CS/CS/SB 1260: Insurance
GENERAL BILL by Appropriations ; Banking and Insurance ; Brandes ; (CO-INTRODUCERS) Soto
Insurance; Revising requirements for corporations not for profit to qualify to form a self-insurance fund; revising original appointment and renewal fees related to certain insurance representatives; providing licensure exemptions that allow specified individuals or entities to conduct insurance business at specified locations under certain circumstances; revising provisions for unfair methods of competition and unfair or deceptive acts relating to conducting certain insurance transactions through credit card facilities; providing that certain dividends may be retained by the joint underwriting plan for future use, etc.
Effective Date: Except as otherwise expressly provided in this act, this act shall take effect July 1, 2014
Last Action: 5/1/2014 Senate - Laid on Table, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/HB 7005 (Ch. 2014-216), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104) -SJ 913
Bill Text: Web Page | PDF
Last Action: 5/1/2014 Senate - Laid on Table, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/HB 7005 (Ch. 2014-216), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104) -SJ 913
Bill Text: Web Page | PDF
Senate Committee References:
- Banking and Insurance (BI)
- Appropriations Subcommittee on General Government (AGG)
- Appropriations (AP)
Bill History
| Date | Chamber | Action |
|---|---|---|
| 2/25/2014 | Senate |
• Filed |
| 2/28/2014 | Senate |
• Referred to Banking and Insurance; Appropriations Subcommittee on General Government; Appropriations -SJ 101 |
| 3/4/2014 | Senate |
• Introduced -SJ 101 |
| 3/14/2014 | Senate |
• On Committee agenda-- Banking and Insurance, 03/19/14, 11:00 am, 110 Senate Office Building |
| 3/19/2014 | Senate |
• CS by Banking and Insurance; YEAS 10 NAYS 1 -SJ 317 |
| 3/21/2014 | Senate |
• Pending reference review under Rule 4.7(2) - (Committee Substitute) |
| 3/25/2014 | Senate |
• CS by Banking and Insurance read 1st time -SJ 322 • Now in Appropriations Subcommittee on General Government -SJ 317 |
| 4/4/2014 | Senate |
• On Committee agenda-- Appropriations Subcommittee on General Government, 04/09/14, 1:00 pm, 110 Senate Office Building |
| 4/9/2014 | Senate |
• Subcommittee Recommendation: CS/CS by Appropriations Subcommittee on General Government; YEAS 12 NAYS 0 -SJ 510 |
| 4/11/2014 | Senate |
• Now in Appropriations -SJ 510 |
| 4/17/2014 | Senate |
• On Committee agenda-- Appropriations, 04/22/14, 9:00 am, 412 Knott Building |
| 4/22/2014 | Senate |
• CS/CS by- Appropriations; YEAS 14 NAYS 0 -SJ 698 |
| 4/25/2014 | Senate |
• Pending reference review -under Rule 4.7(2) - (Committee Substitute) • Placed on Calendar, on 2nd reading -SJ 698 • Placed on Special Order Calendar, 04/29/14 • CS/CS by Appropriations read 1st time -SJ 699 |
| 4/29/2014 | Senate |
• Retained on Special Order Calendar -SJ 806 |
| 5/1/2014 | Senate |
• Read 2nd time -SJ 911 • Substituted CS/CS/HB 565 (Died in Senate returning Messages) -SJ 913 • Laid on Table, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/HB 7005 (Ch. 2014-216), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104) -SJ 913 |
Related Bills
| Bill Number | Subject | Filed By | Relationship | Last Action and Location | Track Bills |
|---|---|---|---|---|---|
| H 565 (e1) | Insurance | Santiago | Similar |
Last Action: 5/2/2014 S Died in returning Messages, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104)
Location: In returning messages from House |
|
| H 291 (er) | Warranty Associations | Santiago | Compare |
Last Action: 6/13/2014 Chapter No. 2014-111
Location: Became Law |
|
| H 321 (er) | Title Insurance | Passidomo | Compare |
Last Action: 6/13/2014 Chapter No. 2014-112, companion bill(s) passed, see CS/CS/HB 805 (Ch. 2014-132)
Location: Became Law |
|
| H 471 | Insurance | Boyd | Compare |
Last Action: 1/8/2014 H Withdrawn prior to introduction, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104) -HJ 40
Location: Withdrawn from consideration |
|
| H 581 | Flood Insurance | Ahern, Fitzenhagen | Compare |
Last Action: 5/2/2014 H Died in Insurance and Banking Subcommittee, companion bill(s) passed, see CS/CS/CS/SB 542 (Ch. 2014-80), SB 1262 (Ch. 2014-98)
Location: In committee/council (IBS) |
|
| H 633 (er) | Division of Insurance Agents & Agency Services | Ingram | Compare |
Last Action: 6/13/2014 Chapter No. 2014-123, companion bill(s) passed, see CS/CS/SB 708 (Ch. 2014-86)
Location: Became Law |
|
| H 743 (c2) | Property Insurance | Hood | Compare |
Last Action: 4/29/2014 H Laid on Table, companion bill(s) passed, see CS/CS/SB 708 (Ch. 2014-86), CS/CS/HB 633 (Ch. 2014-123) -HJ 851
Location: Laid on Table |
|
| H 759 | Insurance Claims | Moraitis | Compare |
Last Action: 5/2/2014 H Died in Insurance and Banking Subcommittee, companion bill(s) passed, see CS/CS/HB 633 (Ch. 2014-123), CS/CS/SB 708 (Ch. 2014-86)
Location: In committee/council (IBS) |
|
| H 785 (er) | Workers' Compensation | Albritton | Compare |
Last Action: 6/13/2014 Chapter No. 2014-131
Location: Became Law |
|
| H 879 (c2) | Flood Insurance | Hooper | Compare |
Last Action: 4/25/2014 H Laid on Table, companion bill(s) passed, see CS/CS/CS/SB 542 (Ch. 2014-80), SB 1262 (Ch. 2014-98) -HJ 764
Location: Laid on Table |
|
| H 1109 (c2) | Property Insurance | Wood | Compare |
Last Action: 4/29/2014 H Laid on Table, companion bill(s) passed, see CS/CS/SB 1672 (Ch. 2014-104) -HJ 876
Location: Laid on Table |
|
| H 1271 (c2) | Insurer Solvency | Ingram | Compare |
Last Action: 4/29/2014 H Laid on Table, companion bill(s) passed, see CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1300 (Ch. 2014-100) -HJ 853
Location: Laid on Table |
|
| H 7005 (er) | Transportation | Transportation and Highway Safety Subcommittee | Compare |
Last Action: 6/20/2014 Chapter No. 2014-216, companion bill(s) passed, see CS/CS/SB 820 (Ch. 2014-228)
Location: Became Law |
|
| S 462 | Title Insurance Rates | Bradley | Compare |
Last Action: 5/2/2014 S Died in Banking and Insurance, companion bill(s) passed, see CS/CS/HB 321 (Ch. 2014-112)
Location: In committee/council (BI) |
|
| S 496 | Warranty Associations | Simpson | Compare |
Last Action: 4/3/2014 S Laid on Table, companion bill(s) passed, see HB 291 (Ch. 2014-111) -SJ 385
Location: Laid on Table |
|
| S 542 (er) | Flood Insurance | Brandes | Compare |
Last Action: 6/13/2014 Chapter No. 2014-80, companion bill(s) passed, see SB 1262 (Ch. 2014-98)
Location: Became Law |
|
| S 570 (c2) | Title Insurance | Galvano | Compare |
Last Action: 4/3/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 805 (Ch. 2014-132) -SJ 433
Location: Laid on Table |
|
| S 708 (er) | Insurance Claims | Bean | Compare |
Last Action: 6/13/2014 Chapter No. 2014-86, companion bill(s) passed, see CS/CS/HB 633 (Ch. 2014-123)
Location: Became Law |
|
| S 952 (c2) | Workers' Compensation | Simpson | Compare |
Last Action: 4/24/2014 S Laid on Table, companion bill(s) passed, see CS/HB 785 (Ch. 2014-131) -SJ 599
Location: Laid on Table |
|
| S 1210 (c1) | Division of Insurance Agents and Agency Services | Bean | Compare |
Last Action: 4/23/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 633 (Ch. 2014-123), CS/CS/SB 708 (Ch. 2014-86) -SJ 569
Location: Laid on Table |
|
| S 1308 (er) | Insurer Solvency | Simmons | Compare |
Last Action: 6/13/2014 Chapter No. 2014-101, companion bill(s) passed, see CS/CS/SB 1300 (Ch. 2014-100)
Location: Became Law |
|
| S 1344 (er) | Insurance | Braynon | Compare |
Last Action: 6/13/2014 Chapter No. 2014-103
Location: Became Law |
|
| S 1672 (er) | Property Insurance | Banking and Insurance | Compare |
Last Action: 6/13/2014 Chapter No. 2014-104
Location: Became Law |
|
Bill Text
| Version | Posted | Format |
|---|---|---|
| S 1260 Filed | 2/25/2014 2:19 PM | Web Page | PDF |
| S 1260 c1 | 3/21/2014 2:18 PM | Web Page | PDF |
| S 1260 c2 | 4/25/2014 8:15 AM | Web Page | PDF |
Proposed Committee Substitutes
| PCS and Amendments | Sponsor | Filed | Last Committee Action | Format |
|---|---|---|---|---|
| 722116 - Proposed Committee Substitute | Appropriations | 4/11/2014 4:24 PM |
Replaced by Committee Substitute 4/24/2014 |
Web Page |
524914 - Amendment (722116) Delete line 223 and insert: |
Appropriations (Hays) |
4/18/2014 12:07 PM |
Replaced by Committee Substitute
4/24/2014 |
Web Page
|
|
192956 - Amendment (722116) Delete lines 1274 - 1298 and insert: |
Appropriations (Richter) |
4/21/2014 8:10 PM |
Replaced by Committee Substitute
4/24/2014 |
Web Page
|
Amendments to Proposed Committee Substitutes (PCSs) are located on the PCS tab.
Committee Amendments
| Amendment | Sponsor | Filed | Last Committee Action | Format |
|---|---|---|---|---|
|
460094 - Amendment (Delete All) Delete everything after the enacting clause and insert: |
Banking and Insurance (Richter) |
3/18/2014 9:38 AM |
Replaced by Committee Substitute
3/19/2014 |
Web Page
|
|
695086 - Amendment to Amendment (460094) Delete line 115 and insert: |
Banking and Insurance (Richter) |
3/18/2014 5:06 PM |
Replaced by Committee Substitute
3/19/2014 |
Web Page
|
|
736294 - Amendment to Amendment (460094) Delete lines 886 - 892 and insert: |
Banking and Insurance (Richter) |
3/19/2014 10:28 AM |
Replaced by Committee Substitute
3/19/2014 |
Web Page
|
|
727540 - Amendment to Amendment (460094) Delete lines 994 - 1011. |
Banking and Insurance (Margolis) |
3/19/2014 1:16 PM |
Unfavorable
3/19/2014 |
Web Page
|
|
322690 - Amendment to Amendment (460094) Delete lines 1680 - 1695. |
Banking and Insurance (Richter) |
3/19/2014 8:27 AM |
Replaced by Committee Substitute
3/19/2014 |
Web Page
|
|
833884 - Amendment to Amendment (460094) Delete lines 1710 - 1720. |
Banking and Insurance (Richter) |
3/19/2014 8:27 AM |
Replaced by Committee Substitute
3/19/2014 |
Web Page
|
| Amendment | Sponsor | Filed | Last Committee Action | Format |
|---|---|---|---|---|
|
589854 - Amendment Before line 195 insert: |
Appropriations Subcommittee on General Government (Hays) |
4/8/2014 1:11 PM |
Replaced by Substitute Amendment
4/9/2014 |
Web Page
|
|
670382 - Substitute Amendment (589854) Before line 195 insert: |
Appropriations Subcommittee on General Government (Hays) |
4/9/2014 8:33 AM |
Replaced by Committee Substitute
4/9/2014 |
Web Page
|
|
500632 - Amendment Between lines 756 and 757 insert: |
Appropriations Subcommittee on General Government (Hays) |
4/7/2014 3:27 PM |
Replaced by Committee Substitute
4/9/2014 |
Web Page
|
|
955004 - Amendment Delete lines 948 - 958 and insert: |
Appropriations Subcommittee on General Government (Hays) |
4/9/2014 10:31 AM (Late Filed) |
Withdrawn
4/9/2014 |
Web Page
|
|
582796 - Amendment Between lines 1202 and 1203 insert: |
Appropriations Subcommittee on General Government (Hays) |
4/8/2014 1:11 PM |
Replaced by Committee Substitute
4/9/2014 |
Web Page
|
|
560680 - Amendment Delete lines 1211 - 1213 and insert: |
Appropriations Subcommittee on General Government (Hays) |
4/8/2014 1:12 PM |
Replaced by Committee Substitute
4/9/2014 |
Web Page
|
Bill Analyses
| Type | Analysis | Author | Posted | Format |
|---|---|---|---|---|
| Bill Analysis | S 1260 | Banking and Insurance (Pre-Meeting) | 3/18/2014 4:21 PM | |
| Bill Analysis | S 1260 | Banking and Insurance (Post-Meeting) | 3/25/2014 6:32 PM | |
| Bill Analysis | S 1260 | Appropriations Subcommittee on General Government (Pre-Meeting) | 4/8/2014 12:35 PM | |
| Bill Analysis | S 1260 | Appropriations Subcommittee on General Government (Post-Meeting) | 4/11/2014 4:28 PM | |
| Bill Analysis | S 1260 | Appropriations (Pre-Meeting) | 4/21/2014 7:50 AM | |
| Bill Analysis | S 1260 (PCS 722116) | Appropriations (Pre-Meeting) | 4/21/2014 8:17 AM | |
| Bill Analysis | S 1260 | Appropriations (Post-Meeting) | 4/24/2014 9:07 PM |
Vote History - Committee
| Version | Committee | Date | Result |
|---|---|---|---|
| S 1260 Filed | Banking and Insurance | 3/19/2014 11:00 AM | 10 Yeas - 1 Nays |
| S 1260 c1 | Appropriations Subcommittee on General Government | 4/9/2014 1:00 PM | 12 Yeas - 0 Nays |
| S 1260 c1 | Appropriations | 4/22/2014 9:00 AM | 14 Yeas - 0 Nays |
Vote History - Floor
No Vote History AvailableCitations - Statutes (54)
| Citation | Catchline | Location in Bill Location In Bill Help |
|---|---|---|
| 624.4625 | Corporation not for profit self-insurance funds. | Page 8 (pdf) |
| 624.501 | Filing, license, appointment, and miscellaneous fees. | Page 8 (pdf) |
| 626.015 | Definitions. | Page 10 (pdf) |
| 626.0428 | Agency personnel powers, duties, and limitations. | Page 10 (pdf) |
| 626.112 | License and appointment required; agents, customer representatives, adjusters, insurance agencies, service representatives, managing general agents. | Page 13 (pdf), Page 15 (pdf) |
| 626.172 | Application for insurance agency license. | Page 19 (pdf) |
| 626.311 | Scope of license. | Page 22 (pdf) |
| 626.321 | Limited licenses. | Page 23 (pdf) |
| 626.382 | Continuation, expiration of license; insurance agencies. | Page 25 (pdf) |
| 626.601 | Improper conduct; inquiry; fingerprinting. | Page 26 (pdf) |
| 626.621 | Grounds for discretionary refusal, suspension, or revocation of agent’s, adjuster’s, customer representative’s, service representative’s, or managing general agent’s license or appointment. | Page 28 (pdf) |
| 626.747 | Branch agencies. | Page 28 (pdf) |
| 626.8411 | Application of Florida Insurance Code provisions to title insurance agents or agencies. | Page 29 (pdf) |
| 626.854 | “Public adjuster” defined; prohibitions. | Page 29 (pdf) |
| 626.8805 | Certificate of authority to act as administrator. | Page 30 (pdf) |
| 626.8817 | Responsibilities of insurance company with respect to administration of coverage insured. | Page 30 (pdf) |
| 626.882 | Agreement between administrator and insurer; required provisions; maintenance of records. | Page 31 (pdf) |
| 626.883 | Administrator as intermediary; collections held in fiduciary capacity; establishment of account; disbursement; payments on behalf of insurer. | Page 32 (pdf) |
| 626.884 | Maintenance of records by administrator; access; confidentiality. | Page 33 (pdf) |
| 626.89 | Annual financial statement and filing fee; notice of change of ownership. | Page 33 (pdf) |
| 626.931 | Agent affidavit and insurer reporting requirements. | Page 35 (pdf) |
| 626.932 | Surplus lines tax. | Page 36 (pdf) |
| 626.935 | Suspension, revocation, or refusal of surplus lines agent’s license. | Page 36 (pdf) |
| 626.936 | Failure to file reports or pay tax or service fee; administrative penalty. | Page 37 (pdf) |
| 626.9541 | Unfair methods of competition and unfair or deceptive acts or practices defined. | Page 38 (pdf) |
| 627.062 | Rate standards. | Page 41 (pdf) |
| 627.0628 | Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption. | Page 43 (pdf) |
| 627.0651 | Making and use of rates for motor vehicle insurance. | Page 43 (pdf) |
| 627.0653 | Insurance discounts for specified motor vehicle equipment. | Page 44 (pdf) |
| 627.072 | Making and use of rates. | Page 44 (pdf) |
| 627.281 | Appeal from rating organization; workers’ compensation and employer’s liability insurance filings. | Page 45 (pdf) |
| 627.311 | Joint underwriters and joint reinsurers; public records and public meetings exemptions. | Page 45 (pdf) |
| 627.3518 | Citizens Property Insurance Corporation policyholder eligibility clearinghouse program. | Page 46 (pdf) |
| 627.3519 | Annual report of aggregate net probable maximum losses, financing options, and potential assessments. | Page 46 (pdf) |
| 627.409 | Representations in applications; warranties. | Page 46 (pdf) |
| 627.4133 | Notice of cancellation, nonrenewal, or renewal premium. | Page 47 (pdf) |
| 627.4137 | Disclosure of certain information required. | Page 51 (pdf) |
| 627.421 | Delivery of policy. | Page 52 (pdf) |
| 627.43141 | Notice of change in policy terms. | Page 53 (pdf) |
| 627.4553 | Page 54 (pdf) | |
| 627.7015 | Alternative procedure for resolution of disputed property insurance claims. | Page 54 (pdf) |
| 627.70151 | Page 55 (pdf) | |
| 627.706 | Sinkhole insurance; catastrophic ground cover collapse; definitions. | Page 56 (pdf) |
| 627.7074 | Alternative procedure for resolution of disputed sinkhole insurance claims. | Page 56 (pdf) |
| 627.711 | Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form. | Page 59 (pdf) |
| 627.7283 | Cancellation; return of premium. | Page 60 (pdf) |
| 627.736 | Required personal injury protection benefits; exclusions; priority; claims. | Page 60 (pdf) |
| 627.744 | Required preinsurance inspection of private passenger motor vehicles. | Page 64 (pdf) |
| 627.745 | Mediation of claims. | Page 66 (pdf) |
| 627.782 | Adoption of rates. | Page 68 (pdf) |
| 628.461 | Acquisition of controlling stock. | Page 68 (pdf) |
| 631.717 | Powers and duties of the association. | Page 73 (pdf) |
| 631.737 | Rescission and review generally. | Page 74 (pdf) |
| 634.406 | Financial requirements. | Page 74 (pdf) |
Citations - Constitution (0)
No Constitutional citations.
Citations - Chapter Law (0)
No Chapter Law citations.
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