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The Florida Senate

SB 282: Consumer Finance Charges

GENERAL BILL by Richter

Consumer Finance Charges; Increasing the proportionate loan amounts that are subject to descending maximum rates of interest; increasing the maximum delinquency charge that may be imposed for each loan payment in default for not less than a specified time; providing penalties, etc.

Effective Date: July 1, 2013, and applies to all consumer finance loans entered into on or after that date
Last Action: 6/10/2013 - Chapter No. 2013-124
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Commerce and Tourism (CM)

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  • Bill History

    Date Chamber Action
    1/14/2013 Senate • Filed
    1/17/2013 Senate • Referred to Banking and Insurance; Commerce and Tourism -SJ 25
    3/5/2013 Senate • Introduced -SJ 25
    3/15/2013 Senate • On Committee agenda-- Banking and Insurance, 03/20/13, 3:00 pm, 110 Senate Office Building
    3/20/2013 Senate • Favorable by Banking and Insurance; YEAS 11 NAYS 0 -SJ 239
    3/21/2013 Senate • Now in Commerce and Tourism -SJ 239
    4/3/2013 Senate • On Committee agenda-- Commerce and Tourism, 04/08/13, 1:00 pm, 110 Senate Office Building
    4/8/2013 Senate • Favorable by- Commerce and Tourism; YEAS 11 NAYS 0 -SJ 363
    • Placed on Calendar, on 2nd reading -SJ 363
    4/11/2013 Senate • Placed on Special Order Calendar, 04/16/13
    4/16/2013 Senate • Read 2nd time -SJ 445
    • Placed on 3rd reading
    4/24/2013 Senate • Read 3rd time -SJ 555
    • Passed; YEAS 31 NAYS 3 -SJ 555
    4/26/2013 House • In Messages
    4/29/2013 House • Referred to Calendar -HJ 970
    • Placed on Special Order Calendar, 04/30/13
    • Received -HJ 970
    4/30/2013 House • Read 2nd time -HJ 1005
    • Substituted for HB 425 -HJ 1005
    • Placed on 3rd reading
    5/1/2013 House • Read 3rd time -HJ 1036
    • Passed; YEAS 109 NAYS 6 -HJ 1036
    5/1/2013 Senate • Ordered enrolled -SJ 986
    5/28/2013 • Signed by Officers and presented to Governor
    6/7/2013 • Approved by Governor
    6/10/2013 • Chapter No. 2013-124

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  • SB 282, Enrolled (Current Bill Version) Posted 5/2/2013 at 10:44 AM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 425 Consumer Finance Charges Goodson Identical Last Action: 4/30/2013 H Laid on Table, companion bill(s) passed, see SB 282 (Ch. 2013-124) -HJ 1005
    Location: Laid on Table

    Citations - Statutes (2)

    Citation Catchline Location in Bill Location In Bill Help
    516.031 Finance charge; maximum rates.
    516.19 Penalties.

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  • SB 282, Original Filed Version Posted 1/14/2013 at 2:58 PM

    Bill Text:   Web Page | PDF
    Analyses:   Banking and Insurance (Pre-Meeting) 3/18/2013 (pdf)
    Banking and Insurance (Post-Meeting) 3/20/2013 (pdf)
    Commerce and Tourism (Pre-Meeting) 4/5/2013 (pdf)
    Commerce and Tourism (Post-Meeting) 4/8/2013 (pdf)

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 425 Consumer Finance Charges Goodson Identical Last Action: 4/30/2013 H Laid on Table, companion bill(s) passed, see SB 282 (Ch. 2013-124) -HJ 1005
    Location: Laid on Table

    Committee Votes (2)

    Date Committee Result
    3/20/2013 3:00 PM Banking and Insurance 11 Yeas - 0 Nays
    4/8/2013 1:00 PM Commerce and Tourism 11 Yeas - 0 Nays

    Floor Votes (2)

    Date Chamber Result
    4/24/2013 1:34 PM Senate 31 Yeas - 3 Nays
    5/1/2013 8:14 AM House 109 Yeas - 6 Nays

    Citations - Statutes (2)

    Citation Catchline Location in Bill Location In Bill Help
    516.031 Finance charge; maximum rates.
    516.19 Penalties.

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