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CS/SB 838: Electronic Payments of Retail Installment Contracts

GENERAL BILL by Commerce and Tourism ; Yarborough

Electronic Payments of Retail Installment Contracts; Defining the term “electronic payment”; authorizing a holder of a retail installment contract, or its agent, to collect a fee for processing a retail buyer’s electronic payment only if certain conditions are met, etc.

Effective Date: 7/1/2026
Last Action: 1/14/2026 Senate - CS by Commerce and Tourism read 1st time
Bill Text: Web Page | PDF
Senate Committee References:
  1. Commerce and Tourism (CM)
  2. Banking and Insurance (BI)
  3. Rules (RC)

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  • Bill History

    Date Chamber Action
    12/9/2025 Senate • Filed
    12/16/2025 Senate • Referred to Commerce and Tourism; Banking and Insurance; Rules
    1/8/2026 Senate • On Committee agenda-- Commerce and Tourism, 01/13/26, 4:00 pm, 110 Senate Building
    1/13/2026 Senate • CS by Commerce and Tourism; YEAS 10 NAYS 0
    • Introduced
    1/14/2026 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
    • Now in Banking and Insurance
    • CS by Commerce and Tourism read 1st time

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  • CS/SB 838, Committee Substitute 1 (Current Bill Version) Posted 1/14/2026 at 3:01 PM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 959 Electronic Payment Processing Fees for Motor Vehicle Purchases Johnson Similar Last Action: 1/13/2026 H 1st Reading (Original Filed Version)

    Citations - Statutes (1)

    Citation Catchline Location in Bill Location In Bill Help
    520.105 Page 1 (pdf)

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  • SB 838, Original Filed Version Posted 12/9/2025 at 4:12 PM

    Bill Text:   Web Page | PDF
    Analyses:   Commerce and Tourism (Pre-Meeting) 1/14/2026 (pdf)
    Commerce and Tourism (Post-Meeting) 1/14/2026 (pdf)

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 959 Electronic Payment Processing Fees for Motor Vehicle Purchases Johnson Similar Last Action: 1/13/2026 H 1st Reading (Original Filed Version)

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    254968 - Amendment
    Delete lines 31 - 35 and insert:
    Commerce and Tourism
    (Yarborough)
    1/12/2026
    3:48 PM
    Replaced by Committee Substitute
    1/14/2026
    Web Page
    PDF

    Committee Votes (1)

    Date Committee Result
    1/13/2026 4:00 PM Commerce and Tourism 10 Yeas - 0 Nays

    Citations - Statutes (1)

    Citation Catchline Location in Bill Location In Bill Help
    520.105 Page 1 (pdf)

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