HB 1087: Property Insurance Claims
GENERAL BILL by Maggard
Property Insurance Claims; Establishes mandatory procedure for resolution of disputed insurance claims; removes alternative procedure for resolution of disputed insurance claims; requires insurers, at specified times, to notify policyholders of mandatory procedure; authorizes policyholder to file with Division of Administrative Hearing petition to resolve claims; requires administrative law judge to review petition & dismiss certain petitions; specifies that dismissal of petition or portion of petition is without prejudice & does not require hearing; specifies that homeowner's insurance policy insurer is primary insurer; provides such insurer with right to seek subrogation.
Last Action: 3/5/2025 House - Now in Insurance & Banking Subcommittee
Bill Text: PDF
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Bill History
Date Chamber Action 2/25/2025 House • Filed
3/4/2025 House • 1st Reading (Original Filed Version)
3/5/2025 House • Referred to Insurance & Banking Subcommittee
• Referred to Civil Justice & Claims Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
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HB 1087, Original Filed Version (Current Bill Version) Posted 2/25/2025 at 3:25 PM
Bill Text: PDF Analyses: None Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 1508 Property Insurance Claims Leek Similar Last Action: 3/10/2025 S Introduced 
Citations - Statutes (9)
Citation Catchline Location in Bill Location In Bill Help 627.351 Insurance risk apportionment plans. Page 11 (pdf) 627.70131 Insurer’s duty to acknowledge communications regarding claims; investigation. Page 12 (pdf) 627.7015 Alternative procedure for resolution of disputed property insurance claims. Page 2 (pdf) 627.70151 Appraisal; conflicts of interest. Page 11 (pdf) 627.70152 Suits arising under a property insurance policy. Page 11 (pdf) 627.70153 Consolidation of residential property insurance actions. Page 11 (pdf) 627.70154 Mandatory binding arbitration. Page 11 (pdf) 627.70156 Page 11 (pdf) 627.7074 Alternative procedure for resolution of disputed sinkhole insurance claims. Page 12 (pdf)