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The Florida Senate

2020 Florida Statutes

Title XXXVII INSURANCE
Chapter 627 INSURANCE RATES AND CONTRACTS Entire Chapter
PART II
THE INSURANCE CONTRACT
(ss. 627.401-627.444)
PART II

THE INSURANCE CONTRACT

627.401
Scope of this part.
627.402
Definitions.
627.4025
Residential coverage and hurricane coverage defined.
627.403
“Premium” defined.
627.4035
Payment of premiums; claims.
627.404
Insurable interest; personal insurance.
627.405
Insurable interest; property.
627.406
Power to contract; purchase of insurance by or for minor.
627.407
Alteration of application.
627.408
Application as evidence.
627.4085
Insurer name, agent name, and license identification number required on application.
627.409
Representations in applications; warranties.
627.4091
Specific reasons for denial, cancellation, or nonrenewal.
627.40951
Standard personal lines residential insurance policy.
627.410
Filing, approval of forms.
627.4101
Credit insurance enrollment forms.
627.4102
Informational filing of forms.
627.4105
Life and health insurance; reduced premiums upon rigorous physical examination.
627.4107
Government employees exposed to toxic drug chemicals; cancellation of life or health policy or certificate prohibited.
627.411
Grounds for disapproval.
627.412
Standard provisions, in general.
627.413
Contents of policies, in general; identification.
627.4131
Telephone number required.
627.4132
Stacking of coverages prohibited.
627.4133
Notice of cancellation, nonrenewal, or renewal premium.
627.4135
Casualty insurance contracts subject to general provisions for insurance contracts.
627.4136
Nonjoinder of insurers.
627.4137
Disclosure of certain information required.
627.4138
Wrap-up insurance policies for nonpublic construction projects.
627.414
Additional policy contents.
627.4143
Outline of coverage.
627.4145
Readable language in insurance policies.
627.4147
Medical malpractice insurance contracts.
627.4148
Medical malpractice insurers; required offer of coverage limits.
627.41495
Public notice of medical malpractice rate filings.
627.415
Charter, bylaw provisions.
627.416
Execution of policies.
627.417
Underwriters’ and combination policies.
627.418
Validity of noncomplying contracts.
627.419
Construction of policies.
627.4195
Health insurance; claims for payment of psychotherapeutic services; confidentiality.
627.420
Binders.
627.4205
Coverage identification number required.
627.421
Delivery of policy.
627.422
Assignment of policies or post-loss benefits.
627.423
Payment discharges insurer.
627.4232
Health insurance out-of-hospital benefits.
627.4233
Total disability defined.
627.4234
Health insurance cost containment provisions required.
627.4235
Coordination of benefits.
627.4236
Coverage for bone marrow transplant procedures.
627.4237
Sickness disability or disability due to sickness.
627.4238
Health insurer examinations.
627.4239
Coverage for use of drugs in treatment of cancer.
627.42391
Insurance policies; cancer treatment parity; orally administered cancer treatment medications.
627.42392
Prior authorization.
627.42393
Step-therapy protocol.
627.42395
Coverage for certain prescription and nonprescription enteral formulas.
627.42396
Reimbursement for telehealth services.
627.42397
Coverage for air ambulance services.
627.424
Minor may give acquittance.
627.425
Forms for proof of loss to be furnished.
627.426
Claims administration.
627.4265
Payment of settlement.
627.427
Payment of judgment by insurer; penalty for failure.
627.428
Attorney fees.
627.429
Medical tests for HIV infection and AIDS for insurance purposes.
627.4295
Dental procedures; anesthesia and hospitalization coverage.
627.4301
Genetic information for insurance purposes.
627.4302
Identification cards for processing prescription drug claims.
627.43141
Notice of change in policy terms.
627.441
Commercial general liability policies; coverage to contractors for completed operations.
627.442
Insurance contracts.
627.443
Essential health benefits.
627.444
Loss run statements for all lines of insurance.