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HB 1177: Deferred Presentment Transactions

GENERAL BILL by Watson, B.

Deferred Presentment Transactions; Provides maximum amount that may be charged per annum for interest, fees, or other charges in deferred presentment transaction; prohibits engaging in device or subterfuge in order to evade specified requirements; declares that deferred presentment transaction that does not comply with specified requirements is void; declares that deferred presentment transaction in which certain interest, fees, or other charges are charged is usurious.

Effective Date: 7/1/2016
Last Action: 3/11/2016 House - Died in Insurance and Banking Subcommittee
Bill Text: PDF

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  • Bill History

    Date Chamber Action
    1/7/2016 House • Filed
    1/12/2016 House • Introduced -HJ 99
    1/13/2016 House • Referred to Insurance and Banking Subcommittee; Civil Justice Subcommittee; Regulatory Affairs Committee -HJ 201
    3/11/2016 House • Died in Insurance and Banking Subcommittee

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  • HB 1177, Original Filed Version (Current Bill Version) Posted 1/7/2016 at 12:17 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 1524 Deferred Presentment Transactions Bullard Similar Last Action: 3/11/2016 S Died in Banking and Insurance
    Location: In committee/council (BI)

    Citations - Statutes (2)

    Citation Catchline Location in Bill Location In Bill Help
    560.404 Requirements for deferred presentment transactions. Page 1 (pdf)
    687.02 “Usurious contracts” defined. Page 2 (pdf)

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