House Bill 1A (2022A) - The Florida Senate

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HB 1-A: Property Insurance

GENERAL BILL by Leek ; Rommel ; (CO-INTRODUCERS) Fabricio ; Plakon ; Rizo

Property Insurance; Creates Florida Optional Reinsurance Assistance program (FORA); authorizes eligible insurers to purchase reinsurance coverage under FORA; requires board to provide specified coverage layers; specifies requirements & procedures for appropriation of funds from General Revenue Fund to provide reimbursements under FORA; removes right to attorney fees for judgments or decrees against surplus lines insurers in suits arising under residential or commercial property insurance policies; revises eligibility requirements for renewing coverage with Citizens Property Insurance Corporation for personal lines residential & commercial lines residential risks; specifies burden of proof for corporation policyholders making claims for water damage; specifies conditions that must be met for property insurance policy to require mandatory binding arbitration; removes right to attorney fees payable by insurers in alternative procedure for resolution of disputed sinkhole insurance claims; prohibits policyholders from assigning post-loss insurance benefits under residential or commercial property insurance policies; provides appropriation. APPROPRIATION: $1,757,982

Effective Date: upon becoming a law
Last Action: 12/14/2022 House - Laid on Table; companion bill(s) passed, see SB 2-A (Ch. 2022-271)
Bill Text: PDF

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Bill History

Date	Chamber	Action
12/9/2022	House	• Filed • Referred to Commerce Committee • Referred to Appropriations Committee • Now in Commerce Committee
12/12/2022	House	• Added to Commerce Committee agenda • Added to Appropriations Committee agenda • 1st Reading (Original Filed Version)
12/13/2022	House	• Favorable by Commerce Committee • Reported out of Commerce Committee • Now in Appropriations Committee • Favorable by Appropriations Committee • Reported out of Appropriations Committee • Bill released to House Calendar • Added to Second Reading Calendar
12/14/2022	House	• Laid on Table; companion bill(s) passed, see SB 2-A (Ch. 2022-271)

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HB 1-A, Original Filed Version (Current Bill Version) Posted 12/9/2022 at 5:53 PM

Bill Text:	PDF

Analyses:	None

Related Bills (1)

Bill Number	Subject	Filed By	Relationship	Last Action and Location	Track Bills
S 2A (er)	Property Insurance	Boyd	Identical	Last Action: 12/16/2022 Chapter No. 2022-271

Committee Amendments (12)

Amendment	Sponsor	Filed	Last Committee Action	Format
592963 - Amendment Remove lines 434-450 and insert:	Joseph	12/13/2022 7:14 AM	Failed to Adopt 12/13/2022	PDF
822549 - Amendment Remove lines 451-455 and insert:	Joseph	12/13/2022 8:25 AM	Failed to Adopt 12/13/2022	PDF
857397 - Amendment Remove lines 455-530 and insert:	Cassel	12/13/2022 8:03 AM	Failed to Adopt 12/13/2022	PDF
083387 - Amendment Remove lines 596-605 and insert:	Joseph	12/13/2022 8:27 AM	Failed to Adopt 12/13/2022	PDF
906433 - Amendment Between lines 605 and 606, insert:	Joseph	12/13/2022 8:29 AM	Failed to Adopt 12/13/2022	PDF
501581 - Amendment Between lines 616 and 617, insert:	Nixon	12/13/2022 8:09 AM	Failed to Adopt 12/13/2022	PDF
826607 - Amendment Remove lines 2424-2696 and insert:	Rayner	12/12/2022 7:41 PM	Failed to Adopt 12/13/2022	PDF
369337 - Amendment Remove lines 2433-2448 and insert:	Joseph	12/13/2022 7:17 AM	Failed to Adopt 12/13/2022	PDF
314735 - Amendment Remove lines 2606-2652 and insert:	Cassel	12/13/2022 8:41 AM	Failed to Adopt 12/13/2022	PDF
866725 - Amendment Remove lines 3019-3054 and insert:	Cassel	12/13/2022 8:20 AM	Failed to Adopt 12/13/2022	PDF
485599 - Amendment Remove lines 3037-3039 and insert:	Joseph	12/13/2022 8:30 AM	Withdrawn 12/13/2022	PDF
369587 - Amendment Between lines 3054 and 3055, insert:	Driskell	12/13/2022 1:04 PM	Failed to Adopt 12/13/2022	PDF

Citations - Statutes (23)

Citation	Catchline	Location in Bill Location In Bill Help
215.5552		Page 7 (pdf)
624.1551		Page 18 (pdf)
624.3161	Market conduct examinations.	Page 19 (pdf)
624.418	Suspension, revocation of certificate of authority for violations and special grounds.	Page 20 (pdf)
624.424	Annual statement and other information.	Page 20 (pdf)
626.9373	Attorney fees.	Page 22 (pdf)
626.9541	Unfair methods of competition and unfair or deceptive acts or practices defined.	Page 23 (pdf)
627.351	Insurance risk apportionment plans.	Page 25 (pdf), Page 91 (pdf)
627.3511	Depopulation of Citizens Property Insurance Corporation.	Page 92 (pdf)
627.3518	Citizens Property Insurance Corporation policyholder eligibility clearinghouse program.	Page 94 (pdf)
627.410	Filing, approval of forms.	Page 96 (pdf)
627.428	Attorney fees.	Page 97 (pdf)
627.7011	Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage.	Page 98 (pdf)
627.70131	Insurer’s duty to acknowledge communications regarding claims; investigation.	Page 99 (pdf)
627.70132	Notice of property insurance claim.	Page 105 (pdf)
627.70152	Suits arising under a property insurance policy.	Page 105 (pdf)
627.70154		Page 108 (pdf)
627.7074	Alternative procedure for resolution of disputed sinkhole insurance claims.	Page 109 (pdf)
627.7142	Homeowner Claims Bill of Rights.	Page 111 (pdf)
627.7152	Assignment agreements.	Page 116 (pdf)
627.7154		Page 119 (pdf)
631.252	Continuation of coverage.	Page 121 (pdf)
768.79	Offer of judgment and demand for judgment.	Page 122 (pdf)

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