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The Florida Senate

SB 586: Motor Vehicle Insurance

GENERAL BILL by Grall

Motor Vehicle Insurance; Repealing provisions which comprise the Florida Motor Vehicle No-Fault Law; revising the motor vehicle insurance coverages that an applicant must show to register certain vehicles with the Department of Highway Safety and Motor Vehicles; revising minimum liability coverage requirements for motor vehicle owners or operators; revising requirements for a certificate of deposit that is required if a person elects a certain method of proving financial responsibility; providing an exception to the circumstances under which a person who is damaged may bring a civil action against an insurer, etc. APPROPRIATION: $83,651

Effective Date: Except as otherwise expressly provided in this act and except for this section, which shall take effect upon this act becoming a law, this act shall take effect July 1, 2024
Last Action: 5/5/2023 Senate - Died in Banking and Insurance
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Judiciary (JU)
  3. Fiscal Policy (FP)

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  • Bill History

    Date Chamber Action
    2/8/2023 Senate • Filed
    2/16/2023 Senate • Referred to Banking and Insurance; Judiciary; Fiscal Policy
    3/7/2023 Senate • Introduced
    5/5/2023 Senate • Died in Banking and Insurance

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  • SB 586, Original Filed Version (Current Bill Version) Posted 2/8/2023 at 12:58 PM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 429 Motor Vehicle Insurance Alvarez Identical Last Action: 5/5/2023 H Died in Insurance & Banking Subcommittee

    Citations - Statutes (73)

    Citation Catchline Location in Bill Location In Bill Help
    316.2122 Operation of a low-speed vehicle, mini truck, or low-speed autonomous delivery vehicle on certain roadways. Page 9 (pdf)
    316.646 Security required; proof of security and display thereof. Page 10 (pdf)
    318.18 Amount of penalties. Page 11 (pdf)
    320.02 Registration required; application for registration; forms. Page 12 (pdf)
    320.0609 Transfer and exchange of registration license plates; transfer fee. Page 15 (pdf)
    320.27 Motor vehicle dealers. Page 15 (pdf)
    320.771 License required of recreational vehicle dealers. Page 19 (pdf)
    322.251 Notice of cancellation, suspension, revocation, or disqualification of license. Page 20 (pdf)
    322.34 Driving while license suspended, revoked, canceled, or disqualified. Page 21 (pdf)
    324.011 Purpose of chapter. Page 21 (pdf)
    324.021 Definitions; minimum insurance required. Page 22 (pdf)
    324.022 Financial responsibility for property damage. Page 27 (pdf)
    324.0221 Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. Page 30 (pdf)
    324.0222 Page 32 (pdf)
    324.023 Financial responsibility for bodily injury or death. Page 32 (pdf)
    324.031 Manner of proving financial responsibility. Page 33 (pdf)
    324.032 Manner of proving financial responsibility; for-hire passenger transportation vehicles. Page 35 (pdf)
    324.051 Reports of crashes; suspensions of licenses and registrations. Page 37 (pdf)
    324.071 Reinstatement; renewal of license; reinstatement fee. Page 39 (pdf)
    324.091 Notice to department; notice to insurer. Page 40 (pdf)
    324.151 Motor vehicle liability policies; required provisions. Page 40 (pdf)
    324.161 Proof of financial responsibility; deposit. Page 44 (pdf)
    324.171 Self-insurer. Page 44 (pdf)
    324.251 Short title. Page 46 (pdf)
    400.9905 Definitions. Page 46 (pdf)
    400.991 License requirements; background screenings; prohibitions. Page 55 (pdf)
    400.9935 Clinic responsibilities. Page 56 (pdf)
    409.901 Definitions; ss. 409.901-409.920. Page 57 (pdf)
    409.910 Responsibility for payments on behalf of Medicaid-eligible persons when other parties are liable. Page 57 (pdf)
    456.057 Ownership and control of patient records; report or copies of records to be furnished; disclosure of information. Page 59 (pdf)
    456.072 Grounds for discipline; penalties; enforcement. Page 59 (pdf)
    624.155 Civil remedy. Page 60 (pdf)
    624.156 Page 62 (pdf)
    626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 73 (pdf)
    626.989 Investigation by department or Division of Investigative and Forensic Services; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest. Page 79 (pdf)
    627.06501 Insurance discounts for certain persons completing driver improvement course. Page 81 (pdf)
    627.0651 Making and use of rates for motor vehicle insurance. Page 81 (pdf)
    627.0652 Insurance discounts for certain persons completing safety course. Page 82 (pdf)
    627.0653 Insurance discounts for specified motor vehicle equipment. Page 82 (pdf)
    627.4132 Stacking of coverages prohibited. Page 83 (pdf)
    627.4137 Disclosure of certain information required. Page 84 (pdf)
    627.7263 Rental and leasing driver’s insurance to be primary; exception. Page 85 (pdf)
    627.7265 Page 86 (pdf)
    627.727 Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. Page 88 (pdf)
    627.7275 Motor vehicle liability. Page 91 (pdf)
    627.72761 Page 93 (pdf)
    627.7278 Page 94 (pdf)
    627.728 Cancellations; nonrenewals. Page 99 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 99 (pdf)
    627.730 Florida Motor Vehicle No-Fault Law. Page 9 (pdf)
    627.731 Purpose. Page 9 (pdf)
    627.7311 Effect of law on personal injury protection policies. Page 9 (pdf)
    627.732 Definitions. Page 9 (pdf)
    627.733 Required security. Page 9 (pdf)
    627.734 Proof of security; security requirements; penalties. Page 9 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 9 (pdf)
    627.737 Tort exemption; limitation on right to damages; punitive damages. Page 9 (pdf)
    627.739 Personal injury protection; optional limitations; deductibles. Page 9 (pdf)
    627.7401 Notification of insured’s rights. Page 9 (pdf)
    627.7403 Mandatory joinder of derivative claim. Page 9 (pdf)
    627.7405 Insurers’ right of reimbursement. Page 9 (pdf)
    627.7407 Application of the Florida Motor Vehicle No-Fault Law. Page 9 (pdf)
    627.7415 Commercial motor vehicles; additional liability insurance coverage. Page 102 (pdf)
    627.747 Named driver exclusion. Page 103 (pdf)
    627.748 Transportation network companies. Page 104 (pdf)
    627.7483 Peer-to-peer car sharing; insurance requirements. Page 108 (pdf)
    627.749 Autonomous vehicles; insurance requirements. Page 113 (pdf)
    627.8405 Prohibited acts; financing companies. Page 113 (pdf)
    627.915 Insurer experience reporting. Page 114 (pdf)
    628.909 Applicability of other laws. Page 115 (pdf)
    705.184 Derelict or abandoned motor vehicles on the premises of public-use airports. Page 116 (pdf)
    713.78 Liens for recovering, towing, or storing vehicles and vessels. Page 120 (pdf)
    817.234 False and fraudulent insurance claims. Page 123 (pdf)

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