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2023 Florida Statutes (including 2023C)

Title XXXIX COMMERCIAL RELATIONS
Chapter 687
INTEREST AND USURY; LENDING PRACTICES Entire Chapter
CHAPTER 687
INTEREST AND USURY; LENDING PRACTICES
687.01
Rate of interest in absence of contract.
687.02
"Usurious contracts" defined.
687.03
"Unlawful rates of interest" defined; proviso.
687.0303
"Line of credit" defined.
687.0304
Credit agreements.
687.031
Construction, ss. 687.02 and 687.03.
687.04
Penalty for usury; not to apply in certain situations.
687.05
Provisions for payment of attorney’s fees.
687.06
Attorney’s fee in enforcing nonusurious contracts; proviso; insurance premiums; attorney’s fee provided in note.
687.071
Criminal usury, loan sharking.
687.08
Person lending money to give borrower receipt for payments; contents of receipt; penalty for violation.
687.09
Persons accepting chattel mortgage as security for loans under $100 to cause amount as principal, interest, and fees to be inserted.
687.10
Not applicable to chartered banks, trust companies, building and loan associations, savings and loan associations, or insurance companies.
687.12
Interest rates; parity among licensed lenders or creditors.
687.125
Compounding of interest.
687.13
International transactions.
687.14
Definitions.
687.141
Loan brokers; prohibited acts.
687.142
Responsibility of principals.
687.143
Loan brokers; investigations; cease and desist orders; administrative fines.
687.144
Investigations; examinations; subpoenas; hearings; witnesses.
687.145
Injunction to restrain violations.
687.146
Criminal penalties.
687.147
Actions for damages.
687.148
Duties and powers of the commission and office.
687.15
Benchmark replacements for the London Interbank Offered Rate.