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The Florida Senate

SB 464: Motor Vehicle Insurance

GENERAL BILL by Grall ; (CO-INTRODUCERS) Rouson ; Burgess ; Martin

Motor Vehicle Insurance; Repealing provisions which comprise the Florida Motor Vehicle No-Fault Law; revising the motor vehicle insurance coverages that an applicant must show to register certain vehicles with the Department of Highway Safety and Motor Vehicles; revising minimum liability coverage requirements for motor vehicle owners or operators; revising authorized methods for meeting such requirements; revising financial responsibility requirements for owners or lessees of for-hire passenger transportation vehicles; revising the minimum net worth requirements to qualify certain persons as self-insurers, etc. APPROPRIATION: $83,651

Effective Date: Except as otherwise expressly provided in this act and except for this section, which shall take effect upon this act becoming a law, this act shall take effect July 1, 2025
Last Action: 3/8/2024 Senate - Died in Banking and Insurance
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Judiciary (JU)
  3. Fiscal Policy (FP)

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  • Bill History

    Date Chamber Action
    11/15/2023 Senate • Filed
    11/28/2023 Senate • Referred to Banking and Insurance; Judiciary; Fiscal Policy
    1/9/2024 Senate • Introduced
    3/8/2024 Senate • Died in Banking and Insurance

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  • SB 464, Original Filed Version (Current Bill Version) Posted 11/15/2023 at 9:30 AM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 653 Motor Vehicle Insurance Alvarez Identical Last Action: 3/8/2024 H Died in Insurance & Banking Subcommittee

    Citations - Statutes (71)

    Citation Catchline Location in Bill Location In Bill Help
    316.2122 Operation of a low-speed vehicle, mini truck, or low-speed autonomous delivery vehicle on certain roadways. Page 8 (pdf)
    316.646 Security required; proof of security and display thereof. Page 8 (pdf)
    318.18 Amount of penalties. Page 9 (pdf)
    320.02 Registration required; application for registration; forms. Page 10 (pdf)
    320.0609 Transfer and exchange of registration license plates; transfer fee. Page 13 (pdf)
    320.27 Motor vehicle dealers. Page 14 (pdf)
    320.771 License required of recreational vehicle dealers. Page 17 (pdf)
    322.251 Notice of cancellation, suspension, revocation, or disqualification of license. Page 18 (pdf)
    322.34 Driving while license suspended, revoked, canceled, or disqualified. Page 19 (pdf)
    324.011 Purpose of chapter. Page 20 (pdf)
    324.021 Definitions; minimum insurance required. Page 21 (pdf)
    324.022 Financial responsibility for property damage. Page 26 (pdf)
    324.0221 Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. Page 29 (pdf)
    324.0222 Page 31 (pdf)
    324.023 Financial responsibility for bodily injury or death. Page 31 (pdf)
    324.031 Manner of proving financial responsibility. Page 32 (pdf)
    324.032 Manner of proving financial responsibility; for-hire passenger transportation vehicles. Page 33 (pdf)
    324.051 Reports of crashes; suspensions of licenses and registrations. Page 36 (pdf)
    324.071 Reinstatement; renewal of license; reinstatement fee. Page 38 (pdf)
    324.091 Notice to department; notice to insurer. Page 38 (pdf)
    324.151 Motor vehicle liability policies; required provisions. Page 39 (pdf)
    324.161 Proof of financial responsibility; deposit. Page 42 (pdf)
    324.171 Self-insurer. Page 43 (pdf)
    324.251 Short title. Page 44 (pdf)
    400.9905 Definitions. Page 45 (pdf)
    400.991 License requirements; background screenings; prohibitions. Page 53 (pdf)
    400.9935 Clinic responsibilities. Page 54 (pdf)
    409.901 Definitions; ss. 409.901-409.920. Page 55 (pdf)
    409.910 Responsibility for payments on behalf of Medicaid-eligible persons when other parties are liable. Page 56 (pdf)
    456.057 Ownership and control of patient records; report or copies of records to be furnished; disclosure of information. Page 57 (pdf)
    456.072 Grounds for discipline; penalties; enforcement. Page 58 (pdf)
    626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 58 (pdf)
    626.989 Investigation by department or Division of Investigative and Forensic Services; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest. Page 65 (pdf)
    627.06501 Insurance discounts for certain persons completing driver improvement course. Page 66 (pdf)
    627.0651 Making and use of rates for motor vehicle insurance. Page 66 (pdf)
    627.0652 Insurance discounts for certain persons completing safety course. Page 67 (pdf)
    627.0653 Insurance discounts for specified motor vehicle equipment. Page 67 (pdf)
    627.4132 Stacking of coverages prohibited. Page 68 (pdf)
    627.4137 Disclosure of certain information required. Page 70 (pdf)
    627.7263 Rental and leasing driver’s insurance to be primary; exception. Page 71 (pdf)
    627.7265 Page 72 (pdf)
    627.727 Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. Page 74 (pdf)
    627.7275 Motor vehicle liability. Page 77 (pdf)
    627.72761 Page 79 (pdf)
    627.7278 Page 80 (pdf)
    627.728 Cancellations; nonrenewals. Page 84 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 85 (pdf)
    627.730 Florida Motor Vehicle No-Fault Law. Page 7 (pdf)
    627.731 Purpose. Page 7 (pdf)
    627.7311 Effect of law on personal injury protection policies. Page 7 (pdf)
    627.732 Definitions. Page 7 (pdf)
    627.733 Required security. Page 7 (pdf)
    627.734 Proof of security; security requirements; penalties. Page 7 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 7 (pdf)
    627.737 Tort exemption; limitation on right to damages; punitive damages. Page 7 (pdf)
    627.739 Personal injury protection; optional limitations; deductibles. Page 7 (pdf)
    627.7401 Notification of insured’s rights. Page 7 (pdf)
    627.7403 Mandatory joinder of derivative claim. Page 7 (pdf)
    627.7405 Insurers’ right of reimbursement. Page 7 (pdf)
    627.7407 Application of the Florida Motor Vehicle No-Fault Law. Page 7 (pdf)
    627.7415 Commercial motor vehicles; additional liability insurance coverage. Page 87 (pdf)
    627.747 Named driver exclusion. Page 88 (pdf)
    627.748 Transportation network companies. Page 89 (pdf)
    627.7483 Peer-to-peer car sharing; insurance requirements. Page 94 (pdf)
    627.749 Autonomous vehicles; insurance requirements. Page 98 (pdf)
    627.8405 Prohibited acts; financing companies. Page 99 (pdf)
    627.915 Insurer experience reporting. Page 100 (pdf)
    628.909 Applicability of other laws. Page 101 (pdf)
    705.184 Derelict or abandoned motor vehicles on the premises of public-use airports. Page 102 (pdf)
    713.78 Liens for recovering, towing, or storing vehicles and vessels. Page 106 (pdf)
    817.234 False and fraudulent insurance claims. Page 109 (pdf)

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