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Glossary of Legislative Terms

CS/SB 838: Electronic Payments of Retail Installment Contracts

GENERAL BILL by Commerce and Tourism ; Yarborough

Electronic Payments of Retail Installment Contracts; Defining the terms “ACH payment” and “electronic payment”; authorizing holders of retail installment contracts and their agents to collect fees for processing electronic payments made by motor vehicle retail buyers under certain circumstances, etc.

Effective Date: 7/1/2026
Last Action: 2/19/2026 House - In Messages
Bill Text: Web Page | PDF
Senate Committee References:
  1. Commerce and Tourism (CM)
  2. Banking and Insurance (BI)
  3. Rules (RC)


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Bill History

Date Chamber Action
12/9/2025 Senate • Filed
12/16/2025 Senate • Referred to Commerce and Tourism; Banking and Insurance; Rules
1/8/2026 Senate • On Committee agenda-- Commerce and Tourism, 01/13/26, 4:00 pm, 110 Senate Building
1/13/2026 Senate • CS by Commerce and Tourism; YEAS 10 NAYS 0
• Introduced
1/14/2026 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
• Now in Banking and Insurance
• CS by Commerce and Tourism read 1st time
1/30/2026 Senate • On Committee agenda-- Banking and Insurance, 02/04/26, 10:30 am, 412 Knott Building
2/4/2026 Senate • Favorable by Banking and Insurance; YEAS 10 NAYS 0
• Now in Rules
2/12/2026 Senate • On Committee agenda-- Rules, 02/17/26, 12:00 pm, 412 Knott Building
2/17/2026 Senate • Favorable by- Rules; YEAS 24 NAYS 0
2/18/2026 Senate • Placed on Calendar, on 2nd reading
• Placed on Special Order Calendar, 02/19/26
2/19/2026 Senate • Read 2nd time -SJ 351
• Amendment(s) adopted (794450) -SJ 352
• Read 3rd time -SJ 352
• CS passed as amended; YEAS 38 NAYS 0 -SJ 352
• Immediately certified -SJ 356
2/19/2026 House • In Messages