ENROLLED
       2026 Legislature     CS for CS for CS for SB 1452, 2nd Engrossed
       
       
       
       
       
       
                                                             20261452er
    1  
    2         An act relating to the Department of Financial
    3         Services; amending s. 17.11, F.S.; revising the
    4         subsystem used for a certain report of disbursements
    5         made; amending s. 17.13, F.S.; requiring the
    6         replacement, rather than the duplication, of lost or
    7         destroyed warrants; amending s. 110.113, F.S.;
    8         deleting the Department of Financial Services’
    9         authority to make semimonthly salary payments;
   10         amending s. 112.3135, F.S.; authorizing a public
   11         official to take specified actions regarding the
   12         employment of a relative as a firefighter; amending s.
   13         215.5586, F.S.; defining terms; revising eligibility
   14         requirements for a hurricane mitigation inspection
   15         under the My Safe Florida Home Program; revising the
   16         circumstances under which applicants may submit a
   17         subsequent hurricane mitigation inspection
   18         application; deleting the requirement that licensed
   19         inspectors determine mitigation measures during
   20         initial inspections of eligible homes; deleting
   21         inspectors’ authorization to inspect townhouses;
   22         revising the criteria for eligibility for a hurricane
   23         mitigation grant; deleting an expiration date;
   24         revising the list of improvements for which grants may
   25         be used; requiring that improvements be identified in
   26         the final hurricane mitigation inspection to receive
   27         grant funds; deleting a provision related to grants
   28         for townhouses; authorizing the program to accept a
   29         specified certification directly from applicants;
   30         requiring applicants who receive grants to finalize
   31         construction and request a final inspection within a
   32         specified timeframe; specifying that an application is
   33         deemed abandoned, rather than withdrawn, under certain
   34         circumstances; requiring the department to notify
   35         applicants within a specified timeframe before an
   36         application is deemed abandoned; authorizing
   37         applicants to submit a subsequent application under
   38         certain circumstances; authorizing the department to
   39         determine that an application is not abandoned under
   40         certain circumstances; amending s. 215.89, F.S.;
   41         deleting provisions regarding the reporting structure
   42         for charts of accounts relating to the use of public
   43         funds by governmental entities; amending s. 215.93,
   44         F.S.; revising the subsystems of the Florida Financial
   45         Management Information System; amending s. 215.94,
   46         F.S.; providing that the department is the functional
   47         owner of the Financial Management Subsystem rather
   48         than the Florida Accounting Information Resource
   49         Subsystem; revising the functions of such subsystem;
   50         amending s. 215.96, F.S.; revising the composition of
   51         the coordinating council; deleting a requirement for
   52         the design and coordination staff; requiring that
   53         minutes of meetings be available to interested
   54         persons; revising the composition of ex officio
   55         members of the council; revising the duties, powers,
   56         and responsibilities of the council to include
   57         reviewing and coordinating annual workplans for a
   58         specified purpose; amending ss. 215.985, 216.102, and
   59         216.141, F.S.; conforming provisions to changes made
   60         by the act; amending s. 440.13, F.S.; revising the
   61         timeframe in which health care providers must petition
   62         the department to resolve utilization and
   63         reimbursement disputes; revising petition service
   64         requirements; revising the timeframe in which carriers
   65         must submit certain documentation to the department;
   66         revising the timeframe in which the panel determining
   67         the statewide schedule of maximum reimbursement
   68         allowances must submit certain recommendations to the
   69         Legislature; creating s. 497.1411, F.S.; defining the
   70         term “applicant”; specifying that certain applicants
   71         are permanently barred from licensure; specifying that
   72         certain applicants are subject to specified
   73         disqualifying periods; requiring the Board of Funeral,
   74         Cemetery, and Consumer Services to adopt rules;
   75         specifying requirements, authorizations, and
   76         prohibitions for such rules; specifying when a
   77         disqualifying period begins; prohibiting the board
   78         from issuing approval for a license until an applicant
   79         provides proof that certain fines, costs, fees, and
   80         restitution have been paid; specifying that the
   81         applicant has certain burdens to demonstrate that he
   82         or she is qualified for licensure; specifying that
   83         certain applicants who have been granted a pardon or
   84         restoration of civil rights are not barred or
   85         disqualified from licensure; specifying that such
   86         pardon or restoration does not require the board to
   87         award a license; authorizing the board to grant an
   88         exemption from disqualification under certain
   89         circumstances; specifying requirements for the
   90         applicant in order for the board to grant an
   91         exemption; specifying that the board has discretion to
   92         grant or deny an exemption; specifying that certain
   93         decisions are subject to ch. 120, F.S.; providing
   94         applicability and construction; amending s. 497.142,
   95         F.S.; prohibiting an application from being deemed
   96         complete under certain circumstances; revising the
   97         list of crimes to be disclosed on a license
   98         application; amending s. 553.80, F.S.; specifying that
   99         certain dwellings do not have a change of occupancy
  100         under certain circumstances; amending s. 560.309,
  101         F.S.; revising the provisions that a licensee must
  102         comply with in seeking collection of worthless payment
  103         instruments; amending s. 560.405, F.S.; providing that
  104         redemption in cash or through a debit card transaction
  105         shall be treated the same; prohibiting payment through
  106         a credit card transaction; amending s. 560.406, F.S.;
  107         requiring deferred presentment providers to comply
  108         with the Fair Debt Collections Practices Act only if
  109         such deferred presentment providers meet certain
  110         criteria; amending s. 626.0428, F.S.; conforming a
  111         provision to changes made by the act; amending s.
  112         626.171, F.S.; deleting reinsurance intermediaries
  113         from certain application requirements; revising the
  114         list of persons from whom the department is required
  115         to accept uniform applications; making clarifying
  116         changes regarding the voluntary submission of cellular
  117         telephone numbers; revising the exemption from the
  118         application filing fee for members of the United
  119         States Armed Forces; amending s. 626.292, F.S.;
  120         revising applicant requirements for a license
  121         transfer; amending s. 626.611, F.S.; requiring the
  122         department to require license reexamination of certain
  123         persons and to suspend or revoke the eligibility of
  124         such persons to hold a license or appointment under
  125         certain circumstances; amending the grounds for
  126         suspension or revocation; amending s. 626.621, F.S.;
  127         authorizing the department to require a license
  128         reexamination for certain persons; amending s.
  129         626.731, F.S.; revising the qualifications for a
  130         general lines agent’s license; amending s. 626.785,
  131         F.S.; revising the qualifications for a life agent’s
  132         license; amending s. 626.831, F.S.; revising the
  133         qualifications for a health agent’s license; amending
  134         s. 626.8417, F.S.; revising the list of persons who
  135         are exempt from certain provisions relating to title
  136         insurance licensing and appointment requirements;
  137         amending s. 626.854, F.S.; requiring a public
  138         adjuster, public adjuster apprentice, or public
  139         adjusting firm to respond to certain claims status
  140         requests with specific information within a specified
  141         timeframe and document in the file the response or
  142         information provided; repealing s. 627.797, F.S.,
  143         relating to agents exempt from title insurance
  144         licensing; amending s. 633.208, F.S.; prohibiting
  145         certain dwellings from being reclassified for certain
  146         purposes; amending s. 648.34, F.S.; revising
  147         requirements for bail bond agent applicants; amending
  148         s. 648.382, F.S.; requiring officers or officials of
  149         the appointing insurer to obtain, rather than submit,
  150         certain information; amending s. 717.001, F.S.;
  151         revising a short title; amending s. 717.101, F.S.;
  152         revising definitions and defining terms; amending s.
  153         717.102, F.S.; providing that certain intangible
  154         property is presumed abandoned; deleting a provision
  155         relating to the presumption that certain intangible
  156         property is presumed unclaimed; specifying the
  157         dormancy period for property presumed abandoned;
  158         requiring that property be considered payable or
  159         distributable under certain circumstances; deleting a
  160         provision relating to when property is payable or
  161         distributable; revising a presumption; requiring that
  162         property be presumed abandoned under certain
  163         circumstances; providing an exception; amending s.
  164         717.103, F.S.; requiring that intangible property be
  165         subject to the custody of the department under certain
  166         circumstances; revising criteria for when intangible
  167         property is subject to the custody of the department;
  168         repealing s. 717.1035, F.S., relating to property
  169         originated or issued by this state, any political
  170         subdivision of this state, or any entity incorporated,
  171         organized, created, or otherwise located in the state;
  172         amending ss. 717.104, 717.1045, 717.105, and 717.106,
  173         F.S.; conforming provisions to changes made by the
  174         act; amending s. 717.1065, F.S.; revising the
  175         timeframe for communication with certain entities by
  176         the owner of virtual currency so that the virtual
  177         currency is not presumed unclaimed; amending ss.
  178         717.107, 717.1071, 717.108, and 717.109, F.S.;
  179         conforming provisions to changes made by the act;
  180         amending s. 717.1101, F.S.; revising the timelines and
  181         conditions under which stock, other equity interests,
  182         or debt of a business association is considered
  183         abandoned; requiring the holder to attempt to confirm
  184         the apparent owner’s interest in the equity interest
  185         by sending an e-mail communication within a specified
  186         timeframe under certain circumstances; requiring the
  187         holder to attempt to contact the apparent owner by
  188         first-class United States mail under certain
  189         circumstances; specifying that equity interest is
  190         presumed abandoned under certain circumstances;
  191         revising the timeframe in which unmatured, unredeemed,
  192         matured, or redeemed debt is presumed abandoned;
  193         specifying that the applicable dormancy period ceases
  194         under certain circumstances; revising the timeframe in
  195         which a sum held for or owing by a business
  196         association is presumed abandoned; specifying that
  197         certain equity interests are not presumed abandoned
  198         under certain circumstances; requiring a holder to
  199         perform annual data matching of certain records for a
  200         specified purpose; specifying that the holder is
  201         deemed to know the location of the apparent owner
  202         under certain circumstances; prohibiting certain
  203         transactions from constituting indication of apparent
  204         owner interest; specifying that certain accounts may
  205         be presumed abandoned under certain circumstances;
  206         providing applicability; amending ss. 717.111,
  207         717.112, 717.1125, 717.113, 717.115, and 717.116,
  208         F.S.; conforming provisions to changes made by the
  209         act; amending s. 717.117, F.S.; specifying that
  210         property is presumed abandoned upon the expiration of
  211         the applicable dormancy period; specifying that
  212         property is not deemed abandoned for certain purposes
  213         until the holder meets certain requirements; requiring
  214         holders of property presumed abandoned which has a
  215         specified value to use due diligence to locate and
  216         notify the apparent owner; requiring, before a
  217         specified timeframe, a holder in possession of
  218         presumed abandoned property to send a specified
  219         written notice to the apparent owner; specifying the
  220         method of delivery of such notice; requiring, before a
  221         specified timeframe, the holder to send a second
  222         written notice under certain circumstances;
  223         authorizing that the reasonable costs for the notice
  224         be deducted from the property; specifying that a
  225         signed return receipt constitutes an affirmative
  226         demonstration of continued interest; specifying
  227         requirements of the written notice; requiring holders
  228         of abandoned property to submit a specified report to
  229         the department; prohibiting certain balances,
  230         overpayments, deposits, and refunds from being
  231         reported as abandoned property; prohibiting certain
  232         securities from being included in the report;
  233         requiring the holder to report and deliver such
  234         securities under certain circumstances; requiring that
  235         the report be signed and verified and contain a
  236         specified statement; deleting certain provisions
  237         relating to the due diligence and notices to apparent
  238         owners; amending s. 717.118, F.S.; revising the
  239         state’s obligation to notify apparent owners that
  240         their abandoned property has been reported and
  241         remitted to the department; requiring the department
  242         to use a cost-effective means to make an attempt to
  243         notify certain apparent owners; specifying
  244         requirements for the notice; requiring the department
  245         to maintain a specified website; revising
  246         applicability; amending s. 717.119, F.S.; conforming
  247         provisions to changes made by the act; revising
  248         requirements for firearms or ammunition found in an
  249         abandoned safe-deposit box or safekeeping repository;
  250         revising required actions the department must take if
  251         a will or trust instrument is included among the
  252         contents of an abandoned safe-deposit box or
  253         safekeeping repository; amending ss. 717.1201,
  254         717.122, 717.123, and 717.1235, F.S.; conforming
  255         provisions to changes made by the act; amending s.
  256         717.124, F.S.; conforming provisions to changes made
  257         by the act; deleting provisions related to
  258         requirements of claimants’ representatives; specifying
  259         that a claim is withdrawn under certain circumstances;
  260         specifying that the department is authorized to make a
  261         distribution of property or money in accordance with a
  262         specified agreement under certain circumstances;
  263         requiring that shares of securities be delivered
  264         directly to the claimant under certain circumstances;
  265         revising a provision authorizing the department to
  266         develop a process by which a claimant representative
  267         may electronically submit certain images and
  268         documents; deleting provisions relating to a buyer of
  269         unclaimed property’s filing of a claim; amending s.
  270         717.12403, F.S.; conforming provisions to changes made
  271         by the act; amending s. 717.12404, F.S.; requiring
  272         that claims on behalf of an active corporation include
  273         a specified driver license; conforming provisions to
  274         changes made by the act; amending ss. 717.12405 and
  275         717.12406, F.S.; conforming provisions to changes made
  276         by the act; amending s. 717.1241, F.S.; defining the
  277         term “conflicting claim”; conforming provisions to
  278         changes made by the act; revising requirements for
  279         remitting property when conflicting claims have been
  280         received by the department; amending ss. 717.1242,
  281         717.1243, 717.1244, 717.1245, 717.125, 717.126,
  282         717.1261, 717.1262, 717.129, 717.1301, 717.1315, and
  283         717.132, F.S.; conforming provisions to changes made
  284         by the act; amending s. 717.1322, F.S.; revising the
  285         list of acts that constitute grounds for
  286         administrative enforcement action by the department;
  287         conforming provisions to changes made by the act;
  288         amending ss. 717.133, 717.1333, and 717.1341, F.S.;
  289         conforming provisions to changes made by the act;
  290         amending s. 717.135, F.S.; conforming provisions to
  291         changes made by the act; deleting applicability;
  292         creating s. 717.1356, F.S.; specifying that agreements
  293         for the purchase of abandoned property reported to the
  294         department are valid only under certain circumstances;
  295         authorizing the seller to cancel a purchase agreement
  296         without penalty or obligation within a specified
  297         timeframe; requiring that such agreement contain
  298         certain language; requiring that a copy of an executed
  299         Florida Abandoned Property Purchase Agreement be filed
  300         with the purchaser’s claim; prohibiting the department
  301         from approving the claim under certain circumstances;
  302         specifying that certain purchase agreements are
  303         enforceable only by the seller; defining the terms
  304         “asset purchaser” and “large business association”;
  305         requiring that claims filed by asset purchasers
  306         include certain information; authorizing the asset
  307         purchaser to provide a copy of a specified form in
  308         lieu of certain requirements if the seller is a
  309         publicly traded entity; providing applicability and
  310         construction; authorizing the department to adopt
  311         rules; amending s. 717.138, F.S.; conforming
  312         provisions to changes made by the act; amending s.
  313         717.1382, F.S.; conforming provisions to changes made
  314         by the act; conforming a cross-reference; amending s.
  315         717.139, F.S.; providing legislative findings;
  316         revising a statement of public policy; deleting a
  317         legislative declaration; providing legislative intent;
  318         prohibiting title to abandoned property from
  319         transferring to the state except under certain
  320         circumstances; amending s. 717.1400, F.S.; requiring
  321         an individual to meet certain requirements in order to
  322         file claims as a claimant representative; revising
  323         application requirements for registering as a claimant
  324         representative; requiring claimant representatives to
  325         file and obtain payment on a specified number of
  326         claims within a specified timeframe to maintain active
  327         registration; requiring the department to notify the
  328         claimant representative in writing and provide a
  329         certain timeframe to demonstrate compliance or good
  330         cause for noncompliance under certain circumstances;
  331         requiring the department to revoke a registration
  332         under certain circumstances; prohibiting a claimant
  333         representative from reapplying under certain
  334         circumstances; amending ss. 1001.281 and 1001.282,
  335         F.S.; conforming provisions to changes made by the
  336         act; amending ss. 197.582 and 626.9541, F.S.;
  337         conforming cross-references; reenacting s.
  338         772.13(6)(a), F.S., relating to postjudgment execution
  339         proceedings to enforce a judgment entered against a
  340         terrorist party, to incorporate the amendment made to
  341         s. 717.101, F.S., in a reference thereto; ratifying
  342         specified rules relating to legal tender for the sole
  343         and exclusive purpose of satisfying conditions on
  344         effectiveness pursuant to chapter 2025-100, Laws of
  345         Florida; repealing s. 18 of chapter 2025-100, Laws of
  346         Florida, which repeals specified provisions relating
  347         to legal tender; providing a directive to the Division
  348         of Law Revision; providing an effective date.
  349          
  350  Be It Enacted by the Legislature of the State of Florida:
  351  
  352         Section 1. Subsection (2) of section 17.11, Florida
  353  Statutes, is amended to read:
  354         17.11 To report disbursements made.—
  355         (2) The Chief Financial Officer shall also cause to have
  356  reported from the Financial Management Florida Accounting
  357  Information Resource Subsystem no less than quarterly the
  358  disbursements which agencies made to small businesses, as
  359  defined in the Florida Small and Minority Business Assistance
  360  Act; to certified minority business enterprises in the
  361  aggregate; and to certified minority business enterprises broken
  362  down into categories of minority persons, as well as gender and
  363  nationality subgroups. This information shall be made available
  364  to the agencies, the Office of Supplier Diversity, the Governor,
  365  the President of the Senate, and the Speaker of the House of
  366  Representatives. Each agency shall be responsible for the
  367  accuracy of information entered into the Financial Management
  368  Florida Accounting Information Resource Subsystem for use in
  369  this reporting.
  370         Section 2. Section 17.13, Florida Statutes, is amended to
  371  read:
  372         17.13 To replace duplicate warrants lost or destroyed.—
  373         (1) The Chief Financial Officer is required to replace
  374  duplicate any Chief Financial Officer’s warrants that may have
  375  been lost or destroyed, or may hereafter be lost or destroyed,
  376  upon the owner thereof or the owner’s agent or attorney
  377  presenting the Chief Financial Officer the statement, under
  378  oath, reciting the number, date, and amount of any warrant or
  379  the best and most definite description in his or her knowledge
  380  and the circumstances of its loss; if the Chief Financial
  381  Officer deems it necessary, the owner or the owner’s agent or
  382  attorney shall file in the office of the Chief Financial Officer
  383  a surety bond, or a bond with securities, to be approved by one
  384  of the judges of the circuit court or one of the justices of the
  385  Supreme Court, in a penalty of not less than twice the amount of
  386  any warrants so replaced duplicated, conditioned to indemnify
  387  the state and any innocent holders thereof from any damages that
  388  may accrue from such replacement duplication.
  389         (2) The Chief Financial Officer is required to replace
  390  duplicate any Chief Financial Officer’s warrant that may have
  391  been lost or destroyed, or may hereafter be lost or destroyed,
  392  when sent to any payee via any state agency when such warrant is
  393  lost or destroyed prior to being received by the payee and
  394  provided the director of the state agency to whom the warrant
  395  was sent presents to the Chief Financial Officer a statement,
  396  under oath, reciting the number, date, and amount of the warrant
  397  lost or destroyed, the circumstances surrounding the loss or
  398  destruction of such warrant, and any additional information that
  399  the Chief Financial Officer shall request in regard to such
  400  warrant.
  401         (3) Any replacement duplicate Chief Financial Officer’s
  402  warrant issued in pursuance of the above provisions shall be of
  403  the same validity as the original was before its loss.
  404         Section 3. Subsection (1) of section 110.113, Florida
  405  Statutes, is amended to read:
  406         110.113 Pay periods for state officers and employees;
  407  salary payments by direct deposit.—
  408         (1) The normal pay period for salaries of state officers
  409  and employees shall be 1 month. The Department of Financial
  410  Services shall issue either monthly or biweekly salary payments
  411  by state warrants or by direct deposit pursuant to s. 17.076 or
  412  make semimonthly salary payments by direct deposit pursuant to
  413  s. 17.076, as requested by the head of each state agency and
  414  approved by the Executive Office of the Governor and the
  415  Department of Financial Services.
  416         Section 4. Paragraph (c) is added to subsection (2) of
  417  section 112.3135, Florida Statutes, to read:
  418         112.3135 Restriction on employment of relatives.—
  419         (2)
  420         (c) To aid the recruitment of firefighters within this
  421  state, notwithstanding paragraph (a), a public official may
  422  appoint, employ, promote, or advance, or advocate for the
  423  appointment, employment, promotion, or advancement of, a
  424  relative as a firefighter as defined in s. 633.102 if such
  425  appointment, employment, promotion, or advancement is part of a
  426  competitive process provided for in a collective bargaining
  427  agreement.
  428         Section 5. Present subsections (4) through (10) of section
  429  215.5586, Florida Statutes, are redesignated as subsections (5)
  430  through (11), respectively, a new subsection (4) is added to
  431  that section, and paragraphs (a) through (e) of subsection (1),
  432  subsections (2) and (3), paragraph (a) of present subsection
  433  (8), and present subsection (10) of that section are amended, to
  434  read:
  435         215.5586 My Safe Florida Home Program.—There is established
  436  within the Department of Financial Services the My Safe Florida
  437  Home Program. The department shall provide fiscal
  438  accountability, contract management, and strategic leadership
  439  for the program, consistent with this section. This section does
  440  not create an entitlement for property owners or obligate the
  441  state in any way to fund the inspection or retrofitting of
  442  residential property in this state. Implementation of this
  443  program is subject to annual legislative appropriations. It is
  444  the intent of the Legislature that, subject to the availability
  445  of funds, the My Safe Florida Home Program provide licensed
  446  inspectors to perform hurricane mitigation inspections of
  447  eligible homes and grants to fund hurricane mitigation projects
  448  on those homes. The department shall implement the program in
  449  such a manner that the total amount of funding requested by
  450  accepted applications, whether for inspections, grants, or other
  451  services or assistance, does not exceed the total amount of
  452  available funds. If, after applications are processed and
  453  approved, funds remain available, the department may accept
  454  applications up to the available amount. The program shall
  455  develop and implement a comprehensive and coordinated approach
  456  for hurricane damage mitigation pursuant to the requirements
  457  provided in this section.
  458         (1) HURRICANE MITIGATION INSPECTIONS.—
  459         (a)1.For the purposes of this paragraph, the term:
  460         a.“Attached” means a dwelling unit that shares a wall with
  461  another dwelling unit.
  462         b.“Detached” means a dwelling that does not share a wall
  463  with another dwelling unit or building and has greater than zero
  464  clearance between it and any other building. This term includes
  465  a garage located under a contiguous roof with a residence.
  466         c.“Single-family” means a residence designed for and
  467  containing only one dwelling unit.
  468         2.An applicant is To be eligible for a hurricane
  469  mitigation inspection under the program if all of the following
  470  conditions are met:
  471         a.1.The A home for which the inspection is sought is must
  472  be a single-family, unit on an individual parcel of land which
  473  is:
  474         (I)A detached residential property; or
  475         (II)An attached residential property not exceeding three
  476  stories. A townhouse as defined in s. 481.203;
  477         b.2.The A home for which the inspection is sought is must
  478  be site-built and owner-occupied.; and
  479         c.3. The applicant is homeowner must have been granted a
  480  homestead exemption on the home under chapter 196.
  481         (b)1. An application for a hurricane mitigation inspection
  482  must contain a signed or electronically verified statement made
  483  under penalty of perjury that the applicant has submitted only
  484  one inspection application on the home or that the application
  485  is allowed under subparagraph 2., and the application must have
  486  documents attached which demonstrate that the applicant meets
  487  the requirements of paragraph (a).
  488         2. An applicant may submit a subsequent hurricane
  489  mitigation inspection application for the same home only if:
  490         a. The original hurricane mitigation inspection application
  491  has been denied or withdrawn because of material errors or
  492  omissions in the application;
  493         b. The original hurricane mitigation inspection application
  494  was denied or withdrawn because the applicant home did not meet
  495  the eligibility criteria for an inspection at the time of the
  496  previous application, and the applicant homeowner reasonably
  497  believes that he or she is the home now is eligible for an
  498  inspection; or
  499         c. The program’s eligibility requirements for an inspection
  500  have changed since the original application date, and the
  501  applicant reasonably believes that he or she the home is
  502  eligible under the new requirements; or
  503         d.More than 24 months have passed since the applicant
  504  received a hurricane mitigation inspection under this section,
  505  and the applicant has not received a grant payment through the
  506  program for that inspection.
  507         (c) An applicant meeting the requirements of paragraph (a)
  508  may receive an inspection of the a home through under the
  509  program without being eligible for a grant under subsection (2)
  510  or applying for such grant.
  511         (d) Licensed inspectors are to provide initial home
  512  inspections of eligible homes to determine what mitigation
  513  measures are needed, what insurance premium discounts may be
  514  available, and what improvements to existing residential
  515  properties are needed to reduce the properties’ property’s
  516  vulnerability to hurricane damage. An inspector may inspect a
  517  townhouse as defined in s. 481.203 to determine if opening
  518  protection mitigation as listed in subparagraph (2)(e)1. would
  519  provide improvements to mitigate hurricane damage.
  520         (e) The department shall contract with wind certification
  521  entities to provide hurricane mitigation inspections. The
  522  initial inspections provided to applicants homeowners, at a
  523  minimum, must include:
  524         1. A home inspection and report that summarizes the
  525  inspection results and identifies recommended improvements an
  526  applicant a homeowner may make take to mitigate hurricane
  527  damage.
  528         2. A range of cost estimates regarding the recommended
  529  mitigation improvements.
  530         3. Information regarding estimated premium discounts,
  531  correlated to the current mitigation features and the
  532  recommended mitigation improvements identified by the
  533  inspection.
  534         (2) HURRICANE MITIGATION GRANTS.—Financial grants shall be
  535  used by applicants homeowners to make improvements recommended
  536  by an initial inspection which increase a home’s resistance to
  537  hurricane damage.
  538         (a) An applicant A homeowner is eligible for a hurricane
  539  mitigation grant if all of the following criteria are met:
  540         1. The applicant home must be eligible for an inspection
  541  under subsection (1).
  542         2. The home must be a dwelling with an insured value of
  543  $700,000 or less. Homeowners who are low-income persons, as
  544  defined in s. 420.0004(11), are exempt from this requirement.
  545         3. The home must undergo an initial acceptable hurricane
  546  mitigation inspection through the program as provided in
  547  subsection (1) within the 24 months immediately preceding the
  548  date of application.
  549         4. The building permit application for initial construction
  550  of the home must have been built made before January 1, 2008, as
  551  reflected on the county property appraiser’s website.
  552         5. The applicant homeowner must agree to make his or her
  553  home available for a final inspection once a mitigation project
  554  is completed.
  555         6. The applicant homeowner must agree to provide to the
  556  department information received from the applicant’s homeowner’s
  557  insurer identifying the discounts realized by the applicant
  558  homeowner because of the mitigation improvements funded through
  559  the program.
  560         7.a. The applicant homeowner must be a low-income person or
  561  moderate-income person as defined in s. 420.0004.
  562         b. The hurricane mitigation inspection must have occurred
  563  within the previous 24 months from the date of application.
  564         c. Notwithstanding subparagraph 2., homeowners who are low
  565  income persons, as defined in s. 420.0004(11), are not exempt
  566  from the requirement that the home must be a dwelling with an
  567  insured value of $700,000 or less.
  568         d. This subparagraph expires July 1, 2026.
  569         (b)1. An application for a grant must contain a signed or
  570  electronically verified statement made under penalty of perjury
  571  that the applicant has submitted only one grant application or
  572  that the application is allowed under subparagraph 2., and the
  573  application must have documents attached demonstrating that the
  574  applicant meets the requirements of paragraph (a).
  575         2. An applicant may submit a subsequent grant application
  576  if:
  577         a. The original grant application was denied or withdrawn
  578  because the application contained errors or omissions;
  579         b. The original grant application was denied or withdrawn
  580  because the applicant home did not meet the eligibility criteria
  581  for a grant at the time of the previous application, and the
  582  applicant homeowner reasonably believes that he or she is the
  583  home now is eligible for a grant; or
  584         c. The program’s eligibility requirements for a grant have
  585  changed since the original application date, and the applicant
  586  reasonably believes that he or she is an eligible homeowner
  587  under the new requirements.
  588         3. A grant application must include a statement from the
  589  applicant homeowner which contains the name and state license
  590  number of the contractor that the applicant homeowner
  591  acknowledges as the intended contractor for the mitigation work.
  592  The program must electronically verify that the contractor’s
  593  state license number is valid accurate and up to date before
  594  grant approval.
  595         (c) All grants must be matched on the basis of $1 provided
  596  by the applicant for $2 provided by the state up to a maximum
  597  state contribution of $10,000 toward the actual cost of the
  598  mitigation project, except as provided in paragraph (h).
  599         (d) All hurricane mitigation performed under the program
  600  must be based upon the securing of all required local permits
  601  and inspections and must be performed by properly licensed
  602  contractors.
  603         (e) When recommended by an initial a hurricane mitigation
  604  inspection, grants for eligible applicants homes may be used for
  605  all of the following improvements:
  606         1. Opening protection improvements, including:
  607         a. Exterior doors.,
  608         b. Garage doors.,
  609         c. Windows., and
  610         d. Skylights.
  611         2. Roof improvements, including:
  612         a. Reinforcing roof-to-wall connections.
  613         b.3. Improving the strength of roof-deck attachments.
  614         c.4.Installing secondary water resistance for roof and
  615  replacing the roof covering.
  616         (f) Improvements must be identified by the final hurricane
  617  mitigation inspection to receive grant funds When recommended by
  618  a hurricane mitigation inspection, grants for townhouses, as
  619  defined in s. 481.203, may only be used for opening protection.
  620         (g) The department may require that improvements be made to
  621  all openings, including exterior doors, garage doors, windows,
  622  and skylights, as a condition of reimbursing an applicant a
  623  homeowner approved for a grant. The department may adopt, by
  624  rule, the maximum grant allowances for any improvement allowable
  625  under paragraph (e) or paragraph (f).
  626         (h) Low-income applicants homeowners, as defined in s.
  627  420.0004(11), who otherwise meet the applicable requirements of
  628  this subsection are eligible for a grant of up to $10,000 and
  629  are not required to provide a matching amount to receive the
  630  grant.
  631         (i)1. The department shall develop a process that ensures
  632  the most efficient means to collect and verify inspection
  633  applications and grant applications to determine eligibility.
  634  The department may direct hurricane mitigation inspectors to
  635  collect and verify grant application information or use the
  636  Internet or other electronic means to collect information and
  637  determine eligibility.
  638         2. The department shall prioritize the review and approval
  639  of such inspection applications and grant applications in the
  640  following order:
  641         a. First, applications from low-income persons, as defined
  642  in s. 420.0004, who are at least 60 years old;
  643         b. Second, applications from all other low-income persons,
  644  as defined in s. 420.0004;
  645         c. Third, applications from moderate-income persons, as
  646  defined in s. 420.0004, who are at least 60 years old; and
  647         d. Fourth, applications from all other moderate-income
  648  persons, as defined in s. 420.0004; and
  649         e. Last, all other applications for an inspection.
  650         3. The department shall start accepting inspection
  651  applications and grant applications no earlier than the
  652  effective date of a legislative appropriation funding
  653  inspections and grants, as follows:
  654         a. Initially, from applicants prioritized under sub
  655  subparagraph 2.a.;
  656         b. From applicants prioritized under sub-subparagraph 2.b.,
  657  beginning 15 days after the program initially starts accepting
  658  applications;
  659         c. From applicants prioritized under sub-subparagraph 2.c.,
  660  beginning 30 days after the program initially starts accepting
  661  applications;
  662         d. From applicants described in sub-subparagraph 2.d.,
  663  beginning 45 days after the program initially starts accepting
  664  applications; and
  665         e. From all other applicants for an inspection, beginning
  666  60 days after the program initially starts accepting
  667  applications.
  668         4. The program may accept a certification directly from a
  669  low-income applicant homeowner or moderate-income applicant
  670  homeowner who meets the requirements of s. 420.0004(11) or (12),
  671  respectively, if the applicant homeowner provides such
  672  certification in a signed or electronically verified statement
  673  made under penalty of perjury.
  674         5.The program may accept a certification directly from an
  675  applicant attesting to his or her age if the applicant provides
  676  such certification in a signed or electronically verified
  677  statement made under penalty of perjury.
  678         (j) An applicant A homeowner who receives a grant shall
  679  finalize construction and request a final inspection, or request
  680  an extension for an additional 6 months, within 18 months 1 year
  681  after grant application approval. If an applicant a homeowner
  682  fails to comply with this paragraph, his or her application is
  683  deemed abandoned and the grant money reverts to the department.
  684         (3) REQUESTS FOR INFORMATION.—The department may request
  685  that an applicant provide additional information. An application
  686  is deemed abandoned withdrawn by the applicant if the department
  687  does not receive a response to its request for additional
  688  information within 60 days after the notification of any
  689  apparent error or omission.
  690         (4) ABANDONED APPLICATIONS.—The department shall notify an
  691  applicant at least 5 business days before an application is
  692  deemed abandoned. If the applicant responds to such notification
  693  within 5 business days after receiving the notice and
  694  demonstrates good cause for why the application should not be
  695  deemed abandoned, the applicant may submit a subsequent grant
  696  application or the department may determine the application is
  697  not abandoned.
  698         (9)(8) CONTRACT MANAGEMENT.—
  699         (a) The department may contract with third parties for
  700  grants management, inspection services, contractor services for
  701  low-income applicants homeowners, information technology,
  702  educational outreach, and auditing services. Such contracts are
  703  considered direct costs of the program and are not subject to
  704  administrative cost limits. The department shall contract with
  705  providers that have a demonstrated record of successful business
  706  operations in areas directly related to the services to be
  707  provided and shall ensure the highest accountability for use of
  708  state funds, consistent with this section.
  709         (11)(10) REPORTS.—The department shall make an annual
  710  report on the activities of the program that shall account for
  711  the use of state funds and indicate the number of inspections
  712  requested, the number of inspections performed, the number of
  713  grant applications received, the number and value of grants
  714  approved, and the estimated average annual amount of insurance
  715  premium discounts and total estimated annual amount of insurance
  716  premium discounts applicants homeowners received from insurers
  717  as a result of mitigation funded through the program. The report
  718  must be delivered to the President of the Senate and the Speaker
  719  of the House of Representatives by February 1 of each year.
  720         Section 6. Subsection (3) of section 215.89, Florida
  721  Statutes, is amended to read:
  722         215.89 Charts of account.—
  723         (3) REPORTING STRUCTURE.—
  724         (a) The Chief Financial Officer shall accept comments from
  725  state agencies, local governments, educational entities,
  726  entities of higher education, and other interested parties
  727  regarding the proposed charts of account until November 1, 2013.
  728         (b) By January 15, 2014, the Chief Financial Officer, after
  729  consultation with affected state agencies, local governments,
  730  educational entities, entities of higher education, and the
  731  Auditor General, shall submit to the Governor, the President of
  732  the Senate, and the Speaker of the House of Representatives a
  733  report recommending a uniform charts of account which requires
  734  specific enterprise-wide information related to revenues and
  735  expenditures of state agencies, local governments, educational
  736  entities, and entities of higher education. The report must
  737  include the estimated cost of adopting and implementing a
  738  uniform enterprise-wide charts of account.
  739         Section 7. Subsection (1) of section 215.93, Florida
  740  Statutes, is amended to read:
  741         215.93 Florida Financial Management Information System.—
  742         (1) To provide the information necessary to carry out the
  743  intent of the Legislature, there shall be a Florida Financial
  744  Management Information System. The Florida Financial Management
  745  Information System shall be fully implemented and shall be
  746  upgraded as necessary to ensure the efficient operation of an
  747  integrated financial management information system and to
  748  provide necessary information for the effective operation of
  749  state government. Upon the recommendation of the coordinating
  750  council and approval of the board, the Florida Financial
  751  Management Information System may require data from any state
  752  agency information system or information subsystem or may
  753  request data from any judicial branch information system or
  754  information subsystem that the coordinating council and board
  755  have determined to have statewide financial management
  756  significance. Each functional owner information subsystem within
  757  the Florida Financial Management Information System shall be
  758  developed in such a fashion as to allow for timely, positive,
  759  preplanned, and prescribed data transfers between the Florida
  760  Financial Management Information System functional owner
  761  information subsystems and from other information systems. The
  762  principal unit of the system shall be the functional owner
  763  information subsystem, and the system shall include, but shall
  764  not be limited to, the following:
  765         (a) Planning and Budgeting Subsystem.
  766         (b) Florida Accounting Information Resource Subsystem.
  767         (b)(c) Financial Management Subsystem.
  768         (c)(d) Purchasing Subsystem.
  769         (d)(e) Personnel Information System.
  770         Section 8. Subsections (2) and (3) of section 215.94,
  771  Florida Statutes, are amended to read:
  772         215.94 Designation, duties, and responsibilities of
  773  functional owners.—
  774         (2) The Department of Financial Services shall be the
  775  functional owner of the Financial Management Florida Accounting
  776  Information Resource Subsystem established pursuant to ss.
  777  17.03, 215.86, 216.141, and 216.151 and further developed in
  778  accordance with the provisions of ss. 215.90-215.96. The
  779  subsystem shall include, but shall not be limited to, the
  780  following functions:
  781         (a) Accounting and reporting so as to provide timely data
  782  for producing financial statements for the state in accordance
  783  with generally accepted accounting principles.
  784         (b) Auditing and settling claims against the state.
  785         (3) The Chief Financial Officer shall be the functional
  786  owner of the Financial Management Subsystem. The Chief Financial
  787  Officer shall design, implement, and operate the subsystem in
  788  accordance with the provisions of ss. 215.90-215.96. The
  789  subsystem shall include, but shall not be limited to, functions
  790  for:
  791         (c)(a) Recording and reconciling credits and debits to
  792  treasury fund accounts.
  793         (d)(b) Monitoring cash levels and activities in state bank
  794  accounts.
  795         (e)(c) Monitoring short-term investments of idle cash.
  796         (f)(d) Administering the provisions of the Federal Cash
  797  Management Improvement Act of 1990.
  798         Section 9. Subsections (2) and (3) of section 215.96,
  799  Florida Statutes, are amended to read:
  800         215.96 Coordinating council and design and coordination
  801  staff.—
  802         (2) The coordinating council shall consist of the Chief
  803  Financial Officer; the Commissioner of Agriculture; the Attorney
  804  General; the Secretary of Management Services; the state chief
  805  information officer; the executive director of the Department of
  806  Revenue; and the Director of Planning and Budgeting, Executive
  807  Office of the Governor, or their designees. The Chief Financial
  808  Officer, or his or her designee, shall be chair of the council,
  809  and the design and coordination staff shall provide
  810  administrative and clerical support to the council and the
  811  board. The design and coordination staff shall maintain the
  812  Minutes of each meeting must be made and make such minutes
  813  available to any interested person. The Auditor General, the
  814  State Courts Administrator, a an executive officer of the
  815  Florida Association of state agency administrative services
  816  director selected by the council Directors, and a an executive
  817  officer of the Florida Association of state budget officer
  818  selected by the council Officers, or their designees, shall
  819  serve without voting rights as ex officio members of the
  820  council. The chair may call meetings of the council as often as
  821  necessary to transact business; however, the council shall meet
  822  at least once a year. Action of the council shall be by motion,
  823  duly made, seconded and passed by a majority of the council
  824  voting in the affirmative for approval of items that are to be
  825  recommended for approval to the Financial Management Information
  826  Board.
  827         (3) The coordinating council, assisted by the design and
  828  coordination staff, shall have the following duties, powers, and
  829  responsibilities pertaining to the Florida Financial Management
  830  Information System:
  831         (a) To review and coordinate annual workplans to ensure
  832  that the Florida Financial Management Information System remains
  833  aligned across participating entities. The coordination council
  834  shall ensure that each participating entity submits an annual
  835  workplan by October 1 of each year. The coordinating council
  836  shall review and discuss the workplans, identify potential
  837  impacts or conflicts, facilitate resolutions when practicable,
  838  and expedite unresolved issues as appropriate.
  839         (b) To conduct such studies and to establish committees,
  840  workgroups, and teams to develop recommendations for rules,
  841  policies, procedures, principles, and standards to the board as
  842  necessary to assist the board in its efforts to design,
  843  implement, and perpetuate a financial management information
  844  system, including, but not limited to, the establishment of
  845  common data codes, and the development of integrated financial
  846  management policies that address the information and management
  847  needs of the functional owner subsystems. The coordinating
  848  council shall make available a copy of the approved plan in
  849  writing or through electronic means to each of the coordinating
  850  council members, the fiscal committees of the Legislature, and
  851  any interested person.
  852         (c)(b) To recommend to the board solutions, policy
  853  alternatives, and legislative budget request issues that will
  854  provide ensure a framework for the timely, positive, preplanned,
  855  and prescribed data transfer between information subsystems and
  856  to recommend to the board solutions, policy alternatives, and
  857  legislative budget request issues that ensure the availability
  858  of data and information that support state planning, policy
  859  development, management, evaluation, and performance monitoring.
  860         (c) To report to the board all actions taken by the
  861  coordinating council for final action.
  862         (d) To review the annual work plans of the functional owner
  863  information subsystems by October 1 of each year. The review
  864  shall be conducted to assess the status of the Florida Financial
  865  Management Information System and the functional owner
  866  subsystems in regard to the provisions of s. 215.91. The
  867  coordinating council, as part of the review process, may make
  868  recommendations for modifications to the functional owner
  869  information subsystems annual work plans.
  870         Section 10. Paragraph (a) of subsection (4) of section
  871  215.985, Florida Statutes, is amended to read:
  872         215.985 Transparency in government spending.—
  873         (4) The Executive Office of the Governor, in consultation
  874  with the appropriations committees of the Senate and the House
  875  of Representatives, shall establish and maintain a website that
  876  provides information relating to the approved operating budget
  877  for each branch of state government and state agency.
  878         (a) At a minimum, the information must include:
  879         1. Disbursement data for each appropriation by the account
  880  value object code associated with each expenditure established
  881  within the Financial Management Florida Accounting Information
  882  Resource Subsystem. Expenditure data must include the name of
  883  the payee, the date of the expenditure, the amount of the
  884  expenditure, and the voucher statewide document number. Such
  885  data must be searchable by the name of the payee, the paying
  886  agency, and fiscal year, and must be downloadable in a format
  887  that allows offline analysis.
  888         2. For each appropriation, any adjustments, including
  889  vetoes, approved supplemental appropriations included in
  890  legislation other than the General Appropriations Act, budget
  891  amendments, other actions approved pursuant to chapter 216, and
  892  other adjustments authorized by law.
  893         3. Status of spending authority for each appropriation in
  894  the approved operating budget, including released, unreleased,
  895  reserved, and disbursed balances.
  896         4. Position and rate information for positions provided in
  897  the General Appropriations Act or approved through an amendment
  898  to the approved operating budget and position information for
  899  positions established in the legislative branch.
  900         5. Allotments for planned expenditures of state
  901  appropriations established by state agencies in the Financial
  902  Management Florida Accounting Information Resource Subsystem,
  903  and the current balances of such allotments.
  904         6. Trust fund balance reports, including cash available,
  905  investments, and receipts.
  906         7. General revenue fund balance reports, including revenue
  907  received and amounts disbursed.
  908         8. Fixed capital outlay project data, including original
  909  appropriation and disbursements throughout the life of the
  910  project.
  911         9. A 10-year history of appropriations indicated by agency.
  912         10. Links to state audits or reports related to the
  913  expenditure and dispersal of state funds.
  914         11. Links to program or activity descriptions for which
  915  funds may be expended.
  916         Section 11. Subsections (1) and (2) and paragraph (f) of
  917  subsection (3) of section 216.102, Florida Statutes, are amended
  918  to read:
  919         216.102 Filing of financial information; handling by Chief
  920  Financial Officer; penalty for noncompliance.—
  921         (1) By September 30 of each year, each agency supported by
  922  any form of taxation, licenses, fees, imposts, or exactions, the
  923  judicial branch, and, for financial reporting purposes, each
  924  component unit of the state as determined by the Chief Financial
  925  Officer shall prepare, using generally accepted accounting
  926  principles, and file with the Chief Financial Officer the
  927  financial and other information necessary for the preparation of
  928  annual financial statements for the State of Florida as of June
  929  30. In addition, each such agency and the judicial branch shall
  930  prepare financial statements showing the financial position and
  931  results of agency or branch operations as of June 30 for
  932  internal management purposes.
  933         (a) Each state agency and the judicial branch shall record
  934  the receipt and disbursement of funds from federal sources in a
  935  form and format prescribed by the Chief Financial Officer. The
  936  access to federal funds by the administering agencies or the
  937  judicial branch may not be authorized until:
  938         1. The deposit has been recorded in the Financial
  939  Management Florida Accounting Information Resource Subsystem
  940  using proper, consistent codes that designate deposits as
  941  federal funds.
  942         2. The deposit and appropriate recording required by this
  943  paragraph have been verified by the office of the Chief
  944  Financial Officer.
  945         (b) The Chief Financial Officer shall publish a statewide
  946  policy detailing the requirements for recording receipt and
  947  disbursement of federal funds into the Financial Management
  948  Florida Accounting Information Resource Subsystem and provide
  949  technical assistance to the agencies and the judicial branch to
  950  implement the policy.
  951         (2) Financial information must be contained within the
  952  Financial Management Florida Accounting Information Resource
  953  Subsystem. Other information must be submitted in the form and
  954  format prescribed by the Chief Financial Officer.
  955         (a) Each component unit shall file financial information
  956  and other information necessary for the preparation of annual
  957  financial statements with the agency or branch designated by the
  958  Chief Financial Officer by the date specified by the Chief
  959  Financial Officer.
  960         (b) The state agency or branch designated by the Chief
  961  Financial Officer to receive financial information and other
  962  information from component units shall include the financial
  963  information in the Financial Management Florida Accounting
  964  Information Resource Subsystem and shall include the component
  965  units’ other information in its submission to the Chief
  966  Financial Officer.
  967         (3) The Chief Financial Officer shall:
  968         (f) Consult with and elicit comments from the Executive
  969  Office of the Governor on changes to the Financial Management
  970  Florida Accounting Information Resource Subsystem which clearly
  971  affect the accounting of federal funds, so as to ensure
  972  consistency of information entered into the Federal Aid Tracking
  973  System by state executive and judicial branch entities. While
  974  efforts shall be made to ensure the compatibility of the
  975  Financial Management Florida Accounting Information Resource
  976  Subsystem and the Federal Aid Tracking System, any successive
  977  systems serving identical or similar functions shall preserve
  978  such compatibility.
  979  
  980  The Chief Financial Officer may furnish and publish in
  981  electronic form the financial statements and the annual
  982  comprehensive financial report required under paragraphs (a),
  983  (b), and (c).
  984         Section 12. Subsection (3) of section 216.141, Florida
  985  Statutes, is amended to read:
  986         216.141 Budget system procedures; planning and programming
  987  by state agencies.—
  988         (3) The Chief Financial Officer, as chief fiscal officer,
  989  shall use the Financial Management Florida Accounting
  990  Information Resource Subsystem developed pursuant to s.
  991  215.94(2) for account purposes in the performance of and
  992  accounting for all of his or her constitutional and statutory
  993  duties and responsibilities. However, state agencies and the
  994  judicial branch continue to be responsible for maintaining
  995  accounting records necessary for effective management of their
  996  programs and functions.
  997         Section 13. Paragraphs (a) and (b) of subsection (7) and
  998  paragraph (j) of subsection (12) of section 440.13, Florida
  999  Statutes, are amended to read:
 1000         440.13 Medical services and supplies; penalty for
 1001  violations; limitations.—
 1002         (7) UTILIZATION AND REIMBURSEMENT DISPUTES.—
 1003         (a) Any health care provider who elects to contest the
 1004  disallowance or adjustment of payment by a carrier under
 1005  subsection (6) must, within 60 45 days after receipt of notice
 1006  of disallowance or adjustment of payment, petition the
 1007  department to resolve the dispute. The petitioner must serve, by
 1008  United States Postal Service certified mail or by a common
 1009  carrier with verifiable tracking methods, a copy of the petition
 1010  on the carrier and on all affected parties listed on the notice
 1011  of disallowance or adjustment by certified mail. The petition
 1012  must be accompanied by all documents and records that support
 1013  the allegations contained in the petition. Failure of a
 1014  petitioner to submit such documentation to the department
 1015  results in dismissal of the petition.
 1016         (b) The carrier must submit to the department within 45 30
 1017  days after receipt of the petition all documentation
 1018  substantiating the carrier’s disallowance or adjustment. Failure
 1019  of the carrier to timely submit such documentation to the
 1020  department within 45 30 days constitutes a waiver of all
 1021  objections to the petition.
 1022         (12) CREATION OF THREE-MEMBER PANEL; GUIDES OF MAXIMUM
 1023  REIMBURSEMENT ALLOWANCES.—
 1024         (j) In addition to establishing the uniform schedule of
 1025  maximum reimbursement allowances, the panel shall:
 1026         1. Take testimony, receive records, and collect data to
 1027  evaluate the adequacy of the workers’ compensation fee schedule,
 1028  nationally recognized fee schedules and alternative methods of
 1029  reimbursement to health care providers and health care
 1030  facilities for inpatient and outpatient treatment and care.
 1031         2. Survey health care providers and health care facilities
 1032  to determine the availability and accessibility of workers’
 1033  compensation health care delivery systems for injured workers.
 1034         3. Survey carriers to determine the estimated impact on
 1035  carrier costs and workers’ compensation premium rates by
 1036  implementing changes to the carrier reimbursement schedule or
 1037  implementing alternative reimbursement methods.
 1038         4. Submit recommendations on or before January 15, 2031
 1039  2017, and every 5 years biennially thereafter, to the President
 1040  of the Senate and the Speaker of the House of Representatives on
 1041  methods to improve the workers’ compensation health care
 1042  delivery system.
 1043  
 1044  The department, as requested, shall provide data to the panel,
 1045  including, but not limited to, utilization trends in the
 1046  workers’ compensation health care delivery system. The
 1047  department shall provide the panel with an annual report
 1048  regarding the resolution of medical reimbursement disputes and
 1049  any actions pursuant to subsection (8). The department shall
 1050  provide administrative support and service to the panel to the
 1051  extent requested by the panel. The department may adopt rules
 1052  pursuant to ss. 120.536(1) and 120.54 to implement this
 1053  subsection. For prescription medication purchased under the
 1054  requirements of this subsection, a dispensing practitioner shall
 1055  not possess such medication unless payment has been made by the
 1056  practitioner, the practitioner’s professional practice, or the
 1057  practitioner’s practice management company or employer to the
 1058  supplying manufacturer, wholesaler, distributor, or drug
 1059  repackager within 60 days of the dispensing practitioner taking
 1060  possession of that medication.
 1061         Section 14. Section 497.1411, Florida Statutes, is created
 1062  to read:
 1063         497.1411 Disqualification of applicants and licenses;
 1064  penalties against licensees; rulemaking.—
 1065         (1)For purposes of this section, the term “applicant”
 1066  means an individual applying for licensure or relicensure under
 1067  this chapter, or an officer, a director, a majority owner, a
 1068  partner, a manager, or other person who manages or controls an
 1069  entity applying for licensure or relicensure under this chapter.
 1070         (2)An applicant who has been found guilty of or has
 1071  pleaded guilty or nolo contendere to any of the following
 1072  offenses, regardless of adjudication, is permanently barred from
 1073  licensure under this chapter:
 1074         (a)A felony of the first degree.
 1075         (b)A felony involving conduct prohibited under chapter
 1076  497, chapter 787, chapter 794, chapter 796, chapter 800, chapter
 1077  825, chapter 827, or chapter 847.
 1078         (c)A felony involving moral turpitude.
 1079         (3)An applicant who has been found guilty of, or has
 1080  entered a plea of guilty or nolo contendere to an offense not
 1081  subject to the permanent bar under subsection (2), regardless of
 1082  adjudication, is subject to the following disqualifying periods:
 1083         (a)A 10-year disqualifying period for any felony to which
 1084  the permanent bar in subsection (2) does not apply.
 1085  Notwithstanding subsection (4), an applicant who has completed
 1086  at least one-half of the disqualifying period may apply for a
 1087  probationary license for the remainder of the disqualifying
 1088  period if, during that time, the applicant has not been found
 1089  guilty of, or has not entered a plea of guilty or nolo
 1090  contendere to, any offense.
 1091         (b)A 5-year disqualifying period for all misdemeanors
 1092  directly related to chapter 497.
 1093         (4)The board shall adopt rules to administer this section.
 1094  Such rules must provide additional disqualifying periods for
 1095  applicants who have committed multiple criminal offenses and may
 1096  provide additional factors for disqualification reasonably
 1097  related to the applicant’s criminal history. The rules must also
 1098  establish mitigating and aggravating factors. However,
 1099  mitigation may not reduce any disqualifying period to less than
 1100  5 years and may not be applied to reduce the 5-year
 1101  disqualifying period provided in paragraph (3)(b).
 1102         (5)For purposes of this section, a disqualifying period
 1103  begins upon the applicant’s final release from supervision or
 1104  upon completion of the applicant’s criminal sentence. The board
 1105  may not approve issuance of a license to an applicant until the
 1106  applicant provides proof that all related fines, court costs,
 1107  fees, and court-ordered restitution have been paid.
 1108         (6)After the disqualifying period has expired, the burden
 1109  is on the applicant to demonstrate to the board that he or she
 1110  has been rehabilitated, does not pose a risk to the public, is
 1111  fit and trustworthy to engage in business regulated by this
 1112  chapter, and is otherwise qualified for licensure.
 1113         (7)Notwithstanding subsections (2) and (3), an applicant
 1114  who has been found guilty of, or has pleaded guilty or nolo
 1115  contendere to, a crime in subsection (2) or subsection (3), and
 1116  who has subsequently been granted a pardon or the restoration of
 1117  civil rights pursuant to chapter 940 and s. 8, Art. IV of the
 1118  State Constitution, or a pardon or the restoration of civil
 1119  rights under the laws of another jurisdiction with respect to a
 1120  conviction in that jurisdiction, is not barred or disqualified
 1121  from licensure under this chapter; however, such a pardon or
 1122  restoration of civil rights does not require the board to award
 1123  such license.
 1124         (8)(a)The board may grant an exemption from
 1125  disqualification to any person disqualified from licensure under
 1126  subsection (3) if:
 1127         1.The applicant has paid in full any fee, fine, fund,
 1128  lien, civil judgment, restitution, or cost of prosecution
 1129  imposed by the court as part of the judgment and sentence for
 1130  any disqualifying offense; and
 1131         2.At least 2 years have elapsed since the applicant
 1132  completed or has been lawfully released from confinement,
 1133  supervision, or any nonmonetary condition imposed by the court
 1134  for a disqualifying offense.
 1135         (b)For the board to grant an exemption under this
 1136  subsection, the applicant must clearly and convincingly
 1137  demonstrate that he or she would not pose a risk to persons or
 1138  property if licensed under this chapter, evidence of which must
 1139  include, but need not be limited to, facts and circumstances
 1140  surrounding the disqualifying offense, the time that has elapsed
 1141  since the offense, the nature of the offense and harm caused to
 1142  the victim, the applicant’s history before and after the
 1143  offense, and any other evidence or circumstances indicating that
 1144  the applicant will not present a danger if licensed or
 1145  certified.
 1146         (c)The board has discretion whether to grant or deny an
 1147  exemption under this subsection. The board’s decision is subject
 1148  to chapter 120.
 1149         (9)The disqualification periods provided in this section
 1150  do not apply to the renewal of a license or to a new application
 1151  for licensure if the applicant has an active license as of July
 1152  1, 2026, and the applicable criminal history was considered by
 1153  the board on the prior approval of any active license held by
 1154  the applicant. This section does not affect any criminal history
 1155  disclosure requirements of this chapter.
 1156         Section 15. Subsection (9) and paragraph (c) of subsection
 1157  (10) of section 497.142, Florida Statutes, are amended to read:
 1158         497.142 Licensing; fingerprinting and criminal background
 1159  checks.—
 1160         (9) If any applicant under this chapter has been, within
 1161  the 10 years preceding the application under this chapter,
 1162  convicted or found guilty of, or entered a plea of nolo
 1163  contendere to, regardless of adjudication, any crime in any
 1164  jurisdiction, the application may shall not be deemed complete
 1165  until such time as the applicant provides such certified true
 1166  copies of the court records evidencing the conviction, finding,
 1167  or plea, as required in this section or as the licensing
 1168  authority may by rule require.
 1169         (10)
 1170         (c) Crimes to be disclosed are:
 1171         1. Any felony or misdemeanor, no matter when committed,
 1172  that was directly or indirectly related to or involving any
 1173  aspect of the practice or business of funeral directing,
 1174  embalming, direct disposition, cremation, funeral or cemetery
 1175  preneed sales, funeral establishment operations, cemetery
 1176  operations, or cemetery monument or marker sales or
 1177  installation.
 1178         2. Any misdemeanor, no matter when committed, that was
 1179  directly related to the practice or activities regulated Any
 1180  other felony not already disclosed under subparagraph 1. that
 1181  was committed within the 20 years immediately preceding the
 1182  application under this chapter.
 1183         3. Any other misdemeanor not already disclosed under
 1184  subparagraph 2. which subparagraph 1. that was committed within
 1185  the 5 years immediately preceding the application under this
 1186  chapter.
 1187         Section 16. Subsection (11) is added to section 553.80,
 1188  Florida Statutes, to read:
 1189         553.80 Enforcement.—
 1190         (11)For purposes of the design, construction, erection,
 1191  alteration, fire protection, fire suppression, modification,
 1192  repair, and demolition of a single-family or two-family
 1193  dwelling, such dwelling does not have a change of occupancy as
 1194  defined in the Florida Building Code solely due to its being
 1195  used as or converted into a dwelling used:
 1196         (a)By a tax-exempt charitable organization under s.
 1197  501(c)(3) of the Internal Revenue Code whose stated corporate
 1198  purpose relates to the support of people who are living with a
 1199  mental health disorder, provided the dwelling has no fewer than
 1200  two and no more than four bedrooms, is occupied by a group of or
 1201  family of no more than six ambulatory adults living with a
 1202  mental disorder, and has no more than two adults assigned to any
 1203  bedroom; or
 1204         (b)For residential migrant housing as defined in s.
 1205  381.008(8) which has a permit from the Department of Health
 1206  pursuant to s. 381.0081.
 1207         Section 17. Subsection (10) of section 560.309, Florida
 1208  Statutes, is amended to read:
 1209         560.309 Conduct of business.—
 1210         (10) If a check is returned to a licensee from a payor
 1211  financial institution due to lack of funds, a closed account, or
 1212  a stop-payment order, the licensee may seek collection pursuant
 1213  to s. 68.065. In seeking collection, the licensee must comply
 1214  with the prohibitions against harassment or abuse, false or
 1215  misleading representations, and unfair practices in the Florida
 1216  Consumer Collection Practices Act under part VI of chapter 559,
 1217  including s. 559.77. The licensee must also comply with the Fair
 1218  Debt Collections Practices Act, 15 U.S.C. ss. 1692d, 1692e, and
 1219  1692f if the licensee uses a third-party debt collector or any
 1220  name other than its own to collect such debts. A violation of
 1221  this subsection is a deceptive and unfair trade practice and
 1222  constitutes a violation of the Deceptive and Unfair Trade
 1223  Practices Act under part II of chapter 501. In addition, a
 1224  licensee must comply with the applicable provisions of the
 1225  Consumer Collection Practices Act under part VI of chapter 559,
 1226  including s. 559.77.
 1227         Section 18. Subsection (3) of section 560.405, Florida
 1228  Statutes, is amended to read:
 1229         560.405 Deposit; redemption.—
 1230         (3) Notwithstanding subsection (1), in lieu of presentment,
 1231  a deferred presentment provider may allow the check to be
 1232  redeemed at any time upon payment of the outstanding transaction
 1233  balance and earned fees. Redemption in cash or through a debit
 1234  card transaction must be treated the same. However, payment may
 1235  not be made in the form of a personal check or through a credit
 1236  card transaction. Upon redemption, the deferred presentment
 1237  provider must return the drawer’s check and provide a signed,
 1238  dated receipt showing that the drawer’s check has been redeemed.
 1239         Section 19. Subsection (2) of section 560.406, Florida
 1240  Statutes, is amended to read:
 1241         560.406 Worthless checks.—
 1242         (2) If a check is returned to a deferred presentment
 1243  provider from a payor financial institution due to insufficient
 1244  funds, a closed account, or a stop-payment order, the deferred
 1245  presentment provider may pursue all legally available civil
 1246  remedies to collect the check, including, but not limited to,
 1247  the imposition of all charges imposed on the deferred
 1248  presentment provider by the financial institution. In its
 1249  collection practices, a deferred presentment provider must
 1250  comply with the prohibitions against harassment or abuse, false
 1251  or misleading representations, and unfair practices that are
 1252  contained in the Florida Consumer Collection Practices Act under
 1253  part VI of chapter 559, including s. 559.77. A deferred
 1254  presentment provider must also comply with the Fair Debt
 1255  Collections Practices Act, 15 U.S.C. ss. 1692d, 1692e, and 1692f
 1256  if the deferred presentment provider uses a third-party debt
 1257  collector or any name other than its own to collect such debts.
 1258  A violation of this act is a deceptive and unfair trade practice
 1259  and constitutes a violation of the Deceptive and Unfair Trade
 1260  Practices Act under part II of chapter 501. In addition, a
 1261  deferred presentment provider must comply with the applicable
 1262  provisions of the Consumer Collection Practices Act under part
 1263  VI of chapter 559, including s. 559.77.
 1264         Section 20. Subsection (3) of section 626.0428, Florida
 1265  Statutes, is amended to read:
 1266         626.0428 Agency personnel powers, duties, and limitations.—
 1267         (3) An employee or an authorized representative located at
 1268  a designated branch of an agent or agency may not initiate
 1269  contact with any person for the purpose of soliciting insurance
 1270  unless licensed and appointed as an agent or customer
 1271  representative. As to title insurance, an employee of an agent
 1272  or agency may not initiate contact with any individual proposed
 1273  insured for the purpose of soliciting title insurance unless
 1274  licensed as a title insurance agent or exempt from such
 1275  licensure pursuant to s. 626.8417(4) and (5).
 1276         Section 21. Section 626.171, Florida Statutes, is amended
 1277  to read:
 1278         626.171 Application for license as an agent, customer
 1279  representative, adjuster, or service representative, or
 1280  reinsurance intermediary.—
 1281         (1) The department may not issue a license as agent,
 1282  customer representative, adjuster, or service representative, or
 1283  reinsurance intermediary to any person except upon written
 1284  application filed with the department, meeting the
 1285  qualifications for the license applied for as determined by the
 1286  department, and payment in advance of all applicable fees. The
 1287  application must be made under the oath of the applicant and be
 1288  signed by the applicant. An applicant may permit a third party
 1289  to complete, submit, and sign an application on the applicant’s
 1290  behalf, but is responsible for ensuring that the information on
 1291  the application is true and correct and is accountable for any
 1292  misstatements or misrepresentations. The department shall accept
 1293  the uniform application for resident and nonresident agent and
 1294  adjuster licensing. The department may adopt revised versions of
 1295  the uniform application by rule.
 1296         (2) In the application, the applicant must include all of
 1297  the following shall set forth:
 1298         (a) The applicant’s His or her full name, age, social
 1299  security number, residence address, business address, mailing
 1300  address, contact telephone numbers, including a business
 1301  telephone number, and e-mail address.
 1302         (b) A statement indicating the method the applicant used or
 1303  is using to meet any required prelicensing education, knowledge,
 1304  experience, or instructional requirements for the type of
 1305  license applied for.
 1306         (c) Whether the applicant he or she has been refused or has
 1307  voluntarily surrendered or has had suspended or revoked a
 1308  license to solicit insurance by the department or by the
 1309  supervising officials of any state.
 1310         (d) Whether any insurer or any managing general agent
 1311  claims the applicant is indebted under any agency contract or
 1312  otherwise and, if so, the name of the claimant, the nature of
 1313  the claim, and the applicant’s defense thereto, if any.
 1314         (e) Proof that the applicant meets the requirements for the
 1315  type of license for which he or she is applying.
 1316         (f) The applicant’s gender (male or female).
 1317         (g) The applicant’s native language.
 1318         (h) The highest level of education achieved by the
 1319  applicant.
 1320         (i) The applicant’s race or ethnicity (African American,
 1321  white, American Indian, Asian, Hispanic, or other).
 1322         (j) Such other or additional information as the department
 1323  may deem proper to enable it to determine the character,
 1324  experience, ability, and other qualifications of the applicant
 1325  to hold himself or herself out to the public as an insurance
 1326  representative.
 1327  
 1328  However, the application must contain a statement that an
 1329  applicant is not required to disclose his or her race or
 1330  ethnicity, gender, or native language, that he or she will not
 1331  be penalized for not doing so, and that the department will use
 1332  this information exclusively for research and statistical
 1333  purposes and to improve the quality and fairness of the
 1334  examinations. The department may shall make provisions for
 1335  applicants to voluntarily submit their cellular telephone
 1336  numbers as part of the application process solely on a voluntary
 1337  basis only for the purpose of two-factor authentication of
 1338  secure login credentials only.
 1339         (3) Each application must be accompanied by payment of any
 1340  applicable fee.
 1341         (4) An applicant for a license issued by the department
 1342  under this chapter must submit a set of the individual
 1343  applicant’s fingerprints, or, if the applicant is not an
 1344  individual, a set of the fingerprints of the sole proprietor,
 1345  majority owner, partners, officers, and directors, to the
 1346  department and must pay the fingerprint processing fee set forth
 1347  in s. 624.501. Fingerprints must be processed in accordance with
 1348  s. 624.34 and used to investigate the applicant’s qualifications
 1349  pursuant to s. 626.201. The fingerprints must be taken by a law
 1350  enforcement agency or other department-approved entity. The
 1351  department may not approve an application for licensure as an
 1352  agent, customer service representative, adjuster, or service
 1353  representative, or reinsurance intermediary if fingerprints have
 1354  not been submitted.
 1355         (5) The application for license filing fee prescribed in s.
 1356  624.501 is not subject to refund.
 1357         (6) Members of the United States Armed Forces and their
 1358  spouses, and veterans of the United States Armed Forces who have
 1359  separated from service within 24 months before application for
 1360  licensure, are exempt from the application filing fee prescribed
 1361  in s. 624.501. Qualified individuals must provide a copy of a
 1362  military identification card, military dependent identification
 1363  card, military service record, military personnel file, veteran
 1364  record, discharge paper or separation document that indicates
 1365  such members are currently in good standing or such veterans
 1366  were honorably discharged.
 1367         (7) Pursuant to the federal Personal Responsibility and
 1368  Work Opportunity Reconciliation Act of 1996, each party is
 1369  required to provide his or her social security number in
 1370  accordance with this section. Disclosure of social security
 1371  numbers obtained through this requirement must be limited to the
 1372  purpose of administration of the Title IV-D program for child
 1373  support enforcement.
 1374         Section 22. Paragraph (c) of subsection (2) of section
 1375  626.292, Florida Statutes, is amended to read:
 1376         626.292 Transfer of license from another state.—
 1377         (2) To qualify for a license transfer, an individual
 1378  applicant must meet the following requirements:
 1379         (c) The individual must submit a completed application for
 1380  this state which is received by the department within 90 days
 1381  after the date the individual became a resident of this state,
 1382  along with payment of the applicable fees set forth in s.
 1383  624.501 and submission of the following documents:
 1384         1. A certification issued by the appropriate official of
 1385  the applicant’s home state identifying the type of license and
 1386  lines of authority under the license and stating that, at the
 1387  time the license from the home state was canceled, the applicant
 1388  was in good standing in that state or that the state’s Producer
 1389  Database records, maintained by the National Association of
 1390  Insurance Commissioners, its affiliates, or subsidiaries,
 1391  indicate that the agent or all-lines adjuster is or was licensed
 1392  in good standing for the line of authority requested. An
 1393  applicant may hold a resident license in another state for 30
 1394  days after the Florida resident license has been issued to
 1395  facilitate the transfer of licensure between states.
 1396         2. A set of the applicant’s fingerprints in accordance with
 1397  s. 626.171(4).
 1398         Section 23. Subsection (1) of section 626.611, Florida
 1399  Statutes, is amended to read:
 1400         626.611 Grounds for compulsory refusal, suspension, or
 1401  revocation of agent’s, title agency’s, adjuster’s, customer
 1402  representative’s, service representative’s, or managing general
 1403  agent’s license or appointment.—
 1404         (1) The department shall require license reexamination,
 1405  deny an application for, suspend, revoke, or refuse to renew or
 1406  continue the license or appointment of any applicant, agent,
 1407  title agency, adjuster, customer representative, service
 1408  representative, or managing general agent, and it shall suspend
 1409  or revoke the eligibility to hold a license or appointment of
 1410  any such person, if it finds that as to the applicant, licensee,
 1411  or appointee any one or more of the following applicable grounds
 1412  exist:
 1413         (a) Lack of one or more of the qualifications for the
 1414  license or appointment as specified in this code.
 1415         (b) Material misstatement, misrepresentation, or fraud in
 1416  obtaining the license or appointment or in attempting to obtain
 1417  the license or appointment.
 1418         (c) Failure to pass to the satisfaction of the department
 1419  any examination required under this code, including cheating on
 1420  an examination required for licensure or violating test center
 1421  or examination procedures delivered orally, in writing, or
 1422  electronically at the test site by authorized representatives of
 1423  the examination program administrator.
 1424         (d) If the license or appointment is willfully used, or to
 1425  be used, to circumvent any of the requirements or prohibitions
 1426  of this code.
 1427         (e) Willful misrepresentation of any insurance policy or
 1428  annuity contract or willful deception with regard to any such
 1429  policy or contract, done either in person or by any form of
 1430  dissemination of information or advertising.
 1431         (f) If, as an adjuster, or agent licensed and appointed to
 1432  adjust claims under this code, he or she has materially
 1433  misrepresented to an insured or other interested party the terms
 1434  and coverage of an insurance contract with intent and for the
 1435  purpose of effecting settlement of claim for loss or damage or
 1436  benefit under such contract on less favorable terms than those
 1437  provided in and contemplated by the contract.
 1438         (g) Demonstrated lack of fitness or trustworthiness to
 1439  engage in the business of insurance.
 1440         (h) Demonstrated lack of reasonably adequate knowledge and
 1441  technical competence to engage in the transactions authorized by
 1442  the license or appointment.
 1443         (i) Fraudulent or dishonest practices in the conduct of
 1444  business under the license or appointment.
 1445         (j) Misappropriation, conversion, or unlawful withholding
 1446  of moneys belonging to insurers or insureds or beneficiaries or
 1447  to others and received in conduct of business under the license
 1448  or appointment.
 1449         (k) Unlawfully rebating, attempting to unlawfully rebate,
 1450  or unlawfully dividing or offering to divide his or her
 1451  commission with another.
 1452         (l) Having obtained or attempted to obtain, or having used
 1453  or using, a license or appointment as agent or customer
 1454  representative for the purpose of soliciting or handling
 1455  “controlled business” as defined in s. 626.730 with respect to
 1456  general lines agents, s. 626.784 with respect to life agents,
 1457  and s. 626.830 with respect to health agents.
 1458         (m) Willful failure to comply with, or willful violation
 1459  of, any proper order or rule of the department or willful
 1460  violation of any provision of this code.
 1461         (n) Having been found guilty of or having pleaded guilty or
 1462  nolo contendere to a misdemeanor directly related to the
 1463  financial services business, any felony, or any crime punishable
 1464  by imprisonment of 1 year or more under the law of the United
 1465  States of America or of any state thereof or under the law of
 1466  any other country, without regard to whether a judgment of
 1467  conviction has been entered by the court having jurisdiction of
 1468  such cases.
 1469         (o) Fraudulent or dishonest practice in submitting or
 1470  aiding or abetting any person in the submission of an
 1471  application for workers’ compensation coverage under chapter 440
 1472  containing false or misleading information as to employee
 1473  payroll or classification for the purpose of avoiding or
 1474  reducing the amount of premium due for such coverage.
 1475         (p) Sale of an unregistered security that was required to
 1476  be registered, pursuant to chapter 517.
 1477         (q) In transactions related to viatical settlement
 1478  contracts as defined in s. 626.9911:
 1479         1. Commission of a fraudulent or dishonest act.
 1480         2. No longer meeting the requirements for initial
 1481  licensure.
 1482         3. Having received a fee, commission, or other valuable
 1483  consideration for his or her services with respect to viatical
 1484  settlements that involved unlicensed viatical settlement
 1485  providers or persons who offered or attempted to negotiate on
 1486  behalf of another person a viatical settlement contract as
 1487  defined in s. 626.9911 and who were not licensed life agents.
 1488         4. Dealing in bad faith with viators.
 1489         Section 24. Section 626.621, Florida Statutes, is amended
 1490  to read:
 1491         626.621 Grounds for discretionary refusal, suspension, or
 1492  revocation of agent’s, adjuster’s, customer representative’s,
 1493  service representative’s, or managing general agent’s license or
 1494  appointment.—The department may, in its discretion, require a
 1495  license reexamination, deny an application for, suspend, revoke,
 1496  or refuse to renew or continue the license or appointment of any
 1497  applicant, agent, adjuster, customer representative, service
 1498  representative, or managing general agent, and it may suspend or
 1499  revoke the eligibility to hold a license or appointment of any
 1500  such person, if it finds that as to the applicant, licensee, or
 1501  appointee any one or more of the following applicable grounds
 1502  exist under circumstances for which such denial, suspension,
 1503  revocation, or refusal is not mandatory under s. 626.611:
 1504         (1) Any cause for which issuance of the license or
 1505  appointment could have been refused had it then existed and been
 1506  known to the department.
 1507         (2) Violation of any provision of this code or of any other
 1508  law applicable to the business of insurance in the course of
 1509  dealing under the license or appointment.
 1510         (3) Violation of any lawful order or rule of the
 1511  department, commission, or office.
 1512         (4) Failure or refusal, upon demand, to pay over to any
 1513  insurer he or she represents or has represented any money coming
 1514  into his or her hands belonging to the insurer.
 1515         (5) Violation of the provision against twisting, as defined
 1516  in s. 626.9541(1)(l).
 1517         (6) In the conduct of business under the license or
 1518  appointment, engaging in unfair methods of competition or in
 1519  unfair or deceptive acts or practices, as prohibited under part
 1520  IX of this chapter, or having otherwise shown himself or herself
 1521  to be a source of injury or loss to the public.
 1522         (7) Willful overinsurance of any property or health
 1523  insurance risk.
 1524         (8) If a life agent, violation of the code of ethics.
 1525         (9) Cheating on an examination required for licensure or
 1526  violating test center or examination procedures published
 1527  orally, in writing, or electronically at the test site by
 1528  authorized representatives of the examination program
 1529  administrator. Communication of test center and examination
 1530  procedures must be clearly established and documented.
 1531         (10) Failure to inform the department in writing within 30
 1532  days after pleading guilty or nolo contendere to, or being
 1533  convicted or found guilty of, any felony or a crime punishable
 1534  by imprisonment of 1 year or more under the law of the United
 1535  States or of any state thereof, or under the law of any other
 1536  country without regard to whether a judgment of conviction has
 1537  been entered by the court having jurisdiction of the case.
 1538         (11) Knowingly aiding, assisting, procuring, advising, or
 1539  abetting any person in the violation of or to violate a
 1540  provision of the insurance code or any order or rule of the
 1541  department, commission, or office.
 1542         (12) Has been the subject of or has had a license, permit,
 1543  appointment, registration, or other authority to conduct
 1544  business subject to any decision, finding, injunction,
 1545  suspension, prohibition, revocation, denial, judgment, final
 1546  agency action, or administrative order by any court of competent
 1547  jurisdiction, administrative law proceeding, state agency,
 1548  federal agency, national securities, commodities, or option
 1549  exchange, or national securities, commodities, or option
 1550  association involving a violation of any federal or state
 1551  securities or commodities law or any rule or regulation adopted
 1552  thereunder, or a violation of any rule or regulation of any
 1553  national securities, commodities, or options exchange or
 1554  national securities, commodities, or options association.
 1555         (13) Failure to comply with any civil, criminal, or
 1556  administrative action taken by the child support enforcement
 1557  program under Title IV-D of the Social Security Act, 42 U.S.C.
 1558  ss. 651 et seq., to determine paternity or to establish, modify,
 1559  enforce, or collect support.
 1560         (14) Directly or indirectly accepting any compensation,
 1561  inducement, or reward from an inspector for the referral of the
 1562  owner of the inspected property to the inspector or inspection
 1563  company. This prohibition applies to an inspection intended for
 1564  submission to an insurer in order to obtain property insurance
 1565  coverage or establish the applicable property insurance premium.
 1566         (15) Denial, suspension, or revocation of, or any other
 1567  adverse administrative action against, a license to practice or
 1568  conduct any regulated profession, business, or vocation by this
 1569  state, any other state, any nation, any possession or district
 1570  of the United States, any court, or any lawful agency thereof.
 1571         (16) Taking an action that allows the personal financial or
 1572  medical information of a consumer or customer to be made
 1573  available or accessible to the general public, regardless of the
 1574  format in which the record is stored.
 1575         (17) Initiating in-person or telephone solicitation after 9
 1576  p.m. or before 8 a.m. local time of the prospective customer
 1577  unless requested by the prospective customer.
 1578         (18) Cancellation of the applicant’s, licensee’s, or
 1579  appointee’s resident license in a state other than Florida.
 1580         Section 25. Subsection (1) of section 626.731, Florida
 1581  Statutes, is amended to read:
 1582         626.731 Qualifications for general lines agent’s license.—
 1583         (1) The department may shall not grant or issue a license
 1584  as general lines agent to any individual found by it to be
 1585  untrustworthy or incompetent or who does not meet each all of
 1586  the following qualifications:
 1587         (a) The applicant is a natural person at least 18 years of
 1588  age.
 1589         (b) The applicant is a United States citizen or legal alien
 1590  who possesses work authorization from the United States Bureau
 1591  of Citizenship and Immigration Services and is a bona fide
 1592  resident of this state. An individual who is a bona fide
 1593  resident of this state shall be deemed to meet the residence
 1594  requirement of this paragraph, notwithstanding the existence at
 1595  the time of application for license of a license in his or her
 1596  name on the records of another state as a resident licensee of
 1597  such other state, if the applicant furnishes a letter of
 1598  clearance satisfactory to the department that the resident
 1599  licenses have been canceled or changed to a nonresident basis
 1600  and that he or she is in good standing.
 1601         (c) The applicant’s place of business will be located in
 1602  this state and he or she will be actively engaged in the
 1603  business of insurance and will maintain a place of business, the
 1604  location of which is identifiable by and accessible to the
 1605  public.
 1606         (d) The license is not being sought for the purpose of
 1607  writing or handling controlled business, in violation of s.
 1608  626.730.
 1609         (e) The applicant is qualified as to knowledge, experience,
 1610  or instruction in the business of insurance and meets the
 1611  requirements provided in s. 626.732.
 1612         (f) The applicant has passed any required examination for
 1613  license required under s. 626.221.
 1614         Section 26. Subsection (2) of section 626.785, Florida
 1615  Statutes, is amended to read:
 1616         626.785 Qualifications for license.—
 1617         (2) An individual who is a bona fide resident of this state
 1618  shall be deemed to meet the residence requirement of paragraph
 1619  (1)(b), notwithstanding the existence at the time of application
 1620  for license of a license in his or her name on the records of
 1621  another state as a resident licensee of such other state, if the
 1622  applicant furnishes a letter of clearance satisfactory to the
 1623  department that the resident licenses have been canceled or
 1624  changed to a nonresident basis and that he or she is in good
 1625  standing.
 1626         Section 27. Section 626.831, Florida Statutes, is amended
 1627  to read:
 1628         626.831 Qualifications for license.—
 1629         (1) The department may shall not grant or issue a license
 1630  as health agent as to any individual found by it to be
 1631  untrustworthy or incompetent, or who does not meet all of the
 1632  following qualifications:
 1633         (1)(a)Is Must be a natural person of at least 18 years of
 1634  age.
 1635         (2)(b)Is Must be a United States citizen or legal alien
 1636  who possesses work authorization from the United States Bureau
 1637  of Citizenship and Immigration Services and is a bona fide
 1638  resident of this state.
 1639         (3)(c)Is Must not be an employee of the United States
 1640  Department of Veterans Affairs or state service office, as
 1641  referred to in s. 626.833.
 1642         (4)(d)Has taken Must take and passed pass any examination
 1643  for license required under s. 626.221.
 1644         (5)(e)Is Must be qualified as to knowledge, experience, or
 1645  instruction in the business of insurance and meets meet the
 1646  requirements relative thereto provided in s. 626.8311.
 1647         (2) An individual who is a bona fide resident of this state
 1648  shall be deemed to meet the residence requirement of paragraph
 1649  (1)(b), notwithstanding the existence at the time of application
 1650  for license of a license in his or her name on the records of
 1651  another state as a resident licensee of such other state, if the
 1652  applicant furnishes a letter of clearance satisfactory to the
 1653  department that the resident licenses have been canceled or
 1654  changed to a nonresident basis and that he or she is in good
 1655  standing.
 1656         Section 28. Subsections (4) and (5) of section 626.8417,
 1657  Florida Statutes, are amended to read:
 1658         626.8417 Title insurance agent licensure; exemptions.—
 1659         (4) Title insurers, acting through designated corporate
 1660  officers, or attorneys duly admitted to practice law in this
 1661  state and in good standing with The Florida Bar are exempt from
 1662  the provisions of this chapter relating to title insurance
 1663  licensing and appointment requirements.
 1664         (5) An insurer may designate a corporate officer of the
 1665  insurer to occasionally issue and countersign binders,
 1666  commitments, and policies of title insurance. The designated
 1667  officer is exempt from the provisions of this chapter relating
 1668  to title insurance licensing and appointment requirements while
 1669  the officer is acting within the scope of the designation.
 1670         Section 29. Subsection (24) is added to section 626.854,
 1671  Florida Statutes, to read:
 1672         626.854 “Public adjuster” defined; prohibitions.—The
 1673  Legislature finds that it is necessary for the protection of the
 1674  public to regulate public insurance adjusters and to prevent the
 1675  unauthorized practice of law.
 1676         (24) A public adjuster, public adjuster apprentice, or
 1677  public adjusting firm must respond with specific information to
 1678  a written or electronic request for claims status from a
 1679  claimant or insured or their designated representative within 14
 1680  days after the date of the request and shall document in the
 1681  file the response or information provided.
 1682         Section 30. Section 627.797, Florida Statutes, is repealed.
 1683         Section 31. Subsection (11) of section 633.208, Florida
 1684  Statutes, is amended to read:
 1685         633.208 Minimum firesafety standards.—
 1686         (11) Notwithstanding subsection (8), a single-family or
 1687  two-family dwelling may not be reclassified for purposes of
 1688  enforcing the Florida Fire Prevention Code solely due to such
 1689  dwelling being used as or converted into:
 1690         (a)That is A certified recovery residence, as defined in
 1691  s. 397.311, or that is a recovery residence, as defined in s.
 1692  397.311, that has a charter from an entity recognized or
 1693  sanctioned by Congress;
 1694         (b)A residence owned by a tax-exempt charitable
 1695  organization under s. 501(c)(3) of the Internal Revenue Code
 1696  whose stated corporate purpose relates to the support of people
 1697  who are living with a mental health disorder and which has no
 1698  fewer than two and no more than four bedrooms, is occupied by a
 1699  group or family of no more than six ambulatory adults living
 1700  with a mental health disorder, and has no more than two adults
 1701  assigned to any bedroom; or
 1702         (c)Residential migrant housing as defined in s. 381.008(8)
 1703  which has a permit from the Department of Health pursuant to s.
 1704  381.0081 may not be reclassified for purposes of enforcing the
 1705  Florida Fire Prevention Code solely due to such use.
 1706         Section 32. Subsection (4) of section 648.34, Florida
 1707  Statutes, is amended to read:
 1708         648.34 Bail bond agents; qualifications.—
 1709         (4) The applicant must shall furnish, with his or her
 1710  application, a complete set of his or her fingerprints in
 1711  accordance with s. 626.171(4) and a recent credential-sized,
 1712  fullface photograph of the applicant. The department may shall
 1713  not authorize an applicant to take the required examination
 1714  until the department has received a report from the Department
 1715  of Law Enforcement and the Federal Bureau of Investigation
 1716  relative to the existence or nonexistence of a criminal history
 1717  report based on the applicant’s fingerprints.
 1718         Section 33. Subsection (2) of section 648.382, Florida
 1719  Statutes, is amended to read:
 1720         648.382 Appointment of bail bond agents and bail bond
 1721  agencies; effective date of appointment.—
 1722         (2) Before any appointment, an appropriate officer or
 1723  official of the appointing insurer must obtain all of the
 1724  following information submit:
 1725         (a) A certified statement or affidavit to the department
 1726  stating what investigation has been made concerning the proposed
 1727  appointee and the proposed appointee’s background and the
 1728  appointing person’s opinion to the best of his or her knowledge
 1729  and belief as to the moral character and reputation of the
 1730  proposed appointee. In lieu of such certified statement or
 1731  affidavit, by authorizing the effectuation of an appointment for
 1732  a licensee, the appointing entity certifies to the department
 1733  that such investigation has been made and that the results of
 1734  the investigation and the appointing person’s opinion is that
 1735  the proposed appointee is a person of good moral character and
 1736  reputation and is fit to engage in the bail bond business.;
 1737         (b) An affidavit under oath on a form prescribed by the
 1738  department, signed by the proposed appointee, stating that
 1739  premiums are not owed to any insurer and that the appointee will
 1740  discharge all outstanding forfeitures and judgments on bonds
 1741  previously written. If the appointee does not satisfy or
 1742  discharge such forfeitures or judgments, the former insurer
 1743  shall file a notice, with supporting documents, with the
 1744  appointing insurer, the former agent or agency, and the
 1745  department, stating under oath that the licensee has failed to
 1746  timely satisfy forfeitures and judgments on bonds written and
 1747  that the insurer has satisfied the forfeiture or judgment from
 1748  its own funds. Upon receipt of such notification and supporting
 1749  documents, the appointing insurer shall immediately cancel the
 1750  licensee’s appointment. The licensee may be reappointed only
 1751  upon certification by the former insurer that all forfeitures
 1752  and judgments on bonds written by the licensee have been
 1753  discharged. The appointing insurer or former agent or agency
 1754  may, within 10 days, file a petition with the department seeking
 1755  relief from this paragraph. Filing of the petition stays the
 1756  duty of the appointing insurer to cancel the appointment until
 1757  the department grants or denies the petition.;
 1758         (c) Any other information that the department reasonably
 1759  requires concerning the proposed appointee.; and
 1760         (d) Effective January 1, 2025, a certification that the
 1761  appointing entity obtained from each appointee the following
 1762  sworn statement:
 1763  
 1764         Pursuant to section 648.382(2)(b), Florida Statutes, I
 1765         do solemnly swear that I owe no premium to any insurer
 1766         or agency and that I will discharge all outstanding
 1767         forfeitures and judgments on bonds that have been
 1768         previously written. I acknowledge that failure to do
 1769         this will result in my active appointments being
 1770         canceled.
 1771  
 1772  An appointed bail bond agency must have the attestation under
 1773  this paragraph signed by its owner.
 1774         Section 34. Section 717.001, Florida Statutes, is amended
 1775  to read:
 1776         717.001 Short title.—This chapter may be cited as the
 1777  “Florida Disposition of Abandoned Personal Unclaimed Property
 1778  Act.”
 1779         Section 35. Present subsections (1) through (4), (5)
 1780  through (8), (10) through (13), (15) through (20), (21), (22)
 1781  through (28), (31), (32), and (33) of section 717.101, Florida
 1782  Statutes, are redesignated as subsections (4) through (7), (9)
 1783  through (12), (13) through (16), (17) through (22), (24), (26)
 1784  through (32), and (33), (34), and (35), respectively, new
 1785  subsections (1), (2), (3), (8), (23), and (25) are added to that
 1786  section, and present subsections (1), (2), (5), (6), (8), (9),
 1787  (12), (14), (16), (18), (19), (20), (22), (25), (29), and (30)
 1788  of that section are amended, to read:
 1789         717.101 Definitions.—As used in this chapter, unless the
 1790  context otherwise requires:
 1791         (1)“Abandoned property” means property held by a holder
 1792  for which all of the following are true:
 1793         (a)The apparent owner has shown no activity or indication
 1794  of interest for the duration of the applicable dormancy period
 1795  established under this chapter.
 1796         (b)The holder has complied with the due diligence
 1797  requirements set forth in this chapter, including the issuance
 1798  of notice to the apparent owner, and has received no response or
 1799  contact sufficient to demonstrate continued interest in the
 1800  property.
 1801  
 1802  For purposes of this chapter, property is presumed abandoned
 1803  upon expiration of the applicable dormancy period established
 1804  under this chapter. Once the dormancy period has expired, the
 1805  holder must comply with the due diligence requirements set forth
 1806  in s. 717.117. If the holder does not receive response or
 1807  contact sufficient to demonstrate continued interest in the
 1808  property after completion of its due diligence efforts, the
 1809  property is deemed abandoned and subject to reporting and
 1810  remittance to the department for custodial holding on behalf of
 1811  the owner.
 1812         (2)“Abandoned Property Purchase Agreement” means the form
 1813  adopted by the department pursuant to s. 717.135 which must be
 1814  used, without modification or amendment, by a claimant
 1815  representative to purchase abandoned property from an owner.
 1816         (3)“Abandoned Property Recovery Agreement” means the form
 1817  adopted by the department pursuant to s. 717.135 which must be
 1818  used, without modification or amendment, by a claimant
 1819  representative to obtain consent and authority to recover
 1820  abandoned property on behalf of a person.
 1821         (4)(1) “Aggregate” means the amounts reported for owners of
 1822  abandoned unclaimed property of less than $10 or where there is
 1823  no name for the individual or entity listed on the holder’s
 1824  records, regardless of the amount to be reported.
 1825         (5)(2) “Apparent owner” means the person whose name appears
 1826  on the records of the holder as the owner of the abandoned
 1827  property, but whose status as the true owner entitled to receive
 1828  the property may be subject to change due to the passage of time
 1829  or changes in circumstances person entitled to property held,
 1830  issued, or owing by the holder.
 1831         (8)“Authorized representative” means a person or an entity
 1832  legally empowered to act on behalf of the apparent owner or his
 1833  or her estate, including, but not limited to, an agent, a
 1834  fiduciary, a personal representative, a trustee, a legal heir, a
 1835  guardian, or any other individual or entity authorized by law or
 1836  agreement.
 1837         (9)(5) “Banking or financial organization” means any and
 1838  all banks, trust companies, private bankers, savings banks,
 1839  industrial banks, safe-deposit companies, savings and loan
 1840  associations, credit unions, savings associations, banking
 1841  organizations, international bank agencies, cooperative banks,
 1842  building and loan associations, and investment companies in this
 1843  state, organized under or subject to the laws of this state or
 1844  of the United States, including entities organized under 12
 1845  U.S.C. s. 611, but does not include federal reserve banks. The
 1846  term also includes any corporation, business association, or
 1847  other organization that:
 1848         (a) Is a wholly or partially owned subsidiary of any
 1849  banking, banking corporation, or bank holding company that
 1850  performs any or all of the functions of a banking organization;
 1851  or
 1852         (b) Performs functions pursuant to the terms of a contract
 1853  with any banking organization.
 1854         (10)(6) “Business association” means any for-profit or
 1855  nonprofit corporation other than a public corporation; joint
 1856  stock company; investment company; unincorporated association or
 1857  association of two or more individuals for business purposes,
 1858  whether or not for profit; partnership; joint venture; limited
 1859  liability company; sole proprietorship; business trust; trust
 1860  company; land bank; safe-deposit company; safekeeping
 1861  depository; banking or financial organization; insurance
 1862  company; federally chartered entity; utility company; transfer
 1863  agent; or other business entity, whether or not for profit.
 1864         (12)(8) “Claimant Claimant’s representative” means an
 1865  attorney who is a member in good standing with of The Florida
 1866  Bar, a certified public accountant licensed in this state, or a
 1867  private investigator who is duly licensed to do business in this
 1868  the state, who is registered with the department, and authorized
 1869  to file claims on behalf of persons with the department by the
 1870  claimant to claim unclaimed property on the claimant’s behalf.
 1871  The term does not include a person acting in a representative or
 1872  fiduciary capacity, such as a personal representative, guardian,
 1873  trustee, or attorney, whose representation is not contingent
 1874  upon the discovery or location of abandoned unclaimed property,
 1875  and it expressly excludes locators who engage in locating owners
 1876  of abandoned property for a fee but are not registered with the
 1877  department; provided, however, that any agreement entered into
 1878  for the purpose of evading s. 717.135 is invalid and
 1879  unenforceable.
 1880         (9) “Credit balance” means an account balance in the
 1881  customer’s favor.
 1882         (15)(12) “Due diligence” means the use of reasonable and
 1883  prudent methods under particular circumstances to locate
 1884  apparent owners of presumed abandoned property inactive accounts
 1885  using the taxpayer identification number or social security
 1886  number, if known, which may include, but are not limited to,
 1887  using a nationwide database, cross-indexing with other records
 1888  of the holder, mailing to the last known address unless the last
 1889  known address is known to be inaccurate, providing written
 1890  notice as described in this chapter by e-mail electronic mail if
 1891  an apparent owner has elected such delivery, or engaging a
 1892  licensed agency or company capable of conducting such search and
 1893  providing updated addresses.
 1894         (14) “Financial organization” means a savings association,
 1895  savings and loan association, savings bank, industrial bank,
 1896  bank, banking organization, trust company, international bank
 1897  agency, cooperative bank, building and loan association, or
 1898  credit union.
 1899         (18)(16) “Holder” means a person who is in possession of
 1900  property belonging to another or who owes a debt or an
 1901  obligation to another person, including, but not limited to,
 1902  financial institutions, insurance companies, corporations,
 1903  partnerships, fiduciaries, and government agencies:
 1904         (a) A person who is in possession or control or has custody
 1905  of property or the rights to property belonging to another; is
 1906  indebted to another on an obligation; or is obligated to hold
 1907  for the account of, or to deliver or pay to, the owner, property
 1908  subject to this chapter; or
 1909         (b) A trustee in case of a trust.
 1910         (20)(18) “Intangible property” includes, by way of
 1911  illustration and not limitation:
 1912         (a) Moneys, checks, virtual currency, drafts, deposits,
 1913  interest, dividends, and income.
 1914         (b) Credit balances, customer overpayments, security
 1915  deposits and other instruments as defined by chapter 679,
 1916  refunds, unpaid wages, unused airline tickets, and unidentified
 1917  remittances.
 1918         (c) Stocks, and other intangible ownership interests in
 1919  business associations except for:
 1920         1.A non-freely transferable security; or
 1921         2.A security that is subject to a lien, legal hold, or
 1922  restriction evidenced on the records of the holder or imposed by
 1923  operation of law, if the lien, legal hold, or restriction
 1924  restricts the holder’s or owner’s ability to receive, transfer,
 1925  sell, or otherwise negotiate the security.
 1926         (d) Moneys deposited to redeem stocks, bonds, bearer bonds,
 1927  original issue discount bonds, coupons, and other securities, or
 1928  to make distributions.
 1929         (e) Amounts due and payable under the terms of insurance
 1930  policies.
 1931         (f) Amounts distributable from a trust or custodial fund
 1932  established under a plan to provide any health, welfare,
 1933  pension, vacation, severance, retirement, death, stock purchase,
 1934  profit sharing, employee savings, supplemental unemployment
 1935  insurance, or similar benefit.
 1936         (21)(19) “Last known address” means a description of the
 1937  location of the apparent owner sufficient for the purpose of the
 1938  delivery of mail. For the purposes of identifying, reporting,
 1939  and remitting property to the department which is presumed to be
 1940  unclaimed, the term “last known address” includes any partial
 1941  description of the location of the apparent owner sufficient to
 1942  establish the apparent owner was a resident of this state at the
 1943  time of last contact with the apparent owner or at the time the
 1944  property became due and payable.
 1945         (22)(20) “Lawful charges” means charges against the
 1946  property or the account in which the property is held which
 1947  dormant accounts that are authorized by statute for the purpose
 1948  of offsetting the costs of maintaining the property or the
 1949  account in which the property is held dormant account.
 1950         (23)“Locator” means a private individual or business that
 1951  locates owners of abandoned property in exchange for a fee,
 1952  typically a percentage of the recovered property. Locators are
 1953  not employees or agents of the state and are not registered with
 1954  the department.
 1955         (25)Non-freely transferable security” means a security
 1956  that cannot be delivered to the administrator by the Depository
 1957  Trust and Clearing Corporation or similar custodian of
 1958  securities providing post-trade clearing and settlement services
 1959  to financial markets or cannot be delivered because there is no
 1960  agent to effect transfer. The term includes a worthless
 1961  security.
 1962         (26)(22) “Owner” means the a person, or the person’s legal
 1963  representative, entitled to receive or having a legal or
 1964  equitable interest in the abandoned property. An owner
 1965  establishes his or her entitlement by filing a valid claim with
 1966  the department pursuant or claim against property subject to
 1967  this chapter; a depositor in the case of a deposit; a
 1968  beneficiary in the case of a trust or a deposit in trust; or a
 1969  payee in the case of a negotiable instrument or other intangible
 1970  property.
 1971         (29)(25) “Record” means information that is captured or
 1972  maintained in any format, including written, printed,
 1973  electronic, audio, visual, or other forms, and that can be made
 1974  perceptible or understandable to a person, either directly or
 1975  through technological means, including assistive technologies
 1976  inscribed on a tangible medium or that is stored in an
 1977  electronic or other medium and is retrievable in perceivable
 1978  form.
 1979         (29) “Unclaimed Property Purchase Agreement” means the form
 1980  adopted by the department pursuant to s. 717.135 which must be
 1981  used, without modification or amendment, by a claimant’s
 1982  representative to purchase unclaimed property from an owner.
 1983         (30) “Unclaimed Property Recovery Agreement” means the form
 1984  adopted by the department pursuant to s. 717.135 which must be
 1985  used, without modification or amendment, by a claimant’s
 1986  representative to obtain an owner’s consent and authority to
 1987  recover unclaimed property on the owner’s behalf.
 1988         Section 36. Section 717.102, Florida Statutes, is amended
 1989  to read:
 1990         717.102 Property presumed abandoned unclaimed; general
 1991  rule.—
 1992         (1) Except as otherwise provided by this chapter, all
 1993  intangible property, including any income or increment thereon
 1994  less any lawful charges, that is held, issued, or owing in the
 1995  ordinary course of the holder’s business and for which the
 1996  apparent owner or authorized representative fails to demonstrate
 1997  continued interest for more than the applicable dormancy period
 1998  prescribed by this chapter shall be presumed abandoned claim
 1999  such property for more than 5 years after the property becomes
 2000  payable or distributable is presumed unclaimed, except as
 2001  otherwise provided by this chapter. Unless otherwise specified
 2002  by law, the dormancy period is 5 years from the date the
 2003  property becomes payable or distributable. For the purposes of
 2004  this chapter, property is considered payable or distributable
 2005  once the holder’s obligation to pay or deliver the property
 2006  arises, regardless of whether the apparent owner or authorized
 2007  representative has failed to demand or to present documents
 2008  required to receive payment.
 2009         (2) Property is payable or distributable for the purpose of
 2010  this chapter notwithstanding the owner’s failure to make demand
 2011  or to present any instrument or document required to receive
 2012  payment.
 2013         (3) A presumption that property is abandoned may be
 2014  unclaimed is rebutted by the affirmative demonstration of
 2015  continued interest by the apparent owner or authorized
 2016  representative an apparent owner’s expression of interest in the
 2017  property. Such demonstration An owner’s expression of continued
 2018  interest in property includes, but is not limited to, any of the
 2019  following:
 2020         (a) A record communicated by the apparent owner or
 2021  authorized representative to the holder or its agent of the
 2022  holder concerning the property or the account in which the
 2023  property is held.;
 2024         (b) An oral communication by the apparent owner or
 2025  authorized representative to the holder or its agent of the
 2026  holder concerning the property or the account in which the
 2027  property is held, if the holder or its agent contemporaneously
 2028  records makes and preserves evidence a record of the fact of the
 2029  apparent owner’s communication.;
 2030         (c) Presentment of a check or other instrument for of
 2031  payment of a dividends dividend, interest payment, or other
 2032  distributions related to the property. distribution, with
 2033  respect to an account, underlying security, or interest in a
 2034  business association;
 2035         (d) Any account activity initiated directed by an apparent
 2036  owner or authorized representative in the account in which the
 2037  property is held, including accessing the account or directing
 2038  changes to information concerning the account, or to the amount
 2039  or type of property held, excluding routine automatic
 2040  transactions previously authorized, a direction by the apparent
 2041  owner to increase, decrease, or otherwise change the amount or
 2042  type of property held in the account.;
 2043         (e) Any A deposit into or withdrawal from the property or
 2044  the an account in which the property is held at a financial
 2045  organization, excluding an automatic deposits, withdrawals, or
 2046  reinvestments deposit or withdrawal previously authorized by the
 2047  apparent owner or authorized representative. an automatic
 2048  reinvestment of dividends or interest, which does not constitute
 2049  an expression of interest; or
 2050         (f) Any other action by the apparent owner or authorized
 2051  representative which reasonably demonstrates to the holder that
 2052  the apparent owner or authorized representative is aware of and
 2053  maintains an interest in knows that the property exists.
 2054         (3)(4) If a holder learns or receives confirmation of an
 2055  apparent owner’s death, the property shall be presumed abandoned
 2056  unclaimed 2 years after the date of death, unless an authorized
 2057  representative makes an affirmative demonstration a fiduciary
 2058  appointed to represent the estate of the apparent owner has made
 2059  an expression of interest in the property before the expiration
 2060  of the 2-year period. This subsection may not be construed to
 2061  extend the otherwise applicable dormancy period prescribed by
 2062  this chapter.
 2063         Section 37. Section 717.103, Florida Statutes, is amended
 2064  to read:
 2065         717.103 General rules for taking custody of intangible
 2066  abandoned unclaimed property.—Unless otherwise provided in this
 2067  chapter or by other statute of this state, intangible property
 2068  is subject to the custody of the department as abandoned
 2069  unclaimed property when if the conditions leading to a
 2070  presumption that the property is abandoned unclaimed as
 2071  described in ss. 717.102 and 717.105-717.116 are satisfied and
 2072  the holder has fulfilled all required due diligence obligations
 2073  without receiving any response or claim from the apparent owner,
 2074  and one or more of the following criteria apply:
 2075         (1) The last known address, as shown on the records of the
 2076  holder, of the apparent owner is in this state.;
 2077         (2) The records of the holder do not identify the name of
 2078  the apparent owner, but do reflect the identity of the person
 2079  entitled to the property, and it is established that the last
 2080  known address of the apparent owner person entitled to the
 2081  property is in this state.;
 2082         (3) The records of the holder do not reflect the last known
 2083  address of the apparent owner, but and it is established that
 2084  either of the following conditions apply:
 2085         (a) The last known address of the apparent owner person
 2086  entitled to the property is in this state.; or
 2087         (b) The holder is domiciled in this state, a domiciliary or
 2088  is a government entity or governmental subdivision or agency of
 2089  this state, and has not previously paid the property to the
 2090  state of the last known address of the apparent owner. or other
 2091  person entitled to the property;
 2092         (4) The last known address, as shown on the records of the
 2093  holder, of the apparent owner or other person entitled to the
 2094  property is in a jurisdiction state that does not have
 2095  applicable provide by law for the escheat, abandoned, or
 2096  unclaimed property laws custodial taking of the property, or its
 2097  escheat or unclaimed property law is not applicable to the
 2098  property, and the holder is domiciled in this state a
 2099  domiciliary or is a government entity or governmental
 2100  subdivision or agency of this state.;
 2101         (5) The last known address, as shown on the records of the
 2102  holder, of the apparent owner is in a foreign nation and the
 2103  holder is domiciled in this state a domiciliary or is a
 2104  government entity or governmental subdivision or agency of this
 2105  state.; or
 2106         (6) The transaction out of which the property arose
 2107  occurred in this state, and both of the following are true:;
 2108         (a)1. The last known address of the apparent owner or other
 2109  person entitled to the property is unknown.; or
 2110         2. The last known address of the apparent owner or other
 2111  person entitled to the property is in a state that does not
 2112  provide by law for the escheat or custodial taking of the
 2113  property, or its escheat or unclaimed property law is not
 2114  applicable to the property; and
 2115         (b) The holder is domiciled in a jurisdiction a domiciliary
 2116  of a state that does not have applicable provide by law for the
 2117  escheat, abandoned, or custodial taking of the property, or its
 2118  escheat or unclaimed property laws law is not applicable to the
 2119  property.
 2120         Section 38. Section 717.1035, Florida Statutes, is
 2121  repealed.
 2122         Section 39. Section 717.104, Florida Statutes, is amended
 2123  to read:
 2124         717.104 Traveler’s checks and money orders.—
 2125         (1) Subject to subsection (4), any sum payable on a
 2126  traveler’s check that has been outstanding for more than 15
 2127  years after its issuance is presumed abandoned unclaimed unless
 2128  the apparent owner or authorized representative, within 15
 2129  years, has demonstrated a continued interest in the property in
 2130  accordance with s. 717.102 communicated in writing with the
 2131  issuer concerning it or otherwise indicated an interest as
 2132  evidenced by a memorandum or other record on file with the
 2133  issuer.
 2134         (2) Subject to subsection (4), any sum payable on a money
 2135  order or similar written instrument, other than a third party
 2136  bank check, that has been outstanding for more than 7 years
 2137  after its issuance is presumed abandoned unclaimed unless the
 2138  apparent owner or authorized representative, within 7 years, has
 2139  demonstrated a continued interest in the property in accordance
 2140  with s. 717.102 communicated in writing with the issuer
 2141  concerning it or otherwise indicated an interest as evidenced by
 2142  a memorandum or other record on file with the issuer.
 2143         (3) A No holder may not deduct from the amount of any
 2144  traveler’s check or money order any charges imposed by reason of
 2145  the failure to present those instruments for payment unless
 2146  there is a valid and enforceable written contract between the
 2147  holder issuer and the apparent owner of the property pursuant to
 2148  which the holder issuer may impose those charges and the holder
 2149  issuer regularly imposes those charges and does not regularly
 2150  reverse or otherwise cancel those charges with respect to the
 2151  property.
 2152         (4) No sum payable on a traveler’s check, money order, or
 2153  similar written instrument, other than a third party bank check,
 2154  described in subsections (1) and (2) may be subjected to the
 2155  custody of this state as abandoned unclaimed property unless any
 2156  of the following conditions are met:
 2157         (a) The records of the holder issuer show that the
 2158  traveler’s check, money order, or similar written instrument was
 2159  purchased in this state.;
 2160         (b) The holder issuer has its principal place of business
 2161  in this state and its the records of the issuer do not show the
 2162  state in which the traveler’s check, money order, or similar
 2163  written instrument was purchased.; or
 2164         (c) The holder issuer has its principal place of business
 2165  in this state; the holder’s records of the issuer show the state
 2166  in which the traveler’s check, money order, or similar written
 2167  instrument was purchased; and the laws of the state of purchase
 2168  does not provide applicable do not provide for the escheat,
 2169  abandoned, or unclaimed property laws or custodial taking of the
 2170  property, or its escheat or unclaimed property law is not
 2171  applicable to the property.
 2172         (5) Notwithstanding any other provision of this chapter,
 2173  subsection (4) applies to sums payable on traveler’s checks,
 2174  money orders, and similar written instruments presumed abandoned
 2175  unclaimed on or after February 1, 1965, except to the extent
 2176  that those sums have been paid over to a state prior to January
 2177  1, 1974.
 2178         Section 40. Section 717.1045, Florida Statutes, is amended
 2179  to read:
 2180         717.1045 Gift certificates and similar credit items.
 2181  Notwithstanding s. 717.117, an unredeemed gift certificate or
 2182  credit memo as defined in s. 501.95 is not required to be
 2183  reported as abandoned unclaimed property.
 2184         (1) The consideration paid for an unredeemed gift
 2185  certificate or credit memo is the property of the issuer of the
 2186  unredeemed gift certificate or credit memo.
 2187         (2) An unredeemed gift certificate or credit memo is
 2188  subject only to any rights of a purchaser or owner thereof and
 2189  is not subject to a claim made by any state acting on behalf of
 2190  a purchaser or owner.
 2191         (3) It is the intent of the Legislature that this section
 2192  apply to the custodial holding of unredeemed gift certificates
 2193  and credit memos.
 2194         (4) However, a gift certificate or credit memo described in
 2195  s. 501.95(2)(b) shall be reported as abandoned unclaimed
 2196  property. The consideration paid for such a gift certificate or
 2197  credit memo is the property of the owner of the gift certificate
 2198  or credit memo.
 2199         Section 41. Section 717.105, Florida Statutes, is amended
 2200  to read:
 2201         717.105 Checks, drafts, and similar instruments issued or
 2202  certified by banking and financial organizations.—
 2203         (1) Any sum payable on a check, draft, or similar
 2204  instrument, except those subject to ss. 717.104 and 717.115, on
 2205  which a banking or financial organization is directly liable,
 2206  including, but not limited to, a cashier’s check or a certified
 2207  check, which has been outstanding for more than 5 years after it
 2208  was payable or after its issuance if payable on demand, is
 2209  presumed abandoned unclaimed unless the apparent owner or
 2210  authorized representative, within 5 years, has communicated in
 2211  writing with the banking or financial organization concerning it
 2212  or otherwise demonstrated a continued interest in the property
 2213  in accordance with s. 717.102 indicated an interest as evidenced
 2214  by a memorandum or other record on file with the banking or
 2215  financial organization.
 2216         (2) A No holder may not deduct from the amount of any
 2217  instrument subject to this section any charges imposed by reason
 2218  of the failure to present the instrument for encashment unless
 2219  there is a valid and enforceable written contract between the
 2220  holder and the apparent owner of the instrument pursuant to
 2221  which the holder may impose those charges and does not regularly
 2222  reverse or otherwise cancel those charges with respect to the
 2223  instrument.
 2224         Section 42. Subsection (1), paragraphs (a) and (b) of
 2225  subsection (3), and subsections (4) and (5) of section 717.106,
 2226  Florida Statutes, are amended to read:
 2227         717.106 Bank deposits and funds in financial
 2228  organizations.—
 2229         (1) Any demand, savings, or matured time deposit with a
 2230  banking or financial organization, including deposits that are
 2231  automatically renewable, and any funds paid toward the purchase
 2232  of shares, a mutual investment certificate, or any other
 2233  interest in a banking or financial organization is presumed
 2234  abandoned unclaimed unless the apparent owner or authorized
 2235  representative has, within 5 years, engaged in any of the
 2236  following activities:
 2237         (a) Increased or decreased the amount of the deposit or
 2238  presented the passbook or other similar evidence of the deposit
 2239  for the crediting of interest.;
 2240         (b) Communicated in writing or by documented telephone
 2241  contact with the banking or financial organization concerning
 2242  the property.;
 2243         (c) Otherwise demonstrated a continued indicated an
 2244  interest in the property as evidenced by a memorandum or other
 2245  record on file with the banking or financial organization.;
 2246         (d) Owned other property to which paragraph (a), paragraph
 2247  (b), or paragraph (c) is applicable and if the banking or
 2248  financial organization communicates in writing with the owner
 2249  with regard to the property that would otherwise be presumed
 2250  abandoned unclaimed under this subsection at the address to
 2251  which communications regarding the other property regularly are
 2252  sent.; or
 2253         (e) Had another relationship with the banking or financial
 2254  organization concerning which the apparent owner has:
 2255         1. Communicated in writing with the banking or financial
 2256  organization; or
 2257         2. Otherwise demonstrated a continued indicated an interest
 2258  as evidenced by a memorandum or other record on file with the
 2259  banking or financial organization and if the banking or
 2260  financial organization communicates in writing with the apparent
 2261  owner or authorized representative with regard to the property
 2262  that would otherwise be presumed abandoned unclaimed under this
 2263  subsection at the address to which communications regarding the
 2264  other relationship regularly are sent.
 2265         (3) A No holder may not impose with respect to property
 2266  described in subsection (1) any charges due to dormancy or
 2267  inactivity or cease payment of interest unless:
 2268         (a) There is an enforceable written contract between the
 2269  holder and the apparent owner of the property pursuant to which
 2270  the holder may impose those charges or cease payment of
 2271  interest.
 2272         (b) For property in excess of $2, the holder, no more than
 2273  3 months prior to the initial imposition of those charges or
 2274  cessation of interest, has given written notice to the apparent
 2275  owner of the amount of those charges at the last known address
 2276  of the apparent owner stating that those charges shall be
 2277  imposed or that interest shall cease, but the notice provided in
 2278  this section need not be given with respect to charges imposed
 2279  or interest ceased before July 1, 1987.
 2280         (4) Any property described in subsection (1) that is
 2281  automatically renewable is matured for purposes of subsection
 2282  (1) upon the expiration of its initial time period except that,
 2283  in the case of any renewal to which the apparent owner consents
 2284  at or about the time of renewal by communicating in writing with
 2285  the banking or financial organization or otherwise indicating
 2286  consent as evidenced by a memorandum or other record on file
 2287  prepared by an employee of the organization, the property is
 2288  matured upon the expiration of the last time period for which
 2289  consent was given. If, at the time provided for delivery in s.
 2290  717.119, a penalty or forfeiture in the payment of interest
 2291  would result from the delivery of the property, the time for
 2292  delivery is extended until the time when no penalty or
 2293  forfeiture would result.
 2294         (5) If the documents establishing a deposit described in
 2295  subsection (1) state the address of a beneficiary of the
 2296  deposit, and the account has a value of at least $50, notice
 2297  shall be given to the beneficiary as provided for notice to the
 2298  apparent owner under s. 717.117 s. 717.117(6). This subsection
 2299  shall apply to accounts opened on or after October 1, 1990.
 2300         Section 43. Subsection (1) of section 717.1065, Florida
 2301  Statutes, is amended to read:
 2302         717.1065 Virtual currency.—
 2303         (1) Any virtual currency held or owing by a banking
 2304  organization, corporation, custodian, exchange, or other entity
 2305  engaged in virtual currency business activity is presumed
 2306  unclaimed unless the owner, within 7 5 years, has communicated
 2307  in writing with the banking organization, corporation,
 2308  custodian, exchange, or other entity engaged in virtual currency
 2309  business activity concerning the virtual currency or otherwise
 2310  indicated an interest as evidenced by a memorandum or other
 2311  record on file with the banking organization, corporation,
 2312  custodian, exchange, or other entity engaged in virtual currency
 2313  business activity.
 2314         Section 44. Subsection (1) of section 717.107, Florida
 2315  Statutes, is amended to read:
 2316         717.107 Funds owing under life insurance policies, annuity
 2317  contracts, and retained asset accounts; fines, penalties, and
 2318  interest; United States Social Security Administration Death
 2319  Master File.—
 2320         (1) Funds held or owing under any life or endowment
 2321  insurance policy or annuity contract which has matured or
 2322  terminated are presumed abandoned unclaimed if unclaimed for
 2323  more than 5 years after the date of death of the insured, the
 2324  annuitant, or the retained asset account holder, but property
 2325  described in paragraph (3)(d) is presumed abandoned unclaimed if
 2326  such property is not claimed for more than 2 years. The amount
 2327  presumed abandoned unclaimed shall include any amount due and
 2328  payable under s. 627.4615.
 2329         Section 45. Section 717.1071, Florida Statutes, is amended
 2330  to read:
 2331         717.1071 Lost owners of abandoned unclaimed
 2332  demutualization, rehabilitation, or related reorganization
 2333  proceeds.—
 2334         (1) Property distributable in the course of a
 2335  demutualization, rehabilitation, or related reorganization of an
 2336  insurance company is deemed abandoned 2 years after the date the
 2337  property is first distributable if, at the time of the first
 2338  distribution, the last known address of the apparent owner on
 2339  the books and records of the holder is known to be incorrect or
 2340  the distribution or statements are returned by the post office
 2341  as undeliverable; and the apparent owner or authorized
 2342  representative owner has not communicated in writing with the
 2343  holder or its agent regarding the interest or otherwise
 2344  communicated with the holder regarding the interest as evidenced
 2345  by a memorandum or other record on file with the holder or its
 2346  agent.
 2347         (2) Property distributable in the course of
 2348  demutualization, rehabilitation, or related reorganization of a
 2349  mutual insurance company that is not subject to subsection (1)
 2350  shall be reportable as otherwise provided by this chapter.
 2351         (3) Property subject to this section shall be reported and
 2352  delivered no later than May 1 as of the preceding December 31;
 2353  however, the initial report under this section shall be filed no
 2354  later than November 1, 2003, as of December 31, 2002.
 2355         Section 46. Section 717.108, Florida Statutes, is amended
 2356  to read:
 2357         717.108 Deposits held by utilities.—Any deposit, including
 2358  any interest thereon, made by a subscriber with a utility to
 2359  secure payment or any sum paid in advance for utility services
 2360  to be furnished, less any lawful charges, that remains unclaimed
 2361  by the apparent owner for more than 1 year after termination of
 2362  the services for which the deposit or advance payment was made
 2363  is presumed abandoned unclaimed.
 2364         Section 47. Section 717.109, Florida Statutes, is amended
 2365  to read:
 2366         717.109 Refunds held by business associations.—Except as
 2367  otherwise provided by law, any sum that a business association
 2368  has been ordered to refund by a court or administrative agency
 2369  which has been unclaimed by the apparent owner for more than 1
 2370  year after it became payable in accordance with the final
 2371  determination or order providing for the refund, regardless of
 2372  whether the final determination or order requires any person
 2373  entitled to a refund to make a claim for it, is presumed
 2374  abandoned unclaimed.
 2375         Section 48. Section 717.1101, Florida Statutes, is amended
 2376  to read:
 2377         717.1101 Abandoned Unclaimed equity and debt of business
 2378  associations.—
 2379         (1)(a) Stock, or other equity interests, or debt of
 2380  interest in a business association is presumed abandoned
 2381  unclaimed on the date of the earliest of any of the following:
 2382         1. Three years after the date a communication, other than
 2383  communications required by s. 717.117, sent by the holder by
 2384  first-class United States mail to the apparent owner is returned
 2385  to the holder undelivered by the United States Postal Service.
 2386  If such returned communication is resent within 1 month to the
 2387  apparent owner, the 3-year dormancy period does not begin until
 2388  the day the resent item is returned as undelivered.
 2389         2.Five Three years after the most recent of any account
 2390  owner-generated activity or communication initiated by the
 2391  apparent owner or authorized representative which demonstrates
 2392  continued interest in the related to the account, as recorded
 2393  and maintained by in the holder. Routine automatic reinvestments
 2394  or other routine transactions previously authorized by the
 2395  apparent owner or authorized representative do not prevent,
 2396  interrupt, or reset the dormancy period and do not constitute an
 2397  affirmative demonstration of continued interest. holder’s
 2398  database and records systems sufficient enough to demonstrate
 2399  the owner’s continued awareness or interest in the property;
 2400         3.2.Two Three years after the date of the death of the
 2401  apparent owner, as evidenced by:
 2402         a. Notice to the holder of the apparent owner’s death by an
 2403  authorized representative administrator, beneficiary, relative,
 2404  or trustee, or by a personal representative or other legal
 2405  representative of the owner’s estate;
 2406         b. Receipt by the holder of a copy of the death certificate
 2407  of the apparent owner;
 2408         c. Confirmation by the holder of the apparent owner’s death
 2409  through though other means; or
 2410         d. Other evidence from which the holder may reasonably
 2411  conclude that the apparent owner is deceased.; or
 2412         3. One year after the date on which the holder receives
 2413  notice under subparagraph 2. if the notice is received 2 years
 2414  or less after the owner’s death and the holder lacked knowledge
 2415  of the owner’s death during that period of 2 years or less.
 2416         (b) If the holder does not send communication to the
 2417  apparent owner of a security by first-class United States mail
 2418  on an annual basis, the holder must attempt to confirm the
 2419  apparent owner’s interest in the equity interest by sending the
 2420  apparent owner an e-mail communication not later than 3 years
 2421  after the apparent owner’s or authorized representative’s last
 2422  demonstration of continued interest in the equity interest.
 2423  However, the holder must promptly attempt to contact the
 2424  apparent owner by first-class United States mail if:
 2425         1.The holder does not have information needed to send the
 2426  apparent owner an e-mail communication or the holder believes
 2427  that the apparent owner’s e-mail address in the holder’s records
 2428  is not valid;
 2429         2.The holder received notification that the e-mail
 2430  communication was not received; or
 2431         3.The apparent owner does not respond to the e-mail
 2432  communication within 30 days after the communication was sent.
 2433         (c)If first-class United States mail sent under paragraph
 2434  (b) is returned to the holder undelivered by the United States
 2435  Postal Service, the equity interest is presumed abandoned in
 2436  accordance with paragraph (a).
 2437         (d) Unmatured or unredeemed debt, other than a bearer bond
 2438  or an original issue discount bond, is presumed abandoned 5
 2439  unclaimed 3 years after the date of the most recent interest
 2440  payment unclaimed by the owner.
 2441         (e)(c) Matured or redeemed debt is presumed abandoned 5
 2442  unclaimed 3 years after the date of maturity or redemption.
 2443         (f)(d) At the time property is presumed abandoned unclaimed
 2444  under paragraph (a) or paragraph (b), any other property right
 2445  accrued or accruing to the owner as a result of the property
 2446  interest and not previously presumed abandoned unclaimed is also
 2447  presumed abandoned unclaimed.
 2448         (2) The running of the applicable dormancy period under
 2449  this section such 3-year period ceases if the apparent owner or
 2450  authorized representative demonstrates continued interest under
 2451  s. 717.102, including by any of the following actions person:
 2452         (a)1.Communicating Communicates in writing or by other
 2453  means with the association or its agent regarding the interest,
 2454  or a dividend, distribution, or other sum payable as a result of
 2455  the interest, as recorded by the association or its agent; or
 2456         2. Otherwise communicates with the association regarding
 2457  the interest or a dividend, distribution, or other sum payable
 2458  as a result of the interest, as evidenced by a memorandum or
 2459  other record on file with the association or its agent.
 2460         (b) Presenting Presents an instrument issued to pay
 2461  interest, or a dividend, or other cash distribution. If any
 2462  future dividend, distribution, or other sum payable to the owner
 2463  as a result of the interest is subsequently unclaimed not
 2464  claimed by the owner, a new period in which the property is
 2465  presumed abandoned unclaimed commences and relates back only to
 2466  the time a subsequent dividend, distribution, or other sum
 2467  became due and payable.
 2468         (3) At the same time any interest is presumed abandoned
 2469  unclaimed under this section, any dividend, distribution, or
 2470  other sum then held for or owing to the owner as a result of the
 2471  interest, is presumed abandoned unclaimed.
 2472         (4) Any dividend, profit, distribution, interest
 2473  redemption, payment on principal, or other sum held or owing by
 2474  a business association for or to a shareholder,
 2475  certificateholder, member, bondholder, or other security holder,
 2476  who has not claimed such amount or corresponded in writing with
 2477  the business association concerning such amount, within 5 3
 2478  years after the date prescribed for payment or delivery, is
 2479  presumed abandoned unclaimed.
 2480         (5) Notwithstanding any other provision of this section,
 2481  equity interests in business associations and securities
 2482  accounts are not presumed abandoned solely due to inactivity if
 2483  the holder knows the location of the apparent owner.
 2484         (a) For purposes of this subsection, a holder must perform
 2485  data matching of owner records maintained in its database
 2486  against commercially available third-party data comparison
 2487  sources to identify updated owner address information and
 2488  indicators of deceased status. Utilizing any updated
 2489  information, together with existing information of record, the
 2490  holder is deemed to know the location of the apparent owner if:
 2491         1. The holder communicates with the apparent owner at least
 2492  annually by first-class United States mail or electronic means,
 2493  including, but not limited to, e-mail, text message, mobile
 2494  application, or similar mechanism;
 2495         2. Such communication is successfully delivered, meaning
 2496  not returned as undeliverable; and
 2497         3. One or more additional account-level indicators
 2498  demonstrating an owner indication of interest occur at least
 2499  once every 10 years, including:
 2500         a. Owner-initiated activity, such as authenticated access
 2501  to a website, mobile engagement via mobile messaging, or other
 2502  authenticated third-party account servicing software;
 2503         b. Updated contact information received through an
 2504  authorized financial adviser;
 2505         c. Responses to account notifications or alerts;
 2506         d. Negotiation of distributions, including dividends; or
 2507         e. Any other action by the apparent owner or authorized
 2508  representative which reasonably demonstrates to the holder that
 2509  the apparent owner or authorized representative is aware of and
 2510  maintains an interest in the property.
 2511         (b) Automatic deposits, reinvestments, or other recurring
 2512  transactions initiated by the holder may not independently
 2513  constitute an indication of apparent owner interest for purposes
 2514  of this section.
 2515         (c) If the conditions in paragraph (a) are not satisfied
 2516  and the owner’s location is deemed unknown, the equity interest
 2517  or securities account may be presumed abandoned:
 2518         1. Ten years after the owner’s most recent indication of
 2519  interest in the property; or
 2520         2. Ten years after the date a communication is returned as
 2521  undeliverable, unless the owner responds to a due diligence
 2522  notice before the reporting deadline.
 2523         (d)Property described in paragraph (c) is presumed
 2524  abandoned only after reasonable efforts to locate the owner have
 2525  been unsuccessful and the holder has complied with the due
 2526  diligence requirement of this chapter.
 2527         (e) This subsection applies to equity interests and
 2528  securities accounts held directly by the owner or indirectly
 2529  through a brokerage account or similar account.
 2530         Section 49. Section 717.111, Florida Statutes, is amended
 2531  to read:
 2532         717.111 Property of business associations held in course of
 2533  dissolution.—All intangible property distributable in the course
 2534  of a voluntary or involuntary dissolution of a business
 2535  association which is not claimed by the apparent owner for more
 2536  than 6 months after the date specified for final distribution is
 2537  presumed abandoned unclaimed.
 2538         Section 50. Subsections (1) and (5) of section 717.112,
 2539  Florida Statutes, are amended to read:
 2540         717.112 Property held by agents and fiduciaries.—
 2541         (1) All intangible property and any income or increment
 2542  thereon held in a fiduciary capacity for the benefit of another
 2543  person, including property held by an attorney in fact or an
 2544  agent, except as provided in ss. 717.1125 and 733.816, is
 2545  presumed abandoned unclaimed unless the apparent owner has
 2546  within 5 years after it has become payable or distributable
 2547  increased or decreased the principal, accepted payment of
 2548  principal or income, communicated in writing concerning the
 2549  property, or otherwise indicated an interest as evidenced by a
 2550  memorandum or other record on file with the fiduciary.
 2551         (5) All intangible property, and any income or increment
 2552  thereon, issued by a government or governmental subdivision or
 2553  agency, public corporation, or public authority and held in an
 2554  agency capacity for the governmental subdivision, agency, public
 2555  corporation, or public authority for the benefit of the owner of
 2556  record, is presumed abandoned unclaimed unless the apparent
 2557  owner has, within 1 year after such property has become payable
 2558  or distributable, increased or decreased the principal, accepted
 2559  payment of the principal or income, communicated concerning the
 2560  property, or otherwise indicated an interest in the property as
 2561  evidenced by a memorandum or other record on file with the
 2562  fiduciary.
 2563         Section 51. Section 717.1125, Florida Statutes, is amended
 2564  to read:
 2565         717.1125 Property held by fiduciaries under trust
 2566  instruments.—All intangible property and any income or increment
 2567  thereon held in a fiduciary capacity for the benefit of another
 2568  person under a trust instrument is presumed abandoned unclaimed
 2569  unless the apparent owner has, within 2 years after it has
 2570  become payable or distributable, increased or decreased the
 2571  principal, accepted payment of principal or income, communicated
 2572  concerning the property, or otherwise indicated an interest as
 2573  evidenced by a memorandum or other record on file with the
 2574  fiduciary. This section does not relieve a fiduciary of his or
 2575  her duties under the Florida Trust Code.
 2576         Section 52. Section 717.113, Florida Statutes, is amended
 2577  to read:
 2578         717.113 Property held by courts and public agencies.—All
 2579  intangible property held for the apparent owner by any court,
 2580  government or governmental subdivision or agency, public
 2581  corporation, or public authority that has not been claimed by
 2582  the apparent owner for more than 1 year after it became payable
 2583  or distributable is presumed abandoned unclaimed. Except as
 2584  provided in s. 45.032(3)(c), money held in the court registry
 2585  and for which no court order has been issued to determine an
 2586  owner does not become payable or distributable and is not
 2587  subject to reporting under this chapter. Notwithstanding the
 2588  provisions of this section, funds deposited in the Minerals
 2589  Trust Fund pursuant to s. 377.247 are presumed abandoned
 2590  unclaimed only if the funds have not been claimed by the
 2591  apparent owner for more than 5 years after the date of first
 2592  production from the well.
 2593         Section 53. Section 717.115, Florida Statutes, is amended
 2594  to read:
 2595         717.115 Wages.—Unpaid wages, including wages represented by
 2596  unpresented payroll checks, owing in the ordinary course of the
 2597  holder’s business that have not been claimed by the apparent
 2598  owner for more than 1 year after becoming payable are presumed
 2599  abandoned unclaimed.
 2600         Section 54. Section 717.116, Florida Statutes, is amended
 2601  to read:
 2602         717.116 Contents of safe-deposit box or other safekeeping
 2603  repository.—All tangible and intangible property held by a
 2604  banking or financial organization in a safe-deposit box or any
 2605  other safekeeping repository in this state in the ordinary
 2606  course of the holder’s business, and proceeds resulting from the
 2607  sale of the property permitted by law, that has not been claimed
 2608  by the apparent owner or authorized representative for more than
 2609  3 years after the lease or rental period on the box or other
 2610  repository has expired are presumed abandoned unclaimed.
 2611         Section 55. Section 717.117, Florida Statutes, is amended
 2612  to read:
 2613         717.117 Holder due diligence and report of abandoned
 2614  unclaimed property.—
 2615         (1) Property is presumed abandoned upon expiration of the
 2616  applicable dormancy period under this chapter. However, such
 2617  property is not deemed abandoned for purposes of reporting or
 2618  remittance to the department until the holder has conducted
 2619  reasonable due diligence as required by this section, resulting
 2620  in no indication of interest from the apparent owner or
 2621  authorized representative.
 2622         (2)Holders of property presumed abandoned which has a
 2623  value of $50 or more shall use due diligence to locate and
 2624  notify the apparent owner that the holder is in possession of
 2625  property subject to this chapter. At least 90 days, but not more
 2626  than 180 days, before filing the report required by this
 2627  section, a holder in possession of presumed abandoned property
 2628  shall send written notice by first-class United States mail to
 2629  the apparent owner’s last known address as shown in the holder’s
 2630  records or from other available sources, or by e-mail if the
 2631  apparent owner has elected for e-mail delivery, informing the
 2632  apparent owner that the holder is in possession of property
 2633  subject to this chapter, provided that the holder’s records
 2634  contain a mailing or e-mail address for the apparent owner which
 2635  is not known by the holder to be inaccurate. The holder may
 2636  provide notice by mail, by e-mail, or by both methods. If the
 2637  holder’s records indicate that the mailing address is
 2638  inaccurate, notice may be provided by e-mail if the apparent
 2639  owner has elected e-mail delivery.
 2640         (3)If the value of the property is greater than $1,000,
 2641  the holder must send a second written notice by certified United
 2642  States mail, return receipt requested, to the apparent owner’s
 2643  last known address at least 60 days before filing the report
 2644  required by this section, if the holder’s records contain a
 2645  mailing address for the apparent owner which is not known by the
 2646  holder to be inaccurate. Reasonable costs paid to the United
 2647  States Postal Service for certified mail, return receipt
 2648  requested, may be deducted from the property as a service
 2649  charge. A signed return receipt received in response to the
 2650  certified mail notice constitutes an affirmative demonstration
 2651  of continued interest as described in s. 717.102.
 2652         (4)The written notice required under this section must
 2653  include:
 2654         (a)A heading that reads substantially as follows: “Notice:
 2655  The State of Florida requires us to notify you that your
 2656  property may be transferred to the custody of the Florida
 2657  Department of Financial Services if you do not contact us before
 2658  ...(insert date that is at least 30 days after the date of
 2659  notice)....”
 2660         (b)A description of the type, nature, and, unless the
 2661  property does not have a fixed value, value of the property that
 2662  is the subject of the notice.
 2663         (c)A statement that the property will be turned over to
 2664  the custody of the department as abandoned property if no
 2665  response is received.
 2666         (d)A statement that noncash property will be sold or
 2667  liquidated by the department.
 2668         (e)A statement that, after the property is remitted to the
 2669  department, a claim must be filed with the department to recover
 2670  the property.
 2671         (f)A statement that the property is currently in the
 2672  custody of the holder and that the apparent owner may prevent
 2673  transfer of the property by contacting the holder before the
 2674  deadline stated in the notice.
 2675         (g)If the property is virtual currency, a statement that
 2676  the virtual currency will be liquidated by the holder before it
 2677  is remitted to the department and that only the proceeds of the
 2678  liquidation will be transferred.
 2679         (5) Every holder of abandoned person holding funds or other
 2680  property, tangible or intangible, presumed unclaimed and subject
 2681  to custody as unclaimed property under this chapter shall submit
 2682  a report to the department via electronic medium as the
 2683  department may prescribe by rule. The report must include:
 2684         (a) Except for traveler’s checks and money orders, the
 2685  name, social security number or taxpayer identification number,
 2686  date of birth, if known, and last known address, if any, of each
 2687  apparent person appearing from the records of the holder to be
 2688  the owner of any property which is abandoned presumed unclaimed
 2689  and which has a value of $10 or more.
 2690         (b) For abandoned unclaimed funds that have a value of $10
 2691  or more held or owing under any life or endowment insurance
 2692  policy or annuity contract, the identifying information provided
 2693  in paragraph (a) for both the insured or annuitant and the
 2694  beneficiary according to records of the insurance company
 2695  holding or owing the funds.
 2696         (c) For all tangible property held in a safe-deposit box or
 2697  other safekeeping repository, a description of the property and
 2698  the place where the property is held and may be inspected by the
 2699  department, and any amounts owing to the holder. Contents of a
 2700  safe-deposit box or other safekeeping repository which consist
 2701  of documents or writings of a private nature and which have
 2702  little or no commercial value may apparent value shall not be
 2703  reported as abandoned property presumed unclaimed.
 2704         (d) The nature or type of property, any accounting or
 2705  identifying number associated with the property, a description
 2706  of the property, and the amount appearing from the records to be
 2707  due. Items of value of less than $10 each may be reported in the
 2708  aggregate.
 2709         (e) The date the property became payable, demandable, or
 2710  returnable, and the date of the last transaction with the
 2711  apparent owner with respect to the property.
 2712         (f) Any other information the department may prescribe by
 2713  rule as necessary for the administration of this chapter.
 2714         (6)(2) If the total value of all abandoned presumed
 2715  unclaimed property, whether tangible or intangible, held by a
 2716  person is less than $10, a zero balance report may be filed for
 2717  that reporting period.
 2718         (7)(3) Credit balances, customer overpayments, security
 2719  deposits, and refunds having a value of less than $10 may not be
 2720  reported as abandoned property shall not be presumed unclaimed.
 2721         (8)A security identified by the holder as non-freely
 2722  transferable or worthless may not be included in a report filed
 2723  under this section. If the holder determines that a security is
 2724  no longer non-freely transferable or worthless, the holder must
 2725  report and deliver the security on the next regular report date
 2726  prescribed for delivery of securities by the holder under this
 2727  chapter.
 2728         (9)(4) If the holder of abandoned property presumed
 2729  unclaimed and subject to custody under this chapter as unclaimed
 2730  property is a successor holder or if the holder has changed the
 2731  holder’s name while in possession of the property, the holder
 2732  must shall file with the holder’s report all known names and
 2733  addresses of each prior holder of the property. Compliance with
 2734  this subsection means the holder exercises reasonable and
 2735  prudent efforts to determine the names of all prior holders.
 2736         (10)The report must be signed by or on behalf of the
 2737  holder and verified as to its completeness and accuracy, and the
 2738  holder must state that it has complied with the due diligence
 2739  requirements of this section.
 2740         (11)(5) The report must be filed before May 1 of each year.
 2741  The report applies to the preceding calendar year. Upon written
 2742  request by any person required to file a report, and upon a
 2743  showing of good cause, the department may extend the reporting
 2744  date. The department may impose and collect a penalty of $10 per
 2745  day up to a maximum of $500 for the failure to timely report, if
 2746  an extension was not provided or if the holder of the property
 2747  failed to include in a report information required by this
 2748  chapter which was in the holder’s possession at the time of
 2749  reporting. The penalty shall be remitted to the department
 2750  within 30 days after the date of the notification to the holder
 2751  that the penalty is due and owing. As necessary for proper
 2752  administration of this chapter, the department may waive any
 2753  penalty due with appropriate justification. The department must
 2754  provide information contained in a report filed with the
 2755  department to any person requesting a copy of the report or
 2756  information contained in a report, to the extent the information
 2757  requested is not confidential, within 45 days after the
 2758  department determines that the report is accurate and acceptable
 2759  and that the reported property is the same as the remitted
 2760  property.
 2761         (6) Holders of inactive accounts having a value of $50 or
 2762  more shall use due diligence to locate and notify apparent
 2763  owners that the entity is holding unclaimed property available
 2764  for them to recover. Not more than 120 days and not less than 60
 2765  days prior to filing the report required by this section, the
 2766  holder in possession of property presumed unclaimed and subject
 2767  to custody as unclaimed property under this chapter shall send
 2768  written notice by first-class United States mail to the apparent
 2769  owner at the apparent owner’s last known address from the
 2770  holder’s records or from other available sources, or via
 2771  electronic mail if the apparent owner has elected this method of
 2772  delivery, informing the apparent owner that the holder is in
 2773  possession of property subject to this chapter, if the holder
 2774  has in its records a mailing or electronic address for the
 2775  apparent owner which the holder’s records do not disclose to be
 2776  inaccurate. These two means of contact are not mutually
 2777  exclusive; if the mailing address is determined to be
 2778  inaccurate, electronic mail may be used if so elected by the
 2779  apparent owner.
 2780         (7) The written notice to the apparent owner required under
 2781  this section must:
 2782         (a) Contain a heading that reads substantially as follows:
 2783  “Notice. The State of Florida requires us to notify you that
 2784  your property may be transferred to the custody of the Florida
 2785  Department of Financial Services if you do not contact us before
 2786  ...(insert date that is at least 30 days after the date of
 2787  notice)....”
 2788         (b) Identify the type, nature, and, except for property
 2789  that does not have a fixed value, value of the property that is
 2790  the subject of the notice.
 2791         (c) State that the property will be turned over to the
 2792  custody of the department as unclaimed property if no response
 2793  to this letter is received.
 2794         (d) State that any property that is not legal tender of the
 2795  United States may be sold or liquidated by the department.
 2796         (e) State that after the property is turned over to the
 2797  department, an apparent owner seeking return of the property may
 2798  file a claim with the department.
 2799         (f) State that the property is currently with a holder and
 2800  provide instructions that the apparent owner must follow to
 2801  prevent the holder from reporting and paying for the property or
 2802  from delivering the property to the department.
 2803         (12)(8) Any holder of intangible property may file with the
 2804  department a petition for determination that the property is
 2805  abandoned and unclaimed requesting the department to accept
 2806  custody of the property. The petition shall state any special
 2807  circumstances that exist, contain the information required by
 2808  subsection (9) subsection (4), and show that a diligent search
 2809  has been made to locate the apparent owner. If the department
 2810  finds that the proof of diligent search is satisfactory, it
 2811  shall give notice as provided in s. 717.118 and accept custody
 2812  of the property.
 2813         (13)(9) Upon written request by any entity or person
 2814  required to file a report, stating such entity’s or person’s
 2815  justification for such action, the department may place that
 2816  entity or person in an inactive status as an abandoned unclaimed
 2817  property “holder.”
 2818         (14)(10)(a) This section does not apply to the abandoned
 2819  unclaimed patronage refunds as provided for by contract or
 2820  through bylaw provisions of entities organized under chapter 425
 2821  or that are exempt from ad valorem taxation pursuant to s.
 2822  196.2002.
 2823         (b) This section does not apply to intangible property
 2824  held, issued, or owing by a business association subject to the
 2825  jurisdiction of the United States Surface Transportation Board
 2826  or its successor federal agency if the apparent owner of such
 2827  intangible property is a business association. The holder of
 2828  such property does not have any obligation to report, to pay, or
 2829  to deliver such property to the department.
 2830         (c) This section does not apply to credit balances,
 2831  overpayments, refunds, or outstanding checks owed by a health
 2832  care provider to a managed care payor with whom the health care
 2833  provider has a managed care contract, provided that the credit
 2834  balances, overpayments, refunds, or outstanding checks become
 2835  due and owing pursuant to the managed care contract.
 2836         (15)(11)(a) As used in this subsection, the term “property
 2837  identifier” means the descriptor used by the holder to identify
 2838  the abandoned unclaimed property.
 2839         (b) Social security numbers and property identifiers
 2840  contained in reports required under this section, held by the
 2841  department, are confidential and exempt from s. 119.07(1) and s.
 2842  24(a), Art. I of the State Constitution.
 2843         (c) This exemption applies to social security numbers and
 2844  property identifiers held by the department before, on, or after
 2845  the effective date of this exemption.
 2846         Section 56. Section 717.118, Florida Statutes, is amended
 2847  to read:
 2848         717.118 Notification of apparent owners of abandoned
 2849  unclaimed property.—
 2850         (1) It is specifically recognized that the state has an
 2851  obligation to make an effort to notify apparent owners in a
 2852  cost-effective manner that their abandoned property has been
 2853  reported and remitted to the department of unclaimed property in
 2854  a cost-effective manner. In order to provide all the citizens of
 2855  this state an effective and efficient program for the recovery
 2856  of abandoned personal unclaimed property, the department shall
 2857  use cost-effective means to make at least one active attempt to
 2858  notify apparent owners of abandoned unclaimed property accounts
 2859  valued at $50 or more, abandoned tangible property, and
 2860  abandoned shares of stock for which more than $250 with a
 2861  reported address or taxpayer identification number is available.
 2862  Such active attempt to notify apparent owners shall include any
 2863  attempt by the department to directly contact the apparent
 2864  owner. Other means of notification, such as publication of the
 2865  names of apparent owners in the newspaper, on television, on the
 2866  Internet, or through other promotional efforts and items in
 2867  which the department does not directly attempt to contact the
 2868  apparent owner are expressly declared to be passive attempts.
 2869  Nothing in This subsection does not preclude precludes other
 2870  agencies or entities of state government from notifying owners
 2871  of the existence of abandoned unclaimed property or attempting
 2872  to notify apparent owners of abandoned unclaimed property.
 2873         (2) Notification provided directly to individual apparent
 2874  owners shall contain consist of a description of the abandoned
 2875  property and information regarding recovery of the unclaimed
 2876  property from the department. The form and content of the
 2877  department’s notice must be tailored to the type of property
 2878  reported and must include any information necessary to
 2879  reasonably inform the apparent owner of the consequences of
 2880  failure to claim the property, including potential sale or
 2881  disposition under s. 717.122.
 2882         (3) The department shall maintain a publicly accessible,
 2883  electronically searchable website that includes the names of
 2884  apparent owners of abandoned property reported to the department
 2885  and instructions for filing a claim. The website must list
 2886  property valued at $10 or more and provide instructions for
 2887  filing a claim. Abandoned property valued at less than $10
 2888  remains recoverable from the department in accordance with this
 2889  chapter.
 2890         (4) This section is not applicable to abandoned sums
 2891  payable on traveler’s checks, money orders, and other written
 2892  instruments presumed unclaimed under s. 717.104, or any other
 2893  abandoned property reported without the necessary identifying
 2894  information to establish ownership.
 2895         Section 57. Section 717.119, Florida Statutes, is amended
 2896  to read:
 2897         717.119 Payment or delivery of abandoned unclaimed
 2898  property.—
 2899         (1) Every person who is required to file a report under s.
 2900  717.117 shall simultaneously pay or deliver to the department
 2901  all abandoned unclaimed property required to be reported. Such
 2902  payment or delivery shall accompany the report as required in
 2903  this chapter for the preceding calendar year.
 2904         (2) Payment of abandoned unclaimed funds may be made to the
 2905  department by electronic funds transfer.
 2906         (3) If the apparent owner establishes the right to receive
 2907  the abandoned unclaimed property to the satisfaction of the
 2908  holder before the property has been delivered to the department
 2909  or it appears that for some other reason the presumption that
 2910  the property was erroneously classified as abandoned is
 2911  unclaimed is erroneous, the holder need not pay or deliver the
 2912  property to the department. In lieu of delivery, the holder
 2913  shall file a verified written explanation of the proof of claim
 2914  or of the error in classification of the presumption that the
 2915  property as abandoned was unclaimed.
 2916         (4) All virtual currency reported under this chapter on the
 2917  annual report filing required in s. 717.117 shall be remitted to
 2918  the department with the report. The holder shall liquidate the
 2919  virtual currency and remit the proceeds to the department. The
 2920  liquidation must occur within 30 days before the filing of the
 2921  report. Upon delivery of the virtual currency proceeds to the
 2922  department, the holder is relieved of all liability of every
 2923  kind in accordance with the provisions of s. 717.1201 to every
 2924  person for any losses or damages resulting to the person by the
 2925  delivery to the department of the virtual currency proceeds.
 2926         (5) All stock or other intangible ownership interest
 2927  reported under this chapter on the annual report filing required
 2928  in s. 717.117 shall be remitted to the department with the
 2929  report. Upon delivery of the stock or other intangible ownership
 2930  interest to the department, the holder and any transfer agent,
 2931  registrar, or other person acting for or on behalf of a holder
 2932  is relieved of all liability of every kind in accordance with
 2933  the provisions of s. 717.1201 to every person for any losses or
 2934  damages resulting to the person by the delivery to the
 2935  department of the stock or other intangible ownership interest.
 2936         (6) All intangible and tangible property held in a safe
 2937  deposit box or any other safekeeping repository reported under
 2938  s. 717.117 shall not be delivered to the department until 120
 2939  days after the report due date. The delivery of the property,
 2940  through the United States mail or any other carrier, shall be
 2941  insured by the holder at an amount equal to the estimated value
 2942  of the property. Each package shall be clearly marked on the
 2943  outside “Deliver Unopened.” A holder’s safe-deposit box contents
 2944  shall be delivered to the department in a single shipment. In
 2945  lieu of a single shipment, holders may provide the department
 2946  with a single detailed shipping schedule that includes package
 2947  tracking information for all packages being sent pursuant to
 2948  this section.
 2949         (a) Holders may remit the value of cash and coins found in
 2950  abandoned unclaimed safe-deposit boxes to the department by
 2951  cashier’s check or by electronic funds transfer, unless the cash
 2952  or coins have a value above face value. The department shall
 2953  identify by rule those cash and coin items having a numismatic
 2954  value. Cash and coin items identified as having a numismatic
 2955  value shall be remitted to the department in their original
 2956  form.
 2957         (b) Any firearm or ammunition found in an abandoned
 2958  unclaimed safe-deposit box or any other safekeeping repository
 2959  shall be delivered by the holder to a law enforcement agency for
 2960  property handling or disposal pursuant to s. 705.103(2)(b). If
 2961  the firearm is sold by the law enforcement agency, with the
 2962  balance of the proceeds must be deposited into the State School
 2963  Fund if the firearm is sold. However, The department is
 2964  authorized to make a reasonable attempt to ascertain the
 2965  historical value to collectors of any firearm that has been
 2966  delivered to the department. Any firearm appearing to have
 2967  historical value to collectors may be sold by the department
 2968  pursuant to s. 717.122 to a person having a federal firearms
 2969  license. Any firearm which is not sold pursuant to s. 717.122
 2970  shall be delivered by the department to a law enforcement agency
 2971  in this state for proper handling or disposal. In accordance
 2972  with pursuant to s. 705.103(2)(b), if the firearm is sold by the
 2973  law enforcement agency, with the balance of the proceeds must be
 2974  deposited into the State School Fund if the firearm is sold. The
 2975  department is shall not be administratively, civilly, or
 2976  criminally liable for any firearm delivered by the department to
 2977  a law enforcement agency in this state for disposal.
 2978         (c) If such property is not paid or delivered to the
 2979  department on or before the applicable payment or delivery date,
 2980  the holder shall pay to the department a penalty for each safe
 2981  deposit box shipment received late. The penalty shall be $100
 2982  for a safe-deposit box shipment container that is late 30 days
 2983  or less. Thereafter, the penalty shall be $500 for a safe
 2984  deposit box shipment container that is late for each additional
 2985  successive 30-day period. The penalty assessed against a holder
 2986  for a late safe-deposit box shipment container may shall not
 2987  exceed $4,000 annually. The penalty shall be remitted to the
 2988  department within 30 days after the date of the notification to
 2989  the holder that the penalty is due and owing.
 2990         (d) The department may waive any penalty due with
 2991  appropriate justification, as provided by rule.
 2992         (e) If a will or trust instrument is included among the
 2993  contents of an abandoned a safe-deposit box or other safekeeping
 2994  repository delivered to the department, the department must
 2995  provide a copy of the will, trust, and any codicils or
 2996  amendments to such will or trust instrument, upon request, to
 2997  anyone who provides the department with a certified copy of the
 2998  death certificate or another government-certified record
 2999  evidencing evidence of the death of the testator or settlor.
 3000         (7) Any holder may request an extension in writing of up to
 3001  60 days for the delivery of property if extenuating
 3002  circumstances exist for the late delivery of the property. Any
 3003  such extension the department may grant shall be in writing.
 3004         (8) A holder may not assign or otherwise transfer its
 3005  obligation to report, pay, or deliver property or to comply with
 3006  the provisions of this chapter, other than to a parent,
 3007  subsidiary, or affiliate of the holder.
 3008         (a) Unless otherwise agreed to by the parties to a
 3009  transaction, the holder’s successor by merger or consolidation,
 3010  or any person or entity that acquires all or substantially all
 3011  of the holder’s capital stock or assets, is responsible for
 3012  fulfilling the holder’s obligation to report, pay, or deliver
 3013  property or to comply with the duties of this chapter regarding
 3014  the transfer of property owed to the holder’s successor and
 3015  being held for an owner resulting from the merger,
 3016  consolidation, or acquisition.
 3017         (b) This subsection does not prohibit a holder from
 3018  contracting with a third party for the reporting of abandoned
 3019  unclaimed property, but the holder remains responsible to the
 3020  department for the complete, accurate, and timely reporting of
 3021  the property.
 3022         Section 58. Subsections (1), (2), and (4) of section
 3023  717.1201, Florida Statutes, are amended to read:
 3024         717.1201 Custody by state; holder liability; reimbursement
 3025  of holder paying claim; reclaiming for owner; payment of safe
 3026  deposit box or repository charges.—
 3027         (1) Upon the good faith payment or delivery of abandoned
 3028  unclaimed property to the department, the state assumes custody
 3029  and responsibility for the safekeeping of the property. Any
 3030  person who pays or delivers abandoned unclaimed property to the
 3031  department in good faith is relieved of all liability to the
 3032  extent of the value of the property paid or delivered for any
 3033  claim then existing or which thereafter may arise or be made
 3034  with in respect to the property.
 3035         (a) A holder’s substantial compliance with the due
 3036  diligence provisions in s. 717.117 s. 717.117(6) and good faith
 3037  payment or delivery of abandoned unclaimed property to the
 3038  department releases the holder from liability that may arise
 3039  from such payment or delivery, and such delivery and payment may
 3040  be pleaded as a defense in any suit or action brought by reason
 3041  of such delivery or payment. This section does not relieve a
 3042  fiduciary of his or her duties under the Florida Trust Code or
 3043  Florida Probate Code.
 3044         (b) If the holder pays or delivers property to the
 3045  department in good faith and thereafter any other person claims
 3046  the property from the holder paying or delivering, or another
 3047  state claims the money or property under that state’s laws
 3048  relating to escheat or abandoned or unclaimed property, the
 3049  department, upon written notice of the claim, shall defend the
 3050  holder against the claim and indemnify the holder against any
 3051  liability on the claim, except that a holder may not be
 3052  indemnified against penalties imposed by another state.
 3053         (2) For the purposes of this section, a payment or delivery
 3054  of abandoned unclaimed property is made in good faith if:
 3055         (a) The payment or delivery was made in conjunction with an
 3056  accurate and acceptable report.
 3057         (b) The payment or delivery was made in a reasonable
 3058  attempt to comply with this chapter and other applicable general
 3059  law.
 3060         (c) The holder had a reasonable basis for believing, based
 3061  on the facts then known, that the property was abandoned
 3062  unclaimed and subject to this chapter.
 3063         (d) There is no showing that the records pursuant to which
 3064  the delivery was made did not meet reasonable commercial
 3065  standards of practice in the industry.
 3066         (4) Any holder who has delivered property, including a
 3067  certificate of any interest in a business association, other
 3068  than money to the department pursuant to this chapter may
 3069  reclaim the property if still in the possession of the
 3070  department, without payment of any fee or other charges, upon
 3071  filing proof that the person entitled to the property owner has
 3072  claimed it the property from the holder.
 3073         Section 59. Section 717.122, Florida Statutes, is amended
 3074  to read:
 3075         717.122 Public sale of abandoned unclaimed property.—
 3076         (1) Except as provided in paragraph (2)(a), the department
 3077  after the receipt of abandoned unclaimed property shall sell it
 3078  to the highest bidder at public sale on the Internet or at a
 3079  specified physical location wherever in the judgment of the
 3080  department the most favorable market for the property involved
 3081  exists. The department may decline the highest bid and reoffer
 3082  the property for sale if in the judgment of the department the
 3083  bid is insufficient. The department shall have the discretion to
 3084  withhold from sale any abandoned unclaimed property that the
 3085  department deems to be of benefit to the people of the state. If
 3086  in the judgment of the department the probable cost of sale
 3087  exceeds the value of the property, it need not be offered for
 3088  sale and may be disposed of as the department determines
 3089  appropriate. Any sale at a specified physical location held
 3090  under this section must be preceded by a single publication of
 3091  notice, at least 3 weeks in advance of sale, in a newspaper of
 3092  general circulation in the county in which the property is to be
 3093  sold. The department shall proportionately deduct auction fees,
 3094  preparation costs, and expenses from the amount posted to an the
 3095  owner’s account for an abandoned when safe-deposit box when the
 3096  contents are sold. No action or proceeding may be maintained
 3097  against the department for or on account of any decision to
 3098  decline the highest bid or withhold any abandoned unclaimed
 3099  property from sale.
 3100         (2)(a) Securities listed on an established stock exchange
 3101  must be sold at prices prevailing at the time of sale on the
 3102  exchange. Other securities may be sold over the counter at
 3103  prices prevailing at the time of sale or by any other method the
 3104  department deems advisable. The department may authorize the
 3105  agent or broker acting on behalf of the department to deduct
 3106  fees from the proceeds of these sales at a rate agreed upon in
 3107  advance by the agent or broker and the department. The
 3108  department shall reimburse owners’ accounts for these brokerage
 3109  fees from the State School Fund unless the securities are sold
 3110  at the owner’s request.
 3111         (b) Unless the department deems it to be in the public
 3112  interest to do otherwise, all abandoned securities presumed
 3113  unclaimed and delivered to the department may be sold upon
 3114  receipt. Any person making a claim pursuant to this chapter is
 3115  entitled to receive either the securities delivered to the
 3116  department by the holder, if they still remain in the hands of
 3117  the department, or the proceeds received from sale, but no
 3118  person has any claim under this chapter against the state, the
 3119  holder, any transfer agent, any registrar, or any other person
 3120  acting for or on behalf of a holder for any appreciation in the
 3121  value of the property occurring after delivery by the holder to
 3122  the state.
 3123         (c) Certificates for abandoned unclaimed stock or other
 3124  equity interest of business associations that cannot be canceled
 3125  and registered in the department’s name or that cannot be
 3126  readily liquidated and converted into the currency of the United
 3127  States may be sold for the value of the certificate, if any, in
 3128  accordance with subsection (1) or may be destroyed in accordance
 3129  with s. 717.128.
 3130         (3) The purchaser of property at any sale conducted by the
 3131  department pursuant to this chapter is entitled to ownership of
 3132  the property purchased free from all claims of the owner or
 3133  previous holder thereof and of all persons claiming through or
 3134  under them. The department shall execute all documents necessary
 3135  to complete the transfer of ownership.
 3136         (4) The sale of abandoned unclaimed tangible personal
 3137  property is not subject to tax under chapter 212 when such
 3138  property is sold by or on behalf of the department pursuant to
 3139  this section.
 3140         Section 60. Section 717.123, Florida Statutes, is amended
 3141  to read:
 3142         717.123 Deposit of funds.—
 3143         (1) All funds received under this chapter, including the
 3144  proceeds from the sale of abandoned unclaimed property under s.
 3145  717.122, shall immediately forthwith be deposited by the
 3146  department in the Unclaimed Property Trust Fund. The department
 3147  shall retain, from funds received under this chapter, an amount
 3148  not exceeding $15 million from which the department shall make
 3149  prompt payment of claims allowed by the department and shall pay
 3150  the costs incurred by the department in administering and
 3151  enforcing this chapter. All remaining funds received by the
 3152  department under this chapter shall be deposited by the
 3153  department into the State School Fund.
 3154         (2) The department shall record the name and last known
 3155  address of each person appearing from the holder’s reports to be
 3156  entitled to the abandoned unclaimed property in the total
 3157  amounts of $5 or greater; the name and the last known address of
 3158  each insured person or annuitant; and with respect to each
 3159  policy or contract listed in the report of an insurance
 3160  corporation, its number, the name of the corporation, and the
 3161  amount due.
 3162         Section 61. Section 717.1235, Florida Statutes, is amended
 3163  to read:
 3164         717.1235 Dormant campaign accounts; report of unclaimed
 3165  property.—Abandoned Unclaimed funds reported in the name of a
 3166  campaign for public office, for any campaign that must dispose
 3167  of surplus funds in its campaign account pursuant to s. 106.141,
 3168  after being reported to the department, shall be deposited with
 3169  the Chief Financial Officer to the credit of the State School
 3170  Fund.
 3171         Section 62. Section 717.124, Florida Statutes, is amended
 3172  to read:
 3173         717.124 Abandoned Unclaimed property claims.—
 3174         (1) Any person, excluding another state, claiming an
 3175  interest in any property paid or delivered to the department
 3176  under this chapter may file with the department a claim on a
 3177  form prescribed by the department and verified by the claimant
 3178  or the claimant claimant’s representative. The claimant’s
 3179  representative must be an attorney licensed to practice law in
 3180  this state, a licensed Florida-certified public accountant, or a
 3181  private investigator licensed under chapter 493. The claimant
 3182  claimant’s representative must be registered with the department
 3183  under this chapter. The claimant, or the claimant claimant’s
 3184  representative, shall provide the department with a legible copy
 3185  of a valid driver license of the claimant at the time the
 3186  original claim form is filed. If the claimant has not been
 3187  issued a valid driver license at the time the original claim
 3188  form is filed, the department must shall be provided with a
 3189  legible copy of a photographic identification of the claimant
 3190  issued by the United States, a state or territory of the United
 3191  States, a foreign nation, or a political subdivision or agency
 3192  thereof or other evidence deemed acceptable by the department by
 3193  rule. In lieu of photographic identification, a notarized sworn
 3194  statement by the claimant may be provided which affirms the
 3195  claimant’s identity and states the claimant’s full name and
 3196  address. The claimant must produce to the notary photographic
 3197  identification of the claimant issued by the United States, a
 3198  state or territory of the United States, a foreign nation, or a
 3199  political subdivision or agency thereof or other evidence deemed
 3200  acceptable by the department by rule. The notary shall indicate
 3201  the notary’s full address on the notarized sworn statement. Any
 3202  claim filed without the required identification or the sworn
 3203  statement with the original claim form and the original
 3204  Abandoned Unclaimed Property Recovery Agreement or Abandoned
 3205  Unclaimed Property Purchase Agreement, if applicable, is void.
 3206         (a) Within 90 days after receipt of a claim, the department
 3207  may return any claim that provides for the receipt of fees and
 3208  costs greater than that permitted under this chapter or that
 3209  contains any apparent errors or omissions. The department may
 3210  also request that the claimant or the claimant claimant’s
 3211  representative provide additional information. The department
 3212  shall retain a copy or electronic image of the claim.
 3213         (b) A claim is considered to have been withdrawn by a
 3214  claimant or the claimant’s representative if any of the
 3215  following applies: the department does not receive a response to
 3216  its request for additional information within 60 days after the
 3217  notification of any apparent errors or omissions.
 3218         1.The department receives a written acknowledgment from
 3219  the claimant confirming withdrawal of the claim.
 3220         2.The department receives a written notice to withdraw the
 3221  claim from a claimant representative which is accompanied by
 3222  written authorization from the claimant expressly approving
 3223  withdrawal of the claim.
 3224         a.The authorization must state the reason for the
 3225  withdrawal, contain an acknowledgment that the claimant
 3226  understands that withdrawal will affect the processing of that
 3227  claim and may affect the processing of other pending claims, and
 3228  must be signed by the claimant.
 3229         b.The claimant’s authorization must be submitted
 3230  concurrently with, or as part of, the withdrawal notice.
 3231         3.The claimant or the claimant’s representative fails to
 3232  respond to the department’s written request for additional
 3233  information within 60 days after the department provides notice
 3234  of any apparent errors or omissions.
 3235         (c) Within 90 days after receipt of the claim, or the
 3236  response of the claimant or the claimant claimant’s
 3237  representative to the department’s request for additional
 3238  information, whichever is later, the department shall determine
 3239  each claim. Such determination shall contain a notice of rights
 3240  provided by ss. 120.569 and 120.57. The 90-day period shall be
 3241  extended by 60 days if the department has good cause to need
 3242  additional time or if the abandoned unclaimed property:
 3243         1. Is owned by a person who has been a debtor in
 3244  bankruptcy;
 3245         2. Was reported with an address outside of the United
 3246  States;
 3247         3. Is being claimed by a person outside of the United
 3248  States; or
 3249         4. Contains documents filed in support of the claim that
 3250  are not in the English language and have not been accompanied by
 3251  an English language translation.
 3252         (2) A claim for a cashier’s check or a stock certificate
 3253  without the original instrument may require an indemnity bond
 3254  equal to the value of the claim to be provided prior to issue of
 3255  the stock or payment of the claim by the department.
 3256         (3) The department may require an affidavit swearing to the
 3257  authenticity of the claim, lack of documentation, and an
 3258  agreement to allow the department to provide the name and
 3259  address of the claimant to subsequent claimants coming forward
 3260  with substantiated proof to claim the account. This shall apply
 3261  to claims equal to or less than $250. The exclusive remedy of a
 3262  subsequent claimant to the property shall be against the person
 3263  who received the property from the department.
 3264         (4)(a) Except as otherwise provided in this chapter, if a
 3265  claim is determined in favor of the claimant, the department
 3266  shall deliver or pay over to the claimant the property or the
 3267  amount the department actually received or the proceeds if it
 3268  has been sold by the department, together with any additional
 3269  amount required by s. 717.121.
 3270         (b) If a claimant an owner authorizes a claimant
 3271  representative an attorney licensed to practice law in this
 3272  state, a Florida-certified public accountant, or a private
 3273  investigator licensed under chapter 493, and registered with the
 3274  department under this chapter, to claim the abandoned unclaimed
 3275  property on the claimant’s owner’s behalf, the department is
 3276  authorized to make distribution of the property or money in
 3277  accordance with the Abandoned Unclaimed Property Recovery
 3278  Agreement or Abandoned Unclaimed Property Purchase Agreement
 3279  under s. 717.135. The original Abandoned Unclaimed Property
 3280  Recovery Agreement or Abandoned Unclaimed Property Purchase
 3281  Agreement must be executed by the claimant or seller and must be
 3282  filed with the department.
 3283         (c)1. Payments of approved claims for unclaimed cash
 3284  accounts must be made to the owner after deducting any fees and
 3285  costs authorized by the claimant under an Abandoned Unclaimed
 3286  Property Recovery Agreement. The contents of a safe-deposit box
 3287  or shares of securities must be delivered directly to the
 3288  claimant.
 3289         2. Payments of fees and costs authorized under an Abandoned
 3290  Unclaimed Property Recovery Agreement for approved claims must
 3291  be made or issued to the law firm of the designated attorney
 3292  licensed to practice law in this state, the public accountancy
 3293  firm of the licensed Florida-certified public accountant, or the
 3294  designated employing private investigative agency licensed by
 3295  this state. Such payments shall be made by electronic funds
 3296  transfer and may be made on such periodic schedule as the
 3297  department may define by rule, provided the payment intervals do
 3298  not exceed 31 days. Payment made to an attorney licensed in this
 3299  state, a Florida-certified public accountant, or a private
 3300  investigator licensed under chapter 493, operating individually
 3301  or as a sole practitioner, must be to the attorney, certified
 3302  public accountant, or private investigator.
 3303         (5) The department is shall not be administratively,
 3304  civilly, or criminally liable for any property or funds
 3305  distributed pursuant to this section, provided such distribution
 3306  is made in good faith.
 3307         (6) This section does not supersede the licensing
 3308  requirements of chapter 493.
 3309         (7) The department may allow an apparent owner to
 3310  electronically submit a claim for abandoned unclaimed property
 3311  to the department. If a claim is submitted electronically for
 3312  $2,000 or less, the department may use a method of identity
 3313  verification other than a copy of a valid driver license, other
 3314  government-issued photographic identification, or a sworn
 3315  notarized statement. The department may adopt rules to implement
 3316  this subsection.
 3317         (8) Notwithstanding any other provision of this chapter,
 3318  the department may develop and implement an identification
 3319  verification and disbursement process by which an account valued
 3320  at $2,000 or less, after being received by the department and
 3321  added to the abandoned unclaimed property database, may be
 3322  disbursed to an apparent owner after the department has verified
 3323  that the apparent owner is living and that the apparent owner’s
 3324  current address is correct. The department shall include with
 3325  the payment a notification and explanation of the dollar amount,
 3326  the source, and the property type of each account included in
 3327  the disbursement. The department shall adopt rules to implement
 3328  this subsection.
 3329         (9)(a) Notwithstanding any other provision of this chapter,
 3330  the department may develop and implement a verification and
 3331  disbursement process by which an account, after being received
 3332  by the department and added to the abandoned unclaimed property
 3333  database, for which the apparent owner entity is:
 3334         1. A state agency in this state or a subdivision or
 3335  successor agency thereof;
 3336         2. A county government in this state or a subdivision
 3337  thereof;
 3338         3. A public school district in this state or a subdivision
 3339  thereof;
 3340         4. A municipality in this state or a subdivision thereof;
 3341  or
 3342         5. A special taxing district or authority in this state,
 3343  
 3344  may be disbursed to the apparent owner entity or successor
 3345  entity. The department shall include with the payment a
 3346  notification and explanation of the dollar amount, the source,
 3347  and the property type of each account included in the
 3348  disbursement.
 3349         (b) The department may adopt rules to implement this
 3350  subsection.
 3351         (10) Notwithstanding any other provision of this chapter,
 3352  the department may develop a process by which a claimant
 3353  claimant’s representative or a buyer of unclaimed property may
 3354  electronically submit to the department an electronic image of a
 3355  completed claim and claims-related documents under this chapter,
 3356  including an Abandoned Unclaimed Property Recovery Agreement or
 3357  Abandoned Unclaimed Property Purchase Agreement that has been
 3358  signed and dated by a claimant or seller under s. 717.135, after
 3359  the claimant claimant’s representative or the buyer of unclaimed
 3360  property receives the original documents provided by the
 3361  claimant or the seller for any claim. Each claim filed by a
 3362  claimant claimant’s representative or a buyer of unclaimed
 3363  property must include a statement by the claimant claimant’s
 3364  representative or the buyer of unclaimed property attesting that
 3365  all documents are true copies of the original documents and that
 3366  all original documents are physically in the possession of the
 3367  claimant claimant’s representative or the buyer of unclaimed
 3368  property. All original documents must be kept in the original
 3369  form, by claim number, under the secure control of the claimant
 3370  claimant’s representative or the buyer of unclaimed property and
 3371  must be available for inspection by the department in accordance
 3372  with s. 717.1315. The department may adopt rules to implement
 3373  this subsection.
 3374         (11) This section applies to all abandoned unclaimed
 3375  property reported and remitted to the Chief Financial Officer,
 3376  including, but not limited to, property reported pursuant to ss.
 3377  45.032, 732.107, 733.816, and 744.534.
 3378         Section 63. Section 717.12403, Florida Statutes, is amended
 3379  to read:
 3380         717.12403 Abandoned Unclaimed demand, savings, or checking
 3381  account in a financial institution held in the name of more than
 3382  one person.—
 3383         (1)(a) If an abandoned unclaimed demand, savings, or
 3384  checking account in a financial institution is reported as an
 3385  “and” account in the name of two or more persons who are not
 3386  beneficiaries, it is presumed that each person must claim the
 3387  account in order for the claim to be approved by the department.
 3388  This presumption may be rebutted by showing that entitlement to
 3389  the account has been transferred to another person or by clear
 3390  and convincing evidence demonstrating that the account should
 3391  have been reported by the financial institution as an “or”
 3392  account.
 3393         (b) If an abandoned unclaimed demand, savings, or checking
 3394  account in a financial institution is reported as an “and”
 3395  account and one of the persons on the account is deceased, it is
 3396  presumed that the account is a survivorship account. This
 3397  presumption may be rebutted by showing that entitlement to the
 3398  account has been transferred to another person or by clear and
 3399  convincing evidence demonstrating that the account is not a
 3400  survivorship account.
 3401         (2) If an abandoned unclaimed demand, savings, or checking
 3402  account in a financial institution is reported as an “or”
 3403  account in the name of two or more persons who are not
 3404  beneficiaries, it is presumed that either person listed on the
 3405  account may claim the entire amount held in the account. This
 3406  presumption may be rebutted by showing that entitlement to the
 3407  account has been transferred to another person or by clear and
 3408  convincing evidence demonstrating that the account should have
 3409  been reported by the financial institution as an “and” account.
 3410         (3) If an abandoned unclaimed demand, savings, or checking
 3411  account in a financial institution is reported in the name of
 3412  two or more persons who are not beneficiaries without
 3413  identifying whether the account is an “and” account or an “or”
 3414  account, it is presumed that the account is an “or” account.
 3415  This presumption may be rebutted by showing that entitlement to
 3416  the account has been transferred to another person or by clear
 3417  and convincing evidence demonstrating that the account should
 3418  have been reported by the financial institution as an “and”
 3419  account.
 3420         (4) The department shall be deemed to have made a
 3421  distribution in good faith if the department remits funds
 3422  consistent with this section.
 3423         Section 64. Subsection (2) of section 717.12404, Florida
 3424  Statutes, is amended to read:
 3425         717.12404 Claims on behalf of a business entity or trust.—
 3426         (2) Claims on behalf of an active or a dissolved
 3427  corporation, a business entity other than an active corporation,
 3428  or a trust must include a legible copy of a valid driver license
 3429  of the person acting on behalf of the dissolved corporation,
 3430  business entity other than an active corporation, or trust. If
 3431  the person has not been issued a valid driver license, the
 3432  department shall be provided with a legible copy of a
 3433  photographic identification of the person issued by the United
 3434  States, a foreign nation, or a political subdivision or agency
 3435  thereof. In lieu of photographic identification, a notarized
 3436  sworn statement by the person may be provided which affirms the
 3437  person’s identity and states the person’s full name and address.
 3438  The person must produce his or her photographic identification
 3439  issued by the United States, a state or territory of the United
 3440  States, a foreign nation, or a political subdivision or agency
 3441  thereof or other evidence deemed acceptable by the department by
 3442  rule. The notary shall indicate the notary’s full address on the
 3443  notarized sworn statement. Any claim filed without the required
 3444  identification or the sworn statement with the original claim
 3445  form and the original Abandoned Unclaimed Property Recovery
 3446  Agreement or Abandoned Unclaimed Property Purchase Agreement, if
 3447  applicable, is void.
 3448         Section 65. Section 717.12405, Florida Statutes, is amended
 3449  to read:
 3450         717.12405 Claims by estates.—An estate or any person
 3451  representing an estate or acting on behalf of an estate may
 3452  claim abandoned unclaimed property only after the heir or
 3453  legatee of the decedent entitled to the property has been
 3454  located. Any estate, or any person representing an estate or
 3455  acting on behalf of an estate, that receives abandoned unclaimed
 3456  property before the heir or legatee of the decedent entitled to
 3457  the property has been located, is personally liable for the
 3458  abandoned unclaimed property and must immediately return the
 3459  full amount of the abandoned unclaimed property or the value
 3460  thereof to the department in accordance with s. 717.1341.
 3461         Section 66. Section 717.12406, Florida Statutes, is amended
 3462  to read:
 3463         717.12406 Joint ownership of abandoned unclaimed securities
 3464  or dividends.—For the purpose of determining joint ownership of
 3465  abandoned unclaimed securities or dividends, the term:
 3466         (1) “TEN COM” means tenants in common.
 3467         (2) “TEN ENT” means tenants by the entireties.
 3468         (3) “JT TEN” or “JT” means joint tenants with the right of
 3469  survivorship and not as tenants in common.
 3470         (4) “And” means tenants in common with each person entitled
 3471  to an equal pro rata share.
 3472         (5) “Or” means that each person listed on the account is
 3473  entitled to all of the funds.
 3474         Section 67. Section 717.1241, Florida Statutes, is amended
 3475  to read:
 3476         717.1241 Conflicting claims.—
 3477         (1) For purposes of this section, the term “conflicting
 3478  claim” means two or more claims received by the department for
 3479  the same abandoned property account or accounts in which two or
 3480  more claimants appear to be equally entitled to the property.
 3481  The term also includes circumstances in which the same claimant
 3482  has more than one claim pending for the same property, including
 3483  when the claimant is represented by more than one claimant
 3484  representative or submits both a personal claim and a claim
 3485  through a representative.
 3486         (2) When conflicting claims have been received by the
 3487  department for the same abandoned unclaimed property account or
 3488  accounts, the property shall be remitted in accordance with the
 3489  claim filed by the person as follows, notwithstanding the
 3490  withdrawal of a claim:
 3491         (a) To the person submitting the first claim received by
 3492  the Division of Unclaimed Property of the department that is
 3493  complete or made complete.
 3494         (b) If a claimant’s claim and a claimant claimant’s
 3495  representative’s claim for the recovery of property are received
 3496  by the Division of Unclaimed Property of the department on the
 3497  same day and both claims are complete, to the claimant.
 3498         (c) If a buyer’s claim or a purchasing claimant
 3499  representative’s claim and a claimant’s claim or a claimant
 3500  claimant’s representative’s claim for the recovery of property
 3501  are received by the Division of Unclaimed Property of the
 3502  department on the same day and the claims are complete, to the
 3503  buyer.
 3504         (d) As between two or more claimant representatives’
 3505  claimant’s representative’s claims received by the Division of
 3506  Unclaimed Property of the department that are complete or made
 3507  complete on the same day, to the claimant claimant’s
 3508  representative who has agreed to receive the lowest fee. If the
 3509  two or more claimant claimant’s representatives whose claims
 3510  received by the Division of Unclaimed Property of the department
 3511  were complete or made complete on the same day are charging the
 3512  same lowest fee, the fee shall be divided equally between the
 3513  claimant claimant’s representatives.
 3514         (e) If more than one buyer’s claim received by the Division
 3515  of Unclaimed Property of the department is complete or made
 3516  complete on the same day, the department shall remit the
 3517  abandoned unclaimed property to the buyer who paid the highest
 3518  amount to the seller. If the buyers paid the same amount to the
 3519  seller, the department shall remit the abandoned unclaimed
 3520  property to the buyers divided in equal amounts.
 3521         (3)(2) The purpose of this section is solely to provide
 3522  guidance to the department regarding to whom it should remit the
 3523  abandoned unclaimed property and is not intended to extinguish
 3524  or affect any private cause of action that any person may have
 3525  against another person for breach of contract or other statutory
 3526  or common-law remedy. A buyer’s sole remedy, if any, shall be
 3527  against the claimant claimant’s representative or the seller, or
 3528  both. A claimant claimant’s representative’s sole remedy, if
 3529  any, shall be against the buyer or the seller, or both. A
 3530  claimant’s or seller’s sole remedy, if any, shall be against the
 3531  buyer or the claimant claimant’s representative, or both.
 3532  Nothing in this section forecloses the right of a person to
 3533  challenge the department’s determination of completeness in a
 3534  proceeding under ss. 120.569 and 120.57.
 3535         (4)(3) A claim is complete when entitlement to the
 3536  abandoned unclaimed property has been established.
 3537         Section 68. Subsection (1) of section 717.1242, Florida
 3538  Statutes, is amended to read:
 3539         717.1242 Restatement of jurisdiction of the circuit court
 3540  sitting in probate and the department.—
 3541         (1) It is and has been the intent of the Legislature that,
 3542  pursuant to s. 26.012(2)(b), circuit courts have jurisdiction of
 3543  proceedings relating to the settlement of the estates of
 3544  decedents and other jurisdiction usually pertaining to courts of
 3545  probate. It is and has been the intent of the Legislature that,
 3546  pursuant to this chapter, the department determines the merits
 3547  of claims and entitlement to abandoned unclaimed property paid
 3548  or delivered to the department under this chapter. Consistent
 3549  with this legislative intent, any beneficiary, devisee, heir,
 3550  personal representative, or other interested person, as those
 3551  terms are defined in the Florida Probate Code and the Florida
 3552  Trust Code, of an estate seeking to obtain property paid or
 3553  delivered to the department under this chapter must file a claim
 3554  with the department as provided in s. 717.124.
 3555         Section 69. Subsections (1) and (4) of section 717.1243,
 3556  Florida Statutes, are amended to read:
 3557         717.1243 Small estate accounts.—
 3558         (1) A claim for abandoned unclaimed property made by a
 3559  beneficiary, as defined in s. 731.201, of a deceased owner need
 3560  not be accompanied by an order of a probate court if the
 3561  claimant files with the department an affidavit, signed by all
 3562  beneficiaries, stating that all the beneficiaries have amicably
 3563  agreed among themselves upon a division of the estate and that
 3564  all funeral expenses, expenses of the last illness, and any
 3565  other lawful claims have been paid, and any additional
 3566  information reasonably necessary to make a determination of
 3567  entitlement. If the owner died testate, the claim shall be
 3568  accompanied by a copy of the will.
 3569         (4) This section applies only if all of the abandoned
 3570  unclaimed property held by the department on behalf of the owner
 3571  has an aggregate value of $20,000 or less and no probate
 3572  proceeding is pending.
 3573         Section 70. Section 717.1244, Florida Statutes, is amended
 3574  to read:
 3575         717.1244 Determinations of abandoned unclaimed property
 3576  claims.—In rendering a determination regarding the merits of an
 3577  abandoned unclaimed property claim, the department shall rely on
 3578  the applicable statutory, regulatory, common, and case law.
 3579  Agency statements applying the statutory, regulatory, common,
 3580  and case law to abandoned unclaimed property claims are not
 3581  agency statements subject to s. 120.56(4).
 3582         Section 71. Section 717.1245, Florida Statutes, is amended
 3583  to read:
 3584         717.1245 Garnishment of abandoned unclaimed property.—If
 3585  any person files a petition for writ of garnishment seeking to
 3586  obtain property paid or delivered to the department under this
 3587  chapter, the petitioner shall be ordered to pay the department
 3588  reasonable costs and attorney attorney’s fees in any proceeding
 3589  brought by the department to oppose, appeal, or collaterally
 3590  attack the petition or writ if the department is the prevailing
 3591  party in any such proceeding.
 3592         Section 72. Subsection (1) of section 717.125, Florida
 3593  Statutes, is amended to read:
 3594         717.125 Claim of another state to recover property;
 3595  procedure.—
 3596         (1) At any time after property has been paid or delivered
 3597  to the department under this chapter, another state may recover
 3598  the property if:
 3599         (a) The property was subjected to custody by this state
 3600  because the records of the holder did not reflect the last known
 3601  address of the apparent owner when the property was presumed
 3602  abandoned unclaimed under this chapter, and the other state
 3603  establishes that the last known address of the apparent owner or
 3604  other person entitled to the property was in that state and
 3605  under the laws of that state the property escheated to or was
 3606  subject to a claim of abandonment or being unclaimed by that
 3607  state;
 3608         (b) The last known address of the apparent owner or other
 3609  person entitled to the property, as reflected by the records of
 3610  the holder, is in the other state and under the laws of that
 3611  state the property has escheated to or become subject to a claim
 3612  of abandonment by that state;
 3613         (c) The records of the holder were erroneous in that they
 3614  did not accurately reflect the actual owner of the property and
 3615  the last known address of the actual owner is in the other state
 3616  and under laws of that state the property escheated to or was
 3617  subject to a claim of abandonment by that state;
 3618         (d) The property was subject to custody by this state under
 3619  s. 717.103(6) and under the laws of the state of domicile of the
 3620  holder the property has escheated to or become subject to a
 3621  claim of abandonment by that state; or
 3622         (e) The property is the sum payable on a traveler’s check,
 3623  money order, or other similar instrument that was subjected to
 3624  custody by this state under s. 717.104, and the instrument was
 3625  purchased in the other state, and under the laws of that state
 3626  the property escheated to or became subject to a claim of
 3627  abandonment by that state.
 3628         Section 73. Subsection (1) of section 717.126, Florida
 3629  Statutes, is amended to read:
 3630         717.126 Administrative hearing; burden of proof; proof of
 3631  entitlement; venue.—
 3632         (1) Any person aggrieved by a decision of the department
 3633  may petition for a hearing as provided in ss. 120.569 and
 3634  120.57. In any proceeding for determination of a claim to
 3635  property paid or delivered to the department under this chapter,
 3636  the burden shall be upon the claimant to establish entitlement
 3637  to the property by a preponderance of evidence. Having the same
 3638  name as that reported to the department is not sufficient, in
 3639  the absence of other evidence, to prove entitlement to abandoned
 3640  unclaimed property.
 3641         Section 74. Section 717.1261, Florida Statutes, is amended
 3642  to read:
 3643         717.1261 Death certificates.—Any person who claims
 3644  entitlement to abandoned unclaimed property by means of the
 3645  death of one or more persons shall file a copy of the death
 3646  certificate of the decedent or decedents that has been certified
 3647  as being authentic by the issuing governmental agency.
 3648         Section 75. Section 717.1262, Florida Statutes, is amended
 3649  to read:
 3650         717.1262 Court documents.—Any person who claims entitlement
 3651  to abandoned unclaimed property by reason of a court document
 3652  shall file a certified copy of the court document with the
 3653  department. A certified copy of each pleading filed with the
 3654  court to obtain a court document establishing entitlement, filed
 3655  within 180 days before the date the claim form was signed by the
 3656  claimant or claimant claimant’s representative, must also be
 3657  filed with the department.
 3658         Section 76. Section 717.129, Florida Statutes, is amended
 3659  to read:
 3660         717.129 Periods of limitation.—
 3661         (1) The expiration before or after July 1, 1987, of any
 3662  period of time specified by contract, statute, or court order,
 3663  during which a claim for money or property may be made or during
 3664  which an action or proceeding may be commenced or enforced to
 3665  obtain payment of a claim for money or to recover property, does
 3666  not prevent the money or property from being presumed abandoned
 3667  unclaimed or affect any duty to file a report or to pay or
 3668  deliver abandoned unclaimed property to the department as
 3669  required by this chapter.
 3670         (2) The department may not commence an action or proceeding
 3671  to enforce this chapter with respect to the reporting, payment,
 3672  or delivery of property or any other duty of a holder under this
 3673  chapter more than 10 years after the duty arose. The period of
 3674  limitation established under this subsection is tolled by the
 3675  earlier of the department’s or audit agent’s delivery of a
 3676  notice that a holder is subject to an audit or examination under
 3677  s. 717.1301 or the holder’s written election to enter into an
 3678  abandoned unclaimed property voluntary disclosure agreement.
 3679         Section 77. Subsections (3) and (4) of section 717.1301,
 3680  Florida Statutes, are amended to read:
 3681         717.1301 Investigations; examinations; subpoenas.—
 3682         (3) The department may authorize a compliance review of a
 3683  report for a specified reporting year. The review must be
 3684  limited to the contents of the report filed, as required by s.
 3685  717.117 and subsection (2), and all supporting documents related
 3686  to the reports. If the review results in a finding of a
 3687  deficiency in abandoned unclaimed property due and payable to
 3688  the department, the department shall notify the holder in
 3689  writing of the amount of deficiency within 1 year after the
 3690  authorization of the compliance review. If the holder fails to
 3691  pay the deficiency within 90 days, the department may seek to
 3692  enforce the assessment under subsection (1). The department is
 3693  not required to conduct a review under this section before
 3694  initiating an audit.
 3695         (4) Notwithstanding any other provision of law, in a
 3696  contract providing for the location or collection of abandoned
 3697  unclaimed property, the department may authorize the contractor
 3698  to deduct its fees and expenses for services provided under the
 3699  contract from the abandoned unclaimed property that the
 3700  contractor has recovered or collected under the contract. The
 3701  department shall annually report to the Chief Financial Officer
 3702  the total amount collected or recovered by each contractor
 3703  during the previous fiscal year and the total fees and expenses
 3704  deducted by each contractor.
 3705         Section 78. Section 717.1315, Florida Statutes, is amended
 3706  to read:
 3707         717.1315 Retention of records by claimant claimant’s
 3708  representatives and buyers of abandoned unclaimed property.—
 3709         (1) Every claimant claimant’s representative and buyer of
 3710  abandoned unclaimed property shall keep and use in his or her
 3711  business such books, accounts, and records of the business
 3712  conducted under this chapter to enable the department to
 3713  determine whether such person is complying with this chapter and
 3714  the rules adopted by the department under this chapter. Every
 3715  claimant claimant’s representative and buyer of abandoned
 3716  unclaimed property shall preserve such books, accounts, and
 3717  records, including every Abandoned Unclaimed Property Recovery
 3718  Agreement or Abandoned Unclaimed Property Purchase Agreement
 3719  between the owner and such claimant claimant’s representative or
 3720  buyer, for at least 3 years after the date of the initial
 3721  agreement.
 3722         (2) A claimant claimant’s representative or buyer of
 3723  abandoned unclaimed property, operating at two or more places of
 3724  business in this state, may maintain the books, accounts, and
 3725  records of all such offices at any one of such offices, or at
 3726  any other office maintained by such claimant claimant’s
 3727  representative or buyer of abandoned unclaimed property, upon
 3728  the filing of a written notice with the department designating
 3729  in the written notice the office at which such records are
 3730  maintained.
 3731         (3) A claimant claimant’s representative or buyer of
 3732  abandoned unclaimed property shall make all books, accounts, and
 3733  records available at a convenient location in this state upon
 3734  request of the department.
 3735         Section 79. Subsection (2) of section 717.132, Florida
 3736  Statutes, is amended to read:
 3737         717.132 Enforcement; cease and desist orders; fines.—
 3738         (2) In addition to any other powers conferred upon it to
 3739  enforce and administer the provisions of this chapter, the
 3740  department may issue and serve upon a person an order to cease
 3741  and desist and to take corrective action whenever the department
 3742  finds that such person is violating, has violated, or is about
 3743  to violate any provision of this chapter, any rule or order
 3744  promulgated under this chapter, or any written agreement entered
 3745  into with the department. For purposes of this subsection, the
 3746  term “corrective action” includes refunding excessive charges,
 3747  requiring a person to return abandoned unclaimed property,
 3748  requiring a holder to remit abandoned unclaimed property, and
 3749  requiring a holder to correct a report that contains errors or
 3750  omissions. Any such order shall contain a notice of rights
 3751  provided by ss. 120.569 and 120.57.
 3752         Section 80. Paragraphs (c), (d), and (j) of subsection (1),
 3753  subsections (2) and (3), paragraph (b) of subsection (4), and
 3754  subsection (5) of section 717.1322, Florida Statutes, are
 3755  amended to read:
 3756         717.1322 Administrative and civil enforcement.—
 3757         (1) The following acts are violations of this chapter and
 3758  constitute grounds for an administrative enforcement action by
 3759  the department in accordance with the requirements of chapter
 3760  120 and for civil enforcement by the department in a court of
 3761  competent jurisdiction:
 3762         (c) Fraudulent Misrepresentation, circumvention, or
 3763  concealment of any matter required to be stated or furnished to
 3764  the department or to an owner or apparent owner under this
 3765  chapter, regardless of reliance by or damage to the owner or
 3766  apparent owner.
 3767         (d) Willful Imposition of illegal or excessive charges in
 3768  any abandoned unclaimed property transaction.
 3769         (j) Requesting or receiving compensation for notifying a
 3770  person of his or her abandoned unclaimed property or assisting
 3771  another person in filing a claim for abandoned unclaimed
 3772  property, unless the person is an attorney licensed to practice
 3773  law in this state, a Florida-certified public accountant, or a
 3774  private investigator licensed under chapter 493, or entering
 3775  into, or making a solicitation to enter into, an agreement to
 3776  file a claim for abandoned unclaimed property owned by another,
 3777  unless such person is a registered claimant representative
 3778  registered with the department under this chapter and an
 3779  attorney licensed to practice law in this state in the regular
 3780  practice of her or his profession, a Florida-certified public
 3781  accountant who is acting within the scope of the practice of
 3782  public accounting as defined in chapter 473, or a private
 3783  investigator licensed under chapter 493. This paragraph does not
 3784  apply to a person who has been granted a durable power of
 3785  attorney to convey and receive all of the real and personal
 3786  property of the owner, is the court-appointed guardian of the
 3787  owner, has been employed as an attorney or qualified
 3788  representative to contest the department’s denial of a claim, or
 3789  has been employed as an attorney to probate the estate of the
 3790  owner or an heir or legatee of the owner.
 3791         (2) Upon a finding by the department that any person has
 3792  committed any of the acts set forth in subsection (1), the
 3793  department may enter an order doing any of the following:
 3794         (a) Revoking for a minimum of 5 years or suspending for a
 3795  maximum of 5 years a registration previously granted under this
 3796  chapter during which time the registrant may not reapply for a
 3797  registration under this chapter.;
 3798         (b) Placing a claimant representative registrant or an
 3799  applicant for a registration on probation for a period of time
 3800  and subject to such conditions as the department may specify.;
 3801         (c) Placing permanent restrictions or conditions upon
 3802  issuance or maintenance of a registration under this chapter.;
 3803         (d) Issuing a reprimand.;
 3804         (e) Imposing an administrative fine not to exceed $2,000
 3805  for each such act.; or
 3806         (f) Prohibiting any person from being a director, officer,
 3807  agent, employee, or ultimate equitable owner of a 10 percent 10
 3808  percent or greater interest in an employer of a claimant
 3809  representative registrant.
 3810         (3) A claimant claimant’s representative is subject to
 3811  civil enforcement and the disciplinary actions specified in
 3812  subsection (2) for violations of subsection (1) by an agent or
 3813  employee of the claimant representative’s registrant’s employer
 3814  if the claimant claimant’s representative knew or should have
 3815  known that such agent or employee was violating any provision of
 3816  this chapter.
 3817         (4)
 3818         (b) The disciplinary guidelines shall specify a meaningful
 3819  range of designated penalties based upon the severity or
 3820  repetition of specific offenses, or both. It is the legislative
 3821  intent that minor violations be distinguished from more serious
 3822  violations; that such guidelines consider the amount of the
 3823  claim involved, the complexity of locating the owner, the steps
 3824  taken to ensure the accuracy of the claim by the person filing
 3825  the claim, the acts of commission and omission of the claimant
 3826  ultimate owners in establishing themselves as rightful owners of
 3827  the funds, the acts of commission or omission of the agent or
 3828  employee of a claimant representative or its an employer in the
 3829  filing of the claim, the actual knowledge of the agent,
 3830  employee, employer, or owner in the filing of the claim, the
 3831  departure, if any, by the agent or employee from the internal
 3832  controls and procedures established by the claimant
 3833  representative or its employer with regard to the filing of a
 3834  claim, the number of defective claims previously filed by the
 3835  agent, employee, employer, or owner; that such guidelines
 3836  provide reasonable and meaningful notice of likely penalties
 3837  that may be imposed for proscribed conduct; and that such
 3838  penalties be consistently applied by the department.
 3839         (5) The department may seek any appropriate civil legal
 3840  remedy available to it by filing a civil action in a court of
 3841  competent jurisdiction against any person who has, directly or
 3842  through a claimant claimant’s representative, wrongfully
 3843  submitted a claim as the ultimate owner of property and
 3844  improperly received funds from the department in violation of
 3845  this chapter.
 3846         Section 81. Subsections (1) and (3) of section 717.133,
 3847  Florida Statutes, are amended to read:
 3848         717.133 Interstate agreements and cooperation; joint and
 3849  reciprocal actions with other states.—
 3850         (1) The department may enter into agreements with other
 3851  states to exchange information needed to enable this or another
 3852  state to audit or otherwise determine abandoned unclaimed
 3853  property that it or another state may be entitled to subject to
 3854  a claim of custody. The department may require the reporting of
 3855  information needed to enable compliance with agreements made
 3856  pursuant to this section and prescribe the form.
 3857         (3) At the request of another state, the department may
 3858  bring an action in the name of the other state in any court of
 3859  competent jurisdiction to enforce the abandoned unclaimed
 3860  property laws of the other state against a holder in this state
 3861  of property subject to escheat or a claim of abandonment by the
 3862  other state, if the other state has agreed to pay expenses
 3863  incurred in bringing the action.
 3864         Section 82. Subsection (2) of section 717.1333, Florida
 3865  Statutes, is amended to read:
 3866         717.1333 Evidence; estimations; audit reports and
 3867  worksheets, investigator reports and worksheets, other related
 3868  documents.—
 3869         (2) If the records of the holder that are available for the
 3870  periods subject to this chapter are insufficient to permit the
 3871  preparation of a report of the abandoned unclaimed property due
 3872  and owing by a holder, or if the holder fails to provide records
 3873  after being requested to do so, the amount due to the department
 3874  may be reasonably estimated.
 3875         Section 83. Paragraph (a) of subsection (1) and subsections
 3876  (2) and (4) of section 717.1341, Florida Statutes, are amended
 3877  to read:
 3878         717.1341 Invalid claims, recovery of property, interest and
 3879  penalties.—
 3880         (1)(a) A No person may not shall receive abandoned
 3881  unclaimed property that the person is not entitled to receive.
 3882  Any person who receives, or assists another person to receive,
 3883  abandoned unclaimed property that the person is not entitled to
 3884  receive is strictly, jointly, personally, and severally liable
 3885  for the abandoned unclaimed property and shall immediately
 3886  return the property, or the reasonable value of the property if
 3887  the property has been damaged or disposed of, to the department
 3888  plus interest at the rate set in accordance with s. 55.03(1).
 3889  Assisting another person to receive abandoned unclaimed property
 3890  includes executing a claim form on the person’s behalf.
 3891         (2) The department may maintain a civil or administrative
 3892  action:
 3893         (a) To recover abandoned unclaimed property that was paid
 3894  or remitted to a person who was not entitled to the abandoned
 3895  unclaimed property or to offset amounts owed to the department
 3896  against amounts owed to an owner representative;
 3897         (b) Against a person who assists another person in
 3898  receiving, or attempting to receive, abandoned unclaimed
 3899  property that the person is not entitled to receive; or
 3900         (c) Against a person who attempts to receive abandoned
 3901  unclaimed property that the person is not entitled to receive.
 3902         (4) A No person may not shall knowingly file, knowingly
 3903  conspire to file, or knowingly assist in filing, a claim for
 3904  abandoned unclaimed property the person is not entitled to
 3905  receive. Any person who violates this subsection regarding
 3906  abandoned unclaimed property of an aggregate value:
 3907         (a) Greater than $50,000, commits is guilty of a felony of
 3908  the first degree, punishable as provided in s. 775.082, s.
 3909  775.083, or s. 775.084;
 3910         (b) Greater than $10,000 up to $50,000, commits is guilty
 3911  of a felony of the second degree, punishable as provided in s.
 3912  775.082, s. 775.083, or s. 775.084;
 3913         (c) Greater than $250 up to $10,000, commits is guilty of a
 3914  felony of the third degree, punishable as provided in s.
 3915  775.082, s. 775.083, or s. 775.084;
 3916         (d) Greater than $50 up to $250, commits is guilty of a
 3917  misdemeanor of the first degree, punishable as provided in s.
 3918  775.082 or s. 775.083; or
 3919         (e) Up to $50, commits is guilty of a misdemeanor of the
 3920  second degree, punishable as provided in s. 775.082 or s.
 3921  775.083.
 3922         Section 84. Section 717.135, Florida Statutes, is amended
 3923  to read:
 3924         717.135 Recovery agreements and purchase agreements for
 3925  claims filed by a claimant claimant’s representative; fees and
 3926  costs or total net gain.—
 3927         (1) In order to protect the interests of owners of
 3928  abandoned unclaimed property, the department shall adopt by rule
 3929  a form entitled “Abandoned Unclaimed Property Recovery
 3930  Agreement” and a form entitled “Abandoned Unclaimed Property
 3931  Purchase Agreement.”
 3932         (2) The Abandoned Unclaimed Property Recovery Agreement and
 3933  the Abandoned Unclaimed Property Purchase Agreement must include
 3934  and disclose all of the following:
 3935         (a) The total dollar amount of abandoned unclaimed property
 3936  accounts claimed or sold.
 3937         (b) The total percentage of all authorized fees and costs
 3938  to be paid to the claimant claimant’s representative or the
 3939  percentage of the value of the property to be paid as net gain
 3940  to the purchasing claimant claimant’s representative.
 3941         (c) The total dollar amount to be deducted and received
 3942  from the claimant as fees and costs by the claimant claimant’s
 3943  representative or the total net dollar amount to be received by
 3944  the purchasing claimant claimant’s representative.
 3945         (d) The net dollar amount to be received by the claimant or
 3946  the seller.
 3947         (e) For each account claimed, the abandoned unclaimed
 3948  property account number.
 3949         (f) For the Abandoned Unclaimed Property Purchase
 3950  Agreement, a statement that the amount of the purchase price
 3951  will be remitted to the seller by the purchaser within 30 days
 3952  after the execution of the agreement by the seller.
 3953         (g) The name, address, e-mail address, phone number, and
 3954  license number of the claimant claimant’s representative.
 3955         (h)1. The manual signature of the claimant or seller and
 3956  the date signed, affixed on the agreement by the claimant or
 3957  seller.
 3958         2. Notwithstanding any other provision of this chapter to
 3959  the contrary, the department may allow an apparent owner, who is
 3960  also the claimant or seller, to sign the agreement
 3961  electronically. All electronic signatures on the Abandoned
 3962  Unclaimed Property Recovery Agreement and the Abandoned
 3963  Unclaimed Property Purchase Agreement must be affixed on the
 3964  agreement by the claimant or seller using the specific,
 3965  exclusive eSignature product and protocol authorized by the
 3966  department.
 3967         (i) The social security number or taxpayer identification
 3968  number of the claimant or seller, if a number has been issued to
 3969  the claimant or seller.
 3970         (j) The total fees and costs, or the total discount in the
 3971  case of a purchase agreement, which may not exceed 30 percent of
 3972  the claimed amount. In the case of a recovery agreement, if the
 3973  total fees and costs exceed 30 percent, the fees and costs shall
 3974  be reduced to 30 percent and the net balance shall be remitted
 3975  directly by the department to the claimant. In the case of a
 3976  purchase agreement, if the total net gain of the claimant
 3977  claimant’s representative exceeds 30 percent, the claim will be
 3978  denied.
 3979         (3) For an Abandoned Unclaimed Property Purchase Agreement
 3980  form, proof that the purchaser has made payment must be filed
 3981  with the department along with the claim. If proof of payment is
 3982  not provided, the claim is void.
 3983         (4) A claimant claimant’s representative must use the
 3984  Abandoned Unclaimed Property Recovery Agreement or the Abandoned
 3985  Unclaimed Property Purchase Agreement as the exclusive means of
 3986  entering into an agreement or a contract with a claimant or
 3987  seller to file a claim with the department.
 3988         (5) Fees and costs may be owed or paid to, or received by,
 3989  a claimant claimant’s representative only after a filed claim
 3990  has been approved and if the claimant’s representative used an
 3991  agreement authorized by this section.
 3992         (6) A claimant claimant’s representative may not use or
 3993  distribute any other agreement of any type, conveyed by any
 3994  method, with respect to the claimant or seller which relates,
 3995  directly or indirectly, to abandoned unclaimed property accounts
 3996  held by the department or the Chief Financial Officer other than
 3997  the agreements authorized by this section. Any engagement,
 3998  authorization, recovery, or fee agreement that is not authorized
 3999  by this section is void. A claimant claimant’s representative is
 4000  subject to administrative and civil enforcement under s.
 4001  717.1322 if he or she uses an agreement that is not authorized
 4002  by this section and if the agreement is used to apply, directly
 4003  or indirectly, to abandoned unclaimed property held by this
 4004  state. This subsection does not prohibit lawful nonagreement,
 4005  noncontractual, or advertising communications between or among
 4006  the parties.
 4007         (7) The Abandoned Unclaimed Property Recovery Agreement may
 4008  not contain language that makes the agreement irrevocable or
 4009  that creates an assignment of any portion of abandoned unclaimed
 4010  property held by the department.
 4011         (8) When a claim is approved, the department may pay any
 4012  additional account that is owned by the claimant but has not
 4013  been claimed at the time of approval, provided that a subsequent
 4014  claim has not been filed or is not pending for the claimant at
 4015  the time of approval.
 4016         (9) This section does not supersede s. 717.1241.
 4017         (10) This section does not apply to the sale and purchase
 4018  of Florida-held unclaimed property accounts through a bankruptcy
 4019  estate representative or other person or entity authorized
 4020  pursuant to Title XI of the United States Code or an order of a
 4021  bankruptcy court to act on behalf or for the benefit of the
 4022  debtor, its creditors, and its bankruptcy estate.
 4023         Section 85. Section 717.1356, Florida Statutes, is created
 4024  to read:
 4025         717.1356 Purchase of abandoned property.—
 4026         (1)Agreements for the purchase of abandoned property
 4027  reported to the department shall be valid only if all of the
 4028  following conditions are met:
 4029         (a)The agreement is entitled “Florida Abandoned Property
 4030  Purchase Agreement” and is in writing, in minimum 12-point type.
 4031         (b)The agreement includes the social security number or
 4032  taxpayer identification number of the seller, if a number has
 4033  been issued to the seller; a valid e-mail address, mailing
 4034  address, and telephone number for the seller; and is manually
 4035  signed and dated by the seller with the signature notarized.
 4036         (c)The agreement discloses with specificity the nature and
 4037  value of the abandoned property, including the name of the
 4038  apparent owner as shown by the records of the department, the
 4039  name of the holder who remitted the property, the date of last
 4040  contact, and the property category. With respect to the value of
 4041  the abandoned property, the agreement must contain the
 4042  following:
 4043         1.The total dollar amount of all abandoned property to be
 4044  sold.
 4045         2.The total percentage of the value of the abandoned
 4046  property to be paid as net gain to the purchaser.
 4047         3.The total net dollar amount to be received by the
 4048  purchaser.
 4049         4.The net dollar amount to be received by the seller.
 4050         (d)The agreement states the abandoned property account
 4051  number for each abandoned property account sold.
 4052         (e)The purchase price does not discount the total value of
 4053  all abandoned property subject to the sale by more than 30
 4054  percent.
 4055         (f)The agreement states that the amount of the purchase
 4056  price will be remitted to the seller by the purchaser within 30
 4057  days after the execution of the agreement by the seller.
 4058         (g)The agreement includes the name, address, e-mail
 4059  address, and phone number of the purchaser.
 4060         (h)The agreement states that the abandoned property is
 4061  currently in the department’s custody and that the seller can
 4062  claim the property directly from the department on its
 4063  electronically searchable website without being charged a fee.
 4064  The agreement must provide the department’s website address.
 4065         (2)A seller may cancel a purchase agreement without
 4066  penalty or obligation within 15 business days after the date on
 4067  which the agreement was executed. The agreement must contain the
 4068  following language in minimum 12-point type: “You may cancel
 4069  this agreement for any reason without penalty or obligation to
 4070  you within 15 days after the date of this agreement by providing
 4071  notice to . . .(name of purchaser). . ., submitted in writing
 4072  and sent by certified mail, return receipt requested, or other
 4073  form of mailing that provides proof thereof, at the address or
 4074  e-mail address specified in the agreement.”
 4075         (3)A copy of an executed Florida Abandoned Property
 4076  Purchase Agreement must be filed with the purchaser’s claim,
 4077  along with proof that the purchaser has made payment in full,
 4078  and all other required documentation. If proof of payment is not
 4079  provided, the department may not approve the claim.
 4080         (4)A purchase agreement under this section which discounts
 4081  the value of abandoned property by more than the amount
 4082  authorized in paragraph (1)(e) is enforceable only by the
 4083  seller.
 4084         (5)(a)For purposes of this subsection, the term:
 4085         1.“Asset purchaser” means a business association that has
 4086  purchased property from a large business association.
 4087         2.“Large business association” means a business
 4088  association or group of business associations which:
 4089         a.Generates $100 million or more in annual gross receipts
 4090  or sales;
 4091         b.Employs 100 or more full-time employees in the United
 4092  States; or
 4093         c.Has equity securities publicly traded on an exchange
 4094  regulated by the United States Securities and Exchange
 4095  Commission.
 4096         (b)Claims filed by an asset purchaser under this section
 4097  must include:
 4098         1.A complete copy of the asset purchase agreement or
 4099  similar contract between the asset purchaser and the seller; and
 4100         2.An attestation by the seller, either in the asset
 4101  purchase agreement or in a separate written affirmation from the
 4102  owner, that the owner:
 4103         a.Is a large business association as defined in paragraph
 4104  (a); and
 4105         b.Is aware that it is selling unclaimed property that may
 4106  be recovered from the administrator without paying a fee.
 4107         (c)If the seller is a publicly traded entity, the asset
 4108  purchaser may provide a copy, or a link to an online copy, of
 4109  the most recent Form 10K filed with the United States Securities
 4110  and Exchange Commission in lieu of the attestation required by
 4111  subparagraph (b)2.
 4112         (d)This subsection does not apply to asset purchase
 4113  agreements involving the assets of a business association
 4114  arising out of a bankruptcy proceeding under Title 11 of the
 4115  United States Code or corporate dissolution or a similar
 4116  proceeding under applicable state law, such as receiverships and
 4117  assignments for the benefit of creditors.
 4118         (e)This subsection does not apply to asset purchase
 4119  agreements between an asset purchaser and sellers that comprise
 4120  a large business association.
 4121         (f)The requirements of this subsection apply only to
 4122  claims filed based on asset purchase agreements executed on or
 4123  after the effective date of this act.
 4124         (g)This subsection does not limit the ability of the
 4125  department to request or receive additional evidence sufficient
 4126  to establish to the satisfaction of the department that the
 4127  claimant is the owner of the property pursuant to this chapter.
 4128         (h)The department may adopt rules to implement this
 4129  subsection. The department may change by administrative rule the
 4130  annual gross receipts or sales threshold to an amount less than
 4131  $100 million as specified in sub-subparagraph (a)2.a.
 4132         Section 86. Section 717.138, Florida Statutes, is amended
 4133  to read:
 4134         717.138 Rulemaking authority.—The department shall
 4135  administer and provide for the enforcement of this chapter. The
 4136  department has authority to adopt rules pursuant to ss.
 4137  120.536(1) and 120.54 to implement the provisions of this
 4138  chapter. The department may adopt rules to allow for electronic
 4139  filing of fees, forms, and reports required by this chapter. The
 4140  authority to adopt rules pursuant to this chapter applies to all
 4141  abandoned unclaimed property reported and remitted to the Chief
 4142  Financial Officer, including, but not limited to, property
 4143  reported and remitted pursuant to ss. 45.032, 732.107, 733.816,
 4144  and 744.534.
 4145         Section 87. Section 717.1382, Florida Statutes, is amended
 4146  to read:
 4147         717.1382 United States savings bond; abandoned unclaimed
 4148  property; escheatment; procedure.—
 4149         (1) Notwithstanding any other provision of law, a United
 4150  States savings bond in possession of the department or
 4151  registered to a person with a last known address in the state,
 4152  including a bond that is lost, stolen, or destroyed, is presumed
 4153  abandoned and unclaimed 5 years after the bond reaches maturity
 4154  and no longer earns interest and shall be reported and remitted
 4155  to the department by the financial institution or other holder
 4156  in accordance with ss. 717.117(5) and (11) ss. 717.117(1) and
 4157  (5) and 717.119, if the department is not in possession of the
 4158  bond.
 4159         (2)(a) After a United States savings bond is abandoned and
 4160  unclaimed in accordance with subsection (1), the department may
 4161  commence a civil action in a court of competent jurisdiction in
 4162  Leon County for a determination that the bond shall escheat to
 4163  the state. Upon determination of escheatment, all property
 4164  rights to the bond or proceeds from the bond, including all
 4165  rights, powers, and privileges of survivorship of an owner, co
 4166  owner, or beneficiary, shall vest solely in the state.
 4167         (b) Service of process by publication may be made on a
 4168  party in a civil action pursuant to this section. A notice of
 4169  action shall state the name of any known owner of the bond, the
 4170  nature of the action or proceeding in short and simple terms,
 4171  the name of the court in which the action or proceeding is
 4172  instituted, and an abbreviated title of the case.
 4173         (c) The notice of action shall require a person claiming an
 4174  interest in the bond to file a written defense with the clerk of
 4175  the court and serve a copy of the defense by the date fixed in
 4176  the notice. The date must not be less than 28 or more than 60
 4177  days after the first publication of the notice.
 4178         (d) The notice of action shall be published once a week for
 4179  4 consecutive weeks in a newspaper of general circulation
 4180  published in Leon County. Proof of publication shall be placed
 4181  in the court file.
 4182         (e)1. If no person files a claim with the court for the
 4183  bond and if the department has substantially complied with the
 4184  provisions of this section, the court shall enter a default
 4185  judgment that the bond, or proceeds from such bond, has
 4186  escheated to the state.
 4187         2. If a person files a claim for one or more bonds and,
 4188  after notice and hearing, the court determines that the claimant
 4189  is not entitled to the bonds claimed by such claimant, the court
 4190  shall enter a judgment that such bonds, or proceeds from such
 4191  bonds, have escheated to the state.
 4192         3. If a person files a claim for one or more bonds and,
 4193  after notice and hearing, the court determines that the claimant
 4194  is entitled to the bonds claimed by such claimant, the court
 4195  shall enter a judgment in favor of the claimant.
 4196         (3) The department may redeem a United States savings bond
 4197  escheated to the state pursuant to this section or, in the event
 4198  that the department is not in possession of the bond, seek to
 4199  obtain the proceeds from such bond. Proceeds received by the
 4200  department shall be deposited in accordance with s. 717.123.
 4201         Section 88. Section 717.139, Florida Statutes, is amended
 4202  to read:
 4203         717.139 Uniformity of application and construction.—
 4204         (1) The Legislature finds that laws governing abandoned
 4205  property serve a vital public purpose by protecting the property
 4206  rights of owners, facilitating the return abandoned property to
 4207  its owners, preventing private escheatment, and ensuring that
 4208  abandoned assets are preserved and safeguarded from waste or
 4209  misuse. It is the public policy of the state to protect the
 4210  interests of owners of abandoned unclaimed property. It is
 4211  declared to be in the best interests of owners of unclaimed
 4212  property that such owners receive the full amount of any
 4213  unclaimed property without any fee.
 4214         (2) This chapter shall be applied and construed as to
 4215  effectuate its general purpose of protecting the interest of
 4216  missing owners of abandoned property, while providing that the
 4217  benefit of all unclaimed and abandoned property shall go to all
 4218  the people of the state, and to make uniform the law with
 4219  respect to the subject of this chapter among states enacting it.
 4220  It is the intent of the Legislature that property reported under
 4221  this chapter remains the property of the owner and that the
 4222  State of Florida acts solely as a custodian, not as the owner,
 4223  of such property. Title to abandoned property may not transfer
 4224  to the state except as expressly provided by law and only after
 4225  all reasonable efforts to identify and return the property to
 4226  its rightful owner have been exhausted.
 4227         Section 89. Section 717.1400, Florida Statutes, is amended
 4228  to read:
 4229         717.1400 Registration.—
 4230         (1) In order to file claims as a claimant claimant’s
 4231  representative, receive a distribution of fees and costs for
 4232  approved claims from the department, and obtain information
 4233  regarding abandoned unclaimed property dollar amounts and
 4234  numbers of reported shares of stock held by the department, an
 4235  individual must meet all of the following requirements:
 4236         (a)Be one of the following:
 4237         1. A Florida-licensed private investigator holding a Class
 4238  “C” individual license under chapter 493;
 4239         2.A Florida-certified public accountant; or
 4240         3.A Florida-licensed attorney.
 4241         (b)Have obtained a certificate of registration from Must
 4242  register with the department.
 4243         (2)An application for registration as a claimant
 4244  representative must be submitted in writing on a form prescribed
 4245  by the department and must be accompanied by all of the
 4246  following:
 4247         (a)A legible color copy of the applicant’s current driver
 4248  license showing the full name and current address of such
 4249  person. If a current driver license is not available, another
 4250  form of photo identification must be provided which shows the
 4251  full name and current address of such person.
 4252         (b)If the applicant is a private investigator:
 4253         1.on such form as the department prescribes by rule and
 4254  must be verified by the applicant. To register with the
 4255  department, a private investigator must provide:
 4256         (a) A legible copy of the applicant’s Class “A” business
 4257  license under chapter 493 or that of the applicant’s firm or
 4258  employer which holds a Class “A” business license under chapter
 4259  493; and.
 4260         2.(b) A legible copy of the applicant’s Class “C”
 4261  individual license issued under chapter 493.
 4262         (c)If the applicant is a certified public accountant, the
 4263  applicant’s Florida Board of Accountancy number.
 4264         (d)If the applicant is a licensed attorney, the
 4265  applicant’s Florida Bar number.
 4266         (e)(c) The business address, and telephone number, tax
 4267  identification number, and state of domicile or incorporation of
 4268  the applicant’s private investigative firm or employer.
 4269         (f)(d) The names of agents, or employees, or independent
 4270  contractors, if any, who are designated or authorized to act on
 4271  behalf of the applicant private investigator, together with a
 4272  legible color copy of their photo identification issued by an
 4273  agency of the United States, or a state, or a political
 4274  subdivision thereof.
 4275         (g)A statement that the applicant has not, during the 5
 4276  year period immediately preceding the submission of the
 4277  application, violated any part of the Florida Disposition of
 4278  Abandoned Personal Property Act.
 4279         (h)A statement that the applicant has not been convicted
 4280  of, or plead guilty to, a felony or any offense involving moral
 4281  turpitude; dishonesty; deceit; or breach of fiduciary duty,
 4282  including theft, attempted theft, falsification, tampering with
 4283  records, securing writings by deception, fraud, forgery, or
 4284  perjury.
 4285         (i)(e) Sufficient information to enable the department to
 4286  disburse funds by electronic funds transfer.
 4287         (j)The applicant’s notarized signature immediately
 4288  following an acknowledgment that any false or perjured statement
 4289  subjects the applicant to criminal liability under the laws of
 4290  this state
 4291         (f) The tax identification number of the private
 4292  investigator’s firm or employer which holds a Class “A” business
 4293  license under chapter 493.
 4294         (2) In order to file claims as a claimant’s representative,
 4295  receive a distribution of fees and costs from the department,
 4296  and obtain unclaimed property dollar amounts and numbers of
 4297  reported shares of stock held by the department, a Florida
 4298  certified public accountant must register with the department on
 4299  such form as the department prescribes by rule and must be
 4300  verified by the applicant. To register with the department, a
 4301  Florida-certified public accountant must provide:
 4302         (a) The applicant’s Florida Board of Accountancy number.
 4303         (b) A legible copy of the applicant’s current driver
 4304  license showing the full name and current address of such
 4305  person. If a current driver license is not available, another
 4306  form of identification showing the full name and current address
 4307  of such person or persons shall be filed with the department.
 4308         (c) The business address and telephone number of the
 4309  applicant’s public accounting firm or employer.
 4310         (d) The names of agents or employees, if any, who are
 4311  designated to act on behalf of the Florida-certified public
 4312  accountant, together with a legible copy of their photo
 4313  identification issued by an agency of the United States, or a
 4314  state, or a political subdivision thereof.
 4315         (e) Sufficient information to enable the department to
 4316  disburse funds by electronic funds transfer.
 4317         (f) The tax identification number of the accountant’s
 4318  public accounting firm employer.
 4319         (3) In order to file claims as a claimant’s representative,
 4320  receive a distribution of fees and costs from the department,
 4321  and obtain unclaimed property dollar amounts and numbers of
 4322  reported shares of stock held by the department, an attorney
 4323  licensed to practice in this state must register with the
 4324  department on such form as the department prescribes by rule and
 4325  must be verified by the applicant. To register with the
 4326  department, such attorney must provide:
 4327         (a) The applicant’s Florida Bar number.
 4328         (b) A legible copy of the applicant’s current driver
 4329  license showing the full name and current address of such
 4330  person. If a current driver license is not available, another
 4331  form of identification showing the full name and current address
 4332  of such person or persons shall be filed with the department.
 4333         (c) The business address and telephone number of the
 4334  applicant’s firm or employer.
 4335         (d) The names of agents or employees, if any, who are
 4336  designated to act on behalf of the attorney, together with a
 4337  legible copy of their photo identification issued by an agency
 4338  of the United States, or a state, or a political subdivision
 4339  thereof.
 4340         (e) Sufficient information to enable the department to
 4341  disburse funds by electronic funds transfer.
 4342         (f) The tax identification number of the attorney’s firm or
 4343  employer.
 4344         (4) Information and documents already on file with the
 4345  department before the effective date of this provision need not
 4346  be resubmitted in order to complete the registration.
 4347         (4)(5) If a material change in the status of a registration
 4348  occurs, the claimant representative a registrant must, within 30
 4349  days, provide the department with the updated documentation and
 4350  information in writing. Material changes include, but are not
 4351  limited to, the following,: a designated agent or employee
 4352  ceasing to act on behalf of the designating person, a surrender,
 4353  suspension, or revocation of a license, or a license renewal.
 4354         (a) If a designated agent or employee ceases to act on
 4355  behalf of the person who has designated the agent or employee to
 4356  act on such person’s behalf, the designating person must, within
 4357  30 days, inform the department the Division of Unclaimed
 4358  Property in writing of the termination of agency or employment.
 4359         (b) If a registrant surrenders the registrant’s license or
 4360  the license is suspended or revoked, the registrant must, within
 4361  30 days, inform the division in writing of the surrender,
 4362  suspension, or revocation.
 4363         (c) If a private investigator’s Class “C” individual
 4364  license under chapter 493 or a private investigator’s employer’s
 4365  Class “A” business license under chapter 493 is renewed, the
 4366  private investigator must provide a copy of the renewed license
 4367  to the department within 30 days after the receipt of the
 4368  renewed license by the private investigator or the private
 4369  investigator’s employer.
 4370         (5)(6)An applicant’s claimant representative’s A
 4371  registrant’s firm or employer may not have a name that might
 4372  lead another person to conclude that the claimant
 4373  representative’s registrant’s firm or employer is affiliated or
 4374  associated with the United States, or an agency thereof, or a
 4375  state or an agency or political subdivision of a state. The
 4376  department shall deny an application for registration or revoke
 4377  a registration if the applicant’s or claimant representative’s
 4378  registrant’s firm or employer has a name that might lead another
 4379  person to conclude that the firm or employer is affiliated or
 4380  associated with the United States, or an agency thereof, or a
 4381  state or an agency or political subdivision of a state. Names
 4382  that might lead another person to conclude that the firm or
 4383  employer is affiliated or associated with the United States, or
 4384  an agency thereof, or a state or an agency or political
 4385  subdivision of a state, include, but are not limited to, the
 4386  words United States, Florida, state, bureau, division,
 4387  department, or government.
 4388         (6)(7) The licensing and other requirements of this section
 4389  must be maintained as a condition of registration with the
 4390  department.
 4391         (7)To maintain active registration under this section, a
 4392  claimant representative must file and obtain payment on at least
 4393  10 claims per calendar year following the date of initial
 4394  registration.
 4395         (a)If a claimant representative fails to meet this
 4396  requirement, the department must notify the claimant
 4397  representative in writing and provide 30 days to demonstrate
 4398  compliance or good cause for noncompliance.
 4399         (b)If the claimant representative does not cure the
 4400  deficiency or demonstrate good cause within the time provided,
 4401  the department must revoke the registration.
 4402         (c)A claimant representative whose registration is revoked
 4403  under this subsection may not reapply for registration under
 4404  this section for a period of 1 year following the effective date
 4405  of the revocation.
 4406         Section 90. Subsection (1) of section 1001.281, Florida
 4407  Statutes, is amended to read:
 4408         1001.281 Operating Trust Fund.—
 4409         (1) The Operating Trust Fund, FLAIR number 48-2-510, is
 4410  created within the Department of Education.
 4411         Section 91. Subsection (1) of section 1001.282, Florida
 4412  Statutes, is amended to read:
 4413         1001.282 Administrative Trust Fund.—
 4414         (1) The Administrative Trust Fund, FLAIR number 48-2-021,
 4415  is created within the Department of Education.
 4416         Section 92. Paragraph (a) of subsection (2) of section
 4417  197.582, Florida Statutes, is amended to read:
 4418         197.582 Disbursement of proceeds of sale.—
 4419         (2)(a) If the property is purchased for an amount in excess
 4420  of the statutory bid of the certificateholder, the surplus must
 4421  be paid over and disbursed by the clerk as set forth in
 4422  subsections (3), (5), and (6). If the opening bid included the
 4423  homestead assessment pursuant to s. 197.502(6)(c), that amount
 4424  must be treated as surplus and distributed in the same manner.
 4425  The clerk shall distribute the surplus to the governmental units
 4426  for the payment of any lien of record held by a governmental
 4427  unit against the property, including any tax certificates not
 4428  incorporated in the tax deed application and omitted taxes, if
 4429  any. If there remains a balance of undistributed funds, the
 4430  balance must be retained by the clerk for the benefit of persons
 4431  described in s. 197.522(1)(a), except those persons described in
 4432  s. 197.502(4)(h), as their interests may appear. The clerk shall
 4433  mail notices to such persons notifying them of the funds held
 4434  for their benefit at the addresses provided in s. 197.502(4).
 4435  Such notice constitutes compliance with the requirements of s.
 4436  717.117 s. 717.117(6). Any service charges and costs of mailing
 4437  notices shall be paid out of the excess balance held by the
 4438  clerk. Notice must be provided in substantially the following
 4439  form:
 4440  
 4441                       NOTICE OF SURPLUS FUNDS                     
 4442                         FROM TAX DEED SALE                        
 4443  
 4444         CLERK OF COURT
 4445         .... COUNTY, FLORIDA
 4446  
 4447         Tax Deed #........
 4448         Certificate #........
 4449         Property Description: ........
 4450         Pursuant to chapter 197, Florida Statutes, the above
 4451  property was sold at public sale on ...(date of sale)..., and a
 4452  surplus of $...(amount)... (subject to change) will be held by
 4453  this office for 120 days beginning on the date of this notice to
 4454  benefit the persons having an interest in this property as
 4455  described in section 197.502(4), Florida Statutes, as their
 4456  interests may appear (except for those persons described in
 4457  section 197.502(4)(h), Florida Statutes).
 4458         To the extent possible, these funds will be used to satisfy
 4459  in full each claimant with a senior mortgage or lien in the
 4460  property before distribution of any funds to any junior mortgage
 4461  or lien claimant or to the former property owner. To be
 4462  considered for funds when they are distributed, you must file a
 4463  notarized statement of claim with this office within 120 days
 4464  after of this notice. If you are a lienholder, your claim must
 4465  include the particulars of your lien and the amounts currently
 4466  due. Any lienholder claim that is not filed within the 120-day
 4467  deadline is barred.
 4468         A copy of this notice must be attached to your statement of
 4469  claim. After the office examines the filed claim statements, it
 4470  will notify you if you are entitled to any payment.
 4471         Dated: ........
 4472         Clerk of Court
 4473  
 4474         Section 93. Paragraph (t) of subsection (1) of section
 4475  626.9541, Florida Statutes, is amended to read:
 4476         626.9541 Unfair methods of competition and unfair or
 4477  deceptive acts or practices defined.—
 4478         (1) UNFAIR METHODS OF COMPETITION AND UNFAIR OR DECEPTIVE
 4479  ACTS.—The following are defined as unfair methods of competition
 4480  and unfair or deceptive acts or practices:
 4481         (t) Certain life insurance relations with funeral directors
 4482  prohibited.—
 4483         1. No life insurer shall permit any funeral director or
 4484  direct disposer to act as its representative, adjuster, claim
 4485  agent, special claim agent, or agent for such insurer in
 4486  soliciting, negotiating, or effecting contracts of life
 4487  insurance on any plan or of any nature issued by such insurer or
 4488  in collecting premiums for holders of any such contracts except
 4489  as prescribed in s. 626.785(2) s. 626.785(3).
 4490         2. No life insurer shall:
 4491         a. Affix, or permit to be affixed, advertising matter of
 4492  any kind or character of any licensed funeral director or direct
 4493  disposer to such policies of insurance.
 4494         b. Circulate, or permit to be circulated, any such
 4495  advertising matter with such insurance policies.
 4496         c. Attempt in any manner or form to influence policyholders
 4497  of the insurer to employ the services of any particular licensed
 4498  funeral director or direct disposer.
 4499         3. No such insurer shall maintain, or permit its agent to
 4500  maintain, an office or place of business in the office,
 4501  establishment, or place of business of any funeral director or
 4502  direct disposer in this state.
 4503         Section 94. For the purpose of incorporating the amendment
 4504  made by this act to section 717.101, Florida Statutes, in a
 4505  reference thereto, paragraph (a) of subsection (6) of section
 4506  772.13, Florida Statutes, is reenacted to read:
 4507         772.13 Civil remedy for terrorism or facilitating or
 4508  furthering terrorism.—
 4509         (6)(a) In any postjudgment execution proceedings to enforce
 4510  a judgment entered against a terrorist party under this section
 4511  or under 18 U.S.C. s. 2333 or a substantially similar law of the
 4512  United States or of any state or territory of the United States,
 4513  including postjudgment execution proceedings against any agency
 4514  or instrumentality of the terrorist party not named in the
 4515  judgment pursuant to s. 201(a) of the Terrorism Risk Insurance
 4516  Act, 28 U.S.C. s. 1610:
 4517         1. There is no right to a jury trial under s. 56.18 or s.
 4518  77.08;
 4519         2. A defendant or a person may not use the resources of the
 4520  courts of this state in furtherance of a defense or an objection
 4521  to postjudgment collection proceedings if the defendant or
 4522  person purposely leaves the jurisdiction of this state or the
 4523  United States, declines to enter or reenter this state or the
 4524  United States to submit to its jurisdiction, or otherwise evades
 4525  the jurisdiction of the court in which a criminal case is
 4526  pending against the defendant or person. This subparagraph
 4527  applies to any entity that is owned or controlled by a person to
 4528  whom this paragraph applies;
 4529         3. Creditor process issued under chapter 56 or chapter 77
 4530  may be served upon any person or entity over whom the court has
 4531  personal jurisdiction. Writs of garnishment issued under s.
 4532  77.01 and proceedings supplementary under s. 56.29 apply to
 4533  intangible assets wherever located, without territorial
 4534  limitation, including bank accounts as defined in s.
 4535  674.104(1)(a), financial assets as defined in s. 678.1021(1), or
 4536  other intangible property as defined in s. 717.101. The situs of
 4537  any intangible assets held or maintained by or in the
 4538  possession, custody, or control of a person or entity so served
 4539  shall be deemed to be in this state for the purposes of a
 4540  proceeding under chapter 56 or chapter 77. Service of a writ or
 4541  notice to appear under this section shall provide the court with
 4542  in rem jurisdiction over any intangible assets regardless of the
 4543  location of the assets;
 4544         4. Notwithstanding s. 678.1121, the interest of a debtor in
 4545  a financial asset or security entitlement may be reached by a
 4546  creditor by legal process upon the securities intermediary with
 4547  whom the debtor’s securities account is maintained, or, if that
 4548  is a foreign entity, legal process under chapter 56 or chapter
 4549  77 may be served upon the United States securities custodian or
 4550  intermediary that has reported holding, maintaining, possessing,
 4551  or controlling the blocked financial assets or security
 4552  entitlements to the Office of Foreign Assets Control of the
 4553  United States Department of the Treasury, and such financial
 4554  assets or security entitlements shall be subject to execution,
 4555  garnishment, and turnover by the United States securities
 4556  custodian or intermediary; and
 4557         5. Notwithstanding s. 670.502(4), when an electronic funds
 4558  transfer is not completed within 5 banking days and is canceled
 4559  pursuant to s. 670.211(4) because a United States intermediary
 4560  financial institution has blocked the transaction in compliance
 4561  with a United States sanctions program, and a terrorist party or
 4562  any agency or instrumentality thereof was either the originator
 4563  or the intended beneficiary, then the blocked funds shall be
 4564  deemed owned by the terrorist party or its agency or
 4565  instrumentality and shall be subject to execution and
 4566  garnishment.
 4567         Section 95. The following rules are ratified for the sole
 4568  and exclusive purpose of satisfying any condition on
 4569  effectiveness imposed under chapter 2025-100, Laws of Florida:
 4570  Rules 69C-2.004, 69C-2.005, 69C-2.016, 69C-2.022, 69C-2.026,
 4571  69C-2.034, 69C-2.035, 69U-100.097, 69V-560.1000, 69V-560.1012,
 4572  69V-560.102, 69V-560.7032, 69V-560.7033, 69V-560.7034, 69V
 4573  560.7035, and 69V-560.7036, Florida Administrative Code,
 4574  entitled “Definitions,” “Designation of a Qualified Public
 4575  Depository,” “Financial Information Reports by a Qualified
 4576  Public Depository,” “Requirements of Public Depositors,”
 4577  “Administration of Payment of Losses,” “Disqualification,
 4578  Suspension, and Administrative Penalty,” “Custodians of Gold
 4579  Coin or Silver Coin,” “Gold Coin or Silver Coin Deposits,”
 4580  “Disciplinary Guidelines,” “Adoption of Forms,” “Application or
 4581  Appointment Procedures and Requirements,” “Records to Be
 4582  Maintained when Engaged in Transactions Involving Gold and
 4583  Silver Coin,” “Gold Coin and Silver Coin Disclosures,”
 4584  “Accredited Refiner or Wholesaler of Gold Coin or Silver Coin,”
 4585  “Chain of Custody Related to Gold or Silver Coin,” and “Rapid
 4586  Response Time by Law Enforcement,” respectively, as filed for
 4587  adoption with the Department of State pursuant to the
 4588  certification packages dated October 31, 2025, and November 1,
 4589  2025.
 4590         Section 96. Section 18 of chapter 2025-100, Laws of
 4591  Florida, is repealed.
 4592         Section 97. The Division of Law Revision is directed to
 4593  replace the phrase “the effective date of this act” wherever it
 4594  occurs in this act with the date this act becomes a law.
 4595         Section 98. This act shall take effect upon becoming a law.