CS for CS for CS for SB 1452                     First Engrossed
       
       
       
       
       
       
       
       
       20261452e1
       
    1                        A bill to be entitled                      
    2         An act relating to the Department of Financial
    3         Services; amending s. 17.11, F.S.; revising the
    4         subsystem used for a certain report of disbursements
    5         made; amending s. 17.13, F.S.; requiring the
    6         replacement, rather than the duplication, of lost or
    7         destroyed warrants; amending s. 110.113, F.S.;
    8         deleting the Department of Financial Services’
    9         authority to make semimonthly salary payments;
   10         amending s. 112.3135, F.S.; authorizing a public
   11         official to take specified actions regarding the
   12         employment of a relative as a firefighter; amending s.
   13         215.5586, F.S.; defining terms; revising eligibility
   14         requirements for a hurricane mitigation inspection
   15         under the My Safe Florida Home Program; revising the
   16         circumstances under which applicants may submit a
   17         subsequent hurricane mitigation inspection
   18         application; deleting the requirement that licensed
   19         inspectors determine mitigation measures during
   20         initial inspections of eligible homes; deleting
   21         inspectors’ authorization to inspect townhouses;
   22         revising the criteria for eligibility for a hurricane
   23         mitigation grant; deleting an expiration date;
   24         revising the list of improvements for which grants may
   25         be used; requiring that improvements be identified in
   26         the final hurricane mitigation inspection to receive
   27         grant funds; deleting a provision related to grants
   28         for townhouses; authorizing the program to accept a
   29         specified certification directly from applicants;
   30         requiring applicants who receive grants to finalize
   31         construction and request a final inspection within a
   32         specified timeframe; specifying that an application is
   33         deemed abandoned, rather than withdrawn, under certain
   34         circumstances; requiring the department to notify
   35         applicants within a specified timeframe before an
   36         application is deemed abandoned; authorizing
   37         applicants to submit a subsequent application under
   38         certain circumstances; authorizing the department to
   39         determine that an application is not abandoned under
   40         certain circumstances; amending s. 215.55871, F.S.;
   41         defining the term “area median income”; deleting the
   42         definition of the term “service area”; revising
   43         eligibility requirements for the My Safe Florida
   44         Condominium Pilot Program; requiring the department to
   45         adopt rules to verify household income; authorizing
   46         the department to require periodic recertification of
   47         income eligibility for a specified purpose;
   48         authorizing condominiums with mixed-income occupancies
   49         to participate in the pilot program if a certain
   50         condition is met; requiring that an application for a
   51         mitigation grant include documentation to verify
   52         household income; limiting the award of grant funds to
   53         specified mitigation improvements; requiring an
   54         association to complete a certain percentage of
   55         opening protection improvements; providing
   56         applicability; amending s. 215.89, F.S.; deleting
   57         provisions regarding the reporting structure for
   58         charts of accounts relating to the use of public funds
   59         by governmental entities; amending s. 215.93, F.S.;
   60         revising the subsystems of the Florida Financial
   61         Management Information System; amending s. 215.94,
   62         F.S.; providing that the department is the functional
   63         owner of the Financial Management Subsystem rather
   64         than the Florida Accounting Information Resource
   65         Subsystem; revising the functions of such subsystem;
   66         amending s. 215.96, F.S.; revising the composition of
   67         the coordinating council; deleting a requirement for
   68         the design and coordination staff; requiring that
   69         minutes of meetings be available to interested
   70         persons; revising the composition of ex officio
   71         members of the council; revising the duties, powers,
   72         and responsibilities of the council to include
   73         reviewing and coordinating annual workplans for a
   74         specified purpose; amending ss. 215.985, 216.102, and
   75         216.141, F.S.; conforming provisions to changes made
   76         by the act; amending s. 440.13, F.S.; revising the
   77         timeframe in which health care providers must petition
   78         the department to resolve utilization and
   79         reimbursement disputes; revising petition service
   80         requirements; revising the timeframe in which carriers
   81         must submit certain documentation to the department;
   82         revising the timeframe in which the panel determining
   83         the statewide schedule of maximum reimbursement
   84         allowances must submit certain recommendations to the
   85         Legislature; creating s. 497.1411, F.S.; defining the
   86         term “applicant”; specifying that certain applicants
   87         are permanently barred from licensure; specifying that
   88         certain applicants are subject to specified
   89         disqualifying periods; requiring the Board of Funeral,
   90         Cemetery, and Consumer Services to adopt rules;
   91         specifying requirements, authorizations, and
   92         prohibitions for such rules; specifying when a
   93         disqualifying period begins; prohibiting the board
   94         from issuing approval for a license until an applicant
   95         provides proof that certain fines, costs, fees, and
   96         restitution have been paid; specifying that the
   97         applicant has certain burdens to demonstrate that he
   98         or she is qualified for licensure; specifying that
   99         certain applicants who have been granted a pardon or
  100         restoration of civil rights are not barred or
  101         disqualified from licensure; specifying that such
  102         pardon or restoration does not require the board to
  103         award a license; authorizing the board to grant an
  104         exemption from disqualification under certain
  105         circumstances; specifying requirements for the
  106         applicant in order for the board to grant an
  107         exemption; specifying that the board has discretion to
  108         grant or deny an exemption; specifying that certain
  109         decisions are subject to ch. 120, F.S.; providing
  110         applicability and construction; amending s. 497.142,
  111         F.S.; prohibiting an application from being deemed
  112         complete under certain circumstances; revising the
  113         list of crimes to be disclosed on a license
  114         application; amending s. 553.80, F.S.; specifying that
  115         certain dwellings do not have a change of occupancy
  116         under certain circumstances; amending s. 560.309,
  117         F.S.; revising the provisions that a licensee must
  118         comply with in seeking collection of worthless payment
  119         instruments; amending s. 560.405, F.S.; providing that
  120         redemption in cash or through a debit card transaction
  121         shall be treated the same; prohibiting payment through
  122         a credit card transaction; amending s. 560.406, F.S.;
  123         requiring deferred presentment providers to comply
  124         with the Fair Debt Collections Practices Act only if
  125         such deferred presentment providers meet certain
  126         criteria; amending s. 626.0428, F.S.; conforming a
  127         provision to changes made by the act; amending s.
  128         626.171, F.S.; deleting reinsurance intermediaries
  129         from certain application requirements; revising the
  130         list of persons from whom the department is required
  131         to accept uniform applications; making clarifying
  132         changes regarding the voluntary submission of cellular
  133         telephone numbers; revising the exemption from the
  134         application filing fee for members of the United
  135         States Armed Forces; amending s. 626.292, F.S.;
  136         revising applicant requirements for a license
  137         transfer; amending s. 626.611, F.S.; requiring the
  138         department to require license reexamination of certain
  139         persons and to suspend or revoke the eligibility of
  140         such persons to hold a license or appointment under
  141         certain circumstances; amending the grounds for
  142         suspension or revocation; amending s. 626.621, F.S.;
  143         authorizing the department to require a license
  144         reexamination for certain persons; amending s.
  145         626.731, F.S.; revising the qualifications for a
  146         general lines agent’s license; amending s. 626.785,
  147         F.S.; revising the qualifications for a life agent’s
  148         license; amending s. 626.831, F.S.; revising the
  149         qualifications for a health agent’s license; amending
  150         s. 626.8417, F.S.; revising the list of persons who
  151         are exempt from certain provisions relating to title
  152         insurance licensing and appointment requirements;
  153         amending s. 626.854, F.S.; requiring a public
  154         adjuster, public adjuster apprentice, or public
  155         adjusting firm to respond to certain claims status
  156         requests with specific information within a specified
  157         timeframe and document in the file the response or
  158         information provided; repealing s. 627.797, F.S.,
  159         relating to agents exempt from title insurance
  160         licensing; amending s. 633.208, F.S.; prohibiting
  161         certain dwellings from being reclassified for certain
  162         purposes; amending s. 648.34, F.S.; revising
  163         requirements for bail bond agent applicants; amending
  164         s. 648.382, F.S.; requiring officers or officials of
  165         the appointing insurer to obtain, rather than submit,
  166         certain information; amending s. 717.001, F.S.;
  167         revising a short title; amending s. 717.101, F.S.;
  168         revising definitions and defining terms; amending s.
  169         717.102, F.S.; providing that certain intangible
  170         property is presumed abandoned; deleting a provision
  171         relating to the presumption that certain intangible
  172         property is presumed unclaimed; specifying the
  173         dormancy period for property presumed abandoned;
  174         requiring that property be considered payable or
  175         distributable under certain circumstances; deleting a
  176         provision relating to when property is payable or
  177         distributable; revising a presumption; requiring that
  178         property be presumed abandoned under certain
  179         circumstances; providing an exception; amending s.
  180         717.103, F.S.; requiring that intangible property be
  181         subject to the custody of the department under certain
  182         circumstances; revising criteria for when intangible
  183         property is subject to the custody of the department;
  184         repealing s. 717.1035, F.S., relating to property
  185         originated or issued by this state, any political
  186         subdivision of this state, or any entity incorporated,
  187         organized, created, or otherwise located in the state;
  188         amending ss. 717.104, 717.1045, 717.105, and 717.106,
  189         F.S.; conforming provisions to changes made by the
  190         act; amending s. 717.1065, F.S.; revising the
  191         timeframe for communication with certain entities by
  192         the owner of virtual currency so that the virtual
  193         currency is not presumed unclaimed; amending ss.
  194         717.107, 717.1071, 717.108, and 717.109, F.S.;
  195         conforming provisions to changes made by the act;
  196         amending s. 717.1101, F.S.; revising the timelines and
  197         conditions under which stock, other equity interests,
  198         or debt of a business association is considered
  199         abandoned; requiring the holder to attempt to confirm
  200         the apparent owner’s interest in the equity interest
  201         by sending an e-mail communication within a specified
  202         timeframe under certain circumstances; requiring the
  203         holder to attempt to contact the apparent owner by
  204         first-class United States mail under certain
  205         circumstances; specifying that equity interest is
  206         presumed abandoned under certain circumstances;
  207         revising the timeframe in which unmatured, unredeemed,
  208         matured, or redeemed debt is presumed abandoned;
  209         specifying that the applicable dormancy period ceases
  210         under certain circumstances; revising the timeframe in
  211         which a sum held for or owing by a business
  212         association is presumed abandoned; specifying that
  213         certain equity interests are not presumed abandoned
  214         under certain circumstances; requiring a holder to
  215         perform annual data matching of certain records for a
  216         specified purpose; specifying that the holder is
  217         deemed to know the location of the apparent owner
  218         under certain circumstances; prohibiting certain
  219         transactions from constituting indication of apparent
  220         owner interest; specifying that certain accounts may
  221         be presumed abandoned under certain circumstances;
  222         providing applicability; amending ss. 717.111,
  223         717.112, 717.1125, 717.113, 717.115, and 717.116,
  224         F.S.; conforming provisions to changes made by the
  225         act; amending s. 717.117, F.S.; specifying that
  226         property is presumed abandoned upon the expiration of
  227         the applicable dormancy period; specifying that
  228         property is not deemed abandoned for certain purposes
  229         until the holder meets certain requirements; requiring
  230         holders of property presumed abandoned which has a
  231         specified value to use due diligence to locate and
  232         notify the apparent owner; requiring, before a
  233         specified timeframe, a holder in possession of
  234         presumed abandoned property to send a specified
  235         written notice to the apparent owner; specifying the
  236         method of delivery of such notice; requiring, before a
  237         specified timeframe, the holder to send a second
  238         written notice under certain circumstances;
  239         authorizing that the reasonable costs for the notice
  240         be deducted from the property; specifying that a
  241         signed return receipt constitutes an affirmative
  242         demonstration of continued interest; specifying
  243         requirements of the written notice; requiring holders
  244         of abandoned property to submit a specified report to
  245         the department; prohibiting certain balances,
  246         overpayments, deposits, and refunds from being
  247         reported as abandoned property; prohibiting certain
  248         securities from being included in the report;
  249         requiring the holder to report and deliver such
  250         securities under certain circumstances; requiring that
  251         the report be signed and verified and contain a
  252         specified statement; deleting certain provisions
  253         relating to the due diligence and notices to apparent
  254         owners; amending s. 717.118, F.S.; revising the
  255         state’s obligation to notify apparent owners that
  256         their abandoned property has been reported and
  257         remitted to the department; requiring the department
  258         to use a cost-effective means to make an attempt to
  259         notify certain apparent owners; specifying
  260         requirements for the notice; requiring the department
  261         to maintain a specified website; revising
  262         applicability; amending s. 717.119, F.S.; conforming
  263         provisions to changes made by the act; revising
  264         requirements for firearms or ammunition found in an
  265         abandoned safe-deposit box or safekeeping repository;
  266         revising required actions the department must take if
  267         a will or trust instrument is included among the
  268         contents of an abandoned safe-deposit box or
  269         safekeeping repository; amending ss. 717.1201,
  270         717.122, 717.123, and 717.1235, F.S.; conforming
  271         provisions to changes made by the act; amending s.
  272         717.124, F.S.; conforming provisions to changes made
  273         by the act; deleting provisions related to
  274         requirements of claimants’ representatives; specifying
  275         that a claim is withdrawn under certain circumstances;
  276         specifying that the department is authorized to make a
  277         distribution of property or money in accordance with a
  278         specified agreement under certain circumstances;
  279         requiring that shares of securities be delivered
  280         directly to the claimant under certain circumstances;
  281         revising a provision authorizing the department to
  282         develop a process by which a claimant representative
  283         may electronically submit certain images and
  284         documents; deleting provisions relating to a buyer of
  285         unclaimed property’s filing of a claim; amending s.
  286         717.12403, F.S.; conforming provisions to changes made
  287         by the act; amending s. 717.12404, F.S.; requiring
  288         that claims on behalf of an active corporation include
  289         a specified driver license; conforming provisions to
  290         changes made by the act; amending ss. 717.12405 and
  291         717.12406, F.S.; conforming provisions to changes made
  292         by the act; amending s. 717.1241, F.S.; defining the
  293         term “conflicting claim”; conforming provisions to
  294         changes made by the act; revising requirements for
  295         remitting property when conflicting claims have been
  296         received by the department; amending ss. 717.1242,
  297         717.1243, 717.1244, 717.1245, 717.125, 717.126,
  298         717.1261, 717.1262, 717.129, 717.1301, 717.1315, and
  299         717.132, F.S.; conforming provisions to changes made
  300         by the act; amending s. 717.1322, F.S.; revising the
  301         list of acts that constitute grounds for
  302         administrative enforcement action by the department;
  303         conforming provisions to changes made by the act;
  304         amending ss. 717.133, 717.1333, and 717.1341, F.S.;
  305         conforming provisions to changes made by the act;
  306         amending s. 717.135, F.S.; conforming provisions to
  307         changes made by the act; deleting applicability;
  308         creating s. 717.1356, F.S.; specifying that agreements
  309         for the purchase of abandoned property reported to the
  310         department are valid only under certain circumstances;
  311         authorizing the seller to cancel a purchase agreement
  312         without penalty or obligation within a specified
  313         timeframe; requiring that such agreement contain
  314         certain language; requiring that a copy of an executed
  315         Florida Abandoned Property Purchase Agreement be filed
  316         with the purchaser’s claim; prohibiting the department
  317         from approving the claim under certain circumstances;
  318         specifying that certain purchase agreements are
  319         enforceable only by the seller; defining the terms
  320         “asset purchaser” and “large business association”;
  321         requiring that claims filed by asset purchasers
  322         include certain information; authorizing the asset
  323         purchaser to provide a copy of a specified form in
  324         lieu of certain requirements if the seller is a
  325         publicly traded entity; providing applicability and
  326         construction; authorizing the department to adopt
  327         rules; amending s. 717.138, F.S.; conforming
  328         provisions to changes made by the act; amending s.
  329         717.1382, F.S.; conforming provisions to changes made
  330         by the act; conforming a cross-reference; amending s.
  331         717.139, F.S.; providing legislative findings;
  332         revising a statement of public policy; deleting a
  333         legislative declaration; providing legislative intent;
  334         prohibiting title to abandoned property from
  335         transferring to the state except under certain
  336         circumstances; amending s. 717.1400, F.S.; requiring
  337         an individual to meet certain requirements in order to
  338         file claims as a claimant representative; revising
  339         application requirements for registering as a claimant
  340         representative; requiring claimant representatives to
  341         file and obtain payment on a specified number of
  342         claims within a specified timeframe to maintain active
  343         registration; requiring the department to notify the
  344         claimant representative in writing and provide a
  345         certain timeframe to demonstrate compliance or good
  346         cause for noncompliance under certain circumstances;
  347         requiring the department to revoke a registration
  348         under certain circumstances; prohibiting a claimant
  349         representative from reapplying under certain
  350         circumstances; amending ss. 1001.281 and 1001.282,
  351         F.S.; conforming provisions to changes made by the
  352         act; amending ss. 197.582 and 626.9541, F.S.;
  353         conforming cross-references; reenacting s.
  354         772.13(6)(a), F.S., relating to postjudgment execution
  355         proceedings to enforce a judgment entered against a
  356         terrorist party, to incorporate the amendment made to
  357         s. 717.101, F.S., in a reference thereto; ratifying
  358         specified rules relating to legal tender for the sole
  359         and exclusive purpose of satisfying conditions on
  360         effectiveness pursuant to chapter 2025-100, Laws of
  361         Florida; repealing s. 18 of chapter 2025-100, Laws of
  362         Florida, which repeals specified provisions relating
  363         to legal tender; providing a directive to the Division
  364         of Law Revision; providing an effective date.
  365          
  366  Be It Enacted by the Legislature of the State of Florida:
  367  
  368         Section 1. Subsection (2) of section 17.11, Florida
  369  Statutes, is amended to read:
  370         17.11 To report disbursements made.—
  371         (2) The Chief Financial Officer shall also cause to have
  372  reported from the Financial Management Florida Accounting
  373  Information Resource Subsystem no less than quarterly the
  374  disbursements which agencies made to small businesses, as
  375  defined in the Florida Small and Minority Business Assistance
  376  Act; to certified minority business enterprises in the
  377  aggregate; and to certified minority business enterprises broken
  378  down into categories of minority persons, as well as gender and
  379  nationality subgroups. This information shall be made available
  380  to the agencies, the Office of Supplier Diversity, the Governor,
  381  the President of the Senate, and the Speaker of the House of
  382  Representatives. Each agency shall be responsible for the
  383  accuracy of information entered into the Financial Management
  384  Florida Accounting Information Resource Subsystem for use in
  385  this reporting.
  386         Section 2. Section 17.13, Florida Statutes, is amended to
  387  read:
  388         17.13 To replace duplicate warrants lost or destroyed.—
  389         (1) The Chief Financial Officer is required to replace
  390  duplicate any Chief Financial Officer’s warrants that may have
  391  been lost or destroyed, or may hereafter be lost or destroyed,
  392  upon the owner thereof or the owner’s agent or attorney
  393  presenting the Chief Financial Officer the statement, under
  394  oath, reciting the number, date, and amount of any warrant or
  395  the best and most definite description in his or her knowledge
  396  and the circumstances of its loss; if the Chief Financial
  397  Officer deems it necessary, the owner or the owner’s agent or
  398  attorney shall file in the office of the Chief Financial Officer
  399  a surety bond, or a bond with securities, to be approved by one
  400  of the judges of the circuit court or one of the justices of the
  401  Supreme Court, in a penalty of not less than twice the amount of
  402  any warrants so replaced duplicated, conditioned to indemnify
  403  the state and any innocent holders thereof from any damages that
  404  may accrue from such replacement duplication.
  405         (2) The Chief Financial Officer is required to replace
  406  duplicate any Chief Financial Officer’s warrant that may have
  407  been lost or destroyed, or may hereafter be lost or destroyed,
  408  when sent to any payee via any state agency when such warrant is
  409  lost or destroyed prior to being received by the payee and
  410  provided the director of the state agency to whom the warrant
  411  was sent presents to the Chief Financial Officer a statement,
  412  under oath, reciting the number, date, and amount of the warrant
  413  lost or destroyed, the circumstances surrounding the loss or
  414  destruction of such warrant, and any additional information that
  415  the Chief Financial Officer shall request in regard to such
  416  warrant.
  417         (3) Any replacement duplicate Chief Financial Officer’s
  418  warrant issued in pursuance of the above provisions shall be of
  419  the same validity as the original was before its loss.
  420         Section 3. Subsection (1) of section 110.113, Florida
  421  Statutes, is amended to read:
  422         110.113 Pay periods for state officers and employees;
  423  salary payments by direct deposit.—
  424         (1) The normal pay period for salaries of state officers
  425  and employees shall be 1 month. The Department of Financial
  426  Services shall issue either monthly or biweekly salary payments
  427  by state warrants or by direct deposit pursuant to s. 17.076 or
  428  make semimonthly salary payments by direct deposit pursuant to
  429  s. 17.076, as requested by the head of each state agency and
  430  approved by the Executive Office of the Governor and the
  431  Department of Financial Services.
  432         Section 4. Paragraph (c) is added to subsection (2) of
  433  section 112.3135, Florida Statutes, to read:
  434         112.3135 Restriction on employment of relatives.—
  435         (2)
  436         (c) To aid the recruitment of firefighters within this
  437  state, notwithstanding paragraph (a), a public official may
  438  appoint, employ, promote, or advance, or advocate for the
  439  appointment, employment, promotion, or advancement of, a
  440  relative as a firefighter as defined in s. 633.102 if such
  441  appointment, employment, promotion, or advancement is part of a
  442  competitive process provided for in a collective bargaining
  443  agreement.
  444         Section 5. Present subsections (4) through (10) of section
  445  215.5586, Florida Statutes, are redesignated as subsections (5)
  446  through (11), respectively, a new subsection (4) is added to
  447  that section, and paragraphs (a) through (e) of subsection (1),
  448  subsections (2) and (3), paragraph (a) of present subsection
  449  (8), and present subsection (10) of that section are amended, to
  450  read:
  451         215.5586 My Safe Florida Home Program.—There is established
  452  within the Department of Financial Services the My Safe Florida
  453  Home Program. The department shall provide fiscal
  454  accountability, contract management, and strategic leadership
  455  for the program, consistent with this section. This section does
  456  not create an entitlement for property owners or obligate the
  457  state in any way to fund the inspection or retrofitting of
  458  residential property in this state. Implementation of this
  459  program is subject to annual legislative appropriations. It is
  460  the intent of the Legislature that, subject to the availability
  461  of funds, the My Safe Florida Home Program provide licensed
  462  inspectors to perform hurricane mitigation inspections of
  463  eligible homes and grants to fund hurricane mitigation projects
  464  on those homes. The department shall implement the program in
  465  such a manner that the total amount of funding requested by
  466  accepted applications, whether for inspections, grants, or other
  467  services or assistance, does not exceed the total amount of
  468  available funds. If, after applications are processed and
  469  approved, funds remain available, the department may accept
  470  applications up to the available amount. The program shall
  471  develop and implement a comprehensive and coordinated approach
  472  for hurricane damage mitigation pursuant to the requirements
  473  provided in this section.
  474         (1) HURRICANE MITIGATION INSPECTIONS.—
  475         (a)1.For the purposes of this paragraph, the term:
  476         a.“Attached” means a dwelling unit that shares a wall with
  477  another dwelling unit.
  478         b.“Detached” means a dwelling that does not share a wall
  479  with another dwelling unit or building and has greater than zero
  480  clearance between it and any other building. This term includes
  481  a garage located under a contiguous roof with a residence.
  482         c.“Single-family” means a residence designed for and
  483  containing only one dwelling unit.
  484         2.An applicant is To be eligible for a hurricane
  485  mitigation inspection under the program if all of the following
  486  conditions are met:
  487         a.1.The A home for which the inspection is sought is must
  488  be a single-family, unit on an individual parcel of land which
  489  is:
  490         (I)A detached residential property; or
  491         (II)An attached residential property not exceeding three
  492  stories. A townhouse as defined in s. 481.203;
  493         b.2.The A home for which the inspection is sought is must
  494  be site-built and owner-occupied.; and
  495         c.3. The applicant is homeowner must have been granted a
  496  homestead exemption on the home under chapter 196.
  497         (b)1. An application for a hurricane mitigation inspection
  498  must contain a signed or electronically verified statement made
  499  under penalty of perjury that the applicant has submitted only
  500  one inspection application on the home or that the application
  501  is allowed under subparagraph 2., and the application must have
  502  documents attached which demonstrate that the applicant meets
  503  the requirements of paragraph (a).
  504         2. An applicant may submit a subsequent hurricane
  505  mitigation inspection application for the same home only if:
  506         a. The original hurricane mitigation inspection application
  507  has been denied or withdrawn because of material errors or
  508  omissions in the application;
  509         b. The original hurricane mitigation inspection application
  510  was denied or withdrawn because the applicant home did not meet
  511  the eligibility criteria for an inspection at the time of the
  512  previous application, and the applicant homeowner reasonably
  513  believes that he or she is the home now is eligible for an
  514  inspection; or
  515         c. The program’s eligibility requirements for an inspection
  516  have changed since the original application date, and the
  517  applicant reasonably believes that he or she the home is
  518  eligible under the new requirements; or
  519         d.More than 24 months have passed since the applicant
  520  received a hurricane mitigation inspection under this section,
  521  and the applicant has not received a grant payment through the
  522  program for that inspection.
  523         (c) An applicant meeting the requirements of paragraph (a)
  524  may receive an inspection of the a home through under the
  525  program without being eligible for a grant under subsection (2)
  526  or applying for such grant.
  527         (d) Licensed inspectors are to provide initial home
  528  inspections of eligible homes to determine what mitigation
  529  measures are needed, what insurance premium discounts may be
  530  available, and what improvements to existing residential
  531  properties are needed to reduce the properties’ property’s
  532  vulnerability to hurricane damage. An inspector may inspect a
  533  townhouse as defined in s. 481.203 to determine if opening
  534  protection mitigation as listed in subparagraph (2)(e)1. would
  535  provide improvements to mitigate hurricane damage.
  536         (e) The department shall contract with wind certification
  537  entities to provide hurricane mitigation inspections. The
  538  initial inspections provided to applicants homeowners, at a
  539  minimum, must include:
  540         1. A home inspection and report that summarizes the
  541  inspection results and identifies recommended improvements an
  542  applicant a homeowner may make take to mitigate hurricane
  543  damage.
  544         2. A range of cost estimates regarding the recommended
  545  mitigation improvements.
  546         3. Information regarding estimated premium discounts,
  547  correlated to the current mitigation features and the
  548  recommended mitigation improvements identified by the
  549  inspection.
  550         (2) HURRICANE MITIGATION GRANTS.—Financial grants shall be
  551  used by applicants homeowners to make improvements recommended
  552  by an initial inspection which increase a home’s resistance to
  553  hurricane damage.
  554         (a) An applicant A homeowner is eligible for a hurricane
  555  mitigation grant if all of the following criteria are met:
  556         1. The applicant home must be eligible for an inspection
  557  under subsection (1).
  558         2. The home must be a dwelling with an insured value of
  559  $700,000 or less. Homeowners who are low-income persons, as
  560  defined in s. 420.0004(11), are exempt from this requirement.
  561         3. The home must undergo an initial acceptable hurricane
  562  mitigation inspection through the program as provided in
  563  subsection (1) within the 24 months immediately preceding the
  564  date of application.
  565         4. The building permit application for initial construction
  566  of the home must have been built made before January 1, 2008, as
  567  reflected on the county property appraiser’s website.
  568         5. The applicant homeowner must agree to make his or her
  569  home available for a final inspection once a mitigation project
  570  is completed.
  571         6. The applicant homeowner must agree to provide to the
  572  department information received from the applicant’s homeowner’s
  573  insurer identifying the discounts realized by the applicant
  574  homeowner because of the mitigation improvements funded through
  575  the program.
  576         7.a. The applicant homeowner must be a low-income person or
  577  moderate-income person as defined in s. 420.0004.
  578         b. The hurricane mitigation inspection must have occurred
  579  within the previous 24 months from the date of application.
  580         c. Notwithstanding subparagraph 2., homeowners who are low
  581  income persons, as defined in s. 420.0004(11), are not exempt
  582  from the requirement that the home must be a dwelling with an
  583  insured value of $700,000 or less.
  584         d. This subparagraph expires July 1, 2026.
  585         (b)1. An application for a grant must contain a signed or
  586  electronically verified statement made under penalty of perjury
  587  that the applicant has submitted only one grant application or
  588  that the application is allowed under subparagraph 2., and the
  589  application must have documents attached demonstrating that the
  590  applicant meets the requirements of paragraph (a).
  591         2. An applicant may submit a subsequent grant application
  592  if:
  593         a. The original grant application was denied or withdrawn
  594  because the application contained errors or omissions;
  595         b. The original grant application was denied or withdrawn
  596  because the applicant home did not meet the eligibility criteria
  597  for a grant at the time of the previous application, and the
  598  applicant homeowner reasonably believes that he or she is the
  599  home now is eligible for a grant; or
  600         c. The program’s eligibility requirements for a grant have
  601  changed since the original application date, and the applicant
  602  reasonably believes that he or she is an eligible homeowner
  603  under the new requirements.
  604         3. A grant application must include a statement from the
  605  applicant homeowner which contains the name and state license
  606  number of the contractor that the applicant homeowner
  607  acknowledges as the intended contractor for the mitigation work.
  608  The program must electronically verify that the contractor’s
  609  state license number is valid accurate and up to date before
  610  grant approval.
  611         (c) All grants must be matched on the basis of $1 provided
  612  by the applicant for $2 provided by the state up to a maximum
  613  state contribution of $10,000 toward the actual cost of the
  614  mitigation project, except as provided in paragraph (h).
  615         (d) All hurricane mitigation performed under the program
  616  must be based upon the securing of all required local permits
  617  and inspections and must be performed by properly licensed
  618  contractors.
  619         (e) When recommended by an initial a hurricane mitigation
  620  inspection, grants for eligible applicants homes may be used for
  621  all of the following improvements:
  622         1. Opening protection improvements, including:
  623         a. Exterior doors.,
  624         b. Garage doors.,
  625         c. Windows., and
  626         d. Skylights.
  627         2. Roof improvements, including:
  628         a. Reinforcing roof-to-wall connections.
  629         b.3. Improving the strength of roof-deck attachments.
  630         c.4.Installing secondary water resistance for roof and
  631  replacing the roof covering.
  632         (f) Improvements must be identified by the final hurricane
  633  mitigation inspection to receive grant funds When recommended by
  634  a hurricane mitigation inspection, grants for townhouses, as
  635  defined in s. 481.203, may only be used for opening protection.
  636         (g) The department may require that improvements be made to
  637  all openings, including exterior doors, garage doors, windows,
  638  and skylights, as a condition of reimbursing an applicant a
  639  homeowner approved for a grant. The department may adopt, by
  640  rule, the maximum grant allowances for any improvement allowable
  641  under paragraph (e) or paragraph (f).
  642         (h) Low-income applicants homeowners, as defined in s.
  643  420.0004(11), who otherwise meet the applicable requirements of
  644  this subsection are eligible for a grant of up to $10,000 and
  645  are not required to provide a matching amount to receive the
  646  grant.
  647         (i)1. The department shall develop a process that ensures
  648  the most efficient means to collect and verify inspection
  649  applications and grant applications to determine eligibility.
  650  The department may direct hurricane mitigation inspectors to
  651  collect and verify grant application information or use the
  652  Internet or other electronic means to collect information and
  653  determine eligibility.
  654         2. The department shall prioritize the review and approval
  655  of such inspection applications and grant applications in the
  656  following order:
  657         a. First, applications from low-income persons, as defined
  658  in s. 420.0004, who are at least 60 years old;
  659         b. Second, applications from all other low-income persons,
  660  as defined in s. 420.0004;
  661         c. Third, applications from moderate-income persons, as
  662  defined in s. 420.0004, who are at least 60 years old; and
  663         d. Fourth, applications from all other moderate-income
  664  persons, as defined in s. 420.0004; and
  665         e. Last, all other applications for an inspection.
  666         3. The department shall start accepting inspection
  667  applications and grant applications no earlier than the
  668  effective date of a legislative appropriation funding
  669  inspections and grants, as follows:
  670         a. Initially, from applicants prioritized under sub
  671  subparagraph 2.a.;
  672         b. From applicants prioritized under sub-subparagraph 2.b.,
  673  beginning 15 days after the program initially starts accepting
  674  applications;
  675         c. From applicants prioritized under sub-subparagraph 2.c.,
  676  beginning 30 days after the program initially starts accepting
  677  applications;
  678         d. From applicants described in sub-subparagraph 2.d.,
  679  beginning 45 days after the program initially starts accepting
  680  applications; and
  681         e. From all other applicants for an inspection, beginning
  682  60 days after the program initially starts accepting
  683  applications.
  684         4. The program may accept a certification directly from a
  685  low-income applicant homeowner or moderate-income applicant
  686  homeowner who meets the requirements of s. 420.0004(11) or (12),
  687  respectively, if the applicant homeowner provides such
  688  certification in a signed or electronically verified statement
  689  made under penalty of perjury.
  690         5.The program may accept a certification directly from an
  691  applicant attesting to his or her age if the applicant provides
  692  such certification in a signed or electronically verified
  693  statement made under penalty of perjury.
  694         (j) An applicant A homeowner who receives a grant shall
  695  finalize construction and request a final inspection, or request
  696  an extension for an additional 6 months, within 18 months 1 year
  697  after grant application approval. If an applicant a homeowner
  698  fails to comply with this paragraph, his or her application is
  699  deemed abandoned and the grant money reverts to the department.
  700         (3) REQUESTS FOR INFORMATION.—The department may request
  701  that an applicant provide additional information. An application
  702  is deemed abandoned withdrawn by the applicant if the department
  703  does not receive a response to its request for additional
  704  information within 60 days after the notification of any
  705  apparent error or omission.
  706         (4) ABANDONED APPLICATIONS.—The department shall notify an
  707  applicant at least 5 business days before an application is
  708  deemed abandoned. If the applicant responds to such notification
  709  within 5 business days after receiving the notice and
  710  demonstrates good cause for why the application should not be
  711  deemed abandoned, the applicant may submit a subsequent grant
  712  application or the department may determine the application is
  713  not abandoned.
  714         (9)(8) CONTRACT MANAGEMENT.—
  715         (a) The department may contract with third parties for
  716  grants management, inspection services, contractor services for
  717  low-income applicants homeowners, information technology,
  718  educational outreach, and auditing services. Such contracts are
  719  considered direct costs of the program and are not subject to
  720  administrative cost limits. The department shall contract with
  721  providers that have a demonstrated record of successful business
  722  operations in areas directly related to the services to be
  723  provided and shall ensure the highest accountability for use of
  724  state funds, consistent with this section.
  725         (11)(10) REPORTS.—The department shall make an annual
  726  report on the activities of the program that shall account for
  727  the use of state funds and indicate the number of inspections
  728  requested, the number of inspections performed, the number of
  729  grant applications received, the number and value of grants
  730  approved, and the estimated average annual amount of insurance
  731  premium discounts and total estimated annual amount of insurance
  732  premium discounts applicants homeowners received from insurers
  733  as a result of mitigation funded through the program. The report
  734  must be delivered to the President of the Senate and the Speaker
  735  of the House of Representatives by February 1 of each year.
  736         Section 6. Subsections (1) and (2) and paragraphs (a) and
  737  (j) of subsection (5) of section 215.55871, Florida Statutes,
  738  are amended to read:
  739         215.55871 My Safe Florida Condominium Pilot Program.—There
  740  is established within the Department of Financial Services the
  741  My Safe Florida Condominium Pilot Program to be implemented
  742  pursuant to appropriations. The department shall provide fiscal
  743  accountability, contract management, and strategic leadership
  744  for the pilot program, consistent with this section. This
  745  section does not create an entitlement for associations or unit
  746  owners or obligate the state in any way to fund the inspection
  747  or retrofitting of condominiums in the state. Implementation of
  748  this pilot program is subject to annual legislative
  749  appropriations. It is the intent of the Legislature that the My
  750  Safe Florida Condominium Pilot Program provide licensed
  751  inspectors to perform inspections for and grants to eligible
  752  associations as funding allows.
  753         (1) DEFINITIONS.—As used in this section, the term:
  754         (a) “Area median income” means the median household income,
  755  as published annually by the United States Department of Housing
  756  and Urban Development, for the county in which the condominium
  757  property is located.
  758         (b)(a) “Association” has the same meaning as in s. 718.103.
  759         (c)(b) “Association property” means property, real and
  760  personal, which is owned or leased by, or is dedicated by a
  761  recorded plat to, an association for the use and benefit of its
  762  members and is located in the service area.
  763         (d)(c) “Board of administration” has the same meaning as in
  764  s. 718.103.
  765         (e)(d) “Condominium” has the same meaning as in s. 718.103.
  766  For purposes of this section, the term does not include detached
  767  units on individual parcels of land.
  768         (f)(e) “Condominium property” means the lands, leaseholds,
  769  and personal property that are subjected to condominium
  770  ownership, whether or not contiguous, and all improvements
  771  thereon and all easements and rights appurtenant thereto
  772  intended for use in connection with the condominium and are
  773  located in the service area.
  774         (g)(f) “Department” means the Department of Financial
  775  Services.
  776         (h)(g) “Property” means association property and
  777  condominium property, as applicable, located in the service
  778  area.
  779         (h) “Service area” means the area of the state which is 15
  780  miles inward of a coastline, as that term is defined in s.
  781  376.031.
  782         (i) “Unit” has the same meaning as in s. 718.103.
  783         (j) “Unit owner” has the same meaning as in s. 718.103.
  784         (2) PARTICIPATION.—
  785         (a) Participation in the pilot program is limited to:
  786         1. Condominium associations in which at least 80 percent of
  787  the occupied units within the condominium are owned or occupied
  788  by a person or family whose annual income is at or below 80
  789  percent of the area median income, adjusted for household size,
  790  applicable to the county in which the condominium is located.
  791  Eligibility must be determined using the area median income
  792  published at the time an application is submitted. For purposes
  793  of determining whether a condominium association meets the 80
  794  percent unit-occupied threshold:
  795         a. Only occupied residential units may be counted.
  796         b. Both owner-occupied and tenant-occupied residential
  797  units may be counted as long as the persons or families living
  798  in such residential units provide income documentation to the
  799  department and the department has verified that such persons or
  800  families meet the income requirements of this subparagraph.
  801         2. Structures or buildings on the condominium property
  802  which are three or more stories in height, provided that each
  803  structure or building that is the subject of a mitigation grant
  804  contains at least two single-family dwellings.
  805         (b) The department shall adopt rules establishing
  806  acceptable methods for verifying household income, including,
  807  but not limited to, owner self-certification, tax returns,
  808  income statements, or other documentation deemed sufficient by
  809  the department. The department may require periodic
  810  recertification of income eligibility to ensure compliance with
  811  this section.
  812         (c) A condominium with mixed-income occupancies is eligible
  813  to participate in the pilot program under this section if the
  814  income threshold in subparagraph (a)1. is met.
  815         (d)(b) In order to apply for an inspection under subsection
  816  (4) or a grant under subsection (5) for association property or
  817  condominium property, an association must receive approval by a
  818  majority vote of the board of administration or a majority vote
  819  of the total voting interests of the association to participate
  820  in the pilot program. An association may not apply for an
  821  inspection under subsection (4) or a grant under subsection (5)
  822  for association property or condominium property unless the
  823  association has complied with the inspection requirements in ss.
  824  553.899 and 718.112(2)(g) and (h). An association may not apply
  825  for a grant under subparagraph (5)(e)1. for association property
  826  or condominium property unless the windows of the association
  827  property or condominium property are established as common
  828  elements in the declaration.
  829         (e)(c) In order to apply for a grant under subsection (5)
  830  which improves one or more units within a condominium, an
  831  association must receive both of the following:
  832         1. Approval by a majority vote of the board of
  833  administration or a majority vote of the total voting interests
  834  of the association to participate in a mitigation inspection.
  835         2. Approval by at least 75 percent of all unit owners who
  836  reside within the structure or building that is the subject of
  837  the mitigation grant.
  838         (f)(d) A unit owner may participate in the pilot program
  839  through a mitigation grant awarded to the association but may
  840  not participate individually in the pilot program.
  841         (g)(e) The votes required under this subsection may take
  842  place at the annual budget meeting of the association or at a
  843  unit owner meeting called for the purpose of taking such vote.
  844  Before a vote of the unit owners may be taken, the association
  845  must provide to the unit owners a clear disclosure of the pilot
  846  program on a form created by the department. The president and
  847  the treasurer of the board of administration must sign the
  848  disclosure form indicating that a copy of the form was provided
  849  to each unit owner of the association. The signed disclosure
  850  form and the minutes from the meeting at which the unit owners
  851  voted to participate in the pilot program must be maintained as
  852  part of the official records of the association. Within 14 days
  853  after an affirmative vote to participate in the pilot program,
  854  the association must provide written notice in the same manner
  855  as required under s. 718.112(2)(d) to all unit owners of the
  856  decision to participate in the pilot program.
  857         (5) MITIGATION GRANTS.—Financial grants may be used by
  858  associations to make improvements recommended in a hurricane
  859  mitigation inspection report which increase the condominium’s
  860  resistance to hurricane damage.
  861         (a) An application for a mitigation grant must:
  862         1. Contain a signed or electronically verified statement
  863  made under penalty of perjury by the president of the board of
  864  administration that the association has submitted only a single
  865  application for each property that the association operates or
  866  maintains.
  867         2. Include a notarized statement from the president of the
  868  board of administration containing the name and license number
  869  of each contractor the association intends to use for the
  870  mitigation project.
  871         3. Include a notarized statement from the president of the
  872  board of administration which commits to the department that the
  873  association will complete the mitigation improvements. If the
  874  grant will be used to improve units, the application must also
  875  include an acknowledged statement from each unit owner who is
  876  required to provide approval for a grant under paragraph (2)(e)
  877  (2)(c).
  878         4. Include documentation deemed sufficient by the
  879  department under paragraph (2)(b) for verifying household
  880  income.
  881         (j) Grant funds may only be awarded for a mitigation
  882  improvement that addresses the common elements of the
  883  condominium property that will result in a mitigation credit,
  884  discount, or other rate differential for the building or
  885  structure to which the improvement is made. As a condition of
  886  receiving awarding a grant, the association department must
  887  complete 100 percent of the opening protection improvements to
  888  the common elements which were recommended in the final
  889  hurricane mitigation inspection report require mitigation
  890  improvements to be made to all openings, including exterior
  891  doors, garage doors, windows, and skylights that are a part of
  892  the common elements, if doing so is necessary for the building
  893  or structure to qualify for a mitigation credit, discount, or
  894  other rate differential.
  895         Section 7. The amendments made by this act to s. 215.55871,
  896  Florida Statutes, apply to inspection and grant applications
  897  submitted to the Department of Financial Services by a
  898  condominium association on or after July 1, 2026.
  899         Section 8. Subsection (3) of section 215.89, Florida
  900  Statutes, is amended to read:
  901         215.89 Charts of account.—
  902         (3) REPORTING STRUCTURE.—
  903         (a) The Chief Financial Officer shall accept comments from
  904  state agencies, local governments, educational entities,
  905  entities of higher education, and other interested parties
  906  regarding the proposed charts of account until November 1, 2013.
  907         (b) By January 15, 2014, the Chief Financial Officer, after
  908  consultation with affected state agencies, local governments,
  909  educational entities, entities of higher education, and the
  910  Auditor General, shall submit to the Governor, the President of
  911  the Senate, and the Speaker of the House of Representatives a
  912  report recommending a uniform charts of account which requires
  913  specific enterprise-wide information related to revenues and
  914  expenditures of state agencies, local governments, educational
  915  entities, and entities of higher education. The report must
  916  include the estimated cost of adopting and implementing a
  917  uniform enterprise-wide charts of account.
  918         Section 9. Subsection (1) of section 215.93, Florida
  919  Statutes, is amended to read:
  920         215.93 Florida Financial Management Information System.—
  921         (1) To provide the information necessary to carry out the
  922  intent of the Legislature, there shall be a Florida Financial
  923  Management Information System. The Florida Financial Management
  924  Information System shall be fully implemented and shall be
  925  upgraded as necessary to ensure the efficient operation of an
  926  integrated financial management information system and to
  927  provide necessary information for the effective operation of
  928  state government. Upon the recommendation of the coordinating
  929  council and approval of the board, the Florida Financial
  930  Management Information System may require data from any state
  931  agency information system or information subsystem or may
  932  request data from any judicial branch information system or
  933  information subsystem that the coordinating council and board
  934  have determined to have statewide financial management
  935  significance. Each functional owner information subsystem within
  936  the Florida Financial Management Information System shall be
  937  developed in such a fashion as to allow for timely, positive,
  938  preplanned, and prescribed data transfers between the Florida
  939  Financial Management Information System functional owner
  940  information subsystems and from other information systems. The
  941  principal unit of the system shall be the functional owner
  942  information subsystem, and the system shall include, but shall
  943  not be limited to, the following:
  944         (a) Planning and Budgeting Subsystem.
  945         (b) Florida Accounting Information Resource Subsystem.
  946         (b)(c) Financial Management Subsystem.
  947         (c)(d) Purchasing Subsystem.
  948         (d)(e) Personnel Information System.
  949         Section 10. Subsections (2) and (3) of section 215.94,
  950  Florida Statutes, are amended to read:
  951         215.94 Designation, duties, and responsibilities of
  952  functional owners.—
  953         (2) The Department of Financial Services shall be the
  954  functional owner of the Financial Management Florida Accounting
  955  Information Resource Subsystem established pursuant to ss.
  956  17.03, 215.86, 216.141, and 216.151 and further developed in
  957  accordance with the provisions of ss. 215.90-215.96. The
  958  subsystem shall include, but shall not be limited to, the
  959  following functions:
  960         (a) Accounting and reporting so as to provide timely data
  961  for producing financial statements for the state in accordance
  962  with generally accepted accounting principles.
  963         (b) Auditing and settling claims against the state.
  964         (3) The Chief Financial Officer shall be the functional
  965  owner of the Financial Management Subsystem. The Chief Financial
  966  Officer shall design, implement, and operate the subsystem in
  967  accordance with the provisions of ss. 215.90-215.96. The
  968  subsystem shall include, but shall not be limited to, functions
  969  for:
  970         (c)(a) Recording and reconciling credits and debits to
  971  treasury fund accounts.
  972         (d)(b) Monitoring cash levels and activities in state bank
  973  accounts.
  974         (e)(c) Monitoring short-term investments of idle cash.
  975         (f)(d) Administering the provisions of the Federal Cash
  976  Management Improvement Act of 1990.
  977         Section 11. Subsections (2) and (3) of section 215.96,
  978  Florida Statutes, are amended to read:
  979         215.96 Coordinating council and design and coordination
  980  staff.—
  981         (2) The coordinating council shall consist of the Chief
  982  Financial Officer; the Commissioner of Agriculture; the Attorney
  983  General; the Secretary of Management Services; the state chief
  984  information officer; the executive director of the Department of
  985  Revenue; and the Director of Planning and Budgeting, Executive
  986  Office of the Governor, or their designees. The Chief Financial
  987  Officer, or his or her designee, shall be chair of the council,
  988  and the design and coordination staff shall provide
  989  administrative and clerical support to the council and the
  990  board. The design and coordination staff shall maintain the
  991  Minutes of each meeting must be made and make such minutes
  992  available to any interested person. The Auditor General, the
  993  State Courts Administrator, a an executive officer of the
  994  Florida Association of state agency administrative services
  995  director selected by the council Directors, and a an executive
  996  officer of the Florida Association of state budget officer
  997  selected by the council Officers, or their designees, shall
  998  serve without voting rights as ex officio members of the
  999  council. The chair may call meetings of the council as often as
 1000  necessary to transact business; however, the council shall meet
 1001  at least once a year. Action of the council shall be by motion,
 1002  duly made, seconded and passed by a majority of the council
 1003  voting in the affirmative for approval of items that are to be
 1004  recommended for approval to the Financial Management Information
 1005  Board.
 1006         (3) The coordinating council, assisted by the design and
 1007  coordination staff, shall have the following duties, powers, and
 1008  responsibilities pertaining to the Florida Financial Management
 1009  Information System:
 1010         (a) To review and coordinate annual workplans to ensure
 1011  that the Florida Financial Management Information System remains
 1012  aligned across participating entities. The coordination council
 1013  shall ensure that each participating entity submits an annual
 1014  workplan by October 1 of each year. The coordinating council
 1015  shall review and discuss the workplans, identify potential
 1016  impacts or conflicts, facilitate resolutions when practicable,
 1017  and expedite unresolved issues as appropriate.
 1018         (b) To conduct such studies and to establish committees,
 1019  workgroups, and teams to develop recommendations for rules,
 1020  policies, procedures, principles, and standards to the board as
 1021  necessary to assist the board in its efforts to design,
 1022  implement, and perpetuate a financial management information
 1023  system, including, but not limited to, the establishment of
 1024  common data codes, and the development of integrated financial
 1025  management policies that address the information and management
 1026  needs of the functional owner subsystems. The coordinating
 1027  council shall make available a copy of the approved plan in
 1028  writing or through electronic means to each of the coordinating
 1029  council members, the fiscal committees of the Legislature, and
 1030  any interested person.
 1031         (c)(b) To recommend to the board solutions, policy
 1032  alternatives, and legislative budget request issues that will
 1033  provide ensure a framework for the timely, positive, preplanned,
 1034  and prescribed data transfer between information subsystems and
 1035  to recommend to the board solutions, policy alternatives, and
 1036  legislative budget request issues that ensure the availability
 1037  of data and information that support state planning, policy
 1038  development, management, evaluation, and performance monitoring.
 1039         (c) To report to the board all actions taken by the
 1040  coordinating council for final action.
 1041         (d) To review the annual work plans of the functional owner
 1042  information subsystems by October 1 of each year. The review
 1043  shall be conducted to assess the status of the Florida Financial
 1044  Management Information System and the functional owner
 1045  subsystems in regard to the provisions of s. 215.91. The
 1046  coordinating council, as part of the review process, may make
 1047  recommendations for modifications to the functional owner
 1048  information subsystems annual work plans.
 1049         Section 12. Paragraph (a) of subsection (4) of section
 1050  215.985, Florida Statutes, is amended to read:
 1051         215.985 Transparency in government spending.—
 1052         (4) The Executive Office of the Governor, in consultation
 1053  with the appropriations committees of the Senate and the House
 1054  of Representatives, shall establish and maintain a website that
 1055  provides information relating to the approved operating budget
 1056  for each branch of state government and state agency.
 1057         (a) At a minimum, the information must include:
 1058         1. Disbursement data for each appropriation by the account
 1059  value object code associated with each expenditure established
 1060  within the Financial Management Florida Accounting Information
 1061  Resource Subsystem. Expenditure data must include the name of
 1062  the payee, the date of the expenditure, the amount of the
 1063  expenditure, and the voucher statewide document number. Such
 1064  data must be searchable by the name of the payee, the paying
 1065  agency, and fiscal year, and must be downloadable in a format
 1066  that allows offline analysis.
 1067         2. For each appropriation, any adjustments, including
 1068  vetoes, approved supplemental appropriations included in
 1069  legislation other than the General Appropriations Act, budget
 1070  amendments, other actions approved pursuant to chapter 216, and
 1071  other adjustments authorized by law.
 1072         3. Status of spending authority for each appropriation in
 1073  the approved operating budget, including released, unreleased,
 1074  reserved, and disbursed balances.
 1075         4. Position and rate information for positions provided in
 1076  the General Appropriations Act or approved through an amendment
 1077  to the approved operating budget and position information for
 1078  positions established in the legislative branch.
 1079         5. Allotments for planned expenditures of state
 1080  appropriations established by state agencies in the Financial
 1081  Management Florida Accounting Information Resource Subsystem,
 1082  and the current balances of such allotments.
 1083         6. Trust fund balance reports, including cash available,
 1084  investments, and receipts.
 1085         7. General revenue fund balance reports, including revenue
 1086  received and amounts disbursed.
 1087         8. Fixed capital outlay project data, including original
 1088  appropriation and disbursements throughout the life of the
 1089  project.
 1090         9. A 10-year history of appropriations indicated by agency.
 1091         10. Links to state audits or reports related to the
 1092  expenditure and dispersal of state funds.
 1093         11. Links to program or activity descriptions for which
 1094  funds may be expended.
 1095         Section 13. Subsections (1) and (2) and paragraph (f) of
 1096  subsection (3) of section 216.102, Florida Statutes, are amended
 1097  to read:
 1098         216.102 Filing of financial information; handling by Chief
 1099  Financial Officer; penalty for noncompliance.—
 1100         (1) By September 30 of each year, each agency supported by
 1101  any form of taxation, licenses, fees, imposts, or exactions, the
 1102  judicial branch, and, for financial reporting purposes, each
 1103  component unit of the state as determined by the Chief Financial
 1104  Officer shall prepare, using generally accepted accounting
 1105  principles, and file with the Chief Financial Officer the
 1106  financial and other information necessary for the preparation of
 1107  annual financial statements for the State of Florida as of June
 1108  30. In addition, each such agency and the judicial branch shall
 1109  prepare financial statements showing the financial position and
 1110  results of agency or branch operations as of June 30 for
 1111  internal management purposes.
 1112         (a) Each state agency and the judicial branch shall record
 1113  the receipt and disbursement of funds from federal sources in a
 1114  form and format prescribed by the Chief Financial Officer. The
 1115  access to federal funds by the administering agencies or the
 1116  judicial branch may not be authorized until:
 1117         1. The deposit has been recorded in the Financial
 1118  Management Florida Accounting Information Resource Subsystem
 1119  using proper, consistent codes that designate deposits as
 1120  federal funds.
 1121         2. The deposit and appropriate recording required by this
 1122  paragraph have been verified by the office of the Chief
 1123  Financial Officer.
 1124         (b) The Chief Financial Officer shall publish a statewide
 1125  policy detailing the requirements for recording receipt and
 1126  disbursement of federal funds into the Financial Management
 1127  Florida Accounting Information Resource Subsystem and provide
 1128  technical assistance to the agencies and the judicial branch to
 1129  implement the policy.
 1130         (2) Financial information must be contained within the
 1131  Financial Management Florida Accounting Information Resource
 1132  Subsystem. Other information must be submitted in the form and
 1133  format prescribed by the Chief Financial Officer.
 1134         (a) Each component unit shall file financial information
 1135  and other information necessary for the preparation of annual
 1136  financial statements with the agency or branch designated by the
 1137  Chief Financial Officer by the date specified by the Chief
 1138  Financial Officer.
 1139         (b) The state agency or branch designated by the Chief
 1140  Financial Officer to receive financial information and other
 1141  information from component units shall include the financial
 1142  information in the Financial Management Florida Accounting
 1143  Information Resource Subsystem and shall include the component
 1144  units’ other information in its submission to the Chief
 1145  Financial Officer.
 1146         (3) The Chief Financial Officer shall:
 1147         (f) Consult with and elicit comments from the Executive
 1148  Office of the Governor on changes to the Financial Management
 1149  Florida Accounting Information Resource Subsystem which clearly
 1150  affect the accounting of federal funds, so as to ensure
 1151  consistency of information entered into the Federal Aid Tracking
 1152  System by state executive and judicial branch entities. While
 1153  efforts shall be made to ensure the compatibility of the
 1154  Financial Management Florida Accounting Information Resource
 1155  Subsystem and the Federal Aid Tracking System, any successive
 1156  systems serving identical or similar functions shall preserve
 1157  such compatibility.
 1158  
 1159  The Chief Financial Officer may furnish and publish in
 1160  electronic form the financial statements and the annual
 1161  comprehensive financial report required under paragraphs (a),
 1162  (b), and (c).
 1163         Section 14. Subsection (3) of section 216.141, Florida
 1164  Statutes, is amended to read:
 1165         216.141 Budget system procedures; planning and programming
 1166  by state agencies.—
 1167         (3) The Chief Financial Officer, as chief fiscal officer,
 1168  shall use the Financial Management Florida Accounting
 1169  Information Resource Subsystem developed pursuant to s.
 1170  215.94(2) for account purposes in the performance of and
 1171  accounting for all of his or her constitutional and statutory
 1172  duties and responsibilities. However, state agencies and the
 1173  judicial branch continue to be responsible for maintaining
 1174  accounting records necessary for effective management of their
 1175  programs and functions.
 1176         Section 15. Paragraphs (a) and (b) of subsection (7) and
 1177  paragraph (j) of subsection (12) of section 440.13, Florida
 1178  Statutes, are amended to read:
 1179         440.13 Medical services and supplies; penalty for
 1180  violations; limitations.—
 1181         (7) UTILIZATION AND REIMBURSEMENT DISPUTES.—
 1182         (a) Any health care provider who elects to contest the
 1183  disallowance or adjustment of payment by a carrier under
 1184  subsection (6) must, within 60 45 days after receipt of notice
 1185  of disallowance or adjustment of payment, petition the
 1186  department to resolve the dispute. The petitioner must serve, by
 1187  United States Postal Service certified mail or by a common
 1188  carrier with verifiable tracking methods, a copy of the petition
 1189  on the carrier and on all affected parties listed on the notice
 1190  of disallowance or adjustment by certified mail. The petition
 1191  must be accompanied by all documents and records that support
 1192  the allegations contained in the petition. Failure of a
 1193  petitioner to submit such documentation to the department
 1194  results in dismissal of the petition.
 1195         (b) The carrier must submit to the department within 45 30
 1196  days after receipt of the petition all documentation
 1197  substantiating the carrier’s disallowance or adjustment. Failure
 1198  of the carrier to timely submit such documentation to the
 1199  department within 45 30 days constitutes a waiver of all
 1200  objections to the petition.
 1201         (12) CREATION OF THREE-MEMBER PANEL; GUIDES OF MAXIMUM
 1202  REIMBURSEMENT ALLOWANCES.—
 1203         (j) In addition to establishing the uniform schedule of
 1204  maximum reimbursement allowances, the panel shall:
 1205         1. Take testimony, receive records, and collect data to
 1206  evaluate the adequacy of the workers’ compensation fee schedule,
 1207  nationally recognized fee schedules and alternative methods of
 1208  reimbursement to health care providers and health care
 1209  facilities for inpatient and outpatient treatment and care.
 1210         2. Survey health care providers and health care facilities
 1211  to determine the availability and accessibility of workers’
 1212  compensation health care delivery systems for injured workers.
 1213         3. Survey carriers to determine the estimated impact on
 1214  carrier costs and workers’ compensation premium rates by
 1215  implementing changes to the carrier reimbursement schedule or
 1216  implementing alternative reimbursement methods.
 1217         4. Submit recommendations on or before January 15, 2031
 1218  2017, and every 5 years biennially thereafter, to the President
 1219  of the Senate and the Speaker of the House of Representatives on
 1220  methods to improve the workers’ compensation health care
 1221  delivery system.
 1222  
 1223  The department, as requested, shall provide data to the panel,
 1224  including, but not limited to, utilization trends in the
 1225  workers’ compensation health care delivery system. The
 1226  department shall provide the panel with an annual report
 1227  regarding the resolution of medical reimbursement disputes and
 1228  any actions pursuant to subsection (8). The department shall
 1229  provide administrative support and service to the panel to the
 1230  extent requested by the panel. The department may adopt rules
 1231  pursuant to ss. 120.536(1) and 120.54 to implement this
 1232  subsection. For prescription medication purchased under the
 1233  requirements of this subsection, a dispensing practitioner shall
 1234  not possess such medication unless payment has been made by the
 1235  practitioner, the practitioner’s professional practice, or the
 1236  practitioner’s practice management company or employer to the
 1237  supplying manufacturer, wholesaler, distributor, or drug
 1238  repackager within 60 days of the dispensing practitioner taking
 1239  possession of that medication.
 1240         Section 16. Section 497.1411, Florida Statutes, is created
 1241  to read:
 1242         497.1411 Disqualification of applicants and licenses;
 1243  penalties against licensees; rulemaking.—
 1244         (1)For purposes of this section, the term “applicant”
 1245  means an individual applying for licensure or relicensure under
 1246  this chapter, or an officer, a director, a majority owner, a
 1247  partner, a manager, or other person who manages or controls an
 1248  entity applying for licensure or relicensure under this chapter.
 1249         (2)An applicant who has been found guilty of or has
 1250  pleaded guilty or nolo contendere to any of the following
 1251  offenses, regardless of adjudication, is permanently barred from
 1252  licensure under this chapter:
 1253         (a)A felony of the first degree.
 1254         (b)A felony involving conduct prohibited under chapter
 1255  497, chapter 787, chapter 794, chapter 796, chapter 800, chapter
 1256  825, chapter 827, or chapter 847.
 1257         (c)A felony involving moral turpitude.
 1258         (3)An applicant who has been found guilty of, or has
 1259  entered a plea of guilty or nolo contendere to an offense not
 1260  subject to the permanent bar under subsection (2), regardless of
 1261  adjudication, is subject to the following disqualifying periods:
 1262         (a)A 10-year disqualifying period for any felony to which
 1263  the permanent bar in subsection (2) does not apply.
 1264  Notwithstanding subsection (4), an applicant who has completed
 1265  at least one-half of the disqualifying period may apply for a
 1266  probationary license for the remainder of the disqualifying
 1267  period if, during that time, the applicant has not been found
 1268  guilty of, or has not entered a plea of guilty or nolo
 1269  contendere to, any offense.
 1270         (b)A 5-year disqualifying period for all misdemeanors
 1271  directly related to chapter 497.
 1272         (4)The board shall adopt rules to administer this section.
 1273  Such rules must provide additional disqualifying periods for
 1274  applicants who have committed multiple criminal offenses and may
 1275  provide additional factors for disqualification reasonably
 1276  related to the applicant’s criminal history. The rules must also
 1277  establish mitigating and aggravating factors. However,
 1278  mitigation may not reduce any disqualifying period to less than
 1279  5 years and may not be applied to reduce the 5-year
 1280  disqualifying period provided in paragraph (3)(b).
 1281         (5)For purposes of this section, a disqualifying period
 1282  begins upon the applicant’s final release from supervision or
 1283  upon completion of the applicant’s criminal sentence. The board
 1284  may not approve issuance of a license to an applicant until the
 1285  applicant provides proof that all related fines, court costs,
 1286  fees, and court-ordered restitution have been paid.
 1287         (6)After the disqualifying period has expired, the burden
 1288  is on the applicant to demonstrate to the board that he or she
 1289  has been rehabilitated, does not pose a risk to the public, is
 1290  fit and trustworthy to engage in business regulated by this
 1291  chapter, and is otherwise qualified for licensure.
 1292         (7)Notwithstanding subsections (2) and (3), an applicant
 1293  who has been found guilty of, or has pleaded guilty or nolo
 1294  contendere to, a crime in subsection (2) or subsection (3), and
 1295  who has subsequently been granted a pardon or the restoration of
 1296  civil rights pursuant to chapter 940 and s. 8, Art. IV of the
 1297  State Constitution, or a pardon or the restoration of civil
 1298  rights under the laws of another jurisdiction with respect to a
 1299  conviction in that jurisdiction, is not barred or disqualified
 1300  from licensure under this chapter; however, such a pardon or
 1301  restoration of civil rights does not require the board to award
 1302  such license.
 1303         (8)(a)The board may grant an exemption from
 1304  disqualification to any person disqualified from licensure under
 1305  subsection (3) if:
 1306         1.The applicant has paid in full any fee, fine, fund,
 1307  lien, civil judgment, restitution, or cost of prosecution
 1308  imposed by the court as part of the judgment and sentence for
 1309  any disqualifying offense; and
 1310         2.At least 2 years have elapsed since the applicant
 1311  completed or has been lawfully released from confinement,
 1312  supervision, or any nonmonetary condition imposed by the court
 1313  for a disqualifying offense.
 1314         (b)For the board to grant an exemption under this
 1315  subsection, the applicant must clearly and convincingly
 1316  demonstrate that he or she would not pose a risk to persons or
 1317  property if licensed under this chapter, evidence of which must
 1318  include, but need not be limited to, facts and circumstances
 1319  surrounding the disqualifying offense, the time that has elapsed
 1320  since the offense, the nature of the offense and harm caused to
 1321  the victim, the applicant’s history before and after the
 1322  offense, and any other evidence or circumstances indicating that
 1323  the applicant will not present a danger if licensed or
 1324  certified.
 1325         (c)The board has discretion whether to grant or deny an
 1326  exemption under this subsection. The board’s decision is subject
 1327  to chapter 120.
 1328         (9)The disqualification periods provided in this section
 1329  do not apply to the renewal of a license or to a new application
 1330  for licensure if the applicant has an active license as of July
 1331  1, 2026, and the applicable criminal history was considered by
 1332  the board on the prior approval of any active license held by
 1333  the applicant. This section does not affect any criminal history
 1334  disclosure requirements of this chapter.
 1335         Section 17. Subsection (9) and paragraph (c) of subsection
 1336  (10) of section 497.142, Florida Statutes, are amended to read:
 1337         497.142 Licensing; fingerprinting and criminal background
 1338  checks.—
 1339         (9) If any applicant under this chapter has been, within
 1340  the 10 years preceding the application under this chapter,
 1341  convicted or found guilty of, or entered a plea of nolo
 1342  contendere to, regardless of adjudication, any crime in any
 1343  jurisdiction, the application may shall not be deemed complete
 1344  until such time as the applicant provides such certified true
 1345  copies of the court records evidencing the conviction, finding,
 1346  or plea, as required in this section or as the licensing
 1347  authority may by rule require.
 1348         (10)
 1349         (c) Crimes to be disclosed are:
 1350         1. Any felony or misdemeanor, no matter when committed,
 1351  that was directly or indirectly related to or involving any
 1352  aspect of the practice or business of funeral directing,
 1353  embalming, direct disposition, cremation, funeral or cemetery
 1354  preneed sales, funeral establishment operations, cemetery
 1355  operations, or cemetery monument or marker sales or
 1356  installation.
 1357         2. Any misdemeanor, no matter when committed, that was
 1358  directly related to the practice or activities regulated Any
 1359  other felony not already disclosed under subparagraph 1. that
 1360  was committed within the 20 years immediately preceding the
 1361  application under this chapter.
 1362         3. Any other misdemeanor not already disclosed under
 1363  subparagraph 2. which subparagraph 1. that was committed within
 1364  the 5 years immediately preceding the application under this
 1365  chapter.
 1366         Section 18. Subsection (11) is added to section 553.80,
 1367  Florida Statutes, to read:
 1368         553.80 Enforcement.—
 1369         (11)For purposes of the design, construction, erection,
 1370  alteration, fire protection, fire suppression, modification,
 1371  repair, and demolition of a single-family or two-family
 1372  dwelling, such dwelling does not have a change of occupancy as
 1373  defined in the Florida Building Code solely due to its being
 1374  used as or converted into a dwelling used:
 1375         (a)By a tax-exempt charitable organization under s.
 1376  501(c)(3) of the Internal Revenue Code whose stated corporate
 1377  purpose relates to the support of people who are living with a
 1378  mental health disorder, provided the dwelling has no fewer than
 1379  two and no more than four bedrooms, is occupied by a group of or
 1380  family of no more than six ambulatory adults living with a
 1381  mental disorder, and has no more than two adults assigned to any
 1382  bedroom; or
 1383         (b)For residential migrant housing as defined in s.
 1384  381.008(8) which has a permit from the Department of Health
 1385  pursuant to s. 381.0081.
 1386         Section 19. Subsection (10) of section 560.309, Florida
 1387  Statutes, is amended to read:
 1388         560.309 Conduct of business.—
 1389         (10) If a check is returned to a licensee from a payor
 1390  financial institution due to lack of funds, a closed account, or
 1391  a stop-payment order, the licensee may seek collection pursuant
 1392  to s. 68.065. In seeking collection, the licensee must comply
 1393  with the prohibitions against harassment or abuse, false or
 1394  misleading representations, and unfair practices in the Florida
 1395  Consumer Collection Practices Act under part VI of chapter 559,
 1396  including s. 559.77. The licensee must also comply with the Fair
 1397  Debt Collections Practices Act, 15 U.S.C. ss. 1692d, 1692e, and
 1398  1692f if the licensee uses a third-party debt collector or any
 1399  name other than its own to collect such debts. A violation of
 1400  this subsection is a deceptive and unfair trade practice and
 1401  constitutes a violation of the Deceptive and Unfair Trade
 1402  Practices Act under part II of chapter 501. In addition, a
 1403  licensee must comply with the applicable provisions of the
 1404  Consumer Collection Practices Act under part VI of chapter 559,
 1405  including s. 559.77.
 1406         Section 20. Subsection (3) of section 560.405, Florida
 1407  Statutes, is amended to read:
 1408         560.405 Deposit; redemption.—
 1409         (3) Notwithstanding subsection (1), in lieu of presentment,
 1410  a deferred presentment provider may allow the check to be
 1411  redeemed at any time upon payment of the outstanding transaction
 1412  balance and earned fees. Redemption in cash or through a debit
 1413  card transaction must be treated the same. However, payment may
 1414  not be made in the form of a personal check or through a credit
 1415  card transaction. Upon redemption, the deferred presentment
 1416  provider must return the drawer’s check and provide a signed,
 1417  dated receipt showing that the drawer’s check has been redeemed.
 1418         Section 21. Subsection (2) of section 560.406, Florida
 1419  Statutes, is amended to read:
 1420         560.406 Worthless checks.—
 1421         (2) If a check is returned to a deferred presentment
 1422  provider from a payor financial institution due to insufficient
 1423  funds, a closed account, or a stop-payment order, the deferred
 1424  presentment provider may pursue all legally available civil
 1425  remedies to collect the check, including, but not limited to,
 1426  the imposition of all charges imposed on the deferred
 1427  presentment provider by the financial institution. In its
 1428  collection practices, a deferred presentment provider must
 1429  comply with the prohibitions against harassment or abuse, false
 1430  or misleading representations, and unfair practices that are
 1431  contained in the Florida Consumer Collection Practices Act under
 1432  part VI of chapter 559, including s. 559.77. A deferred
 1433  presentment provider must also comply with the Fair Debt
 1434  Collections Practices Act, 15 U.S.C. ss. 1692d, 1692e, and 1692f
 1435  if the deferred presentment provider uses a third-party debt
 1436  collector or any name other than its own to collect such debts.
 1437  A violation of this act is a deceptive and unfair trade practice
 1438  and constitutes a violation of the Deceptive and Unfair Trade
 1439  Practices Act under part II of chapter 501. In addition, a
 1440  deferred presentment provider must comply with the applicable
 1441  provisions of the Consumer Collection Practices Act under part
 1442  VI of chapter 559, including s. 559.77.
 1443         Section 22. Subsection (3) of section 626.0428, Florida
 1444  Statutes, is amended to read:
 1445         626.0428 Agency personnel powers, duties, and limitations.—
 1446         (3) An employee or an authorized representative located at
 1447  a designated branch of an agent or agency may not initiate
 1448  contact with any person for the purpose of soliciting insurance
 1449  unless licensed and appointed as an agent or customer
 1450  representative. As to title insurance, an employee of an agent
 1451  or agency may not initiate contact with any individual proposed
 1452  insured for the purpose of soliciting title insurance unless
 1453  licensed as a title insurance agent or exempt from such
 1454  licensure pursuant to s. 626.8417(4) and (5).
 1455         Section 23. Section 626.171, Florida Statutes, is amended
 1456  to read:
 1457         626.171 Application for license as an agent, customer
 1458  representative, adjuster, or service representative, or
 1459  reinsurance intermediary.—
 1460         (1) The department may not issue a license as agent,
 1461  customer representative, adjuster, or service representative, or
 1462  reinsurance intermediary to any person except upon written
 1463  application filed with the department, meeting the
 1464  qualifications for the license applied for as determined by the
 1465  department, and payment in advance of all applicable fees. The
 1466  application must be made under the oath of the applicant and be
 1467  signed by the applicant. An applicant may permit a third party
 1468  to complete, submit, and sign an application on the applicant’s
 1469  behalf, but is responsible for ensuring that the information on
 1470  the application is true and correct and is accountable for any
 1471  misstatements or misrepresentations. The department shall accept
 1472  the uniform application for resident and nonresident agent and
 1473  adjuster licensing. The department may adopt revised versions of
 1474  the uniform application by rule.
 1475         (2) In the application, the applicant must include all of
 1476  the following shall set forth:
 1477         (a) The applicant’s His or her full name, age, social
 1478  security number, residence address, business address, mailing
 1479  address, contact telephone numbers, including a business
 1480  telephone number, and e-mail address.
 1481         (b) A statement indicating the method the applicant used or
 1482  is using to meet any required prelicensing education, knowledge,
 1483  experience, or instructional requirements for the type of
 1484  license applied for.
 1485         (c) Whether the applicant he or she has been refused or has
 1486  voluntarily surrendered or has had suspended or revoked a
 1487  license to solicit insurance by the department or by the
 1488  supervising officials of any state.
 1489         (d) Whether any insurer or any managing general agent
 1490  claims the applicant is indebted under any agency contract or
 1491  otherwise and, if so, the name of the claimant, the nature of
 1492  the claim, and the applicant’s defense thereto, if any.
 1493         (e) Proof that the applicant meets the requirements for the
 1494  type of license for which he or she is applying.
 1495         (f) The applicant’s gender (male or female).
 1496         (g) The applicant’s native language.
 1497         (h) The highest level of education achieved by the
 1498  applicant.
 1499         (i) The applicant’s race or ethnicity (African American,
 1500  white, American Indian, Asian, Hispanic, or other).
 1501         (j) Such other or additional information as the department
 1502  may deem proper to enable it to determine the character,
 1503  experience, ability, and other qualifications of the applicant
 1504  to hold himself or herself out to the public as an insurance
 1505  representative.
 1506  
 1507  However, the application must contain a statement that an
 1508  applicant is not required to disclose his or her race or
 1509  ethnicity, gender, or native language, that he or she will not
 1510  be penalized for not doing so, and that the department will use
 1511  this information exclusively for research and statistical
 1512  purposes and to improve the quality and fairness of the
 1513  examinations. The department may shall make provisions for
 1514  applicants to voluntarily submit their cellular telephone
 1515  numbers as part of the application process solely on a voluntary
 1516  basis only for the purpose of two-factor authentication of
 1517  secure login credentials only.
 1518         (3) Each application must be accompanied by payment of any
 1519  applicable fee.
 1520         (4) An applicant for a license issued by the department
 1521  under this chapter must submit a set of the individual
 1522  applicant’s fingerprints, or, if the applicant is not an
 1523  individual, a set of the fingerprints of the sole proprietor,
 1524  majority owner, partners, officers, and directors, to the
 1525  department and must pay the fingerprint processing fee set forth
 1526  in s. 624.501. Fingerprints must be processed in accordance with
 1527  s. 624.34 and used to investigate the applicant’s qualifications
 1528  pursuant to s. 626.201. The fingerprints must be taken by a law
 1529  enforcement agency or other department-approved entity. The
 1530  department may not approve an application for licensure as an
 1531  agent, customer service representative, adjuster, or service
 1532  representative, or reinsurance intermediary if fingerprints have
 1533  not been submitted.
 1534         (5) The application for license filing fee prescribed in s.
 1535  624.501 is not subject to refund.
 1536         (6) Members of the United States Armed Forces and their
 1537  spouses, and veterans of the United States Armed Forces who have
 1538  separated from service within 24 months before application for
 1539  licensure, are exempt from the application filing fee prescribed
 1540  in s. 624.501. Qualified individuals must provide a copy of a
 1541  military identification card, military dependent identification
 1542  card, military service record, military personnel file, veteran
 1543  record, discharge paper or separation document that indicates
 1544  such members are currently in good standing or such veterans
 1545  were honorably discharged.
 1546         (7) Pursuant to the federal Personal Responsibility and
 1547  Work Opportunity Reconciliation Act of 1996, each party is
 1548  required to provide his or her social security number in
 1549  accordance with this section. Disclosure of social security
 1550  numbers obtained through this requirement must be limited to the
 1551  purpose of administration of the Title IV-D program for child
 1552  support enforcement.
 1553         Section 24. Paragraph (c) of subsection (2) of section
 1554  626.292, Florida Statutes, is amended to read:
 1555         626.292 Transfer of license from another state.—
 1556         (2) To qualify for a license transfer, an individual
 1557  applicant must meet the following requirements:
 1558         (c) The individual must submit a completed application for
 1559  this state which is received by the department within 90 days
 1560  after the date the individual became a resident of this state,
 1561  along with payment of the applicable fees set forth in s.
 1562  624.501 and submission of the following documents:
 1563         1. A certification issued by the appropriate official of
 1564  the applicant’s home state identifying the type of license and
 1565  lines of authority under the license and stating that, at the
 1566  time the license from the home state was canceled, the applicant
 1567  was in good standing in that state or that the state’s Producer
 1568  Database records, maintained by the National Association of
 1569  Insurance Commissioners, its affiliates, or subsidiaries,
 1570  indicate that the agent or all-lines adjuster is or was licensed
 1571  in good standing for the line of authority requested. An
 1572  applicant may hold a resident license in another state for 30
 1573  days after the Florida resident license has been issued to
 1574  facilitate the transfer of licensure between states.
 1575         2. A set of the applicant’s fingerprints in accordance with
 1576  s. 626.171(4).
 1577         Section 25. Subsection (1) of section 626.611, Florida
 1578  Statutes, is amended to read:
 1579         626.611 Grounds for compulsory refusal, suspension, or
 1580  revocation of agent’s, title agency’s, adjuster’s, customer
 1581  representative’s, service representative’s, or managing general
 1582  agent’s license or appointment.—
 1583         (1) The department shall require license reexamination,
 1584  deny an application for, suspend, revoke, or refuse to renew or
 1585  continue the license or appointment of any applicant, agent,
 1586  title agency, adjuster, customer representative, service
 1587  representative, or managing general agent, and it shall suspend
 1588  or revoke the eligibility to hold a license or appointment of
 1589  any such person, if it finds that as to the applicant, licensee,
 1590  or appointee any one or more of the following applicable grounds
 1591  exist:
 1592         (a) Lack of one or more of the qualifications for the
 1593  license or appointment as specified in this code.
 1594         (b) Material misstatement, misrepresentation, or fraud in
 1595  obtaining the license or appointment or in attempting to obtain
 1596  the license or appointment.
 1597         (c) Failure to pass to the satisfaction of the department
 1598  any examination required under this code, including cheating on
 1599  an examination required for licensure or violating test center
 1600  or examination procedures delivered orally, in writing, or
 1601  electronically at the test site by authorized representatives of
 1602  the examination program administrator.
 1603         (d) If the license or appointment is willfully used, or to
 1604  be used, to circumvent any of the requirements or prohibitions
 1605  of this code.
 1606         (e) Willful misrepresentation of any insurance policy or
 1607  annuity contract or willful deception with regard to any such
 1608  policy or contract, done either in person or by any form of
 1609  dissemination of information or advertising.
 1610         (f) If, as an adjuster, or agent licensed and appointed to
 1611  adjust claims under this code, he or she has materially
 1612  misrepresented to an insured or other interested party the terms
 1613  and coverage of an insurance contract with intent and for the
 1614  purpose of effecting settlement of claim for loss or damage or
 1615  benefit under such contract on less favorable terms than those
 1616  provided in and contemplated by the contract.
 1617         (g) Demonstrated lack of fitness or trustworthiness to
 1618  engage in the business of insurance.
 1619         (h) Demonstrated lack of reasonably adequate knowledge and
 1620  technical competence to engage in the transactions authorized by
 1621  the license or appointment.
 1622         (i) Fraudulent or dishonest practices in the conduct of
 1623  business under the license or appointment.
 1624         (j) Misappropriation, conversion, or unlawful withholding
 1625  of moneys belonging to insurers or insureds or beneficiaries or
 1626  to others and received in conduct of business under the license
 1627  or appointment.
 1628         (k) Unlawfully rebating, attempting to unlawfully rebate,
 1629  or unlawfully dividing or offering to divide his or her
 1630  commission with another.
 1631         (l) Having obtained or attempted to obtain, or having used
 1632  or using, a license or appointment as agent or customer
 1633  representative for the purpose of soliciting or handling
 1634  “controlled business” as defined in s. 626.730 with respect to
 1635  general lines agents, s. 626.784 with respect to life agents,
 1636  and s. 626.830 with respect to health agents.
 1637         (m) Willful failure to comply with, or willful violation
 1638  of, any proper order or rule of the department or willful
 1639  violation of any provision of this code.
 1640         (n) Having been found guilty of or having pleaded guilty or
 1641  nolo contendere to a misdemeanor directly related to the
 1642  financial services business, any felony, or any crime punishable
 1643  by imprisonment of 1 year or more under the law of the United
 1644  States of America or of any state thereof or under the law of
 1645  any other country, without regard to whether a judgment of
 1646  conviction has been entered by the court having jurisdiction of
 1647  such cases.
 1648         (o) Fraudulent or dishonest practice in submitting or
 1649  aiding or abetting any person in the submission of an
 1650  application for workers’ compensation coverage under chapter 440
 1651  containing false or misleading information as to employee
 1652  payroll or classification for the purpose of avoiding or
 1653  reducing the amount of premium due for such coverage.
 1654         (p) Sale of an unregistered security that was required to
 1655  be registered, pursuant to chapter 517.
 1656         (q) In transactions related to viatical settlement
 1657  contracts as defined in s. 626.9911:
 1658         1. Commission of a fraudulent or dishonest act.
 1659         2. No longer meeting the requirements for initial
 1660  licensure.
 1661         3. Having received a fee, commission, or other valuable
 1662  consideration for his or her services with respect to viatical
 1663  settlements that involved unlicensed viatical settlement
 1664  providers or persons who offered or attempted to negotiate on
 1665  behalf of another person a viatical settlement contract as
 1666  defined in s. 626.9911 and who were not licensed life agents.
 1667         4. Dealing in bad faith with viators.
 1668         Section 26. Section 626.621, Florida Statutes, is amended
 1669  to read:
 1670         626.621 Grounds for discretionary refusal, suspension, or
 1671  revocation of agent’s, adjuster’s, customer representative’s,
 1672  service representative’s, or managing general agent’s license or
 1673  appointment.—The department may, in its discretion, require a
 1674  license reexamination, deny an application for, suspend, revoke,
 1675  or refuse to renew or continue the license or appointment of any
 1676  applicant, agent, adjuster, customer representative, service
 1677  representative, or managing general agent, and it may suspend or
 1678  revoke the eligibility to hold a license or appointment of any
 1679  such person, if it finds that as to the applicant, licensee, or
 1680  appointee any one or more of the following applicable grounds
 1681  exist under circumstances for which such denial, suspension,
 1682  revocation, or refusal is not mandatory under s. 626.611:
 1683         (1) Any cause for which issuance of the license or
 1684  appointment could have been refused had it then existed and been
 1685  known to the department.
 1686         (2) Violation of any provision of this code or of any other
 1687  law applicable to the business of insurance in the course of
 1688  dealing under the license or appointment.
 1689         (3) Violation of any lawful order or rule of the
 1690  department, commission, or office.
 1691         (4) Failure or refusal, upon demand, to pay over to any
 1692  insurer he or she represents or has represented any money coming
 1693  into his or her hands belonging to the insurer.
 1694         (5) Violation of the provision against twisting, as defined
 1695  in s. 626.9541(1)(l).
 1696         (6) In the conduct of business under the license or
 1697  appointment, engaging in unfair methods of competition or in
 1698  unfair or deceptive acts or practices, as prohibited under part
 1699  IX of this chapter, or having otherwise shown himself or herself
 1700  to be a source of injury or loss to the public.
 1701         (7) Willful overinsurance of any property or health
 1702  insurance risk.
 1703         (8) If a life agent, violation of the code of ethics.
 1704         (9) Cheating on an examination required for licensure or
 1705  violating test center or examination procedures published
 1706  orally, in writing, or electronically at the test site by
 1707  authorized representatives of the examination program
 1708  administrator. Communication of test center and examination
 1709  procedures must be clearly established and documented.
 1710         (10) Failure to inform the department in writing within 30
 1711  days after pleading guilty or nolo contendere to, or being
 1712  convicted or found guilty of, any felony or a crime punishable
 1713  by imprisonment of 1 year or more under the law of the United
 1714  States or of any state thereof, or under the law of any other
 1715  country without regard to whether a judgment of conviction has
 1716  been entered by the court having jurisdiction of the case.
 1717         (11) Knowingly aiding, assisting, procuring, advising, or
 1718  abetting any person in the violation of or to violate a
 1719  provision of the insurance code or any order or rule of the
 1720  department, commission, or office.
 1721         (12) Has been the subject of or has had a license, permit,
 1722  appointment, registration, or other authority to conduct
 1723  business subject to any decision, finding, injunction,
 1724  suspension, prohibition, revocation, denial, judgment, final
 1725  agency action, or administrative order by any court of competent
 1726  jurisdiction, administrative law proceeding, state agency,
 1727  federal agency, national securities, commodities, or option
 1728  exchange, or national securities, commodities, or option
 1729  association involving a violation of any federal or state
 1730  securities or commodities law or any rule or regulation adopted
 1731  thereunder, or a violation of any rule or regulation of any
 1732  national securities, commodities, or options exchange or
 1733  national securities, commodities, or options association.
 1734         (13) Failure to comply with any civil, criminal, or
 1735  administrative action taken by the child support enforcement
 1736  program under Title IV-D of the Social Security Act, 42 U.S.C.
 1737  ss. 651 et seq., to determine paternity or to establish, modify,
 1738  enforce, or collect support.
 1739         (14) Directly or indirectly accepting any compensation,
 1740  inducement, or reward from an inspector for the referral of the
 1741  owner of the inspected property to the inspector or inspection
 1742  company. This prohibition applies to an inspection intended for
 1743  submission to an insurer in order to obtain property insurance
 1744  coverage or establish the applicable property insurance premium.
 1745         (15) Denial, suspension, or revocation of, or any other
 1746  adverse administrative action against, a license to practice or
 1747  conduct any regulated profession, business, or vocation by this
 1748  state, any other state, any nation, any possession or district
 1749  of the United States, any court, or any lawful agency thereof.
 1750         (16) Taking an action that allows the personal financial or
 1751  medical information of a consumer or customer to be made
 1752  available or accessible to the general public, regardless of the
 1753  format in which the record is stored.
 1754         (17) Initiating in-person or telephone solicitation after 9
 1755  p.m. or before 8 a.m. local time of the prospective customer
 1756  unless requested by the prospective customer.
 1757         (18) Cancellation of the applicant’s, licensee’s, or
 1758  appointee’s resident license in a state other than Florida.
 1759         Section 27. Subsection (1) of section 626.731, Florida
 1760  Statutes, is amended to read:
 1761         626.731 Qualifications for general lines agent’s license.—
 1762         (1) The department may shall not grant or issue a license
 1763  as general lines agent to any individual found by it to be
 1764  untrustworthy or incompetent or who does not meet each all of
 1765  the following qualifications:
 1766         (a) The applicant is a natural person at least 18 years of
 1767  age.
 1768         (b) The applicant is a United States citizen or legal alien
 1769  who possesses work authorization from the United States Bureau
 1770  of Citizenship and Immigration Services and is a bona fide
 1771  resident of this state. An individual who is a bona fide
 1772  resident of this state shall be deemed to meet the residence
 1773  requirement of this paragraph, notwithstanding the existence at
 1774  the time of application for license of a license in his or her
 1775  name on the records of another state as a resident licensee of
 1776  such other state, if the applicant furnishes a letter of
 1777  clearance satisfactory to the department that the resident
 1778  licenses have been canceled or changed to a nonresident basis
 1779  and that he or she is in good standing.
 1780         (c) The applicant’s place of business will be located in
 1781  this state and he or she will be actively engaged in the
 1782  business of insurance and will maintain a place of business, the
 1783  location of which is identifiable by and accessible to the
 1784  public.
 1785         (d) The license is not being sought for the purpose of
 1786  writing or handling controlled business, in violation of s.
 1787  626.730.
 1788         (e) The applicant is qualified as to knowledge, experience,
 1789  or instruction in the business of insurance and meets the
 1790  requirements provided in s. 626.732.
 1791         (f) The applicant has passed any required examination for
 1792  license required under s. 626.221.
 1793         Section 28. Subsection (2) of section 626.785, Florida
 1794  Statutes, is amended to read:
 1795         626.785 Qualifications for license.—
 1796         (2) An individual who is a bona fide resident of this state
 1797  shall be deemed to meet the residence requirement of paragraph
 1798  (1)(b), notwithstanding the existence at the time of application
 1799  for license of a license in his or her name on the records of
 1800  another state as a resident licensee of such other state, if the
 1801  applicant furnishes a letter of clearance satisfactory to the
 1802  department that the resident licenses have been canceled or
 1803  changed to a nonresident basis and that he or she is in good
 1804  standing.
 1805         Section 29. Section 626.831, Florida Statutes, is amended
 1806  to read:
 1807         626.831 Qualifications for license.—
 1808         (1) The department may shall not grant or issue a license
 1809  as health agent as to any individual found by it to be
 1810  untrustworthy or incompetent, or who does not meet all of the
 1811  following qualifications:
 1812         (1)(a)Is Must be a natural person of at least 18 years of
 1813  age.
 1814         (2)(b)Is Must be a United States citizen or legal alien
 1815  who possesses work authorization from the United States Bureau
 1816  of Citizenship and Immigration Services and is a bona fide
 1817  resident of this state.
 1818         (3)(c)Is Must not be an employee of the United States
 1819  Department of Veterans Affairs or state service office, as
 1820  referred to in s. 626.833.
 1821         (4)(d)Has taken Must take and passed pass any examination
 1822  for license required under s. 626.221.
 1823         (5)(e)Is Must be qualified as to knowledge, experience, or
 1824  instruction in the business of insurance and meets meet the
 1825  requirements relative thereto provided in s. 626.8311.
 1826         (2) An individual who is a bona fide resident of this state
 1827  shall be deemed to meet the residence requirement of paragraph
 1828  (1)(b), notwithstanding the existence at the time of application
 1829  for license of a license in his or her name on the records of
 1830  another state as a resident licensee of such other state, if the
 1831  applicant furnishes a letter of clearance satisfactory to the
 1832  department that the resident licenses have been canceled or
 1833  changed to a nonresident basis and that he or she is in good
 1834  standing.
 1835         Section 30. Subsections (4) and (5) of section 626.8417,
 1836  Florida Statutes, are amended to read:
 1837         626.8417 Title insurance agent licensure; exemptions.—
 1838         (4) Title insurers, acting through designated corporate
 1839  officers, or attorneys duly admitted to practice law in this
 1840  state and in good standing with The Florida Bar are exempt from
 1841  the provisions of this chapter relating to title insurance
 1842  licensing and appointment requirements.
 1843         (5) An insurer may designate a corporate officer of the
 1844  insurer to occasionally issue and countersign binders,
 1845  commitments, and policies of title insurance. The designated
 1846  officer is exempt from the provisions of this chapter relating
 1847  to title insurance licensing and appointment requirements while
 1848  the officer is acting within the scope of the designation.
 1849         Section 31. Subsection (24) is added to section 626.854,
 1850  Florida Statutes, to read:
 1851         626.854 “Public adjuster” defined; prohibitions.—The
 1852  Legislature finds that it is necessary for the protection of the
 1853  public to regulate public insurance adjusters and to prevent the
 1854  unauthorized practice of law.
 1855         (24) A public adjuster, public adjuster apprentice, or
 1856  public adjusting firm must respond with specific information to
 1857  a written or electronic request for claims status from a
 1858  claimant or insured or their designated representative within 14
 1859  days after the date of the request and shall document in the
 1860  file the response or information provided.
 1861         Section 32. Section 627.797, Florida Statutes, is repealed.
 1862         Section 33. Subsection (11) of section 633.208, Florida
 1863  Statutes, is amended to read:
 1864         633.208 Minimum firesafety standards.—
 1865         (11) Notwithstanding subsection (8), a single-family or
 1866  two-family dwelling may not be reclassified for purposes of
 1867  enforcing the Florida Fire Prevention Code solely due to such
 1868  dwelling being used as or converted into:
 1869         (a)That is A certified recovery residence, as defined in
 1870  s. 397.311, or that is a recovery residence, as defined in s.
 1871  397.311, that has a charter from an entity recognized or
 1872  sanctioned by Congress;
 1873         (b)A residence owned by a tax-exempt charitable
 1874  organization under s. 501(c)(3) of the Internal Revenue Code
 1875  whose stated corporate purpose relates to the support of people
 1876  who are living with a mental health disorder and which has no
 1877  fewer than two and no more than four bedrooms, is occupied by a
 1878  group or family of no more than six ambulatory adults living
 1879  with a mental health disorder, and has no more than two adults
 1880  assigned to any bedroom; or
 1881         (c)Residential migrant housing as defined in s. 381.008(8)
 1882  which has a permit from the Department of Health pursuant to s.
 1883  381.0081 may not be reclassified for purposes of enforcing the
 1884  Florida Fire Prevention Code solely due to such use.
 1885         Section 34. Subsection (4) of section 648.34, Florida
 1886  Statutes, is amended to read:
 1887         648.34 Bail bond agents; qualifications.—
 1888         (4) The applicant must shall furnish, with his or her
 1889  application, a complete set of his or her fingerprints in
 1890  accordance with s. 626.171(4) and a recent credential-sized,
 1891  fullface photograph of the applicant. The department may shall
 1892  not authorize an applicant to take the required examination
 1893  until the department has received a report from the Department
 1894  of Law Enforcement and the Federal Bureau of Investigation
 1895  relative to the existence or nonexistence of a criminal history
 1896  report based on the applicant’s fingerprints.
 1897         Section 35. Subsection (2) of section 648.382, Florida
 1898  Statutes, is amended to read:
 1899         648.382 Appointment of bail bond agents and bail bond
 1900  agencies; effective date of appointment.—
 1901         (2) Before any appointment, an appropriate officer or
 1902  official of the appointing insurer must obtain all of the
 1903  following information submit:
 1904         (a) A certified statement or affidavit to the department
 1905  stating what investigation has been made concerning the proposed
 1906  appointee and the proposed appointee’s background and the
 1907  appointing person’s opinion to the best of his or her knowledge
 1908  and belief as to the moral character and reputation of the
 1909  proposed appointee. In lieu of such certified statement or
 1910  affidavit, by authorizing the effectuation of an appointment for
 1911  a licensee, the appointing entity certifies to the department
 1912  that such investigation has been made and that the results of
 1913  the investigation and the appointing person’s opinion is that
 1914  the proposed appointee is a person of good moral character and
 1915  reputation and is fit to engage in the bail bond business.;
 1916         (b) An affidavit under oath on a form prescribed by the
 1917  department, signed by the proposed appointee, stating that
 1918  premiums are not owed to any insurer and that the appointee will
 1919  discharge all outstanding forfeitures and judgments on bonds
 1920  previously written. If the appointee does not satisfy or
 1921  discharge such forfeitures or judgments, the former insurer
 1922  shall file a notice, with supporting documents, with the
 1923  appointing insurer, the former agent or agency, and the
 1924  department, stating under oath that the licensee has failed to
 1925  timely satisfy forfeitures and judgments on bonds written and
 1926  that the insurer has satisfied the forfeiture or judgment from
 1927  its own funds. Upon receipt of such notification and supporting
 1928  documents, the appointing insurer shall immediately cancel the
 1929  licensee’s appointment. The licensee may be reappointed only
 1930  upon certification by the former insurer that all forfeitures
 1931  and judgments on bonds written by the licensee have been
 1932  discharged. The appointing insurer or former agent or agency
 1933  may, within 10 days, file a petition with the department seeking
 1934  relief from this paragraph. Filing of the petition stays the
 1935  duty of the appointing insurer to cancel the appointment until
 1936  the department grants or denies the petition.;
 1937         (c) Any other information that the department reasonably
 1938  requires concerning the proposed appointee.; and
 1939         (d) Effective January 1, 2025, a certification that the
 1940  appointing entity obtained from each appointee the following
 1941  sworn statement:
 1942  
 1943         Pursuant to section 648.382(2)(b), Florida Statutes, I
 1944         do solemnly swear that I owe no premium to any insurer
 1945         or agency and that I will discharge all outstanding
 1946         forfeitures and judgments on bonds that have been
 1947         previously written. I acknowledge that failure to do
 1948         this will result in my active appointments being
 1949         canceled.
 1950  
 1951  An appointed bail bond agency must have the attestation under
 1952  this paragraph signed by its owner.
 1953         Section 36. Section 717.001, Florida Statutes, is amended
 1954  to read:
 1955         717.001 Short title.—This chapter may be cited as the
 1956  “Florida Disposition of Abandoned Personal Unclaimed Property
 1957  Act.”
 1958         Section 37. Present subsections (1) through (4), (5)
 1959  through (8), (10) through (13), (15) through (20), (21), (22)
 1960  through (28), (31), (32), and (33) of section 717.101, Florida
 1961  Statutes, are redesignated as subsections (4) through (7), (9)
 1962  through (12), (13) through (16), (17) through (22), (24), (26)
 1963  through (32), and (33), (34), and (35), respectively, new
 1964  subsections (1), (2), (3), (8), (23), and (25) are added to that
 1965  section, and present subsections (1), (2), (5), (6), (8), (9),
 1966  (12), (14), (16), (18), (19), (20), (22), (25), (29), and (30)
 1967  of that section are amended, to read:
 1968         717.101 Definitions.—As used in this chapter, unless the
 1969  context otherwise requires:
 1970         (1)“Abandoned property” means property held by a holder
 1971  for which all of the following are true:
 1972         (a)The apparent owner has shown no activity or indication
 1973  of interest for the duration of the applicable dormancy period
 1974  established under this chapter.
 1975         (b)The holder has complied with the due diligence
 1976  requirements set forth in this chapter, including the issuance
 1977  of notice to the apparent owner, and has received no response or
 1978  contact sufficient to demonstrate continued interest in the
 1979  property.
 1980  
 1981  For purposes of this chapter, property is presumed abandoned
 1982  upon expiration of the applicable dormancy period established
 1983  under this chapter. Once the dormancy period has expired, the
 1984  holder must comply with the due diligence requirements set forth
 1985  in s. 717.117. If the holder does not receive response or
 1986  contact sufficient to demonstrate continued interest in the
 1987  property after completion of its due diligence efforts, the
 1988  property is deemed abandoned and subject to reporting and
 1989  remittance to the department for custodial holding on behalf of
 1990  the owner.
 1991         (2)“Abandoned Property Purchase Agreement” means the form
 1992  adopted by the department pursuant to s. 717.135 which must be
 1993  used, without modification or amendment, by a claimant
 1994  representative to purchase abandoned property from an owner.
 1995         (3)“Abandoned Property Recovery Agreement” means the form
 1996  adopted by the department pursuant to s. 717.135 which must be
 1997  used, without modification or amendment, by a claimant
 1998  representative to obtain consent and authority to recover
 1999  abandoned property on behalf of a person.
 2000         (4)(1) “Aggregate” means the amounts reported for owners of
 2001  abandoned unclaimed property of less than $10 or where there is
 2002  no name for the individual or entity listed on the holder’s
 2003  records, regardless of the amount to be reported.
 2004         (5)(2) “Apparent owner” means the person whose name appears
 2005  on the records of the holder as the owner of the abandoned
 2006  property, but whose status as the true owner entitled to receive
 2007  the property may be subject to change due to the passage of time
 2008  or changes in circumstances person entitled to property held,
 2009  issued, or owing by the holder.
 2010         (8)“Authorized representative” means a person or an entity
 2011  legally empowered to act on behalf of the apparent owner or his
 2012  or her estate, including, but not limited to, an agent, a
 2013  fiduciary, a personal representative, a trustee, a legal heir, a
 2014  guardian, or any other individual or entity authorized by law or
 2015  agreement.
 2016         (9)(5) “Banking or financial organization” means any and
 2017  all banks, trust companies, private bankers, savings banks,
 2018  industrial banks, safe-deposit companies, savings and loan
 2019  associations, credit unions, savings associations, banking
 2020  organizations, international bank agencies, cooperative banks,
 2021  building and loan associations, and investment companies in this
 2022  state, organized under or subject to the laws of this state or
 2023  of the United States, including entities organized under 12
 2024  U.S.C. s. 611, but does not include federal reserve banks. The
 2025  term also includes any corporation, business association, or
 2026  other organization that:
 2027         (a) Is a wholly or partially owned subsidiary of any
 2028  banking, banking corporation, or bank holding company that
 2029  performs any or all of the functions of a banking organization;
 2030  or
 2031         (b) Performs functions pursuant to the terms of a contract
 2032  with any banking organization.
 2033         (10)(6) “Business association” means any for-profit or
 2034  nonprofit corporation other than a public corporation; joint
 2035  stock company; investment company; unincorporated association or
 2036  association of two or more individuals for business purposes,
 2037  whether or not for profit; partnership; joint venture; limited
 2038  liability company; sole proprietorship; business trust; trust
 2039  company; land bank; safe-deposit company; safekeeping
 2040  depository; banking or financial organization; insurance
 2041  company; federally chartered entity; utility company; transfer
 2042  agent; or other business entity, whether or not for profit.
 2043         (12)(8) “Claimant Claimant’s representative” means an
 2044  attorney who is a member in good standing with of The Florida
 2045  Bar, a certified public accountant licensed in this state, or a
 2046  private investigator who is duly licensed to do business in this
 2047  the state, who is registered with the department, and authorized
 2048  to file claims on behalf of persons with the department by the
 2049  claimant to claim unclaimed property on the claimant’s behalf.
 2050  The term does not include a person acting in a representative or
 2051  fiduciary capacity, such as a personal representative, guardian,
 2052  trustee, or attorney, whose representation is not contingent
 2053  upon the discovery or location of abandoned unclaimed property,
 2054  and it expressly excludes locators who engage in locating owners
 2055  of abandoned property for a fee but are not registered with the
 2056  department; provided, however, that any agreement entered into
 2057  for the purpose of evading s. 717.135 is invalid and
 2058  unenforceable.
 2059         (9) “Credit balance” means an account balance in the
 2060  customer’s favor.
 2061         (15)(12) “Due diligence” means the use of reasonable and
 2062  prudent methods under particular circumstances to locate
 2063  apparent owners of presumed abandoned property inactive accounts
 2064  using the taxpayer identification number or social security
 2065  number, if known, which may include, but are not limited to,
 2066  using a nationwide database, cross-indexing with other records
 2067  of the holder, mailing to the last known address unless the last
 2068  known address is known to be inaccurate, providing written
 2069  notice as described in this chapter by e-mail electronic mail if
 2070  an apparent owner has elected such delivery, or engaging a
 2071  licensed agency or company capable of conducting such search and
 2072  providing updated addresses.
 2073         (14) “Financial organization” means a savings association,
 2074  savings and loan association, savings bank, industrial bank,
 2075  bank, banking organization, trust company, international bank
 2076  agency, cooperative bank, building and loan association, or
 2077  credit union.
 2078         (18)(16) “Holder” means a person who is in possession of
 2079  property belonging to another or who owes a debt or an
 2080  obligation to another person, including, but not limited to,
 2081  financial institutions, insurance companies, corporations,
 2082  partnerships, fiduciaries, and government agencies:
 2083         (a) A person who is in possession or control or has custody
 2084  of property or the rights to property belonging to another; is
 2085  indebted to another on an obligation; or is obligated to hold
 2086  for the account of, or to deliver or pay to, the owner, property
 2087  subject to this chapter; or
 2088         (b) A trustee in case of a trust.
 2089         (20)(18) “Intangible property” includes, by way of
 2090  illustration and not limitation:
 2091         (a) Moneys, checks, virtual currency, drafts, deposits,
 2092  interest, dividends, and income.
 2093         (b) Credit balances, customer overpayments, security
 2094  deposits and other instruments as defined by chapter 679,
 2095  refunds, unpaid wages, unused airline tickets, and unidentified
 2096  remittances.
 2097         (c) Stocks, and other intangible ownership interests in
 2098  business associations except for:
 2099         1.A non-freely transferable security; or
 2100         2.A security that is subject to a lien, legal hold, or
 2101  restriction evidenced on the records of the holder or imposed by
 2102  operation of law, if the lien, legal hold, or restriction
 2103  restricts the holder’s or owner’s ability to receive, transfer,
 2104  sell, or otherwise negotiate the security.
 2105         (d) Moneys deposited to redeem stocks, bonds, bearer bonds,
 2106  original issue discount bonds, coupons, and other securities, or
 2107  to make distributions.
 2108         (e) Amounts due and payable under the terms of insurance
 2109  policies.
 2110         (f) Amounts distributable from a trust or custodial fund
 2111  established under a plan to provide any health, welfare,
 2112  pension, vacation, severance, retirement, death, stock purchase,
 2113  profit sharing, employee savings, supplemental unemployment
 2114  insurance, or similar benefit.
 2115         (21)(19) “Last known address” means a description of the
 2116  location of the apparent owner sufficient for the purpose of the
 2117  delivery of mail. For the purposes of identifying, reporting,
 2118  and remitting property to the department which is presumed to be
 2119  unclaimed, the term “last known address” includes any partial
 2120  description of the location of the apparent owner sufficient to
 2121  establish the apparent owner was a resident of this state at the
 2122  time of last contact with the apparent owner or at the time the
 2123  property became due and payable.
 2124         (22)(20) “Lawful charges” means charges against the
 2125  property or the account in which the property is held which
 2126  dormant accounts that are authorized by statute for the purpose
 2127  of offsetting the costs of maintaining the property or the
 2128  account in which the property is held dormant account.
 2129         (23)“Locator” means a private individual or business that
 2130  locates owners of abandoned property in exchange for a fee,
 2131  typically a percentage of the recovered property. Locators are
 2132  not employees or agents of the state and are not registered with
 2133  the department.
 2134         (25)Non-freely transferable security” means a security
 2135  that cannot be delivered to the administrator by the Depository
 2136  Trust and Clearing Corporation or similar custodian of
 2137  securities providing post-trade clearing and settlement services
 2138  to financial markets or cannot be delivered because there is no
 2139  agent to effect transfer. The term includes a worthless
 2140  security.
 2141         (26)(22) “Owner” means the a person, or the person’s legal
 2142  representative, entitled to receive or having a legal or
 2143  equitable interest in the abandoned property. An owner
 2144  establishes his or her entitlement by filing a valid claim with
 2145  the department pursuant or claim against property subject to
 2146  this chapter; a depositor in the case of a deposit; a
 2147  beneficiary in the case of a trust or a deposit in trust; or a
 2148  payee in the case of a negotiable instrument or other intangible
 2149  property.
 2150         (29)(25) “Record” means information that is captured or
 2151  maintained in any format, including written, printed,
 2152  electronic, audio, visual, or other forms, and that can be made
 2153  perceptible or understandable to a person, either directly or
 2154  through technological means, including assistive technologies
 2155  inscribed on a tangible medium or that is stored in an
 2156  electronic or other medium and is retrievable in perceivable
 2157  form.
 2158         (29) “Unclaimed Property Purchase Agreement” means the form
 2159  adopted by the department pursuant to s. 717.135 which must be
 2160  used, without modification or amendment, by a claimant’s
 2161  representative to purchase unclaimed property from an owner.
 2162         (30) “Unclaimed Property Recovery Agreement” means the form
 2163  adopted by the department pursuant to s. 717.135 which must be
 2164  used, without modification or amendment, by a claimant’s
 2165  representative to obtain an owner’s consent and authority to
 2166  recover unclaimed property on the owner’s behalf.
 2167         Section 38. Section 717.102, Florida Statutes, is amended
 2168  to read:
 2169         717.102 Property presumed abandoned unclaimed; general
 2170  rule.—
 2171         (1) Except as otherwise provided by this chapter, all
 2172  intangible property, including any income or increment thereon
 2173  less any lawful charges, that is held, issued, or owing in the
 2174  ordinary course of the holder’s business and for which the
 2175  apparent owner or authorized representative fails to demonstrate
 2176  continued interest for more than the applicable dormancy period
 2177  prescribed by this chapter shall be presumed abandoned claim
 2178  such property for more than 5 years after the property becomes
 2179  payable or distributable is presumed unclaimed, except as
 2180  otherwise provided by this chapter. Unless otherwise specified
 2181  by law, the dormancy period is 5 years from the date the
 2182  property becomes payable or distributable. For the purposes of
 2183  this chapter, property is considered payable or distributable
 2184  once the holder’s obligation to pay or deliver the property
 2185  arises, regardless of whether the apparent owner or authorized
 2186  representative has failed to demand or to present documents
 2187  required to receive payment.
 2188         (2) Property is payable or distributable for the purpose of
 2189  this chapter notwithstanding the owner’s failure to make demand
 2190  or to present any instrument or document required to receive
 2191  payment.
 2192         (3) A presumption that property is abandoned may be
 2193  unclaimed is rebutted by the affirmative demonstration of
 2194  continued interest by the apparent owner or authorized
 2195  representative an apparent owner’s expression of interest in the
 2196  property. Such demonstration An owner’s expression of continued
 2197  interest in property includes, but is not limited to, any of the
 2198  following:
 2199         (a) A record communicated by the apparent owner or
 2200  authorized representative to the holder or its agent of the
 2201  holder concerning the property or the account in which the
 2202  property is held.;
 2203         (b) An oral communication by the apparent owner or
 2204  authorized representative to the holder or its agent of the
 2205  holder concerning the property or the account in which the
 2206  property is held, if the holder or its agent contemporaneously
 2207  records makes and preserves evidence a record of the fact of the
 2208  apparent owner’s communication.;
 2209         (c) Presentment of a check or other instrument for of
 2210  payment of a dividends dividend, interest payment, or other
 2211  distributions related to the property. distribution, with
 2212  respect to an account, underlying security, or interest in a
 2213  business association;
 2214         (d) Any account activity initiated directed by an apparent
 2215  owner or authorized representative in the account in which the
 2216  property is held, including accessing the account or directing
 2217  changes to information concerning the account, or to the amount
 2218  or type of property held, excluding routine automatic
 2219  transactions previously authorized, a direction by the apparent
 2220  owner to increase, decrease, or otherwise change the amount or
 2221  type of property held in the account.;
 2222         (e) Any A deposit into or withdrawal from the property or
 2223  the an account in which the property is held at a financial
 2224  organization, excluding an automatic deposits, withdrawals, or
 2225  reinvestments deposit or withdrawal previously authorized by the
 2226  apparent owner or authorized representative. an automatic
 2227  reinvestment of dividends or interest, which does not constitute
 2228  an expression of interest; or
 2229         (f) Any other action by the apparent owner or authorized
 2230  representative which reasonably demonstrates to the holder that
 2231  the apparent owner or authorized representative is aware of and
 2232  maintains an interest in knows that the property exists.
 2233         (3)(4) If a holder learns or receives confirmation of an
 2234  apparent owner’s death, the property shall be presumed abandoned
 2235  unclaimed 2 years after the date of death, unless an authorized
 2236  representative makes an affirmative demonstration a fiduciary
 2237  appointed to represent the estate of the apparent owner has made
 2238  an expression of interest in the property before the expiration
 2239  of the 2-year period. This subsection may not be construed to
 2240  extend the otherwise applicable dormancy period prescribed by
 2241  this chapter.
 2242         Section 39. Section 717.103, Florida Statutes, is amended
 2243  to read:
 2244         717.103 General rules for taking custody of intangible
 2245  abandoned unclaimed property.—Unless otherwise provided in this
 2246  chapter or by other statute of this state, intangible property
 2247  is subject to the custody of the department as abandoned
 2248  unclaimed property when if the conditions leading to a
 2249  presumption that the property is abandoned unclaimed as
 2250  described in ss. 717.102 and 717.105-717.116 are satisfied and
 2251  the holder has fulfilled all required due diligence obligations
 2252  without receiving any response or claim from the apparent owner,
 2253  and one or more of the following criteria apply:
 2254         (1) The last known address, as shown on the records of the
 2255  holder, of the apparent owner is in this state.;
 2256         (2) The records of the holder do not identify the name of
 2257  the apparent owner, but do reflect the identity of the person
 2258  entitled to the property, and it is established that the last
 2259  known address of the apparent owner person entitled to the
 2260  property is in this state.;
 2261         (3) The records of the holder do not reflect the last known
 2262  address of the apparent owner, but and it is established that
 2263  either of the following conditions apply:
 2264         (a) The last known address of the apparent owner person
 2265  entitled to the property is in this state.; or
 2266         (b) The holder is domiciled in this state, a domiciliary or
 2267  is a government entity or governmental subdivision or agency of
 2268  this state, and has not previously paid the property to the
 2269  state of the last known address of the apparent owner. or other
 2270  person entitled to the property;
 2271         (4) The last known address, as shown on the records of the
 2272  holder, of the apparent owner or other person entitled to the
 2273  property is in a jurisdiction state that does not have
 2274  applicable provide by law for the escheat, abandoned, or
 2275  unclaimed property laws custodial taking of the property, or its
 2276  escheat or unclaimed property law is not applicable to the
 2277  property, and the holder is domiciled in this state a
 2278  domiciliary or is a government entity or governmental
 2279  subdivision or agency of this state.;
 2280         (5) The last known address, as shown on the records of the
 2281  holder, of the apparent owner is in a foreign nation and the
 2282  holder is domiciled in this state a domiciliary or is a
 2283  government entity or governmental subdivision or agency of this
 2284  state.; or
 2285         (6) The transaction out of which the property arose
 2286  occurred in this state, and both of the following are true:;
 2287         (a)1. The last known address of the apparent owner or other
 2288  person entitled to the property is unknown.; or
 2289         2. The last known address of the apparent owner or other
 2290  person entitled to the property is in a state that does not
 2291  provide by law for the escheat or custodial taking of the
 2292  property, or its escheat or unclaimed property law is not
 2293  applicable to the property; and
 2294         (b) The holder is domiciled in a jurisdiction a domiciliary
 2295  of a state that does not have applicable provide by law for the
 2296  escheat, abandoned, or custodial taking of the property, or its
 2297  escheat or unclaimed property laws law is not applicable to the
 2298  property.
 2299         Section 40. Section 717.1035, Florida Statutes, is
 2300  repealed.
 2301         Section 41. Section 717.104, Florida Statutes, is amended
 2302  to read:
 2303         717.104 Traveler’s checks and money orders.—
 2304         (1) Subject to subsection (4), any sum payable on a
 2305  traveler’s check that has been outstanding for more than 15
 2306  years after its issuance is presumed abandoned unclaimed unless
 2307  the apparent owner or authorized representative, within 15
 2308  years, has demonstrated a continued interest in the property in
 2309  accordance with s. 717.102 communicated in writing with the
 2310  issuer concerning it or otherwise indicated an interest as
 2311  evidenced by a memorandum or other record on file with the
 2312  issuer.
 2313         (2) Subject to subsection (4), any sum payable on a money
 2314  order or similar written instrument, other than a third party
 2315  bank check, that has been outstanding for more than 7 years
 2316  after its issuance is presumed abandoned unclaimed unless the
 2317  apparent owner or authorized representative, within 7 years, has
 2318  demonstrated a continued interest in the property in accordance
 2319  with s. 717.102 communicated in writing with the issuer
 2320  concerning it or otherwise indicated an interest as evidenced by
 2321  a memorandum or other record on file with the issuer.
 2322         (3) A No holder may not deduct from the amount of any
 2323  traveler’s check or money order any charges imposed by reason of
 2324  the failure to present those instruments for payment unless
 2325  there is a valid and enforceable written contract between the
 2326  holder issuer and the apparent owner of the property pursuant to
 2327  which the holder issuer may impose those charges and the holder
 2328  issuer regularly imposes those charges and does not regularly
 2329  reverse or otherwise cancel those charges with respect to the
 2330  property.
 2331         (4) No sum payable on a traveler’s check, money order, or
 2332  similar written instrument, other than a third party bank check,
 2333  described in subsections (1) and (2) may be subjected to the
 2334  custody of this state as abandoned unclaimed property unless any
 2335  of the following conditions are met:
 2336         (a) The records of the holder issuer show that the
 2337  traveler’s check, money order, or similar written instrument was
 2338  purchased in this state.;
 2339         (b) The holder issuer has its principal place of business
 2340  in this state and its the records of the issuer do not show the
 2341  state in which the traveler’s check, money order, or similar
 2342  written instrument was purchased.; or
 2343         (c) The holder issuer has its principal place of business
 2344  in this state; the holder’s records of the issuer show the state
 2345  in which the traveler’s check, money order, or similar written
 2346  instrument was purchased; and the laws of the state of purchase
 2347  does not provide applicable do not provide for the escheat,
 2348  abandoned, or unclaimed property laws or custodial taking of the
 2349  property, or its escheat or unclaimed property law is not
 2350  applicable to the property.
 2351         (5) Notwithstanding any other provision of this chapter,
 2352  subsection (4) applies to sums payable on traveler’s checks,
 2353  money orders, and similar written instruments presumed abandoned
 2354  unclaimed on or after February 1, 1965, except to the extent
 2355  that those sums have been paid over to a state prior to January
 2356  1, 1974.
 2357         Section 42. Section 717.1045, Florida Statutes, is amended
 2358  to read:
 2359         717.1045 Gift certificates and similar credit items.
 2360  Notwithstanding s. 717.117, an unredeemed gift certificate or
 2361  credit memo as defined in s. 501.95 is not required to be
 2362  reported as abandoned unclaimed property.
 2363         (1) The consideration paid for an unredeemed gift
 2364  certificate or credit memo is the property of the issuer of the
 2365  unredeemed gift certificate or credit memo.
 2366         (2) An unredeemed gift certificate or credit memo is
 2367  subject only to any rights of a purchaser or owner thereof and
 2368  is not subject to a claim made by any state acting on behalf of
 2369  a purchaser or owner.
 2370         (3) It is the intent of the Legislature that this section
 2371  apply to the custodial holding of unredeemed gift certificates
 2372  and credit memos.
 2373         (4) However, a gift certificate or credit memo described in
 2374  s. 501.95(2)(b) shall be reported as abandoned unclaimed
 2375  property. The consideration paid for such a gift certificate or
 2376  credit memo is the property of the owner of the gift certificate
 2377  or credit memo.
 2378         Section 43. Section 717.105, Florida Statutes, is amended
 2379  to read:
 2380         717.105 Checks, drafts, and similar instruments issued or
 2381  certified by banking and financial organizations.—
 2382         (1) Any sum payable on a check, draft, or similar
 2383  instrument, except those subject to ss. 717.104 and 717.115, on
 2384  which a banking or financial organization is directly liable,
 2385  including, but not limited to, a cashier’s check or a certified
 2386  check, which has been outstanding for more than 5 years after it
 2387  was payable or after its issuance if payable on demand, is
 2388  presumed abandoned unclaimed unless the apparent owner or
 2389  authorized representative, within 5 years, has communicated in
 2390  writing with the banking or financial organization concerning it
 2391  or otherwise demonstrated a continued interest in the property
 2392  in accordance with s. 717.102 indicated an interest as evidenced
 2393  by a memorandum or other record on file with the banking or
 2394  financial organization.
 2395         (2) A No holder may not deduct from the amount of any
 2396  instrument subject to this section any charges imposed by reason
 2397  of the failure to present the instrument for encashment unless
 2398  there is a valid and enforceable written contract between the
 2399  holder and the apparent owner of the instrument pursuant to
 2400  which the holder may impose those charges and does not regularly
 2401  reverse or otherwise cancel those charges with respect to the
 2402  instrument.
 2403         Section 44. Subsection (1), paragraphs (a) and (b) of
 2404  subsection (3), and subsections (4) and (5) of section 717.106,
 2405  Florida Statutes, are amended to read:
 2406         717.106 Bank deposits and funds in financial
 2407  organizations.—
 2408         (1) Any demand, savings, or matured time deposit with a
 2409  banking or financial organization, including deposits that are
 2410  automatically renewable, and any funds paid toward the purchase
 2411  of shares, a mutual investment certificate, or any other
 2412  interest in a banking or financial organization is presumed
 2413  abandoned unclaimed unless the apparent owner or authorized
 2414  representative has, within 5 years, engaged in any of the
 2415  following activities:
 2416         (a) Increased or decreased the amount of the deposit or
 2417  presented the passbook or other similar evidence of the deposit
 2418  for the crediting of interest.;
 2419         (b) Communicated in writing or by documented telephone
 2420  contact with the banking or financial organization concerning
 2421  the property.;
 2422         (c) Otherwise demonstrated a continued indicated an
 2423  interest in the property as evidenced by a memorandum or other
 2424  record on file with the banking or financial organization.;
 2425         (d) Owned other property to which paragraph (a), paragraph
 2426  (b), or paragraph (c) is applicable and if the banking or
 2427  financial organization communicates in writing with the owner
 2428  with regard to the property that would otherwise be presumed
 2429  abandoned unclaimed under this subsection at the address to
 2430  which communications regarding the other property regularly are
 2431  sent.; or
 2432         (e) Had another relationship with the banking or financial
 2433  organization concerning which the apparent owner has:
 2434         1. Communicated in writing with the banking or financial
 2435  organization; or
 2436         2. Otherwise demonstrated a continued indicated an interest
 2437  as evidenced by a memorandum or other record on file with the
 2438  banking or financial organization and if the banking or
 2439  financial organization communicates in writing with the apparent
 2440  owner or authorized representative with regard to the property
 2441  that would otherwise be presumed abandoned unclaimed under this
 2442  subsection at the address to which communications regarding the
 2443  other relationship regularly are sent.
 2444         (3) A No holder may not impose with respect to property
 2445  described in subsection (1) any charges due to dormancy or
 2446  inactivity or cease payment of interest unless:
 2447         (a) There is an enforceable written contract between the
 2448  holder and the apparent owner of the property pursuant to which
 2449  the holder may impose those charges or cease payment of
 2450  interest.
 2451         (b) For property in excess of $2, the holder, no more than
 2452  3 months prior to the initial imposition of those charges or
 2453  cessation of interest, has given written notice to the apparent
 2454  owner of the amount of those charges at the last known address
 2455  of the apparent owner stating that those charges shall be
 2456  imposed or that interest shall cease, but the notice provided in
 2457  this section need not be given with respect to charges imposed
 2458  or interest ceased before July 1, 1987.
 2459         (4) Any property described in subsection (1) that is
 2460  automatically renewable is matured for purposes of subsection
 2461  (1) upon the expiration of its initial time period except that,
 2462  in the case of any renewal to which the apparent owner consents
 2463  at or about the time of renewal by communicating in writing with
 2464  the banking or financial organization or otherwise indicating
 2465  consent as evidenced by a memorandum or other record on file
 2466  prepared by an employee of the organization, the property is
 2467  matured upon the expiration of the last time period for which
 2468  consent was given. If, at the time provided for delivery in s.
 2469  717.119, a penalty or forfeiture in the payment of interest
 2470  would result from the delivery of the property, the time for
 2471  delivery is extended until the time when no penalty or
 2472  forfeiture would result.
 2473         (5) If the documents establishing a deposit described in
 2474  subsection (1) state the address of a beneficiary of the
 2475  deposit, and the account has a value of at least $50, notice
 2476  shall be given to the beneficiary as provided for notice to the
 2477  apparent owner under s. 717.117 s. 717.117(6). This subsection
 2478  shall apply to accounts opened on or after October 1, 1990.
 2479         Section 45. Subsection (1) of section 717.1065, Florida
 2480  Statutes, is amended to read:
 2481         717.1065 Virtual currency.—
 2482         (1) Any virtual currency held or owing by a banking
 2483  organization, corporation, custodian, exchange, or other entity
 2484  engaged in virtual currency business activity is presumed
 2485  unclaimed unless the owner, within 7 5 years, has communicated
 2486  in writing with the banking organization, corporation,
 2487  custodian, exchange, or other entity engaged in virtual currency
 2488  business activity concerning the virtual currency or otherwise
 2489  indicated an interest as evidenced by a memorandum or other
 2490  record on file with the banking organization, corporation,
 2491  custodian, exchange, or other entity engaged in virtual currency
 2492  business activity.
 2493         Section 46. Subsection (1) of section 717.107, Florida
 2494  Statutes, is amended to read:
 2495         717.107 Funds owing under life insurance policies, annuity
 2496  contracts, and retained asset accounts; fines, penalties, and
 2497  interest; United States Social Security Administration Death
 2498  Master File.—
 2499         (1) Funds held or owing under any life or endowment
 2500  insurance policy or annuity contract which has matured or
 2501  terminated are presumed abandoned unclaimed if unclaimed for
 2502  more than 5 years after the date of death of the insured, the
 2503  annuitant, or the retained asset account holder, but property
 2504  described in paragraph (3)(d) is presumed abandoned unclaimed if
 2505  such property is not claimed for more than 2 years. The amount
 2506  presumed abandoned unclaimed shall include any amount due and
 2507  payable under s. 627.4615.
 2508         Section 47. Section 717.1071, Florida Statutes, is amended
 2509  to read:
 2510         717.1071 Lost owners of abandoned unclaimed
 2511  demutualization, rehabilitation, or related reorganization
 2512  proceeds.—
 2513         (1) Property distributable in the course of a
 2514  demutualization, rehabilitation, or related reorganization of an
 2515  insurance company is deemed abandoned 2 years after the date the
 2516  property is first distributable if, at the time of the first
 2517  distribution, the last known address of the apparent owner on
 2518  the books and records of the holder is known to be incorrect or
 2519  the distribution or statements are returned by the post office
 2520  as undeliverable; and the apparent owner or authorized
 2521  representative owner has not communicated in writing with the
 2522  holder or its agent regarding the interest or otherwise
 2523  communicated with the holder regarding the interest as evidenced
 2524  by a memorandum or other record on file with the holder or its
 2525  agent.
 2526         (2) Property distributable in the course of
 2527  demutualization, rehabilitation, or related reorganization of a
 2528  mutual insurance company that is not subject to subsection (1)
 2529  shall be reportable as otherwise provided by this chapter.
 2530         (3) Property subject to this section shall be reported and
 2531  delivered no later than May 1 as of the preceding December 31;
 2532  however, the initial report under this section shall be filed no
 2533  later than November 1, 2003, as of December 31, 2002.
 2534         Section 48. Section 717.108, Florida Statutes, is amended
 2535  to read:
 2536         717.108 Deposits held by utilities.—Any deposit, including
 2537  any interest thereon, made by a subscriber with a utility to
 2538  secure payment or any sum paid in advance for utility services
 2539  to be furnished, less any lawful charges, that remains unclaimed
 2540  by the apparent owner for more than 1 year after termination of
 2541  the services for which the deposit or advance payment was made
 2542  is presumed abandoned unclaimed.
 2543         Section 49. Section 717.109, Florida Statutes, is amended
 2544  to read:
 2545         717.109 Refunds held by business associations.—Except as
 2546  otherwise provided by law, any sum that a business association
 2547  has been ordered to refund by a court or administrative agency
 2548  which has been unclaimed by the apparent owner for more than 1
 2549  year after it became payable in accordance with the final
 2550  determination or order providing for the refund, regardless of
 2551  whether the final determination or order requires any person
 2552  entitled to a refund to make a claim for it, is presumed
 2553  abandoned unclaimed.
 2554         Section 50. Section 717.1101, Florida Statutes, is amended
 2555  to read:
 2556         717.1101 Abandoned Unclaimed equity and debt of business
 2557  associations.—
 2558         (1)(a) Stock, or other equity interests, or debt of
 2559  interest in a business association is presumed abandoned
 2560  unclaimed on the date of the earliest of any of the following:
 2561         1. Three years after the date a communication, other than
 2562  communications required by s. 717.117, sent by the holder by
 2563  first-class United States mail to the apparent owner is returned
 2564  to the holder undelivered by the United States Postal Service.
 2565  If such returned communication is resent within 1 month to the
 2566  apparent owner, the 3-year dormancy period does not begin until
 2567  the day the resent item is returned as undelivered.
 2568         2.Five Three years after the most recent of any account
 2569  owner-generated activity or communication initiated by the
 2570  apparent owner or authorized representative which demonstrates
 2571  continued interest in the related to the account, as recorded
 2572  and maintained by in the holder. Routine automatic reinvestments
 2573  or other routine transactions previously authorized by the
 2574  apparent owner or authorized representative do not prevent,
 2575  interrupt, or reset the dormancy period and do not constitute an
 2576  affirmative demonstration of continued interest. holder’s
 2577  database and records systems sufficient enough to demonstrate
 2578  the owner’s continued awareness or interest in the property;
 2579         3.2.Two Three years after the date of the death of the
 2580  apparent owner, as evidenced by:
 2581         a. Notice to the holder of the apparent owner’s death by an
 2582  authorized representative administrator, beneficiary, relative,
 2583  or trustee, or by a personal representative or other legal
 2584  representative of the owner’s estate;
 2585         b. Receipt by the holder of a copy of the death certificate
 2586  of the apparent owner;
 2587         c. Confirmation by the holder of the apparent owner’s death
 2588  through though other means; or
 2589         d. Other evidence from which the holder may reasonably
 2590  conclude that the apparent owner is deceased.; or
 2591         3. One year after the date on which the holder receives
 2592  notice under subparagraph 2. if the notice is received 2 years
 2593  or less after the owner’s death and the holder lacked knowledge
 2594  of the owner’s death during that period of 2 years or less.
 2595         (b) If the holder does not send communication to the
 2596  apparent owner of a security by first-class United States mail
 2597  on an annual basis, the holder must attempt to confirm the
 2598  apparent owner’s interest in the equity interest by sending the
 2599  apparent owner an e-mail communication not later than 3 years
 2600  after the apparent owner’s or authorized representative’s last
 2601  demonstration of continued interest in the equity interest.
 2602  However, the holder must promptly attempt to contact the
 2603  apparent owner by first-class United States mail if:
 2604         1.The holder does not have information needed to send the
 2605  apparent owner an e-mail communication or the holder believes
 2606  that the apparent owner’s e-mail address in the holder’s records
 2607  is not valid;
 2608         2.The holder received notification that the e-mail
 2609  communication was not received; or
 2610         3.The apparent owner does not respond to the e-mail
 2611  communication within 30 days after the communication was sent.
 2612         (c)If first-class United States mail sent under paragraph
 2613  (b) is returned to the holder undelivered by the United States
 2614  Postal Service, the equity interest is presumed abandoned in
 2615  accordance with paragraph (a).
 2616         (d) Unmatured or unredeemed debt, other than a bearer bond
 2617  or an original issue discount bond, is presumed abandoned 5
 2618  unclaimed 3 years after the date of the most recent interest
 2619  payment unclaimed by the owner.
 2620         (e)(c) Matured or redeemed debt is presumed abandoned 5
 2621  unclaimed 3 years after the date of maturity or redemption.
 2622         (f)(d) At the time property is presumed abandoned unclaimed
 2623  under paragraph (a) or paragraph (b), any other property right
 2624  accrued or accruing to the owner as a result of the property
 2625  interest and not previously presumed abandoned unclaimed is also
 2626  presumed abandoned unclaimed.
 2627         (2) The running of the applicable dormancy period under
 2628  this section such 3-year period ceases if the apparent owner or
 2629  authorized representative demonstrates continued interest under
 2630  s. 717.102, including by any of the following actions person:
 2631         (a)1.Communicating Communicates in writing or by other
 2632  means with the association or its agent regarding the interest,
 2633  or a dividend, distribution, or other sum payable as a result of
 2634  the interest, as recorded by the association or its agent; or
 2635         2. Otherwise communicates with the association regarding
 2636  the interest or a dividend, distribution, or other sum payable
 2637  as a result of the interest, as evidenced by a memorandum or
 2638  other record on file with the association or its agent.
 2639         (b) Presenting Presents an instrument issued to pay
 2640  interest, or a dividend, or other cash distribution. If any
 2641  future dividend, distribution, or other sum payable to the owner
 2642  as a result of the interest is subsequently unclaimed not
 2643  claimed by the owner, a new period in which the property is
 2644  presumed abandoned unclaimed commences and relates back only to
 2645  the time a subsequent dividend, distribution, or other sum
 2646  became due and payable.
 2647         (3) At the same time any interest is presumed abandoned
 2648  unclaimed under this section, any dividend, distribution, or
 2649  other sum then held for or owing to the owner as a result of the
 2650  interest, is presumed abandoned unclaimed.
 2651         (4) Any dividend, profit, distribution, interest
 2652  redemption, payment on principal, or other sum held or owing by
 2653  a business association for or to a shareholder,
 2654  certificateholder, member, bondholder, or other security holder,
 2655  who has not claimed such amount or corresponded in writing with
 2656  the business association concerning such amount, within 5 3
 2657  years after the date prescribed for payment or delivery, is
 2658  presumed abandoned unclaimed.
 2659         (5) Notwithstanding any other provision of this section,
 2660  equity interests in business associations and securities
 2661  accounts are not presumed abandoned solely due to inactivity if
 2662  the holder knows the location of the apparent owner.
 2663         (a) For purposes of this subsection, a holder must perform
 2664  data matching of owner records maintained in its database
 2665  against commercially available third-party data comparison
 2666  sources to identify updated owner address information and
 2667  indicators of deceased status. Utilizing any updated
 2668  information, together with existing information of record, the
 2669  holder is deemed to know the location of the apparent owner if:
 2670         1. The holder communicates with the apparent owner at least
 2671  annually by first-class United States mail or electronic means,
 2672  including, but not limited to, e-mail, text message, mobile
 2673  application, or similar mechanism;
 2674         2. Such communication is successfully delivered, meaning
 2675  not returned as undeliverable; and
 2676         3. One or more additional account-level indicators
 2677  demonstrating an owner indication of interest occur at least
 2678  once every 10 years, including:
 2679         a. Owner-initiated activity, such as authenticated access
 2680  to a website, mobile engagement via mobile messaging, or other
 2681  authenticated third-party account servicing software;
 2682         b. Updated contact information received through an
 2683  authorized financial adviser;
 2684         c. Responses to account notifications or alerts;
 2685         d. Negotiation of distributions, including dividends; or
 2686         e. Any other action by the apparent owner or authorized
 2687  representative which reasonably demonstrates to the holder that
 2688  the apparent owner or authorized representative is aware of and
 2689  maintains an interest in the property.
 2690         (b) Automatic deposits, reinvestments, or other recurring
 2691  transactions initiated by the holder may not independently
 2692  constitute an indication of apparent owner interest for purposes
 2693  of this section.
 2694         (c) If the conditions in paragraph (a) are not satisfied
 2695  and the owner’s location is deemed unknown, the equity interest
 2696  or securities account may be presumed abandoned:
 2697         1. Ten years after the owner’s most recent indication of
 2698  interest in the property; or
 2699         2. Ten years after the date a communication is returned as
 2700  undeliverable, unless the owner responds to a due diligence
 2701  notice before the reporting deadline.
 2702         (d)Property described in paragraph (c) is presumed
 2703  abandoned only after reasonable efforts to locate the owner have
 2704  been unsuccessful and the holder has complied with the due
 2705  diligence requirement of this chapter.
 2706         (e) This subsection applies to equity interests and
 2707  securities accounts held directly by the owner or indirectly
 2708  through a brokerage account or similar account.
 2709         Section 51. Section 717.111, Florida Statutes, is amended
 2710  to read:
 2711         717.111 Property of business associations held in course of
 2712  dissolution.—All intangible property distributable in the course
 2713  of a voluntary or involuntary dissolution of a business
 2714  association which is not claimed by the apparent owner for more
 2715  than 6 months after the date specified for final distribution is
 2716  presumed abandoned unclaimed.
 2717         Section 52. Subsections (1) and (5) of section 717.112,
 2718  Florida Statutes, are amended to read:
 2719         717.112 Property held by agents and fiduciaries.—
 2720         (1) All intangible property and any income or increment
 2721  thereon held in a fiduciary capacity for the benefit of another
 2722  person, including property held by an attorney in fact or an
 2723  agent, except as provided in ss. 717.1125 and 733.816, is
 2724  presumed abandoned unclaimed unless the apparent owner has
 2725  within 5 years after it has become payable or distributable
 2726  increased or decreased the principal, accepted payment of
 2727  principal or income, communicated in writing concerning the
 2728  property, or otherwise indicated an interest as evidenced by a
 2729  memorandum or other record on file with the fiduciary.
 2730         (5) All intangible property, and any income or increment
 2731  thereon, issued by a government or governmental subdivision or
 2732  agency, public corporation, or public authority and held in an
 2733  agency capacity for the governmental subdivision, agency, public
 2734  corporation, or public authority for the benefit of the owner of
 2735  record, is presumed abandoned unclaimed unless the apparent
 2736  owner has, within 1 year after such property has become payable
 2737  or distributable, increased or decreased the principal, accepted
 2738  payment of the principal or income, communicated concerning the
 2739  property, or otherwise indicated an interest in the property as
 2740  evidenced by a memorandum or other record on file with the
 2741  fiduciary.
 2742         Section 53. Section 717.1125, Florida Statutes, is amended
 2743  to read:
 2744         717.1125 Property held by fiduciaries under trust
 2745  instruments.—All intangible property and any income or increment
 2746  thereon held in a fiduciary capacity for the benefit of another
 2747  person under a trust instrument is presumed abandoned unclaimed
 2748  unless the apparent owner has, within 2 years after it has
 2749  become payable or distributable, increased or decreased the
 2750  principal, accepted payment of principal or income, communicated
 2751  concerning the property, or otherwise indicated an interest as
 2752  evidenced by a memorandum or other record on file with the
 2753  fiduciary. This section does not relieve a fiduciary of his or
 2754  her duties under the Florida Trust Code.
 2755         Section 54. Section 717.113, Florida Statutes, is amended
 2756  to read:
 2757         717.113 Property held by courts and public agencies.—All
 2758  intangible property held for the apparent owner by any court,
 2759  government or governmental subdivision or agency, public
 2760  corporation, or public authority that has not been claimed by
 2761  the apparent owner for more than 1 year after it became payable
 2762  or distributable is presumed abandoned unclaimed. Except as
 2763  provided in s. 45.032(3)(c), money held in the court registry
 2764  and for which no court order has been issued to determine an
 2765  owner does not become payable or distributable and is not
 2766  subject to reporting under this chapter. Notwithstanding the
 2767  provisions of this section, funds deposited in the Minerals
 2768  Trust Fund pursuant to s. 377.247 are presumed abandoned
 2769  unclaimed only if the funds have not been claimed by the
 2770  apparent owner for more than 5 years after the date of first
 2771  production from the well.
 2772         Section 55. Section 717.115, Florida Statutes, is amended
 2773  to read:
 2774         717.115 Wages.—Unpaid wages, including wages represented by
 2775  unpresented payroll checks, owing in the ordinary course of the
 2776  holder’s business that have not been claimed by the apparent
 2777  owner for more than 1 year after becoming payable are presumed
 2778  abandoned unclaimed.
 2779         Section 56. Section 717.116, Florida Statutes, is amended
 2780  to read:
 2781         717.116 Contents of safe-deposit box or other safekeeping
 2782  repository.—All tangible and intangible property held by a
 2783  banking or financial organization in a safe-deposit box or any
 2784  other safekeeping repository in this state in the ordinary
 2785  course of the holder’s business, and proceeds resulting from the
 2786  sale of the property permitted by law, that has not been claimed
 2787  by the apparent owner or authorized representative for more than
 2788  3 years after the lease or rental period on the box or other
 2789  repository has expired are presumed abandoned unclaimed.
 2790         Section 57. Section 717.117, Florida Statutes, is amended
 2791  to read:
 2792         717.117 Holder due diligence and report of abandoned
 2793  unclaimed property.—
 2794         (1) Property is presumed abandoned upon expiration of the
 2795  applicable dormancy period under this chapter. However, such
 2796  property is not deemed abandoned for purposes of reporting or
 2797  remittance to the department until the holder has conducted
 2798  reasonable due diligence as required by this section, resulting
 2799  in no indication of interest from the apparent owner or
 2800  authorized representative.
 2801         (2)Holders of property presumed abandoned which has a
 2802  value of $50 or more shall use due diligence to locate and
 2803  notify the apparent owner that the holder is in possession of
 2804  property subject to this chapter. At least 90 days, but not more
 2805  than 180 days, before filing the report required by this
 2806  section, a holder in possession of presumed abandoned property
 2807  shall send written notice by first-class United States mail to
 2808  the apparent owner’s last known address as shown in the holder’s
 2809  records or from other available sources, or by e-mail if the
 2810  apparent owner has elected for e-mail delivery, informing the
 2811  apparent owner that the holder is in possession of property
 2812  subject to this chapter, provided that the holder’s records
 2813  contain a mailing or e-mail address for the apparent owner which
 2814  is not known by the holder to be inaccurate. The holder may
 2815  provide notice by mail, by e-mail, or by both methods. If the
 2816  holder’s records indicate that the mailing address is
 2817  inaccurate, notice may be provided by e-mail if the apparent
 2818  owner has elected e-mail delivery.
 2819         (3)If the value of the property is greater than $1,000,
 2820  the holder must send a second written notice by certified United
 2821  States mail, return receipt requested, to the apparent owner’s
 2822  last known address at least 60 days before filing the report
 2823  required by this section, if the holder’s records contain a
 2824  mailing address for the apparent owner which is not known by the
 2825  holder to be inaccurate. Reasonable costs paid to the United
 2826  States Postal Service for certified mail, return receipt
 2827  requested, may be deducted from the property as a service
 2828  charge. A signed return receipt received in response to the
 2829  certified mail notice constitutes an affirmative demonstration
 2830  of continued interest as described in s. 717.102.
 2831         (4)The written notice required under this section must
 2832  include:
 2833         (a)A heading that reads substantially as follows: “Notice:
 2834  The State of Florida requires us to notify you that your
 2835  property may be transferred to the custody of the Florida
 2836  Department of Financial Services if you do not contact us before
 2837  ...(insert date that is at least 30 days after the date of
 2838  notice)....”
 2839         (b)A description of the type, nature, and, unless the
 2840  property does not have a fixed value, value of the property that
 2841  is the subject of the notice.
 2842         (c)A statement that the property will be turned over to
 2843  the custody of the department as abandoned property if no
 2844  response is received.
 2845         (d)A statement that noncash property will be sold or
 2846  liquidated by the department.
 2847         (e)A statement that, after the property is remitted to the
 2848  department, a claim must be filed with the department to recover
 2849  the property.
 2850         (f)A statement that the property is currently in the
 2851  custody of the holder and that the apparent owner may prevent
 2852  transfer of the property by contacting the holder before the
 2853  deadline stated in the notice.
 2854         (g)If the property is virtual currency, a statement that
 2855  the virtual currency will be liquidated by the holder before it
 2856  is remitted to the department and that only the proceeds of the
 2857  liquidation will be transferred.
 2858         (5) Every holder of abandoned person holding funds or other
 2859  property, tangible or intangible, presumed unclaimed and subject
 2860  to custody as unclaimed property under this chapter shall submit
 2861  a report to the department via electronic medium as the
 2862  department may prescribe by rule. The report must include:
 2863         (a) Except for traveler’s checks and money orders, the
 2864  name, social security number or taxpayer identification number,
 2865  date of birth, if known, and last known address, if any, of each
 2866  apparent person appearing from the records of the holder to be
 2867  the owner of any property which is abandoned presumed unclaimed
 2868  and which has a value of $10 or more.
 2869         (b) For abandoned unclaimed funds that have a value of $10
 2870  or more held or owing under any life or endowment insurance
 2871  policy or annuity contract, the identifying information provided
 2872  in paragraph (a) for both the insured or annuitant and the
 2873  beneficiary according to records of the insurance company
 2874  holding or owing the funds.
 2875         (c) For all tangible property held in a safe-deposit box or
 2876  other safekeeping repository, a description of the property and
 2877  the place where the property is held and may be inspected by the
 2878  department, and any amounts owing to the holder. Contents of a
 2879  safe-deposit box or other safekeeping repository which consist
 2880  of documents or writings of a private nature and which have
 2881  little or no commercial value may apparent value shall not be
 2882  reported as abandoned property presumed unclaimed.
 2883         (d) The nature or type of property, any accounting or
 2884  identifying number associated with the property, a description
 2885  of the property, and the amount appearing from the records to be
 2886  due. Items of value of less than $10 each may be reported in the
 2887  aggregate.
 2888         (e) The date the property became payable, demandable, or
 2889  returnable, and the date of the last transaction with the
 2890  apparent owner with respect to the property.
 2891         (f) Any other information the department may prescribe by
 2892  rule as necessary for the administration of this chapter.
 2893         (6)(2) If the total value of all abandoned presumed
 2894  unclaimed property, whether tangible or intangible, held by a
 2895  person is less than $10, a zero balance report may be filed for
 2896  that reporting period.
 2897         (7)(3) Credit balances, customer overpayments, security
 2898  deposits, and refunds having a value of less than $10 may not be
 2899  reported as abandoned property shall not be presumed unclaimed.
 2900         (8)A security identified by the holder as non-freely
 2901  transferable or worthless may not be included in a report filed
 2902  under this section. If the holder determines that a security is
 2903  no longer non-freely transferable or worthless, the holder must
 2904  report and deliver the security on the next regular report date
 2905  prescribed for delivery of securities by the holder under this
 2906  chapter.
 2907         (9)(4) If the holder of abandoned property presumed
 2908  unclaimed and subject to custody under this chapter as unclaimed
 2909  property is a successor holder or if the holder has changed the
 2910  holder’s name while in possession of the property, the holder
 2911  must shall file with the holder’s report all known names and
 2912  addresses of each prior holder of the property. Compliance with
 2913  this subsection means the holder exercises reasonable and
 2914  prudent efforts to determine the names of all prior holders.
 2915         (10)The report must be signed by or on behalf of the
 2916  holder and verified as to its completeness and accuracy, and the
 2917  holder must state that it has complied with the due diligence
 2918  requirements of this section.
 2919         (11)(5) The report must be filed before May 1 of each year.
 2920  The report applies to the preceding calendar year. Upon written
 2921  request by any person required to file a report, and upon a
 2922  showing of good cause, the department may extend the reporting
 2923  date. The department may impose and collect a penalty of $10 per
 2924  day up to a maximum of $500 for the failure to timely report, if
 2925  an extension was not provided or if the holder of the property
 2926  failed to include in a report information required by this
 2927  chapter which was in the holder’s possession at the time of
 2928  reporting. The penalty shall be remitted to the department
 2929  within 30 days after the date of the notification to the holder
 2930  that the penalty is due and owing. As necessary for proper
 2931  administration of this chapter, the department may waive any
 2932  penalty due with appropriate justification. The department must
 2933  provide information contained in a report filed with the
 2934  department to any person requesting a copy of the report or
 2935  information contained in a report, to the extent the information
 2936  requested is not confidential, within 45 days after the
 2937  department determines that the report is accurate and acceptable
 2938  and that the reported property is the same as the remitted
 2939  property.
 2940         (6) Holders of inactive accounts having a value of $50 or
 2941  more shall use due diligence to locate and notify apparent
 2942  owners that the entity is holding unclaimed property available
 2943  for them to recover. Not more than 120 days and not less than 60
 2944  days prior to filing the report required by this section, the
 2945  holder in possession of property presumed unclaimed and subject
 2946  to custody as unclaimed property under this chapter shall send
 2947  written notice by first-class United States mail to the apparent
 2948  owner at the apparent owner’s last known address from the
 2949  holder’s records or from other available sources, or via
 2950  electronic mail if the apparent owner has elected this method of
 2951  delivery, informing the apparent owner that the holder is in
 2952  possession of property subject to this chapter, if the holder
 2953  has in its records a mailing or electronic address for the
 2954  apparent owner which the holder’s records do not disclose to be
 2955  inaccurate. These two means of contact are not mutually
 2956  exclusive; if the mailing address is determined to be
 2957  inaccurate, electronic mail may be used if so elected by the
 2958  apparent owner.
 2959         (7) The written notice to the apparent owner required under
 2960  this section must:
 2961         (a) Contain a heading that reads substantially as follows:
 2962  “Notice. The State of Florida requires us to notify you that
 2963  your property may be transferred to the custody of the Florida
 2964  Department of Financial Services if you do not contact us before
 2965  ...(insert date that is at least 30 days after the date of
 2966  notice)....”
 2967         (b) Identify the type, nature, and, except for property
 2968  that does not have a fixed value, value of the property that is
 2969  the subject of the notice.
 2970         (c) State that the property will be turned over to the
 2971  custody of the department as unclaimed property if no response
 2972  to this letter is received.
 2973         (d) State that any property that is not legal tender of the
 2974  United States may be sold or liquidated by the department.
 2975         (e) State that after the property is turned over to the
 2976  department, an apparent owner seeking return of the property may
 2977  file a claim with the department.
 2978         (f) State that the property is currently with a holder and
 2979  provide instructions that the apparent owner must follow to
 2980  prevent the holder from reporting and paying for the property or
 2981  from delivering the property to the department.
 2982         (12)(8) Any holder of intangible property may file with the
 2983  department a petition for determination that the property is
 2984  abandoned and unclaimed requesting the department to accept
 2985  custody of the property. The petition shall state any special
 2986  circumstances that exist, contain the information required by
 2987  subsection (9) subsection (4), and show that a diligent search
 2988  has been made to locate the apparent owner. If the department
 2989  finds that the proof of diligent search is satisfactory, it
 2990  shall give notice as provided in s. 717.118 and accept custody
 2991  of the property.
 2992         (13)(9) Upon written request by any entity or person
 2993  required to file a report, stating such entity’s or person’s
 2994  justification for such action, the department may place that
 2995  entity or person in an inactive status as an abandoned unclaimed
 2996  property “holder.”
 2997         (14)(10)(a) This section does not apply to the abandoned
 2998  unclaimed patronage refunds as provided for by contract or
 2999  through bylaw provisions of entities organized under chapter 425
 3000  or that are exempt from ad valorem taxation pursuant to s.
 3001  196.2002.
 3002         (b) This section does not apply to intangible property
 3003  held, issued, or owing by a business association subject to the
 3004  jurisdiction of the United States Surface Transportation Board
 3005  or its successor federal agency if the apparent owner of such
 3006  intangible property is a business association. The holder of
 3007  such property does not have any obligation to report, to pay, or
 3008  to deliver such property to the department.
 3009         (c) This section does not apply to credit balances,
 3010  overpayments, refunds, or outstanding checks owed by a health
 3011  care provider to a managed care payor with whom the health care
 3012  provider has a managed care contract, provided that the credit
 3013  balances, overpayments, refunds, or outstanding checks become
 3014  due and owing pursuant to the managed care contract.
 3015         (15)(11)(a) As used in this subsection, the term “property
 3016  identifier” means the descriptor used by the holder to identify
 3017  the abandoned unclaimed property.
 3018         (b) Social security numbers and property identifiers
 3019  contained in reports required under this section, held by the
 3020  department, are confidential and exempt from s. 119.07(1) and s.
 3021  24(a), Art. I of the State Constitution.
 3022         (c) This exemption applies to social security numbers and
 3023  property identifiers held by the department before, on, or after
 3024  the effective date of this exemption.
 3025         Section 58. Section 717.118, Florida Statutes, is amended
 3026  to read:
 3027         717.118 Notification of apparent owners of abandoned
 3028  unclaimed property.—
 3029         (1) It is specifically recognized that the state has an
 3030  obligation to make an effort to notify apparent owners in a
 3031  cost-effective manner that their abandoned property has been
 3032  reported and remitted to the department of unclaimed property in
 3033  a cost-effective manner. In order to provide all the citizens of
 3034  this state an effective and efficient program for the recovery
 3035  of abandoned personal unclaimed property, the department shall
 3036  use cost-effective means to make at least one active attempt to
 3037  notify apparent owners of abandoned unclaimed property accounts
 3038  valued at $50 or more, abandoned tangible property, and
 3039  abandoned shares of stock for which more than $250 with a
 3040  reported address or taxpayer identification number is available.
 3041  Such active attempt to notify apparent owners shall include any
 3042  attempt by the department to directly contact the apparent
 3043  owner. Other means of notification, such as publication of the
 3044  names of apparent owners in the newspaper, on television, on the
 3045  Internet, or through other promotional efforts and items in
 3046  which the department does not directly attempt to contact the
 3047  apparent owner are expressly declared to be passive attempts.
 3048  Nothing in This subsection does not preclude precludes other
 3049  agencies or entities of state government from notifying owners
 3050  of the existence of abandoned unclaimed property or attempting
 3051  to notify apparent owners of abandoned unclaimed property.
 3052         (2) Notification provided directly to individual apparent
 3053  owners shall contain consist of a description of the abandoned
 3054  property and information regarding recovery of the unclaimed
 3055  property from the department. The form and content of the
 3056  department’s notice must be tailored to the type of property
 3057  reported and must include any information necessary to
 3058  reasonably inform the apparent owner of the consequences of
 3059  failure to claim the property, including potential sale or
 3060  disposition under s. 717.122.
 3061         (3) The department shall maintain a publicly accessible,
 3062  electronically searchable website that includes the names of
 3063  apparent owners of abandoned property reported to the department
 3064  and instructions for filing a claim. The website must list
 3065  property valued at $10 or more and provide instructions for
 3066  filing a claim. Abandoned property valued at less than $10
 3067  remains recoverable from the department in accordance with this
 3068  chapter.
 3069         (4) This section is not applicable to abandoned sums
 3070  payable on traveler’s checks, money orders, and other written
 3071  instruments presumed unclaimed under s. 717.104, or any other
 3072  abandoned property reported without the necessary identifying
 3073  information to establish ownership.
 3074         Section 59. Section 717.119, Florida Statutes, is amended
 3075  to read:
 3076         717.119 Payment or delivery of abandoned unclaimed
 3077  property.—
 3078         (1) Every person who is required to file a report under s.
 3079  717.117 shall simultaneously pay or deliver to the department
 3080  all abandoned unclaimed property required to be reported. Such
 3081  payment or delivery shall accompany the report as required in
 3082  this chapter for the preceding calendar year.
 3083         (2) Payment of abandoned unclaimed funds may be made to the
 3084  department by electronic funds transfer.
 3085         (3) If the apparent owner establishes the right to receive
 3086  the abandoned unclaimed property to the satisfaction of the
 3087  holder before the property has been delivered to the department
 3088  or it appears that for some other reason the presumption that
 3089  the property was erroneously classified as abandoned is
 3090  unclaimed is erroneous, the holder need not pay or deliver the
 3091  property to the department. In lieu of delivery, the holder
 3092  shall file a verified written explanation of the proof of claim
 3093  or of the error in classification of the presumption that the
 3094  property as abandoned was unclaimed.
 3095         (4) All virtual currency reported under this chapter on the
 3096  annual report filing required in s. 717.117 shall be remitted to
 3097  the department with the report. The holder shall liquidate the
 3098  virtual currency and remit the proceeds to the department. The
 3099  liquidation must occur within 30 days before the filing of the
 3100  report. Upon delivery of the virtual currency proceeds to the
 3101  department, the holder is relieved of all liability of every
 3102  kind in accordance with the provisions of s. 717.1201 to every
 3103  person for any losses or damages resulting to the person by the
 3104  delivery to the department of the virtual currency proceeds.
 3105         (5) All stock or other intangible ownership interest
 3106  reported under this chapter on the annual report filing required
 3107  in s. 717.117 shall be remitted to the department with the
 3108  report. Upon delivery of the stock or other intangible ownership
 3109  interest to the department, the holder and any transfer agent,
 3110  registrar, or other person acting for or on behalf of a holder
 3111  is relieved of all liability of every kind in accordance with
 3112  the provisions of s. 717.1201 to every person for any losses or
 3113  damages resulting to the person by the delivery to the
 3114  department of the stock or other intangible ownership interest.
 3115         (6) All intangible and tangible property held in a safe
 3116  deposit box or any other safekeeping repository reported under
 3117  s. 717.117 shall not be delivered to the department until 120
 3118  days after the report due date. The delivery of the property,
 3119  through the United States mail or any other carrier, shall be
 3120  insured by the holder at an amount equal to the estimated value
 3121  of the property. Each package shall be clearly marked on the
 3122  outside “Deliver Unopened.” A holder’s safe-deposit box contents
 3123  shall be delivered to the department in a single shipment. In
 3124  lieu of a single shipment, holders may provide the department
 3125  with a single detailed shipping schedule that includes package
 3126  tracking information for all packages being sent pursuant to
 3127  this section.
 3128         (a) Holders may remit the value of cash and coins found in
 3129  abandoned unclaimed safe-deposit boxes to the department by
 3130  cashier’s check or by electronic funds transfer, unless the cash
 3131  or coins have a value above face value. The department shall
 3132  identify by rule those cash and coin items having a numismatic
 3133  value. Cash and coin items identified as having a numismatic
 3134  value shall be remitted to the department in their original
 3135  form.
 3136         (b) Any firearm or ammunition found in an abandoned
 3137  unclaimed safe-deposit box or any other safekeeping repository
 3138  shall be delivered by the holder to a law enforcement agency for
 3139  property handling or disposal pursuant to s. 705.103(2)(b). If
 3140  the firearm is sold by the law enforcement agency, with the
 3141  balance of the proceeds must be deposited into the State School
 3142  Fund if the firearm is sold. However, The department is
 3143  authorized to make a reasonable attempt to ascertain the
 3144  historical value to collectors of any firearm that has been
 3145  delivered to the department. Any firearm appearing to have
 3146  historical value to collectors may be sold by the department
 3147  pursuant to s. 717.122 to a person having a federal firearms
 3148  license. Any firearm which is not sold pursuant to s. 717.122
 3149  shall be delivered by the department to a law enforcement agency
 3150  in this state for proper handling or disposal. In accordance
 3151  with pursuant to s. 705.103(2)(b), if the firearm is sold by the
 3152  law enforcement agency, with the balance of the proceeds must be
 3153  deposited into the State School Fund if the firearm is sold. The
 3154  department is shall not be administratively, civilly, or
 3155  criminally liable for any firearm delivered by the department to
 3156  a law enforcement agency in this state for disposal.
 3157         (c) If such property is not paid or delivered to the
 3158  department on or before the applicable payment or delivery date,
 3159  the holder shall pay to the department a penalty for each safe
 3160  deposit box shipment received late. The penalty shall be $100
 3161  for a safe-deposit box shipment container that is late 30 days
 3162  or less. Thereafter, the penalty shall be $500 for a safe
 3163  deposit box shipment container that is late for each additional
 3164  successive 30-day period. The penalty assessed against a holder
 3165  for a late safe-deposit box shipment container may shall not
 3166  exceed $4,000 annually. The penalty shall be remitted to the
 3167  department within 30 days after the date of the notification to
 3168  the holder that the penalty is due and owing.
 3169         (d) The department may waive any penalty due with
 3170  appropriate justification, as provided by rule.
 3171         (e) If a will or trust instrument is included among the
 3172  contents of an abandoned a safe-deposit box or other safekeeping
 3173  repository delivered to the department, the department must
 3174  provide a copy of the will, trust, and any codicils or
 3175  amendments to such will or trust instrument, upon request, to
 3176  anyone who provides the department with a certified copy of the
 3177  death certificate or another government-certified record
 3178  evidencing evidence of the death of the testator or settlor.
 3179         (7) Any holder may request an extension in writing of up to
 3180  60 days for the delivery of property if extenuating
 3181  circumstances exist for the late delivery of the property. Any
 3182  such extension the department may grant shall be in writing.
 3183         (8) A holder may not assign or otherwise transfer its
 3184  obligation to report, pay, or deliver property or to comply with
 3185  the provisions of this chapter, other than to a parent,
 3186  subsidiary, or affiliate of the holder.
 3187         (a) Unless otherwise agreed to by the parties to a
 3188  transaction, the holder’s successor by merger or consolidation,
 3189  or any person or entity that acquires all or substantially all
 3190  of the holder’s capital stock or assets, is responsible for
 3191  fulfilling the holder’s obligation to report, pay, or deliver
 3192  property or to comply with the duties of this chapter regarding
 3193  the transfer of property owed to the holder’s successor and
 3194  being held for an owner resulting from the merger,
 3195  consolidation, or acquisition.
 3196         (b) This subsection does not prohibit a holder from
 3197  contracting with a third party for the reporting of abandoned
 3198  unclaimed property, but the holder remains responsible to the
 3199  department for the complete, accurate, and timely reporting of
 3200  the property.
 3201         Section 60. Subsections (1), (2), and (4) of section
 3202  717.1201, Florida Statutes, are amended to read:
 3203         717.1201 Custody by state; holder liability; reimbursement
 3204  of holder paying claim; reclaiming for owner; payment of safe
 3205  deposit box or repository charges.—
 3206         (1) Upon the good faith payment or delivery of abandoned
 3207  unclaimed property to the department, the state assumes custody
 3208  and responsibility for the safekeeping of the property. Any
 3209  person who pays or delivers abandoned unclaimed property to the
 3210  department in good faith is relieved of all liability to the
 3211  extent of the value of the property paid or delivered for any
 3212  claim then existing or which thereafter may arise or be made
 3213  with in respect to the property.
 3214         (a) A holder’s substantial compliance with the due
 3215  diligence provisions in s. 717.117 s. 717.117(6) and good faith
 3216  payment or delivery of abandoned unclaimed property to the
 3217  department releases the holder from liability that may arise
 3218  from such payment or delivery, and such delivery and payment may
 3219  be pleaded as a defense in any suit or action brought by reason
 3220  of such delivery or payment. This section does not relieve a
 3221  fiduciary of his or her duties under the Florida Trust Code or
 3222  Florida Probate Code.
 3223         (b) If the holder pays or delivers property to the
 3224  department in good faith and thereafter any other person claims
 3225  the property from the holder paying or delivering, or another
 3226  state claims the money or property under that state’s laws
 3227  relating to escheat or abandoned or unclaimed property, the
 3228  department, upon written notice of the claim, shall defend the
 3229  holder against the claim and indemnify the holder against any
 3230  liability on the claim, except that a holder may not be
 3231  indemnified against penalties imposed by another state.
 3232         (2) For the purposes of this section, a payment or delivery
 3233  of abandoned unclaimed property is made in good faith if:
 3234         (a) The payment or delivery was made in conjunction with an
 3235  accurate and acceptable report.
 3236         (b) The payment or delivery was made in a reasonable
 3237  attempt to comply with this chapter and other applicable general
 3238  law.
 3239         (c) The holder had a reasonable basis for believing, based
 3240  on the facts then known, that the property was abandoned
 3241  unclaimed and subject to this chapter.
 3242         (d) There is no showing that the records pursuant to which
 3243  the delivery was made did not meet reasonable commercial
 3244  standards of practice in the industry.
 3245         (4) Any holder who has delivered property, including a
 3246  certificate of any interest in a business association, other
 3247  than money to the department pursuant to this chapter may
 3248  reclaim the property if still in the possession of the
 3249  department, without payment of any fee or other charges, upon
 3250  filing proof that the person entitled to the property owner has
 3251  claimed it the property from the holder.
 3252         Section 61. Section 717.122, Florida Statutes, is amended
 3253  to read:
 3254         717.122 Public sale of abandoned unclaimed property.—
 3255         (1) Except as provided in paragraph (2)(a), the department
 3256  after the receipt of abandoned unclaimed property shall sell it
 3257  to the highest bidder at public sale on the Internet or at a
 3258  specified physical location wherever in the judgment of the
 3259  department the most favorable market for the property involved
 3260  exists. The department may decline the highest bid and reoffer
 3261  the property for sale if in the judgment of the department the
 3262  bid is insufficient. The department shall have the discretion to
 3263  withhold from sale any abandoned unclaimed property that the
 3264  department deems to be of benefit to the people of the state. If
 3265  in the judgment of the department the probable cost of sale
 3266  exceeds the value of the property, it need not be offered for
 3267  sale and may be disposed of as the department determines
 3268  appropriate. Any sale at a specified physical location held
 3269  under this section must be preceded by a single publication of
 3270  notice, at least 3 weeks in advance of sale, in a newspaper of
 3271  general circulation in the county in which the property is to be
 3272  sold. The department shall proportionately deduct auction fees,
 3273  preparation costs, and expenses from the amount posted to an the
 3274  owner’s account for an abandoned when safe-deposit box when the
 3275  contents are sold. No action or proceeding may be maintained
 3276  against the department for or on account of any decision to
 3277  decline the highest bid or withhold any abandoned unclaimed
 3278  property from sale.
 3279         (2)(a) Securities listed on an established stock exchange
 3280  must be sold at prices prevailing at the time of sale on the
 3281  exchange. Other securities may be sold over the counter at
 3282  prices prevailing at the time of sale or by any other method the
 3283  department deems advisable. The department may authorize the
 3284  agent or broker acting on behalf of the department to deduct
 3285  fees from the proceeds of these sales at a rate agreed upon in
 3286  advance by the agent or broker and the department. The
 3287  department shall reimburse owners’ accounts for these brokerage
 3288  fees from the State School Fund unless the securities are sold
 3289  at the owner’s request.
 3290         (b) Unless the department deems it to be in the public
 3291  interest to do otherwise, all abandoned securities presumed
 3292  unclaimed and delivered to the department may be sold upon
 3293  receipt. Any person making a claim pursuant to this chapter is
 3294  entitled to receive either the securities delivered to the
 3295  department by the holder, if they still remain in the hands of
 3296  the department, or the proceeds received from sale, but no
 3297  person has any claim under this chapter against the state, the
 3298  holder, any transfer agent, any registrar, or any other person
 3299  acting for or on behalf of a holder for any appreciation in the
 3300  value of the property occurring after delivery by the holder to
 3301  the state.
 3302         (c) Certificates for abandoned unclaimed stock or other
 3303  equity interest of business associations that cannot be canceled
 3304  and registered in the department’s name or that cannot be
 3305  readily liquidated and converted into the currency of the United
 3306  States may be sold for the value of the certificate, if any, in
 3307  accordance with subsection (1) or may be destroyed in accordance
 3308  with s. 717.128.
 3309         (3) The purchaser of property at any sale conducted by the
 3310  department pursuant to this chapter is entitled to ownership of
 3311  the property purchased free from all claims of the owner or
 3312  previous holder thereof and of all persons claiming through or
 3313  under them. The department shall execute all documents necessary
 3314  to complete the transfer of ownership.
 3315         (4) The sale of abandoned unclaimed tangible personal
 3316  property is not subject to tax under chapter 212 when such
 3317  property is sold by or on behalf of the department pursuant to
 3318  this section.
 3319         Section 62. Section 717.123, Florida Statutes, is amended
 3320  to read:
 3321         717.123 Deposit of funds.—
 3322         (1) All funds received under this chapter, including the
 3323  proceeds from the sale of abandoned unclaimed property under s.
 3324  717.122, shall immediately forthwith be deposited by the
 3325  department in the Unclaimed Property Trust Fund. The department
 3326  shall retain, from funds received under this chapter, an amount
 3327  not exceeding $15 million from which the department shall make
 3328  prompt payment of claims allowed by the department and shall pay
 3329  the costs incurred by the department in administering and
 3330  enforcing this chapter. All remaining funds received by the
 3331  department under this chapter shall be deposited by the
 3332  department into the State School Fund.
 3333         (2) The department shall record the name and last known
 3334  address of each person appearing from the holder’s reports to be
 3335  entitled to the abandoned unclaimed property in the total
 3336  amounts of $5 or greater; the name and the last known address of
 3337  each insured person or annuitant; and with respect to each
 3338  policy or contract listed in the report of an insurance
 3339  corporation, its number, the name of the corporation, and the
 3340  amount due.
 3341         Section 63. Section 717.1235, Florida Statutes, is amended
 3342  to read:
 3343         717.1235 Dormant campaign accounts; report of unclaimed
 3344  property.—Abandoned Unclaimed funds reported in the name of a
 3345  campaign for public office, for any campaign that must dispose
 3346  of surplus funds in its campaign account pursuant to s. 106.141,
 3347  after being reported to the department, shall be deposited with
 3348  the Chief Financial Officer to the credit of the State School
 3349  Fund.
 3350         Section 64. Section 717.124, Florida Statutes, is amended
 3351  to read:
 3352         717.124 Abandoned Unclaimed property claims.—
 3353         (1) Any person, excluding another state, claiming an
 3354  interest in any property paid or delivered to the department
 3355  under this chapter may file with the department a claim on a
 3356  form prescribed by the department and verified by the claimant
 3357  or the claimant claimant’s representative. The claimant’s
 3358  representative must be an attorney licensed to practice law in
 3359  this state, a licensed Florida-certified public accountant, or a
 3360  private investigator licensed under chapter 493. The claimant
 3361  claimant’s representative must be registered with the department
 3362  under this chapter. The claimant, or the claimant claimant’s
 3363  representative, shall provide the department with a legible copy
 3364  of a valid driver license of the claimant at the time the
 3365  original claim form is filed. If the claimant has not been
 3366  issued a valid driver license at the time the original claim
 3367  form is filed, the department must shall be provided with a
 3368  legible copy of a photographic identification of the claimant
 3369  issued by the United States, a state or territory of the United
 3370  States, a foreign nation, or a political subdivision or agency
 3371  thereof or other evidence deemed acceptable by the department by
 3372  rule. In lieu of photographic identification, a notarized sworn
 3373  statement by the claimant may be provided which affirms the
 3374  claimant’s identity and states the claimant’s full name and
 3375  address. The claimant must produce to the notary photographic
 3376  identification of the claimant issued by the United States, a
 3377  state or territory of the United States, a foreign nation, or a
 3378  political subdivision or agency thereof or other evidence deemed
 3379  acceptable by the department by rule. The notary shall indicate
 3380  the notary’s full address on the notarized sworn statement. Any
 3381  claim filed without the required identification or the sworn
 3382  statement with the original claim form and the original
 3383  Abandoned Unclaimed Property Recovery Agreement or Abandoned
 3384  Unclaimed Property Purchase Agreement, if applicable, is void.
 3385         (a) Within 90 days after receipt of a claim, the department
 3386  may return any claim that provides for the receipt of fees and
 3387  costs greater than that permitted under this chapter or that
 3388  contains any apparent errors or omissions. The department may
 3389  also request that the claimant or the claimant claimant’s
 3390  representative provide additional information. The department
 3391  shall retain a copy or electronic image of the claim.
 3392         (b) A claim is considered to have been withdrawn by a
 3393  claimant or the claimant’s representative if any of the
 3394  following applies: the department does not receive a response to
 3395  its request for additional information within 60 days after the
 3396  notification of any apparent errors or omissions.
 3397         1.The department receives a written acknowledgment from
 3398  the claimant confirming withdrawal of the claim.
 3399         2.The department receives a written notice to withdraw the
 3400  claim from a claimant representative which is accompanied by
 3401  written authorization from the claimant expressly approving
 3402  withdrawal of the claim.
 3403         a.The authorization must state the reason for the
 3404  withdrawal, contain an acknowledgment that the claimant
 3405  understands that withdrawal will affect the processing of that
 3406  claim and may affect the processing of other pending claims, and
 3407  must be signed by the claimant.
 3408         b.The claimant’s authorization must be submitted
 3409  concurrently with, or as part of, the withdrawal notice.
 3410         3.The claimant or the claimant’s representative fails to
 3411  respond to the department’s written request for additional
 3412  information within 60 days after the department provides notice
 3413  of any apparent errors or omissions.
 3414         (c) Within 90 days after receipt of the claim, or the
 3415  response of the claimant or the claimant claimant’s
 3416  representative to the department’s request for additional
 3417  information, whichever is later, the department shall determine
 3418  each claim. Such determination shall contain a notice of rights
 3419  provided by ss. 120.569 and 120.57. The 90-day period shall be
 3420  extended by 60 days if the department has good cause to need
 3421  additional time or if the abandoned unclaimed property:
 3422         1. Is owned by a person who has been a debtor in
 3423  bankruptcy;
 3424         2. Was reported with an address outside of the United
 3425  States;
 3426         3. Is being claimed by a person outside of the United
 3427  States; or
 3428         4. Contains documents filed in support of the claim that
 3429  are not in the English language and have not been accompanied by
 3430  an English language translation.
 3431         (2) A claim for a cashier’s check or a stock certificate
 3432  without the original instrument may require an indemnity bond
 3433  equal to the value of the claim to be provided prior to issue of
 3434  the stock or payment of the claim by the department.
 3435         (3) The department may require an affidavit swearing to the
 3436  authenticity of the claim, lack of documentation, and an
 3437  agreement to allow the department to provide the name and
 3438  address of the claimant to subsequent claimants coming forward
 3439  with substantiated proof to claim the account. This shall apply
 3440  to claims equal to or less than $250. The exclusive remedy of a
 3441  subsequent claimant to the property shall be against the person
 3442  who received the property from the department.
 3443         (4)(a) Except as otherwise provided in this chapter, if a
 3444  claim is determined in favor of the claimant, the department
 3445  shall deliver or pay over to the claimant the property or the
 3446  amount the department actually received or the proceeds if it
 3447  has been sold by the department, together with any additional
 3448  amount required by s. 717.121.
 3449         (b) If a claimant an owner authorizes a claimant
 3450  representative an attorney licensed to practice law in this
 3451  state, a Florida-certified public accountant, or a private
 3452  investigator licensed under chapter 493, and registered with the
 3453  department under this chapter, to claim the abandoned unclaimed
 3454  property on the claimant’s owner’s behalf, the department is
 3455  authorized to make distribution of the property or money in
 3456  accordance with the Abandoned Unclaimed Property Recovery
 3457  Agreement or Abandoned Unclaimed Property Purchase Agreement
 3458  under s. 717.135. The original Abandoned Unclaimed Property
 3459  Recovery Agreement or Abandoned Unclaimed Property Purchase
 3460  Agreement must be executed by the claimant or seller and must be
 3461  filed with the department.
 3462         (c)1. Payments of approved claims for unclaimed cash
 3463  accounts must be made to the owner after deducting any fees and
 3464  costs authorized by the claimant under an Abandoned Unclaimed
 3465  Property Recovery Agreement. The contents of a safe-deposit box
 3466  or shares of securities must be delivered directly to the
 3467  claimant.
 3468         2. Payments of fees and costs authorized under an Abandoned
 3469  Unclaimed Property Recovery Agreement for approved claims must
 3470  be made or issued to the law firm of the designated attorney
 3471  licensed to practice law in this state, the public accountancy
 3472  firm of the licensed Florida-certified public accountant, or the
 3473  designated employing private investigative agency licensed by
 3474  this state. Such payments shall be made by electronic funds
 3475  transfer and may be made on such periodic schedule as the
 3476  department may define by rule, provided the payment intervals do
 3477  not exceed 31 days. Payment made to an attorney licensed in this
 3478  state, a Florida-certified public accountant, or a private
 3479  investigator licensed under chapter 493, operating individually
 3480  or as a sole practitioner, must be to the attorney, certified
 3481  public accountant, or private investigator.
 3482         (5) The department is shall not be administratively,
 3483  civilly, or criminally liable for any property or funds
 3484  distributed pursuant to this section, provided such distribution
 3485  is made in good faith.
 3486         (6) This section does not supersede the licensing
 3487  requirements of chapter 493.
 3488         (7) The department may allow an apparent owner to
 3489  electronically submit a claim for abandoned unclaimed property
 3490  to the department. If a claim is submitted electronically for
 3491  $2,000 or less, the department may use a method of identity
 3492  verification other than a copy of a valid driver license, other
 3493  government-issued photographic identification, or a sworn
 3494  notarized statement. The department may adopt rules to implement
 3495  this subsection.
 3496         (8) Notwithstanding any other provision of this chapter,
 3497  the department may develop and implement an identification
 3498  verification and disbursement process by which an account valued
 3499  at $2,000 or less, after being received by the department and
 3500  added to the abandoned unclaimed property database, may be
 3501  disbursed to an apparent owner after the department has verified
 3502  that the apparent owner is living and that the apparent owner’s
 3503  current address is correct. The department shall include with
 3504  the payment a notification and explanation of the dollar amount,
 3505  the source, and the property type of each account included in
 3506  the disbursement. The department shall adopt rules to implement
 3507  this subsection.
 3508         (9)(a) Notwithstanding any other provision of this chapter,
 3509  the department may develop and implement a verification and
 3510  disbursement process by which an account, after being received
 3511  by the department and added to the abandoned unclaimed property
 3512  database, for which the apparent owner entity is:
 3513         1. A state agency in this state or a subdivision or
 3514  successor agency thereof;
 3515         2. A county government in this state or a subdivision
 3516  thereof;
 3517         3. A public school district in this state or a subdivision
 3518  thereof;
 3519         4. A municipality in this state or a subdivision thereof;
 3520  or
 3521         5. A special taxing district or authority in this state,
 3522  
 3523  may be disbursed to the apparent owner entity or successor
 3524  entity. The department shall include with the payment a
 3525  notification and explanation of the dollar amount, the source,
 3526  and the property type of each account included in the
 3527  disbursement.
 3528         (b) The department may adopt rules to implement this
 3529  subsection.
 3530         (10) Notwithstanding any other provision of this chapter,
 3531  the department may develop a process by which a claimant
 3532  claimant’s representative or a buyer of unclaimed property may
 3533  electronically submit to the department an electronic image of a
 3534  completed claim and claims-related documents under this chapter,
 3535  including an Abandoned Unclaimed Property Recovery Agreement or
 3536  Abandoned Unclaimed Property Purchase Agreement that has been
 3537  signed and dated by a claimant or seller under s. 717.135, after
 3538  the claimant claimant’s representative or the buyer of unclaimed
 3539  property receives the original documents provided by the
 3540  claimant or the seller for any claim. Each claim filed by a
 3541  claimant claimant’s representative or a buyer of unclaimed
 3542  property must include a statement by the claimant claimant’s
 3543  representative or the buyer of unclaimed property attesting that
 3544  all documents are true copies of the original documents and that
 3545  all original documents are physically in the possession of the
 3546  claimant claimant’s representative or the buyer of unclaimed
 3547  property. All original documents must be kept in the original
 3548  form, by claim number, under the secure control of the claimant
 3549  claimant’s representative or the buyer of unclaimed property and
 3550  must be available for inspection by the department in accordance
 3551  with s. 717.1315. The department may adopt rules to implement
 3552  this subsection.
 3553         (11) This section applies to all abandoned unclaimed
 3554  property reported and remitted to the Chief Financial Officer,
 3555  including, but not limited to, property reported pursuant to ss.
 3556  45.032, 732.107, 733.816, and 744.534.
 3557         Section 65. Section 717.12403, Florida Statutes, is amended
 3558  to read:
 3559         717.12403 Abandoned Unclaimed demand, savings, or checking
 3560  account in a financial institution held in the name of more than
 3561  one person.—
 3562         (1)(a) If an abandoned unclaimed demand, savings, or
 3563  checking account in a financial institution is reported as an
 3564  “and” account in the name of two or more persons who are not
 3565  beneficiaries, it is presumed that each person must claim the
 3566  account in order for the claim to be approved by the department.
 3567  This presumption may be rebutted by showing that entitlement to
 3568  the account has been transferred to another person or by clear
 3569  and convincing evidence demonstrating that the account should
 3570  have been reported by the financial institution as an “or”
 3571  account.
 3572         (b) If an abandoned unclaimed demand, savings, or checking
 3573  account in a financial institution is reported as an “and”
 3574  account and one of the persons on the account is deceased, it is
 3575  presumed that the account is a survivorship account. This
 3576  presumption may be rebutted by showing that entitlement to the
 3577  account has been transferred to another person or by clear and
 3578  convincing evidence demonstrating that the account is not a
 3579  survivorship account.
 3580         (2) If an abandoned unclaimed demand, savings, or checking
 3581  account in a financial institution is reported as an “or”
 3582  account in the name of two or more persons who are not
 3583  beneficiaries, it is presumed that either person listed on the
 3584  account may claim the entire amount held in the account. This
 3585  presumption may be rebutted by showing that entitlement to the
 3586  account has been transferred to another person or by clear and
 3587  convincing evidence demonstrating that the account should have
 3588  been reported by the financial institution as an “and” account.
 3589         (3) If an abandoned unclaimed demand, savings, or checking
 3590  account in a financial institution is reported in the name of
 3591  two or more persons who are not beneficiaries without
 3592  identifying whether the account is an “and” account or an “or”
 3593  account, it is presumed that the account is an “or” account.
 3594  This presumption may be rebutted by showing that entitlement to
 3595  the account has been transferred to another person or by clear
 3596  and convincing evidence demonstrating that the account should
 3597  have been reported by the financial institution as an “and”
 3598  account.
 3599         (4) The department shall be deemed to have made a
 3600  distribution in good faith if the department remits funds
 3601  consistent with this section.
 3602         Section 66. Subsection (2) of section 717.12404, Florida
 3603  Statutes, is amended to read:
 3604         717.12404 Claims on behalf of a business entity or trust.—
 3605         (2) Claims on behalf of an active or a dissolved
 3606  corporation, a business entity other than an active corporation,
 3607  or a trust must include a legible copy of a valid driver license
 3608  of the person acting on behalf of the dissolved corporation,
 3609  business entity other than an active corporation, or trust. If
 3610  the person has not been issued a valid driver license, the
 3611  department shall be provided with a legible copy of a
 3612  photographic identification of the person issued by the United
 3613  States, a foreign nation, or a political subdivision or agency
 3614  thereof. In lieu of photographic identification, a notarized
 3615  sworn statement by the person may be provided which affirms the
 3616  person’s identity and states the person’s full name and address.
 3617  The person must produce his or her photographic identification
 3618  issued by the United States, a state or territory of the United
 3619  States, a foreign nation, or a political subdivision or agency
 3620  thereof or other evidence deemed acceptable by the department by
 3621  rule. The notary shall indicate the notary’s full address on the
 3622  notarized sworn statement. Any claim filed without the required
 3623  identification or the sworn statement with the original claim
 3624  form and the original Abandoned Unclaimed Property Recovery
 3625  Agreement or Abandoned Unclaimed Property Purchase Agreement, if
 3626  applicable, is void.
 3627         Section 67. Section 717.12405, Florida Statutes, is amended
 3628  to read:
 3629         717.12405 Claims by estates.—An estate or any person
 3630  representing an estate or acting on behalf of an estate may
 3631  claim abandoned unclaimed property only after the heir or
 3632  legatee of the decedent entitled to the property has been
 3633  located. Any estate, or any person representing an estate or
 3634  acting on behalf of an estate, that receives abandoned unclaimed
 3635  property before the heir or legatee of the decedent entitled to
 3636  the property has been located, is personally liable for the
 3637  abandoned unclaimed property and must immediately return the
 3638  full amount of the abandoned unclaimed property or the value
 3639  thereof to the department in accordance with s. 717.1341.
 3640         Section 68. Section 717.12406, Florida Statutes, is amended
 3641  to read:
 3642         717.12406 Joint ownership of abandoned unclaimed securities
 3643  or dividends.—For the purpose of determining joint ownership of
 3644  abandoned unclaimed securities or dividends, the term:
 3645         (1) “TEN COM” means tenants in common.
 3646         (2) “TEN ENT” means tenants by the entireties.
 3647         (3) “JT TEN” or “JT” means joint tenants with the right of
 3648  survivorship and not as tenants in common.
 3649         (4) “And” means tenants in common with each person entitled
 3650  to an equal pro rata share.
 3651         (5) “Or” means that each person listed on the account is
 3652  entitled to all of the funds.
 3653         Section 69. Section 717.1241, Florida Statutes, is amended
 3654  to read:
 3655         717.1241 Conflicting claims.—
 3656         (1) For purposes of this section, the term “conflicting
 3657  claim” means two or more claims received by the department for
 3658  the same abandoned property account or accounts in which two or
 3659  more claimants appear to be equally entitled to the property.
 3660  The term also includes circumstances in which the same claimant
 3661  has more than one claim pending for the same property, including
 3662  when the claimant is represented by more than one claimant
 3663  representative or submits both a personal claim and a claim
 3664  through a representative.
 3665         (2) When conflicting claims have been received by the
 3666  department for the same abandoned unclaimed property account or
 3667  accounts, the property shall be remitted in accordance with the
 3668  claim filed by the person as follows, notwithstanding the
 3669  withdrawal of a claim:
 3670         (a) To the person submitting the first claim received by
 3671  the Division of Unclaimed Property of the department that is
 3672  complete or made complete.
 3673         (b) If a claimant’s claim and a claimant claimant’s
 3674  representative’s claim for the recovery of property are received
 3675  by the Division of Unclaimed Property of the department on the
 3676  same day and both claims are complete, to the claimant.
 3677         (c) If a buyer’s claim or a purchasing claimant
 3678  representative’s claim and a claimant’s claim or a claimant
 3679  claimant’s representative’s claim for the recovery of property
 3680  are received by the Division of Unclaimed Property of the
 3681  department on the same day and the claims are complete, to the
 3682  buyer.
 3683         (d) As between two or more claimant representatives’
 3684  claimant’s representative’s claims received by the Division of
 3685  Unclaimed Property of the department that are complete or made
 3686  complete on the same day, to the claimant claimant’s
 3687  representative who has agreed to receive the lowest fee. If the
 3688  two or more claimant claimant’s representatives whose claims
 3689  received by the Division of Unclaimed Property of the department
 3690  were complete or made complete on the same day are charging the
 3691  same lowest fee, the fee shall be divided equally between the
 3692  claimant claimant’s representatives.
 3693         (e) If more than one buyer’s claim received by the Division
 3694  of Unclaimed Property of the department is complete or made
 3695  complete on the same day, the department shall remit the
 3696  abandoned unclaimed property to the buyer who paid the highest
 3697  amount to the seller. If the buyers paid the same amount to the
 3698  seller, the department shall remit the abandoned unclaimed
 3699  property to the buyers divided in equal amounts.
 3700         (3)(2) The purpose of this section is solely to provide
 3701  guidance to the department regarding to whom it should remit the
 3702  abandoned unclaimed property and is not intended to extinguish
 3703  or affect any private cause of action that any person may have
 3704  against another person for breach of contract or other statutory
 3705  or common-law remedy. A buyer’s sole remedy, if any, shall be
 3706  against the claimant claimant’s representative or the seller, or
 3707  both. A claimant claimant’s representative’s sole remedy, if
 3708  any, shall be against the buyer or the seller, or both. A
 3709  claimant’s or seller’s sole remedy, if any, shall be against the
 3710  buyer or the claimant claimant’s representative, or both.
 3711  Nothing in this section forecloses the right of a person to
 3712  challenge the department’s determination of completeness in a
 3713  proceeding under ss. 120.569 and 120.57.
 3714         (4)(3) A claim is complete when entitlement to the
 3715  abandoned unclaimed property has been established.
 3716         Section 70. Subsection (1) of section 717.1242, Florida
 3717  Statutes, is amended to read:
 3718         717.1242 Restatement of jurisdiction of the circuit court
 3719  sitting in probate and the department.—
 3720         (1) It is and has been the intent of the Legislature that,
 3721  pursuant to s. 26.012(2)(b), circuit courts have jurisdiction of
 3722  proceedings relating to the settlement of the estates of
 3723  decedents and other jurisdiction usually pertaining to courts of
 3724  probate. It is and has been the intent of the Legislature that,
 3725  pursuant to this chapter, the department determines the merits
 3726  of claims and entitlement to abandoned unclaimed property paid
 3727  or delivered to the department under this chapter. Consistent
 3728  with this legislative intent, any beneficiary, devisee, heir,
 3729  personal representative, or other interested person, as those
 3730  terms are defined in the Florida Probate Code and the Florida
 3731  Trust Code, of an estate seeking to obtain property paid or
 3732  delivered to the department under this chapter must file a claim
 3733  with the department as provided in s. 717.124.
 3734         Section 71. Subsections (1) and (4) of section 717.1243,
 3735  Florida Statutes, are amended to read:
 3736         717.1243 Small estate accounts.—
 3737         (1) A claim for abandoned unclaimed property made by a
 3738  beneficiary, as defined in s. 731.201, of a deceased owner need
 3739  not be accompanied by an order of a probate court if the
 3740  claimant files with the department an affidavit, signed by all
 3741  beneficiaries, stating that all the beneficiaries have amicably
 3742  agreed among themselves upon a division of the estate and that
 3743  all funeral expenses, expenses of the last illness, and any
 3744  other lawful claims have been paid, and any additional
 3745  information reasonably necessary to make a determination of
 3746  entitlement. If the owner died testate, the claim shall be
 3747  accompanied by a copy of the will.
 3748         (4) This section applies only if all of the abandoned
 3749  unclaimed property held by the department on behalf of the owner
 3750  has an aggregate value of $20,000 or less and no probate
 3751  proceeding is pending.
 3752         Section 72. Section 717.1244, Florida Statutes, is amended
 3753  to read:
 3754         717.1244 Determinations of abandoned unclaimed property
 3755  claims.—In rendering a determination regarding the merits of an
 3756  abandoned unclaimed property claim, the department shall rely on
 3757  the applicable statutory, regulatory, common, and case law.
 3758  Agency statements applying the statutory, regulatory, common,
 3759  and case law to abandoned unclaimed property claims are not
 3760  agency statements subject to s. 120.56(4).
 3761         Section 73. Section 717.1245, Florida Statutes, is amended
 3762  to read:
 3763         717.1245 Garnishment of abandoned unclaimed property.—If
 3764  any person files a petition for writ of garnishment seeking to
 3765  obtain property paid or delivered to the department under this
 3766  chapter, the petitioner shall be ordered to pay the department
 3767  reasonable costs and attorney attorney’s fees in any proceeding
 3768  brought by the department to oppose, appeal, or collaterally
 3769  attack the petition or writ if the department is the prevailing
 3770  party in any such proceeding.
 3771         Section 74. Subsection (1) of section 717.125, Florida
 3772  Statutes, is amended to read:
 3773         717.125 Claim of another state to recover property;
 3774  procedure.—
 3775         (1) At any time after property has been paid or delivered
 3776  to the department under this chapter, another state may recover
 3777  the property if:
 3778         (a) The property was subjected to custody by this state
 3779  because the records of the holder did not reflect the last known
 3780  address of the apparent owner when the property was presumed
 3781  abandoned unclaimed under this chapter, and the other state
 3782  establishes that the last known address of the apparent owner or
 3783  other person entitled to the property was in that state and
 3784  under the laws of that state the property escheated to or was
 3785  subject to a claim of abandonment or being unclaimed by that
 3786  state;
 3787         (b) The last known address of the apparent owner or other
 3788  person entitled to the property, as reflected by the records of
 3789  the holder, is in the other state and under the laws of that
 3790  state the property has escheated to or become subject to a claim
 3791  of abandonment by that state;
 3792         (c) The records of the holder were erroneous in that they
 3793  did not accurately reflect the actual owner of the property and
 3794  the last known address of the actual owner is in the other state
 3795  and under laws of that state the property escheated to or was
 3796  subject to a claim of abandonment by that state;
 3797         (d) The property was subject to custody by this state under
 3798  s. 717.103(6) and under the laws of the state of domicile of the
 3799  holder the property has escheated to or become subject to a
 3800  claim of abandonment by that state; or
 3801         (e) The property is the sum payable on a traveler’s check,
 3802  money order, or other similar instrument that was subjected to
 3803  custody by this state under s. 717.104, and the instrument was
 3804  purchased in the other state, and under the laws of that state
 3805  the property escheated to or became subject to a claim of
 3806  abandonment by that state.
 3807         Section 75. Subsection (1) of section 717.126, Florida
 3808  Statutes, is amended to read:
 3809         717.126 Administrative hearing; burden of proof; proof of
 3810  entitlement; venue.—
 3811         (1) Any person aggrieved by a decision of the department
 3812  may petition for a hearing as provided in ss. 120.569 and
 3813  120.57. In any proceeding for determination of a claim to
 3814  property paid or delivered to the department under this chapter,
 3815  the burden shall be upon the claimant to establish entitlement
 3816  to the property by a preponderance of evidence. Having the same
 3817  name as that reported to the department is not sufficient, in
 3818  the absence of other evidence, to prove entitlement to abandoned
 3819  unclaimed property.
 3820         Section 76. Section 717.1261, Florida Statutes, is amended
 3821  to read:
 3822         717.1261 Death certificates.—Any person who claims
 3823  entitlement to abandoned unclaimed property by means of the
 3824  death of one or more persons shall file a copy of the death
 3825  certificate of the decedent or decedents that has been certified
 3826  as being authentic by the issuing governmental agency.
 3827         Section 77. Section 717.1262, Florida Statutes, is amended
 3828  to read:
 3829         717.1262 Court documents.—Any person who claims entitlement
 3830  to abandoned unclaimed property by reason of a court document
 3831  shall file a certified copy of the court document with the
 3832  department. A certified copy of each pleading filed with the
 3833  court to obtain a court document establishing entitlement, filed
 3834  within 180 days before the date the claim form was signed by the
 3835  claimant or claimant claimant’s representative, must also be
 3836  filed with the department.
 3837         Section 78. Section 717.129, Florida Statutes, is amended
 3838  to read:
 3839         717.129 Periods of limitation.—
 3840         (1) The expiration before or after July 1, 1987, of any
 3841  period of time specified by contract, statute, or court order,
 3842  during which a claim for money or property may be made or during
 3843  which an action or proceeding may be commenced or enforced to
 3844  obtain payment of a claim for money or to recover property, does
 3845  not prevent the money or property from being presumed abandoned
 3846  unclaimed or affect any duty to file a report or to pay or
 3847  deliver abandoned unclaimed property to the department as
 3848  required by this chapter.
 3849         (2) The department may not commence an action or proceeding
 3850  to enforce this chapter with respect to the reporting, payment,
 3851  or delivery of property or any other duty of a holder under this
 3852  chapter more than 10 years after the duty arose. The period of
 3853  limitation established under this subsection is tolled by the
 3854  earlier of the department’s or audit agent’s delivery of a
 3855  notice that a holder is subject to an audit or examination under
 3856  s. 717.1301 or the holder’s written election to enter into an
 3857  abandoned unclaimed property voluntary disclosure agreement.
 3858         Section 79. Subsections (3) and (4) of section 717.1301,
 3859  Florida Statutes, are amended to read:
 3860         717.1301 Investigations; examinations; subpoenas.—
 3861         (3) The department may authorize a compliance review of a
 3862  report for a specified reporting year. The review must be
 3863  limited to the contents of the report filed, as required by s.
 3864  717.117 and subsection (2), and all supporting documents related
 3865  to the reports. If the review results in a finding of a
 3866  deficiency in abandoned unclaimed property due and payable to
 3867  the department, the department shall notify the holder in
 3868  writing of the amount of deficiency within 1 year after the
 3869  authorization of the compliance review. If the holder fails to
 3870  pay the deficiency within 90 days, the department may seek to
 3871  enforce the assessment under subsection (1). The department is
 3872  not required to conduct a review under this section before
 3873  initiating an audit.
 3874         (4) Notwithstanding any other provision of law, in a
 3875  contract providing for the location or collection of abandoned
 3876  unclaimed property, the department may authorize the contractor
 3877  to deduct its fees and expenses for services provided under the
 3878  contract from the abandoned unclaimed property that the
 3879  contractor has recovered or collected under the contract. The
 3880  department shall annually report to the Chief Financial Officer
 3881  the total amount collected or recovered by each contractor
 3882  during the previous fiscal year and the total fees and expenses
 3883  deducted by each contractor.
 3884         Section 80. Section 717.1315, Florida Statutes, is amended
 3885  to read:
 3886         717.1315 Retention of records by claimant claimant’s
 3887  representatives and buyers of abandoned unclaimed property.—
 3888         (1) Every claimant claimant’s representative and buyer of
 3889  abandoned unclaimed property shall keep and use in his or her
 3890  business such books, accounts, and records of the business
 3891  conducted under this chapter to enable the department to
 3892  determine whether such person is complying with this chapter and
 3893  the rules adopted by the department under this chapter. Every
 3894  claimant claimant’s representative and buyer of abandoned
 3895  unclaimed property shall preserve such books, accounts, and
 3896  records, including every Abandoned Unclaimed Property Recovery
 3897  Agreement or Abandoned Unclaimed Property Purchase Agreement
 3898  between the owner and such claimant claimant’s representative or
 3899  buyer, for at least 3 years after the date of the initial
 3900  agreement.
 3901         (2) A claimant claimant’s representative or buyer of
 3902  abandoned unclaimed property, operating at two or more places of
 3903  business in this state, may maintain the books, accounts, and
 3904  records of all such offices at any one of such offices, or at
 3905  any other office maintained by such claimant claimant’s
 3906  representative or buyer of abandoned unclaimed property, upon
 3907  the filing of a written notice with the department designating
 3908  in the written notice the office at which such records are
 3909  maintained.
 3910         (3) A claimant claimant’s representative or buyer of
 3911  abandoned unclaimed property shall make all books, accounts, and
 3912  records available at a convenient location in this state upon
 3913  request of the department.
 3914         Section 81. Subsection (2) of section 717.132, Florida
 3915  Statutes, is amended to read:
 3916         717.132 Enforcement; cease and desist orders; fines.—
 3917         (2) In addition to any other powers conferred upon it to
 3918  enforce and administer the provisions of this chapter, the
 3919  department may issue and serve upon a person an order to cease
 3920  and desist and to take corrective action whenever the department
 3921  finds that such person is violating, has violated, or is about
 3922  to violate any provision of this chapter, any rule or order
 3923  promulgated under this chapter, or any written agreement entered
 3924  into with the department. For purposes of this subsection, the
 3925  term “corrective action” includes refunding excessive charges,
 3926  requiring a person to return abandoned unclaimed property,
 3927  requiring a holder to remit abandoned unclaimed property, and
 3928  requiring a holder to correct a report that contains errors or
 3929  omissions. Any such order shall contain a notice of rights
 3930  provided by ss. 120.569 and 120.57.
 3931         Section 82. Paragraphs (c), (d), and (j) of subsection (1),
 3932  subsections (2) and (3), paragraph (b) of subsection (4), and
 3933  subsection (5) of section 717.1322, Florida Statutes, are
 3934  amended to read:
 3935         717.1322 Administrative and civil enforcement.—
 3936         (1) The following acts are violations of this chapter and
 3937  constitute grounds for an administrative enforcement action by
 3938  the department in accordance with the requirements of chapter
 3939  120 and for civil enforcement by the department in a court of
 3940  competent jurisdiction:
 3941         (c) Fraudulent Misrepresentation, circumvention, or
 3942  concealment of any matter required to be stated or furnished to
 3943  the department or to an owner or apparent owner under this
 3944  chapter, regardless of reliance by or damage to the owner or
 3945  apparent owner.
 3946         (d) Willful Imposition of illegal or excessive charges in
 3947  any abandoned unclaimed property transaction.
 3948         (j) Requesting or receiving compensation for notifying a
 3949  person of his or her abandoned unclaimed property or assisting
 3950  another person in filing a claim for abandoned unclaimed
 3951  property, unless the person is an attorney licensed to practice
 3952  law in this state, a Florida-certified public accountant, or a
 3953  private investigator licensed under chapter 493, or entering
 3954  into, or making a solicitation to enter into, an agreement to
 3955  file a claim for abandoned unclaimed property owned by another,
 3956  unless such person is a registered claimant representative
 3957  registered with the department under this chapter and an
 3958  attorney licensed to practice law in this state in the regular
 3959  practice of her or his profession, a Florida-certified public
 3960  accountant who is acting within the scope of the practice of
 3961  public accounting as defined in chapter 473, or a private
 3962  investigator licensed under chapter 493. This paragraph does not
 3963  apply to a person who has been granted a durable power of
 3964  attorney to convey and receive all of the real and personal
 3965  property of the owner, is the court-appointed guardian of the
 3966  owner, has been employed as an attorney or qualified
 3967  representative to contest the department’s denial of a claim, or
 3968  has been employed as an attorney to probate the estate of the
 3969  owner or an heir or legatee of the owner.
 3970         (2) Upon a finding by the department that any person has
 3971  committed any of the acts set forth in subsection (1), the
 3972  department may enter an order doing any of the following:
 3973         (a) Revoking for a minimum of 5 years or suspending for a
 3974  maximum of 5 years a registration previously granted under this
 3975  chapter during which time the registrant may not reapply for a
 3976  registration under this chapter.;
 3977         (b) Placing a claimant representative registrant or an
 3978  applicant for a registration on probation for a period of time
 3979  and subject to such conditions as the department may specify.;
 3980         (c) Placing permanent restrictions or conditions upon
 3981  issuance or maintenance of a registration under this chapter.;
 3982         (d) Issuing a reprimand.;
 3983         (e) Imposing an administrative fine not to exceed $2,000
 3984  for each such act.; or
 3985         (f) Prohibiting any person from being a director, officer,
 3986  agent, employee, or ultimate equitable owner of a 10 percent 10
 3987  percent or greater interest in an employer of a claimant
 3988  representative registrant.
 3989         (3) A claimant claimant’s representative is subject to
 3990  civil enforcement and the disciplinary actions specified in
 3991  subsection (2) for violations of subsection (1) by an agent or
 3992  employee of the claimant representative’s registrant’s employer
 3993  if the claimant claimant’s representative knew or should have
 3994  known that such agent or employee was violating any provision of
 3995  this chapter.
 3996         (4)
 3997         (b) The disciplinary guidelines shall specify a meaningful
 3998  range of designated penalties based upon the severity or
 3999  repetition of specific offenses, or both. It is the legislative
 4000  intent that minor violations be distinguished from more serious
 4001  violations; that such guidelines consider the amount of the
 4002  claim involved, the complexity of locating the owner, the steps
 4003  taken to ensure the accuracy of the claim by the person filing
 4004  the claim, the acts of commission and omission of the claimant
 4005  ultimate owners in establishing themselves as rightful owners of
 4006  the funds, the acts of commission or omission of the agent or
 4007  employee of a claimant representative or its an employer in the
 4008  filing of the claim, the actual knowledge of the agent,
 4009  employee, employer, or owner in the filing of the claim, the
 4010  departure, if any, by the agent or employee from the internal
 4011  controls and procedures established by the claimant
 4012  representative or its employer with regard to the filing of a
 4013  claim, the number of defective claims previously filed by the
 4014  agent, employee, employer, or owner; that such guidelines
 4015  provide reasonable and meaningful notice of likely penalties
 4016  that may be imposed for proscribed conduct; and that such
 4017  penalties be consistently applied by the department.
 4018         (5) The department may seek any appropriate civil legal
 4019  remedy available to it by filing a civil action in a court of
 4020  competent jurisdiction against any person who has, directly or
 4021  through a claimant claimant’s representative, wrongfully
 4022  submitted a claim as the ultimate owner of property and
 4023  improperly received funds from the department in violation of
 4024  this chapter.
 4025         Section 83. Subsections (1) and (3) of section 717.133,
 4026  Florida Statutes, are amended to read:
 4027         717.133 Interstate agreements and cooperation; joint and
 4028  reciprocal actions with other states.—
 4029         (1) The department may enter into agreements with other
 4030  states to exchange information needed to enable this or another
 4031  state to audit or otherwise determine abandoned unclaimed
 4032  property that it or another state may be entitled to subject to
 4033  a claim of custody. The department may require the reporting of
 4034  information needed to enable compliance with agreements made
 4035  pursuant to this section and prescribe the form.
 4036         (3) At the request of another state, the department may
 4037  bring an action in the name of the other state in any court of
 4038  competent jurisdiction to enforce the abandoned unclaimed
 4039  property laws of the other state against a holder in this state
 4040  of property subject to escheat or a claim of abandonment by the
 4041  other state, if the other state has agreed to pay expenses
 4042  incurred in bringing the action.
 4043         Section 84. Subsection (2) of section 717.1333, Florida
 4044  Statutes, is amended to read:
 4045         717.1333 Evidence; estimations; audit reports and
 4046  worksheets, investigator reports and worksheets, other related
 4047  documents.—
 4048         (2) If the records of the holder that are available for the
 4049  periods subject to this chapter are insufficient to permit the
 4050  preparation of a report of the abandoned unclaimed property due
 4051  and owing by a holder, or if the holder fails to provide records
 4052  after being requested to do so, the amount due to the department
 4053  may be reasonably estimated.
 4054         Section 85. Paragraph (a) of subsection (1) and subsections
 4055  (2) and (4) of section 717.1341, Florida Statutes, are amended
 4056  to read:
 4057         717.1341 Invalid claims, recovery of property, interest and
 4058  penalties.—
 4059         (1)(a) A No person may not shall receive abandoned
 4060  unclaimed property that the person is not entitled to receive.
 4061  Any person who receives, or assists another person to receive,
 4062  abandoned unclaimed property that the person is not entitled to
 4063  receive is strictly, jointly, personally, and severally liable
 4064  for the abandoned unclaimed property and shall immediately
 4065  return the property, or the reasonable value of the property if
 4066  the property has been damaged or disposed of, to the department
 4067  plus interest at the rate set in accordance with s. 55.03(1).
 4068  Assisting another person to receive abandoned unclaimed property
 4069  includes executing a claim form on the person’s behalf.
 4070         (2) The department may maintain a civil or administrative
 4071  action:
 4072         (a) To recover abandoned unclaimed property that was paid
 4073  or remitted to a person who was not entitled to the abandoned
 4074  unclaimed property or to offset amounts owed to the department
 4075  against amounts owed to an owner representative;
 4076         (b) Against a person who assists another person in
 4077  receiving, or attempting to receive, abandoned unclaimed
 4078  property that the person is not entitled to receive; or
 4079         (c) Against a person who attempts to receive abandoned
 4080  unclaimed property that the person is not entitled to receive.
 4081         (4) A No person may not shall knowingly file, knowingly
 4082  conspire to file, or knowingly assist in filing, a claim for
 4083  abandoned unclaimed property the person is not entitled to
 4084  receive. Any person who violates this subsection regarding
 4085  abandoned unclaimed property of an aggregate value:
 4086         (a) Greater than $50,000, commits is guilty of a felony of
 4087  the first degree, punishable as provided in s. 775.082, s.
 4088  775.083, or s. 775.084;
 4089         (b) Greater than $10,000 up to $50,000, commits is guilty
 4090  of a felony of the second degree, punishable as provided in s.
 4091  775.082, s. 775.083, or s. 775.084;
 4092         (c) Greater than $250 up to $10,000, commits is guilty of a
 4093  felony of the third degree, punishable as provided in s.
 4094  775.082, s. 775.083, or s. 775.084;
 4095         (d) Greater than $50 up to $250, commits is guilty of a
 4096  misdemeanor of the first degree, punishable as provided in s.
 4097  775.082 or s. 775.083; or
 4098         (e) Up to $50, commits is guilty of a misdemeanor of the
 4099  second degree, punishable as provided in s. 775.082 or s.
 4100  775.083.
 4101         Section 86. Section 717.135, Florida Statutes, is amended
 4102  to read:
 4103         717.135 Recovery agreements and purchase agreements for
 4104  claims filed by a claimant claimant’s representative; fees and
 4105  costs or total net gain.—
 4106         (1) In order to protect the interests of owners of
 4107  abandoned unclaimed property, the department shall adopt by rule
 4108  a form entitled “Abandoned Unclaimed Property Recovery
 4109  Agreement” and a form entitled “Abandoned Unclaimed Property
 4110  Purchase Agreement.”
 4111         (2) The Abandoned Unclaimed Property Recovery Agreement and
 4112  the Abandoned Unclaimed Property Purchase Agreement must include
 4113  and disclose all of the following:
 4114         (a) The total dollar amount of abandoned unclaimed property
 4115  accounts claimed or sold.
 4116         (b) The total percentage of all authorized fees and costs
 4117  to be paid to the claimant claimant’s representative or the
 4118  percentage of the value of the property to be paid as net gain
 4119  to the purchasing claimant claimant’s representative.
 4120         (c) The total dollar amount to be deducted and received
 4121  from the claimant as fees and costs by the claimant claimant’s
 4122  representative or the total net dollar amount to be received by
 4123  the purchasing claimant claimant’s representative.
 4124         (d) The net dollar amount to be received by the claimant or
 4125  the seller.
 4126         (e) For each account claimed, the abandoned unclaimed
 4127  property account number.
 4128         (f) For the Abandoned Unclaimed Property Purchase
 4129  Agreement, a statement that the amount of the purchase price
 4130  will be remitted to the seller by the purchaser within 30 days
 4131  after the execution of the agreement by the seller.
 4132         (g) The name, address, e-mail address, phone number, and
 4133  license number of the claimant claimant’s representative.
 4134         (h)1. The manual signature of the claimant or seller and
 4135  the date signed, affixed on the agreement by the claimant or
 4136  seller.
 4137         2. Notwithstanding any other provision of this chapter to
 4138  the contrary, the department may allow an apparent owner, who is
 4139  also the claimant or seller, to sign the agreement
 4140  electronically. All electronic signatures on the Abandoned
 4141  Unclaimed Property Recovery Agreement and the Abandoned
 4142  Unclaimed Property Purchase Agreement must be affixed on the
 4143  agreement by the claimant or seller using the specific,
 4144  exclusive eSignature product and protocol authorized by the
 4145  department.
 4146         (i) The social security number or taxpayer identification
 4147  number of the claimant or seller, if a number has been issued to
 4148  the claimant or seller.
 4149         (j) The total fees and costs, or the total discount in the
 4150  case of a purchase agreement, which may not exceed 30 percent of
 4151  the claimed amount. In the case of a recovery agreement, if the
 4152  total fees and costs exceed 30 percent, the fees and costs shall
 4153  be reduced to 30 percent and the net balance shall be remitted
 4154  directly by the department to the claimant. In the case of a
 4155  purchase agreement, if the total net gain of the claimant
 4156  claimant’s representative exceeds 30 percent, the claim will be
 4157  denied.
 4158         (3) For an Abandoned Unclaimed Property Purchase Agreement
 4159  form, proof that the purchaser has made payment must be filed
 4160  with the department along with the claim. If proof of payment is
 4161  not provided, the claim is void.
 4162         (4) A claimant claimant’s representative must use the
 4163  Abandoned Unclaimed Property Recovery Agreement or the Abandoned
 4164  Unclaimed Property Purchase Agreement as the exclusive means of
 4165  entering into an agreement or a contract with a claimant or
 4166  seller to file a claim with the department.
 4167         (5) Fees and costs may be owed or paid to, or received by,
 4168  a claimant claimant’s representative only after a filed claim
 4169  has been approved and if the claimant’s representative used an
 4170  agreement authorized by this section.
 4171         (6) A claimant claimant’s representative may not use or
 4172  distribute any other agreement of any type, conveyed by any
 4173  method, with respect to the claimant or seller which relates,
 4174  directly or indirectly, to abandoned unclaimed property accounts
 4175  held by the department or the Chief Financial Officer other than
 4176  the agreements authorized by this section. Any engagement,
 4177  authorization, recovery, or fee agreement that is not authorized
 4178  by this section is void. A claimant claimant’s representative is
 4179  subject to administrative and civil enforcement under s.
 4180  717.1322 if he or she uses an agreement that is not authorized
 4181  by this section and if the agreement is used to apply, directly
 4182  or indirectly, to abandoned unclaimed property held by this
 4183  state. This subsection does not prohibit lawful nonagreement,
 4184  noncontractual, or advertising communications between or among
 4185  the parties.
 4186         (7) The Abandoned Unclaimed Property Recovery Agreement may
 4187  not contain language that makes the agreement irrevocable or
 4188  that creates an assignment of any portion of abandoned unclaimed
 4189  property held by the department.
 4190         (8) When a claim is approved, the department may pay any
 4191  additional account that is owned by the claimant but has not
 4192  been claimed at the time of approval, provided that a subsequent
 4193  claim has not been filed or is not pending for the claimant at
 4194  the time of approval.
 4195         (9) This section does not supersede s. 717.1241.
 4196         (10) This section does not apply to the sale and purchase
 4197  of Florida-held unclaimed property accounts through a bankruptcy
 4198  estate representative or other person or entity authorized
 4199  pursuant to Title XI of the United States Code or an order of a
 4200  bankruptcy court to act on behalf or for the benefit of the
 4201  debtor, its creditors, and its bankruptcy estate.
 4202         Section 87. Section 717.1356, Florida Statutes, is created
 4203  to read:
 4204         717.1356 Purchase of abandoned property.—
 4205         (1)Agreements for the purchase of abandoned property
 4206  reported to the department shall be valid only if all of the
 4207  following conditions are met:
 4208         (a)The agreement is entitled “Florida Abandoned Property
 4209  Purchase Agreement” and is in writing, in minimum 12-point type.
 4210         (b)The agreement includes the social security number or
 4211  taxpayer identification number of the seller, if a number has
 4212  been issued to the seller; a valid e-mail address, mailing
 4213  address, and telephone number for the seller; and is manually
 4214  signed and dated by the seller with the signature notarized.
 4215         (c)The agreement discloses with specificity the nature and
 4216  value of the abandoned property, including the name of the
 4217  apparent owner as shown by the records of the department, the
 4218  name of the holder who remitted the property, the date of last
 4219  contact, and the property category. With respect to the value of
 4220  the abandoned property, the agreement must contain the
 4221  following:
 4222         1.The total dollar amount of all abandoned property to be
 4223  sold.
 4224         2.The total percentage of the value of the abandoned
 4225  property to be paid as net gain to the purchaser.
 4226         3.The total net dollar amount to be received by the
 4227  purchaser.
 4228         4.The net dollar amount to be received by the seller.
 4229         (d)The agreement states the abandoned property account
 4230  number for each abandoned property account sold.
 4231         (e)The purchase price does not discount the total value of
 4232  all abandoned property subject to the sale by more than 30
 4233  percent.
 4234         (f)The agreement states that the amount of the purchase
 4235  price will be remitted to the seller by the purchaser within 30
 4236  days after the execution of the agreement by the seller.
 4237         (g)The agreement includes the name, address, e-mail
 4238  address, and phone number of the purchaser.
 4239         (h)The agreement states that the abandoned property is
 4240  currently in the department’s custody and that the seller can
 4241  claim the property directly from the department on its
 4242  electronically searchable website without being charged a fee.
 4243  The agreement must provide the department’s website address.
 4244         (2)A seller may cancel a purchase agreement without
 4245  penalty or obligation within 15 business days after the date on
 4246  which the agreement was executed. The agreement must contain the
 4247  following language in minimum 12-point type: “You may cancel
 4248  this agreement for any reason without penalty or obligation to
 4249  you within 15 days after the date of this agreement by providing
 4250  notice to . . .(name of purchaser). . ., submitted in writing
 4251  and sent by certified mail, return receipt requested, or other
 4252  form of mailing that provides proof thereof, at the address or
 4253  e-mail address specified in the agreement.”
 4254         (3)A copy of an executed Florida Abandoned Property
 4255  Purchase Agreement must be filed with the purchaser’s claim,
 4256  along with proof that the purchaser has made payment in full,
 4257  and all other required documentation. If proof of payment is not
 4258  provided, the department may not approve the claim.
 4259         (4)A purchase agreement under this section which discounts
 4260  the value of abandoned property by more than the amount
 4261  authorized in paragraph (1)(e) is enforceable only by the
 4262  seller.
 4263         (5)(a)For purposes of this subsection, the term:
 4264         1.“Asset purchaser” means a business association that has
 4265  purchased property from a large business association.
 4266         2.“Large business association” means a business
 4267  association or group of business associations which:
 4268         a.Generates $100 million or more in annual gross receipts
 4269  or sales;
 4270         b.Employs 100 or more full-time employees in the United
 4271  States; or
 4272         c.Has equity securities publicly traded on an exchange
 4273  regulated by the United States Securities and Exchange
 4274  Commission.
 4275         (b)Claims filed by an asset purchaser under this section
 4276  must include:
 4277         1.A complete copy of the asset purchase agreement or
 4278  similar contract between the asset purchaser and the seller; and
 4279         2.An attestation by the seller, either in the asset
 4280  purchase agreement or in a separate written affirmation from the
 4281  owner, that the owner:
 4282         a.Is a large business association as defined in paragraph
 4283  (a); and
 4284         b.Is aware that it is selling unclaimed property that may
 4285  be recovered from the administrator without paying a fee.
 4286         (c)If the seller is a publicly traded entity, the asset
 4287  purchaser may provide a copy, or a link to an online copy, of
 4288  the most recent Form 10K filed with the United States Securities
 4289  and Exchange Commission in lieu of the attestation required by
 4290  subparagraph (b)2.
 4291         (d)This subsection does not apply to asset purchase
 4292  agreements involving the assets of a business association
 4293  arising out of a bankruptcy proceeding under Title 11 of the
 4294  United States Code or corporate dissolution or a similar
 4295  proceeding under applicable state law, such as receiverships and
 4296  assignments for the benefit of creditors.
 4297         (e)This subsection does not apply to asset purchase
 4298  agreements between an asset purchaser and sellers that comprise
 4299  a large business association.
 4300         (f)The requirements of this subsection apply only to
 4301  claims filed based on asset purchase agreements executed on or
 4302  after the effective date of this act.
 4303         (g)This subsection does not limit the ability of the
 4304  department to request or receive additional evidence sufficient
 4305  to establish to the satisfaction of the department that the
 4306  claimant is the owner of the property pursuant to this chapter.
 4307         (h)The department may adopt rules to implement this
 4308  subsection. The department may change by administrative rule the
 4309  annual gross receipts or sales threshold to an amount less than
 4310  $100 million as specified in sub-subparagraph (a)2.a.
 4311         Section 88. Section 717.138, Florida Statutes, is amended
 4312  to read:
 4313         717.138 Rulemaking authority.—The department shall
 4314  administer and provide for the enforcement of this chapter. The
 4315  department has authority to adopt rules pursuant to ss.
 4316  120.536(1) and 120.54 to implement the provisions of this
 4317  chapter. The department may adopt rules to allow for electronic
 4318  filing of fees, forms, and reports required by this chapter. The
 4319  authority to adopt rules pursuant to this chapter applies to all
 4320  abandoned unclaimed property reported and remitted to the Chief
 4321  Financial Officer, including, but not limited to, property
 4322  reported and remitted pursuant to ss. 45.032, 732.107, 733.816,
 4323  and 744.534.
 4324         Section 89. Section 717.1382, Florida Statutes, is amended
 4325  to read:
 4326         717.1382 United States savings bond; abandoned unclaimed
 4327  property; escheatment; procedure.—
 4328         (1) Notwithstanding any other provision of law, a United
 4329  States savings bond in possession of the department or
 4330  registered to a person with a last known address in the state,
 4331  including a bond that is lost, stolen, or destroyed, is presumed
 4332  abandoned and unclaimed 5 years after the bond reaches maturity
 4333  and no longer earns interest and shall be reported and remitted
 4334  to the department by the financial institution or other holder
 4335  in accordance with ss. 717.117(5) and (11) ss. 717.117(1) and
 4336  (5) and 717.119, if the department is not in possession of the
 4337  bond.
 4338         (2)(a) After a United States savings bond is abandoned and
 4339  unclaimed in accordance with subsection (1), the department may
 4340  commence a civil action in a court of competent jurisdiction in
 4341  Leon County for a determination that the bond shall escheat to
 4342  the state. Upon determination of escheatment, all property
 4343  rights to the bond or proceeds from the bond, including all
 4344  rights, powers, and privileges of survivorship of an owner, co
 4345  owner, or beneficiary, shall vest solely in the state.
 4346         (b) Service of process by publication may be made on a
 4347  party in a civil action pursuant to this section. A notice of
 4348  action shall state the name of any known owner of the bond, the
 4349  nature of the action or proceeding in short and simple terms,
 4350  the name of the court in which the action or proceeding is
 4351  instituted, and an abbreviated title of the case.
 4352         (c) The notice of action shall require a person claiming an
 4353  interest in the bond to file a written defense with the clerk of
 4354  the court and serve a copy of the defense by the date fixed in
 4355  the notice. The date must not be less than 28 or more than 60
 4356  days after the first publication of the notice.
 4357         (d) The notice of action shall be published once a week for
 4358  4 consecutive weeks in a newspaper of general circulation
 4359  published in Leon County. Proof of publication shall be placed
 4360  in the court file.
 4361         (e)1. If no person files a claim with the court for the
 4362  bond and if the department has substantially complied with the
 4363  provisions of this section, the court shall enter a default
 4364  judgment that the bond, or proceeds from such bond, has
 4365  escheated to the state.
 4366         2. If a person files a claim for one or more bonds and,
 4367  after notice and hearing, the court determines that the claimant
 4368  is not entitled to the bonds claimed by such claimant, the court
 4369  shall enter a judgment that such bonds, or proceeds from such
 4370  bonds, have escheated to the state.
 4371         3. If a person files a claim for one or more bonds and,
 4372  after notice and hearing, the court determines that the claimant
 4373  is entitled to the bonds claimed by such claimant, the court
 4374  shall enter a judgment in favor of the claimant.
 4375         (3) The department may redeem a United States savings bond
 4376  escheated to the state pursuant to this section or, in the event
 4377  that the department is not in possession of the bond, seek to
 4378  obtain the proceeds from such bond. Proceeds received by the
 4379  department shall be deposited in accordance with s. 717.123.
 4380         Section 90. Section 717.139, Florida Statutes, is amended
 4381  to read:
 4382         717.139 Uniformity of application and construction.—
 4383         (1) The Legislature finds that laws governing abandoned
 4384  property serve a vital public purpose by protecting the property
 4385  rights of owners, facilitating the return abandoned property to
 4386  its owners, preventing private escheatment, and ensuring that
 4387  abandoned assets are preserved and safeguarded from waste or
 4388  misuse. It is the public policy of the state to protect the
 4389  interests of owners of abandoned unclaimed property. It is
 4390  declared to be in the best interests of owners of unclaimed
 4391  property that such owners receive the full amount of any
 4392  unclaimed property without any fee.
 4393         (2) This chapter shall be applied and construed as to
 4394  effectuate its general purpose of protecting the interest of
 4395  missing owners of abandoned property, while providing that the
 4396  benefit of all unclaimed and abandoned property shall go to all
 4397  the people of the state, and to make uniform the law with
 4398  respect to the subject of this chapter among states enacting it.
 4399  It is the intent of the Legislature that property reported under
 4400  this chapter remains the property of the owner and that the
 4401  State of Florida acts solely as a custodian, not as the owner,
 4402  of such property. Title to abandoned property may not transfer
 4403  to the state except as expressly provided by law and only after
 4404  all reasonable efforts to identify and return the property to
 4405  its rightful owner have been exhausted.
 4406         Section 91. Section 717.1400, Florida Statutes, is amended
 4407  to read:
 4408         717.1400 Registration.—
 4409         (1) In order to file claims as a claimant claimant’s
 4410  representative, receive a distribution of fees and costs for
 4411  approved claims from the department, and obtain information
 4412  regarding abandoned unclaimed property dollar amounts and
 4413  numbers of reported shares of stock held by the department, an
 4414  individual must meet all of the following requirements:
 4415         (a)Be one of the following:
 4416         1. A Florida-licensed private investigator holding a Class
 4417  “C” individual license under chapter 493;
 4418         2.A Florida-certified public accountant; or
 4419         3.A Florida-licensed attorney.
 4420         (b)Have obtained a certificate of registration from Must
 4421  register with the department.
 4422         (2)An application for registration as a claimant
 4423  representative must be submitted in writing on a form prescribed
 4424  by the department and must be accompanied by all of the
 4425  following:
 4426         (a)A legible color copy of the applicant’s current driver
 4427  license showing the full name and current address of such
 4428  person. If a current driver license is not available, another
 4429  form of photo identification must be provided which shows the
 4430  full name and current address of such person.
 4431         (b)If the applicant is a private investigator:
 4432         1.on such form as the department prescribes by rule and
 4433  must be verified by the applicant. To register with the
 4434  department, a private investigator must provide:
 4435         (a) A legible copy of the applicant’s Class “A” business
 4436  license under chapter 493 or that of the applicant’s firm or
 4437  employer which holds a Class “A” business license under chapter
 4438  493; and.
 4439         2.(b) A legible copy of the applicant’s Class “C”
 4440  individual license issued under chapter 493.
 4441         (c)If the applicant is a certified public accountant, the
 4442  applicant’s Florida Board of Accountancy number.
 4443         (d)If the applicant is a licensed attorney, the
 4444  applicant’s Florida Bar number.
 4445         (e)(c) The business address, and telephone number, tax
 4446  identification number, and state of domicile or incorporation of
 4447  the applicant’s private investigative firm or employer.
 4448         (f)(d) The names of agents, or employees, or independent
 4449  contractors, if any, who are designated or authorized to act on
 4450  behalf of the applicant private investigator, together with a
 4451  legible color copy of their photo identification issued by an
 4452  agency of the United States, or a state, or a political
 4453  subdivision thereof.
 4454         (g)A statement that the applicant has not, during the 5
 4455  year period immediately preceding the submission of the
 4456  application, violated any part of the Florida Disposition of
 4457  Abandoned Personal Property Act.
 4458         (h)A statement that the applicant has not been convicted
 4459  of, or plead guilty to, a felony or any offense involving moral
 4460  turpitude; dishonesty; deceit; or breach of fiduciary duty,
 4461  including theft, attempted theft, falsification, tampering with
 4462  records, securing writings by deception, fraud, forgery, or
 4463  perjury.
 4464         (i)(e) Sufficient information to enable the department to
 4465  disburse funds by electronic funds transfer.
 4466         (j)The applicant’s notarized signature immediately
 4467  following an acknowledgment that any false or perjured statement
 4468  subjects the applicant to criminal liability under the laws of
 4469  this state
 4470         (f) The tax identification number of the private
 4471  investigator’s firm or employer which holds a Class “A” business
 4472  license under chapter 493.
 4473         (2) In order to file claims as a claimant’s representative,
 4474  receive a distribution of fees and costs from the department,
 4475  and obtain unclaimed property dollar amounts and numbers of
 4476  reported shares of stock held by the department, a Florida
 4477  certified public accountant must register with the department on
 4478  such form as the department prescribes by rule and must be
 4479  verified by the applicant. To register with the department, a
 4480  Florida-certified public accountant must provide:
 4481         (a) The applicant’s Florida Board of Accountancy number.
 4482         (b) A legible copy of the applicant’s current driver
 4483  license showing the full name and current address of such
 4484  person. If a current driver license is not available, another
 4485  form of identification showing the full name and current address
 4486  of such person or persons shall be filed with the department.
 4487         (c) The business address and telephone number of the
 4488  applicant’s public accounting firm or employer.
 4489         (d) The names of agents or employees, if any, who are
 4490  designated to act on behalf of the Florida-certified public
 4491  accountant, together with a legible copy of their photo
 4492  identification issued by an agency of the United States, or a
 4493  state, or a political subdivision thereof.
 4494         (e) Sufficient information to enable the department to
 4495  disburse funds by electronic funds transfer.
 4496         (f) The tax identification number of the accountant’s
 4497  public accounting firm employer.
 4498         (3) In order to file claims as a claimant’s representative,
 4499  receive a distribution of fees and costs from the department,
 4500  and obtain unclaimed property dollar amounts and numbers of
 4501  reported shares of stock held by the department, an attorney
 4502  licensed to practice in this state must register with the
 4503  department on such form as the department prescribes by rule and
 4504  must be verified by the applicant. To register with the
 4505  department, such attorney must provide:
 4506         (a) The applicant’s Florida Bar number.
 4507         (b) A legible copy of the applicant’s current driver
 4508  license showing the full name and current address of such
 4509  person. If a current driver license is not available, another
 4510  form of identification showing the full name and current address
 4511  of such person or persons shall be filed with the department.
 4512         (c) The business address and telephone number of the
 4513  applicant’s firm or employer.
 4514         (d) The names of agents or employees, if any, who are
 4515  designated to act on behalf of the attorney, together with a
 4516  legible copy of their photo identification issued by an agency
 4517  of the United States, or a state, or a political subdivision
 4518  thereof.
 4519         (e) Sufficient information to enable the department to
 4520  disburse funds by electronic funds transfer.
 4521         (f) The tax identification number of the attorney’s firm or
 4522  employer.
 4523         (4) Information and documents already on file with the
 4524  department before the effective date of this provision need not
 4525  be resubmitted in order to complete the registration.
 4526         (4)(5) If a material change in the status of a registration
 4527  occurs, the claimant representative a registrant must, within 30
 4528  days, provide the department with the updated documentation and
 4529  information in writing. Material changes include, but are not
 4530  limited to, the following,: a designated agent or employee
 4531  ceasing to act on behalf of the designating person, a surrender,
 4532  suspension, or revocation of a license, or a license renewal.
 4533         (a) If a designated agent or employee ceases to act on
 4534  behalf of the person who has designated the agent or employee to
 4535  act on such person’s behalf, the designating person must, within
 4536  30 days, inform the department the Division of Unclaimed
 4537  Property in writing of the termination of agency or employment.
 4538         (b) If a registrant surrenders the registrant’s license or
 4539  the license is suspended or revoked, the registrant must, within
 4540  30 days, inform the division in writing of the surrender,
 4541  suspension, or revocation.
 4542         (c) If a private investigator’s Class “C” individual
 4543  license under chapter 493 or a private investigator’s employer’s
 4544  Class “A” business license under chapter 493 is renewed, the
 4545  private investigator must provide a copy of the renewed license
 4546  to the department within 30 days after the receipt of the
 4547  renewed license by the private investigator or the private
 4548  investigator’s employer.
 4549         (5)(6)An applicant’s claimant representative’s A
 4550  registrant’s firm or employer may not have a name that might
 4551  lead another person to conclude that the claimant
 4552  representative’s registrant’s firm or employer is affiliated or
 4553  associated with the United States, or an agency thereof, or a
 4554  state or an agency or political subdivision of a state. The
 4555  department shall deny an application for registration or revoke
 4556  a registration if the applicant’s or claimant representative’s
 4557  registrant’s firm or employer has a name that might lead another
 4558  person to conclude that the firm or employer is affiliated or
 4559  associated with the United States, or an agency thereof, or a
 4560  state or an agency or political subdivision of a state. Names
 4561  that might lead another person to conclude that the firm or
 4562  employer is affiliated or associated with the United States, or
 4563  an agency thereof, or a state or an agency or political
 4564  subdivision of a state, include, but are not limited to, the
 4565  words United States, Florida, state, bureau, division,
 4566  department, or government.
 4567         (6)(7) The licensing and other requirements of this section
 4568  must be maintained as a condition of registration with the
 4569  department.
 4570         (7)To maintain active registration under this section, a
 4571  claimant representative must file and obtain payment on at least
 4572  10 claims per calendar year following the date of initial
 4573  registration.
 4574         (a)If a claimant representative fails to meet this
 4575  requirement, the department must notify the claimant
 4576  representative in writing and provide 30 days to demonstrate
 4577  compliance or good cause for noncompliance.
 4578         (b)If the claimant representative does not cure the
 4579  deficiency or demonstrate good cause within the time provided,
 4580  the department must revoke the registration.
 4581         (c)A claimant representative whose registration is revoked
 4582  under this subsection may not reapply for registration under
 4583  this section for a period of 1 year following the effective date
 4584  of the revocation.
 4585         Section 92. Subsection (1) of section 1001.281, Florida
 4586  Statutes, is amended to read:
 4587         1001.281 Operating Trust Fund.—
 4588         (1) The Operating Trust Fund, FLAIR number 48-2-510, is
 4589  created within the Department of Education.
 4590         Section 93. Subsection (1) of section 1001.282, Florida
 4591  Statutes, is amended to read:
 4592         1001.282 Administrative Trust Fund.—
 4593         (1) The Administrative Trust Fund, FLAIR number 48-2-021,
 4594  is created within the Department of Education.
 4595         Section 94. Paragraph (a) of subsection (2) of section
 4596  197.582, Florida Statutes, is amended to read:
 4597         197.582 Disbursement of proceeds of sale.—
 4598         (2)(a) If the property is purchased for an amount in excess
 4599  of the statutory bid of the certificateholder, the surplus must
 4600  be paid over and disbursed by the clerk as set forth in
 4601  subsections (3), (5), and (6). If the opening bid included the
 4602  homestead assessment pursuant to s. 197.502(6)(c), that amount
 4603  must be treated as surplus and distributed in the same manner.
 4604  The clerk shall distribute the surplus to the governmental units
 4605  for the payment of any lien of record held by a governmental
 4606  unit against the property, including any tax certificates not
 4607  incorporated in the tax deed application and omitted taxes, if
 4608  any. If there remains a balance of undistributed funds, the
 4609  balance must be retained by the clerk for the benefit of persons
 4610  described in s. 197.522(1)(a), except those persons described in
 4611  s. 197.502(4)(h), as their interests may appear. The clerk shall
 4612  mail notices to such persons notifying them of the funds held
 4613  for their benefit at the addresses provided in s. 197.502(4).
 4614  Such notice constitutes compliance with the requirements of s.
 4615  717.117 s. 717.117(6). Any service charges and costs of mailing
 4616  notices shall be paid out of the excess balance held by the
 4617  clerk. Notice must be provided in substantially the following
 4618  form:
 4619  
 4620                       NOTICE OF SURPLUS FUNDS                     
 4621                         FROM TAX DEED SALE                        
 4622  
 4623         CLERK OF COURT
 4624         .... COUNTY, FLORIDA
 4625  
 4626         Tax Deed #........
 4627         Certificate #........
 4628         Property Description: ........
 4629         Pursuant to chapter 197, Florida Statutes, the above
 4630  property was sold at public sale on ...(date of sale)..., and a
 4631  surplus of $...(amount)... (subject to change) will be held by
 4632  this office for 120 days beginning on the date of this notice to
 4633  benefit the persons having an interest in this property as
 4634  described in section 197.502(4), Florida Statutes, as their
 4635  interests may appear (except for those persons described in
 4636  section 197.502(4)(h), Florida Statutes).
 4637         To the extent possible, these funds will be used to satisfy
 4638  in full each claimant with a senior mortgage or lien in the
 4639  property before distribution of any funds to any junior mortgage
 4640  or lien claimant or to the former property owner. To be
 4641  considered for funds when they are distributed, you must file a
 4642  notarized statement of claim with this office within 120 days
 4643  after of this notice. If you are a lienholder, your claim must
 4644  include the particulars of your lien and the amounts currently
 4645  due. Any lienholder claim that is not filed within the 120-day
 4646  deadline is barred.
 4647         A copy of this notice must be attached to your statement of
 4648  claim. After the office examines the filed claim statements, it
 4649  will notify you if you are entitled to any payment.
 4650         Dated: ........
 4651         Clerk of Court
 4652  
 4653         Section 95. Paragraph (t) of subsection (1) of section
 4654  626.9541, Florida Statutes, is amended to read:
 4655         626.9541 Unfair methods of competition and unfair or
 4656  deceptive acts or practices defined.—
 4657         (1) UNFAIR METHODS OF COMPETITION AND UNFAIR OR DECEPTIVE
 4658  ACTS.—The following are defined as unfair methods of competition
 4659  and unfair or deceptive acts or practices:
 4660         (t) Certain life insurance relations with funeral directors
 4661  prohibited.—
 4662         1. No life insurer shall permit any funeral director or
 4663  direct disposer to act as its representative, adjuster, claim
 4664  agent, special claim agent, or agent for such insurer in
 4665  soliciting, negotiating, or effecting contracts of life
 4666  insurance on any plan or of any nature issued by such insurer or
 4667  in collecting premiums for holders of any such contracts except
 4668  as prescribed in s. 626.785(2) s. 626.785(3).
 4669         2. No life insurer shall:
 4670         a. Affix, or permit to be affixed, advertising matter of
 4671  any kind or character of any licensed funeral director or direct
 4672  disposer to such policies of insurance.
 4673         b. Circulate, or permit to be circulated, any such
 4674  advertising matter with such insurance policies.
 4675         c. Attempt in any manner or form to influence policyholders
 4676  of the insurer to employ the services of any particular licensed
 4677  funeral director or direct disposer.
 4678         3. No such insurer shall maintain, or permit its agent to
 4679  maintain, an office or place of business in the office,
 4680  establishment, or place of business of any funeral director or
 4681  direct disposer in this state.
 4682         Section 96. For the purpose of incorporating the amendment
 4683  made by this act to section 717.101, Florida Statutes, in a
 4684  reference thereto, paragraph (a) of subsection (6) of section
 4685  772.13, Florida Statutes, is reenacted to read:
 4686         772.13 Civil remedy for terrorism or facilitating or
 4687  furthering terrorism.—
 4688         (6)(a) In any postjudgment execution proceedings to enforce
 4689  a judgment entered against a terrorist party under this section
 4690  or under 18 U.S.C. s. 2333 or a substantially similar law of the
 4691  United States or of any state or territory of the United States,
 4692  including postjudgment execution proceedings against any agency
 4693  or instrumentality of the terrorist party not named in the
 4694  judgment pursuant to s. 201(a) of the Terrorism Risk Insurance
 4695  Act, 28 U.S.C. s. 1610:
 4696         1. There is no right to a jury trial under s. 56.18 or s.
 4697  77.08;
 4698         2. A defendant or a person may not use the resources of the
 4699  courts of this state in furtherance of a defense or an objection
 4700  to postjudgment collection proceedings if the defendant or
 4701  person purposely leaves the jurisdiction of this state or the
 4702  United States, declines to enter or reenter this state or the
 4703  United States to submit to its jurisdiction, or otherwise evades
 4704  the jurisdiction of the court in which a criminal case is
 4705  pending against the defendant or person. This subparagraph
 4706  applies to any entity that is owned or controlled by a person to
 4707  whom this paragraph applies;
 4708         3. Creditor process issued under chapter 56 or chapter 77
 4709  may be served upon any person or entity over whom the court has
 4710  personal jurisdiction. Writs of garnishment issued under s.
 4711  77.01 and proceedings supplementary under s. 56.29 apply to
 4712  intangible assets wherever located, without territorial
 4713  limitation, including bank accounts as defined in s.
 4714  674.104(1)(a), financial assets as defined in s. 678.1021(1), or
 4715  other intangible property as defined in s. 717.101. The situs of
 4716  any intangible assets held or maintained by or in the
 4717  possession, custody, or control of a person or entity so served
 4718  shall be deemed to be in this state for the purposes of a
 4719  proceeding under chapter 56 or chapter 77. Service of a writ or
 4720  notice to appear under this section shall provide the court with
 4721  in rem jurisdiction over any intangible assets regardless of the
 4722  location of the assets;
 4723         4. Notwithstanding s. 678.1121, the interest of a debtor in
 4724  a financial asset or security entitlement may be reached by a
 4725  creditor by legal process upon the securities intermediary with
 4726  whom the debtor’s securities account is maintained, or, if that
 4727  is a foreign entity, legal process under chapter 56 or chapter
 4728  77 may be served upon the United States securities custodian or
 4729  intermediary that has reported holding, maintaining, possessing,
 4730  or controlling the blocked financial assets or security
 4731  entitlements to the Office of Foreign Assets Control of the
 4732  United States Department of the Treasury, and such financial
 4733  assets or security entitlements shall be subject to execution,
 4734  garnishment, and turnover by the United States securities
 4735  custodian or intermediary; and
 4736         5. Notwithstanding s. 670.502(4), when an electronic funds
 4737  transfer is not completed within 5 banking days and is canceled
 4738  pursuant to s. 670.211(4) because a United States intermediary
 4739  financial institution has blocked the transaction in compliance
 4740  with a United States sanctions program, and a terrorist party or
 4741  any agency or instrumentality thereof was either the originator
 4742  or the intended beneficiary, then the blocked funds shall be
 4743  deemed owned by the terrorist party or its agency or
 4744  instrumentality and shall be subject to execution and
 4745  garnishment.
 4746         Section 97. The following rules are ratified for the sole
 4747  and exclusive purpose of satisfying any condition on
 4748  effectiveness imposed under chapter 2025-100, Laws of Florida:
 4749  Rules 69C-2.004, 69C-2.005, 69C-2.016, 69C-2.022, 69C-2.026,
 4750  69C-2.034, 69C-2.035, 69U-100.097, 69V-560.1000, 69V-560.1012,
 4751  69V-560.102, 69V-560.7032, 69V-560.7033, 69V-560.7034, 69V
 4752  560.7035, and 69V-560.7036, Florida Administrative Code,
 4753  entitled “Definitions,” “Designation of a Qualified Public
 4754  Depository,” “Financial Information Reports by a Qualified
 4755  Public Depository,” “Requirements of Public Depositors,”
 4756  “Administration of Payment of Losses,” “Disqualification,
 4757  Suspension, and Administrative Penalty,” “Custodians of Gold
 4758  Coin or Silver Coin,” “Gold Coin or Silver Coin Deposits,”
 4759  “Disciplinary Guidelines,” “Adoption of Forms,” “Application or
 4760  Appointment Procedures and Requirements,” “Records to Be
 4761  Maintained when Engaged in Transactions Involving Gold and
 4762  Silver Coin,” “Gold Coin and Silver Coin Disclosures,”
 4763  “Accredited Refiner or Wholesaler of Gold Coin or Silver Coin,”
 4764  “Chain of Custody Related to Gold or Silver Coin,” and “Rapid
 4765  Response Time by Law Enforcement,” respectively, as filed for
 4766  adoption with the Department of State pursuant to the
 4767  certification packages dated October 31, 2025, and November 1,
 4768  2025.
 4769         Section 98. Section 18 of chapter 2025-100, Laws of
 4770  Florida, is repealed.
 4771         Section 99. The Division of Law Revision is directed to
 4772  replace the phrase “the effective date of this act” wherever it
 4773  occurs in this act with the date this act becomes a law.
 4774         Section 100. This act shall take effect upon becoming a
 4775  law.