CS/HB 1047: Insurance
GENERAL BILL by Insurance & Banking Subcommittee ; Berfield
Insurance; Provides procedures & timelines for objecting, & responding to objections, to sufficiency of evidence submitted by claimants to insurers; revises requirements for licensing for general lines agents; specifies when adjusters must include their appointment types & names & license numbers if communicating with policyholders by text message; prohibits public adjusters from engaging in certain adversarial conduct; revises circumstances under which insurer or agent may cancel or nonrenew certain residential property insurance policies; revises required statement by property insurers providing preliminary or partial estimate of damage regarding claim; revises required statement by property insurers providing payment on claim which is not full & final payment for claim.
Last Action: 4/2/2025 House - Now in Commerce Committee
Bill Text: PDF
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Bill History
Date Chamber Action 2/25/2025 House • Filed
3/2/2025 House • Referred to Insurance & Banking Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
3/4/2025 House • 1st Reading (Original Filed Version)
3/25/2025 House • PCS added to Insurance & Banking Subcommittee agenda
3/27/2025 House • Favorable with CS by Insurance & Banking Subcommittee
3/31/2025 House • Reported out of Insurance & Banking Subcommittee
4/1/2025 House • Laid on Table under Rule 7.18(a)
• CS Filed
• 1st Reading (Committee Substitute 1)
4/2/2025 House • Referred to Commerce Committee
• Now in Commerce Committee
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CS/HB 1047, Committee Substitute 1 (Current Bill Version) Posted 4/1/2025 at 2:15 PM
Bill Text: PDF Analyses: Insurance & Banking Subcommittee (Post-Meeting) 4/1/2025 (pdf)
Related Bills (5)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 643 (c2) Insurance Insurance & Banking Subcommittee Compare Last Action: 4/25/2025 S Received 
H 841 Residential Property Insurance Policy Cancellations, Nonrenewals, and Rate Changes Botana, Cassel Compare Last Action: 3/4/2025 H 1st Reading (Original Filed Version)
H 881 (c1) Insurance Insurance & Banking Subcommittee Compare Last Action: 4/8/2025 H 1st Reading (Committee Substitute 1)
S 230 Insurance Truenow Compare Last Action: 3/4/2025 S Introduced
S 790 Policy Cancellations and Nonrenewals by Property Insurers Bradley Compare Last Action: 3/4/2025 S Introduced
Citations - Statutes (7)
Citation Catchline Location in Bill Location In Bill Help 624.155 Civil remedy. Page 2 (pdf) 626.732 Requirement as to knowledge, experience, or instruction. Page 3 (pdf) 626.878 Rules; code of ethics. Page 4 (pdf) 627.4108 Claims-handling manuals; submission; attestation. Page 5 (pdf) 627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 6 (pdf) 627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 9 (pdf) 627.70131 Insurer’s duty to acknowledge communications regarding claims; investigation. Page 9 (pdf) -
HB 1047, Original Filed Version Posted 2/25/2025 at 12:36 PM
Bill Text: PDF Analyses: None Related Bills (3)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 841 Residential Property Insurance Policy Cancellations, Nonrenewals, and Rate Changes Botana, Cassel Compare Last Action: 3/4/2025 H 1st Reading (Original Filed Version)
S 230 Insurance Truenow Compare Last Action: 3/4/2025 S Introduced
S 790 Policy Cancellations and Nonrenewals by Property Insurers Bradley Compare Last Action: 3/4/2025 S Introduced
Citations - Statutes (6)
Citation Catchline Location in Bill Location In Bill Help 626.732 Requirement as to knowledge, experience, or instruction. Page 2 (pdf) 626.878 Rules; code of ethics. Page 3 (pdf) 627.4108 Claims-handling manuals; submission; attestation. Page 3 (pdf) 627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 5 (pdf) 627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 7 (pdf) 627.70131 Insurer’s duty to acknowledge communications regarding claims; investigation. Page 8 (pdf)