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The Florida Senate

SB 438: Consumer Finance Charges

GENERAL BILL by Bennett

Consumer Finance Charges; Increasing the proportionate loan amounts that are subject to descending maximum rates of interest; increasing the maximum delinquency charge that may be imposed for each loan payment in default for not less than a specified time; revising the maximum amount that a lender may impose as a service charge on a borrower who gives the lender a bad check in full or partial payment of a loan, etc.

Effective Date: 7/1/2012
Last Action: 3/9/2012 Senate - Died in Budget
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Commerce and Tourism (CM)
  3. Budget Subcommittee on General Government Appropriations (BGA)
  4. Budget (BC)



Bill History

Date Chamber Action
10/5/2011 Senate • Filed
11/2/2011 Senate • Referred to Banking and Insurance; Commerce and Tourism; Budget -SJ 40
12/21/2011 Senate • On Committee agenda-- Banking and Insurance, 01/09/12, 3:15 pm, 412 Knott Building
1/9/2012 Senate • Favorable by Banking and Insurance; YEAS 8 NAYS 0 -SJ 110
• Now in Commerce and Tourism -SJ 110
1/10/2012 Senate • Introduced -SJ 40
2/2/2012 Senate • On Committee agenda-- Commerce and Tourism, 02/07/12, 1:30 pm, 401 Senate Office Building
2/7/2012 Senate • Favorable by Commerce and Tourism; YEAS 4 NAYS 0 -SJ 325
• Now in Budget -SJ 325
2/8/2012 Senate • Subreferred to Budget Subcommittee on General Government Appropriations -SJ 349
• Now in Budget Subcommittee on General Government Appropriations
2/23/2012 Senate • On Committee agenda-- Budget Subcommittee on General Government Appropriations, 02/28/12, 10:45 am, 401 Senate Office Building
2/28/2012 Senate • Favorable by Budget Subcommittee on General Government Appropriations; YEAS 5 NAYS 1 -SJ 721
2/29/2012 Senate • Now in Budget -SJ 721
3/9/2012 Senate • Died in Budget