental subdivision, agency, public
 2327  corporation, or public authority for the benefit of the owner of
 2328  record, is presumed abandoned unclaimed unless the apparent
 2329  owner has, within 1 year after such property has become payable
 2330  or distributable, increased or decreased the principal, accepted
 2331  payment of the principal or income, communicated concerning the
 2332  property, or otherwise indicated an interest in the property as
 2333  evidenced by a memorandum or other record on file with the
 2334  fiduciary.
 2335         Section 45. Section 717.1125, Florida Statutes, is amended
 2336  to read:
 2337         717.1125 Property held by fiduciaries under trust
 2338  instruments.—All intangible property and any income or increment
 2339  thereon held in a fiduciary capacity for the benefit of another
 2340  person under a trust instrument is presumed abandoned unclaimed
 2341  unless the apparent owner has, within 2 years after it has
 2342  become payable or distributable, increased or decreased the
 2343  principal, accepted payment of principal or income, communicated
 2344  concerning the property, or otherwise indicated an interest as
 2345  evidenced by a memorandum or other record on file with the
 2346  fiduciary. This section does not relieve a fiduciary of his or
 2347  her duties under the Florida Trust Code.
 2348         Section 46. Section 717.113, Florida Statutes, is amended
 2349  to read:
 2350         717.113 Property held by courts and public agencies.—All
 2351  intangible property held for the apparent owner by any court,
 2352  government or governmental subdivision or agency, public
 2353  corporation, or public authority that has not been claimed by
 2354  the apparent owner for more than 1 year after it became payable
 2355  or distributable is presumed abandoned unclaimed. Except as
 2356  provided in s. 45.032(3)(c), money held in the court registry
 2357  and for which no court order has been issued to determine an
 2358  owner does not become payable or distributable and is not
 2359  subject to reporting under this chapter. Notwithstanding the
 2360  provisions of this section, funds deposited in the Minerals
 2361  Trust Fund pursuant to s. 377.247 are presumed abandoned
 2362  unclaimed only if the funds have not been claimed by the
 2363  apparent owner for more than 5 years after the date of first
 2364  production from the well.
 2365         Section 47. Section 717.115, Florida Statutes, is amended
 2366  to read:
 2367         717.115 Wages.—Unpaid wages, including wages represented by
 2368  unpresented payroll checks, owing in the ordinary course of the
 2369  holder’s business that have not been claimed by the apparent
 2370  owner for more than 1 year after becoming payable are presumed
 2371  abandoned unclaimed.
 2372         Section 48. Section 717.116, Florida Statutes, is amended
 2373  to read:
 2374         717.116 Contents of safe-deposit box or other safekeeping
 2375  repository.—All tangible and intangible property held by a
 2376  banking or financial organization in a safe-deposit box or any
 2377  other safekeeping repository in this state in the ordinary
 2378  course of the holder’s business, and proceeds resulting from the
 2379  sale of the property permitted by law, that has not been claimed
 2380  by the apparent owner or authorized representative for more than
 2381  3 years after the lease or rental period on the box or other
 2382  repository has expired are presumed abandoned unclaimed.
 2383         Section 49. Section 717.117, Florida Statutes, is amended
 2384  to read:
 2385         717.117 Holder due diligence and report of abandoned
 2386  unclaimed property.—
 2387         (1) Property is presumed abandoned upon expiration of the
 2388  applicable dormancy period under this chapter. However, such
 2389  property is not deemed abandoned for purposes of reporting or
 2390  remittance to the department until the holder has conducted
 2391  reasonable due diligence as required by this section, resulting
 2392  in no indication of interest from the apparent owner or
 2393  authorized representative.
 2394         (2)Holders of property presumed abandoned that has a value
 2395  of $50 or more shall use due diligence to locate and notify the
 2396  apparent owner that the holder is in possession of property
 2397  subject to this chapter. At least 90 days, but not more than 180
 2398  days, before filing the report required by this section, a
 2399  holder in possession of presumed abandoned property shall send
 2400  written notice by first-class United States mail to the apparent
 2401  owner’s last known address as shown in the holder’s records or
 2402  from other available sources, or by e-mail if the apparent owner
 2403  has elected for e-mail delivery, informing the apparent owner
 2404  that the holder is in possession of property subject to this
 2405  chapter, provided that the holder’s records contain a mailing or
 2406  e-mail address for the apparent owner which is not known by the
 2407  holder to be inaccurate. The holder may provide notice by mail,
 2408  by e-mail, or by both methods. If the holder’s records indicate
 2409  that the mailing address is inaccurate, notice may be provided
 2410  by e-mail if the apparent owner has elected e-mail delivery.
 2411         (3)If the value of the property is greater than $1,000,
 2412  the holder shall send a second written notice by certified
 2413  United States mail, return receipt requested, to the apparent
 2414  owner’s last known address at least 60 days before filing the
 2415  report required by this section, if the holder’s records contain
 2416  a mailing address for the apparent owner which is not known by
 2417  the holder to be inaccurate. Reasonable costs paid to the United
 2418  States Postal Service for certified mail, return receipt
 2419  requested, may be deducted from the property as a service
 2420  charge. A signed return receipt received in response to the
 2421  certified mail notice constitutes an affirmative demonstration
 2422  of continued interest as described in s. 717.102.
 2423         (4)The written notice required under this section must
 2424  include:
 2425         (a)A heading that reads substantially as follows: “Notice:
 2426  The State of Florida requires us to notify you that your
 2427  property may be transferred to the custody of the Florida
 2428  Department of Financial Services if you do not contact us before
 2429  ...(insert date that is at least 30 days after the date of
 2430  notice)....”
 2431         (b)A description of the type, nature, and, unless the
 2432  property does not have a fixed value, value of the property that
 2433  is the subject of the notice.
 2434         (c)A statement that the property will be turned over to
 2435  the custody of the department as abandoned property if no
 2436  response is received.
 2437         (d)A statement that noncash property will be sold or
 2438  liquidated by the department.
 2439         (e)A statement that, after the property is remitted to the
 2440  department, a claim must be filed with the department to recover
 2441  the property.
 2442         (f)A statement that the property is currently in the
 2443  custody of the holder and that the apparent owner may prevent
 2444  transfer of the property by contacting the holder before the
 2445  deadline stated in the notice.
 2446         (5) Every holder of abandoned person holding funds or other
 2447  property, tangible or intangible, presumed unclaimed and subject
 2448  to custody as unclaimed property under this chapter shall submit
 2449  a report to the department via electronic medium as the
 2450  department may prescribe by rule. The report must include:
 2451         (a) Except for traveler’s checks and money orders, the
 2452  name, social security number or taxpayer identification number,
 2453  date of birth, if known, and last known address, if any, of each
 2454  apparent person appearing from the records of the holder to be
 2455  the owner of any property which is abandoned presumed unclaimed
 2456  and which has a value of $10 or more.
 2457         (b) For abandoned unclaimed funds that have a value of $10
 2458  or more held or owing under any life or endowment insurance
 2459  policy or annuity contract, the identifying information provided
 2460  in paragraph (a) for both the insured or annuitant and the
 2461  beneficiary according to records of the insurance company
 2462  holding or owing the funds.
 2463         (c) For all tangible property held in a safe-deposit box or
 2464  other safekeeping repository, a description of the property and
 2465  the place where the property is held and may be inspected by the
 2466  department, and any amounts owing to the holder. Contents of a
 2467  safe-deposit box or other safekeeping repository which consist
 2468  of documents or writings of a private nature and which have
 2469  little or no commercial value may apparent value shall not be
 2470  reported as abandoned property presumed unclaimed.
 2471         (d) The nature or type of property, any accounting or
 2472  identifying number associated with the property, a description
 2473  of the property, and the amount appearing from the records to be
 2474  due. Items of value of less than $10 each may be reported in the
 2475  aggregate.
 2476         (e) The date the property became payable, demandable, or
 2477  returnable, and the date of the last transaction with the
 2478  apparent owner with respect to the property.
 2479         (f) Any other information the department may prescribe by
 2480  rule as necessary for the administration of this chapter.
 2481         (6)(2) If the total value of all abandoned presumed
 2482  unclaimed property, whether tangible or intangible, held by a
 2483  person is less than $10, a zero balance report may be filed for
 2484  that reporting period.
 2485         (7)(3) Credit balances, customer overpayments, security
 2486  deposits, and refunds having a value of less than $10 may not be
 2487  reported as abandoned property shall not be presumed unclaimed.
 2488         (8)A security identified by the holder as non-freely
 2489  transferable or worthless may not to be included in a report
 2490  filed under this section. If the holder determines that a
 2491  security is no longer non-freely transferable or worthless, the
 2492  holder shall report and deliver the security on the next regular
 2493  report date prescribed for delivery of securities by the holder
 2494  under this chapter.
 2495         (9)(4) If the holder of abandoned property presumed
 2496  unclaimed and subject to custody under this chapter as unclaimed
 2497  property is a successor holder or if the holder has changed the
 2498  holder’s name while in possession of the property, the holder
 2499  shall file with the holder’s report all known names and
 2500  addresses of each prior holder of the property. Compliance with
 2501  this subsection means the holder exercises reasonable and
 2502  prudent efforts to determine the names of all prior holders.
 2503         (10)The report must be signed by or on behalf of the
 2504  holder and verified as to its completeness and accuracy, and the
 2505  holder must state that it has complied with the due diligence
 2506  requirements of this section.
 2507         (11)(5) The report must be filed before May 1 of each year.
 2508  The report applies to the preceding calendar year. Upon written
 2509  request by any person required to file a report, and upon a
 2510  showing of good cause, the department may extend the reporting
 2511  date. The department may impose and collect a penalty of $10 per
 2512  day up to a maximum of $500 for the failure to timely report, if
 2513  an extension was not provided or if the holder of the property
 2514  failed to include in a report information required by this
 2515  chapter which was in the holder’s possession at the time of
 2516  reporting. The penalty shall be remitted to the department
 2517  within 30 days after the date of the notification to the holder
 2518  that the penalty is due and owing. As necessary for proper
 2519  administration of this chapter, the department may waive any
 2520  penalty due with appropriate justification. The department must
 2521  provide information contained in a report filed with the
 2522  department to any person requesting a copy of the report or
 2523  information contained in a report, to the extent the information
 2524  requested is not confidential, within 45 days after the
 2525  department determines that the report is accurate and acceptable
 2526  and that the reported property is the same as the remitted
 2527  property.
 2528         (6) Holders of inactive accounts having a value of $50 or
 2529  more shall use due diligence to locate and notify apparent
 2530  owners that the entity is holding unclaimed property available
 2531  for them to recover. Not more than 120 days and not less than 60
 2532  days prior to filing the report required by this section, the
 2533  holder in possession of property presumed unclaimed and subject
 2534  to custody as unclaimed property under this chapter shall send
 2535  written notice by first-class United States mail to the apparent
 2536  owner at the apparent owner’s last known address from the
 2537  holder’s records or from other available sources, or via
 2538  electronic mail if the apparent owner has elected this method of
 2539  delivery, informing the apparent owner that the holder is in
 2540  possession of property subject to this chapter, if the holder
 2541  has in its records a mailing or electronic address for the
 2542  apparent owner which the holder’s records do not disclose to be
 2543  inaccurate. These two means of contact are not mutually
 2544  exclusive; if the mailing address is determined to be
 2545  inaccurate, electronic mail may be used if so elected by the
 2546  apparent owner.
 2547         (7) The written notice to the apparent owner required under
 2548  this section must:
 2549         (a) Contain a heading that reads substantially as follows:
 2550  “Notice. The State of Florida requires us to notify you that
 2551  your property may be transferred to the custody of the Florida
 2552  Department of Financial Services if you do not contact us before
 2553  ...(insert date that is at least 30 days after the date of
 2554  notice)....”
 2555         (b) Identify the type, nature, and, except for property
 2556  that does not have a fixed value, value of the property that is
 2557  the subject of the notice.
 2558         (c) State that the property will be turned over to the
 2559  custody of the department as unclaimed property if no response
 2560  to this letter is received.
 2561         (d) State that any property that is not legal tender of the
 2562  United States may be sold or liquidated by the department.
 2563         (e) State that after the property is turned over to the
 2564  department, an apparent owner seeking return of the property may
 2565  file a claim with the department.
 2566         (f) State that the property is currently with a holder and
 2567  provide instructions that the apparent owner must follow to
 2568  prevent the holder from reporting and paying for the property or
 2569  from delivering the property to the department.
 2570         (12)(8) Any holder of intangible property may file with the
 2571  department a petition for determination that the property is
 2572  abandoned and unclaimed requesting the department to accept
 2573  custody of the property. The petition shall state any special
 2574  circumstances that exist, contain the information required by
 2575  subsection (9) subsection (4), and show that a diligent search
 2576  has been made to locate the apparent owner. If the department
 2577  finds that the proof of diligent search is satisfactory, it
 2578  shall give notice as provided in s. 717.118 and accept custody
 2579  of the property.
 2580         (13)(9) Upon written request by any entity or person
 2581  required to file a report, stating such entity’s or person’s
 2582  justification for such action, the department may place that
 2583  entity or person in an inactive status as an abandoned unclaimed
 2584  property “holder.”
 2585         (14)(10)(a) This section does not apply to the abandoned
 2586  unclaimed patronage refunds as provided for by contract or
 2587  through bylaw provisions of entities organized under chapter 425
 2588  or that are exempt from ad valorem taxation pursuant to s.
 2589  196.2002.
 2590         (b) This section does not apply to intangible property
 2591  held, issued, or owing by a business association subject to the
 2592  jurisdiction of the United States Surface Transportation Board
 2593  or its successor federal agency if the apparent owner of such
 2594  intangible property is a business association. The holder of
 2595  such property does not have any obligation to report, to pay, or
 2596  to deliver such property to the department.
 2597         (c) This section does not apply to credit balances,
 2598  overpayments, refunds, or outstanding checks owed by a health
 2599  care provider to a managed care payor with whom the health care
 2600  provider has a managed care contract, provided that the credit
 2601  balances, overpayments, refunds, or outstanding checks become
 2602  due and owing pursuant to the managed care contract.
 2603         (15)(11)(a) As used in this subsection, the term “property
 2604  identifier” means the descriptor used by the holder to identify
 2605  the abandoned unclaimed property.
 2606         (b) Social security numbers and property identifiers
 2607  contained in reports required under this section, held by the
 2608  department, are confidential and exempt from s. 119.07(1) and s.
 2609  24(a), Art. I of the State Constitution.
 2610         (c) This exemption applies to social security numbers and
 2611  property identifiers held by the department before, on, or after
 2612  the effective date of this exemption.
 2613         Section 50. Section 717.118, Florida Statutes, is amended
 2614  to read:
 2615         717.118 Notification of apparent owners of abandoned
 2616  unclaimed property.—
 2617         (1) It is specifically recognized that the state has an
 2618  obligation to make an effort to notify apparent owners in a
 2619  cost-effective manner that their abandoned property has been
 2620  reported and remitted to the department of unclaimed property in
 2621  a cost-effective manner. In order to provide all the citizens of
 2622  this state an effective and efficient program for the recovery
 2623  of abandoned personal unclaimed property, the department shall
 2624  use cost-effective means to make at least one active attempt to
 2625  notify apparent owners of abandoned unclaimed property accounts
 2626  valued at $50 or more, abandoned tangible property, and
 2627  abandoned shares of stock for which more than $250 with a
 2628  reported address or taxpayer identification number is available.
 2629  Such active attempt to notify apparent owners shall include any
 2630  attempt by the department to directly contact the apparent
 2631  owner. Other means of notification, such as publication of the
 2632  names of apparent owners in the newspaper, on television, on the
 2633  Internet, or through other promotional efforts and items in
 2634  which the department does not directly attempt to contact the
 2635  apparent owner are expressly declared to be passive attempts.
 2636  Nothing in This subsection does not preclude precludes other
 2637  agencies or entities of state government from notifying owners
 2638  of the existence of abandoned unclaimed property or attempting
 2639  to notify apparent owners of abandoned unclaimed property.
 2640         (2) Notification provided directly to individual apparent
 2641  owners shall contain consist of a description of the abandoned
 2642  property and information regarding recovery of the unclaimed
 2643  property from the department. The form and content of the
 2644  department’s notice shall be tailored to the type of property
 2645  reported and shall include any information necessary to
 2646  reasonably inform the apparent owner of the consequences of
 2647  failure to claim the property, including potential sale or
 2648  disposition under s. 717.122.
 2649         (3) The department shall maintain a publicly accessible,
 2650  electronically searchable website that includes the names of
 2651  apparent owners of abandoned property reported to the department
 2652  and instructions for filing a claim. The website must list
 2653  property valued at $10 or more and provide instructions for
 2654  filing a claim. Abandoned property valued at less than $10
 2655  remains recoverable from the department in accordance with this
 2656  chapter.
 2657         (4) This section is not applicable to abandoned sums
 2658  payable on traveler’s checks, money orders, and other written
 2659  instruments presumed unclaimed under s. 717.104, or any other
 2660  abandoned property reported without the necessary identifying
 2661  information to establish ownership.
 2662         Section 51. Section 717.119, Florida Statutes, is amended
 2663  to read:
 2664         717.119 Payment or delivery of abandoned unclaimed
 2665  property.—
 2666         (1) Every person who is required to file a report under s.
 2667  717.117 shall simultaneously pay or deliver to the department
 2668  all abandoned unclaimed property required to be reported. Such
 2669  payment or delivery shall accompany the report as required in
 2670  this chapter for the preceding calendar year.
 2671         (2) Payment of abandoned unclaimed funds may be made to the
 2672  department by electronic funds transfer.
 2673         (3) If the apparent owner establishes the right to receive
 2674  the abandoned unclaimed property to the satisfaction of the
 2675  holder before the property has been delivered to the department
 2676  or it appears that for some other reason the presumption that
 2677  the property was erroneously classified as abandoned is
 2678  unclaimed is erroneous, the holder need not pay or deliver the
 2679  property to the department. In lieu of delivery, the holder
 2680  shall file a verified written explanation of the proof of claim
 2681  or of the error in classification of the presumption that the
 2682  property as abandoned was unclaimed.
 2683         (4) All virtual currency reported under this chapter on the
 2684  annual report filing required in s. 717.117 shall be remitted to
 2685  the department with the report. The holder shall liquidate the
 2686  virtual currency and remit the proceeds to the department. The
 2687  liquidation must occur within 30 days before the filing of the
 2688  report. Upon delivery of the virtual currency proceeds to the
 2689  department, the holder is relieved of all liability of every
 2690  kind in accordance with the provisions of s. 717.1201 to every
 2691  person for any losses or damages resulting to the person by the
 2692  delivery to the department of the virtual currency proceeds.
 2693         (5) All stock or other intangible ownership interest
 2694  reported under this chapter on the annual report filing required
 2695  in s. 717.117 shall be remitted to the department with the
 2696  report. Upon delivery of the stock or other intangible ownership
 2697  interest to the department, the holder and any transfer agent,
 2698  registrar, or other person acting for or on behalf of a holder
 2699  is relieved of all liability of every kind in accordance with
 2700  the provisions of s. 717.1201 to every person for any losses or
 2701  damages resulting to the person by the delivery to the
 2702  department of the stock or other intangible ownership interest.
 2703         (6) All intangible and tangible property held in a safe
 2704  deposit box or any other safekeeping repository reported under
 2705  s. 717.117 shall not be delivered to the department until 120
 2706  days after the report due date. The delivery of the property,
 2707  through the United States mail or any other carrier, shall be
 2708  insured by the holder at an amount equal to the estimated value
 2709  of the property. Each package shall be clearly marked on the
 2710  outside “Deliver Unopened.” A holder’s safe-deposit box contents
 2711  shall be delivered to the department in a single shipment. In
 2712  lieu of a single shipment, holders may provide the department
 2713  with a single detailed shipping schedule that includes package
 2714  tracking information for all packages being sent pursuant to
 2715  this section.
 2716         (a) Holders may remit the value of cash and coins found in
 2717  abandoned unclaimed safe-deposit boxes to the department by
 2718  cashier’s check or by electronic funds transfer, unless the cash
 2719  or coins have a value above face value. The department shall
 2720  identify by rule those cash and coin items having a numismatic
 2721  value. Cash and coin items identified as having a numismatic
 2722  value shall be remitted to the department in their original
 2723  form.
 2724         (b) Any firearm or ammunition found in an abandoned
 2725  unclaimed safe-deposit box or any other safekeeping repository
 2726  shall be delivered by the holder to a law enforcement agency for
 2727  property handling or disposal pursuant to s. 705.103(2)(b). If
 2728  the firearm is sold by the law enforcement agency, with the
 2729  balance of the proceeds shall be deposited into the State School
 2730  Fund if the firearm is sold. However, The department is
 2731  authorized to make a reasonable attempt to ascertain the
 2732  historical value to collectors of any firearm that has been
 2733  delivered to the department. Any firearm appearing to have
 2734  historical value to collectors may be sold by the department
 2735  pursuant to s. 717.122 to a person having a federal firearms
 2736  license. Any firearm which is not sold pursuant to s. 717.122
 2737  shall be delivered by the department to a law enforcement agency
 2738  in this state for proper handling or disposal. In accordance
 2739  with pursuant to s. 705.103(2)(b), if the firearm is sold by the
 2740  law enforcement agency, with the balance of the proceeds shall
 2741  be deposited into the State School Fund if the firearm is sold.
 2742  The department shall not be administratively, civilly, or
 2743  criminally liable for any firearm delivered by the department to
 2744  a law enforcement agency in this state for disposal.
 2745         (c) If such property is not paid or delivered to the
 2746  department on or before the applicable payment or delivery date,
 2747  the holder shall pay to the department a penalty for each safe
 2748  deposit box shipment received late. The penalty shall be $100
 2749  for a safe-deposit box shipment container that is late 30 days
 2750  or less. Thereafter, the penalty shall be $500 for a safe
 2751  deposit box shipment container that is late for each additional
 2752  successive 30-day period. The penalty assessed against a holder
 2753  for a late safe-deposit box shipment container shall not exceed
 2754  $4,000 annually. The penalty shall be remitted to the department
 2755  within 30 days after the date of the notification to the holder
 2756  that the penalty is due and owing.
 2757         (d) The department may waive any penalty due with
 2758  appropriate justification, as provided by rule.
 2759         (e) If a will or trust instrument is included among the
 2760  contents of an abandoned a safe-deposit box or other safekeeping
 2761  repository delivered to the department, the department must
 2762  provide a copy of the will, trust, and any codicils or
 2763  amendments to such will or trust instrument, upon request, to
 2764  anyone who provides the department with a certified copy of the
 2765  death certificate evidence of the death of the testator or
 2766  settlor.
 2767         (7) Any holder may request an extension in writing of up to
 2768  60 days for the delivery of property if extenuating
 2769  circumstances exist for the late delivery of the property. Any
 2770  such extension the department may grant shall be in writing.
 2771         (8) A holder may not assign or otherwise transfer its
 2772  obligation to report, pay, or deliver property or to comply with
 2773  the provisions of this chapter, other than to a parent,
 2774  subsidiary, or affiliate of the holder.
 2775         (a) Unless otherwise agreed to by the parties to a
 2776  transaction, the holder’s successor by merger or consolidation,
 2777  or any person or entity that acquires all or substantially all
 2778  of the holder’s capital stock or assets, is responsible for
 2779  fulfilling the holder’s obligation to report, pay, or deliver
 2780  property or to comply with the duties of this chapter regarding
 2781  the transfer of property owed to the holder’s successor and
 2782  being held for an owner resulting from the merger,
 2783  consolidation, or acquisition.
 2784         (b) This subsection does not prohibit a holder from
 2785  contracting with a third party for the reporting of abandoned
 2786  unclaimed property, but the holder remains responsible to the
 2787  department for the complete, accurate, and timely reporting of
 2788  the property.
 2789         Section 52. Subsections (1), (2), and (4) of section
 2790  717.1201, Florida Statutes, are amended to read:
 2791         717.1201 Custody by state; holder liability; reimbursement
 2792  of holder paying claim; reclaiming for owner; payment of safe
 2793  deposit box or repository charges.—
 2794         (1) Upon the good faith payment or delivery of abandoned
 2795  unclaimed property to the department, the state assumes custody
 2796  and responsibility for the safekeeping of the property. Any
 2797  person who pays or delivers abandoned unclaimed property to the
 2798  department in good faith is relieved of all liability to the
 2799  extent of the value of the property paid or delivered for any
 2800  claim then existing or which thereafter may arise or be made
 2801  with in respect to the property.
 2802         (a) A holder’s substantial compliance with the due
 2803  diligence provisions in s. 717.117 s. 717.117(6) and good faith
 2804  payment or delivery of abandoned unclaimed property to the
 2805  department releases the holder from liability that may arise
 2806  from such payment or delivery, and such delivery and payment may
 2807  be pleaded as a defense in any suit or action brought by reason
 2808  of such delivery or payment. This section does not relieve a
 2809  fiduciary of his or her duties under the Florida Trust Code or
 2810  Florida Probate Code.
 2811         (b) If the holder pays or delivers property to the
 2812  department in good faith and thereafter any other person claims
 2813  the property from the holder paying or delivering, or another
 2814  state claims the money or property under that state’s laws
 2815  relating to escheat or abandoned or unclaimed property, the
 2816  department, upon written notice of the claim, shall defend the
 2817  holder against the claim and indemnify the holder against any
 2818  liability on the claim, except that a holder may not be
 2819  indemnified against penalties imposed by another state.
 2820         (2) For the purposes of this section, a payment or delivery
 2821  of abandoned unclaimed property is made in good faith if:
 2822         (a) The payment or delivery was made in conjunction with an
 2823  accurate and acceptable report.
 2824         (b) The payment or delivery was made in a reasonable
 2825  attempt to comply with this chapter and other applicable general
 2826  law.
 2827         (c) The holder had a reasonable basis for believing, based
 2828  on the facts then known, that the property was abandoned
 2829  unclaimed and subject to this chapter.
 2830         (d) There is no showing that the records pursuant to which
 2831  the delivery was made did not meet reasonable commercial
 2832  standards of practice in the industry.
 2833         (4) Any holder who has delivered property, including a
 2834  certificate of any interest in a business association, other
 2835  than money to the department pursuant to this chapter may
 2836  reclaim the property if still in the possession of the
 2837  department, without payment of any fee or other charges, upon
 2838  filing proof that the person entitled to the property owner has
 2839  claimed it the property from the holder.
 2840         Section 53. Section 717.122, Florida Statutes, is amended
 2841  to read:
 2842         717.122 Public sale of abandoned unclaimed property.—
 2843         (1) Except as provided in paragraph (2)(a), the department
 2844  after the receipt of abandoned unclaimed property shall sell it
 2845  to the highest bidder at public sale on the Internet or at a
 2846  specified physical location wherever in the judgment of the
 2847  department the most favorable market for the property involved
 2848  exists. The department may decline the highest bid and reoffer
 2849  the property for sale if in the judgment of the department the
 2850  bid is insufficient. The department shall have the discretion to
 2851  withhold from sale any abandoned unclaimed property that the
 2852  department deems to be of benefit to the people of the state. If
 2853  in the judgment of the department the probable cost of sale
 2854  exceeds the value of the property, it need not be offered for
 2855  sale and may be disposed of as the department determines
 2856  appropriate. Any sale at a specified physical location held
 2857  under this section must be preceded by a single publication of
 2858  notice, at least 3 weeks in advance of sale, in a newspaper of
 2859  general circulation in the county in which the property is to be
 2860  sold. The department shall proportionately deduct auction fees,
 2861  preparation costs, and expenses from the amount posted to an the
 2862  owner’s account for an abandoned when safe-deposit box when the
 2863  contents are sold. No action or proceeding may be maintained
 2864  against the department for or on account of any decision to
 2865  decline the highest bid or withhold any abandoned unclaimed
 2866  property from sale.
 2867         (2)(a) Securities listed on an established stock exchange
 2868  must be sold at prices prevailing at the time of sale on the
 2869  exchange. Other securities may be sold over the counter at
 2870  prices prevailing at the time of sale or by any other method the
 2871  department deems advisable. The department may authorize the
 2872  agent or broker acting on behalf of the department to deduct
 2873  fees from the proceeds of these sales at a rate agreed upon in
 2874  advance by the agent or broker and the department. The
 2875  department shall reimburse owners’ accounts for these brokerage
 2876  fees from the State School Fund unless the securities are sold
 2877  at the owner’s request.
 2878         (b) Unless the department deems it to be in the public
 2879  interest to do otherwise, all abandoned securities presumed
 2880  unclaimed and delivered to the department may be sold upon
 2881  receipt. Any person making a claim pursuant to this chapter is
 2882  entitled to receive either the securities delivered to the
 2883  department by the holder, if they still remain in the hands of
 2884  the department, or the proceeds received from sale, but no
 2885  person has any claim under this chapter against the state, the
 2886  holder, any transfer agent, any registrar, or any other person
 2887  acting for or on behalf of a holder for any appreciation in the
 2888  value of the property occurring after delivery by the holder to
 2889  the state.
 2890         (c) Certificates for abandoned unclaimed stock or other
 2891  equity interest of business associations that cannot be canceled
 2892  and registered in the department’s name or that cannot be
 2893  readily liquidated and converted into the currency of the United
 2894  States may be sold for the value of the certificate, if any, in
 2895  accordance with subsection (1) or may be destroyed in accordance
 2896  with s. 717.128.
 2897         (3) The purchaser of property at any sale conducted by the
 2898  department pursuant to this chapter is entitled to ownership of
 2899  the property purchased free from all claims of the owner or
 2900  previous holder thereof and of all persons claiming through or
 2901  under them. The department shall execute all documents necessary
 2902  to complete the transfer of ownership.
 2903         (4) The sale of abandoned unclaimed tangible personal
 2904  property is not subject to tax under chapter 212 when such
 2905  property is sold by or on behalf of the department pursuant to
 2906  this section.
 2907         Section 54. Section 717.123, Florida Statutes, is amended
 2908  to read:
 2909         717.123 Deposit of funds.—
 2910         (1) All funds received under this chapter, including the
 2911  proceeds from the sale of abandoned unclaimed property under s.
 2912  717.122, shall immediately forthwith be deposited by the
 2913  department in the Abandoned Unclaimed Property Trust Fund. The
 2914  department shall retain, from funds received under this chapter,
 2915  an amount not exceeding $15 million from which the department
 2916  shall make prompt payment of claims allowed by the department
 2917  and shall pay the costs incurred by the department in
 2918  administering and enforcing this chapter. All remaining funds
 2919  received by the department under this chapter shall be deposited
 2920  by the department into the State School Fund.
 2921         (2) The department shall record the name and last known
 2922  address of each person appearing from the holder’s reports to be
 2923  entitled to the abandoned unclaimed property in the total
 2924  amounts of $5 or greater; the name and the last known address of
 2925  each insured person or annuitant; and with respect to each
 2926  policy or contract listed in the report of an insurance
 2927  corporation, its number, the name of the corporation, and the
 2928  amount due.
 2929         Section 55. Section 717.1235, Florida Statutes, is amended
 2930  to read:
 2931         717.1235 Dormant campaign accounts; report of unclaimed
 2932  property.—Abandoned Unclaimed funds reported in the name of a
 2933  campaign for public office, for any campaign that must dispose
 2934  of surplus funds in its campaign account pursuant to s. 106.141,
 2935  after being reported to the department, shall be deposited with
 2936  the Chief Financial Officer to the credit of the State School
 2937  Fund.
 2938         Section 56. Section 717.124, Florida Statutes, is amended
 2939  to read:
 2940         717.124 Abandoned Unclaimed property claims.—
 2941         (1) Any person, excluding another state, claiming an
 2942  interest in any property paid or delivered to the department
 2943  under this chapter may file with the department a claim on a
 2944  form prescribed by the department and verified by the claimant
 2945  or the claimant claimant’s representative. The claimant’s
 2946  representative must be an attorney licensed to practice law in
 2947  this state, a licensed Florida-certified public accountant, or a
 2948  private investigator licensed under chapter 493. The claimant
 2949  claimant’s representative must be registered with the department
 2950  under this chapter. The claimant, or the claimant claimant’s
 2951  representative, shall provide the department with a legible copy
 2952  of a valid driver license of the claimant at the time the
 2953  original claim form is filed. If the claimant has not been
 2954  issued a valid driver license at the time the original claim
 2955  form is filed, the department shall be provided with a legible
 2956  copy of a photographic identification of the claimant issued by
 2957  the United States, a state or territory of the United States, a
 2958  foreign nation, or a political subdivision or agency thereof or
 2959  other evidence deemed acceptable by the department by rule. In
 2960  lieu of photographic identification, a notarized sworn statement
 2961  by the claimant may be provided which affirms the claimant’s
 2962  identity and states the claimant’s full name and address. The
 2963  claimant must produce to the notary photographic identification
 2964  of the claimant issued by the United States, a state or
 2965  territory of the United States, a foreign nation, or a political
 2966  subdivision or agency thereof or other evidence deemed
 2967  acceptable by the department by rule. The notary shall indicate
 2968  the notary’s full address on the notarized sworn statement. Any
 2969  claim filed without the required identification or the sworn
 2970  statement with the original claim form and the original
 2971  Abandoned Unclaimed Property Recovery Agreement or Abandoned
 2972  Unclaimed Property Purchase Agreement, if applicable, is void.
 2973         (a) Within 90 days after receipt of a claim, the department
 2974  may return any claim that provides for the receipt of fees and
 2975  costs greater than that permitted under this chapter or that
 2976  contains any apparent errors or omissions. The department may
 2977  also request that the claimant or the claimant claimant’s
 2978  representative provide additional information. The department
 2979  shall retain a copy or electronic image of the claim.
 2980         (b) A claim is considered to have been withdrawn by a
 2981  claimant or the claimant claimant’s representative if the
 2982  department does not receive a response to its request for
 2983  additional information within 60 days after the notification of
 2984  any apparent errors or omissions.
 2985         (c) Within 90 days after receipt of the claim, or the
 2986  response of the claimant or the claimant claimant’s
 2987  representative to the department’s request for additional
 2988  information, whichever is later, the department shall determine
 2989  each claim. Such determination shall contain a notice of rights
 2990  provided by ss. 120.569 and 120.57. The 90-day period shall be
 2991  extended by 60 days if the department has good cause to need
 2992  additional time or if the abandoned unclaimed property:
 2993         1. Is owned by a person who has been a debtor in
 2994  bankruptcy;
 2995         2. Was reported with an address outside of the United
 2996  States;
 2997         3. Is being claimed by a person outside of the United
 2998  States; or
 2999         4. Contains documents filed in support of the claim that
 3000  are not in the English language and have not been accompanied by
 3001  an English language translation.
 3002         (2) A claim for a cashier’s check or a stock certificate
 3003  without the original instrument may require an indemnity bond
 3004  equal to the value of the claim to be provided prior to issue of
 3005  the stock or payment of the claim by the department.
 3006         (3) The department may require an affidavit swearing to the
 3007  authenticity of the claim, lack of documentation, and an
 3008  agreement to allow the department to provide the name and
 3009  address of the claimant to subsequent claimants coming forward
 3010  with substantiated proof to claim the account. This shall apply
 3011  to claims equal to or less than $250. The exclusive remedy of a
 3012  subsequent claimant to the property shall be against the person
 3013  who received the property from the department.
 3014         (4)(a) Except as otherwise provided in this chapter, if a
 3015  claim is determined in favor of the claimant, the department
 3016  shall deliver or pay over to the claimant the property or the
 3017  amount the department actually received or the proceeds if it
 3018  has been sold by the department, together with any additional
 3019  amount required by s. 717.121.
 3020         (b) If a claimant an owner authorizes a claimant
 3021  representative an attorney licensed to practice law in this
 3022  state, a Florida-certified public accountant, or a private
 3023  investigator licensed under chapter 493, and registered with the
 3024  department under this chapter, to claim the abandoned unclaimed
 3025  property on the claimant’s owner’s behalf, the department is
 3026  authorized to make distribution of the property or money in
 3027  accordance with the Abandoned Unclaimed Property Recovery
 3028  Agreement or Abandoned Unclaimed Property Purchase Agreement
 3029  under s. 717.135. The original Abandoned Unclaimed Property
 3030  Recovery Agreement or Abandoned Unclaimed Property Purchase
 3031  Agreement must be executed by the claimant or seller and must be
 3032  filed with the department.
 3033         (c)1. Payments of approved claims for unclaimed cash
 3034  accounts must be made to the owner after deducting any fees and
 3035  costs authorized by the claimant under an Abandoned Unclaimed
 3036  Property Recovery Agreement. The contents of a safe-deposit box
 3037  or shares of securities must be delivered directly to the
 3038  claimant.
 3039         2. Payments of fees and costs authorized under an Abandoned
 3040  Unclaimed Property Recovery Agreement for approved claims must
 3041  be made or issued to the law firm of the designated attorney
 3042  licensed to practice law in this state, the public accountancy
 3043  firm of the licensed Florida-certified public accountant, or the
 3044  designated employing private investigative agency licensed by
 3045  this state. Such payments shall be made by electronic funds
 3046  transfer and may be made on such periodic schedule as the
 3047  department may define by rule, provided the payment intervals do
 3048  not exceed 31 days. Payment made to an attorney licensed in this
 3049  state, a Florida-certified public accountant, or a private
 3050  investigator licensed under chapter 493, operating individually
 3051  or as a sole practitioner, must be to the attorney, certified
 3052  public accountant, or private investigator.
 3053         (5) The department shall not be administratively, civilly,
 3054  or criminally liable for any property or funds distributed
 3055  pursuant to this section, provided such distribution is made in
 3056  good faith.
 3057         (6) This section does not supersede the licensing
 3058  requirements of chapter 493.
 3059         (7) The department may allow an apparent owner to
 3060  electronically submit a claim for abandoned unclaimed property
 3061  to the department. If a claim is submitted electronically for
 3062  $2,000 or less, the department may use a method of identity
 3063  verification other than a copy of a valid driver license, other
 3064  government-issued photographic identification, or a sworn
 3065  notarized statement. The department may adopt rules to implement
 3066  this subsection.
 3067         (8) Notwithstanding any other provision of this chapter,
 3068  the department may develop and implement an identification
 3069  verification and disbursement process by which an account valued
 3070  at $2,000 or less, after being received by the department and
 3071  added to the abandoned unclaimed property database, may be
 3072  disbursed to an apparent owner after the department has verified
 3073  that the apparent owner is living and that the apparent owner’s
 3074  current address is correct. The department shall include with
 3075  the payment a notification and explanation of the dollar amount,
 3076  the source, and the property type of each account included in
 3077  the disbursement. The department shall adopt rules to implement
 3078  this subsection.
 3079         (9)(a) Notwithstanding any other provision of this chapter,
 3080  the department may develop and implement a verification and
 3081  disbursement process by which an account, after being received
 3082  by the department and added to the abandoned unclaimed property
 3083  database, for which the apparent owner entity is:
 3084         1. A state agency in this state or a subdivision or
 3085  successor agency thereof;
 3086         2. A county government in this state or a subdivision
 3087  thereof;
 3088         3. A public school district in this state or a subdivision
 3089  thereof;
 3090         4. A municipality in this state or a subdivision thereof;
 3091  or
 3092         5. A special taxing district or authority in this state,
 3093  
 3094  may be disbursed to the apparent owner entity or successor
 3095  entity. The department shall include with the payment a
 3096  notification and explanation of the dollar amount, the source,
 3097  and the property type of each account included in the
 3098  disbursement.
 3099         (b) The department may adopt rules to implement this
 3100  subsection.
 3101         (10) Notwithstanding any other provision of this chapter,
 3102  the department may develop a process by which a claimant
 3103  claimant’s representative or a buyer of unclaimed property may
 3104  electronically submit to the department an electronic image of a
 3105  completed claim and claims-related documents under this chapter,
 3106  including an Abandoned Unclaimed Property Recovery Agreement or
 3107  Abandoned Unclaimed Property Purchase Agreement that has been
 3108  signed and dated by a claimant or seller under s. 717.135, after
 3109  the claimant claimant’s representative or the buyer of unclaimed
 3110  property receives the original documents provided by the
 3111  claimant or the seller for any claim. Each claim filed by a
 3112  claimant claimant’s representative or a buyer of unclaimed
 3113  property must include a statement by the claimant claimant’s
 3114  representative or the buyer of unclaimed property attesting that
 3115  all documents are true copies of the original documents and that
 3116  all original documents are physically in the possession of the
 3117  claimant claimant’s representative or the buyer of unclaimed
 3118  property. All original documents must be kept in the original
 3119  form, by claim number, under the secure control of the claimant
 3120  claimant’s representative or the buyer of unclaimed property and
 3121  must be available for inspection by the department in accordance
 3122  with s. 717.1315. The department may adopt rules to implement
 3123  this subsection.
 3124         (11) This section applies to all abandoned unclaimed
 3125  property reported and remitted to the Chief Financial Officer,
 3126  including, but not limited to, property reported pursuant to ss.
 3127  45.032, 732.107, 733.816, and 744.534.
 3128         Section 57. Section 717.12403, Florida Statutes, is amended
 3129  to read:
 3130         717.12403 Abandoned Unclaimed demand, savings, or checking
 3131  account in a financial institution held in the name of more than
 3132  one person.—
 3133         (1)(a) If an abandoned unclaimed demand, savings, or
 3134  checking account in a financial institution is reported as an
 3135  “and” account in the name of two or more persons who are not
 3136  beneficiaries, it is presumed that each person must claim the
 3137  account in order for the claim to be approved by the department.
 3138  This presumption may be rebutted by showing that entitlement to
 3139  the account has been transferred to another person or by clear
 3140  and convincing evidence demonstrating that the account should
 3141  have been reported by the financial institution as an “or”
 3142  account.
 3143         (b) If an abandoned unclaimed demand, savings, or checking
 3144  account in a financial institution is reported as an “and”
 3145  account and one of the persons on the account is deceased, it is
 3146  presumed that the account is a survivorship account. This
 3147  presumption may be rebutted by showing that entitlement to the
 3148  account has been transferred to another person or by clear and
 3149  convincing evidence demonstrating that the account is not a
 3150  survivorship account.
 3151         (2) If an abandoned unclaimed demand, savings, or checking
 3152  account in a financial institution is reported as an “or”
 3153  account in the name of two or more persons who are not
 3154  beneficiaries, it is presumed that either person listed on the
 3155  account may claim the entire amount held in the account. This
 3156  presumption may be rebutted by showing that entitlement to the
 3157  account has been transferred to another person or by clear and
 3158  convincing evidence demonstrating that the account should have
 3159  been reported by the financial institution as an “and” account.
 3160         (3) If an abandoned unclaimed demand, savings, or checking
 3161  account in a financial institution is reported in the name of
 3162  two or more persons who are not beneficiaries without
 3163  identifying whether the account is an “and” account or an “or”
 3164  account, it is presumed that the account is an “or” account.
 3165  This presumption may be rebutted by showing that entitlement to
 3166  the account has been transferred to another person or by clear
 3167  and convincing evidence demonstrating that the account should
 3168  have been reported by the financial institution as an “and”
 3169  account.
 3170         (4) The department shall be deemed to have made a
 3171  distribution in good faith if the department remits funds
 3172  consistent with this section.
 3173         Section 58. Subsection (2) of section 717.12404, Florida
 3174  Statutes, is amended to read:
 3175         717.12404 Claims on behalf of a business entity or trust.—
 3176         (2) Claims on behalf of an active or a dissolved
 3177  corporation, a business entity other than an active corporation,
 3178  or a trust must include a legible copy of a valid driver license
 3179  of the person acting on behalf of the dissolved corporation,
 3180  business entity other than an active corporation, or trust. If
 3181  the person has not been issued a valid driver license, the
 3182  department shall be provided with a legible copy of a
 3183  photographic identification of the person issued by the United
 3184  States, a foreign nation, or a political subdivision or agency
 3185  thereof. In lieu of photographic identification, a notarized
 3186  sworn statement by the person may be provided which affirms the
 3187  person’s identity and states the person’s full name and address.
 3188  The person must produce his or her photographic identification
 3189  issued by the United States, a state or territory of the United
 3190  States, a foreign nation, or a political subdivision or agency
 3191  thereof or other evidence deemed acceptable by the department by
 3192  rule. The notary shall indicate the notary’s full address on the
 3193  notarized sworn statement. Any claim filed without the required
 3194  identification or the sworn statement with the original claim
 3195  form and the original Abandoned Unclaimed Property Recovery
 3196  Agreement or Abandoned Unclaimed Property Purchase Agreement, if
 3197  applicable, is void.
 3198         Section 59. Section 717.12405, Florida Statutes, is amended
 3199  to read:
 3200         717.12405 Claims by estates.—An estate or any person
 3201  representing an estate or acting on behalf of an estate may
 3202  claim abandoned unclaimed property only after the heir or
 3203  legatee of the decedent entitled to the property has been
 3204  located. Any estate, or any person representing an estate or
 3205  acting on behalf of an estate, that receives abandoned unclaimed
 3206  property before the heir or legatee of the decedent entitled to
 3207  the property has been located, is personally liable for the
 3208  abandoned unclaimed property and must immediately return the
 3209  full amount of the abandoned unclaimed property or the value
 3210  thereof to the department in accordance with s. 717.1341.
 3211         Section 60. Section 717.12406, Florida Statutes, is amended
 3212  to read:
 3213         717.12406 Joint ownership of abandoned unclaimed securities
 3214  or dividends.—For the purpose of determining joint ownership of
 3215  abandoned unclaimed securities or dividends, the term:
 3216         (1) “TEN COM” means tenants in common.
 3217         (2) “TEN ENT” means tenants by the entireties.
 3218         (3) “JT TEN” or “JT” means joint tenants with the right of
 3219  survivorship and not as tenants in common.
 3220         (4) “And” means tenants in common with each person entitled
 3221  to an equal pro rata share.
 3222         (5) “Or” means that each person listed on the account is
 3223  entitled to all of the funds.
 3224         Section 61. Section 717.1241, Florida Statutes, is amended
 3225  to read:
 3226         717.1241 Conflicting claims.—
 3227         (1) For purposes of this section, the term conflicting
 3228  claim” means two or more claims received by the department for
 3229  the same abandoned property account or accounts in which two or
 3230  more claimants appear to be equally entitled to the property.
 3231  The term also includes circumstances in which the same claimant
 3232  has more than one claim pending for the same property, including
 3233  when the claimant is represented by more than one claimant
 3234  representative or submits both a personal claim and a claim
 3235  through a representative.
 3236         (2) When conflicting claims have been received by the
 3237  department for the same abandoned unclaimed property account or
 3238  accounts, the property shall be remitted in accordance with the
 3239  claim filed by the person as follows, notwithstanding the
 3240  withdrawal of a claim:
 3241         (a) To the person submitting the first claim received by
 3242  the Division of Unclaimed Property of the department that is
 3243  complete or made complete.
 3244         (b) If a claimant’s claim and a claimant claimant’s
 3245  representative’s claim for the recovery of property are received
 3246  by the Division of Unclaimed Property of the department on the
 3247  same day and both claims are complete, to the claimant.
 3248         (c) If a buyer’s claim or a purchasing claimant
 3249  representative’s claim and a claimant’s claim or a claimant
 3250  claimant’s representative’s claim for the recovery of property
 3251  are received by the Division of Unclaimed Property of the
 3252  department on the same day and the claims are complete, to the
 3253  buyer.
 3254         (d) As between two or more claimant representatives’
 3255  claimant’s representative’s claims received by the Division of
 3256  Unclaimed Property of the department that are complete or made
 3257  complete on the same day, to the claimant claimant’s
 3258  representative who has agreed to receive the lowest fee. If the
 3259  two or more claimant claimant’s representatives whose claims
 3260  received by the Division of Unclaimed Property of the department
 3261  were complete or made complete on the same day are charging the
 3262  same lowest fee, the fee shall be divided equally between the
 3263  claimant claimant’s representatives.
 3264         (e) If more than one buyer’s claim received by the Division
 3265  of Unclaimed Property of the department is complete or made
 3266  complete on the same day, the department shall remit the
 3267  abandoned unclaimed property to the buyer who paid the highest
 3268  amount to the seller. If the buyers paid the same amount to the
 3269  seller, the department shall remit the abandoned unclaimed
 3270  property to the buyers divided in equal amounts.
 3271         (3)(2) The purpose of this section is solely to provide
 3272  guidance to the department regarding to whom it should remit the
 3273  abandoned unclaimed property and is not intended to extinguish
 3274  or affect any private cause of action that any person may have
 3275  against another person for breach of contract or other statutory
 3276  or common-law remedy. A buyer’s sole remedy, if any, shall be
 3277  against the claimant claimant’s representative or the seller, or
 3278  both. A claimant claimant’s representative’s sole remedy, if
 3279  any, shall be against the buyer or the seller, or both. A
 3280  claimant’s or seller’s sole remedy, if any, shall be against the
 3281  buyer or the claimant claimant’s representative, or both.
 3282  Nothing in this section forecloses the right of a person to
 3283  challenge the department’s determination of completeness in a
 3284  proceeding under ss. 120.569 and 120.57.
 3285         (4)(3) A claim is complete when entitlement to the
 3286  abandoned unclaimed property has been established.
 3287         Section 62. Subsection (1) of section 717.1242, Florida
 3288  Statutes, is amended to read:
 3289         717.1242 Restatement of jurisdiction of the circuit court
 3290  sitting in probate and the department.—
 3291         (1) It is and has been the intent of the Legislature that,
 3292  pursuant to s. 26.012(2)(b), circuit courts have jurisdiction of
 3293  proceedings relating to the settlement of the estates of
 3294  decedents and other jurisdiction usually pertaining to courts of
 3295  probate. It is and has been the intent of the Legislature that,
 3296  pursuant to this chapter, the department determines the merits
 3297  of claims and entitlement to abandoned unclaimed property paid
 3298  or delivered to the department under this chapter. Consistent
 3299  with this legislative intent, any beneficiary, devisee, heir,
 3300  personal representative, or other interested person, as those
 3301  terms are defined in the Florida Probate Code and the Florida
 3302  Trust Code, of an estate seeking to obtain property paid or
 3303  delivered to the department under this chapter must file a claim
 3304  with the department as provided in s. 717.124.
 3305         Section 63. Subsections (1) and (4) of section 717.1243,
 3306  Florida Statutes, are amended to read:
 3307         717.1243 Small estate accounts.—
 3308         (1) A claim for abandoned unclaimed property made by a
 3309  beneficiary, as defined in s. 731.201, of a deceased owner need
 3310  not be accompanied by an order of a probate court if the
 3311  claimant files with the department an affidavit, signed by all
 3312  beneficiaries, stating that all the beneficiaries have amicably
 3313  agreed among themselves upon a division of the estate and that
 3314  all funeral expenses, expenses of the last illness, and any
 3315  other lawful claims have been paid, and any additional
 3316  information reasonably necessary to make a determination of
 3317  entitlement. If the owner died testate, the claim shall be
 3318  accompanied by a copy of the will.
 3319         (4) This section applies only if all of the abandoned
 3320  unclaimed property held by the department on behalf of the owner
 3321  has an aggregate value of $20,000 or less and no probate
 3322  proceeding is pending.
 3323         Section 64. Section 717.1244, Florida Statutes, is amended
 3324  to read:
 3325         717.1244 Determinations of abandoned unclaimed property
 3326  claims.—In rendering a determination regarding the merits of an
 3327  abandoned unclaimed property claim, the department shall rely on
 3328  the applicable statutory, regulatory, common, and case law.
 3329  Agency statements applying the statutory, regulatory, common,
 3330  and case law to abandoned unclaimed property claims are not
 3331  agency statements subject to s. 120.56(4).
 3332         Section 65. Section 717.1245, Florida Statutes, is amended
 3333  to read:
 3334         717.1245 Garnishment of abandoned unclaimed property.—If
 3335  any person files a petition for writ of garnishment seeking to
 3336  obtain property paid or delivered to the department under this
 3337  chapter, the petitioner shall be ordered to pay the department
 3338  reasonable costs and attorney attorney’s fees in any proceeding
 3339  brought by the department to oppose, appeal, or collaterally
 3340  attack the petition or writ if the department is the prevailing
 3341  party in any such proceeding.
 3342         Section 66. Subsection (1) of section 717.125, Florida
 3343  Statutes, is amended to read:
 3344         717.125 Claim of another state to recover property;
 3345  procedure.—
 3346         (1) At any time after property has been paid or delivered
 3347  to the department under this chapter, another state may recover
 3348  the property if:
 3349         (a) The property was subjected to custody by this state
 3350  because the records of the holder did not reflect the last known
 3351  address of the apparent owner when the property was presumed
 3352  abandoned unclaimed under this chapter, and the other state
 3353  establishes that the last known address of the apparent owner or
 3354  other person entitled to the property was in that state and
 3355  under the laws of that state the property escheated to or was
 3356  subject to a claim of abandonment or being unclaimed by that
 3357  state;
 3358         (b) The last known address of the apparent owner or other
 3359  person entitled to the property, as reflected by the records of
 3360  the holder, is in the other state and under the laws of that
 3361  state the property has escheated to or become subject to a claim
 3362  of abandonment by that state;
 3363         (c) The records of the holder were erroneous in that they
 3364  did not accurately reflect the actual owner of the property and
 3365  the last known address of the actual owner is in the other state
 3366  and under laws of that state the property escheated to or was
 3367  subject to a claim of abandonment by that state;
 3368         (d) The property was subject to custody by this state under
 3369  s. 717.103(6) and under the laws of the state of domicile of the
 3370  holder the property has escheated to or become subject to a
 3371  claim of abandonment by that state; or
 3372         (e) The property is the sum payable on a traveler’s check,
 3373  money order, or other similar instrument that was subjected to
 3374  custody by this state under s. 717.104, and the instrument was
 3375  purchased in the other state, and under the laws of that state
 3376  the property escheated to or became subject to a claim of
 3377  abandonment by that state.
 3378         Section 67. Subsection (1) of section 717.126, Florida
 3379  Statutes, is amended to read:
 3380         717.126 Administrative hearing; burden of proof; proof of
 3381  entitlement; venue.—
 3382         (1) Any person aggrieved by a decision of the department
 3383  may petition for a hearing as provided in ss. 120.569 and
 3384  120.57. In any proceeding for determination of a claim to
 3385  property paid or delivered to the department under this chapter,
 3386  the burden shall be upon the claimant to establish entitlement
 3387  to the property by a preponderance of evidence. Having the same
 3388  name as that reported to the department is not sufficient, in
 3389  the absence of other evidence, to prove entitlement to abandoned
 3390  unclaimed property.
 3391         Section 68. Section 717.1261, Florida Statutes, is amended
 3392  to read:
 3393         717.1261 Death certificates.—Any person who claims
 3394  entitlement to abandoned unclaimed property by means of the
 3395  death of one or more persons shall file a copy of the death
 3396  certificate of the decedent or decedents that has been certified
 3397  as being authentic by the issuing governmental agency.
 3398         Section 69. Section 717.1262, Florida Statutes, is amended
 3399  to read:
 3400         717.1262 Court documents.—Any person who claims entitlement
 3401  to abandoned unclaimed property by reason of a court document
 3402  shall file a certified copy of the court document with the
 3403  department. A certified copy of each pleading filed with the
 3404  court to obtain a court document establishing entitlement, filed
 3405  within 180 days before the date the claim form was signed by the
 3406  claimant or claimant claimant’s representative, must also be
 3407  filed with the department.
 3408         Section 70. Section 717.129, Florida Statutes, is amended
 3409  to read:
 3410         717.129 Periods of limitation.—
 3411         (1) The expiration before or after July 1, 1987, of any
 3412  period of time specified by contract, statute, or court order,
 3413  during which a claim for money or property may be made or during
 3414  which an action or proceeding may be commenced or enforced to
 3415  obtain payment of a claim for money or to recover property, does
 3416  not prevent the money or property from being presumed abandoned
 3417  unclaimed or affect any duty to file a report or to pay or
 3418  deliver abandoned unclaimed property to the department as
 3419  required by this chapter.
 3420         (2) The department may not commence an action or proceeding
 3421  to enforce this chapter with respect to the reporting, payment,
 3422  or delivery of property or any other duty of a holder under this
 3423  chapter more than 10 years after the duty arose. The period of
 3424  limitation established under this subsection is tolled by the
 3425  earlier of the department’s or audit agent’s delivery of a
 3426  notice that a holder is subject to an audit or examination under
 3427  s. 717.1301 or the holder’s written election to enter into an
 3428  abandoned unclaimed property voluntary disclosure agreement.
 3429         Section 71. Subsections (3) and (4) of section 717.1301,
 3430  Florida Statutes, are amended to read:
 3431         717.1301 Investigations; examinations; subpoenas.—
 3432         (3) The department may authorize a compliance review of a
 3433  report for a specified reporting year. The review must be
 3434  limited to the contents of the report filed, as required by s.
 3435  717.117 and subsection (2), and all supporting documents related
 3436  to the reports. If the review results in a finding of a
 3437  deficiency in abandoned unclaimed property due and payable to
 3438  the department, the department shall notify the holder in
 3439  writing of the amount of deficiency within 1 year after the
 3440  authorization of the compliance review. If the holder fails to
 3441  pay the deficiency within 90 days, the department may seek to
 3442  enforce the assessment under subsection (1). The department is
 3443  not required to conduct a review under this section before
 3444  initiating an audit.
 3445         (4) Notwithstanding any other provision of law, in a
 3446  contract providing for the location or collection of abandoned
 3447  unclaimed property, the department may authorize the contractor
 3448  to deduct its fees and expenses for services provided under the
 3449  contract from the abandoned unclaimed property that the
 3450  contractor has recovered or collected under the contract. The
 3451  department shall annually report to the Chief Financial Officer
 3452  the total amount collected or recovered by each contractor
 3453  during the previous fiscal year and the total fees and expenses
 3454  deducted by each contractor.
 3455         Section 72. Section 717.1315, Florida Statutes, is amended
 3456  to read:
 3457         717.1315 Retention of records by claimant claimant’s
 3458  representatives and buyers of abandoned unclaimed property.—
 3459         (1) Every claimant claimant’s representative and buyer of
 3460  abandoned unclaimed property shall keep and use in his or her
 3461  business such books, accounts, and records of the business
 3462  conducted under this chapter to enable the department to
 3463  determine whether such person is complying with this chapter and
 3464  the rules adopted by the department under this chapter. Every
 3465  claimant claimant’s representative and buyer of abandoned
 3466  unclaimed property shall preserve such books, accounts, and
 3467  records, including every Abandoned Unclaimed Property Recovery
 3468  Agreement or Abandoned Unclaimed Property Purchase Agreement
 3469  between the owner and such claimant claimant’s representative or
 3470  buyer, for at least 3 years after the date of the initial
 3471  agreement.
 3472         (2) A claimant claimant’s representative or buyer of
 3473  abandoned unclaimed property, operating at two or more places of
 3474  business in this state, may maintain the books, accounts, and
 3475  records of all such offices at any one of such offices, or at
 3476  any other office maintained by such claimant claimant’s
 3477  representative or buyer of abandoned unclaimed property, upon
 3478  the filing of a written notice with the department designating
 3479  in the written notice the office at which such records are
 3480  maintained.
 3481         (3) A claimant claimant’s representative or buyer of
 3482  abandoned unclaimed property shall make all books, accounts, and
 3483  records available at a convenient location in this state upon
 3484  request of the department.
 3485         Section 73. Subsections (2) and (3) of section 717.132,
 3486  Florida Statutes, are amended to read:
 3487         717.132 Enforcement; cease and desist orders; fines.—
 3488         (2) In addition to any other powers conferred upon it to
 3489  enforce and administer the provisions of this chapter, the
 3490  department may issue and serve upon a person an order to cease
 3491  and desist and to take corrective action whenever the department
 3492  finds that such person is violating, has violated, or is about
 3493  to violate any provision of this chapter, any rule or order
 3494  promulgated under this chapter, or any written agreement entered
 3495  into with the department. For purposes of this subsection, the
 3496  term “corrective action” includes refunding excessive charges,
 3497  requiring a person to return abandoned unclaimed property,
 3498  requiring a holder to remit abandoned unclaimed property, and
 3499  requiring a holder to correct a report that contains errors or
 3500  omissions. Any such order shall contain a notice of rights
 3501  provided by ss. 120.569 and 120.57.
 3502         (3) In addition to any other powers conferred upon it to
 3503  enforce and administer the provisions of this chapter, the
 3504  department or a court of competent jurisdiction may impose fines
 3505  against any person found to have violated any provision of this
 3506  chapter, any rule or order promulgated under this chapter, or
 3507  any written agreement entered into with the department in an
 3508  amount not to exceed $2,000 for each violation. All fines
 3509  collected under this subsection shall be deposited as received
 3510  in the Abandoned Unclaimed Property Trust Fund.
 3511         Section 74. Paragraphs (c), (d), and (j) of subsection (1),
 3512  subsections (2) and (3), paragraph (b) of subsection (4), and
 3513  subsection (5) of section 717.1322, Florida Statutes, are
 3514  amended to read:
 3515         717.1322 Administrative and civil enforcement.—
 3516         (1) The following acts are violations of this chapter and
 3517  constitute grounds for an administrative enforcement action by
 3518  the department in accordance with the requirements of chapter
 3519  120 and for civil enforcement by the department in a court of
 3520  competent jurisdiction:
 3521         (c) Fraudulent Misrepresentation, circumvention, or
 3522  concealment of any matter required to be stated or furnished to
 3523  the department or to an owner or apparent owner under this
 3524  chapter, regardless of reliance by or damage to the owner or
 3525  apparent owner.
 3526         (d) Willful Imposition of illegal or excessive charges in
 3527  any abandoned unclaimed property transaction.
 3528         (j) Requesting or receiving compensation for notifying a
 3529  person of his or her abandoned unclaimed property or assisting
 3530  another person in filing a claim for abandoned unclaimed
 3531  property, unless the person is an attorney licensed to practice
 3532  law in this state, a Florida-certified public accountant, or a
 3533  private investigator licensed under chapter 493, or entering
 3534  into, or making a solicitation to enter into, an agreement to
 3535  file a claim for abandoned unclaimed property owned by another,
 3536  unless such person is a registered claimant representative
 3537  registered with the department under this chapter and an
 3538  attorney licensed to practice law in this state in the regular
 3539  practice of her or his profession, a Florida-certified public
 3540  accountant who is acting within the scope of the practice of
 3541  public accounting as defined in chapter 473, or a private
 3542  investigator licensed under chapter 493. This paragraph does not
 3543  apply to a person who has been granted a durable power of
 3544  attorney to convey and receive all of the real and personal
 3545  property of the owner, is the court-appointed guardian of the
 3546  owner, has been employed as an attorney or qualified
 3547  representative to contest the department’s denial of a claim, or
 3548  has been employed as an attorney to probate the estate of the
 3549  owner or an heir or legatee of the owner.
 3550         (2) Upon a finding by the department that any person has
 3551  committed any of the acts set forth in subsection (1), the
 3552  department may enter an order doing any of the following:
 3553         (a) Revoking for a minimum of 5 years or suspending for a
 3554  maximum of 5 years a registration previously granted under this
 3555  chapter during which time the registrant may not reapply for a
 3556  registration under this chapter.;
 3557         (b) Placing a claimant representative registrant or an
 3558  applicant for a registration on probation for a period of time
 3559  and subject to such conditions as the department may specify.;
 3560         (c) Placing permanent restrictions or conditions upon
 3561  issuance or maintenance of a registration under this chapter.;
 3562         (d) Issuing a reprimand.;
 3563         (e) Imposing an administrative fine not to exceed $2,000
 3564  for each such act.; or
 3565         (f) Prohibiting any person from being a director, officer,
 3566  agent, employee, or ultimate equitable owner of a 10 percent 10
 3567  percent or greater interest in an employer of a claimant
 3568  representative registrant.
 3569         (3) A claimant claimant’s representative is subject to
 3570  civil enforcement and the disciplinary actions specified in
 3571  subsection (2) for violations of subsection (1) by an agent or
 3572  employee of the claimant representative’s registrant’s employer
 3573  if the claimant claimant’s representative knew or should have
 3574  known that such agent or employee was violating any provision of
 3575  this chapter.
 3576         (4)
 3577         (b) The disciplinary guidelines shall specify a meaningful
 3578  range of designated penalties based upon the severity or
 3579  repetition of specific offenses, or both. It is the legislative
 3580  intent that minor violations be distinguished from more serious
 3581  violations; that such guidelines consider the amount of the
 3582  claim involved, the complexity of locating the owner, the steps
 3583  taken to ensure the accuracy of the claim by the person filing
 3584  the claim, the acts of commission and omission of the claimant
 3585  ultimate owners in establishing themselves as rightful owners of
 3586  the funds, the acts of commission or omission of the agent or
 3587  employee of a claimant representative or its an employer in the
 3588  filing of the claim, the actual knowledge of the agent,
 3589  employee, employer, or owner in the filing of the claim, the
 3590  departure, if any, by the agent or employee from the internal
 3591  controls and procedures established by the claimant
 3592  representative or its employer with regard to the filing of a
 3593  claim, the number of defective claims previously filed by the
 3594  agent, employee, employer, or owner; that such guidelines
 3595  provide reasonable and meaningful notice of likely penalties
 3596  that may be imposed for proscribed conduct; and that such
 3597  penalties be consistently applied by the department.
 3598         (5) The department may seek any appropriate civil legal
 3599  remedy available to it by filing a civil action in a court of
 3600  competent jurisdiction against any person who has, directly or
 3601  through a claimant claimant’s representative, wrongfully
 3602  submitted a claim as the ultimate owner of property and
 3603  improperly received funds from the department in violation of
 3604  this chapter.
 3605         Section 75. Subsections (1) and (3) of section 717.133,
 3606  Florida Statutes, are amended to read:
 3607         717.133 Interstate agreements and cooperation; joint and
 3608  reciprocal actions with other states.—
 3609         (1) The department may enter into agreements with other
 3610  states to exchange information needed to enable this or another
 3611  state to audit or otherwise determine abandoned unclaimed
 3612  property that it or another state may be entitled to subject to
 3613  a claim of custody. The department may require the reporting of
 3614  information needed to enable compliance with agreements made
 3615  pursuant to this section and prescribe the form.
 3616         (3) At the request of another state, the department may
 3617  bring an action in the name of the other state in any court of
 3618  competent jurisdiction to enforce the abandoned unclaimed
 3619  property laws of the other state against a holder in this state
 3620  of property subject to escheat or a claim of abandonment by the
 3621  other state, if the other state has agreed to pay expenses
 3622  incurred in bringing the action.
 3623         Section 76. Subsection (2) of section 717.1333, Florida
 3624  Statutes, is amended to read:
 3625         717.1333 Evidence; estimations; audit reports and
 3626  worksheets, investigator reports and worksheets, other related
 3627  documents.—
 3628         (2) If the records of the holder that are available for the
 3629  periods subject to this chapter are insufficient to permit the
 3630  preparation of a report of the abandoned unclaimed property due
 3631  and owing by a holder, or if the holder fails to provide records
 3632  after being requested to do so, the amount due to the department
 3633  may be reasonably estimated.
 3634         Section 77. Paragraph (a) of subsection (1) and subsections
 3635  (2) and (4) of section 717.1341, Florida Statutes, are amended
 3636  to read:
 3637         717.1341 Invalid claims, recovery of property, interest and
 3638  penalties.—
 3639         (1)(a) A No person may not shall receive abandoned
 3640  unclaimed property that the person is not entitled to receive.
 3641  Any person who receives, or assists another person to receive,
 3642  abandoned unclaimed property that the person is not entitled to
 3643  receive is strictly, jointly, personally, and severally liable
 3644  for the abandoned unclaimed property and shall immediately
 3645  return the property, or the reasonable value of the property if
 3646  the property has been damaged or disposed of, to the department
 3647  plus interest at the rate set in accordance with s. 55.03(1).
 3648  Assisting another person to receive abandoned unclaimed property
 3649  includes executing a claim form on the person’s behalf.
 3650         (2) The department may maintain a civil or administrative
 3651  action:
 3652         (a) To recover abandoned unclaimed property that was paid
 3653  or remitted to a person who was not entitled to the abandoned
 3654  unclaimed property or to offset amounts owed to the department
 3655  against amounts owed to an owner representative;
 3656         (b) Against a person who assists another person in
 3657  receiving, or attempting to receive, abandoned unclaimed
 3658  property that the person is not entitled to receive; or
 3659         (c) Against a person who attempts to receive abandoned
 3660  unclaimed property that the person is not entitled to receive.
 3661         (4) A No person may not shall knowingly file, knowingly
 3662  conspire to file, or knowingly assist in filing, a claim for
 3663  abandoned unclaimed property the person is not entitled to
 3664  receive. Any person who violates this subsection regarding
 3665  abandoned unclaimed property of an aggregate value:
 3666         (a) Greater than $50,000, commits is guilty of a felony of
 3667  the first degree, punishable as provided in s. 775.082, s.
 3668  775.083, or s. 775.084;
 3669         (b) Greater than $10,000 up to $50,000, commits is guilty
 3670  of a felony of the second degree, punishable as provided in s.
 3671  775.082, s. 775.083, or s. 775.084;
 3672         (c) Greater than $250 up to $10,000, commits is guilty of a
 3673  felony of the third degree, punishable as provided in s.
 3674  775.082, s. 775.083, or s. 775.084;
 3675         (d) Greater than $50 up to $250, commits is guilty of a
 3676  misdemeanor of the first degree, punishable as provided in s.
 3677  775.082 or s. 775.083; or
 3678         (e) Up to $50, commits is guilty of a misdemeanor of the
 3679  second degree, punishable as provided in s. 775.082 or s.
 3680  775.083.
 3681         Section 78. Section 717.135, Florida Statutes, is amended
 3682  to read:
 3683         717.135 Recovery agreements and purchase agreements for
 3684  claims filed by a claimant claimant’s representative; fees and
 3685  costs or total net gain.—
 3686         (1) In order to protect the interests of owners of
 3687  abandoned unclaimed property, the department shall adopt by rule
 3688  a form entitled “Abandoned Unclaimed Property Recovery
 3689  Agreement” and a form entitled “Abandoned Unclaimed Property
 3690  Purchase Agreement.”
 3691         (2) The Abandoned Unclaimed Property Recovery Agreement and
 3692  the Abandoned Unclaimed Property Purchase Agreement must include
 3693  and disclose all of the following:
 3694         (a) The total dollar amount of abandoned unclaimed property
 3695  accounts claimed or sold.
 3696         (b) The total percentage of all authorized fees and costs
 3697  to be paid to the claimant claimant’s representative or the
 3698  percentage of the value of the property to be paid as net gain
 3699  to the purchasing claimant claimant’s representative.
 3700         (c) The total dollar amount to be deducted and received
 3701  from the claimant as fees and costs by the claimant claimant’s
 3702  representative or the total net dollar amount to be received by
 3703  the purchasing claimant claimant’s representative.
 3704         (d) The net dollar amount to be received by the claimant or
 3705  the seller.
 3706         (e) For each account claimed, the abandoned unclaimed
 3707  property account number.
 3708         (f) For the Abandoned Unclaimed Property Purchase
 3709  Agreement, a statement that the amount of the purchase price
 3710  will be remitted to the seller by the purchaser within 30 days
 3711  after the execution of the agreement by the seller.
 3712         (g) The name, address, e-mail address, phone number, and
 3713  license number of the claimant claimant’s representative.
 3714         (h)1. The manual signature of the claimant or seller and
 3715  the date signed, affixed on the agreement by the claimant or
 3716  seller.
 3717         2. Notwithstanding any other provision of this chapter to
 3718  the contrary, the department may allow an apparent owner, who is
 3719  also the claimant or seller, to sign the agreement
 3720  electronically. All electronic signatures on the Abandoned
 3721  Unclaimed Property Recovery Agreement and the Abandoned
 3722  Unclaimed Property Purchase Agreement must be affixed on the
 3723  agreement by the claimant or seller using the specific,
 3724  exclusive eSignature product and protocol authorized by the
 3725  department.
 3726         (i) The social security number or taxpayer identification
 3727  number of the claimant or seller, if a number has been issued to
 3728  the claimant or seller.
 3729         (j) The total fees and costs, or the total discount in the
 3730  case of a purchase agreement, which may not exceed 30 percent of
 3731  the claimed amount. In the case of a recovery agreement, if the
 3732  total fees and costs exceed 30 percent, the fees and costs shall
 3733  be reduced to 30 percent and the net balance shall be remitted
 3734  directly by the department to the claimant. In the case of a
 3735  purchase agreement, if the total net gain of the claimant
 3736  claimant’s representative exceeds 30 percent, the claim will be
 3737  denied.
 3738         (3) For an Abandoned Unclaimed Property Purchase Agreement
 3739  form, proof that the purchaser has made payment must be filed
 3740  with the department along with the claim. If proof of payment is
 3741  not provided, the claim is void.
 3742         (4) A claimant claimant’s representative must use the
 3743  Abandoned Unclaimed Property Recovery Agreement or the Abandoned
 3744  Unclaimed Property Purchase Agreement as the exclusive means of
 3745  entering into an agreement or a contract with a claimant or
 3746  seller to file a claim with the department.
 3747         (5) Fees and costs may be owed or paid to, or received by,
 3748  a claimant claimant’s representative only after a filed claim
 3749  has been approved and if the claimant’s representative used an
 3750  agreement authorized by this section.
 3751         (6) A claimant claimant’s representative may not use or
 3752  distribute any other agreement of any type, conveyed by any
 3753  method, with respect to the claimant or seller which relates,
 3754  directly or indirectly, to abandoned unclaimed property accounts
 3755  held by the department or the Chief Financial Officer other than
 3756  the agreements authorized by this section. Any engagement,
 3757  authorization, recovery, or fee agreement that is not authorized
 3758  by this section is void. A claimant claimant’s representative is
 3759  subject to administrative and civil enforcement under s.
 3760  717.1322 if he or she uses an agreement that is not authorized
 3761  by this section and if the agreement is used to apply, directly
 3762  or indirectly, to abandoned unclaimed property held by this
 3763  state. This subsection does not prohibit lawful nonagreement,
 3764  noncontractual, or advertising communications between or among
 3765  the parties.
 3766         (7) The Abandoned Unclaimed Property Recovery Agreement may
 3767  not contain language that makes the agreement irrevocable or
 3768  that creates an assignment of any portion of abandoned unclaimed
 3769  property held by the department.
 3770         (8) When a claim is approved, the department may pay any
 3771  additional account that is owned by the claimant but has not
 3772  been claimed at the time of approval, provided that a subsequent
 3773  claim has not been filed or is not pending for the claimant at
 3774  the time of approval.
 3775         (9) This section does not supersede s. 717.1241.
 3776         (10) This section does not apply to the sale and purchase
 3777  of Florida-held unclaimed property accounts through a bankruptcy
 3778  estate representative or other person or entity authorized
 3779  pursuant to Title XI of the United States Code or an order of a
 3780  bankruptcy court to act on behalf or for the benefit of the
 3781  debtor, its creditors, and its bankruptcy estate.
 3782         Section 79. Section 717.1356, Florida Statutes, is created
 3783  to read:
 3784         717.1356 Purchase of abandoned property.—
 3785         (1)Agreements for the purchase of abandoned property
 3786  reported to the department shall be valid only if all of the
 3787  following conditions are met:
 3788         (a)The agreement is entitled “Florida Abandoned Property
 3789  Purchase Agreement” and is in writing, in minimum 12-point type.
 3790         (b)The agreement includes the social security number or
 3791  taxpayer identification number of the seller, if a number has
 3792  been issued to the seller; a valid e-mail address, mailing
 3793  address, and telephone number for the seller; and is manually
 3794  signed and dated by the seller with the signature notarized.
 3795         (c)The agreement discloses with specificity the nature and
 3796  value of the abandoned property, including the name of the
 3797  apparent owner as shown by the records of the department, the
 3798  name of the holder who remitted the property, the date of last
 3799  contact, and the property category. With respect to the value of
 3800  the abandoned property, the agreement must contain the
 3801  following:
 3802         1.The total dollar amount of all abandoned property to be
 3803  sold.
 3804         2.The total percentage of the value of the abandoned
 3805  property to be paid as net gain to the purchaser.
 3806         3.The total net dollar amount to be received by the
 3807  purchaser.
 3808         4.The net dollar amount to be received by the seller.
 3809         (d)The agreement states the abandoned property account
 3810  number for each abandoned property account sold.
 3811         (e)The purchase price does not discount the total value of
 3812  all abandoned property subject to the sale by more than 30
 3813  percent.
 3814         (f)The agreement states that the amount of the purchase
 3815  price will be remitted to the seller by the purchaser within 30
 3816  days after the execution of the agreement by the seller.
 3817         (g)The agreement includes the name, address, e-mail
 3818  address, and phone number of the purchaser.
 3819         (h)The agreement states that the abandoned property is
 3820  currently in the department’s custody and that the seller can
 3821  claim the property directly from the department on its
 3822  electronically searchable website without being charged a fee.
 3823  The agreement must provide the department’s website address.
 3824         (2)A seller may cancel a purchase agreement without
 3825  penalty or obligation within 15 business days after the date on
 3826  which the agreement was executed. The agreement must contain the
 3827  following language in minimum 12-point type: “You may cancel
 3828  this agreement for any reason without penalty or obligation to
 3829  you within 15 days after the date of this agreement by providing
 3830  notice to . . .(name of purchaser). . ., submitted in writing
 3831  and sent by certified mail, return receipt requested, or other
 3832  form of mailing that provides proof thereof, at the address or
 3833  e-mail address specified in the agreement.”
 3834         (3)A copy of an executed Florida Abandoned Property
 3835  Purchase Agreement must be filed with the purchaser’s claim,
 3836  along with proof that the purchaser has made payment in full,
 3837  and all other required documentation. If proof of payment is not
 3838  provided, the department may not approve the claim.
 3839         (4)A purchase agreement under this section that discounts
 3840  the value of abandoned property by more than the amount
 3841  authorized in paragraph (1)(e) is enforceable only by the
 3842  seller.
 3843         Section 80. Section 717.138, Florida Statutes, is amended
 3844  to read:
 3845         717.138 Rulemaking authority.—The department shall
 3846  administer and provide for the enforcement of this chapter. The
 3847  department has authority to adopt rules pursuant to ss.
 3848  120.536(1) and 120.54 to implement the provisions of this
 3849  chapter. The department may adopt rules to allow for electronic
 3850  filing of fees, forms, and reports required by this chapter. The
 3851  authority to adopt rules pursuant to this chapter applies to all
 3852  abandoned unclaimed property reported and remitted to the Chief
 3853  Financial Officer, including, but not limited to, property
 3854  reported and remitted pursuant to ss. 45.032, 732.107, 733.816,
 3855  and 744.534.
 3856         Section 81. Section 717.1382, Florida Statutes, is amended
 3857  to read:
 3858         717.1382 United States savings bond; abandoned unclaimed
 3859  property; escheatment; procedure.—
 3860         (1) Notwithstanding any other provision of law, a United
 3861  States savings bond in possession of the department or
 3862  registered to a person with a last known address in the state,
 3863  including a bond that is lost, stolen, or destroyed, is presumed
 3864  abandoned and unclaimed 5 years after the bond reaches maturity
 3865  and no longer earns interest and shall be reported and remitted
 3866  to the department by the financial institution or other holder
 3867  in accordance with ss. 717.117(5) and (11) ss. 717.117(1) and
 3868  (5) and 717.119, if the department is not in possession of the
 3869  bond.
 3870         (2)(a) After a United States savings bond is abandoned and
 3871  unclaimed in accordance with subsection (1), the department may
 3872  commence a civil action in a court of competent jurisdiction in
 3873  Leon County for a determination that the bond shall escheat to
 3874  the state. Upon determination of escheatment, all property
 3875  rights to the bond or proceeds from the bond, including all
 3876  rights, powers, and privileges of survivorship of an owner, co
 3877  owner, or beneficiary, shall vest solely in the state.
 3878         (b) Service of process by publication may be made on a
 3879  party in a civil action pursuant to this section. A notice of
 3880  action shall state the name of any known owner of the bond, the
 3881  nature of the action or proceeding in short and simple terms,
 3882  the name of the court in which the action or proceeding is
 3883  instituted, and an abbreviated title of the case.
 3884         (c) The notice of action shall require a person claiming an
 3885  interest in the bond to file a written defense with the clerk of
 3886  the court and serve a copy of the defense by the date fixed in
 3887  the notice. The date must not be less than 28 or more than 60
 3888  days after the first publication of the notice.
 3889         (d) The notice of action shall be published once a week for
 3890  4 consecutive weeks in a newspaper of general circulation
 3891  published in Leon County. Proof of publication shall be placed
 3892  in the court file.
 3893         (e)1. If no person files a claim with the court for the
 3894  bond and if the department has substantially complied with the
 3895  provisions of this section, the court shall enter a default
 3896  judgment that the bond, or proceeds from such bond, has
 3897  escheated to the state.
 3898         2. If a person files a claim for one or more bonds and,
 3899  after notice and hearing, the court determines that the claimant
 3900  is not entitled to the bonds claimed by such claimant, the court
 3901  shall enter a judgment that such bonds, or proceeds from such
 3902  bonds, have escheated to the state.
 3903         3. If a person files a claim for one or more bonds and,
 3904  after notice and hearing, the court determines that the claimant
 3905  is entitled to the bonds claimed by such claimant, the court
 3906  shall enter a judgment in favor of the claimant.
 3907         (3) The department may redeem a United States savings bond
 3908  escheated to the state pursuant to this section or, in the event
 3909  that the department is not in possession of the bond, seek to
 3910  obtain the proceeds from such bond. Proceeds received by the
 3911  department shall be deposited in accordance with s. 717.123.
 3912         Section 82. Section 717.139, Florida Statutes, is amended
 3913  to read:
 3914         717.139 Uniformity of application and construction.—
 3915         (1) The Legislature finds that laws governing abandoned
 3916  property serve a vital public purpose by protecting the property
 3917  rights of owners, facilitating the return abandoned property to
 3918  its owners, preventing private escheatment, and ensuring that
 3919  abandoned assets are preserved and safeguarded from waste or
 3920  misuse. It is the public policy of the state to protect the
 3921  interests of owners of abandoned unclaimed property. It is
 3922  declared to be in the best interests of owners of unclaimed
 3923  property that such owners receive the full amount of any
 3924  unclaimed property without any fee.
 3925         (2) This chapter shall be applied and construed as to
 3926  effectuate its general purpose of protecting the interest of
 3927  missing owners of abandoned property, while providing that the
 3928  benefit of all unclaimed and abandoned property shall go to all
 3929  the people of the state, and to make uniform the law with
 3930  respect to the subject of this chapter among states enacting it.
 3931  It is the intent of the Legislature that property reported under
 3932  this chapter remains the property of the owner and that the
 3933  State of Florida acts solely as a custodian, not as the owner,
 3934  of such property. Title to abandoned property may not transfer
 3935  to the state except as expressly provided by law and only after
 3936  all reasonable efforts to identify and return the property to
 3937  its rightful owner have been exhausted.
 3938         Section 83. Section 717.1400, Florida Statutes, is amended
 3939  to read:
 3940         717.1400 Registration.—
 3941         (1) In order to file claims as a claimant claimant’s
 3942  representative, receive a distribution of fees and costs for
 3943  approved claims from the department, and obtain information
 3944  regarding abandoned unclaimed property dollar amounts and
 3945  numbers of reported shares of stock held by the department, an
 3946  individual must meet all of the following requirements:
 3947         (a)Be one of the following:
 3948         1. A Florida-licensed private investigator holding a Class
 3949  “C” individual license under chapter 493;
 3950         2.A Florida-certified public account; or
 3951         3.A Florida-licensed attorney.
 3952         (b)Have obtained a certificate of registration from Must
 3953  register with the department.
 3954         (2)An application for registration as a claimant
 3955  representative must be submitted in writing on a form prescribed
 3956  by the department and must be accompanied by all of the
 3957  following:
 3958         (a)A legible color copy of the applicant’s current driver
 3959  license showing the full name and current address of such
 3960  person. If a current driver license is not available, another
 3961  form of photo identification must be provided which shows the
 3962  full name and current address of such person.
 3963         (b)If the applicant is a private investigator:
 3964         1.on such form as the department prescribes by rule and
 3965  must be verified by the applicant. To register with the
 3966  department, a private investigator must provide:
 3967         (a) A legible copy of the applicant’s Class “A” business
 3968  license under chapter 493 or that of the applicant’s firm or
 3969  employer which holds a Class “A” business license under chapter
 3970  493; and.
 3971         2.(b) A legible copy of the applicant’s Class “C”
 3972  individual license issued under chapter 493.
 3973         (c)If the applicant is a certified public account, the
 3974  applicant’s Florida Board of Accountancy number.
 3975         (d)If the applicant is a licensed attorney, the
 3976  applicant’s Florida Bar number.
 3977         (e)(c) The business address, and telephone number, tax
 3978  identification number, and state of domicile or incorporation of
 3979  the applicant’s private investigative firm or employer.
 3980         (f)(d) The names of agents, or employees, or independent
 3981  contractors, if any, who are designated or authorized to act on
 3982  behalf of the applicant private investigator, together with a
 3983  legible color copy of their photo identification issued by an
 3984  agency of the United States, or a state, or a political
 3985  subdivision thereof.
 3986         (g)A statement that the applicant has not, during the 5
 3987  year period immediately preceding the submission of the
 3988  application, violated any part of the Florida Disposition of
 3989  Abandoned Personal Property Act.
 3990         (h)A statement that the applicant has not been convicted
 3991  of, or plead guilty to, a felony or any offense involving moral
 3992  turpitude; dishonesty; deceit; or breach of fiduciary duty,
 3993  including theft, attempted theft, falsification, tampering with
 3994  records, securing writings by deception, fraud, forgery, or
 3995  perjury.
 3996         (i)(e) Sufficient information to enable the department to
 3997  disburse funds by electronic funds transfer.
 3998         (j)The applicant’s notarized signature immediately
 3999  following an acknowledgment that any false or perjured statement
 4000  subjects the applicant to criminal liability under the laws of
 4001  this state
 4002         (f) The tax identification number of the private
 4003  investigator’s firm or employer which holds a Class “A” business
 4004  license under chapter 493.
 4005         (2) In order to file claims as a claimant’s representative,
 4006  receive a distribution of fees and costs from the department,
 4007  and obtain unclaimed property dollar amounts and numbers of
 4008  reported shares of stock held by the department, a Florida
 4009  certified public accountant must register with the department on
 4010  such form as the department prescribes by rule and must be
 4011  verified by the applicant. To register with the department, a
 4012  Florida-certified public accountant must provide:
 4013         (a) The applicant’s Florida Board of Accountancy number.
 4014         (b) A legible copy of the applicant’s current driver
 4015  license showing the full name and current address of such
 4016  person. If a current driver license is not available, another
 4017  form of identification showing the full name and current address
 4018  of such person or persons shall be filed with the department.
 4019         (c) The business address and telephone number of the
 4020  applicant’s public accounting firm or employer.
 4021         (d) The names of agents or employees, if any, who are
 4022  designated to act on behalf of the Florida-certified public
 4023  accountant, together with a legible copy of their photo
 4024  identification issued by an agency of the United States, or a
 4025  state, or a political subdivision thereof.
 4026         (e) Sufficient information to enable the department to
 4027  disburse funds by electronic funds transfer.
 4028         (f) The tax identification number of the accountant’s
 4029  public accounting firm employer.
 4030         (3) In order to file claims as a claimant’s representative,
 4031  receive a distribution of fees and costs from the department,
 4032  and obtain unclaimed property dollar amounts and numbers of
 4033  reported shares of stock held by the department, an attorney
 4034  licensed to practice in this state must register with the
 4035  department on such form as the department prescribes by rule and
 4036  must be verified by the applicant. To register with the
 4037  department, such attorney must provide:
 4038         (a) The applicant’s Florida Bar number.
 4039         (b) A legible copy of the applicant’s current driver
 4040  license showing the full name and current address of such
 4041  person. If a current driver license is not available, another
 4042  form of identification showing the full name and current address
 4043  of such person or persons shall be filed with the department.
 4044         (c) The business address and telephone number of the
 4045  applicant’s firm or employer.
 4046         (d) The names of agents or employees, if any, who are
 4047  designated to act on behalf of the attorney, together with a
 4048  legible copy of their photo identification issued by an agency
 4049  of the United States, or a state, or a political subdivision
 4050  thereof.
 4051         (e) Sufficient information to enable the department to
 4052  disburse funds by electronic funds transfer.
 4053         (f) The tax identification number of the attorney’s firm or
 4054  employer.
 4055         (4) Information and documents already on file with the
 4056  department before the effective date of this provision need not
 4057  be resubmitted in order to complete the registration.
 4058         (4)(5) If a material change in the status of a registration
 4059  occurs, the claimant representative a registrant must, within 30
 4060  days, provide the department with the updated documentation and
 4061  information in writing. Material changes include, but are not
 4062  limited to, the following,: a designated agent or employee
 4063  ceasing to act on behalf of the designating person, a surrender,
 4064  suspension, or revocation of a license, or a license renewal.
 4065         (a) If a designated agent or employee ceases to act on
 4066  behalf of the person who has designated the agent or employee to
 4067  act on such person’s behalf, the designating person must, within
 4068  30 days, inform the department the Division of Unclaimed
 4069  Property in writing of the termination of agency or employment.
 4070         (b) If a registrant surrenders the registrant’s license or
 4071  the license is suspended or revoked, the registrant must, within
 4072  30 days, inform the division in writing of the surrender,
 4073  suspension, or revocation.
 4074         (c) If a private investigator’s Class “C” individual
 4075  license under chapter 493 or a private investigator’s employer’s
 4076  Class “A” business license under chapter 493 is renewed, the
 4077  private investigator must provide a copy of the renewed license
 4078  to the department within 30 days after the receipt of the
 4079  renewed license by the private investigator or the private
 4080  investigator’s employer.
 4081         (5)(6)An applicant’s claimant representative’s A
 4082  registrant’s firm or employer may not have a name that might
 4083  lead another person to conclude that the claimant
 4084  representative’s registrant’s firm or employer is affiliated or
 4085  associated with the United States, or an agency thereof, or a
 4086  state or an agency or political subdivision of a state. The
 4087  department shall deny an application for registration or revoke
 4088  a registration if the applicant’s or claimant representative’s
 4089  registrant’s firm or employer has a name that might lead another
 4090  person to conclude that the firm or employer is affiliated or
 4091  associated with the United States, or an agency thereof, or a
 4092  state or an agency or political subdivision of a state. Names
 4093  that might lead another person to conclude that the firm or
 4094  employer is affiliated or associated with the United States, or
 4095  an agency thereof, or a state or an agency or political
 4096  subdivision of a state, include, but are not limited to, the
 4097  words United States, Florida, state, bureau, division,
 4098  department, or government.
 4099         (6)(7) The licensing and other requirements of this section
 4100  must be maintained as a condition of registration with the
 4101  department.
 4102         (7)To maintain active registration under this section, a
 4103  claimant representative must file and obtain payment on at least
 4104  10 claims per calendar year following the date of initial
 4105  registration.
 4106         (a)If a claimant representative fails to meet this
 4107  requirement, the department must notify the claimant
 4108  representative in writing and provide 30 days to demonstrate
 4109  compliance or good cause for noncompliance.
 4110         (b)If the claimant representative does not cure the
 4111  deficiency or demonstrate good cause within the time provided,
 4112  the department must revoke the registration.
 4113         (c)A claimant representative whose registration is revoked
 4114  under this subsection may not reapply for registration under
 4115  this section for a period of 1 year following the effective date
 4116  of the revocation.
 4117         Section 84. Subsection (1) of section 1001.281, Florida
 4118  Statutes, is amended to read:
 4119         1001.281 Operating Trust Fund.—
 4120         (1) The Operating Trust Fund, FLAIR number 48-2-510, is
 4121  created within the Department of Education.
 4122         Section 85. Subsection (1) of section 1001.282, Florida
 4123  Statutes, is amended to read:
 4124         1001.282 Administrative Trust Fund.—
 4125         (1) The Administrative Trust Fund, FLAIR number 48-2-021,
 4126  is created within the Department of Education.
 4127         Section 86. Paragraph (a) of subsection (2) of section
 4128  197.582, Florida Statutes, is amended to read:
 4129         197.582 Disbursement of proceeds of sale.—
 4130         (2)(a) If the property is purchased for an amount in excess
 4131  of the statutory bid of the certificateholder, the surplus must
 4132  be paid over and disbursed by the clerk as set forth in
 4133  subsections (3), (5), and (6). If the opening bid included the
 4134  homestead assessment pursuant to s. 197.502(6)(c), that amount
 4135  must be treated as surplus and distributed in the same manner.
 4136  The clerk shall distribute the surplus to the governmental units
 4137  for the payment of any lien of record held by a governmental
 4138  unit against the property, including any tax certificates not
 4139  incorporated in the tax deed application and omitted taxes, if
 4140  any. If there remains a balance of undistributed funds, the
 4141  balance must be retained by the clerk for the benefit of persons
 4142  described in s. 197.522(1)(a), except those persons described in
 4143  s. 197.502(4)(h), as their interests may appear. The clerk shall
 4144  mail notices to such persons notifying them of the funds held
 4145  for their benefit at the addresses provided in s. 197.502(4).
 4146  Such notice constitutes compliance with the requirements of s.
 4147  717.117 s. 717.117(6). Any service charges and costs of mailing
 4148  notices shall be paid out of the excess balance held by the
 4149  clerk. Notice must be provided in substantially the following
 4150  form:
 4151  
 4152                       NOTICE OF SURPLUS FUNDS                     
 4153                         FROM TAX DEED SALE                        
 4154  
 4155         CLERK OF COURT
 4156         .... COUNTY, FLORIDA
 4157  
 4158         Tax Deed #........
 4159         Certificate #........
 4160         Property Description: ........
 4161         Pursuant to chapter 197, Florida Statutes, the above
 4162  property was sold at public sale on ...(date of sale)..., and a
 4163  surplus of $...(amount)... (subject to change) will be held by
 4164  this office for 120 days beginning on the date of this notice to
 4165  benefit the persons having an interest in this property as
 4166  described in section 197.502(4), Florida Statutes, as their
 4167  interests may appear (except for those persons described in
 4168  section 197.502(4)(h), Florida Statutes).
 4169         To the extent possible, these funds will be used to satisfy
 4170  in full each claimant with a senior mortgage or lien in the
 4171  property before distribution of any funds to any junior mortgage
 4172  or lien claimant or to the former property owner. To be
 4173  considered for funds when they are distributed, you must file a
 4174  notarized statement of claim with this office within 120 days of
 4175  this notice. If you are a lienholder, your claim must include
 4176  the particulars of your lien and the amounts currently due. Any
 4177  lienholder claim that is not filed within the 120-day deadline
 4178  is barred.
 4179         A copy of this notice must be attached to your statement of
 4180  claim. After the office examines the filed claim statements, it
 4181  will notify you if you are entitled to any payment.
 4182         Dated: ........
 4183         Clerk of Court
 4184         Section 87. Paragraph (t) of subsection (1) of section
 4185  626.9541, Florida Statutes, is amended to read:
 4186         626.9541 Unfair methods of competition and unfair or
 4187  deceptive acts or practices defined.—
 4188         (1) UNFAIR METHODS OF COMPETITION AND UNFAIR OR DECEPTIVE
 4189  ACTS.—The following are defined as unfair methods of competition
 4190  and unfair or deceptive acts or practices:
 4191         (t) Certain life insurance relations with funeral directors
 4192  prohibited.—
 4193         1. No life insurer shall permit any funeral director or
 4194  direct disposer to act as its representative, adjuster, claim
 4195  agent, special claim agent, or agent for such insurer in
 4196  soliciting, negotiating, or effecting contracts of life
 4197  insurance on any plan or of any nature issued by such insurer or
 4198  in collecting premiums for holders of any such contracts except
 4199  as prescribed in s. 626.785(2) s. 626.785(3).
 4200         2. No life insurer shall:
 4201         a. Affix, or permit to be affixed, advertising matter of
 4202  any kind or character of any licensed funeral director or direct
 4203  disposer to such policies of insurance.
 4204         b. Circulate, or permit to be circulated, any such
 4205  advertising matter with such insurance policies.
 4206         c. Attempt in any manner or form to influence policyholders
 4207  of the insurer to employ the services of any particular licensed
 4208  funeral director or direct disposer.
 4209         3. No such insurer shall maintain, or permit its agent to
 4210  maintain, an office or place of business in the office,
 4211  establishment, or place of business of any funeral director or
 4212  direct disposer in this state.
 4213         Section 88. For the purpose of incorporating the amendment
 4214  made by this act to section 717.101, Florida Statutes, in a
 4215  reference thereto, paragraph (a) of subsection (6) of section
 4216  772.13, Florida Statutes, is reenacted to read:
 4217         772.13 Civil remedy for terrorism or facilitating or
 4218  furthering terrorism.—
 4219         (6)(a) In any postjudgment execution proceedings to enforce
 4220  a judgment entered against a terrorist party under this section
 4221  or under 18 U.S.C. s. 2333 or a substantially similar law of the
 4222  United States or of any state or territory of the United States,
 4223  including postjudgment execution proceedings against any agency
 4224  or instrumentality of the terrorist party not named in the
 4225  judgment pursuant to s. 201(a) of the Terrorism Risk Insurance
 4226  Act, 28 U.S.C. s. 1610:
 4227         1. There is no right to a jury trial under s. 56.18 or s.
 4228  77.08;
 4229         2. A defendant or a person may not use the resources of the
 4230  courts of this state in furtherance of a defense or an objection
 4231  to postjudgment collection proceedings if the defendant or
 4232  person purposely leaves the jurisdiction of this state or the
 4233  United States, declines to enter or reenter this state or the
 4234  United States to submit to its jurisdiction, or otherwise evades
 4235  the jurisdiction of the court in which a criminal case is
 4236  pending against the defendant or person. This subparagraph
 4237  applies to any entity that is owned or controlled by a person to
 4238  whom this paragraph applies;
 4239         3. Creditor process issued under chapter 56 or chapter 77
 4240  may be served upon any person or entity over whom the court has
 4241  personal jurisdiction. Writs of garnishment issued under s.
 4242  77.01 and proceedings supplementary under s. 56.29 apply to
 4243  intangible assets wherever located, without territorial
 4244  limitation, including bank accounts as defined in s.
 4245  674.104(1)(a), financial assets as defined in s. 678.1021(1), or
 4246  other intangible property as defined in s. 717.101. The situs of
 4247  any intangible assets held or maintained by or in the
 4248  possession, custody, or control of a person or entity so served
 4249  shall be deemed to be in this state for the purposes of a
 4250  proceeding under chapter 56 or chapter 77. Service of a writ or
 4251  notice to appear under this section shall provide the court with
 4252  in rem jurisdiction over any intangible assets regardless of the
 4253  location of the assets;
 4254         4. Notwithstanding s. 678.1121, the interest of a debtor in
 4255  a financial asset or security entitlement may be reached by a
 4256  creditor by legal process upon the securities intermediary with
 4257  whom the debtor’s securities account is maintained, or, if that
 4258  is a foreign entity, legal process under chapter 56 or chapter
 4259  77 may be served upon the United States securities custodian or
 4260  intermediary that has reported holding, maintaining, possessing,
 4261  or controlling the blocked financial assets or security
 4262  entitlements to the Office of Foreign Assets Control of the
 4263  United States Department of the Treasury, and such financial
 4264  assets or security entitlements shall be subject to execution,
 4265  garnishment, and turnover by the United States securities
 4266  custodian or intermediary; and
 4267         5. Notwithstanding s. 670.502(4), when an electronic funds
 4268  transfer is not completed within 5 banking days and is canceled
 4269  pursuant to s. 670.211(4) because a United States intermediary
 4270  financial institution has blocked the transaction in compliance
 4271  with a United States sanctions program, and a terrorist party or
 4272  any agency or instrumentality thereof was either the originator
 4273  or the intended beneficiary, then the blocked funds shall be
 4274  deemed owned by the terrorist party or its agency or
 4275  instrumentality and shall be subject to execution and
 4276  garnishment.
 4277         Section 89. This act shall take effect upon becoming a law.