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CS/SB 1052: Motor Vehicle Insurance

GENERAL BILL by Infrastructure and Security ; Lee ; (CO-INTRODUCERS) Rouson

Motor Vehicle Insurance; Repealing provisions which comprise the Florida Motor Vehicle No-Fault Law; revising the motor vehicle insurance coverages that an applicant must show to register certain vehicles with the Department of Highway Safety and Motor Vehicles; revising minimum liability coverage requirements for motor vehicle owners or operators; providing that private passenger motor vehicle policies may exclude certain identified individuals from specified coverages under certain circumstances; revising the minimum net worth requirements to qualify certain persons as self-insurers, etc. APPROPRIATION: $83,651

Effective Date: Except as otherwise expressly provided in this act and except for this section, which shall take effect upon this act becoming a law, this act shall take effect January 1, 2020
Last Action: 5/3/2019 Senate - Died in Appropriations
Bill Text: Web Page | PDF
Senate Committee References:
  1. Infrastructure and Security (IS)
  2. Banking and Insurance (BI)
  3. Appropriations (AP)

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  • Bill History

    Date Chamber Action
    2/14/2019 Senate • Filed
    2/22/2019 Senate • Referred to Infrastructure and Security; Banking and Insurance; Appropriations -SJ 113
    3/5/2019 Senate • Introduced -SJ 112
    3/7/2019 Senate • On Committee agenda-- Infrastructure and Security, 03/12/19, 4:00 pm, 110 Senate Building
    3/12/2019 Senate • CS by Infrastructure and Security; YEAS 8 NAYS 0
    3/13/2019 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
    3/14/2019 Senate • Now in Banking and Insurance
    • CS by Infrastructure and Security read 1st time -SJ 246
    3/27/2019 Senate • On Committee agenda-- Banking and Insurance, 04/01/19, 4:00 pm, 412 Knott Building
    4/1/2019 Senate • Favorable by Banking and Insurance; YEAS 5 NAYS 3 -SJ 283
    • Now in Appropriations
    5/3/2019 Senate • Indefinitely postponed and withdrawn from consideration
    • Died in Appropriations

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  • CS/SB 1052, Committee Substitute 1 (Current Bill Version) Posted 3/13/2019 at 3:57 PM

    Bill Text:   Web Page | PDF
    Analyses:   Banking and Insurance (Pre-Meeting) 3/29/2019 (pdf)
    Banking and Insurance (Post-Meeting) 4/1/2019 (pdf)

    Related Bills (4)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 733 Motor Vehicle Insurance Grall Compare Last Action: 5/3/2019 H Died in Insurance and Banking Subcommittee
    H 765 (c1) Motor Vehicle Insurance Santiago Compare Last Action: 5/3/2019 H Died in Transportation and Tourism Appropriations Subcommittee, companion bill(s) passed, see CS/CS/CS/HB 301 (Ch. 2019-108)
    S 896 Motor Vehicle Insurance Brandes Compare Last Action: 5/3/2019 S Died in Infrastructure and Security, companion bill(s) passed, see CS/CS/CS/HB 301 (Ch. 2019-108)
    S 1232 Motor Vehicles Rader Compare Last Action: 5/3/2019 S Died in Infrastructure and Security, companion bill(s) passed, see CS/CS/CS/HB 301 (Ch. 2019-108), CS/HB 1057 (Ch. 2019-92)

    Committee Votes (1)

    Date Committee Result
    4/1/2019 4:00 PM Banking and Insurance 5 Yeas - 3 Nays

    Citations - Statutes (65)

    Citation Catchline Location in Bill Location In Bill Help
    316.646 Security required; proof of security and display thereof. Page 7 (pdf)
    318.18 Amount of penalties. Page 7 (pdf)
    320.02 Registration required; application for registration; forms. Page 9 (pdf)
    320.0609 Transfer and exchange of registration license plates; transfer fee. Page 12 (pdf)
    320.27 Motor vehicle dealers. Page 12 (pdf)
    320.771 License required of recreational vehicle dealers. Page 15 (pdf)
    322.251 Notice of cancellation, suspension, revocation, or disqualification of license. Page 16 (pdf)
    322.34 Driving while license suspended, revoked, canceled, or disqualified. Page 17 (pdf)
    324.011 Purpose of chapter. Page 18 (pdf)
    324.021 Definitions; minimum insurance required. Page 18 (pdf)
    324.022 Financial responsibility for property damage. Page 22 (pdf)
    324.0221 Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. Page 25 (pdf)
    324.0222 Page 96 (pdf)
    324.023 Financial responsibility for bodily injury or death. Page 26 (pdf)
    324.031 Manner of proving financial responsibility. Page 27 (pdf)
    324.032 Manner of proving financial responsibility; for-hire passenger transportation vehicles. Page 29 (pdf)
    324.051 Reports of crashes; suspensions of licenses and registrations. Page 31 (pdf)
    324.071 Reinstatement; renewal of license; reinstatement fee. Page 32 (pdf)
    324.091 Notice to department; notice to insurer. Page 33 (pdf)
    324.151 Motor vehicle liability policies; required provisions. Page 33 (pdf)
    324.161 Proof of financial responsibility; deposit. Page 36 (pdf)
    324.171 Self-insurer. Page 37 (pdf)
    324.251 Short title. Page 39 (pdf)
    400.9905 Definitions. Page 39 (pdf)
    400.991 License requirements; background screenings; prohibitions. Page 45 (pdf)
    400.9935 Clinic responsibilities. Page 46 (pdf)
    409.901 Definitions; ss. 409.901-409.920. Page 47 (pdf)
    409.910 Responsibility for payments on behalf of Medicaid-eligible persons when other parties are liable. Page 48 (pdf)
    456.057 Ownership and control of patient records; report or copies of records to be furnished; disclosure of information. Page 49 (pdf)
    456.072 Grounds for discipline; penalties; enforcement. Page 50 (pdf)
    626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 51 (pdf)
    626.989 Investigation by department or Division of Investigative and Forensic Services; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest. Page 57 (pdf)
    627.06501 Insurance discounts for certain persons completing driver improvement course. Page 59 (pdf)
    627.0652 Insurance discounts for certain persons completing safety course. Page 59 (pdf)
    627.0653 Insurance discounts for specified motor vehicle equipment. Page 60 (pdf)
    627.4132 Stacking of coverages prohibited. Page 61 (pdf)
    627.7263 Rental and leasing driver’s insurance to be primary; exception. Page 61 (pdf)
    627.7265 Page 62 (pdf)
    627.727 Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. Page 65 (pdf)
    627.7275 Motor vehicle liability. Page 68 (pdf)
    627.7278 Page 92 (pdf)
    627.728 Cancellations; nonrenewals. Page 70 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 71 (pdf)
    627.730 Florida Motor Vehicle No-Fault Law. Page 6 (pdf)
    627.731 Purpose. Page 6 (pdf)
    627.7311 Effect of law on personal injury protection policies. Page 6 (pdf)
    627.732 Definitions. Page 6 (pdf)
    627.733 Required security. Page 6 (pdf)
    627.734 Proof of security; security requirements; penalties. Page 6 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 6 (pdf)
    627.737 Tort exemption; limitation on right to damages; punitive damages. Page 6 (pdf)
    627.739 Personal injury protection; optional limitations; deductibles. Page 6 (pdf)
    627.7401 Notification of insured’s rights. Page 6 (pdf)
    627.7403 Mandatory joinder of derivative claim. Page 6 (pdf)
    627.7405 Insurers’ right of reimbursement. Page 6 (pdf)
    627.7407 Application of the Florida Motor Vehicle No-Fault Law. Page 7 (pdf)
    627.7415 Commercial motor vehicles; additional liability insurance coverage. Page 73 (pdf)
    627.747 Page 35 (pdf)
    627.748 Transportation network companies. Page 74 (pdf)
    627.8405 Prohibited acts; financing companies. Page 77 (pdf)
    627.915 Insurer experience reporting. Page 79 (pdf)
    628.909 Applicability of other laws. Page 80 (pdf)
    705.184 Derelict or abandoned motor vehicles on the premises of public-use airports. Page 81 (pdf)
    713.78 Liens for recovering, towing, or storing vehicles and vessels. Page 84 (pdf)
    817.234 False and fraudulent insurance claims. Page 88 (pdf)

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  • SB 1052, Original Filed Version Posted 2/14/2019 at 11:55 AM

    Bill Text:   Web Page | PDF
    Analyses:   Infrastructure and Security (Pre-Meeting) 3/11/2019 (pdf)
    Infrastructure and Security (Post-Meeting) 3/13/2019 (pdf)

    Related Bills (2)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 733 Motor Vehicle Insurance Grall Compare Last Action: 5/3/2019 H Died in Insurance and Banking Subcommittee
    S 896 Motor Vehicle Insurance Brandes Compare Last Action: 5/3/2019 S Died in Infrastructure and Security, companion bill(s) passed, see CS/CS/CS/HB 301 (Ch. 2019-108)

    Committee Amendments (2)

    Amendment Sponsor Filed Last Committee Action Format
    579484 - Amendment (Delete All)
    Delete everything after the enacting clause and insert:
    Infrastructure and Security
    (Lee)
    3/11/2019
    3:46 PM
    Replaced by Committee Substitute
    3/13/2019
    Web Page
    PDF
    hierarchy 507362 - Amendment to Amendment (579484)
    Delete lines 801 - 845 and insert:
    Infrastructure and Security
    (Hutson)
    (Bean)
    3/12/2019
    1:15 PM
    Replaced by Committee Substitute
    3/13/2019
    Web Page
    PDF

    Committee Votes (1)

    Date Committee Result
    3/12/2019 4:00 PM Infrastructure and Security 8 Yeas - 0 Nays

    Citations - Statutes (62)

    Citation Catchline Location in Bill Location In Bill Help
    316.646 Security required; proof of security and display thereof. Page 6 (pdf)
    318.18 Amount of penalties. Page 7 (pdf)
    320.02 Registration required; application for registration; forms. Page 8 (pdf)
    320.0609 Transfer and exchange of registration license plates; transfer fee. Page 11 (pdf)
    320.27 Motor vehicle dealers. Page 12 (pdf)
    320.771 License required of recreational vehicle dealers. Page 15 (pdf)
    322.251 Notice of cancellation, suspension, revocation, or disqualification of license. Page 16 (pdf)
    322.34 Driving while license suspended, revoked, canceled, or disqualified. Page 17 (pdf)
    324.011 Purpose of chapter. Page 17 (pdf)
    324.021 Definitions; minimum insurance required. Page 18 (pdf)
    324.022 Financial responsibility for property damage. Page 21 (pdf)
    324.0221 Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. Page 24 (pdf)
    324.023 Financial responsibility for bodily injury or death. Page 26 (pdf)
    324.031 Manner of proving financial responsibility. Page 27 (pdf)
    324.032 Manner of proving financial responsibility; for-hire passenger transportation vehicles. Page 29 (pdf)
    324.051 Reports of crashes; suspensions of licenses and registrations. Page 31 (pdf)
    324.071 Reinstatement; renewal of license; reinstatement fee. Page 32 (pdf)
    324.091 Notice to department; notice to insurer. Page 32 (pdf)
    324.151 Motor vehicle liability policies; required provisions. Page 33 (pdf)
    324.161 Proof of financial responsibility; deposit. Page 35 (pdf)
    324.171 Self-insurer. Page 36 (pdf)
    324.251 Short title. Page 37 (pdf)
    400.9905 Definitions. Page 38 (pdf)
    400.991 License requirements; background screenings; prohibitions. Page 44 (pdf)
    400.9935 Clinic responsibilities. Page 45 (pdf)
    409.901 Definitions; ss. 409.901-409.920. Page 46 (pdf)
    409.910 Responsibility for payments on behalf of Medicaid-eligible persons when other parties are liable. Page 47 (pdf)
    456.057 Ownership and control of patient records; report or copies of records to be furnished; disclosure of information. Page 48 (pdf)
    456.072 Grounds for discipline; penalties; enforcement. Page 49 (pdf)
    626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 50 (pdf)
    626.989 Investigation by department or Division of Investigative and Forensic Services; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest. Page 56 (pdf)
    627.06501 Insurance discounts for certain persons completing driver improvement course. Page 58 (pdf)
    627.0652 Insurance discounts for certain persons completing safety course. Page 58 (pdf)
    627.0653 Insurance discounts for specified motor vehicle equipment. Page 59 (pdf)
    627.4132 Stacking of coverages prohibited. Page 59 (pdf)
    627.7263 Rental and leasing driver’s insurance to be primary; exception. Page 60 (pdf)
    627.7265 Page 61 (pdf)
    627.727 Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. Page 64 (pdf)
    627.7275 Motor vehicle liability. Page 67 (pdf)
    627.728 Cancellations; nonrenewals. Page 69 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 70 (pdf)
    627.730 Florida Motor Vehicle No-Fault Law. Page 6 (pdf)
    627.731 Purpose. Page 6 (pdf)
    627.7311 Effect of law on personal injury protection policies. Page 6 (pdf)
    627.732 Definitions. Page 6 (pdf)
    627.733 Required security. Page 6 (pdf)
    627.734 Proof of security; security requirements; penalties. Page 6 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 6 (pdf)
    627.737 Tort exemption; limitation on right to damages; punitive damages. Page 6 (pdf)
    627.739 Personal injury protection; optional limitations; deductibles. Page 6 (pdf)
    627.7401 Notification of insured’s rights. Page 6 (pdf)
    627.7403 Mandatory joinder of derivative claim. Page 6 (pdf)
    627.7405 Insurers’ right of reimbursement. Page 6 (pdf)
    627.7407 Application of the Florida Motor Vehicle No-Fault Law. Page 6 (pdf)
    627.7415 Commercial motor vehicles; additional liability insurance coverage. Page 72 (pdf)
    627.748 Transportation network companies. Page 73 (pdf)
    627.8405 Prohibited acts; financing companies. Page 76 (pdf)
    627.915 Insurer experience reporting. Page 77 (pdf)
    628.909 Applicability of other laws. Page 79 (pdf)
    705.184 Derelict or abandoned motor vehicles on the premises of public-use airports. Page 80 (pdf)
    713.78 Liens for recovering, towing, or storing vehicles and vessels. Page 83 (pdf)
    817.234 False and fraudulent insurance claims. Page 87 (pdf)

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