HB 13: Windstorm Coverage by Citizens Property Insurance Corporation
GENERAL BILL by Cassel ; (CO-INTRODUCERS) Eskamani ; Hunschofsky
Windstorm Coverage by Citizens Property Insurance Corporation; Requires Citizens Property Insurance Corporation to make windstorm coverage available to homeowners for any residential structures and to commercial lines residential structures; provides requirements for windstorm coverage; authorizes homeowners to obtain windstorm coverage from certain insurance agents; provides underwriting & administering requirements for windstorm coverage portion of insurance; provides requirements for claims settlement payments; revises requirements for corporation's plan of operation; revises certain statements obtained by agents from applicants for coverage from corporation.
Last Action: 1/6/2025 House - Now in Insurance & Banking Subcommittee
Bill Text: PDF
Bill History
| Date | Chamber | Action |
|---|---|---|
| 12/6/2024 | House |
• Filed |
| 1/6/2025 | House |
• Referred to Insurance & Banking Subcommittee • Referred to Commerce Committee • Now in Insurance & Banking Subcommittee |
Related Bills
No Related Bills AvailableCommittee Amendments
Floor Amendments
Bill Analyses
No Bill Analyses AvailableVote History - Committee
No Committee Vote History AvailableVote History - Floor
No Vote History AvailableCitations - Statutes (35)
| Citation | Catchline | Location in Bill Location In Bill Help |
|---|---|---|
| 215.555 | Florida Hurricane Catastrophe Fund. | Page 87 (pdf) |
| 215.5595 | Insurance Capital Build-Up Incentive Program. | Page 91 (pdf) |
| 395.1061 | Professional liability coverage. | Page 120 (pdf) |
| 458.320 | Financial responsibility. | Page 121 (pdf) |
| 459.0085 | Financial responsibility. | Page 123 (pdf) |
| 464.0123 | Autonomous practice by an advanced practice registered nurse. | Page 124 (pdf) |
| 624.424 | Annual statement and other information. | Page 126 (pdf) |
| 624.462 | Commercial self-insurance funds. | Page 127 (pdf) |
| 624.805 | Hazardous insurer standards; office’s evaluation and enforcement authority; immediate final order. | Page 93 (pdf) |
| 625.317 | Corporate bonds and debentures. | Page 129 (pdf) |
| 627.062 | Rate standards. | Page 94 (pdf) |
| 627.0628 | Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption. | Page 95 (pdf) |
| 627.06281 | Public hurricane loss projection model; reporting of data by insurers. | Page 96 (pdf) |
| 627.0629 | Residential property insurance; rate filings. | Page 97 (pdf) |
| 627.0655 | Policyholder loss or expense-related premium discounts. | Page 129 (pdf) |
| 627.351 | Insurance risk apportionment plans. | Page 3 (pdf) |
| 627.3511 | Depopulation of Citizens Property Insurance Corporation. | Page 130 (pdf) |
| 627.3512 | Recoupment of residual market deficit assessments. | Page 132 (pdf) |
| 627.3513 | Standards for sale of bonds by Citizens Property Insurance Corporation. | Page 133 (pdf) |
| 627.3515 | Market assistance plan; property and casualty risks. | Page 133 (pdf) |
| 627.3517 | Consumer choice. | Page 134 (pdf) |
| 627.3518 | Citizens Property Insurance Corporation policyholder eligibility clearinghouse program. | Page 135 (pdf) |
| 627.4025 | Residential coverage and hurricane coverage defined. | Page 101 (pdf) |
| 627.4133 | Notice of cancellation, nonrenewal, or renewal premium. | Page 139 (pdf) |
| 627.701 | Liability of insureds; coinsurance; deductibles. | Page 103 (pdf) |
| 627.7018 | Standards for determining risk of coverage. | Page 109 (pdf) |
| 627.711 | Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form. | Page 109 (pdf) |
| 627.712 | Residential windstorm coverage required; availability of exclusions for windstorm or contents. | Page 112 (pdf) |
| 627.713 | Report of hurricane loss data. | Page 115 (pdf) |
| 627.945 | Compulsory association. | Page 142 (pdf) |
| 628.6017 | Converting assessable mutual insurer. | Page 143 (pdf) |
| 631.54 | Definitions. | Page 116 (pdf) |
| 718.111 | The association. | Page 116 (pdf) |
| 719.104 | Cooperatives; access to units; records; financial reports; assessments; purchase of leases. | Page 118 (pdf) |
| 720.303 | Association powers and duties; meetings of board; official records; budgets; financial reporting; association funds; recalls. | Page 119 (pdf) |
Citations - Constitution (0)
No Constitutional citations.
Citations - Chapter Law (0)
No Chapter Law citations.
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