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CS/CS/CS/HB 895: Insurance

GENERAL BILL by Commerce Committee ; Appropriations Committee ; Insurance and Banking Subcommittee ; Santiago ; (CO-INTRODUCERS) Sabatini

Insurance; Revises requirements & procedures for civil remedy notice provided to insurers & DFS; revises timeframe for insurer to pay damages or correct certain circumstances; creates duty of good faith by persons claiming against insurer; provides that insurer does not violate its good faith duty to settle claims & is not liable for certain failure if it meets certain conditions; provides limitation on insurer's liability to third-party claimants; requires insureds, claimants, or their representatives to act in good faith; revises allowable maximum medical charges; specifies information required as part of pre-suit notice in motor vehicle personal injury protection claims; requires information relating to treatment, services, & accommodations provided to claimants; requires claimants to comply with notice requirements; prohibits relief to claimants in certain circumstances.

Effective Date: 7/1/2020
Last Action: 3/14/2020 House - Died on Calendar, companion bill(s) passed, see CS/CS/SB 1606 (Ch. 2020-63)
Bill Text: PDF

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  • Bill History

    Date Chamber Action
    12/10/2019 House • Filed
    12/12/2019 House • Referred to Insurance and Banking Subcommittee; Appropriations Committee; Commerce Committee -HJ 77
    1/14/2020 House • Introduced -HJ 77
    1/24/2020 House • PCS on Committee agenda-- Insurance and Banking Subcommittee, 01/28/20, 3:30 pm, Sumner Hall
    1/28/2020 House • CS by Insurance and Banking Subcommittee; YEAS 14 NAYS 0 -HJ 477
    1/31/2020 House • Pending review of CS under Rule 7.18(c)
    • CS by Insurance and Banking Subcommittee read 1st time -HJ 475
    2/3/2020 House • Now in Appropriations Committee -HJ 482
    2/14/2020 House • On Committee agenda-- Appropriations Committee, 02/18/20, 11:30 am, Webster Hall
    2/18/2020 House • CS/CS by Appropriations Committee; YEAS 28 NAYS 0 -HJ 607
    2/19/2020 House • Pending review of CS under Rule 7.18(c)
    • CS/CS by Appropriations Committee read 1st time -HJ 602
    2/20/2020 House • Now in Commerce Committee -HJ 627
    2/25/2020 House • PCS on Committee agenda-- Commerce Committee, 02/27/20, 8:00 am, Webster Hall
    2/27/2020 House • CS/CS/CS by- Commerce Committee; YEAS 15 NAYS 9 -HJ 694
    3/1/2020 House • Pending review of CS -under Rule 7.18(c)
    3/2/2020 House • CS/CS/CS by Commerce Committee read 1st time -HJ 686
    3/3/2020 House • Placed on Calendar -HJ 720
    3/14/2020 House • Indefinitely postponed and withdrawn from consideration
    • Died on Calendar, companion bill(s) passed, see CS/CS/SB 1606 (Ch. 2020-63)

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  • CS/CS/CS/HB 895, Committee Substitute 3 (Current Bill Version) Posted 3/1/2020 at 3:59 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 359 (c2) Insurance Santiago Compare Last Action: 3/10/2020 H Laid on Table, companion bill(s) passed, see CS/CS/SB 1606 (Ch. 2020-63) -HJ 1070
    S 1334 Financial Services Brandes Compare Last Action: 3/14/2020 S Died in Banking and Insurance, companion bill(s) passed, see CS/CS/SB 1606 (Ch. 2020-63)
    S 1606 (er) Insurance Administration Perry Compare Last Action: 6/22/2020 Chapter No. 2020-63

    Citations - Statutes (3)

    Citation Catchline Location in Bill Location In Bill Help
    624.155 Civil remedy. Page 2 (pdf)
    624.422 Service of process; appointment of Chief Financial Officer as process agent. Page 5 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 6 (pdf)

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  • CS/CS/HB 895, Committee Substitute 2 Posted 2/19/2020 at 5:57 PM

    Bill Text:   PDF
    Analyses:   Commerce Committee (Post-Meeting) 3/1/2020 (pdf)

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 359 (c2) Insurance Santiago Similar Last Action: 3/10/2020 H Laid on Table, companion bill(s) passed, see CS/CS/SB 1606 (Ch. 2020-63) -HJ 1070
    S 1606 (c2) Insurance Administration Perry Similar Last Action: 6/22/2020 Chapter No. 2020-63
    S 1334 Financial Services Brandes Compare Last Action: 3/14/2020 S Died in Banking and Insurance, companion bill(s) passed, see CS/CS/SB 1606 (Ch. 2020-63)

    Citations - Statutes (18)

    Citation Catchline Location in Bill Location In Bill Help
    215.555 Florida Hurricane Catastrophe Fund. Page 4 (pdf)
    624.01 Short title. Page 6 (pdf)
    626.321 Limited licenses. Page 6 (pdf)
    626.931 Agent affidavit and insurer reporting requirements. Page 14 (pdf)
    626.932 Surplus lines tax. Page 15 (pdf)
    626.935 Suspension, revocation, or refusal of surplus lines agent’s license. Page 16 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 16 (pdf)
    634.171 Salesperson to be licensed and appointed. Page 16 (pdf)
    634.317 License and appointment required. Page 18 (pdf)
    634.419 License and appointment required. Page 18 (pdf)
    647.01 Page 19 (pdf)
    647.02 Page 20 (pdf)
    647.03 Page 26 (pdf)
    647.04 Page 27 (pdf)
    647.05 Page 28 (pdf)
    647.06 Page 31 (pdf)
    647.07 Page 32 (pdf)
    647.08 Page 33 (pdf)

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  • CS/HB 895, Committee Substitute 1 Posted 1/31/2020 at 8:33 AM

    Bill Text:   PDF
    Analyses:   Appropriations Committee (Post-Meeting) 2/19/2020 (pdf)

    Related Bills (2)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 1334 Financial Services Brandes Compare Last Action: 3/14/2020 S Died in Banking and Insurance, companion bill(s) passed, see CS/CS/SB 1606 (Ch. 2020-63)
    S 1606 (c2) Insurance Administration Perry Compare Last Action: 6/22/2020 Chapter No. 2020-63

    Committee Amendments (3)

    Amendment Sponsor Filed Last Committee Action Format
    101261 - Amendment
    Remove lines 162-360
    Santiago 2/17/2020
    6:05 PM
    Adopted
    2/18/2020
    PDF
    555253 - Amendment
    Remove lines 627-673
    Santiago 2/17/2020
    6:05 PM
    Adopted
    2/18/2020
    PDF
    247283 - Amendment
    Remove lines 1101-1104
    Santiago 2/17/2020
    6:06 PM
    Adopted without Objection
    2/18/2020
    PDF

    Citations - Statutes (23)

    Citation Catchline Location in Bill Location In Bill Help
    215.555 Florida Hurricane Catastrophe Fund. Page 5 (pdf)
    316.646 Security required; proof of security and display thereof. Page 7 (pdf)
    320.02 Registration required; application for registration; forms. Page 7 (pdf)
    324.252 Page 8 (pdf)
    324.255 Page 12 (pdf)
    624.01 Short title. Page 15 (pdf)
    626.321 Limited licenses. Page 15 (pdf)
    626.931 Agent affidavit and insurer reporting requirements. Page 23 (pdf)
    626.932 Surplus lines tax. Page 24 (pdf)
    626.935 Suspension, revocation, or refusal of surplus lines agent’s license. Page 25 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 25 (pdf)
    627.914 Reports of information by workers’ compensation insurers required. Page 26 (pdf)
    634.171 Salesperson to be licensed and appointed. Page 28 (pdf)
    634.317 License and appointment required. Page 29 (pdf)
    634.419 License and appointment required. Page 29 (pdf)
    647.01 Page 30 (pdf)
    647.02 Page 31 (pdf)
    647.03 Page 37 (pdf)
    647.04 Page 38 (pdf)
    647.05 Page 39 (pdf)
    647.06 Page 42 (pdf)
    647.07 Page 43 (pdf)
    647.08 Page 44 (pdf)

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  • HB 895, Original Filed Version Posted 12/10/2019 at 11:30 AM

    Bill Text:   PDF
    Analyses:   Insurance and Banking Subcommittee (Post-Meeting) 1/30/2020 (pdf)

    Related Bills (4)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 1606 Insurance Perry Similar Last Action: 6/22/2020 Chapter No. 2020-63
    H 999 Disposition of Insurance Proceeds LaMarca Compare Last Action: 3/14/2020 H Died in Insurance and Banking Subcommittee
    S 1334 Financial Services Brandes Compare Last Action: 3/14/2020 S Died in Banking and Insurance, companion bill(s) passed, see CS/CS/SB 1606 (Ch. 2020-63)
    S 1408 Disposition of Insurance Proceeds Montford Compare Last Action: 3/14/2020 S Died in Banking and Insurance

    Citations - Statutes (24)

    Citation Catchline Location in Bill Location In Bill Help
    215.555 Florida Hurricane Catastrophe Fund. Page 6 (pdf)
    316.646 Security required; proof of security and display thereof. Page 8 (pdf)
    320.02 Registration required; application for registration; forms. Page 8 (pdf)
    324.252 Page 8 (pdf)
    324.255 Page 13 (pdf)
    494.0026 Disposition of insurance proceeds. Page 15 (pdf)
    626.321 Limited licenses. Page 17 (pdf)
    626.931 Agent affidavit and insurer reporting requirements. Page 25 (pdf)
    626.932 Surplus lines tax. Page 26 (pdf)
    626.935 Suspension, revocation, or refusal of surplus lines agent’s license. Page 27 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 27 (pdf)
    627.914 Reports of information by workers’ compensation insurers required. Page 28 (pdf)
    634.171 Salesperson to be licensed and appointed. Page 29 (pdf)
    634.317 License and appointment required. Page 30 (pdf)
    634.419 License and appointment required. Page 31 (pdf)
    647.01 Page 32 (pdf)
    647.02 Page 32 (pdf)
    647.03 Page 39 (pdf)
    647.04 Page 40 (pdf)
    647.05 Page 41 (pdf)
    647.06 Page 44 (pdf)
    647.07 Page 45 (pdf)
    647.08 Page 46 (pdf)
    655.969 Page 46 (pdf)

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