HB 1047: Insurance
GENERAL BILL by Berfield
Insurance; Revises grounds for claims for extracontractual damages against property insurers; provides that certain corrective actions & payments by property insurers do not constitute adverse adjudications; provides requirements for certain monetary & financial damages sought from property insurers; prohibits certain notices against property insurers from including nonmonetary provision demands & requirements; revises hours of coursework in insurance for licenses as general lines agents; requires adjusters to include their appointment types in their first text messages to policyholders; prohibits public adjusters from engaging in adversarial conduct with insurance company claims personnel & consultants during course of adjustment of claims; revises circumstances under which insurers & agents may cancel & nonrenew residential property insurance policies after certain damages.
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Bill History
Date Chamber Action 2/25/2025 House • Filed
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HB 1047, Original Filed Version (Current Bill Version) Posted 2/25/2025 at 12:36 PM
Bill Text: PDF Analyses: None Related Bills (3)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 841 Residential Property Insurance Policy Cancellations, Nonrenewals, and Rate Changes Botana, Cassel Compare Last Action: 2/20/2025 H Filed 
S 230 Insurance Truenow Compare Last Action: 1/29/2025 S Referred to Banking and Insurance; Judiciary; Rules
S 790 Policy Cancellations and Nonrenewals by Property Insurers Bradley Compare Last Action: 2/18/2025 S Filed
Citations - Statutes (6)
Citation Catchline Location in Bill Location In Bill Help 626.732 Requirement as to knowledge, experience, or instruction. Page 2 (pdf) 626.878 Rules; code of ethics. Page 3 (pdf) 627.4108 Claims-handling manuals; submission; attestation. Page 3 (pdf) 627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 5 (pdf) 627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 7 (pdf) 627.70131 Insurer’s duty to acknowledge communications regarding claims; investigation. Page 8 (pdf)