HB 429: Motor Vehicle Insurance
GENERAL BILL by Alvarez, D.
Motor Vehicle Insurance; Repeals Florida Motor Vehicle No-Fault Law; revises motor vehicle insurance coverages; revises garage liability insurance requirements; provides that driver license or motor vehicle registration suspensions for failure to maintain required security remain in full force & effect; revises amount of certificate of deposit required to elect certain method of proof of financial responsibility; revises minimum net worth requirements to qualify certain persons as self-insurers; revises grounds for discipline for certain health professions; specifies coverage options that insurer is required & authorized to offer; prohibits insurer providing medical payments coverage benefits from seeking lien on certain recovery & bringing certain cause of action; authorizes insurers to include policy provisions allowing for subrogation, for medical payments benefits paid; prohibits insurers from including policy provisions allowing for subrogation for death benefits paid; revises legal liability of uninsured motorist coverage insurer; requires motor vehicle insurance policies to provide death benefits. APPROPRIATION: $83,651
Effective Date: 7/1/2024
Last Action: 5/5/2023 House - Died in Insurance & Banking Subcommittee
Bill Text: PDF
Last Action: 5/5/2023 House - Died in Insurance & Banking Subcommittee
Bill Text: PDF
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Bill History
Date Chamber Action 1/24/2023 House • Filed
2/1/2023 House • Referred to Insurance & Banking Subcommittee
• Referred to Civil Justice Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
3/7/2023 House • 1st Reading (Original Filed Version)
5/5/2023 House • Died in Insurance & Banking Subcommittee
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HB 429, Original Filed Version (Current Bill Version) Posted 1/24/2023 at 9:42 AM
Bill Text: PDF Analyses: None Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 586 Motor Vehicle Insurance Grall Identical Last Action: 5/5/2023 S Died in Banking and Insurance 
Citations - Statutes (73)
Citation Catchline Location in Bill Location In Bill Help 316.2122 Operation of a low-speed vehicle, mini truck, or low-speed autonomous delivery vehicle on certain roadways. Page 11 (pdf) 316.646 Security required; proof of security and display thereof. Page 11 (pdf) 318.18 Amount of penalties. Page 12 (pdf) 320.02 Registration required; application for registration; forms. Page 14 (pdf) 320.0609 Transfer and exchange of registration license plates; transfer fee. Page 17 (pdf) 320.27 Motor vehicle dealers. Page 18 (pdf) 320.771 License required of recreational vehicle dealers. Page 22 (pdf) 322.251 Notice of cancellation, suspension, revocation, or disqualification of license. Page 23 (pdf) 322.34 Driving while license suspended, revoked, canceled, or disqualified. Page 24 (pdf) 324.011 Purpose of chapter. Page 25 (pdf) 324.021 Definitions; minimum insurance required. Page 26 (pdf) 324.022 Financial responsibility for property damage. Page 31 (pdf) 324.0221 Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. Page 35 (pdf) 324.0222 Page 37 (pdf) 324.023 Financial responsibility for bodily injury or death. Page 37 (pdf) 324.031 Manner of proving financial responsibility. Page 39 (pdf) 324.032 Manner of proving financial responsibility; for-hire passenger transportation vehicles. Page 40 (pdf) 324.051 Reports of crashes; suspensions of licenses and registrations. Page 43 (pdf) 324.071 Reinstatement; renewal of license; reinstatement fee. Page 45 (pdf) 324.091 Notice to department; notice to insurer. Page 46 (pdf) 324.151 Motor vehicle liability policies; required provisions. Page 47 (pdf) 324.161 Proof of financial responsibility; deposit. Page 50 (pdf) 324.171 Self-insurer. Page 51 (pdf) 324.251 Short title. Page 53 (pdf) 400.9905 Definitions. Page 53 (pdf) 400.991 License requirements; background screenings; prohibitions. Page 63 (pdf) 400.9935 Clinic responsibilities. Page 65 (pdf) 409.901 Definitions; ss. 409.901-409.920. Page 66 (pdf) 409.910 Responsibility for payments on behalf of Medicaid-eligible persons when other parties are liable. Page 67 (pdf) 456.057 Ownership and control of patient records; report or copies of records to be furnished; disclosure of information. Page 68 (pdf) 456.072 Grounds for discipline; penalties; enforcement. Page 69 (pdf) 624.155 Civil remedy. Page 69 (pdf) 624.156 Page 72 (pdf) 626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 85 (pdf) 626.989 Investigation by department or Division of Investigative and Forensic Services; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest. Page 92 (pdf) 627.06501 Insurance discounts for certain persons completing driver improvement course. Page 94 (pdf) 627.0651 Making and use of rates for motor vehicle insurance. Page 95 (pdf) 627.0652 Insurance discounts for certain persons completing safety course. Page 95 (pdf) 627.0653 Insurance discounts for specified motor vehicle equipment. Page 96 (pdf) 627.4132 Stacking of coverages prohibited. Page 97 (pdf) 627.4137 Disclosure of certain information required. Page 97 (pdf) 627.7263 Rental and leasing driver’s insurance to be primary; exception. Page 99 (pdf) 627.7265 Page 100 (pdf) 627.727 Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. Page 102 (pdf) 627.7275 Motor vehicle liability. Page 106 (pdf) 627.72761 Page 108 (pdf) 627.7278 Page 109 (pdf) 627.728 Cancellations; nonrenewals. Page 115 (pdf) 627.7295 Motor vehicle insurance contracts. Page 116 (pdf) 627.730 Florida Motor Vehicle No-Fault Law. Page 10 (pdf) 627.731 Purpose. Page 10 (pdf) 627.7311 Effect of law on personal injury protection policies. Page 10 (pdf) 627.732 Definitions. Page 10 (pdf) 627.733 Required security. Page 10 (pdf) 627.734 Proof of security; security requirements; penalties. Page 10 (pdf) 627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 10 (pdf) 627.737 Tort exemption; limitation on right to damages; punitive damages. Page 10 (pdf) 627.739 Personal injury protection; optional limitations; deductibles. Page 10 (pdf) 627.7401 Notification of insured’s rights. Page 10 (pdf) 627.7403 Mandatory joinder of derivative claim. Page 10 (pdf) 627.7405 Insurers’ right of reimbursement. Page 10 (pdf) 627.7407 Application of the Florida Motor Vehicle No-Fault Law. Page 10 (pdf) 627.7415 Commercial motor vehicles; additional liability insurance coverage. Page 118 (pdf) 627.747 Named driver exclusion. Page 119 (pdf) 627.748 Transportation network companies. Page 121 (pdf) 627.7483 Peer-to-peer car sharing; insurance requirements. Page 126 (pdf) 627.749 Autonomous vehicles; insurance requirements. Page 131 (pdf) 627.8405 Prohibited acts; financing companies. Page 131 (pdf) 627.915 Insurer experience reporting. Page 133 (pdf) 628.909 Applicability of other laws. Page 134 (pdf) 705.184 Derelict or abandoned motor vehicles on the premises of public-use airports. Page 135 (pdf) 713.78 Liens for recovering, towing, or storing vehicles and vessels. Page 140 (pdf) 817.234 False and fraudulent insurance claims. Page 143 (pdf)