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CS/CS/HB 815: Insurance

GENERAL BILL by Commerce Committee ; Insurance and Banking Subcommittee ; Gregory

Insurance; Authorizes association, trust, or pool created for purpose of forming risk management mechanism or providing self-insurance for public entity to establish quorum & conduct public business through communications media technology; revises qualification for licensure as customer representative; revises factors for determining whether insurance rate filing is excessive, inadequate, or unfairly discriminatory; revises required claims history in loss run statements; limits loss run statement requests with respect to group health insurance policies to group policyholders; authorizes insurers to file certain insurance rating plans based on certain windstorm mitigation construction standards; provides exemption from diligent effort requirement for agents exporting contracts or endorsements providing flood coverage.

Effective Date: 7/1/2021
 Last Action: 4/30/2021 House - Died on Second Reading Calendar; companion bill(s) passed, see CS/CS/CS/HB 1209 (Ch. 2021-113)
Bill Text: PDF

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  • Bill History

    Date Chamber Action
    2/5/2021 House • Filed
    2/22/2021 House • Referred to Insurance & Banking Subcommittee
    • Referred to State Administration & Technology Appropriations Subcommittee
    • Referred to Commerce Committee
    • Now in Insurance & Banking Subcommittee
    3/2/2021 House • 1st Reading (Original Filed Version)
    3/8/2021 House • Added to Insurance & Banking Subcommittee agenda
    3/10/2021 House • Favorable with CS by Insurance & Banking Subcommittee
    3/11/2021 House • Reported out of Insurance & Banking Subcommittee
    • Laid on Table under Rule 7.18(a)
    • CS Filed
    3/12/2021 House • 1st Reading (Committee Substitute 1)
    3/15/2021 House • Referred to State Administration & Technology Appropriations Subcommittee
    • Referred to Commerce Committee
    • Now in State Administration & Technology Appropriations Subcommittee
    3/23/2021 House • Added to State Administration & Technology Appropriations Subcommittee agenda
    3/25/2021 House • Favorable by State Administration & Technology Appropriations Subcommittee
    • Reported out of State Administration & Technology Appropriations Subcommittee
    • Now in Commerce Committee
    4/18/2021 House • Added to Commerce Committee agenda
    • Added to Commerce Committee agenda
    4/19/2021 House • Favorable with CS by Commerce Committee
    4/20/2021 House • Reported out of Commerce Committee
    • Laid on Table under Rule 7.18(a)
    • CS Filed
    • 1st Reading (Committee Substitute 2)
    4/22/2021 House • Bill referred to House Calendar
    • Added to Second Reading Calendar
    4/30/2021 House • Died on Second Reading Calendar; companion bill(s) passed, see CS/CS/CS/HB 1209 (Ch. 2021-113)

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  • CS/CS/HB 815, Committee Substitute 2 (Current Bill Version) Posted 4/20/2021 at 3:02 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 742 (c1) Insurance Perry Similar Last Action: 4/30/2021 S Died in Appropriations, companion bill(s) passed, see CS/CS/CS/HB 1209 (Ch. 2021-113) Track This Bill
    H 1209 (er) Department of Financial Services Fetterhoff Compare Last Action: 6/17/2021 Chapter No. 2021-113; companion bill(s) passed, see CS/HB 823 (Ch. 2021-110), CS/SB 286 (Ch. 2021-123) Track This Bill
    S 1408 (c1) Department of Financial Services Burgess Compare Last Action: 4/26/2021 S Laid on Table, companion bill(s) passed, see CS/HB 823 (Ch. 2021-110), CS/CS/CS/HB 1209 (Ch. 2021-113) -SJ 694 Track This Bill

    Citations - Statutes (20)

    Citation Catchline Location in Bill Location In Bill Help
    215.555 Florida Hurricane Catastrophe Fund. Page 4 (pdf)
    624.423 Serving process. Page 6 (pdf)
    624.46227 Page 6 (pdf)
    626.7351 Qualifications for customer representative’s license. Page 7 (pdf)
    626.856 “Company employee adjuster” defined. Page 8 (pdf)
    626.9202 Loss run statements for all lines of insurance. Page 8 (pdf)
    627.062 Rate standards. Page 10 (pdf)
    627.0629 Residential property insurance; rate filings. Page 13 (pdf)
    627.072 Making and use of rates. Page 14 (pdf)
    627.351 Insurance risk apportionment plans. Page 15 (pdf)
    627.421 Delivery of policy. Page 20 (pdf)
    627.444 Loss run statements for all lines of insurance. Page 20 (pdf)
    627.6647 Release of claims experience. Page 22 (pdf)
    627.715 Flood insurance. Page 22 (pdf)
    627.7152 Assignment agreements. Page 23 (pdf)
    627.7153 Policies restricting assignment of post-loss benefits under a property insurance policy. Page 27 (pdf)
    627.7276 Notice of limited coverage. Page 24 (pdf)
    634.171 Salesperson to be licensed and appointed. Page 25 (pdf)
    634.317 License and appointment required. Page 26 (pdf)
    634.419 License and appointment required. Page 27 (pdf)

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  • CS/HB 815, Committee Substitute 1 Posted 3/11/2021 at 5:43 PM

    Bill Text:   PDF
    Analyses:   State Administration and Technology Appropriations Subcommittee (Post-Meeting) 3/25/2021 (pdf)
    Commerce Committee (Post-Meeting) 4/20/2021 (pdf)

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 742 (c1) Insurance Perry Similar Last Action: 4/30/2021 S Died in Appropriations, companion bill(s) passed, see CS/CS/CS/HB 1209 (Ch. 2021-113) Track This Bill
    H 1209 (c3) Department of Financial Services Fetterhoff Compare Last Action: 6/17/2021 Chapter No. 2021-113; companion bill(s) passed, see CS/HB 823 (Ch. 2021-110), CS/SB 286 (Ch. 2021-123) Track This Bill
    S 1408 (c1) Department of Financial Services Burgess Compare Last Action: 4/26/2021 S Laid on Table, companion bill(s) passed, see CS/HB 823 (Ch. 2021-110), CS/CS/CS/HB 1209 (Ch. 2021-113) -SJ 694 Track This Bill

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    908621 - Amendment
    Remove lines 323-577 and insert:     		Gregory 4/18/2021
    6:13 PM     		Adopted without Objection
    4/19/2021     		PDF

    Citations - Statutes (21)

    Citation Catchline Location in Bill Location In Bill Help
    215.555 Florida Hurricane Catastrophe Fund. Page 4 (pdf)
    624.423 Serving process. Page 6 (pdf)
    624.46227 Page 6 (pdf)
    626.7351 Qualifications for customer representative’s license. Page 7 (pdf)
    626.856 “Company employee adjuster” defined. Page 8 (pdf)
    626.9202 Loss run statements for all lines of insurance. Page 8 (pdf)
    627.062 Rate standards. Page 10 (pdf)
    627.0629 Residential property insurance; rate filings. Page 13 (pdf)
    627.072 Making and use of rates. Page 14 (pdf)
    627.351 Insurance risk apportionment plans. Page 15 (pdf)
    627.421 Delivery of policy. Page 20 (pdf)
    627.444 Loss run statements for all lines of insurance. Page 21 (pdf)
    627.6647 Release of claims experience. Page 22 (pdf)
    627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 22 (pdf)
    627.715 Flood insurance. Page 24 (pdf)
    627.7152 Assignment agreements. Page 24 (pdf)
    627.7153 Policies restricting assignment of post-loss benefits under a property insurance policy. Page 29 (pdf)
    627.7276 Notice of limited coverage. Page 26 (pdf)
    634.171 Salesperson to be licensed and appointed. Page 27 (pdf)
    634.317 License and appointment required. Page 28 (pdf)
    634.419 License and appointment required. Page 28 (pdf)

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  • HB 815, Original Filed Version Posted 2/5/2021 at 4:55 PM

    Bill Text:   PDF
    Analyses:   Insurance and Banking Subcommittee (Post-Meeting) 3/11/2021 (pdf)

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 742 Insurance Perry Identical Last Action: 4/30/2021 S Died in Appropriations, companion bill(s) passed, see CS/CS/CS/HB 1209 (Ch. 2021-113) Track This Bill
    H 1209 Department of Financial Services Fetterhoff Compare Last Action: 6/17/2021 Chapter No. 2021-113; companion bill(s) passed, see CS/HB 823 (Ch. 2021-110), CS/SB 286 (Ch. 2021-123) Track This Bill
    S 1408 (c1) Department of Financial Services Burgess Compare Last Action: 4/26/2021 S Laid on Table, companion bill(s) passed, see CS/HB 823 (Ch. 2021-110), CS/CS/CS/HB 1209 (Ch. 2021-113) -SJ 694 Track This Bill

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    566995 - Amendment
    Remove lines 133-554 and insert:     		Gregory 3/9/2021
    5:45 PM     		Adopted without Objection
    3/10/2021     		PDF

    Citations - Statutes (17)

    Citation Catchline Location in Bill Location In Bill Help
    215.555 Florida Hurricane Catastrophe Fund. Page 3 (pdf)
    624.423 Serving process. Page 5 (pdf)
    626.856 “Company employee adjuster” defined. Page 6 (pdf)
    626.9202 Loss run statements for all lines of insurance. Page 6 (pdf)
    627.062 Rate standards. Page 8 (pdf)
    627.0629 Residential property insurance; rate filings. Page 9 (pdf)
    627.072 Making and use of rates. Page 10 (pdf)
    627.351 Insurance risk apportionment plans. Page 11 (pdf)
    627.444 Loss run statements for all lines of insurance. Page 17 (pdf)
    627.6647 Release of claims experience. Page 18 (pdf)
    627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 18 (pdf)
    627.715 Flood insurance. Page 21 (pdf)
    627.7152 Assignment agreements. Page 22 (pdf)
    627.7153 Policies restricting assignment of post-loss benefits under a property insurance policy. Page 25 (pdf)
    634.171 Salesperson to be licensed and appointed. Page 23 (pdf)
    634.317 License and appointment required. Page 24 (pdf)
    634.419 License and appointment required. Page 24 (pdf)

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