CS/CS/SB 1104: Policy Cancellations and Nonrenewals by Property Insurers
GENERAL BILL by Rules ; Judiciary ; Bradley
Policy Cancellations and Nonrenewals by Property Insurers; Prohibiting insurers from canceling and nonrenewing, within certain timeframes, policies covering personal residential or commercial residential properties damaged by hurricanes or wind losses; providing that such prohibition applies to flood damages caused by hurricanes under certain circumstances; providing that an insurer may not cancel personal residential or commercial residential property insurance policies until certain repairs are made or a specified policy renewal expires; providing that certain claims for loss or damage will not be covered under an extended or renewed policy, etc.
Effective Date: 7/1/2024
Last Action: 3/8/2024 House - Died in Messages; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
Bill Text: Web Page | PDF
Last Action: 3/8/2024 House - Died in Messages; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
Bill Text: Web Page | PDF
Senate Committee References:
- Banking and Insurance (BI)
- Judiciary (JU)
- Rules (RC)
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Bill History
Date Chamber Action 12/28/2023 Senate • Filed
1/8/2024 Senate • Referred to Banking and Insurance; Judiciary; Rules
1/9/2024 Senate • Introduced
1/17/2024 Senate • On Committee agenda-- Banking and Insurance, 01/22/24, 4:00 pm, 412 Knott Building
1/22/2024 Senate • Favorable by Banking and Insurance; YEAS 10 NAYS 0
1/23/2024 Senate • Now in Judiciary
1/31/2024 Senate • On Committee agenda-- Judiciary, 02/05/24, 2:30 pm, 110 Senate Building
2/5/2024 Senate • CS by Judiciary; YEAS 9 NAYS 0
2/6/2024 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
• Now in Rules
2/7/2024 Senate • CS by Judiciary read 1st time
2/21/2024 Senate • On Committee agenda-- Rules, 02/26/24, 2:00 pm, 412 Knott Building
2/26/2024 Senate • CS/CS by- Rules; YEAS 20 NAYS 0
2/27/2024 Senate • Pending reference review -under Rule 4.7(2) - (Committee Substitute)
2/28/2024 Senate • CS/CS by Rules read 1st time
3/1/2024 Senate • Placed on Calendar, on 2nd reading
• Placed on Special Order Calendar, 03/04/24
3/4/2024 Senate • Read 2nd time -SJ 644
• Read 3rd time -SJ 644
• CS passed; YEAS 39 NAYS 0 -SJ 644
3/4/2024 House • In Messages
3/8/2024 House • Died in Messages; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
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CS/CS/SB 1104, Committee Substitute 2 (Current Bill Version) Posted 2/27/2024 at 3:27 PM
Bill Text: Web Page | PDF Analyses: None Related Bills (2)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 1149 (c2) Policy Cancellations and Nonrenewals by Property Insurers Insurance & Banking Subcommittee Compare Last Action: 3/8/2024 H Died on Second Reading Calendar; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182) 
H 1611 (er) Insurance Insurance & Banking Subcommittee Compare Last Action: 5/13/2024 Chapter No. 2024-182
Floor Votes (1)
Date Chamber Result 3/4/2024 5:52 PM Senate 39 Yeas - 0 Nays Citations - Statutes (2)
Citation Catchline Location in Bill Location In Bill Help 626.9201 Notice of cancellation or nonrenewal. Page 2 (pdf) 627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 6 (pdf) -
CS/SB 1104, Committee Substitute 1 Posted 2/6/2024 at 4:01 PM
Bill Text: Web Page | PDF Analyses: Rules (Pre-Meeting) 2/23/2024 (pdf)
Rules (Post-Meeting) 2/27/2024 (pdf)
Related Bills (2)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 1149 (c2) Policy Cancellations and Nonrenewals by Property Insurers Insurance & Banking Subcommittee Similar Last Action: 3/8/2024 H Died on Second Reading Calendar; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
H 1611 (c2) Insurance Insurance & Banking Subcommittee Compare Last Action: 5/13/2024 Chapter No. 2024-182
Committee Amendments (1)
Amendment Sponsor Filed Last Committee Action Format 389018 - Amendment
Delete lines 49 - 197 and insert:Rules
(Bradley)2/25/2024
3:33 PMReplaced by Committee Substitute
2/27/2024Web Page
PDFCommittee Votes (1)
Date Committee Result 2/26/2024 2:00 PM Rules 20 Yeas - 0 Nays Citations - Statutes (2)
Citation Catchline Location in Bill Location In Bill Help 626.9201 Notice of cancellation or nonrenewal. Page 1 (pdf) 627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 4 (pdf) -
SB 1104, Original Filed Version Posted 12/28/2023 at 8:50 AM
Bill Text: Web Page | PDF Analyses: Banking and Insurance (Pre-Meeting) 1/19/2024 (pdf)
Banking and Insurance (Post-Meeting) 1/23/2024 (pdf)
Judiciary (Pre-Meeting) 2/2/2024 (pdf)
Judiciary (Post-Meeting) 2/6/2024 (pdf)
Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 1149 Policy Cancellations and Nonrenewals by Property Insurers Insurance & Banking Subcommittee Similar Last Action: 3/8/2024 H Died on Second Reading Calendar; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
Committee Amendments (1)
Amendment Sponsor Filed Last Committee Action Format 839006 - Amendment (Delete All)
Delete everything after the enacting clause and insert:Judiciary
(Bradley)2/2/2024
2:30 PMReplaced by Committee Substitute
2/5/2024Web Page
PDFCommittee Votes (2)
Date Committee Result 1/22/2024 4:00 PM Banking and Insurance 10 Yeas - 0 Nays 2/5/2024 2:30 PM Judiciary 9 Yeas - 0 Nays Citations - Statutes (1)
Citation Catchline Location in Bill Location In Bill Help 627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 2 (pdf)