Florida Senate - 2015 CS for SB 646 By the Committee on Banking and Insurance; and Senator Benacquisto 597-01649-15 2015646c1 1 A bill to be entitled 2 An act relating to public records; creating s. 3 1009.987, F.S.; providing an exemption from public 4 records requirements for certain personal financial 5 and health information held by the Florida Prepaid 6 College Board, Florida ABLE, Inc., the Florida ABLE 7 program, or an agent or service provider thereof; 8 authorizing the release of such information under 9 specified circumstances; providing for future 10 legislative review and repeal of the exemption; 11 providing a statement of public necessity; providing a 12 contingent effective date. 13 14 Be It Enacted by the Legislature of the State of Florida: 15 16 Section 1. Section 1009.987, Florida Statutes, is created 17 to read: 18 1009.987 Public records exemption.— 19 (1) As used in this section, the term: 20 (a) “Consumer” means a party to a participation agreement. 21 (b) “Personal financial and health information” means: 22 1. A consumer’s personal health condition, disease, injury, 23 or medical diagnosis or treatment; 24 2. The existence, nature, source, or amount of a consumer’s 25 personal income or expenses; 26 3. Records of or relating to a consumer’s personal 27 financial transactions of any kind; or 28 4. The existence, identification, nature, or value of a 29 consumer’s assets, liabilities, or net worth. 30 (2) The personal financial and health information of a 31 consumer held by the Florida Prepaid College Board, Florida 32 ABLE, Inc., or the Florida ABLE program, or an agent or service 33 provider thereof, relating to an ABLE account or a participation 34 agreement or any information that would identify a consumer is 35 confidential and exempt from s. 119.07(1) and s. 24(a), Art. I 36 of the State Constitution. 37 (3) The Florida Prepaid College Board or Florida ABLE, 38 Inc., may authorize the disclosure of information made 39 confidential and exempt under subsection (2) to another state or 40 federal government entity if disclosure is necessary for the 41 receiving entity to perform its duties or responsibilities or to 42 verify the eligibility of an eligible individual or authorize 43 the use of an ABLE account. 44 (4) This section is subject to the Open Government Sunset 45 Review Act in accordance with s. 119.15 and shall stand repealed 46 on October 2, 2020, unless reviewed and saved from repeal 47 through reenactment by the Legislature. 48 Section 2. The Legislature finds that it is a public 49 necessity to protect a consumer’s personal financial and health 50 information. Disclosure of sensitive financial information held 51 for a consumer under the Florida ABLE program would create the 52 opportunity for theft, identity theft, fraud, and other illegal 53 activity, thereby jeopardizing the financial security of the 54 consumer and placing him or her at risk for substantial 55 financial harm. Further, each person has a reasonable 56 expectation of and a right to privacy in all matters concerning 57 personal financial interests. The Legislature further finds that 58 it is a public necessity to protect a consumer’s personal health 59 information because such information is traditionally a private 60 and confidential matter between the patient and health care 61 provider. The private and confidential nature of personal health 62 matters pervades both the public and private health care 63 sectors, and public disclosure of such personal health 64 information held for a consumer under the Florida ABLE program 65 could negatively affect a person’s business and personal 66 relationships and cause detrimental financial consequences. 67 Section 3. This act shall take effect on the same date that 68 SB 642 or similar legislation takes effect, if such legislation 69 is adopted in the same legislative session or an extension 70 thereof and becomes a law.