CS/CS/HB 1611: Insurance
GENERAL BILL by Commerce Committee ; Insurance & Banking Subcommittee ; Stevenson ; (CO-INTRODUCERS) Barnaby ; LaMarca ; Roth
Insurance; Revising the entities for which the Office of Insurance Regulation is required to conduct market conduct examinations; requiring insurers and insurer groups to file a specified supplemental report on a monthly basis; prohibiting insurers from canceling and nonrenewing policies covering dwellings and residential properties damaged as a result hurricanes or wind losses within certain timeframes; providing exceptions to such prohibitions against eligible surplus lines insurers within certain timeframes; etc.
Senate Committee References:
- Rules (RC)
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Bill History
Date Chamber Action 1/9/2024 House • Filed
• 1st Reading (Original Filed Version)
1/13/2024 House • Referred to Insurance & Banking Subcommittee
• Referred to State Administration & Technology Appropriations Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
1/30/2024 House • Added to Insurance & Banking Subcommittee agenda
2/1/2024 House • Favorable with CS by Insurance & Banking Subcommittee
2/4/2024 House • Reported out of Insurance & Banking Subcommittee
• Laid on Table under Rule 7.18(a)
• CS Filed
2/5/2024 House • Original reference removed: State Administration & Technology Appropriations Subcommittee
• Referred to Commerce Committee
• Now in Commerce Committee
• 1st Reading (Committee Substitute 1)
2/20/2024 House • Added to Commerce Committee agenda
2/22/2024 House • Favorable with CS by Commerce Committee
2/26/2024 House • Reported out of Commerce Committee
2/27/2024 House • Laid on Table under Rule 7.18(a)
• CS Filed
• Bill referred to House Calendar
• Bill added to Special Order Calendar (3/1/2024)
• 1st Reading (Committee Substitute 2)
3/1/2024 House • Read 2nd time
• Amendment 685857 adopted
• Amendment 132569 adopted
• Placed on 3rd reading
• Added to Third Reading Calendar
3/4/2024 House • Read 3rd time
• CS passed as amended; YEAS 86, NAYS 24
3/4/2024 Senate • In Messages
• Referred to Rules
• Received
3/6/2024 Senate • Withdrawn from Rules -SJ 866
• Placed on Calendar, on 2nd reading
• Substituted for CS/CS/SB 1622 -SJ 867
• Read 2nd time -SJ 866
• Amendment(s) adopted (570148, 717574) -SJ 867
• Read 3rd time -SJ 868
• CS passed as amended; YEAS 40 NAYS 0 -SJ 868
3/6/2024 House • In Messages
3/7/2024 House • Added to Senate Message List
• Amendment 570148 Concur
• Amendment 717574 Concur
• CS passed as amended; YEAS 112, NAYS 0
• Ordered engrossed, then enrolled
4/25/2024 • Signed by Officers and presented to Governor
5/10/2024 • Approved by Governor
5/13/2024 • Chapter No. 2024-182
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CS/CS/HB 1611, Enrolled (Current Bill Version) Posted 3/12/2024 at 10:40 AM
Bill Text: PDF Analyses: None Related Bills (6)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 1622 (c2) Insurance Trumbull Similar Last Action: 3/6/2024 S Laid on Table, companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182) -SJ 867 
H 989 (er) Chief Financial Officer Insurance & Banking Subcommittee Compare Last Action: 5/3/2024 Chapter No. 2024-140; companion bill(s) passed, see CS/CS/HB 939 (Ch. 2024-139)
H 1015 Insurance Stevenson Compare Last Action: 1/8/2024 H Withdrawn prior to introduction; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
H 1149 (c2) Policy Cancellations and Nonrenewals by Property Insurers Insurance & Banking Subcommittee Compare Last Action: 3/8/2024 H Died on Second Reading Calendar; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
S 1098 (c3) Department of Financial Services DiCeglie Compare Last Action: 3/6/2024 S Laid on Table, companion bill(s) passed, see CS/CS/CS/HB 989 (Ch. 2024-140), CS/CS/HB 1611 (Ch. 2024-182) -SJ 884
S 1104 (c2) Policy Cancellations and Nonrenewals by Property Insurers Bradley Compare Last Action: 3/8/2024 H Died in Messages; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
Citations - Statutes (28)
Citation Catchline Location in Bill Location In Bill Help 163.01 Florida Interlocal Cooperation Act of 1969. Page 55 (pdf) 624.3161 Market conduct examinations. Page 8 (pdf) 624.424 Annual statement and other information. Page 9 (pdf) 624.4305 Nonrenewal of residential property insurance policies. Page 10 (pdf) 624.46226 Public housing authorities self-insurance funds; exemption for taxation and assessments. Page 11 (pdf) 626.9201 Notice of cancellation or nonrenewal. Page 13 (pdf) 626.9531 Identification of insurers, agents, and insurance contracts. Page 55 (pdf) 627.062 Rate standards. Page 16 (pdf) 627.351 Insurance risk apportionment plans. Page 17 (pdf) 627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 21 (pdf) 628.011 Scope of part. Page 21 (pdf) 628.061 Investigation of proposed organization. Page 21 (pdf) 628.801 Insurance holding companies; registration; regulation. Page 22 (pdf) 629.011 “Reciprocal insurance” defined. Page 25 (pdf) 629.021 “Reciprocal insurer” defined. Page 27 (pdf) 629.061 Attorney. Page 27 (pdf) 629.081 Organization of reciprocal insurer. Page 27 (pdf) 629.091 Certificate of authority. Page 30 (pdf) 629.094 Page 31 (pdf) 629.101 Power of attorney. Page 32 (pdf) 629.225 Page 33 (pdf) 629.227 Page 46 (pdf) 629.229 Page 48 (pdf) 629.261 Nonassessable policies. Page 49 (pdf) 629.291 Merger or conversion. Page 51 (pdf) 629.525 Page 53 (pdf) 766.302 Definitions; ss. 766.301-766.316. Page 53 (pdf) 766.314 Assessments; plan of operation. Page 54 (pdf) -
CS/CS/HB 1611, Engrossed 2 Posted 3/12/2024 at 10:36 AM
Bill Text: PDF Analyses: None Related Bills (4)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 1622 (c2) Insurance Trumbull Similar Last Action: 3/6/2024 S Laid on Table, companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182) -SJ 867
H 1015 Insurance Stevenson Compare Last Action: 1/8/2024 H Withdrawn prior to introduction; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
H 1149 (c2) Policy Cancellations and Nonrenewals by Property Insurers Insurance & Banking Subcommittee Compare Last Action: 3/8/2024 H Died on Second Reading Calendar; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
S 1104 (c2) Policy Cancellations and Nonrenewals by Property Insurers Bradley Compare Last Action: 3/8/2024 H Died in Messages; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
Citations - Statutes (29)
Citation Catchline Location in Bill Location In Bill Help 163.01 Florida Interlocal Cooperation Act of 1969. Page 55 (pdf) 624.3161 Market conduct examinations. Page 8 (pdf) 624.424 Annual statement and other information. Page 9 (pdf) 624.4305 Nonrenewal of residential property insurance policies. Page 10 (pdf) 624.46226 Public housing authorities self-insurance funds; exemption for taxation and assessments. Page 13 (pdf) 626.9201 Notice of cancellation or nonrenewal. Page 14 (pdf) 626.9531 Identification of insurers, agents, and insurance contracts. Page 55 (pdf) 627.062 Rate standards. Page 18 (pdf) 627.351 Insurance risk apportionment plans. Page 19 (pdf) 627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 21 (pdf) 627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 22 (pdf) 628.011 Scope of part. Page 23 (pdf) 628.061 Investigation of proposed organization. Page 23 (pdf) 628.801 Insurance holding companies; registration; regulation. Page 24 (pdf) 629.011 “Reciprocal insurance” defined. Page 26 (pdf) 629.021 “Reciprocal insurer” defined. Page 28 (pdf) 629.061 Attorney. Page 28 (pdf) 629.081 Organization of reciprocal insurer. Page 29 (pdf) 629.091 Certificate of authority. Page 31 (pdf) 629.094 Page 33 (pdf) 629.101 Power of attorney. Page 33 (pdf) 629.225 Page 35 (pdf) 629.227 Page 47 (pdf) 629.229 Page 50 (pdf) 629.261 Nonassessable policies. Page 51 (pdf) 629.291 Merger or conversion. Page 53 (pdf) 629.525 Page 54 (pdf) 766.302 Definitions; ss. 766.301-766.316. 766.314 Assessments; plan of operation. -
CS/CS/HB 1611, Engrossed 1 Posted 3/1/2024 at 9:37 PM
Bill Text: PDF Analyses: None Related Bills (4)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 1622 (c2) Insurance Trumbull Similar Last Action: 3/6/2024 S Laid on Table, companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182) -SJ 867
H 1015 Insurance Stevenson Compare Last Action: 1/8/2024 H Withdrawn prior to introduction; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
H 1149 (c2) Policy Cancellations and Nonrenewals by Property Insurers Insurance & Banking Subcommittee Compare Last Action: 3/8/2024 H Died on Second Reading Calendar; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
S 1104 (c2) Policy Cancellations and Nonrenewals by Property Insurers Bradley Compare Last Action: 3/8/2024 H Died in Messages; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
Floor Amendments (2)
Amendment Sponsor Filed Last Floor Action Format 570148 - Amendment
Delete lines 250 - 297.Trumbull 3/6/2024
9:16 AMHouse: Concur
3/7/2024Web Page
PDF717574 - Amendment
Between lines 1347 and 1348 insert:Trumbull 3/6/2024
9:16 AMHouse: Concur
3/7/2024Web Page
PDFFloor Votes (3)
Date Chamber Result 3/4/2024 1:02 PM House 86 Yeas - 24 Nays 3/6/2024 5:28 PM Senate 40 Yeas - 0 Nays 3/7/2024 8:41 PM House 112 Yeas - 0 Nays Citations - Statutes (28)
Citation Catchline Location in Bill Location In Bill Help 163.01 Florida Interlocal Cooperation Act of 1969. Page 55 (pdf) 624.3161 Market conduct examinations. Page 8 (pdf) 624.424 Annual statement and other information. Page 9 (pdf) 624.4305 Nonrenewal of residential property insurance policies. Page 10 (pdf) 624.462 Commercial self-insurance funds. Page 11 (pdf) 624.46226 Public housing authorities self-insurance funds; exemption for taxation and assessments. Page 13 (pdf) 626.9201 Notice of cancellation or nonrenewal. Page 14 (pdf) 626.9531 Identification of insurers, agents, and insurance contracts. Page 55 (pdf) 627.062 Rate standards. Page 18 (pdf) 627.351 Insurance risk apportionment plans. Page 19 (pdf) 627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 21 (pdf) 627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 22 (pdf) 628.011 Scope of part. Page 23 (pdf) 628.061 Investigation of proposed organization. Page 23 (pdf) 628.801 Insurance holding companies; registration; regulation. Page 24 (pdf) 629.011 “Reciprocal insurance” defined. Page 26 (pdf) 629.021 “Reciprocal insurer” defined. Page 28 (pdf) 629.061 Attorney. Page 28 (pdf) 629.081 Organization of reciprocal insurer. Page 29 (pdf) 629.091 Certificate of authority. Page 31 (pdf) 629.094 Page 33 (pdf) 629.101 Power of attorney. Page 33 (pdf) 629.225 Page 35 (pdf) 629.227 Page 47 (pdf) 629.229 Page 50 (pdf) 629.261 Nonassessable policies. Page 51 (pdf) 629.291 Merger or conversion. Page 53 (pdf) 629.525 Page 54 (pdf) -
CS/CS/HB 1611, Committee Substitute 2 Posted 2/27/2024 at 8:52 AM
Bill Text: PDF Analyses: None Related Bills (4)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 1622 (c2) Insurance Trumbull Similar Last Action: 3/6/2024 S Laid on Table, companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182) -SJ 867
H 1015 Insurance Stevenson Compare Last Action: 1/8/2024 H Withdrawn prior to introduction; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
H 1149 (c2) Policy Cancellations and Nonrenewals by Property Insurers Insurance & Banking Subcommittee Compare Last Action: 3/8/2024 H Died on Second Reading Calendar; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
S 1104 (c2) Policy Cancellations and Nonrenewals by Property Insurers Bradley Compare Last Action: 3/8/2024 H Died in Messages; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
Floor Amendments (3)
Amendment Sponsor Filed Last Floor Action Format 685857 - Amendment
Remove lines 204-1485 and insert:Stevenson 2/28/2024
3:29 PMHouse: Adopted
3/1/2024PDF 132569 - Amendment
Between lines 247 and 248, insert:Stevenson 2/28/2024
3:29 PMHouse: Adopted
3/1/2024PDF 829371 - Amendment
Between lines 725 and 726, insert:McFarland 2/28/2024
2:59 PMHouse: Withdrawn
3/1/2024PDF Citations - Statutes (27)
Citation Catchline Location in Bill Location In Bill Help 163.01 Florida Interlocal Cooperation Act of 1969. Page 61 (pdf) 624.3161 Market conduct examinations. Page 8 (pdf) 624.424 Annual statement and other information. Page 9 (pdf) 624.4305 Nonrenewal of residential property insurance policies. Page 10 (pdf) 624.46226 Public housing authorities self-insurance funds; exemption for taxation and assessments. Page 11 (pdf) 626.9201 Notice of cancellation or nonrenewal. Page 12 (pdf) 626.9531 Identification of insurers, agents, and insurance contracts. Page 62 (pdf) 627.062 Rate standards. Page 17 (pdf) 627.351 Insurance risk apportionment plans. Page 18 (pdf) 627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 21 (pdf) 627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 29 (pdf) 628.011 Scope of part. Page 30 (pdf) 628.061 Investigation of proposed organization. Page 30 (pdf) 628.801 Insurance holding companies; registration; regulation. Page 30 (pdf) 629.011 “Reciprocal insurance” defined. Page 33 (pdf) 629.021 “Reciprocal insurer” defined. Page 35 (pdf) 629.061 Attorney. Page 35 (pdf) 629.081 Organization of reciprocal insurer. Page 35 (pdf) 629.091 Certificate of authority. Page 38 (pdf) 629.094 Page 40 (pdf) 629.101 Power of attorney. Page 40 (pdf) 629.225 Page 42 (pdf) 629.227 Page 54 (pdf) 629.229 Page 57 (pdf) 629.261 Nonassessable policies. Page 58 (pdf) 629.291 Merger or conversion. Page 59 (pdf) 629.525 Page 61 (pdf) -
CS/HB 1611, Committee Substitute 1 Posted 2/4/2024 at 3:36 PM
Bill Text: PDF Analyses: Commerce Committee (Post-Meeting) 2/26/2024 (pdf)
Related Bills (2)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 1622 (c1) Insurance Trumbull Similar Last Action: 3/6/2024 S Laid on Table, companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182) -SJ 867
H 1015 Insurance Stevenson Compare Last Action: 1/8/2024 H Withdrawn prior to introduction; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
Committee Amendments (1)
Amendment Sponsor Filed Last Committee Action Format 593619 - Amendment
Remove lines 175-1255 and insert:Stevenson 2/21/2024
10:27 PMAdopted without Objection
2/22/2024PDF Citations - Statutes (25)
Citation Catchline Location in Bill Location In Bill Help 163.01 Florida Interlocal Cooperation Act of 1969. 624.3161 Market conduct examinations. Page 9 (pdf) 624.424 Annual statement and other information. Page 9 (pdf) 624.4305 Nonrenewal of residential property insurance policies. Page 10 (pdf) 624.46226 Public housing authorities self-insurance funds; exemption for taxation and assessments. Page 11 (pdf) 626.9201 Notice of cancellation or nonrenewal. Page 12 (pdf) 626.9531 Identification of insurers, agents, and insurance contracts. 627.062 Rate standards. Page 17 (pdf) 627.351 Insurance risk apportionment plans. Page 18 (pdf) 628.011 Scope of part. 628.061 Investigation of proposed organization. 628.801 Insurance holding companies; registration; regulation. 629.011 “Reciprocal insurance” defined. 629.021 “Reciprocal insurer” defined. 629.061 Attorney. 629.081 Organization of reciprocal insurer. 629.091 Certificate of authority. 629.094 629.101 Power of attorney. 629.225 629.227 629.229 629.261 Nonassessable policies. 629.291 Merger or conversion. 629.525 -
HB 1611, Original Filed Version Posted 1/9/2024 at 8:45 AM
Bill Text: PDF Analyses: Insurance & Banking Subcommittee (Post-Meeting) 5/22/2024 (pdf)
Related Bills (2)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 1015 Insurance Stevenson Compare Last Action: 1/8/2024 H Withdrawn prior to introduction; companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182)
S 1622 (c1) Insurance Trumbull Compare Last Action: 3/6/2024 S Laid on Table, companion bill(s) passed, see CS/CS/HB 1611 (Ch. 2024-182) -SJ 867
Committee Amendments (1)
Amendment Sponsor Filed Last Committee Action Format 769647 - Strike All Amendment
Remove everything after the enacting clause and insert:Stevenson 1/31/2024
9:02 PMAdopted without Objection
2/1/2024PDF Citations - Statutes (46)
Citation Catchline Location in Bill Location In Bill Help 163.01 Florida Interlocal Cooperation Act of 1969. Page 60 (pdf) 624.3161 Market conduct examinations. Page 9 (pdf) 624.413 Application for certificate of authority. Page 60 (pdf) 624.424 Annual statement and other information. Page 9 (pdf) 624.4305 Nonrenewal of residential property insurance policies. Page 11 (pdf) 624.45 Participation of financial institutions in reinsurance and in insurance exchanges. Page 61 (pdf) 624.46226 Public housing authorities self-insurance funds; exemption for taxation and assessments. Page 11 (pdf) 626.9201 Notice of cancellation or nonrenewal. Page 13 (pdf) 626.9531 Identification of insurers, agents, and insurance contracts. Page 62 (pdf) 627.062 Rate standards. Page 16 (pdf) 627.351 Insurance risk apportionment plans. Page 17 (pdf) 628.011 Scope of part. Page 20 (pdf) 628.061 Investigation of proposed organization. Page 20 (pdf) 628.801 Insurance holding companies; registration; regulation. Page 21 (pdf) 629.011 “Reciprocal insurance” defined. Page 23 (pdf) 629.021 “Reciprocal insurer” defined. Page 26 (pdf) 629.031 Scope of chapter. Page 26 (pdf) 629.051 Name; suits. Page 26 (pdf) 629.056 Page 27 (pdf) 629.061 Attorney. Page 28 (pdf) 629.071 Surplus funds required. Page 28 (pdf) 629.081 Organization of reciprocal insurer. Page 29 (pdf) 629.091 Certificate of authority. Page 31 (pdf) 629.094 Page 33 (pdf) 629.101 Power of attorney. Page 33 (pdf) 629.111 Modifications. Page 34 (pdf) 629.121 Attorney’s bond. Page 35 (pdf) 629.131 Deposit in lieu of bond. Page 36 (pdf) 629.141 Action on bond. Page 36 (pdf) 629.161 Contributions to insurer. Page 36 (pdf) 629.171 Annual statement. Page 38 (pdf) 629.191 Who may be subscribers. Page 39 (pdf) 629.201 Subscribers’ advisory committee. Page 39 (pdf) 629.225 Page 40 (pdf) 629.227 Page 52 (pdf) 629.231 Assessments. Page 54 (pdf) 629.241 Time limit for assessments. Page 55 (pdf) 629.251 Aggregate liability. Page 55 (pdf) 629.261 Nonassessable policies. Page 55 (pdf) 629.271 Distribution of savings. Page 56 (pdf) 629.281 Subscribers’ share in assets. Page 56 (pdf) 629.291 Merger or conversion. Page 57 (pdf) 629.301 Impaired reciprocal insurers. Page 59 (pdf) 629.401 Insurance exchange. Page 59 (pdf) 629.520 Authority of a limited reciprocal insurer. Page 59 (pdf) 629.525 Page 59 (pdf)