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CS/CS/HB 719: Motor Vehicle Insurance

GENERAL BILL by Judiciary Committee ; Civil Justice and Property Rights Subcommittee ; Grall

Motor Vehicle Insurance; Repeals provisions relating Florida Motor Vehicle No-Fault Law; revises garage liability insurance requirements, minimum coverage requirements for proof of financial responsibility for motor vehicles, excess liability coverage requirements, financial responsibility requirements for owners or lessees of for-hire passenger transportation vehicles, coverages of motor vehicle policy which are subject to stacking prohibition, & insurance requirements for transportation network companies drivers. APPROPRIATION: $83,651

Effective Date: 1/1/2022
 Last Action: 4/23/2021 House - Laid on Table; companion bill(s) passed, see CS/SB 420 (Ch. 2021-96)
Bill Text: PDF

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  • Bill History

    Date Chamber Action
    2/3/2021 House • Filed
    2/18/2021 House • Referred to Civil Justice & Property Rights Subcommittee
    • Referred to Insurance & Banking Subcommittee
    • Referred to Judiciary Committee
    • Now in Civil Justice & Property Rights Subcommittee
    3/2/2021 House • 1st Reading (Original Filed Version)
    3/8/2021 House • Added to Civil Justice & Property Rights Subcommittee agenda
    3/10/2021 House • Favorable with CS by Civil Justice & Property Rights Subcommittee
    3/11/2021 House • Reported out of Civil Justice & Property Rights Subcommittee
    • Laid on Table under Rule 7.18(a)
    • CS Filed
    • 1st Reading (Committee Substitute 1)
    4/12/2021 House • Original reference removed: Insurance & Banking Subcommittee
    • Referred to Judiciary Committee
    • Now in Judiciary Committee
    4/18/2021 House • Added to Judiciary Committee agenda
    4/19/2021 House • Favorable with CS by Judiciary Committee
    4/20/2021 House • Reported out of Judiciary Committee
    • Laid on Table under Rule 7.18(a)
    • CS Filed
    • Bill referred to House Calendar
    • Bill added to Special Order Calendar (4/23/2021)
    • 1st Reading (Committee Substitute 2)
    4/23/2021 House • Substituted CS/CS/SB 54 (Vetoed by Governor)
    • Laid on Table; companion bill(s) passed, see CS/SB 420 (Ch. 2021-96)

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  • CS/CS/HB 719, Committee Substitute 2 (Current Bill Version) Posted 4/20/2021 at 12:31 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 54 (er) Motor Vehicle Insurance Burgess Similar Last Action: 3/15/2022 S Veto Message transmitted to Secretary of State Track This Bill
    H 273 (c2) Motor Vehicle Insurance Coverage Exclusions Plakon Compare Last Action: 4/26/2021 H Laid on Table; companion bill(s) passed, see CS/SB 420 (Ch. 2021-96) Track This Bill
    S 420 (er) Motor Vehicle Insurance Coverage Exclusions Hooper Compare Last Action: 6/17/2021 Chapter No. 2021-96 Track This Bill

    Citations - Statutes (71)

    Citation Catchline Location in Bill Location In Bill Help
    316.646 Security required; proof of security and display thereof. Page 12 (pdf)
    318.18 Amount of penalties. Page 12 (pdf)
    320.02 Registration required; application for registration; forms. Page 14 (pdf)
    320.0609 Transfer and exchange of registration license plates; transfer fee. Page 18 (pdf)
    320.27 Motor vehicle dealers. Page 18 (pdf)
    320.771 License required of recreational vehicle dealers. Page 22 (pdf)
    322.251 Notice of cancellation, suspension, revocation, or disqualification of license. Page 23 (pdf)
    322.34 Driving while license suspended, revoked, canceled, or disqualified. Page 24 (pdf)
    324.011 Purpose of chapter. Page 25 (pdf)
    324.021 Definitions; minimum insurance required. Page 26 (pdf)
    324.022 Financial responsibility for property damage. Page 31 (pdf)
    324.0221 Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. Page 35 (pdf)
    324.0222 Page 37 (pdf)
    324.023 Financial responsibility for bodily injury or death. Page 37 (pdf)
    324.031 Manner of proving financial responsibility. Page 38 (pdf)
    324.032 Manner of proving financial responsibility; for-hire passenger transportation vehicles. Page 40 (pdf)
    324.051 Reports of crashes; suspensions of licenses and registrations. Page 43 (pdf)
    324.071 Reinstatement; renewal of license; reinstatement fee. Page 45 (pdf)
    324.091 Notice to department; notice to insurer. Page 46 (pdf)
    324.151 Motor vehicle liability policies; required provisions. Page 47 (pdf)
    324.161 Proof of financial responsibility; deposit. Page 50 (pdf)
    324.171 Self-insurer. Page 51 (pdf)
    324.251 Short title. Page 53 (pdf)
    400.9905 Definitions. Page 53 (pdf)
    400.991 License requirements; background screenings; prohibitions. Page 63 (pdf)
    400.9935 Clinic responsibilities. Page 64 (pdf)
    409.901 Definitions; ss. 409.901-409.920. Page 65 (pdf)
    409.910 Responsibility for payments on behalf of Medicaid-eligible persons when other parties are liable. Page 66 (pdf)
    456.057 Ownership and control of patient records; report or copies of records to be furnished; disclosure of information. Page 68 (pdf)
    456.072 Grounds for discipline; penalties; enforcement. Page 68 (pdf)
    624.155 Civil remedy. Page 69 (pdf)
    624.156 Page 71 (pdf)
    626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 84 (pdf)
    626.989 Investigation by department or Division of Investigative and Forensic Services; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest. Page 92 (pdf)
    627.06501 Insurance discounts for certain persons completing driver improvement course. Page 94 (pdf)
    627.0651 Making and use of rates for motor vehicle insurance. Page 94 (pdf)
    627.0652 Insurance discounts for certain persons completing safety course. Page 95 (pdf)
    627.0653 Insurance discounts for specified motor vehicle equipment. Page 95 (pdf)
    627.4132 Stacking of coverages prohibited. Page 96 (pdf)
    627.4137 Disclosure of certain information required. Page 97 (pdf)
    627.7263 Rental and leasing driver’s insurance to be primary; exception. Page 98 (pdf)
    627.7265 Page 99 (pdf)
    627.727 Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. Page 103 (pdf)
    627.7275 Motor vehicle liability. Page 107 (pdf)
    627.7278 Page 109 (pdf)
    627.728 Cancellations; nonrenewals. Page 114 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 115 (pdf)
    627.730 Florida Motor Vehicle No-Fault Law. Page 11 (pdf)
    627.731 Purpose. Page 11 (pdf)
    627.7311 Effect of law on personal injury protection policies. Page 11 (pdf)
    627.732 Definitions. Page 11 (pdf)
    627.733 Required security. Page 11 (pdf)
    627.734 Proof of security; security requirements; penalties. Page 11 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 11 (pdf)
    627.737 Tort exemption; limitation on right to damages; punitive damages. Page 11 (pdf)
    627.739 Personal injury protection; optional limitations; deductibles. Page 11 (pdf)
    627.7401 Notification of insured’s rights. Page 11 (pdf)
    627.7403 Mandatory joinder of derivative claim. Page 11 (pdf)
    627.7405 Insurers’ right of reimbursement. Page 11 (pdf)
    627.7407 Application of the Florida Motor Vehicle No-Fault Law. Page 11 (pdf)
    627.7415 Commercial motor vehicles; additional liability insurance coverage. Page 118 (pdf)
    627.747 Page 119 (pdf)
    627.748 Transportation network companies. Page 120 (pdf)
    627.749 Autonomous vehicles; insurance requirements. Page 125 (pdf)
    627.8405 Prohibited acts; financing companies. Page 126 (pdf)
    627.915 Insurer experience reporting. Page 127 (pdf)
    628.909 Applicability of other laws. Page 128 (pdf)
    705.184 Derelict or abandoned motor vehicles on the premises of public-use airports. Page 130 (pdf)
    713.78 Liens for recovering, towing, or storing vehicles and vessels. Page 134 (pdf)
    768.852 Page 139 (pdf)
    817.234 False and fraudulent insurance claims. Page 140 (pdf)

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  • CS/HB 719, Committee Substitute 1 Posted 3/11/2021 at 9:32 AM

    Bill Text:   PDF
    Analyses:   Judiciary Committee (Post-Meeting) 7/22/2021 (pdf)

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 273 (c1) Motor Vehicle Insurance Coverage Exclusions Plakon Compare Last Action: 4/26/2021 H Laid on Table; companion bill(s) passed, see CS/SB 420 (Ch. 2021-96) Track This Bill
    S 54 (e1) Motor Vehicle Insurance Burgess Compare Last Action: 3/15/2022 S Veto Message transmitted to Secretary of State Track This Bill
    S 420 (c1) Motor Vehicle Insurance Coverage Exclusions Hooper Compare Last Action: 6/17/2021 Chapter No. 2021-96 Track This Bill

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    208297 - Strike All Amendment
    Remove everything after the enacting clause and insert:     		Grall 4/19/2021
    9:41 AM     		Adopted
    4/19/2021     		PDF

    Citations - Statutes (67)

    Citation Catchline Location in Bill Location In Bill Help
    316.646 Security required; proof of security and display thereof. Page 9 (pdf)
    318.18 Amount of penalties. Page 9 (pdf)
    320.02 Registration required; application for registration; forms. Page 11 (pdf)
    320.0609 Transfer and exchange of registration license plates; transfer fee. Page 14 (pdf)
    320.27 Motor vehicle dealers. Page 15 (pdf)
    320.771 License required of recreational vehicle dealers. Page 19 (pdf)
    322.251 Notice of cancellation, suspension, revocation, or disqualification of license. Page 20 (pdf)
    322.34 Driving while license suspended, revoked, canceled, or disqualified. Page 21 (pdf)
    324.011 Purpose of chapter. Page 22 (pdf)
    324.021 Definitions; minimum insurance required. Page 22 (pdf)
    324.022 Financial responsibility for property damage. Page 28 (pdf)
    324.0221 Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. Page 32 (pdf)
    324.0222 Page 34 (pdf)
    324.023 Financial responsibility for bodily injury or death. Page 34 (pdf)
    324.031 Manner of proving financial responsibility. Page 35 (pdf)
    324.032 Manner of proving financial responsibility; for-hire passenger transportation vehicles. Page 37 (pdf)
    324.051 Reports of crashes; suspensions of licenses and registrations. Page 40 (pdf)
    324.071 Reinstatement; renewal of license; reinstatement fee. Page 41 (pdf)
    324.091 Notice to department; notice to insurer. Page 42 (pdf)
    324.151 Motor vehicle liability policies; required provisions. Page 42 (pdf)
    324.161 Proof of financial responsibility; deposit. Page 46 (pdf)
    324.171 Self-insurer. Page 47 (pdf)
    324.251 Short title. Page 48 (pdf)
    400.9905 Definitions. Page 49 (pdf)
    400.991 License requirements; background screenings; prohibitions. Page 59 (pdf)
    400.9935 Clinic responsibilities. Page 60 (pdf)
    409.901 Definitions; ss. 409.901-409.920. Page 61 (pdf)
    409.910 Responsibility for payments on behalf of Medicaid-eligible persons when other parties are liable. Page 62 (pdf)
    456.057 Ownership and control of patient records; report or copies of records to be furnished; disclosure of information. Page 63 (pdf)
    456.072 Grounds for discipline; penalties; enforcement. Page 64 (pdf)
    626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 65 (pdf)
    626.989 Investigation by department or Division of Investigative and Forensic Services; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest. Page 73 (pdf)
    627.06501 Insurance discounts for certain persons completing driver improvement course. Page 74 (pdf)
    627.0651 Making and use of rates for motor vehicle insurance. Page 75 (pdf)
    627.0652 Insurance discounts for certain persons completing safety course. Page 75 (pdf)
    627.0653 Insurance discounts for specified motor vehicle equipment. Page 76 (pdf)
    627.4132 Stacking of coverages prohibited. Page 77 (pdf)
    627.7263 Rental and leasing driver’s insurance to be primary; exception. Page 78 (pdf)
    627.7265 Page 79 (pdf)
    627.727 Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. Page 83 (pdf)
    627.7275 Motor vehicle liability. Page 86 (pdf)
    627.7278 Page 88 (pdf)
    627.728 Cancellations; nonrenewals. Page 93 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 94 (pdf)
    627.730 Florida Motor Vehicle No-Fault Law. Page 8 (pdf)
    627.731 Purpose. Page 8 (pdf)
    627.7311 Effect of law on personal injury protection policies. Page 8 (pdf)
    627.732 Definitions. Page 8 (pdf)
    627.733 Required security. Page 8 (pdf)
    627.734 Proof of security; security requirements; penalties. Page 8 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 8 (pdf)
    627.737 Tort exemption; limitation on right to damages; punitive damages. Page 8 (pdf)
    627.739 Personal injury protection; optional limitations; deductibles. Page 8 (pdf)
    627.7401 Notification of insured’s rights. Page 8 (pdf)
    627.7403 Mandatory joinder of derivative claim. Page 8 (pdf)
    627.7405 Insurers’ right of reimbursement. Page 8 (pdf)
    627.7407 Application of the Florida Motor Vehicle No-Fault Law. Page 8 (pdf)
    627.7415 Commercial motor vehicles; additional liability insurance coverage. Page 97 (pdf)
    627.747 Page 98 (pdf)
    627.748 Transportation network companies. Page 99 (pdf)
    627.749 Autonomous vehicles; insurance requirements. Page 103 (pdf)
    627.8405 Prohibited acts; financing companies. Page 104 (pdf)
    627.915 Insurer experience reporting. Page 105 (pdf)
    628.909 Applicability of other laws. Page 106 (pdf)
    705.184 Derelict or abandoned motor vehicles on the premises of public-use airports. Page 107 (pdf)
    713.78 Liens for recovering, towing, or storing vehicles and vessels. Page 112 (pdf)
    817.234 False and fraudulent insurance claims. Page 117 (pdf)

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  • HB 719, Original Filed Version Posted 2/3/2021 at 10:22 AM

    Bill Text:   PDF
    Analyses:   Civil Justice and Property Rights Subcommittee (Post-Meeting) 7/22/2021 (pdf)

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 273 (c1) Motor Vehicle Insurance Coverage Exclusions Plakon Compare Last Action: 4/26/2021 H Laid on Table; companion bill(s) passed, see CS/SB 420 (Ch. 2021-96) Track This Bill
    S 54 (c2) Motor Vehicle Insurance Burgess Compare Last Action: 3/15/2022 S Veto Message transmitted to Secretary of State Track This Bill
    S 420 (c1) Motor Vehicle Insurance Coverage Exclusions Hooper Compare Last Action: 6/17/2021 Chapter No. 2021-96 Track This Bill

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    264931 - Amendment
    Remove lines 1973-1974 and insert:     		Grall
    (Grall)     		3/9/2021
    3:55 PM     		Adopted without Objection
    3/10/2021     		PDF

    Citations - Statutes (67)

    Citation Catchline Location in Bill Location In Bill Help
    316.646 Security required; proof of security and display thereof. Page 9 (pdf)
    318.18 Amount of penalties. Page 9 (pdf)
    320.02 Registration required; application for registration; forms. Page 11 (pdf)
    320.0609 Transfer and exchange of registration license plates; transfer fee. Page 14 (pdf)
    320.27 Motor vehicle dealers. Page 15 (pdf)
    320.771 License required of recreational vehicle dealers. Page 19 (pdf)
    322.251 Notice of cancellation, suspension, revocation, or disqualification of license. Page 20 (pdf)
    322.34 Driving while license suspended, revoked, canceled, or disqualified. Page 21 (pdf)
    324.011 Purpose of chapter. Page 22 (pdf)
    324.021 Definitions; minimum insurance required. Page 22 (pdf)
    324.022 Financial responsibility for property damage. Page 28 (pdf)
    324.0221 Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. Page 32 (pdf)
    324.0222 Page 34 (pdf)
    324.023 Financial responsibility for bodily injury or death. Page 34 (pdf)
    324.031 Manner of proving financial responsibility. Page 35 (pdf)
    324.032 Manner of proving financial responsibility; for-hire passenger transportation vehicles. Page 37 (pdf)
    324.051 Reports of crashes; suspensions of licenses and registrations. Page 40 (pdf)
    324.071 Reinstatement; renewal of license; reinstatement fee. Page 41 (pdf)
    324.091 Notice to department; notice to insurer. Page 42 (pdf)
    324.151 Motor vehicle liability policies; required provisions. Page 42 (pdf)
    324.161 Proof of financial responsibility; deposit. Page 46 (pdf)
    324.171 Self-insurer. Page 47 (pdf)
    324.251 Short title. Page 48 (pdf)
    400.9905 Definitions. Page 49 (pdf)
    400.991 License requirements; background screenings; prohibitions. Page 59 (pdf)
    400.9935 Clinic responsibilities. Page 60 (pdf)
    409.901 Definitions; ss. 409.901-409.920. Page 61 (pdf)
    409.910 Responsibility for payments on behalf of Medicaid-eligible persons when other parties are liable. Page 62 (pdf)
    456.057 Ownership and control of patient records; report or copies of records to be furnished; disclosure of information. Page 63 (pdf)
    456.072 Grounds for discipline; penalties; enforcement. Page 64 (pdf)
    626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 65 (pdf)
    626.989 Investigation by department or Division of Investigative and Forensic Services; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest. Page 73 (pdf)
    627.06501 Insurance discounts for certain persons completing driver improvement course. Page 74 (pdf)
    627.0651 Making and use of rates for motor vehicle insurance. Page 75 (pdf)
    627.0652 Insurance discounts for certain persons completing safety course. Page 75 (pdf)
    627.0653 Insurance discounts for specified motor vehicle equipment. Page 76 (pdf)
    627.4132 Stacking of coverages prohibited. Page 77 (pdf)
    627.7263 Rental and leasing driver’s insurance to be primary; exception. Page 78 (pdf)
    627.7265 Page 79 (pdf)
    627.727 Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. Page 83 (pdf)
    627.7275 Motor vehicle liability. Page 86 (pdf)
    627.7278 Page 88 (pdf)
    627.728 Cancellations; nonrenewals. Page 93 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 94 (pdf)
    627.730 Florida Motor Vehicle No-Fault Law. Page 8 (pdf)
    627.731 Purpose. Page 8 (pdf)
    627.7311 Effect of law on personal injury protection policies. Page 8 (pdf)
    627.732 Definitions. Page 8 (pdf)
    627.733 Required security. Page 8 (pdf)
    627.734 Proof of security; security requirements; penalties. Page 8 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 8 (pdf)
    627.737 Tort exemption; limitation on right to damages; punitive damages. Page 8 (pdf)
    627.739 Personal injury protection; optional limitations; deductibles. Page 8 (pdf)
    627.7401 Notification of insured’s rights. Page 8 (pdf)
    627.7403 Mandatory joinder of derivative claim. Page 8 (pdf)
    627.7405 Insurers’ right of reimbursement. Page 8 (pdf)
    627.7407 Application of the Florida Motor Vehicle No-Fault Law. Page 8 (pdf)
    627.7415 Commercial motor vehicles; additional liability insurance coverage. Page 97 (pdf)
    627.747 Page 98 (pdf)
    627.748 Transportation network companies. Page 99 (pdf)
    627.749 Autonomous vehicles; insurance requirements. Page 103 (pdf)
    627.8405 Prohibited acts; financing companies. Page 104 (pdf)
    627.915 Insurer experience reporting. Page 105 (pdf)
    628.909 Applicability of other laws. Page 106 (pdf)
    705.184 Derelict or abandoned motor vehicles on the premises of public-use airports. Page 107 (pdf)
    713.78 Liens for recovering, towing, or storing vehicles and vessels. Page 112 (pdf)
    817.234 False and fraudulent insurance claims. Page 117 (pdf)

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