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The Florida Senate

SB 1240: Insurance Regulation

GENERAL BILL by Davis

Insurance Regulation; Making clarifying changes regarding the definition of residential coverage; prohibiting insurers from imposing or enforcing certain policy conditions or requirements; revising the conditions under which liability insurers may deny coverage based on a particular coverage defense; revising the timeframe in which insurers must pay or deny claims, etc.

Effective Date: 7/1/2026
Last Action: 1/6/2026 Senate - Filed
Bill Text: Web Page | PDF



Bill History

Date Chamber Action
1/6/2026 Senate • Filed