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Glossary of Legislative Terms

SB 546: Consumer Finance Loans

GENERAL BILL by Gruters

Consumer Finance Loans; Authorizing an applicant for a license to make and collect loans under the Florida Consumer Finance Act to provide certain documents in lieu of evidence of liquid assets; prohibiting a person licensed to make and collect consumer finance loans from charging prepayment penalties for loans; authorizing a licensee or an applicant for a license to make and collect consumer finance loans to provide a surety bond, certificate of deposit, or letter of credit in lieu of evidence of liquid assets; modifying grounds for denial of license or disciplinary action for certain violations of the Florida Consumer Finance Act, etc.

Effective Date: 10/1/2022
 Last Action: 5/23/2022 - Chapter No. 2022-130
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Commerce and Tourism (CM)
  3. Rules (RC)


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Bill History

Date Chamber Action
10/19/2021 Senate • Filed
11/3/2021 Senate • Referred to Banking and Insurance; Commerce and Tourism; Rules -SJ 33
11/22/2021 Senate • On Committee agenda-- Banking and Insurance, 12/01/21, 8:30 am, 412 Knott Building
12/1/2021 Senate • Favorable by Banking and Insurance; YEAS 11 NAYS 0 -SJ 94
• Now in Commerce and Tourism
1/3/2022 Senate • On Committee agenda-- Commerce and Tourism, 01/10/22, 4:00 pm, 110 Senate Building
1/10/2022 Senate • Favorable by Commerce and Tourism; YEAS 10 NAYS 0 -SJ 95
1/11/2022 Senate • Now in Rules
• Introduced -SJ 33
1/14/2022 Senate • On Committee agenda-- Rules, 01/20/22, 9:30 am, 412 Knott Building
1/20/2022 Senate • Favorable by- Rules; YEAS 16 NAYS 0 -SJ 215
• Placed on Calendar, on 2nd reading
1/24/2022 Senate • Placed on Special Order Calendar, 01/27/22 -SJ 236
1/27/2022 Senate • Read 2nd time -SJ 228
• Read 3rd time -SJ 228
• Passed; YEAS 36 NAYS 0 -SJ 228, 229
• Immediately certified -SJ 236
1/27/2022 House • In Messages
2/28/2022 House • Bill referred to House Calendar
• Bill added to Special Order Calendar (3/3/2022)
• 1st Reading (Original Filed Version)
3/3/2022 House • Substituted for CS/HB 123
• Read 2nd time
• Amendment 856305 adopted
• Placed on 3rd reading
• Added to Third Reading Calendar
3/4/2022 House • Read 3rd time
• Passed as amended; YEAS 113, NAYS 0
3/4/2022 Senate • In returning messages
3/8/2022 Senate • Concurred in 1 amendment(s) (856305) -SJ 730
• Passed as amended; YEAS 39 NAYS 0 -SJ 730
• Ordered engrossed, then enrolled -SJ 730
5/20/2022 • Signed by Officers and presented to Governor
• Approved by Governor
5/23/2022 • Chapter No. 2022-130