CS/SB 838: Electronic Payments of Retail Installment Contracts
GENERAL BILL by Commerce and Tourism ; Yarborough
Electronic Payments of Retail Installment Contracts; Defining the term “electronic payment”; authorizing a holder of a retail installment contract, or its agent, to collect a fee for processing a retail buyer’s electronic payment only if certain conditions are met, etc.
Effective Date: 7/1/2026
Last Action: 1/14/2026 Senate - CS by Commerce and Tourism read 1st time
Bill Text: Web Page | PDF
Last Action: 1/14/2026 Senate - CS by Commerce and Tourism read 1st time
Bill Text: Web Page | PDF
Senate Committee References:
- Commerce and Tourism (CM)
- Banking and Insurance (BI)
- Rules (RC)
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Bill History
Date Chamber Action 12/9/2025 Senate • Filed
12/16/2025 Senate • Referred to Commerce and Tourism; Banking and Insurance; Rules
1/8/2026 Senate • On Committee agenda-- Commerce and Tourism, 01/13/26, 4:00 pm, 110 Senate Building
1/13/2026 Senate • CS by Commerce and Tourism; YEAS 10 NAYS 0
• Introduced
1/14/2026 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
• Now in Banking and Insurance
• CS by Commerce and Tourism read 1st time
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CS/SB 838, Committee Substitute 1 (Current Bill Version) Posted 1/14/2026 at 3:01 PM
Bill Text: Web Page | PDF Analyses: None Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 959 Electronic Payment Processing Fees for Motor Vehicle Purchases Johnson Similar Last Action: 1/13/2026 H 1st Reading (Original Filed Version)
Citations - Statutes (1)
Citation Catchline Location in Bill Location In Bill Help 520.105 Page 1 (pdf) -
SB 838, Original Filed Version Posted 12/9/2025 at 4:12 PM
Bill Text: Web Page | PDF Analyses: Commerce and Tourism (Pre-Meeting) 1/14/2026 (pdf)
Commerce and Tourism (Post-Meeting) 1/14/2026 (pdf)
Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 959 Electronic Payment Processing Fees for Motor Vehicle Purchases Johnson Similar Last Action: 1/13/2026 H 1st Reading (Original Filed Version)
Committee Amendments (1)
Amendment Sponsor Filed Last Committee Action Format 254968 - Amendment
Delete lines 31 - 35 and insert:Commerce and Tourism
(Yarborough)1/12/2026
3:48 PMReplaced by Committee Substitute
1/14/2026Web Page
PDFCommittee Votes (1)
Date Committee Result 1/13/2026 4:00 PM Commerce and Tourism 10 Yeas - 0 Nays Citations - Statutes (1)
Citation Catchline Location in Bill Location In Bill Help 520.105 Page 1 (pdf)