HB 775: Homeowner's Insurance Premium Reductions
GENERAL BILL by Edmonds
Homeowner's Insurance Premium Reductions; Requires premium reductions to be applied to homeowners who maintain certain claim-free periods; provides requirements for such premium reductions; provides that homeowners who file major storm claims remain eligible for premium reductions; requires OIR to determine premium reduction schedules for such homeowners; prohibits homeowners' insurers from treating major storm claims as certain other claims; requires homeowners' premium reductions for mitigation upgrades.
Effective Date: 7/1/2026
Last Action: 1/5/2026 House - Now in Insurance & Banking Subcommittee
Bill Text: PDF
Last Action: 1/5/2026 House - Now in Insurance & Banking Subcommittee
Bill Text: PDF
Bill History
| Date | Chamber | Action |
|---|---|---|
| 12/15/2025 | House |
• Filed |
| 1/5/2026 | House |
• Referred to Insurance & Banking Subcommittee • Referred to Commerce Committee • Now in Insurance & Banking Subcommittee |