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CS/CS/SB 874: Consumer Finance Loans

GENERAL BILL by Appropriations ; Banking and Insurance ; Rouson

Consumer Finance Loans; Creating the Access to Responsible Credit Pilot Program within the Office of Financial Regulation; providing requirements for program licensees, program loans, interest rates, program loan refinancing, receipts, disclosures and statements provided by program licensees to borrowers, origination fees, insufficient funds fees, and delinquency charges; authorizing the office to examine each program licensee, branch office, and access partner, etc. APPROPRIATION: $407,520.00

Effective Date: 1/1/2020
Last Action: 4/19/2019 Senate - On Committee agenda-- Rules, 04/23/19, 2:00 pm, 110 Senate Building
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Appropriations (AP)
  3. Rules (RC)



Bill History

Date Chamber Action
2/7/2019 Senate • Filed
2/19/2019 Senate • Referred to Banking and Insurance; Finance and Tax; Rules -SJ 97
3/5/2019 Senate • Introduced -SJ 97
3/18/2019 Senate • On Committee agenda-- Banking and Insurance, 03/18/19, 4:00 pm, 412 Knott Building --Not Considered
3/20/2019 Senate • On Committee agenda-- Banking and Insurance, 03/25/19, 4:00 pm, 412 Knott Building
3/25/2019 Senate • CS by Banking and Insurance; YEAS 8 NAYS 0 -SJ 281
3/27/2019 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
3/28/2019 Senate • Original reference(s) removed: Finance and Tax
• Remaining references corrected to Appropriations; Rules -SJ 302
• Now in Appropriations
4/2/2019 Senate • CS by Banking and Insurance read 1st time -SJ 290
4/15/2019 Senate • On Committee agenda-- Appropriations, 04/18/19, 9:00 am, 412 Knott Building
4/18/2019 Senate • CS/CS by Appropriations; YEAS 19 NAYS 1
4/19/2019 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
• Now in Rules
• On Committee agenda-- Rules, 04/23/19, 2:00 pm, 110 Senate Building